retirement planning for 2013
DESCRIPTION
These materials were presented to guests at our January 2013 workshop dinner on the 29th, 30th, and 31st at Grimaldi's and Carmine's in Palm Beach Gardens.TRANSCRIPT
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Your presenter for the evening…
Peter Blatt, J.D. LL.M.Principal, Blatt Financial Group
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SOCIAL SECURITY
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19901992
19941996
19982000
20022004
20062008
20102012
0%
100%
200%
300%
400%
500%
600%
700% COLA
19905.4%
20003.5%
2009-20100.0%
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19901992
19941996
19982000
20022004
20062008
20102012
0.0
50.0
100.0
150.0
200.0
250.0CPI
1990130.7
2000172.2
2012230.0
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Source: U.S. Social Security Administration, Board of Trustees Report 2012
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INCOMETAXES
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1990 2000 2010 201331% 39.1% 35% 39.6%
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2013 Beyond
43.4%
WITH
OBAMAC
ARE
TAXES
?
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SOME NUMBERS...
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LONGETIVITYOF ASSETS
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In Loving Memory of...
JONATAN
GARRETT
BLATT
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LONGETIVITY OF ASSETS
80%Source: Fidelity Investments
$50,000 > $40,000$100,000 >
$80,000 $150,000 > $120,000
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2008Protection
2011participation
Conservative Income 0.7% 6.2%
S&P 500 -39.8% 2.1%
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RISK OF PRINCIPLE
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ARE YOU PREPARED...Stock Market Crash Probate CostsEntitlement Reform Capital Gains Taxes
Kids Want More Money Transaction CostsDepressed Real Estate Higher Income Taxes
Loss of Purchasing Power Interest RatesFlat Capital Returns Rising Cost of Medical Care
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ESTATEPLANNING
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FIVE basics
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Last WILLPOWER OF ATTORNEYLIVING WillguardianshipTrust
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FREERAFFLE