@abethebot | abe.ai

A Virtual Personal Finance Specialist for the 99%

@abethebot | abe.ai

Sam | CTO@abethebot

@abethebot | abe.ai

@abethebot | abe.ai

Our vision is to build a cognitive intelligence

that “thinks” and “acts” to optimize the

long-term financial health of a user.

@abethebot | abe.ai

57% of Americans are struggling financially.

JENNIFER TESCHER CEOTHE CENTER FOR FINANCIAL SERVICES INNOVATION

@abethebot | abe.ai

47% of Americans live on a financial cliff, unable to come up

with $400 of cash in the event of an

emergency.

@abethebot | abe.ai

Managing money is hard. It’s harder when

you don’t know how to do it or have the time

to do it.

@abethebot | abe.ai

@abethebot | abe.ai

Reduce the cognitive load

@abethebot | abe.ai

Where are you now?Where are you going?

• Cash Flow Predictions• Prescribed Budgeting• Modify Behavior

@abethebot | abe.ai

THINK

ACT

@abethebot | abe.ai

THINK• Aggregate Data

• Enrich Data

• Predict• Identify Opportunities

@abethebot | abe.ai

ACT• Nudge the User

• Gather Information

• Repeat

@abethebot | abe.ai

@abethebot | abe.ai

Under the TopHat• Deep Learning • Transactions

• Dialogue

• Platform Broker

• NLU

• State• Short Term Memory

@abethebot | abe.ai

Emerging• Financial Feature Sets

• Impulse Savings• Conversation as a means to

planning

@abethebot | abe.ai

Thank You