sl. no. for existing common transaction form - investor only mf transaction for… · with this...
TRANSCRIPT
X X X
For Existing Investor Only
(Please use separate Transactions Form for each Scheme / Plan and Transaction.)
Common Transaction Form - • SWITCH • ADDITION OF BANK DETAILS • E-MAIL COMMUNICATIONS • ONLINE ACCOUNT ACCESS
• SIP/SWP/STP/DTP • NOMINATION DETAILS
• ADDITIONAL PURCHASE • REDEMPTION
Sl. No.
Applicable for transactions routed through distributors/agents/brokers who have opted to receive transaction charges. For an existing mutual funds investor Rs.100 will be deducted
Please ensure that the sequence of names as mentioned in this Application Form matches with the sequence of names in the Demat account. Enclosed (Mandatory) Client Master List OR DP statement□ □
□ _________________________________________ _____________________________________
□ ____________________________________________________ _____________________________________
NSDL: DP Name DP ID I N Beneficiary Ac No.
CDSL: DP Name Beneficiary Ac No.
Name of First/Sole Applicant
Customer Folio No.
For Office Use Only
Application receivedAdvisor ARN / RIA code Sub-broker/Branch Code Sub-broker ARN Representative EUIN
Distributor information
Existing Unitholder Information (Mandatory Enclosures: PAN card copy or copy of KYC acknowledgment. Transactions not including these mandatory enclosures may be rejected)
The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.Applicable only if ARN is mentioned but EUIN box is left blank: “I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker.”Applicable only if RIA Code is mentioned: “I / We hereby give you my/our consent to share/provide the transactions data feed/portfolio holdings/ NAV etc. in respect of my/our investments under Direct Plan of all Schemes managed by you, to the SEBI-Registered Investment Adviser whose code is mentioned herein.”
Signatures First/Sole Applicant/Guardian Second Applicant Third Applicant ________________________________________ ____________________________________ _______________________________________
Account No.
Transaction Charges (Refer Instruction)
Depository Account Details (Optional. To be filled if investor wishes to hold the units in Demat mode). Refer instruction
Instructions : * a) For payments by demand draft of Rs. 50,000 & above, please attach proof of debit to your bank account by way of a copy of the DD request evidencing debit to your account or a letter from your banker confirming the account debited for issue of the DD. b) If the payment is not made from the investor's account, issuers of the payment instrument must complete a "3rd Party Declaration" available on our website in the KIM and Application Form section.
If Auto Debit Form (ADF) is already registered in the Folio then please mention Bank Name and Account Number below.
D D M M Y YD D M M Y Y
Bank Name__________________________________________________________________________
Note: Per transaction limit should be less than or equal to the amount as mentioned in the ADF already registered
Account No.______________________________________
Please register my Pay-in bank, details also as one of the banks in my/our account/folio based on the payment instrument attached. Please refer the instruction for supporting document required for registering Bank Mandate. (Please tick if applicable) I/We do not wish to register this bank as additional bank in my/our account details.
Additional Purchase Order - Lumpsum (Please read Product labeling details available on cover page of SID and KIM and instructions before filling this Form.)
Scheme ____________________________________________________________________________________________
Amount (in figures)_____________________________________ Amount (in words) ___________________________________________________________________________
Plan __________________________ Option ___________________
Payment by Cheque/draft
Payment by NACH (Please tick if applicable:)
Cheque/Draft No.______________________________ Cheque/Draft Dated Bank Ac No. ___________________________________
Drawn on Bank/Branch/City _____________________________________________________
SIP Date: ___________________ of every month. If left blank 10th will be considered as the default date
Cheque No(s). From _____________________ To _______________________ No. of Cheques _____
Drawn on Bank/Branch/City ___________________________________________________________
Identification document _____________________ Field Issuing Authority____________________Document Identification No.____________________
Disclaimer: In case the Micro SIP application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment instalment stogether with this proposed SIP instalments exceeds Rs.50,000/- in a year, the Micro SIP registration may be cancelled for future instalments and no refund may be made for the units already allotted.
Auto Debit Form (ADF) is already registered in the Folio then please mention Bank Name and Account Number below. SIP auto debit can start in FIVE Days i.e. for debit date 7th, form can be submitted till 2nd of the month
If ADF is attached and to be registered in the Folio. SIP Auto Debit will start after mandate registration which takes 30 Business days.Note - Per transaction limit should be less than or equal to the amount as mentioned in the ADF already registered / submitted, if not registered.
(Please provide any one of the name of identification document as mentioned in the instructions)
Systematic Investment Plan (SIP) Application for Normal SIP Micro SIP (For Micro SIP, Please provide required proof /documentation)
Scheme ____________________________________________________________________________________________
Frequency Monthly (default) Quarterly
Tick here if SIP is being “Stepped Up” (Please ensure that you attach the “SIP Variants Form” with the step-up section duly completed.)
Enrolment Period From ____ /____ (mm/yy) To ____ /____ (mm/yy)
Bank Ac No. ________________________________________
Plan __________________________ Option ___________________
Payment by Auto Debit (Please tick as applicable:)
Document proofs for Micro SIP
Service Centre
Signature & Stamp
Redemption (Please fill any one i.e. either Amount or number of Units. Subject to Lock - in, if any)
Scheme _______________________________________________________ Account No ______________________
Amount (in figures)_____________________________________ Amount (in words) ___________________________________________________________________________
OR Units (in figures) ________________________ Units (in words) ________________________________________________________ o Tick to redeem all units
Please redeem my/our Franklin Templeton units as per following details.
Bank Name_______________________________________________________________________________ Account No._________________________________________
Switch (Subject to Lock - in, if any) (DOB: _____/ _____/ ___________, Mandatory for investment in FIPEP)
Scheme _________________________________________________________________________
Please transfer ______________________________________ units (o Tick for all Unit Switch) OR Rs. ________________ to Destination scheme Account No (if available)
(Destination scheme name) ______________________________________________________ Plan/Option __________________________ Others Specify __________________________
Plan ___________________ Option ________________ Account No __________________
Acknowledgement Slip (To be filled in by the Investor)
Customer Folio __________________________________ Date ____________________ Received from____________________________________________
Additional Purchase or Amount (Rs.) _________________________ Cheque(s) ____________________ Cheque No.(s) _________________________
Redemption or Switch : Amount (Rs.) ___________________________ OR Units _______________________________________________________
SWP STP DTP Addition of Bank Account Nomination Details
¨
¨ ¨
¨ ¨ ¨ ¨ ¨
Payment by Cheque/draft
KYC Compliance is mandatory for all Investors (including Sikkim Resident) irrespective of the amount of investment. Investment without valid KYC will be rejected. Please submit CKYC Form, KRA KYC Application Form with CKYC supplementary form or copy of KYC acknowledgement issued by KRA/CKYCR. If you have already provided KYC acknowledgement for this folio, you need not provide the same again.
Applicant
1st
2nd
3rd
G or POA
PAN No. / PEKRN (Mandatory) Adhaar No. (Mandatory if KYC is done through Aadhaar)KIN No. (Mandatory if KYC done via CKYC) #Date of Birth
D D M M Y Y Y Y
D D M M Y Y Y Y
D D M M Y Y Y Y
D D M M Y Y Y Y#Date of Birth - Mandatory if CKYC ID mentioned
ARN-53321 E054731
Systematic Withdrawal Plan (SWP) (Subject to Lock-in, If any)
Having read and understood the contents of the Statement of Additional Information (SAI) of Franklin Templeton Mutual Fund (FTMF), Scheme Information Document (SID) and Key Information Memorandum (KIM) of the scheme(s) and the Addenda issued to the SID and KIM till date, I / we hereby apply to the Franklin Templeton Trustee Services Pvt. Ltd., Trustees of FTMF for transaction(s) in scheme(s) of FTMFand/or to avail facilitiesas indicated above, and agree to abide by the terms, conditions, rules and regulations as applicable. I/We confirm that the monies invested in the scheme(s) of FTMF legally belong to me / us and derived through legitimate sources. I / we have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.I/We have read and understood the terms and features of the scheme(s) and associated risk factors and have satisfied myself/ourselves about suitability of the scheme(s) for my/our investment in light of my/our risk appetite and investment horizon.* I / We confirm that I am / we are Non-Resident Indian(s) (NRIs) / Person(s) of Indian Origin (PIOs)/ Foreign Portfolio Investor(s) (FPIs), and I / we hereby further confirm that the monies are remitted from abroad through approved banking channels or from my/our monies in my/our domestic account maintained in accordance with applicable RBI guidelines.I / We confirm that I am / we are not United States (U.S.) persons within the meaning of Regulation (S) under the U.S. Securities Act of 1933, or as defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or residents of Canada.I/ We have understood the information requirements of this Form (read along with the FATCA instructions) and hereby confirm that the information provided by me/us on this Form is true, correct, and complete. I/We also confirm that I/we have read and understood the FATCA Terms and Conditions and hereby accept the same.I/ We further agree not to hold FTMF, Franklin Resources Inc. and its subsidiary and associate entities including their employees, directors and key managerial persons (collectively referred as Franklin Templeton Investments / Franklin Templeton) liable for any consequences in case of any of the aboveparticulars being false, incorrect or incomplete.I/ We hereby undertake to promptly inform Franklin Templeton Investments of any changes to the information provided hereinabove and agree and accept that Franklin Templeton Investments shall not liable or responsible for any losses, costs, damages arising out of any actions undertaken or activities performedby them in good faith or on the basis of information provided by me/us as also due to my/ our not intimating / delay in intimating such changes.I/We understand and acknowledge that FTMF, its Trustee, the AMC reserves the right to accept / reject any transactions / redeem any investments, at their sole discretion and as they may deem fit without assigning any reason thereto. The rejection may be for any reason including but not limited to comply and adhere to such orders or instructions issued by any Indian or foreign governmental or statutory or judicial or regulatory authorities / agencies.I/ We hereby agree to provide any additional information / documentation that may be required by Franklin Templeton Investments, in connection with this application. I/We hereby authorise Franklin Templeton Investments to disclose, share, remit in any form, mode or manner, all / any of the information provided by me/ us, including KYC data registered with regulatory/quasi regulatory agencies and all changes, updates to such information as and when provided by me/ us, to any of its agents, service providers, representatives or distributors or any other parties located in India or outside India or any Indian or foreign governmental or statutory or judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities and other investigation agencies without any obligation of advising / informing me/us of the same. **I/We confirm that I/we do not have any other existing investment in the schemes of Franklin Templeton Mutual Fund which together with this proposed investment will result in aggregate investments exceeding Rs.50,000/- in a year. Further, I/we understandand accept that in case Franklin Templeton Mutual Fund processes this investment / first SIP instalment and the application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment together with this proposed investment exceeds Rs.50,000/- in a year, the SIP registration under the Micro investment route will be cancelled for future instalments and no refund shall be made for the units already allotted.The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing schemes of various mutual funds from amongst which the scheme(s) is being recommended to me/us.
Sole/First Holder/Guardian Second Holder Third Holder
Date: * Applicable to NRI / PIO / FPI ** Applicable to Micro-investments
X X X
Systematic Transfer Plan (STP) (Subject to Lock-in, If any)
Source Scheme _____ Plan ______________________ Option _____________________
Please transfer Fixed Amount ________________________________ OR Capital Appreciation to Destination Scheme Ac. No(if Available) _______________________________
Destination Scheme Name______________________________________________________________________________________________ Plan/Option______________________
Frequency ¨ Daily ¨ Weekly ¨ Monthly ¨ Quarterly
For Weekly: ¨ 7 ¨ 14 ¨ 21 ¨ 28 of every month For Monthly/Quarterly: Specify date: _______ of every Month & Enrolment Period From to
____________________________________________________________________________________
NOTE: The following schemes/plans/options are not available as Source Scheme: • FIPEP • FIT • FIGSF - PF Plan
M M Y Y M M Y Y
Dividend Transfer Plan (DTP)
Scheme Name Plan ______________________ Option ____________________
I/We would like to transfer Dividend to ¨ New Scheme Name __________________________________________________________________________________________________
____________________________________________________Plan/Option________________ ¨ Existing Account No., if any in this scheme_________________________
__________________________________________________________________________________________
Scheme Name Plan ______________________ Option ____________________
Frequency ¨ Monthly ¨ Quarterly ¨ Fixed Amount Rs._______________________ OR ¨ Capital Appreciation
Date: 15th Last business day of month (Applicable for fixed amount), Enrolment Period From
__________________________________________________________________________________________
M M Y Y M M Y Y
*RTGS/NEFT/IFSC code *MICR code
Note: There will be a cooling period 10 calendar days for registering the COB requests. This new bank will be treated as your default bank account. All future Redemption and Dividends payments will be made into this bank account only through electronic payment facility, for more information please refer the “Registration of bank mandate” instruction. I/We DO NOT wish to avail Electronic Payment Facility (Please tick) . *For more details on RTGS/NEFT/MICR codes, please refer detailed instructions in the KIM. Please verify and ensure the accuracy of the bank details provided above and as shown in your account statement. Franklin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is incomplete or inaccurate.
¨
¨ Cancelled Cheque with name of 1st unit holder pre-printed
1. Franklin Templeton Easy e-Update: Receive account statements, annual reports and other information instantly by Email *
Email Address:
2. Franklin Templeton Easy Call: Just call 1800 425 4255 or 6000 4255 to access your account using TPI Yes, I would like to receive my TPIN
Yes NoI / We wish to receive the above by email;
3. Franklin Templeton Easy Mobile: Get instant SMS alerts to confirm your transactions*Mobile Number
I/We wish to register for SMS updates on my/our mobile phone. Yes No
Branch/City
¨ Current For Non-Residents ¨ NRO ¨ NRE ¨ Others___________________________¨ FCNRFor Residents ¨ Savings
Enclosed: ¨ Bank Statement & cancelled cheque ¨ Pass Book & cancelled cheque¨ Others (please specify)___________________
* Note: Where the investor has not opted for any option or has opted for both options, the application will be processed as per the default option, i.e., receive the account statement,annual report and other correspondence by E-mail and receive SMS updates on mobile.
Nominee Name and Address For Minor Nominee (Mandatory to attach DOB Proof)
DOB Guardian Name & AddressAllocation Nominee/ Guardian Signature
100 % X
OR ¨ I/We DO NOT wish to nominate and sign here ( _________________________________________________________________________________________________________________To be signed by all the joint holders irrespective of the mode of holdings.)
Addition of Bank Account (Mandatory - For new investors) - For payment through electronic mode, please attach a cancelled cheque leaf or a copy of the cheque.
Scheme Account No. All Schemes
Bank Name (Do not abbreviate)
#Account No.
Branch Address ____________________________________________________________________________________________________________| Pin____________________
Account type
____________________________________________________________________________________________________________________________ o
Nomination Details (In case of more than one nominee, please submit a separate nomination form available with any of our ISCs or on our website). Refer instruction no.14
Franklin Templeton 'Easy' Services
Declaration
Third Party Payment: Please attach the Third Party Declaration Form with the application
Change of Address: Please submit KYC change request form (refer instructions)
1. This form can be used for all funds of Franklin Templeton Mutual
Fund. Use separate transaction forms for each Scheme / Plan and
transaction.
2. This Transaction Form can be used for all transactions that an
existing account holder may want to make with Franklin Templeton
Funds. Existing unitholders should mention the existing Account
Number, Scheme & Plan of their existing investment in the provided
box. In case of fresh purchases please read the Scheme Information
Document and fill the application form.
3. In case you would like to Invest, Redeem, Transfer, Switch in more
than one Scheme, kindly use separate Transaction Form for each
transaction.
4. In case you would like to effect a Change in Name, Change of
Address, Change in Bank Account, E-mail Communications or
Direct Credit Redemption proceeds in more than one Scheme,
please use a separate Transaction Form for each change.
5. Cheques/DD should be drawn in favour of the full scheme name;
e.g, “Franklin India Bluechip Fund”, “Templeton India Income
Fund” etc. and payable at par locally at the location where the
application is submitted to a Franklin Templeton Investor Service
Centre (ISC)/Collection Centre.
Applicants from places where there is no Franklin Templeton
ISC/Collection Centre can deduct DD charges from the application
amount (except in case of Liquid funds) provided these drafts are
payable at locations where the application is submitted to a Franklin
Templeton ISC/Collection Centre. However, DD charges shall be
limited the bank charges stipulated by The State Bank of India. The
AMC will not accept any request for refund of Demand Draft
charges. Please note that the reimbursement of DD charges will not
apply to Liquid Schemes. The fund is not obliged to represent
dishonoured cheques or inform the investor/investor’s agent about
it. Investors are instructed NOT to make cash payments.
Outstation cheques may be accepted by Franklin Templeton
provided the location (ISC/Collection Centre) at which such
outstation cheques are accepted is covered under the Speed Clearing
facility offered by the Reserve Bank of India (RBI). Further, the
outstation cheques would be accepted only if the cheques are drawn
on a bank branch which is enabled for Speed Clearing except for
liquid fund.
6. Investors should provide the name of the bank, branch address,
account type and account number of the sole/first applicant. Please
note that as per SEBI Directives, it is mandatory for the investors to
mention their bank account details.
7. For Redeeming units
• In case the balance in your account does not cover the amount of the
request, the account shall be closed and the entire such (lesser)
amount shall be sent to you.
• In order to pay the investor the redemption amount requested for (in
Rupees) Franklin Templeton will redeem that many units as would
give the investor the net redemption amount requested for, after
deducting Securities Transaction Tax and exit load as applicable.
8. Systematic Investment Plan (SIP)
This facility is available in all plans and options of the all open end
schemes of Franklin Templeton Mutual Fund, except FITMA and
Institutional Plans and Super Institutional Plans of other schemes.
• Franklin Templeton Mutual Fund will accept a minimum of 12
cheques (‘cheques’ include NACH/ECS/Direct Debit instructions
or any other mode of payment accepted by the AMC from time to
time) each of Rs.500/- or more or a minimum of 6 cheques each of
Rs.1,000/- or more from any SIP investor. However, in case of
FILSF Franklin Templeton Mutual Fund will accept a minimum of
12 cheques each of Rs. 2,000/- or more or a minimum of 6 cheques
each of Rs. 4,000/- or more, in case of FIDPEF a minimum of 12
cheques each of Rs.1000 or more or a minimum of 6 cheques each of
Rs.2000/- or more and in case of FIGSF – PF Plan, a minimum 12
cheques each of Rs. 10,000/- or more or a minimum of 6 cheques
each of Rs. 20,000/- or more from any SIP investor.
• All the SIP cheques (except the first one) must be uniformly dated
i.e. either the 1st, 7th, 10th, 20th or 25th of a month. Investors can
invest at Monthly or Quarterly intervals by providing post-dated
cheques. All cheques should be for the same amount.
• For following schemes, the amount of each SIP instalment should be
less than Rs.1 crore: FIIF, FIIOF, FIIBA, FIGSF, FISTIP, FIDA,
FILDF, FIMIP, FIUBF, FIPEP and FICBOF.
• Only one instalment per month/quarter is allowed under one SIP
registration. e.g., if for a monthly SIP, the first instalment is in the
Instructions for Common Transaction Form
month July, say 2nd July, then the second instalment should be in
August.
• To effect the NACH/ECS/Direct Debit, investors must provide a
cancelled cheque or copy thereof for the same account from which
the NACH/ECS/Direct Debit is to be done.
• Load: For all SIP purchase transactions during ongoing sale, the
entry and exit load as applicable for normal purchases shall be
applicable.
• In case the specified date of SIP instalment is a non-business day for
the scheme, the SIP will be processed on the following business day
for that scheme.
• If during the currency of a SIP, the unitholder changes the plan or
option in which he/she had invested, the same would be treated as
termination of existing SIP and re-registration of a new SIP and all
the terms and conditions of the SIP such as minimum term/amount
etc. shall apply in both plans/options.
• The AMC reserves the right to discontinue the SIP in case of cheque
return or rejection of NACH/ECS/Direct Debit by the bank for any
reason, and debit the return /rejection charges to the investors’
account.
• Franklin Templeton Investments will not be responsible for any
delay/nonprocessing of NACH/ECS/Direct Debit transaction
where it is attributable to any incorrect/incomplete information
provided by the investor.
• Franklin Templeton Investments shall not be responsible and liable
for any damages/compensation for any loss, damage etc., incurred
by the investor. The investor assumes the entire risk of using the
NACH/ECS/Direct Debit facility and takes full responsibility for
the same.
• Investor will not hold Franklin Templeton Investments and its
service providers responsible if the transaction is delayed or not
effected by the investor Bank or if debited in advance or after the
specific SIP date due to various reasons.
• The Trustee/AMC reserves the right to modify or discontinue the
SIP facility at any time in future on a prospective basis.
It is clarified that the load applicable for a SIP shall be the load
prevailing on the date of registration.
9. Systematic Transfer Plan (STP)
This facility is available to the investors of all open–end schemes of
Franklin Templeton Mutual Fund, except as otherwise mentioned
herein below. An investor can select this facility whereby the
investor choose to transfer on a periodic basis a pre-determined
amount from any Franklin Templeton open–end scheme (Source
Scheme) into any other Franklin Templeton open-end scheme
(Destination Scheme) selected by the investor.
A)In order to start the STP facility, the minimum account balance
under Fixed Amount Option should be Rs.12,000/- for Weekly,
Monthly and Quarterly STP and Rs.15,000/- for Daily STP. The
same under Capital Appreciation Option should be
• Rs. 5,00,000/- for Weekly Transfer of Funds facility (Weekly STP)
• Rs. 1,00,000/- for Monthly Transfer of Funds facility (Monthly
STP)
• Rs. 1,00,000/- for Quarterly Transfer of Funds facility (Quarterly
STP), except in Institutional Plan and Super Institutional Plan of
FITMA & FIUBF, where the same should be Rs.1 crore.
B) However, the following schemes/plans/options are not available as
Source Scheme:
• FIPEP
• FIT
• FIGSF - PF Plan
C) The following schemes/plans/options are not available as
Destination Scheme:
• FITMA
• FIUBF - Super Institutional Plan
D) Options: There are two options available, Fixed Amount Option
and Capital Appreciation Option.
E) The Capital Appreciation option will be available only under the
Growth plans/options of the Source schemes.
F) FIT is not available as the Destination Scheme under Capital
Appreciation Option.
G) Frequency: The frequency can be Daily, Weekly, Monthly or
Quarterly. The Daily frequency of transfer will be available only
under Fixed Amount Option.
8) Transfer of Funds:
H) In case the specified date is a non-business day for either the
Source Scheme or the Destination Scheme, the STP will be
processed on the following business day for both the schemes.
The STP will be applicable subject to the terms of the destination
scheme.
I) Minimum Amount and Term:
(I) Under the Fixed amount option
(II) Under Capital Appreciation Option, the minimum terms
shall be 6 months.
J) Where any of the following schemes is the Destination Scheme
of STP, the amount of each STP instalment under Fixed Amount
Option should be less than Rs.1 crore: FIIF, FIIOF, FIIBA,
FIGSF, FISTIP, FIDA, FILDF, FIMIP, FIUBF, FIPEP and
FICBOF.
K) Load: For all STP purchase transactions, the entry and exit load as
applicable in the Destination Scheme for normal purchases shall be
applicable. Further, for all STP (out) transactions, an exit load as
applicable in the Source Scheme shall be levied.
L)At least 7 days’ prior intimation should be given to the Mutual Fund
Transfer of Funds Fixed Amount Option Capital Appreciation
Option
Daily STP A fixed amount can
be transferred to the
specified Destination
Scheme.
Not Applicable
Weekly STP A fixed amount can be
transferred on the 7th,
14th, 21st and 28th
day of every month
to the specified
Destination Scheme
The capital
appreciation as on the
immediately
preceding business
day for the Source
Scheme can be
transferred to the
specified Destination
Scheme, on the 7th,
14th, 21st and 28th
day of every month.
Monthly STP/
Quarterly STP
A fixed amount can be
transferred on a pre-
specified date (to be
chosen by the investor)
of every month/every
quarter to the specified
Destination Scheme
The capital
appreciation as on the
last business day of
every month/quarter
can be transferred to
the specified
Destination Scheme
Transfer Frequency Destination Scheme
FOF schemes Other schemes
Daily STP Rs.1,000 per day for
30 days. Currently, the
Daily STP will be
accepted/ registered for
a maximum duration
of 3 years.
Rs.500 per day for 30
days. Currently, the
Daily STP will be
accepted/ registered for
a maximum duration of
3 years.
Weekly STP Rs.1,000 per week for
6 months
Rs.500 per week for
6 months
Monthly STP Rs.4,000 per month for
6 months or Rs.2,000
per month for 12 months
Rs.1,000 per month for
6 months or Rs.500 per
month for 12 months
Quarterly STP Rs.4,000 per quarter for
6 quarters or Rs.2,000
per quarter for 12
quarters
Rs.1,000 per quarter for
6 quarters or Rs.500 per
quarter for 12 quarters
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.Note: Risk may be represented as:
PRODUCT LABELING:- Product Labeling that would provide investors an easy understanding of the kind of product/scheme they are investing in and its suitability to them.
oderatM e
wo
L
LOW HIGH
Moderately
Investors understand that their principal will be at Low risk
oderatM e
wo
L
LOW HIGH
Moderately
Investors understand that their principal will be at Moderately Low risk
oderatM e
wo
L
LOW HIGH
Moderately
Investors understand that their principal will be at Moderate risk
oderatM e
wo
L
LOW HIGH
Moderately
Investors understand that their principal will be at Moderately High risk
oderatM e
wo
L
LOW HIGH
Moderately
Investors understand that their principal will be at High risk
for commencement of a fresh STP or cancellation/ termination
of an existing STP.
M) If during the currency of a STP, the Unitholder changes the plan
or option in which he/she had invested, the same would be
treated as termination of existing STP and re-registration of a
new STP and all the terms and conditions of the STP such as
minimum term/amount etc. shall apply in both plans/options.
N) If in case of a monthly/quarterly STP with Fixed Amount
Option, if the unitholder specifies 30th or 31st of the month
(28th/29th in case of February) as the “Specified Date” for the
STP transaction, then the STP shall be processed on the day,
which is the last business day in that month for both the schemes.
O) Where the Start Date of the STP is not mentioned, then for an
STP under Monthly/Quarterly option, the Start Date shall be
deemed as follows:
In case of Daily STP, the same shall be deemed to be the 8th day
from the date of submission of the request at any of Franklin
Templeton ISC / Collection Centres.
P) This facility is not available for investments under lock-in period
or on which any lien or encumbrance is marked or in respect of
which the status of realisation of cheque is not available to the
AMC.
Q) It shall be the responsibility of the investor to ensure that
sufficient balance (free from any Lock-in or encumbrances) is
available in the account on the date of transfer, failing which the
transfer will not be effected. The AMC reserves the right to
discontinue the STP in case the transfer is not effected due to
insufficient balance in the investor’s account.
R) The AMC/Trustees reserve the right to discontinue or modify
the STP facility at any time in future on a prospective basis.
It is clarified that the load applicable for a STP shall be the load
prevailing on the date of registration.
10.Dividend Transfer Plan (DTP)
This facility is available to the investors of various dividend plans
(except Daily Dividend and Weekly Dividend Plans) of all open –
end schemes of Franklin Templeton Mutual Fund (except
Templeton India Cash Management Account). An investor can
select this facility whereby the dividend declared in one Franklin
Templeton open–end scheme (Source Scheme) will be automatically
invested into any other Franklin Templeton open-end scheme,
selected by the investor (Destination Scheme).
• In order to avail the DTP facility, the minimum account balance
should be Rs. 25,000/-, except in FISTIP where the same should be
Rs. 100,000/-
• The frequency of transfer will depend on the dividends declared by
the plan of the Source Scheme in which the investment has been
made.
• The amount, to the extent of the distribution in the Source Scheme,
will be automatically invested in the Destination Scheme at its NAV
on the next Business Day for both the schemes and equivalent units
will be allotted, subject to the terms and conditions of the
Destination Scheme.
For example: An investor in FILDF opts to invest the dividend in
FIGF. If the dividend record day is a Wednesday and Thursday is the
book closure for FILDF, the investor will be allotted units at NAV of
Friday. In case Friday is a non – business day for either FILDF or
TIGF, the units will be allotted at the NAV of immediate next
business day for both the schemes.
• Load: For all DTP purchase transactions, the entry and exit load as
applicable for normal purchases# shall be applicable.
• A DTP may be terminated by the unitholder by giving appropriate
written notice.
• The Trustee/AMC reserves the right to modify or discontinue the
DTP facility at any time in future on a prospective basis.
11.Systematic Withdrawal Plan (SWP)
This facility is available in all plans and options of the all open end
schemes of Franklin Templeton Mutual Fund, except FIPEP, FIT &
FIGSF-PF Plan.
• In order to start the SWP facility, the minimum account balance
should be Rs.25,000 except in case of FTLF where the same should
be Rs.12,000/-.
• The frequency can be Monthly or Quarterly
• There are two options available:
(a) Fixed amount: A fixed amount can be withdrawn either on the
15th or the last business day of every month/quarter
(b) Capital Appreciation: The capital appreciation as on the last
business day of the month can be withdrawn.
• Capital Appreciation Option is available only in Growth
plans/options of the Schemes.
• Load: For all SWP purchase transactions, the exit load as applicable
for normal purchases shall be applicable.
• Minimum withdrawal: Under the Fixed amount option, the
minimum withdrawal will be Rs.1,000/- except for Institutional
Plan where the same should be Rs.1 lac and for Super Institutional
Plan the same should be Rs.10 lac.
• Where the Start Date of the SWP is not mentioned, then the same
shall be deemed to be the first available SWP date depending upon
the option chosen by the unitholder, after a period of 7 days after
the date of submission of the SWP request.
• This facility is not available for investments under lock-in period.
It is clarified that the load applicable for SWP shall be the load
applicable for the respective purchase transaction.
12. Transactions charges
A. SEBI has allowed mutual funds to deduct Transaction Charge
on purchase/subscription applications of Rs.10,000 and above
and pay it to the distributor/agent/broker. Transaction
Charges shall be deducted only for applications routed
through such distributors/agents/brokers who have opted to
receive such charges and the same would be as follows:
(I) Rs.150/- in respect of purchase/subscription application
received from a first time investor in mutual funds;
(ii) Rs.100/- in respect of purchase/subscription application
received from an existing mutual funds investor;
(iii) in case of SIP, Transaction Charges shall be deducted only
if the total commitment through SIP (i.e. amount per
SIP instalment x No. of SIP instalments) amounts to
Rs.10,000/- and above. The Transaction Charge shall be
deducted in 3 or 4 instalments, as may be decided by the
AMC from time to time. The Transaction Charges so
deducted will be paid to the distributor/agent/broker of
the investor. Units will be allotted for the balance
subscription amount (net of the transaction charge
deducted).
Please note that Transaction Charges shall not be deducted for
(a) purchase/subscription applications for an amount less
than Rs.10,000/;
(b) transactions other than purchases/subscriptions relating
to new inflows such as switches, redemption, Systematic
Transaction Plan, Dividend Transfer Plan etc.;
(c) direct applications received by the AMC i.e. applications
received at any Official Point of Acceptance of
Transaction of Franklin Templeton Mutual Fund that are
not routed through any distributor/agent/broker; and
(d) transactions routed through stock exchange platform.
B. Please tick the appropriate box as applicable to you. Please tick
the box ‘I am a First time investor in mutual funds’ only if you
are investing first time ever in any mutual fund scheme across
mutual funds in India. If no option is ticked or both options
are ticked, the applicant will be considered to be an existing
mutual funds investor.
C. For determining a First time or existing mutual funds investor,
the Mutual Fund/AMC may rely upon the information and/or
declaration furnished by the investor in the application form.
However, even if an applicant declares as ‘First time investor’,
the Mutual Fund/AMC may adopt such other methods as it
may deem appropriate from time to time for determining first
time or existing mutual funds investor and further reserves the
right to check / verify for the applicant’s other mutual fund
investments to ascertain the same.
D. The statement of account shall disclose the net investment as
gross subscription less transaction charges and the units
allotted against the net investment.
The upfront commission to distributors shall continue to be paid by
the investor directly to the distributor by a separate cheque based on
his assessment of various factors including the service rendered by
the distributor.
13. Nomination:
The nomination details should be filled up only by investors who opt
for allotment in physical (non-demat) form. In case of units held in
electronic (demat) form, the nomination details as recorded for the
depository account shall be applicable.
Nomination would normally be registered at the Folio level and will
be recorded for all Accounts under that Folio. However the investor
may choose to register different nomination for any of the Accounts
under that Folio. For investment made under the Franklin
Templeton Family Solutions facility, the nomination can be
registered at Goal level. In case of switch which results in creation of
a new Account, the nomination, if any, registered in the source
(switch-out) account will automatically be registered for the
destination (switch-in) account. In case of subscription which
results in creation of a new Account, the nomination registered in the
last transacted account under that Folio will be automatically
registered for the new account.
Where a minor is nominated, the name and address of the guardian of
the minor nominee shall be provided by the unit holder(s).
Nomination can be made only by individuals applying for/holding
units on their own behalf singly or jointly. Nomination cannot be
registered in Folios/Accounts held in the name of a minor. A new
nomination or any change in the nomination already registered with
the Mutual Fund/AMC will overwrite the existing nomination
registered.
14. Non acceptance of Third Party payment
The AMC shall not accept subscriptions with Third Party payment
instruments in the Scheme, except in cases of (a) In case of
investment in the name of a minor, payment by Parents / Grand-
Parents / related persons (other than the person registered as
Guardian in the minor’s Folio) on behalf of a minor in consideration
of natural love and affection or as gift for a value not exceeding
Rs.50,000/- (each regular purchase or per SIP instalment); (b) In
case of investment in the name of a minor, payment by the person
registered as Guardian in the minor’s Folio irrespective the amount
of investment; (c) Payment by Employer on behalf of employee for
lump sum/one-time subscription or under SIP through Payroll
deductions; (d) Payment by Employer towards subscription in the
name of employees as bonus/incentive paid in form of mutual fund
units; (e) Custodian on behalf of an FII or a client; and
For this purpose Third Party payment shall mean payment made
through instruments issued from an account other than that of the
beneficiary investor. It is clarified that in case of payments from a
joint bank account, the first holder of the mutual fund folio has to be
one of the joint holders of the bank account from which payment is
made. The investors making an application under the exception cases
mentioned above need to submit such declarations and other
documents / information as may be prescribed by the AMC from
time to time.
15. Employee Unique Identification Number (EUIN):
As per SEBI Circular no. CIR/IMD/DF/21/2012 dated September
13, 2012; the employee/ relationship manager/ sales person of the
distributor interacting with the investor for the sale of mutual fund
products is required to obtain a EUIN from AMFI. EUIN needs to
be mentioned on the application alongwith the ARN number. This
will assist in tackling the problem of mis-selling even if the
employee/ relationship manager/sales person leave the employment
of the ARN holder / Sub broker. In case the transaction is executed
without any interaction or advice by the employee/relationship
manager/sales person of the distributor/sub broker, the investor
needs to sign the declaration stating the same.
16. Depository Account Details:
a. The units are offered for subscription in electronic as well as in
physical form. If you wish to subscribe to units in electronic
form, please fill the ‘DEPOSITORY ACCOUNT DETAILS’ in
the form. If such details are not given, it would be deemed that
you have opted for subscribing unit(s) in physical form and in
such cases Account Statement would be issued for valid
applications. Please ensure that the sequence of names as
mentioned in this Application Form matches with the sequence
of names in the Demat account.
b. Investors who have an existing units holding in the same account
in which the current purchase is being made and have opted for
allotment in Demat form for the current purchase, may get their
existing unit holding converted into Demat form as well. The
existing holding will be credited to the same Demat account as
that of the current purchase.
Note: Please submit legible copies of the application client master
list or DP statement of account if the units are to be allotted under
Demat form. The date of Demat account statement should be within
90 days of the application.
17. Change of Address:
a. If you are not KYC registered - please provide a duly signed
written request mentioning your customer folio number, new
address and enclose self-attested copy of address proof and
identity proof:
I. Documents accepted as address proof – passport, ration
card, driving license, voter ID, registered lease / sale
agreement of residence, latest bank statement / electricity
bill / landline bill / gas bill
II. Documents accepted as identity proof – PAN if updated in
our records. If PAN is not updated in our records, please
provide passport / driving license / voter ID / Aadhaar
b. If you are KYC registered - please provide your request for
change of address using the KYC change request form along with
the documents and verification mentioned therein.
If STP is submitted …….. Then Start Date shall be deemed
to be ……
On or before 8th day of
the month
15th day of that month
After 8th day but on or before
23rd day of the month
last business day of that month for
both the schemes
After 23rd day of the month 15th day of the next month
Quarterly
Signature of the Investor(s) 1. 2. 3.
Franklin Templeton Mutual FundSystematic Investment Plan through Auto Debit
Document proofs for Micro SIP (Please provide any one of the name of identification document as mentioned in the instructions)
Transaction Charges (Refer Instruction in Common Application Form and tick the appropriate option)
Signature of the Investor(s) 1. 2. 3.Date
This is to confirm that the declaration has been carefully read, understood & made by me/us. I/We also confirm that I/we have carefully read, understood and agree to abide by the Terms and conditions and instructions. I am authorizing Franklin Templeton to debit my account. I/We have understood that I/We am/are authorized to cancel/amend this mandate by appropriately communicating the cancellation/ amendment request to Franklin Templeton or the bank where I have authorized the debit’
ADF
`
SIP Details (Please note that 30 business days are required to set up the Auto Debit.)
Blank cancelled cheque Copy of cheque
Franklin Templeton InvestorService Centre Signature & Stamp
Acknowledgement Slip for SIP through Auto Debit (To be filled in by investor)
Investor's Name
Customer Folio
SIP Amount (Rs.)
Account No.
Frequency: Monthly Scheme:____________________________________________
Sl. No.
Applicable only if ARN is mentioned but EUIN box is left blank: “I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker.” Applicable only if RIA Code is mentioned: “I / We hereby give you my/our consent to share/provide the transactions data feed/portfolio holdings/ NAV etc. in respect of my/our investments under Direct Plan of all Schemes managed by you, to the SEBI-Registered Investment Adviser whose code is mentioned herein.”
The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Distributor information
Advisor ARN / RIA Code Sub-broker/Branch Code Sub-broker ARN Representative EUIN
(See instructions overleaf)
Identification document ________________________________________ Field Issuing Authority______________________________________Document Identification No._______________________________________
Depository Account Details
The units are offered for subscription in electronic as well as in physical form. If you wish to subscribe to units in electronic form, please fill the ‘DEPOSITORY ACCOUNT DETAILS’ form available at any Franklin Templeton branch office or on our website www.franklintempletonindia.com.
Application for Normal SIP Micro SIP (For Micro SIP, Please provide required proof /documentation)
Name of Sole/First Account holder
Existing Unitholders’ Folio Number
New Investors (Please also complete and submit a Common Application Form)
Applicable for transactions routed through distributors/agents/brokers who have opted to receive transaction charges.
I am a first time investor in mutual funds (Rs.150 will be deducted). I am an existing mutual funds investor (Rs.100 will be deducted).
Having read and understood the contents of the Statement of Additional Information (SAI) of Franklin Templeton Mutual Fund (FTMF), Scheme Information Document (SID) and Key Information Memorandum (KIM) of the scheme(s) and the Addenda issued to the SID and KIM till date, I / we hereby apply to the Franklin Templeton Trustee Services Pvt. Ltd., Trustees to the schemes of FTMF for registration of Systematic Investment Plan (SIP) & NACHas indicated above, and agree to abide by the terms, conditions, rules and regulations of the Fund and the SIP NACH as on the date of this investment.I/We hereby declare that the particulars given above are correct and complete. If the transaction is delayed or wrongly effected or not effected at all for reasons of incomplete or incorrect information, I/we will not hold FTMF, Franklin Resources Inc. and its subsidiary and associate entities including their employees, directors and key managerial persons (collectively referred as Franklin Templeton Investments / Franklin Templeton), agents, authorized representatives, appointed service providers or the Bank responsible. I/We further undertake that any changes in my/our Bank details will be informed to FTMF immediately. I/We have read and agreed to the terms and conditions mentioned overleaf. I/We confirm that the monies invested in the scheme(s) of FTMF legally belong to me / us and derived through legitimate sources. I / we have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.I/We have read and understood the terms and features of the scheme(s) and associated risk factors and have satisfied myself/ourselves about suitability of the scheme(s) for my/our investment in light of my/our risk appetite and investment horizon. * I / We confirm that I am / we are Non-Resident Indian(s) (NRIs) / Person(s) of Indian Origin (PIOs)/ Foreign Portfolio Investor(s) (FPIs), and I / we hereby further confirm that the monies are remitted from abroad through approved banking channels or from my/our monies in my/our domestic account maintained in accordance with applicable RBI guidelines. I / We confirm that I am / we are not United States (U.S.) persons within the meaning of Regulation(S) under the U.S. Securities Act of 1933, or as defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or residents of Canada. I/We understand and acknowledge that FTMF, its Trustee, the AMC reserves the right to accept / reject any transactions / redeem any investments, at their sole discretion and as they may deem fit without assigning any reason thereto. The rejection may be for any reason including but not limited to comply and adhere to such orders or instructions issued by any Indian or foreign governmental or statutory or judicial or regulatory authorities / agencies. I/ We hereby agree to provide any additional information / documentation that may be required by Franklin Templeton Investments, in connection with this application. I/We hereby authorise Franklin Templeton Investments to disclose, share, remit in any form, mode or manner, all / any of the information provided by me/us, including KYC data registered with regulatory/quasi regulatory agencies and all changes, updates to such information as and when provided by me/us, to any of its agents, service providers, representatives or distributors or any other parties located in India or outside India or any Indian or foreign governmental or statutory or judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities and other investigation agencies without any obligation of advising / informing me/us of the same. **I/We confirm that I/we do not have any other existing investment in the schemes of Franklin Templeton Mutual Fund which together with this proposed investment will result in aggregate investments exceeding Rs.50,000/- in a year. Further, I/we understand and accept that in case Franklin Templeton Mutual Fund processes this investment / first SIP instalment and the application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment together with this proposed investment exceeds Rs.50,000/- in a year, the SIP registration under the Micro investment route will be cancelled for future instalments and no refund shall be made for the units already allotted. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing schemes of various mutual funds from amongst which the scheme(s) is being recommended to me/us.* Applicable to NRI / PIO / FPI** Applicable to Micro-investments
SIP Auto Debit Form
UMRN F o r o f f i c e u s e
1
Franklin Templeton Mutual Fund SB
Name of Customers bank
Sponsor Bank Code Utility CodeFor Office Use For Office Use
I/We hereby authorize
Tick (P)
CREATE
MODIFY
CANCEL
3
Date
Bank a/c number
to debit (tick P) CA CC SB-NRE SB-NRO Other
4
with Bank5IFSC or MICR
6
an amount of Rupees7
FREQUENCY Mthly Qtly H-Yrly Yrly As & when presented
1210
Reference 1
Reference 21311
Phone No.
Email ID
Folio Number
Application Number
DEBIT TYPE Fixed Amount Maximum Amount
PERIOD
From
To
OrSignature Primary Account holder 15
161. 2. 3.Name as in Bank records Name as in Bank records
Signature of Account holder Signature of Account holder
Name as in Bank recordsUntil Cancelled
(Should be from the Bank Account from which NACH is to be effected) (for minimum period and installments, please refer Terms & Conditions no. 1 overleaf). I/We authorize Franklin Templeton Mutual Fund or their authorized service providers to Debit my/our account listed below by NACH (National Automated Clearing House) for collection of SIP payments. In case the payment isn’t processed through NACH within 30 days then same shall be processed through Direct Debit / ECS using my/our below mentioned account.
Optional Enclosures: (If 1st installment is not by cheque)
Scheme Plan Option
First SIP Cheque Date Cheque No.
Frequency (please tick as applicable) Monthly (Default) Quarterly thSIP Date: _________of every month. If left blank 10 will be considered as the default date
Please tick as applicable: Auto Debit Form (ADF) is already registered in the Folio then please mention Bank Name and Account Number below. SIP auto debit can start in FIVE Days i.e. for debit date 7th, form can be submitted till 2nd of the month Bank Name_______________________________________________ Bank Account Number_____________________________Auto Debit Form (ADF) is attached and to be registered in the Folio. SIP Auto Debit will start after mandate registration which takes Thirty Business days.
Per transaction limit should be less than or equal to the amount as mentioned in the ADF already registered / submitted, if not registered.
SIP Amount Rs. (per installment) _____________
A single mandate for all your investments will make it easier for you to invest with Franklin Templeton Mutual Fund (FTMF) in the future. To avoid having to provide another mandate, you can select ‘As & when presented’ for Frequency and ‘Maximum Amount’ for Debit Type, specifying the maximum value you intend to invest at any time. FTMF will ensure that only the value of the transaction will be debited from your account.
Account No.
Regn. No. (For office use only)
I agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges of the bank.
2
8 9
14
SIP Period Start Date OR m m y y y ym m y y y y End Date 1 2 2 0 9 9 (Perpetual) (Regular)
Tick here if SIP is being “Stepped Up”
Step up by: Increase in %*: ______________ (in multiples of 5%) (Amount invested will be rounded off to the nearest Rs. 100) or Increase in Rupee Value:______________ (in multiples of Rs. 500)
• Following fields need to be filled mandatorily:-
1. Date: In format DD/MM/YYYY
2. Select the appropriate checkbox to create, modify or cancel the mandate
3. Bank A/c Type: Tick the relevant box
4. Fill Bank Account Number
5. Fill name of Destination Bank
6. IFSC / MICR code: Fill respective code
7. Mention amount of mandate
8. Select frequency of mandate
9. Select whether the mandate amount is fixed value or maximum value
10. Reference 1: Mention Folio Number
11. Reference 2: Mention Application Number
12. Telephone Number (Optional)
13. Email ID (Optional)
14. Period: Starting and Ending dates of NACH registration (in format DD/MM/YYYY). For perpetual SIP,
please leave the end date blank and select ‘until cancelled
15. Signature as per bank account
16. Name: Mention Holder Name as Per Bank Record
• Auto Debit Bank Mandate can be used for both SIP and Lump Sum Purchase.
• Investors are allowed to perform Lump sum purchase and SIP on a same day provided the Auto Debit bank account
has the adequate funds to honor multiple debits
• Auto Debit Bank Mandate is applicable for both Individual and Non-Individual
• Registration of Multiple Auto Debit forms is acceptable with different Bank and Accounts.
• Per transaction limit should be less than or equal to the amount as mentioned in Auto Debit Form Mandate already
registered or submitted, if not registered
• For cancelling / updating an Auto Debit mandate. Investor has to use a separate form – “Auto Debit Cancellation/
Update Form”. Update option is only for updating the “Debit Amount”
• Investors are required to submit “New Auto Debit / ECS Mandate” registration first and only after successful
registration an existing “Auto Debit Mandate” associated with a SIP can be cancelled.
• Auto Debit Mandate request will be accepted only if the “Bank” mentioned in the request form is listed in the
NACH banks list. Please contact Franklin Templeton ISC / visit www.franklintempletonindia.com for updated list
of banks eligible for Auto Debit Facility.
• Submitting Auto Debit/ ECS/Direct Debit form does not confirm your investments in FTMF unless supported by
SIP Investment Form or Common Transaction forms
• Franklin Templeton will initiate debit instructions to the investor bank account only on receipt of valid investment
instruction from the investor.
• For other Terms and Conditions governing NACH Auto Debit/ECS/Direct Debit payments please refer to SID or
www.franklintempletonindia.com
• Auto Debit bank mandate is applicable only for investments via debit instructions
• By submitting the Auto Debit mandate the investor authorizes Franklin Templeton to utilize the information
provided herein for the purpose of his/her investments in Franklin Templeton Mutual Fund
• Investors are deemed to have read and understood the requirements and contents of Statement of Additional
Information (SAI), Scheme Information Document (SID) and all other scheme related documents
The following applications will be considered as ‘not in good order’ (NIGO) and are liable to be rejected:
• If folio number mentioned in the Fresh / Additional Purchase, SIP Auto Debit form, Switch, STP, SWP & NCT
request does not match Folio Number mentioned in Auto Debit registration mandate Form.
• If the folio number mentioned in the Auto Debit mandate registration form does not match with our record, the
Auto Debit mandate will not be registered.
• If the SIP period mentioned in SIP via Auto Debit form is beyond the Auto Debit Mandate validity period or
Auto Debit validity period expired.
• Incase no frequency has been selected or multiple frequencies are selected
• Incase no debit type has been selected or multiple types are selected
• Incase no SIP end date mentioned or until cancelled not opted
Instructions To Fill Auto Debit Form and Terms and Conditions
SIP Payment through National Automated Clearing House Facility / ECS/ Direct Debit
General T&CAuto Debit is a facility which enables automatic transfer of funds from the investor’s registered bank account to Franklin Templeton Mutual Fund (“FTMF”), as per the chosen frequency. Auto Debit includes NACH, ECS and Direct Debit.1) This facility is offered to investors having Bank accounts in select banks mentioned in the link below (please refer point 14 in T&C for SIP through Auto Debit). The Banks in the list may be modified/updated/ changed/removed at any
time in future entirely at the discretion of Franklin Templeton Asset Management (India) Pvt. Ltd. (“AMC”), Franklin Templeton Trustee Services Pvt. Ltd. (“Trustee”) or Franklin Templeton Mutual Fund (“FTMF”) without assigning any reasons or prior notice. SIP instructions for investors in such Banks via NACH route will be discontinued. 2) The AMC/ Trustee/ FTMF will not liable for any transaction failures due to rejection by the investors bank/branch. 3) The investor agrees to abide by the terms and conditions of NACH facility of NPCI and ECS/Direct Debit facility of Reserve Bank of India (RBI) 4) Investor will not hold AMC/ Trustee/ FTMF and its service providers responsible if the transaction is delayed or not effected by the Investor’s Bank or if debited in advance or after the specific SIP date due to various reasons or for any bank charges debited by his banker in his account towards NACH/ ECS/ Direct Debit Registration / Cancellation / Rejections, if any. 5) The AMC/ Trustee/ FTMF reserves the right to reverse allotments in case the Auto debit/ ECS/ Direct Debit is rejected by the bank for any reason whatsoever. 6) The AMC/ Trustee/ FTMF shall not be responsible and liable for any damages/compensation for any loss, damage etc., incurred by the investor. The investor assumes the entire risk of using the Auto Debit facility of NACH / ECS/ Direct Debit and takes full responsibility for the same. 7) The AMC/Trustee reserves the right to discontinue or modify the SIP facility at any time in future on a prospective basis. 8) The AMC/ Trustee reserves the right to discontinue the SIP in case of Auto Debit through NACH / ECS/ Direct Debit routes are rejected by the investor bank for any reasons. 9) For load details and other terms of issue, please refer to the, Scheme Information Document, Key Information Memorandum and the addendum issued from time to time. 10) The AMC/ Trustee reserves the right to reject any application without assigning any reason thereof. 11) SIP cancellation can be done separately by submitting the request at least 30 Business days in advance; however the associated NACH / Direct Debit / ECS mandate can be retained for future investments. 12) For intimating the change in bank particulars, please use the Auto Debit Form to modify transaction limit or add / remove banks from the NACH / Direct Debit / ECS facility. Also fill-up all the relevant details as applicable. Requests for any changes/ cancellation in the NACH / Direct Debit / ECS Bank Mandate request should be submitted at least 30 Business days in advance. 13) In case of micro SIPs, please provide any one of the following photo identification documents as mentioned below: Voter Identity Card, Driving License, Government / Defense identification card, Passport Photo Ration Card, Photo Debit Card (Credit card will not be accepted)., Employee ID cards issued by companies registered with Registrar of Companies, Photo Identification issued by Bank Managers of Scheduled Commercial Banks / Gazetted Officer / Elected Representatives to the Legislative Assembly / Parliament, ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks., Senior Citizen / Freedom Fighter ID card issued by Government., Cards issued by Universities / deemed Universities or institutes under statutes like ICAI, ICWA, ICSI., Permanent Retirement Account No (PRAN) card issued to New Pension System (NPS) subscribers by CRA (NSDL)., Any other photo ID card issued by Central Government / State Governments /Municipal authorities / Government organizations like ESIC / EPFO 14) T h e
amount of each SIP instalment should be less than ₹1 crore in case of a transaction in FIDA, FIIOF, FIIBA, FIGSF, FISTIP, FISPF, FILDF, FIMIP, FIUBF, FIPEP, FICBOF and FIBPDF schemes. Transaction will be rejected if the
instalment amount is greater than ₹1 crore. 15) Minimum Investments: 12 installments of ₹500/- (or) 6 installments of ₹1000/-. In FILSF 12 installments of ₹2000/- (or) 6 installments of ₹4000/-, in FIDPEF 12installments of ₹1000/-
(or) 6 installments of ₹2000/- and in FIGSF-PF Plan 12 installments of ₹10, 000/- or 6 installments of ₹20, 000/-. 16) If during the tenure of a SIP, the unit holder changes the plan or option in which he/she had invested, the same would
be treated as termination of existing SIP and re-registration of a new SIP and all the terms andconditions of the SIP such as minimum term/amount etc. shall apply in both plans/options. 17) The AMC / Trustee/FTMFreserves the right to modify or discontinue the SIP facility at any time in future on a prospective basis. It is clarified that the load applicable for a SIP shall be the load prevailing on the date of registration.
T&C for Step Up SIP facility for New SIPs:• All the terms applicable to SIP facility shall also apply to Step up SIP.• For registering a new SIP with Step Up feature, the minimum tenure of new SIP shall be 2 years.• Step-up SIP is applicable only for AMC initiated debit feeds i.e. ECS / NACH/Direct Debit, etc.• Investor will need to provide an alternate mandate in case the existing mandate cannot be utilized for the Step Up and the alternate mandate shall be utilized to debit money for all future SIP installments. The existing mandate will still
be active and the investor may choose to use the same if required at a later point of time.T&C for SIP through Auto Debit1) Existing investors must provide their Folio Number / Account number and need to fill up a Common Transaction Form in case the investment is into a new scheme.2) New investors who wish to enroll for SIP through Auto Debit should also fill up the Common Application form in addition to this form.3) The SIP through Auto Debit Form, and the Common Application Form (in case of new investors), along with the necessary cheque or copy thereof should be submitted at least 30 Business days in advance of the date ofthe first Auto
Debit.4) If Auto Debit Form (ADF) is already registered in the folio, SIP Auto debit can start in FIVE Business Days.5) Per transaction limit should be less than or equal to the amount as mentioned in Auto Debit Form already registered or submitted, if not registered.6) Investors are required to ensure adequate funds in their bank account on the date of investment transaction. FTMF will endeavor to debit the investor’s bank account on the date of investment transaction, however if thereis any delay all
such transactions will be debited subsequently. The AMC/ Trustee/ FTMF (or any of its associates) shall not be held responsible for any delay/wrong debits on the part of the bank for executing the auto debit instructions on a specified date from the investor’s bank account.
7) FTMF or its authorized banker or agent will initiate the registration of the Auto Debit form / debit instructions.8) Investments made through Auto Debit/ ECS/ Direct Debit/NACH mode are subject to realization of funds from investor bank accounts and the NAV guidelines as per Scheme Information Document(s), Key Information
Memorandum andAddenda issued till date will be applicable for the transactions which are connected withrealization of funds.9) ECS/Direct Debit bank/NACH mandate is applicable only for investments via debit instructions.10) The payment towards investment can happen only from the bank account of 1st holder and therefore the 1st holder need to be a holder in the bank account.11) The transactions are liable to rejection incase Investor has Multiple Auto Debit Mandate at folio level and Bank Name & Account number are not mentioned in the request form.12) The AMC/ Trustee/ FTMF/ Sponsor/ Bank / NPCI are not liable for the bank charges, in case debited from investor’s bank account, by the destination bank, on account of payment through NACH/ ECS/ Direct Debit.13) For further details of the Scheme features like minimum amounts, risk factors etc., investors should, before investment, refer to the Scheme Information Document(s), Key Information Memorandum andAddenda issued till date
available free of cost at any of the Investor Service Centers or distributors or from the website www.franklintempletonindia.com.14) Please contact Franklin Templeton ISC / visit www.franklintempletonindia.com for updated list of banks / branches eligible for ECS/ Direct Debit/NACH Facility15) The bank branch provided for ECS/Direct Debit should participate in the local MICR clearing. The investor shall inform their Bankers about the ECS/Direct Debit mandate and AMC/Trustee/ FTMF will not liable forany transaction
failures due to rejection by the investors bank/branch.16) Only one installment per month/quarter is allowed under one SIP registration. e.g., if for a monthly SIP, the first installment is in the month July, say 2nd July, then the second installment should be in August.17) Please write the Bank Name in "Full Form" to avoid any ambiguity and rejections E.g., State Bank of India (and not SBI).18) FTMF reserves the right to determine which payment mode (NACH, ECS or Direct Debit) will be used for each specific transaction.19) FTMF reserves the right to choose which mandate will be utilized in case an investor has provided multiple mandates for the same bank account.20) For HDFC Bank account holders:I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I hereby declare that the particulars given above are correct and complete. If the transaction is delayed or not effected at all for the reasons of incomplete or incorrect information, I/We would not hold the Mutual Fund or the Bank responsible. If the date of debit to my/our account happens to be on a non-business day as per the Mutual Fund, execution of the SIP will not happen on the day of holiday and allotment of units will happen as per the terms and conditions listed in the Offer Document of the Mutual Fund. HDFC Bank shall not be liable for, non be in default by reason of, any failure or delay in completion of its obligations under this Agreement, where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, munity, revolution, fire, flood, fog, war, lightening, earthquake, change of Government policies, Unavailability of Bank’s computer system, force majeure events or any other cause of peril which is beyond HDFC Bank’s reasonable control and which has the effect of preventing the performance of the contract by HDFC Bank. I/we acknowledge that no separate intimation will be received from HDFC Bank in case of non-execution of the instructions for any reasons whatsoever.
My Details (For Existing Investors Only)
Folio
Fund Name __________________________________________________________________________________________________________________________
D D M M Y YD D M M Y YAccount Date
D D Instalment Amount________________________________ Plan _________________________ Option _______________________
For Family Solutions, list out Goal with details_____________________________________________________________________________________________
My Name___________________________________________________________________________________________________________________________
Second Holder Name__________________________________________________________________________________________________________________
Third Holder Name___________________________________________________________________________________________________________________
Guardian Name_______________________________________________________________________________________________________________________
POA Name__________________________________________________________________________________________________________________________
FREEDOM SIPPower To Invest In A SIP The Way You Wish To
SIP Variants, branded as Freedom SIP, are defined as features that can be added to an existing/new Systematic Investment Plan (SIP) through the online and/or offline mode. These features are listed below:
• Step Up SIP
• SIP
• Any Date SIP
• SIP Amount Change
• Flexi SIP
The facility of SIP Variants is provided by Franklin Templeton Mutual Fund to facilitate investors to modify the amount/date of SIP as per the availability of financial resources. This facility may assist the investors to manage their investments without cancelling / revoking / annulling the ongoing SIP.
Pause
In case of identical SIPs the SIP variant shall be applied to any one of them. The investor would be required to submit separate forms/ requests for applying a SIP Variant to each SIP
FTMF reserves the right to reject an application for ‘SIP Variants’ if it is termed as ‘Not in Good Order ’ in accordance with the guidelines as mentioned on our website www.franklintempletonindia.com as amended from time to time. In such circumstances, the ongoing SIP will continue to be processed.
I. Introduction of Step Up SIP facility
Step-up SIP is a facility wherein an investor who has enrolled for SIP, has an option to increase the amount of the SIP installment by a fixed amount at pre-defined intervals. This is to offer an ability to increase investments with increase in savings or income.
• All Schemes offering SIP facility shall be eligible to offer Step Up SIP facility.
• Step up SIP facility shall be available for SIP Investments through ECS (Debit Clearing)
Increase in %*: 10% 20% 30% Other:______________ (in multiples of 5%)(Amount invested will be rounded off to the nearest Rs. 100)
Increase in Rupee Value:______________ (in multiples of Rs. 500)
Payment options available are Auto Debit / Bill Pay / E-Mandate
Step Up My SIP Investment Amount
“Step Up” my existing SIP from: Next Possible Installment Next Annual Cycle
Instalment Date
In case you have chosen to Step Up using ₹ for your Family Solutions goal, please provide a breakup of the total Step Up amount for each fund. (Note: Please
ensure that the sum of the various funds is equal to the goal level value provided above)
For any of the above instructions to be executed, the same has to be received 20 days prior to your expected effective date. Except for SIP Date change, for which the request must be received 30 days prior to the next installment. Transactions in ELSS funds should be in multiples of Rs. 500 only.Please tick as applicable:i. If Auto Debit Form (ADF) is already registered in the Folio then please mention Bank Name and Account Number below.
Bank Name___________________________________________________ Bank Account Number___________________________________ ii. Note - Per transaction limit should be less than or equal to the amount as mentioned in the ADF already registered
I/We have read, understood and agreed to the terms and conditions of SIP Variant(s) facility provided by Franklin Templeton.
Signatures
First/Sole Applicant/Guardian Second Applicant Third Applicant ______________________ ______________________ ______________________X X X
Terms & Conditions
Cancel My “Step Up” Instruction
Cancel My SIP Starting Next Month
Pause My SIP For The Next Month
Change My SIP Date To New Instalment date
Change My SIP Amount Permanently to Rs. ___________________
Flexi SIP : Change my SIP amount only for the Next month to Rs. ___________________
D D
1
2
3
4
5
6
Account Number Fund Name Step Up amount (₹)No.
/ Direct Debit Facility/ Bill Pay / Net Banking / NACH (maximum value) and emandate only.
• Step up SIP will be offered on an annual basis for monthly and quarterly SIP frequencies.
• Step up will be offered in terms of percentage of existing SIP value or fixed value;
multiples of 5% or ₹ 500. In case of a % increase, the Rupee value will be rounded off to
the nearest multiple of ₹ 100.
o Note: ELSS funds will be offered with multiples of ₹500 only.
Step Up SIP facility shall be governed by following conditions:
• All the terms applicable to SIP facility shall also apply to Step up SIP.
• For registering a new SIP with Step Up feature, the minimum tenure of new SIP shall be 2 years.
• For an existing SIP, minimum 3 monthly installments or 1 Quarterly installment should be remaining to register a Step Up.
• Step-up SIP is applicable only for AMC initiated debit feeds i.e. ECS / NACH/Direct Debit, etc.
• Investor will need to provide an alternate mandate in case the existing mandate cannot be utilized for the Step Up and the alternate mandate shall be utilized to debit money for all future SIP installments. The existing mandate will still be active and the investor may choose to use the same if required at a later point of time.
• For existing SIPs, Investor can decide if the step up facility should apply on the first possible instalment or after the rolling cycle. If the first possible cycle is chosen, the rolling year will change for that investor.
o Note: Rolling year is defined as the period from the 1st instalment of the SIP to the 12th calendar month from the said 1st instalment.
• A Step Up SIP or a Step up cancellation request shall be submitted at least 20 days before instalment due date for it to be effective.
o Step up Rejection and Cancellation will not cancel the SIP registered by the investor. Receipt of a subsequent Step Up request will override the initial request.
The new request will apply to the current value of the already Stepped Up SIP.
• For Family Solutions, Step Up facility can be requested at goal level.
o Step up facility will not be activated automatically to any new SIPs enrolled to a particular goal. Investor would need to specifically request in writing for applying the Step Up facility to the new SIPs.
o The stepped up amount shall be allocated to all the underlying schemes of a particular goal as per the instructions of the investor subject to rounding off to the
nearest ₹100.
Example: Simple comparison of Regular SIP and SIP+ Step UP
Assuming investor avails ‘Step Up’ choosing to increase SIP Value by ₹1, 000/-
II. Introduction of SIP facility
Any existing investor who has an ongoing SIP will have an option to Pause SIP at any time by submitting the SIP Variants form at any Official Point of Acceptance of Transactions (“OPAT”) of FTMF.
• Notice of Pause should be submitted at least 20 days prior to the subsequent SIP date.
• The SIP Pause SIP facility is available for SIP registration with monthly & Quarterly frequency.
• SIP Pause SIP is allowed for only one instalment (Monthly or Quarterly) with one request which will be applicable to the next possible installment.
• SIP Pause SIP is applicable only for AMC initiated debit feeds i.e. ECS/NACH/Direct Debit, etc.
• SIP PausePause SIP is not possible for the investors having Standing Instructions with banks.
• The SIP shall continue from the subsequent instalment after the completion of Pause period automatically.
• Investors can avail this facility as often as desired but a separate request is required for each instalment.
• For Family Solutions, SIP Pause SIP facility cannot be requested at goal level. However, it can be requested for each underlying SIP which is part of the goal
III. Introduction of facility to initiate SIP on Any datey for New SIPs and Date Change for Existing SIPs
New SIP - An investor can choose any date of a month for SIP instalments. In case the instalment date chosen in the current or subsequent months is a non-business day or not available, the instalment will be applied on the next business day.
• The default date will be considered as 10th of the month in case the instalment date is not selected in the SIP form.
Existing SIP – An instalment date change can be requested by the investor for an existing SIP.
• The request must be received 30 days before the next instalment
• The facility is offered across regular and Family Solutions SIPs.
• All the existing terms and conditions shall apply to Any date SIP.
• For Family Solutions, Date Change facility will not be activated automatically to any new SIPs. Investor would need to specifically request for applying Date Change to each SIP.
Pause
• The default date will be considered as 10th of the month in case the instalment date is notselected in the SIP form.
Note: Last business day of the month will be chosen where 29, 30, 31 are non-business days in the
month.
IV. Introduction of SIP Amount Change
Currently, FTMF investors need to cancel the existing SIP in case they want to increase/decrease the amount of SIP. SIP Value Change enables the investor to change t h e amount of the SIP without cancelling the ongoing SIP.
• Applicable to all existing investors with ongoing SIP transactions with maximum value mandates NACH, ECS, DD and E mandate Net banking and Bill pay.
• Available only for ongoing SIP Transactions and shall not be accommodated with New SIP Transactions.
• SIP Amount Change is not available for payments via Standing Instructions
• SIP Amount Change is applicable only for AMC initiated debit feeds i.e. ECS/NACH/Direct Debit, etc.
• SIP Amount change will be offered for both monthly and quarterly installments
• SIP Amount change will be requested by providing the desired target value (new value of SIP)
• ELSS fund will be offered with multiples of ₹ 500 only.
• SIP Amount change will be applicable (until SIP Cancellation) for all the remaining tenure of SIP Transaction.
• Investor to provide the SIP Amount change request at least 20 days prior to next installment date.
• Available for Family Solutions and Regular SIPs.
• For Family Solutions, SIP Amount Change facility cannot be requested at goal level. However, it can be requested for each underlying SIP which is part of the goal
V. Introduction of Flexi SIP
FTMF investors will be offered an option to change the instalment amount for a single month and quarter in situations where an investor may have surplus or a shortfall of cash in a specific month and a quarter, the investor has the flexibility to change the value for t h a t specific month.
• Applicable to all existing investors with ongoing SIP transactions with maximum value mandates NACH, ECS, DD and E mandate Net banking and Bill pay.
• Available only for ongoing SIP Transactions and shall not be accommodated with New SIP Transactions.
• Flexi SIP is applicable only for AMC initiated debit feeds i.e. ECS/NACH/Direct Debit, etc.
• Investors have a right to increase/decrease the SIP installment through Flexi SIP at any time during the tenure of SIP.
• Flexi SIP offers SIP installment change facility for a month at monthly and for a quarter at quarterly intervals for both Family Solutions and Regular SIPs. Investor should provide the desired target value for availing this facility. (Please define target value)
• Franklin India Taxshield will be offered with multiples of ₹ 500 only.
• Investor to provide the Flexi SIP request 20 days prior to next installment date.
• The Flexi SIP facility cannot be modified once enrolled. In order to make any changes, the investor must provide a new request to AMC.
• For Family Solutions, Flexi SIP facility cannot be requested at goal level. However, it can be requested for each underlying SIP which is part of the goal
VI. General Instructions
• The investors are advised to read the Offer Document carefully to understand the different attributes of SIP Variants which are designed to assist them in managing their investments without cancelling/revoking/annulling the ongoing SIP.
• Franklin Templeton Mutual Fund, the AMC, the Trustees, the Sponsors, their respective employees, directors, affiliates and associates shall not be held responsible for any loss, damage etc. incurred by the investor after availing the SIP Variant facility.
• The AMC / Trustee reserves the right to discontinue these facilities in case of cheque return or rejection of ECS/Direct Debit/ NACH by the bank for any reason and d e b i t the return / rejection charges to the investors’ account.
• The AMC / Trustee shall not be responsible for any delay/non-processing of ECS / Direct Debit/ NACH transaction where it is attributable to any incorrect / incomplete information provided by the investor.
• The AMC / Trustee shall not be responsible and liable for any damages/compensation for any loss, damage etc., incurred by the investor or due to the happening of any force majeure event. The investor assumes the entire risk of using the ECS/Direct Debit/ NACH facility and takes full responsibility for the same.
• Investor will not hold AMC / Trustee and its service providers responsible if the transaction is delayed or not effected by the investor’s Bank or if debited in advance or after the specific SIP date due to various reasons.
• The AMC / Trustee reserve the right to modify or discontinue the SIP Variants facility at any time in future on a prospective basis.
SIP Period (Dates) Regular SIP SIP with ‘Step Up’ facility
Mar 2016 - Feb 2017 5000 5000
Mar 2017 - Feb 2018 5000 6000
Mar 2018 - Feb 2019 5000 7000
And so on…. And so on….
SIP Frequency Choice of the Day/Date*
Monthly Any date of the month - (29,30,31 will default to last business day of the month.)
Quarterly Any date of the month for each quarter. (29,30,31 will default to last business day of the month.)
Date* - In case the chosen date falls on Non business day, SIP will be processed on the next business day