save money for retirment
TRANSCRIPT
Jeevan Akshay VI
“A GUARANTEED REGULAR INCOME PLAN”
Do you recollect what the interest rate was 10 years ago ??
What are interest rates available currently ??
Where do you think interest rates will be 10 years hence??
Do you want look at Interest Rate Trends Globally…??
As Economies mature, Interest Rates tend to slope downwards.
As Economic Growth Slows, Fixed Income Investors try EXOTIC & RISKIER Options to get HIGHER
RETURNS with complete disregard
to RISK
The Next Slide gives us the Current Interest Rates for the Major Global
Economies……High Interest Rates are available
only in Developing Economies due to High Demand For Building
Infrastructure
Country Current Interest Rate
Australia 3.50%
China 6.56%
United States of America .25%
Japan 0.10%
Korea, Republic of 3.25%
New Zealand 2.50%
Brazil 8.5%
Czech Republic .75%
European Monetary Union 1.00%
Norway 1.5%
Poland 4.75%
Canada 1%Sweden 1.5%Switzerland 0.25%
United Kingdom 0.50%
Let us look at Interest Rates
available in India Today …
Current Interest Rates as on 08.04.2015
Bank 1 year 1- 3 Years 3 to 5 Years 5 Years and More
SBI 8.5% 8.5% 8.50% 8.25%
HDFC Bank 8.75% 8.75% 8.75% 8.25%
Icici Bank 8% 8.75% 8.75% 8.5%
Let us look at Interest Rates Trends in India
since 1995
Interest Rates on Fixed Deposits Since 1995 Source www.rbi.org
Look at the Long Term Interest Rates Again, what do they Indicate??
Why is no Bank offering a rate for a TENOR longer than 10 Years??
Why can you not buy ANNUITIES in Japan??
Does it not make sense to lock a part of your LONG
TERM DEBT PORTFOLIO and….
Enjoy
Complete Peace of Mind
For LIFE
Presenting LIC’s Jeevan Akshay VI
A plan which offers a GUARANTEED RETURN for Life with return of CAPITAL
ALL LIC POLICIES come with the Sovereign Guarantee of the GOVERNMENT OF INDIA
Interest Amount will be Printed on Policy BOND!
No Tax Deduction at Source !!!Are you waiting for Jeevan Akshay VII?
Thank you
