sbi global factors limited · companies (auditor's report) order, 2016 (referred to in...

SBI GLOBAL FACTORS LIMITED

Financial Statement for the year ended 31st March 2018

2nd Floor Kapur House

Paranjape B Scheme

Road No1 Vile Parle (El Mumbai 400057

T 91 22 2663 3500

wwwmmchitalecom

CHARTERED ACCOUNTANTS

INDEPENDENT AUDITORS REPORT

To the Members of SBI GLOBAL FACTORS LIMITED

Report on the Financial Statements

1 We have audited the accompanying Financial Statements of SBI Global Factors Limited

(the Company) which comprise the Balance Sheet as at 31 51 March 2018 the Statement

of Profit and Loss and Cash Flow Statement for the year then ended and a summary of

significant accounting policies and other explanatory information

Managements Responsibility for the Financial Statements

2 The Companys Board of Directors is responsible for the matters stated in Section 134(5)

of the Companies Act 2013 (the Act) with respect to the preparation of these financial

statements that give a true and fair view of the financial position financial performance

and cash flows of the Company in accordance with the accounting principles generally

accepted in India including the Accounting Standards specified under Section 133 of the

Act read with Rule 7 of the Companies (Accounts) Rules 2014 This responsibility also

includes maintenance of adequate accounting records in accordance with the provisions

of the Act for safeguarding the assets of the Company and for preventing and detecting

frauds and other irregularities selection and application of appropriate accounting

policies making judgments and estimates that are reasonable and prudent and design

implementation and maintenance of adequate internal financial controls that were

operating effectively for ensuring the accuracy and completeness of the accounting

records relevant to the preparation and presentation of the financial statements that give

a true and fair view and are free from material misstatement whether due to fraud or

error

Auditors Responsibility

3 Our responsibility is to express an opinion on these financial statements based on our

audit We have taken into account the provisions of the Act the accounting and auditing

standards and matters which are required to be included in the audit report under the

provisions of the Act and the Rules made thereunder We conducted our audit in

~~


accordance with the Standards on Auditing specified under Section 143(10) of the Act

Those Standards require that we comply with ethical requirements and plan and perform

the audit to obtain reasonable assurance about whether the financial statements are free

from material misstatement

An audit involves performing procedures to obtain audit evidence about the amounts and

disclosures in the financial statements The procedures selected depend on the auditors

judgement including the assessment of the risks of material misstatement of the financial

statements whether due to fraud or error In making those risk assessments the auditor

considers internal financial control relevant to the Companys preparation and fair

presentation of the financial statements that give a true and fair view in order to design

audit procedures that are appropriate in the circumstances An audit also includes

evaluating the appropriateness of accounting policies used and the reasonableness of

the accounting estimates made by Companys Directors as well as evaluating the overall

presentation of the financial statements

We believe that the audit evidence we have obtained is sufficient and appropriate to

provide a basis for our audit opinion on the financial statements

Opinion

4 In our opinion and to the best of our information and according to the explanations given

to us the financial statements give the information required by the Act in the manner so

required and give a true and fair view in conformity with the accounting principles

generally accepted in India

a) in the case of the Balance Sheet of the state of affairs of the Company

as at 31st March 2018

b) in the case of the Statement of Profit and Loss of the loss for the year ended on that

date and

c) in the case of the Cash Flow Statement of the cash flows for the year ended on that

date


Report on Other Legal and Regulatory Requirements

5 As required by the Companies (Auditors Report) Order 2016 (the Order) issued by the

Central Government of India in terms of sub section (11) of section 143 of the

Companies Act 2013 and on the basis of such verification of the books and records as

considered appropriate and available and according to the information and explanations

given to us we enclose in the Annexure A a statement on the matters specified in

paragraphs 3 and 4 of the order to the extent applicable

6 As required by Section 143(3) of the Act we report that

(a) We have sought and obtained all the information and explanations which to the best

of our knowledge and belief were necessary for the purposes of our audit

(b) In our opinion proper books of account as required by law have been kept by the

Company so far as it appears from our examination of those books

(c) The Balance Sheet the Statement of Profit and Loss and the Cash Flow Statement

dealt with by this report are in agreement with the books of account

(d) In our opinion the aforesaid financial statements comply with the Accounting

Standards specified under Section 133 of the Act read with Rule 7 of the

Companies (Accounts) Rules 2014

(e) On the basis of written representations received from directors as on 31 st March

2018 and taken on record by the Board of Directors we report that none of the

directors is disqualified as on 31st March 2018 from being appointed as director in

terms of Section 164 (2) of the Act

(f) With respect to the adequacy of the internal financial controls over financial reporting

of the Company and the operating effectiveness of such controls refer to our

separate Report in Annexure B


(g) With respect to the other matters to be included in the Auditors Report in

accordance with Rule 11 of the Companies (Audit and Auditors) Rules 2014 in our

opinion and to the best of our information and according to the explanations given to

us

i) The Company has disclosed the impact of pending litigations on its financial

position in its financial statements to the extent determinableascertainable shy

Refer Note 25 to the financial statements

ii) The Company does not have any long term contracts including derivative

contracts for which there are any material foreseeable losses

iii) There has been no delay in transferring amounts required to be transferred to

the Investor Education and Protection Fund by the Company

7 As per the Directions of the Comptroller amp Auditor General of India in accordance with

Sec 143(5) of the Companies Act 2013 and on the basis of such verification of the books

and records as considered appropriate and available and according to the information

and explanations given to us and as per the declarations given by the Company we

enclose in Annexure IC a statement on the matters specified in directions issued by The

Comptroller and Auditor General of India

For Mukund M Chitale amp Co Chartered Accountants

Firm Registration NO106655W

(S M Chitale) Place Mumbai Partner Date 24042018 M No 11183


Annexure A to the Auditors Report-Statement on the matters specified in paragraphs 3 and 4 of

Companies (Auditors Report) Order 2016

(Referred to in paragraph 5 of our Audit Report of even date)

i) a) The Company has maintained proper records showing full particulars including

quantitative details and situations of fixed assets

b) According to information and explanations given to us fixed assets of the Company are

being physically verified according to a phased programme of verification so as to verify all

assets within a period of three years In accordance with this programme the physical

verification of fixed assets has been completed by the management and discrepancies have

been reconciled with the books of accounts

In our opinion the periodicity of physical verification is reasonable having regard to the size

of the Company and the nature of its fixed assets

c) According to the information and explanations given to us the title deeds of immovable

properties are in the name of the erstwhile name of the Company and we understand that

the Company is in the process of updating the documents in the present name of the

Company

Particulars

Office Premises in

Mumbai

Office Premises in Delhi

Flat in Mumbai

Gross Value

Amt in Lakhs

Net Value

Amt in Lakhs

79725 58668

14672 11619

4783 3699

Remarks

In the erstwhile name of Global

Trade Finance Limited



In the erstwhile name of SSI Factors

and Commercial Services Private

Limited


ii) The Company is involved in factoring business and thus it does not hold any physical

inventory Accordingly provisions of clause (ii) of the Order are not applicable

iii) a) According to the information and explanations provided to us the Company has not given

any loan secured or unsecured to companies firms or other parties as covered in the

Register maintained under Section 189 of the Companies Act 2013 Accordingly provisions

of clause (iii) (a) to (c) of the Order are not applicable

iv) In our opinion and according to the information and explanations provided to us the

Company has not given any loans and provided any guarantees and security as specified in

Section 185 and 186 of the Companies Act 2016 and accordingly provisions of section 185

and 186 relating to loans are not applicable The Company has invested amounts in one of

the fellow subsidiary company and provisions of section 186 have been complied with

v) As informed the Company has not accepted any deposits during the year from public within

the meaning of the directives issued by Reserve Bank of India and the provisions of

sections 73 to 76 or any other relevant provisions of the Companies Act 2013 and rules

framed there under

vi) According to information and explanations given to us the Central Government has not

prescribed maintenance of cost records under sub-section (1) of Section 148 of the Act to

the Company

vii) a) According to the information and explanations given to us the Company is generally

regular in depositing with appropriate authorities undisputed statutory dues including

Provident Fund Employees State Insurance Income Tax Sales Tax Service Tax Custom

Duty Excise Duty Value Added Tax Cess and other material statutory dues applicable to it

as per the available records as far as ascertained by us on our verification

According to the information and explanations given to us there were no undisputed

amounts payable in respect of outstanding statutory dues as aforesaid as at 31 51 March

2018 for a period of more than six months from the date they became payable


b) According to the information and explanations given to us dues in respect of Sales tax

Income tax Custom duty Service tax Excise duty and Cess that have not been deposited

with the appropriate authorities on account of any dispute are as under

Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)

Period to which the amount relates

Forum where dispute Is pending

Income Tax Act 1961

f-------shy

Income Tax Interest and Penalty

RS4749 For the Assessment year 2013-14

CIT (Appeals)

Income Tax Act 1961

Tax deducted at source

RS700 For the Assessment year 2009-2010 to 2012-13

TDS CPC

Service Tax Service Tax and Penalty

Rs23305 For financial year 2004-05 to 2010-11

Commissioner of Service Tax

viii) According to information and explanations given to us and based on our audit procedures

the Company has not defaulted in repayment of dues of loans taken from Banks Financial

Institutions and Debenture holders

ix) According to the information and explanations given to us the Company has not raised any

money by way of initial public offer (including debt instruments) and term loans during the

year

x) According to the information and explanations given to us no material fraud by the

Company or on the Company by its officers or employees has been noticed and reported

during the year nor have we been informed of such case by the management

xi) During the course of our examination and as far as recordsdetails made available and

verified by us and according to the information and explanations given to us the managerial

remuneration is paid or provided in accordance with the requisite approvals mandated by

the provisions of Section 197 read with Schedule Vofthe Companies Act 2013

~~


xii) In our opinion and according to the information and explanation given to us the Company is

not a nidhi Company Accordingly provision of clause 3 (xii) of the order is not applicable

xiii) According to the information and explanation given to us and based on our verification of

the records of the Company and on the basis of review and approvals by the Board and

Audit Committee the transactions with the related parties are in compliance with Section

177 and 188 of the Act where applicable and the details have been disclosed in the financial

statements as required by applicable accounting standard

xiv) According to the information and explanation given to us and based on our examination of

the records of tile Company the Company has not made any preferential allotment or

private placement of shares or partly or fully convertible debentures during the year

therefore reporting under clause 3(xiv) is not applicable

xv) According to the information and explanations given to us and based on our examination of

the records of the Company the Company has not entered into non-cash transactions with

directors or person connected with them Accordingly paragraph 3 (xv) of the Order is not

applicable

xvi) According to the information and explanations given to us and based on our examination of

the records of the Company the Company has received registration certificate dated 23rd

March 2015 from Reserve Bank of India under Section 45 IA of the Reserve Bank of India

Act 1934 and is permitted to carry on the business as tlBFC- Factors in accordance with

the Factoring Regulation Act 2011


Firm Regi~ 106655W

(S M Chitale) Place lVIumbai Partner Date 24042018 M No 111383


Annexure 8 to the Auditors Report-Report on the Internal Financial Controls under Clause (i) of Sub-Section 3 of Section 143 of the Companies Act 2013

(Referred to in paragraph 6 (f) of our Audit Report of even date)

1 We have audited the internal financial controls over financial reporting of SSI Global

Factors Limited (the Company) as of March 31 2018 in conjunction with our audit

of the financial statements of the Company for the year ended on that date

Managements Responsibility for Internal Financial Controls

2 The Companys management is responsible for establishing and maintaining internal

financial controls based on the internal control over financial reporting criteria

established by the Company considering the essential components of internal control

stated in the Guidance Note on Audit of Internal Financial Controls over Financial

Reporting issued by the Institute of Chartered Accountants of India (ICAI) These

responsibilities include the design implementation and maintenance of adequate

internal financial controls that were operating effectively for ensuring the orderly and

efficient conduct of its business including adherence to companys policies the

safeguarding of its assets the prevention and detection of frauds and errors the

accuracy and completeness of the accounting records and the timely preparation of

reliable financial information as required under the Companies Act 2013


3 Our responsibility is to express an opinion on the Companys internal financial

controls over financial reporting based on our audit We conducted our audit in

accordance with the Guidance Note on Audit of Internal Financial Controls Over

Financial Reporting (the Guidance Note) and the Standards on Auditing issued by

ICAI and deemed to be prescribed under Section 143(10) of the Companies Act

2013 to the extent applicable to an audit of internal financial controls both applicable

to an audit of Internal Financial Controls and both issued by the Institute of Chartered

Accountants of India Those Standards and the Guidance Note require that we

comply with ethical requirements and plan and perform the audit to obtain reasonable

~~


assurance about whether adequate internal financial controls over financial reporting

was established and maintained and if such controls operated effectively in all

material respects

Our audit involves performing procedures to obtain audit evidence about the

adequacy of the internal financial controls system over financial reporting and their

operating effectiveness Our audit of internal financial controls over financial reporting

included obtaining an understanding of internal financial controls over financial

reporting assessing the risk that a material weakness exists and testing and

evaluating the design and operating effectiveness of internal control based on the

assessed risk The procedures selected depend on the auditors judgment including

the assessment of the risks of material misstatement of the financial statements

whether due to fraud or error


provide a basis for our audit opinion on the Companys internal financial controls

system over financial reporting

Meaning of Internal Financial Controls over Financial Reporting

4 A companys internal financial control over financial reporting is a process designed

to provide reasonable assurance regarding the reliability of financial reporting and the

preparation of financial statements for external purposes in accordance with

generally accepted accounting principles A companys internal financial control over

financial reporting includes those policies and procedures that (1) pertain to the

maintenance of records that in reasonable detail accurately and fairly reflect the

transactions and dispositions of the assets of the company (2) provide reasonable

assurance that transactions are recorded as necessary to permit preparation of

financial statements in accordance with generally accepted accounting principles

and that receipts and expenditures of the company are being made only in

accordance with authorisations of management and directors of the company and

(3) provide reasonable assurance regarding prevention or timely detection of

cy


unauthorised acquisition use or disposition of the companys assets that could have

a material effect on the financial statements

Inherent Limitations of Internal Financial Controls over Financial Reporting

5 Because of the inherent limitations of internal financial controls over financial

reporting including the possibility of collusion or improper management override of

controls material misstatements due to error or fraud may occur and not be detected

Also projections of any evaluation of the internal financial controls over financial

reporting to future periods are subject to the risk that the internal financial control

over financial reporting may become inadequate because of changes in conditions

or that the degree of compliance with the policies or procedures may deteriorate

Opinion

6 In our opinion the Company has in all material respects an adequate internal

financial controls system over financial reporting and such internal financial controls

over financial reporting were operating effectively as at March 31 2018 based on the

internal control over financial reporting criteria established by the Company

considering the essential components of internal control stated in the Guidance Note

on Audit of Internal Financial Controls Over Financial Reporting issued by the

Institute of Chartered Accountants of India


Firm Registration No 106655W

(8 M Chitale) Place Mumbai Partner Date 24042018 M No 111383


Annexure lC to the Auditors Report-Statement on the matters specified in directions issued by the Comptroller and Auditor General of India in accordance with Section 143 (5) of the Companies Act 2013


a) According to the information and explanations given to us and based on the information

available the company does not hold any freehold land and leasehold land as at the year

end

b) According to the information and explanations given to us and based on the information

available and as per the declarations given by the Company the cases of waiver write

off of debts loans interest etc as approved by the Board of directors during the year

ended 31st March 2018 are as follows

No of

Cases

Nature of Waiver Reason of Waiver Amount of

Waiver Rs

in lakhs

2 Balance Principal To Facilitate recovery in write off Account 141415

1 Balance Principal Compromise settlement in NPA Account 3165

5 Reversal of Fees Waiver of revalidation charges 072

c) According to the information and explanations given to us and based on the information

available the Company does not have inventory lying with the Third Parties and no assets

have been received as gifts from the Government and other authorities





Paranjape B Scheme RoadNo1 Vile Parle (El Mumbai 400057

T 91 22 2663 3500 wwwmmchitalecom


Report on the matters required to be reported in terms of the Non-Banking Financial Companies Auditors Report (Reserve Bank) Directions 2008

To The Board of Directors SBI GLOBAL FACTORS LIMITED Mumbai

1 This Report is issued in accordance with the requirements of Non-Banking Financial Companies Auditors report (Reserve Bank) Directions 2008

2 We have audited the accompanying financial statements of SBI GLOBAL FACTORS LIMITED (herein referred to as the Company) comprising Balance Sheet as at March 31 2018 and the related Statement of Profit and loss and Cash flow statement for the year ended March 31 2018 on that date on which we have issued our report dated April 24 2018


3 The companys Board of Directors is responsible for the matters stated in Section 134(5) of the Companies Act 2013 (the Act) with respect to the preparation of these standalone financial statements to give a true and fair view of the financial position financial performance and cash flows of the Company in accordance with the accounting principles generally accepted in India including the Accounting standards specified under Section 133 of the Act read with Rule 7 of the Companies (Accounts) Rules 2014

This responsibility also includes maintenance of adequate accounting records in accordance with the provisions of the Act for safeguarding of the assets of the company and for preventing and detecting frauds and other irregularities selection and application of appropriate accounting policies making judgements and estimates that are reasonable and prudent and design implementation and maintenance of adequate internal financial controls (that were operating effectively for ensuring the accuracy and completeness of the accounting records) relevant to the preparation and presentation of Financial Statements that give a true and fair view and are free from material misstatement whether due to fraud or error

4 The management is also responsible for compliance with the Reserve Bank of India (hereinafter RBI or Bank) Act 1934 and other relevant RBI circulars and guidelines applicable to Non-Banking Financial Companies as amended from time to time and for providing all the required information to RBI


5 Pursuant to the requirements of lIon-Banking financial Companies Auditors Report (Reserve Bank) Directions 2008) it is our responsibility to examine the audited


books and records of the company for the year ended March 31 2018 and report on the matters specified in the directions to the extent applicable to the Company

6 We conducted our examination in accordance with the Guidance Note on Audit Reports and Certificates for special Purposes issued by the Institute of Chartered Accountants of India

Opinion

7 Based on our examination of the audited books and records of the Company for the year ended 31 51 March 2018 as produced for our examination and the information and explanations given to us we report that

71 The Company is engaged in the business of Non- Banking Financial Institution and has obtained a Certificate of Registration (CoR) dated 23rd March 2015 from the banks department of Non-Banking Supervision - Mumbai Regional Office

72 The Company is entitled to continue to hold such Certificate of Registration in terms of its principal business criteria as on March 312018

73 The Company has fulfilled the Net Owned Fund requirement as per RBI Master Directions

74 The Board of Directors of the Company has passed a resolution in its meeting held on April 20 2017 for non-acceptance of any public deposits

75 The Company has not accepted any Public Deposits during the year ended March 31 2018

76 The Company has complied with the prudential norms relating to income recognition accounting standards asset classification and provisioning for bad and doubtful debts as applicable to it in terms of Non- Banking Financial (Non deposit accepting) Companies Prudential Norms -Systemically Important NonshyDeposit taking Company and Deposit taking Company (Reserve Bank) Directions 2018

77 The Statement of capital funds risk assets exposures and risk asset ratio (NBSshy7) has been furnished to the Bank on within the stipulated period based on Audited books of Accounts The Company had correctly arrived at and disclosed the Capital Adequacy Ratio (CRAR) based on the Audited books of Account in the return submitted to the bank in form NBS - 7 and such ratio is in compliance with the minimum CRAR prescribed by the bank


Restrictions on Use

8 This report is issued pursuant to our obligations under Directions to submit a report on additional matters as stated in the above directions to the Board of Directors of the company and should not be used by any other person or for any other purpose Mukund M Chitale amp Co neither accepts nor assumes any duty or liability for any other purpose or to any other party to whom our report is shown or into whose hands it may come without our prior consent in writing

For Mukund M Chitale amp Co Firm Registration No106655W

Chartered Accountants

rs M Chitale) Partner

MNo111383

Place Mumbai Date 24042018

SBI GLOBAL FACTORS LTD

(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46

For and on behalf of the Board of Directors

B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai

i 1- Date fj ( bull i 1 () lilQ( J U

jlt tL~ Tushar Buch

Managing Director amp CEO

DIN - 07566371

Balance Sheet as at March 31 2018

Particulars

I EQUITY AND LIABILITIES

(1) Shareholders Funds

(a) Share Capital

(b) Reserves and Surplus

(2) Non-Current Liabilities

(a) Long Term Borrowings

(b) Long Term Provisions

(3) Current Liabilities

(8) Short-Term Borrowings

(b) Other Current Liabilities (c) Short Term Provisions

Total

II ASSETS

(1) Non-Current Assets

(a) Fixed Asset

Tangible Asset

Intangible Asset

Capital Work In Progress

(b) Non-Current Investments

(c) Deferred Tax Assets (Net)

(d) Long Term Loans and Advances

(2) Current Assets (a) Current investments

(b) Debts Factored

(c) Cash and Cash Equivalents

(d) Short Term Loans and Advances (e) Other Current Assets

Total

The Notes to Account forms integral part of Financial Statements

As per our report of even date



~ Saurabh M Chitale Partner MNo111383

SBIGLOBALFACTORSLTD Statement of Profit and Loss for the Year Ended March 312018

(Rs in lakhs) Year ended March 31 Note

2018

Particulars

Revenue from Operations

Other Income

Total Revenue

18

19

Expenses Employee Benefit Expense

Finance Cost

Depreciation and Amortization Expense Operating Administrative and Other Expenses

Bad Debts Written Off

Provision for Bad and Doubtful on Non Performing Investments Provision against Standard Assets

Total Expenses

20

21

9 22

23

28

Profit(Loss) before Tax Less - Tax Expense

Current Tax

Deferred Tax Profit(Loss) after Tax

Earning Per Share (In Rupees) (Par Value Rs 10-)

Basic

Diluted

Number of shares used in computing Earnings Per Share

Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365

The Notes to Account forms integral part of Financial 1 to 46 Statements


For Mukund M Chitale amp Co Chartered Accountants Firm Registration No1 06655W


Place Mumbai Date 4 APR 018


r1l~B Sriram ---gt Tushar Buch Chairman Managing Director amp CEO DIN - 02993708 DIN - 07566371

~i~~7~~Risk Officer Company Secretary

Place Mumbai Il

Date ) Ii hPIi ) 01B

SBI GLOBAL FACTORS LIMITED Cash Flow Statement for the Year Ended March 31 2018

Cash Flow from Operating Activities Nel Profit belore Tax

Adjustments for

Depreciation Amortisation

Interest Cost

Discount on issue of Commercial Paper

Amortisation of Forward Premium

Sundry Balance Written Off

Foreign Exchange (Gain)Loss (Net)

(Profit) Loss on Sale of Fixed Assets

Liabilities no longer required Written Back

Provision for Doubtful Debts amp Advances

Provision on Standard Assets Provision for Bad and Doubtful Debts on Non Performing investments


Provision for Leave Encashment Provision for Gratuity Profit on Saie of Current Investments

Operating profit before Working Capital changes

Increase (Decrease) in Short Term Borrowings

Increase (Decrease) in Long Term Borrowings (increase) Decrease in Other Current Assets Increase (Decrease) in Long Term Provisions increase (Decrease) in Other Current Liabilities Increase (Decrease) in Short Term Provisions (lncrease)Decrease in Long Term Loans and Advances (Increase)Decrease in Debts Factored (Incrcq~c)lDccrcqsc in Short Term lnana ano ArlvRnreR

Cash (used)generated in and from Operating Activities Direct Taxes paid (net)

Net Cash (used)generated in and from Operating Activities (A)

Cash Flow from Investing Activities Purchase of Fixed Assets Sale ul Fixed Assets Purchase of Non-Current Investments Purchase of Current Investments Saie of Current Investments I~et cash from Investing ActiVities (llJ

Cash Flow from Financing Activities Interest Cost Discount on Issue of Commercial Paper Premium on Forward Contract Repayment of Debentures Repayment of Loans Loan Taken Commercial Paper Repaid Commercial Paper Taken

Net Cash generated from Financing Activities (C)

Net increase in Cash and Cash Equivalents (A + B + C)

Cash and Cash Equivalents as at March -18 March -17 Cash in Hand Stamp in Hand Cash amp Bank Balances in Current Account with Banks

Less Cash and Cash Equivalents as at Mar-17Mar-16

Note

1 Cash Flow Stalement has been reported using the Indirect Method

March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858

2 Previous Year figures have been regrouped reclassified rearranged wherever necessary

The Notes to Account forms integral part of Financial Statements (Note 1 to Note 46)




-Saurabh M Chitale Partner MNo 111383


B Sriram Chairman

-~oo

pankajt1~ Chief F~al amp Risk Officer

Place

Date t

j L Tushar Buch

Managing Director amp CEO DIN - 07566371

~ Company Secreta t

q l)

(~ )

SIGNIFICANT ACCOUNTING POLICIES AND NOTES TO ACCOUNTS

Significant Accounting Policies

11 Basis of preparation of Financial Statements

Ihe Financial Statements are prepared under the historical cost convention on the accruai basis of accounting and in accordance with generally accepted accounting principles (GAAP) prevalent in India and the mandatory Accounting Standards specified under section 133 of the Act read with rule 7 of the Companies (Account) Rules 2014 as adopted consistently by the company and the provisions of the Companies Act 2013 (to the extent notified and applicabie)

12 Use of Estimates Preparation of fmancial statements in conformity with generally accepted accounling principles requires estimates and assumptions to be made that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities on the date of the financial statements and reported amounts of revenues and expenses during the reporting period Actual results could differ from these estimates and the difference between actuai results and estimates are recoqnizeo in the periods in which the results are known or materialized

13 Fixed AssetsCapital Work in Progress

a Tangible Assets Tangible assets are stated at cost of acquisition less accumulated depreciation Cost is inclusive of borrowing cost and other incidental charges incurred upto the date of installationput to use

b Intangible Assets

In accordance with Accounting Standard - 26 Intangible Assets are stated at cost of acquisition less accumulated amortisation and impairment if any

14 Depreciation I Amortisation

a Tangible Assets

With effect from 01042014 Schedule 11- Useful lives to compute Depreciation of Companies Act 2013 is applicable Depreciation on tangible assets is provided on Straight Line Method over the useful life of assets estimated by the Management The Management estimates the useful life for fixed assets as follows

Asset Description SR No

1 2 3 4 5 lj

f--7 8

Useful life as per

Management estimates

Leasehold Premises -

Office Premises 60 Furniture amp Fixtures 5 Vehicles 4 9fflce Eguipment 5 Computer Hardware (Servers amp Networks) bull 3 Computer Hardware (Other Hardware) 3 Computer Software 3

Useful Life as pe~ I Sch II of the ACT

I

AS-19 60 10 10 5 0 3

AS-26

The useful life estimated by the management is consistent with the useful lives followed in earlier years

Depreciation on additons todeletions from Fixed Assets during the year is provided on prorata basis Leasehold improvements are depreciated over the effective lease term of the respective premises

bull For these class of assets based on internal assessment the management believes that the useful life as given above best represent the period over which management expects to use these assets Hence the useful life for these assets is different from the useful life as prescribed in Part C of Schedule II of The Companies Act 2013

15 Impairment of Fixed Assets The carrying amounts of Companys assets are reviewed at each Balance Sheet date if there is any indication of impairment based on internalexternal factors An impairment loss is recognized wherever the carrying amount of an asset exceeds its recoverable value The Company has not identified any such assets

16 Asset Classification and Provisions Reserve Bank of India Prudential Norms

a Classification of Non-performing Asset The Company follows the quidelines issued by the Reserve Bank of India (RBI) in respect of Asset Classification and Income Recocninon

Cateaorv

Sub-Standard Assets Doubtful Assets Loss Assets

Criteria

Principal andor Interest overdue for 3 months or more Principal andor Interest overdue for 15 months or more 1 An asset which has been identified as loss asset by the company or its internal or external auditor or by the Reserve Bank of India during the inspection of the company to the extent it is not written off by the company and 2 An asset which is adversely affected by a potential threat of non-recoverability due to either erosion in the value of security or non-availability of security or due to any fraudulent act or omission on the part of the borrower

b Provlsioning for Non-performmg Asset The Company is following higher provisioning norms as considered appropriate by management vis-a-vis RBI provisioninq norms (i) The portion of advancel asset not covered by value of tangible security is provided for as under

Cateaorv Provision Sub-Standard Assets 20 Doubtful Assets 100 Loss Assets 100 ii) In addition to b(i) abovethe oortion of advanceasset covered by value of tanqible security is provided for as under

catooorv Provision Sub-Standard Asset 20

Period for which the advance remains doubtful X)~--- -tp~ 4c ~MCH~

gtraquo- ~_Upto 1 year ~( 0 - 201

~ore than 1 year and upto 3 years

MOIEI thau ~ yecllS

~1ets

Additional provisions is also made as and when considered necessary d As per RBI Guidelines p r0 visi0 n 040degVo IS made on standard assets

ct MUr-1BAI )y ~ 111 tiO ~JI(r-- (J~ J-Y~ Heraquo ) 100

~lt9- -CJ-~A _1 jr1b 100

~ CU shy ---shy iif) Jii1 ~~~~ -c g 1

--J~ _ c

17 Provisioning Norms for Sale of Non Performing Assets The sale of financial assets to Securitisation Company (SC) I Reconstruction Company (RC) following guidelines issued by RBI on provisioning I accounting norms are followed

a When the Company sells it financial assets to SC I RC on transfer the same is removed from the books b If the sale is at a price below the net book value (NBV) (ie book value less provisions held) the shortfall is debited to the Statement of Profit and Loss for

the year

c if the sale is for a value higher than the NBV Company is reversing the excess provision on sale of NPAs to its Statement of Profit and Loss in the year the amounts are received However Company can reverse excess provision arising out of sale of NPAs only when the cash received (by way of initial consideration andl or redemption of SRs I PTCs) is higher than the net book value (NBV) of the asset Further reversal of excess provision will be limited to the extent to which cash received exceeds the NBV of the asset

d In case of saie to SC I RC i) When Company invests in the security receipts (SR) in respect of the financial assets sold to the SCRC the sale is recognised in books of the Company at the lower of the redemption value of the security receipts and the NBV of the financial asset

The investment will be carried in the books of the Company at the price as determined above until its sale or realization and on such sale or realization the loss or gain must be dealt with in the same manner as at band c above Ii) Investment in security receipts issued by SC I RC as sale consideration for financial assets sold to them and also other instruments issued by SC I RC in which Company invests will follow the valuation classification and other norms applicabie to such investment instruments prescribed by RBI from time to time However if any of the above instruments issued by SC I RC is limited to the actual realisation of the financial assets assigned to the instruments in the concerned scheme the Company will reckon the Net Asset Value (NAV) obtained from SC I RC from time to time for valuation of such investments

18 Investments a Long Term Investments

Long term investments are valued at cost less permanent diminution if any in the value of investment b Current Investments

Current Investments are valued at lower of cost and realisable value

19 Foreign Currency Transactions Foreign currency transactions for the month are recorded at the exchange rates prevailing on the previous month end rate Monetary assets and liabilities as at the Balance Sheet date are translated at the rates of exchange prevailing as on that date

In Gast) ur assets and liabilities covered by torward contracts the forward premium is recognized over the life of the Contract and the difference between the year end rate and rate on date of contract is recognized as exchange difference Gains and losses arising out of fluctuations in foreign exchange rates on settlement translation of monetary assets and liabilities are recognized in the Statement of Profit and Loss

110 Revenue Recognition

Revenue is recognised as per Accounting Standerd - 9 Revenue Recognition a Discount charges and interest on advances are accrued on time basis on the balances in the prepayment accounts at the applicable discount interest

rates b Factoring charges are accrued on factoring of debts at the applicable rates c Recognition of Procasslnq Fees (PF) I Facility Continuation Fee (FCF)

i) New Sanction Facility Set up fees is charged for the period from beginning to end of financial year in which account is sanctioned and are recognized as income only when there is reasonante rpJ1ilinty of its receipt atter execution of dooumontu

ii) connnuatton I Renewal of Limit Facility Continuation Fees is charged in the month of May UII lilt) basis ur the sanctloned capped limits on the core

ractoring facilities which is current as at 151 April of that financial year It will be calculated for the entire next financial year on all live Standard accounts 1st of May will be deemed as the date of accrual of the FCF However in case the account is in dormant mode or NPA FCF will be recognized only when the same is realized

iii) Enhancement or adhoc limits The PF is charged and recognized as income only when there is reasonable certainty of its receipt after execution of documents and at the time of first factoring

111 Debts Factored Debts factored are Trade Receivables The unpaid balance of debts factored and due to the clients on collection is inclUded under Other Current Uabilities as Liability against collection of Trade Receivables

112 Taxes on Income a Current tax is determined as the amount of tax payable in respect of taxable income for the year b Deferred tax expense or benefit is recognised on timing differences being the difference between taxable income and accounting income that originate in

one period and are capable of reversal in one or more subsequent periods Deferred tax asset and liabilities are measured using the tax rates and tax laws that have been enacted or SUbstantively enacted at the Balance Sheet date Deferred Tax Asset in respect of carry forward of losses and depreciation is recognised only to the extent that there is virtual certainty that sufficient taxable income will be available to realise this asset Ali other deferred tax assets are recognised only to the extent that there is reasonable certainty that sufficient future taxable income will be available to realise these assets

I

113 Employee Benefits a Defined Contribution Plan

Contribution to the recognised Provident Fund which IS a defined contribution scheme is charged to the Statement of Profit and Loss during the year in which the employee renders the related service The Company has no further obligation under the provident fund plan beyond its monthly contribution

b Defined Benefit Plan lhe Companys gratuity benefit is a defined benefit plan For defined benefit plan in the form of gratuity the cost of providing benefit is determined using the Projected Unit Cost Method with actuarial valuations being carried out at each balance sheet date Actuarial gains losses are recognised in full in the Statement of Profit and Loss for the year in which they occur The retirement benefit obligation recognised in the balance sheet represents the present value of the defined benefit obiigation as adjusted for unrecognised past service cost and as reduced by the fair value of scheme assets

cLeave Encashments Leave encashment are provided for based on an actuarial valuation

114 Discount on issue of Commercial Paper Discount on issue of commercial papers is amortised over the period to maturity of the commercial paper Unexpired discount as at the year end if any is included under Other Current Assets

115 Provision Contingent Liabilities and Contingent Assets a Provisions are recognised for liabilities that can be measured only using a substantial degree of estimation if

i) The company has a present obligation as a result of a past event ii) A probable outflow of resources is expected to settle the obiigation

iii) The amount of obligation can be reliably estimated

Reimbursements expected in respect of expenditure required to settle a provision is recognised oniy when it is virtuaily certain that the reimbursement will be received

b Contingent Liabilities are disclosed in the case of i) A present obiigation arising from past events when it is not probable that an outflow of resources will be required to settle the obligation ii) A possible obligation unless the probability of outflow of resources is remote

Provisions Contingent Liabiiities are reviewed by the management at each Balance Sheet Date

c Contingent Assets are neither recognised nor disclosed

116 Leased Assets Rentals in respect of assets taken on operating lease by the company are expensed as per the terms of the lease agreement

117 Earnings Per Share In accordance with the Accounting Standard 20 (AS 20) Earninqe Per Share baeic diluted earnings per share is computed using the weighted average number of shares outstanding during the period

118 Other Accounting Policies These are consistent with the generaily accepted accounting practices

Notes to Accounts for the Year Ended March 31 2018

2 SHARE CAPITAL Rs in lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017 Authorized 180000000 (Previous Year 180000000) Equity Shares of Rs10 each 18000 18000 120000000 (previous Year 120000000) Preference Shares of RS1 0 each 12000 12000

30000 30000

Issued Subscribed and Paid-up 159885365 (previous Year 159885365) Equity Shares of Rs 10 each fully paidshy 15989 15989

15989 15989

a Includes 15625000 shares issued on Right issue of capital in FY 2010-11

b 137786585 (previous Year 137786585) shares are held by the Holding Company State Bank of India and its Nominees

21 _middot_middotmiddot_middot__lt~~middot~_W~middotWmiddotgtOlt~~laquo~_~gt_middot~=- ~ __ __--shyDisclosure with respect to Shareholdlnq in excess of 5

of Issued No of shares held as No of shares held as on Name of the Equity Shareholder Subscribied on 31032018 31032017

and Paid UP

1) State Bank of India 8618 (8618) 137786585 137786585

2) Small lndustrioe Oovoloprnont Bank of India (SIDBI) 653 (653) 10444172 10444172

22 Reconciliation of Shares

Particu lars As at

March 31 2018 March 31 2017 Number of shares at the beginning 159885365 159885365

Number of shares at the end 159885365 159885365

23 Rights Preferences and Ristrictions attached to Shares I he Company has only one class of shares referred to as equity shares having a par value of Rs 10 per share Each holder of equity share is entitled to one vole per share

3 RESERVES AND SURPLUS Rs in lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017

Capital Redemption Reserves

Openinq Balance inon 1000

Add Transferfrom Statement of Profit and Loss

Closing Balance 1000 1000

Securities Premium Account

Opening Balance 21693 21693 Add Additions during the year


Reserve Fund

Opening Balance 6374 6354

Add Transfer from Statement of Profit and Loss 20


General Reserve Opening Balance 11423 11423

Add Transfer from contingency reserve Closing Balance 11423 11423

Surplus

Opening Balance (24097) (24177)

Add Net frofit(Loss) transferred from Statement of Profit and Loss (324) 101

Less shyTransfer to Reserve Fund

Transfer to Contingency Reserve Closing Balance

TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393

LONG TERMS BORROWINGS Rs in lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017

Unsecured Loans

922 10 Years Unsecured SUbordinatedRedeemable Non-Convertiole Debentures 2011middot12 (Seriesmiddot SBIGFLmiddot 09) of Rs 10 Lakhs each (Maturity date July 292021)

From Banks

From Others 10000 10000

875 10 Years Unsecured Subordinated Redeemable Non-Convertible Debentures 2010middot11 (Seriesmiddot SBIGFL 08) of Rs 10 Lakhs each (Maturity date Aug 25 2020)

From Banks From Others 5000 5000

TOTAL 15000 15000

LONG TERM PROVISIONS Rs In lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017

Provision for Bad and Doubtful Debts on Non Performing Assets (Note - 24) 25195 25518

Provision for Bad and Doubtful Debts on Non Performing Investments (Note ~ 23) 383 383 Provision against Standard Assets (Note - 28) 401 272 Provision for Leave Encashment 30 27

TOTAL 26009 26200

SHORT TERM BORROWINGS Rs In lakhs except as otherwise stated

As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI

Inans from Relaten Party Stat Bank of India (Paront Company) Foreign Currency Cash Credit Loan 9369 5240 (USD 11002 lkI GBP 1072 lakl EUR 1456 lakhs March 31 LU11 USU ~HbU

lakhs GBP 2021alho and EUR 811 Iekhs)

Foreign Currency Short Term Loan Facility 2643 1621 (USD 4056Iakhs March 31 2017 USD 2500 lakhs)

Other Facility Bank Overdraft $ 2012

Working Capital Demand Loan 44000 12500

Loan from Others Shan Term Loan Facility bull 6000 7500

Bank Overdraft 3752

conunerctat Paper 14000

TOTAL 8~T84

The rate of interest payable 3 Months L1BOR plus 15 ( Previous Year 3 Months LlBOR plus 15) per annum paid on quaterly basis S Includes Bank Overdraft taken from State Bank of India (Previous Year) of interest payable 95 pa Current Year taken from Axis Bank of interest

JaydJII 9 15 pa

Maturity Date March 31 2018 March 31 2017 Forelqn Currency Short Term Loan Facility payable with Interest 3 Months LIBOR pius 1

UW ~~~O 03rd April 20middot1$ ~b~

USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621

Working Capital Demand Loan

Interest 795 pa 061h April 2018 3500

Interest 780 pa 05th April 2018 6000






Inlerest 785 pa 071h April 2017 7500

Interest 785 pa 10th Aprii 2017 5000

44000 12500

Short Term Loan Facility taken from HDFC Bank



6000 7500

OTHER CURRENT LIABILITIES Rs in lakhs except as otherwise stated

Particulars Asat

March 31 2018 March 31 2017

Stalutory Liabilities 33 11

Liabilities for Expenses-a 150 133 Others 7 41 Discount ChargesSet up fees received in Advance not accured 1149 732 uablhty aqainst collection of Trade Receivable 94 109

Interest Accured but not due 487 433 TOTAL 1920 1459

There are no amounts due to suppliers as defined under the Micro Small and Medium Enterprises Development Act2006 Includes amount payable to related parties Rs 47 Lakhs (Previous Year Rs 27 Lakhs)

Includes interest payble to related parties Rs 62 Lakhs (Previous Year Rs6 Lakh)

SHORT TERM PROVISIONS

Particulars

Provision for Leave Encashment

Provision for Gratuity Provision for Wealth Tax

TOTAL

Rs in lakhs exce t as otherwise stated

As at

March 31 2018

13 -----shy

9 FIXED ASSETS

Rs in lakhs except as otherwise stated

Particulars

Gross Block (At Cost) Depreciation and Amortisation Net Block

As at April 1 2017

Additions Deductions As at

March 31 2018 As at

April 1 2017 For the Period

Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756

Office Equipment 144 3 13 134 135 3 1~ 127 7 9

Computers - Hardware 350 44 43 351 331 14 42 303 48 19

Furniture and Fixtures 300 - 8 292 287 3 4 286 6 13

Vehicles 35 - 8 17 35 - 18 17 - -

Leasehold Improvements 324 - - 324 308 13 - 321 3 16 2145 47 82 2110 1332 49 75 1306 804 813

Intangible Assets

Computers - Software 432 - 0 432 421 11 0 432 0 11 432 - 0 432 421 11 0 432 0 11

Capital Work In Progress 6 -

Total 2577 47 82 2541 1753 60 75 1738 810 824 Previous Year 2611 23 57 2577 1721 74 42 1753 824

Includes Rs 500 being the value of shares in Co-operative Housing Society

Q ~

10 NON-CURRENT INVESTMENTS Rs in lakhs except as otherwise stated

Particulars As at March 31 2018 March 31 2017

JMFARC ~ IRIS December 2016 ~ Trust (Security Receipt of JM Financial Asset Reconstruction Company Private Limited) 383 383 Face Value 38250 Series I SR Rs 1000 per SR Market Value 38250 Series I SR Rs 1500 per SR Equity Shares of 581 Foundation Fellow Subsidiary (1000 Equity Shares Rs 1Qf- each) TOTAL 383 383

11 DEFERRED TAXES Rs in lakhs except as otherwise stated


Deferred Tax Asset Provision for Bad and Doubtrul Debts on Non Performing Assets 7337 7885 Provision for Bad and Doubtful Debts on Non Performing Investments 111 118 Provision against Standard Assets 117 84 Provision for Grauily 2 4 Disallowances Us 438 20 22 Disallowances Ufs 40(a) 1 2 Depreciation and Amortisation (63) (58)

TOTAL 7525 8057

12 LONG TERM LOANS amp ADVANCES Rs in lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017 (Unsecured unless otherwise stated) (Considered good by Management except to the extent provided for)

Prepaid Expenses 7 7 Deposits 231 255 Advance rax and Tax Deducted at Source (Net 01Provision for Tax Rs 94 lakhs March 312017 Rs 6291akhsl 1479 1508

TOTAL 1717 1770

13 CURRENT INVESTMENTS RF in 1IrF PHA[)tlF nthArwiFp Ftltpri


Unquoted Investments Investments in Mutual Fund

SBI Premier Liquid Fund ~ Direct Plan ~ Growth 1000 ( Purchase Value - Units 36767162 27198183) (Market Value - Units 3676716227243942)

TOTAL 1000

14 [JEBTS FACTORED Rs in lakhs except as otherwise stated

Particular

March 31 2018 March 31 2017 Debts Factored (Secured) Debts out5i--~_nQinl1J9L~__ P_~JjQ_~L~_~_lt~tegjoJl __5i_ix_m9nthsect Considered Good Considered DoubHul 7092 6226 Other Debts Considered Good 48406 46148 Considered Doubtful

(A) 55498 52374 Debts Factored (Unsecured) Debts outsectJanclLog J9J_~_p_l3[iod ~xlte~din1~ix nlonth~

Considered Good Considered Doubtful 20289 21927 Other Debts

Considered Good 51910 31622 Considered Doubtrul 13 129

(8) 72212 53678

TOTAL (A+B) 127710 106052

15 CASH AND CASH EQUIVALENTS Rs in lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017 Cash and Cash Equivalent Cash in hand 1 1 Bank Balance with Sheduled Banks in Current Account 1419 631 Others Stamps in hand

TOTAL 1421 633

16 SHORT TERM LOANS AND ADVANCES Rs in lakhs except as otherwise stated

Particulars As at

March 31 2018 March 31 2017 (Unsecured unless otherwise slated) (Considered good by Management except to the extent provided for) Prepaid Expenses Deposits

Balance with Government Authorities Cenvat amp Input Credit Other Advances

TOTAL

Includes expenses paid in advance to related parties Rs 1 Lakh (Previous Year Rs 1 Lakh) Includes expenses paid in advance to related parties Rs 3 Lakh (Previous Year Nil)

17 OTHER CURRENT ASSETS

Particulars

Forward Contract Receivable Unamortised premium on Forward Contract Unexpired Discount on issue of Commercial Papers

Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112

18 REVENUE FROM OPERATIONS


Year ended March 31 Year ended March 31Particulars

2018 2017 Discount Charges 7941 8165 Factorinq Charges 567 497 Processinq Charges 304 265 Bad Debts Recovery in Written off Accounts 637 230

TOTAL 9449 9157

19 OTHER INCOME



2018 2017 Net GainLoss on sale of Short Term Investments

Other Non-Operating Income Provision for Bad amp Doubtful Debts written back (Note - 24) Income on Foreign Exchange Transactions Foreiqn Exchange Gain Profit on Sale of Fixed Assets (Net) Interest on Income Tax Refund Liabilities no LongerRequired Other Charges Recovered Other Income

TOTAL

Includes Rs 66 lakhs Interest recovered from Written off accounts

20 EMPLOYEE BENEFIT EXPENSES

Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817


Year ended March 31 Year ended March 31

2018 2017 Salaries Bonus Gratuity etc Contribution to Provident Fund and other funds Staff Welfare

TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826



2018 2017 lnter~sJ1menses on

Non Convertible Redeemable Debentures Short Term Loans(including Cash Credit amp Overdraft) Discount on Issue of Commercial Papers

Ql~JJorrowing Costs Bank Charges Credit Rating Fees and Other Charges Other Hnance Cost

Forward Premium t9JQjglJsJ5cDnge Gain Loss

TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322

22 OPERATING ADMINISTRATIVE AND OTHER EXPENSES



2018 2017 Import Factor Commission 180 123 leqal and Professional Fees 116 129 Field Survey Charges 11 12 Rent Rates and Taxes 383 372 Repairs and Maintenance 13uilding 24 28 Others 125 102 Advertisement amp Publicity 15 2 Communication 60 59 Directors Sitting Fees 16 16 Auditors Remuneration 19 18 Travelling 68 60 Conveyance 6 5 Corporate Social Responsibility (Note - 44) 0 0 Utilities 52 50 Insurance 1 2 Membership and Subscription 10 10 Motor Car Running Expenses 4 6 I)rinting and Stationery 11 10 Outsourcing Costs 54 55 loss on Sale of Fixed Assets (Net) 6 Security Charges 18 16 Service Tax 34 78 Goods amp Service Tax 95 Miscellaneous Expenses 15 8

TOTAL 1317 1167

23 PROVISION FOR BAD amp DOUBTFUL DEBTS ON NON PERFORMING INVESTMENTS Rs in lakhs except as otherwise stated


2018 2017 Proviaione mode during the Year 383 Less Written Back Net Provisions made (Written back) for the Year 383

Opening Balance 383 Closing Balance Carried to Balance Sheet 383 383

24 PROVISION FOR BAD amp DOUBTFUL DEBTS ON NON PERFORMING ASSETS



2018 2017 Provisions made during the Year 3441 3316 I_ess Written Back 3764 4514 Net Provisions made (Written back) for the Year (323) (1198)

Opening Balance 25518 26716 Closing Balance Carried to Balance Sheet 25195 25518 Current Year - Includes Rs 021 lakhs provision made on account of fluctutation in Foreign Exchange Rates

25 Contingent Liabilities Rs In Lakhs

i

iii

iv

Particulars March 31 2018 March 31 2017 Claims against the Company not acknowledged as debts (to the extent ascertained from the available records) 32 32

Service Tax matters (under dispute) 233 233

Direct Tax matters - Income Tax 48 48

Direct Tax matters - Tax Deducted at Source 7 0

320 313

Note Future cash outflows If any In respect of (I) to (IV) above ISdependent upon the outcome of Judgements decisions etc

26 Details of Operating Leases as lessee

The company has entered into agreements in the nature of LeaseLeave and License Agreements with lessorslicensors Operating lease rental expenses have been charged in Statement of Profit amp Loss Account - Note 22 (Forming part of Rent Rates amp Taxes)

Operating Lease Rs In Lakhs Particulars March 31 2018 March 31 2017

Operating lease payments recognised in the Statement of Profit amp Loss during the Year 376 369

27 Disclosure of sundry creditors under current liabilities is based on the information available with the Company regarding the status of the suppliel as defined under the Micro Small and Medium Enterprises Development Act 2006 (the Act)

The Company has not received any intimation from suppliers regarding their status under the Micro Small and Medium Enterprises Development Act 2006 and hence the disclosure if any relating to the amount unpaid at the year end toqether with the interest paidpayable as required under the said Act have not been given

Particulars March 31 2018 March 31 2017 a i) Principal amount remaining unpaid to supplier under the MSMED Act 2006 Nil Nil a ii) Interest on a) (i) above Nil Nil

b i) Amount of Principal paid beyond the appointed Date Nil Nil b ii) Amount of interest paid beyond the appointed date (as per Section 16 of the said Act) Nil Nil c) Amount of Interest due and payable for the period of delay in making payment but without adding the interest specified under section 16 of the said Act Nil Nil d) Amount of Interest accrued and due Nil Nil e) Amount of further interest remaining due and payable Even in succeeding years Nil Nil

28 Disclosure as required in terms of Accounting Standard 29 (AS 29) on Provisions Contingent Liabilities and Contingent Assets as at end of the year is as follows

Particulars March 31 2017 March 31 2018

Provision for Standard Assets as at 01042017 01042016 272 214

Add Amount provided during the year 129 58

Closin Balance as on 31032018 31032017 (Note - 5) 272

29 The disclosures required under Accounting Standard - 15 on Employee Benefits are given below

Defined Contribution Scheme

Description March 31 2018 March 31 2017 Employers Contribution to Provident Fund 11 11

r-~-

Employers Contribution to Pension Fund 10 10

Total 21 21

Defined Benefit Scheme

Obligation in respect of employees gratuity fund scheme managed by SBI Life Insurance Company Ltd of India is determined based on actuarial valuation using the Projected Unit Credit Method which recognizes each period of service as giving rise to additional unit of employee benefit entitlement and measures each unit separately to build up the final obligation

a) Principal Assumptions used in determining gratuity and post employment benefits are-

Acturial Assumptions March 31 2018 March 31 2017 IJlscoul1l Hole Futuro Salary lncronsos

Retirement Age

Mortallty Rale

Method

763 700 pa

60 Years IAI M (lt006-08)

Ultimate Projected Unit Credit Method

685 75 lJa

nn Ynars IALM (UUO UtJ)


b) Changes in Present Value of Obligation

r-r-r-Particu lars March 31 2018 March 31 2017

a) FI cseut Value of obligation at the beginning of the year

b) Interest Cost

c) PElst Service Cost d) Current Service Cost

e) Benefits Paid

f) Actuarial (gain) loss on Obligation

g) Present Value of obligation at the end of the year

89

6

-7

(11)

3

94

76

6

-8

(2)

1

89

c) Changes in Fair Value of Plan Assets


a) Fair value of plan assets at the beginning of the year b) Expected Return

c) Fast Service Cost

d) Contributions

e) Benefits Paid

f)Actuarial gain (Loss) on Plan Assets

g) Fair value of plan assets at the end of the year

h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14

d) Acturial gainloss recognized

~


a) Actuarial (gain) loss for the year - Obligation

b) Actuarial (gain) loss for the year - Plan Assets c) Actuarial (gain) loss recoonlzed in the year

3

1 2

1

1 -

e) Amounts to be recognized in the Balance Sheet

f-shyParticulars March 31 2018 March 312017

a) Present Value of obligation at the end of the year

b) Fair value of plan assets at the end of the year c) Funded Status sJ2J~t liabilLtx recoqnized in the Balance Sheet

94

87 (7) 7

89

75 (14) 14

f) Expenses reognized in the Statement of Profit amp Loss

-shyParticulars March 31 2018 March 31 2017

a) Current Service Cost

b) Past Service Cost c) Interest Cost d) Return on plan assets e) Net Actuarial (gain) I loss recognized in the year f) Expenses(lncome) recognized in the Statement of Profit amp Loss

7

-6

(6) 2

9

8 -

6 (4)

-

10

g) Investment Details of Plan Assets Rs In Lakhs

Particulars March 31 2018 March 31 2017 insurance scheme 100 87 75

h) Balance Sheet Reconciliation Rs In Lakhs

~_-----shy

r=-Particulars March 312018 March 31 2017 Openillfl Net Liability (14) (4) Expenses as above 9 10 Fmnlovers Contrihution 16 Amount Recoqnlsed in Balance sheet (7) (14)

Amount Recoqnlsad in current year and previous four years March 31 2018 March 312017 March 31 2016 March 31 2015 March 31 2014

Defined Benefit Obligation 94 89 76 65 57 Flan Assets 87 75 72 55 53

I(Surplus)lDeficit 7 14 4 10 4

~eriElnce adiustments on plan liabilities Lossl (Gain)-shy 6 (8) (1) 2 5 Experience adlustrnents on plan Assets (LossjGain 1 (1 ) (1) 2 1

Compensated Absences

Tile ulJliyaliun for compensated absences IS determined based on actuarial valuation using the Projected Unit Credit Method The actuarial liability of Compensated Absences (unfunded) of accumulated privileged leaves of the employees of the company as at year end is given below

March 31 2018 March 31 2017 Privileged Leave 36 39

Notes

Tho Company expects to contribute Rs 7 Lakhs to Gratuity fund in 2018-19

31

30 Earrunqs Per Share

March 31 2018 March 31 2017 Net Profit f (Loss) after Tax (324) 101 Less Dividend - -Profit f (Loss) available to Equity (A) (324) 101 Adjusted Net Profit f (Loss) for Diluted Earnings Per Share (S) (324) 101 Weighted average number of Equity Shares outstanding during the year (C) 159885365 159885365 Weighted average number of Diluted Equity-Shares outstanding during the year (0) (D) 159885365 159885365 Nominal Value of Equity Shares (Rs) 10 10 Basic Earnings Per Share (Rs) (A) f (C) (020 006 Diluted Earninos Per Share (Rs (S) I (0) (020 006

Segment Reporting

Based on guiding principles given in the Accounting Standard on Segment Reporting (AS-17) the Primary segment of the Company is business segment which comprises of factoring activity As the company operates in a single primary business segment no segment information thereof is given

Segment information for secondary segment reporting (by geographical segments)

(Rs in lakhs) Particulars Unallocated Oomestic International Revenues from External Customers - 8739 710 (Previous Year) - (8532) (625) Other Income 139 424 74 (Previous Year) (518) (1232 (67) Segmental Expenses 9322 130 426 (Previous Year) (9930) (449) (270 Segmental Results (9183) 9033 357 (Previous Year) (-9412) (9315) (422) Segment assets 12393 119675 8696 (Previous Year) (11258) (99807) (6874) Segment Iiabilliies 70610 26028 12069 (Previous Year) (52411) (26258) (6889) Addition made to Fixed Assets

Tangible 47 - -(P revious Year) (23) - -Intangible -

(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47

(23 -middotcmiddotmiddotmiddot -

i~middot~

middotmiddotA shy

International Segment denotes financing of Export Receivables and Import Payables of Clients ~h~(~J)jjJr _~)i Ii

~~poundH~ -t l~~middotmiddotmiddotmiddot~~middotj hr

32 i Disclosure of Unhedged Exposure of Foreign Currency

The Foreign Currency Exposures that have not been hedged by a derivatives instrument or otherwise as on 31st March 2018 are as follows

Currency Amount Currency in lakhs

100 (94)

Rs in lakhs (a) Assets (Receivables)

6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP

(b) Liability (Payables) USD

EUR

~middot~O~

GBP

(c) Loans Payable shy

USD

EUR 1177 _ (561

989 (236)

GBP

As the Company has Foreign Currency outstanding Receivables amp Payables which offset each other the net foreign currency exposure is minimal

ii Disclosure of Hedged Contracts The Company enters into forward exchange contracts to hedge against its foreign currency exposures relating to the underlying transactions and firm commitments The Company does not enter into any derivative instruments for trading or speculative purposes

Particulars Currency Outstanding amounts of

exposure hedged (In Lakhs Fe) Outstanding amounts of exposure hedged

(Rs In Lakhs)

March 31 2018 March 31 2017 March 31 2018 March 31 2017

Short Term Borrowings USD 50 - 3244 -

33 Related Party Disclosures

Name of Related Party Relationship

a Enterprise where control Exits

Holding Company

State Bank of India (SBI) Holding Company

ii Fellow Subsidiary Company with whom transactions have taken place during the year

SBI Foundation Fellow SUbsidiary (Non Banking)

SBI Mutual Fund Trustee Company Limited Fellow Subsidiary (Non Banking)

SBI Life Insurance Company Ltd (SBI LIFE) Fellow Subsidiary (Non Banking)

SBI General Insurance Ltd Fellow Subsidiary (Non Banking)

SBICAP Securities Ltd Step down Subsidiary

SBICAP Trustee Company Limited Step down Subsidiary

b Key Management PersonnelRelatives of Key Management Personnel

Mr Arun Kumar Agarwal (Upto 30th June 2016) MD ampCEO Mr Tushar Buch (wef 01st July 2016) MD amp CEO Mr Pankaj Gupta (from 25th August 2015) SVP amp CFampRO Ms Amita Joshi Company Secretary

c

Mr Arun Kumar Agarwal (Up to 30th June 2016) Factors Association of India Mr Tushar Buch (wef 1st July 2016) Factors Association of India

Enterprises over which Key Management Personnel (KMP) amp his relatives can exercise significant infIUljhpound~1

iRs in Lakhs Grand Total

-

eredA~

d) The Companys related party rransacucnsare~~r~in gsect~I9~El5Lp_ElJ2Y -----___-f-c--- Nature of transaction Holding Fellow Subsidiaries Associates I Group Key Management No Entercrlsee Personnel I Relatives

1 EXPENSES

---~_neration10MD and CEO 51 Previous Year 47

--Remuneration 10SVP amp CFampROmiddot 50 Previous Year 39

--RerilUneralion to Comoanv Secretary 19 Previous Year 17)

-- Salarv (IncludingPerqusite) paid to Deputed StaWmiddot 312 Previous Year 279 17

Other Receivino of Services Reimbursement of Expenses 823 26 Previous Year 888 4

e--Total ~ Current Year 1134 26 120 Totalgt Previous Year 1167) 4 17 103

2 INCOME Renderinq of Services Reimbursement of Exnenses 0 3 0 Previous Year (37 1 1

I---~e-llallncome 5

I--- Previous Year 4

Profit on sale of Units of Mutual fund 19

-- fi~vious Year 24

_ Total w Current Year 5 21 0 Total - Previous Year 40 26 1

3 SHARE CAPITAL Eouil Share Caoital 13779 Previous Year 13779

Share Premium 16437 Previous Year 16437

Total Current Year 30216 Total- Previous Year 30216

~ llsectSETS Amounts Receivable I Advance I Security Deposit 1 3 1500 Previous Year

I 1)

Bank Balances _bull 1040 Previous Year 22

Unex ired Amount of CP Previous Year 44

Total ~ Current Year 1041 3 15 Total ~ Previous Year (66 1

5 INVE~IM[NTS Investments in Eouitv shares 0 Previous Year 0

6 LIABILITY

Unsecured Loans 56012 Previous Year 25373

Salary Payable Amounts Pavable lnterest Payable 104 6 Previous Year 27 6

TOtal -Current Year 56116 6 Total - Previous Year 25400 6)

6 TRANSACTiONS Purchase of Shares (Transfer of shares from of Subsidiary Previous Year 0

Purchase of Fixed Assets Previous Year 0

Sale of Fixed Assets 5 ~revious Year 1 6

Commercial Papers Taken 39541 Previous Year 43869

f---- ~_ommercial Papers Repaid 44000


Loan Taken 134047 Previous Year 39792

Repayment of Loan 97396 Previous Year 59548

Investment in Schemes of Mutual Fund 74550 Previous Year 85650

Redemption of Schemes of Mutual Fund 73569 Previous Year 85674

~t ---17---

~rund of Security Deposit 3lJ f--- Previous Year ~~

~D~9H~

i~~t Nctegt Transactions above are Inclusive of Service Tax and Goods s servrcerax ~~~~ElX~T ~pp(ic~lI3 )~ Irf

Includes Ex-gratia amount of Rs 2 Lakh paid in the current reporting Year oulofprovisiongeated inFY 20161 (l ~ 2~j bullbull Includes amount paid lowards Remuneration and CEO and SVP amp CF amp RO ~ ( MUr1E gt 0

I aDlncludes transactions with State Bank of Patiaia (Associate Bank)on account of mercer r - Ar i c

~Yfo 1-p~lt91f ---~~ ~llfiirr

51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i

34 Estimated amount of contracts to be executed on capital account not provided for (Net of advances) Rs Nil (Previous Year Rs Nil)

35 Auditors Remuneration Rs in lakhs

r-v-

March 31 2018 March 31 2017 For StatutoryAudit 10 10 For Limited Review 3 3 FOrTilx Audit 2 2 For Other Services (Including certification) 3 3 For Out of pocket expenses 1 0

TOTAL 19 18

36 Expenditure in Foreign Currency (On Accrual basis)

Rs in lakhs

March 31 2018 March 31 2017 Correspondent Fees 180 123 Travelling - 4 Membership and Subscription 1 1 Interest on Short Term Loans 225 140 Others TOTAL

12 418

13 I 281

37 Earnings in Foreign Currency R I kh S In a s

--shyMarch 31L 2018 March 31 2017

Income from F~~Ic~lg Interest 338 349 Factoring Charges 313 228 Processing Charges 59 57 Miscellanous Income 2 4

_~ ~_~_-

TOTAL 712 638

38 Book value of Investments in Security Receipt

Backed by NPAs sold by the Backed by NPAs sold by the Total

Company as underlying other banksFI NBFC as Purticulars ~~

March 312018 March 31 2017 March 312018 March 312017 March 312018 March 312017

Book value of investments in security receipt 383 383 - - - --_

less Provision 383 383 - - - -Net Value of investments in security receipt - - - -

100 Provision IS held against Investment In Security Receipts

39 Investments in security receipts

SRs issued SRs issued more than 5 years

Purticulars SRs issued more than 8 years ago within past 5 ago but within past 8 years

years

383 383

383

40

I

Schedule in lerms of Paragraph 13 of Prudential Norms as per Notification No DNBS 193 DG(VL)-2007 dated February 22 2007 issued by Reserve Bank of India

LIABILITIES SIDE

Loans and advances availed by the NBFCs inclusive of interest accrued thereon bt II not paid (a) Deben lures Secured Unsecured (other than railing within the meaning of public deposits) (b) Deferre d Credits (e) Term L oans (d) Inter-co rporate loans and borrowing (e) Comrn ercial Paper (I) Other L Dans (specify nature) - Cash C redit - Working Capital Demand Loan - Short Te rm Loan Facility - Bank Ov erdraft

ASSETS SIDE

Break-up af Loans and Advances including bitls receivables [other than those included in (3) below ] (a) Secure d (b)Unsecured (Excludes A dvance Payment of Tax)

Break up af teased Assets and stock on hire and hypothecation loans countin towards AFC activities (net of provision) (i) Lease assets including lease rentals under sundry debtors

(a) Financial lease (b) Op erating lease

(Ii) Stock on hire including hire charges under sundry debtors (a) Assetsonhire (b) Repossessed Assets

(iii) Other loans counting towards AFC activities (a) Laans whereassetshave been repossessed

(b) La ans other than (a) above Debts Shown under Sundry Debtors have not been Considered _----_

March 31 2018 March 31 2017

Amount AmountAmount Amount OverdueOutstandinaOutstandina Overdue

Rs in lakhs Bsectinlakhs

1541915419

14000

9371 5241 44050 12503

91328658 3752 2012

Amount Outstandina March 31 2018 March 31 2017

Rs in lakhs Rs in lakhs

416 374

4 Breilk-up of Investments Current Investments

1 Quoted (i) Shares (a) Equily

(b) Preference (ii) Debentures and Bonds (iii) Units of mutual funds (iv) Government Securities (v) Others (please specify)

2 Unquoted (i) Shares (a) Equity

(b) Preference (Ii) Debentures and Bonds (iii) Units of mutual funds 1000 (iv) Government Securities (v) Others (please specify)

LongTerm investments 1 Quoted

(i) Sharoo (a) Cquily (b) Preference

(il) Debentures and Bonds (iii) Units of mutual funds (iv) Government Securities (v) Others (please specify)

2 Unquoted (i) Shares (a) Equity 0 0


- Investment in Security R~t (SR) 383 383

5 Borrower group-wise classification of all leased assets stock-an-hire and loans and advances

Category Secured

Amount net of orovisions Unsecured Total

1 Related Parties (a) Subsidiaries (b) Companies in the same group (c) Other related parties bull

2 Other than related parties I

416 416 (Previous Year) Total (Current year) Total (Previousyear)

Imiddotmiddotmiddot 3~~ 374

bullbull

374 -middotji6

374

-shy

~ Investor group-wise classification of all investments (current and long term) (both quoted and unquoted) March 31 2018 March 31 2017

Market ValuelCategory

Break-up or Break-up or fair Market Valuel Book value

Book value (net of value or NAV

(net of fair value or provisions)

1 Related Parties provisions) NAV

(a) Subsidiaries 00(b) Companies in the same group

-(c) Otherrelated parties 1000 574

Total 2 Other than related parties 1575

01575 1000 574 bull Disclosed as zero as amount is less than lakhs iUU -rovrsron is held in books against Investment therefore book

value is zero

7 Other Information - Particularn

(i) Gross Non Performing Assets (a) Related Party (b) Other than Related Parties

(ii) Net Non-Performing Assets (a) Related Party (B) Other than Reiated Parties

(iii) Assets acquired in satisfaction of debts

~--

March ~1 2018 Rs in lakhs

27393

2198

March 31 2017 Rs in lakhs

28282

-2764

41 (i) Disclosures as per SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015 dated 2nd September 2015 and Circular NoCIRIIMDIDFI182013 dated October 292013 retating to contact details of Debenture Trustees

lOBI Trusteeship Services Ltd Asian BUilding Ground Floor 17 R Kamani Marg Ballard Estate Mumbai - 400 001 Tel 022 - 4080 7000 Fax 022 - 6631 177640807080

(ii)

(8)Credit ratina and change in credit ratino if anv) March 31 2018 March 31 2017 (b) Debt-Equity ratio 314 223

(C)(T)Previous due date for the oavment of interest

~o Tier ilBonds (10 Year) 25082017 25082016 f--shy 922 Tier II Bands (10 Years 29012018 27012017

- 975Tier II Bands 17Years amp 1months NA 04042016

(ii) Repayment of principal of non convertible debt securities NA 04042016

d i Next due date for the oavment of Interest

c~ Tier II Bonds 110 Year) 25082018 25082017 - 922 Tier II Bonds (10 Years) 29072018 29072017

NA Redemed during the - 975Tier II Bonds (7 Years amp 1months) year

Wii) Principal along with the amount of interest

- 875 Tier II Bonds (10 Year) 25082020 25082020 - 922 Tier II Bonds (10 Years) 29072021 29072021

- 975Tier II Bonds (7 Years amp lmonths) Redemed during the

NA year

~I redemption reserve I Debenture redemption reserve NA NA NelWorth 32058 32382

(g) Net Profit After Tax (324) 101 h Earninas Per Share 020 006

--

0

Disclosure in accordance with RBI Circular No DNBR (PO) CC No 00203100012014-15 dated 10h November

42 2014 and Notification issued by RBI on 27h March 2015 and 10h April 2015 relating to Non Banking Financial Companies - Corporate Governance (Reserve Bank) Directions 2015

A Capital to Risk (weighted) Assets Ratio Rs In Lakhs

---~_-~

I March 31 2017 March 312018Particulars

i

i--CRAR-(O~---- 2956 4015 CRAR-=llerlCapital () 2200 2742

1273755iii-$~R Tier II Capital () 8000 11000_ ~unt of Subordinated debt as Tier I Capital ( Rs In Lakhs)

Amount raised byen issue of Perpetual Debt Instruments

The above disclosure is also as per Circular No ONBS (PO) CC No 125103050022008-2009 dated August 1 2008 relating to guidelines for NBFC-NO-SI as regards to Capital Adequacy Liquidity and disclosure norms

B Investments

Rs In Lakhs _-~-

Sr March 31 2018 March 31 2017 Particulars

NO --1shy ValueOrinvestments _-

-Gross Value of Investments aj In India 1383 383

~- h)Olltf-irin Inril] ii Provisions for DfmrArInfinn

u) Inlndiu 3l3383I

lQUlsidelndla __ Not Value of lnvostrncnta _Iii -

~- 1000 0

_-~tside India ltllrlJ~

-L--c_

fII1ltvement of provisions held towards depreciation on investments QRoning balance

[_ ~dd~poundr0visions made during the veal 383 383 i _~ess~ Write-off write-back of excess provisions during the year c___ ClosJng balance 383 383

C Derivaties - Forward Contract

The accounting policy followed for forward contract is as mentioned in 19 of Note 1

Rs In Lakhs__~_


es Forward Contract in 3244

o Disclosure on Risk Exposure in Derivatives - Not Applicable

E Disclosure relating to Securitisation

Details of Financial Assets sold to Securitisation Reconstruction Company for Asset Reconstruction Rs In takhs

--~-- -_-_- Sr I-artlculars March 31 2016 March 312017

NOIc-r-r-- JiL~()f Accounts 1

J~ ~cgate value (net of provisions) or accounts sold to SCIRe

diil~~~ate consideration 450 Additional consideration realized in respect of accounts transferred in

(iv) earlier years -JYl Aggregate gainloss over net book value (450

During the previous year the Company had sold one NPA account to Reconstruction Company the details are menlionee below

Gross Value 1789 Less 100 Provision held 1789 Net (300k Value of Asset as on dale of Sale Previous Year - Sale Consideration Received is Rs 450 lakhs and out of this the Company has invested in Security Receipt of Reconstruction Company amounting to Rs 383 lakhs

2 Details on Non-Performing financial assets purchasedsold

A Details of Non-Perforimg Assets purchased Rs In Lakhs__

Sr IParticulars March 31 2018 March 31 2017 NO

lIt ~-) No of Accounts purchased during the year - (b) Aggregate outstanding

(ii) (a) Of these number of accounts restructed during the year ~(iljJgregate outstanding

B Details of Non-Performing Financial Assets sold Rs In Lakhs

Particulars March 31 2018 March 312017

1 a -tion received 450

Asset ( iability Maturity Pattern of certain items of Assets and laibilities _ __--__-_- ___shy r-- shy T

IParticulars

Up to 3031 Over one month Over 2 months Over 3 months Over 6 months Over 1 year Over 3 year OverS Total

days upto 2 months upto 3 months upto 6 months upto 1 year upto 3 years upto 5 years years

Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383

I3crro )verdraft 3752 3752 cililv $ 9369 9369 re-m oan Facility 8643 8643

44000 44000 5000 10000 15000

111iol centuros 419 419 assets

279 ~-

279 Off liability

20 ===plusmn 20 lnteres ayable on Loan 68 68

-fh~e~jJ~riDdOflealisation of Investment shall be 5 years from the date of acquisition The Period of realisation may be exlended 10a maximum of 8 Years from Ihe dale of acquisition by the Board of Directors of JMFARC (Securilisalion Company)

____- ____

$ Reprasonts Foroiqn Curroncy Coch Credit Loon II Includes Rs 2643 Lakhs Foreign Currency Loan maturing within one month

a) Exposure to Real Estate Sectormiddot Rs In Lakhs March 31 2018 March 31 2017 C~t~2L=== -

Direct Exposure os shyITrR-sidi~tiaLI19~g-

Lending full~ secured by mortgages on residential properly that is or Will be occupied by 2798 3032(i) Ihe borrower or that is rented

C-ollle~rcial Rcal-Estate - ---- shy

nlOrlgages on commercial real estates (office buildings retail space l=e~ldjnmiddotg-s-ecure-d-middot-hy-

multi-purpose cornmercial premises multi-family residential buildings rnulti-lenanted 4294 4761

commercial premise s industrial or warehouse space hotels land acquisition

development and co nstruction etc) Exposure would also include nn-fund based limits lrivetm~nts in Mor Igage Backed Securities (MBS) aiiesidenUal-shyI)~-Comnlercial Heal Estate

_~5tiT-xE0-u~to Real Estate Sector 77937092shybull Above amounts reflects exposure towards collateral secuirty accepted against the Factoring facilIty (Receivable Iinancinq) provided to the clients

Out of the above exposure an arnout of Rs 7092 Lakhs (previous Year 6226 Lakhs) is security relating to Non Performing Assets

b) Fxposure to Capital Market There are no exposure direct or indirect to Capital Market M

c) Details of Financing of Parent Company products - Not Applicable

d) Details of Single Borrower limit (SGL) IGroup Borrower Limit (GBL) exceeded by the NBFC - There are no accounts whore the limit is exceeded

e) Unsecured Advances________ ~_~~~ u_~- _---_

Miscelleneous

a) Registration obtained from other financial sector regulators ~ Not Applicable

b] Disclosure of Penalties imposed by RBI and other regUlators - Not Applicable

c] Related Party Transactions ~ Disclosed in Note 33

d) Ratings assigned by credit rating agencies and migration of ratings during the year

__ __~ - iTIlRsln~_ lvne of Security March 31 2018 March~2017

I Insured Imparl 8215 6438

~e~lr-d__Joy Z--t- Assignment of 56644 45-~ FUIY_LJ~~rQ_cJ_

_~

7353 1278I___________________ 72212 53678

I~~ Rating Agency Rating Amount in Lakhs _

100000

Instrument 1 Facility

Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)

Long Term Fund Based Bank

Lines 23-Feb-18 22-Feb-19

ii) ICRA [lCRAJAAA (Stable)

15980 Subordinate

Debt Programme 23-Feb-18 22-Feb-19

Short Term Fund iii) ICRA [ICRA]A1+ 100000 Based Bank 23-Feb-18 22-Feb-19

Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy

Shari Term Debt Programme (Commercial

Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper

- Proaramme 29-0eo-17

Ii) CRISIL CRISIL

AAAlSlable 15000

Non-Convertible Debentures

Programme(Longmiddot Term)

29-0ec-17 28-0ec-18

Credit Rating assigned In prevrous yearCRISIL AAAlNegative

Note The above rating are taken on the basis of the certification provided by the respective rating agencies

III

e) Prior Period Items - An amount of Rs NIL (Previous Year NIL)

f) Revenue Recognition - There are no such significant uncertainties where Revenue Recognition is postponed

91 Consolidated Financial Statements - Not Applicable

ix Additional Disclosure ~) Provisions and Contingencies

Rs In Lakhs fj-rcak ~pof Pro~siOns~md Contingencies show under the head E02lendit~Jn Statement of Profit and Loss Account

March 31 2018 March 31 2017

Provisions for depreciationon Investment 383 Provision towar~ds~N~IcAmiddot--__~ + 323-==i (1198-------=1 ~yiSfOi)n1ade towards I~come Tax Other Provision and Conlinoencies (with details) ~~vsions fo-Standerd Assets 129 58

Current Year Net Provision Rs (322) Lakhs Provlslor made dUring the year Rs 3441 Lakhs and written back Rs(3764) Lakhs bull Previous Year Nel Provision Rs (1198) Lakhs Provision made during the year Rs 3071 Lakhs and wrillen back Rs(4269) Lakhs

b] Draw Down from Reserves - Not Applicable

c) Concentration of Deposits Advances Exposures and NPAs Rs In Lakhs

Rs In Lakhs

March 31 2018 March 31 2017 sitars

-shyest dopo-sitors to Total Deposits of the l

i rConccntrot iO n OT6CP-OSits- --~

1oiillQp()~it~()f---ty~rgest depo

i)rc(ia9i~~LQepoundosTis_~iT~rltYlC9

----__---_ onccntration of AdVilnces March 31 2017

01 Advances of twonty largest borrowers March 31 2018

_~_~_1~Qsect 66138

Percentage of Advances of twenty largest borrowers 10Total Advances of 62365787

the NBFC ~ _~ __ bull__A___~

Rs In Lakhs i~l~g~centratioilof Exposures (i + ii March 31 2018 March 31 2017 Ictal Exposure to twenty largest borrowers Icustomers 73906 66138

percelltage~of exposure-i--iWenty largest borrowers I customers 10Tolaf

-~2~~~~g~ ~_~pound~~~~~9rccr_0Cw-erccscclcccccu~slcco~m~eccr s~ -t shy5787

t shy6236

-1 __--__-__--------------------------

Rs_ In Lakhs fv)C-oncciltr-aiTonot FjPAs March 312018 March 31 2017

10003 10012I~LaiE~~sii~_JlcJpoundfourN-P-A=Accou-llts- L ==-L -==JlRs In Lakhs- shy

Percentage of NPAs to Total tor Advances Ir that sector

March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1

Particulars NetNPASiQNEt~o

_

Movenerii of NPAs (Gross) IsectIOpeniOgElalance--------------- shy 28282 i~ Adci0ns during the year -+ ------t-3418

4307iC) Reductions during t~-=e~accr---------------+---so-t----2~-1 27393(91gl~IJ2Ea7la7nc2e~-_---------------1------===-1----==-1

Movement of Nel NPAs iB-oeniilBaia=n-=ce-------------------+-----ccc-I-----==-I2764

LI1 Addijions-=d-=u7ri-Cn--th-e--ea-r + 2735 ~2 Reduclions dLlfinCJg--lhecyear _ 3301 (d) ClosilJ2Jlalanc-- _ 2198 2764 Movement of Provisions of NPA-s-(ExciIudt-=-npro-=-viccsi-=-o-=-n-=o-=nS-cta=Cn=CdCaccrd~A-=s-=-seCts----=---I-----==-1

25518 26716___ liiIQppoundning Bala-nccC-e~_c-__ +-__-=--+ -=~ __ flgtLProvlsion__ade durin Ihe ear 3441 3316

(c) Write orr 1write back of excess rovistons 3764 4514 L__-===-L -===J25518-=id ) C~~il Bat~~~ 25195

II Overseas Asset (for those with [oint ventures and subsudiaries abroad) - Not Applicable

qj orr Balance Sheet SPVs sponsored - Not Applicable

h) Disclosure of Complaints

~lle r Com~ Particulars March 31 2018 March 31 2017 of Complaints pending at the beginninq of the year

oQflaints received during the year of ComELainls redressed durina the vear of Complaints oencmo at the end of the year d) No--

___- Rs In Lakhs

~ -shy_t~()

b) No c) No

In terms of BI Crrcular No DNBSPDCCNo 25603100422011-12 dated March 02 2012 the Company has to reporl Nos and Amount of Fraud identified during the year The Company 43 has not detected I identified any fraud during the currenl year and previous year

As per provisions of the Companies Act 2013 the Company was required to spend Rs Nil (Previous Year Rs Nil) on CSR acllivitlie~~fPr1tleyeEricl_tJ

44 has dunnq Ihe year incurred expenditure relaling to CSR activities amounting to Rs 042 Lakh (Previous Year Rs 045 Administrative and Other Expenses

45 Disclosure as required During the previous year the Company had specified bank notes or other denomination note as defined in the MCA notification GSR 308(E) dated March 31 2017 on the details of Specified 13ank Notes (SBN) held and transacted during the period from November 8 2016 to December 30 2016 the denomination wise SBNs and other notes as per the notification is given below

---_ Specified Bank Other

Particulars Notes

Denomination Total

--------_--_ Notes Closing Balance of Cash in Hand as on 081hNovember 2016

~~~--__---~-- 0 - 0 0 (+) Permitted Receipls 3 3 () Permitted Payments 3 3 (=)Amount deposited in Ihe banks

f-------------- 0 0 Closing Balance of Cash In Hand as on 31st December 2016

1 1

~For the purposes of this clause the term Specified Bank Notes shall have the same meaning provided in the notification of the Government of India in the Ministry of Finance Department of Economic Affairs number SO 3407(E) dated the 8th November 2016 Note An amount of Rs 06 Lakhs (SBN 10006 60000) is direct deposit in bank acocunttowards bad debts recovery by client under permited receipts as loan repayment under circular DBRNOBPBC372104048201617 dated 21112016

46 The previous years fjgures have been regrouped rearranged and reclassified wherever considered necessary

As per our Report of even date

For Mukund M Chitale amp Co

CIIuleleu Accuuutauts Firm Regist ion No 106655W

Saurabh M Chilaie Partner MNo 111383

Place Mumbai


j~~ Tushar Such

Managing Director amp CEO DIN -07566371


Paranjape B Scheme

Road No1 Vile Parle (El Mumbai 400057

T 91 22 2663 3500

wwwmmchitalecom


INDEPENDENT AUDITORS REPORT

To the Members of SBI GLOBAL FACTORS LIMITED

Report on the Financial Statements

1 We have audited the accompanying Financial Statements of SBI Global Factors Limited

(the Company) which comprise the Balance Sheet as at 31 51 March 2018 the Statement

of Profit and Loss and Cash Flow Statement for the year then ended and a summary of

significant accounting policies and other explanatory information


2 The Companys Board of Directors is responsible for the matters stated in Section 134(5)

of the Companies Act 2013 (the Act) with respect to the preparation of these financial

statements that give a true and fair view of the financial position financial performance

and cash flows of the Company in accordance with the accounting principles generally

accepted in India including the Accounting Standards specified under Section 133 of the

Act read with Rule 7 of the Companies (Accounts) Rules 2014 This responsibility also

includes maintenance of adequate accounting records in accordance with the provisions

of the Act for safeguarding the assets of the Company and for preventing and detecting

frauds and other irregularities selection and application of appropriate accounting

policies making judgments and estimates that are reasonable and prudent and design

implementation and maintenance of adequate internal financial controls that were

operating effectively for ensuring the accuracy and completeness of the accounting

records relevant to the preparation and presentation of the financial statements that give

a true and fair view and are free from material misstatement whether due to fraud or

error


3 Our responsibility is to express an opinion on these financial statements based on our

audit We have taken into account the provisions of the Act the accounting and auditing

standards and matters which are required to be included in the audit report under the

provisions of the Act and the Rules made thereunder We conducted our audit in

~~


















Opinion








date and


date






























us

































Company

Particulars

Office Premises in

Mumbai


Flat in Mumbai

Gross Value

Amt in Lakhs

Net Value

Amt in Lakhs

79725 58668

14672 11619

4783 3699

Remarks







Limited
















framed there under



the Company













Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)



Income Tax Act 1961

f-------shy



CIT (Appeals)

Income Tax Act 1961



TDS CPC









year








~~
















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



















Opinion








date and


date






























us

































Company

Particulars

Office Premises in

Mumbai


Flat in Mumbai

Gross Value

Amt in Lakhs

Net Value

Amt in Lakhs

79725 58668

14672 11619

4783 3699

Remarks







Limited
















framed there under



the Company













Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)



Income Tax Act 1961

f-------shy



CIT (Appeals)

Income Tax Act 1961



TDS CPC









year








~~
















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such































us

































Company

Particulars

Office Premises in

Mumbai


Flat in Mumbai

Gross Value

Amt in Lakhs

Net Value

Amt in Lakhs

79725 58668

14672 11619

4783 3699

Remarks







Limited
















framed there under



the Company













Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)



Income Tax Act 1961

f-------shy



CIT (Appeals)

Income Tax Act 1961



TDS CPC









year








~~
















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


















Company

Particulars

Office Premises in

Mumbai


Flat in Mumbai

Gross Value

Amt in Lakhs

Net Value

Amt in Lakhs

79725 58668

14672 11619

4783 3699

Remarks







Limited
















framed there under



the Company













Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)



Income Tax Act 1961

f-------shy



CIT (Appeals)

Income Tax Act 1961



TDS CPC









year








~~
















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such

















framed there under



the Company













Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)



Income Tax Act 1961

f-------shy



CIT (Appeals)

Income Tax Act 1961



TDS CPC









year








~~
















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such






Name of the Statute

Nature of Dues

Amount

(Rs In Lakhs)



Income Tax Act 1961

f-------shy



CIT (Appeals)

Income Tax Act 1961



TDS CPC









year








~~
















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such

















applicable







Firm Regi~ 106655W






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such






























~~




material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such





material respects


























cy












Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such













Opinion
















end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such







end





No of

Cases


Waiver Rs

in lakhs



























Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



















Opinion










Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



Restrictions on Use





MNo111383



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



(Rs in lakhs) Note

2

3

4

5

6

7 8

9

10

11

12

13

14

15

16 17

March 31 2018 March 31 2017

15989 15989

16069 16393

32058 32382

15000 15000

26009 26200

41009 41200

65764 42873

1920 1459 13 26

67697 44358

140764 117940

804 813

0 11

6 -383 383

7525 8057

1717 1770

10435 11034

1000 -127710 106052

1421 633

178 112 20 109

130329 106906

140764 117940

1 to 46


B Sriram

Chairman

DIN - 02993708

~~7~Sk Officer

Place Mumbai


jlt tL~ Tushar Buch


DIN - 07566371


Particulars



(a) Share Capital








Total

II ASSETS


(a) Fixed Asset

Tangible Asset

Intangible Asset






(b) Debts Factored



Total








2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such




2018

Particulars


Other Income

Total Revenue

18

19


Finance Cost




Total Expenses

20

21

9 22

23

28


Current Tax



Basic

Diluted


Basic

Diluted

9449

637

10086

839

4258

60 1317

3275

-

129

9878

208

-532

(324)

Year ended March 31

2017

9157

1817

10974

826

4322

74 1167

3819

383

58

10649

325

-224 101

(020)

(020)

006

006

159885365

159885365

159885365

159885365









Place Mumbai Il




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such




Adjustments for


Interest Cost






















Note


March 31 2018

208 325

60

1733

2344

47

1

(0)

(1)

(9)

(323)

129

3275

(3) 9

(66) 7196

7404

74

1602

2592

a a 6

(16)

(1198)

58

383

3819

9 9

(72) 7266

7591

5869 1634

85 6

415 (21) 24

(24933) nn

(109)

a 175

a (11)

(9077) A

(18621) (7416)

(11217)

29

(11188)

175 2368

2543

(53) 8

(25ftHOO) 257966

(Y7Y)

(23) 10

(383) (1)471)0) 254822

(324)

(1679) (2344)

(43)

(63330) 94352

(205000) 191000 12956

(1627) (2592)

(980) (58750) 46872

(165590) 179500

(3077)

788 (858)

1 1

1419 1421

1 1

631 633

633 1491

788 858








B Sriram Chairman

-~oo


Place

Date t

j L Tushar Buch


~ Company Secreta t

q l)

(~ )








b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such









b Intangible Assets



a Tangible Assets



1 2 3 4 5 lj

f--7 8

Useful life as per





I

AS-19 60 10 10 5 0 3

AS-26







Cateaorv


Criteria








MOIEI thau ~ yecllS

~1ets



~lt9- -CJ-~A _1 jr1b 100


--J~ _ c



the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such




the year



















I


















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



















Particulars As at


30000 30000


15989 15989





and Paid UP




Particu lars As at





Particulars As at

March 31 2018 March 31 2017








Reserve Fund






Surplus





TOTAL

(24421)

(24421)

16069

(24076)

20

(24097)

16393


Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



Particulars As at

March 31 2018 March 31 2017

Unsecured Loans


From Banks




TOTAL 15000 15000


Particulars As at

March 31 2018 March 31 2017



TOTAL 26009 26200


As at Particulars

March 31 2018 March 31 2017

UmHCUIIHI







Bank Overdraft 3752


TOTAL 8~T84


JaydJII 9 15 pa



USD 1817 27th April 2018 1184

USD 500 06th April 2017 324

USD 2000 05th May 2017 1297

2643 1621











44000 12500




6000 7500


Particulars Asat

March 31 2018 March 31 2017







Particulars



TOTAL


As at

March 31 2018

13 -----shy

9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


9 FIXED ASSETS


Particulars


As at April 1 2017


March 31 2018 As at


Deductions As at

March 31 2018 As at

March 31 2018 As at

March 31 2017

Tangible Assets

BUilding 992 - - 992 236 16 - 252 740 756




Vehicles 35 - 8 17 35 - 18 17 - -


Intangible Assets





Q ~







TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such








TOTAL 7525 8057


Particulars As at



TOTAL 1717 1770





TOTAL 1000


Particular





(8) 72212 53678

TOTAL (A+B) 127710 106052


Particulars As at


TOTAL 1421 633


Particulars As at



TOTAL



Particulars


Other Receivables

rOTAI

46 20 30 78

4

21 7

30 17

37

178 112





TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such






TOTAL 9449 9157

19 OTHER INCOME





TOTAL



Particulars

66 72

323 1198 74 67 0 1

39 408 9 16

35 34 90 22

637 1817




TOTAL

21 FINANCE COST

775 759 21 21 43 46

839 826







TOTAL

1360 373

2344

64 66

4 47

1360 242

2592

53 71

4

o

4322





TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such






TOTAL 1317 1167











i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



i

iii

iv





320 313


















r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such





r-~-


Total 21 21





Retirement Age

Mortallty Rale

Method

763 700 pa



685 75 lJa






b) Interest Cost


e) Benefits Paid



89

6

-7

(11)

3

94

76

6

-8

(2)

1

89





d) Contributions

e) Benefits Paid



h) Funded Status

75 6

-16

(11)

1

87 (7)

72 4

--

(2)

1

75 (14


~




3

1 2

1

1 -





94

87 (7) 7

89

75 (14) 14





7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such






7

-6

(6) 2

9

8 -

6 (4)

-

10




~_-----shy









Notes


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


31



Segment Reporting





(Previous Year) - -

Total

9449

(9157)

637

(1817)

9878

(10649

208

(325)

140764

(117940

108707

(85558

47


i~middot~

middotmiddotA shy






100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such





100 (94)


6506 (6068)

USD

EUR 15 (8

11 (3)

0 (0) 0

(0)

0 (0)

101 (93) 15 (8 11 (3)

1186 (562)

1005 (244)

11 (3)

0 (0) 0

(0)

000e (6063

GBP


EUR

~middot~O~

GBP


USD

EUR 1177 _ (561

989 (236)

GBP





(Rs In Lakhs)






Holding Company











c




-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



-

eredA~


1 EXPENSES








I---~e-llallncome 5



-- fi~vious Year 24






I 1)





6 LIABILITY














~t ---17---


~D~9H~





51 47

50

-~

19 17

312 296

848 892

1280 1291

3 39

5 4

19 24

26 67

13779 13779

16437 16437

30216 30216

19 1

1040 22

44

1059 68

0 0

56012 25373

I- 109 r--- 33

56122 25406

0

0

5 7

-39541

43869

44000 40500

134047 39792)

97396 59548

74550 85650

73569 (85674

~ 30

bullyi ic i

jf~i



r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such




r-v-


TOTAL 19 18


Rs in lakhs


12 418

13 I 281




_~ ~_~_-

TOTAL 712 638











years

383 383

383

40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


40

I


LIABILITIES SIDE


ASSETS SIDE







March 31 2018 March 31 2017



1541915419

14000

9371 5241 44050 12503

91328658 3752 2012



416 374













Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



Category Secured






bullbull

374 -middotji6

374

-shy











value is zero





~--


27393

2198


28282

-2764



(ii)












NA year



--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


--

0




---~_-~


i





B Investments

Rs In Lakhs _-~-





u) Inlndiu 3l3383I


~- 1000 0


-L--c_





Rs In Lakhs__~_






















IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such



IParticulars



Uc po Its lAdva e

-uo trc 48375 27611 21407 21674 226 119292 3751 3145 1218 303 8418 1000 383 0 1383


44000 44000 5000 10000 15000


279 ~-

279 Off liability



____- ____
















Miscelleneous








_~

7353 1278I___________________ 72212 53678


100000


Validity Peri0ltJ~

From To

i) ICRA [ICRAJAAA

(Stable)




15980 Subordinate



Lines I

IV) ICRI

-------__---_shy _-shy

[ICRAA1+ 200000

--- shy


Paper)

I---c-

23-Feb-18 22-Feb-19

- shy

28-0ec-18

v)

I

CRISIL CRISIL A1+

---~-

100000

-shy

Commercial Paper


Ii) CRISIL CRISIL

AAAlSlable 15000



29-0ec-17 28-0ec-18



III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


III






March 31 2018 March 31 2017





Rs In Lakhs








_~_~_1~Qsect 66138






t shy6236

-1 __--__-__--------------------------




March 31 2018 March 31 2017 s

-shy 2255 1678 1922 2996- shy1509 1755

Sec

343

2972 772 980

2968840875494

28282

March 31 2017 214

March 31 2018

-=--I

--~--------0=-1


_












___- Rs In Lakhs

~ -shy_t~()

b) No c) No






Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such




Particulars Notes

Denomination Total




1 1







Place Mumbai


j~~ Tushar Such


sbi global factors limited · companies (auditor's report) order, 2016 (referred to in...

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