Dear Investor,

It is Time to take Wise Decisions in Volatile Market

Lets take one this Diwali and

Start our journey from Being Rich to Being Wealthy.

We all work hard to earn money but how many of us make sure that our money also works for us as hard as we work

to earn it. We all do 'Laxmipuja' on Diwali but how many of us know the trick to accumulate 'Laxmi' in real sense.

The road that takes us from being 'rich' to being 'wealthy' is less traveled but it is inevitable to take.

We have heard about Seven Wonders of the World. But have you ever thought or heard about eighth wonder of the

world. Here we offer the eighth wonder of the world in form of Power of Compounding and SIP.

SIP allows you to take journey to ultimate wealth creation through step-by-step process of investing. SIP works on

basic principle of regular investment. This creates discipline investment habit even with small amount.

Through SIP you can invest conveniently, regularly, take advantage of equity growth and can time the market

automatically. Now you must be wondering why we are saying SIP an 8th wonder of the world. Here is the proof:

The same amount of Rs.5000 per month can grow to Rs.17 lakhs in recurring product and same amount can grow

to Rs.31 lakhs in SIP. So the same amount of investment gives you double the final value in SIP compared to

recurring.

So SIP is not just a tool of investment but also a wealth creation machine. Just look at how few of the leading equity

schemes have created wealth in last few years by investing only Rs. 2000 per month.

5-Year Return: 10 Year Return:

(SIP done on 10th of every month. Returns are as of 31st Aug 2008)

Remember in last five years an investor would have invested Rs.1.20 lakhs and in last ten years Rs.2.40 lakhs but

when we compare return between five and ten years, when amount invested gets doubled (from Rs.1.20 lakh to

Rs.2.40 lakh) end value becomes close to 7.5 times in Reliance Growth Fund. (Rs.2.65 lakh for 5-year return and

Rs.19.35 lakh for 10-year return.). This shows the power of compounding.

So lets start our journey from being 'Rich' to being 'Wealthy' by taking advantage of this wonderful 'All Time Wealth

Machine - ATWM' called SIP. Always remember it is the time in the market that matters and not timing the market.

Take advantage of the market volatility by keeping yourself invested and continuing investments in a disciplined

manner. Wish you a happy festive season ahead.

Regards

Recurring Product

Equity Fund SIP

Rs.5000

Rs.5000

8%

15%

15

15

Rs.9 lakhs

Rs.9 lakhs

Rs.16.98 lakhs

Rs.30.81 lakhs

Mon. Inv. Total Inv. Final Amount Exp. Retn. Yrs

Reliance Growth

HDFC Top 200

Reliance Vision

Sundaram Select Midcap

Rs. 2,65,451

Rs. 2,32,813

Rs.2,08,173

Rs.2,40,919

32.74%

27.14%

22.44%

28.61%

Scheme CAGRAmount

Reliance Growth

HDFC Top 200

Reliance Vision

Rs. 19,35,923

Rs. 12,12,811

Rs.14,85,698

39.36%

30.60%

34.39%

Scheme CAGRAmount

YOUR DETAILSYOUR DETAILSDrashti Investments

drashti.investments@rediffmail.com

09221890056

Reliance MF

Reliance Growth Fund

Reliance Vision Fund

Reliance Banking Fund

SBI MF

SBI MSFU Contra Fund

SBI Magnum Global Fund

SBI Magnum Multiplier Fund

Tata MF

Tata Select Equity Fund

Tata Equity Opportnities Fund

Tata Pure Equity Fund

Principal MF

Principal Tax Savings Fund

Principal Growth Fund

Principal Resurgent India Equity Fund

HDFC MF

HDFC Equity Fund

HDFC Top 200 Fund

HDFC Capital Builder Fund

Sundaram MF

Sundaram Select Midcap Fund

Sundaram Growth Fund

Sundaram Select Focus Fund

Super Performing Funds for SIP

16,466,520

37.07%

11,436,789

31.62%

--

--

--

--

--

--

6,561,355

23.37%

5,409,636

20.51%

--

--

--

--

--

--

--

--

--

--

12,100,428

32.46%

--

--

6,637,710

25.17%

--

--

--

--

--

--

9,887,516

39.74%

7,488,599

34.51%

--

--

--

--

--

--

4,884,458

26.56%

4,103,251

23.33%

--

--

4,659,583

25.69%

--

--

--

--

--

--

6,510,410

31.90%

5,914,845

30.12%

4,408,373

25.68%

--

--

4,606,651

25.48%

--

--

4,384,816

47.31%

3,192,419

37.96%

--

--

39,393,441

44.13%

3,249,895

38.48%

2,995,216

36.10%

2,512,526

31.03%

--

--

2,792,910

34.08%

2,513,061

30.81%

2,044,884

25.14%

2,481,414

30.67%

2,827,122

34.43%

3,021,838

36.36%

2,566,811

31.65%

--

--

2,619,811

32.23%

--

--

1,381,517

34.42%

1,065,870

23.39%

1,085,925

24.18%

1,383,311

34.47%

1,220,795

29.12%

1,217,496

29%

1,027,325

21.85%

1,125,331

25.67%

1,104,580

24.89%

1,026,713

29.13%

874,453

15.19%

944,267

18.35%

1,083,952

24.10%

1,155,067

26.77%

1,023,276

21.69%

1,238,302

29.72%

1,099,691

24.70%

1,220,195

29.10%

Tenure

Investment Rs. 10,000/month

Scheme Name

12 years

1,440,000

10 years

1,200,000

7 years

840,000

Current Value of Investment (Rs.)

5 years

600,000

Note: Returns as on 31 July 2008

All % returns on CAGR Basis

SIP installment assumed to be hit on 10th of every month

SIP value of Rs. 10,000 per month considered for the above calculations

Last installment for all the schemes taken above is assumed for the month of July 08