semplicemente s.p.a. | 2019 information...
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SEMPLICEMENTE S.P.A. | 2019 INFORMATION MEMORANDUM |
ANY TELEMATIC DEVICE REDUCES RISK IN MOTOR INSURANCE AT LEAST BY 10%
BLACK BOX – MAIN PROBLEMS
A
B
C
D
E
EXISTING TECHNOLOGY INNACURATE: ONLY 15% OF EVENTS AREREAL AND VALIDLY RECORDED (SOURCE: GENERALI GROUP TESTS ANDITALIAN GOVERNMENT PUBLIC TEST NAMED “CHECK BOX”);
COSTLY FOR TELEMATIC PROVIDERS (150€) AND INSURANCE COMPANIES (50/60€ PER YEAR) AND WITH A STRONG IMPACT UPON CAR WORKING;
STRONG PRIVACY COSTRAINTS AND IN GENERAL A VERY HEAVY IMPACTON PERSONAL PRIVACY;
SET UP VALUES NOT ABLE TO RECORD VERY LOW IMPACTS AND NOT IN REAL TIME (UNDER 1G) AND LOW ACCURATE GPS DATA (1 HZ = 1 PER SECOND);
EASILY SWITCHING OFF RECORDING BY USING GPS/GPRS JAMMERS AVAILABLE FOR 20$!!!
VEEP SOLUTIONS
A
B
C
D
E
ABOUT 100% OF EVENTS VALIDLY DETECTED AND IN PARTICULAR STARTING FROM A VERY LOW IMPACT INTENSITY (0,2G);
AIRPLANES BLACK BOX LOGIC: DATA ALWAYS AVAILABLE WITHOUT ANY RESTRICTION DUE TO COMMUNICATION ALWAYS ON;
A 3D VIDEO REPRODUCING THE EXACT DYNAMIC OF AN ACCIDENT AVAILABLE IN REAL TIME (IN CASE OF USE OF VEEP APP BY CUSTOMER);
NO WAY FOR ANY KIND OF FRAUD BOTH IN RECORDING THAN IN COMMUNICATION!!! THE BEST ANTI-FRAUD IN CASE OF CLAIMS!!!
SIMPLE AND AFFORDABLE DRIVING PROFILES AVAILABLE MONTH BY MONTH MATCHING ACCELEROMETER AND GPS DATA.
IN CASE OF AN OVER 4G CRASH THE SYSTEM OPENS AUTOMATICALLY A COMMUNICATION WITH THE SMARTPHONE FOR THE EMERGENCY SERVICES. IN CASE OF LOW IMPACT CRASHES THE CUSTOMER CAN OPEN AN ACCIDENT REPORT BY THE APP DOWNLOADING ALL DATA FROM THE DEVICES INSTALLED ONTO THE CAR. IN ANY CASE DATA WILL BE KEPT IN BY THE DEVICES AND AVAILABLE BOTH WIRELINE THAN WIRELESS.
AFTER HAVING COMPLETED THE ACCIDENT REPORT BY THE APP THE WHOLE DATA WILL BE RECEIVED IN REAL TIME BY THE SERVICE CENTER
SHIT HAPPENS…
OUR ADM (ACCIDENT DYNAMICS MODELLING) REPRODUCES IN A 3D VIDEO THE EXACT ACCIDENT DYNAMICS!
HOW IT WORKS
OUR CRASH REPORT
ACTUAL ORDINARY CRASH REPORT SUPPLIED BY TELEMATIC PROVIDERS.
A PAPER.
OUR CRASH REPORT:
Demo video:https://youtu.be/4nZivMIBsKE
A complex ALGORITHM and a FIRMWARE allows to manage/store and report all the CRUCIAL information for the car insurance company especially regarding ACCIDENT DYNAMICS
A 0,2G detail of car dynamics in case of crash event
A detailed driving profile before and after one hour from the crash event
Opportunity of recording at least 72 crash events with a high detailing
Dynamic and auto-adaptive driving profiling.
According with the weekly car usage and its accelerometric dynamics, system designs a weekly profile that will be refreshed automatically and costantly tuned.
Statistics allow to register timing and duration of car usage.
System supplies any relevant daily event allowing the insurance company to register and reproduce a crash event not warned immediately.
UNIQUE DATA!
OUR SELLING PROPOSITION B2B TO MOTOR INSURANCE COMPANIES:
THE BEST AND CHEAPEST SOLUTION TO REDUCE RISK!
PRIVACYNo one problemregarding privacy data management!
SIMPLICITYSelf installing withoutany intervention on the car!
PRICELeasing fee 70% lessthan the best offer by telematic providers!
SERVICEABLEPerfectly fit for cars, buses, trucks and alsomotorcycles and scooters
360° ASSISTANCEPersonal security everywhere even out and far from the car!
SAVINGA risk reduction by 10% on the averageclaims cost (ALL CLAIMS!)
242€ 15€
Area ITALIAN CAR PARKSmartphonepenetration
CAR INSURANCE TOTAL MARKET
Actual«BLACK BOX»
penetration intothe car park
Potential marketSEMPLICEMENTE
(25% of car insurance totalmarket weighed on
smartphone penetrationreduced by 50%. Share of
5% of the actual 10%)
Centro 8.763.778 73% € 4.463.804.000 7% € 20.161.057
Nord 16.047.116 81% € 8.105.668.000 8% € 40.349.442
Sud 11.303.607 65% € 5.161.193.000 15 % € 20.967.342
Italy 36.114.501 73% € 17.730.665.000 10% € 81.477.841
SEMPLICEMENTE TARGET MARKET: ITALY 2016
Source: Elaborazione on Motorizzazione, IVASS and Eurisko data
TELEMATIC PROVIDERS BENCHMARK
FUNCTIONS VEEP COBRAOCTO
TELEMATICSVIASAT
ACCELEROMETER DATAALWAYS ON WITH THE LOWEST LIMIT (0,2G)
ONLY OVER 1G ONLY OVER 1G ONLY OVER 1G
INSTALLATIONAUTOINSTALLING WITHOUT ANY KIND OF INTERVENTION
IN/ON THE CAR
SPECIALIST INSTALLATION WITH ONE DAY OF CAR STOP AND CONNECTION WITH THE
CAR BATTERY
SPECIALIST INSTALLATION WITH ONE DAY OF CAR STOP AND CONNECTION WITH THE
CAR BATTERY
SPECIALIST INSTALLATION WITH ONE DAY OF CAR STOP AND CONNECTION WITH THE
CAR BATTERY
DATA STORAGE2 MEMORY SET:
MAIN 12 MONTHSBUFFER 72 HOURS
ONE MEMORY WITH OVERWRITING IF GPRS CONNECTION FAILED
ONE MEMORY WITH OVERWRITING IF GPRS CONNECTION FAILED
ONE MEMORY WITH OVERWRITING IF GPRS CONNECTION FAILED
DATA COMMUNICATION
WIRELESSCRASH EVENT AND DRIVING PROFILE INTERMEDIATE
WIRELINEYEARLY DRIVING PROFILEDATA ARE ALWAYS RECORDED
GSM/GPRS BOTH FOR CRASH EVENT THAN DRIVING PROFILE. IN CASE OF
CONNECTION, DATA ARE LOST
GSM/GPRS BOTH FOR CRASH EVENT THAN DRIVING PROFILE. IN CASE OF
CONNECTION, DATA ARE LOST
GSM/GPRS BOTH FOR CRASH EVENT THAN DRIVING PROFILE. IN CASE OF
CONNECTION, DATA ARE LOST
COMMUNICATION CUT OFF NO WAYBY GPS/GSM – GPRS
JAMMERBY GPS/GSM – GPRS
JAMMERBY GPS/GSM – GPRS
JAMMER
TELEMATIC PROVIDERS BENCHMARK
FUNCTIONS VEEP COBRAOCTO
TELEMATICSVIASAT
DRIVING PROFILING
DATA SOURCES:COLLECTION AND PROCESSING OF ACCELERATION/DECELERATION ON 3 AXIS FROM 0,2G
USAGE STATISTICS:DATA USAGE COLLECTION, (DATE,HOUR, MINUTES,SECONDS). CAR STOP AND GO.
DATA SOURCES:SPEED, LOCATION, TYPE OF ROAD
USAGE STATISTICS:OPEN/CLOSE POWER CAR SYSTEM
DATA SOURCES:SPEED, LOCATION, TYPE OF ROAD
USAGE STATISTICS:OPEN/CLOSE POWER CAR SYSTEM
DATA SOURCES:SPEED, LOCATION, TYPE OF ROAD
USAGE STATISTICS:OPEN/CLOSE POWER CAR SYSTEM
DATA CERTIFICATIONNO WAY OF ALTERATION OR
CORRUPTION OF ANY INFORMATION
WITHOUT GPS SIGNAL NO MEANINGFUL INFORMATION
WITHOUT GPS SIGNAL NO MEANINGFUL INFORMATION
WITHOUT GPS SIGNAL NO MEANINGFUL INFORMATION
BATTERY POWER 12 MONTHS GUARANTEED
IN CASE OF DISCONNECTION WITH CAR BATTERY POWER
ONLY 2 HOURS OF AUTONOMY
IN CASE OF DISCONNECTION WITH CAR BATTERY POWER
ONLY 2 HOURS OF AUTONOMY
IN CASE OF DISCONNECTION WITH CAR BATTERY POWER
ONLY 2 HOURS OF AUTONOMY
TELEMATIC PROVIDERS BENCHMARK
FUNCTIONS VEEP COBRAOCTO
TELEMATICSVIASAT
CRASH EVENT SPAN TIME RECORDED
72 HOURS FROM FREEZE 2 HOURS 2 HOURS 2 HOURS
CRASH EVENT COMMUNICATION
MAINUSING THE APP INTEGRATING ALL OTHER DATA
BACKUPCONNECTION TO DEVICE
IF DETECTED, OVER 1G, GPRS COMMUNICATION
IF DETECTED, OVER 1G, GPRS COMMUNICATION
IF DETECTED, OVER 1G, GPRS COMMUNICATION
ANNUAL FEE
15€ 55€ 50€ 60€
