sc 12-21-12

December 21, 2012

Santa LovesSan Clemente!Santa LovesSan Clemente!Santa LovesSan Clemente!

The San Clemente News The Only Weekly Newspaper Exclusively for the San Clemente Area

The San Clemente News

December 21, 2012 The Only Weekly Newspaper Exclusively for the San Clemente Area The San Clemente News



December 21, 2012

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Reflections of the Ocean Classical Key-board Series at Saddleback College, De-partment of Music, is pleased to present an afternoon of wonderful chamber music with concert artists Grace Fong on piano and Jacob Braun on cello on Sunday, January 27, 2013 at 3 pm in the McKinney Theatre.

Praised as “positively magical,” an artist of “rare eloquence and grace,” American pianist Grace Fong enjoys a career as an internat ional concerto soloist , reci ta l is t , chamber musician and teacher. She has gained critical acclaim in the United States, Canada, Europe, and Asia, making appear-ances at major venues around the world, including Weill Hall at Carnegie Hall, Lincoln Center, the Kennedy Center, Severance Hall in Cleveland, Ohio, Phill ips Collection, Disney Hall, Hollywood Bowl, Great Hall in Leeds, UK, the Liszt Academy in Budapest, Konzerthaus Dortmund, Germany, among others. Dr. Fong is a Professor of Piano at Chapman Univers i ty and a recording art ist. . “Every note audible with perfect phrasing, clean art iculat ion and del icate nuance—seemingly effortless passage and octave work in the difficult final movement . . . one sits back and goes, wow!” ~Tom Aldridge, Indianapolis Newsweekly. Fong played with an easy elegance. . . painting impressionistic landscapes with hardly any drips or smudges…” – Washington Post

Jacob S. Braun serves as Lecturer of

Cello at The University of California, Santa Barbara and as adjunct faculty at Chapman University’s Conservatory of Music.

Mr. Braun enjoys a multi-faceted career as a solo cellist, chamber musician and profes-sor. In the fall of 2009, Mr. Braun joined the Penderecki String Quartet as Professor/Art-ist in Residence at Wilfrid Laurier University in Waterloo, Canada. With the Penderecki String Quartet, he has appeared worldwide, hav ing recent ly completed auspic ious ly recognized tours of Brazil, Canada, China, Mexico, Spain and The United States. Mr. Braun won the Naumburg Chamber Music Award and the Fischoff Chamber Music Competition with the Biava Quartet. Sub-sequently, In 2006, Mr. Braun joined the 2006 London String Quartet Competit ion 1st pr ize winners, the Formosa Quartet. Jacob Braun has earned praise as one of the most versatile and accomplished cellists of his generation, a cellist with “a distinctly warm . . . and gorgeous dark tone” --The St. Louis Dispatch.

Tickets are $12 general; $7 seniors; $5 students; 17 and under FREE with paying adult; teachers with MTAC/CAPT contact the box office to receive complimentary tickets for your students or guest. The ticket office is open Wednesday through Saturday, noon to 4 or order your tickets online at any time at www.saddleback.edu/arts.

Chamber musiC Duet with GraCe FonG anD JaCob braun




The City of San Clemente and the San Clemente Art Association (SCAA) are pleased to announce that a new round of “Street Art” is starting in early 2013. The City of San Clemente and SCAA will continue last year’s highly successful public art and utility box beautification project, know as “Street Art”. The City’s pilot Street Art project, launched in January 2012, identified five traffic controller boxes in public spaces to showcase public art painted by local artists. These original pieces of art depict San Clemente’s culture, traditions and history. With the success of the pilot program, the City is once again looking for individual artists, or teams of artists, to create art for five more specific traffic control boxes located along public streets in San Clemente.

The chosen artists or teams of artists will each receive a $500 honorarium and a voucher for up to $200 in project materials. Interested artists are invited to submit one application and up to 3 conceptual renderings during the period from January 7, 2013 to February 22, 2013 by 5:00 p.m. Applications must be submitted electronically to [email protected]. Applications received after the February 22nd deadline will not be considered.

All applications received will be reviewed by a jury of artists, art professionals, residents, and community rep-resentatives. The City and SCAA anticipate awarding the grants by spring 2013. The application is available on the City’s website at www.san-clemente.org/stree-tartinfo or by emailing your request to Breanna Parrett at [email protected]. Questions or concerns should be directed to Amber Gregg, Associate Planner at (949)361-6196 or [email protected].

street art ProJeCt Gets the Green LiGht in san CLemente



December 21, 2012

San Clemente News is an independent weekly newspaper published every Friday. We are not owned or operated by any of the big daily newspapers. The views and opinions expressed are those of the publisher and not any organization. No reproduction, in whole or in part is permitted without the express written permission of San Clemente News.Legal Advertising: The San Clemente News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #06CC00655 on March 21, 2006 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District and the Cit-ies of Dana Point and San Clemente.

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Diana Calvaneso, ManagerValerie mincheffLegal Advertising

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The “Friends of San Clemente” Beaches, Parks & Recreation Foundation is pleased to announce the latest addition to its Sports Hall of Fame Selection Committee, Mr. Jon Hamro, who serves as Athletic Director at San Clem-ente High School.

The Sports Hall of Fame will appear on a dedicated wall at the San Clemente Aquatics Center and will formally recognize individuals for their outstanding contributions and dedica-tion to San Clemente youth sports; or serving as a role model in the spirit of sportsmanship, ath-letics, and teamwork. The program, which was approved by the San Clemente City Council at their July 17, 2012 council meeting, is being administered by the Friends of San Clemente, a charitable foundation that focuses on support-ing programs for our community.

The selection committee is responsible for the review of nominees and approval of those who will appear on the Sports Hall of Fame. The application deadline to nominate individuals has been extended to January 31, 2013.

The entire selection committee consists of the following:

· Don Kindred - Friends Foundation & Pub-lisher of The San Clemente Journal

· Jay Longley – Rainbow Sandals · Jim Evert – San Clemente City Council · John Dorey - Friends Foundation · Jon Hamro – SC High School Athletic Director · Norb Garrett - Publisher & Founder of San Clemente

Times · Sam Masotto – San Clemente Little League President · Steve Pezman – San Clemente Surfer & Publisher -

Surfing Heritage Foundation · Sandy Kos - San Clemente Aquatics programs

The selection committee has established an election process that will take place once each year. During this launch year, up to ten (10) individuals will be inducted in the Sports Hall of Fame, and up to three (3) maximum

annually in subsequent years. The public is encouraged to submit applications to nominate individuals. All nominees must meet the selection criteria determined by the Friends of San Clemente. The criteria are outlined in the Sports Hall of Fame application which is available on the Friends of San Clemente website at www.FriendsofSanClemente.org and the City’s website at www.san-clemente.org. Se-lected honorees will be formally recognized at an annual Friends of San Clemente spring “Friend”raiser event held at the Aquatics Center located at Vista Hermosa Sports Park.

sPorts haLL oF Fame seLeCtion Committee weLComes new member

Once again, we come to the Holiday Season, a deeply religious time that each of us observes, in his own way,

by going to the mall of his choice. -Dave Barry




Saddleback Memorial Foundation and Hospice of Saddleback Valley held the 18th annual Tree of Light ceremony at Saddleback Memorial Medical Center in Laguna Hills on December 6. The annual ceremony provides a meaning-ful way for members of the community to come together and remember loved ones during the holiday season.

Arnold Berman of Laguna Hills, Deb-bie Lind of Mission Viejo and Kerry Choppin of Long Beach spoke of their gratitude to Hospice of Saddleback Valley for providing comfort to their loved ones before their passing, and for making their final days with them more meaningful.

Guests gathered around the tree and lit a candle representing the person they were honoring. Lind then officially lit the Tree of Light. Each light on the tree represents a person being remembered.

The Tree of Light will remain on dis-play through the holiday season on the garden level outside conference rooms 1 and 2 at Saddleback Memorial Medical Center. In addition, loved ones’ names

that have been honored with a donation to Saddleback Memorial Foundation are listed in the Book of Remembrance, which is on display through January 7, 2013 in the chapel of the hospital.

All Tree of Light donations benefit Hospice of Saddleback Valley, a team of caring, compassionate people who pro-vide comfort and care to the terminally ill and their family members. To date, the foundation has received approximately $15,000 in Tree of Light contributions this year and is continuing to receive donations.

To make a donation in honor of or in memory of a loved one, please contact Saddleback Memorial Foundation at (949) 452-3724 or visit www.memorial-care.org/smf.

With campuses in Laguna Hills and San Clemente, Saddleback Memorial provides exceptional medical expertise across a range of treatment areas includ-ing in cancer, stroke, and cardiac care. Innovations like robotic surgery, low dose CT, and dedicated breast MRI set us apart. In addition, The Women’s Hos-

pital at Saddleback Memorial – Laguna Hills offers special comfort and care to new mothers and their babies. A proud member of the MemorialCare Health System family and named Best Regional Hospital by U.S. News & World Report for three consecutive years, Saddleback Memorial continues to provide compre-hensive care for patients at every stage of their lives. For more information, go to memorialcare.com/Saddleback.

Saddleback Memorial Foundation raises funds for Saddleback Memorial Medical Center in support of its mission of improving the health and well-being of individuals, families and the community. The generous support of donors enables Saddleback Memorial Foundation to continue to keep the medical center at the cutting edge of procedures and medical expertise, as well as provide programs and services for the com-munity. To learn more about supporting Saddleback Memorial Medical Center through the foundation, please call (949) 452-3724 or visit www.memorialcare.org/smf.

saDDLebaCk memoriaL FounDation anD hosPiCe oF saDDLebaCk VaLLey honor LoVeD ones at tree oF LiGht Ceremony at saDDLebaCk memoriaL meDiCaL Center

Debbie Lind of Mission Viejo officially lit the Saddleback Memorial Tree of Light and thanked Jan Schlimmer of Hospice of Saddleback Valley for the care they gave her mother-in-law during her final days. A former Lieutenant Commander of the U.S. Navy, Lind now works as a nurse practitioner with Hospice of Saddleback Valley.

Kerry and Antoinette Choppin honored three of their family members who were under the care of hospice at Saddleback Memorial’s Tree of Light ceremony.

Diane Anawalt of San Juan Cap-istrano lit a candle for her father who passed away 18 years ago at Saddleback Memorial’s Tree of Light ceremony.



December 21, 2012

The Mission Viejo News is Happy to Announce the

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Mission Viejo News, 23472 Vista del Verde, Trabuco Canyon, CA 92679

Laguna Art Museum ends 2012 on a positive note with a significant contribution from collector Yvonne Boseker and grants from Pacific Life Foundation and the Laguna Beach Community Foundation.

Yvonne J. Boseker has made a sig-nificant pledge of $100,000 to Laguna Art Museum, establishing the Edward H. and Yvonne J. Boseker Fund for Early California Art. The Fund, named for her and her late husband, will be used for the conservation and framing of works in the museum’s permanent collection as well as exhibitions and educational programs related to the field of early California art.

“Ed and I both felt, and I still believe that we are just caretakers of this art,” said Mrs. Boseker. “It was here before us and will be here long after us, if everyone does their part to take care of it. As caretakers, it is our responsi-bility to take excellent care of it and to always be willing to share it with oth-ers. This was my goal in establishing the Boseker Fund for Early California Art at Laguna Art Museum.”

Yvonne has been a supporter of Laguna Art Museum since the 1980s. and she and her husband lent works from their collection to the museum’s

exhibition Early Artists in Laguna Beach in 1986. The Boseker collection is encyclopedic, with more than 200 works by 175 different California art-ists. It spans 1856 through the 1940s and consists mostly of oil paintings.

In addition to the Boseker gift, the museum recently received grants of $10,000 from Pacific Life Foundation and $4,000 from the Laguna Beach Community Foundation. Both grants will support community engagement programming at the museum on Thursday evenings.

In February 2012, then new execu-tive director Malcolm Warner instituted new hours of operation, keeping the museum open until 9:00 p.m. every Thursday.

“The idea was to give people an alternative time to visit, outside of the working day and the weekend,” said Dr. Warner. “The change opened up opportunities for extra programming, and over the past year we have built up our regular Thursday evening offerings almost to capacity, which these grants will now support.”

Thursday night programming at Laguna Art Museum includes the artist discussion series Conversation With..., which takes place the first Thursday of

every month during the Laguna Beach Art Walk, in addition to the occasional dance performance staged by Laguna Dance Festival; the chamber music concert series Live! at the Museum, which is produced in conjunction with Laguna Beach Live! on the second Thursday of each month; film nights with the Laguna Beach Film Society on third Thursdays; and various kinds of presentations, including talks and lectures on aspects of the museum’s collection and current exhibitions, and California art and culture generally, on

fourth and fifth Thursdays.“These grants help us to continue

our robust schedule of programming, and to maintain our newfound partner-ships with other organizations such as Laguna Beach Live! and Laguna Dance Festival,” said Dr. Warner. “We want to do all we can to engage the community and our Thursday evening programs play a big part in that. We hope people will take advantage of them and visit the museum often. There’s always something new and different to enjoy.”

LaGuna art museum reCeiVes siGniFiCant GiFt From CoLLeCtor yVonne boseker




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By Deborah AndersonNow that Christmas is over, and the

New Year has arrived, some people are facing the question of what to do with that Poinsettia they enjoyed during the holidays. With the proper care, enjoying these beautiful plants for many years is possible.

Poinsettias seem to follow the seasons when it comes to caring for them. During the late winter or early spring, in February or early March, these plants will need the old flower-ing stems cut back to 4-6 inches in height to promote new growth. During this period, the plants will also need fertilizing monthly; they will need 6 hours of light, they will need to be kept away from heat sources and the moisture must be checked daily. Water when the soil is dry.

In late spring or into the summer, repot the plant using a pot 2-3 inch larger in diameter than the one the previous one. Moisten the soil, and then set the plant in a sunny window. When all threat of frost has passed and the night temperatures are above 60 degrees, move the plant outside. The poinsettia will need to be set in a shady spot for a couple of weeks so it can acclimate to the outdoors.

After the acclimation, the plant, still in its pot, is ready to place into a sunny, protected flowerbed. Turn the pot regularly to keep the plant from rooting through the hole in the bottom of the pot; a quarter of a turn weekly should be enough to prevent the rooting.

The turning will also help the plant grow evenly. Shaping the plant also takes place during this season. If you desire a short plant with many flow-ers, pinch the growing shoots off to produce a bushy plant with more flow-ers. Pinching will only need to occur every 3-4 weeks, according to how fast the plant grows. Be sure to leave 2-3 large fully expanded leaves below the pinched area for a guide to tell when the shoots are ready for pinch-ing. Continue the pinching until mid-August. The poinsettia plant should be kept growing actively throughout the summer by watering regularly and feeding every two weeks with a complete 20-20-20 soluble fertilizer.

In the fall, before night tempera-tures drop below 55 degrees, check the poinsettia for pests and diseases, then brought indoors and placed in a sunny location, preferably in a south window. Reduce fertilization because

the plant will be-gin growing slower and the plant will begin its flower-ing process. Poin-settia flowering is photoperiodically induced, meaning that the flowers will begin forming when the days are short and the nights are long. With this in mind, the poinsettia must not receive any light at night or the flowering will not occur.

If the plant is in a location with light, cover it with a heavy paper bag, or place it in a dark closet at dusk every day, beginning in late September or early October. Because the flower set depends on dark periods longer than 12 hours, keeping the plant completely dark from 5p.m. to 8 a.m. from the end of September to at least December 15 is very important. The dark period should continue until the floral bracts show definite color and

are almost fully expanded. Tempera-tures should not fall below 55 degrees or go above 70 degrees and the poinsettia will need as much sunlight as possible.

If you are having trouble with your poinsettia, look at the temperatures, light intensity, nutrition, and moisture in the soil or the photoperiod method. All these can cause delayed maturity in a poinsettia.

how to Care For your Poinsettia aFter Christmas



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Dream GuiLD oF JDrF oC raises $20k at hoLiDay LunCheon

It was full room at Charlie Palmer’s in South Coast Plaza where around 150 ladies (and a few men) gathered for the Dream Guild of the Orange County Chapter of JDRF annual Holiday Luncheon. The event was hosted by Analisa Albert of Newport Coast and Pamela Lowry of Dove Canyon, Co-Chairs of the luncheon. Montblanc partnered with the Dream Guild hosting a champagne reception at their boutique as well as donating a beautiful timepiece from the Montblanc Collection Princesse Grace de Monaco valued at $6,600- the lucky winner was Nanette Buccola of Dana Point. Each lady at the luncheon received a complimentary femme individuelle fragrance from Montblanc; the event raised more than $20,000.

Dream Guild President Donna Longo welcomed JDRF Chapter President John Giovannone who thanked the Guild for their support of JDRF. Two adorable eleven year old girls then came up to speak, they were very gra-cious and mature for their age - Caroline Brewster and Katherine Hellmers spoke about their challenges of living with type 1 diabetes and their hope for a cure. The girls, who renamed themselves the “YuleT1De Girls” were selling mistletoe to “Kiss Diabetes Goodbye” and raised $500 to go directly to Fund a Cure to support research. James Cueva and Richard Rodriguez of Montblanc were thanked for their generous support of the Dream Guild over the past few years as well.

The silent auction featured some beautiful handbags from the Jessica Grant Collection created by Dream Girl Susan Paek, Burberry and a gor-geous Chanel handbag. More than thirty items were in the holiday raffle that would spark any shoppers interest, especially mine! After purchasing the raffle tickets, one would select the container of the item that you would want to win. A savvy past winner explained to me that if you really want the item, put all your tickets in one container or if you’re lucky, just put one raffle ticket in. Seriously, it was hard to select where to put your tickets as the selections was so desirable. Items offered were the traditional Dream Guild Basket of Champagne, wine, a signed book and basket from Charlie Palmer, trips to exotic locations, designer wallets, gift certificates to South Coast Plaza and Neiman Marcus, jewelry and fragrances. James Cueva of Montblanc had the pleasure of pulling the winning tickets; it was a real treat to hear the squeals of excitement from those that had won when their raffle ticket was pulled.

Guests enjoyed a three course meal with wine pairings from the Loire Val-ley specially created by Chef Kim. Starting off the festivities was your choice of Baby Red Oak Salad with Manchego, Asian Pear, Cucumber, Cardamom Walnut in a Pomegranate Vinaigrette or a Tuscan White Bean Soup with Torn Croutons and Parsley Pistou. Our main course was a choice between Slow Poached Scottish Salmon with Herb-bacon crust, Israeli Couscous Risotto, Acorn Squash with Brussels Sprouts in a red verjus vinaigrette; or a Crisped Skin Mary’s Farm Chicken with Black Truffle Gnocchi, Sweet Potato Puree with roasted root vegetables or a 8oz Flat Iron Steak with a blue cheese crust and herb potato rosti with red wine jus. Dessert was a scrumptious trio of Chocolate Moelleux, cheesecake tart and a lemon guava tart.

Today as many as three million Americans have T1D. Each year, 15,000 and 15,000 adults—approximately 80 people per day—are diagnosed with T1D in the United States. Additionally, studies have shown that Americans with diabetes incur medical expenses that are approximately 2.3 times higher than those incurred by Americans without diabetes. The goal of JDRF research is to improve the lives of all people affected by T1D by ac-celerating progress on the most promising opportunities for curing, better treating and preventing T1D. JDRF will not rest until T1D is fully conquered. More than 80 percent of JDRF’s expenditures directly support research and

Caroline Brewster and Katherine Hellemers - The “Yule T1De Girls”

Donna Longo and Pamela Lowry

James Cueva of Montblanc poses with Co Chairs Pamela Lowry and Analisa Albert

Natalie Wackeen with Lucy Fernandez and Sharon Wackeen

One of the Raffle Prizes offered - a Valentino Handbag

research-related educationMark your calendars now as the

Dream Guild presents the 2013 Dream Gala, “Lighting the Way to a Cure” on Saturday, March 23 at The Ritz-Carlton, Laguna Niguel. For information on sponsorship, tickets or donating, please contact Donna Mogilski at 949.885.5021. For more information about JDRF, visit the JDRF website at www.jdrfoc.orgor call 949.553.0363.



December 21, 2012

By Heather Shockney

Everyone loves the smell of cook-ies baking in the oven and pies cooling on the counter, what goodies will you be making for your dessert table this Christmas? Here are a few suggestions of some tried and true dessert recipes. First we will start with the cookies, this can be a great way to spend a snowy day with your children, and they will love to help you bake. A favorite Christmas cookie is the Sugar Cut-out cookie they are easy to make and lots of fun to decorate, here is a recipe for them from the food network, I use it every year and they turn out great.

Sugar Cut-out Cookie4 cups sifted all-purpose flour2 teaspoons baking powder1 1/2 cups sugar2 eggs3/4-cup butter (1 1/2 sticks)2 teaspoons vanilla extractColored Icing, recipe to followPreheat oven to 350 degrees F.

In a bowl, stir together flour and baking powder. In another bowl, beat butter with sugar until fluffy and light. Beat in eggs and vanilla. Stir in flour mixture, a third at a time to make stiff dough. Divide dough into 4 pieces. Roll out a portion of cookie dough to 1/4 inch thick. Cut out shapes us-ing cookie cutters. Place on lightly greased or nonstick cookie sheets. Bake until lightly golden, about 10 minute, rotating baking sheet halfway through cooking time. Cool complete-ly on pans about 5 minutes, transfer to cooling racks and cool completely before decorating.

Colored Icing:1/2 cup confectioners’ sugar1 1/2 tablespoons water

3 to 4 drops food coloring, plus more as needed

Colored sprinkles, optional In a small bowl, mix sugar and

water to form a thick, smooth icing. Stir in food coloring to reach desired shade. Drop icing onto cookies using a small teaspoon and smooth with the back of the spoon. Make additional

bowls for additional colors.Additional multi-colored sprinkles

can be added on top of icing before it dries for more decorative cookies, if desired.

Peanut butter bloSSomS.48 Hershey’s Kisses1/2 cup shortening3/4 cup creamy Peanut Butter

(I always use Jiff but you can use whichever type your family prefers)

1/3 cup granulated sugar1/3 cup packed brown sugar1 egg2 tablespoons milk1-teaspoon vanilla extract1-1/2 cups flour1-teaspoon baking soda1/2 teaspoon salt Granulated sugar1. Heat oven to 375°F. Remove

wrappers from chocolates. Hide them or there won’t be any left when you need them.

2. Beat shortening and peanut but-ter in large bowl until well blended. Add 1/3 cup granulated sugar and the brown sugar; beat until fluffy. Add egg, milk and vanilla; mix well. Stir together flour, baking soda and salt; slowly beat into peanut butter mixture.

3. Shape dough into 1-inch balls. Roll in granulated sugar, I use sugar thats been colored red and green,

place on ungreased cookie sheet. 4. Bake 8 to 10 minutes or until

lightly browned. Immediately press a chocolate into center of each cookie; cookie will crack around the edges. Remove from cookie sheet .Place on

rack to cool . This recipe will make about 4 dozen cookies.

What dessert table wouldn’t be perfect without some delicious pies? These can be the traditional pumpkin and pecan or you can add a few new ones to the bunch. Here is a great recipe for a easy Chocolate Mousse pie

ChoColate mouSSe Pie1 Oreo pie crust (pre-made from

store)2 boxes instant chocolate pudding1 tub of cool whipChocolate chips to garnishMix up pudding according to box

for pie, with half the tub of cool whip with mixer.

Put into crust then cover with re-maining cool whip.

Add chocolate chips on top to gar-nish and refrigerate till ready to serve.

You might want to consider making two of these they usually go fast.

The next dessert is for a Low Carb pumpkin Cheesecake; this would be great for your guests that are watch-ing their weight.

Christmas Dessert iDeas




bwSan Clemente Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. 11-0021683 Doc ID #000904421982005N Title Order No. 11-0017561 Investor/Insurer No. 090442198 APN No. 933-60-050 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CLIVE TAYLOR, AND SYLVIA BELEN TAYLOR, HUSBAND AND WIFE, dated 02/22/2005 and recorded 3/8/2005, as Instrument No. 2005000170526, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 5 CENTRE COURT #81, DANA POINT, CA, 926294104. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $581,283.02. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encour-aged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 11-0021683. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4334008 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE Loan Number: 0601247614 Trustee Sale Number: CA1100036020 APN: 690-592-49 Title Order No. 110215062-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: ANTHONY G. ROCK, AN UNMARRIED MAN Recorded 05/04/2005 as Instrument No. 2005000342722 in Book XX , page XX of Official Records in the office of the Recorder of Orange County, California Date of Sale: 01/02/2013 at 12:00 P.M. Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Property Address is purported to be: 33 GEMA SAN CLEMENTE, CA 92672 APN #: 690-592-49 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $791,730.34. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this www.lpsasap.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/29/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 Reinstatement and Payoff Requests: 800.665.3932 Ileanna Petersen, Authorized Signatory Sale Info Website: www.lpsasap.com Automated Sales Line: 714-730-2727 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4335425 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0061527 Doc ID #0001095941552005N Title Order No. 12-0109218 Investor/Insurer No. 109594155 APN No. 934-53-003 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by GARY STEVEN BROOKSHIER, AN UNMARRIED MAN, dated 07/15/2005 and recorded 7/22/2005, as Instrument No. 2005000569140, in Book n/a, Page n/a, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24667 SANTA CLARA AVENUE, DANA POINT, CA, 926293045. The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $695,693.99. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auc-tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0061527. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4335669 12/07/2012, 12/14/2012, 12/21/2012

notiCe oF truStee’S Sale TS No. Ca-10-339324-ab Order No.: 4367869 You are in DeFault unDer a DeeD oF truSt DateD 7/26/2006. unleSS You take aCtion to ProteCt Your ProPertY, it maY be SolD at a PubliC Sale. iF You neeD an eXPlanation oF the nature oF the ProCeeD-ing againSt You, You ShoulD ContaCt a laWYer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. beneFiCiarY maY eleCt to biD leSS than the total amount Due. Trustor(s): raYmonD PereZ, a marrieD man aS hiS Sole anD SeParate ProPertY Re-corded: 8/2/2006 as Instrument No. 2006000517094 of Official Records in the office of the Recorder of orange County, California; Date of Sale: 12/28/2012 at 9:00 am Place of Sale: on the front steps to the entrance of the orange Civic Center, 300 e. Chapman, orange, Ca 92866 Amount of unpaid balance and other charges: $310,401.43 The purported property address is: 33537 ViSta Colina 5, Dana Point, Ca 92629 Assessor’s Parcel No. 933-64-005 notiCe to Potential biDDerS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. notiCe to ProPertY oWner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: Ca-10-339324-ab . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. if the trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the trustee, and the successful bidder shall have no further recourse. if the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. the Purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. Date: Quality loan Service Corporation 2141 5th avenue San Diego, Ca 92101 619-645-7711 For non Sale information only Sale line: 714-573-1965 or login to: http://www.qualityloan.com reinstatement line: (866) 645-7711 ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. thiS notiCe iS Sent For the PurPoSe oF ColleCting a Debt. thiS Firm iS attemPting to ColleCt a Debt on behalF oF the holDer anD oWner oF the note. anY inFormation obtaineD bY or ProViDeD to thiS Firm or the CreDitor Will be uSeD For that PurPoSe. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: Ca-10-339324-ab IDSPub #0042076 12/7/2012 12/14/2012 12/21/2012

notiCe oF truStee’S Sale TS No. Ca-12-522081-VF Order No.: 1249145 You are in DeFault unDer a DeeD oF truSt DateD 3/20/2007. unleSS You take aCtion to ProteCt Your ProPertY, it maY be SolD at a PubliC Sale. iF You neeD an eXPlanation oF the nature oF the ProCeeD-ing againSt You, You ShoulD ContaCt a laWYer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. beneFiCiarY maY eleCt to biD leSS than the total amount Due. Trustor(s): toDD anD SanDra SChooler, huSbanD anD WiFe aS Joint tenantS, aS to an unDiViDeD 45.83% anD Craig CarneY, a marrieD man, aS hiS Sole anD SeParate ProPertY, aS to an unDiViDeD 24.17% anD PatriCk mCinallY, a marrieD man, aS hiS Sole anD SeParate ProPertY, aS to an unDiViDeD 15.01% anD henrY SChnePF, a marrieD man aS hiS Sole anD SeParate ProPertY, aS to an unDiViDeD 7.50% anD William tuman a marrieD man, aS hiS Sole & SeParate ProPertY, aS to an unDiViDeD 7.49% Recorded: 4/9/2007 as Instrument No. 2007000225546 of Official Records in the office of the Recorder of orange County, California; Date of Sale: 12/28/2012 at 9:00 am Place of Sale: on the front steps to the entrance of the orange Civic Center, 300 e. Chapman, orange, Ca 92866 Amount of unpaid balance and other charges: $700,836.84 The purported property ad-dress is: 315 CaZaDor ln unit a, San Clemente, Ca 92672 Legal Description: Please be advised that the legal description set forth on the Deed of trust is in error. the legal description of the property secured by the Deed of trust is more properly set forth and made part of exhibit “a” as attached hereto. Assessor’s Parcel No. 931-12-419 Legal description The land referred to herein below is situated in the county of orange, state of california, and is described as follows: A condominium comrpised of: Parcel 1: An undivided ½ interest in and to parcel 1 of parcel map No. 2002-105, in the city of san clemente, county of orange, state of california, as per map recorded in book 347 pages 45 and 46 of parcel maps, in the office of the county recorder of said county. Excepting therefrom the following: Units 1 and 2 as shown upon the condominium plan recorded march 9, 2006, as instrument No. 2006000160947 of official records, in the office of the orange county recorder. Parcel 2: Unit 1 as shown upon the condominium plan above referred to. notiCe to Potential biDDerS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-

ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. notiCe to ProPertY oWner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: Ca-12-522081-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. if the trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the trustee, and the successful bidder shall have no further recourse. if the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. the Purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. Date: Quality loan Service Corporation 2141 5th avenue San Diego, Ca 92101 619-645-7711 For non Sale information only Sale line: 714-573-1965 or login to: http://www.qualityloan.com reinstatement line: (866) 645-7711 ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. thiS notiCe iS Sent For the PurPoSe oF ColleCting a Debt. thiS Firm iS attemPting to ColleCt a Debt on behalF oF the holDer anD oWner oF the note. anY inFormation obtaineD bY or ProViDeD to thiS Firm or the CreDitor Will be uSeD For that PurPoSe. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: Ca-12-522081-VF IDSPub #0041178 12/7/2012 12/14/2012 12/21/2012



December 21, 2012

bwSan Clemente Legal Notices

NOTICE OF TRUSTEE’S SALE TTD No.: 20120001065681 Loan No.: ML8118 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12-16-2005 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-27-2012 at 12:00 P.M., PROPERTY GUARANTEE COMPANY, INC., as duly appointed Trustee under and pursuant to Deed of Trust recorded 12-21-2005, as Instrument No. 2005001019220, in book ///, page ///, of Official Records in the office of the County Recorder of ORANGE County, State of CALIFORNIA , executed by MEIIRDAI) SAFARI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States) at AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE 700 CIVIC CENTER DRIVE WEST SANTA ANA CA All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and State described as: APN No.: 670-101-21 The street address and other common designation, if any, of the real property described above is purported to be: 32354 CARIBBEAN DRIVE DANA POINT CA 92629 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale of property will be made in “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,813,466.31 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale, or visit this Internet Web site www.lpsasap.com for information regarding the sale of this property, using the file number assigned to this case 20120001065681. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled Date: 12-03-2012PROPERTY GUARANTEE COMPANY, INC., as Trustee by TITLE TRUST DEED SERVICE COMPANY, AS AGENT BRENDA B. PEREZ, AUTHORIZED SIGNATURE Sale Line: 714-730-2727 or Login to: www.lpsasap.com If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bid-der shall have no further recourse.. We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. A-4337195 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 11-02621-3 Loan No: 0147628457 APN 123-361-03YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED December 16, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 4, 2013, at 12:00 PM, at the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA, FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on December 22, 2005, as Instrument No. 2005001024663 of Official Records in the office of the Recorder of Orange County, CA, executed by: DAVID L. COLBERT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, in favor of Wells Fargo Bank, N.A., as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 26752 VISTA DEL MAR, DANA POINT, CA 92624-0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance

company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714.730.2727 or visit this Internet Web site www.lpsasap.com, using the file number assigned to this case 11-02621-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $1,148,339.14 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: December 14, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, TRUSTEE 135 Main Street, Suite 1900 San Francisco, CA 94105 415-247-2450 Jason Kane Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714.730.2727 A-4340229 12/14/2012, 12/21/2012, 12/28/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0074380 Doc ID #000254264522005N Title Order No. 12-0132580 Investor/Insurer No. 1686115123 APN No. 691-134-27 YOU ARE IN DEFAULT UN-DER A DEED OF TRUST, DATED 02/05/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by VIRGINIA DIANE FOSTER, AKA VICKI FOSTER, AS TRUSTEE OF THE VIRGINIA DIANE FOSTER TRUST DATED SEPTEMBER 21, 1994, dated 02/05/2003 and recorded 2/11/2003, as Instrument No. 2003000161709, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/14/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest con-veyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 3307 CALLE LA VETA, SAN CLEMENTE, CA, 92672. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $198,525.06. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auc-tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0074380. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-FN4342142 12/21/2012, 12/28/2012, 01/04/2013

NOTICE OF TRUSTEE’S SALE APN: 691-134-47 TS No: CA05001502-12-1 TO No: 5909029 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 7, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 14, 2013 at 09:00 AM, Grand Ballroom at Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 13, 2007 as Instrument No. 2007000096039 of official records in the Office of the Recorder of Orange County, California, executed by CAMERON GENOVESE A SINGLE MAN, as Trustor(s), in favor of INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 3332 CALLE LA VETA, SAN CLEMENTE, CA 92672 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $367,819.66 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05001502-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 15, 2012 TRUSTEE CORPS TS No. CA05001502-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auc-tion.com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM at 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. A-FN4342703 12/21/2012, 12/28/2012, 01/04/2013

notiCe oF truStee’S Sale TS No. Ca-12-527799-Jb Order No.: 120309482-Ca-gti You are in DeFault unDer a DeeD oF truSt DateD 5/15/2006. unleSS You take aCtion to ProteCt Your ProPertY, it maY be SolD at a PubliC Sale. iF You neeD an eXPlanation oF the nature oF the ProCeeDing againSt You, You ShoulD ContaCt a laWYer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. beneFiCiarY maY eleCt to biD leSS than the total amount Due. Trustor(s): StaCY m FitZSimmonS anD ChaD D. FitZSimmonS, WiFe anD huSbanD aS CommunitY ProPertY Recorded: 5/25/2006 as Instrument No. 2006000354664 of Official Records in the office of the Recorder of orange County, California; Date of Sale: 1/11/2013 at 9:00 am Place of Sale: on the front steps to the entrance of the orange Civic Center, 300 e. Chapman, orange, Ca 92866 Amount of unpaid balance and other charges: $581,668.45 The purported property address is: 12 Camino aZuleJo, San Clemente, Ca 92673-6802 Assessor’s Parcel No. 701-101-50 notiCe to Potential biDDerS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. notiCe to ProPertY oWner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: Ca-12-527799-Jb . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. if the trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the trustee, and the successful bidder shall have no further recourse. if the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. the Purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. Date: Quality loan Service Corporation 2141 5th avenue San Diego, Ca 92101 619-645-7711 For non Sale information only Sale line: 714-573-1965 or login to: http://www.qualityloan.com reinstatement line: (866) 645-7711 ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. thiS notiCe iS Sent For the PurPoSe oF ColleCting a Debt. thiS Firm iS attemPting to ColleCt a Debt on behalF oF the holDer anD oWner oF the note. anY inFormation obtaineD bY or ProViDeD to thiS Firm or the CreDitor Will be uSeD For that PurPoSe. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: Ca-12-527799-Jb IDSPub #0042394 12/21/2012 12/28/2012 1/4/2013

notiCe oF truStee’S Sale TS No. Ca-11-443477-Cl Order No.: 110226679-Ca-lPi You are in DeFault unDer a DeeD oF truSt DateD 7/3/2007. unleSS You take aCtion to ProteCt Your ProPertY, it maY be SolD at a PubliC Sale. iF You neeD an eXPlanation oF the nature oF the Pro-CeeDing againSt You, You ShoulD ContaCt a laWYer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. beneFiCiarY maY eleCt to biD leSS than the total amount Due. Trustor(s): Paul a SWanSon anD anna SWanSon, huSbanD anD WiFe, aS CommunitY ProPertY With right oF SurViVorShiP Recorded: 7/9/2007 as Instrument No. 2007000428925 of Official Records in the office of the Recorder of orange County, California; Date of Sale: 1/11/2013 at 9:00 am Place of Sale: on the front steps to the entrance of the orange Civic Center, 300 e. Chapman, orange, Ca 92866 Amount of unpaid balance and other charges: $1,073,275.70 The purported property address is: 258W eSCaloneS 4-r, San Clemente, Ca 92672 Assessor’s Parcel No. 938-79-022 notiCe to Potential biDDerS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. notiCe to ProPertY oWner:

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: Ca-11-443477-Cl . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. if the trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the trustee, and the successful bidder shall have no further recourse. if the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. the Purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. Date: Quality loan Service Corporation 2141 5th avenue San Diego, Ca 92101 619-645-7711 For non Sale information only Sale line: 714-573-1965 or login to: http://www.qualityloan.com reinstatement line: (866) 645-7711 ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. thiS notiCe iS Sent For the PurPoSe oF ColleCting a Debt. thiS Firm iS attemPting to ColleCt a Debt on behalF oF the holDer anD oWner oF the note. anY inFormation obtaineD bY or ProViDeD to thiS Firm or the CreDitor Will be uSeD For that PurPoSe. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: Ca-11-443477-Cl IDSPub #0043195 12/21/2012 12/28/2012 1/4/2013

San Clemente Legal Notices





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NOTICE OF TRUSTEE’S SALE TS No. 12-0058947 Title Order No. 12-0106023 APN No. 939-41-048 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID SCHWARTZENBERGER, AN UNMARRIED MAN, dated 10/14/2006 and recorded 10/19/2006, as Instrument No. 2006000708600, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34012 SELVA RD, UNIT 15, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $925,929.88. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and

expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0058947. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167650 12/07, 12/14, 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0019547 Doc ID #0001398348782005N Title Order No. 12-0033000 Investor/Insurer No. 139834878 APN No. 682-132-07 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/11/2006. UNLESS YOU TAKE AC-TION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHAEL R MONTRIEF, A SINGLE MAN, dated 07/11/2006 and recorded 7/24/2006, as Instrument No. 2006000491732, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34056 CALLITA DR, DANA POINT, CA, 926292609. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $905,168.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0019547. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4337779 12/14/2012, 12/21/2012, 12/28/2012

NOTICE OF TRUSTEE’S SALE Loan Number: 7435785233 Trustee Sale Number: CA1200058531 APN: 933-64-028 Title Order No. 120276130-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made; but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: MICHAEL O’CONNOR, AN UNMARRIED MAN Recorded 04/18/2003 as Instru-ment No. 2003000436079 in Book XX , page XX of Official Records in the office of the Recorder of Orange County, California Date of Sale: 01/08/2013 at 12:00 P.M. Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Property Address is purported to be: 24065 VISTA CORONA DANA POINT, CA 92629 APN#: 933-64-028 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $160,548.64 If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this www.lpsasap.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 12/10/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 Reinstatement and Payoff Requests: 800.665.3932 Omar Solorzano, Authorized Signatory Sale Info Website: www.lpsasap.com Automated Sales Line: 714-730-2727 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4337960 12/14/2012, 12/21/2012, 12/28/2012

NOTICE OF TRUSTEE’S SALE File No. 7037.95537 Title Order No. MIN No. 100162500057612450 APN 933-04-163 YOU ARE IN DE-FAULT UNDER A DEED OF TRUST, DATED FEBRUARY 5, 2008. UN-LESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): ELHAM ELAHI A SINGLE WOMAN AND ALI M. ELAHI A SINGLE MAN AS ; JOINT TENANTS Recorded: 2/13/2008, as Instrument No. 2008000063718, of Official Records of ORANGE County, California. Date of Sale: 1/7/2013 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive,, Orange, CA The purported property address is: 61 VIA ALMERIA, SAN CLEMENTE, CA 92673 Assessors Parcel No. 933-04-163 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $423,364.96. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encour-aged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7037.95537. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement informa-tion is to attend the scheduled sale. Date: Wednesday, December 05, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Bonita Salazar Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE File # 7037.95537: 12/14/2012,12/21/2012,12/28/2012

notiCe oF truStee’S Sale TS No. Ca-11-455341-ab Order No.: 5624729 You are in DeFault unDer a DeeD oF truSt DateD 2/9/2005. unleSS You take aCtion to ProteCt Your ProPertY, it maY be SolD at a PubliC Sale. iF You neeD an eXPlanation oF the nature oF the ProCeeD-ing againSt You, You ShoulD ContaCt a laWYer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. beneFiCiarY maY eleCt to biD leSS than the total amount Due. Trustor(s): JeFFreY b kilDaY anD elaine kilDaY huSbanD anD WiFe Recorded: 2/14/2005 as Instrument No. 2005000114928 of Official Records in the office of the Recorder of orange County, California; Date of Sale: 1/4/2013 at 9:00 am Place of Sale: on the front steps to the entrance of the orange Civic Center, 300 e. Chapman, orange, Ca 92866 Amount of unpaid balance and other charges: $547,238.98 The purported property address is: 2315 Calle almirante #108, San Clemente, Ca 92673 Assessor’s Parcel No. 939-68-349 notiCe to Potential biDDerS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. notiCe to ProPertY oWner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: Ca-11-455341-ab . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. if the trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the trustee, and the successful bidder shall have no further recourse. if the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. the Purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. Date: Quality loan Service Corporation 2141 5th avenue San Diego, Ca 92101 619-645-7711 For non Sale information only Sale line: 714-573-1965 or login to: http://www.qualityloan.com reinstatement line: (866) 645-7711 ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. thiS notiCe iS Sent For the PurPoSe oF ColleCting a Debt. thiS Firm iS attemPting to ColleCt a Debt on behalF oF the holDer anD oWner oF the note. anY inFormation obtaineD bY or ProViDeD to thiS Firm or the CreDitor Will be uSeD For that PurPoSe. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: Ca-11-455341-ab IDSPub #0042767 12/14/2012 12/21/2012 12/28/2012



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NOTICE OF TRUSTEE’S SALE Loan Number: 0654781772 Trustee Sale Number: CA1200054217 APN: 682-122-24 Title Order No. 120125912-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/15/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: JOHN E. QVALE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded 11/26/2003 as Instrument No. 2003001428080 in Book - , page -, of Official Records in the office of the Recorder of Orange County, California Date of Sale: 01/07/2013 at 09:00 A.M. Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom Property Address is purported to be: 33812 MARIANA DRIVE DANA POINT, CA 92629 APN #: 682-122-24 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $298,995.13. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien,

not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800.280.2832 or visit this www.auction.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not im-mediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/14/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 800.280.2832 Reinstatement and Payoff Requests: 800.665.3932 Omar Solorzano, Authorized Signatory Sale Info Website: www.auction.com Automated Sales Line: 800.280.2832 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-FN4329719 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0077800 Title Order No. 12-0139092 APN No. 675-121-44 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/04/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CHRISTOPHER TODD JOHNSON, AND JUDITH RUTH PROFANT, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/04/2007 and recorded 06/11/2007, as Instrument No. 2007000371528, in Book , Page of Official Records in the office of the County Recorder of ORANGE County, State of California, will sell on 01/28/2013 at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 3752 CALLE CA-SINO, SAN CLEMENTE, CA 92673-2707. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $475,176.83. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of Section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0077800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.172355 12/21/2012, 12/28/2012, 01/04/2013

NOTICE OF TRUSTEE’S SALE TS No. 12-0070609 Doc ID #0001536914012005N Title Order No. 12-0124916 Investor/Insurer No. 153691401 APN No. 939-86-093 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/06/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID W ARSENAULT, AND SANDRA L ARSENAULT, HUSBAND AND WIFE AS JOINT TENANTS, dated 12/06/2006 and recorded 12/15/2006, as Instrument No. 2006000842087, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of Cali-fornia, will sell on 01/14/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34300 LANTERN BAY DRIVE #55, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designa-tion, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $657,560.54. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0070609. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4341542 12/21/2012, 12/28/2012, 01/04/2013




By Brenda HoffmanEveryone, everywhere celebrates Christmas. Santa Claus is the number

one fan and symbol of this holiday. However, since Christmas is celebrated differently throughout the world it only makes sense that Santa is also seen differently throughout the world. Let’s take a look at some of the different countries and how they celebrate Christmas.

Our first stop is France. Here Christmas is known as “Noel” and the children call Santa “Pere Noel.” The French have a Christmas tree that is decorated with real candles and bright red ribbons. They also decorate the outside of their house, especially if they have evergreen trees. They put lights on these trees and they leave them on for the entire night.

Our next stop is the Eastern European country of Hungary. Here Santa Claus is called “Mikulas” which means “Winter Grandfather.” On December 5 children clean their rooms and take baths in expectation of Mikulas’ arrival on December 6. For children who are good Mikulas leaves candy and toys in their clean shoes. For naughty children Mikulas leaves a golden birch. This means that these children should get a spanking. On Christmas Eve baby Jesus and His angels bring presents and the Christmas tree. In order to give baby Jesus and His angels time to set everything up families either go to the movies or to a relative’s house on Christmas Eve.

Our next stop is in Germany where they truly love to decorate for the holi-days. Germans really like to put up electric candles and cover their homes with all kinds of lights and colors. The one special decoration that the Germans are known for is the Adventskranz. This is a leaf wreath that has four candles in it. Germans also like to place a manger scene inside of their home. The Germans do enjoy two times of gift receiving though. The first is on Decem-ber 6 when St. Nicholas brings children small gifts. Then on Christmas Eve Father Christmas brings gifts to everyone.

From Germany we move on to Latvia. This is one country that all children should think about moving to for Christmas time. In Latvia there are 12 days of Christmas celebrated, starting on Christmas Eve. This is also the home of the first ever Christmas tree, which came into being in the year 1510. The traditional Christmas meal consists of brown peas with bacon sauce, sausage, cabbage, and small pies.

Now we are onto New Zealand. Here Christmas arrives in the middle of summertime. The Christmas dinner consists of foods that can be barbequed. This includes ham, shrimp and fish. There are parades in most towns dur-ing the holiday season. On Christmas Eve Santa Claus brings the children presents that they get to open on Christmas Day. It is interesting though that Latvia also celebrates Christmas again around July 15. It is at this time that it is actually cold enough to enjoy the type of Christmas dinner that we enjoy here in America.

Regardless of what country you go to, Christmas is celebrated in some way. So, you should not ever worry that Santa will be unable to find you because he will

the traDition oF santa CLausSanta ClauS: a ChriStmaS tradition that iS Celebrated throughout the entire World



December 21, 2012

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