silversneakers available to eligible members on jan. 1 2018 · - for the opposite personality...

Margaret Brown wins CalPERS board seat in the runoff election for Member-at-Large seat on the CalPERS Board of Administration. Brown and incumbent Michael Bilbrey faced each other in the runoff held for Position B after the September primary election.

Brown will join David Miller who was elected to Position A. The new members will begin their four year term on January 16, 2018. Congratulations, Margaret!

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SACRAMENTO, CA

Vol. XXXII No. 1 A PUBLICATION REPRESENTING CALIFORNIA STATE RETIREES JANUARY 2018

CALIFORNIA STATE RETIREES1108 O Street, Suite 300Sacramento, CA 95814

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continued on page 7

CalPERS | Power of AttorneyPage 6

DMV offers REAL IDPage 3

CSR election Page 8-9

Savvy Senior1

For years, CSR has focused efforts on improving retiree

health through active lifestyles. We have long encouraged CalPERS to negotiate senior fitness programs like SilverSneakers into their Medicare health plans. Beginning January 1, 2018, CalPERS’ Medicare health plans PERS Care, PERS Choice and PERS Select will begin offering SilverSneakers to members at no additional cost.

SilverSneakers is a community fitness program specifically designed for older adults that provides members with regular exercise (strength training, aerobics and flexibility) and social opportunities at more than 13,000 locations nationwide.

Over the past two years, CalPERS team members reviewed research studies, and although the studies should be treated with caution, they found that regular participation in a health plan-sponsored activity program resulted in lower longer-term

health costs. Specific findings from the studies include:

• Greater participation in the physical activity program was associated with lower depression risk.

• Older Medicare beneficiaries with diabetes who participated in a Health Maintenance Organization-sponsored health club benefit had notable reductions in total health care costs at both one year and two years after program enrollment.

• SilverSneakers participants were older and more likely to be male who typically had higher health care costs at baseline, but by year two, participants had significantly fewer inpatient admissions.

• SilverSneakers participants’ total health care costs were 0.2 percent lower than the control group, inpatient admission costs were 3.2 percent, and the number of participants with inpatient admissions was 1.4 percent lower after the first year.

• Long term benefits of exercise

are sustained only with regular adherence. Cardiovascular function, lung function, insulin sensitivity, strength and pain relief are maintained over time when regular exercise is continued throughout the lifespan.

Consistent with a focus on affordable, sustainable, high quality health care, the CalPERS Health Benefits Program encourages the use of affordable care without compromising quality or safety.

Members of UnitedHealthcare Group Medicare Advantage continue to have access to SilverSneakers, and members of Kaiser Permanente Senior Advantage continue to have access to Silver&Fit.

Is the SilverSneakers program free?

Medicare Advantage plans may cover SilverSneakers. SilverSneakers is considered a basic fitness service and Original Medicare, Part A and Part B, does not cover this benefit. However, Medicare Advantage plans,

SilverSneakers available to eligible members on Jan. 1 2018 also known as Medicare Part C, may provide this benefit. To verify your health plan includes SilverSneakers visit https://tools.silversneakers.com/Eligibility/HealthPlans?state=CA

How do I get my SilverSneakers card?

1. Visit https://tools.silversneakers.com/Eligibility/CheckEligibility to check your eligibility.

2. Take your SilverSneakers card (Eligible members can expect to receive their SilverSneakers packet with ID card in early January, separately and after receipt of their health insurance ID card) or 16-digit member ID to any location.

3. Go to your gym of choice, tell the front desk staff you want to enroll and ask for a tour.

How do I find a location? Being a member of

SilverSneakers gives you access to thousands of gyms nationwide. Find

RETIREES REACT:

The views expressed are those of the respondents. Send your letters to [email protected] or to CSR Newspaper 1108 O St., Suite 300, Sacramento, CA 95814.

PAGE 2 CALIFORNIA STATE RETIREE JANUARY 2018

In your experience, what are some ways to make new friends as you get older?

Please answer this: question:

Send your comments by Jan. 15, and they may be printed in the February 2018 edition of the California State Retiree newspaper. A jpg or photograph of yourself is encouraged, but not required.

Emails and jpgs may be sent to: [email protected] or mail your response and a photograph to: CSR Newspaper Staff, 1108 O St., Suite 300, Sacramento, CA 95814.

Is there a person who really changed your life by

something they did?

- Volunteer for one or more nonprofit organizations. You will meet like-minded people with whom you have common interests.- Join or become more active in a church, synagogue, or other religious group. Worshipping together creates and strengthens bonds between people. - Join meetups online or start one, for an interest or cause of yours.- Live in an over-55 community that offers opportunities for socializing around common interests or activities, such as classes and short group trips. Examples include: exercise groups, watching movies, playing cards, increasing computer skills, painting, music, etc.. - For those very introverted or disabled, where one is not able to or does not wish to leave their house, join a support group on Facebook or create one or just hang out on FB and meet folks there.- For the opposite personality types--those who are adventurous and physically active or who travel solo, stay in “youth hostels” in the United States and abroad. They are not geared exclusively toward young people. Socializing with all age groups and with those of similar interests is encouraged and easily possible. - Group travel at home and abroad, including cruises, will team you up with those who enjoy similar activities and events. - Accept invitations to parties, weddings and reunions. Your acquaintances, friends and relatives know a lot of other people you might enjoy getting to know.- Whatever you do, have fun, show a genuine interest in others, and always be ready to assist or help others. To make a friend, be a friend. It’s really that simple, at any age.

Ava GoldmanChapter 2 Sacramento

Tuesday, Feb. 20, 2018 Board Members, Chapter Presidents & Facilitators (closed meeting)

Wednesday, Feb. 21, 2018 Finance CommitteePolitical Action Committee (PAC) Lunch Membership Committee Bylaws & Governing Rules Committee (BGR)Health Benefits Committee (HBC)

Thursday, Feb. 22, 2018 Board of Directors Meeting

CSR | Board of Directors Meeting Schedule

Please note the updated schedule for February 2018

CALIFORNIA STATE RETIREES STATEWIDE OFFICERS

Tim BehrensPresidentTEL: 559.920.0371EMAIL: [email protected] HuegExecutive Vice PresidentTEL: 831.588.5061EMAIL: [email protected]. “Jay” JimenezVice PresidentTEL: 714.926.6409EMAIL: [email protected] “Jerry” FountainCFO/Secretary TEL: 559.935.2238FAX: 559.935.5884EMAIL: [email protected]

CSR DISTRICT BOARD DIRECTORS

Sharon StoltzmanTEL: 424.228.2820EMAIL: [email protected] A: Ch. 4, Ch. 9, Ch. 20Susanne ParadisTEL: 916.919.4091EMAIL: [email protected] B: Ch. 10, Ch. 26, Ch. 31, Ch. 36Mary McDonnellTEL: 415.509.1914EMAIL: [email protected] C: Ch. 1, Ch. 3, Ch. 21, Ch. 23

S.E. RiaziTEL: 530.519.2174EMAIL: [email protected] District D: Ch. 8, Ch. 13, Ch. 14, Ch. 19Keith UmemotoTEL: 916.429.2768EMAIL: [email protected] E: Ch. 2, Ch. 15, Ch. 165R. Connie LiraTEL: 209.601.5754EMAIL: [email protected] F: Ch. 5, Ch. 11, Ch. 16, Ch. 35Gaspar Luna OliveiraTEL: 619.548.4793EMAIL: [email protected] G: Ch. 6, Ch. 12, Ch. 17, Ch. 34

CALIFORNIA STATE RETIREES

Headquarters1108 O St., Suite 300

Sacramento, CA 95814TEL: 916.326.4292FAX: 916.326.4201

TOLL-FREE: 888.808.7197EMAIL: [email protected]: www.CalRetirees.org

UPCOMING EVENTS 2018

JANUARY 2018 CALIFORNIA STATE RETIREE PAGE 3

Contact us!

NEWS

Feb. 21 (Wednesday)CSR committee meetings. Holiday Inn Sacramento, 300 J St, Sacramento, CA 95814

Feb. 22 (Thursday)CSR Board of Directors meeting. Holiday Inn Sacramento, 300 J St, Sacramento, CA 95814

*CSR Election timeline: Page 8-9

Jan. 1 (Monday)New Year's Day-HQ office closed

Jan. 15 (Monday)Martin Luther King Jr. Day-HQ office closed

Jan. 16-18CalPERS Board of Administration and committees offsite meetings in Petaluma

California DMV to offer REAL ID driver licenses and ID cards in 2018Federal Enforcement Begins

Oct. 1, 2020The California Department of

Motor Vehicles (DMV) will begin offering the option to apply for a federally compliant REAL ID driver's license or identification (ID) card beginning Jan. 22, 2018, at DMV offices statewide. Californians may choose either a REAL ID or a federal non-compliant card.

The federal REAL ID Act of 2005 was passed by Congress in response to the events of 9/11. Under the REAL ID Act, all states must meet requirements set by the U.S. Department of Homeland Security for its driver licenses and identification cards to be accepted for federal purposes, such as boarding a domestic flight or visiting a military base or certain federal facilities, by Oct. 1, 2020.

The federal compliant REAL ID driver license or ID card is optional. A valid US Passport or US Passport Card, military ID, or other federally approved identification can be used to board a domestic flight or enter certain federal facilities. If a customer has another federally approved identification, does not fly, or does not plan to visit a military base or certain federal facilities, they do not need a REAL ID and will have the option to apply for a federal non-compliant driver license or ID card.

Valid California driver's licenses

and ID cards will continue to be accepted by TSA to board a domestic flight and by federal agents to enter certain federal facilities until Oct. 1, 2020. After that date, a REAL ID or other federally accepted ID will be required.

“The DMV wants to make sure our customers are informed about their choices starting in January 2018,” DMV Director Jean Shiomoto said.

“If you choose to apply for a REAL ID, consider waiting until your renewal date, if possible. We always encourage customers to make an appointment when visiting a field office.”

A DMV field office visit is required to apply for a REAL ID card. Applicants should make an appointment and must be prepared with the following documents:

-Proof of Identity: Such as a certified copy of a U.S. birth certificate, a valid U.S. passport, employment authorization document, permanent resident card or foreign passport with an approved form I-94.

-Proof of Social Security Number: Such as a Social Security card, W-2, or paystub with full SSN.

-California Residency Document: Such as a rental agreement, mortgage bill, utility bill, medical, employment or school document.

-Name Change Document: This

may be required if your identity document is different from the name on your application. Such as a marriage certificate, divorce decree, other court documents.

Customers do not have to come into a field office immediately to apply for a REAL ID card. They can still use a valid California driver's license or ID card for federal purposes until Oct. 1, 2020. Customers can always use a passport, military ID, or TSA-approved identification documents in lieu of a federally approved driver license.

A REAL ID is not needed to:- Drive- Vote- Apply for or receive federal

benefits (Veterans Affairs, Social Security Administration)

- Enter a federal facility that does not require ID (post office)

- Visit a hospital or receive life-saving services

For more information on REAL ID, visit https://www.dmv.ca.gov/portal/dmv/detail/realid.

LEGISLATIVE WATCH


Ted Toppin

with Ted ToppinDRUG COMPANIES SUE TO BLOCK SB 17You didn’t really think that

huge, multinational drug companies would give up easily, did you? Did you think they would just sit back and let California implement a law that requires them to give notice before raising drug prices?

Of course not. In December, the Pharmaceutical Research and Manufacturers Association (PhRMA) filed suit in federal district court to block implementation and enforcement of SB 17. SB 17, which passed with strong CSR support, seeks to bring simple transparency to prescription drug pricing practices and, in doing so, hopefully will slow the meteoric increases in the cost of drugs. It requires drug manufacturers to provide a 60-day notice of price increases and price justification for expensive new drugs. It also requires health plans to report on the impact prescription drug prices have on the cost of health care. It is scheduled to go into effect Jan. 1, 2018.

The suit claims the state is attempting to dictate federal health care policy and has unfairly singled out drug manufacturers when other

industries share responsibility for high health care costs.

More specifically, PhRMA claims that SB 17 violates the following three separate constitutional provisions:

• The Commerce Clause, which prohibits states from inappropriately regulating interstate commerce.

• The First Amendment, by requiring drug makers to speak and express viewpoints that are not consistent with their own views. In other words, SB 17 requires them to report drug price increases where they otherwise would not.

• Finally, the suit claims SB 17 is unconstitutionally vague in violation of the Fourteenth Amendment due process clause. The claim here is that SB 17 is silent on whether the reporting requirement must take into account price increases that took effect before the effective date of the bill.

PhRMA seeks a judgment that SB 17 is unconstitutional and, of course, a permanent injunction preventing implementation of the bill’s provisions. No hearing has been set, but you can be sure we will follow the case closely.

No one should be surprised by the litigation. It is just further proof that big drug companies will pursue any measure, take any step, and fight every battle to get out from under laws and regulations that threaten their exorbitant profits.

A recent column in the Kaiser Health News by Jay Hancock provides some big picture perspective:

‘Facing bipartisan hostility over high drug prices in an election year, the pharma industry’s biggest trade group boosted revenue by nearly a fourth last year and spread the millions collected among hundreds of lobbyists, politicians and patient groups, new filings show.

It was the biggest surge for the Pharmaceutical Research and Manufacturers of America, known as PhRMA, since the group took battle stations to advance its interests in 2009 during the run-up to the Affordable Care Act.

“Does that surprise you?” said Billy Tauzin, the former PhRMA CEO who ran the organization a decade ago as Obamacare loomed. Whenever Washington seems interested in limiting drug prices, he said, “PhRMA has always responded

by increasing its resources.”The group, already one of the

most powerful trade organizations in any industry, collected $271 million in member dues and other income in 2016. That was up from $220 million the year before, according to its latest disclosure with the Internal Revenue Service.’

By passing SB 17, California’s Legislature – and the countless groups who supported it – proved that the PhRMA playbook doesn’t win every battle. But, alas, it was just the first step in this fight. Let’s hope SB 17 survives round two – the federal court challenge.

10 GREAT REASONS TO JOIN CALIFORNIA STATE RETIREES1. Advocacy: CSR has 86 years of experience

representing retired state employees. Protecting your rights and benefits is our top priority. We strongly oppose legislation that threatens to undermine the CalPERS system. We work with a highly influential and educated team to protect your rights.

2. Member discounts: We have discounts ranging from emergency assistance and insurance to recreational activities and legal services. If you are not a member, you are at risk of losing your CSEA benefits.

3. CalPERS coverage: Not everyone can attend CalPERS Board and committee meetings. Our staff and leadership do the work for you. We speak on behalf of our members and make sure your voice is heard.

4. Monthly newspaper: The California State Retiree provides valuable information about issues affecting your pension and benefits; services for retirees; and features about retirees like you.

5. Community: There are 26 chapters throughout the state. Attend your chapter’s meetings to hear interesting guest speakers, find out about possible changes to your pension and medical benefits, partake in social activities, and enjoy a low-cost lunch! Your peers are your best resource. Stay informed and be a part of an amazing community.

6. Retired Annuitant Program: Looking to keep busy? Only CSR members are eligible for the CSR Retired Annuitant Program List. State officials at around 200 state offices throughout California contact our annuitant members for temporary, part-time jobs with the state.

7. 36,000 members strong: Our opinion matters to legislators, our governor, CalPERS and other agencies that can impact the pensions and benefits of state retirees. We are 36,000 members strong ... and growing. Join us!

8. Minimal monthly dues: Our dues are minimal, but the benefits are significant. Our dues range from $1 to $12 per month, depending on your CalPERS monthly allowance.

9. Giving back: Our members are active in their communities. They participate in food drives, give student scholarships, work with charities, attend seasonal parties and so much more. Make a difference after retirement while having fun!

10. All are welcome: While we concentrate specifically on state issues that affect your health and your pensions, there are so many other perks of membership from which all public employment retirees can benefit. Any California public employment retiree can be a member and get access to some of the exceptional member benefits and strong retiree community.

To view a complete list of member benefits go to

www.calcsea.org/benefits To join, send an application at

calretirees.org/joinus

MEMBERS ON THE MOVE


Chapter 11 members and participants parade through the streets of Fresno for the 98th Annual Veterans Day Parade. Pictured are Richard Conness, Chapter 11 President Christy Christensen, CSR CFO Jerry Fountain, Chapter 11 Treasurer Gigi Subilosky-Perlingieri, Ramona Trejo, Jess Beltran, Marcia Mason-Wilson, Chapter 11 Secretary Claudine Edwards McDougall and George Perlingieri. Don Truesdale (front) was the chairperson of this event and represented the chapter.

Chapter 2 President Louis Espinoza joins his wife Arlene Espinoza at the Dante Club in Sacramento.

Kathy Elwell and Diane Welsh check in guests at the Chapter 2 Christmas lunch held at the Dante Club in Sacramento.

Chapter 165 enjoy a moment together during their Christmas luncheon. Pictured are Geanie Hixon, Gail Fasciola, President David Phillips, Bobbi Smith and Eleanor Poole.

Chapter 11 holds their annual holiday luncheon in Fresno. The Chapter donated close to 700 coats, 350 pairs of socks and 100 teddy bears. They also provided $1,700 to the Fresno Police Chaplaincy Program's Teddy Bear Project. During their meeting, a motion was made to donate an additional $2,000 from their chapter raffle account.

Chapter 11 attend their holiday luncheon in Fresno. Pictured are Jess Beltran, Jerry Fountain, Richard Conness, Don Truesdale, George Perlingieri, Gigi Subilosky-Perlingieri, Marcia Mason-Wilson, Claudine Edward-McDougall, Christy Christensen-Fountain, Ramona Edwards and Linda Edwards.

CALIFORNIA STATE RETIREE JANUARY 2018

NEWSCalPERS | Special Power of AttorneyIt is important retirees

understand the significance of having a CalPERS special power of attorney form and the importance of having one on file. You must complete a power of attorney form while you are able to understand the powers you are granting. If you become incapacitated or otherwise unable to handle your affairs before completing a power of attorney or other estate planning documents, CalPERS may find it necessary to withhold your retirement allowance until a court appoints a conservator to handle your affairs. Since appointment of a conservator can be both expensive and time consuming, you should consider completing the CalPERS special power of attorney form located on my | CalPERS.com

Did you know powers of attorney are not all the same?

A durable power of attorney contains a “durability clause,” which is a provision permitting your designated attorney-in-fact to act on your behalf even if you become incapacitated or otherwise unable to handle your affairs. A special or limited power of attorney grants only the powers that are specifically stated in the power of attorney document.

A contingent/springing power of attorney only goes into effect once certain conditions that you specify are met. This type of power of attorney is often designed to go into effect if you become disabled, incapacitated, or otherwise unable to handle your affairs.

A general (non-durable) power of attorney permits your attorney-in-fact to act on your behalf in all your personal affairs. It automatically terminates when you become incapacitated unless it contains a durability clause.

A health care power of attorney permits your attorney-in-fact to make decisions about your health care if you are unable to do so. Please note: CalPERS cannot accept this type of power of attorney for retirement transactions. A special

power of attorney grants only the powers that are specifically stated in the power of attorney document. The CalPERS special power of attorney form only authorizes your attorney-in-fact to handle your CalPERS retirement affairs. It is specifically designed for retirement matters administered by CalPERS, the Judges’ Retirement System I and Judges’ Retirement System II or the Legislators’ Retirement System. Because of the broad power granted by the CalPERS special power of attorney form, we recommend that you consult an attorney before signing the form. With the appropriate authority, having a CalPERS special power of attorney on file with us ensures that your designated attorney-in-fact can perform important duties concerning your CalPERS business, such as address changes, federal or state tax withholding elections, lost or stolen retirement checks, beneficiary designations, or retirement benefit elections should you become unable to act on your own behalf. However, you cannot use the CalPERS special power of attorney form to appoint an administrator of your estate before your death. www.calpers.ca.gov.

Authority granted by your

CalPERS special power of attorney Form

You choose the specific authority given to your attorney-in-fact.

1. Select a retirement payment option on your behalf. If this specific authority is granted, your attorney-in-fact can select a payment option on your behalf. – If this authority is not granted, and there is a beneficiary on file, then your attorney-in-fact may elect the unmodified allowance or the return of remaining contributions option 1: If this authority is not granted, and there is no beneficiary on file, then your attorney-in-fact may only elect the unmodified allowance.

2. Designate a beneficiary of your retirement benefits. If this specific authority is granted, pursuant to Probate Code section 4264, your attorney-in-fact may designate a beneficiary or change the beneficiary that you designated. If no beneficiary is on file at the time of your death, any retirement benefits payable will be paid as provided in Government Code section 21493 and/or Probate Code section 6402. 3. Designate himself or herself as your beneficiary. If this specific authority is granted, your attorney-in-fact can designate himself or herself as your beneficiary.

Duration of your CalPERS special power of attorney

You can specify when you want your CalPERS special power of attorney to commence and terminate:

1. Durable: The attorney-in-fact’s authority will commence immediately and will remain in effect for your lifetime, even if you become incapacitated, unless you specifically revoke it. You may also continue to act on your own behalf.

2. Limited: You specify a date or event when the attorney-in-fact’s authority will commence and terminate.

3. Contingent/Springing: For the purposes of the CalPERS special power of attorney form, the attorney-in-fact’s authority will commence only upon a determination that you are unable to handle your own retirement affairs. You specify the name and relationship or title of the person who is authorized to make the determination (usually a physician).

4. General (non-durable): The attorney-in-fact’s authority will terminate if you become incapacitated. You specify the name and relationship or title of the person who is authorized to make the determination (usually a physician).

Changing your power of attorney If you change your mind or need to update your CalPERS special power of attorney form, you must:

1. Complete a new power of attorney form with the changes you desire.

2. Inform those who may have a copy of the old power of attorney form that it is no longer valid and ask that copies of the old form be returned to you or destroyed.

3. Provide copies of the new power of attorney form to those people who may need to carry out your wishes.

Revoking your power of

continued on page 15

To Your Health


By Larry Woodson, CSR HealthBenefits Committee chair

continued on page 13

CALPERS Retirement Pay Days

CSR board members attending the CalPERS Stakeholders

Briefing on Dec. 14 had their first look at the details of the proposed design changes to the three Anthem PPO Basic Plans (PERSCare, PERS Choice and PERS Select) for 2019. I reviewed the changes prior to the meeting and found large increases in deductibles for all three plans. The presentations by CalPERS staff at the Stakeholders Briefing barely mentioned the increases and focused primarily on share of cost reduction incentives built into their Value Based Insurance Design (VBid) program for Anthem Basic Plans. That exact program seeks to manage costs and improve health outcomes and future goals we support. However, the proposal will have the opposite effect for many.

CSR President Tim Behrens and I gave public comment strongly objecting the proposal at the Dec. 19 CalPERS Pension and Health Benefits Committee meeting.

Here are the highlights of the proposal: it applies to all members on the three Anthem Basic Plans which include active employees, retirees who are not yet on Medicare and all combination families (at least one on Medicare and others under 65). It does not apply to members solely on Medicare or to Kaiser or UnitedHealthCare plans. It would raise the already high deductibles (money we must pay before the plan begins coverage) by 100 percent, 200 percent and 300 percent for Choice, Care, and Select, respectively. Deductibles for Choice would go from $500 to $750 for an individual and $1,000 to $1,500 for a family. Deductibles for Care would go from $500 to $1000 for an individual and $1,000 to $2,000 for a family. Deductibles for Select would go from $500 to $1500 for an individual and $1000 to $3000 for a family. There are also proposed co-pay increases for urgent care and specialist visits. Select would see an increase for ER visits from $50 to $200.

For Select Plan members only, there are reduction incentives which would lessen, but not erase, these

increases. The reduction incentives are for member participation in such things as flu shots, immunizations, certification of non-smoking, and requesting a second opinion for complex conditions. A $100 credit would be given for each. Since there are only five categories, it’s unlikely it will reduce deductibles to match the current year deductibles.

A positive aspect of the proposal is that with the increase in deductibles, Anthem and CalPERS have agreed to lower monthly premiums. However, in most cases, the premium reductions would not offset the deductible increases. Combination families have the hardest hit. Since their premiums are fully covered by the monthly CalPERS contribution, it appears they would see no relief in lower premiums. The savings to CalPERS will be compensated in large part by increased cost to combination members.

In my opinion, it is likely the dramatic increase in deductibles will have the opposite of the desired effect by causing migration away from Select and by discouraging members who may be having financial difficulties from seeking needed medical treatment. The result may cause inadequate medical outcomes and ultimately higher overall costs.

Tim and I pointed out in our comments there are 18 mostly-rural counties where members have no choice but the Anthem plans, since UnitedHealth and Kaiser have no presence many will be trapped into these increased costs.

On a positive note, at the December meeting, PHBC Chair Priya Mathur expressed concerns and asked questions about the need for these large increases. CalPERS staff said the plan is not set in concrete, as approval of a final plan will occur in March 2018. CSR will continue our communication with staff and the Board to modify and reduce the burdens of the current proposal. I want to thank Dr. Mark Hynum on our HBC for his thorough analysis of this VBid proposal. It formed the basis for Tim’s and my comments.

OPTUMRX UPDATECSR Executive VP Stephanie

Hueg and CSR Board member Mary McDonnell met with senior managers of the CalPERS Health Benefits program on Dec. 14 to follow up our discussion on the progress being made toward improving our members’ experience with OptumRx. We also discussed the issue of “claw back” by Pharmacy Benefit Managers

one you like, or use them all. You can search gyms and classes by visiting https://tools.silversneakers.com/LocationSearch

What is a SilverSneakers class like?Have fun and move to the music through a variety of exercises

designed to increase muscle strength, range of movement and activities for daily living. Hand-held weights, elastic tubing with handles and a SilverSneakers ball are offered for resistance. A chair is used for seated exercises and standing support.

For more information on either fitness program or to find your closest location, contact SilverSneakers at 888.423.4632 or Silver&Fit at 877.750.2746.

continued from page 1SilverSneakers

Election | Chapter Officers & Delegates


CANDIDATE CONSENT STATEMENT FORM PLEASE PRINT NAME AS IT IS TO APPEAR ON THE BALLOT I, _____________________________________________________, ________, (Print Name) (Chapter) hereby consent to be a candidate for the chapter office(s) of ________________ ___________________________________, and if my eligibility is verified, I hereby affirm my willingness to be a candidate and to serve if elected; and I affirm my willingness to serve by (1) Attending Chapter and Chapter Executive Board meetings unless excused by the chapter president, (2) Abiding by the Bylaws and Governing Rules of California State Retirees (CSR) as well as the CSEA Bylaws and Policies, and (3) Attending sessions of the Delegate Assembly and General Council unless excused by the Corporate President. I understand failure to abide by these provisions will result in my removal from office. Dated ____________________ Signed _______________________________ Phone____________________ Address ______________________________ _________________________ ________________________________ (Last 4 Social Security No.) (City) (State) (Zip) _________________________ E-mail

If interested in running for a chapter office position including delegate, cut out this form and complete it. Submit the form to either CSR Headquarters by Feb. 28, 2018,

or at your chapter’s Open Nominations Meeting.


Chapter Officers & Delegates | Election Timeline

FEBRUARY 2018

MARCH2018

APRIL 2018

MAY 2018

JUNE 2018

Feb. 28: Chapters finish holding Open Nominations Meetings. Last day to self-nominate and submit a candidate consent form by 5:00 p.m.

March 1: Deadline to notify the corporate office of chapter candidates, including unopposed candidates.

March 26: Deadline for candidates to submit their 100-word statement for inclusion with the ballot. Statements must be at the corporate office by 5:00 p.m.

April 20: Deadline for the corporate office to mail ballots.

May 21: Deadline for return of ballots.

May 30: Deadline for candidates to be notified of the election results.

June 11: Election protest deadline. A protest must be in writing and postmarked or received in Headquarters by 5:00 p.m.

ANSWERS ON PAGE 13


ACROSS DOWN

Find us online or visit www.CalRetirees.org If you need the CSR logo, please email [email protected]

PUZZLES MEDICAL

2. Heel bone4. Collar bone6. Smallest bones in fingers and toes7. Chest bone8. The smaller of two lower leg bones10. Entire back bone11. Upper arm bone13. Knee cap17. Lower jaw bone18. Any of the small bones that make up the back bone19. Ribs

1. Head, or skull2. Tail bone3. One of two lower arm bones, spelled with four letters4. Hand bones5. Thigh bone7. Shoulder blade9. Upper jaw bone12. One of two lower arm bones14. The larger of two lower leg bones15. Ankle bone16. Hip bones

Cuban Stuffed ChickenINGREDIENTS3 boneless, skinless chicken breasts2/3 c. yellow mustard2 tbsp. honey1 tsp. garlic powder6 slices ham6 slices swiss cheese2/3 cup dill pickle chips, halvedSaltFreshly ground black pepper

DIRECTIONSPreheat oven to 400º. Place chicken on a cutting board and make five slits in each breast, being careful not to cut through completely.In a medium bowl, whisk together mustard, honey, and garlic powder. Season with salt and pepper and rub all over chicken breasts.Place breasts on a medium cooking tray and stuff each with ham, cheese, and pickle chips.Bake until chicken is cooked through and no longer pink-25 minutes. Serve.

SAVVY SENIOR

Send your senior questions to: Savvy Senior, P.O. Box 5443

Norman, OK 73070or visit SavvySenior.org


CSR members: We want your photos!

For a chance to be featured in our Members on the Move section of the California State Retiree, please send CSR HQ your photos! Photo ideas: chapter meetings, political events CSR-related activities, community affairs, holiday events, "then and now" photos, and more. Get creative. We want to feature you! Please send your photos to [email protected] or mail them to: CSR Newspaper Staff, 1108 O St., Suite 300, Sacramento, CA 95814.

Sign up for the CSR

E-Newsletter and stay

updated on what’s going

on at CSR

www.castateretirees.org/csrnewsletter

Recognizing and treating depression in retirement

Dear Savvy Senior,Since retiring a few years

ago, my husband has become increasingly irritable and apathetic. I’m concerned he’s depressed, even though he may not admit it. Where can we turn to get help with this, and what, if anything, does Medicare pay for?

Concerned SpouseDear Concerned,Depression is unfortunately a

widespread problem among older Americans, affecting approximately 15 percent of the 65-and-older population. Here’s what you should know, along with some tips and resources for screening treatments, and how Medicare covers it.

Identifying Depression Everyone feels sad or gets the

blues now and then, but when these feelings linger more than a few weeks, it may be depression. Depression is a real illness that affects mood, feelings, behavior, physical health, and contrary to what many people believe, it’s not a normal part of aging or a personal weakness, but it is very treatable.

It’s also important to know that depression is not just sadness. In many seniors it can manifest as apathy, irritability, problems with memory or concentration without the depressed mood.

To help you get a handle on the seriousness of your husband’s

problem, a good first step is for him to take an online depression-screening test.

He can do this for free at Mental Health America, a national nonprofit organization that offers a variety of online mental health screening tools at MentalHealthAmerica.net. Click on Take a Screen in the menu bar.

You can also visit HelpYourselfHelpOthers.org, which is offered by Screening for Mental Health, Inc.

Both of these tests are anonymous and confidential. They take less that ten minutes to complete and they can help you determine the severity of your husband’s problem.

Get HelpIf you find he is suffering from

depressive symptoms, he needs to see his doctor for a medical evaluation to rule out possible medical causes. Some medications, for example, can produce side effects that mimic depressive

symptoms – pain and sleeping meds are common culprits. It’s also important to distinguish between depression and dementia, which can share some of the same symptoms.

If he’s diagnosed with depression, there are a variety of treatment options including talk therapy, antidepressant medications or a combination of both.

Cognitive behavioral therapy (CBT) is a particularly effective type of talk therapy which helps patients recognize and change destructive thinking patterns that lead to negative feelings.

For help finding a therapist who’s trained in CBT, ask your doctor for a referral, check your local yellow pages under counseling or psychologists or check with the Association for Behavioral and Cognitive Therapies (FindCBT.org), or the Academy of Cognitive Therapy (AcademyofCT.org).

To search for therapists that accept Medicare, use Medicare’s

physician compare tool. Go to Medicare.gov/physiciancompare and type in your zip code, or city and state, then type in the type of profession you want to locate, such as psychiatry or clinical psychologist in the what are you searching for box.

Medicare CoverageYou’ll be happy to know original

Medicare currently covers 100 percent for annual depression screenings that are done in a doctor’s office or other primary care clinic. They also pay 80 percent of its approved amount for outpatient mental health services like counseling and therapy services, and will cover almost all medications used to treat depression under the Part D prescription drug benefit.

If you and your husband get your Medicare benefits through a private Medicare Advantage plan, they too must cover the same services as original Medicare but they will likely require him to see an in-network provider. You’ll need to contact your plan directly for the details.

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Welcome aboard new members!Now that you have become a member of

the largest and most experienced state retiree organization in California, we want to properly welcome you aboard.

California State Retirees (CSR) has 26 different chapters statewide, and there is one just right for you. Members who don’t specify which chapter they want to be in are automatically placed in the chapter within their zip code. Just

Chapter 1Hans BhatiaDavid CaseyJill DeanCarmen DoradoYolanda JonesRalph Magee

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 8

Chapter 9

Chapter 11

Chapter 12

Chapter 15

Chapter 16

Chapter 17

Chapter 20

Chapter 21

Chapter 23

Chapter 26

Chapter 34

Chapter 35

Chapter 165

Don’t fret if you recently joined CSR but don’t see your

name here. Processing at

CalPERS, the State Controller’s

Office and CSR can take a few months.

Check again for your name within the next

two months.

Lianna BerganValencia Craig-WhiteMarilene EvansChristopher GaleAbed MansurAram ShahenianTomoko Stock

Renato AguilarCheryl FajardoRobert FergusonJennifer GardinerShellie GreesonSandra GrimaldoPari HanscomValerie HuligangaRose KinneyJennifer LawleyDavid O’haraSalvador Prado-BalderasKevin PuettMelissa SimplicianoFara Villaspin

Jan ChildersTeresa ColunaMary DoubekElvis MccleanColette MestyanekDeborah Valdez

Samuel OrmeLynn PhongRossana Sigal

Chapter 31

Roderic SorianoRebecca Turner


Chapter 36

Chapter 14

Chapter 10

Chapter 13

Dora CoomesViolet DasRobert GomezAnna GuerreroPamela HerlingerSylvia HolguinOlivia JonesJohn LohFrancisco NavarreteArturo SalazarJacquelyn SmithViola Torres

Jennifer AlmanzaMichael BonomiEddie BradyMary CelayaAaron ChangSusan ClarkBelinda ColeMartha CoronaRolando DomingoPaula FloresDonna FordAlan FrankMarque GainesFranklin GanalElizabeth GeigerMelessia GoochCynthia GuestSharon LockettTina LouieChiung LouisTy MattIrene MendozaScott NicolsonSilvia OlivanAnnette ParinoGuillermina PerezDiana PriceAntoinette ReedElizabeth ReyesElise RoseDravo SansomJennifer SchieldJill SevaaetasiRuby ShintaniSonya SimsCindy SipesEdwin TanguilegKaren UyenoErnest ValentineJennifer WebbersonDavid Williams

Tamica GibbsRita Mora

Ma AceresJoanne Cooper-HoopengarnerAngela CruzBarbara DelgadoValencia DewberryFlorence EbokaDonald KjellbergRosa MarkovCynthia OsierGilbert SalvaleonDelphia Strange

Mary CullumLydia OrtizGary SmithAnna Walls

Suzann BrandtNeil BurkeTyrone CookAnita DawMichael LewisPhillip Pinedo

Cynthia ChampionEsther GalvanLarry HendrixLaurie LujanoJoy OconnorJudy PurdySilvia SolisMarcelina Stallman

Judy HoewischMarilyn JonesLaura NeigelLori Ross

Margaret MathotGlenn Simmons

Linnette Austen

Karen GroundsSusan HuddlestonKatrina IkelerEric LopezChristine MargoniMaria RamirezDelores Santamaria

Carolyn GaynorAnjelica TrujilloAngie Washington

Laurie De FuscoGloria HernandezOdilonia MedranoMarsha Willis

Debbie AndrewsCriza CarpioRita HernandezDarla McgrewMichael MockClara SolisYeongae UrbanoSuzanne West

John AnziniJaneil AultmanRobert CarrascoMelody Thompson

Caesar AbcariusColette ArmaoRobin BennettJoyce BranninDeidre DolceBarbara FellowsLee HowerValerie JusticeLouise KemmerCarol LancasterKimberly LeeHeidi LeonardEsther MachariaJeanne McgregorDerrick MusgroveTanya NaberAnna RodriguezTerry VarelaGeraldine WalkerTeresa Woroniecka

Maryanne AllenSuann Hayes-GoseSheila QuinonezJosie UbayAnn Wright

let us know if the chapter you have been assigned is where you want to stay.

A phone call to your chapter president or a

visit to your chapter’s next meeting is the best way to become acquainted with everything CSR has to offer. Check out pages 14 and 15 for the phone and email information of your chapter president. Each chapter encourages new members to attend their meetings, where state retiree issues are discussed; a variety of speakers appear and lunch is served. At some chapters, new members receive complimentary lunches.

Donna Anderson

Rita Culbertson

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Answers from Page 10

John EimerCarol KeaneDarenda KimmTheresa LaneKathy MeyerRosalie NewtonMarcia PadovanJaime RamirezDebbie RichardsLoida SisemoreKatherine Woolery

(PBM) which I raised at the last CalPERS PHBC meeting. CalPERS pointed out language in the contract with OptumRx that should prevent overcharging for generics. It is somewhat reassuring, but I’m not sure how enforceable it is.

Also, there are improvements which we already noted in OptumRx charges, denial rates, and positive appeal rates. However, we still have not received the information we requested regarding what specific formulary improvements would be made. We will continue to press for those as well as monitor member complaints.

To Your Health

CHAPTER MEETING NOTICESCHAPTER 1ALAMEDA/CONTRA COSTA COUNTIESPresident: Carol Bowen , (510) 527-5131 [email protected]; Vice President: Stella Torrez; Treasurer: Digna Laureano.Meets in April, August and December unless otherwise announcedMeeting: TBA. Place: Pier 29 Waterfront Restaurant, 1148 Ballena Blvd., Alameda. Menu: TBA. For additional information, email Carol Bowen.

CHAPTER 2SACRAMENTO/YOLO AREAPresident: Louis Espinoza, (916) 397-2526; Vice President/Membership: Phyllis Johnson, (209) 471-2192; Treasurer: Kathleen Elwell, (916) 395-3717; Secretary: Dianne Welsh, (916) 682-7810Meets on the first Monday of every month, unless otherwise announcedMeeting: Monday, Feb. 5, 11 a.m. Lunch at noon. Where: Sierra 2 Center, 2791 24th St., Sacramento. Program: Open Nominations Meeting for chapter officers and delegates. Self-nominations are accepted. Associate members are not eligible to run or vote for office. Menu: Egg salad on a croissant, fruit salad and cookie; veggie wrap, feta cheese, cucumber, spinach, zucchini and yellow squash. Gluten free and vegan order by pre-request ONLY. Cost: Members eat free. $3 for guests with reservation, payable by sponsor at sign-in table upon arrival. Reservations required: RSVP by 5 p.m. Jan. 22 to Phyllis Johnson. If you get my voicemail, please leave a message with name and meal.

CHAPTER 3WEST BAY AREAPresident: Skip Charbonneau, (415) 648-4946; Vice President: Al Darby, (925) 788-6068; Secretary: Cora Fernandez, (650) 952-4885 Treasurer/Chapter Membership Chair: Erlinda Villa (415) 407-7905. Chapter Legislative Chair: Robert Lehman, (415) 584-5434.Meets on the second Friday of March, June, September and December unless otherwise notedMeeting: Friday, Feb. 16, 11:30 a.m. Where: United Irish Cultural Center, 2700 45th Ave., San Francisco. Program: Open Nominations Meeting for chapter officers and delegates. Menu: TBA. Reservations required: Please contact Erlinda Villa at number above or [email protected] Note: Meals will not be served to those without a reservation. For more information, contact Skip Charbonneau.

CHAPTER 5CENTRAL VALLEY FOOTHILLSPresident: Barbara Powers, (209) 482-7647; Vice President: Al Lara, (209) 825-5285; Secretary/Treasurer: Bill Powers, (209) 482-7647Meets after each CSR Board meeting, unless otherwise announcedMeeting: Thursday, Jan., 18, 11 a.m. Where: Fuddruckers Restaurant, 3848 McHenry Ave., Modesto. Program: Open Nominations Meeting for chapter officers and delegates. Cost: Members eat free. Guests pay menu prices. Reservations required: Contact Bill Powers or Anita McCabe at (209) 602-7775.

CHAPTER 6

CHAPTER 8NORTH COAST AREAPresident: Veronica Avila, (707) 954-3631; [email protected]; Vice President: Vacant; Secretary: Vacant; Treasurer: Patti Falk, (707) 445-1196; [email protected] are held quarterly, unless otherwise announcedCombined Chapter and Subchapter Meeting: Wednesday, Jan. 10, 11:30 a.m. Where: Mazzoti’s, 305 F Street, Eureka. Program: Open Nominations Meeting for chapter officers and delegates. Reservations

CHAPTER 9LOS ANGELES AREAPresident: Raelene Allard, (323) 221-6010; [email protected]; Vice President/Membership: Luanna Allard, (323) 227-4287; [email protected]; Secretary/Treasurer: Donna Hernandez, (562) 405-1387; [email protected] second Wednesday of each month, unless otherwise announcedMeeting: Wednesday, Jan. 10, noon. Where: Sizzler, 15252 East Rosecrans Blvd., La Mirada. Program: Open Nominations Meeting for chapter officers and delegates.Meeting: Wednesday, Feb. 14, 10 a.m., Executive Board meeting, followed by the general meeting at 11 a.m. Where: Sizzler, 15252 East Rosecrans Blvd., La Mirada. Cost: Chapter will pay $20 per member. Guests pay for themselves. Reservations: Reservations are not required.

SAN LUIS OBISPOPresident: Vic Martinez, (805) 239-3397; Vice President: Ranell Bailey, (805) 610-4400; Secretary: Pearl Cole, (805) 489-5194; Treasurer: Marc Laxer, (805) 546-8470. Meets on the fourth Thursday of January, April, July and OctoberMeeting: Thursday, Jan. 25, 10:30 a.m. Where: Elks Lodge, Elks 222 Lane, San Luis Obispo. Program: Open Nominations Meeting for chapter officers and delegates. For more information: Call officers above.

CHAPTER 10

CHAPTER 11MID VALLEYPresident: Christy Christensen-Fountain, (559) 707-7067; [email protected]; Vice President: Joyce Jarrett, (559) 348-7845; Treasurer: Gigi Subilosky, (559) 269-5380; Secretary: Claudine Edwards-McDougall, (559) 696-2628. Meets the first Wednesday of March, June, September and December, unless otherwise announcedThank you to everyone who volunteered, donated to or attended our LuncheonMeeting: Wednesday, Feb. 7, 11:00 a.m. Where: Dartmouth Tower At Shaw, 1900 Dartmouth Ave., Clovis (When you pass through the gate – go left to the Clubhouse). Program: Open Nominations Meeting for chapter officers and delegates. Reservations required: Please call (559) 920-7277 or (559) 707-7067.Meeting: Wednesday, March 7,

CHAPTER 13NO. CALIFORNIA/REDDINGPresident: Robert Black, (530) 722-0511; [email protected]; Vice President: Warren Schlatter, (530) 605-1588; [email protected]; Secretary: Audrey Sandeen, (530) 221-3500; [email protected]; Treasurer: Georgene Gibson, (530) 529-0277; [email protected]; Chapter Membership Director: Ed Huey, (530) 246-9456; [email protected] on the third Monday of every month, unless otherwise announced Meeting: Monday, Jan. 15, noon. Arrive at 11:30 a.m. if you are ordering a meal. Where: Country Waffle, 2300 Athens Ave., Redding. Program: Open Nominations Meeting for chapter officers and delegates. Menu: Order from the menu. Cost: Complimentary to CSR members. Reservations: Not required.Meeting: Monday, Feb. 19, noon. Arrive at 11:30 a.m. if you are ordering a meal. Where: Country Waffle, 2300 Athens Ave., Redding. Program: TBA. Menu: Order from the menu. Cost: Complimentary

CHAPTER 14NORTHERN CALIFORNIA/CHICOPresident: Vincent Herrera, (916) 804-6613; [email protected]; Vice President: Vacant Secretary: Kenneth Mayer, (530) 519-2897; [email protected] Chapter and Subchapter MeetingMeeting: Monday, Jan. 15, 11 a.m. Where: Italian Cottage, 2234 Esplanade, Chico. Program: Open Nominations Meeting for chapter officers and delegates. For more information: Call or text Vincent Herrera.Usually meets on the third Wednesday of every monthMeeting: Wednesday, Jan. 17, 11 a.m. Where: Creative Catering, 2565 Zanella Way, Chico. Program: Guest speaker Erica Baltazar, social worker supervisor, Environmental Alternative. Erica will speak on the state of foster care in California. Cost: Members are free, and nonmembers are $15. Reservations required: Please RSVP by Jan. 13. For more information: Call, text or email Vincent Herrera.Lassen/Plumas SubchapterMeeting: Tuesday, April 3, 11 a.m. Where: Diamond Mountain Casino, 900 Skyline Drive, Susanville. Reservations are required. For more information: Contact one of the following volunteers: Darlene Hunter at (530) 251-2053, [email protected] or Carol Van Amburg at (530) 254-6891, [email protected]


CHAPTER 12EASTERN MOUNTAIN AND HIGH DESERT AREASPresident: Caryl Cole, (760) 247-8962; [email protected]; Vice President: Stephanie Pryzbeski-Gilbert, (661) 537-3811; [email protected]; Secretary: Diane Deutsch, (661) 823-7307; [email protected]; Treasurer: Linda Currie, (661) 273-6390; [email protected] meets on the third Wednesday of even monthsMeeting: Wednesday, Feb. 28, 11:30 a.m. Where: Wood Grill Buffet, 14135 Main St., Hesperia. Program: Guest speaker, Glenn Pomeroy CEO of California Earthquake Authority. Open Nominations Meeting for officers and delegates. You don’t have to be in attendance, but you do have to have your consent form turned in by the end of the meeting. Feb. 28 is the FINAL day to submit your name for officer or delegate. We need a minimum of six delegates. For more information: Contact Caryl Cole.Meeting: Wednesday, April 18. Time, Location and Program: TBA. For more information: Contact Caryl Cole.

CHAPTER 4GREATER LOS ANGELESPresident: Marta Zaragoza, (310) 204-0484; Vice President: Ethel Watson, (323) 734-2788; Secretary: Meryl David, (323) 939-0620; Treasurer: Virginia Griffin, (323) 290-3655. Note: If you need transportation to a meeting, please call Meryl at the number above at least three days prior to a meeting. Meeting: Tuesday, Jan. 16, 11:30 a.m. Where: Denny’s, 10700 Jefferson Blvd., Culver City. Program: Open Nominations Meeting for chapter officers and delegates. Meeting: Thursday, Feb. 14, 11:30 a.m. Where: Taix Restaurant, 1911 Sunset Blvd., Los Angeles.

SAN BERNARDINO/RIVERSIDE COUNTYPresident: J. Dee Stoddard, (909) 862-1870; Vice President: Erlinda Ochoa, (909) 822-4128; Treasurer/Secretary: Willis Huddleston, (805) 573-5345.Meetings are held quarterlyMeeting: Thursday, Feb. 8, 11 a.m. Where: Sizzler, 9800 Sierra Ave., Fontana. Program: Open Nominations Meeting for chapter officers and delegates.

required: Please contact an officer listed above.

11:30 a.m. Where: Pardini’s, 2257 West Shaw Ave., Fresno. Program: Services for seniors. Menu: Chef’s choice. Cost: $10 each for members and spouses; $15 for each nonmember. Reservations are helpful: Please call (559) 920-7277 or (559) 707-7067.

to CSR members. Reservations: Not required.

CHAPTER 15SIERRA FOOTHILLSPresident: Joann Stewart, (916) 412-2075; Vice President: Marla Gadbois, (916) 359-0697; [email protected]; Treasurer: Marshall Conner, [email protected]; Secretary: Frank Weinstein, [email protected] on the first Tuesday of even monthsMeeting: Tuesday, Feb. 6, 1 to 4 p.m. Where: Sizzler, 13570 Lincoln Way, Auburn. Program: Open Nominations Meeting for chapter officers and delegates.

CHAPTER 16SAN JOAQUIN COUNTYPresident: Evelyn (Evie) Poppa-McKenna, (209) 608-2149; [email protected]; Vice President: Marina Estrada, (928) 592-7087; Secretary/Treasurer: Sheila Ward-Shaw, (209) 915-1020; [email protected]. Meets three times annually on the third Friday of March, July and

CHAPTER MEETING NOTICES

CHAPTER 36MONTEREY BAY AREAPresident: Marilyn Hamilton, (831) 809-2721; Vice President: Quen Quigley, (831) 261-7540. Secretary: Juanita Martinez; Treasurer: Ted Whiteneck.Meetings are the third Thursday of even months at various locations.Meeting: Thursday, Feb. 15, 11:30 a.m. Where: The Windmill Restaurant, 1167 Front St. (Inside the Valley Harvest Inn), Soledad. Program: Susan Sisson will report on Niners and we will have our Open Nominations Meeting for chapter officers and delegates. Nominations will be accepted from the floor.


SACRAMENTOPresident: David Phillips, (775) 790-5636; Vice President: Gail Fasciola, (916) 386-1553; Secretary: Bobbi Smith, (916) 308-9892; Treasurer: Eleanor Poole, (916) 753-4821.Meets on the first Wednesday of even months, with some exceptionsMeeting: Wednesday, Feb. 7, 11:30 a.m. Where: China Buffet, 5623 Sunrise Blvd., Citrus Heights. Program: Open Nominations Meeting for chapter officers and delegates. For more information: Contact David Phillips Washington State Contact Person: Dan Reibson, (360) 887-3123Medford, Oregon Subchapter Meets on the third Thursday of even monthsMeeting: Thursday, Feb. 15, 11:30 a.m. Where: Elmer’s Restaurant, 2000 Biddle Road, Medford, OR. Program: TBA. Reservations are required: Contact Geanie Hixon, Medford Subchapter Chair, at (541) 646-0925.

CHAPTER 165

CHAPTER 19NORTH COAST AREAPresident: Skip Hulet, (707) 279-4643; Vice President: Natalie Daugherty, (707) 485-8857; Treasurer: Dorothea M. Parsons, (707) 462-1209; Secretary: Marilyn Saegert, (707) 513-8943.Meets on the second Tuesday of February, April, August and October. The chapter and subchapter hold combined meetings in June and DecemberMeeting: Tuesday, Feb. 13, noon. Where: Ukiah Garden Café, 1090 S. State St., Ukiah. Program: Open Nominations Meeting for chapter officers and delegates.Lake County SubchapterMeeting: Monday, Feb. 12, noon. Where: Running Creek Casino, 635 Hwy 20, Upper Lake. Program: Open Nominations Meeting for chapter officers and delegates.

CHAPTER 20SAN FERNANDO VALLEY AND LOS ANGELES AREAPresident: M. Cora Okumura, (818) 359-7625; [email protected]; Vice President: Raymond Cole, (818) 898-9613; [email protected]; Secretary: Jan Christiansen,

CHAPTER 21SONOMA, MARIN, NAPA AND SOLANO COUNTIESPresident: Donald Lehnhoff, (707) 795-9405; Vice President: Ron Franklin, (707) 938-2288; Secretary: Eric Norrbom, (707) 833-1870Meets quarterly on the third Tuesday of the monthMeeting: Tuesday, Jan. 16, 11:30 a.m. Where: Napa Elks Lodge, 2840 Soscol Ave., Napa. Program: Open Nominations Meeting for chapter officers and delegates. Guest speaker, Tom Bartee, District Director for Senator Bill Dodd. Menu: Sal-ad, chicken, salmon, chicken fried steak (vegetarian option available); apple crisp dessert. Cost: $5 for members and $10 for one guest. Reservations required: By Jan. 10, send check and menu choice to CSR Chapter 21, PO Box 725, Cotati, CA 94931. Deadline is firm.For more information: Call Don Lehnhoff

CHAPTER 23SAN JOSE AREAPresident: Barbara (Bobbi) Estrada, (408) 373-4220; [email protected]; Vice President: Maria Aguilar, (408) 706-0366; [email protected]; Secretary: Denise Johnson, (408) 460-1748; [email protected]; Treasurer: Essie Sukkar, (510) 566-3999; [email protected] in April, August and December, unless otherwise announcedMeeting: Friday, Feb. 9, 10 a.m. Where: Denny’s Restaurant, 1140 Hillsdale Ave., San Jose. Program: Open Nominations Meeting for chapter officers and delegates. Meeting: Friday, March 9, 10 a.m. Where: Denny’s Restaurant, 1140 Hillsdale Ave., San Jose. Program: TBA. For more information: Con-tact Bobbi Estrada

CHAPTER 26BAKERSFIELD/KERN COUNTYPresident: Al Fillon, (661) 619-6181; Vice President: Henry Mendoza, (661) 725-8604; Secretary: Sue Kimbrel, (661) 589-2026; Treasurer:

CHAPTER 31VENTURA/SANTA BARBARAPresident: V. Raylene Laverentz, (805) 986-1854; cell (805) 551-2278; Vice President/Program Coordinator: Barbara Driscoll, (805) 487-4619; Secretary: Irene Fisher-Clifton, (805) 984-1579.Meets quarterlyMeeting: Wednesday, Feb. 14, 11:30 a.m. Where: Marie Callender’s, 1295 S. Victoria Ave., Ventura. Program: Open Nominations Meeting for chapter officers and delegates. Menu: TBA. Cost: $10 per member. For more information: Please call Raylene Laverentz’s cell.

CHAPTER 34ORANGE COUNTY–SANTA ANAPresident: Jenny Hayden, (714) 743-8423; Vice President: Joe Whaling, (714) 349-5393; Secretary: Adolfo Zavala, (714) 388-5355; Treasurer: Bill Serb III, (714) 826-6029; Legislative Representative: Anne J. Spiegel, (714) 846-5150; Membership Chair: Jack Vander Bruggen, (949) 857-0955.Meets on the second Wednesday of every month, unless otherwise noted.Meeting: Wednesday, Jan. 10, 10 a.m. Where: Santa Ana Elks Lodge, 212 Elks Lane, Santa Ana. (Across from the Santa Ana Zoo – Exit I-5 at Fourth and First St.) Program: Open Nominations Meeting for chapter officers and delegates. For more information: Call any chapter officer listed above.

CHAPTER 35SO. CENTRAL VALLEYPORTERVILLE AREAPresident: Lou Flores, (559) 362-0689; Vice President: Mary McCaig, (559) 359-6069; Secretary: Carol Wood-Gilham, (559) 240-0272; Treasurer: Larry Long, (559) 781-8761.Meets on the second Thursday of every month, unless otherwise announcedMeeting: Thursday, Jan. 11, 11 a.m. Where: Santa Fe Depot/ Senior Center, 280 N. Fourth St., Porterville. Program: Open Nominations Meeting for chap-

Questions about Meeting Notices?

Email us at [email protected]

CHAPTER 17GREATER SAN DIEGOPresident: Diane Whorton, (619) 467-7861; [email protected]; Vice President: Steve Haley, (619) 441-8769; [email protected]; Secretary: Gloria Koch, (619) 455-1917; [email protected]; Treasurer: Elaine Edwards Yahraus, (619) 435-4044; [email protected] on the first Thursday of even months, unless otherwise announcedMeeting: Thursday, Feb. 1, Lunch at 11 a.m., meeting noon. Where: Sizzler, 3755 Murphy Canyon Drive, San Diego. (Off of I-15, take the Aero Drive exit. From north or south, go west to the signal and turn right. The entrance is at the back of the building with a parking lot.) Program: Open Nominations Meeting for chapter officers and delegates. For more information: Please contact Elaine or Diane.

continued from page 6

(562) 413-0627; [email protected]; Treasurer: Gaylonn Mayo, (310) 897-7950; [email protected]; Membership Chair: Norma Gallegos, (818) 667-2347; [email protected]; PAC Chair: Charlene Gonzalez, (818) 317-1327; [email protected] monthly, except in July and August unless otherwise announcedMeeting: Wednesday, Jan. 17, 11 a.m. Where: China Olive Buffet Restaurant, 9224 Reseda Blvd., Northridge. Program: Open Nominations Meeting for chapter officers and delegates.

Regina Vaughn, (661) 832-6348; Health Benefits Chair: Rachel Mendoza, (661) 319-5943.Meets on the third Thursday of each month, unless otherwise announcedMeeting: Thursday, Jan. 18, 11 a.m. Where: Lorene’s Ranch House, 6404 Ming Ave., Bakersfield. Program: Open Nominations Meeting for chapter officers and delegates. For more information: Call officers above.

ter officers and delegates.Meeting: Thursday, Feb. 8, 11 a.m. Where: Santa Fe Depot/ Senior Center, 280 N. Fourth St., Porterville.

November 2017 unless otherwise announcedMeeting: Friday, Jan., 19, 12:30 p.m. Where: The Old Spaghetti Factory, 2702 W. March Lane, Stockton. Program: Open Nominations Meeting for chapter officers and delegates. Menu: Order off the senior menu. Cost: Members are free, guests are $10. Reservations required: RSVP during the first two weeks of the month by contacting chapter officers above.

attorneyIf you have not executed

and submitted a new CalPERS special power of attorney form but wish to revoke the power of attorney that CalPERS has on file, you must notify

CalPERS in writing of your intent to revoke your power of attorney. Your revocation will not be effective until it is provided in writing to CalPERS. It is recommended you submit a new power of attorney form to replace the previous one. Even if you do not specifically revoke your power of attorney, pursuant to Probate Code section 4130(a), if you execute a new power of attorney that is inconsistent with a previous power of attorney that CalPERS has on file, the most recent power of attorney will control regarding the inconsistency. If you still have questions about your power of attorney,, you should consult an attorney. NON-CalPERS power of attorney documents

Special power of attorney form is specifically designed to help manage CalPERS retirement issues, but they will also accept other power of attorney documents that specifically grant the attorney-in-fact authority to conduct business. If your power of attorney document does not contain a durability clause, CalPERS will not be able to honor it if you become incapacitated. DISCLAIMER

The information provided is intended to serve solely as a guide to the CalPERS special power of attorney form. It is not intended to take the place of advice from a licensed attorney, particularly with regard to a non-CalPERS power of attorney. If you have any questions regarding the CalPERS special power of attorney form or about your non-CalPERS power of attorney document, please consult an attorney.

CalPERS | Power of Attorney


* Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change one year to the next. Centers for Medicare & Medicaid Services Health Plan Management System, Plan Ratings 2018. Kaiser Permanente #H0524.

Benefi ts, premiums and/or copayments/coinsurance may change on January 1 of each year and at other times in accord with your group’s contract with us. This information is not a complete description of benefi ts. Contact the plan for more information. Limitations, copayments, and restrictions may apply. The provider network may change at any time. You will receive notice when necessary. In California, Kaiser Permanente is an HMO plan and a Cost plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal. You must reside in the Kaiser Permanente Medicare health plan service area in which you enroll.

A Great Choice for Good Health

Benefi t Highlights for 2018

• Silver&Fit® Exercise and HealthyAging Program

• Optional Dental Coverage for Public Agency Retirees

CalPERS retirees: Consider a Kaiser Permanente Senior Advantage (HMO) Medicare health plan for:

Affordable, high-quality care

Your choice of great Kaiser Permanente doctors and a wide range of specialists. And all of our available doctors welcome Kaiser Permanente Medicare health plan members.

The only Medicare health plan in California rated 5 out of 5 stars, 7 years in a row — 2012–2018.*

To learn more and fi nd out how to enroll through CalPERS, call a knowledgeable sales specialist toll free:

1-877-619-7752 Or go to kp.org/calpers (TTY 711) 7 days a week,

8 a.m. to 8 p.m.

silversneakers available to eligible members on jan. 1 2018 · - for the opposite personality...

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