sf]le8!( n] cy{tgqdf kf/]sf] k|efj;dagwl · 2020. 8. 5. · sf]le8–!( n] cy{tgqdf kf/]sf]...

sf]le8–!( n] cy{tGqdf kf/]sf] k|efj;DaGwL ;j]{If0f k|ltj]bg

g]kfn /fi6« a}+s

cg';Gwfg ljefu

c;f/ @)&&

k|fSsyg

1. ljZje/ dxfdf/Lsf] ?kdf km}lnPsf] sf]le8–!( k|sf]ksf sf/0f ljZjn] dfgjLo Pjd\ cfly{s Iflt

Joxf]g'{ k/]sf] 5 . cGt/f{li6«o d'b|f sf]ifn] ;g\ @)@) df ljZj cy{tGq $=( k|ltztn] ;+s'rg x'g]

k|If]k0f u/]sf] 5 .

2. sf]le8–!( dxfdf/Laf6 ljZj cy{tGq;Fu} g]kfnsf] cy{tGq klg k|efljt ePsf] 5 . dxfdf/Lsf]

;+qmd0f /f]Sg g]kfn ;/sf/n] @)&^ r}t !! af6 b]zJofkL ?kdf aGbfaGbL 3f]if0ff u/]sf] lyof] .

aGbfaGbLsf] ;dodf cTofjZos afx]ssf cfly{s lqmofsnfkx? a9L k|efljt /x] . sf]le8 ;+qmd0fn]

cy{tGqdf kf/]sf] c;/sf sf/0f cfly{s jif{ @)&^÷&& df @=@* k|ltztdfq cfly{s j[l4 xfl;n x'g]

s]Gb|Lo tYofÍ ljefusf] cg'dfg 5 .

3. o; a}+ssf ueg{/ >L dxfk|;fb clwsf/LHo"n] a}+ssf] g]t[Tj ;DxfNg' eP;Fu} sf]le8—!( n]

cy{tGqdf kf/]sf] c;/af/]df lgoldt ?kdf cWoog ug{ lgb]{zg lbg' ePcg';f/ ljleGg r/0fdf

cWoogx? eO/x]sf 5g\ . o;}qmddf sf]le8—!( n] cy{tGqsf ljleGg If]qx?df kf/]sf] k|efj

cfsng ug]]{ tyf aGbfaGbLkZrft\ pBf]u÷Joj;fosf] ;~rfng kl/b[Zo klxrfg ug]{ p2]Zosf;fy

of] ;j]{If0f ul/Psf] xf] .

4. /fli6«o cfly{s u0fgfdf ;d]l6Psf !* pBf]u÷Joj;fodWo] ljQLo tyf aLdf;DaGwL lqmofsnfk

afx]ssfnfO{ !# If]qdf Pslqt u/L o; ;j]{If0fdf ;dfj]z ul/Psf] 5 . %@ lhNnfsf ^&$

pBf]]uL÷Joj;foLx? @)&& h]7 @^ ut]b]lv c;f/ !) ut];Dd ;j]{If0fdf ;xefuL x'g' ePsf] 5 .

aGbfaGbL cjlwdf ljleGg If]qsf pBf]u÷Joj;fox?sf] pTkfbg÷sf/f]af/df cfPsf] sdL, /f]huf/L

s6f}tL, aGbfaGbL kl5sf] of]hgf nufotsf ljifo;Fu ;DalGwt dxTjk"0f{ tYofÍ ;+sng u/L

cy{tGqdf ;a}eGbf a9L k|efljt If]qx? klxrfg ug]{ k|of; o; ;j]{If0fdf ul/Psf] 5 . ljQLo

:yfloTjdf kg{;Sg] gsf/fTds k|efjnfO{ Go"g ug{ ;xof]u k'uf];\ eGg] p2]Zon] pBf]u÷Joj;fosf]

k"FhL Pjd\ vr{sf] ;+/rgf / shf{sf] ;|f]t af/] ;d]t tYofÍ ;+sng u/L ljZn]if0f ul/Psf] 5 .

5. aGbfaGbL cjlwdf ;j]{If0fdf ;+nUg #( k|ltzt pBf]u÷Joj;fo k"0f{ jf cf+lzs ?kdf ;~rfngdf

/x]sf / ^! k|ltzt pBf]u÷Joj;fox? k"0f{?kdf aGb /x]sf kfOPsf 5g\ . o;aLrdf ;j]{If0fdf

;+nUg pBf]u÷Joj;fon] em08} Ps rf}yfO sd{rf/L÷sfdbf/ s6f}tL u/]sf] kfOPsf] 5 . o;/L

s6f}tL x'g] dWo] c:yfoL÷s/f/sf sfdbf/ b'O{ ltxfOeGbf w]/} /x]sf 5g\ . ;f]xL cjlwdf

pBf]u÷Joj;fox?n] cf};tdf !*=@ k|ltztn] tna s6f}tL u/]sf] kfOPsf] 5 . aGbfaGbL cjlwdf

(^=& k|ltzt pBf]u÷Joj;fox?sf] pTkfbg÷sf/f]af/ &#=*) k|ltztn] 36]sf] kfOPsf] 5 .

6. cGTodf, ;j]{If0fnfO{ cuf8L a9fpg dfu{bz{g ug'{x'g] >Ldfg\ ueg{/Ho" tyf 8]k'6L ueg{/Ho"x? k|lt

xflb{s cfef/ k|s6 ub{5' . ;j]{If0fdf ;xefuL x'g' x'g] pBdL tyf Joj;foLx?nfO{ klg wGojfb lbg

rfxG5' . o; cWoognfO{ ;kmntfk"j{s ;DkGg ug{ vl6g'x'g] lgb]{zs O{Zj/L k|;fb e§/fO{,

pklgb]{zsåo lk|o+sf a:Goft / l;¢/fh e§ tyf ;xfos lgb]{zsåo >L /fd rGb| cfrfo{ / >L

/f]n]Gb| ljqmd ha]u"nfO{ ljz]if wGojfb lbg rfxG5' . ;j]{If0fnfO{ ;dod} ;DkGg ug{ dxTjk"0f{

e"ldsf lgjf{x ug'{x'g] o; ljefu tyf k|b]zl:yt sfof{nosf lgb]{zsx? tyf sd{rf/L ldqx?

wGojfbsf kfq x'g'x'G5 . ;j]{If0faf6 k|fKt ;"rgf Pjd\ hfgsf/L ;Da¢ ;a}sf nflu pkof]uL x'g]

ljZjf; lnPsf] 5' .

8f= u'0ffs/ e§

sfo{sf/L lgb]{Zfs

ljifo ;"rL

k|fSsyg

Tfflnsf tyf rf6{x?

sfo{sf/L ;f/f+z

kl/R5]b ! M kl/ro .......................................................................................................... 1

cWoogsf] k[i7e"ld .................................................................................................. 1 cWoogsf p2]Zox? ................................................................................................. 2 cWoog ljlw ......................................................................................................... 2 k|ltj]bgsf] 9fFrf ..................................................................................................... 3

kl/R5]b @ M tYofÍ k|:t'tLs/0f tyf ljZn]if0f ......................................................................... 4

;j]{If0fdf ;xefuL pQ/bftfx?sf] juL{s/0f ..................................................................... 4 shf{ ;DklQ cg'kft ................................................................................................ 6 vr{ ;+/rgf .......................................................................................................... 7 shf{sf] ;|f]t ......................................................................................................... 8 aGbfaGbL cjlwdf pBf]u÷Joj;fo ;~rfngsf] cj:yf ....................................................... 9 aGbfaGbL cjlwdf pTkfbg÷sf/f]af/sf] cj:yf ................................................................ 10 aGbfaGbL cjlwdf ljB't\ vktsf] cj:yf ...................................................................... 11 aGbfaGbL cjlwdf sd{rf/L÷sfdbf/ s6f}tLsf] cj:yf ....................................................... 12 aGbfaGbL cjlwdf tna÷;'ljwfsf] cj:yf ..................................................................... 13 pBf]u÷Joj;fonfO{ lg/Gt/tf lbg ;lsg] cjlw .............................................................. 16 aGbfaGbL cjlwdf pBf]u÷Joj;fox?n] ef]u]sf d'Vo ;d:ofx? ............................................. 17 Aofh 5'6 k|flKtsf] cj:yf ........................................................................................ 18 ;fdfGo cj:yfdf kms{g nfUg] cjlw ........................................................................... 19 aGbfaGbLkZrft\ Joj;fo ;~rfng of]hgf ..................................................................... 19 aGbfaGbLkZrft\sf] ljQLo of]hgf ...............................................................................20 ;x'lnotk"0f{ shf{ / /f]huf/Lsf] lg/Gt/tf ...................................................................... 21 pBf]u÷Joj;fox?n] ck]Iff u/]sf] ;'ljwf tyf ;xof]u ........................................................ 22

kl/R5]b # M lgZsif{ ........................................................................................................ 23

lgZsif{ ................................................................................................................................................ 23

;Gbe{ ;fdu|L

cg';"rLx?

Tfflnsf tyf rf6{x?

tflnsf ! M cf}Bf]lus juL{s/0fcg';f/ gd'gf ;+Vof %

Tfflnsf @ M ;~rfng cjlwcg';f/ gd'gf ;+Vof %

tflnsf # M pBf]u÷Joj;fosf] cfsf/cg';f/ shf{ ;DklQ cg'kft -k|ltzt_ &

tflnsf $ M pBf]u÷Joj;fosf] cfsf/cg';f/ rfn' / l:y/ vr{sf] c+z -k|ltzt_ *

tflnsf % M cf}Bf]lus juL{s/0fcg';f/ shf{ ;|f]t 5gf}6 -k|ltzt_ (

Tflnsf ^ M pBf]u÷Joj;fosf] cfsf/cg';f/ shf{ ;|f]t 5gf}6 -k|ltzt_ (

tflnsf & M cf}Bf]lus juL{s/0fcg';f/ aGbfaGbL cjlwdf Joj;fo ;~rfng cj:yf -k|ltzt_ !)

tflnsf * M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf Joj;fo ;~rfng cj:yf

-k|ltzt_ !)

tflnsf ( M aGbfaGbL cjlwdf pTkfbg÷sf/f]af/sf] cj:yf -cf}Bf]lus ju{L{s/0f cg';f/_ !!

tflnsf !) M aGbfaGbL cjlwdf pTkfbg÷sf/f]af/ cj:yf -pBf]u÷Joj;fosf] cfsf/ cg';f/_ !!

tflnsf !! M cf}Bf]lus ju{L{s/0fcg';f/ aGbfaGbL cjlwdf cf};t lah'nL vkt -k|ltzt_ !@

tflnsf !@ M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf cf};t lah'nL vkt -k|ltzt_ !@

tflnsf !# M cf}Bf]lus juL{s/0fcg';f/ aGbfaGbL cjlwdf sd{rf/L÷sfdbf/ s6f}tLsf] cj:yf

-k|ltzt_ !#

tflnsf !$ M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf sd{rf/L÷sfdbf/ s6f}tLsf]

cj:yf -k|ltzt_ !#

tflnsf !% M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf tna s6f}tLsf] cj:yf -

k|ltzt_ !$

tflnsf !^ M cf}Bf]lus juL{s/0fcg';f/ eQf tyf cGo ;'ljwf s6f}tLsf] cj:yf -k|ltzt_ !%

tflnsf !& M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf eQf tyf cGo ;'ljwf

s6f}tLsf] cj:yf -k|ltzt_ !%

tflnsf !* M cf}Bf]lus ju{L{s/0f cg';f/ aGbfaGbL cjlwdf eQf tyf cGo ;'ljwf a9fPsf] jf

ga9fPsf] -k|ltzt_ !^

tflnsf !( M pBf]u÷Joj;fosf] cfsf/ cg';f/ aGbfaGbL cjlwdf eQf tyf cGo ;'ljwf

a9fPsf] jf ga9fPsf] -k|ltzt_ !^

tflnsf @) M cf}Bf]lus ju{L{s/0f cg';f/ aGbfaGbL /lx/x] Joj;fo lg/Gt/tf lbg ;lsg]

;dosf] cfwf/df pBf]u÷Joj;fo -k|ltzt_ !&

tflnsf @! M pBf]u÷Joj;fosf] cfsf/ cg';f/ aGbfaGbL /lx/x] Joj;fo lg/Gt/tf lbg ;lsg]

;dosf] cfwf/df pBf]u÷Joj;fo -k|ltzt_ !&

tflnsf @@ M aGbfaGbL cjlwdf ef]luPsf k|d'v kfFr ;d:ofx? !*

tflnsf @# M cf}Bf]lus ju{L{s/0f cg';f/ Aofhdf ;x'lnot k|fKt u/]÷gu/]sf] -k|ltzt_ !*

tflnsf @$ M pBf]u÷Joj;fosf] cfsf/ cg';f/ Aofhdf ;x'lnot k|fKt u/]÷gu/]sf] -k|ltzt_ !*

tflnsf @% M pBf]u÷Joj;fosf] cfsf/ cg';f/ ;fdfGo cj:yfdf kms{g nfUg] cjlw !(

2

tflnsf @^ M cf}Bf]lus ju{L{s/0f cg';f/ aGbfaGbLkl5sf] Joj;fo ;~rfng of]hgf @)

tflnsf @& M pBf]u÷Joj;fosf] cfsf/ cg';f/ aGbfaGbL kl5sf] Joj;fo ;~rfng of]hgf @)

tflnsf @* M aGbfaGbLkZrft\ ljQLo ;fwg kl/rfngsf k|d'v kfFr ljsNkx? @!

tflnsf @( M cf}Bf]lus ju{L{s/0f cg';f/ ;x'lnot shf{ k|fKt u/] /f]huf/LnfO{ lg/Gt/tf lbg

;lsg] jf g;lsg] -k|ltzt_ @!

tflnsf #) M pBf]u÷Joj;fosf] cfsf/ cg';f/ ;x'lnot shf{ k|fKt u/] /f]huf/LnfO{ lg/Gt/tf

lbg ;lsg] jf g;lsg] -k|ltzt_ @@

tflnsf #! M pBf]u÷Joj;fox?n] ck]]Iff u/]sf] ;'ljwf tyf ;xof]u @@

rf6{ ! M k|b]zut gd'gf ljj/0f -k|ltzt_ $

rf6{ @ M lnËsf] cfwf/df ;j]{If0fdf ;xefuL pBf]uL÷Joj;foL -k|ltzt_ $

rf6{ # M cf}Bf]lus juL{s/0f tyf ;~rfng cjlw cg';f/ gd'gf ;+Vof -k|ltzt_ ^

rf6{ $ M pBf]u÷Joj;fosf] cfsf/cg';f/ gd'gf ;+Vof ^

rf6{ % M cf}Bf]lus juL{s/0f cg';f/ shf{ ;DklQ cg'kft -k|ltzt_ &

rf6{ ^ M cf}Bf]lus juL{s/0f cg';f/ rfn' / l:y/ vr{sf] c+z -k|ltzt_ *

rf6{ & M cf}Bf]lus juL{s/0f cg';f/ aGbfaGbL cjlwdf tna s6f}tLsf] cj:yf -k|ltzt_ !$

rf6{ * M cf}Bf]lus ju{L{s/0f cg';f/ ;fdfGo cj:yfdf kms{g nfUg] cjlw -dlxgf_ !(

sfo{sf/L ;f/f+z

1. ljZje/ dxfdf/Lsf] ?kdf km}lnPsf] sf]le8–!( sf sf/0f g]kfndf klg cfly{s lqmofsnfkx?

k|efljt x'gk'u] . @)&^ r}t !! b]lv z'? ePsf] aGbfaGbL @)&& c;f/ ! b]lv v's'nf] ul/Ptfklg

cfly{s lqmofsnfkx? k"0f{ ?kdf ;~rfngdf cfpg ;s]sf 5}gg\ . cfly{s jif{ @)&^÷&& df sl/a

@=@* k|ltztdfq cfly{s j[l4 xfl;n x'g] s]Gb|Lo tYofÍ ljefusf] cg'dfg 5 . sf]]le8—!( k|efjsf

sf/0f /f]huf/Lsf cj;/x? klg k|efljt ePsf 5g\ .

2. o; a}+sn] sf]le8–!( n] g]kfnsf]] cy{tGqdf kf/]sf] c;/ / To;nfO{ ;Daf]wg ug{ cjnDag ug'{kg]{

gLltut Joj:yfaf/] lgoldt cWoog ul//x]sf]] 5 . o;} l;nl;nfdf aGbfaGbLsf] k|efjaf/] k|fylds

tYofÍdf cfwfl/t /xL ;"Id cWoog ug{ ;fGble{s b]lvPsf]n] of] ;j]{If0f ul/Psf] 5 .

3. dxfdf/Lsf sf/0f cy{tGqsf ljleGg If]qx?sf] pTkfbg tyf /f]huf/Ldf kg]{ k|efj klxrfg ug]{

p2]Zon] of] ;j]{If0f ul/Psf] 5 . o;sf ;fy} ;j]{If0fn] pBf]u÷Joj;fosf] k"FhLsf] ;+/rgf tyf

aGbfaGbLkZrft\ ;~rfng /0fgLltx? klxrfg ug]{ / aGbfaGbLsf] c;/ Go"gLs/0f ug{ pko'Qm

cfly{s, df}lb|s tyf If]qut ;'emfj ;+sng ug]{ p2]Zo /fv]sf] 5 .

4. cWoogdf k"0f{tof k|fylds tYofÍ tyf ;"rgfsf] k|of]u ul/Psf] 5 . tYofÍ tyf ;"rgf ;+sng ug{

k|ZgfjnLdf cfwfl/t u'un kmd{dfkm{t cgnfOg (Online) ;j]{If0f ljlw ckgfOPsf] 5 .

5. ;j]{If0fdf %@ lhNnfsf ^&$ pBf]]uL÷Joj;foLx?sf] ;xeflutf /x]sf] 5 . cf}Bf]lus juL{s/0fcg';f/

yf]s tyf v'b|f Jofkf/af6 ;jf{lws @*=@ k|ltzt, pTkfbgd"ns pBf]uaf6 !*=@ k|ltzt / xf]6n

tyf /]i6'/]G6af6 !^=% k|ltzt gd'gf k|fKt ePsf 5g\ . tLg jif{ jf ;f]eGbf sd cjlw ;~rfngdf

/x]sf gjk|jt{g (Startup) pBf]u÷Joj;fox?sf] ;xeflutf @#=& k|ltzt /x]sf] 5 .

pBf]u÷Joj;fosf] cfsf/sf] cfwf/df ;jf{lws $@=& k|ltzt pQ/bftf n3' pBd÷;fgf v'›f

Jofkf/ ;d"xsf /x]sf 5g\ eg] ;a}eGbf yf]/} $=# k|ltzt pQ/bftf 7"nf pBf]u ;d"xsf /x]sf 5g\ .

6. ;j]{If0fdf ;xefuL pBf]]u÷Joj;fox?sf] shf{ ;DklQ cg'kft (Debt to Total Asset Ratio)

cf};tdf $*=& k|ltzt /x]sf] b]lvPsf] 5 .

7. ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?sf] s'n vr{df l:y/ vr{ / rfn' vr{sf] lx:;f qmdzM #&=^

k|ltzt / ^@=$ k|ltzt /x]sf] 5 .

8. ;j]{If0fdf ;xefuLdWo] &$=# k|ltzt pBf]u÷Joj;fox?n] a}+s tyf ljQLo ;+:yfaf6 / *=&

k|ltztn] art tyf C0f ;xsf/L ;+:yfaf6 shf{ lnPsf] b]lvG5 . shf{ glnPsf

pBf]u÷Joj;fox?sf] ;+Vof !@ k|ltzt /x]sf] 5 .

9. aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL $ k|ltzt pBf]u÷Joj;fo k"0f{ ?kdf ;~rfngdf /x]sf, #%

k|ltzt pBf]u÷Joj;fo cf+lzs ?kdf ;~rfngdf /x]sf / ^! k|ltzt pBf]u÷Joj;fox? k"0f{?kdf

aGb /x]sf kfOPsf 5g\ .

10. aGbfaGbL] cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?dWo] (^=& k|ltztn] ;fdfGo cj:yfsf]

t'ngfdf cf};tdf &#=* k|ltzt pTkfbg÷sf/f]af/ 36]sf] hgfPsf 5g\ . ;xefuLdWo] )=( k|ltzt

2

pBf]u÷Joj;fox?sf] pTkfbg÷sf/f]af/ !%=$ k|ltztn] a9]sf] / @=$ k|ltztsf] pTkfbg÷sf/f]af/

k"j{jt /x]sf] b]lvPsf] 5 .

11. aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] @@=% k|ltzt sd{rf/L÷sfdbf/ s6f}tL

u/]sf] kfOPsf] 5 . s6f}tL ePsfdWo] c:yfoL÷s/f/sf sfdbf/ b'O{ ltxfOeGbf w]/} /x]sf 5g\ . xf]6n

tyf /]i6'/]G6 If]qn] ;a}eGbf w]/} sd{rf/L÷sfdbf/ s6f}tL u/]sf] b]lvPsf] 5 . ;f] cjlwdf 3/]n'

pBf]u / n3' pBd÷;fgf v'›f Jofkf/x?n] cGosf] t'ngfdf w]/} sd {rf/L÷sfdbf/ s6f}tL u/]sf]

kfOPsf] 5 .

12. aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] cf};tdf !*=@ k|ltzt tna s6f}tL

u/]sf] kfOPsf] 5 . tna s6f}tL ug]{df xf]6n tyf /]i6'/]G6, oftfoft tyf e08f/0f / lzIff If]q

cuf8L /x]sf 5g\ . o:t}, 7"nf pBf]u÷Joj;fox?n] cGosf] t'ngfdf w]/} tna s6f}tL u/]sf] b]lvPsf]

5 .

13. ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] aGbfaGbLkZrft\ ;fdfGo cj:yfdf kms{g cf};tdf sl/a (

dlxgf nfUg] atfPsf 5g\ . xf]6n tyf /]i6'/]06 If]qnfO{ ;fdfGo cj:yfdf kms{g !# dlxgf nfUg]

b]lvPsf] 5 . *@=# k|ltzt pBf]u÷Joj;fox?n] aGbfaGbLkZrft\ clxn]s} Joj;fonfO{ lg/Gt/tf

lbg] b]lvPsf] ePtfklg s]xLn] Joj;fo laqmL jf aGb ug{ rfx]sf] ;d]t b]lvPsf] 5 .

14. ;j]{If0f cjlwsf] ;dflKt ;Dddf 5'6 k|fKt ug{ of]Uo ;xefuL pBf]u÷Joj;fox?dWo] sl/a @)

k|ltztn] g]kfn /fi6« a}+ssf] lgb]{zg cg';f/sf] Aofh 5'6 k|fKt u/]sf] atfPsf 5g\ . ^(=( k|ltzt

pBf]u÷Joj;fox?n] g]kfn ;/sf/n] cfly{s jif{ @)&&÷&* sf] ah]6df Joj:yf u/] cg';f/ %

k|ltzt Aofhb/df shf{ k|fKt ePdf sd{rf/L÷sfdbf/sf] /f]huf/LnfO{ k"0f{ ?kdf lg/Gt/tf lbg ;Sg]

atfPsf 5g\ .

15. aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?nfO{ ;~rfng vr{ Joxf]g{ rfn' k"FhLsf]

cefj, pTkfbgsf] laqmL ljt/0fdf sl7gfO / ahf/df dfusf] sdLh:tf ;d:of /x]sf] b]lvPsf] 5 .

16. aGbfaGbLkZrft\ ljQLo ;fwg kl/rfngsf nflu a}+s tyf ljQLo ;+:yfaf6 C0f lng], sd{rf/L÷

tna s6f}tL u/L vr{ 36fpg], ;xsf/L ;+:yfaf6 C0f lng] / gofF nufgL ;fem]bf/ vf]Hg] h:tf

;f]rdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox? /x]sf] kfOPsf] 5 .

17. ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] ;/f]sf/jfnf lgsfoaf6 Aofhb/df ;x''lnot, nlrnf] ls:tf

-Aofh / ;fFjf_ e'QmfgL ;'ljwf, cfos/df ;x'lnot, rfn' kF"hLsf lglDt yk C0f ;'ljwf / C0f

cjlw nDAofpg] ;'ljwfsf] ck]Iff u/]sf] b]lvPsf] 5 .

kl/R5]b ! M kl/ro

cWoogsf] k[i7e"ld

1.1 ljZje/ dxfdf/Lsf] ?kdf km}lnPsf] sf]le8–!( k|sf]kn] cgk]lIft dfgjLo Pjd\ cfly{s Iflt l;h{gf

u/]sf] 5 . ck|Toflzt ¿kdf cfOk/]sf] dxfdf/Lsf sf/0f :jf:Yo ;+s6 dfq geO{ cfly{s ;+s6af6

;d]t ljZj u'lh|g' kg]{ ePsf] 5 . cGt/f{li6«o d'b|f sf]ifn] h'g @)@) df u/]sf] k|If]k0f cg';f/ ;g\

@)@) df ljZjsf] s'n ufx{:Yo pTkfbg $=( k|ltztn] ;+s'rg x'g] b]lvPsf] 5 . oBlk sf]le8–!(

sf] ;+qmd0f / o;sf] c;/ s'g xb;Dd hfG5 clxn] g} olsg ug{ ;lsg] cj:yf 5}g . o;y{,

dxfdf/Ln] ljZj cy{tGqdf kfg]{ k|efj k|f/lDes cfsngsf] t'ngfdf cem a9L x'g;Sg] b]lvG5 .

1.2 sf]le8–!( k|sf]kaf6 ljZj cy{tGq;Fu} g]kfnsf] cy{tGq klg k|efljt ePsf] 5 . dxfdf/Lsf]

;3gtf sd ug{ g]kfn ;/sf/n] @)&^ r}t !! af6 b]zJofkL?kdf aGbfaGbL 3f]if0ff u/]sf] lyof] .

o; qmddf @)&& h]7 d;fGt;Dd cfwf/e"t afx]ssf cfly{s lqmofsnfkx? aGb /x]sf lyP . @)&&

c;f/ ! b]lv aGbfaGbL v's'nf] ul/Ptfklg cfly{s lqmofsnfkx? k"0f{ ?kdf ;~rfngdf cfpg

;s]sf 5}gg\ .

1.3 aGbfaGbLsf sf/0f cfly{s jif{ @)&^÷&& df @=@* k|ltzt dfq cfly{s j[l4 xfl;n x'g] s]Gb|Lo

tYofÍ ljefusf] cg'dfg 5 . s'n ufx{:Yo pTkfbgsf pkIf]qx?dWo] vfgL tyf pTvgg,

pTkfbgd"ns pBf]u, xf]6n tyf /]i6'/]06 / oftfoft, e08f/0f tyf ;~rf/ If]qsf] j[l4b/ gsf/fTds

/xg] cg'dfg 5 .

1.4 sf]le8–!( n] g]kfnsf]] cy{tGqdf kf/]sf] c;/ / To;nfO{ ;Daf]wg ug{ cjnDag ug'{kg]{ gLltut

Joj:yfaf/] ;'emfj k]z ug{ ljleGg sfo{bn u7g eO{ cWoogx? ePsf 5g\ . pQm cWoogx?

låtLos tYofÍ tyf cGt/f{li6«o cEof; Pjd\ af}l4s tyf ljj]szLn cfsngdf cfwfl/t 5g\ .

sf]le8—!( n] cy{tGqdf kfg]{ k|efjnfO{ Go"gLs/0f ug{ ljleGg cWoog k|ltj]bgx?nfO{ cfwf/ dfGb}

g]kfn ;/sf/sf] ah]6 jQmJo / o; a}+ssf ljleGg kl/kqdfkm{t cfly{s, df}lb|s tyf ljQLo

;x'lnotsf sfo{qmdx?sf] 3f]if0ff ul/Psf 5g\ .

1.5 cy{tGqsf ljleGg If]q tyf pBf]u÷Joj;fodf k/]sf] k|efj tyf cfly{s Ifltsf] cfsng ug{

k|fylds tYofÍdf cfwfl/t ;"Id cWoog ug'{ ;fGble{s b]lvPsf]n] of] ;j]{If0f ul/Psf] 5 .

cy{tGqsf ljleGg If]qdf k/]sf k|efjsf] j:t'ut cg'dfg nufpg k|fylds tYofÍ dxTjk"0f{ /xg]

ub{5 . ljif]zu/L aGbfaGbL cjlwdf ljleGg If]qsf pBf]u÷Joj;fox?n] s] s:tf ;d:ofx?

ef]Ug'k¥of], ;fdfGo ;doeGbf pTkfbg tyf sf/f]af/df s] slt c;/ k¥of], o; cjlwdf s'g If]qdf

slt dflg;x?n] cfˆgf] /f]huf/L jf cfo u'dfpg' k¥of] tyf aGbfaGbL /lx/x] s] slt ;do;Dd

pBf]u÷Joj;fo ;~rfng x'g ;S5g\ eGg] kIfx?sf] ljZn]if0f cfjZos /xg] ub{5 . dxfdf/LkZrft\

;d:ofdf /x]sf pBf]u÷Joj;fox?nfO{ ;fdfGo?kdf ;~rfngdf cfpg slt ;do nfU5, Joj;fo

;~rfngsf nflu pgLx?n] cfly{s ;|f]tsf] Joj:yfkg s] s;/L ug{ ;S5g\ tyf ;/sf/ Pjd\ o;

a}+saf6 pgLx?n] s] s:tf] /fxt tyf ;x'lnotsf] ck]Iff /fv]sf 5g\ h:tf ljifox?df pgLx?sf]

2

wf/0ff a'e\mg cfjZos b]lvPsf] ;Gbe{df of] ;j]{If0f ul/Psf] 5 . o; ;j]{If0fdf lgDg k|Zgx?nfO{

d'Vo cg';Gwfg k|Zgsf] ?kdf lnOPsf] 5 M

dxfdf/Ln] cy{tGqsf ljleGg If]qx?df s] s:tf] k|efj kf/]sf] 5 <

pBf]u÷Joj;fosf] k"FhL ;+/rgf s:tf] /x]sf] 5 <

aGbfaGbLkZrft\ pBf]u÷Joj;fosf] ;~rfng tyf ljQLo /0fgLltx? s:tf /x]sf 5g\ <

cWoogsf p2]Zox?

1.6 pk/f]Qm cg';Gwfg k|Zgx?sf] cfwf/df o; cWoogsf p2]Zox? lgDg /x]sf 5g\ M

sf]le8–!( k|sf]k lgoGq0fsf nflu ul/Psf] aGbfaGbLaf6 cy{tGqsf ljleGg If]qx?df k/]sf]

k|efj cfsng ug]{ .

pBf]u÷Joj;fosf] k"FhL ;+/rgf klxrfg ug]{ .

aGbfaGbLkZrft\ pBf]u÷Joj;fosf] ;~rfng tyf ljQLo of]hgf klxrfg ug]{ .

cWoog ljlw

1.7 o; cWoogdf k|fylds tYofÍ tyf ;"rgf k|of]u ul/Psf] 5 . tYofÍ tyf ;"rgf ;+sng ug{

k|ZgfjnLdf cfwfl/t u'un kmd{dfkm{t cgnfOg (Online) ;j]{If0f ljlw ckgfOPsf] 5 .

1.8 Andrews, Nonnecke / Preece -@))#_ sf cg';f/ j]adf cfwfl/t ;j]{If0f Od]n ;j]{If0f eGbf

/fd|f] x'g] ub{5 . j]adf cfwfl/t ;j]{If0fdf ;Defljt pQ/bftf klxrfg u/L Od]nsf dfWodaf6

;j]{If0f ubf{ ;xeflutf k|efjsf/L x'g] pgLx?sf] lgZsif{ /x]sf] 5 . To;}u/L, Evans / Mathur

-@)!%_ sf cg';f/ cgnfOg ;j]{If0fdf 5l/tf]kgf, w]/} gd'gfdf rfF8f] k'Ug ;xhtf, nlrnf]kgf,

tYofÍ ljZn]if0fdf ;xhtf, sd vlr{nf], cg'udg ug{ ;lhnf] nufotsf kmfObfx? x'g] ub{5 .

1.9 g]kfn:t/Lo cf}Bf]lus juL{s/0f (NSIC) n] cy{tGqnfO{ @! v08df juL{s/0f u/]sf] 5 . pQm

juL{s/0fn] ;d]6]sfdWo] ;fj{hlgs k|zf;g tyf ;'/Iff, clgjfo{ ;fdflhs ;'/Iff;DaGwL

lqmofsnfkx?, /f]huf/bftfsf ?kdf 3/kl/jf/sf 3/fo;L lqmofsnfkx?, cfˆgf] k|of]usf nflu

5'6\ofpg g;lsg] ljleGg j:t' tyf ;]jfx? pTkfbg ug]{ lqmofsnfkx? / afXo ;+3;+:yf Pjd\

tLgsf cËx¿sf lqmofsnfkx? afx]ssf !* v08sf pBf]u÷Joj;fox?nfO{ /fli6«o cfly{s u0fgf

@)&% df ;d]l6Psf] 5 . o; cWoogdf pQm u0fgfdf ;d]l6PsfdWo] ljQLo tyf ladf;DaGwL

lqmofsnfkx? Affx]ssf cy{tGqsf !& v08x?nfO{ !# If]qdf -cg';"rL ! cg';f/_ ljefhg u/L

;j]{If0f ul/Psf] 5 . pQm !# If]qsf pBf]u tyf Joj;fox?nfO{ o; cWoogsf] nlIft

pQ/bftfx?sf] ?kdf lnOPsf] 5 .

1.10 ;j]{If0fsf nflu @)&& h]7 @^ ut]b]lv c;f/ !) ut];Dd k|ltlqmof ;+sng ul/Psf] lyof] .

;j]{If0fdf g]kfn /fi6«« a}+s, cg';Gwfg ljefu / a}+ssf k|b]zl:yt sfof{nox?dfkm{t ;Defljt

pQ/bftfx? 5gf}6 u/L Od]ndfkm{t j]a;fO6df /x]sf] ln+s z]o/ ul/Psf] lyof] . pQ/bftfx? 5gf}6

ubf{ cfjZostfcg';f/ cy{tGqsf ;a} nlIft If]qx?nfO{ ;dfj]z ul/Psf] lyof] . o;sf ;fy}

;fdflhs ;~hfnsf] k|of]u u/]/ ;d]t ln+s z]o/ u/L ;Defljt pQ/bftf;Dd k'Ug] k|of; ul/Psf]

3

lyof] . o;/L ;j]{If0f cjlwe/ hDdf ^&( pQ/bftfx?n] ;xeflutf hgfPsf 5g\ h;dWo] ((=@^

k|ltzt cyf{t ^&$ pQ/bftfx?sf] pQ/ dfGo /x]sf] 5 . pQ/bftfx?sf] lj:t[t ljZn]if0f kl/R5]b @

df ul/Psf] 5 .

1.11 ;j]{If0fsf] tYofÍ ljZn]if0f ubf{ /fli6«o cf};t lgsfNg] k|of]hgsf nflu /fli6«o cfly{s u0fgf, @)&%

cg';f/sf] pBf]u÷Joj;fo ;+VofnfO{ ef/fÍsf] ?kdf k|of]u ul/Psf] 5 -cg';"rL !_ . t/ /f]huf/L

s6f}tL u0fgf k|of]hgsf nflu eg] /fli6«o cfly{s u0fgf, @)&% df plNnlvt If]qut /f]huf/L

;+VofnfO{ ef/fÍsf] ?kdf k|of]u ul/Psf] 5 -cg';"rL @_ .

k|ltj]bgsf] 9fFrf

1.12 o; cWoog k|ltj]bgdf tLgj6f kl/R5]b /x]sf 5g\ . kl/R5]b ! df cWoogsf] k[i7e"ld, cWoogsf

p2]Zox?, s[lt ;dLIff, cWoog ljlw / k|ltj]bgsf] 9fFrf ;dfj]z ul/Psf] 5 . kl/R5]b @ df

;j]{If0faf6 k|fKt tYofÍ tyf ;"rgfsf] k|:t'tLs/0f tyf ljZn]if0f ul/Psf] 5 . kl/R5]b # df

cWoogsf] lgZsif{ k|:t't ul/Psf] 5 .

4

kl/R5]b @ M tYofÍ k|:t'tLs/0f tyf ljZn]if0f

;j]{If0fdf ;xefuL pQ/bftfx?sf] juL{s/0f

2.1 o; ;j]{If0fdf %@ lhNnfsf ^&$ pBf]]u÷Joj;fox?sf] ;xeflutf /x]sf] 5 . k|b]z ! af6 ;jf{lws

@&=( k|ltzt, afudtL k|b]zaf6 @#=# k|ltzt / k|b]z % af6 @)=) k|ltzt gd'gf k|fKt ePsf

5g\ . o;}u/L, u08sL k|b]zaf6 !@=* k|ltzt, ;'b"/klZrd k|b]zaf6 &=& k|ltzt, k|b]z @ af6 &=!

k|ltzt / s0ff{nL k|b]zaf6 !=@ k|ltzt gd'gf ;+sng ul/Psf] 5 .

rf6{ ! M k|b]zut gd'gf ljj/0f -k|ltzt_

2.2 ;j]{If0fdf ;xefuL JolQmut :jfldTj (Sole Proprietorship) df /x]sf pBf]]u÷Joj;fox?dWo]

clwsf+z -*!=! k|ltzt_ df k'?if :jfldTj /x]sf] kfOPsf] 5 . dlxnf :jfldTj /x]sf

pBf]u÷Joj;fox? !&=^ k|ltzt / cGo :jfldTj /x]sf pBf]u÷Joj;fox? !=# k|ltzt /x]sf 5g\ .

rf6{ @ M lnËsf] cfwf/df ;j]{If0fdf ;xefuL pBf]uL÷Joj;foL -k|ltzt_

2.3 ;j]{If0fdf cf}Bf]lus juL{s/0f cg';f/ yf]s tyf v'b|f Jofkf/af6 ;jf{lws @*=@ k|ltzt,

pTkfbgd'ns pBf]uaf6 !*=@ k|ltzt / xf]6n tyf /]i6'/]G6af6 !^=% k|ltzt gd'gf k|fKt ePsf

5

5g\ . ;a}eGbf sd ljB't\, UofF; tyf kfgL If]qaf6 )=& k|ltzt / vfgL tyf pTvgg If]qaf6 )=(

k|ltztsf] ;xeflutf /x]sf] 5 .

tflnsf !M cf}Bf]lus juL{s/0fcg';f/ gd'gf ;+Vof

cf}Bf]lus juL{s/0f k|ltzt

s[lif, jg tyf dT:okfng 5.64

vfgL tyf pTvgg 0.89

pTkfbgd'ns pBf]u 18.25

ljB't\, UofF; tyf kfgL 0.74

lgdf{0f 3.56

yf]s tyf v'b|f Jofkf/ 28.19

xf]6n tyf /]i6'/]G6 16.47

oftfoft tyf e08f/0f 2.52

;~rf/ 1.63

l/on :6]6, ef8f tyf Jofj;flos lqmofsnfkx? 1.34

lzIff 6.97

:jf:Yo tyf ;fdflhs sfo{x? 1.93

cGo If]qx? 11.87

2.4 ;j]{If0fdf bz jif{eGbf a9L cjlwb]lv ;~rfngdf /x]sf pBf]u÷Joj;fox?sf] ;xeflutf #(

k|ltzt /x]sf] 5 . # jif{ jf ;f]eGbf sd cjlw ;~rfngdf /x]sf gjk|jt{g (Startup)

pBf]u÷Joj;fox?sf] ;xeflutf @#=& k|ltzt /x]sf] 5 .

Tflnsf @ M ;~rfng cjlwcg';f/ gd'gf ;+Vof

;~rfng cjlw k|ltzt ;l~rt k|ltzt

! jif{ 6.82 6.82

@ jif{ 9.05 15.88

# jif{ 7.86 23.74

$ jif{ 8.01 31.75

% jif{ 7.42 39.17

^ jif{ 4.90 44.07

& jif{ 4.90 48.96

* jif{ 4.01 52.97

( jif{ 3.41 56.38

!) jif{ 4.60 60.98

!) jif{eGbf w]/} 39.02 100.00

2.5 ;j]{If0fdf ;xefuL gjk|jt{gdWo] s[lif, jg tyf dT:okfng If]qaf6 ;a}eGbf w]/} %) k|ltzt /

;a}eGbf yf]/} pBf]u / lzIff If]qaf6 ;dfg !)=^ k|ltzt /x]sf 5g\ . To;}u/L, !) jf !) jif{eGbf

a9L cjlw ;~rfngdf /x]sf pBf]u÷Joj;fodWo] lzIff If]qaf6 ;a}eGbf w]/} &@=# k|ltzt / s[lif,

jg tyf dT:okfng If]qaf6 ;a}eGbf sd !*=$ k|ltzt /x]sf 5g\ . ljB't\, Uof; tyf kfgL If]qsf

!) jf !) jif{eGbf w]/} jif{ ;~rfngdf /x]sf s'g} klg pBf]u÷Joj;fo ;xefuL /x]sf 5}gg\ .

6

rf6{ # M cf}Bf]lus juL{s/0f tyf ;~rfng cjlw cg';f/ gd'gf ;+Vof -k|ltzt_

50.0

33.3

10.6

20.0 33.3

24.2

30.6

11.8 27

.3

33.3

10.6 30

.8

25.0

31.6

16.7

30.1

80.0

29.2

34.7 34.2

52.9

9.1

33.3

17.0

46.

2

35.0

18.4

50.0

59.3

0.0

37.5

41.

1

35.1

35.3

63.6 33

.3

72.3

23.1

40.0

gjk|jt{g $ b]lv ( jif{;Dd ;~rfngdf /x]sf] !) jf !) jif{ eGbf w]/} ;~rfngdf /x]sf]

2.6 ;j]{If0fdf pBf]u÷Joj;fosf] cfsf/sf] cfwf/df ;jf{lws -$@=& k|ltzt_ pQ/bftf n3' pBd÷;fgf

v'›f Jofkf/ ;d"xsf /x]sf 5g \ eg] ;a}eGbf yf]/} -$=# k|ltzt_ pQ/bftf 7"nf pBf]u ;d"xsf /x]sf

5g\ . To;}u/L, @#=# k|ltzt ;fgf pBf]u÷Joj;fox?, @!=& k|ltzt 3/]n' pBf]u / * k|ltzt

demf}nf pBf]u÷Joj;fox?sf] ;xeflutf /x]sf] 5 .

rf6{ $ M pBf]u÷Joj;fosf] cfsf/cg';f/ gd'gf ;+Vof

shf{ ;DklQ cg'kft

2.7 ;j]{If0fdf ;xefuL pBf]]u÷Joj;fox?sf] shf{ ;DklQ cg'kft (Debt to Total Asset Ratio)

cf};tdf $*=& k|ltzt /x]sf] b]lvPsf] 5 . l/on :6]6, ef8f tyf Jofj;flos lqmofsnfk If]qdf

o:tf] cg'kft ;a}eGbf w]/} ^)=! k|ltzt / ;~rf/ If]qdf ;a}eGbf sd #&=% k|ltzt /x]sf] kfOPsf]

5 .

7

rf6{ % M cf}Bf]lus juL{s/0fcg';f/ shf{ ;DklQ cg'kft -k|ltzt_

51.57 50.00 50.73 51.25

43.0049.94 50.27

57.20

37.53

60.14

38.5445.08

39.92

48.65

2.8 pBf]u÷Joj;fosf] cfsf/ cg';f/ demf}nf pBf]u÷Joj;fodf ;a}eGbf w]/} -%%=( k|ltzt_ / 3/]n'

pBf]udf ;a}eGbf sd -$@=# k|ltzt_ shf{ ;DklQ cg'kft /x]sf] b]lvPsf] 5 . 3/]n' pBf]u / ;fgf

pBf]u÷Joj;fox?df o:tf] cg'kft /fli6«o cf};teGbf sd / afFsLdf cf};teGbf w]/} /x]sf] kfOPsf]

5 .

tflnsf # M pBf]u÷Joj;fosf] cfsf/cg';f/ shf{ ;DklQ cg'kft -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ shf{ ;DklQ cg'kft

3/]n' pBf]u 42.29

n3' pBd÷;fgf v'›f Jofkf/ 49.12

;fgf -¿= !% s/f]8;Dd l:y/ k"FhL ePsf]_ 47.98

demf}nf -¿= !%–%) s/f]8;Dd l:y/ k"FhL ePsf]_ 55.94

7"nf -¿= %) s/f]8 dfly l:y/ k"FhL ePsf]_ 49.64

/fli6«o cf};t 48.65

vr{ ;+/rgf

2.9 ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?sf] s'n vr{df l:y/ vr{ / rfn' vr{sf] lx:;f qmdzM #&=^

k|ltzt / ^@=$ k|ltzt /x]sf] b]lvG5 . l:y/ vr{sf] lx:;f ;a}eGbf a9L -&) k|ltzt_ ljB't\, UofF;

tyf kfgL If]qdf / ;a}eGbf sd -@@=$ k|ltzt_ oftfoft tyf e08f/0f If]qdf /x]sf] b]lvG5 .

;f]xLcg'?k rfn' vr{sf] lx:;f ;a}eGbf a9L -&&=^ k|ltzt_ oftfoft tyf e08f/0f If]qdf /

;a}eGbf sd -#) k|ltzt_ ljB't\, UofF; tyf kfgL If]qdf /x]sf] 5 .

8

rf6{ ^ M cf}Bf]lus juL{s/0f cg';f/ rfn' / l:y/ vr{sf] c+z -k|ltzt_

2.10 n3' pBd÷;fgf v'›f Jofkf/sf] l:y/ vr{ ;a}eGbf w]/} -#&=& k|ltzt_ / demf}nf pBf]u÷Joj;fosf]

;a}eGbf sd -#)=( k|ltzt_ /x]sf] b]lvPsf] 5 . o;}u/L, ;a}eGbf w]/} rfn' vr{ demf}nf

pBf]u÷Joj;fosf] -^(=@ k|ltzt_ / ;a}eGbf sd rfn' vr{ n3' pBd÷;fgf v'›f Jofkf/sf] -^@=#

k|ltzt_ /x]sf] b]lvPsf] 5 . n3' pBd÷;fgf v'›f Jofkf/sf] l:y/ vr{ /fli6«o cf};teGbf w]/} / rfn'

vr{ /fli6«o cf};teGbf sd /x]sf] kfOPsf] 5 .

tflnsf $ M pBf]u÷Joj;fosf] cfsf/cg';f/ rfn' / l:y/ vr{sf] c+z -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ l:y/ vr{ rfn' vr{

3/]n' pBf]u 33.51 66.49

n3' pBd÷;fgf v'›f Jofkf/ 37.71 62.29

;fgf -¿=!% s/f]8;Dd l:y/ k"FhL ePsf]_ 34.80 65.20

demf}nf -¿= !%–%) s/f]8 ;Dd l:y/ k"FhL ePsf]_ 30.85 69.15

7"nf -¿= %) s/f]8 dfly l:y/ k"FhL ePsf]_ 36.76 63.24

/fli6«o cf};t 37.59 62.41

shf{sf] ;|f]t

2.11 ;j]{If0fdf ;xefuLdWo] &@=( k|ltzt pBf]u÷Joj;fox?n] jfl0fHo a}+s, ljsf; a}+s / ljQ

sDkgLaf6 shf{ lnPsf] b]lvPsf] 5 . To;}u/L, sl/a !=#% k|ltztn] n3'ljQ ljQLo ;+:yfaf6,

*=^% k|ltztn] art tyf C0f ;xsf/L ;+:yfaf6 / %=!% k|ltztn] cGo >f]taf6 shf{ lnPsf]

b]lvPsf] 5 . shf{ glnPsf pBf]u÷Joj;fox?sf] ;+Vof !!=(% k|ltzt /x]sf] kfOPsf] 5 . s[lif, jg

tyf dT:okfng, vfgL tyf pTvgg, pTkfbgd'ns pBf]u, ljB't\ UofF; tyf kfgL, lgdf{0f, xf]6n

tyf /]i6'/]G6, lzIff / :jf:Yo tyf ;fdflhs sfo{x?sf If]qdf /fli6«o cf};teGbf a9L k|ltztn] a}+s

tyf ljQLo ;+:yfaf6 shf{ lnPsf] b]lvPsf] 5 .

9

tflnsf % M cf}Bf]lus juL{s/0fcg';f/ shf{ ;|f]t 5gf}6 -k|ltzt_

cf}Bf]lus juL{s/0f

jfl0fHo a}+s,

ljsf; a}+s /

ljQ sDkgL

n3'ljQ

ljQLo ;+:yf

;xsf/L

;+:yf cGo glnPsf]

s[lif, jg tyf dT:okfng 78.95 0.00 7.89 7.89 5.26

vfgL tyf pTvgg 100.00 0.00 0.00 0.00 0.00

pTkfbgd'ns pBf]u 87.80 1.63 3.25 3.25 4.07

ljB't\, UofF; tyf kfgL 100.00 0.00 0.00 0.00 0.00

lgdf{0f 83.33 0.00 4.17 4.17 8.33

yf]s tyf v'b|f Jofkf/ 68.95 2.11 10.53 5.26 13.16

xf]6n tyf /]i6'/]G6 86.49 0.00 6.31 0.90 6.31

oftfoft tyf e08f/0f 52.94 0.00 17.65 5.88 23.53

;~rf/ 27.27 0.00 18.18 27.27 27.27

l/on :6]6, ef8f tyf

Jofj;flos lqmofsnfkx? 55.56 0.00 0.00 22.22 22.22

lzIff 76.60 0.00 2.13 10.64 10.64

:jf:Yo tyf ;fdflhs sfo{x? 84.62 0.00 0.00 0.00 15.38

cGo If]qx? 48.75 0.00 13.75 11.25 26.25

/fli6«o cf};t 72.90 1.35 8.65 5.15 11.95

2.12 ;fgf, demf}nf / 7"nf pBf]u÷Joj;fox?n] jfl0fHo a}+s, ljsf; a}+s / ljQ sDkgLaf6 3/]n' / n3'

pBd÷;fgf v'›f Jofkf/sf] t'ngfdf w]/} sf/f]af/ u/]sf] kfOPsf] 5 . n3'ljQ ljQLo ;+:yf, ;xsf/L

;+:yf / cGo ;|f]taf6 shf{ lng]df eg] 3/]n' / n3' pBd÷;fgf v'›f Jofkf/ w]/} /x]sf] b]lvPsf] 5 .

Tflnsf ^ M pBf]u÷Joj;fosf] cfsf/cg';f/ shf{ ;|f]t 5gf}6 -k|ltzt_

pBf]u÷Joj;fosf] cfsf/

jfl0fHo a}+s,

ljsf; a}+s /

ljQ sDkgL

n3'ljQ

ljQLo ;+:yf

;xsf/L

;+:yf cGo glnPsf]

3/]n' pBf]u 65.07 0.68 10.27 9.59 14.38

n3' pBd÷;fgf v'›f Jofkf/ 67.71 1.74 10.07 7.29 13.19

;fgf -¿= !% s/f]8;Dd l:y/

k"FhL ePsf]_ 85.35 0.00 1.91 1.91 10.83

demf}nf -¿= !%–%) s/f]8;Dd

l:y/ k"FhL ePsf]_ 92.59 0.00 7.41 0.00 0.00

7"nf -¿= %) s/f]8 dfly l:y/

k"FhL ePsf]_ 86.21 0.00 3.45 3.45 6.90

/fli6«o cf};t 72.90 1.35 8.65 5.15 11.95

aGbfaGbL cjlwdf pBf]u÷Joj;fo ;~rfngsf] cj:yf

2.13 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?dWo] $ k|ltzt k"0f{?kdf ;~rfngdf /x]sf],

#% k|ltzt cf+lzs?kdf ;~rfngdf /x]sf] / ^! k|ltzt k"0f{?kdf aGb /x]sf] kfOPsf] 5 . cGo

If]qsf] t'ngfdf s[lif, jg tyf dT:okfng, ;~rf/ / :jf:Yo tyf ;fdflhs sfo{ If]qsf w]/}

10

pBf]u÷Joj;fox? k"0f{?kdf ;~rfngdf /x]sf b]lvPsf 5g\ . o;}u/L, :jf:Yo tyf ;fdflhs sfo{,

vfgL tyf pTvgg, pTkfbgd"ns pBf]u, ljB't\ UofF; tyf kfgL, s[lif jg tyf dT:okfng If]qsf

cfwf eGbf a9L pBf]u÷Joj;fox? cf+lzs?kdf ;~rfngdf /x]sf] kfOPsf] 5 . lzIff, xf]6n tyf

/]i6'/]G6, l/on :6]6, ef8f tyf Jofj;flos lqmofsnfkx?, cGo If]qx? / oftfoft tyf e08f/0f

If]qsf clwsf+z pBf]u÷Joj;fox? eg] ;f] cjlwe/ ;~rfngdf g/x]sf] b]lvPsf] 5 .

tflnsf & M cf}Bf]lus juL{s/0fcg';f/ aGbfaGbL cjlwdf Joj;fo ;~rfng cj:yf -k|ltzt_

cf}Bf]lus juL{s/0f k"0f{ ;~rfng cf+lzs ;~rfng ;~rfng x'g g;s]sf]]

s[lif, jg tyf dT:okfng 31.58 52.63 15.79

vfgL tyf pTvgg 16.67 66.67 16.67

pTkfbgd"ns pBf]u 5.69 60.16 34.15

ljB't\, UofF; tyf kfgL 0.00 60.00 40.00

lgdf{0f 4.17 37.50 58.33

yf]s tyf v'b|f Jofkf/ 2.11 40.00 57.89

xf]6n tyf /]i6'/]G6 1.80 7.21 90.99

oftfoft tyf e08f/0f 0.00 23.53 76.47

;~rf/ 27.27 45.45 27.27 l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx? 0.00 11.11 88.89

lzIff 0.00 4.26 95.74

:jf:Yo tyf ;fdflhs sfo{x? 23.08 69.23 7.69

cGo If]qx? 6.25 15.00 78.75

/fli6«o cf};t 4.05 34.92 61.03

2.14 aGbfaGbL cjlwdf 7"nf / demf}}nf pBf]u÷Joj;fosf] t'ngfdf 3/]n' pBf]u, n3' pBd÷;fgf v'›f

Jofkf/ / ;fgf pBf]u÷Joj;fox? a9L k|efljt /x]sf] kfOPsf] 5 . ;f] cjlwdf pBf]u÷Joj;fo

;~rfng gug]{ 3/]n' pBf]u, n3' pBd÷;fgf v'›f Jofkf/ / ;fgf pBf]u÷Joj;fox?sf] lx:;f

/fli6«o cf};teGbf w]/} /x]sf] b]lvPsf] 5 .

tflnsf *M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf Joj;fo ;~rfng cj:yf -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ k"0f{ ;~rfng cf+lzs ;~rfng ;~rfng x'g

g;s]sf]]

3/]n' pBf]u 2.74 33.56 63.70

n3' pBd÷;fgf v'›f Jofkf/ 5.90 32.29 61.81

;fgf -¿= !% s/f]8;Dd l:y/ k"FhL ePsf]_ 7.64 28.66 63.69

demf}nf -¿= !%–%) s/f]8;Dd l:y/ k"FhL ePsf]_ 5.56 50.00 44.44

7"nf -¿= %) s/f]8 dfly l:y/ k"FhL ePsf]_ 6.90 44.83 48.28

/fli6«o cf};t 4.05 34.92 61.03

aGbfaGbL cjlwdf pTkfbg÷sf/f]af/sf] cj:yf

2.15 aGbfaGbL] cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?dWo] (^=& k|ltztn] ;fdfGo cj:yfsf]

t'ngfdf cf};tdf &#=* k|ltzt pTkfbg÷sf/f]af/ 36]sf] hgfPsf 5g\ . ;xefuLdWo] )=( k|ltzt

pBf]u÷Joj;fox?sf] pTkfbg÷sf/f]af/ !%=$ k|ltztn] a9]sf] / @=$ k|ltztsf] pTkfbg÷sf/f]af/

oyfl:yltdf /x]sf] b]lvPsf] 5 .

11

tflnsf ( M aGbfaGbL cjlwdf pTkfbg÷sf/f]af/sf] cj:yf -cf}Bf]lus ju{L{s/0fcg';f/_

cf}Bf]lus juL{s/0f

36]sf] hgfpg] a9]sf] hgfpg]] oyfl:yltdf

/x]sf]

hgfpg]sf]

;+Vof

-k|ltzt_

;+Vof

-k|ltzt_

cf};t

dfqf

-k|ltzt_

;+Vof

-k|ltzt_

cf};t

dfqf

-k|ltzt_

s[lif jg tyf dT:okfng 89.47 46.85 0.00 - 10.53

vfgL tyf pTvgg 100.00 60.00 0.00 - 0.00

pTkfbgd"ns pBf]u 95.12 62.21 1.63 22.50 3.25

ljB't\, UofF; tyf kfgL 40.00 90.00 0.00 - 60.00

lgdf{0f 91.67 67.55 4.17 36.00 4.17

yf]s tyf v'b|f Jofkf/ 97.37 70.60 1.05 22.50 1.58

xf]6n tyf /]i6'/]G6 99.10 93.71 0.00 - 0.90

oftfoft tyf e08f/0f 100.00 84.28 0.00 - 0.00

;~rf/ 90.91 73.50 0.00 - 9.09 l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx? 100.00 87.78 0.00 - 0.00

lzIff 100.00 81.66 0.00 - 0.00

:jf:Yo tyf ;fdflhs sfo{x? 92.31 64.17 0.00 - 7.69

cGo If]qx? 95.00 82.43 1.25 5.00 3.75

/fli6«o cf};t 96.71 73.80 0.88 15.44 2.42

2.16 aGbfaGbL cjlwdf (&=# k|ltzt 3/]n' pBf]usf] cf};tdf &# k|ltztn], (&=@ k|ltzt n3'

pBd÷;fgf v'›f Jofkf/sf] cf};tdf &%=# k|ltztn], (%=% k|ltzt ;fgf pBf]u÷Joj;fox?sf]

cf};tdf &^=^ k|ltztn], (@=^ k|ltzt demf}nf pBf]u÷Joj;fox?sf] cf};tdf ^(=! k|ltztn] /

*^=@ k|ltzt 7"nf pBf]u÷Joj;fox?sf] cf};tdf ^*=% k|ltztn] pTkfbg÷sf/f]af/ 36]sf] kfOPsf]

5 . ;f] cjlwdf pTkfbg÷sf/f]af/ a9\g] / oyfl:yltdf /xg] b'a}df demf}nf / 7"nf

pBf]u÷Joj;fox?sf] lx:;f /fli6«o cf};teGbf a9L /x]sf] b]lvPsf] 5 .

tflnsf !) M aGbfaGbL cjlwdf pTkfbg÷sf/f]af/ cj:yf -pBf]u÷Joj;fosf] cfsf/cg';f/_


36]sf] hgfpg] a9]sf] hgfpg]] oyfl:yltdf

/x]sf]

hgfpg]sf]

;+Vof -k|ltzt_

;+Vof

-k|ltzt_

cf};t

dfqf

-k|ltzt_

;+Vof

-k|ltzt_

cf};t

dfqf

-k|ltzt_

3/]n' pBf]u 97.26 72.99 1.37 28.00 1.37 n3' pBd÷;fgf v'›f Jofkf/ 97.22 75.26 0.69 15.00 2.08 ;fgf -¿= !% s/f]8;Dd l:y/ k"FhL ePsf]_ 95.54 76.60 0.00 - 4.46 demf}nf -¿= !%–%) s/f]8 ;Dd l:y/ k"FhL ePsf]_ 92.59 69.14 1.85 35.00 5.56 7"nf -¿= %) s/f]8 dfly l:y/ k"FhL ePsf]_ 86.21 68.45 3.45 10.00 10.34 /fli6«o cf};t 96.71 73.80 0.88 15.44 2.42

aGbfaGbL cjlwdf ljB't\ vktsf] cj:yf

2.17 aGbfaGbL cjlwdf pBf]u÷Joj;fox?sf] cf};t lah'nL vkt pNn]Vo dfqfdf 36]sf] b]lvPsf] 5 .

;j]{If0fdf ;xefuL pBf]u÷Joj;fox?dWo] $^=^ k|ltztn] klxn]sf] eGbf &% k|ltzt;Dd sd, !(=@

k|ltztn] klxn]sf] eGbf %) k|ltzt;Dd sd / !*=! k|ltztn] klxn]sf] eGbf @% k|ltzt;Dd sd

12

lah'nL vkt u/]sf] hgfPsf 5g\ . ;xefuLdWo] !#=% k|ltzt pBf]u÷Joj;fox?sf] lah'nL vkt

klxn]sf] h:t} /x]sf] / @=^ k|ltztsf] lah'nL vkt a9]sf] kfOPsf] 5 .

tflnsf !! M cf}Bf]lus ju{L{s/0fcg';f/ aGbfaGbL cjlwdf cf};t lah'nL vkt -k|ltzt_

cf}Bf]lus juL{s/0f

klxn]sf] eGbf

&% k|ltzt;Dd

sd

klxn]sf] eGbf

%)

k|ltzt;Dd

sd

klxn]sf] eGbf

@%

k|ltzt;Dd

sd

klxn]sf]

h:t}

klxn]sf]

eGbf a9L


vfgL tyf pTvgg 66.67 16.67 16.67 0.00 0.00

pTkfbgd'ns pBf]u 38.46 32.48 19.66 7.69 1.71


lgdf{0f 43.48 8.70 21.74 17.39 8.70

yf]s tyf v'b|f Jofkf/ 46.20 15.76 19.02 16.30 2.72

xf]6n tyf /]i6'/]G6 48.18 27.27 22.73 0.91 0.91

oftfoft tyf e08f/0f 81.25 0.00 12.50 6.25 0.00

;~rf/ 27.27 0.00 27.27 36.36 9.09

l/on :6]6, ef8f tyf


lzIff 67.39 21.74 8.70 2.17 0.00


cGo If]qx? 60.76 16.46 6.33 12.66 3.80

/fli6«o cf};t 46.60 19.22 18.11 13.47 2.59

2.18 pBf]u Joj;fosf] cfsf/ cg';f/ x]bf{ klxn]sf] eGbf &% k|ltzt;Dd lah'nL vktdf lu/fj6 cfPsf]

hgfpg]df cGosf] t'ngfdf 7"nf pBf]u÷Joj;fo -%#=%& k|ltzt_ w]/} /x]sf 5g\ . cGo cfsf/sf

pBf]ux?sf] klg lah'nL vktdf nueu p:t} lu/fj6 cfPsf] b]lvG5 .

tflnsf !@ MpBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf cf};t lah'nL vkt -k|ltzt_


klxn]sf]

eGbf &%

k|ltzt;Dd

sd

klxn]sf]

eGbf %)

k|ltzt;Dd

sd

klxn]sf]

eGbf @%

k|ltzt;Dd

sd

klxn]sf]

h:t}

klxn]sf]

eGbf a9L

3/]n' pBf]u 49.29 17.14 18.57 12.86 2.14 n3' pBd÷;fgf v'›f Jofkf/ 45.91 19.93 14.95 16.01 3.20 ;fgf -¿=!% s/f]8;Dd l:y/ k"FhL ePsf]_ 49.35 20.13 18.83 11.04 0.65 demf}nf -¿= !%–%) s/f]8;Dd l:y/ k"FhL

ePsf]_ 33.33 33.33 20.37 7.41 5.56

7"nf -¿= %) s/f]8 dfly l:y/ k"FhL

ePsf]_ 53.57 14.29 21.43 7.14 3.57

/fli6«o cf};t 46.60 19.22 18.11 13.47 2.59

aGbfaGbL cjlwdf sd{rf/L÷sfdbf/ s6f}tLsf] cj:yf

2.19 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] d'n'se/ em08} Ps rf}yfO -@@=%

k|ltzt_ sd{rf/L÷sfdbf/ s6f}tL u/]sf] kfOPsf] 5 . s6f}tL ePsf dWo] b'O{ ltxfOeGbf a9L -&)=^

k|ltzt_ c:yfoL÷s/f/sf sfdbf/ /x]sf] b]lvPsf] 5 . xf]6n tyf /]i6'/]G6 If]qn] ;a}eGbf w]/} -$)

k|ltzt_ sd{rf/L÷sfdbf/ s6f}tL u/]sf] b]lvPsf] 5 h;df %*=@ k|ltzt c:yfoL sfdbf/ /x]sf

5g\ . lzIff If]qdf ;a}eGbf sd -%=^ k|ltzt_ sd{rf/L÷sfdbf/ s6f}tL u/]sf] kfOPsf] 5 .

13

tflnsf !# M cf}Bf]lus juL{s/0fcg';f/ aGbfaGbL cjlwdf

sd{rf/L÷sfdbf/ s6f}tLsf] cj:yf -k|ltzt_

cf}Bf]lus juL{s/0f sd{rf/L÷sfdbf/ s6f}tL s6f}tL ePsfdWo]

c:yfoL÷s/f/sf] lx:;f

s[lif, jg tyf dT:okfng 21.35 80.19

vfgL tyf pTvgg 16.67 75.00

pTkfbgd"ns pBf]u 23.49 64.08

ljB't\, UofF; tyf kfgL 39.71 44.09

lgdf{0f 23.67 78.50

yf]s tyf v'b|f Jofkf/ 24.86 67.61

xf]6n tyf /]i6'/]G6 40.08 58.19

oftfoft tyf e08f/0f 18.29 91.67

;~rf/ 21.31 64.20

l/on :6]6, ef8f tyf Jofj;flos lqmofsnfkx? 18.75 50.00

lzIff 5.60 88.33

:jf:Yo tyf ;fdflhs sfo{x? 15.00 94.00

cGo If]qx? 24.90 60.43

/fli6«o cf};t 22.50 70.59

2.20 3/]n' pBf]u / n3' pBd÷;fgf v'›f Jofkf/x?n] aGbfaGbL cjlwdf /fli6«o cf};teGbf w]/}

sd{rf/L÷sfdbf/ s6f}tL u/sf] kfOPsf] 5 . ;a}eGbf w]/} sd{rf/L÷sfdbf/ s6f}tL ug]{df 3/]n'

pBf]u -#)=% k|ltzt_ / ;a}eGbf sd sd{rf/L÷sfdbf/ s6f}tL ug]{df 7"nf pBf]u -!$ k|ltzt_

/x]sf] b]lvG5 . s6f}tL ePsfdWo] c:yfoL sfdbf/ w]/} s6f}tL ug]{df n3' pBd÷;fgf v'›f Jofkf/ /

:yfoL sd{rf/L÷sfdbf/ w]/} s6f}tL ug]{df 7"nf pBf]u÷Joj;fo cu|:yfgdf /x]sf] b]lvG5 .

tflnsf !$ MpBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf sd{rf/L÷sfdbf/

s6f}tLsf] cj:yf -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ sd{rf/L÷sfdbf/ s6f}tL s6f}tL ePsfdWo]

c:yfoL÷s/f/sf] lx:;f

3/]n' pBf]u 30.52 64.52

n3' pBd÷;fgf v'›f Jofkf/ 27.80 73.67

;fgf -¿=!% s/f]8;Dd l:y/ k"FhL ePsf]_ 20.96 55.93

demf}nf -¿= !%–%) s/f]8;Dd l:y/ k"FhL ePsf]_ 16.93 60.00

7"nf -¿= %) s/f]8 dfly l:y/ k"FhL ePsf]_ 13.98 45.00

/fli6«o cf};t 22.50 70.59

aGbfaGbL cjlwdf tna÷;'ljwfsf] cj:yf

2.21 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] cf};tdf !*=@ k|ltztn] tna s6f}tL

u/]sf] kfOPsf] 5 . xf]6n tyf /]i6'/]G6 If]qdf ;a}eGbf w]/} -#^=$ k|ltzt_ tna s6f}tL ePsf]

b]lvPsf] 5 . xf]6n tyf /]i6'/]G6 If]qkl5 oftfoft tyf e08f/0f If]qdf #!=@ k|ltzt / lzIff If]qdf

14

9.34

0

10.46

20.6

11.0815.46

36.3731.46

11.5

18.8921.06

5.38

19.97 18.19

05

10152025303540

@!=! k|ltztn] tna s6f}tL ePsf] 5 . :jf:Yo tyf ;fdflhs sfo{ If]qdf %=$ k|ltztn] tna

s6f}tL u/]sf] kfOPsf] 5 eg] vfgL tyf pTvgg If]qdf tna s6f}tL ePsf] b]lvPsf] 5}g .

rf6{ & M cf}Bf]lus juL {/0fcg';f/ aGbfaGbL cjlwdf tna s6f}tLsf] cj:yf -k|ltzt_

2.22 aGbfaGbL cjlwdf 7"nf pBf]u÷Joj;fox?n] ;a}eGbf w]/} -@@=% k|ltzt_ / demf}nf

pBf]u÷Joj;fox?n] ;a}eGbf sd -!#=^ k|ltzt_ n] tna s6f}tL u/]sf] b]lvPsf] 5 . n3'

pBd÷;fgf v'›f Jofkf/ / 7"nf pBf]u÷Joj;fox?n] /fli6«o cf};teGbf w]/} tna s6f}tL u/]sf]

kfOPsf] 5 .

tflnsf !%M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf tna s6f}tLsf] cj:yf -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ tna s6f}tL

3/]n' pBf]u 17.72



demf}nf -¿= !%–%) s/f]8 ;Dd l:y/ k"FhL ePsf]_ 13.58


/fli6«o cf};t 18.19

2.23 aGbfaGbL] cjlwdf ;j]{If0fdf ;xefuL !!=@( k|ltzt pBf]u÷Joj;fox?n] sd{rf/L÷sfdbf/nfO{

k|bfg ub}{ cfPsf] eQf tyf cGo ;'ljwfx?df &% b]lv ztk|ltzt;Dd s6f}tL u/]sf] b]lvPsf] 5 .

pQm cjlwdf %=$* k|ltzt pBf]u÷Joj;fox?n] %) b]lv &% k|ltzt;Dd, !)=#) k|ltztn] @%

b]lv %) k|ltzt;Dd / (=$^ k|ltztn] @% k|ltzt;Dd o:tf ;'ljwfx?df s6f}tL u/]sf] kfOPsf]

5 . eQf tyf cGo ;'ljwf s6f}tL gug]{ pBf]u÷Joj;fox?sf] ;+Vof ^#=$* k|ltzt /x]sf] kfOPsf]

5 .

15

tflnsf !^ M cf}Bf]lus juL{s/0fcg';f/ eQf tyf cGo ;'ljwf s6f}tLsf] cj:yf -k|ltzt_

cf}Bf]lus juL{s/0f

&% b]lv zt

k|ltzt;Dd

s6f}tL u/]sf]

%) b]lv &%

k|ltzt;Dd

s6f}tL u/]sf]

@% b]lv %)

k|ltzt;Dd

s6f}tL u/]sf]

@%

k|ltzt;Dd

s6f}tL u/]sf]

s6f}tL

gu/]sf]


vfgL tyf pTvgg 0.00 0.00 0.00 0.00 100.00

pTkfbgd'ns pBf]u 6.50 3.25 8.13 8.94 73.17


lgdf{0f 4.17 4.17 12.50 12.50 66.67

yf]s tyf v'b|f Jofkf/ 10.00 3.68 7.89 8.95 69.47

xf]6n tyf /]i6'/]G6 16.22 14.41 23.42 9.91 36.04

oftfoft tyf e08f/0f 29.41 5.88 5.88 11.76 47.06

;~rf/ 0.00 9.09 9.09 0.00 81.82

l/on :6]6, ef8f tyf


lzIff 14.89 8.51 6.38 8.51 61.70


cGo If]qx? 16.25 5.00 12.50 11.25 55.00

/fli6«o cf};t 11.29 5.48 10.30 9.46 63.48

2.24 aGbfaGbL cjlwdf sd{rf/L÷sfdbf/sf] eQf tyf cGo ;'ljwf s6f}tL ug{]df ;fgf

pBf]u÷Joj;fox? / n3' pBd÷;fgf v'b|f Jofkf/ cu|:yfgdf /x]sf] b]lvPsf] 5 . zt k|ltzt;Dd

;'ljwf s6f}tL ug]{df eg] 7"nf pBf]u÷Joj;fox? cuf8L 5g\ . o:tf] ;'ljwf s6f}tL gug]{df demf}nf

pBf]ux? cufl8 5g\ .

tflnsf !& M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf eQf tyf

cGo ;'ljwf s6f}tLsf] cj:yf -k|ltzt_


&% b]lv zt

k|ltzt;Dd

s6f}tL u/]sf]

%) b]lv &%

k|ltzt;Dd

s6f}tL u/]sf]

@% b]lv %)

k|ltzt;Dd

s6f}tL u/]sf]

@%

k|ltzt;Dd

s6f}tL u/]sf]

s6f}tL

gu/]sf]

3/]n' pBf]u 9.59 4.79 8.90 10.96 65.75 n3' pBd÷;fgf v'›f Jofkf/ 12.15 6.60 11.11 9.03 61.11 ;fgf -¿= !% s/f]8;Dd l:y/

k"FhL ePsf]_ 12.10 5.73 13.38 8.28 60.51

demf}nf -¿= !%–%) s/f]8;Dd

l:y/ k"FhL ePsf]_ 5.56 9.26 7.41 9.26 68.52

7"nf -¿= %) s/f]8 dfly l:y/

k"FhL ePsf]_ 17.24 3.45 3.45 13.79 62.07

/fli6«o cf};t 11.29 5.48 10.30 9.46 63.48

2.25 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL %=& k|ltzt pBf]u÷Joj;fox?n] aGbfaGbL cjlwdf sfd ug]{

sd{rf/L÷sfdbf/nfO{ yk ;'ljwf k|bfg u/]sf] b]lvPsf] 5 . o:tf] ;'ljwf k|bfg ug]{df ljB't\, UofF;

tyf kfgL, vfgL tyf pTvgg, s[lif, jg tyf dT:okfng / :jf:Yo tyf ;fdflhs sfo{x? h:tf

If]qx? cufl8 b]lvPsf 5g\ . oftfoft tyf e08f/0f, l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx? / lzIff If]qsf pBf]u÷Joj;fox?n] eg] o:tf] ;'ljwf k|bfg gu/]sf] b]lvPsf] 5 .

16

tflnsf !* M cf}Bf]lus ju{L{s/0fcg';f/ aGbfaGbL cjlwdf eQf tyf

cGo ;'ljwf a9fPsf] jf ga9fPsf] -k|ltzt_

cf}Bf]lus juL{s/0f ga9fPsf]

@%

k|ltzt;Dd

a9fPsf]

@% b]lv %)

k|ltzt;Dd

a9fPsf]]

%) b]lv &%

k|ltzt;Dd

a9fPsf]]

&% b]lv zt

k|ltzt;Dd

a9fPsf]

s[lif, jg tyf dT:okfng 84.21 10.53 2.63 2.63 0.00 vfgL tyf pTvgg 83.33 16.67 0.00 0.00 0.00 pTkfbgd"ns pBf]u 89.66 7.76 1.72 0.00 0.86 ljB't\, UofF; tyf kfgL 60.00 20.00 20.00 0.00 0.00 lgdf{0f 91.30 4.35 4.35 0.00 0.00 yf]s tyf v'b|f Jofkf/ 95.60 2.20 1.65 0.00 0.55 xf]6n tyf /]i6'/]G6 94.39 2.80 0.00 0.93 1.87 oftfoft tyf e08f/0f 100.00 0.00 0.00 0.00 0.00 ;~rf/ 90.91 9.09 0.00 0.00 0.00 l/on :6]6, ef8f tyf


lzIff 100.00 0.00 0.00 0.00 0.00 :jf:Yo tyf ;fdflhs sfo{x? 84.62 15.38 0.00 0.00 0.00 cGo If]qx? 95.83 2.78 1.39 0.00 0.00 /fli6«o cf};t 94.26 3.49 1.38 0.21 0.67

2.26 aGbfaGbL cjlwdf sfd ug]{ sd{rf/L÷sfdbf/nfO{ yk ;'ljwf k|bfg ug]{df cGosf] t'ngfdf 7"nf

pBf]u÷Joj;fox?sf] lx:;f w]/} /x]sf] kfOPsf] 5 . yk ;'ljwf k|bfg ug]{ bf];|f] / t];|f]df qmdzM

demf}nf / 3/]n' pBf]u÷Joj;fox? /x]sf 5g\ .

tflnsf !( M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL cjlwdf eQf tyf

cGo ;'ljwf a9fPsf] jf ga9fPsf] -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ ga9fPsf]

@%

k|ltzt;Dd

a9fPsf]

@% b]lv %)

k|ltzt;Dd

a9fPsf]]

%) b]lv &%

k|ltzt;Dd

a9fPsf]]

&% b]lv zt

k|ltzt;Dd

a9fPsf]

3/]n' pBf]u 93.48 3.62 2.17 0.00 0.72 n3' pBd÷;fgf v'›f Jofkf/ 94.57 3.26 1.09 0.72 0.36 ;fgf -¿= !% s/f]8;Dd l:y/

k"FhL ePsf]_ 94.08 4.61 1.32 0.00 0.00

demf}nf -¿= !%–%) s/f]8;Dd

l:y/ k"FhL ePsf]_ 90.57 7.55 0.00 0.00 1.89

7"nf -¿= %) s/f]8 dfly l:y/

k"FhL ePsf]_ 81.48 11.11 3.70 0.00 3.70

/fli6«o cf};t 94.26 3.49 1.38 0.21 0.67

pBf]u÷Joj;fonfO{ lg/Gt/tf lbg ;lsg] cjlw

2.27 aGbfaGbL /lx/x] ;j]{If0fdf ;xefuL @(=% k|ltzt pBf]u÷Joj;fox?n] yk Ps dlxgf dfq cfˆgf]

pBf]u÷Joj;fonfO{ lg/Gt/tf lbg ;lsg] atfPsf 5g\ . To:t}, !#=& k|ltztn] b'O{ dlxgf, @%=!

k|ltztn] tLg dlxgf, !^=^ k|ltztn] 5 dlxgf, &=& k|ltztn] Ps jif{ / &=$ k|ltztn] Ps

jif{eGbf w]/} cjlw cfˆgf] pBf]u÷Joj;fonfO{ lg/Gt/tf lbg ;lsg] atfPsf 5g\ .

17

tflnsf @) M cf}Bf]lus ju{L{s/0fcg';f/ aGbfaGbL /lx/x] Joj;fo lg/Gt/tf lbg ;lsg]

;dosf] cfwf/df pBf]u÷Joj;fo -k|ltzt_

cf}Bf]lus juL{s/0f ! dlxgf @ dlxgf # dlxgf ^ dlxgf ! jif{ ! jif{eGbf

w]/}

s[lif, jg tyf dT:okfng 21.05 7.89 23.68 23.68 15.79 7.89 vfgL tyf pTvgg 33.33 33.33 0.00 33.33 0.00 0.00 pTkfbgd'ns pBf]u 35.77 16.26 19.51 18.70 1.63 8.13 ljB't\, UofF; tyf kfgL 60.00 0.00 20.00 20.00 0.00 0.00 lgdf{0f 29.17 8.33 37.50 20.83 0.00 4.17 yf]s tyf v'b|f Jofkf/ 28.95 15.79 23.68 14.74 9.47 7.37 xf]6n tyf /]i6'/]G6 28.83 9.01 29.73 18.92 7.21 6.31 oftfoft tyf e08f/0f 41.18 17.65 35.29 0.00 5.88 0.00 ;~rf/ 36.36 0.00 27.27 36.36 0.00 0.00 l/on :6]6, ef8f tyf

Jofj;flos

lqmofsnfkx?

33.33 0.00 22.22 11.11 33.33 0.00

lzIff 23.40 12.77 29.79 25.53 4.26 4.26 :jf:Yo tyf ;fdflhs

sfo{x? 23.08 0.00 38.46 7.69 7.69 23.08

cGo If]qx? 31.25 11.25 28.75 16.25 5.00 7.50 /fli6«o cf};t 29.51 13.68 25.14 16.55 7.67 7.44

2.28 aGbfaGbL /lx/x] ! jif{eGbf w]/} cjlw;Dd Joj;fonfO{ lg/Gt/tf lbg ;lsg] atfpg]df cGosf]

t'ngfdf demf}nf / 7"nf pBf]u÷ Joj;fox?sf] ;+Vof cln w]/} /x]sf] b]lvPsf] 5 .

tflnsf @! M pBf]u÷Joj;fosf] cfsf/ cg';f/aGbfaGbL /lx/x] Joj;fo lg/Gt/tf

lbg ;lsg] ;dosf] cfwf/df pBf]u÷Joj;fo -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ ! dlxgf @ dlxgf # dlxgf ^ dlxgf ! jif{ ! jif{eGbf

w]/}

3/]n' pBf]u 32.88 13.01 21.23 17.81 9.59 5.48

n3' pBd÷;fgf v'›f Jofkf/ 29.17 13.54 27.78 17.36 5.56 6.60 ;fgf -¿= !% s/f]8;Dd l:y/

k"FhL ePsf]_ 27.39 12.10 27.39 19.75 7.01 6.37

demf}nf -¿= !%–%) s/f]8;Dd

l:y/ k"FhL ePsf]_ 37.04 7.41 27.78 12.96 3.70 11.11

7"nf -¿= %) s/f]8 dfly l:y/

k"FhL ePsf]_ 31.03 13.79 17.24 20.69 6.90 10.34

/fli6«o cf};t 29.51 13.68 25.14 16.55 7.67 7.44

aGbfaGbL cjlwdf pBf]u÷Joj;fox?n] ef]u]sf d'Vo ;d:ofx?

2.29 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL tLg rf}yfO eGbf a9L -&&=@ k|ltzt_ pBf]u÷Joj;fox?n]

tna÷Hofnf, 3/ef8f / a}+s ls:tf h:tf ;~rfng vr{ Joxf]g{ rfn' k"FhLsf] cefj /xg' d'Vo

;d:ofsf] ?kdf /x]sf] atfPsf 5g\ . To;kl5 qmdzM pTkfbgsf] laqmL ljt/0fdf sl7gfO /

ahf/df dfusf] sdLh:tf ;d:of /x]sf] b]lvPsf] 5 .

18

tflnsf @@ M aGbfaGbL cjlwdf ef]luPsf k|d'v kfFr ;d:ofx?

;d:of k|ltzt

;~rfng vr{ -tna Hofnf, 3/ef8f, a}+s ls:tf_ Joxf]g{ rfn' k"FhLsf] cefj 77.15

ljqmL ljt/0fdf sl7gfO 61.13

dfusf] sdL 51.78

sRrf kbfy{sf] cefj 30.27

>ldssf] cefj 25.22

Aofh 5'6 k|flKtsf] cj:yf

2.30 ;j]{If0f cjlwsf] ;dflKt;Dddf ;xefuL pBf]u÷Joj;fox?dWo] sl/a !&=# k|ltztn] g]kfn /fi6«

a}+ssf] lgb]{zg cg';f/sf] Aofh 5'6 k|fKt u/]sf] atfPsf 5g\ . &!=^ k|ltztn] ;f] ;'ljwf k|fKt

gu/]sf] tyf !!=! k|ltztn] cfkm"nfO{ ;f] ;'ljwf nfu" gx'g] hgfPsf 5g\ . Aofh 5'6 k|fKt ug]{df

;a}eGbf w]/} #%=! k|ltzt s[lif, jg tyf dT:okfng If]qsf / ;a}eGbf sd !)=! k|ltzt cGo

If]qsf pBf]u÷Joj;fox? /x]sf] b]lvPsf] 5 . ;~rf/ If]qsf s'g} klg pBf]u÷Joj;fox?n] of] ;'ljwf

k|fKt gu/]sf] b]lvPsf] 5 . oBlk Aofh 5'6sf] q}dfl;s ;dfof]hg c;f/ d;fGtdf dfq} x'g] ePsf]n]

;j]{If0f ;dotfsf Aofh 5'6sf] oyfy{ cj:yf gcfPsf] x'g;S5 .

tflnsf @# M cf}Bf]lus ju{L{s/0fcg';f/ Aofhdf ;x'lnot k|fKt u/]÷gu/]sf] -k|ltzt_

cf}Bf]lus juL{s/0f k|fKt u/]sf] k|fKt gu/]sf] nfu" gx'g]

s[lif, jg tyf dT:okfng 35.14 64.86 0.00 vfgL tyf pTvgg 16.67 83.33 0.00 pTkfbgd"ns pBf]u 19.66 70.94 9.40 ljB't\, UofF; tyf kfgL 25.00 75.00 0.00 lgdf{0f 25.00 70.83 4.17 yf]s tyf v'b|f Jofkf/ 14.84 72.53 12.64 xf]6n tyf /]i6'/]G6 25.93 71.30 2.78 oftfoft tyf e08f/0f 29.41 58.82 11.76 ;~rf/ 0.00 63.64 36.36 l/on :6]6, ef8f tyf Jofj;flos lqmofsnfkx? 22.22 55.56 22.22 lzIff 17.02 68.09 14.89 :jf:Yo tyf ;fdflhs sfo{x? 15.38 76.92 7.69 cGo If]qx? 10.13 69.62 20.25 /fli6«o cf};t 17.32 71.55 11.13

2.31 g]kfn /fi6« a}+ssf] lgb]{zg cg';f/sf] Aofh 5'6 k|fKt ug]{df ;fgf / demf}nf pBf]u÷Joj;fo

;a}eGbf cuf8L 5g\ .

tflnsf @$ M pBf]u÷Joj;fosf] cfsf/cg';f/ Aofhdf ;x'lnot k|fKt u/]÷gu/]sf] -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ k|fKt u/]sf] k|fKt gu/]sf] nfu" gx'g]

3/]n' pBf]u 18.12 67.39 14.49

n3' pBd÷;fgf v'›f Jofkf/ 14.74 74.74 10.53


demf}nf -¿= !%–%) s/f]8 ;Dd l:y/ k"FhL ePsf]_ 25.93 72.22 1.852


/fli6«o cf};t 17.32 71.55 11.13

19

;fdfGo cj:yfdf kms{g nfUg] cjlw

2.32 ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] aGbfaGbLkZrft\ ;fdfGo cj:yfdf kms{g cf};tdf sl/a (

dlxgf nfUg] atfPsf 5g\ . ;fdfGo cj:yfdf kms{g ;a}eGbf a9L cjlw l/on :6]6, ef8f tyf

Jofj;flos lqmofsnfk If]q -!#=* dlxgf_ / xf]6n tyf /]i6'/]G6 If]q -!#=@ dlxgf_ / ;a}eGbf sd

cjlw -%=! dlxgf_ ;~rf/ If]qdf nfUg] pQm If]qsf pBf]u÷Joj;fox?n] atfPsf 5g\ .

rf6{ * M cf}Bf]lus ju{L{s/0fcg';f/ ;fdfGo cj:yfdf kms{g nfUg] cjlw -dlxgf_

2.33 ;fdfGo cj:yfdf kms{g ;fgf pBf]u÷Joj;fox?nfO{ ;a}eGbf w]/} -(=% dlxgf_ / demf}nf

pBf]u÷Joj;fox?nfO{ ;a}eGbf sd -* dlxgf_ nfUg] kfOPsf] 5 . ;fdfGo cj:yfdf kms{g 3/]n'

pBf]u / demf}nf pBf]u÷Joj;fox?n] /fli6«o cf};teGbf sd cjlw nfUg] atfPsf 5g\ .

tflnsf @% M pBf]u÷Joj;fosf] cfsf/cg';f/ ;fdfGo cj:yfdf kms{g nfUg] cjlw

pBf]u÷Joj;fosf] cfsf/ ;fdfGo cj:yfdf

kms{g nfUg] cjlw -dlxgf_

3/]n' pBf]u 8.0



demf}nf -¿= !%–%) s/f]8;Dd l:y/ k"FhL ePsf]_ 8.0


/fli6«o cf};t 8.6

aGbfaGbLkZrft\ Joj;fo ;~rfng of]hgf

2.34 ;j]{If0fdf ;xefuL clwsf+z -*@=# k|ltzt_ pBf]u÷Joj;fox?n] aGbfaGbLkZrft\ clxn]s}

Joj;fonfO{ lg/Gt/tf lbg] atfPsf 5g\ . sf/f]af/ 36fP/ clxn]s} Joj;fonfO{ lg/Gt/tf lbg]

20

of]hgf /x]sf pBf]u÷Joj;fox?sf] ;+Vof $=% k|ltzt /x]sf] 5 eg] gofF Joj;fo z'? ug{ rfxg] %

k|ltzt /x]sf 5g\ . To;}u/L, %=$ k|ltztn] Joj;fo ljqmL ug{ / @=* k|ltztn] aGb ug{ rfx]sf]

atfPsf 5g\ .

tflnsf @^ M cf}Bf]lus ju{L{s/0fcg';f/ aGbfaGbLkl5sf] Joj;fo ;~rfng of]hgf

cf}Bf]lus juL{s/0f lg/Gt/tf

lbg]

sf/f]af/

36fpg]

gofF Joj;fo

z'? ug]{ laqmL ug]{ aGb ug]{


vfgL tyf pTvgg 83.33 16.67 0.00 0.00 0.00

pTkfbgd'ns pBf]u 83.74 5.69 2.44 5.69 2.44


lgdf{0f 79.17 0.00 8.33 4.17 8.33

yf]s tyf v'b|f Jofkf/ 80.00 4.74 6.84 5.79 2.63

xf]6n tyf /]i6'/]G6 88.29 4.50 1.80 4.50 0.90

oftfoft tyf e08f/0f 64.71 0.00 17.65 5.88 11.76

;~rf/ 90.91 9.09 0.00 0.00 0.00 l/on :6]6, ef8f tyf


lzIff 91.49 0.00 2.13 0.00 6.38


cGo If]qx? 81.25 2.50 3.75 6.25 6.25

/fli6«o cf};t 82.31 4.48 5.03 5.38 2.80

2.35 3/]n' pBf]u / n3' pBd÷;fgf v'›f Jofkf/sf] t'ngfdf ;fgf, def}nf / 7"nf pBf]u÷Joj;fox?

aGbfaGbLkZrft\ clxn]s} Joj;fonfO{ lg/Gt/tf lbg] kIfdf /x]sf b]lvG5g\ .

tflnsf @& M pBf]u÷Joj;fosf] cfsf/cg';f/ aGbfaGbL kl5sf] Joj;fo ;~rfng of]hgf

pBf]u÷Joj;fosf] cfsf/ lg/Gt/tf

lbg]

sf/f]af/

36fpg]

gofF Joj;fo

z'? ug]{ laqmL ug]{ aGb ug]{

3/]n' pBf]u 81.51 5.48 6.16 3.42 3.42

n3' pBd÷;fgf v'›f Jofkf/ 78.82 3.82 5.56 6.94 4.86 ;fgf -¿= !% s/f]8;Dd l:y/ k"FhL

ePsf]_ 88.54 4.46 1.27 3.18 2.55

demf}nf -¿= !%–%) s/f]8;Dd

l:y/ k"FhL ePsf]_ 90.74 1.85 3.70 3.70 0.00

7"nf -¿= %) s/f]8 dfly l:y/ k"FhL

ePsf]_ 86.21 6.90 0.00 6.90 0.00

/fli6«o cf};t 82.31 4.48 5.03 5.38 2.80

aGbfaGbLkZrft\sf] ljQLo of]hgf

2.36 aGbfaGbLkZrft\ ljQLo ;fwg kl/rfngsf nflu ;j]{If0fdf ;xefuL sl/a *) k|ltzt

pBf]u÷Joj;fox?n] a}+s tyf ljQLo ;+:yfaf6 C0f lng] atfPsf 5g\ . ljQLo >f]t Joj:yfkgsf

nflu bf];|f], t];|f] / rf}yf] ljsNksf] ?kdf qmdzM vr{ 36fpg] -sd{rf/L÷tna s6f}tL ug]{_, ;xsf/L

;+:yfaf6 C0f lng] / gofF nufgL ;fem]bf/ vf]Hg] /x]sf] kfOPsf] 5 .

21

tflnsf @* M aGbfaGbLkZrft\ ljQLo ;fwg kl/rfngsf k|d'v kfFr ljsNkx?

ljsNk k|ltzt

a}+s tyf ljQLo ;|:yfaf6 C0f lng] 79.97

vr{ 36fpg] -sd{rf/L÷ tna s6f}tL ug]{_ 26.41

;xsf/L ;+:yfaf6 C0f lng] 12.61

gofF nufgL ;fem]bf/ vf]Hg] 10.98

s]xL gug]{ 6.53

;x'lnotk"0f{ shf{ / /f]huf/Lsf] lg/Gt/tf

2.37 ;j]{If0fdf ;xefuL sl/a &) k|ltzt pBf]u÷Joj;fox?n] g]kfn ;/sf/n] cfly{s jif{ @)&&÷&*

sf] ah]6df Joj:yf u/] cg';f/ % k|ltzt Aofhb/df shf{ k|fKt ePdf sd{rf/L÷sfdbf/sf]

/f]huf/LnfO{ k"0f{ ?kdf lg/Gt/tf lbg ;lsg]] atfPsf 5g\ . Ps rf}yfO{ eGbf a9L -@%=( k|ltzt_

pBf]u÷Joj;foLn] cf+lzs ?kdf dfq lg/Gt/tf lbg ;lsg] atfPsf 5g\ eg] $=@ k|ltztn] ;f]

;'ljwf k|fKt u/]tfklg sd{rf/L÷sfdbf/nfO{ lg/Gt/tf lbg g;lsg] atfPsf 5g\ .

tflnsf @( M cf}Bf]lus ju{L{s/0fcg';f/ ;x'lnot shf{ k|fKt u/] /f]huf/LnfO{

lg/Gt/tf lbg ;lsg] jf g;lsg] -k|ltzt_

cf}Bf]lus juL{s/0f k"0f{ ?kdf

;lsg]

cf+lzs ?kdf

;lsg] g;lsg]

s[lif, jg tyf dT:okfng 73.68 21.05 5.26

vfgL tyf pTvgg 100.00 0.00 0.00

pTkfbgd"ns pBf]u 79.31 15.52 5.17

ljB't\, UofF; tyf kfgL 100.00 0.00 0.00

lgdf{0f 75.00 12.50 12.50

yf]s tyf v'b|f Jofkf/ 70.76 25.73 3.51

xf]6n tyf /]i6'/]G6 66.06 29.36 4.59

oftfoft tyf e08f/0f 70.59 23.53 5.88

;~rf/ 45.45 45.45 9.09

l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx? 66.67 22.22 11.11

lzIff 58.70 39.13 2.17

:jf:Yo / ;fdflhs sfo{x? 61.54 23.08 15.38

cGo If]qx? 64.10 32.05 3.85

/fli6«o cf};t 69.91 25.93 4.16

22

2.38 g]kfn ;/sf/n] cfly{s jif{ @)&&÷&* sf] ah]6df Joj:yf u/] cg';f/ % k|ltzt Aofhb/df shf{

k|fKt ePdf cfˆgf sd{rf/L÷sfdbf/nfO{ k"0f{ ?kdf lg/Gt/tf lbg;lsg]] atfpg]df demf}nf, 3/]n' /

;fgf pBf]u÷Joj;fox? qmdzM klxnf], bf];|f] / t];|f]df /x]sf 5g\ .

tflnsf #) M pBf]u÷Joj;fosf] cfsf/cg';f/ ;x'lnot shf{ k|fKt u/]

/f]huf/LnfO{ lg/Gt/tf lbg ;lsg] jf g;lsg] -k|ltzt_

pBf]u÷Joj;fosf] cfsf/ g;lsg] cf+lzs ?kdf

;lsg]

k"0f{ ?kdf

;lsg]

3/]n' pBf]u 8.21 17.91 73.88

n3' pBd÷;fgf v'›f Jofkf/ 4.30 29.03 66.67


demf}nf -¿= !%–%) s/f]8 ;Dd l:y/ k"FhL ePsf]_ 3.70 20.37 75.93


/fli6«o cf};t 4.16 25.93 69.91

pBf]u÷Joj;fox?n] ck]Iff u/]sf] ;'ljwf tyf ;xof]u

2.39 ;j]{If0fdf ;xefuL b'O{ ltxfOeGbf a9L -&^ k|ltzt_ pBf]u÷Joj;fox?n] Aofhb/df ;x''lnot k|fKt

ug{ rfx]sf] b]lvPsf] 5 . To;kl5, qmdzM ls:tf -Aofh / ;fFjf_ e'QmfgL ;'ljwfdf ;xhLs/0f,

cfos/df ;x'lnot, rfn' kF"hLsf lglDt yk C0f ;'ljwf / C0f cjlw nDAofpg] ;'ljwf k|fKt ug{

rfx]sf] b]lvPsf] 5 .

tflnsf #! M pBf]u÷Joj;fox?n] ck]]Iff u/]sf] ;'ljwf tyf ;xof]u

;'ljwf tyf ;xof]usf] k|sf/ k|ltzt

Aofhb/df ;x''lnot 76.0

nlrnf] ls:tf -Jofh / ;fFjf_ e'QmfgL ;'ljwf 57.9

cfos/df ;x'lnot 54.7

rfn' kF"hLsf lglDt yk C0f ;'ljwf 49.7

C0f cjlw nDAofpg] ;'ljwf 47.0

23

kl/R5]b # M lgZsif{

lgZsif{

3.1 ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?sf] s'n vr{df l:y/ vr{ / rfn' vr{sf] lx:;f qmdzM #&=^

k|ltzt / ^@=$ k|ltzt /x]sf] b]lvG5 . rfn' vr{sf] lx:;f clws /xg'n] laifd kl/l:yltkZrft\

pBf]u÷Joj;fox?nfO{ rfn' k"FhLsf] ;d:of x'g]tkm{ ;+s]t u5{ .

3.2 ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?dWo] &$=# k|ltzt pBf]u÷Joj;fox?n] a}+s tyf ljQLo

;+:yfaf6 / *=& k|ltztn] art tyf C0f ;xsf/L ;+:yfaf6 shf{ lnPsf] b]lvG5 .

3.3 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL $ k|ltzt pBf]u÷Joj;fo k"0f{ ?kdf ;~rfngdf /x]sf], #%

k|ltzt pBf]u÷Joj;fo cf+lzs ?kdf ;~rfngdf /x]sf] / ^! k|ltzt pBf]u÷Joj;fox? k"0f{?kdf

aGb /x]sf] kfOPsf] 5 . o;/L clwsf+z pBf]u÷Joj;fox? k"0f{?kdf aGb /xg'n] aGbfaGbLn]

cy{tGqdf ulx/f] c;/ kf/]sf] b]lvG5 . lzIff, xf]6n tyf /]i6'/]G6, l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx? / oftfoft tyf e08f/0f If]qdf clws c;/ k/]sf] b]lvPsf] 5 . aGbfaGbL cjlwdf

7"nf / demf} }nf pBf]u÷Joj;fosf] t'ngfdf 3/]n' pBf]u, n3' pBd÷;fgf v'›f Jofkf/ / ;fgf

pBf]u÷Joj;fox? a9L k|efljt ePsf] ;d]t b]lvPsf] 5 .

3.4 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] @@=% k|ltzt sd{rf/L÷sfdbf/ s6f}tL

u/]sf] kfOPsf] 5 . s6f}tL ePsf dWo] c:yfoL÷s/f/sf sfdbf/ b'O{ ltxfOeGbf w]/} /x]sf 5g\ .

xf]6n tyf /]i6'/]G6 If]qn] ;a}eGbf w]/} sd{rf/L÷sfdbf/ s6f}tL u/]sf] b]lvPsf] 5 . ;f] cjlwdf

3/]n' pBf]u / n3' pBd÷;fgf v'›f Jofkf/x?n] cGosf] t'ngfdf w]/} sd{rf/L÷sfdbf/ s6f}tL

u/]sf] kfOPsf] 5 .

3.5 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?n] cf};tdf !*=@ k|ltzt tna s6f}tL

u/]sf] kfOPsf] 5 . o;sf ;fy} sd{rf/L÷sfdbf/nfO{ k|bfg ub}{ cfPsf] eQf tyf cGo ;'ljwfx?df

;d]t pNn]Vo ?kdf s6f}tL u/]sf] b]lvPsf] 5 . tna s6f}tL ug]{df xf]6n tyf /]i6'/]G6, oftfoft

tyf e08f/0f / lzIff If]q cuf8L /x]sf 5g\ . o:t}, 7"nf pBf]u÷Joj;fox?n] cGosf] t'ngfdf w]/}

k|ltzt tna s6f}tL u/]sf] b]lvPsf] 5 .

3.6 aGbfaGbL] cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?dWo] (^=& k|ltztn] ;fdfGo cj:yfsf]

t'ngfdf cf};tdf &#=* k|ltzt pTkfbg÷sf/f]af/ 36]sf] hgfPsf 5g\ . aGbfaGbL cjlwdf *#=(

k|ltzt pBf]u÷Joj;fox?sf] cf};t lah'nL vkt 36\g'n] ;d]t ;f] tYonfO{ yk k'li6 ub{5 . 7"nf]

kl/df0fdf pBf]u÷Joj;fox?sf] pTkfbg÷sf/f]af/ 36\g'n] cfly{s lqmofsnfkdf pNn]Vo sdL cfPsf]

b]vfpF5 .

3.7 aGbfaGbL /lx/x] pBf]u÷Joj;fox?n] cfˆgf] pBf]u÷Joj;fonfO{ nfdf] ;do lg/Gt/tf lbg g;Sg]

b]lvPsf] 5 . csf]{tkm{, ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?nfO{ aGbfaGbLkZrft\ ;fdfGo cj:yfdf

kms{g cf};tdf sl/a ( dlxgf nfUg] ;d]t b]lvPsf] 5 .

24

3.8 ;j]{If0fdf ;xefuL clwsf+z pBf]u÷Joj;fox?n] aGbfaGbLkZrft\ clxn]s} Joj;fonfO{ lg/Gt/tf

lbg] b]lvPsf] ePtfklg s]xLn] Joj;fo laqmL jf aGb ug{ rfx]sf] ;d]t b]lvPsf] 5 . aGb ug{

rfxg]df s]xL 3/]n' pBf]u, n3' pBd÷;fgf v'›f Jofkf/ / ;fgf pBf]u÷Joj;fox? /x]sf 5g\ .

3.9 ;j]{If0fdf ;xefuL clwsf+z pBf]u÷Joj;fox?n] g]kfn ;/sf/n] cfly{s jif{ @)&&÷&* sf] ah]6df

Joj:yf u/] cg';f/ % k|ltzt Aofhb/df shf{ k|fKt ePdf sd{rf/L÷sfdbf/sf] /f]huf/LnfO{ k"0f{

?kdf lg/Gt/tf lbg ;Sg] b]lvPsf] 5 .

3.10 aGbfaGbL cjlwdf ;j]{If0fdf ;xefuL pBf]u÷Joj;fox?nfO{ ;~rfng vr{ Joxf]g{ rfn' k"FhLsf]

cefj, pTkfbgsf] laqmL ljt/0fdf sl7gfO / ahf/df dfusf] sdL nufotsf ;d:ofx? /x]sf]

b]lvPsf] 5 .

3.11 ;j]{If0fdf ;xefuL pBf]]u÷Joj;fox?sf] shf{ ;DklQ cg'kft cf};tdf $*=& k|ltzt /x]sf]

b]lvPsf] 5 . pRr shf{ ;DklQ cg'kftn] sdhf]/ k"FhL ;+/rgfsf] cj:yfnfO{ OlËt u5{ . cy{tGqsf

clwsf+z If]qdf shf{ ;DklQ cg'kft em08} cfwf b]lvg'n] jf:tljs cy{tGqdf kg]{ gsf/fTds

k|efjsf] k|ToIf c;/ ljQLo If]q :yfloTjdf ;xh} kg{ ;Sg]tkm{ ;+s]t u5{ .

3.12 aGbfaGbLkZrft\ ljQLo ;fwg kl/rfngsf nflu a}+s tyf ljQLo ;+:yfaf6 C0f lng],

sd{rf/L÷tna s6f}tL u/L vr{ 36fpg], ;xsf/L ;+:yfaf6 C0f lng] / gofF nufgL ;fem]bf/ vf]Hg]

h:tf ;f]rdf ;j]{If0fdf ;xefuL pBf]uL÷Joj;foLx? /x]sf] kfOPsf] 5 .

3.13 ;j]{If0fdf ;xefuL pBf]uL÷Joj;foLx?n] Aofhb/df ;x''lnot, nlrnf] ls:tf -Aofh / ;fFjf_ e'QmfgL

;'ljwf, cfos/df ;x'lnot, rfn' kF"hLsf lglDt yk C0f ;'ljwf / C0fsf] efsf ;fg]{ ;'ljwf dfu

u/]sf 5g\ .

25

;Gbe{ ;fdu|L

Andrews, D., Nonnecke, B., & Preece, J. (2003). Conducting Research on the Internet :

Online Survey Design, Development and Implementation Guidelines. International

Journal of Human-Computer Interaction.

Central Bureau of Statistics. (July 2019). National Economic Census 2018. Kathmandu.

Central Bureau of Statistics. Nepal Standard Industrial Classification. Kathmandu.

Evans, J. R., & Mathur, A. (2015). The value of online surveys. www.emeraldinsight.com/

researchregister.

26

cg';"rLx?

cg';"rL ! M cf}Bf]lus ju{L{s/0fcg';f/ pBf]u÷Joj;fosf] ;+Vof cfwf/df Eff/fÍ afF8kmfF8

qm=;+=

cf}Bf]lus ju{Ls/0f NSIC

juL{s/0f Eff/fÍ

cWoogdf k|of]u

ePsf] Eff/fÍ

1 s[lif, jg tyf dT:okfng

A 0.0262 0.0267

2 vfgL tyf pTvgg

B 0.0007 0.0007

3 pTkfbgd'ns pBf]u

C 0.1127 0.1149

4 ljB't\, UofF; tyf kfgL

D, E 0.0040 0.0041

5 lgdf{0f

F 0.0017 0.0017

6 yf]s tyf v'b|f Jofkf/

G 0.5394 0.5501

7 xf]6n tyf /]i6'/]G6

I 0.1414 0.1442

8 oftfoft tyf e08f/0f

H 0.0034 0.0035

9 ;~rf/

J 0.0030 0.0031

10 l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx?

L 0.0002 0.0002

11 lzIff

P 0.0442 0.0451

12 :jf:Yo tyf ;fdflhs sfo{x?

Q 0.0216 0.0220

13 cGo If]qx?©

M, N, R & S 0.0820 0.0836

hDdf 0.9805 1.0000

;|f]t M /fli6«o cfly{s u0fgf @)&%, s]Gb|Lo tYofÍ ljefu

gf]6 M /fli6«o cfly{s u0fgf @)&% df ePsfdWo] ljQLo tyf ladf;DaGwL lqmofsnfkx? ;dfj]z gul/Psf] .

© k]zfut, j}1flgs tyf k|fljlws lqmofsnfkx?Ù k|zf;lgs tyf ;xof]uL ;]jfsf lqmofsnfkx?Ù snf, dgf]/~hg tyf

dgf]ljgf]bÙ / cGo ;]jf k|bfg ug]{ lqmofsnfkx? ;dfj]z ul/Psf] .

27

cg';"rL @ M cf}Bf]lus ju{L{s/0fcg';f/ /f]huf/ ;+Vofsf] cfwf/df Eff/fÍ afF8kmfF8

qm=;+=

cf}Bf]lus ju{Ls/0f NSIC

juL{s/0f Eff/fÍ

cWoogdf k|of]u

ePsf] Eff/fÍ

1 s[lif, jg tyf dT:okfng A 0.0330 0.0353

2 vfgL tyf pTvgg B 0.0024 0.0026

3 PTkfbgd"ns pBf]u C 0.1581 0.1689

4 ljB't\, UofF; tyf kfgL D, E 0.0109 0.0116

5 lgdf{0f F 0.0046 0.0049

6 yf]s tyf v'b|f Jofkf/ G 0.3061 0.3271

7 xf]6n tyf /]i6'/]G6 I 0.1073 0.1147

8 oftfoft tyf e08f/0f H 0.0062 0.0066

9 ;~rf/ J 0.0123 0.0131

10 l/on :6]6, ef8f tyf Jofj;flos

lqmofsnfkx? L 0.0006 0.0006

11 lzIff P 0.1590 0.1699

12 :jf:Yo tyf ;fdflhs sfo{x? Q 0.0510 0.0545

13 cGo If]qx? M, N, R & S 0.0843 0.0901

hDdf 0.9358 1.0000

;|f]t M /fli6«o cfly{s u0fgf @)&%, s]Gb|Lo tYofÍ ljefu

gf]6 M /fli6«o cfly{s u0fgf @)&% df ePsfdWo] ljQLo tyf ladf;DaGwL lqmofsnfkx? ;dfj]z gul/Psf] .

© k]zfut, j}1flgs tyf k|fljlws lqmofsnfkx?Ù k|zf;lgs tyf ;xof]uL ;]jfsf lqmofsnfkx?Ù snf, dgf]/~hg tyf

dgf]ljgf]bÙ / cGo ;]jf k|bfg ug]{ lqmofsnfkx? ;dfj]z ul/Psf] .

sf]le8!( n] cy{tgqdf kf/]sf] k|efj;dagwl · 2020. 8. 5. · sf]le8–!( n] cy{tgqdf kf/]sf]...

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