risk management power point presentation 2865

8/4/2019 Risk Management Power Point Presentation 2865

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Your Complete Outsourcing Employers Solution

Loss ControlisCost Control

A Safety Management

Presentation

By Tri-States

Risk Management Department

Tri-StateEmployer Services


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Risk Management Mission Statement

Tri-State Employment Services, Inc. (andaffiliated companies) Mission Statement for Risk

Management (Loss Control, Underwriting &Claims Management) is to develop and maintainan integrated multi-disciplinary program toeffectively manage and preserve Tri-StateEmployment Services, Inc. (and affiliatedcompanies) and our client companies resources,assets and liabilities.

Tri-State Risk Management


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Vision Statement

The vision of the Risk Management Department is to:

continually improve services to our organization andclient companies,

protect human, physical and financial assets and

resources, help maintain a safe and healthy work environment,

assist and educate others in meeting regulatorycompliance-related responsibilities, and

promote a risk-conscious climate in a manner consistentwith the mission and vision of Tri-State EmploymentServices, Inc., its affiliated companies and our clientcompanies.


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Industry Types Serviced:

Assisted Living Homes Offices

Auto Mechanics Painters

Car Dealerships Physician OfficesCarpentry Printing Ops.

Construction Restaurants

Day care Centers Retail Stores

Hospitals School Bus Ops.IT Specialists Trucking

Janitorial services Warehouse Ops.

Manufacturing And many more


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Is your business at risk ? Human Resources, e.g., retrain/replace employees

Fixed assets, e.g., damage to equipment/material

Continuity of operations, e.g., investigate incident

Market position, e.g., delayed deliveries Regulatory compliance, e.g., OSHA, DOT, SEC

Financial stability, e.g., decreased revenue /increased expenses

Liability, e.g., corporate / personal responsibility

Image to employees & public, e.g., news articles, SECinvestigations, and competitors derogatory statements


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Managements Safety Misconceptions

Internal conditions

It never happened before! Why do anything?

Were OK. We have insurance coverage.

Our Insurance Carrier will not increase our costs or cancelour policy!

Our companys Experience Modification will not beimpacted!

We dont have time to implement safety policies andprocedures!

It always happens to the next guy!


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Managements Safety Misconceptions(continued)

Production Priorities

No time or manpower to get safety things done

No time for safety meetings; training, etc.

Senior management will not support safety policies and procedures

Safety policies and procedures will cost to much $$$$$

The Law does require companies to implement safety policiesand procedures


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Direct Workers Compensation Components

Medical Expenses (Unlimited)

Disability / Indemnity (Statutory Limits)

Temporary Total Permanent Total

Temporary Partial

Permanent Partial

Death Benefits (Statutory Limits)

Rehabilitation Benefits (Statutory Limits)

Benefit Administration

Legal Costs (Coverage B)

Defense Costs


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Indirect losses Down timeother employees assisting injured employee,

time and expense to investigate accident, and potentiallylower employee production performance

Replacement and training of injured employee(s)additional overtime expense and or learning curve for newemployees

Damaged material and equipment

Decreased production goals

Delayed delivery Potential loss of customers

Loss of profit/sales

Increased expenses

OSHA fines


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Indirect losses (Continued)

There are as many as 100 ways indirect loss is

incurred with each accident.

Total Indirect Loss = 4 to 10 x Total Direct Loss

The proof is too costly and time

consuming to learn from experience


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Human behavior control

Stress importance of safety as a way of doing the job

Management MUST lead by example. Establish and enforce safety rules and regulations

Provide awareness and training

Diligent managerial supervision

Unsafe act inspections (Job Safety Analysis)

Consider incentive, award / reward


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Loss Control Services Include:

Developing or increasing the effectiveness of safety

program elements e.g., Company Policies and Procedures, Accident

Investigations and self inspections

Safety committee roles and activities

Early Return to Work Program or Modified /Transitional Duty Positions


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Loss Control Services:(Continued)

Accident Investigation Accident Trending Unsafe Acts/Conditions

Accident Loss Leaders

NOTE: Too many accident investigation reports falsely

show the main cause to be employee carelessness.


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Tri-State Risk Management Loss Control Services:(Continued)

Regulatory Compliance

Occupational Safety & Health Administration (OSHA)www.osha.gov (home page)

Department Of Transportation (DOT)www.dot.gov (home page)

California Division of Occupational Safety and Health(DOSH)or Cal/OSHAhttp://www.dir.ca.gov/dosh/EnforcementPage.htm

Environmental Protection Agency (EPA)www.epa.gov (home page)

And more

the

law!

it's
http://www.osha.gov/http://www.dot.gov/http://www.dir.ca.gov/dosh/EnforcementPage.htmhttp://www.epa.gov/http://www.epa.gov/http://www.dir.ca.gov/dosh/EnforcementPage.htmhttp://www.dot.gov/http://www.osha.gov/


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Hazard Assessment: Inspection

and Evaluation Procedures

On-site facility surveys Life Safety (NFPA 101)

Machine Guarding (OSHA 1910.212)

Point of Operation Guards (OSHA 1910.217)

Personal Protective Equipment (OSHA1910.132)

And more


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Specialized Surveys

Ergonomics

Industrial Hygiene, Indoor Air Quality

Occupational Health

OSHA-Type surveys

And more


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Assist in developing effectivesafety program elements:

Emergency Action Plan (OSHA 1910.38)

Disaster Recovery Bloodborne Pathogens (OSHA 1910.1030)

Violence in the Workplace (OSHA 5(a)(1))

Hazardous Waste Operations and Emergency

Response Standard (OSHA 1910.120) Hazard Communication (OSHA 1910.1200)

Confined Spaces Policy (OSHA 1910.146)

Respiratory Protection Policy

(OSHA 1910.134)


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Assist in developing effective safetyprogram elements(Continued) Hearing Conservation Program

(OSHA 1910.95)

Stairway and Ladder Safety Fall Protection

Forklift Operation

Scaffolding/Aerial Lift Safety

Excavation Safety

Hot Work Safety Policy

Electrical Safety CPR & First Aid

Driver Safety Policy

And more


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Emergency Action PlanOSHA Subpart E: 29CFR1910.38(a)

Authority and responsibility Early warning (alarms) and communications

Emergency response plan / evacuation

Designated evacuation team trained

Rescue; medical duties - designatedemployees


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Training Methodology Classroom Lecture

Videotape

Computer, CD

Webinars

News Letters

Professional Publications


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Tri-State Risk ManagementLets do it !

Lets contact Tri-State now!

Loss Control isCost

Control!


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Contact Us Phone: 212-619-0160

Fax: 212-619-1611

Phillip Bok, CPCU, CWCP, CFSA, CIPA, APA, ARM

Vice President of Risk Management & InsuranceOperations [email protected]

Marvin Tricanowicz, Loss Control Manager [email protected]

Your Complete Outsourcing Employers Solution
mailto:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]

risk management power point presentation 2865

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