risk based pricing rule – fico installment · pdf file · 2013-07-09risk...
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Risk Based Pricing Rule – FICO® Installment Score FICO® Installment Score, v2 Bar Graph EXF3I-D FICO® Installment Score, v2 Table EXF3I-D FICO® Installment Score, v3 Bar Graph EXF4I-D FICO® Installment Score, v3 Table EXF4I-D
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3%
250 - 499
30%
25%
20%
15%
10%
5%
0%500 - 549 550 - 599 600 - 649
FICO® Credit Score Range
% o
f Con
sum
ers
with
Sco
res
in a
Par
ticul
ar R
ange
© 2013 FICO
650 - 699 700 - 749 750 - 799 800 - 862
8%
11%10%
13%
15%
19%
21%
EXF3I-D
3%
255 - 499
30%
25%
20%
15%
10%
5%
0%500 - 549 550 - 599 600 - 649
FICO® Credit Score Range
% o
f Con
sum
ers
with
Sco
res
in a
Par
ticul
ar R
ange
© 2013 FICO
650 - 699 700 - 749 750 - 799 800 - 886
7%
10%11%
15%14%
16%
24%
EXF4I-D
FICO® Installment Score, v2 Score Range
MinScore Range
MaxCumulative
%250 465 1%466 482 2%483 494 3%495 503 4%504 511 5%512 518 6%519 524 7%525 530 8%531 535 9%536 541 10%542 545 11%546 550 12%551 554 13%555 559 14%560 564 15%565 569 16%570 573 17%574 578 18%579 583 19%584 587 20%588 592 21%593 597 22%598 603 23%604 608 24%609 613 25%614 617 26%618 623 27%624 628 28%629 634 29%635 639 30%640 644 31%645 648 32%649 653 33%654 656 34%657 660 35%661 664 36%665 668 37%669 672 38%673 676 39%677 680 40%681 684 41%685 688 42%
689 692 43%693 695 44%696 699 45%700 703 46%704 706 47%707 710 48%711 713 49%714 717 50%718 720 51%721 723 52%724 726 53%727 729 54%730 733 55%734 736 56%737 740 57%741 743 58%744 747 59%748 750 60%751 753 61%754 756 62%757 760 63%761 762 64%763 766 65%767 768 66%769 771 67%772 773 68%774 776 69%777 778 70%779 781 71%782 784 72%785 785 73%786 788 74%789 790 75%791 792 76%793 795 77%796 796 78%797 799 79%800 801 80%802 802 81%803 805 82%806 807 83%808 808 84%809 811 85%812 813 86%814 814 87%815 816 88%817 818 89%819 820 90%821 821 91%
© 2013 Experian Information Solutions. All rights reserved.© 2013 FICO
Minimum FICO® Installment Score, v2 Maximum FICO® Installment Score, v2
File date: April 2013
EXF3I-D
250862
822 823 92%824 825 93%826 827 94%828 829 95%830 832 96%833 834 97%835 838 98%839 842 99%843 862 100%
FICO® Installment Score, v3 Score Range
MinScore Range
MaxCumulative
%255 471 1%472 488 2%489 500 3%501 510 4%511 517 5%518 525 6%526 532 7%533 537 8%538 543 9%544 548 10%549 554 11%555 558 12%559 563 13%564 568 14%569 572 15%573 578 16%579 583 17%584 588 18%589 593 19%594 598 20%599 604 21%605 609 22%610 614 23%615 619 24%620 623 25%624 628 26%629 633 27%634 637 28%638 642 29%643 645 30%646 649 31%650 653 32%654 657 33%658 661 34%662 665 35%666 668 36%669 671 37%672 674 38%675 678 39%679 681 40%682 685 41%686 687 42%
688 691 43%692 694 44%695 697 45%698 700 46%701 703 47%704 707 48%708 710 49%711 713 50%714 717 51%718 720 52%721 724 53%725 727 54%728 731 55%732 734 56%735 738 57%739 741 58%742 745 59%746 749 60%750 753 61%754 757 62%758 760 63%761 763 64%764 767 65%768 770 66%771 774 67%775 777 68%778 780 69%781 783 70%784 786 71%787 789 72%790 791 73%792 794 74%795 796 75%797 799 76%800 801 77%802 804 78%805 806 79%807 808 80%809 811 81%812 813 82%814 815 83%816 817 84%818 818 85%819 820 86%821 822 87%823 824 88%825 826 89%827 828 90%829 830 91%
© 2013 Experian Information Solutions. All rights reserved.© 2013 FICO
Minimum FICO® Installment Score, v3 Maximum FICO® Installment Score, v3
File date: April 2013
EXF4I-D
255886
831 831 92%832 834 93%835 836 94%837 838 95%839 840 96%841 844 97%845 848 98%849 855 99%856 886 100%