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Successful Aging Resource Guide 13TRANSCRIPT
Serving Central Kentucky Families For 15 Years
www.lexingtonfamily.com
• Tech-Savvy Seniors
• What’s Your Risk for Alzheimer’s?
• Dementia: Be a Best Friend
• Hospice 101: What You Need to Know
• Comprehensive Directory of Local Resources
Successfulresource guide 2013
Central Kentucky’s
AgingFree2013
2 || www.lexingtonfamily.com
Tech-Savvy Resident Thrives at Wesley Village Senior Living
Community.
Successful AgingCentral Kentucky’s
resource guide 2013
Publisher…………........Dana Tackett
Editor…………………John Lynch
Advertising……………. Lindsay Emmerich
Gary Mazza
Kari Mullins
Glenda Isaac
Marketing & Promotions…Laurie Evans
Graphic Design…………Daniel Morgan
Administrative Assistant…. Carla Hall
The 2013 Central Kentucky Successful Aging Resource Guide is published by Lexington
Family Magazine, Central Kentucky’s source for parenting and family information.
138 E. Reynolds Rd. #201Lexington, KY 40517
(859) 223-1765 www.lexingtonfamily.com
While Caring for Her Mother, Lexington Woman Discovers the Full Range of Services at Hospice of the Bluegrass.
4 8
Resource List
The Truth About IRAs
Learn The Lingo
Retirement Planning
Best Friend’s Approach
Dr. Gregory Jicha Offers Calculator To Determine Your Risk as You Age
Virginia Bell’s Method Uses the Past To Communicate in the Present
John McIntosh Explains What Retirees Can Learn From Endowments
Understanding the Levels of CareIn Elder Housing
Jason Veinot Offers Distribution Strategies for Your Savings
From Alzheimer’s to Ways to StayActive, A Complete Directory
Alzheimer’s Risk
671216
2018
32013 Successful Aging Resource Guide ||
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She also has a laptop that is hooked up to her brand new 3-D TV. (She just traded in her HD for the latest technology). She has a Facebook page and she often chats with her friends through Skype.
With all her technology, Stevenson is like most Americans.
Except that Stevenson is 76 years old and lives in a retirement community.
You don’t find too many folks born during the Depression using a smart
phone to check football scores or streaming her favorite radio station through her iPod.
Her fellow residents at Wesley Village Senior Living Community know that when it comes to technology, Stevenson is the go-to gal.
“A resident told me her e-mail locked up and asked me to look at it, so I fixed it for her,” Stevenson said. “Another resident asked if I had a smart phone. When I said yes, he said,
‘I thought so.’“I guess I have people snowed. They
think I’m cutting edge.”She always has been. Born in
western Canada, Stevenson earned a bachelor’s degree from the University of Saskatchewan, studied theology in Massachusetts and at UC Berkeley during the turbulent 1960s and then became an editor, landing in Lexington at the University Press of Kentucky.
After 16 years at UK and six at an industrial rubber company, she was hired in 1989 by the Lexington police department. A civilian, she worked there for 12 years, finishing in the property and evidence room in 2001 when she retired.
That explains why her DVR is filled with true crime TV shows.
In 2006, Stevenson moved into a patio home in Wesley Village, where
Want to know why Apple’s stock is trading at nearly $700 a share? Check out the devices and gadgets at
Jeanette Stevenson’s home in Wilmore. With her iPhone, iPod and iPad, she is Apple to the core.
Tech-SavvySenior
Wesley Village Resident Thrives in Digital World
by John Lynch
52013 Successful Aging Resource Guide ||
she lives independently.“I’m very happy here.
It’s like a big extended family,” said Stevenson, who has not married. “I participate in the activities, and it’s nice to talk with people. There are so many people here with fascinating backgrounds.”
Like Stevenson herself.
Technology has always interested her – in the 1980s she earned an associate’s degree in computer science. She bought her Apple 3S iPhone a year ago and uses her iPad for games (Angry Birds), to research her family tree at www.ancestry.com and to stream ESPN 3 and watch the Saskatchewan Roughriders of the Canadian Football League.
Along with streaming radio programs on her iPod, she listens to an eclectic mix of music – Tammy Wynette and Marvin Gaye, Dolly Parton and Phil Collins, Whitney Houston and Lady Antebellum.
With her laptop connected to her TV, she streams documentaries and free movies through HBO Go, and she purchased the 3-D set in time for the
Olympics. “I put on the glasses
and watched springboard diving,
and it really gives you the full experience. I
loved it,” she said.She started Skyping a few months
ago with Charles “Eck” Branham, who lives in Nicholasville. (“I feel a little old calling him my boyfriend,” she said.)
Even at night, when it’s time for a little quiet reading, Stevenson remains plugged in and flips on her Kindle e-reader.
“I have to be on top of technology,” Stevenson said. “I enjoy being up-to- date. I don’t want to lag behind.”
Don’t worry, Jeanette. That doesn’t seem likely. Y
One Man’s Opinion
With a brand new smart phone strapped to his belt, 87-year-old Cliff Harstad looks like another tech-savvy senior at Wesley Village. Not so fast.
“Do you want to know what I think of this phone?” Harstad asks. “Not much.”
How come?“It’s too big. I can’t fit it in my pocket, and it can do too many things
that I will never use.”The phone was a gift from Harstad’s son, who told his father it was
time to get up-to-date.“I was going to tell him to forget it and not bother to buy me a new
phone, but then I read my horoscope,” Harstad said.“It said something like, ‘It’s the digital age. Get with it.’“So I didn’t say anything to my son.”Harstad now wishes he had his old phone back. But at least there’s
a moral to the story, he said.“Don’t read your horoscope.” Y
Jeanette Stevenson isn’t the only wired resident at Wesley Village. In fact, the
staff at the Wilmore retirement community brings technology to all residents through its Never Too Late computers.
Wesley Village, a continuum of care community, has four of the user-friendly touch-screen computers – one in Holloway Cottage small home for memory care, one in the Community Center for all residents and two for use by the staff with residents in personal and skilled care.
Alan Beuscher is Vice President for Community Relations and has worked at Wesley Village since it opened 17 years ago. He has seen an explosion of technology use among residents.
“Because the computers are so easy to use, I see residents on them all the time,” he said. “Residents use Skype to talk to their grandkids and interact with family members from a distance.”
The computers are a big hit in group settings as well, according to Activity Director Judith Edwards. Karaoke, old movies, TV shows and games such as mahjong and crossword puzzles are popular.
“We use the computers to get everyone involved,” Edwards said. “It’s also good with memory care residents. It stimulates their memories and gets them involved.
“We’ve also taught finger knitting through You Tube, and that’s great for mind-hand coordination. We’re all very excited about how technology helps the residents.” Y
All Residents Can Get Wired
At Wesley Village
6 || www.lexingtonfamily.com
Despite decades of research that have identified dozens of risks for Alzheimer’s, age itself remains the
No. 1 risk factor for this devastating disease.
Dr. Gregory A. Jicha, is Associate Professor of Neur-ology at UK and Robert T. & Nyles Y. McCowan Endowed Chair in Alzheimer’s Disease at Sanders-Brown Center on Aging.Sarah Tarrant is the Re-search and Community Outreach Coordinator.
This simple fact is a “war call” to take arms and defend yourself as the birthdays roll by.
Although we can do little to stop the aging process, many other risks for Alzheimer’s disease are under our control.
Risks include a family history of Alzheimer’s, high blood pressure, high cholesterol, smoking, sedentary lifestyle, poor diet, diabetes, lack of mental
activity, limited social interactions and activities, and a history of head trauma.
Aside from family history, every other risk factor is under our control.
Even in the face of advanced age and a clear family history of Alzheimer’s disease, reducing these other risk factors could make a vital difference in your brain’s health.
We would all like to think we are at low risk for Alzheimer’s disease, but are we really?
To help answer that question, we have put together a simple risk calculator
(see inset) to assess your personal risk for Alzheimer’s disease.
The calculator is not exact, and many of our friends and colleagues would suggest it oversimplifies the process of risk assessment.
But we think it is a simple way to gauge how hard you may have to work to promote your brain health.
Take a moment to use the calculator.
If your risk is greater than 1, you really need to get to work, but what exactly should you do?
First, visit your doctor if you are unsure
of whether you have diabetes, high blood pressure, or high cholesterol.
Also, check with your doctor to be sure that an exercise program is safe.
Always wear your seat belt when driving, a helmet when bicycling, and try to avoid activities that could lead to head injury.
If you smoke, quit. Set aside just 20 minutes a day for
physical exercise, another 20 minutes for engaged mental exercise, and at least two social outings each week of at least one hour in length.
You might have noticed that the only way to score less than 1 on this test is to improve your diet and increase your levels of physical, mental and social activity.
Our tips for healthy brain aging are best accomplished if incorporated into a schedule you can follow.
Write down suggested meals for a healthy brain diet a week in advance and stick to it!
One closing reminder:On behalf of the many beloved
patients with Alzheimer’s disease for whom we care, we would like to point out that many who succumb to this disease have done all the right things.
Sometimes the world is just not fair, and our patients with Alzheimer’s disease have done nothing wrong to bring this disease upon themselves.
They deserve nothing but our compassion and care as they battle this devastating disease.
Info: www.mc.uky.edu/coa/ or call Sanders-Brown Center on Aging at (859) 323-5550.Y
for Alzheimer’s? By Dr. Gregory A. Jicha & Sarah Tarrant, MSW
t If your total risk is less than 1, you have a decreased risk of Alzheimer’st If your total risk is equal to 1, you are at average risk for Alzheimer’st If your total risk is greater than you have an increased risk for Alzheimer’s disease and poor brain health as you age.
Alzheimer Risk Calculator for Modifiable Risks (Other risks exist that have not been included here)
Item Score
TOTAL SCORE (Add all scores and divide by 10)
Increased Risk Decreased Risk Family history of Alzheimer’s 2.1
No family members with Alzheimer’s 1
Poorly controlled diabetes 1.9
No diabetes or well controlled diabetes 1
Poorly controlled blood pressure 2.8
Normal or well controlled blood pressure 1
High or poorly controlled cholesterol >200 2.6
Normal or well controlled cholesterol <200 1
Low exercise (less than 2 hours per week) 1
Regular exercise (more than 2 hours per week) 0.4
Head trauma 1.9 No head trauma 1
Smoker 1.7 Non- smoker 1
Standard American diet (low in fruits & vegetables, high in fats) 1
Healthy “Mediterranean” diet (rich in fruits, nuts, vegetables and low in fats) 0.3
Low mental activity (less than 2 hours per week) 1
High mental activity (more than 2 hours per week) 0.5
Low social activity (less than 2 hours per week) 1.9
High social activity (more than 2 hours per week) 0.6
What’s Your Risk
72013 Successful Aging Resource Guide ||
Margaret McCoskey, MSSW, Community Relations Manager Christian Care Communities
516 Maryland Ave. / 258-2226 [email protected]
Relationships revolve around communication, and good communication among family
members can be difficult enough without adding dementia to the mix.
So when a family is faced with a member displaying symptoms of dementia, it is difficult to know just what to say and what not to say.
Virginia Bell of Lexington is co-author of the “Best Friends” book series and founder of the Best Friends approach to dementia care.
Her approach utilizes the life story of the person with dementia.
Suppose your dad talks about his childhood but can’t articulate the name of his sibling and grows agitated.
If you know the name, you could say, “Yes, your sister Louise was a
beautiful young girl.” Or you may know that Dad
won an award for public speaking in college.
This knowledge could spark conversation, thus utilizing his long-term memory that is still intact.
arguments, knowing you will never “win.”
Use positive language and speak softly and distinctly. Avoid “baby-talk.” This is disrespectful and belittling.
Remember that body language is transferable.
Remain calm and relaxed when conversing. Speak directly to the individual, using direct eye contact. Remember that non-verbal cues are as important as verbal.
Be aware of the environment. Familiarity conveys comfort to a person with dementia.
Rooms that are relaxed, quiet and soft-lit foster a sense of security, trust and confidence.
That can set the stage for solid communication within the family. Y
Virginia Bell’s Approach Uses the PastTo Foster Communication in the Present
With a person with dementia, it is difficult to know what to say and
what not to say.
Dementia: Be a Best Friend
careBest Friends™ Adult Day Center460 East Main St.Lexington
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for your loved one during the day
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Opening Mid-2013; Bridgepoint of Ashgrove Woods in Brannon CrossingOffering: Personal Care, Memory Care, Adult Day Center
The more that is known about an individual’s past, the greater opportunity for creating communication in the present.
Other useful communication tips include:
Be patient. Allow time for the person to “find the word.” Avoid
8 || www.lexingtonfamily.com
When Gale Reece’s active, 87-year-old mother, JoAnn Griffin, suddenly
fell ill during a visit to Florida, the resulting diagnosis – kidney failure and cancer – was devastating to the family.
A 41-day hospital stay, kidney dialysis and a bevy of specialists quickly added to the family’s stress.
How to coordinate all the care?Reece called on Esther Hurlburt, a
Lexington elder care manager, to help navigate her mother’s illness.
Hurlburt’s ultimate recommendation was to call Hospice of the Bluegrass.
Hospice? Reece had not thought to call in Hospice so soon after her mother’s diagnosis.
“Hospice is not just for the end of life,” Reece said. “This is what the public needs to know.”
Reece met with Dr. Coté, Hospice’s Chief Medical Officer who not only visited Mrs. Griffin in the hospital but met with all the medical specialists in charge of her heart, kidney and cancer issues.
Dr. Coté coordinated Mrs. Griffin’s care and provided the family an overview of her condition.
“He had the overarching view about quality of life, where she should live, what help she would need,” Reece said.
“You can’t buy the kind of care and coordination that Hospice gave us.”
Many people believe Hospice of the Bluegrass is appropriate only in the last few days of life. The organization provides much more.
Hospice offers nurses who visit with patients, nursing assistants to help with bathing and dressing, social workers to provide counseling to patients and families, a chaplain, volunteers who can assist with practical needs such as transportation or respite care, and bereavement care for surviving family members.
After her hospital stay Mrs. Griffin
moved to Richmond Place Retirement Community where she continued to receive Hospice care until she passed away in May 2012.
“Hospice helped us immeasurably,” Reece said. “I don’t know how we would have done it without them.”
Reece hopes others can learn from her experience. “This is the new Hospice today. It’s not what I thought it was.” Y
Hospice care is for people with a serious illness who want to focus on quality of life. Typically this means the last six months
of a person’s life. Hospice’s services include a team of highly trained professionals who partner with patients, their family
and their doctors to maximize a patient’s quality of life. This team consists of:
t A hospice physician specially trained in managing pain and other bothersome symptoms.t A hospice nurse who routinely visits patients in their residence to ensure a patient is comfortable and to educate the patient and caregiver on the likely progression of disease.t A certified nursing assistant who
assists with bathing and dressing.t A social worker who provides counseling services to the patient and family.t A chaplain who provides spiritual care and support to the patient and family.t A volunteer who offers
Hospice
What Is Hospice?
the New
Gale Reece, right, with her mother JoAnn Griffin. After Mrs. Griffin became ill, Hospice of the Bluegrass coordinated her care.
}}} Page 10
92013 Successful Aging Resource Guide ||
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10 || www.lexingtonfamily.com
Dr rick Graebe
Hospice
Hospice Services Also Include:
What Is Hospice
t All medications related to managing the primary diagnosis.t Medical equipment and supplies needed to make an individual more comfortable.t To be eligible for hospice care an individual must meet the following criteria: Have a serious illness with a prognosis of six months or less to live. Elect hospice care so the focus of treatments is on palliating symptoms related to the primary diagnosis. t Hospice care is available to all eligible individuals irrespective of age or diagnosis.
Where Does Hospice Care Occur:
Who Pays For Hospice:
How Can I Learn More:
Hospice services are provided wherever a patient resides. This includes but is not limited to:t Home residence.t Nursing Home facility.t Assisted-Living facility.
Hospice services are covered by:t Medicare.t Medicaid.t Department of Veteran Affairs.t Most private insurance plans.t Hospice of the Bluegrass is a nonprofit organiza- tion that accepts all eligible patients regardless of insurance coverage or ability to pay for services.
(800) 876-6005 www.hospicebg.org [email protected]
practical support to the patient and family such as transportation, respite care, etc.t Bereavement programs (individual and group counseling).
Continued from Page 8
Blindness can be sneaky.If you haven’t had a comprehensive eye exam recently, now is the time. Diseases like glaucoma and macular degeneration slowly steal your eyesight. But they can be prevented if detected early by a qualified Optometrist.
If you or a loved one are over 50, call Family Eyecare Associates today to schedule an eye exam. It could help save your eyesight before you know you’re losing it.
879-3665Dr. Rick Graebe, OD, FCOVD
Dr. Regina CallihanDr. Jennifer Vanhook
105 Crossfield Dr.Versailles
“I wish we had called Hospice sooner.”“My Dad’s health was declining and Mom struggled to care for him. Then Mom asked about Hospice. The Hospice team came to our house and cared for Dad and the whole family.”
“I urge everyone to call as early as possible. Hospice is for the last phase of life, not just the last days.”
(859) 296-6100(800) 876-6005www.hospicebg.org
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112013 Successful Aging Resource Guide ||
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While endowments often plan for a longer period of time than retirees, in reality they are strikingly similar investment problems.
Hmmm, wonder what each could learn from the other?
Turns out, quite a bit.Since this magazine is directed
toward retirees, let’s focus most on what retirees can learn from endowments.
Today’s retirees need to plan for at least one spouse receiving a “rising stream of income” for maybe 25 to 35 or even 45 years.
Again, both retirees and endowments are interested in creating a “rising stream of income” from their investments.
The endowment folks seem to better understand the need to plan for inflation and make plans accordingly.
Why the difference? One might be perspective.An endowment board takes one or
two steps back from the situation and looks at the “big picture.”
Board members are often required to act as “fiduciaries” and make decisions by following “the prudent man rule.”
To aid this process they will formulate and Investment Policy Statement and a Spending Policy
Planning For
Why Retirees Should Invest More Like Endowments By John M. McIntosh
“emotional” decisions.My best advice to retirees is to view
your need for income in retirement as an endowment board would.
Put yourself and your spouse on the board of directors.
Engage a competent advisor to help you craft your own personal Investment Policy Statement and Spending Policy Statement.
Meet regularly and then relax knowing
that you have a discipline in place that will guide you through what, we hope, will be a long, fulfilling retirement. Y
Dale Ditto (right) and John McIntosh (left) have more than 50 years combined
experience as financial advisers. McIntosh has been a financial adviser
since 1986, and Ditto has more than 30 years experience, including 20 years as
an attorney doing estate planning. Info: www.hilliardfc.com/mcintosh-ditto
or (800) 944-2663 / 514-6415 / 514-6417
Your Future
12 || www.lexingtonfamily.com
Eddie Endowment or Randy Retiree? Maybe both.In our practice we spend most of our time
helping retirees create income from their investments.
The rest of our time is spent helping endowments create income from their investments.
Statement. They put these “statements” in place
and use them as a guide for years at a time and only occasionally make adjustments.
This disciplined exercise seems to aid their ability to make “rational” decisions and protects them from making
The endowment folks seem to better understand the need to
plan for inflation.
132013 Successful Aging Resource Guide ||
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152013 Successful Aging Resource Guide ||
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LearntheLingo
Finding the right care for your loved ones can be difficult, even at the best of times. Knowing the “lingo” of elder care housing can make choosing the
right facility much easier. (For more information, please see Housing Guide, facing page.)
Generally smaller than Assisted Living communities, Personal Care facilities offer 24-hour supervision, meals, assistance with daily activities of living, and supervision of medication intake. Factors to consider are similar to Assisted Living.
Personal Care
This level of care is most appropriate for individuals needing 24-hour supervision and health care. Individuals who are in need of rehabilitation after a hospital stay may be discharged to a nursing home for temporary care. Skilled Care may be covered by Medicare and Medicaid. Questions: Are the residents well groomed? How many beds are certified for Medicare? For Medicaid? What are the results of annual state inspections (or surveys)? Are residents encouraged to exercise their rights as outlined by the 1987 Nursing Home Reform Law?
Skilled Nursing Care
Assisted Living is similar to Independent Living communities but with additional services, including assistance with activities of daily living (bathing, dressing, personal care and medication reminders). Some long-term care insurance policies cover the cost of Assisted Living. Factors to consider include certification, staff-resident ratio, housekeeping, transportation, shopping and laundry services.
Assisted Living
Independent Living communities are for older adults who are able to function without supervision or personal assistance. Many communities offer services such as meals, transportation, social and recreational activities and housekeeping. Residents are usually required to sign a one-year lease. Factors to consider include terms of the lease agreement, costs for extra services, services offered on site (exercise room, library, etc.), transportation, housekeeping and social activities offered.
Independent Living
People staying at home as long as possible may need assistance with activities of daily living such as housekeeping, laundry, shopping and even companionship. Many local businesses provide in-home services such as skilled nursing, help with medications and more.
In Home Services
Home Instead Senior Care
Call for a free, no-obligation consultation(859) 273-0085
• Personal Care • Incidental Transportation• Light Housekeeping • Companionship
• Dementia/Alzhimer’s Care • Shopping & Errands• Medication Reminders • Meal Preparation
• Hourly/24 Hour Care
homeinstead.com/lexingtonky
Cardinal Hill Home Care
(859) 367-71482050 Versailles Road
Lexington, Kentucky 40504www.cardinalhill.org
Award Winning Home Care Agency Serving the following counties: Fayette, Jessamine, Woodford,
Franklin & Madison Hom
e Health
Op
tions
172013 Successful Aging Resource Guide ||
Ashland Terrace(Women Only)
Cardinal Hill Rehabilitation Hospital
Christian Towers
Council Oaks
Hartland Hills
The Lafayette
Lexington Country Place
Liberty Ridge
Mayfair Village Retirement Center
Morning Pointeof Lexington
Richmond Place
Richmond Place Rehab(a part of Richmond Place)
Rose Mary C. BrooksPlace
The Villa At Chevy Chase
St. Andrews Retirement Communities
Tanbark Health Care
The WillowsAt Hamburg
Wesley Village
266-2581475 S. Ashland Ave.
254-57012050 Versailles Rd.
253-36251511 Versailles Rd.
887-9382111 Coconut Grove, Nicholasville
273-12121005 Tanbark Rd.
278-9080690 Mason Headley Rd.
543-9449701 Liberty Ridge Lane
266-21293310 Tates Creek Rd.
554-0060233 Ruccio Way
269-63083051 Rio Dosa Dr.
263-24102770 Palumbo Dr.
259-3486700 Mason Headley Rd.
745-4094200 Rose Mary Dr. Winchester
266-0043319 Duke Road
625-1400300 Stocker Dr., Richmond
273-73771121 Tanbark Rd.
543-03372531 Old Rosebud Rd.
858-38651125 Lexington Rd., Wilmore
Independent
Living
Assisted
Living
Medicare
Accepted
Medicaid
Accepted
Certified
Alzheimer’s Care
Skilled Nursing
Care
Capacity
Pets
Personal Care
35
74
93
19
117
149
133
96
96
73
259
120
108
16
198
96
129
170
An Array of Offerings
18 || www.lexingtonfamily.com
There are four basic phases to an IRA account:
Accumulation Phase - We spend our working lives in this phase, saving as much as we can for the future.
Voluntary Distribution - After age 59½, people can withdraw money from their IRA without penalty but must pay federal and state income tax.
Mandatory Distribution - At age 70½, the IRS implements Required Minimum Distributions (RMDs) rules that force people to withdraw a minimum percentage of retirement savings, including their IRA and employer-based plans.
Beneficiary Distributions - When passing on your savings to a spouse or children, there are major tax differences between the two – no tax for a spouse, and up to an 80% tax rate for children.
Planning Tips:
Roth Conversion – A Roth IRA
provides tax free distributions during your life and to heirs at your death. In addition, there are no RMDs at age 70½ like a traditional IRA.
It may be beneficial to convert a portion of your current IRA to a Roth during your lifetime or plan for a full conversion at death.
RMD Planning – People often wait too long before realizing that the mandatory distributions at 70½ increase taxable income, can create additional taxes and potentially increase the amount of Social Security being taxed.
We encourage everyone by the age of 65 to plan for their upcoming distributions to avoid tax problems.
IRA Distribution Strategies – How and when you take out money can affect your tax situation and investment planning.
We encourage everyone to have a structured distribution (income) plan for their IRA (and 401k, 403b) to guarantee income and/or to adjust
withdrawals each year as needed. Inherited Stretch IRA Planning –
Under normal guidelines, an IRA left to children must be distributed within five years.
Because every dollar withdrawn will be added to your heirs taxable income, this could create substantial tax penalties.
However, you can create a plan that allows your children to stretch distributions over their lifetime to reduce annual taxable income and to provide increased return potential through ongoing tax deferred growth.
IRA Trust Accounts – It is rarely a good idea to leave an IRA to a trust, and it’s a bad idea to leave one to a Living Trust.
However, specific trusts are designed to allow you to leave an IRA to children and make sure it stays in the family in the event of death or divorce.
This trust also removes the IRA from the children’s estate and protects it from creditors while providing you the ability to control how and when the distributions are paid out.
Remember, an IRA is commonly the largest asset outside of a home for many people. Understanding the phases and strategies that can help protect and grow savings for yourself and your heirs is critically important.
We recommend that you seek out a professional who specializes in IRAs to help design a plan.
Good Luck! Y
Truth About IRAs
Jason Veinot is President of Enhanced Capital, LLC, and specializes in creating innovative income, investment and tax solutions to help clients live well
during their retirement years. He can be heard on his popular talk show, “Financial Safari,” every Saturday at noon on WJMM, 99.1 FM and Sunday at noon on
WVLK, 590 AM. Contact him at (859) 231-6622.
Since 1986, Individual Retirement Accounts have allowed Americans to contribute pre-tax (tax-deductible) money with tax deferred growth that allows IRA owners to accumulate a lump sum big
enough to allow them to retire in comfort. When planned properly, IRAs can provide income for life and benefits for a spouse, and a long-lasting legacy for children and grandchildren.
192013 Successful Aging Resource Guide ||
Now Open and Accepting Residents— Call Today for Your Personal Tour!
• Providingpersonalcareservicesthatincludeassistancewithallactivitiesofdailyliving,i.e.,bathing,dressing,ambulating,etc.,aswellasmedicationmanagementbylicensednurses
• 73PersonalCareApartments,including20secureapartmentsintheLanternforAlzheimer’sandMemoryCareresidents
• MeaningfulDayprogrammingintheLantern,designedtoenhancequalityoflife,whilepromotingindependenceinresidentsexperiencingAlzheimer’sandMemoryCaredisorders
• Licensedandprofessionalstaff24hours• Beautifullylandscapedcourtyardsandgardens• Lifeenrichmentprogramsdesignedtoenhancequalityoflife• Nutritiousdiningoptions•ConvenientlylocatednearFayetteMall,ReynoldsRoadandMeijer’sat233RuccioWay
For more details on services, or to schedule a personal appointment, call or visit
Liz Chappell, Executive Director
(859) 554-0060
www.morningpointe.com
Written information relating to this community or facility’s services and policies is available upon request.
Also serving Kentucky residents at locations in Frankfort, Richmond and Russell
Morning Pointe of Lexington233 Ruccio Way • Lexington, KY 40503
859-554-0060
Morning Pointe of Lexington-East150 Shoreside Drive
The Lantern Alzheimer’s Center of Excellencefor Alzheimer’s and Memory Care Disorders
on the campus of Morning Pointe of Lexington on 225 Ruccio Way, Lexington
www.morningpointe.com
Opening Summer 2013
20 || www.lexingtonfamily.com
General Information
AARP Kentuckywww.aarp.org/states/ky
Bluegrass Area Agency on Aging & Independent Living699 Perimeter Drive(866) 665-7921 / www.bgadd.orgInformation about aging and disability service programs throughout the Blue-grass, including senior citizens centers, in-home care programs, adult day care programs, Home & Community Based Waiver/ Consumer Directed Option, the Kentucky Family Caregiver Program, and the National Family Caregiver Support Program. Elder Care Locator800-677-1116 / www.eldercare.gov Federally funded support services locator. Dial this number for the names and phone numbers for services anywhere in the U.S.
LFUCG Office of Aging Services 200 East Main St., Rm. 328258-3806 / www.lexingtonky.govInformation about existing programs and
services for seniors in Fayette County.
PaentCareKYEsther Hurlburt & Ann Loggins337 E. High Street 252-0817 or 335-1287www.Parentcareky.com ParentCare KY, LLC is an independent professional geriatric care management service, assisting older or disabled adults, their families or other concerned parties to realistically assess the client’s medical, emotional, social, practical, and spiritual day to day care management needs.
UK Sanders-Brown Center on Aging101 Sanders-Brown Bldg. 800 S. Limestone Street323-6040 / www.mc.uky.edu/coa World-renowned facility provides services for older people with medical and social issues.
United Way’s 211 2480 Fortune Drive #250 233-4460 / www.uwbg.orgGeneral information about services in the area, including up-to-date listings of disease-related support groups.
Advocacy/LegalAccess to Justice/Legal Helpline for Older Kentuckians535 W. 2nd St., Ste. 101(800) 200-3633 / www.ajfky.org Free legal information and referral service for older Kentuckians and their caregivers. Kentucky Assisted Living Facilities Assn. 133 Evergreen Road, Suite 212, Louisville(502) 225-5201 / (877) 905-2001www.kentuckyassistedliving.orgInformation and listings of certified as-sisted living facilities throughout Kentucky.
Legal Aid of the Bluegrass104 East 7th St., Covington(859) 431-8200 / www.lablaw.orgProvides civil legal assistance for low income clients in the areas of government benefits, consumer, housing and family law.
Nursing Home Ombudsman Agency of the Bluegrass, Inc.1530 Nicholasville Rd.277-9215 / 278-6072
Resource List 2013
(877) 787-0077 / www.ombuddy.orgNonprofit advocacy group for residents in long-term care facilities. Provides free information about all levels of long-term care.
UK College of Law Legal Clinic 630 Maxwelton Court / 257-4692www.law.uky.eduFree legal services include estate plan-ning, guardianship, domestic abuse and financial exploitation.
Alzheimer’s DiseaseAlzheimer’s AssociationGreater Ky. & So. Indiana ChapterLexington Regional Office465 E. High St. #100266-5283 or Helpline (800) 272-3900 www.alz.org/kyinEducation, support groups, Safe Return program, respite and other services for individuals and their caregivers across greater Kentucky and southern Indiana.
Alzheimer’s Disease Research Center323-6040 / www.uky.edu/coa/adc Research opportunities, memory
212013 Successful Aging Resource Guide ||
disorders clinic and education available to families, health care providers, and the community about Alzheimer’s disease.
Assisting Hands1795 Alysheba Way Ste. 7105264-0646
Financial Assistance Fayette County PVA101 East Vine Street, Suite 600 246-2722www.fayette-pva.com/exemptionsInformation about the homestead exemp-tion for seniors.
Jason Veinot’s Enhanced Capital2525 Harrodsburg Rd, Ste 118 [email protected] www.enhancewealth.com Provides financial and retirement planning, long-term care insurance and other services.
MacIntosh-Ditto Wealth Advisory Group/Hilliard Lyons325 West Main St., Suite 200514-6441 / (800) 944-2663www.hilliardfc.com/mcintosh-ditto
Republic Bank2401 Harrodsburg Rd. / 224-1183www.republicbank.comOffers a Premier 50 Account including free checking, checks, debit cards and other services. Livesay Group185 Pasadena Drive #255296-1913 / www.livesaygroup.comFinancial services include payment of monthly expenses, review of medical bills, and oversight of investments.
Social Security Administration2260 Executive Dr. / (866) 530-7754www.ssa.govInformation about retirement benefits and Supplemental Security Income (S.S.I.)
MedicalBluegrass Audiology and Hearing Aids100 John Sutherland Drive #4Nicholasville / 885-0150www.bluegrassaudiology.comProvides comprehensive hearing care and amplification services to the Nicholasville,
Central Kentucky area.
Cardinal Hill Rehabilitation Hospital2050 Versailles Road / 254-5701www.cardinalhill.org/chrh Providing physical rehabilitation services to people of all ages. Cardinal Hill offers inpatient, outpatient and home care services.
Corner Pharmacy1701 Alexandria Drive / 309-1230
Family Eyecare Associates105 Crossfield Dr., Versailles879-3665 / www.myfamilyvision.com
Hospice of the Bluegrass2409 Members Way296-6100 / www.hospicebg.org Provides quality end-of-life care and sup-port for terminally ill adults and children at home, in nursing facilities, and at the Hospice Care Centers in Lex.
Jessamine County Optical104 Fairfiled Dr. US 27 Bypass & Hwy 169, Nicholasville / 887-2441www.dittoandmusick.com
Kentucky Audiology & Tinnitus Services525 Southland Dr. / 554-5384www.kytinnitustreatment.com/index.htmlProvides a full range of services to meet the needs of people who experience hearing loss, tinnitus or hyperacusis.
Lexington Clinic120 North Eagle Creek Dr.258-4000 / www.LexingtonClinic.com
Lexington Hearing & Speech Center350 Henry Clay Blvd.268-4545 / www.lhscky.org
Medtronic(800) 999-3421www.medtronic.comMedical equipment supplier.
The Ridge3050 Rio Dosa Dr.(859) 269-2325 or (800) 753-4673www.ridgebhs.comOffers in-patient and out-patient services to assist the older adult in times of psy-chiatric distress.
UK HealthCare
257-1000 / www.ukhealthcare.uky.eduOffes a vast range of health care services at UK Hospital, the Markey Cancer Center, Gill Heart Institute, Kentucky Neurosci-ence & Orthopaedics Institute and three Kentucky Clinic locations.
GeritriciansDr. James Richard McCormickUK Clinic / 740 South Limestone / 323-9555Critical Care Medicine, Geriatric Medicine, Pulmonology
Archana Mahesh Kudrimoti, MDUK Clinic / 740 South Limestone / 257-1000Geriatric Medicine, Family Practice
Vinay Maudar, MD1221 South Broadway / 258-4000Metabolism & Endocrinology, Diabetes, Geriatric Medicine
Reem Kasim Falluji, MD1101 Veterans Drive / 233-4511www.lexington.va.govGeriatric Medicine
A Patrick Schneider II, MD1401 Harrodsburg Rd. # B375 278-2081Geriatric Medicine
Nancy Stiles, MDCardinal Hill Outpatient Clinic2050 Versailles Road / 254-5701 UK professor & associate at Sanders Brown Center of Aging Kentucky Clinic, Wing C, Room C280 257-4888 Geriatric Medicine
Medicaid/MedicareState Health InsuranceAssistance Program(877) 293-7447 or 233-4556Assistance with questions regarding Medicaid and Medicare benefits, including Medicare Prescription Drug Program Part D.
In-Home ServicesAssisting Hands1795 Alysheba Way Ste 7105264-0646
Cardinal Hill Home Care }}}
Resource List 2013Services2050 Versailles Road / 800-233-326www.cardinalhill.org/services/chhc
Comfort Keepers2350 Regency Rd, Suite ALexington / 224-1124649 Charity Court, Frankfort(502) 352-2811www.comfortkeepers.com Provides non-medical in-home care for seniors, new moms, and rehabs, plus emergency monitoring systems.
Extreme Mobility, Inc.2551 Regency Road #105277-0105www.extrememobilityinc.com
Family Choice Home Care1890 Star Shoot Pkwy Ste. 1702150 Lexington Rd. Ste. G, Richmond333-8147www.familychoicecare.com
Home Instead Senior Care207 E. Reynolds Rd. # 150273-0085 / www.homeinstead.com Provides affordable non-medical compan-ions and home care.
Senior Helpers3070 Harrodsburg Rd. Suite #240 296-2525 332 W. Broadway, Suite #902(502) 690-2648 www.seniorhelpers.comProvides clients with everything from companionship to bathing to Alzheimer’s and dementia care.
Accessible Home Health Care of the Bluegrass313-5167www.accessiblebluegrass.comProviding home health aides for personal care, meal preparation, light housekeep-ing, companionship, medication remind-ers, and Alzheimer’s and Dementia Care and more.
Bluegrass Medical Staffing80 Codell Dr., #120 / 245-0701www.bluegrassmedicalstaffing.comProvides home-care services, including personal care, homemaking, meal prepa-ration and medication reminders.
Faith in Action: Elder Outreach1530 Nicholasville Rd
22 || www.lexingtonfamily.com
nous therapy.
ParentCare337 E. High St. / 252-0817Esther Hurlburt, RNwww.parentcareky.comProvides consultation and referrals on all issues of aging.
ResCare Homecare383 E. Main St. / 963-3343 www.rescarehomecare.comIn-home, non-medical care.
Support ServicesCaring Transitions829 Glen Abbey Circle, / 543-9848www.caringtransitions.netSpecializing in senior moving, downsizing and estate sales
New Moon Medical1210 West Lexington Ave.Winchester / (888) 737-1880www.newmoonmed.com
Superior Van and Mobility1180 East New Circle Road 253-1832 / www.superiorvan.comOffering sales, service and rental of low-ered floor vans, wheelchair lifts, scooter lifts, vehicle modification and more.
Transition Mobility & Elevator721 National Ave. / 299-0068www.transitionsmobility.comProviding lifts, home elevators, tub cut-outs, door openers and more to improve mobility for clients in their own home.
Older Adult HousingAshland Terrace475 S. Ashland Dr. / 266-2581www.ashlandterrace.org
Bluegrass Care and Rehab3576 Pimlico Pkwy. / 272-0608www.bluegrasscareandrehab.com
The Breckinridge(Alzheimer’s Residence)2109 Cornerstone Drive / 543-0824www.thebreckinridge.com
Christian Towers1511 Versailles Road / 253-3625
278-6072 / www.fiaky.orgVolunteer program that helps older adults with non-medical activities such as household chores, errands and respite care for free. Free caregiving and training seminars for the community.
Family Home Health Care425 Lewis Hargett Circle 219-3939 www.familyhhc.comOffers home health services includ-ing registered nurses, social workers, and physical, occupational and speech therapists.
Healthy Aging Solutions6020 Damar Court / 263-3620 www.healthyagingcare.comNancy Derderian, MSN, RN Provides consultation and referrals on all issues of aging.
Kentucky Home Health Assn. 154 Patchen Dr. / 268-2574 www.khha.org Information about home care programs throughout the state.
Meals on Wheels276-5391 699 Perimeter Drive / 269-8021 www.mowaa.orgHome delivered hot noon meal plus breakfast and supper snack provided Monday-Friday from 11 a.m. to 1 p.m. Average cost is $27.
Nurses Registry1420 North Broadway444-3599 or 255-4411www.nursesregistry.comOffers a wide range of skilled care services including nursing, occupational, physical and speech therapy, medica-tion management, patient education and more.
OptiMedSenior Care Medication Management & Services1096 Duval St. #140271-8677 / (800) 255-4553www.nvo.com/pcsworldProvides one-on-one pharmacist coun-seling to improve medication and quality of life outcomes for seniors.
Infusion Partners2025 Regency Rd.277-2013 / (800) 356-9259www.infusionpartners.comRegional provider of high-tech intrave- }}}
Resource List 2013
• Personal Care
• Incidental Transportation
• Light Housekeeping
• Companionship
Your parents want to stay in the place they call home. We can help.
Whether you are looking for someone to help an aging parent a few hours a week, or need more comprehensive assistance, Home Instead can help.
Call for a free, no-obligation consultation
859.273.0085Each Home Instead Senior Care® franchise office is independently owned and operated. ©2011 Home Instead, Inc.
homeinstead.com/lexingtonky
Lexington’s trusted source
of home and personal care
for seniors since 2000.
• Dementia/Alzheimer’s Care
• Shopping & Errands
• Medication Reminders
• Meal Preparation
• Hourly/24 Hour Care
• A “Home-Like” Environment Featuring 19 Private Rooms with Baths• Home Cooked Meals• Medication Reminders• 24 Hour Personal Assistance with Bathing, Dressing and
Incontinence Care• Daily House Keeping and Laundry Services• Individual, Group Activities & In-House Beauty Shop• Yoga & Restorative Exercise
The Only Certified Assisted Living in Nicholasville
111 Coconut Grove • Nicholasville, KY 40356(859) 887-9382
Council OaksAssisted Living Home of Nicholasville
“we’re better than home”
232013 Successful Aging Resource Guide ||
For more information please call us today!
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Independent Living� A variety of spacious apartment
layouts� Fully equipped kitchens� Fine, restaurant-style dining� Scheduled local transportation
available� 24-hour security
Personal Care� Private apartments� Personal assistance with all activities
of daily living� Medication administration� 3 meals per day/menu selection� Planned social, educational and
cultural activities
Skilled Nursing and Rehabilitation
� 24-hour skilled nursing available� Full range of rehabilitation services� Private and semi-private rooms
available� Medicare/Medicaid certified� Friendly, caring atmosphere
We hold ourselves to a highstandard – yours.
Understanding the way of life for all seniors is part of what we do atThe Lafayette and Lexington Country Place. By having three uniquelevels of care and services, from independent living to personal careto skilled nursing – it is all here at our community. Come visit us andlearn more about what we offer.
690 Mason Headley Road • Lexington, KY 40504859-278-9080
www.lafayettelexington.com© 2009 Five Star Quality Care, Inc.
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Memorializing LifeMemorialize the life and memory of your loved one
in the living beauty of the Memorial Arbor
in The Lexington Cemetery Floral Garden.
As a permanent part of The Lexington Cemetery,
the Memorial Arbor is beautifully designed
with granite monoliths that accommodate
bronze name plates. Inscribed on each plate is
the name, date of birth and death of the individual.
Beneath the Memorial Arbor is a bench
where visitors can sit and meditate.
www.lexcem.org
Grounds Open Daily 8 am - 5 pm 833 West Main Street • 859-255-5522 • www.lexcem.org
Beauty and DignityVisit and enjoy the serene natural beauty of the The Lexington Cemetery, and learn more about:
Burial Lots • Mausoleum Crypts • NichesCremation and Memorialization Services
LexCem1/4LexFamMag2012.indd 1 10/18/12 11:11 AM
1005 Tanbark Road Lexington, KY 40515
(859) 317-5926
• 24/7 live-in managers• 3 chef prepared meals daily• Housekeeping, Maintenance, & Transportation• All part of an all-inclusive lifestyle
Call us
today for a
complimentary
meal & tour
24 || www.lexingtonfamily.com
Council Oaks111 Coconut Grove, Nicholasville 887-9382
Fountain Circle Health& Rehabilitation 200 Glenway Rd., Winchester744-1800 / www.fountaincircle.com
Hamburg Senior Residence1601 Villa Medici Pass / 368-7640
Hartland Hills1005 Tanbark Rd. / 273-1212 www.holidaytouch.com
Homestead Nursing Center1608 Versailles Rd. / 252-0871
The Lafayette690 Mason Headley Rd. / 278-9080www.lafayettelexington.com
The Legacy Home 938 Delaware Ave. / 859-252-0817www.legacyhomeministry.org
Lexington Country Place 700 Mason Headley Rd. / 259-3486www.lexingtoncountryplace.com
Liberty Ridge701 Liberty Ridge Lane / 543-9449www.libertyridge.com
Mayfair Village RetirementCenter3310 Tates Creek Rd. / 266-2129www.mayfairseniors.com
Mayfair Manor3300 Tates Creek Rd. / 266-2126
Morning Pointe (Alzheimer’s Residence) 233 Ruccio Way / 554-0060www.morningpointe.com/morning-pointe-and-community-locations/lexington
Morning Pointe of Frankfort851 Cardwell LaneFrankfort / (502) [email protected]
The Lantern at Morning Pointe of Frankfort66 C. Michael Davenport BoulevardFrankfort / (502) [email protected]
Morning Pointe of Richmond1400 Gibson Bay Drive
Richmond / (859) [email protected]
Morning Pointe of Lexington-East150 Shoreside DriveLexington / Phone: (877) [email protected]
Northpoint Lexington Healthcare Center1500 Trent Blvd. / 272-2273www.northpointlexington.com
Pine Meadows Nursing Home 1608 Hill Rise Dr. / 254-2402 www.pinemeadows.org
Richmond Place3051 Rio Dosa Dr. / 269-6308www.brookdaleliving.com
Richmond Place Rehabilitation2770 Palumbo Dr. / 263-2410www.brookdaleliving.com
Rose Manor Nursing Home3057 Cleveland Rd. / 299-4117
Rose Mary C. Brooks PlaceRose Mary Dr., Winchester859-745-4094www.brooksplace.org
Sayre Christian Village580 Greenfield Dr. / 271-9001www.sayrechristianvillage.org
Signature Healthcare of George-town102 Pocahontas Trail(502) 863-3696www.shcofgeorgetown.com
St. Andrews Place300 Stocker Dr., Richmond(859) 625-1400www.standrewsplace.org
Tanbark Health Care1121 Tanbark Rd. / 273-7377www.tanbarkhealthcare.com
Transitional Care310 S. Limestone St / 226-7084
Wesley Village1125 Lexington Rd., Wilmore858-3865 / www.wvillage.org
The Willows2531 Old Rosebud Road859-543-0337
www.trilogyhs.com/campuses/willows-hamburg-0
The Villa at Chevy Chase319 Duke Road / 266-0043 www.thevillaatchevychase.com
AFFORDABLE APARTMENTLIVING
Southeastern Management Centers, Inc.Offers elderly affordable housing at the following propertieswww.southeasternmgt.com / www.centralchurchapartments.com• Central Christian Church Apart-ments 205 E. Short St. / 252-3671• Christ Church Apartments137 Rose St. / 254-7762 • Emerson Center 2050 Garden Springs Dr. / 278-0526• Main Street Baptist Church Manor428 Darby Creek Rd. / 263-5153 • The King’s Daughters Apartments 220 Hanna Place, Frankfort / (502) 223-2141
Ballard Griffith Towers 650 Tower Plaza 281-5081 / 281-5054 www.lexha.org/public-housing/team-ii
Briarwood Apartments 1349 Center Parkway / 272-3421www.briarwoodlexington.com
Christian Tower Apartments 1511 Versailles Road / 253-3625
Elm Tree Lane Apartments214 Elm Tree Lane 243-0648 / 253-3856
First African Kanisa Apartments 471 Price Road / 389-9784www.reachky.com/kanishapt
Liberty Commons 2101 Cornerstone Drive / 264-8055
Malabu Manor Apartments145 Malabu Drive / 278-5111
Russell Community CenterLow-income housing apartments520 Toner St. / 554-4350
}}}
Resource List 2013
Respite CareActive Day Adult Day Care 2432 Regency Rd. / 278-2053
Assisting Hands1795 Alysheba Way Ste 7105264-0646
Christian Care Community’s Best Friends Day CenterSecond Presbyterian Church460 East Main St. / 254-7768Provides people with memory loss with a safe, creative environment, rich with therapeutic activities.
Bell House Senior Citizens Center545 Sayre Ave. / 233-0986
Bluegrass Community Action111 Professional Court, Frankfort (800) 456-6571 or (502) 695-4290 www.bluegrasscommunityaction.orgClients receive the necessary services to help them remain independent in their homes.
Christian Care CommunityMedical Model Adult Day Center516 Maryland Ave. / 254-5300 www.christiancarecommunities.orgKentucky’s largest faith inspired, non-profit provider of senior living communi-ties and long-term care.
National Family Caregiver Pro-gram Bluegrass Area Agency on Aging & Independent Living699 Perimeter Dr. / (866) 665-7921
Keeping ActiveSenior Citizens Center: Hire Older Workers1503 Nicholasville Rd. / 278-6072, Ext. 329Job counseling for those 55 and older.
Arabesque World Dance451-B Chair Ave. / (352) 816-1219 www.arabesquelex.comStay active with Arabesque World Dance’s artistic and fitness programs. Beginner to advanced programs with private lessons available in a wide range of dance styles.
Senior Community Service Em-ployment Program
252013 Successful Aging Resource Guide ||
Independent Living & Licensed Personal Care
(859) 266-21293310 Tates Creek Rd. Lexington, KY 40502
www.mayfairseniors.com
Retirement Living At Its Finest!
w Warm, Friendly Ambiance w Exquisite Dining w Transportation w Housekeeping
w Engaging Activities
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The ONLY 400 lb (181 kg) weight
capacity in straight, curved& outdoor stairlifts!
Contact New Moon Medical at:1-888-737-1880
www.newmoonmed.com
CustomCurved Rail
Stairlift
Outdoor StraightRail Stairlift
Battery Powered Stairlifts
• Bruno offers its Gold Warranty for stairlifts which features 2 years on all parts and 5 years on major components.
• Bruno stairlifts install directly to your existing steps with no staircase or wall modification required.
• Bruno 24/7 battery power will put your mind at ease...no need to worry about power outages.
• Bruno offers a wide range of stairlift solutions that make getting up and down the stairs a breeze. Whether an indoor or outdoor straight rail system, or a custom curved rail unit, Bruno has a stairlift to fit your needs and budget... so you can stay in the home you love.
StraightRail
Stairlift
The ONLY 400 lb (181 kg) weight
capacity in straight, curved& outdoor stairlifts!
Contact New Moon Medical at:1-888-737-1880
www.newmoonmed.com
Gold Warranty for stairlifts – features 2 years on all parts and 5 years on major components.
Bruno stairlifts install directly to your existing steps with no staircase or wall modifications required.
Bruno 24/7 battery power will put your mind at ease...no need to worry about power outages.
www.newmoonmed.comContact New Moon Medical at:
1-888-737-1880We have a stairlift to fit your needs and budget, so you can stay in the home you love.
Mention This Ad For
10% Off!
We’re proud of our Customer Service Difference, and to prove it, we’ll give you $500 to move to a competitor if you’re not 100% satisfied with our care*.
At The Willows at Hamburg, our programs and services are designed with one thing in mind: exceeding the expectations of our guests and their families. For more information about our Customer Service Difference or $500 Campus Guarantee, please contact our staff today.
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* Residents with Medicare or Medicaid as a payer source are not eligible for our $500 Campus Guarantee. Please ask us for more details!
Ph. 859.543.03372531 Old Rose Bud Road Lexington, KY 40509willowsathamburg.com
Lexington’s newest provider ofShort-Term Rehab • Assisted Living • Memory Care • Long-Term Care
26 || www.lexingtonfamily.com
www.doleta.gov/seniors (502) 584-0309 Employment training and placement for persons 55 and older who qualify.
Service Core of Retired Executives389 Waller Ave., Suite 130 / 231-9902www.score-kentucky.org/lexington.html Volunteer business executives and professionals provide entrepreneurs and small business owners with free counsel, advice, and education.
Osher Lifelong Learning Institute at UKLigon House 658 South Limestone 257-2656 or (866) 602-5862 www.mc.uky.edu/agingTuition-free education for academic classes at the University of Kentucky for persons 65 and older. Additional special non-credit classes offered to persons 60 and older.
Senior Centers The following centers offer a wide range of services and activities for persons 60 and older, including informational and
referral, health, recreational and social services programs. Many programs are free.
Lexington Senior Center1530 Nicholasville Rd. / 278-6072 Anderson Co. Sr. Center160 Township Sq., Lawrenceburg(502) 839-7520Bourbon Co. Sr. CenterMain & Bank Row, Paris(859) 987-7453Boyle Co. Sr. Center569 Jean Dr., Danville (859) 236-2070Clark Co. Sr. Center32 Meadow St., Winchester(859) 744-3235Estill Co. Sr. Center532 Stacy Lane Rd., Irvine(606) 723-4787Franklin Co. Sr. Center220 Medical Heights Dr., Frankfort (502) 223-5794Garrard Co. Sr. Center153 Farra Dr., Lancaster(859) 792-3147Harrison Co. Sr. Center219 Old Lair Rd., Cynthiana(859) 234-5801Jessamine Co. Sr. Center
111 Hoover Dr., Nicholasville(859) 885-9102Lincoln Co. Sr. Center100 Senior Way, Stanford(606) 365-9106Madison/Berea Sr. Center214 W. Jefferson St, Berea(859) 986-8350Madison/Richmond Sr. Center1215 W. Main St., Richmond(859) 623-0474Mercer Co. Sr. Center1475 Louisville Rd., Harrodsburg(859) 734-5185Nicholas Co. Sr. Center124 E. Main St., Carlisle(859) 289-3729Powell Co. Sr. Center120 Halls Rd., Stanton(606) 663-5981Scott Co. Sr. Center800 Cincinnati Pike, Ste.10Georgetown / (502) 863-4041Woodford Co. Sr. Center112 N. Main St., Versailles(859) 873-7290
GrandparentsBluegrass Area Agency
on Aging & Independent Living699 Perimeter Dr. (866) 665-7921 www.bgadd.org/aging_caregiver.htm Information about financial assistance and support groups for grandparents assuming primary care of young children, including information about annual confer-ences and free Grandparent and Relative Resource Guide.
Grandparents and Relatives Rais-ing Childrenwww.gapofky.orgIf you find yourself parenting again this time with a grandchild or other relative this is a resource for you. At this website you will find meaningful information, re-sources and some taped highlights from an annual conference.
The Kentucky KinCare ProjectCabinet for Family and Health Services, Office of Aging Services, CHR Building 5W, Frankfort (502) 564-6930www.chfs.ky.gov/dail/kincare.htmStatewide assistance to grandparents raising grandchildren. Call for listing of organized grandparent support groups in the state.
Resource List 2013
2901 Richmond Rd. Ste. 130, Box #205 Lexington, KY 40509
www.missionofhope.orgThe Mission of Hope is a fully tax deductible non-profit (501c3)
Appalachian relief organization.
1.877.627.1909
help us meet the challenge
Thanks for your support and for helping extend the HOPE
• Christmas Toy Drive
• Back To School Program
• Hope Scholars Program
make a difference...
DONATE TODAY!
Each Christmas, Mission of Hope and its Volunteers bring new toys, food, clothing and hygiene products to more than 17,000 children at 27 rural, elementary schools in Appalachia, many of them in Eastern Kentucky. At least 85% of the children in these schools are on free or reduced lunch.
When a new school year begins, MOH provides new backpacks filled with notebooks, pencils, glue sticks and hygiene products to these same 27 rural, elementary schools in Appalachia.
MOH awards $2,500 Hope Scholarships to 12 high school seniors from the school districts it serves. These seniors also receive a new laptop to help launch their college careers.
Mission of Hope also has a construction ministry, a spring outreach program and offers help with resource distribution and healthcare.
272013 Successful Aging Resource Guide ||
TransportationWheels: Bluegrass Chapter American Red Cross233-3340Wheelchair-lift equipped mini-buses for those with disabilities. Door-to-door service. Fare: $1.60 one-way. Hours of service: 5:30 a.m. to midnight Monday through Friday. Must be registered with office to ride.
LexConnect 225-2669 / www.lextran.com/riding-lextran/lexconnects Customized transportation for any social, non-medical group activity such as shop-ping, lunch and special events. Cost: 50 cents each way for riders 62 and older. Minimum of 10 riders. Reservations re-quired. Bus runs Monday through Friday, 10 a.m.-1 p.m.
Independent Transportation Network of the Bluegrass1206 N. Limestone St. / 252-8665 www.itnbluegrass.orgITN offers door-to-door transportation service 24/7 for individuals 60 years.
Funeral ServicesClark Legacy Centers601 E. Brannon RoadNicholasville(859)-271-1111www.clarklegacycenter.com
The Lexington Cemetery833 West Main St. 255-5522www.lexcem.orgOffering burial, mausoleum, cremation and memorialization options in a historic community.
Milward Funeral Directors159 N. Broadway / 252-3411391 Southland Dr. / 276-14151509 Trent Boulevard / 272-3414www.milwardfuneral.comPrearrangement information and services available.
Kerr Brothers Funeral Home3421 Harrodsburg Rd. / 223-3140 463 E. Main St. / 252-6767www.kerrbrothersfuneralhome.com Prearrangement information and services available. Y
Resource List 2013
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28 || www.lexingtonfamily.com
©2012 Securities offered through J.J.B. Hilliard, W.L. Lyons, LLC Member NYSE, FINRA & SIPC
Financial ConsultantsJohn M. McIntosh, CFP®, CRPC®
Dale S. Ditto, CFP®, CRPC®
325 West Main Street | Suite 200 Lexington, KY 40507 | 859-514-6441
www.hilliardfc.com/mcintosh-ditto
What does “Retire Right” mean to you?We believe that in order to “Retire Right” you need a
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