robo signer bill koch--lynn szymoniak, esq.--the cortes affidavit exhibits

33
IN THE CIRCUIT COURT OF THE 9 TH JUDICIAL CIRCUIT IN AND FOR ORANGE COUNTY, FLORIDA CIVIL DIVISION WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF17, Case No. 2010-CA-9850 Plaintiff, vs. SUSANNE CORTES, et aI., Defendants. AFFIDAVIT OF LYNN E. SZYMONIAK, ESQ" AS DE FE NDANTS ; EXP ERT STATE OF FLORIDA COUNTY OF PALM BEACH LYNN E. SZYMONIAK, Esq., having been duly sworn, deposes and states that if sworn as a witness she can testify competently to the facts stated in this affidavit, based upon her personal knowl dge: 1. I am an adult citizen of the United States, and have resided n Palm Beach County, Florida since 1979.

Upload: 83jjmack

Post on 07-Apr-2018

231 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 1/33

IN THE CIRCUIT COURT OF THE 9TH JUDICIAL CIRCUITIN AND FOR ORANGE COUNTY, FLORIDA

CIVIL DIVISION

WELLS FARGO BANK, N.A.,AS TRUSTEE FORTHE HOLDERSOF THE FIRST FRANKLIN MORTGAGELOAN TRUST 2006-FF17,

Case No. 2010-CA-9850

Plaintiff,

vs.

SUSANNE CORTES, et aI.,

Defendants.

AFFIDAVIT OF LYNN E. SZYMONIAK, ESQ"

AS DEFENDANTS; EXPERT

STATE OF FLORIDA

COUNTY OF PALM BEACH

LYNN E. SZYMONIAK, Esq., having been duly sworn, deposes and

states that if sworn as a witness she can testify competently to the

facts stated in this affidavit, based upon her personal knowledge:

1. I am an adult citizen of the United States, and have resided in Palm

Beach County, Florida since 1979.

Page 2: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 2/33

2. I am an attorney and was admitted to the Florida Bar in 1980. My

business address is: The Szymoniak Firm, P.A., The Metropolitan, PH2-

05, 403 S. Sapodilla Avenue, West Palm Beach, Florida 33401.Telephone: (561) 630-6928. I have practiced law in Palm Beach

County for 31 years. I am a graduate of Bryn Mawr College in Bryn

Mawr, Pennsylvania, and Villanova Law School in Villanova,

Pennsylvania.

3. For the past twenty years, my practice has primarily been in cases

involving white-collar crime allegations, particularly, in representing

major insurance companies in claims that they have been defrauded

by large policyholders.

4. In the last ten years, I have also served as an expert witness in civil

and criminal cases. In criminal cases, I have served as an expert

witness for the United States of America and the State of California. I

have testified at trial in two federal court cases in Jacksonville, Florida,

where the allegations involved false and fabricated documents

including fabricated insurance policies and certificates of insurance.

The two Jacksonville cases were United States v. Thomas King, Case

No. 3:05-cr-52-J-99MMH, Middle District of Florida, Jacksonville

Division and United States v. Donald Touchet, et al., Case No.

3:2007cr00090, Middle District of Florida, Jacksonville Division. My

designation as an expert and the use of my testimony were affirmed in

an 11th Circuit opinion, United States v. Robert D. Jennings, Case No.

08-13434 (tt" Or. Jan. 5, 2010). I also submitted an expert opinionfor the government in a New York Northern District federal case that

ended in a guilty plea: United States v. James Kernan, Case No.

5:2008cr00061. I have also been designated an expert on insurance

2

Page 3: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 3/33

regulatory matters in Florida and testified at trial in April, 2010, in a

federal criminal trial involving financial guaranty insurance, United

States v. Michael Zapetis, et aI., Case No. 8:2006cr00026, Middle

District of Florida, Tampa Division. This case also resulted in a guilty

verdict. I have also worked as a consultant/expert for the South

Carolina Department of Consumer Affairs and the South Carolina

Department of Insurance. I also submitted an expert opinion in a

California state case involving fraudulent insurance practices and

documents that resulted in a guilty plea in March, 2010, the People of

the State of California v. Mitchell Zogob, Orange County, California. I

have testified as an expert in a foreclosure case in Harris County,

Texas. I have also served as an expert and consultant for the South

Carolina Department of Insurance and for the South Carolina

Department of Consumer Affairs.

5. I have written several articles on mortgage foreclosures and

residential mortgage-backed securitized trusts, including the following:

"An Officer of Too Many Banks," Fraud Digest, January 14, 2010; "Too

Many Jobs," Fraud Digest, January 19, 2010; "Mortgage Assignments

As Evidence of Fraud," Fraud Digest, February 91 2010; "Inroads on

Foreclosure Fraud by Mortgage Servicers" Fraud Digest, April 7, 2010;

"Mass-Produced Affidavits Filed by Foreclosure Firms," Fraud Digest,

April 13, 2010; "How Lender Processing Services, Inc. Solves Deutsche

Bank's Missing Paperwork Problem in Foreclosures," Fraud Digest, April

16, 2010 and "The Real Employers of the Signers of Mortgage

Assignments to Trusts," Fraud Digest, May 14, 2010.

6. I was formerly a Certified Fraud Examiner, and have had nine hours

training by the National Association of Certified Fraud Examiners in

3

Page 4: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 4/33

identifying forged and fabricated documents, in a course taught by

retired agents of the FBI.

7. I have examined a copy of the Assignment of Mortgage in the

instant case, attached hereto as Exhibit A.

8. Regarding the Assignment marked Exhibit AI dated March 291 20101

the Grantor/Assignor is identified as "Mortgage Electronic Registration

Systems, Inc., as Nominee for First Franklin Division of National City

Bank." The Grantee/Assiqnee is Wells Fargo Bank, N.A'I as Trustee for

the Holders of First Franklin Mortgage Loan Trust 2006-FF17 Mortgage

Pass-Through Certlflcates, Series 2006-FF17. This Assignment was

signed by Bill Kochl who is identified as Asst. Secretary of "Mortgage

Electronic Registration Systems, Inc. as Nominee for First Franklin A

Division of National City Bank." This Assignment was notarized in Salt

Lake County, Utah.

9. I have examined over 5,000 other Mortgage Assignments, including

at least 1/000 Assignments where the GRANTOR was identified as

MERS or Mortgage Electronic Registration Systems, Inc. Most of the

Assignments I have examined involve Assignments made to residential

mortgage-backed securitized ("RMBS") trusts.

10. From my knowledge and experience, I know that Bill Koch signed

as an officer of MERS as Nominee for First Franklin, a Division of

National City Bank when he was actually employed by Select Portfolio

Servicing, a mortgage servicing company in Salt Lake City, Utah. Koch

did not disclose that he was employed by Select Portfolio Servicing on

the Assignment.

4

Page 5: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 5/33

11. Bill Koch uses many different job titles when signing Mortgage

Assignments including:

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for Credit Suisse Financial Corp.;

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for Mortgage One, Inc.;

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for CMGMortgage, Inc.;

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for Pinnacle Direct Funding Corp.;

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for Diversified Mortgage;

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for Act Lending Corporation d/b/a Act Mortgage Capital;

• Asst. Secretary, Mortgage Electronic Registration Systems, Inc., as

nominee for Cherry Creek Mortgage Company, Inc.;

• Document Control Officer, Select Portfolio Servicing, Inc. f/k/a

Fairbanks Capital Corp.;

• Document Control Officer, Aames Funding Corp. DBA Aames Home

5

Page 6: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 6/33

Loan By Its Attorney-In-Fact Seclect Portfolio Servicing, Inc., f/k/a

Fairbanks Capital Corp.Asst. Secretary, Mortgage Electronic

Registration Systems, Inc., as nominee for Credit Suisse Financial

Corp.;

• Document Control Officer, Select Portfolio Servicing, Inc. f/k/a

Fairbanks Capital Corp. as Attorney-In-Fact for Master Financial, Inc.;

and

• Document Control Officer, Equicredit Corporation of America By its

Attorney-In-Fact Select Portfolio Servicing, Inc. f/k/a Fairbanks Capital

Corp.

Copies of other Assignments signed by Bill Koch are attached hereto as

Exhibit B.

12. This pattern of signing many different job titles is consistent with

the practices of other employees of mortgage servicing companies. I

have written two articles on this practice: "An Officer of Too Many

Banks" (January 14, 2010, Fraud Digest) and "Too Many Jobs"

(January 19, 2010, Fraud Digest). This practice has also been

questioned by various courts, particularly by the Honorable Arthur

Schack in Kings County, New York.

13. Other courts have discovered that signers of Mortgage

Assignments have sometimes falsely claimed to be officers of

Mortgage Electronic Registration Systems, Inc. On September 30,

2010, U.S. Bankruptcy Judge Harry C. Dees, Jr., Northern District of

Indiana, South Bend Division, discussed Bethany Hood's claim to be an

6

Page 7: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 7/33

officer of Mortgage Electronic Registration Systems, Inc" in Koontz v.

EverHome Mortgage and Mortgage Electronic Registration Systems,

Inc.,Case No, 09-30024, Proc, No, 10-3005, In this contested

foreclosure, EverHome and MERS moved for summary judgment, while

the plaintiff homeowners argued that there were genuine issues of

material fact that precluded summary judgment. One such issue

involved a Mortgage Assignment signed by Bethany Hood as Vice

President of Mortgage Electronic Registration Systems, Inc, (riMERS"),

Judge Dees noted as follows:

MERS, in its Answer to the plaintiff's Complaint, admit(ted)that Bethany Hood is not an employee of MERS, (citeomitted). The debtor claimed that the document[assignment signed by Bethany Hood as a MERS officer]was fabricated and MERS has offered no other explanation,nor has it submitted properly authenticated documentationof an assignment, It appears to this Court that afraudulent recorded Assignment of Mortgage might still befound today in the St. Joseph's County Recorder's Office,despite MERS' knowledge of the false signature, Indeed,MERS has completely sidestepped the fact that thisAssignment was signed by someone representing herselfto be a Vice President of MERS, and it has declined toexplain why this false document was attached to theamended Proof of Claim ...

In the view of this court, the conduct of the EverHomedefendants and the MERS defendant - reflecting a lack oftransparency and determination not to provide informationor documents until required - has burdened both thedebtor and this Court .. .On this case, the Creditors havebeen forced to admit that a non-employee signed theAssignment of Mortgage, representing herself to be a Vice

President of MERS and other banks or mortgage companiesheld the Mortgage and or Note at issue .. ,

Having determined that genuine issues of material fact

exist, the Court denies the Motions for Summary Judgmentfiled by the EverHome defendants and MERS.. . "

7

Page 8: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 8/33

In other cases, lenders have filed "Corrective Assignments" because

the individuals signing the original assignments as officers of MERSlacked authority to do so.

15. I am familiar with the mortgage securitization process and I have

written several articles regarding mortgage securitization. The trust

referenced on the Assignment in this case had a closing date, the final

date when properties could have been added to the trust under the

terms of the Pooling and Servicing Agreement that governed the trust,

in 2006.

16. In the rush to securitize residential mortgages, many securities

companies did not secure the essential paperwork. In particular,

many trusts have missing Mortgage Assignments. This is true even

though the trust documents set forth plainly that such Assignments

shall have been delivered to the Trust by the loan originators. In the

present case, the loan originator should have delivered a signed and

dated Assignment to the Depositor of the Trust, who in turn should

have delivered the Assignment to the securities company/sponsor who

in turn should have delivered the Assignments to the Document

Custodian of the Trustee I 2006.

17. The failure of certain mortgage-backed securitized trusts to

produce Assignments has been noted by several Courts, including

Massachusetts Land Court Judge Keith Long, reaffirming a 2009 ruling

(Ibanez) that invalidated foreclosures on two properties because the

lenders did not hold clear title to the properties at the time of the

foreclosure sale. Mortgage assignments were a key issue in Ibanez, a

case that involved ineffective assignments to the Trust. Judge Long

8

Page 9: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 9/33

noted:

.v.the plaintiffs' own securitization documents required

mortgage assignments to be made to the plaintiffs inrecordable form for each and every loan at the time theplaintiffs acquired them. Surely, compliance with thisrequirement would (and certainly should) have been apriority for an entity issuing securities dependent on

recoveries from loans/ such as these/ known from the startto have a higher than normal risk of delinquency anddefault (KCL). See/ U.S. BANK, N.A. v. Antonio Ibanez, et

el., Commonwealth of Massachusetts/ Land Court Dept.,08 MISC 384283 (KCL).

18. The Ibanez decision was affirmed by the Massachusetts Supreme

decision, "We agree with the judge that the plaintiffs, who were not

the original mortgagees, failed to make the required showing that they

were the holders of the mortgages at the time of foreclosure. As a

result, they did not demonstrate that the foreclosure sales were valid

to convey title to the subject properties, and their requests for a

declaration of clear title were properly denied ...In Massachusetts,

where a note has been assigned but there is no written assignment of

the mortgage underlying the note/ the assignment of the note does

not carry with it the assignment of the mortqaqe." This recent

decision/ one of the first to address foreclosures, mortgage

asslqnrnents and securlttzatlons, makes it clear that a foreclosing party

who is not the original lender must have a valid Mortgage ASSignment.

19. On the date that Bill Koch signed as an officer of MERS as nominee

for First Franklin a dlvlslon of Nat. City Bank, that entity no longer was

in existence. First Franklin, a/k/a First Franklin Financial Corporation

9

Page 10: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 10/33

("FFFC") was a subsidiary of National City Bank of Indiana ("NCBI").

Merrill Lynch acquired FFFCfrom National City Corporation, the holding

company of NCBI on December 30, 2006. In March of 2008, as the

subprime mortgage market deteriorated severely, Merrill Lynch

transferred its ownership of FFFC to Merrill Lynch Mortgage Services

Corporation ("MLMSC"), a subsidiary. On January 1, 2009, Bank of

America announced that it had completed the takeover of Merrill Lynch

for $33 billion. On March 29, 2010, the date of the Assignment in this

case, FFFC was owned by MLMSC. FFFC ceased to be a subsidiary of

NCBI in 2006 and was owned by Merrill Lynch. An Assignment on

March 29, 2010, by First Financial a division of National City BanK was

an assignment from a long-defunct corporation.

20. In my opinion, the present case is another example of a trust

failing to produce the Assignment that should have been obtained in

2006. The Assignment Date on the Exhibit A Assignment is almost

certainly false because it is very unlikely that a Trust created (and

closed) in 2006 acquired a non-performing loan on March 29, 2010.

From my knowledge and experience with mortgage-backed securitized

trusts, such acquisition of non-performing loans is prohibited,

particularly after the closing date of the Trust.

21. From my knowledge of mortgage companies, I know that Bill Koch

and Select Portfolio, his actual employer, are most likely working for

the Trustee, Wells Fargo Bank. which filed this foreclosure action less

than one month later, on April 21, 2010.

22. On May 11, 2010, Judge Arthur J. Schack, Supreme Court, Kings

County, New York, addressed the issue of whether the signer of an

10

Page 11: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 11/33

Assignment was working for the grantor or grantee in a case involving

an Assignment signed by an employee of the law firm representing the

mortgage company in the case. The case also involved a mortgage-

backed securitized trust. See U.S. Bank, N.A. v. Emmanuel, 2010 NY

Slip Op 50819 (u), Supreme Court, Kings County, decided May 11,

2010, In this case, the trust inexplicably did not produce a mortgage

assignment from the original lender to the securities company to the

trust. Instead, the assignment relied upon by the plaintiff was one

executed by Elpiniki Bechakas as assistant secretary and vice

president of MERS, as nominee for Freemont. Honorable Arthur Schack

determined sua sponte that Bechakas was an assoclate in the law

offices of Steven J. Baum, the firm representing the trustee and trust.

Judge Schack recognized that the Baum firm was thus working for

both the GRANTOR and GRANTEE. Judge Schack wrote:

"The Court is concerned that the concurrent representationby Steven J. Baum, P.e. of both assignor MERS, asnominee for FREMONT, and assignee plaintiff U.S. BANK isa conflict of interest, in violation of 22 NYCRR § 1200.0(Rules of Professional Conduct, effective April 1, 2009)Rule 1.7, "Conflict of Interest: Current Clients."

The foreclosure was denied. As in the Emmanuel case, Koch, the

signer of the Assignment, is signing on behalf of the GRANTOR while

actually working on behalf of the GRANTEE, and while identifying

himself as an officer of MERS, the GRANTOR.

23. In thousands of Assignments I have examined, new "replacement"

Assignments have been prepared and presented to Courts without any

disclosure to the Court or to the Homeowner/Defendants that the

original Assignments were lost. The First Franklin Mortgage Loan

Series of Trusts, including the trust that is the plaintiff in this case, are

11

Page 12: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 12/33

among the Trusts that are frequently unable to produce the original

Assignments and regularly attempt to substitute Assignments prepared

by mortgage servicing companies specially to use in foreclosure

litigation.

24. The Assignment herein is also defective because it is an

Assignment from Mortgage Electronic Registration Systems ("MERS").

The many problems with MERS Assignments were recently set forth by

Florida Acting Circuit Court Judge Rob Crown in the foreclosure case,

Aurora Loan Services, LLC v. Judith Mendes DaCostaf et al., Case No.

09-142-CA, Collier County, Florida, where Judge Crown, citing New

York case law, stated:

The assignment attached to the amended complaint isfrom Mortgage Electronic Registration Systems, Inc.(hereinafter "MERS") to Plaintiff, and that assignment iscompletely ineffective. As nominee for the lender, MERSserves in a very limited capacity. Specifically, MERSrecords the mortgage and tracks ownership of the lien.MERS has no substantive rights itself and, therefore,cannot assign what it does not have. "A nominee of theowner of the note and mortgage may not effectively assignthe note and mortgage to another for want of anownership interest in said note and mortgage by thenominee." LaSalle Bank Nat. Ass'n v. Lamy, 824 N.Y.S.2d769, 2006 WL 2251721 (Sup.2006). When a state agencyfound that MERS is a mortgage banker subject to licenseand registration requirements, MERS appealed to theSupreme Court of Nebraska and outlined its very limited

role as nominee.

"Subsequently, counsel for MERS explained that MERS

does not take applications, underwrite loans, makedecisions on whether to extend credit, collect mortgagepayments, hold escrows for taxes and insurance, orprovide any loan servicing functions whatsoever. MERS

merely tracks the ownership of the lien and is paid for itsservices through membership fees charged to its

12

Page 13: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 13/33

members." Mortgage Electronic Registration Systems, Inc.

v. Nebraska Department of Banking and Finance, 704 N.W.2d 784 (Neb.2005). "MERS argues that it does notacquire mortgage loans and ... only holds legal title tomembers' mortgages in a nominee capacity and iscontractually prohibited from exercising any rights withrespect to the mortgages (i.e., foreclosure) without theauthorization of the members. Further, MERS argues thatit does not own the promissory notes secured by themortgages and has no right to payments made on thenotes." Id. Emphasis added. "Documents offered duringthe Department hearing support the limited nature ofMERS' services," Id. Based on the explanation from MERSitself and documents presented by MERS and reviewed bythe Supreme Court of Nebraska, it is undisputed that MERS

serves in a very limited capacity and holds no substantiverights. MERS is contractually prohibited from exercisingany right in a foreclosure case without the authorization ofthe lender, and that prohibition was confirmed by MERSitself. There is no evidence of any such authorization in theinstant case.

Other courts around the country have likewise recognizedthe limited role that MERS plays as nominee. "Wespecifically reject the notion that MERS may act on its own,independent of the direction of the specific lender whoholds the repayment interest in the security instrument atthe time MERS purports to act... Nothing in the recordshows that MERS had authority to act." Mortgage

Electronic Registration Systems. Inc. v. Southwest Homes

of Arkansas, 2009 WL 723182 (Supreme Court ofArkansas, 2009). riMERS's role in this transaction casts nolight on the contractual issues raised in this case." Id. "Therelationship that MERS has to Sovereign is more akin tothat of a straw man than to a party possessing all therights given a buyer." Landmark National Bank v. Kesler,

216 P.3d 158 (Supreme Court of Kansas, 2009). "MERSpresents no evidence as to who owns the note, or of any

authorization to act on behalf of the present owner." In ReVargas, 396 B.R. 511 (Bankr.C.D.Cal. 2008). liAs notedabove, MERS purportedly assigned both the deed of trustand the promissory note to Consumer ... however, there isno evidence of record that establishes that MERS eitherheld the promissory note or was given the authority by

13

Page 14: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 14/33

New Century to assign the note ... Accordingly, the Courtconcludes that there is insufficient evidence that Consumerhas standing to proceed with this litigation." Saxon

Mortgage Services, Inc. v. Hillery, 2008 WL 5170180(N.D.Cal. 2008).

As in the DaCosta case! there is no evidence of record that establishes

that MERS was authorized to assign anything to Plaintiff! and

therefore, the assignment is invalid.

25. On August 10, 2010, the Florida Attorney General's Office

announced that it was conducting a civil investigation of The Law

Offices of Marshall Watson, counsel for the plaintiff in the present case.

The allegations included whether the firm, and two others, fabricated

documents in court on numerous occasions when the original

paperwork needed to foreclose was missing.

26. For all of the reasons set forth above, it is my opinion that the

assignment In this case is fraudulent.

FURTHERAFFIANT SAYETH NOT.

LYNN E. SZYMONIAK

14

Page 15: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 15/33

COUNTY OF PALM BEACH

STATE OF FLORIDA

Before me, the undersigned authority, on this M day of March,

2011, personally appeared LYNN SZYMONIAK, known to me to be the

person whose name is subscribed to the foregoing Affidavit, and

acknowledged that she executed the same for the purposes therein

contained.

In witness whereof, I have unto set my hand and official seal.

ROBERTV. BROWNLEE

Page 16: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 16/33

EXH IB IT A

Page 17: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 17/33

,~.. ~~~RiI!lIIp'I""

IlI1J,.J<OO Ij'- . :. " .; •

SJ : i£ t ;TPORTI 'OUO 8EFIII!CiWQ.IN¢·3 1 ; 1 15 S W T l lM 1 - I . l! "

~Al. I' I .I l J< EC I TY .! )' r ~ J 15~1I00

'] -

A o ~~ RT (" ~ E l. .E C fR O N lC fl IO G IS :T i' U\ ll ON S YS 1l! M S. IN C. M< II OM I Ne e fOfI YIR$TF tw lKWlA!)1y1~O flIlA JlO NN .C lIY E lN lIII II ; ;J lI~ ..w ~, S Al.T 1.JIX ll C IT Y. U'r 'l<lJI~~ W llU Jj rA llO OlJ t\N tI , M l1011A 1, I I S l l ( ) { ; I 4 Y l O N , AS ' l n1}S ' fEE PI(IR T »E I 1Q U mh S O F TI-IF, "IltlrrI ' / ' !ANJruI,t . ! ! O I l T G t \ G l i LON! m l l S r ~j1 U()RT~ Pi\Sa-TtlltOl.k>H GIlffilflCAlU, 5~16S2(JQf!$l'l1l11!jlll~6'ln~SJ\LT~C1'JY.1IT MI1I1=~~=~~l 1 l' lG l .l ; ;p $ l ll OO TQ :MI1I l 5~ H Q I J I N E J l f O Il F lI I l$ T I ' lW l IU J I l A

~QfMortD:>!l*l 00$1'f.!UIJI.I~d: 1~ .)~j)$w.'IPIi1Ob'FoftoC.'M ... ~~1I o. 12OOWll d~ I~~ew.t y .5~al rl o. lf l;l ;o.

I')"PMI'~ MOLIllUl < : ;REO( 1m . t ) l l lAM.JO . fI.=KNOW ~~ ~ BY TtlESE V11$i $Em'e d " '" ' " r . o n l !< l M J U . l o n '" Il10IIIJII\I)/TflN \ I I I d mJl iOi l l l l t ODtLAAIJ . . .. ,

oU>W'jImHI0I'Id~~PIIId"Iho-'lo'mMmodI\l.;>l!,1IIflI'."",~~~oI_bh~rOlrt~. Jhlo~Aot~ I>o<OVy~ I I iOo>I I< I I i >u . .~ I I I I\ 1 I1N! . IhDtJN4MA~1 t~"IIhIl'lllNolilorQlloJr6~ .. ~{thIt~_II$~ ... ~~lUmoi$11, l t .<I l lO. I lO. ... _ ~> i'r ._ iI IO IW y .~ .. ,w .p lI n" "¥ '''' ''' '''" '' ''' 'v rlh "' m 8 Y l1 tN t> ft I! ,I l> o '' ''l !l r>..... , ~ '" m :J { l o ! < : l ~.1IO d theM 1 I < : i o ! I ! I i I' " " " Il$~MQ of ~III<I~"'" j In M . . ,. Ullmlrt«'n_tmllJ)~_~~fII>1tJfflnl·~ ....._mIOl I'o I~AW(In . .. tl1a~.J:>ono/rcloll1n1ol",,*~iIwI~.

rOIIAVliNWT<)l101bll\.oOJMo<IpIljll!"""lI<Irq.1lM8I(joU\(l""")JI>//IoI'IIyI.ll'oloU""""'~iIIIIlo~,

!Wl>j«l"'f/Io"""'_~II1~~.tWltl!!lll.

Page 18: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 18/33

EXH IB IT B

Page 19: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 19/33

R ec ord in g R eq ue ste d B y:

S EL EC T P OR TF OL IO S ER VIC IN G, IN C.

~ 7/14 /08 10 :34 :4 :S

~f( 2 ,9 23 fiG 56 1h /D E SO T O C O UN T 1 , M .s;!' 1 M :. D A V IS , C H C L E R K

W hen R ecord ed R eturn To :

B IL L K O CH

S EL EC T P OR TFO LIO S ER VIC IN G, IN C.3 815 S W TEM PL E

S ALT L AK E CITY , U T 84115

I m l l l l~ I I ~ I I I ~ I II I ~ 1 I 1 1 1 I 1 1 1 1m l l m l l li l imru l R I 'QMTE MSIGNMENT O F P EE P O f TBUU

Deseto, M is sis sip pi S EL L ER 'S S E RV IC IN G #: 0011056090 "MITCHELL"INVESTOR# :MERS I I: 100180100002079091 VR U I I : 1 · 888 ·679·6317

D ate of A ss ignm ent: M ay 28th , 2 00 8

Ass ignor: MER SA S NO MINEE FO R ENCO RE C RED IT CO RP. a t 3816 SW TEMPLE , SALT LAKE CITY , UT 84115Ass ignee: THE B AN K O F NEW YO RK , A S IN DEN TUR ED TR US TEE FO R THE ENC OR E CR ED IT R ECEIVA BLES

TRUST2005 -2 ~t3815 SW TEMPLE, SALT LAKE CITY , UT 84115

Executed B y : S TEVEN W MITCHELL AN D W IFE, K ATHY M ITC HEL L, AS TENAN TS B Y THE EN TIR ETY W ITH

FUL L R IG HTS O F S UR VIVO RS HIP TO ; M ER S AS NO MINEE FO R ENC OR E C RED IT CO RP. A CA LIFO RN IACORPORATION

D ata of D eed of Trus t: 04/22/2005 Recorded : 05/16/2005 I n Book /Ree l/L l be r: 2217 Page/Fol io: 415 In D e S oto ,MissisS ippi

P r op er ty A d d re s s: 8125 YAR MO UTH CV, S OU THA VEN, M S 38672

K NO W A LL MEN B Y THES E PR ES ENTS that In conside ration of the su m of TEN and N O/l0aths D OLLA RS and

other 900d and va lu ab le c ons id era tio n, pa id to t he a bo ve na me d A SS ig no r, th e rE lc elpt an d suff lolency of Wh ic h Is

h ere by a ck no wle dg ed , s aid A ss ig no r h er eb y a ss ig ns u nto th e a bo ve -na me d A SS ig ne e, th e s aid D ee d o f Tru st

to ge th er w ith th e N ote o r o th er e vid en ce o f tn de bte dn es s (th e " No te "), s aid N ot e h aving a n o rig ina l princ ipa l s um o f

$183,350 .00 w it h Inte re st, s ec ure d t he re by, to ge th arw lth a ll m on eys no w o wing o r t h at m ay h ere afte r b ec om e du eo r o wing In re sp ec t th ere of, a nd th e fu ll b ene fit o f a ll th e po we rs a nd o f a ll th e c ov ena nts a nd pro vis os th er einc on ta ine d, a nd th e s aid A ss ig no r h er eb y g ra nts a nd c on ve ys u nto th e s aid A ss ig ne e, th e A ss ig no r's b ene flo ia l

Inte re st u nd er th e D ee d o f Tru st.

TO HAVE AND TO HO LD the sa id D eed of Trust and Note , and also the s aid pr ope rty u nto th e s aid A SS ig ne e

f o re ver , s u b je c t to the term s conta ine d In sa id D ee d ofTrust a nd N ote . IN W ITN ES S W HER EO F, the a SS ig nor hase xe cu te d th es e pre se nts th e d ay a nd ye ar fins ! a bo ve w ritte n:

MER S AS NO MINEE FOR ENCO RE CRED IT CO RP,

On jU N 0 3 2 0 0 8BY:~a lii K o ch , A ss is ta nt S ec re ta ry

STATE O F UtahC OUN TY O F S alt Lake

onJIIN 0 3 2 0 0 8 .berore m e, K IM BER LY C LA RK , a Notary Publ ic in and for S alt L ake in the S tate of U tah ,p er so na lly a pp ea re d B ill K o ch , A ss is ta nt S e or et ar y M or tg ag e E le ct ro nic R e gi st ra tio ns S ys te ms , t n c . , personally

known to m e (or pro ved to m e on the b asis of s atis facto ry evid ence) to be the person(s) w hos e nam e(s) Is lares ub sc rib ed t o t he w it hi n In st ru me nt an d a ck no wle dg ed t o me t ha t h e/ sh e/ th ey e xe cu te d t he s am e In h is /h er /t he ir

author ized capaoity, a nd t ha t b y h is /h er/t he lr s lg na tu ro o n the InstrUment the p er so n( s) , o r thE) e ntit y u po n b eh alf o f

w hi ch t he p er so nt s) a ct ed , e xe cu te d t he In st ru m en t.

NQ't'AlW PlJliIt.lCK IM BER LY CLA RK

3 8 t 6 S ou th 92 W as tSell lake Ci ty, Utah 84115

My .Oomm f eet o n. E ) (p l re s

O a co ro be r 1 1. 2 01 1

STATE OF UTAH( Th is a re a fo r no ta r ia l s e a l)

Proparod By: J e fl P ro • • , R IC HM ON D M ON RO E G R OU P 1 5 51 1 HIGHWAY 1 3 , B R ANSON WE ST , M O 65737417-739 -9412

' 'T KK A MR C ·0 51 2 81 20 Q a 0 3 :5 9: 27 P M ' A MR C 63 AM R C2 00 B 05 2 30 0 00 00 0 00 00 0 76 ' M SO E so - 0 01 1 0 56 00 0 M SS T AT E_ T R US T_ AS S IG N _A $S N ' AC K "A CK AM R C'

Page 20: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 20/33

,. .~.'I 1 1 1 1 1 ~ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 8 1 1 11 1

Reco r d in g Reques t ed By :S EL EC T P OR TFO LIO S ER VIC ING , INC .

CFN 20090070370

OR SK 23~04 PG 0321

R E C O R D E P 0 3/ 02 /2 00 9 1 6: 44 :2 4

P a l m B e a c h C o un t y , F l or i d a

Sharon R . B o c k ,C L E R K & C O M P T R O L L E R

Pg 0321; (lpg)

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 [ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1,(~

'V(.~;)),_ C OR PO R ATE A SS IG NM EN T O F M O RTG AG EP a li n B e a ch , Florldi i / :_Sl1I.LeR·S SERV IC ING #: 0 01 08 58 41 3 " P O LY C H R O NO P O U L O "INVESTOR #: ~s

MER S # : 10040660000 ! \. f \ :j1 117(: ; -

Da te of Ass ignm ent: Augvs~ , l)~ th , 2 0 08 .A ss ig no r: M ER S A S N O MltI!_ ,J g.J !;_ FO RR A NS C ON TIN EN TA L L EN D IN G G R O UP , IN C. a t 3 81 5 S W T EM P LE , S A LTL AK E C ITY , U T 8 41 15 )1"0)A ss ig ne e: S E LE :C T P O R TF G.l;J O:S E RV IC IN G , IN C a t 3 81 5 S W T EM P LE , S A LT L AK E C IT Y, U T 8 41 15E xe cu te d B y: B IL L P OL YC HR d~ !J f? Q~ .L OS A ND K O NS TA NTIN A P OL YC HR O NO PO UL OS , H US B AN D A ND W IF ET o: T RA NS CO N TIN EN TA L L EN gi~ B< 'G R O UP , IN C., A F LO R ID A C O RP O RA TIO ND a te o f M or tg ag e: 0 2/2 31 20 07 ~ ofI1 ~~ I, 0 2/2 6/2 00 7 In B o ok iR e eliL ib er : 2 14 50 P ag e/F olio : 1 16 6 In P alm B e ac h,Florida \i" ») "

'\("o}'

P rope rty A dd re ss: 1 660 R EN AIS SA ~~~~M ON B LV D, U NIT 2 42 3,B OY NTO N B EA CH, FL 3 342 6

((-/L eg al: U NIT N O. 2 42 3 O F C ON DO MIN ltirv1 O F V IL LA L AG O , A C ON DO MIN IU M, A CC OR D IN G TO THED EC LA RA TIO N O F CO ND OM IN IU M R ECO ~;;:D IN O .R . B OO K 2 13 54, P AG E 1 406 , A ND A LL EXHIB ITS A NDA M EN D ME NT S T HE R EO F , P U BL IC R EC O "1 .[j$ ,~ F P AL M B EA CH C O UN TY , F LO R ID AA .P .N .: 0 8 -43 -45 -17-18·0 00 -2423 (( , /)

"~>:-'~

K N OW A LL M EN B Y T HE SE P R ES EN TS tl\lit: i.n ~l:9 ns ld er atlo n o f th e s um o f T E N a nd N O /1 00 th s D O LL AR S a ndo th er g oo d a nd va lu ab le c on sid er atio n, p aid to tiJ .e a ~l( e n am e d A ss ig no r, th e r ec eipt a nd s uffic ie nc y o f w hic h ish e re b y a c kn ow le d ge d , t he s a id A s sig no r h e re b y' ill is ll ln s u nt o th e a b ov e- na m e d A s si gn ee , t he s ai d M o rt ga g eto ge th er W ith th e N ote o r o th er e vid en ce o f In de bte dn es s ( th e " No te ") . s aid N ote h av in g a n o rig in al p rin cip al s um o f$ 27 2, 84 7.0 0 w ith in te re st, s ec ur ed th er eb y, to gE lth er with a li m o ne ys n ow o win g o r th at m a y h er ea fte r b ec om e d ueo r o win g In respect th er eo f, a nd th e fu ll b en efit o f a ll th e p ow er s a nd o f a li th e c ov en an ts a nd p ro vis os th er einc on ta ine d, a nd th e s aid A ss ig no r h er eb y g ra nts a nd c on ve ys u nto th e s aid A ss ig ne e, th e A ss ig no r's b en efic ia lI nt er es t u nd e r t he M o rt ga g e.

TO H AV E A ND TO H OL D th e s aid M ortg ag e a nd N ote , a nd a lso th e s aid pro pe rty u nto th e sa id A ss ig ne e fo re ve r,s ub je ct to th e te rm s c on ta in ed in s aid M or tg ag e a nd N ote ,

M ER S A S N OM IN EE F OR TR AN SC ON TIN EN TA L L EN DIN G G R OU P, IN C.

O n S E P ,0 '3 . 2 00 8

By:~Bi l l Koch~ ,~A: : : ss7 ' i s :7 ta : : -: n " 't'Sc: : -ec:c: r=<etCCary: : - - - - - - - - - -

~

W ITNES~ \ • )

lWJA \ J W ! b, M a rco V illagran r

S TA TE O F U ta hC O UN TY , OF S a lt L ak e

o J i E P ,0 ' 3 · 20 00 · ,b efo re m e, K IM BE RL Y C LA RK , a N ota ry P ub lic in a nd fo r S alt L ake in th e S ta te o f U ta h,p er so na lly a pp ea re d B ill K oc h, A ss is ta nt s ec re ta ry , M ER S A S N O MIN EE F O R T RA NS CO N TIN EN TA L L EN D IN GG R O UP . IN C, p er so na lly k no wn to m e ( or p ro ve d to m e o n th e b as is o f s atis fa cto ry e vid enc e) to b e th e pe rs on (s )w ho se n am e (s ) Is /a re s ub sc rib ed to th a w ith in In str um e nt a nd a ck no wle dg ed to m e th at h e/s he /th ey e xe cu te d th es a m e I n h is /h e r/ th ei r a u th or iz ed c ap ac ity , a nd t ha t b y h is /h e r/ th e ir s ig na tu re o n t he I ns tr um e nt t he p er so n( s) , o r t he

e nt it y u po n b e ha lf o f w h ic h t he p er so n( s) a ct ed , e xe c ute d t he In st ru m e nt .

M O o r . . ,

K ' M a ~ ~ r l g e t A ~381680Ulh92W•• 1

8~ l O .k . O ! IV ,Ulah 84115Y o m m l : ;l s / o n ExpIres

O.comb',11 2011 ( Th iS a re a f or n ot ar ia l s e al)STATE OF UTAH

· JP B· JP El AM RC ·{ )8 /2 9/ 20 06 03 :4 5: 40 P M' A MR C6 ~M RC 20 oa 08 2S oa OO O OO O D0 00 92 ' F LP AL M' 0 01 08 58 41 3 F lS TA TE _M O _ I GN _A SS N " DN W· DN WA MR C·

Page 21: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 21/33

INSTR # 2008000268260, Doc Type ASG, Pages 1, Recorded 10/09/2008 at 03:35 PM,

Charlie Green, Lee County Clerk of Circuit Court, Reo. Fee $10.00 DeputyClerk BPERRY

;'/,-

(JR ' .'~ReqUeS l ed By :S EL EC T P OR TFO LIO S ER VIC IN G, INC .

W he n R ec ord ed R etu rn To ;

B I L L KOCH

S EL EC T P OR TF OL IO S ER VIC IN G, IN C.

3 81 5 S W TEM PL E

S AL T LA KE C ITY , UT 84115 LAW OFFICES OF

MAR s HA L L C. WA T S ON , P.A.u ::C U R D A N D ---110..

q E T U R N T O ------r1800 N.W. 49th Street, Suite 120

Ft. Lauderdale, FL 33309

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -1 ! 1~ lM ln l l ~n l l l l l l ! lm l l l l l ~ I I I ~ I ' "

N EW C E Nf UR Y MO R TGAGE C O R P O RA T IO N B Y I TS A TI O RN E Y· IN -I 'I \C T S E L EC T P O R TF O L IO S E R V IC IN G .INC . ", , -~

On - - -- - ~ 1 7 2 0 0 8 ~ov?~~~.~!~;.-..By :~ _ fj/ orate···.fB i ll K o c h. D o c ument C o nl ro l O f fi ce r 1 1 : : ; o " ' ~_aQ :~

~:O ,\~~~:p

WITNESS'7 i·-,~~~/~ ..~~

STATE O F UtahCOu,~TY O F S a il Lake

o ~ E P 1 7.~L, b efo re m e , K I M BE R LY C LA R K, a N ota ry P ub lic in a nd fo r S a lt L ak e in th e S ta te o f U t ah ,p e t sona ll y appea red Bill K o ch , D o cu m e nl C o nt ro l O f fi ce r, N EW C E NT UR Y MO R TGAGE C O R P O RA T IO N B Y I TSA I TORNEY ·I N- F ACT SE ~ ECT PORTFO L IO SERV I CI N G . I N C. p e rs o na ll y k n ow n to m e ( or p ro ve d to m e o n t hebas is of sat is factory evldence) to b e th e personts} Who se n ame (s ) I s/ a re subscribad t o t he w it hi n i ns tr um ent a n dacknow ledged 10 me t ha t h e /s h e /t he y e x e cu t ed t he s ame i n h is /h e rl lh e ir a u th o ri ze d cap ac i t y , an d that byh is /h e r /t he i r s ig n at u re o n t he i ns tr umont tile persorus), o r t he e nt it y u po n behalf o f wh i ch the pe r s on ( s ) ac t ed ,ex ec u ted t ho i n st r umen t.

NoiAitiPOBLICK I M B E R L Y CLARK3 8 15 S o u, ,, 9 2 W O f it

.,I'lake City. Utah e" 15My C omm l a$ lc m e "p lr osO&cemb&r 11. 2011

STATE OF UTAH ( T hi s a r e a f or n o ta r ia l s e a l)

Propared By; Mary Herndon, RICHMONDMONROEGROUP 15511 H IGHWAY13, BRANSON WEST ,MO 65737417~139-9412

- O ) J. /W · ONWAM n c· 0 91 1 1 f2 ( )OB 0 2 : 23 ; 2 5 PM ' A M RC fl 3 AM RCC l[ }o OOGOOOQ {JOOOOO3 2 67 6 S ' I. L EE · ( ]0 0 9 3l !OO7 9 r l. .$ i AT t _MOR l _ A SSI G N_A SSN ' M £wM SHAMRC ·

Page 22: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 22/33

INSTRUMENT#: 2009354618, BK: 19531 PG: 205 PGS: 205 ~ 205 10/23/2009 at02: l7:33 PM, DEPUTY CLERK: SLEWIS Pat Frank ,Clerk of the Cireui t CourtHillsborough County

/

, .

. ~ J - - r r F l ' l l l §) ~~~)~,~J ) [ - I f ' if\Recofd in JR eJJestE ~ : '- - - .r:«S EL EC T P O RT FO L IO S ER VIC IN G, IN C,

W hen~et~~ r~~~ ' l - ' r ' - ' [ n I~~I [~If] (r~())F ) ) \ //BILLK~~- - - : : J I J o U lr __ .,__!} ,/J li 1 1sstscr PORTFOL IO SERV IC ING , IN C

3S 1 5SW TEMPLES AL T L AK E CITY , UT 84115

IIiDliltll! llllllllllmlW

o C \ :2S~ \qC OR PO RA TE A SS IG NM EN T O F M QR TG AG E

H lt I5 b O ro u gh , F lo ri da S E ~ LER 'S S ER V IC ING #:0 0 11 95 82 46 " SE G UIN "I NVESTOR ~ : U l 2D ate o f A s slg nm on t: S ep te mb er 2 9th , 2 00 9Ass ig nor: M ME S cU ND IN G CO RP OR ATIO N D 8AM MES HO ME LO AN B Y ITS AITO RNE Y,IN ·F ACT S ELEC TP OR TF OL IO S ER VIC IN G, IN C, F /K IA F AIR BA NK S C AP ITA L C OR P. a t 3 81 5 S W TE MP LE , S AL T L AK E C ITY , U T

84115A ss ig ne e: D EU TS CH E B AN K N AT IO NA L T RU ST C OM PA NY , A S IN DE NTU RE TR US TE E, F OR TH E 8E NE FIT O FTHE HO LD ER S O F THE AA MES M OR TG AG E INV ES TMEN T TR US T 2005·4 M OR TG AG E B ACK ED NO TES at3 81 5'S W TE MP LE , S AL T L AK E C ITY , U T 841 15E ~a cu tE )d B y: J AS ON S EG UIN A ND HA ZE L M S EG UIN , B OTH S IN GL E To: M ME S F UN DIN G C OR PO RA TIO ND BAMMES HO ME LO ANDa t e :o ! Mo r tg a ge : 05/20/2005 R a co rd ed : 0 61 20 /2 0 05 i n B oo k/ Re eI iL ib er : 1 5 13 8 P a ge /F oli o: 1 61 0 a s In st ru m en tN o.: 2 00 52 64 38 3 I n H il ls bo ro ug h C ou nt y, S ta te o f F lo rid a

P ro pl!rly A dd re ss : 2 30 2 E AS T 1 11 TH A VE NU E, T AM PA , F L 3 36 12 -6 24 1

K NO W A LL M EN B Y THE SE P RE SE NTS tha t In C Ons id era tio n of the su m of T EN a nd N O/1 00 ths D OL LA RS a ndo th et g oa d a nd va lu ab le c on sid er atio n, p aid III th e a bo ve n am ed A SS ig no r, ( he re ce ip t a nd s uf fic ie nc y o f w h ic h ish er eb y a ck no wl ed ge d, t he s aid A s sig no r h er ab y a ss ig ns u nto th e a bo ve -n am e o A s sig ne e , th e s a id M or tg ag eto ge th er w ith th e N ote o r o th er e vid en ce o f in de bte dn es s ( th e "N ote ") , s aid N ote h avin g a n o rig in al p rin cip al s um o f$ 92 ,b oo .o o W lth in te re st, s ec ure d th er eb y, to ge th er W ith a ll m on ey s n ow o win g o r th at m ay h ere afte r b ec om e d ue o ro W ln \) I n r es pe c t t he re of , a nd t he f ull b en of H o f a ll th e p ow er s a nd o f a ll t he C O V En an ts a nd p ro vis o" t he re inc on tllin ed , a nd th e s aid A ss ig no r h er eb y g ra nts a nd c on ve ys u nto th e s aid A ss ig ne e, th e A ss Ig no (s baneficlalI nl er e st u n de r t he M o rt ga g e,

T O H AV E A ND T O H OL D th e s aid M ortg ag e a nd N ote , a nd a ls o th e s aid p ro pe rty u nto th e s aid A SS ig ne e f ore ve r,s ub je ct to th e te rm s c on ta in ed In s aid M or tg ag e a nd N ote .

A AiItlE S ru ND IN G C OR PO RA TIO N D BA M ME S HO ME L OA N B Y IT S A IT OR NE Y-IN ·F AC T S !:lE CT P OR TF OliO

~ lff't'~ fi~C ' F/K 1A FAIRB ANK S CAP ITAL CO RP ,

• 8 T 9 1 7 .0 0 98y:.,...,v-;::;>-

B ill K oc h, D o cu m en t C on tr ol O f fic er

WITNESS

&~ ...B r eh d a H ol m an

S TA TE O F U ta hC OU NT Y O F S ait L ak e

On. O C T Q 1 Z 0 0 9 , b efore m e, S HIR LE Y T UITU PO U, a N ot~ ry P ub lic In a nd for S elt L ak e in th e S ta te o f U ta h,

p er so na lly a pp ea re d B ill K oc h, D oc um en t C on tr ol O ff ic er , M ME S F UN DIN G C O RP O RA TIO N D BA A AM ES H OM EL O AN B Y IT S A TT OR NE Y·iN ·F AC T S EL EC T P O RT FO L IO S ER V IC IN G, IN C, F/K IA F AIR B AN KS C AP IT AL C O RP .,p ers on ally k no wn 1 0 me ( or p ro ve d to m e o n t llO b as is o f s a tis fa cto ry e vid en ce ) to b e th e p er so nls ) w ho se n am e( s)Is /a re s ub sc rib ed to th e w ith in in stru me nt a nd a ck no wle dg ed 1 0 me Ih at h e/s he lth ey e Ke cu le d th e s am e Inh is /h er /lh el r a ut ho riz ed c sp ac lt y, a nd t ha t b y h ls lh sr /th elr s ig na tu re o n th e I ns tr um e nt th A p e rs o n( s) , o r t he e n ti tyu po n b e ha lf o f w hio h Ih e p sr so m s) a ct ed , s K ec ute d t he I ns tr um e nt.

_-~:-:=::~nii'1WitNESS mYhan:~nd offic ia l s ea l, •.. ~HI::~=.

~TUP~/ J ~AN- ""S -1M t12 , .'1012 •

No ta ry E xpires : 11 /12 /2012 #576792 CeIIIM , I'IYIIIW &,.1t2( Th is a re a f or n ot ar ia l s ea l)

P r. ~a r.d B y: J ef f P ro .e , R IO HMON DM ON R O EG R OU P 1 5 5 11 H IG HWA Y 1 3 , B R A N S ONWE S T , M O 6 57 37 41 1 -7 3 9·9 41 2

' JJ J" JJ JA M R C' 09 12 9 12 0 Cl 9 O ~ :2 3 :1 B P M " A M R ca 3A M R Cl lo o oo o aO U O O O O0 0 03 75 6S 1' F t. Hl ll 3 ~ 0 0 1 j ll 59 2 46 F LS T A T E _M O R I. ,c ,A $ SI G I, tA S SN " A CK -A C KA M R C'

Page 23: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 23/33

· - - ..- I·"'·· - _._-- "" .. _-__ --" - "'

I m l I I I f l l I I I I I I l l l l J l m 1 1 1 1 1 1I I I I f 1 1 1 1 U i 1 1 1 1 1, S ianislM ) C o u n t ~ R e c o r d e r

I L e e L U 1 ' l d r ~ n C o R e e o r d e r O f f l e aDOC- 2008-0080275-00

II

S EI..S CT P O RTP OU O S ER VlC 1N O I3815 swelt TeMPLe I .

sec , UT M'I1S (\1,atr~,.J11H J8J i" fzk ~ (;LV 'LS rI.J ..

J * 0 0 0 9 0 0 6 5 3 7 *AA8M~TE ASSl.~ QEEDOF1IW~.

Sblntala~ ¢ilUfi lmil i iSfUl!ll'll S~RViClN'G~~7 "KORSVA1.L.· t

II Y I I S R SI: 1 0 ( l 2 6 : 4 a l l O e O O i l O 1 B I J ~ ~I) If: H S U ' 7 H s n I

PrfJ!1.,~ By; . ~ l i l l J " V 9 Y ( I I11dtn), N . .TAMA l . EST "" " !: S ! ;RV tCI :W , INC . P .O . BOX ~117n , JACKSON I li IJ .E , Fl. 322M

e~1212

I ',F ar V alu e R ~, MORTGAGe E LEC TR ON (C R EG s rRAr foN SYSTEMS . INC. AS NOMINEE f lO A A CO US T ICH OME L O AN s, lL C.h em b yg nm ls , a oo ig ns an d tra~to L.A$.AJ .LEBANK NAr IQNAlASSO ClATlON, AS _T RU S TE E. O N B E HA LF O FTHE HO J...C ER S O F TH_E:~p TRUST 2 0 0e ..H ~ MO ff iU AG 5 PASS. 'T} lRQUGH

CeRflflCATeS, S5R. IES 2OM-HI$.stClO SaECT~R.TFOI.I0 SeRVIC ING , 3815 SO\JTHwarr TeMPl .E.S AL t L JlK E: C ITY , V T84 11 S 8I t bfmelit ial!rJt8. m m UI' l rihat cat tai l ' ! O$&d of l IUS t d ate t:l1 11 3O l2 00 5 , ill 1118WOOlllltaf~. ,400 .0 0 , ~ Ily PA ~!~ KO R S .11U , f\~EO WOMAN AS H ER SOLE ANDS EPA RATE' P ROP€ R 1Y to ..ul'li.~~,kU.U:21 \ th}. \,,;Q. and Raoo rd e d: 1 21 0 21 2 00 5 a s l ns tr um llh tN o , : ~959-00 in 8 f t 1n is lQ u 1 l , ~ I

T0 9a tM rw lth th e nom or~ataa !1 'I eT1iin !le5cnbOOor~rred 10 , I n ! !la id ( )oBdmTrust , the rnCJI l I : lYue an d 10b ao om a d1J e t J l 9 l ' ! l 0 i l1 M t h In!m esl. , and an rlgh tl 'l l i l~ or 1 1 : 1 BcmAt und er m Id D ee d o f T n .w t . '

In \'IIfn~ Whereof 1 l11t;l'ltItrum l;ln~ ~ ~d , ~

MOR TG A G E E lE CT RON IC R Em 5T R:A 1l0 N S Y ST E S, INC. AS NOMIN EE F O R A C OU ST IC HOM~ L O AN S ,

lLC """"""O n J U l '1 t 2 t l O S Ya",~?ATffJ/{ 3.

l,,"~;~1E~~ .~/~ ,~.~~ { 8 c ! f 7 : J ! _ c e

l~

}};.1 ~ ~ ,.

'. Y iJ , • • . . . 9 . . · . . . . II <I O *'S !J J .a " ,i,I.

.. .

AQot 4~-4" Ia .i I Doowi.rottl;

Thursday, JU~ 24 , 2008 \1:45;35T t l P d $ 1 3 , 8 0 N b r · e 8 0 2 5 7 D 9 S 8

OMCIIU/1-2hen R~ R.arumTo:

p.z

Page 24: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 24/33

INSTRUMENT#: 2008281217, BK: 18796 PG: 1817 PGS: 1817 - 1817 08/07/2008 at

02:21:46 PM, DEPUTY CLERK: ASCOTT Pat Frank, C1~rk of th~ Circuit Court

Hillsborough County

,

w he t ¥ f e a , f f l ~ t u f f F j e l l n I~" n IE[)\ ((~\j) IQY~B IL L ~ ~ IS ~ U - ~ u 1 IL I J b _ J ) . . .~!J '-~:Yu I fS E L EC T PO R T FO L IO S E R V IC IN G , IN C .3815 SW TEMPLES AL TL AK EC IT Y,U T 8 41 15

1IIIIIIIIIIIIIIIIIIIIIfUiC QR PO R ATE A SS IG N MG N TQ F M QR TG AQ .;

H ll la b or O ug h, F lo ri da S E L LER 'S S ER V IC ING It: 0 01 04 91 96 7 'W E IS E"INVESTOR II:MERS I I : IOO0 t l 280471 l941 l1 l789

D a ta o f A s s ig n m en t: J u lY 15111 ,2006A ss ig no r: M O RT GA G E E LE CT RO N IC R EG IS TR A TIO N S Y ST EM S , IN C. A S N O MIN EE F O R H O ME CO M IN G SF IN AN CIA L, L LC (F fK lA HO M EC OM IN GS F IN AN CIA L N ElW O RK , IN C.) a t 3815 S W TE MP LE , S AL T L AK E C ITY ,or 84115A ss ig ne e: U .S . B AN K N AT IO NA L A SS O CIA TIO N, A S T RU ST EE , O N B EH AL F O F T HE H OL DE RS O F T HE A S SE TB A CK E D P AS S -T HR O U GH C ER 1 1F IC AT ES , S E RIE S R F C 2 00 7- HE l at, 3815 S W T EM PL E, S AL T L AK E C IT Y,U T 84115E xe cu te d B y: M IC HA I:iL W EIS E, A M AR RIE D M AN J OIN ED B Y R I:N EE W EIS E, H IS W IF E T o: M ER S A SN OM IN EE F OR HO M EC OM IN GS F IN AN CIA L, L lC (F IK IA H OM EC OM IN GS F IN AN CIA L N ET WO R K, IN C,)D a t( lO f Mo rt ga g o: 1 0 12 0 12 0 06 R e co rd e d: 10/31/2006 i n Boo k IR ee l iUbe r . 17121 Page lFo l l o : 1079 I n H i l lsbo rough ,Florida" ' : ,

I ' . ' "

P r op e rt y A d d re s s : 5216 O R AN G E A V EN UE , S EF FN ER , F'l 33584

K NO W A LL M EN B Y T HE SE P RE SE NT S th at in c ons id era tion o f t he s um of T EN a nd N Ol1 0O ths D O LL AR S a ndo th er g oo d a nd va lu ab le c on sid er atio n, p aid to Ih e a bo ve n am ed A ss ig no r, th e re ce ip t a nd s uf fic lo nc y o f w hic h Ish er eb y a ck no wle dg ed , the s aid A ss ig no r he re by a sa lg ns u nto th e a bo va .n an lB d A ss ig ne e, th e s aid M ortg ag e1 09 eth B( w llh th e N ota o r o th er e VId en ce o f i nd eb te dn es s ( th e " No te ') , s aid N ote h avin g a n o rig in al p rin cip al s er n o f$190 ,000 .00 will1 In teteSt , s e cu re d l I1 e re b y , together with all m on ey s n ow o Win g o r t ha t m ay h er ea flo r b ec om e du eor o wi ng In respect I ho ro or , a n d Ih o full b e ne f it o f all the powers a nd o f a ll th e c ove na nts a nd provisos thereinconlalned, a nd Ih o s a id A s s ig n or hereby gronm an d c on ve ys u nt o th e s ai d A s si gn ee , t he A ss lg no ~s b e ne fi ci ali nt e re s t u n de r tile Mor t gage .

TO HAV E A ND TO HO LD the s aid M ortgag e a nd N ote , a nd a ls o t he s a id p ro pe rty un to t he s a id A s si gn ee f or ev er ,s ub jO G t to th e te rm s c on ta in ed In s aid M or tg ag e a nd N ote .

w"N"'4~An a J/1(!ttL_~-----

S TA TE O F U ta hC OU NT Y O F S alt la ka

d~l Z . . , 2 0 0 8 , b ef or e m e , K IM B ER LY C LA RK , B N ota ry P u blic In a nd fo r S alt L ak e in th e S ta te o f U ta h,

p er so na lly a pp ea re d B ill K O Ch ,A ss is ta nt S ec re ta ry , M O RT GA G E E LE CT RO N IC R E GIS TR AT IO N S Y ST EM S , IN C.A S N OM IN EE F OR H OM EC OM IN GS F IN AN CIA L, L LC (F /K IA H OM EC OM IN GS F IN AN CIA L N ET WO R K, IN C.)p e rs o na ll y k n ow n to m e ( or p ro ve d to m e o n th e b as is o f 8 a~ sf ac to ry e vid en ce ) to be t ho p er so n( s) W h os e n am e (s )Is le re s ub sc rib ed to th o w ith in In str um e nt a nd a ck no wle dg ed to m e th at h llis ha lth ey e xe cu te d Ih e s am e Inh is /h er /t he ir a u th or iz e d c a pa ol ty , a nd t ha t b y h is /h er /th ei r s ig na tu re o n t he In st ru m en t t he p er so n( a) , o r t h e e nti ty

u po n b e ha lf 0 1 W h ic h t he p er so n{ s) a ct ed , e xo cu t. ~ . ... . ~ ·~~m ..., , :;;:::::~=-=,=- _NO ' l 'A l U ' P t 1 t! t. rCK IM B E R L Y C L A R K3815SOUItlll? w..t

S~JILII~.O"'.IJI.~ 8 . " ,Mr Gomm IM Io . e .P if • •P< lumbt r 11, l1!ln

. .. .. - - - - ;! S ll 'J ' A ~TI :£ J ! .. EO ! !J ! ': .J ~~~~ f J !! .. J ;d l s a r e a f o r n o ta r ia l s e a l )

· . ,l ( I{ AMRC " '0 7 /1 5 12 0 0 a 1 1 :3 8 :3 ' 9 A . M " " A MR ca aA M'R C2 000 071~ FI.I IlU S· 0 010 49 19 87 R .S TI\T E_ MO RT .. AS SIG N_A SS N ·A CK "A C)(I I,M RC ·

{)2'- r::bb3~

Page 25: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 25/33

B IL L K O CH

S ELEC T PO RTFO LIO S ER VIC IN G, IN C.

3 81 5 SW TE M PL E

S A LT LAK E C ITY , U T 84115

Account # 86

I ~ I I H I I I I ~ I 1 1 1 1 l l l l D I l m l l l l l l l l l l lC OR PO R ATE A SS IG NM EN T O F M OR TG AG E

Orange, Florida SELLER'S SERVICING 1 f . : 0008096992 MVIRANI"INVESTOR#:MERS 1 f . : 100153210504023589

D a te o f A ss ig nm e nt: M ay 2 8th , 2 0 08A ss ig nor: M ER S A S N OM IN EE F OR HO ME FIE LD FIN AN CIA L, IN C. A C AL IFO R NIA C OR PO R ATIO N a t 3 81 5 S WTE MP LE , S ALT L AK E C ITY , U T 84115Ass ignee : US SA AL A SSOCIATIO N , AS TRUSTEE ON BHA lF O F THE HO LD ER S O F THE HO MEEQU ITY A $T 2005- ME E QU ITY P AS STHR O UG H C ER TIF IC ATE S, S ER reS 2 00 5-6 a t

KNO W ALL MEN BY T HE SE P R ES EN TS th at in c onsid era tio n o f th e s um o f TEN a nd N O /1 0O ths D O LL AR S a ndo th er g oo d a nd v alu ab le c on sid era tio n, pa id to t he a bo ve n am e d A S Sig no r, t he re ce ip t a nd s uff ic ie nc y o f w h ic h ish er eb y a ck no wle dg ed , th e s aid A S Sig no r h ere by a ss ig ns u nt o th e a bo ve -na m ed A ss ig ne e, th e s aid M ortg ag eto ge th er w it h t he N ote o r o th er e vid enc e o f in de bt ed ne ss ( th e " No te ") , s aid N ot e h av in g a n o rig in al princ ip al s um o f$ 18 0, 00 0 .0 0 w it h int ere st, s ec ur ed th ere by , to ge th er w fth a ll m o ne ys no w o win g o r t ha t m a y h ere afte r b ec om e d ueo r o wing in re sp ec t th ere of, a nd th e full benefit of a ll t h e p ow ers a nd o f a ll t he c ov en ants a nd p ro vis os th ere inc on ta in ed , a nd t he s aid A s si gn or h er eb y g ra nt s a nd c on ve ys u nt o t he s ai d A s sig ne e , t he A S S ig no r's b e ne fi cia lin te re st u nd e r t he M o rt ga g e.

T O H AV E A ND T O H OL D th e sa id M ortg ag e a nd N ote , a nd a lso th e sa id prope rty u nto the s aid A ss ig ne e fo re ve r,s ub je ct t o the te rm s c on ta in ed in s aid M ort ga ge a nd N ote .

MER S AS NO MINEE FO R HO ME FIELD F IN AN C IA L , IN C. A C AL IF O R NIA C OR POR A TIO N

O n J U N 0 6 2 0 0 8

BY : ~B i ll KOCh .As s i s tan t Sec r e ta r y

S TA TE O F U ta hC OU NTY O F S alt L ake

On~~Q ; & _ b efo re m e, K IM BE R LY C LA R K. a N ota ry P ub lic in a nd for S alt L ake in th e S ta te of U ta h,pe y p a ~ K oc h, A ss is ta nt S e cr eta ry M ortg ag e E le ct ro nic R e gis tra tio ns S ys te m s, Inc ., p ers ona llyk no wn to m e (o r prove d to m e on th e b asis o f sa tis fa cto ry e vid ence ) to b e th e pe rs on(s ) w hos e na m e(s ) is fa res ub sc rib ed to t he w ith in in st ru m ent a nd a ck no wle dg ed to m e th at h e/ sh e/ th ey e xe cu te d th e s am e in h is lh erlth eirau thor iz ed capaci ty , a n d th at b y h is lh erlth eir s ig na tu re o n th e in st ru m ent t he p ers on( s) , o r th e e ntity u po n b eh alf o fWh ic h t he p er so n( s) a c te d , e xe cu te d t he i ns tr um e nt .

NOTA1W PVlILWKIMBERLY CLARK31l1S South 92 W es t

Salt lake City, Utah 84115

M y Comm is s io n E x pi re sOecernt:>er 11. 2011

S1:'ATE OF UTAH ( Th is a re a f or n ot ar ia l s ea l)

Prepared By: J eff P ro se , R IC HM O ND M O NR O E G R OU P 1 55 11 HIG HW AY 1 3, B R AN SO N W ES T, M O 66 73 7 4 17 -7 39 -9 41 2

Page 26: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 26/33

INSTRUMENT#: 2010309522, BK: 20081 PG: 1158 PGS: 1158 ~ 1158 09/15/2010 at04:20:14 PM, DEPUTY CLERK:SWILLIAMS Pat Frank,Clerk of the Circuit court

Hillsborough County--.--- ..-------~

. . ] F 1 1 d l l l (C~ ~ ~.~~~ecordi J R j d u e s U d y~ ..-::/'

S E LE C T PO R TFO LIO S E R VIC IN G , IN C .

: : : : f~E~~,l r [IF ~F ~C ) )S E LE C T PO R TFO LIO S E R VIC IN G , IN C .3 81 5 S O UT H W E ST T EM PL ES A LT L A KE C IT Y, UT 84115

C O RP O RA TE A SS IG NM EN T O F M OR TG AG I;H il ls b o ro u g h, F l or id a S E L L ER 'S S ER V IC I NG#:0011942257 "REYES"INVESTOR #: U23

A ss ig nor: A AM ES F UN DIN G C O RP O RA TIO N D BA M ME S H OM E L OA N B Y IT S A TIO R NE Y·IN ·F AC T S EL EC TP O R TF O LIO S E RV IC IN G , IN C. F /K JA F AIR B AN K S C AP IT AL C O RP . a t C / O S E LE CT P O R TF O LIO S E RV IC IN G ,INC. 3815 S OU TH W ES T TE MP LE , S AL T L AK E C ITY , U T 84115.

A ss ig ne e: D EU TS CH E B AN K N AT IO N AL T RU ST C OM PA NY , A S IN DE NTU RE T RU ST EE , O N B EH AL F O F T HEH OL DE RS O F T HE A AM ES M O RT GA GE IN VE ST ME NT T RU ST 2006·1, M OR TG AG E B AC KE D N OTE S at C /O

S E LE CT P O R TF O LIO S E RV IC IN G . IN C. 3815 S OU TH W ES T TE MP LE , S AL T LA KE C ITY , U T 8~115.E xe cu te d B y: M IG UE L R EY ES A ND lO IL A A . R EY ES , H US BA ND A ND W I!,E ; T o: A AM ES F UN DIN GC OR PO RA TIO N D BA M ME S HO ME L OA N.D a te o f M o rt ga g e: 02/17/2006 Recorded : 03/1012006 i n Boo k /R ee l /L l b e r: 16207 Pa g e /F o li o: 1 1 4 9 a s I ns t rum e n tNo . : 2006119906 In H il ls b or ou g h C o un ty . S ta te o f F lo rid a .

P r op e rt y A d d re s s , 6801 R IV ER R D, T AM PA . F L 33615

K NO W A LL M EN B Y T HE SE P RE SE NT S th at in c on sid era tio n o f t he s um o f T EN a nd N O/1 00 th s D O LL AR S a ndo th er g oo d a nd va lu ab le c on sid er atio n, p aid to th e a bo ve n am e d A S Sig no r, th e r ec etp t a nd s uf fic ie nc y o f w h ic h Ish er eb y a ok no Wie dg ed , th e s aid A ss ig no r h er eb y a ss lq ns u nto th e a bo ve -n am e d A ss ig ne e, th e s aid M or tg ag et og e th e r w it h o th er e vi de nc e o f i nd e bt ed ne s s, s a id M o rt ga g e h av in g a n o rig in al p ri nc ip al s u m o f $140,000.00 within te re st, s ec ur ed th er eb y, to ge th er w nh a ll m on ey s n ow o win g o r th at m a y h er ea fte r b ec om e d ue o r o w in g in r es pe ctth er eo f, a nd tM fu ll b en ef it o f a ll th e p ow er s a nd o f a ll th e c ove na nts a nd p ro vis os th er ein c on ta in ed . a nd th e s aidA ss ig no r h er eb y g ra nts a nd c on ve ys u nto Ih e s aid A ss ig ne e, th e A ss ig no rs b en ef ic la lln ie re st u nd er th e M or tg ag e.

T O H AV E A ND T O H O LD tile s aid M or tg ag e, a nd a ls o th e s aid p ro pe rty u nto th e s aid A ss ig ne e f or ev er , s ub je ot toth e t er m s c on ta in ed In s a id M o rg a go .

A AM ES F UN DIN G C OR PO R ATIO N D BA M ME :S H OM E L OA N B Y IT S A TIO R NE Y·IN -F AC T S EL EC T P O RT FO LIO

~ ~R ~filr~ '5 'n1 tf 'K JA F AIR BA NK S C AP IT AL C OR P.

By : !'b-B il l K O c h. D o cu m en t C o ntr ol O f fi ce r

W ITNESS WITNESS

S TA TE O F U ta hC OU NT Y O F S alt L ak e

O n A U G 2 5 la m , be fo re me, S HIR LE Y TU IT UP O U, a N ota ry P ub lic in a nd for S alt L ak e In t he S ta te of U ta h.

p er so na lly a pp ea re d B ill K oc h, D oc um e nt C on lr ol O ff ic er , A AM ES F U ND IN G C O RP O R AT IO N D B A A AM ES H O MEL OA N B Y IT S A TIO R NE Y·IN ·F AC T S EL EC T P O RT ro liO S ER VIC IN G, IN C. F IK JA F AIR BA NK S C AP IT AL C OR P.,p er so n a l ly k no wn to m e ( or p ro ve d to m e o n th e b as is o f s atiS fa oto ry e vid en ce ) to h e th e p er so nts ) w ho se n am e (s )Is /a re s ub sc rib ed to th e w ilh ln In stru m en t a nd a clm ow le dg ed to m e th at h e/S he /th ey e xe cu te d th e s am e Inh is /h er /th e ir a u th or iz e d c a pa c it y, a nd t ha t b y h ls /h e r/t he lr S ig na tu re o n t he I ns tr um e nt t he p er so nis ), o r t h e e n ti ty

upon beha lf o f W hich the pe rson(s ) ac ted , execu te d the ins trum en t. •. _~

Sl1 l rcU ;Y 1U I1U 'OUW .I TNESS m y h a nd .a n ': .1 f f1 C la l s e a l, Nofo ll ' f 'uf>I Ic.SIOftof Utt rI I

\ h u}..\_~ (o4y~:,:,'foi2"'"~~PO U _ .Co~. . : ! .~~!!No t a ry Exp i re s : 11/12/2012 11576792

( Th is a re a f or n ot ar ia l s e al )

prapa red By: aiu, KOCH. SELECT PORTFOLIO SERVICING. INC. 3B1S sourn WEST TEMPLE , SALr LAKE CITY, UT

84115

'K1W'K1WAMRC"01ln:Jf201,( ) 04;31:51 P M " A f . ! R C t l ~ A M A C O O O D O O O O O O O O O O O ( ) 4 3 B 2 7 1 · ~LH ILLS ' 00 · 11942257 FLSTATE_MORT._ASS1GN_ASSN ° J J J ' J . J J A M R C ·

Page 27: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 27/33

INSTRUMENT#: 2010310296, BK: 20082 PG: 1396 PGS: 1396 - 1396 09/16/2010 at

10:32:08 AM, DEPUTY CLERK:ADANIEL Pat Frank,Clerk of the Circuit CourtHillsborough County

. ,

]

. __J ~~. r l ( Z : ' - \ l 1 /

Recor R ~ u : \ L l i = J J lS EL ECT P OR TFO LIO S ER VIC ING , INC ,

whenF\'6~u~) I- IB IL L K 'B ~} I_~ Ir \'j -S EL ECT P OR TFO LIO S ER VIC ING , INC .

3 81 5 S O UT H WEST TEMPLE

S A L TLAKE CITY , UT 84115

~E ASSIGNMENT Of MQRTG~H i ll s b or o ugh , F l or id a SELLER'S SERVICING #: 2022223214 "KUlEFSKY"

INVESTOR #: eM

A ss ig no r: C O NT I M O R TG AG E C O RP O RA TIO N B Y IT S A TIO R NE Y- IN -F AC T S EL EC T P O RT FO LIO S ER VIC IN G,IN C. F /K iA F AIR BA NK S C AP ITA L C OR P. a t C /O S EL EC T P OR TF OL IO S ER VIC IN G, IN C. 3815 S OU TH W ES TTEMP LE, S AL H AK E C ITY , U T B4115.

A ss ig ne e: M AN UF AC TU RE RS A ND TR AD ER S TR US T C OM PA NY , A S TR US TE E, O N B EHA LF O F THEH OL DE RS O F THE C ON TI M OR TG AG E HO ME E QU ITY L OA N TR US T 1996-2 C ER TIF IC AT ES a t c/o SELECTP O RT FO LIO S ER VIC IN G, IN C. 3815 S OU TH W ES T TEM PLE, S ALT LAK E CITY , U T 84115.

Execu ted B y: R AND Y K ULE FS KY , A S IN GLE MA N AND EL EANO R JO LAMO THE , A S IN GLE W OMA N To:R EP UB LIC M OR TG AG E O F C HE RR Y H IL L, IN C ..D a te o f M o rt ga g e: 02116 /1996 Recorded : 02 /27 /1996 i n Book iRee l iL l be r : 8058 PagelFol1o: 1473 I n H i ll sbo roughC ou nt y, S ta te o f F lo rid a.

P r o pe r ty A d d r es s : 18708 US 30 1 S O UT H, W IM AU MA , F L3 35 98

K NO W A LL ME N B Y THES E P RES EN TS tha i in cons ide ra tion of the sum of TEN and NO ll00 ths D OLLAR S ando th er g oo d a nd va lu ab le c on sid era tio n, p aid to th e a bo ve n am ed A SS ig no r, th e re ce ip t a nd s uf fic ie nc y o f w hic h Ish er eb y a ck no wle dg od , th e s aid A ss ig no r h er eb y a ss ig ns u nto th e a bo ve -n am ed A SS ig ne e, th e s aid M or tg ag eto ge th er w it h o th er e vid e nc e o f In de bt ed ne ss . s aid M or tg ag e h av in g a n o ri gin al p Jin ci pa l s um of $53,200.00 within te re st, s ec ure d th er eb y, to ge th er w ith e ll m on ey s n ow o win g o r th at m ay h ere af te r b ec om e d ue o r o Win g In re sp ec tth er eo f, a nd th e fu ll b en efit o f a ll th e p ow ers a nd o f a ll th e c ove na nts a nd p ro vis os th er ein c on ta in ed , a nd th e s aidA ss ig no r h er eb y g ra nts a nd c on ve ys u nto th e s aid A ss ig ne e, th e A ss ig no ~s b en efic ia l in te re st u nd er th e M ortg ag e.

T O HA VE A ND TO H OL D th e s aid M ortg ag e, a nd a ls o the s aid prope rty u nto the s aid A ss ig ne e fore ve r, s ub je ct toth e t er ms c on ta in ed i n s ai d M or ga ge .

C O NT I M O R TG A GE C O R PO R A TI ON BY IT S A TT OR NE Y- IN "F AC T S EL EC T P O RT FO LIO S ER VIC IN G, IN C. F IK IAF AIR B AN KS C AP IT AL C OR P .

O n - ~5 £ [ > -W010

~~ iK~cum ent Cont- - -C ro" l"'f" 'nc""',,-r- - - -

WITNESS

J \~JLIr==--

I aqran 0 -

S TA TE O F U ta hC OU NTY O F S alt L ak e

O n S E P 0 1 z o r n , b efo re m e, S HIR LE Y T UIT UP O U. a N ot ar y P u bli c i n a nd fo r S alt L ak e In tile S ta le 01 Utah ,

p er so na lly a pp ea re d B ill K oc h, D oc um en t C on tro l O ff ic er , C O NT IM O RT GA GE C OR P OR AT IO N B Y IT SA TT OR NE Y ..IN . .F AC T S EL EC T P O RT FO L IO S ER V IC IN G, IN C. F IK IA F AIR BA NK S C AP tT AL C O RP ., p er so na llyk no wn to m e ( or p ro ve d to m e o n th e b as is o f s atis fa cto ry e vid en ce ) to b e th e p er so n(s ) w ho se n am e(s ) is la res ub sc rib e d to t he w ith in in str um e nt a nd a ck no wle dg e d t o m e th at h el sh ellh ey e xe cu te d th e s am e In h ls lh er /t he ira uth or iz ed c ap ac ity , a nd th at b y h is /h er/th eir s ig na tu re o n th e in stru me nt th e p er so n(s ), o r th e e ntily u po n b eh alf o fw hi ch t he p er so n( s) a cte d, e xe cu te d th e in st ru m en t.

., S l ; la & . t Y T " U ' i T u r o T I,......,. ~it $,.,. .t IMft

' " " ' _ I . . . . . . , . . . " . ,N.•...,h.. IJ, 2012

___ ~. Nj"'~":t,.'u- - (ThiS are': tOi'rra rial sS e ' l l )

Pr.p.r.d BV: BILL KOCH, SELECT PORTFOLtO SERli tCING, INC. 3915 SOUTH WEST TEMPLE, SALT LAKE CITY, ur84115

~ J J J 'J J JAM~C ' 0 B !3 1 f2 0 1 0 0 3 : S7 ; 2t i PM ' "M~a 3AMRCOOOOOOOOOOo () OOOO ' ;3 9 3 31 " F LH IL LS ' 2 0 2 2 22 3 2 14 F LS T A. r E_MORT _AS S : GNj \S S N ' K 1W1 { 1WAMRC '

; ;R {O-t'f i r s 4-3 .

Page 28: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 28/33

INSTRUMENTII: 2008283882, BK: 18800 PG: 1927 PGS: 1927 - 1927 08/11/2008 at11:46:01 AM, DEPUTY CLERK; AHOLTZMAN Pat Frank, Clerk of the Circuit CourtHillsborough County

S EL EC T P OR TF OL IO S ER VIC IN G

3815 SOUTH WEST TEMPLE LAW OFFICES OFSALTLAKECITY,UT 8411~RSHALLC W P .A

• A TSO N , • •

1800N.W. 49th Street, Suite 120

Ft. Lauderdale, FL 33309

Hillsborough, f lorid.S E LL ER 'S S E RV IC ING # : 00 1 06 8 79 45 ' G R E EN '

MERS I I : 1 0D~ 0 93 0 702 0 0 0 ~ 098 v~u II : 1-886-t1T{)'8371

Dato of A ss lg nm a nt : J Ul y 1 7t h, 2 0 08A ss ig no r: M O RT GA Gt; i:L EC TR O NIC R EG IS TR A TIO N S YS Te MS , IN C" A S N OM IN EE F OR O IV ER S IF IE DM OR TG AG E at 381 5 S OUTH W ES T TEM PL E, S AL T LA KE O ITY , U T 841 15A ss ig ne e: S elE CT P OR TF OL IO S ER VIC IN G, IN C, at 3815 S O UT H W ES T T IE MP LE , S AL T L AK E CITY,UT 84115Executed 8y: N IK IS A F LO W ER S -G R EE N A ND R ES HE A 8. G REEN, W IFE A ND HU SB AND To:

Date of Mo rt ga g e: 0 2/ 09 /2 00 7 R e co rd e d: 0 2 12 6/ 20 0 7 In B o ok /R e el /L ib "r : 17515 Page/Fol io: 1227 In H i ll sborough,Florida

QQRPORATE ASS IGNMeNT O F M O R TG A GE" ' 0 010687945 *

P rope r ty Add ress : 830~ N N EW PO R T A VE , TA MP A, FL 33604

K NO W A LL M EN B Y TH ES E P R ES EN TS th at In c ons id era tio n of th e su m o fTEN a nd NO /l0 0ths D OL I.A RS a ndo th er g oo d a nd va lu ab le c ons ld ara no n, pa id 1 0 th e a bo ve na me d A sS ig no r, th e re ce ipt a nd s uffic ie nc y o f w h ic h Ish er eb y a ck no wle dg ed , th e s aid A ss ig no r h er eb y a ss ig ns u nto th e a bo v ... n am e d A ss ig ne e, th e s aid M ortg ag eto ga th er w ith th e N oto o r o th er e vid en ce o f I nd eb te dn es s ( th e 'N olo '), s aid N ole h aving e n o rig in al pr in clp al s um o f$ 16 6, 25 0 .0 0 w it h I nt er es t, s an ur ed t he re b y, t og e th er w it h a ll m o ne ys n ow o win g o r I h st ma y h er ea ft er b e co m e d u eo r o win g In r e spe ct th er eo f, a nd th e fu ll b ene fit o f a llth s p ow er s a nd 0 1 a ll th e c ove na nts a nd p ro vis os th er eincontained, a nd th e s aid A ss ig no r h ere by g ra nts a nd c onv ey s u nto tho s a id A SS ig n ee , t he A s si gn or 's b e ne fi ci ali nt er e st u nd e r t he Mo rt ga g o .

TO HA VE A ND TO HO LD the sa id M ortg ag e a nd No te , a nd a lso th e sa id prope rty u nto th e sa id A ssig ne e fore ve r,sub jec t to th e terms c onta ine d In s aid M ortg ag e a nd N ote .

MORT~AGE E

b 9 tLECTRONICE GIS TR A ,IO N S Y ST EM S . IN C., A S N OM IN EE F OR D IV ER S IF IE D M O RTG A GI:

On: : : : { .~1_ ...........,,•.......~G\STRJ1I1'r:,,~ : O + " \ .~""~oflArS'''" tI'~C)lo~ ."~

AL giUc . < - - I \. \. . \ .; : ;\By: . c.r- ~,:;)vr .~B ill K och, Assistant S ecre ta ry ~ \ , 9 f P J J ! j - f ' n

" b · ·» :OEL~.fWITNESSJ

J J~ ~ ~ ' "

~""."v=na N

S TA TE O F U ta hO OU NTY O F S alt L ake

o n '1 ~ % 1 r t b ' b e f o r em e , O H EN IL L E E ND E RS , a N ot ar y P u bl ic i n a n d fo rS elt L ak e In th e S ta te o f U ta h,persoii l iY irl 'pearad B i l l K oc h, A SS is ta nt S ec re ta ry , pe rs on ally k no wn to m e ( or p ro ve d to m e o n Ih e b es ls o fs a ti sf ac to ry e v id e nc e ) t o be t he p er so n( s) w ho se n am e (s ) I s/ ar e s ub sc ri be d 10 th e w it hin In st ru m an t a nda ck no wle d ge d t o m e th at h a/ sh e/t ho y o xe cu to d th o s am e I n h l sl he r/t he lr a u th O rI ~e d capacity, a nd tha t b yh ls lh B r/t he lr s ig na tu re o n I he I ns tr um e nt t he p er sa n( s) , o r t he e nt it y u po n b eh al f o f w h ic h I he p er so n( s) a cte d ,

e K e cu te d t he i ns tr um en t.

W liN ES S m y ha nd a nd o ffic ia l se al,

/ J kWMVL~H EN IL L E E ND E RS

Notary Expires: 02/09/201 0

(This a re a f or n ot ar ia l seal )

' C M' CMF l CC ' D7 / 11 1 20 0 1 1 0 9 : 10 : 46 AM · A . .C X '1 J 1F ! .C UAOOOOOOOUOOOOOO f lR 5 3 77 3 *H I t. lS ~ 0 0 1 0 0 1 1 7 94 5 F LS T ATE~MORT _ ASS I GN_ AS SN * CM "GMFLCC ·

07 - 'l3fe:,t o

Page 29: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 29/33

INSTRUMENT#: 2009273794, BK: 19421 PG: 119 PGS: 119 - 119 08/20/2009 at

08:58:26 AM, DEPUTY CLERK:GTHOMPSON Pat Frank,Clerk of the Circuit CourtHillsborough County

1 1 1 I J I 1 I I J 1 l I 1 N 1 I I 1 I I 1 1 I 1 I I I 1 8 I 1 1 m& QR PQ RA TE A SS IG NM EN T O F M QR TG AG E

H ills bo ro ug h, flo rId . S EL LE R'S S ER V IC IN G #: (J(J1062468~ 'SCHwETZKE"I NVJ ;STOR 1# : 34 6

MERS #: 100251207004372129

D ate o f A ss ig nm en t: A ug us t 5 th , 2 00 9A ss ig no r. M O RT GA GE E LE CT RO N IC R EG IS TR AT IO N S Y ST EM S, IN C. A S N O MIN EE F O R C RE DIT S U IS S EF IN AN CIA L C O RP O RA TIO N a t 3815 S W TE MP LE , S AL T L AK E CITY,UT 64115

A ss ig ne e: S EL EC T P OR TF OL IO S ER VIC IN G, IN C. a t 3615 S W TE MP LE , S AL T L AK E C ITY , U T 84115Execu t ed B y: AN GE LA S CHW ETZ KE A ND E RIC H S CHW ETZK E, W IFE A ND HU SB AND To: M ER S AS N OM INEEF O R C RE DIT S UIS SE F IN AN CIA L C O RP O RA TIO NDate 01Mor t gage : 02/08/2007 Recorded : 02/19/2007 i n 8oOklRee l ll i be r: 17487 Page/Fol io: 1317 as Inst rumentNo . : 2 0 0 70 8 9 49 1 In H ill sb or ou gh C ou nt y, S ta te o f F lo rid a

P r ope r ty A d d r es s : 3127 R ED L IO N D RIV E, V AL RIC O , FL 33594

K NO W A LL M EN B Y T HE SE P RE SE NTS th at in c ons id era tio n of the s um o f T EN a nd N O/1 00 ths D OL LA RS a ndo th er g oo d a nd va lu ab le c on sld er atlo n, p aid to th e a bo ve n am ed A ss ig no r, th e r ec eip t a nd s uff ic ie nc y o f w h ic h ishereby a ck no wl ed Q ed , t he s aid A ss ig nO r h er eb y a ss ig ns u nto th e a b ov e- na m ed A ss ig ne e, t he s a id M or tg ag eto ge th er w lth th e N ote o r o th er e vid en ce o f I nd eb te dn es s (th e " No te "), s aid N ote h avin g a n o ng in al p rin cip al s um o f$256,000.00 w ijh in te re st, s ec ur ed t he re by . t og eth er w lt h a ll m o ne ys n ow o win g Of that may h er ea fte r b ec om e d ueo r o win g In re sp ec t th er eo f, a nd th e fu ll b en ef it o f a ll th e p ow er s a nd 0 1 all th e c ove na nts a nd p ro vis os th ere inc on ta in ed , a nd th e s aid A ss ig no r h er eb y g ra nts a nd c on ve ys u nto th e s aid A ss ig ne e, th e A ss ig no rs b en ef ic ia li nt er e st u n de r t he M o rt ga g e ,

T O H AV E A ND T O H OL D th e s aid M or tg ag e a nd N ote , a nd a ls o th l! s aid p ro pe rty u nto th e s aid A ss ig ne e fo re ve r,s ub je ct t o t he te rm s c on ta in ed In s aid M or tg ag e and Note.

M O RT GA GE E :L EC TR O NIC R EG IS TR AT IO N S Y ST EM S, IN C. A S N O MIN EE F O R C RE DIT S U IS S E F IN AN CIA LCORPORAT ION

O n A :IG 0 7 7000

ay:_/ '? ' -" ' "B il l K o c h, A s si st an t S e c re ta r y

WITNESSITNESS

I£~~WS TA TE O F U ta hC OU NTY O F S alt L ak e

On M I G 0 7 , n o o , b ef O re m e , S HI RL E Y T UI TU P O U , a N ota ry P ub lic In a nd f or S alt la ke in th e S ta te o f U ta h,

p er so na ll y a pp ea re d B ill K o ch , A ss is ta nl S e cr eta ry , S ig ni ng o n b eh alf o f M O R TG A GE E L EC TR ON ICR EG IS TR AT IO N S Y ST EM S, IN C. A S N OM IN EE F O R C RE DIT S U IS S E F IN AN CIA L C O RP O RA TIO N , p ers on allyk no wn t o m e (or p rove d to m e on the b as is of s a ti sf a ct or y e vi de n ce ) t o be the person ts ) Wh os e n am e (s ) Is fa res ub sc rib ed t o t he w ith in i ns tr um e nt a nd a ck no wle dg e d t o m e t ha t h e/ sh e/ lh ey e xe cu te d t he s am e In h is /h er lt he ira ut ho riz ed c ap ac it y, a nd th at b y h is /h er lth ei r s ig na tu re o n th e I ns tr um e nt t he p er so n( s) , O r t he e nt ity u po n b e ha lf o fw hic h th e p er so n( s) a ct ed , e xe cu te d t he In st ru m en t.

W IT NE SS m y h an d a nd o ffiC ia l s ea l,

~'~

SH IR L EY TU ITUPOUNo ta r y Exp ir e s : 11112/2012 #576792

In is a re a fo r n o ta r ia l s e a l)

proparod By: Mary Herndon, RICHMOND M O NR O E G R OU P 1 55 11 H IG HW AY 13, I!RANSON wEST, M O 5 57 37

417.739-9412

" . J J J O J J J A M R C · 0 9 l O 5 1 2 Q { ) l : i [)~4S:27 P M ' " A M R C 6 3 A M F l C O O O O O O O O f ) { l O ¢ O O O O ! 3 £ l O ? 7 a ' F l H t L l S ' 0010B2~S82 H S T A t E _ M O R i _ A S S I G N _ A S S N " M E W M E H A M R C '

Page 30: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 30/33

INSTRUMENT#: 2010060385, EK: 19729 PG: 250 PGS: 250 - 250 02/22/2010 at

08:30:42 AM, DEPUTY CLERK:ADANIEL Pat Frank,Clerk of the Cirouit Court

Hillsborough County

R e c o ] ~ l t 1 1 1 l S ~S ELECT P OR TFO LIO S ER VIC IN G, INC .

S EL ECT P OR TFO LIO S ER VIC ING , INC

3 81 5 S W TEM PL E

S Al.T LAK E C ITY , U T 84115

QQBPORATE ASS IGNMENTQF MORTGAGEH i ll s bo rough , F l o ri d . SELLER ' S SERV IC ING#: 0 010 59 12 12 " RO M E~ O"I NV E STO R I I: F 2 3M E R S #: 100114700000303426

A s si gn m e nt P r ep a re d o n: J a nu a ry 4 th , 2010

A ss ig no r: M O RTG AG E E LE CT RO NIC R EG IS TR A TIO N S YS TE MS , IN C. A S N OM IN EE F OR R ES O UR CE B AN K a t3 81 5 S W TEM PL E, S AL T L AK E CITY , U T 841 15

A ss ig ne e: S E LE CT P O R TF O LIO S E RV IC IN G , I NC . at 3815 S W TE MP LE , S AL T L AK E CITY , U T 84115Executed B y : JO RG E E . R O ME RO To: M ER S A S N OM IN EE FO R R ES OU RC E B AN KD a te o f M o rtg a ge : 0 1/1 2 /2 00 7 R e co rd ed : 0 1 11 8/2 00 7 in B o ok iR e ellL ib er : 17343 Page/Fo l io : 1577 as I n st r umen tNo.: N IA In H ills bo ro ug h C ou nt y, S ta te o f F l or id a

P r o pe r ty A d d r es s ; 14705 N , 3 7 TH S T, L UT Z, F L 33559

K NO W A LL M EN B Y T HE SE P RE SE NTS that i n c o n sid e ra ti on o f the s um o f T EN a nd N Ol1 00 th s D O LL AR S a ndo th er g oo d a nd v alu ab le c on sid e ra tio n, p aid to th e a bo ve n am e d A ss ig no r, th e r ec eip t a nd s uffic ie nc y o f w h ic h ish e r eb y aC k now le d g e d , the s aid A ss ig no r h er eb y a ss ig ns u nt o th e a bo ve -n am e d A ss ig ne e, th e s aid M o rtg ag eto ge th er w it h th e N ot e o r o th er e vid en ce o f ln de bto dn es s ( th e " No te ") , s aid N ote h av in g a n o rig in al p rin cip al s um o f$ 2 4 1 ,2 0 0 .0 0 w it h interest, secured thereby, t og e th e r w it h all m o ne ys n ow o win g o r ti1 at m a y h er ea fte r b ec om e d ueo r a win g in r es pe ct th er eo f, a nd th e fu ll b e ne fit o f a ll th e p ow er s a nd o f all t he c ov en a nt s a n d p ro vi so s t he r ei nc on ta in ed , a nd t he s a id A s si gn or h e re b y g ra n ts a n d c on ve y s u nt o t he s a id A s si gn ee , t he A S S ig n or 'S b e ne fi Ci alI nt er os t u nd e r t he M o rt ga g e .

TO H AV E A ND TO H OL D th e s aid M ortg ag e a nd N ote , a nd a lso th o s aid pro pe rty u nto th e s aid A ss ig ne e fo re ve r,subject to th e te rm s c on ta in ed In s aid M o rtg ag e a nd N ote ,

M O RT GA GE E LE CTR O NIC R EG IS TR ATIO N S Y STE MS , IN C. A S N OM IN E!" F OR R ES O UR CE B AN KO n ._~____ J A N 0 B 2 0 1 : 9

By; /t:7-Sill Ko c h, A SS i st a nt S e c r et a ry

W ITNESS

_ ~ l 1 t 1 r n a P n , AH ea th e r Ma t so n

W I~ r;, , ." hand and offio ia l sea l,

KI~~~No t a ry E xp ir es : 1 2 /1 1 /2 0 11 # 5 72 1 35

S TA TE O F U ta hC OU NTY O F S alt L ak e

O n · I A N 0 6 Z IJ Il 9 .betore m e , K IM B ER L Y C LA R I< , a Notary Public in a nd fo r S alt L ak e in th e S ta te o f U ta h,p er so na lly a pp ea re d B ill K o ch , A ss is ta nt S e cr eta ry , MO R TG A G E E LE CT RO N IC R E G IS TR A TIO N S Y S TE M S, IN C,A S N OM IN E E FO R R E SO U R CE B A NK , p er so na lly k no wn to me (o r p ro ve d to m e o n t he b as is of sat is factorye vld en oe ) to b e th e p er so nta ) w ho so n am e {s ) Is /a re s ub sc rib ed to th e w ith in In str um e nt a nd a ck no wle dg e d to m et h at h e /s h e lt he y e x e cu t ed tile same In hls!herl thelr authorized capac i t y , and t ha t b y h ls /h e rl th e lr s ig na tu r e o n t hei ns tr u m en t t he p er so n( s) , o r t he e nt it y u po n b e ha lf o f w h ic h t ho p or so n( s) a c te d , e x ec u te d t he i ns tr um e n t.

OTAlW 'UIlr.ICK IMBERLY CLARK~815 80<>lh82W.O'

SoIlLak. City . U'ah 8~115MVCO I I1 ml ro io n E . pl , . ._Imber II,l!OiISTATIi: OF UTAH

( Th is a re a f or n ot ar ia l s e al )

P r e pa r e d ! ' ly : ! 'l IL L KOCH , SE LEC TPORTFOUOSERV I C IN G , I NC , 3615 SW T EMP L E, S AL T L A K e C IT Y, U T B4115

' R OC 'R OCAMRC '0 1 / 0 4I ;C 0 1 ( ) 0 4 : 11 : , 31 PM ' AMRC eMMRCOOOOCOOODOOOo0 0C i3 e 6 64S ' FU i ll l. S · 0 0 1 D 5 91 2 1 2" F L S T A T E _MOR i _ AS S IGN _ AS SN ' AC K 'AC K AMHC'

Page 31: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 31/33

INSTRUMENT#: 2010216801/ e x : 19948 PG: 363 PGS: 363 - 364 06/29/2010 at

12:16:39 PM, DEPUTY CLERK:ADANIEL Pat Frank,C1erk of the Cirouit Court

Hillsborough county

,]1~ ~ ~ Jl~~~~~~JJ~)T AeCOrdl~gRijque~ J , y : -

S E LE C T P O R TF O LI O S E R V IC IN G , I NC .

: : , ~ i S + E u R1 r 1 [F ~E .: C (j) [PJ'\iS E LE C T P O R TF O LI O S E R VI CI NG , INC.

3 81 5 S O UT H WEST TEMPLE

S A LT L AK E C IT Y, U T 84115

l i l ~ lm l ~ l l l r n lm l l e l l i jm~m l ~ 1 1C OB PO R ATE A AS !§N ME NT O F M OR IG AG Ii

H i ll s b or o ugh, F l o ri d a S E L I. .E R 'S S E RV IC I NG #: 0011876448 " VA L LEE "INVESTOR #:U2 0MERS #: 100176106020892692

A ss ig no r. M O RT GA GE E LE CT RO N IC R E GIS TR AT IO N S Y ST EM S , IN C. a t CI O S E LI :: CT P O R TF O L IO S E R VIC IN G ,INC. 3615 S O UTH W I::S T T EM PL E, S AL T L AK E C IT Y, U T 84115.A ss ig ne e: D EU TS CH E B AN K N ATIO NA L T RU ST C OM PA NY A S IN DE NTU RE T RU ST EE O N B EH AL F O F T HE

HOLDERS OF TH E A CC RE DIT ED M OR TG AG E L OA N T RU ST 2006.2 AS SET B AC KE D N OTE S at S EL ECTP O RT FO L IO S ER V IC IN G IN C 3815 S W TE MP LE , S ALT L AK E C ITY , U T 84115.Ex ecu te d B y: E DW AR D R OB ER T V ALLE E A ND D IAN E V ALL EE , HU SB AN D A ND W IF E To : M OR TG AG EE LE CTR O NIC R EG IS TR ATIO N S YS TE MS , IN C. A S N OM IN EE F OR A CC RE DITE D H OM E L EN DE RS . IN C. AC A LI FO R N IA C O R PO RA TI O N.D a te o f M o rt ga g e : 02/10/2006 Recorded ' . 02/21/2006 i n Boo l ( /Ree I lL l be r : 16138 Page /Fo l io : 1601 as I n s l rumen tNo.: 2006088293 I n H il ls b or ou gh C ou nt y, S ta te o f F lo ri da .

P r op e rt y A d d re s s : 1801 E AS T M UL BE RR Y D RIV E, T AM PA , F L 33604

K NO W A LL M EN B Y T HE SE P RE SE NT S tha t in c on sid era tion o f th e s um of T EN a nd N O/1 00 ths D OL LA RS a ndo th er g oo d a nd v alu ab le c on sid er atio n. p aid to th e a bo ve n am e d A ss ig no r, th e r ec eip t a nd s uff ic ie nc y o f w h ic h Ish er eb y a c kn ow le d ge d . t he s a id A S S ig no r h er eb y a s sig ns u nt o t he a b ov e- na m ed A S S ig ne e , t h e s ai d M or tg ag eto ge th er w it h o th er e vid e nc e o f i nd e bt ed ne s s, s a id M o rt ga g e h av in g a n o rig in al p rin ci pa l s u m o f$168,000.00 withIn te re st, s ec ur ed th er eb y, to ge th er w ith a li m on ey s n oW o win g o r t h at m ay h er ea fte r b ec om e d ue o r o win g In r es pe ctth er eo f, a nd t he full bene f i t of a ll t he power s an d of a ll th e c ov en an ts a nd p ro vis os t he re in c on ta in ed , a nd th e s a idA s si gn or h er eb y g ra nt s a nd c on ve ys u nto th e s a id A s sig ne e , th e A s si gn or 's b en ef ic ia l i nt er es t u nd e r t he M or tg a ge .

~~R T% W'1 l"tW ONIC R EG ISTR ATIO N S YS TEMS , INC.

B y: /!b-B i ll K o c h, A s s is ta n t S e c re ta r y

WITNfSS

W IT NE SS m y h an d a nd o ff ic ia l s ea l,

1M A l!v\.. ~C> 1\S H i R L ' E t T U IT U P ~

No t ar y Exp ir e s : 1 1 /1 2 1 20 1 2 # 57 6 7 92

( Th is a re a f or n ota ria l s e al )

' M RP ' MR P A MR C '0 6 /0 2 !2 0 10 0 2 :2 5 :4 6 I'M' A M A C$ 3 /l MR C O O QO O D 0 00 0 0 00 0 0 04 2 9S 4 ,, · F L Hl ll S' 0 0 \ 1 $ 16 4 46 F L S TA T E_ MOR T _ AS S IG N _A S S N ' A CK ' AC K AM R C '

Page 32: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 32/33

INSTRUMENT#, 2008324962, BK: 18859 PG: 753 PGS: 753 - 753 09/15/2008 at

09:31:34 AM, DEPUTY CLERK: BLOGGANS Pat Frank, Clerk of the Circuit Court

Hillsborough County

ASSIGNMENT 01!' MORTGAGE

A ssig nor: A CT P RO PE RT IE S, J ,J ,C , a t 3815 S outh W est T em ple , S al t La ke C ity, U tah 84115

A ssignee : M A YA N M A IN ST RE ET IN VE ST OR S 1, LL C c/o CR EW F IN AN CIAL G RO UP ,IN C., a t 1840 W. 4 9 S t re et , # 41 0, H i al ea h, F lo ri da 3 3 01 2

D a te o f M o rt ga g e:M o rt ga ge R e c ord in g D a te :l ns tn un en t N o :O R B oo k:P a ge (s):

8-25-19998-31-19999926953209802

1255

Lega l De s c ri p t io n : Beglnnil1g 1116.00feet East of the Northwest corner of the SE af the NE

and run South 125.00 fee t, East 75.00 tee t, Nor th 125.00 fee t West 75.00 fee t

to beginning in Section 28, Township 28 South, Range 22 East,

Hil lsborough County, Florida.

A lso k no wn a s: 1813 E a st C a lh o un S t re et , P l an t C it y, F lo ri da 33563

O rig ina l M o rt ga go r: P a tt y L . S im m ers on

K NO W A LL M EN B Y T IIS E P RE SE NT S th a t in considera tion o f the sum ofT en andn oll 0 0 D ol la rs a nd o th er g oo d a nd v alu ab le c ons id era ti on, p aid t o th e a bo ve na m ed A ssi gno r, t here ce ip t a nd s uf fi ci enc y o f w h i ch is h ere by a ck no w le dg ed , th e s ai d A ssi gn or h ere by a ssi gns unt ot he a bo ve -na m ed A ss ig ne e, t he sa id M o rt ga ge t og et he r w ith th e N o te o r o th er e vi de nc e o fi nd eb te dne ss (t he " N ote "), sa id N o te h av ing a n o rig ina l p ri nc ip a l s um o f $ 58 4, 00 0 .0 0 w i thi nt ere st , se cure d t he re by, to ge th er w it h a ll m o ne ys n ow o w ing o r t ha t m a y h ere aft er b ec om e d ueox owing in r es pe ct t he re of : a nd t he f ul l b en ef it of a ll th e p ow ers a nd o f al l t he c ov ena nt s a ndp ro vi so s th ere in c on ta ine d, a nd t he sa id A ss ig no r h ere by g ra nts a nd c onv eys u nto th e sa id

A s si gn ee , t he A s si gn or's b en ef ic ia l i nt er es t u nd er t he M o rt ga g e.

T O H AV E A ND T O H OLD the sa id M ortgage and N ote , and a lso the sa id p ro perty untot he s ai d A s si gn ee f or ev er, s ub je ct to t h e t er m s c o nt a in ed in s ai d M o rtg ag e a nd N o te .

IN W IT N ES S W H E RE O F, A ssig no r h as c aused th ese p resents to be e x ec u te d t hi s j~~d ay o f A ug ust , 2 00 8.

S i gn ed , s ea le d a nd d el iv ere d

;ntiwy/J~ _

S e l e cl P o r tf o li o S e r v ic i o D f / K / A f a ir ba n K S c a p i ta l G o rp . .

IS a tt or ne y I n f a c t f o r :

DBS REAL ESTATE S ECU R IT IE S IN C.

S TATEO I ' t ) t t A . 6CO UNTY O F Mit L - . a . / < e

IlL' ,: he f pf Cg oi ns i nst ru me nt w a s a ck no w le dg ed b efo re m e t his l e t d ay o f A .u gus t, 2 00 8 b yJi.,ll U I t : _ .Dc b who h as/ha ve p roduced _ ..

a s p h oto ident if ic at ion or is p ersona lly know n and ha s/has no t taken a n o ath . -- --

Page 33: ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

8/3/2019 ROBO SIGNER BILL KOCH--Lynn Szymoniak, ESQ.--The Cortes Affidavit Exhibits

http://slidepdf.com/reader/full/robo-signer-bill-koch-lynn-szymoniak-esq-the-cortes-affidavit-exhibits 33/33

INSTRUMENT#: 2009026211, BK: 19066 PG: 1583 PGS : 1583 - 1583 01/27/2009 at

10:37:18 AM, OEPUTY CLE:RK::SLEWrSPat Frank,Clerk of the CirC1.litCourt

Hillsborough County

-----~

/~.!!~

S E LE C T P O R tF O LI O S E R VI CI NG3815 S O UT H W E ST T EM P LE LAW OFFICES OF

S AL T L AK E C ITY , U T 84115 MARsHALL C . WATSON , P .A .

I f E C O R D A N D --+ 1800N.W. 49th Street, Suite 120

R E 7 V R N T O Ft. Lauderdale, FL 33309

CORPORATE ASS IGNMENTO F M OR TG A GE* 3 0 1 5 4 8 5 3 6 4 *

H il ls b o ro ugh, F l or id aSSLLER'S SERVICING # ,3 D1 64 8S 38 4 " MU R RA Y"

D ate o f A s sig nm en t: O cto be r 6 th , 2 00 8A ss ig no r. T he C ha se M an ha tta n B an k, as T ru ste e o f IM C H om e E qu ity L oa n Trus t 1 99 8- 1 u nd er th e p oo lin g a nds er vic in g a gr ee me nt d ate d a s o f M ar ch 1, 1998 at 3815 S OU TH W ES T TE MP LE , S AL T L AK E C ITY , UT 84115

A ss ig ne e: JP MO RG AN C HA SE B AN K, F IK IA TH E C HA SE M AN HA TIA N B AN K, A S TR US TE E F OR IMe HOMEEQ UITY LO AN m US T 1998-1 a t, 3615 S OU TH W ES T TEMP LE, S ALT LAK E CITY , U T 8411 5Execu t ed B y: EDW ARD W . MUR RAY , A S INGLE MAN To:

D a te o f M o rt ga g e: 12/23/1997 Recorded : 12/3111997 in Bo-o" ' "k/R="" :" ; , , I " /L"" 'lb-er" " :" "a" '85" '4" 'p""a-g-elF" ' " " 'o l ; ;-" lo:·8 82 I n H il lS b O r ou g h,Florida

P r op e rt y A d dr e ss : 11106 E LL IO T S T, R IV IE RV IE W, F L 33569

K NOW A LL M EN B Y T HE SE P R ES EN TS th at in c on sid era tio n of tha sum of TEN and NO/10oths D OL LA RS a ndo th e r g o o d a nd v al ua ble c on si de ra tio n, p aid to t he a b o ve n ame d A s si gn or , th e r e ce ip t a n d s u ff ic ie n cy o f w h lG h ish er eb y a ck no Wle dg ed , th e s aid A ss ig no r h ere by a se lq ns u nto Ih e a bo ve -n am ed A ss ig ne e, th e s aid M or tg ag eto ge th er w it h th e N ot e o r o th er e V id en ce 01 I nd eb te dn es s ( th e " No t." ), s ai d N ote having a n o ri gin al p rin Ci pa l s um o f$40,000.00 W ith In te re st, s ec ur ed th ere by , to ge lh er wlth a ll m on ey s n ow o Win g o r th at m ay h er ea fte r b ec om e d ue o roW in g I n r e sp e ct t hereof , a nd th e f ull b en ef it o f a ll th e p ow ers a nd o f a ll th e c ove na nts a nd p ro vis os th ere inc o nt ai ne d , a n d th e s ai d A ss ig no r h er eb y g ra nt s a nd c on ve ys un to t he s a id A s si gn e e, th e Ass ign o r' s b en e fi c ia li nt er es t u n de t t he M o rt ga g e.

TO HA VE A ND TO H OL D the s aid M ortg ag e a nd N ote , a nd a ls o the s aid prope rty u nto Ihe s aid A ss ig ne e fore ve r,s ub jo ct to th e te rm s o on ta in ed In s aid M or tg ag e a nd N ote .

WITNESS

A n a N o va k ov l

S TA TE O F U ta hC OU NTY O F S alt L ake

y ~ 1 1 0 - 2 0 0 8 , b efore rna , K IM BE RL Y C LA RK , a N ota ry P ub lic in a nd for S alt L ak e in tha S ta le of U ta h,personal ly appeared B ill K O Ch , D oc um en t C on tr ol O ff ic er , p ers on ally k no wn to m e ( or p ro ve d to m e on th e b as is o fsat isfactory eV idence) to b e th e p er so n( s) w ho se n am e (s ) I s/a re s ub sc ri be d t o th e w it hin In st ru m en t a nda ck no W le dg ed t o m e t ha t h e/ sh e/t he y e xe cu te d t he s am e in h is /h er /t he ir a uth or iz ed c ap ac ity , a nd t ha t byh ls lh e r/ th e ir s ig n at ur e o n th e in st ru m en t th e p er so n( s) , o r t h~ ent ity u po n b eh al f o f w hic h t h~ p er so n( s) ac ted ,e x ec u te d t he I ns tr um e n t.

N O T A R y POBLICKIMBERLY CLARK3615 Soulh 92 W . I

S .It lake City. Utah 0 . , , 5My Comml s lJ i ol 1 E xp I ro l )Oeo ltmber 11, 2011

STATE OF UTAH( Th is a re a f or n ot ar ia l s ea l)

' CM 'C M FL C C' 10 i0 6/ 2W 8 0 1 : 5 9; 09 P M " F lC C (J 1 Fl CC AO O O O O OO O O O O OO O O 05 4G 3 0' F L HI Ll S' 3C l1 &W5 3 54 F I. .S T AT E_ MO R f _ AS S IG N _A S SN ' CM 'C M Fl CC ~

0[}/ ;13 7 /