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    Rural Marketing Project Report

    Study of the Raamtirth Village development work and other activities

    done by Adamya Chetana NGO .

    Done as a partial fulfillment of the requirements for the Award of

    Post Graduate Diploma in Management in Personnel Management

    and Human Resource Development (PGDM PM&HRD) awarded by Sri

    Balaji Society Pune.

    Submitted by

    Omkar Bapat MM1012119

    Balaji Institute of Modern Management BIMM

    Sri Balaji Society Pune

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    CONTENTS

    CONTENTS

    1. Acknowledgment2. Declaration3. Executive Summary4. Two years ago a snap shot5. Ramatirth Revival

    a.Various activities Biogas, Milk Collection Centers,Cooperative Bank

    6. Financial Benefitsa.Tangible Benefitsb.Intangible Benefitsc. Adamya Chetanas Investments

    7. Adamya Chetana Learnings8. Our Gratitude

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    ACKNOLEGMENT

    This project has been possible with the kind support and help of the personnel employees of Adamya

    Chetana NGO. I would like to extend my sincere thanks to all of them.

    I am highly indebted to my Project Guide and Mentor Mrs. Tejasvini Ananthkumar, for her guidance andconstant supervision as well as for providing necessary information regarding the project & also for the

    support in completing the project.

    I would like to express my gratitude towards my Friends Professors and My Institute for being there wjrn

    I had doubts that needed clarifications. I thank them for their kind co-operation and encouragement

    which helped me in completion of this project.

    Omkar Bapat

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    DECLARATION

    I Omkar Bapat declare that this project Study of the Raamtirth Village development work and other

    activities done by Adamya Chetana NGO, is my independent work, done within the premises of

    Raamtirth Village. The content matter is original and has not been plagiarized and is the result of myindependent work.

    This project report is submitted to BALAJI INSTITUTE OF MODERN MANAGEMENT as a requirement for

    partial fulfillment of the requirements of The Post Graduate Diploma in Management awarded by Sri

    Balaji Society. This report has not been submitted for any other similar or otherwise degree and/ or

    reward disbursed by any other College of/and any other University.

    Omkar Bapat

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    EXECUTIVE SUMMARY

    Adamya Chetana NGO is an Organization that is operating In Bangalore. It provides vocational training to

    underprivileged people, and other initiatives like mid-day meals to many thousand school children. The

    end purpose is to make available the basic needs of life to all those who lack it, thus bringing the

    balance back in society. simpler and accessible to all and at any time.

    The project handled by me relates to Observation of the Village development activity in pursuance of

    the HR Topic To study impact of NGOs in rural market. Activities, Funding, Training, and Effectiveness .

    This document is prepared as the cumulation of the whole of my observations in the Village of

    Raamtirth

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    Ramatirth is a quaint little village perched on the border of Maharashtra and Karnataka. A typical village

    of Karnatakas Belgaum District, Ramatirth boasts of hardly 125 houses. Ramatirth has a glorious history

    and has one of the very ancient temples, where the deity is still worshipped. This beautiful ancient

    temple is dedicated to Lord Shiva and is supposedly established by none else than Lord Rama, on his

    southern sojourn. The temple has a beautiful DeepaSthamba made of wonderfully carved stones

    which beacons curious and pious travelers from far & wide. It is the family deity to thousands of families

    from Maharashtra & Karnataka, who congregate here for its annual festivals. During this time, the

    DeepaSthamba is brightly lit up and the top most tip of the DeepaSthamba has a concave shape which

    holds oil and wick and once lighted can be seen as far as ten miles as a bright flame, instilling faith and

    devotion in the hearts of the humble visitors around. There is a beautiful temple of Goddess Durga,

    behind which is a deep tunnel, believed to lead into a deep underground chamber, the favorite haunt of

    the Yogis and Sadhaks, who used to meditate there for days together.

    Ramatirth was surrounded by thousands of trees and if we go by the experience of the elders of thisvillage, we are told that it was home to thousands of trees, a perennially flowing river, wild animals and

    a large lake. It should truly have appeared majestic in its hey days, hardly 50 years ago. The elders told

    us that the crops had an unusual intruder hordes of deer which used to come uninvited and feed on

    their standing crops cultivated by the local farmers. Today, Ramatirth is a sharp contrast, to what we

    heard from these venerable elders. It is a matter of great pity, that not a single wild animal is seen

    anywhere in the vicinity, the nearby lake is practically dry, the water table has gone down, the tree

    cover which Ramatirth boasted of hardly 50 years ago, is a bald valley, with vast tracts of meadows and

    small stones strewn literally across the whole canvas. The local farmer, instead of tilling his land, today

    spends more money each year, in replenishing the top soil, which gets eroded away, every single

    monsoon. A few hundred trees spread sparsely across the vast landscape continue to be targeted by the

    local farmer for firewood. Water is a perennial problem and Ramatirth dwellers find it a unforgiving task

    throughout the year, searching for adequate water in this now dry belt. Whenever, it rains heavily, the

    water flows down the small river in floods and before you know, the river bed is dry again. A sad

    commentary, from what it was hardly a couple of years ago.

    All this was destined to change and change it did , for the better, within less than one and half years of

    focused efforts. A revolution has happened in Ramatirth, thanks to the untiring efforts of ADAMYA

    CHETANA, an NGO from Bangalore, which took upon itself to transform this village into a hallmark of

    what can be done by way of total village transformation. On every parameter, we measure, we find that

    Ramatirth has undergone a sea change and today, it is virtually a case study a reference village for anyNGO or Government to replicate in similar circumstances. The unstinted support of Adamya Chetana,

    the focused efforts of Shri. H N A Prasad, who is an industrialist and a social scientist, who has a deep

    passion for village regeneration, applied his scientific analysis of how the change can happen. Helping

    him in his efforts was also Shri. Tarachand, a spiritual disciple of Shri.GanpatraoMaharaj of Kannur,

    Bijapur.Shri.Tarachand has an ashram in Kakmari, a village in the vicinity of Ramatirth, who provided the

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    local support and helped in rallying the local villagers, who were quite indifferent to the efforts input in

    by Adamya Chetana. A helping hand from Nokias CSR wing, also added to the change happening faster.

    Two years ago A snap shot

    Around two years ago, when Adamya Chetana first visited Ramatirth, we were witness to the following

    scenes.

    1 A recent flood across North Karnataka had left several houses damaged.2 The water table had gone so much low, that bore wells went dry, immediately after the

    monsoons.

    3 The river which flows through the village, skirting the ancient temple, had not a single dropof water in it. This was supposed to be perennial, hardly few years ago.

    4 Villagers were depending upon local firewood to cook their daily food.5 The hills and valleys around were bald and had become pastures for grazing cattle6 The lake was dry.7 Farmers used to go buying top soil, in tractors, to replenish the annual erosion. Thanks to

    the trees being cut and the vanished tree cover.

    8 Lack of toilets for most households and the open field was used to defecate.9 Cattle dung, was strewn all over the place creating a methane pollution10 Milk was sold to middle men at Rs. 16 a litre11 Not a single Gobar gas plant in the entire village of 125 households.12 No check dams to hold water and recharge the ground water which has been going

    depleting year after year. Ramatirth has excellent avenues to create check dams.

    13 Soil erosion was evident all around the village, thereby creating ecological damage.14 Most homes had cattle whose dung was used to make dung cakes which were dried and

    used as fuel, causing methane pollution.

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    The above state of affairs was a powerful trigger to the team from Adamya Chetana. Adamya Chetana,

    decided to adopt this village and do whatever it took to ensure that the Ramatirth landscape changes

    for the better.

    Ramatirth revival

    The revival of Ramatirth was a task which was easier said than done. Though we had Shri. HNA Prasad

    pushing for reforms, the local villagers were more onlookers than participants in the initial stages. There

    were hidden agendas working in the background, which were not conducive to the progress of the

    Adamya Chetana. Local money lenders and middle men, who gained from the produce of

    Ramatirthvillage, were reluctant to let go of their control, in how things were managed for the past

    several years.

    We could find evidences of misguiding which slowed down our efforts. As Swami Vivekananda would

    quip, The moreobstacles, thrown at me, the stronger I grow, was an experience, which Shri. Prasad

    faced and it only made his resolve all the more stronger. With strong back end support from Adamya

    Chetana team, Prasad forged his way ahead and started creating several inroads into the project. The

    strategy was as follows.

    a) Adamya Chetana started with having meetings with the farmers on a regular basis and the firsttask was to get the village opinion leaders and school children participate in constructing a

    battery ofcheck dams at appropriate places. The check dams are really very simple designs. All

    we do is collect and arrange stones to form barriers to flow of water. They need no cement, no

    binding materials. The first rains will bring in silt and smaller stones which get interlocked into

    the crevices and before we know, the dam becomes fairly compact, reducing porosity and

    retaining water. 15 check dams (of which 9 were built in a single day) were built in less than a

    month and within one year, the depleting water table has actually reversed. The proof is that

    some bore wells, have water much longer than the earlier year.

    b) Adamya Chetana decided to plant trees and with the help of local farmers, school volunteersand employee volunteers from Nokia. We got saplings from the Government department

    &planted 4000 fruit bearing trees. We urged the farmers to water the plants in their vicinity as

    often as they could. Since this was done just at the onset of monsoons, these plants require theleast amount of water to establish roots. More than 95% of these plants are surviving and

    continue to grow well. Already in a year, Ramatirth looks greener and this will immediately

    invite the bird population to visit these trees. The cycle of life has started again.

    c) The tree cover will gradually prevent soil erosion, which was one of the biggest problems forRamatirth. In a matter of few years, the Ramatirth farmer need not buy top soil, which is

    precious to grow crops. It will also save his hard earned money in the process.

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    d) The birds & bees which have started visiting these trees will very soon start pollinating theplants and farms and thus rejuvenate the much needed increase in yields.

    e) Building ofBio Gas plants has been a single achievement that not only made Ramatirth famousovernight, it became a rallying point for several villages around. Every single household in

    Ramatirth today can boast of a toilet cum Biogas gas plant. Its benefits are multifold.

    1. Methane which is eight times more toxic than Carbon dioxide is produced in largequantities in every household. One pair of cattle, produces enough methane to cater to

    the fuel needs of a normal Indian household of 4 to 5 people. Methane is produced both

    from cattle dung, cattle belching, farm waste and human waste. Burning this will not

    only give us precious fuel, but also make the surrounding atmosphere free of pollution.

    2. Methane pollution in villages around India (which has the highest cattle population inthe world) is as toxic as vehicle waste. By burning methane, we work towards

    controlling global warming, that has been haunting the world for several years now.

    3. The residual Biogas waste is excellent organic fertilizer free from methane and is apriced fertilizer across the country.

    4. The methane fuel reduces load on burning firewood, which not only produces coal tar,which is toxic, but also saves precious forest cover. The temptation to cut down trees

    which was happening rampantly for these many years has completely stopped.

    5. Huge amount of convenience round the year because of ease of operation and evenduring rainy season, the Biogas plant will be operational without interruption.

    6. More fuel needs can simply be achieved by adding more cattle dung. Officials fromvarious NGOs and PSUs who saw the intensity of the flame from these Biogas plants

    were highly impressed. Many villagers in Ramatirth have more than two cattle.

    7. Hygiene is a big issue in villages around India. Toilets are non existent in thousands ofvillages and Ramatirth was no exception. The Biogas toilet complex built at a low cost,

    has given huge comfort to the locals, especially women folk, which see this as a blessing.

    Overnight the hygiene in the surrounding vicinity has improved, thereby triggering

    health consciousness in the local population. One of the biggest source of disease in

    rural India is open defecating and this has stopped, saving precious man hours.

    8. The typical cost of a Biogas plant is Rs. 25000/- The Government of Karnataka gives Rs.11,000 per plant as subsidy. Adamya Chetana has funded the rest of the monies through

    donations.

    9. Excess gas produced can be used for boiling water, producing electricity. A project inUniversity of Agriculture sciences has proved that Biogas or Gobar gas can be easily used

    to produce 750 watts of power, enough for a normal household. Imagine rural India

    with its own power generation possibilities. The cost of this Gobar as generator of 750

    watts is just Rs. 14000. If it is mass produced, the cost will be less than Rs. 7000.

    Gobargas lanterns are another convenience we can dream of with excess gas produced

    in each household.

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    10.The huge cost of fertilizer is saved on each farm. Plus organic fertilizer from Biogasplants is far safer & cheaper than chemical fertilizers; Farmers from this year have

    started saving on fertilizers.

    11. In short, few heads of cattle can make a farmer today quite self sufficient by somesimple interventions. Its no surprise that ancient Indian wisdom used to cherish

    Godhan literally translated as cattle wealth.

    f) Milk Collection center. One more critical intervention was the introduction of a Milk collectioncenter in Ramatirth. Every farmer who produced excess milk sold the same to local middle men

    at Rs. 16 a liter. Today, because of the establishment of a Milk collection center, overnight, the

    farmer is getting Rs.40 for the same liter of milk he sells. The huge cash benefits accruing to

    these farmers are substantial. On an average, Ramatirth produces 250 liters of milk each day.

    The additional income per day is Rs. 6000 for the village. Even deducting transport costs and

    administrative costs, Rs. 5000 per day is a saving of around Rs. 22,00,000 lakhs a year. There are

    125 households. Each household is generating an additional income of Rs. 17520 a year, which is

    Rs. 1460 a month. This, in a village in India, is substantial profit for a marginal farmer. The Milk

    Collection center has produced other non tangible benefits.

    1. Farmers have become more united.2. The middle men who used to make money have been shown the door. They have

    outlived their utility.

    3. The extra milk money is nearly equal to 20 % of the total monthly income of a family.4. This will trigger more cows and buffalos in the farms which will augment not only milk

    income, but also create more Biogas, more fertilizers, less chemical pollution on the

    farm, reduce global warming, improve health and hygiene.

    5. This became the trigger for the next intervention, which had another great impact. Theestablishment of a cooperative bank.

    g) Establishment of Co-Operative bank. The Monetary need of farmers in crisis was catered to bylocal money lenders, who typically charged 2% interest per month. This was draining their

    meager resources and usually makes them land in a debt trap. A brain child of Adamya Chetana,

    was the establishment of the local Co-Operative bank. With support from the Government,

    already in less than one year, the bank has already given small loans to Ramatirth farmers at an

    interest rate which is around 1%. The bank has already disbursed more than Rs. 20 lakhs. This is

    God send to these farmers who have never seen loans below 2%. The resultant benefits can be

    summed up as follows.

    1. Ramatirth has on average saved Rs. 2,40,000 in less than year. Per family, this works outto Rs. 1920, another 26% savings in outflow.

    2. They dont have to be indebted to unscrupulous money lenders, who invariably gainunfair advantage because they lent money.

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    3. Enhanced dignity of the farmer. Asking for loans to a money lender is seen in India as adegrading task and is usually done in secret. Today, a farmer can proudly walk into a

    bank and ask for money.

    4. The transactions are guided by systems and procedures rather than by the whims andfancies of money lenders.

    h) Indirect benefits. The Ramatirth experiment has opened up a flood of indirect benefits to itsinhabitants.

    1. The government watching this experiment, from the ring side has woken up to what canbe achieved by some honest efforts by a small dedicated team of volunteers. Adamya

    Chetana has shown a way for thousands of villages around to emulate.

    2. At least half a dozen surrounding villages has voluntarily come up seeking our guidanceand help.

    3. Seeing 125 Bio gas plants and toilets in a small village, nearby villages want 400 Biogasplants to be built. Sankonatti,a village hardly 5 kms from Athani, wants 400 Biogas

    plants to be set up. What is more encouraging is that they have already formed working

    groups and are eagerly waiting for Adamya Chetana to start the miracle in their village.

    4. The government officials have become charged seeing the success of this experimentand want to be more cooperative in sanctioning loans and subsidies.

    5. Seeing the check dams built by Adamya Chetana, the Minor Irrigation department ofGovernment of Karnataka, has already started building five more Check dams.

    6. Ramatirth experiment has become the talk of the district and soon local governmentsare busy seeing how this can be replicated in their own jurisdictions.

    i) Financial benefits. Any project to have substantial interest and continuity needs to have thefollowing parameters.

    1. The project should be financially viable.2. Every member of the village should be able to see both tangible and intangible benefits

    arising out of the experiment.

    3. The financial benefits should be enjoyed and felt immediately.4. There should be confidence that the project can be replicable in other villages having

    similar demographys.

    5. Forming of self help groups who can take this forward.6. Change should be holistic, culturally acceptable & become intrinsic to the project.7. Documentation of what can be done, what are the common hurdles one can expect and

    means to overcome these hurdles needs to be well defined, so that they trigger a chain

    reaction of believers, who will carry the torch forward.

    8. Advocacy with the government departments relevant to the project should becomeintegral to such experiments. No great project can be sustained and replicated without

    active government participation. NGOs and Governments can actually do path breaking

    work which will be a beacon to other villagers and taluks to follow.

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    j) Keeping these objects in mind, the following financial benefits are listed. Most are tangible,while few have notional values to arrive at a cost benefit, to inspire other NGOs to replicate.

    TANGIBLE BENEFITS

    1. Fuel saving due to Bio gas plant. An average family of four, cooking fuel costs around Rs.350 a month (Rs. 4200/- year). This is either spent towards buying wood or kerosene.

    2.

    A single Biogas plant produces on an average around 10 tons of fertilizer per year. Thefarmer who is using his own Bio fertilizer is actually saving around Rs.3000/- a year. In

    addition he is not poisoning his fields with chemical fertilizers which actually do more

    harm than good in the long term.

    3. Savings on milk, because of the Milk collection center is roughly Rs. 17520 a year perhousehold.

    4. Loan interest per family saving is Rs. 1920/- year. Thanks to the establishment of Co-operative banks.

    5. Buying top soil to replenish erosion is around Rs. 1000/- a year6. The total savings for a household is already Rs. 27,640 per year.

    Sr.

    No.Item Head

    Annual saving per household

    - Rs.

    1 Bio fuel produced 4200

    2 Organic Fertilizer 3000

    3Milk collection centersaving 17520

    4 Loan interest saved 1920

    5 Buying top soil 1000

    TOTAL SAVING 27640

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    Total saving per household per year Rs. 27640/-

    INTANGIBLE BENEFITS

    i. Ramatirth on an average burns 2500 kgs. of wood a day for domestic use, includingcooking, bathing, etc. The ecological savings on firewood alone is around 900 tons of

    wood saved per year. That much forest cover saved every single year.

    ii. Bringing back the green cover will gradually bring back flora and fauna. Birds havealready started seeing a new destination. This will enhance fertility of land and soil.

    iii. Sense of self sufficiency seen all around. Enhanced self respect because of lessdependence on local money lenders. Banks any day a better option.

    iv. Ramatirth has become a reference village for all neighboring villages. Eight othervillages have shown keen interest to emulate the model.

    v. Increased health, hygiene and therefore decrease in medical costs.vi. Pollution free atmosphere more conducive to better health.vii. Any newcomer who walks into Ramatirth, today sees a platoon of toilet cum bio gas

    blocks, dotting the landscape. This has become an envy of neighbors and owners

    pride. Ramatirth is proud to be the first torchbearer in this unique

    experiment.Ramatirth has created several believers who want to replicate this

    experiment.

    viii. A large organization like NTPC, has seen the progress and is seriously thinking ofsupporting similar projects in more number of villages to make them self sufficient.

    15%

    11%

    63%

    7%

    4%

    Annual saving per household - Rs.

    1 Bio fuel produced

    2 Organic Fertilzer

    3 Milk collection center

    saving

    4 Loan interest saved

    5 Buying top soil

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    One of the 125 toilet block cum Gobar Gas plants, ready for use

    ADAMYA CHETANA INVESTMENTS

    Adamya Chetana has been investing in this project for the past nearly two years. On an

    average, they have spent around Rs. 15000/- per household for the entire project.

    Therefore, the entire project spending would have amounted to around Rs. 18,75,000/-

    to implement. This was done over a period of time. Some help from Nokia and other

    donors helped in getting this project implemented. This model appears to be replicable

    in any similar village in India, which has similar topography.

    Adamya Chetana believes that this model along with Government help through

    subsidies can reach out to hundreds of villages where sanitation, water, fuel, revenue

    and self- sufficiency in all respects can be achieved.

    Learning from Project.

    Any project which starts off with a clear intention, great motivated team members, can

    create wonders in the society.

    All noble ventures will undergo stages of ridicule, indifference, conditional cooperation

    and finally solid support from its constituent members.

    For a great project, GREAT MONEY IS NOT REQUIRED. GREAT WILL IS A MUST.

    If an NGO, with meager financial muscle can do this revolution in one and half years, the

    government with its financial and manpower strength can do a far better job. The only

    condition is Is there a will?

    What Adamya Chetana could do, any NGO can replicate in any demography, provided

    the spirit is willing.

    As a novice in this area of rural upliftment, Adamya Chetana got wonderful success.

    Thanks to its spiritual back bone and social moorings.

    The beeja mantra of Adamya Chetana is inspired by the great Swami Vivekananda. His

    mantra of Each soul is potentially divine. The goal of humanity is to realize this

    divinity. Today, we can proudly say, that we not only realized this vision amongst us,

    but we also saw the same spark in 125 families in Ramatirth who stood by us like a rock.

    The legacy of Vivekanandas spirit is once more proved.

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    CONCLUSION

    A Report can be thin. It does not mean that it is malnourished. Like the Laconic wit, it is better to speak

    the point, and thus we can conserve resources. Villages are from where, civilization began. HR Is a

    developmental activity, the role played by Human Resources is diverse and Vast. To transform Human

    Beings into Resources that do useful work is the purpose of HR as talent when tapped can give profit

    and wealth to the employer.

    It is believed that real life is in villages. Cities are but transitory places, as one is there by compulsion and

    not by choice. When we do our part in aiding the development of our roots, we can survive long time. In

    the End I would like to thank all those whose help was essential to enable me to complete my project.

    1 To Shri. H N A Prasad, who has been the pillar of strength behind this project. He hasspent days camping in Ramatirth to fulfill this mission. No great project or undertaking

    succeeds without the direct and indirect help from various cross sections of society. We

    are extremely grateful to our active spirit behind this project, Shri H N A Prasad, without

    his unstinted support, this project would have not seen the lights of day.

    2 To the spiritual push given to us by Shri. Tarachand, who has tirelessly moved publicopinion to build the DNA for this success.

    3 To all Government officials and staff, who have helped us directly and indirectly inmoving this project forward.

    4 To Nokia employees, who were participants both in body and spirit. They have alsocontributed financially to help this project surge ahead.

    5 To the Rotary eco club of Bangalore who were instrumental in getting Nokia to supportus.

    6 To all our doubting critics who goaded us into scaling up beyond their obstacles.7 To Shri. Halappa, our contractor, who built our Biogas plants.8 To the staff and students of Ramatirth school for their timely help9 To every single household in Ramatirth, who have believed us. They worked with us

    every single step of the way, to see this fulfillment of the project and

    10 To the almighty Lord of Ramatirth who has blessed this project right through.