sbi clerks model paper - · pdf filethe bank to launch the country’s first payment...
TRANSCRIPT
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SBI CLERK MT – 08
: 1 :KNOWLEDGE PARTNER
GENERAL AWARENESS1. President of India has cleared the ordinance of the SEBI law. The ordinance
empowers the SEBI chairman to order searches and seizures on ___?1) Illegal Trade 2)Ponzi Schemes3) Insider Trading 4)Foreign Direct Investments 5) None
2. Which among the following has become the first new generation private sectorbank to launch an electronic Kisan Card on the RuPay platform?1)Axis Bank 2)HDFC Bank 3)ICICI 4)City Bank 5) None
3. WHO-India has launched IVR 2020 programme to protect and increase number of____1)Tigers 2)One-horn Rhinos 3)Indian Bustard 4)Asiatic Lions 5) None
4. Election ink or indelible ink which is applied to fingers of voters during electionsto prevent double voting contains which among the following chemicals whichmake it stain the skin impossible to wash off?1) Cellulose Acetate 2) Sodium Iodide 3) Potassium Permanganate4) Silver Nitrate 5) None
5. The Great Himalayan National Park of Himachal Pradesh has been nominatedto____1] World’s most visited tourist site 2] Himachal Pradesh’s heritage site3] Site under destruction 4] UNESCO’s endangered species location5] UNESCO’s world heritage site status for 2014.
6. The program launched by the Union Government to curb the spread of Dengue isnamed as ___1]Kill Dengue Before it Kills You 2)U and ME against Dengue3)Dengue: No More 4)Dengue Free India 5) None
7. The bank to launch the country’s first Payment Gateway is ___1)State Bank of India 2)ICICI Bank 3)Axis Bank 4)Canara Bank 5) None
8. Goods and Services Tax(GST) will subdumes which of the following taxes?1) Sales Tax 2) Excise Duty 3) Value Added Tax 4) All the above 5) None
9. The “Maulana Azad Sehat Scheme” is a health scheme for ____?1) Minority students 2) Minority teachers 3) Minority colleges4) Minority women 5) Minority pregnant women
10. ’The Gulabi Gang’ belongs to which state?1)Madhya Pradesh 2)Uttar Pradesh 3)Haryana 4)Punjab 5) None
11. The government raised the workdays under its flagship ____ from 100 to 150 fortribal’s, a move that will benefit 14 lakh families. Those tribals who have receivedland rights under the Forest Rights Act, 2006, will be eligible for additional 50days of wage employment under the scheme.1) Rajeev Aawaas Yojana 2) Swasth Bheema Yojana 3) MGNREGA4) Mahila Rozgar Yojana 5) None
12. India’s first private bank to commence operation in China is __:1)HDFC Bank 2)Axis Bank 3)ICICI Bank 4)Federal Bank 5) None
13. C.R. Simha who passed away recently was a renowned theatre and film personal-ity in which language?1)Telugu 2)Kannada 3)Malayalam 4)Marathi 5) None
14. Which among the following state has got Krishi Karman award 2014 for foodgrainproduction of more than 10 million tonnes?1)Madhya Pradesh 2)Uttar Pradesh 3)Punjab 4)Rajasthan 5) None
SBI Clerk s MODEL TEST - 08
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15. Approximately, what fraction of India’s GDP is shared by the Micro, Small andMedium Enterprises (MSME) sector?1)6% 2)8% 3)10% 4)4% 5) None
16. The Best Movie award in the Oscar Awards 2014 was given to ____1) 12 Years A Slave 2)Gravity 3)American Hustle 4)Frozen 5) None
17. In the “CAMELS” bank-rating system, the word A stands for ___?1)Adequate quality 2)Asset quality 3)Average quality4)Annual quantity 5) None
18. Who is appointed as interim President of BCCI?1) Sunil Gavaskar 2) Ravi Shastri 3) N V Srinivasan4) Saurav Ganguly 5) None
19. ____signed contract of 125crore rupees of hydro power in Uttarakhand.1) SAIL 2) BHEL 3) NICL 4) HAL 5) None
20. ____, a priest of Czech Republic, won Templeton Prize 2014.1) Tomas Halik2) Ahmad Tejan 3) Salman Rushdie 4) Francisco Ayala 5) None
21. Third Nuclear Security Summit 2014 held in _____.1) Holland 2) NewYork 3) Washington 4) Moscow 5) The Hague
22. Who of the following retired from cricket in 2014?
1) Andrew Strauss 2) Michael Hussy 3) Ricky Ponting4) Sachin Tendulkar 5) Graeme Smith
23. ____introduces 4-quarter format in Hockey.1) FIH 2) IOC 3) FIL 4) UNCL 5) None
24. The Capital City of Brazil is ____1) Canberra 2) Hawana 3) Brussels 4) Boston 5) None of those
25. Which of the following cities has become the first kerosene free city in India?1) New Delhi 2) Hyderabad 3) Kolkata 4) Chennai 5) Bangalore
26. The headquarters of UNESCO is in ____1) New York 2) Paris 3) Tokyo 4) The Hague 5) None
27. Who is the President of China?1) Xi Jinping 2) Li Keqiang 3) Hu Jintao 4) Wang Zi 5) None
28. In which of the following countries world’s highest tunnel for high-speed trainhas been opened recently?1)China 2)Russia 3)Japan 4)Singapore 5) None
29. The biggest state in terms of population in India is __1) Rajasthan 2) Andhra Pradesh 3) Arunachal Pradesh4) Madhya Pradesh 5) Uttar Pradesh
30. The currency of Singapore is ___1) Dollar 2) Yen 3) Riar 4) Singapore Dollar 5) Real
31. With reference to a cheque who is drawee?1) The bank that collects cheque 2) The payee’s bank 3) The endorsee’s bank4) The endorser’s bank 5) The Bank upon which the cheque is drawn
32. Which of the following institutions was established exclusively to provide exportcredit insurance facilities to exporters in India?1) General Insurance Corporation of India (GIC)2) Securities and Exchange Board of India (SEBI)3) Export Import Bank of India (EXIM) 4) Reserve Bank of India (RBI)5) Export Credit Guarantee Corporation (ECGC)
33. Which in the list cannot be achieved by the core banking?1) Anywhere banking 2) Everywhere access3) Technology Upgradations 4) Adoption of based norms 5) None
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34. As per latest RBI guidelines published in January 2014, NBFC’s can now give upto ____ of the value of the gold jewellery pledged as loan compared to earlier 60%.1) 70% 2) 80% 3) 75% 4) 65% 5) None
35. Who is the major shareholder in NABARD?1) RBI 2) Central Government 3) SBI 4) All the above 5) None
36. Tax at source by banks is deducted on interest paid on term deposits if the interestamount in a financial year exceeds _______1) Rs.3000 2) Rs.5000 3) Rs.100004) Rs.15000 5) There is no such provision
37. The committee on new bank licenses which submitted its report to RBI in 2014was headed by _____1) Nachiket Mor 2) Bimal Jalan 3) Rakesh Mohan4) Subir Gokaran 5) None
38. Upper limit prescribed for RTGS transaction Rs. _____1) Rs.1 lakh 2) Rs.2 lakh 3) Rs.5 lakh 4) Rs.50 lakh 5) No Limit
39. For Banking what is full form of PCR?1) Profit Cash Ratio 2) Provision Credit Ratio3) Provision Coverage Ratio 4) Profit Coverage Ratio 5) None
40. Which Indian Agency in India has started a board based equity index for the firsttime in India?1) ICRA 2) CIBIL 3) CRISIL 4) IREVNA 5) None
GENERAL ENGLISHDirections (Q.No.41-45): Read the following passage carefully and answer thequestions given below it. Certain words are printed in bold to help you locatethem while answering some of the questions.
The task which Gandhiji undertook was not only the achievementof political freedom but also the establishment of a social order based on truthand non-violence, unity and peace, equality and universal brotherhood, andmaximum freedom for all. This unfinished part of his experiment was perhapseven more difficult to achieve than the achievement of political freedom. Politicalstruggle involved fight against a foreign power and all one could do was eitherjoin it or wish its success and give it his moral support. In establishing the socialorder of this pattern, there was a lively possibility of a conflict arising betweengroups and classes, of our own people. Experience shows that man values hispossessions even more than his life because in the former he sees the means forperpetuation and survival of his descendants even after his body in reduced toashes. A new order cannot be established without radically changing the mindand attitude of men towards property and, at some stage or the other, the ‘haves’have to yield place to the ‘have-nots’. We have seen, in our time, attempts toachieve a kind of egalitarian society and the picture of it after it was achieved.But this was done, by and large, through the use of physical force.
In the ultimate analysis, it is difficult, if not impossible, to saythat the instinct to possess has been rooted out or that it will not reappear in aneven worse form under a different guise. It may even be that, like a gas keptconfined within containers under great pressure, or water held by a big dam,onpe a barrier breaks, the reaction will one day sweep back with a violence equalin extent and intensity to what was used to establish and maintain the outwardegalitarian form. This enforced egalitarianism contains, in its bosom, the seed ofits own destruction.
The root cause of class conflict is possessiveness or the acquisitiveinstinct. So long as the ideal that is to be achieved is one of securing the maximum
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material satisfaction, possessiveness can neither be suppressed nor eliminatedbut will grow on what it feeds. Nor will it cease to be such — it is possessiveness,still, whether it is confined to only a few or is shared by many.
If egalitarianism is to endure, it has to be based not on thepossession of the maximum material goods by a few or by all but on voluntary,enlightened renunciation of those goods which cannot be shared by others or canbe enjoyed only at the expenses of others. This calls for substitution of spiritualvalues for purely material ones. The paradise of material satisfaction, that issometimes equated with progress these days, neither spells peace nor progress.Mahatma Gandhi has shown us how the acquisitive instinct inherent in mancould be transmuted by the adoption of the ideal of trusteeship by those who‘have’ for the benefit of all those who ‘have not’ so that, instead of leading toexploitation and conflict, it would become a means and incentive for theamelioration and progress of society, respectively.
41. Select the best option to complete the sentence. Gandhi aimed at1) achieving political freedom2) establishing a non-violent society 3) universal brotherhood4) all the above 5) None
42. The unfinished task of Mahatma Gandhi was1) achievement of political freedom2) fighting against the foreign power3) establishment of a peacefully coexistent nonviolent society4) achievement of foreign power 5) None of these
43. Answer the following question in the context of the passage. Why does man valuehis possessions more than his life?1) He has the instinct of possession.2) Possessions are essential to lead a comfortable life.3) To get recognition in society.4) To preserve his name even after death through his possessions. 5) None
44. Egalitarianism means1) suppression 2) social and political equality3) violence 4) inequality 5) None
45. In the context of the passage, which of the following statements is false?1) The instinct of possession causes conflicts.2) The instinct of possession can be rooted out completely.3) Satisfaction of material needs cannot earn peace and progress.4) Conflicts between groups and classes are bound to arise. 5) None
46. In the passage, the metaphor of ‘paradise’ has been given for1) taking care of material needs 2) acquisitive instinct3) fulfilling spiritual needs4) renunciation of material goods 5) None
47. According to the passage, people ultimately overturn the form of a social order1) which is based on coercion and oppression2) which does not satisfy their basic needs3) which is based on conciliation and rapprochement4) which is not congenial to the spiritual values of the people 5) None
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48. According to the passage, which of the following statements in not true?1) A social order based on truth and non-violence alone can help the achievementof maximum freedom for all.2) In establishing the social order of Gandhiji’s pattern, the possibility of a conflictbetween different classes hardly exists.3) It is difficult to change the mindset of people towards property.4) In the egalitarian society, material satisfaction can be enjoyed only at theexpense of others. 5) None
49. In the context of the passage, what is meant by adoption of the ideal of trusteeship?1) To equate peace and progress with material satisfaction2) ‘Haves’ to adopt the ideal for the benefit of the society3) The privileged class voluntarily renounces the possessive instinct4) Substitution of spiritual values by material values by those who live in theparadise of material satisfaction 5) None
50. Choose the most appropriate title for the passage.1) Material values v/s Spiritual values2) Class conflicts in an egalitarian society3) The social order of Gandhiji’s vision4) The renunciation of the possessive instinct 5) NoneDirections(Q.No.51-55): The following idioms have four responses. Tick markthe response which gives the correct meaning of the idiom.
51. Out of the way1) far away 2) not common 3) out of sight 4) envious 5) None
52. Upto the mark1) in the same level 2) quite satisfactory3) influential 4) in tune with 5) None
53. In the air1) prevalent 2) lacking 3) flying 4) hovering 5) None
54. End in smoke1) catch fire 2) come to nothing 3) become scmoky 4) fruitful 5) None
55. Take to task1) remind 2) reprove 3) reject 4) avoid 5) NoneDirections (Q.No.56-60): Pick out the misspelt word out of the five choices.
56. (1) Acquiescent (2)Tempestuous (3) Celestial(4) Cesation (5) None
57. (1) Lecherous (2) Anthral (3) Insured (4) Stead fast (5) None58. (1) Chaste (2) Chaotic (3) Militant (4) Dubious (5) None59. (1) Enamore (2) Envious (3) Treasure (4) Upbraid (5) None60. (1) Phlegmatic (2) Instrumental (3) Comodious (4) Trivial (5) None
Directions (Q.No.61-65): Given below is one sentence after which there are 5more sentences. Rearrange them so as to follow a meaningful paragraph.A) The third century old white minority rule has at last come to an end in SouthAfrica.B) But the path to freedom has not been an easy one.C) But the states manship of Mr. Mandela successfully led the movement to itsculmination in the recently held elections.D) The Blacks have achieved equality and elected their own governmentE) Violence of all shades has pervaded throughout the history of the strugglemovement of the Blacks.E) In fact, it has been replete with bloodshed and violence.
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61. Which sentence should come THIRD in the paragraph after the rearrangement?1) A 2) B 3) C 4) D 5) None
62. Which sentence should come SECOND after rearrangement? 1) A 2) B 3) C 4) D 5) None
63. Which sentence shoud come FOURTH in the paragraph?1) E 2) A 3) D 4) C 5) None
64. Which sentence should come SIXTH in the paragraph?1) A 2) B 3) C 4) D 5) None
65. Which sentence should come FIFTH after the rearrangement?1) A 2) B 3) C 4) D 5) NoneDirections(Q.No.66-70): The following questions consists of a sentence in whichfour words or phrases are marked. The four part of the sentences are marked 1,2, 3 or 4. You are to identify the one part that would not be accepted in standardwritten English.
66. The people of South Africa came out to vote (1) / in large numbers (2) / despite ofthe threat (3)/ to their lives (4) / No Error (5).
67. I have seen the girl (1) / whom you think (2) / is the most attractive (3)/ person inthe world (4) / No Error (5).
68. She is one of (1) / the most intelligent girls (2) / that has ever (3)/ studied in thisschool (4) / No Error (5).
69. The teacher did not (1) / take the test today (2) / as all the students (3)/ were notpresent (4) / No Error (5).
70. The latest copy of the book (1) / is more preferable (2) / to any that has been (3)/published so far (4) / No Error (5).]Directions (Q.No.71-80): Fill up the blanks in each of the folowing sentencesusing the correct form of the word given in bracket out of the five given alternatives.
71. The children were playing _____ (happy) in the field.1) happiness 2) happily 3) with happy 4) with happily 5) None
72. Do not _____ (invasion) other’s privacy?1) invading 2) invaded 3) invade 4) invasions 5) None
73. There is _____ (abound) scope for improvement in your essay.1) abounds 2) abounding 3) aboundance 4) abundant 5) None
74. The child has _____ (dear) itself to every body.1) endear 2) endeared 3) deared 4) dearly 5) None
75. This agreement will ____ (strong) the ties between the two countries.1) strongly 2) strength 3) strengthen 4) strengthened 5) None
76. It is easy to _____ (serman), but difficult to practise.1) sermons 2) sermonize 3) sermoned 4) sermonized 5) None
77. The girl was full of ____ (admire) for the new building.1) admired 2) admiring 3) admirably 4) admiration 5) None
78. The leader ____ (apology) publicly for his actions.1) apologize 2) apologized 3) apologetic 4) apologising 5) None
79. The girl is ____ (justice) her action on moral grounds.1) justiced 2) justify 3) justified 4) justifying 5) None
80. She has firm ____ (believe) in herself.1) belief 2) believed 3) believing 4) believes 5) None
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QUANTITATIVE APTITUDE
Directions(Q.No81–100):What will come in place of the question mark (?) in thefollowing questions ?
81.1 1 1 1 1 13 1 24 4 2 2 4 6
1) 1396 2)
134
3) 785
4) 76 5) None
82. 3.5 4.9 0.5 0.3 0.1 1) 0.864 2) 0.332 3) 0.664 4) 0.764 5) None
83. 2 5 3 13 3753 6 4 5 2 3 5 1 100033 4 8 3
ofof
of
1) 173 2)
193 3)
143 4)
153 5)
253
84. 25.6 12.136.1 81 0.1
1) 134217 2)
230307 3)
144209 4)
144217 5) None
85.1 1 48 4 2.8 2.32 5.334 5 x , Find x ?
1) 5 2) 0.5 3) 0.05 4) 0.25 5) None86. 13.141 + 31.417 + x = 27.118, x = ?
1) 17.480 2) 17.44 3) 16.440 4) 16.490 5) None87. 252.7 x 54.2 56.4 = (25)?
1) 3.2 2) 6.4 3) 4.8 4) 1.6 5) None88. 986.23 + 7.952 + 8176.158 = ?
1) 8170.340 2) 9170.762 3) 9170.342 4) 9170.340 5) None
89.34
of 26% of 850 + 12.5% of 144 = ? + 12 x 13
1) 27.25 2) 9.75 3) 9.25 4) 27.75 5) None90. 672 24 18 153 345 14% of 800 = ?
1) 504 2) 153 3) 312 4) 200 5) None
91. 2 212.11 ? 732.2921
1) 23.2 2) 24.2 3) 27 4) 26 5) 25
92. 2 4 5 72.25 3.375 1.5 1.5 x . Find x ?1) 3 2) 4 3) 6 4) 7 5) None
93. 82% of 850 - x2 = (16)2 + 25% of 3201) 19 2) 21 3) 18 4) 17 5) None
94. (51)3 x (14)3 - (19077)2 + 85 = x2
1) 240 2) 260 3) 250 4) 350 5) None95. 84963 + 31825 = ? - 99900
1) 216868 2) 217688 3) 226688 4) 216688 5) 236688
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96. The cost of 8 diaries and 10 calenders is Rs.3138. What is the cost of 12 diariesand 16 calenders?1) 4707 2) 4606 3) 4505 4) can’t be determined 5) None
97. 61% of a number is 9028. What is 46% of the same number?1) 6908 2) 7008 3) 68008 4) 6808 5) None
98. The ratio of length and breadth of rectangle is 5 : 2 respectively. The respectiveratio of its perimeter and area is 1 : 3. The find the length of the rectangle?1) 21 units 2) 24 units 3) 4.2 units 4) Can’t be determined 5) None
99. If the following fractions are arranged in a descending order. Which of them willbe second from the left end ?3 6 9 5 4, , , ,5 11 17 7 13
1) 6
112)
411
3) 35 4)
917
5) None
100. The ratio of Sudheer’s and Santhosh’s ages is 9 : 13. 8 years ago the ratio was7 : 11. What is Sudheer’s age 5 years after?1) 36 years 2) 42 years 3) 52 years 4) 41 years 5) 31 years
101. The average speed of a bus is 67 kms per hour. The bus was scheduled to start at11 A.M. It was scheduled to reach a destination 335 km away from it’s startingpoint a 6 P.M. and a halt was scheduled on the way. For how long was the haltscheduled?1) 1 hr 2) 2 hrs 3) 3 hrs 4) 4 hrs 5) None
102. Number of employees in the company A are 25% of the number of employees incompany B and the average number of employees in both companies is 492.5. Ifcompany A is recruiting three more employees in next year, then what will be thenumber of employees in company A?1) 194 2) 197 3) 200 4) 2003 5) None
103. Two numbers are in the ratio of 3 : 4. If 5 is subtracted from each, then the ratiowill be 2 : 3, what is the smaller number?1) 18 2) 15 3) 20 4) 24 5) None
104. 10 men and 8 women together can complete a work in 5 days. Work done by onewomen in a day is equal to half the work done by a man in one day. How manydays will it take for 4 men and 6 women to complete work?
1) 12 days 2) 10 days 3) 283 days 4)
394
days 5) None
105. A certain sum of money at simple interest amounts to Rs.1012 in 122 years and to
1067.20 in 4 years. The rate of interest per annum is?1) 10% 2) 20% 3) 3% 4) 4% 5) None
106. A train crosses a pole in 15 seconds and platform of 100 mts. in 25 seconds.Trains length is (in mts)?1) 100 mts 2) 150 mts 3) 200 mts 4) 250 mts 5) None
107. If the percentage of profit is calculated on selling price of an article is 20, percentageof profit calculated on cost price will be1) 15 2) 20 3) 25 4) 30 5) 35
108. A man sells two chairs at Rs.120 each and by doing so gains 25% of one andlosses 25% on another. His profit/loss on whole transaction (in Rs.) is ?1) No loss - No gain 2) Can’t be determined 3) Rs.16 profit4) Rs.16 loss 5) Rs.20 profit
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109. The diameter of the moon is assumed to be one fourth of the diameter of theearth. Then the ratio of volume of the earth and the moon is1) 1 : 64 2) 32 : 1 3) 1 : 32 4) 64 : 1 5) 16 : 1
110. The sum of a pair of positive integers is 336 and their H.C.F. is 21. The number ofsuch possible pairs is?1) 3 2) 2 3) 4 4) 5 5) 1
111. Two vessels A & B contains acid and water in the ratio of 4 : 3 and 5 : 3 respectively.Then the ratio in which these mixtures to be mixed to obtain a new mixture ofratio 3 : 2 is1) 8 : 5 2) 8 : 7 3) 7 : 8 4) 5 : 8 5) 5 : 4
112. The difference between simple interest and compound interest of certain sum at5% p.a. for 2 years is Rs.160. Find the sum?1) 48,000 2) 40,000 3) 60,000 4) 32,000 5) 64,000
113. A discount series of 10%, 20% and 40% is equal to a single discound of ___ ?1) 70.25% 2) 62.8% 3) 54.8% 4) 56.8% 5) None
114. A person can row 12 km downstream in 12 min and return in another 18 min.What is the speed the stream?1) 20 2) 30 3) 40 4) 50 5) None
115. Two number when divided by 17, leaves remainder 13 & 11 respectively. If thesum of those numbers is divided by 17, the remainder will be ____ ?1) 14 2) 24 3) 9 4) 7 5) NoneDirections (Q.No.116-120): The following table gives data about percentage ofavailability of infrastructural facilities provided in Indian H.S.(Higher Secondory),S(Secondory), U.P. (Upper Primary) and P (Primary) schools.
Infrastructural Facilities
B (%) C(%) L(%) T(%) D(%) F(%)
H.S. School 89.40 30.50 94.00 87.70 92.00 88.00 S. Schol 71.00 26.00 90.00 75.20 85.00 81.30 U.P. School 69.30 20.80 67.00 41.60 67.10 65.00 P. School 56.30 18.70 26.20 15.50 46.40 39.60
B = Building, C = Class Room, L = Library, T = Toilets, D = Drinking Water,F = Furniture
116. Find the ratio of the number of infrastructural facilities which are higher thanthe average percentage of the facilities for Upper Primary school to those whichare lower than the average?1) 2 : 1 2) 1 : 1 3)1 : 2 4) 5 : 1 5) 1 : 3
117. Find the maximum percentage difference between the two facilities of Secondaryschools?1) 36% 2) 26% 3) 90% 4) 26% 5) 64%
118. Which of the following facility shows the maximum percentage difference for H.S.schools and Primary schools and for S. schools and U.P. schools?1) Toilets 2) Furniture 3) Drinking Water 4) Buildings 5) None
119. What is the difference between the number of availabilities of the infrasturalfacilities of buildings and drinking water in U.P. schools?1) 121 2) 212 3) 312 4) 123 5) Can’t be determined
120. What is the difference between the percentage of average of the two infrastructuralfacilities, Library and Furniture?1) 0.825 2) 0.875 3) 0.975 4) 0.925 5) None
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TEST OF REASONING
121. D walked 30 m towards west, took a left turn and walked 20 m and he took a leftturn and walked 30 m. How far is he from the starting point?1) 80 m 2) 50 m 3) 20 m 4) Data Inadequate 5) None
122. Pointing to a girl, Mohan said “she is the daughter of my father’s only child”. Howis Mohan related to that girl?1) Brother 2) Father 3) Uncle 4) Data Inadequate 5) None
123. In a certain code language ‘beautiful red flower’ is written as ‘si di ni’ and ‘manyred roses’ is written as ‘pa ni ka’. How is flower written in that code language?1) si 2) di 3) si or di 4) Data Inadequate 5) None
124. Four of the following five are alike in a certain way and so form a group. Which isthe one that does not belong to that group?1) RO 2) VS 3) BE 4) JE 5) JM
125. In a certain code ‘SOLDIER’ is written as ‘JFSCRNK’, how is ‘GENIOUS’ written inthat code?1) PVTHHFO 2) PVTHFDM 3) PVTHMDF 4) TVPHFDM 5) None
126. How many such pairs of letters are there in the word ‘ELEVATION’ each of whichhave as many letters between them in the word as they have between them inthe English alphabet?1) None 2) One 3) Two 4) Three 5) More than three
127. Four of the following five are alike in a certain way and so form a group. Which isthe one that does not belong to that group?1) 35 2) 80 3) 45 4) 60 5) 75
128. How many meaningful English words can be made with the letters ‘ONDE’ usingeach letter only once in each word?1) None 2) One 3) Two 4) Three 5) More than three
129. What should come next in the following letter series?P P O P O N P O N M P O N M L P O N M L1) P 2) K 3) J 4) I 5) None
130. In a certain code ‘GEAR’ is written as 5%9$ and ‘FIRM’ is written as 3@$7. How is‘FAME’ written in that code?1) 397% 2) 3%97 3) 597% 4) 5397 5) NoneDirections(Q.No.131-133): These questions are based on the following set ofnumbers386 752 961 573 839
131. If in each number the second and the third digits are interchanged. What will bethe sum of the first and third digits of the largest number?1) 12 2) 17 3) 15 4)11 5) None
132. If in each number the first and the third digits are interchanged, which numberwill be the second largest?1) 386 2) 752 3) 961 4) 573 5) 839
133. If 1 is added to the middle digit of each number and then the first and the seconddigits are interchanged, which of the following will be the third digit of the smallestnumber?1) 6 2) 2 3) 1 4) 3 5) 9
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Directions (Q.No.134-135): In a certain code language,i) ‘pit na sa’ means ‘you are welcome’ii) ‘na ho pa la’ means ‘they are very good’iii) ‘ka da la’ means ‘who is good’iv) ‘od ho pit la’ means ‘they welcome good people’
134. Which of the following means people?1) ho 2) pit 3) la 4) od 5) Data Inadequate
135. Which means ‘very’?1) na 2) da 3) pa 4) Data Inadequate 5) NoneDirections (Q.No.136-140): In each of the questions below are four statementsfollowed by four conclusions numbered I, II, III and IV. You have to take the fourgiven statements to be true even if they seem to be at variance from commonlyknown facts and then, decide which of the answer 1, 2, 3, 4 and 5 is the correctanswer and indicate it on the answer sheet.
136. Staements: All stones are pearlsSome pearls are shellsSome shells are boxesNo box is container
Conclusions: I. Some stones are shellsII. No pearls is containerIII. No shells is containerIV. Some pearls are container
1) Only II follows 2) Only II and III follow3) Only either II or IV follows 4) Only III follows 5) None
137. Statements: Some rings are chainsAll chains are banglesAll bracelets are banglesSome bangles are pendants
Conclusions: I. Some rings are banglesII. Some chains are pendantsIII. Some bracelets are ringsIV. No pendant is ring
1) None follows 2) Only I follows3) Only II and III follow 4) Only IV follow 5) None
138. Statements: Some schools are collegesSome colleges are hostelsNo hostel is officeAll offices are institutes
Conclusions: I. No hostel is instituteII. Some hostels are schoolsIII. Some hostels are institutesIV. Some offices are colleges
1) Only I follows 2) Only II and III follow3) Only IV follows 4) Only either I or III follows 5) None
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139. Statements: Some pins are needlesSome threads are needlesAll needles are nailsAll nails are hammers
Conclusions: I. Some pins are hammersII. Some threads are nailsIII. Some pins are threadsIV. No pin is thread
1) Only I, II and either III or IV follows 2) Only III and IV follows3) Only I and III follow 4) All follow 5) None
140. Statements: Some chairs are roomsNo room is sofaAll sofas are tablesSome tables are desks
Conclusions: I. Some sofas are desksII. No room is tableIII. Some chairs are tablesIV. No desk is room
1) None follows 2) Only I follows3) Only either II or III follows 4) Only III and IV follow 5) All followDirections(Q.No.141-145): Study the following information carefully and answerthese questions given below.
Of the five boys A, B, C, D and E two are good, one is poor and twoare average in studies. Two of them study in post-graduate classes and three inundergraduate classes. One comes from a rich family, two from middle-classfamilies and two from poor families. One of them is interested in music, two inacting and one is sports. Of those studying in undergraduate classes, two areaverage and one is poor in studies. Of the two boys interested in acting, one ispost-graduate student. The one interested in music comes from a middle classfamily. Both the boys interested in acting are not industrious. The two boyscoming from middle-class families are average in studies and of them is interestedin acting. The boy interested in sports comes from a poor family, while the oneinterested in music is industrious. E is industrious, good in studies comes froma poor family and is not interested in acting, music or sports. C is poor in studiesinspite of being industrious. A comes from a rich family and is not industriousbut good in studies. B is industrious and comes from a middle class family.
141. Name the boy interested in sports?1) A 2) B 3) C 4) D 5) None
142. Name the boy interested in music?1) A 2) B 3) C 4) D 5) Can’t be determined
143. Name the middle-class family boy interested in acting?1) A 2) B 3) C 4) D 5) None
144. Name the boys studying in Post-graduate classes?1) A, D 2) A, E 3) B, C 4) D, E 5) Can’t be determined
145. Name the boy who is not industrious and is average in __?1) A 2) B 3) C 4) D 5) None
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Directions(Q.No.146-150): Read the following information carefully and answerthese questions given belowi) Five friends P, Q, R, S and T travelled to five different cities of Chennai, Calcutta,Delhi, Bangalore and Hyderabad by the different modes of transport of Bus, Train,Aeroplane, Car and Boat from Mumbai.ii) The person who travelled to Delhi did not travel by boat.iii) R went to Bangalore by car and Q went to Calcutta by aeroplane.iv) S travelled by boat where as T travelled by train.v) Mumbai is not connected by bus to Delhi and Chennai.
146. Which of the following combinations of person and mode is not correct?1) P - Bus 2) Q - Aeroplane 3) R - Car4) T - Aeroplane 5) None
147. Which of the following combinations is true for S?1) Delhi-Bus 2) Chennai-Bus 3) Chennai-Boat 4) None 5) Can’t be determined
148. Which of the following combinations of place and mode is not correct?1) Delhi-Bus 2) Calcutta-Aeroplane 3) Bangalore-Car4) Chennai - Boat 5) None
149. The person travelling to Delhi went by which of the following modes?1) Bus 2) Train 3) Aeroplane 4) Car 5) None
150. Who among the following travelled to Delhi?1) R 2) S 3) T 4) None 5) Can’t be determinedDirections(Q.No.151-154): These questions are based on the following informationstudy it carefully and answer the questions.i) ' 'A B means ‘A is father of B’ii) ' 'A B means ‘A is daughter of B’iii) ‘A + B’ means ‘A is sister of B’iv) ‘A - B’ means ‘A is husband of B’
151. Which of the following indicates ‘N is mother of K’?1) K+L NF 2) K+L N-M 3) HK N 4) NF+K 5) None
152. In FRH-L, how is H related to F?1) Father 2) Brother 3) Sister 4) Can’t be determined 5) None
153. In G T+Q M, how is M related to G?1) Brother 2) Sister 3) Sister-in-law 4) Can’t be determined 5) None
154. In F-R+H T, how is F related to T?1) Son-in-law 2) Daughter-in-law 3) Son 4) Daughter 5) NoneDirections(Q.No.155-160): Study the following information and answer thequestion given.When a word and number arrangement machine is given an input line of wordand numbers it arranges them following a particular rule. The following is anillustration of input are rearrangement.Input: jar eight till 31 68 73 if after 98 16 25 onStep I: after jar eight till 31 68 73 if 98 25 on 16Step II: after eight jar till 31 68 73 if 98 on 25 16Step III: after eight if jar till 68 73 98 on 31 25 16Step IV: after eight if jar on till 73 98 68 31 25 16Step V: after eight if jar on till 98 73 68 31 25 16Step V is the last step of the above arrangement as the intended arrangementobtained.
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As per the rules followed in the above steps, find out in each of the following theappropriate steps for the given input.Input : site grid 19 53 22 call art main 35 66 fill 93
155. Which step number would be the following output?art call fill grid site main 66 93 53 35 22 191) II 2) III 3) V 4) IV 5) None
156. What will be the position of ‘53’ in Step IV?1) Second from the right end 2) Eighth from the left end3) Fifth from the right end 4) Third from the right end 5) None
157. Which of the following is fourth from the left end of Step III?1) 53 2) grid 3) site 4) fill 5) None
158. How many steps are needed to complete this arrangement?1) V 2) IV 3) VII 4) Can’t be determined 5) None
159. Which of the following would be the final arrangement of the above input?1) art call fill grid main 93 site 66 53 35 22 192) art call grid fill main site 93 66 53 35 22 193) art call fill grid main site 93 66 53 35 22 194) art call fill grid main site 93 66 53 35 19 22 5) None
160. What will be the position of ‘93’ in Step II ?1) Second from the left end 2) Third from the left end3) Fifth from the right end 4) Can’t be determined 5) None
MARKETING APTITUDE / COMPUTER KNOWLEDGE
161. Which of the following is the best definition of a Centralised Management System?1) A system that encourages empowerment of workers2) A management structure that concentrates on developing the skills of juniorpersonnel.3) A system that involves authority and responsibility for decision-making beingin the hands of senior managers.4) A system that encourages faster decision-making.
162. The dominant firm in a market is operating at near full capacity, and the otherfirms can do little to significantly increase their supply to the market. This willlead to all of the following, except.1) rising prices as demand begins to outstrip suply.2) high and rising profit margins3) increased levels of marketing, especially advertising4) new firms considering entering the market
163. Which of the following is NOT normally a sign of poor morale amongst a workforce?1) High levels of absenteeism 2) High levels of turn over3) Increased levels of personal productivity4) A poor external image and difficulties attracting good recruits. 5) None
164. Public relations is required for1) improving customer service in the company2) improving marketing functions in the company3) better atmosphere in the company 4) All of these 5) None
165. Find the incorrect statement1) Marketing has no relevance in public sector banks2) Marketing has no relevance in private sector banks3) Marketing has no relevance in foreign banks 4) All of these 5) None
166. ‘Early adopters’ are the people1) who are opinion leaders 2) who are willing to try new ideas3) Both (1) and (2) 4) Neither (1) nor (2) 5) None
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167. Media planning includes1) assessing loss 2) selecting the right medium3) Both (1) and (2) 4) Neither (1) nor (2) 5) None
168. The premise underlying geodemographic targeting is that people who ____ alsoshare demographic and lifestyle similarities.1) are in the same income category 2) reside in similar areas3) are of the same age 4) are of the same gender5) are of the same ethnic group
169. The use of a pull policy may require heavy expenditures for1) advertising and sales promotion 2) public relations and distribution3) personal selling and public relations 4) distribution and advertising 5) None
170. A physical, concrete product you can touch is1) a service 2) a good 3) an idea 4) a concept 5) a philosophy
171. Just In Time technique is wider acceptance world over. The technique was firstintroduced in1) India 2) Indonesia 3) Japan 4) America 5) None
172. The type of competitive structure that exists when a firm with many potentialcompetitors attempts to develop a differential marketing strategy to establish itsown market share is1) mixed competition 2) oligopoly 3) monopolistic competition4) perfect competition 5) None
173. Which of these statements BEST describes international marketing?1) developing and performing marketing activities across national boundaries2) the exporting of goods and services3) the creation of value and the exchange of value between countries4) having firms with operations or subsidiaries locaed in many countries5) None
174. Global marketing involves developing marketing strategies as if the world is onemarket. Which one of the following marketing mix variables is MOST dificult tostandardise for global marketing?1) Brand name 2) Package 3) Media allocation4) Labels 5) Product characteristics
175. The ____ is the difference in value between a nation’s exports and its imports1) balance of payments 2) export/import ratio3) gross domestic product 4) net trade value 5) balance of trade
176. Products that are relatively inexpensive and are purchased frequently minimaleffort can be classified as ____ products.1) shopping 2) convenience 3) industria 4) specialty 5) unsought
177. Standard Cable cuts back advertising expenditures to minimum levels and reducesthe number of channel members for its industrial cable product. These actionsare indicative of a product in the ___ stage of its life cycle?1) introduction 2) growth 3) maturity 4) decline 5) None
178. Ford knows that some people want sports cars, others want vans, estate cars, oreconomy cars. In this case Ford has found its markets to be1) heterogeneous 2) undifferentiated 3) monopolistic4) homogeneous 5) focused
179. A major problem with using style modification is that1) customers have difficulty recognising that a change has been made2) such changes do not yield long-lasting appeal3) customers may perceive such modifications as less attractive4) they are almost always very costly 5) None
180. A phase out approach can best described as1) allowing the product to decline without a change in the marketing strategy2) exploiting any strengths left in the product3) immediately droping the product from the product mix4) intensifying marketing efforts in core markets5) stopping production to get rid of material surplus
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181. The access time for magnetic disk is ____1) Greaterthan 0.03 but lessthan 0.02 sec. 2) Lossthan 0.01 sec3) Greater than 0.01 sec 4) All of these 5) None
182. The fatest computers are ____1) Mini computers 2) Micro computers3) Super computers 4) mainframe computers 5) None
183. Time sharing system is a variation of ___ system1) Single programming 2) Multi programming3) Batch programming 4) Time sharing 5) None
184. Ctrl, Shift and alt are called _____ keys1) Adjustment 2) Function 3) Modifier 4) Alphanumeric 5) None
185. The speed represented with which data can be transferred from the disk to CPUis _____1) Seek time 2) Rotational delay 3) Transfer rate4) Access time 5) None
186. A high quality output for both text and graphics is given by ____1) Inkjuet printer 2) Laser printer3) Dot matrix printer 4) Deskjet printer 5) None
187. A prewritten program that is told to perform a common task is called an application?1) System software 2) Package 3) Utility 4) Program 5) None
188. The first computer programmer is _____1) Charles Babbage 2) Augusta Ada Byron3) Joseph Jacquard 4) Atanasof 5) None
189. Virtual memory is ______1) A portion of RAM 2) A separate memory available in CPU3) A portion of hard disk 4) A chip like ROM 5) None
190. _____ contain a micro processor and internal storage.1) Dumb terminals 2) Smart terminals3) Intelligent terminals 4) Both 1 and 2 5) None
191. The register which acts as a buffer between the CPU and the memory is _____1) PC 2) MAR 3) MBR 4) IR 5) None
192. The steps and tasks needed to process data, such responses to questions orclicking an icon are called ?1) Instructions 2) The operating system 3) Application software4) The system unit 5) Algarithm
193. The two broad categories of software are1) Word processing and spreadsheet 2) Transaction and application3) Windows and macos 4) System and applications 5) RAM and ROM
194. _____ is a circuit with many inputs but only one output.1) Decoder 2) Encoder 3) Multiplexer 4) All of these 5) None
195. Certain problems could not be solved by computers are called ____1) Tough problems 2) Intractable problems3) Dynamic problems 4) Normal problems 5) None
196. GIF stands for _____1) Graphics Interchange Format 2) Graphics Interchange File3) Graphics Information Format 4) Graphics Instruction Format 5) None
197. Magnetic-ink characters are _____1) used on back cheques 2) easily read by a person3) too few in number to constitute a general recording medium4) all of the above 5) None
198. What does the second ‘B’ in BBS refer to?1) Buetion 2) Board 3) Bug 4) Blue 5) None
199. Database refers to1) Structured data 2) Hard Disk 3) Data Foundation4) Data Reduction 5) None
200. Data comparison in ALU refers to _____1) Logical operation 2) Arithmetic calculation3) Searching 4) Tracking 5) None
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SBI CLERK M.T. EXPLANATION - 08
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Model Test -8(Explanation & Key)
GENERAL AWARENESS1. Ans: 2
Ponzi Schemes President PranabMukherjee cleared the re-promulgation ofthe SEBI ordinance that has lapsed in thewinter session 2013. The ordinance em-powers the Securities and Exchanges Boardof India (SEBI) chairman to order searchesand seizures and crack downs on Ponzischemes.
3. Ans: 2As per this programme number of rhinosshould reach to 3000 by 2020 in Assamstate. Under the programme, the horns ofrhinos will be trimmed before their trans-location to Laokhowa-Burachapori Wild-life Sanctuary in Nagaon district of thestate. The trimming will be done in a waythat any damage is not done to their inter-nal organs and the trimmed horns will growback to their original shape within four tofive months. This action of trimming willalso protect them from the poachers, whohunt them just to take away their horns.
6. Ans: 2A nation-wide campaign titled “U & MeAgainst Dengue” has been launched withan aim to raise awareness and control therising number of dengue cases across thecountry. The drive will reach out to over65,000 school children across 130 schoolsand 85,000 households to conduct fumiga-tion drive, street plays, neem plantationand cleanliness drive
7. Ans: 1India’s largest lender State Bank of Indiasetting up its payment gateway SBI ePay –with the objective of enrolling governmententities and municipal corporations as wellas small traders in the online marketplace.SBI is the first bank in India to start itsown online aggregator services.
8. Ans: 4Many central and state taxes such as ex-cise duty, service tax, value-added tax, salestax and luxury tax will be subsumed undera GST. Income Tax is a direct tax, so it isnot under GST.
9. Ans: 1The government launched the “MaulanaAzad Sehat Scheme” which would see a“Sehat Card” being issued to each minor-ity student enrolled in institutions aided
by Maulana Azad Education Foundation.Under this scheme students in the agegroup of 5-14 years will be provided with ahealth card which will entitle them to freecheck-ups twice a year at the place wherethey are studying.
10. Ans: 2The Gulabi Gang is an extraordinarywomen’s movement formed in 2006 bySampat Pal Devi in the Banda district ofUttar Pradesh. The gang was initially in-tended to punish oppressive husbands, fa-thers and brothers, and combat domesticviolence and desertion.
13. Ans: 2C R Simha was a renowned theatre andfilm personality in Kannada. Simha wasalso an avid writer and documented his ex-periences in films and theatre in NimmaSimha. He essayed the character ofTughlaq in a play written by Girish Karnadfor nearly 30 years.
14. Ans: 1For total foodgrain production, MadhyaPradesh gets the award in large category(foodgrain production more than 10 milliontonnes), Odisha in medium category(foodgrain production 1 to 10 million tonnes)and Manipur in small category (foodgrainproduction less than 1 million tonnes).
15. Ans: 2MSME Accounts for 8 per cent of theCountry’s GDP, 45 per cent of its Manufac-tured Output and 43 per cent of our Exports.It provides employment to over 10 crorepeople.
16. Ans: 1Steve McQueen’s historical drama “12Years A Slave” won best picture award atthe 86th annual Academy Awards. The filmhas portrayed America’s slave in past. Itmarks the first time a film directed by ablack filmmaker has won best picture.
17. Ans: 2The CAMELS ratings is a supervisory rat-ing system originally developed in the U.S.to classify a bank’s overall condition. It’sapplied to every bank and credit union inthe U.S. (approximately 8,000 institutions)and is also implemented outside the U.S.by various banking supervisory regulators.The components of a bank’s condition thatare assessed:
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SBI CLERK M.T. EXPLANATION - 08
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(C)apital adequacyA) ssets(M)anagement Capability(E)arnings(L)iquidity (also called asset liability man-agement)(S)ensitivity
18. Ans: 1The Supreme Court installed batting leg-end Sunil Gavaskar as the interim head ofIndia’s troubled cricket board on Friday af-ter forcing the scandal-tainted incumbentN Srinivasan from office. Gavaskar wouldbe made “interim working president” ofthe BCCI, said the court, an appointmentwhich places him in charge of the upcom-ing edition of the Indian Premier League(IPL).
20. Ans: 1The prize is named after Sir JohnTempleton (1912–2008), an American-bornBritish entrepreneur and businessman,who was knighted by Queen Elizabeth II in1987 for his philanthropic efforts. Until2001, the name of the prize was“Templeton Prize for Progress in Reli-gion”, and from 2002 to 2008 it was calledthe “Templeton Prize for Progress TowardResearch or Discoveries about SpiritualRealities”
21. Ans: 5The Nuclear Security Summit aimed toprevent nuclear terrorism by:1. reducing the amount of dangerousnuclear material in the world - especiallyHighly Enriched Uranium (HEU);2. improving the security of all nuclearmaterial and radioactive sources;3. improving international cooperation.
22. Ans: 5Graeme Graig smith is a South Africancricketer and former captain of South Afri-can cricket test side. He retired fromcricket in 2014.
23. Ans: 1The FIH is the international governing bodyfor the sport of hockey.
25. Ans: 1With the successful implementation ofDelhi: A Kerosene-Free City Scheme, 2012,no subsidised kerosene is being issued inthe national capital and the country cansave upto Rs 200 crores every year. Underthe scheme, free gas connections alongwith LPG filled cylinders, two burner gas
stove, regulator and suraksha pipe wereissued to the Jhuggi Ration Card (JRC),Below Poverty Line (BPL) and Antodaya AnnYojana (AAY) ration card holders who wereusing kerosene oil for cooking.
26. Ans: 1The United Nations Educational, Scien-tific and Cultural Organization is a spe-cialized agency of the United Nations (UN).Its purpose is to contribute to peace andsecurity by promoting internationalcollaboration through education, science,and culture in order to further universalrespect for justice, the rule of law, andhuman rights along with fundamentalfreedom proclaimed in the UN Charter
28. Ans: 1The world’s highest tunnel for high speedtrains in northwest China became opera-tional at an altitude of 3,607 metres. The16.3 km long was completely linked up,operationalising the linking Gansu prov-enance and Xinjiang provenance.
32. Ans: 5ECGS was established on 30 July 1957.With on objective to provide insurancecover. in respect of risks & export trade.There risk may include loss of money anaccount of foreign buyer becoming bank-rupt or sudden import or exchange restric-tions resulting in stopping or payments.
34. Ans: 3Non-bank Financial Companies (NBFCs)are financial institutions that provide bank-ing services without meeting the legal defi-nition of bank ie., does not hold a bankinglicense.
35, Ans: 1The Reserve Bank held 72.5 percent of eq-uity in NABARD amounting to Rs. 1450crore. The remaining shareholding of Rs.550 core was with givernment of India.
37. Ans: 3Provision Coverage Ratio (PCR) refers tothe ratio of outstanding provision to grossNPS’s (non-performing assets) So, PCR isessentially the ratio of provisioning to grossnon-pre-forming assets and indicates theextent of funds a bank has kept aside tocover loan losses.
38. Ans: 5RTGS stands for Real - Time Gross Settle-ment, which can be defined as the continu-ous settlement of funds transfer individu-ally on an order basis. The minimum limit
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SBI CLERK M.T. EXPLANATION - 08
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of RTGS is Rs. 2 lakhs and maximum limitis not limit.
40. Ans: 2Credit information Bureau (India) Limited(CIBIL) is India’s first Credit InformationCompany (CIC) founded in 2000. CIBIL col-lects and maintains records of anindividual’s payments pertaining to loansand credit cards. These records are sub-mitted to CIBIL by member banks and creditinstitutions, on a monthly basis. CIBILheadquarters is Mumbai, Maharashtra.
ENGLISH41. Ans: 4
Refer to the passage first paragraph firstline.
42. Ans: 343. Ans: 4
Refer to the passage first paragraph 8th line44. Ans: 2
A society in which all the people are equalin every aspective
45. Ans: 2This is the theme of second paragraph.
46. Ans: 1The pardise of material satisfaction.
47. Ans: 1This is the meaning of second paragraph.
48. Ans: 2Refer to passage first paragraph 4th line.
49. Ans: 250. Ans: 351. Ans: 2
out of the way = seculuded which impliesnot sceen or visited by many people.out of sight is also fo the same meaning.
52. Ans: 2Upto the mask = to be good enough ‘u’ quitesatisfactory
53. Ans: 1Prevalent = widely or commonly occuringin the air = able to be felt or noticed
54. Ans: 2end is smoke = to come to nothing
55. Ans: 2Take to task = to scold someonereprove = reprimand.
(56-60)56. Ans: 4
Cessation= the fact or process of ending57. Ans: 2
antral= a cavity or chamber especially onein a bone.
58. Ans: 5
59. Ans: 1Enamour= be filled with love
60. Ans:Commodious= roomy and comfortable
(66-70)66. Ans:3
Remove of from part (3). No preposition isused either before (or) after despite. So, thecorrect from will be despite the threat.
67. Ans: 2Write who instead of whom in part (2). Whombeing a possessive pronoun is not neededhere.
68. Ans:3Write have in place of has in part (3). thesubject is not she but girls which is plural,So, the verb will also be plural.
69. Ans: 2Change take into give in part (2). Theteacher always gives a test to a student anda student always takes a test.
70. Ans: 2Drop more from part (2). More is added toan adjective to get the comparative degree.Since preferable is in itself a comparativedegree adjective, it does not need more.
(71-80)71. Ans: 2
Happily72. Ans: 3
invade73. Ans: 4
abundant74. Ans: 2
endeared75. Ans: 3
Strengthen76. Ans: 2
Sermonize77. Ans: 4
admiration78. Ans: 2
apologized79. Ans: 4
justifying80. Ans: 1
belief
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SBI CLERK M.T. EXPLANATION - 08
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QUANTITATIVE APTITUDE81. Ans: 3
13 1 5 1 14 4 2 2 4 6
13 5 254 4 2 12
13 30 294 24
13 5 784 24 5
82. Ans: 43.5 0.5 0.3 0.14.9
5 0.15 0.1 0.714 0.15 0.17
= 0.764
100 21 14 107 0.764140 140
83. Ans: 4
2 5 1633 8 5 of
2 4 5 10 83 3 8 3
2 824 33 5
5 25 89
48 9 48 16 1525 25 9 3 3
84. Ans: 3
256 121361 81
16 11 16 9 14419 9 19 11 209
85. Ans: 133 21 28 4 232 5334 5 10 100 100x
165 84 56 4 533 23220 100x
4 765 137100 20x
4 4 55
xx
86. Ans: 427.118 13.141 31.417x
17.44x 87. Ans: 4
2.72 4.2 6.4 25 5 5 5x
5.4 4.2 6.4 2x
3.2 2x
1.6x 88. Ans: 4
986.23+7.952+8176.158=9170.340
89. Ans: 43 26 1850 144 12 134 100 8
165.75 18 15627.75
90. Ans: 4672 14 80018 153 34524 100
504 153 345 112312 112 200
91. Ans: 22146.6521 732.2921x
2 585.64x x = 24 (Approximate)
92. Ans: 2
2 42 3 5 71.5 1.5 1.5 1.5 x
1.54 - 12 + 5 = (1.5)x-7
-3 = x - 7 x = 4
93. Ans: 1
250 82 256 80100
x
2 697 256 80x
36119x
94. Ans: 3
3 3 2 251 14 19077 85 x
2 132651 2744 363931929 85x 2 363994344 363931929 85x
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SBI CLERK M.T. EXPLANATION - 08
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2 62415 85x 2 62500x
250x 95. Ans: 4
84963+31825=? - 99900x=116788+99900=216688
96. Ans: 4Can’t be determined.
97. Ans: 461% of x=9028
9028 100 1480061
x
46 1480046% of 6808100
x
98. Ans: 1L : B = 5 : 2
2 5 2 1 (given)5 2 3
x xPA x x
2
14 1 14 3 4.23 1010
x xx
Length = 5x=21 units99. Ans: 3
3 60.6, 0.5455 11
9 5 40.53, 0.714, 0.3117 7 13
5 3 6 9 47 5 11 17 13
100. Ans: 4Sudheer : Santhosh = 9.13
9 8 713 8 1199 88 91 568 32
4
xxx x
xx
Present age of Sudheer = 36 yearsFive years after = 41 years
101. Ans: 2 Journey time + Halt time = 7 hours
Distance 335Journey Time= 5 hoursSpeed 67
Time of halt = 7-5=2 hours102. Ans: 3
1given A= B4
4A B
A+B(given) 492.52
A+B=9855A = 985A = 197A+3=200
103. Ans: 23 5 24 5 3
xx
9 15 8 10x x
5; 3 15x x 104. Ans: 2
1 man = 2 womenfor10 men + 8 women =28 womenfor4 men + 6 women = 14 women.
1 1 2 2M D M D
2 28 528 5 14 D D 10 days14
105. Ans: 4
106. Ans: 2100
15 25x x
5 3 300x x
150 mtsx 107. Ans: 3
given =S.P.-C.P 100 20
S.P
5 S.P.-5 CP= S.P4 S.P = 5 C.P.
5 4required= 100 25%4
108. Ans: 4C.P. of 1st chair =
100120 96125
C.P. of 2nd chair =
10012075
=160
Loss = 160 + 96 - 2 120 =16 Rs.109. Ans: 4
1 2R :R =4:1
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SBI CLERK M.T. EXPLANATION - 08
: 6 :KNOWLEDGE PARTNER
1 2V : V 64 :1
3V
110. Ans: 3Let the numbers be 21x & 21 y 21x+21y=336x+y=16Possible pairs = (1,15), (5,11), (7,9),(3,13)No. of possible pairs = 4
111. Ans: 3Alligation mixture method:Let us take acid portion
Ratio =1 1: 7 : 840 35
112. Ans: 5We have formula
2
2
rDifference =100p
5 5160 64,000 .10,000p p Rs
113. Ans: 4Single discount of 10%, 20%, 40%Marked Price = 100% Selling price is 100% - 10% = 90%Sp after 40% discount 90% - 18% = 72%Sp after 40% discount 72% - 28.8% = 43.2%Discount = 56.8%
114. Ans: 5Person Speed = PStream speed = S
12P+S= 60 kmph1260
12P-S= 40 kmph1860
60 40S= =10 kmph2
115. Ans: 424Remainder= 717
116. Ans: 1Average for (UP)
69.3 20.8 67 41.6 67.1 65=6
55.1
Ratio = 4:2=2:1117. Ans: 5
Difference between Max. percentage =90% - 26% = 64%
118. Ans: 1Toilets have max-difference
119. Ans: 5Cannot be determined,as number of items are not given
120. Ans: 1Average of library = 69.3Average of furniture = 68.47Difference = 0.825
REASONING121. Ans: 3
So, D is 20m from the starting point.122. Ans: 2
So, Mohan is the father of that girl
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123. Ans: 3
Flower Si and diBecause from Eg. (i) or (ii) red = ni
124. Ans: 4
125. Ans: 2
126. Ans: 5
There are four such pairs AE, EI, TV andno
127. Ans: 3A part from 45, sum of both digits of everynumber will be an even number but 45 =4+5=9 which is an odd number
128. Ans: 3DONE and NODE
129. Ans: 2Saries are increasing as follows
P PO PON PONM PONML PONML K
130. Ans: 1
131. Ans: 3386 368; 752 725; 961 916;573 537; 389 893Largest number 916 9+6=15
132. Ans: 1386 683; 752 257; 961 169;573 375; 839 938Second largest number 683 386
133. Ans: 5386 936; 752 672; 961 791;573 853; 839 489Smallest number = 489Third digit of this number 9
134. Ans: 4Pit na sa = you are welcomena ha pa la = they are very goodka da la = who is goodod ho pit la = they welcome good peoplena = are la = good, ho = they, pit = welcome,sa=you, pa = veryod = people
136. Ans: 3
Conclusions :I. III.
II & IV are complementarySo, only either II or IV follows
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137. Ans: 2 :
Conclusions :I. II. III. IV.
So, only I follows138. Ans: 4
Conclusions :I. II. III. IV.
I and III complementarySo, either I or III follows.139. Ans: 1
Conclusions :I. II.
III & IV complementarySo, either III or IV and I, II follows140. Ans: 1
Conclusions :I. II. III. IV.
None follows141-145
BoysStudies Post
GraduateUnder
GraduateRich Middle Poor Music Acting Sports
Indus-triousGood Poor Average
ABCDE
(146-150)146. Ans: 4147. Ans: 3148. Ans: 1149. Ans: 2150. Ans: 3
Friends Place ModesP Hyderabad BusQ Calcutta AeroplaneR Bangalore CarS Chennai BoatT Delhi Train
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151. Ans: 3From Option (1)K+L K is the sister of LL N L is the daughter of NN F N is the father of FSo, N is the father of KFrom Option (2)K+LN-MK+L K is the sister of LL N L is the daughter of NN-M N is the father of MSo, N is the father of KFrom Option (3)H K H is father of KK N K is the daughter of Nso, N is the mother of K
152. Ans: 2F R R H-LF R F is the father of RR H R is the father of HH-L H is the Husband of LSo, H is the brother of F
153. Ans: 5GXT+Q MGXT G is the father of TT+Q T is the sister of QQ M Q is the daughter of MSo, M is the wife of G
154. Ans: 1F-R+H TF-R F is the husband of RR+H R is the sister of HH T H is the daughter of TSo, F is the son-in-law of T
(155-160)155. Ans: 4156. Ans: 5157. Ans: 3158. Ans: 1159. Ans: 3160. Ans: 5
StepI: art site 53 22 call main 35 66 fill 9319Step II : art call site grid 53 main 35 66 fill93 22 19Step III: art call fill site grid 53 main 66 9335 22 19Step IV: art call fill site grid main 66 93 5335 22 19Step V: art call fill grid main site 93 66 5335 22 19
MARKETING & COMPUTERS161. Ans: 3
Centralised Management System:Management practice in which all or mostdecision makers (who have the authority,control, and responsibility for the entireorganization) are located in one centraloffice (the headquarters). CentralisedManagement System (GCMS) provides acomprehensive platform for centrallycreating and managing security policies,providing real-time visibility & monitoringand alerts, and delivering intuitivecompliance and usage reports, all from asingle management interface.
164. Ans: 4Public relations is a strategiccommunication process that buildsmutually beneficial relationships betweenorganizations and their publics.
166. Ans: 3An individual or business who uses a newproduct or technology before others. Anearly adopter is likely to pay more for theproduct than later adopters, but acceptsthis premium if using the productimproves e fficiency, reduces cost,increases market penetration or simplyraises the early adopter’s social status.Companies rely on early adopters to provide
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feedback about product deficiencies, andto cover the cost of the product’s researchand development.
167. Ans: 3It is an advertising strategy mostcommonly employed to target consumersusing a variety of informational outlets.Media planning is generally conducted bya professional media planning oradvertising agency and typically finds themost appropriate media outlets to reachthe target market.
168. Ans: 2( Geodemography is the process ofanalyzing survey data of a specificgeographical area to profile economic anddemographic characteristics of populationliving there. Commonly used inadvertising and marketing strategies.)Here, conducting a geodemographic studyshows that if the people are residing inthe similar areas they also sharedemographic and lifestyle similiarities.
169. Ans: 1A push–pull system in business describesthe movement of a product or informationbetween two subjects. On markets theconsumers usually “pull” the goods orinformation they demand for their needs,while the offerers or suppliers “push” themtoward the consumers. Push production isbased on forecast demand and pullproduction is based on actual or consumeddemand.To increase the demand heavyexpenditure is to be spent on advertisingand sales promotion to attract thecustomers.
170. Ans: 2A Good is tangible.
171. Ans: 3‘Just-in-time’ is a management philosophyis originally referred to the production ofgoods to meet customer demand exactly,in time, quality and quantity, whether the‘customer’ is the final purchaser of theproduct or another process further alongthe production line.It has now come tomean producing with minimum waste.“Waste” is taken in its most general senseand includes time and resources as wellas materials.
172. Ans: 2An oligopoly is a market form in which amarket or industry is dominated by a small
number of sellers (oligopolists). Oligopoliescan result from various forms of collusionwhich reduce competition and lead tohigher prices for consumers.
175. Ans: 1The Balance of Payments, also known asbalance of international payments,encompasses all transactions between acountry’s residents and its nonresidentsinvolving goods, services and income;financial claims on and liabilities to therest of the world; and transfers such asgifts. The balance of payments classifiesthese transactions in two accounts – thecurrent account and the capital account.The current account includes transactionsin goods, services, investment income andcurrent transfers, while the capitalaccount mainly includes transactions infinancial instruments.
176. Ans: 2Convenience goods are often the productsof habit or impulse, as they are easily foundby consumers and are inexpensive enoughfor most consumers to purchase.
181. Ans: 2A memory device, such as a floppy disk, ahard disk, or a removable catridge, that iscovered with a magnetic coating on whichdigital information is stored in the form ofmicroscpoically small, magnetizedneedles.
182. Ans : 3The fastest type of computer: Supercomputers are very expensive and areemployed for specialized applications thatrequire immense ammounts ofmathematical calculations. for eg;whether forecasting requires a supercomputer. Other uses include animatedgraphics nuclear energy research etc.
183. Ans: 4Time sharing refers to the concurrent useof a computer morethan one user - usersshare the computer’s time. Time sharingis synonymous with multi-user. Almost allmainframes and minicomputers are time-sharing systems, but most PCs andworkstations are not.
184. Ans: 3In computing, a modifier key is a specialkey on a computer keyboard thattemporarily modifies the normal action ofanother key when pressed together. Bythemselves, modifier keys usually donothing. That is, pressing any of the the
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shift, alt or ctrl key alone doesnot triggerany action form the computer.
185. Ans: 3The data transfer rate is the amount ofdigital data that is moved from one placeto another in a given time. The datatransfer rate can be viewed as the speedof travel of a given amount of data from oneplace to another.
186. Ans: 2Laser printing is an electrostastic digitalprinting process that rapidly produces highquantity text and graphics by passing alaser beam over a charged drum to definea differentially charged image.
188. Ans: 2Augusta Ada Kind countees of Lovelace,born Augusta Ada Byron and nowcommonly known as Ada Lovelace, was anEnglish Mathmetician and winter chieflyknown for her work on Charles Babbage’searly mechanical general - purposecomputer, the Analytical Engine. Her noteson the engine include what is recognisedas the first algorithm intended to becarried out by a machine. Because of this,she is often described as the world’s firstcomputer programmer.
189. Ans:1The technique of using disk space to makeprograms believe that the system containsmore random access memory (RAM) thanis actually available . This can beimplemented by using pure segmentation,pure paging or a combination of both.
190. Ans: 3A terminal (monitor & Keyboard) thatcontains processing power intelligentterminals include memore and a processor
to perform special display operations. Incontrast a dumb terminal has noprocessing capabilities it must rely entirelyon the central computer. A smart terminalhas some processing capabilities, but notas much as an intelligent terminal.
191. Ans: 3A Memory Buffer Register (MBR) is theregister in a computer’s processor, or CPUthat stores the data being transferred toand from the immediate access store. Itcontains the copy of designated memorylocations specified by MAR. It acts as abuffer allowing the processor and memoryunits to act independently without beingaffected by minor differences in operation.
194. Ans: 3A Multiplexer (MUX) is a device allowingone or more low-speed anlong or digitalinput signals to be selected combined andtransmitted at a higher speed on a singleshared medium or within a single deviceor transmission conductor such as acoppier wire or fiber optic cable. AMUXfunctions as a multiple input, single outputswitch.
195. Ans: 4Intractable is an adjective describing highcomplexity, which makes it difficult tochange, manipulate, or resolve an issue.
196. Ans: 1GIF, a bit-mapped graphics file format usedby the WWW, compuserve and many BBSs.Gif supports color and various resolutions.It also includes data compression, butbecause it is limited to 256 colors, it ismore affective for scanned images such asillustrations rather than color photos.
MODEL TEST KEY - 81.2 2.1 3.2 4.4 5.5 6.2 7.1 8.4 9.1 10.2 11.3 12.2 13.2 14.1 15.216.1 17.2 18.1 19.2 20.1 21.5 22.5 23.1 24.3 25.1 26.1 27.1 28.1 29.5 30.431.5 32.5 33.2 34.3 35.1 36.3 37.2 38.5 39.3 40.2 41.4 42.3 43.4 44.2 45.246.1 47.1 48.2 49.2 50.3 51.2 52.2 53.1 54.2 55.2 56.4 57.2 58.5 59.1 60.361.1 62.3 63.1 64.2 65.4 66.3 67.2 68.3 69.2 70.2 71.2 72.3 73.4 74.2 75.376.2 77.4 78.2 79.4 80.1 81.3 82.4 83.4 84.3 85.1 86.4 87.4 88.4 89.4 90.491.2 92.2 93.1 94.3 95.4 96.4 97.4 98.1 99.3 100.4 101.2 102.3 103.2 104.2 105.4106.2 107.3 108.4 109.4 110.3 111.3 112.5 113.4 114.5 115.4 116.1 117.5 118.1 119.5 120.1121.3 122.2 123.3 124.4 125.2 126.5 127.3 128.3 129.2 130.1 131.3 132.1 133.5 134.4 135.3136.3 137.2 138.4 139.1 140.1 141.3 142.2 143.4 144.2 145.4 146.4 147.3 148.1 149.2 150.3151.3 152.2 153.5 154.1 155.5 156.5 157.3 158.1 159.3 160.5 161.3 162.4 163.3 164.4 165.4166.3 167.3 168.2 169.1 170.2 171.3 172.2 173.1 174.5 175.1 176.2 177.4 178.1 179.3 180.1181.2 182.3 183.2 184.3 185.3 186.2 187.2 188.2 189.1 190.3 191.3 192.1 193.4 194.3 195.2196.1 197.4 198.2 199.1 200.1