schedule of charges corporate[1]

8/11/2019 Schedule of Charges Corporate[1]

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Mutual Trust Bank LtdSchedule of Charges of Corporate Banking

No ParticularsNature ofCharges/

Commission

Charges/Commission

Collection

i) Where there is a Clearing House -Free

1

Collection of LocalCheque/Bill/Draft Charges

ii) Where there is no Clearing House,Conveyance at actual or minimumTk.50/- per case

i)Where there is a Clearing House,

Tk.50/- (flat) per instance

2 Cheque Returned unpaid Charges

ii)Where there is no Clearing House,Tk100/- (flat) per instance

3 Bounced Cheque drawnon us (Cash, Clearing ortransfer)

Charges Tk. 50.00 (Flat) per instance from theaccount of the Drawer of cheque.

1)Upto Tk. 25,000 @ 0.20%, Butminimum Tk. 40/-

ii) Tk. 25,001/- to 100,000/- @ 0.20%but minimum Tk 75/-

iii) Tk. 100,001/- to 500,000/- @0.15% But minimum Tk. 200/-

4 Collection of outstation/outside Cheque/Bill/Draft

(Clean/Documentaryincluding IBPs)

Charges

iv) Above Tk. 500,000/- @ 0.10% Butminimum Tk. 750/- and MaximumTk. 3000/-

5 Postage (Registered/

Courier)

Charges At actual, but Minimim Tk. 25/-

CD/SND/SB Tk. 4.00/- per leafincluding VAT for all types of accounts

6 Issuance of ChequeBooks for 10 leaves/25leaves/50 leaves

Charges

Issue of new cheque book in case oflost one Tk. 100/-


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7 Issuance of BangladeshBank Cheque at therequest of the client.

TK. 100/- Per Cheque

i) SND/CD Tk. 300/-

ii) Savings Tk. 200/-

8 Account Closing Charge Charges

iii) No charge for PrematureEncashment of Scheme Account

9 Account TransferCharge

Charges SND/CD/SB/Scheme A/c Tk. 200/-

Remittance (Inland)10

Issuance of DD*Commission @.0.15% But minimum Tk 100/-,

Maximum Tk 1500/-

Cancellation of DD Charges Tk. 50/- (flat)

i) Upto Tk. 10,000/- Tk. 25/-

ii) Tk. 10.001 to Tk. 100,000 Tk. 50/-

Issuance of Pay Order*/Security DepositReceipt (SDR)

Commission

iii) Above Tk. 100,000/-Tk. 100/-

Cancellation of PO Charges Tk. 100/- (flat)

Issuance of DuplicatePO/SDR

Commission Tk. 50/- (flat)

Issuance of DuplicateInstruments (Except

PO/SDR)

Commission Tk.100/-(flat)

11 Standing Instruction Charges Tk. 100/- for execution of eachinstruction. No charge for transfer offund from any Deposit Account toScheme Account.

12 Issuance of Guarantee Commission 0.50% - 0.75% per quarter or partthereof Minimum Tk. 1000/-. In caseof 100% cash margin Tk.300/-

Account MaintenanceFee

i) Current Account/SND

account

Maintenance

Fee

Tk. 500 /-half yearly on each account

irrespective of balance.No fees up to Tk. 5000/ averagebalance.Tk. 100/- on half yearly basis up to Tk.25,000/ average balance

ii) Savings Account MaintenanceFee

Tk. 300/- on half yearly basis aboveTk. 25,000/ average balance

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iii) All loan Accounts MaintenanceFee

Tk. 800/- half yearly on each Loan


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Locker Service

Rent (Annual) i) Small Tk. 1,500/-+ InsurancePremium Tk.690/-

Rent (Annual) ii) Medium Tk. 2,000/- + InsurancePremium Tk 920/-

a) Annual Rent

Rent (Annual) iii) Large Tk. 2,500/- + InsurancePremium Tk. 1,150/-SecurityDeposit

i) Small Tk. 2,000/-

SecurityDeposit

ii) Medium Tk. 3,000/-

b) Refundable SecurityDeposit

SecurityDeposit

iii) Large Tk. 5,000/-

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c) Replacement of Key(Lost/Damage)

Charges At actual plus Tk. 1,000/-

Purchase of Cheque &

inland Billsi) Upto Tk. 25,000 @ 0.15%, MinimumTk. 25/-

ii) Tk. 25,001 to 100,000 @ 0.15%Minimum Tk. 50/

iii) Tk. 100,001 to 500,000 @ 0.10%,Minimum Tk. 200/-

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Commission

iv) Above Tk. 500,000 @ 0.05%Minimum Tk. 500/- and Maximum Tk.

1500/-

MiscellaneousServices

i) Stop Payment instruction Tk. 100/-

ii)(a) Issuance of certificate for the

purpose of BO A/c Tk. 100/-

(b) Issuance of any other certificate

Tk. 200/-

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Issuance of BalanceConfirmation Certificate

Charges

iii) Issuance of Balance ConfirmationCertificate (half yearly free) *

17 Mail Charge Charges At actual outside Bangladesh

*As per Bangladesh Bank instruction


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Charges for CreditOperation * *

Upto Tk. 2,500,000 -Tk.1,000/-

Tk. 2500001/-to 500000 -Tk 1,500/- toTk. 2,000/-

Tk. 500001/- to 10 Million - Tk 2,000/-to Tk 2,500/-

A) Loan Processing Fee(Sanctions/Renewal/Enhancement/Extension )

Processingfee

Above 10 Million- Tk 2,500/- to Tk.3000/-

B)SME Loani) Service Charge Charges 1% on approved loan amount

i) Risk fund ServiceCharges

1% on approved loan amount

ii) Charge for overdueinstallment in SME Loan

2% of overdue installment

C) Loan DocumentationFee Mortgage of landedproperty/ Creation ofcharge/other BanksFDR/shares etc.

At actual

i) Upfront fees (Loan/structurefinance/syndicate

Charges i) @ Tk. 0.25% -1.00% of loanamount

ii) Commitment fee (forcredit line)

Charges ii) @ Tk 0.25% on undisbursedamount

iii) Prepayment charges(term loan)

Charges iii) @ Tk. Tk. 0.25% on outstandingamount

iv) Price of loanapplication form(s)

Charges iv) Tk. 200/- for loan under schemes(Except Hire Purchase/LeaseFinance)

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v) Others (not specifiedabove)

Charges v) To be fixed by the management.

Management Fee

a) Approved excess overlimit

Fees 0.25% -1%19

b) Extension of time ofregular and overdueloans

Fees 0.25% -1%

20 Early Adjustment(TermLoan, HBCRL,CHB)

Fees 1% - 2% (on present O/S)

* * The authority to change (enhance/reduce/waive) the commission/charges will be onrespective individual based on his credit approval delegation (CAD). For now, anychange for any customer having limit upto TK 30 million will be under the discretion ofDMD, Mr. Quamrul Islam Chowdhury and beyond that will be within the authority of MD& CEO.


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Transmission of LC by SWIFT

Overseas

2.1

a. Transmission ofL.C.

Charges Tk. 2,500/=

b. Short - Message Charges Tk. 500/=

Local

2.2 Transmission ofL.C.

Charges Tk. 1,000/=

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Short - Message Charges Tk. 500/=

F.C.C.(foreigncorrespondentcharges)

a) Where chargesare on ApplicantsA/C.

Tk. 500/=23

b) Where chargesare onBeneficiarys A/C

At Actual (Incase of non-payment of charges bybeneficiary, actual charge to berealized from the importer as perUCP)

L.C. Amendment

When increase ofvalue includingextension of timeby SWIFT

Tk. 1,000/=a. Includes increase ofvalue or Extensionof Time

UPAS/Importunder discount ofOBU

If shipment date /LC expiry isextended by amendment frominitial expiry, then 0.30% p.q.Commitment fee will beapplicable for such extendedshipment/validity

b. Other than increaseof value/ Extensionof time only

By SWIFT Tk. 500/=

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c. Amendment isintended to reducethe value & time

By SWIFT Tk. 500/=, commission realizedearlier not to be retuned


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L.C. Cancellationwhen ExpiredUnutilized.

Charges/Fee No Charge.

L.C. Cancellation

before expiry

Charges/Fee Our charge: No Charge. Foreign

Banks charge, if any, at actual.

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SWIFT Tk. 500/=

26 Collection OfCredit Report(Schedule ofCharges of Dun &Bradstreet Sameltd. is enclosed)

Charges At actual as per schedule +service charge Tk.500/=

27 Interest on PAD. Intt./ exchangeearning

Not exceeding 13% for the 1st 30days

LIM

a Handling LIM documents. Com. Max 0.50 % on landedcost.

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b Interest in LIM facility. Interest As per lending rate fixedby bank from time to time.

29 Issuance of shipping guaranteein absence of originaldocuments provided full value ofdocuments is deposited by theclient.

Charges Tk. 1,000/=

30 Inward documentary collectionnot under import L.C. (may besubject to URC-522 or not)

Collectioncharge

In case of D.P. - 0.40 %.Min.Tk.1000/=,In Case ofD.A. - 0.50 % per quarter.Min. Tk.1000/=, Plusother charge, ifapplicable, at actual.

0.20 %. MinimumTk.1000/=

31 Add confi rmation charges #

Adding of confirmation (our side)

For eachquarter -managementfee

Plus SWIFT Charge Tk. 1000/=

# If cash collateral is provided by the bank for obtaining confi rmation from thirdforeign bank, the importer wil l have to pay interest on the cash collateral amountat prevailing EURO dollar or LIBOR rate.

0.20 %. MinimumTk.1000/=

32 Confirmation of Local LC For eachquarter

Plus SWIFT ChargeTk. 500/=


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33 IRC Renewal Fee Govt. fee at actual+service charge Tk.500/=

B. EXPORT

a. Advising of Export L/C. Charges Tk.750/= flat34

b. Advising of amendment L/C Charges Tk.750/= flat

L.C. TRANSFER

Overseas LC Charges For Our Clients only:

1. In-House Transfer (i.e. Transfer of LC fvg. another sister concern garmentsunit of same Group) of our Garments Clients: Tk.750/=2. Transfer of LCs (MT720) at the request of our Buying House Clients whohas license under Section 18A or 18B of FER Act, 1947 by Bangladesh Bank:Flat Tk.750/=+ SWIFT Charge at Actual.

a.

Local LC Transfer Charges As above + SWIFTCharge at actual, if any

b.Cancellation of Transfer Charges SWIFT/ postage Charge

at actual, if any

Transfer of amendment Charges For Our Clients only:

Overseas LC Amendment1. In-House Transfer (i.e. Transfer of LC amendment fvg. another sister

concern garments unit of same Group) of our Garments Clients:Tk.750/=

2. Transfer of LC amendment (MT707) at the request of our Buying House

Clients who has license under Section 18A or 18B of FER Act, 1947 byBangladesh Bank: Flat Tk.750/=+ SWIFT Charge at actual.

c.

Local LC Amendment Charges As above + SWIFTCharge at actual, if any

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d. Cancellation of Tr. Ofamendment

Com. SWIFT/ postage Chargeat actual, if any


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Negotiation of Export bill

a. Negotiation of Export Bill drawnunder LC issued by first classreputed foreign bank.

Charges/Com. 0.15% on the billamount.[OD Sight rate tobe applied for Sight Billand Usance rate forUsance Bill]

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b. In addition to a) Courier/Charge

At actual

37 Discounting of Export bill drawnunder local LC.

Com./Charges

Discount intt. for theapplicable usance periodof the bill for theoutstanding period +Tk.400/= as Documentprocessing fee + Postageat actual

Com. 0.15% on the bill amount,if there is no exchangegain

Postage Max Tk. 500/=, if there isexchange gain

38 Processing of documents undercollection

Courier At actual.

N.B. Instruction issued or to be issued from time to time by the CustomsCommission rate /NBR regarding realization of Source Tax (Presently 0.50%) onrealized value against export to be fo llowed.39 Acceptance comn. Against

Usance bill under Cash(deferred)/ BTB L.C.

For each

quarter

0.40 % on the bill amount.

Min. Tk. 1000/=

C BANK GUARANTEE

FOREIGN BANK GUARANTEE

a. Advising of guarantee to thebeneficiary in original without anyengagement on our part.

Charges Flat Tk.750/=

b. Issuance of guarantee backed by100 % counter guarantee of

foreign bank.(If charges are on beneficiarysA/c.)

Com./charges 0.50 % per quarter or partthere of .Min. Tk.1500/= +

cost of stamp, Tax,SWIFT etc. at actual, ifany.

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c. Issuance of guarantee (undercash margin or Com. / chargescollateral) not backed by anycounter guarantee of foreignbank (If charges are on bene.

A/C.)

Com. /charges

0.75 % per quarter or partthere of . Min. Tk.2000/=+ cost of stamp, Tax,SWIFT etc. at actual, ifany.


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d. Issuance of bid bond/performance bond againstforeign bank guarantee. (Ifcharges are on beneficiary A/C.)

Com. 0.50 % per quarter (Min.Tk.1500/= + cost ofstamp, Tax, SWIFT etc. atactual, if any.

D REMITTANCE (INWARD)

a. Purchase of foreign bank draft, Com. Tk.0.20% per USD

b. Payment of any foreign taka draftwhich are drawn on our bank

Com. Free

c. Encashment of any foreign T.T.in Taka. at our counter

Com. Free

d. Encashment of F.C.Draft / M.T. Handling

charge

Foreign Bank charges at

actual plus service chargeTk.300/=

e. Issuance of FC Draft underremtt.arrangement drawn onBangladesh Bank

Com/ Charges Free

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f. Issuance of FC Draft drawn onBangladesh Bank

Com/ Charges Tk.500/= flat

E COLLECTION

a. Collection of clean item (Inward) Postage &other charge

Postage at actual plusTk.200/=handling charge

b. For Outward documentary billsfor collection (Under all type ofL.C.)

Com. 0.15 %. Min.Tk.500/= +postage & SWIFT chargeat actual, if any.

c. For Outward documentary billsfor collection

Com. 0.15 %.Min.Tk.1000/=pluspostage or SWIFT chargeat actual, if any

d. Collection of foreign currencydraft from abroad

Com. Tk.300/= Processing feeat actual plus Postage

/Courier/SWIFT/ ForeignBank charges, if any.

N.B.: Collection of Draft will be with recourse basis for our tested clients only.

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eCollection of proceeds of anyF.C. draft from local Bank whichare not primarily collectedthrough clearing

Charges Tk. 300/= per instrument


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F OUTWARD

Issuance of F.C.draft onforeign correspondent

Com. / SWIFTcharge

i) Up to USD 1000= $5.00

ii)USD 1001

USD5000=$15.00iii) USD5001 USD10,000=$25.00

a.

iv) Above USD10,000 =$40.00Min Tk. 350/= + SWIFTcharges at actual, if any

b. Issuance of T.T. (F.C.)through foreigncorrespondent

Com. Tk.1,000/= per T.T.

SWIFT charge At actual

c Cancellation of draft in F.C. Com. Tk.500/= per DDSWIFT charge At actual.

d Cancellation of T.T. in F.C. Charge Tk.500/= per TTSWIFT charge At actual.

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G MISCELLANEOUS

a. Issuance of no objectioncertificate

Com. Tk.500/= for each case.

b. Charges against issuance

of L.C.A.Form / IMP /EXPForm

Charges Tk.150/=for each item

c. Issuance of PRC. Charges Tk. 500/=

For claim up to Tk.5.0 lac=Tk.2500/Claim of Tk.5.0 lac above upto Tk.10.0 lac= Tk.3500/=

d. Handling Cash subsidy /duty drawback

Processing fee

Claim of Tk 10.0 lac above=Tk.5000/

e. Issuance of BTB LC

certificate

Processing Fee Tk.500/ for each certificate

f. Issuance of C & F certificate Processing Fee Tk.500/ for each certificate

g. Verification of BL and BG Processing Fee Tk.500/ for each item

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h. Case to Case LC Opening Processing Fee 200/- to 500/-


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Schedule of Charge for Cash Management:

Cheque Related Charges Unit Charges

Issuance of Bangladesh BankCheque

Per Cheque 200/-

Stop Payment Instruction- BBCheque

Per Instruction 200/-

Stop Payment Cancellation-BBCheque

Per Instruction 200/-

Inward Clearing Cheque returned/Unpaid due to insufficient fund

Per Cheque 500/-

Inward Clearing Cheque returned/Unpaid due to other reasons

Per Cheque Free

Outward Clearing Cheque returned/Unpaid due to insufficient fund

Per Cheque Free

Outward Clearing Cheque returned/Unpaid due to other reasons

Per Cheque Free

PO/DD/TT Related Charges Unit Charges

Issuance of Pay order Upto BDT 100,000.00Above BDT 100,000.00

100/-200/-

Issuance of DD @ 0.15% of DDamount; MinimumTk 100/-

Issuance of DD (FCY) @0.15% of DDamount; MinimumTk 300/-

Issuance of TT @0.15% of TTamount; MinimumTk 100/-

Cancellation of Pay order/DD/TT (Lcy)

For any Value 300/-

Cancellation of Pay order/DD/TT (Fcy) For any Value 500/-


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Account Servicing Fees Unit Charges

Upto two (each) FreeAccount Statement

More than two within 6months

100/-

Balance Certificate FreeGeneral Certificate For status / nature of

business ( Same day)For status / nature ofbusiness ( Next day)

100/-50/-

Duplicate Advice 500/-

BO Certificate 100/-

Sweep Charges ChargesSweep creation charges FreeSweep-In (charge for each execution) Free

Sweep-Out (charge for each execution) FreeAmendment of Sweep Free

Standing Instruction Charges Charges

Standing Instruction (SI) creation charge (any transaction) 100/-SI for Transfer of funds between accounts FreeSI for Transfer of funds within MTB branchs FreeFailure of SI due to Insufficient funds Free

Amendment of SI FreeCancellation of SI 100/-

Cash Management Nationwide Collection Service and Payment Transfer Service:Charges will be fixed on piecemeal basis based on the mutual discussion with the client;Min. Charge will be 0.03% of the total Collection/Payment amount.

schedule of charges corporate[1]

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