sd(department(of(tribal(relations( ·...
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Warmest greetings from the SD Department of Tribal Relations! January has been a whirlwind month of activity for the Department, and I thank everyone who was able to participate and contribute to the events of this past month. South Dakota’s first State of the Tribes address given by Cheyenne River Sioux Tribal Chairman Harold Frazier and this year’s State-‐Tribal Relations Events in partnership with the South Dakota Department of Veterans Affairs were incredible successes. Thank you to all our tribal leaders, legislators, and state leaders who participated. Incredible conversations have begun and I look forward to them continuing for the betterment of all South Dakotans.
Legislative session is underway, and quickly reaching its halfway point. If you have not yet had the opportunity to participate in the legislative process, or simply visit the legislature and see State government in action, I encourage you to do so. It is a great privilege that we as South Dakotans have an opportunity to participate in the process that creates laws and meet with legislators.
SD Department of Tribal Relations Issue # 13 February 2016
From Secretary Steve Emery
South Dakota Department of Tribal Relations
302 E. Dakota Ave. Pierre, SD 57501 605-‐773-‐3415
www.sdtribalrelations.com
What’s Inside From the Secretary
State of the Tribes
Thank you to Sponsors
State Tribal Relations Listening Session & Reception
State Tribal Relations Awardees
McIntosh High School prepares meal
InterTribal Buffalo Council & Lakota Thrifty Mart
Danielle DeCoteau with the Lakota Women Warriors places the American flag during the State Tribal Relations Rotunda Ceremony.
Highlights of Rotunda Ceremony
Speakers at Rotunda Ceremony
2016 Youth Trooper Academy
Strategic Health Plan
Rural Energy
Financing College
Economic Development
Community Revitalization
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Issue # 13
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State of the Tribes Address January 14, 2016
Cheyenne River Sioux Tribe Chairman Harold Frazier gave the first State of the Tribes Address to the South Dakota Legislature on January 14, 2016. Oglala Sioux Tribe President John Yellow Bird Steele
made opening remarks with prayers from Spiritual Leader Arvol Looking Horse. Tribal leadership from many of the other tribes that share South Dakota’s borders was in attendance.
Representative Don Haggar, Cheyenne River Sioux Tribe Chairman Harold Frazier and Secretary Steve Emery.
Spiritual Leader Arvol Looking Horse, Oglala Sioux Tribe President John Yellow Bird Steele and Cheyenne River Sioux Tribe Chairman Harold Frazier.
Cheyenne River Sioux Tribe Chairman Harold Frazier gives the first State of the Tribes Address. Lt. Gov. Matt Michels looks on.
Cheyenne River Sioux Tribe Chairman Harold Frazier gives the first State of the Tribes Address in the House Chambers.
SD Legislature and Tribal Leaders attend the first State of the Tribes Address.
Cheyenne River Sioux Tribe Chairman Harold Frazier at the State Capitol.
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A Heartfelt Thanks from the South Dakota Department of Tribal Relations! Every year the South Dakota Department of Tribal Relations holds several events during the South Dakota Legislative Session. These events would not be possible without the support of grants and sponsorships.
This year the Shakopee Mdewakanton Sioux Community gave the Department of Tribal Relations a $2500.00 grant to help support these important events.
Events included a Listening Session on a variety of Veterans issues, a legislative reception, Governor’s Leadership Breakfast, and the State Tribal Relations Rotunda Ceremony.
Other sponsors of these events included Scull Construction, Sanford Health, Cherry-‐Todd Electric Cooperative, Wells Fargo, South Dakota Indian Business Alliance, InterTribal Buffalo Council, Black Hills Federal Credit Union, Lakota Thrifty Mart, Thunder Valley Development Corporation, Prairie Edge, Moreau Grand Electric Cooperative, Avera, and 1st Tribal Lending.
It is with the help of these sponsors that we are able to hold these events to bring together tribal and state leaders on a variety of issues and strengthen the government-‐to-‐government relationship. Thank you sponsors!
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State Tribal Relations Listening Session on Veterans Affairs and Legislative Reception
The South Dakota Department of Tribal Relations was proud to be partnered with the South Dakota Department of Veterans Affairs for the 2016 State Tribal Relations Events. Together we held a listening session covering a variety of veteran related topics including; Veterans Claims, Veterans Health, SD Veterans Home, the Code Talker Memorial, Education, Job Training, Troops to Teachers, Veterans Home Loans, Veteran Owned Small Business, and Veterans Courts.
The Legislative Reception was an opportunity for tribal leadership to meet with legislators and others in state leadership. We hope these opportunities help to build our government-‐to-‐government relationship.
Governor Daugaard speaks to Listening Session Attendees.
Dave Puls from the Small Business Administration talks with attendees.
Representative Don Haggar talks with CRST Veteran Service Office Robert Dunsmore.
Dianne Amiotte, InterTribal Buffalo Council speaks with YST Chairman Robert Flying Hawk.
Veterans Affairs Secretary Larry Zimmerman welcomes attendees.
CCST Chairwoman Roxanne Sazue at Listening Session.
Veterans Affairs Health Care Systems Sandra Horsman and Darwin Goodspeed.
CRST Legislative Tech. Matt Vogel. Bill O’Dea with Troops to Teachers . SRST Veteran Service Officer Manaja
Veterans Affairs Program Specialist Steve Olivia.
Lt. Governor Matt Michels with Tribal Relations Secretary Steve Emery.
A member of the legislature speaks with Ramon Bear Runner and John Hussman, OST.
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The 2016 State Tribal Relations Awardees were Jerald Lytle and Royce Loesch. Each year the Department of Tribal Relations tries to recognize those that make significant contributions to the state tribal relationship. This year’s theme “Honoring Our Veterans” had us looking at those that had made a difference for our veterans.
Jerry Lytle
Jerald “Jerry Lytle” comes to us from the Crow Creek Reservation, where he has dedicated himself to creating a good place for veterans in his community. Led by the motto of “All Gave Some, Some Gave All”, Jerry founded the Veterans’ Memorial Lodge in Fort Thompson, South Dakota to provide veterans with a place to gather.
While Jerry is not an employee of the tribe, not a
Veteran Service Office, he gives of himself to each of the veterans he serves. Jerry has been a consistent presence at tribal veterans meetings, a supporter of the SD Code Talker Memorial, and a friend to Native veterans throughout our State. For his selflessness and dedication, we recognize Jerald Lytle for advancing State-‐Tribal Relations and service to veterans.
Royce Loesch
Royce Loesch, who was born in Faulkton, S.D., and raised in Missouri, joined the Army National Guard Infantry unit in Cape Girardeau, Mo., in November of 1962. Although initially trained as an Infantryman, Loesch eventually moved to South Dakota and joined Artillery units in Sioux Falls and later Pierre as a member of the 147th Field Artillery Headquarters and Headquarters Battery. Loesch had also served Battalions out of Belle Fourche and Huron.
Loesch has been a licensed barber for 49 years having worked in barbershops throughout South Dakota, including Pierre. As a member of the American Legion in South Dakota, Loesch has served multiple posts, positions of leadership, and has been the recipient of multiple accolades and honors. As a veteran, and member of the American Legion, Loesch
State Tribal Relations Awardees Jerald Lytle and Royce Loesch
Jerry Lytle and Royce Loesch with the Lakota Women Warrior Honor Guard: Brenda White Bull, Bonnie St. John McGhee, Kella With Horn, and Danielle DeCoteau.
has dedicated himself to supporting the creation of communities for veterans and highlighting veteran issues. Loesch has worked throughout the State, including in Indian Country to support veterans. For his leadership and dedication, we recognize Royce Loesch for advancing State-‐Tribal Relations and service to veterans.
Thank you, Jerry Lytle and Royce Loesch for your service to veterans and through this work helping to improve the state tribal relationship in the State of South Dakota!
Jerry Lytle, Royce Loesch, Veterans Affairs Secretary Larry Zimmerman and Tribal Relations Secretary Steve Emery at the 2016 Rotunda Ceremony.
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McIntosh High School ProStart Culinary Arts and Restaurant Management Program students prepared the meal for the 2016 State Tribal Relations Rotunda event.
ProStart is a two-‐year high school business management curriculum focused on restaurant and food service courses. Through the program, high school students learn business math, nutrition, workplace safety, cooking skills, customer service, cost planning, labor costs, inventory control, and other business basics. Nationwide, ProStart is administered by the National Restaurant Association Educational Foundation. South Dakota's ProStart Program was established in 2007, and is administered by the South Dakota Retailers Association in partnership with the South Dakota Department of Education. McIntosh High School ProStart team won the State ProStart Culinary competition last year and represented South Dakota at Nationals last April in Anaheim California.
We would like to thank McIntosh High School, instructor LaKisha Jordan, and students; Harley Schell, Sierra Nix, Rio Mittleider, Winter Edinger, Sunshine White, Joseph Jamerson, Paige Clark, Morgen Maher, Dalton Mittleider, Emilee Fergel, and Matt Bunn.
McIntosh High School ProStart Culinary Arts and Restaurant Management Program Students prepare the 2016 State Tribal
Relations Rotunda Meal
Special thanks to InterTribal Buffalo Council and Lakota Thrifty Mart for their continued support of our State Tribal Relations Events!
This year’s meal was a Buffalo Meat Indian Taco. InterTribal Buffalo Council provided us with the buffalo meat and Lakota Thrifty Mart supplied all the other ingredients to make for a delicious midday meal!
InterTribal Buffalo Council and Lakota Thrifty Mart provided the ingredients for a great meal!
McIntosh High School ProStart Instructor LaKisha Jordan with students Harley Schell and Sierra Nix, ready to serve the meal at the Capitol Rotunda.
SD Supreme Court Justice Zinter greets Marge Two Hawk as they line-‐up for lunch.
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Highlights from the 2016 State Tribal Relations Rotunda Ceremony
Lakota Women Warriors with Governor Dennis Daugaard & DTR Secretary Steve Emery.
Gayla Bennett & Shelia Farmer with the Office of the Special Trustee and Marge Two Hawk.
Sisseton Wahpeton Oyate display features Medal of Honor recipient Woodrow Keeble.
Sculptor Darwin Wolfe displays his work on the statues for the Code Talkers Memorial.
SD Dept. of Veterans Affairs State Field Officers Kevin Bowen, William Huffman, and Kevin Swanson.
Standing Rock Sioux Tribal Veteran Service Officer Trainee Kevin Jamerson and Tribal Veteran Service Officer Manaja Hill.
Yankton Sioux Tribe Veterans with YST Chairman Robert Flying Hawk.
Former SD Indian Affairs Commissioner Art Zimiga at the Capitol Rotunda.
McIntosh High School ProStart Culinary Arts students feed attendees.
Bad Nation drum group members Gerald and Darrell Zephier perform during State Tribal Relations Day at the Capitol Rotunda.
K.C. Russell, Secretary of Veterans Affairs Larry Zimmerman, Kella With Horn, and Deputy Secretary of Veterans Affairs Aaron Pollard.
Honor Guards include Lakota Women Warriors, Yankton Sioux Tribe Veterans and Cheyenne River Sioux Tribe Veterans.
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Speakers at the 2016 State Tribal Relations Rotunda Ceremony
Yankton Sioux Tribe Chairman Robert Flying Hawk
Governor Dennis Daugaard Oglala Sioux Tribe President John Yellow Bird Steele
Lt. Governor Matt Michels
Crow Creek Sioux Tribe Chairwoman Roxanne Sazue
Lakota Women Warriors, Cheyenne River Sioux Tribe and
the Yankton Sioux Tribe are Honor Guards for State Tribal Relations
Day at the Capitol Rotunda.
Secretary of State Shantel Krebs
Rosebud Sioux Tribe Councilman William Bear Shield
SD Attorney General Marty Jackley
Royce Loesch, Jerry Lytle, & Tribal Relations Secretary Steve Emery
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[Recipient] Address Line 1 Address Line 2 Address Line 3 Address Line 4
Do YOU have what it takes?
2016 youth
trooper academy
JUNE 27- JULY 1, 2016 ★ PIERRE, SD
Are you interested in law enforcement? The Youth Trooper Academy provides an intensive weeklong experience at the South Dakota Law Enforcement Training Center in Pierre, SD. Veteran Troopers provide mentorship and hands-on training in the following areas:
x firearms safety • leadership x defensive driving • defensive tactics x crash investigation • criminal law x traffic stops
Applicants must be high school juniors or seniors in good academic standing. The program utilizes a paramilitary approach, and is therefore physically and mentally demanding. Be prepared!
to apply: Check out http://www.sdlegion.org/program/sd-youth-trooper-academy/ or
http://dps.sd.gov/enforcement/highway_patrol/ for more information and qualifications. Applications can be found on the website, with any state trooper, your guidance counselor or at your local American Legion.
Application deadline is March 26, 2016
Applicants are encouraged to apply early, as space is limited
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Health Department’s 2015-‐2020 Strategic Plan Aims to Reduce Health Disparities
South Dakota’s American Indian population experiences shorter life expectancies, higher rates of health risk behaviors and higher rates of infectious diseases like STDs and chronic disease such as diabetes. Eliminating those health disparities is a critical guiding principle of the Department of Health’s just-‐released 2015-‐2020 strategic plan. Tribes are key partners in the department’s mission to promote, protect and improve the health of South Dakotans and have long worked with the state on such issues as controlling TB outbreaks, preventing sexually transmitted diseases, and promoting safe sleep practices for infants. The new plan offers a roadmap for improving public health over the next five years under the broad goal areas of healthcare accessibility and quality, health across the lifespan, response to public health threats, strategic partnerships, and strengthening the public health infrastructure. Each goal area includes detailed objectives and strategies along with key performance indicators and a commitment to eliminating health disparities cuts across the entire plan. The strategic plan and supporting materials can found on the department’s website at doh.sd.gov/strategicplan/. As work on the plan proceeds, watch the site for progress reports and trend information on performance indicators. The latest addition at the site is a set of detailed data dashboards for selected indicators—routine physician checkups, infant mortality, smoking, immunizations, and suicide. The Department of Health looks forward to continued collaboration with the tribes in the many areas where our missions overlap. Working together, we can achieve the vision of Healthy People, Healthy Communities, Healthy South Dakota.
RURAL ENERGY FOR AMERICA PROGRAM
How can the Rural Energy for America Program (REAP) work for you?
Application Deadline -‐ for all size projects is May 2, 2016.
In 2015 REAP helped:
• South Dakota grocers save money on their energy costs by replacing lighting and coolers.
• South Dakota rural small businesses install energy-‐efficient equipment like new HVAC systems and lighting.
• South Dakota farmers and ranchers replace expensive, fossil-‐fuel-‐based energy systems, such as grain drying equipment, with cost-‐effective, energy efficient systems.
REAP can finance: thermostat controls for heating and cooling; LED lighting replacement, solar panels or wind turbine to help reduce energy costs; anaerobic digesters; renewable biomass conversion systems; and more options for energy savings.
How to start an application: Visit the energy program webpage to learn more and find application toolkits. Contact Jolene Pravecek, USDA Rural Development Energy Coordinator at (605) 665-‐2662, Ext. 116 or email [email protected] for assistance.
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Unless you were the lucky winner of the gigantic Powerball lottery this year, financial assistance is critical when paying for college. Luckily, there are a lot of financial aid resources available. The key is to understand how to find the resources and when to apply for them.
Where to start? It really all begins with completing the federal financial aid form known as the FAFSA. All colleges require this form before they can award any type of financial aid. The different types of financial aid are (1) grants, free funds, (2) student loans, low-‐interest loans that do not have to be paid back until the student is done with school in most cases, and (3) work study, or part-‐time employment usually on campus.
Many high schools and colleges partner to offer Financial Aid Nights or Workshops for families and students. You can get your questions answered and receive assistance in completing the FAFSA online while attending the events. Families can also go online to get information and complete the FAFSA: https://fafsa.ed.gov/.
2016 Financial Aid /FAFSA Workshops
February 17 – Lyman County HS, Presho, 6:30 p.m. February 18 – White River HS, White River, 6 p.m. February 24 – Red Cloud HS, Red Cloud, 5 p.m. February 29 -‐ Chamberlain HS, Chamberlain, 7 p.m.
Scholarships and Other Resources
Scholarships and resources are available for students as well. Some are found through local, state, and national organizations. Others can be found through high school counselors, Indian Education offices, and college Financial Aid or Admissions offices. Check out the following links for more information about scholarships:
• http://www.selectdakota.org/resources/scholarships/
• http://www.olc.edu//student_services/fin_aid_links/scholarships.htm
• National Indian Education Association US Department of Education Office of Indian Education
Financing College When You Didn’t Win the Powerball:
SD Jump Start Offers Financial Assistance and Resources for College
• Bureau of Indian Education National Johnson-‐O’Malley Association
• American Indian College Fund Hagen Harvey
• http://college.usatoday.com/2016/01/06/best-‐scholarship-‐resources/
Financing your college education can take little more effort than buying a Powerball ticket, but the odds are ever so much more in your favor – especially if you do the work. Early applicants tend to get more money, so begin the FAFSA and scholarship application processes today!
South Dakota Jump Start: Here to Help.
South Dakota Jump Start is a grant-‐funded program that assists Native American and low-‐income students throughout the college process. Jump Start Advisors help students in the high schools navigate college details such as financial aid applications as well as finding and applying for scholarships. In addition, Jump Start Advisors are available to meet with families one-‐on-‐one, often coming to their homes or communities to help students and families through the process.
If students are Native American or low-‐income and choose to attend a participating Jump Start college, they can join the Jump Start program and qualify for additional services and resources, a total value of over $8,000. The program includes a free summer bridge program, a living-‐learning community with other Jump Start students, a lending library, an advisor, and so much more.
For additional information or assistance with FAFSA or scholarship applications, contact South Dakota Jump Start toll-‐free at 1-‐844-‐601-‐6957 or find us at www.sdbor.edu/jumpstart or on Facebook.
SD Jump Start Participating Schools Black Hills State University Dakota State University Northern State University Oglala Lakota College SD School of Mines & Technology South Dakota State University University of South Dakota
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Improving Economic Development in Your Community United States Department of Agriculture
Bringing businesses or jobs to your community is the dream of most community leaders involved in economic development. However, getting it done seems impossible at times – especially with limited funding. But there could be an answer!
The United States Department of Agriculture Rural Development is now accepting applications for grants to support rural businesses and help create jobs. The funding is available nationwide to improve economic development in rural America.
The Rural Business Development Grant (RBDG) is designed to assist with startup and expansion of small and emerging private businesses and/or nonprofits in rural communities. Eligible applicants include public bodies, government entities, Indian tribes, and non-‐profit organizations. Funds can be used for business incubators, leadership and entrepreneur training, acquisition or development of land or buildings, capitalization of revolving loan funds to be re-‐lent to local businesses and many other purposes – all to assist small businesses.
Funds have been set aside nationally to assist Native Americans, and additional monies will be allotted among the states for non-‐set aside applicants. All grants will be awarded competitively, based on several areas including:
• Evidence showing job creation to occur with local businesses;
• Percent of nonfederal funding committed to the project;
• Economic need in the area to be served; • Consistency with local economic development
priorities; • Experience of the grantee with similar efforts; and
“This program is one way the USDA demonstrates its commitment to strengthening our rural communities,” said Bruce Jones, Acting South Dakota State Director. “These grants can help rural businesses in accessing resources they need to maintain and grow their business and create jobs in the communities they serve.”
Key Dates:
March 30, 2016: Native American Set Aside RBDG applications due
May 2, 2016: Non-‐Set Aside RBDG applications due
Applicants are encouraged to contact a local Business & Cooperative Program Specialist or the State Office for more details about the application requirements and process:
Dana Kleinsasser, Rural Business & Cooperative Programs Director (Huron State Office) Phone: (605) 352-‐1142 Email: [email protected]
Cayla Hilbrands, Assistant (Huron State Office) Phone: (605) 352-‐1142 Email: [email protected]
Shelby Kraemer, Assistant (Aberdeen) Phone: (605) 226-‐3360, Ext. 4 Email: [email protected]
Gary Wedel, Specialist (Mitchell) Phone: (605) 996-‐1564, Ext. 105 Email: [email protected]
Clark Guthmiller, Specialist (Pierre) Phone: (605) 224-‐8870, Ext. 120 Email: [email protected]
Hettianne Cekalla, Specialist (Rapid City) Phone: (605) 342-‐0301, Ext. 118 Email: [email protected]
Jolene Pravecek, Specialist (Yankton) Phone: (605) 665-‐2662, Ext. 116 Email: [email protected]
President Obama’s plan for rural America has brought about historic investment and resulted in stronger rural communities. Under the President's leadership, these investments in housing, community facilities, businesses and infrastructure have empowered rural America to continue leading the way -‐ strengthening America's economy, small towns and rural communities. USDA is an equal opportunity provider and employer. To file a complaint of discrimination, write: USDA, Office of the Assistant Secretary for Civil Rights, Office of Adjudication, 1400 Independence Ave., SW, Washington, DC 20250-9410 or call (866) 632-9992 (Toll-free Customer Service), (800) 877-8339 (Local or Federal relay), (866) 377-8642 (Relay voice users)
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Creative Financing Plants Seeds for Community Revitalization Lakota Funds, Contact: Heidi Cuny (415) 279-‐0185
[Recipient] Address Line 1 Address Line 2 Address Line 3 Address Line 4
The small town of Whiteclay, Nebraska lies just outside of the boundaries of the Pine Ridge Reservation in southwestern South Dakota. It is infamous for its liquor stores and some of the highest rates of alcohol sales per capita in the nation. With a population of 14 and average sales of 13,000 cans of beer a day, it has become a site of frequent protests and controversy. However, it is also the location where Martin Pilcher is realizing his entrepreneurial dream with the purchase of Arrowhead Foods, a grocery store and deli.
Pilcher, a member of the Oglala Sioux Tribe, has seen many of his schoolmates on the streets of Whiteclay, where he is now a business owner. While others may see the hopelessness of social ills painted on the faces of those huddled up in abandoned buildings, Pilcher sees opportunity for community revitalization.
Out of a desire to make his community a better place, Pilcher identified a business to purchase – Arrowhead Foods. As a large industrial building, it had plenty of space and features to house a successful business with a full selection of groceries and a deli. Because access to healthy foods is limited in this rural area, it is something that is a critical need in Whiteclay and the surrounding communities. “I really wanted to do something that would benefit the people,” says Pilcher.
He approached Lakota Funds, a Native community development financial institution (CDFI) located on the Pine Ridge Reservation, to obtain capital that would transform his vision into a successful business. However, Pilcher’s request of $300,000 to purchase the commercial building in Whiteclay topped out their loan limit.
Tawney Brunsh, Executive Director of Lakota Funds, says she knew that the high amount and some other circumstances might make it difficult for them to approve the loan request. “As a Native CDFI we are in the business of innovation, so we got creative. We believed in Martin and knew the impact a viable grocery store would have in Whiteclay and Pine Ridge,” she says.
Since part of the building was used as a residence by the previous owners and was a significant portion of the appraisal, Lakota Funds decided to approach Mazaska Owecaso Otipi Financial (Mazaska), a Native CDFI located in Pine Ridge that provides housing loans. Mazaska agreed to partner in a participation loan for the deal on the Whiteclay building. “We were so grateful that Mazaska was on board. We knew that their partnership would help us in deploying the capital for Martin’s business,” says Brunsch.
Lakota Funds and Mazaska put a memorandum of understanding (MoU) in place to describe their roles in the partnership, and both organizations had teams in place to outline details of the deal. For example, with only one lien on the building, Mazaska agreed to take 2nd position. But, Lakota Funds agreed to split 50/50 with Mazaska any proceeds recouped in the case of a default. Ultimately, the agreement spread the risk and benefits so that it was an appealing deal for both of the organizations.
Lakota Funds approved the loan contingent upon Mazaska’s approval. Mazaska approved shortly after, and Pilcher gained access to capital for the purchase of the Whiteclay building. There was still one last piece that had to come together in order for Pilcher’s business dream to become a reality, though. It was a line of credit needed to purchase the initial inventory, and it was also a requirement by the food distributor that Pilcher had contracted with.
With another lender backing out at the last minute, Pilcher was left scrambling to find a financial institution that would provide the line of credit. That’s when Tony Taylor, Loan Officer at Lakota Funds who had worked with Pilcher throughout the loan process, suggested First National Bank in Gordon, Nebraska.
“I suggested to Martin that he might want to try First National, and within 15 minutes he had contacted their loan officer,” said Taylor. Needless to say, Pilcher’s line of credit was approved. With the final piece of the financing puzzle in place, all three lenders and the borrower met for a loan signing. “It was really a festive occasion. We were all happy to be partnering together on this unique deal,” said Taylor.
On December 2, 2015, Martin Pilcher took ownership of Arrowhead Foods and became the first Native American business owner in Whiteclay. Acknowledging the negative image associated with the town, Pilcher says, “I want my people to know this is possible. We have the power to make our community a better place.”
In all, the financing deals necessary to launch Arrowhead Foods required two Native CDFIs and a bank. This unique mix of community loan funds and a more traditional financial institution shows the value of mission in the finance sector. “This was not a cookie cutter deal,” says Brunsch. “It was because we all – lenders and the borrower – are committed to growing our local economy and improving the lives of our community members that we worked together – we wanted to go the extra mile – to make it happen.”