scheme for promotion of women self help groups
TRANSCRIPT
https://www.nabard.org/english/SchemePromotion.aspx
Scheme for Promotion of Women Self Help Groups
A scheme for promotion and financing of Women Self Help Groups (WSHG) in association with Government of India is being implemented across 150 backward districts of the country. The list of districts is given in Annexure. The scheme is an attempt at having Self Help Promoting Institutes (SHPI) to work not merely as an SHPI for promoting and enabling credit linkage of these groups with banks, but also serving as a banking / business facilitator, tracking, monitoring these groups and also being responsible for loan repayments. The objective of the scheme is to saturate the districts with viable and self sustainable WSHGs by involving anchor NGOs / support agencies who shall promote and facilitate credit linkage of these groups with banks, provide continuous handholding support, enable their journey for livelihoods and also take responsibility for loan repayments. NABARD shall provide grant support @Rs.10,000/- per SHG to these NGOs over a period of three years and also bear the cost of training and other capacity building initiatives. Some of the salient features of the scheme are as below:
i. An anchor NGO / support agency will be selected by LDM in consultation with the DDM, NABARD and DLCC in each of the identified districts for implementation of the project.
ii. The scheme would be implemented through bank branches, having CBS facility.
iii. The identified bank branch will enter into a MoU with the identified NGO / support agency.
iv. The identified NGOs will be eligible for grant assistance upto a maximum of RS.10,000 per WSHG.
v. All loans to new WSHGs promoted shall preferably be under the cash credit mode.
vi. NABARD will provide need based awareness and capacity development programmes for key stakeholders under the project.
vii. A Service Charge of 5% per annum on monthly average loan outstanding shall be paid by the participating bank to the respective NGOs / support agencies to meet their administrative, transaction and risk costs.
Annexure
List of 150 LWE affected / Backward districts identified under WSHG
Sr No Name of the state Districts identified Lead Bank
1 Andhra Pradesh Adilabad State Bank of Hyderabad
2 Andhra Pradesh Anant pur Syndicate Bank
3 Andhra Pradesh East Godavari Andhra Bank
4 Andhra Pradesh Guntur Andhra Bank
5 Andhra Pradesh Karimnagar State Bank of Hyderabad
6 Andhra Pradesh Khammam State Bank of Hyderabad
7 Andhra Pradesh Kurnool Syndicate Bank
8 Andhra Pradesh Medak State Bank of India
9 Andhra Pradesh Mehboobnagar State Bank of India
10 Andhra Pradesh Nalgonda State Bank of Hyderabad
11 Andhra Pradesh Nizamabad State Bank of Hyderabad
12 Andhra Pradesh Prakasam Syndicate Bank
13 Andhra Pradesh Srikakulam Andhra Bank
14 Andhra Pradesh Visakapatnam State Bank of India
15 Andhra Pradesh Vizianagaram State Bank of India
16 Andhra Pradesh Warangal State Bank of India
17 Arunachal Pradesh Dibang Valley State Bank of India
18 Arunachal Pradesh West Siang State Bank of India
19 Assam Dhemaji United Bank of India
20 Assam Karbi Angling State Bank of India
21 Assam Kokrajhar UCO Bank
22 Assam North Cachar Hills State Bank of India
23 Bihar Arwal Punjab National Bank
24 Bihar Aurangabad Punjab National Bank
25 Bihar Bhojpur Punjab National Bank
26 Bihar East Champaran Central Bank of India
27 Bihar Gaya Punjab National Bank
28 Bihar Jamui State Bank of India
29 Bihar Jehanabad Punjab National Bank
30 Bihar Kaimur Punjab National Bank
31 Bihar Munger UCO Bank
32 Bihar Nalanda Punjab National Bank
33 Bihar Nawada Punjab National Bank
34 Bihar Patna Punjab National Bank Annexure
Sr No Name of the state Districts identified Lead Bank
35 Bihar Rohtas Punjab National Bank
36 Bihar Sitamarhi Bank of Baroda
37 Bihar Vaishali Central Bank of India
38 Bihar West Champaran Central Bank of India
39 Chattisgarh Bastar State Bank of India
40 Chattisgarh Bijapur State Bank of India
41 Chattisgarh Dantewada State Bank of India
42 Chattisgarh Jashpur State Bank of India
43 Chattisgarh Kanker State Bank of India
44 Chattisgarh Kawardha State Bank of India
45 Chattisgarh Korea (Baikunthpur) Central Bank of India
46 Chattisgarh Narayanpur State Bank of India
47 Chattisgarh Rajnand gaon Dena Bank
48 Chattisgarh Sarguja Central Bank of India
49 Dadra & Nagar Haveli Dadra Nagar Haveli Dena Bank
50 Goa North Goa State Bank of India
51 Gujarat Dahod Bank of Baroda
52 Gujarat Dangs Bank of Baroda
53 Haryana Mewat Syndicate Bank
54 Haryana Sirsa Punjab National Bank
55 Himachal Pradesh Mandi Punjab National Bank
56 Himachal Pradesh Simour UCO Bank
57 Jammu & Kashmir Doda State Bank of India
58 Jammu & Kashmir Kupwara Jammu & Kashmir Bank
59 Jammu & Kashmir Poonch Jammu & Kashmir Bank
60 Jharkhand Bokaro Bank of India
61 Jharkhand Chatra Bank of India
62 Jharkhand Dhanbad Bank of India
63 Jharkhand East Singhbhum Bank of India
64 Jharkhand Garhwa State Bank of India
65 Jharkhand Girdih Bank of India
66 Jharkhand Gumla Bank of India
67 Jharkhand Hazaribagh Bank of India
68 Jharkhand Khunti Bank of India
69 Jharkhand Koderma Bank of India
70 Jharkhand Latehar State Bank of India
71 Jharkhand Lohardagga Bank of India
72 Jharkhand Palamu State Bank of India
73 Jharkhand Ramgarh Bank of India
74 Jharkhand Ranchi Bank of India
75 Jharkhand Saraikela Kharaswan Bank of India Annexure
Sr No Name of the state Districts identified Lead Bank
76 Jharkhand Simgoda Bank of India
77 Jharkhand West Singhbhum Bank of India
78 Karnataka Chitra Durga Canara Bank
79 Karnataka Gulbarga State bank of India
80 Kerala Palakkad Canara Bank
81 Kerala Wynad Canara Bank
82 Madhya Pradesh Annuppur Central Bank of India
83 Madhya Pradesh Balaghat Central Bank of India
84 Madhya Pradesh Dindori Central Bank of India
85 Madhya Pradesh Mandla Central Bank of India
86 Madhya Pradesh Rewa Union Bank of India
87 Madhya Pradesh Sahadol Central Bank of India
88 Madhya Pradesh Seoni Central Bank of India
89 Madhya Pradesh Sidhi United Bank of India
90 Madhya Pradesh Umaria State Bank of India
91 Maharashtra Chandrapur Bank of India
92 Maharashtra Dhule Central Bank of India
93 Maharashtra Gadchiroli Bank of India
94 Maharashtra Gondia Bank of India
95 Maharashtra Nanded State Bank of India
96 Maharashtra Nandurbar State Bank of India
97 Manipur Churachandrapur State Bank of India
98 Manipur Tamanlong United Bank of India
99 Meghalaya South Garo Hills State Bank of India
100 Meghalaya West Garo Hills State Bank of India
101 Mizoram Lawngtlai State Bank of India
102 Mizoram Lunglei State Bank of India
103 Nagaland Mon State Bank of India
104 Nagaland Tuensang State Bank of India
105 Odisha Bolangir State Bank of India
106 Odisha Deogarh State Bank of India
107 Odisha Dhenkanal UCO Bank
108 Odisha Gajapati Andhra Bank
109 Odisha Ganjam Andhra Bank
110 Odisha Jajpur State Bank of India
111 Odisha Kalahandi State Bank of India
112 Odisha Kandhamal State Bank of India
113 Odisha Keonjhar Bank of India
114 Odisha Koraput State Bank of India
115 Odisha Malkangiri State Bank of India
116 Odisha Mayurbhanj Bank of India Annexure
Sr No Name of the state Districts identified Lead Bank
117 Odisha Navrangpur State Bank of India
118 Odisha Nayagarh State Bank of India
119 Odisha Nuapada State Bank of India
120 Odisha Rayagada State Bank of India
121 Odisha Sambalpur State Bank of India
122 Odisha Sonepur State Bank of India
123 Odisha Sundargarh State Bank of India
124 Punjab Hoshiarpur Punjab National Bank
125 Rajasthan Banaswara Bank of Baroda
126 Rajasthan BarmerState Bank of Bikaner & Jaipur
127 Rajasthan Dungarpur Bank of Baroda
128 Rajasthan Jhalawar Central Bank of India
129 Sikkim Sikkim East State Bank of India
130 Sikkim Sikkim North State Bank of India
131 Tamil Nadu Nagapattinam Indian Overseas Bank
132 Tamil Nadu Nagar coil Indian Overseas Bank
133 Tripura Dhalai United Bank of India
134 Tripura West Tripura United Bank of India
135 Uttar pradesh Balrampur Allahabad Bank
136 Uttar pradesh Chandauli Union Bank of India
137 Uttar pradesh Chitrakoot Allahabad Bank
138 Uttar pradesh Jaunpur United Bank of India
139 Uttar pradesh Kaushaumbi Bank of Baroda
140 Uttar pradesh Mahoba Allahabad Bank
141 Uttar pradesh Mirzapur Allahabad Bank
142 Uttar pradesh Sonebhadra Allahabad Bank
143 Uttarakhand Chamoli State Bank of India
144 Uttarakhand Tehri Garhwal State Bank of India
145 West Bengal Bankura United Bank of India
146 West Bengal Birbhoom UCO Bank
147 West Bengal Jalpaiguri Central Bank of India
148 West Bengal Malda United Bank of India
149 West Bengal Midnapur (W) United Bank of India
150 West Bengal Purulia United Bank of India