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9375

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2018

(034

943)

Nazri Othman

Acting Head of Group Retail Banking

RHB Bank Berhad (Company No. 6171-M), Level 15 Tower Three, RHB Centre, Jalan Tun Razak, 50400 Kuala Lumpur. Abdul Sani Abdul Murad, Leong, You You. Mister Yeow Creative (Company No. 002527577-A), 51-2 The Strand, Jalan PJU5/20, Kota Damansara, Petaling Jaya, Selangor, 47810 Selangor. Percetakan Maju Intan Sdn. Bhd. (Company No. 77749-U), 31 Jalan Segambut Selatan, Segambut, 51200 Kuala Lumpur.

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1 EY, Global Family Business Survey—is adaptation or disruption the secret to longevity? 20 April 2018. 2 &KULVWLHȇV��ΖV�DUWLȴFLDO�LQWHOOLJHQFH�VHW�WR�EHFRPH�DUWȇV�QH[W�PHGLXP"�

16 October 2018. 3 Reuters, Remote control parking to become legal in Britain, 17 May 2018. 4 ([FOXVLYH��-H�%H]RV�SODQV�WR�FKDUJH�DW�OHDVW����������IRU�VSDFH�ULGHVȃVRXUFHV�����-XO\�

2018. 5 %ORRPEHUJ�3URIHVVLRQDO�6HUYLFHV��*HQGHU�(TXDOLW\�ΖQGH[��ΖQYHVW�LQ�D�PRUH�HTXDO�IXWXUH���������6 Reuters, Hammer and tongs—China entrepreneur leads handmade wok revival,

25 October 2018. 7 BBC News, Why Big Tech pays poor Kenyans to teach self-driving cars, 3 November 2018. 8 L)XQG:RPHQ��$PRU6XL��/DE�$SSDUHO�5HLPDJLQHG���������9 USC Marshall

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Strategy—Malaysia 2019 Budget, RHB Report, 2 November 2018. 11 IBM, Biography for Ruth Amonette, 2003. 12 Volvo Cars, Volvo Unveils First-Ever Car Designed By Women, 2 March

2004. 13�1HZV&UHG�ΖQVLJKWV��4�$��+RZ�%ORRPEHUJ�&02�'HLUGUH�%LJOH\�/HDGV�D�*OREDO�0DUNHWLQJ�2UJDQL]DWLRQ�����-XQH��������14 Reuters, Nigerian millennials fuel domestic tourism, 16

November 2018. 15 :LUHG�6FLHQFH��&RQYHUVDWLRQ��(ORQ�0XVN���������16 Bloomberg Live, The Future of Cryptocurrencies, 29 June 2018. 17 The World Bank, Why it’s important to look

beyond averages when it comes to Malaysia’s development, 24 July 2018. 18 United Nations Development Programme, About Human Development, 2018. CATC

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1 RHB Research Institute, Strategy—Malaysia 2019 Budget, 2 November 2018. 2 Ministry of Finance Malaysia, A Resurgent Malaysia, A Dynamic Economy, A Prosperous

Society—Budget 2019, 2 November 2018. 3 GreenTech Malaysia/Ministry of Energy, Science, Technology, Environment & Climate Change (Kementerian Tenaga, Sains, Teknologi, Alam

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1�2[IRUG�$FDGHPLF��:RUN��$JLQJ�and Retirement Volume 4 Issue 1, January 2018. 2 $PHULFDQ�0DUNHWLQJ�$VVRFLDWLRQ��-RXUQDO�RI�0DUNHWLQJ�5HVHDUFK��ΖQFUHDVLQJ�6DYLQJ�%HKDYLRU�

Through Age-Progressed Renderings of the Future Self, November 2011.

EYOKI/Yuki Eyok

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-6.9 38.7 120.0

8.6 45.1 89.0

-0.4 45.3 87.6

-13.0 29.7 72.4

-9.9 39.7 64.8

-18.0 39.8 54.7

-4.8 23.5 53.8

0.3 24.5 50.7

-6.9 37.4 47.1

-13.7 5.1 46.3

-12.6 22.8 46.0

-11.2 44.3 45.6

-2.0 25.0 45.4

1.0 11.9 39.2

-6.4 35.8 43.4

-13.4 32.1 43.0

-11.4 39.4 42.4

-12.1 9.3 41.9

-12.8 15.4 40.8

-1.5 21.3 39.1