smart living weekly - october 30, 2013

52 Smart Living Weekly Issue 152 Smart Living Weekly Issue 1Smart Living Weekly Issue 1

LivingSmartLivingSmartWeeklyWeekly™

ivingiviiviiviivinnnnggggWeeklyiviWeeklyiviiviiviiviWeeklyiviiviivinWeeklynnnnWeeklynnnWeeklygWeeklyggggWeeklygggiviiviiviWiviiviiviWeeklyWWeeklyiviWeeklyiviWiviWeeklyiviiviiviiviWeeklyiviiviiviWiviiviiviWeeklyiviiviiviWeeklyeekWeeklyiviWeeklyivieekiviWeeklyivinWeeklyneeknWeeklyniviiviiviWeeklyiviiviivieekiviiviiviWeeklyiviiviivinWeeklyneeknWeeklynnnnWeeklynnneeknnnWeeklynnnWeeklyWWeeklyeekWeeklyWWeeklyiviWeeklyiviWiviWeeklyivieekiviWeeklyiviWiviWeeklyiviiviiviiviWeeklyiviiviiviWiviiviiviWeeklyiviiviivieekiviiviiviWeeklyiviiviiviWiviiviiviWeeklyiviiviivi lynlynnnnlynnnglygggglygggWeeklylyWeeklynWeeklynlynWeeklyngWeeklyglygWeeklygnnnWeeklynnnlynnnWeeklynnngWeeklyglygWeeklyggggWeeklyggglygggWeeklygggWeeklyeekWeeklylyWeeklyeekWeeklynWeeklyneeknWeeklynlynWeeklyneeknWeeklynnnnWeeklynnneeknnnWeeklynnnlynnnWeeklynnneeknnnWeeklynnnWeeklylyWeekly™WeeklylyWeekly

WIN!$50 Gift Card @

Leombruni’s Restaurant

See pg. 34

Save Smarter • Live Better • Rockford Region/Freeport95¢ • October 30, 2013

LLLLLLLLLL

Continued on p. 20Continued on p. 20

Grand Prize TripCourtesy of

LindstromTravel

Northern Illinois’Travel Experts

See pg. 34

e-Edition GRAND PRIZE TRIP: You Could Travel Here for FREE ...

Just e-Subscribe FREE at NWQSmartLivingWeekly.com Today!

NEWGet Smart Living

Weekly’s e-Edition

Just e-Subscribe FREE at Just e-Subscribe FREE at

Get Smart Living


Just e-Subscribe FREE at Just e-Subscribe FREE at


New York City San Francisco Santa Barbara New Orleans

Continued on p. 20

WeeklyWeeklyRight in Our Region

Find A-Maze-ing Fall Fun at Camp Winnebago

53 Smart Living Weekly Issue 153 Smart Living Weekly Issue 1Smart Living Weekly Issue 1

Smart Living Weekly Sept. 4 5Smart Living Weekly Sept. 4 5Smart Living Weekly Sept. 4

4 Smart Living Weekly Oct. 304 Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30

5Smart Living Weekly Oct. 30 5Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30

6 Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30

MEDIA PARTNER:

LivingSmartLivingSmartWeeklyWeekly™

In This IssueRight in Our Region:YMCA Corn Maze.................... Cover & p. 20

Your HomeFoundational Fixes......................................11

Inspiration & Worship ..............................12

Your KitchenHomemade Halloween Treats.....................15

Your OutingFilm Fun in Freeport ...................................17

Your HealthChiropractic Solutions for Health ...............25

Your Fun ................................................... 27.On the Town ............................................. 29

Your MoneyA Path to Financial Success ......................33

TipsHalloween Safety for Pets ..........................31

Janine Pumilia,Executive Editor

Publisher/Editor-in-ChiefB i l l H u g h e s

Executive EditorJ a n i n e P u m i l i a

Managing Editor/Web EditorC h r i s L i n d e n

Associate Editor/Special Projects EditorK a r l a N a g y

Senior Staff Writer/Promotions CoordinatorP a u l An t h o n y Ar c o

Graphics DirectorB l a k e N u n e s

Graphic ArtistC h r i s t i n D u n m i r e

Graphics/Editorial AssistantR e b e c c a N u n e s

General Sales ManagerB r e n t H u g h e s

Sales ManagerB r a d H u g h e s

Account ExecutivesS t e v e B l a c h f o r d , B r i a n H u g h e s

& L i z T h o m a s

Administration & Circulation ManagerL i s a H u g h e s

Websitew w w . N W Q S m a r t L i v i n g . c o m

P u b l i s h e d b y Hughes Media Corp. 7 2 8 N . P r o s p e c t S t . , R o c k f o r d , I L , 6 1 1 0 7

( 8 1 5 ) 3 1 6 - 2 3 0 0 , F a x : ( 8 1 5 ) 3 1 6 - 2 3 0 1l h u g h e s @ n o r t h w e s t q u a r t e r l y . c o m

Smart Living Weekly.Copyright 2013 by Hughes Media Corp., 728 N. Prospect St., Rockford, IL, 61107. All rights reserved. Reproduction in whole or part of any text, photograph or illustration without written permis-sion from the publisher is strictly prohibited.

9Smart Living Weekly Oct. 30 9Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30


*Free LOCAL delivery onNew Mattress Purchases. Visit the Beautyrest® Gallery in Rockford at...

Hours: Mon 9am-8pmTues-Sat 9am-5pm

Closed Sundays

1100 Eleventh Street (just south of Charles) • Rockford, Illinois 61104 • 815-227-2000

Visit us online at:www.bensonstone.com

FREE Delivery*

Sale!ALL Mattresses ON SALE!

✁FREELocal DELIVERY*

*Must present coupon. Two Spirit pillows free with mattresspurchase of $1099 or more. Good through November 9, 2013.

815-227-2000 • www.bensonstone.com

TWO FREE PILLOWS

valued at

$27200MATTRESSES

w/mattress purchase of $1099

or more

COUPON

Visit our newBeautyrest

Gallery on the 4th Floor!

The ultimate in support and comfort. Finally a mattress that was built, layer-by-layer, with the highest levels of support and comfort in mind. The Beautyrest Recharge mattress is the most efficient path to Recharging sleep. Built on a foundation of Beautyrest Recharge Technology, a combination of Beautyrest Pocketed Coil® Technology, AirCool and Gel Foams, the Beautyrest Recharge mattress will give you conforming back support for cool comfortable sleep. In addition to advanced technology are luxurious fabrics and a fashion-forward look, which is evidence of the craftsmanship that goes into every Beautyrest mattress.

Smart Living Weekly Oct. 30 13Smart Living Weekly Oct. 30

Where Do YOU Find Automotive Paradise?Buying Local from Fairway Ford LincolnBuying Local from Fairway Ford Lincoln

Serving Freeport, Rockford & Madison

Whether you buy from Fairway Ford Lincoln in-person or online from our NEW website, you’ll fi nd our sales team knowledgeable and eager to help. Plus, our service department is second to none.

With our huge inventory of new and used vehicles, plus our access to over 2,000 more vehicles, doing business with Fairway Ford Lincoln is just like another day in paradise.

So Call, Click or Visit Us Today!

It’s a state of mind.

555 W. Meadows Dr. • Freeport, IL 61032www.MyFairwayFord.com

Sales & Service: (815) 232-6868Sales: Monday - Friday 8am to 8pm • Service: Monday - Friday 8am to 5:30pmSaturday Service: 8am to 2pm • Saturday Sales: 8am to 5pm

2013 Ford 150 Platinum

2013 Lincoln MKZ

Browse our HUGE inventory

in-store or online!

More Customers Love Buying the FAIRWAY!

2013 Lincoln MKZ

HUGE

555 W. Meadows Dr. • Freeport, IL 61032

2013 Ford 150 Platinum

2013 Lincoln MKZ

More Customers Love Buying the FAIRWAY

2013 Lincoln MKZ

15

Y K

Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30

Homemade Alternatives to Halloween Candy

p e r a n d t i e t h e e n d s . Y o u c a n a l s o u s e d e h y d r a t e d b e r r i e s l i k e c r a n b e r r i e s f o r t h e f r u i t r o l l - u p c a n d y .

" F o r a c r e e p i e r s p i n o n y o u r H a l -loween treats, I recommend truf e eye-b a l l s t o l i v e n u p a k i d s ' p a r t y , " s a y s t h e c h e f . Al l y o u n e e d i s 8 o u n c e s o f s e m i -s w e e t c h o c o l a t e , 1 / 2 c u p o f h e a v y w h i p -

P r o c e s s e d , s u g a r - p a c k e d c a n -d i e s a r e c o l l e c t e d d o o r - t o -

d o o r e v e r y y e a r a t H a l l o w e e n . T h i s y e a r , t r y a d i f f e r e n t a n g l e w i t h h o m e m a d e s w e e t t r e a t s t h a t y o u c a n m a k e w i t h y o u r k i d s f o r H a l l o w e e n .

C h e f C l a i r e M e n c k f r o m T h e Ar t I n s t i t u t e o f W i s c o n s i n l o v e s m a k i n g g h o s t l y " g o r p " w r a p p e d i n w h i t e p a r c h m e n t p a -p e r w i t h h e r t w o c h i l d r e n .

" G o r p i s b a s i c a l l y g r a n o l a m i x e d w i t h y o u r c h i l d ' s f a v o r -i t e t r e a t s l i k e c h o c o l a t e c a n d i e s , p e a n u t b u t t e r c h i p s , p r e t z e l s , g u m m y b e a r s , e t c . , " s h e s a y s . T o m a k e t h e g r a n o l a , t o s s o a t m e a l w i t h y o u r c h o i c e o f s p i c e s , h o n e y a n d o i l . L a y m i x t u r e o n a c o o k i e s h e e t a n d t o a s t o n t h e l o w e s t h e a t p o s s i b l e ( u s u -a l l y 1 5 0 o r 2 0 0 F ) . Y o u c a n a d d s u g a r t o t h e g r a n o l a , b u t b e c a r e f u l t o n o t a d d t o o m u c h , a s i t c a n m a k e i t h a r d . P a r e n t s c a n a l s o s u b s t i t u t e t h e s u g a r w i t h a g a v e o r m a p l e s y r u p . M i x t h e g r a n o l a w i t h t h e t a s t y t r e a t s . T a k e w h i t e p a r c h m e n t p a p e r a n d d r a w t w o e y e s . P l a c e a s c o o p o f t h e g o r p i n t o t h e o p p o s i t e s i d e o f t h e p a p e r a n d t i e u p t o p f o r s p o o k y g o r p .

An o t h e r o f C h e f M e n c k ' s f a v o r i t e t r e a t s i s d r i e d f r u i t r o l l - u p s w r a p p e d t o l o o k l i k e c a n d y . S h e r e c o m m e n d s u s -i n g l o c a l , s e a s o n a l f r u i t . " W e a l w a y s g o a p p l e - p i c k i n g i n t h e f a l l a n d c o m e b a c k w i t h m o r e t h a n w e n e e d ; a n d s o w e c r e -a t e d r i e d a p p l e t r e a t s . " C u t a n d p e e l t h e a p p l e s o r f r u i t o f y o u r c h o i c e i n t o h a l f -i n c h s l i c e s . T h e n m i x w i t h s p i c e s o f y o u r c h o o s i n g , s u c h a s c i n n a m o n , n u t -m e g , b r o w n s u g a r , e t c .

" M a k e i t a t a c t i l e e x p e r i e n c e f o r y o u r k i d s a n d a l l o w t h e m t o m i x a l l t h e i n g r e d i e n t s t o g e t h e r , m a y b e e v e n w i t h t h e i r h a n d s , " s h e s a y s . L a y t h e a p p l e s o n a n o i l e d c o o k i e s h e e t , t u r n y o u r o v e n o n t o t h e l o w e s t s e t t i n g a n d s l o w b a k e u n -t i l d e h y d r a t e d ( a b o u t 4 5 t o 9 0 m i n u t e s , d e p e n d i n g o n p r e f e r e n c e ) . T a k e c o l o r -f u l t i s s u e p a p e r o r H a l l o w e e n - t h e m e d p a p e r a n d p l a c e u n d e r p a r c h m e n t p a -p e r . O n c e t h e f r u i t i s d e h y d r a t e d , p l a c e a s m a l l a m o u n t o f t h e f r u i t o n a 4 - b y -4 - i n c h p a r c h m e n t p a p e r . T h e n r o l l a n d t w i s t t h e e n d s t o l o o k l i k e a c a n d y w r a p -

p i n g c r e a m a n d 2 t a b l e s p o o n s o f u n s a l t e d b u t t e r . H e a t t h e c r e a m , p o u r o v e r t h e c h o c o -l a t e , a n d w h i s k i n t h e b u t t e r u n t i l n i c e a n d s m o o t h . P o u r t h e m i x t u r e i n a p a n a n d c h i l l f o r 2 h o u r s , o r o v e r n i g h t - - just long enough to fi rm it.

You can avor with any-t h i n g l i k e v a n i l l a , p e a n u t b u t -t e r o r f r u i t p u r e e . T h e n t a k e a n i c e c r e a m s c o o p o r h a v e t h e k i d s h e l p b y r o l l i n g t h e m i x t u r e i n t o s m a l l b a l l s w i t h t h e i r h a n d s ; r o l l t h e b a l l s i n p o w d e r e d s u g a r . T o p o f f w i t h a c h o c o l a t e c a n d y a n d t h e n t a k e r e d , e d i b l e w r i t i n g g e l t o

m a k e s q u i g g l y l i n e s . ❚ (Source: BPT)

Get SLW Kitchen arti cles every week. Visit NWQSmartLiving.com and start your E-Editi on today.

10 Smart Living Weekly Oct. 30

Open 24 hours on the web Find us on FacebookMon & Fri 10am-8pm | Tues-Thur 10am-7pm | Sat 10am-6pm | Sun 12-5pm

*Photos for illustration only. Not responsible for typographical errors. We reserve the right not to honor any incorrect pricing. Prior sales exempt, no other offers apply.

GU

STA

FSO

N’S

FUR

NITU

RE

& M

ATTR

ES

S

808 W. R

iversid

e, R

oc

kford

, IL • 815.636.8608 •

ww

w.g

usta

fson

furn

iture

.co

m

808 W. Riverside, Rockford, IL • 815.636.8608 • www.gustafsonfurniture.com

Griffin Plush

$727 $599Queen Flat Set

Creswick


Vista Hills Pillowtop


Insight

$1299Queen Flat Set

Savant

$1799Queen Flat Set

Inception

$1999Queen Flat Set

Acumen

$2299Queen Flat Set

Applause Firm

$1299Queen Flat Set

Applause Plush

$1299Queen Flat Set

Ceremony Super Pillowtop

$1499Queen Flat Set

Recognition Super Pillowtop

$1999Queen Flat Set

Coupon Expires 06/15/13

1/2 OFFAny Size FrameWith qualifying purchase. See store for details.


FREE30 Day LayawayWith qualifying purchase. See store for details.


FREEREMOVAL

With qualifying purchase. Includes one bed set.See store for details.


FREESerta CountingSheep Plushie

While supplies last. Sheep subject to change.


FREE5 year financing available

Subject to credit approval.See store for details.


20% OFFACCESSORIES

Some exclusions apply. See store for details.


2 FREEPILLOWS®

with the purchase of any iComfort®

or iSeries® mattress.



Coupon Coupon Expires 11/6/13





SWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSWEEPINGSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGSSAVINGS

Family Owned & Operated for 85Years!

5 YEARS NO INTEREST!

THROUGHOUT THE STORE

HURRY!Before they Disappear!

Sectional 799

Bassett Dillon Leather Reclining Sectional 2995

Fulton Sectional 799

Jereth Reclining Sofa 599

Theo Coffee Table and 2 end Tables 199

TWIN & FULL SETSStarting at

9995

QUEEN & KING SETSStarting at

13995 ea. pc.

Mattress only add $20 ea. pc.

Mattress only add $20MATTRESS SELECTION

Over 3,000 in the Store!

Landon Sectional 1699

Porter Queen Bed Dresser and Mirror 1699

Recliner 199

Lift Chair 588

* For qualifying purchases over 2995, other interest free financing available. Photos for illustration only. Not responsible for typographical errors. We reserve the right not to honor any incorrect pricing. Prior sales exempt, no other offers apply.

11Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30

Open 24 hours on the web Find us on FacebookMon & Fri 10am-8pm | Tues-Thur 10am-7pm | Sat 10am-6pm | Sun 12-5pm

*Photos for illustration only. Not responsible for typographical errors. We reserve the right not to honor any incorrect pricing. Prior sales exempt, no other offers apply.

GU

STA

FSO

N’S

FUR

NITU

RE

& M

ATTR

ES

S

808 W. R

iversid

e, R

oc

kford

, IL • 815.636.8608 •

ww

w.g

usta

fson

furn

iture

.co

m

808 W. Riverside, Rockford, IL • 815.636.8608 • www.gustafsonfurniture.com

Griffin Plush


Creswick


Vista Hills Pillowtop


Insight

$1299Queen Flat Set

Savant

$1799Queen Flat Set

Inception

$1999Queen Flat Set

Acumen

$2299Queen Flat Set

Applause Firm

$1299Queen Flat Set

Applause Plush

$1299Queen Flat Set

Ceremony Super Pillowtop

$1499Queen Flat Set

Recognition Super Pillowtop

$1999Queen Flat Set


1/2 OFFAny Size FrameWith qualifying purchase. See store for details.


FREE30 Day LayawayWith qualifying purchase. See store for details.


FREEREMOVAL

With qualifying purchase. Includes one bed set.See store for details.


FREESerta CountingSheep Plushie

While supplies last. Sheep subject to change.


FREE5 year financing available

Subject to credit approval.See store for details.


20% OFFACCESSORIES

Some exclusions apply. See store for details.


2 FREEPILLOWS®

with the purchase of any iComfort®

or iSeries® mattress.



Coupon Coupon Expires 11/6/13





Family Owned & Operated for 85Years!

5 YEARS NO INTEREST!

THROUGHOUT THE STORE

HURRY!Before they Disappear!

Sectional 799

Bassett Dillon Leather Reclining Sectional 2995

Fulton Sectional 799

Jereth Reclining Sofa 599

Theo Coffee Table and 2 end Tables 199

TWIN & FULL SETSStarting at

9995

QUEEN & KING SETSStarting at

13995 ea. pc.

Mattress only add $20 ea. pc.

Mattress only add $20MATTRESS SELECTION

Over 3,000 in the Store!

Landon Sectional 1699

Porter Queen Bed Dresser and Mirror 1699

Recliner 199

Lift Chair 588

* For qualifying purchases over 2995, other interest free financing available. Photos for illustration only. Not responsible for typographical errors. We reserve the right not to honor any incorrect pricing. Prior sales exempt, no other offers apply.

It’s your choice… so why pay more?

Tell your surgeon to schedule your outpatient surgery at Rockford Ambulatory Surgery Center, the

leader in outpatient surgery.

Your out-of-pocket savings could be 30% or more for the same procedure performed by the same surgeon.

The chart on the right shows examples of average billed charges for procedures performed on an outpatient basis at Rockford area hospitals compared with the same procedures performed at Rockford Ambulatory Surgery Center.

Plus, at Rockford Ambulatory Surgery Center, you also get outstanding care. Our patients give us a 99.9% rating for satisfaction.

*Source: Cost data obtained from the Illinois Hospital Report Card and Consumers Guide to Health Care. See www.healthcarereportcard.illinois.gov. Averages based on billed charges for procedures performed on an outpatient basis at local Rockford area hospitals from October 2010 to September 2011. The out-of-pocket amount is dependent on your health plan’s coinsurance amount.

HospitalProcedure RASC Average* Savings

Bunionectomy $8,595 $12,348 30%

Tonsillectomy $4,069 $8,878 54%

Knee Cartilage Excision $4,769 $10,748 55%

Inguinal Hernia Repair $4,682 $10,083 53%

Lumpectomy $2,973 $8,545 287%

You’ll pay substantially less when you have your outpatient surgery at Rockford Ambulatory Surgery Center.

It’s a fact.

(815) 226-33001016 Featherstone Roadrockfordambulatory.com

The leader in outpatient surgery

For the complete facts, go to www.rasc.us/why-pay-more


*BILL CREDIT/PROGRAMMING OFFER: IF BY THE END OF PROMOTIONAL PRICE PERIOD(S) CUSTOMER DOES NOT CONTACT DIRECTV TO CHANGE SERVICE THEN ALL SERVICES WILL AUTOMATICALLY CONTINUE AT THE THEN-PREVAILING RATES. LIMIT ONE PROGRAMMING OFFER PER ACCOUNT. Featured package/service names and current prices: ENTERTAINMENT Package $54.99/mo; CHOICE $64.99/mo.; Advanced Receiver fee $25/mo. In certain markets, a $3/mo. Regional Sports fee will be assessed with CHOICE Package or above and MÁS ULTRA Package or above. Prices include the following instant bill credits for 12 months: $30 for ENTERTAINMENT Package and $35 for CHOICE Package. †$10 CREDIT OFFER: To receive the $10 bill credit for 24 months on your Advanced Receiver fee (required for Genie HD DVR or HD DVR lease), customer must, at point of sale, provide a valid email address and activate and maintain the ENTERTAINMENT Package or ÓPTIMO MÁS Package or above, Auto Bill Pay and Paperless Billing. °2013 NFL SUNDAY TICKET OFFER: Package consists of all out-of-market NFL games (based on customer’s service address) broadcast on FOX and CBS. Games available via remote viewing based on device location. Local broadcasts are subject to blackout rules. Other conditions apply. 2013 NFL SUNDAY TICKET regular full-season retail price is $224.95. 2013 NFL SUNDAY TICKET MAX regular full-season retail price is $299.95. Customers activating CHOICE Package or above or MÁS ULTRA Package or above will be automatically enrolled in the 2013 season of NFL SUNDAY TICKET at no additional cost and will receive a free upgrade to NFL SUNDAY TICKET MAX for the 2013 season. NFL SUNDAY TICKET subscription will automatically continue each season at special renewal rate unless customer calls to cancel prior to start of season. To renew NFL SUNDAY TICKET MAX, customer must call to upgrade after the 2013 season. Subscription cannot be canceled (in part or in whole) after the start of the season and subscription fee cannot be refunded. Only one game may be accessed remotely at any given time. Online access is only available on certain operating systems. Computer hardware, software, and Internet connection not included. Mobile access only available on certain devices. Additional data charges may apply. Please check with your service provider. Visit directv.com/NFL for a list of system requirements and compatible mobile devices. Short Cuts are available from midnight Sunday ET through midnight Tuesday ET. For full Mix Channel and interactive functionality, a D10 (or later model) interactive DIRECTV Receiver is required. Account must be in “good standing” as determined by DIRECTV in its sole discretion to remain eligible for all offers.**24-MONTH AGREEMENT: EARLY CANCELLATION WILL RESULT IN A FEE OF $20/MONTH FOR EACH REMAINING MONTH. Must maintain 24 consecutive months of any DIRECTV base programming package ($29.99/mo. or above) or any qualifying international service bundle. Advanced Receiver-DVR fee ($10/mo.) required for DVR lease. Advanced Receiver-HD fee ($10/mo.) required for HD Receiver lease. Advanced Receiver fee ($25/mo.) required for Genie HD DVR, HD DVR and TiVo HD DVR from DIRECTV lease. TiVo service fee ($5/mo.) required for TiVo HD DVR from DIRECTV lease. If you have two receivers and/or one receiver and a Genie Mini Client/Enabled TV/Device, the fee is $6/mo. For the third and each additional receiver and/or Genie Mini Client/Enabled TV/Device on your account, you are charged an additional fee of $6/mo. per receiver, Genie Mini Client and/or Enabled TV/Device. NON-ACTIVATION CHARGE OF $150 PER RECEIVER MAY APPLY. ALL EQUIPMENT (EXCLUDING GENIEGO DEVICE) IS LEASED AND MUST BE RETURNED TO DIRECTV UPON CANCELLATION, OR UNRETURNED EQUIPMENT FEES APPLY. VISIT directv.com/legal OR CALL 1-800-DIRECTV FOR DETAILS. ̂ GENIE HD DVR UPGRADE OFFER: Includes instant rebates on one Genie HD DVR and up to three Genie Mini Clients with activation of the ENTERTAINMENT Package or above; ÓPTIMO MÁS Package or above; or any qualifying international service bundle, which shall include the PREFERRED CHOICE programming package. Free upgrade offer requires a Genie HD DVR and at least one Genie Mini Client. $99 fee applies for single-room setup. Whole-Home HD DVR functionality requires a Genie HD DVR connected to the primary television and a Genie Mini Client, H25 HD Receiver(s) or an RVU-capable TV/Device in each additional room. Limit of three remote viewings per Genie HD DVR at a time. Visit directv.com/genie for complete details. INSTALLATION: Standard professional installation in up to four rooms only. Custom installation extra.To access DIRECTV HD programming, HD equipment required. Number of HD channels based on package selection. Programming, pricing, terms and conditions subject to change at any time. Pricing residential. Taxes not included. Receipt of DIRECTV programming subject to DIRECTV Customer Agreement; copy provided at directv.com/legal and in order confirmation. NFL, the NFL Shield design and the NFL SUNDAY TICKET name and logo are registered trademarks of the NFL and its affiliates. NFL team names and uniform designs are registered trademarks of the teams indicated. NFL: AP Photo. ©2013 DIRECTV. DIRECTV and the Cyclone Design logo, CHOICE and GENIE are trademarks of DIRECTV, LLC. All other trademarks and service marks are the property of their respective owners.

EVERY GAME. EVERY SUNDAY.NFL SUNDAY TICKET NOW INCLUDED AT NO EXTRA CHARGE. ONLY ON DIRECTV.

This Season Included At No Extra Charge°

NEW FEATURES! Included for the first time ever!■ FREE GENIE™

UPGRADE^

POWERS YOUR ENTIRE HOME WITH ONE HD DVR

Additional equipment required. Additional & Advanced Receiver fees apply. Minimum 2-room setup required for free Genie upgrade offer.

■ LOCK IN YOURSAVINGS FOR 2 YEARSSave $10/mo. for 24 months!On Advanced Receiver Service (reg. $25/mo.) with Auto Bill Pay, valid email address and Paperless Billing.†

Every game, live every Sunday. All in HD. Out-of-market games only.Game Mix Up to eight games live on one screen.Player Tracker Dominate your fantasy league. Track up to 18 of your players in real time, live, right on your screen.RED ZONE CHANNEL®

Never miss a play inside the 20, all on one channel, in HD.Mobile and Online Access Every game, every Sunday, live on your laptop, tablet or cell phone.

Watch 2 live games at once—one on TV, the other on your mobile device.

Catch the biggest plays from every game, with highlights delivered to you instantly!

Short CutsSee replays of whole games in 30 minutes, commercial-free.

Watch Short Cuts anywhere on your laptop, tablet or cell phone.

NEW for 2013

NEW for 2013

ALL DIRECTV OFFERS REQUIRE 24-MONTH AGREEMENT.** With NFL SUNDAY TICKET MAX.

BEST OFFER EVER.

NFL SUNDAY TICKET$2999*

For 12 Months After Instant Savings

For 12 Months After Instant Savings Regional Sports Fee may apply.

OVER 150 CHANNELS

CHOICE™ Package

$34 MO.99*

With every package you get:PLUS

■ FREE Professional Installation■ No Equipment to Buy■ No Start-Up Costs

$2499/MO.*

For 12 Months After Instant Savings. 24-mo. agreement required.

$29Other great package offers start at just MO.

99

Don’t settle for less with cable. #TCALL TODAY!

Authorized DIRECTV Dealer | Se Habla Español

5411 E. State St. suite 6 Rockford, IL 61108

Local DealersHD-SAT 815-977-4252

815-608-5799Offers end 11/26/13. Credit card required (except in MA & PA). New approved customers only (lease required). $19.95 Handling & Delivery fee may apply. Applicable use tax adjustment may apply on the retail value of the installation. Programming, pricing and offers are subject to change and may vary in certain markets.

Bringing a World of Music to Rockford

Mendelssohn Performing Arts Center406 North Main Street, Rockford • 815-964-9713 • www.mendelssohnpac.org • [email protected]

Friday, November 1, 2013 at 7:30 pm“Piper Road”40th Celebration/CD Release PartyFood by Altamore • Beverages by Kryptonite$20/Advance, $25/at the DoorMendelssohn Hall, 406 North Main St.

Friday, November 8, 2013 at 7:30 pm “Dion, Roy & the Boys” $10 at the Door, $5 Students and SeniorsEmerson Auditorium, 415 North Church St.

Friday, November 8, 2013 at 7:00 pm“Learn to Tango”Jacques St. Cyr and Maria Costello$14/Couple, $10/SingleMendelssohn Hall, 406 North Main St.

Sunday, November 10, 2013 at 2:00 pmMendelssohn Mainstage Series“Ann Hobson-Pilot and Tai Murray”$25/Adults, $10/StudentsMendelssohn Hall, 406 North Main St.

Thursday, November 14, 2013 at 5:30 pm“Music on Main. . . Classically Inspired”Ron Rawhoof, Guitar $15/Adults, $10/StudentsEmerson House, 420 North Main St.

Friday, November 15, 2013 at 7:30 pm“Charlotte’s Web Mainstage Series” Montana Skies$20/Adults, $10/StudentsMendelssohn Hall, 406 North Main St.

It’s November, and the Season Continues!Saturday, November 16, 2013 at 7:30 pm“Mendelssohn Artist Series”Nannette Felix and Jacques St. Cyr$20/Adults, $10/StudentsMendelssohn Hall, 406 North Main St.

Thursday, November 21, 2013 at 5:30 pm“Jazz at Emerson” The Jodi Beach Trio$15/Adults, $10/StudentsEmerson House, 420 North Main St.

Saturday, November 23, 2013 at 7:30 pm“Charlotte’s Web Troubadour Series”Vance Gilbert$15/Adults, $10/StudentsEmerson House, 420 North Main St.

Best Wishes to Everyone for a Very Happy Thanksgiving!

23Smart Living Weekly Oct. 30

*BILL CREDIT/PROGRAMMING OFFER: IF BY THE END OF PROMOTIONAL PRICE PERIOD(S) CUSTOMER DOES NOT CONTACT DIRECTV TO CHANGE SERVICE THEN ALL SERVICES WILL AUTOMATICALLY CONTINUE AT THE THEN-PREVAILING RATES. LIMIT ONE PROGRAMMING OFFER PER ACCOUNT. Featured package/service names and current prices: ENTERTAINMENT Package $54.99/mo; CHOICE $64.99/mo.; Advanced Receiver fee $25/mo. In certain markets, a $3/mo. Regional Sports fee will be assessed with CHOICE Package or above and MÁS ULTRA Package or above. Prices include the following instant bill credits for 12 months: $30 for ENTERTAINMENT Package and $35 for CHOICEPackage. †$10 CREDIT OFFER: To receive the $10 bill credit for 24 months on your Advanced Receiver fee (required for Genie HD DVR or HD DVR lease), customer must, at point of sale, provide a valid email address and activate and maintain the ENTERTAINMENT Package or ÓPTIMO MÁS Package or above, Auto Bill Pay and Paperless Billing. °2013 NFLSUNDAY TICKET OFFER: Package consists of all out-of-market NFL games (based on customer’s service address) broadcast on FOX and CBS. Games available via remote viewing based on device location. Local broadcasts are subject to blackout rules. Other conditions apply. 2013 NFL SUNDAY TICKET regular full-season retail price is $224.95. 2013 NFLSUNDAY TICKET MAX regular full-season retail price is $299.95. Customers activating CHOICE Package or above or MÁS ULTRA Package or above will be automatically enrolled in the 2013 season of NFL SUNDAY TICKET at no additional cost and will receive a free upgrade to NFL SUNDAY TICKET MAX for the 2013 season. NFL SUNDAY TICKETsubscription will automatically continue each season at special renewal rate unless customer calls to cancel prior to start of season. To renew NFL SUNDAY TICKET MAX, customer must call to upgrade after the 2013 season. Subscription cannot be canceled (in part or in whole) after the start of the season and subscription fee cannot be refunded.Only one game may be accessed remotely at any given time. Online access is only available on certain operating systems. Computer hardware, software, and Internet connection not included. Mobile access only available on certain devices. Additional data charges may apply. Please check with your service provider. Visit directv.com/NFL for a list of systemrequirements and compatible mobile devices. Short Cuts are available from midnight Sunday ET through midnight Tuesday ET. For full Mix Channel and interactive functionality, a D10 (or later model) interactive DIRECTV Receiver is required. Account must be in “good standing” as determined by DIRECTV in its sole discretion to remain eligible for all offers.**24-MONTH AGREEMENT: EARLY CANCELLATION WILL RESULT IN A FEE OF $20/MONTH FOR EACH REMAINING MONTH. Must maintain 24 consecutive months of any DIRECTV base programming package ($29.99/mo. or above) or any qualifying international service bundle. Advanced Receiver-DVR fee ($10/mo.) required for DVR lease. AdvancedReceiver-HD fee ($10/mo.) required for HD Receiver lease. Advanced Receiver fee ($25/mo.) required for Genie HD DVR, HD DVR and TiVo HD DVR from DIRECTV lease. TiVo service fee ($5/mo.) required for TiVo HD DVR from DIRECTV lease. If you have two receivers and/or one receiver and a Genie Mini Client/Enabled TV/Device, the fee is $6/mo. For the third and each additional receiver and/or Genie Mini Client/Enabled TV/Device on your account, you are charged an additional fee of $6/mo. per receiver, Genie Mini Client and/or Enabled TV/Device. NON-ACTIVATION CHARGE OF $150 PER RECEIVER MAY APPLY. ALL EQUIPMENT (EXCLUDING GENIEGO DEVICE) IS LEASED AND MUST BE RETURNED TODIRECTV UPON CANCELLATION, OR UNRETURNED EQUIPMENT FEES APPLY. VISIT directv.com/legal OR CALL 1-800-DIRECTV FOR DETAILS. ̂ GENIE HD DVR UPGRADE OFFER: Includes instant rebates on one Genie HD DVR and up to three Genie Mini Clients with activation of the ENTERTAINMENT Package or above; ÓPTIMO MÁS Package or above;or any qualifying international service bundle, which shall include the PREFERRED CHOICE programming package. Free upgrade offer requires a Genie HD DVR and at least one Genie Mini Client. $99 fee applies for single-room setup. Whole-Home HD DVR functionality requires a Genie HD DVR connected to the primary television and a Genie MiniClient, H25 HD Receiver(s) or an RVU-capable TV/Device in each additional room. Limit of three remote viewings per Genie HD DVR at a time. Visit directv.com/genie for complete details. INSTALLATION: Standard professional installation in up to four rooms only. Custom installation extra.To access DIRECTV HD programming, HD equipment required. Number of HD channels based on package selection. Programming, pricing, terms and conditions subject to change at any time. Pricing residential. Taxes not included. Receipt of DIRECTV programming subject to DIRECTV Customer Agreement; copy provided at directv.com/legal and in orderconfirmation. NFL, the NFL Shield design and the NFL SUNDAY TICKET name and logo are registered trademarks of the NFL and its affiliates. NFL team names and uniform designs are registered trademarks of the teams indicated. NFL: AP Photo. ©2013 DIRECTV. DIRECTV and the Cyclone Design logo, CHOICE and GENIE are trademarks of DIRECTV, LLC. All other trademarks and service marks are the property of their respective owners.

EVERY GAME. EVERY SUNDAY.NFL SUNDAY TICKET NOW INCLUDED AT NO EXTRA CHARGE. ONLY ON DIRECTV.

This Season Included At No Extra Charge°

NEW FEATURES! Included for the first time ever!■ FREE GENIE™

UPGRADE^

POWERS YOUR ENTIREHOME WITH ONE HD DVR Additional equipment required. Additional & Advanced Receiver fees apply. Minimum 2-roomsetup required for free Genie upgrade offer.

■ LOCK IN YOURSAVINGS FOR2 YEARSSave $10/mo. for 24 months!On Advanced Receiver Service (reg. $25/mo.)with Auto Bill Pay, valid email address and Paperless Billing.†

Every game, live every Sunday. All in HD. Out-of-market games only.Game Mix Up to eight games live on one screen.Player Tracker Dominate your fantasy league. Track up to 18 of your players in real time, live, right on your screen.RED ZONE CHANNEL®

Never miss a play inside the 20, all on one channel, in HD.Mobile and Online Access Every game, every Sunday, live on your laptop, tablet or cell phone.

Watch 2 live games at once—one on TV, the other on your mobile device.

Catch the biggest plays from every game, with highlights delivered to you instantly!

Short CutsSee replays of whole games in 30 minutes, commercial-free.

Watch Short Cuts anywhere on your laptop, tablet or cell phone.

NEW for 2013

NEW for 2013

ALL DIRECTV OFFERS REQUIRE 24-MONTH AGREEMENT.** With NFL SUNDAY TICKET MAX.

BEST OFFER EVER.

NFL SUNDAY TICKET$2999*

For 12 Months After Instant Savings

For 12 Months After Instant Savings Regional Sports Fee may apply.

OVER 150 CHANNELS

CHOICE™ Package

$34 MO.99*

MO.

With every package you get:PLUS

■ FREE Professional Installation■ No Equipment to Buy■ No Start-Up Costs

$2499/MO.*

For 12 Months After Instant Savings. 24-mo. agreement required.

$29Other great package offers start at just MO.

99

Don’t settle for less with cable. #TCALL TODAY!

Authorized DIRECTV Dealer | Se Habla Español

5411 E. State St. suite 6 Rockford, IL 61108

Local DealersHD-SAT 815-977-4252

815-608-5799Offers end 11/26/13. Credit card required (except in MA & PA). New approved customers only (lease required). $19.95 Handling & Delivery fee may apply. Applicable use tax adjustment may apply on the retail value of the installation. Programming, pricing and offers are subject to change and may vary in certain markets.

Smart Living Weekly Oct. 30 25Smart Living Weekly Oct. 30

Y HY H

C h i r o p r a c t i c c a r e h a s b e e n w i d e l y r e c -o g n i z e d f o r y e a r s a s h e l p f u l i n t r e a t -

i n g n e c k a n d l o w e r b a c k p a i n . B u t t h e r e ’ s a l s o a m o r e m y s t e r i o u s s i d e , w h e r e p a -t i e n t s s o m e t i m e s g e t r e l i e f f r o m s e e m i n g -l y u n r e l a t e d a i l m e n t s .

D r . R o b e r t H e i t o f H e i t H e a l t h C e n -t e r , 7 4 4 5 E . S t a t e S t . , R o c k f o r d , s a y s h e s e e s i t a l l t h e t i m e .

“ W e h a v e p a t i e n t s t h a t w i l l h a v e i n d i -g e s t i o n , ” h e s a y s . “ T h e y w i l l h a v e s e n s i -t i v i t i e s t o c e r t a i n k i n d s o f f o o d . An d t h e y d i d n ’ t c o m e f o r t h a t . M a y b e t h e y c a m e f o r m i d d l e b a c k p a i n o r l o w e r b a c k p a i n . An d w e ’ l l s t a r t w o r k i n g o n t h e m . T h e y ’ l l c o m e b a c k a n d s a y , ‘ I d o n ’ t h a v e p r o b l e m s e a t -i n g o n i o n s a n y m o r e . I d o n ’ t h a v e p r o b -l e m s e a t i n g t h i s o r t h a t a n y m o r e . ’

“ I t ’ s j u s t a m a z i n g . T h e y ’ l l c o m e b a c k a n d t h e y ’ l l s a y , ‘ I s t h i s j u s t i n m y h e a d , o r i s t h e r e s o m e t h i n g t o t h i s ? ’ W e ’ l l s a y , ‘ N o , t h e r e ’ s s o m e t h i n g t o i t . ’ B u t w e

Chiropractic Care May Help With Many Issuesc a n ’ t p r o m i s e t h a t t o s o m e b o d y , b e c a u s e i t d o e s n ’ t w o r k f o r e v e r y b o d y t h e e x a c t s a m e w a y . ”

N e r v e s f r o m t h e s p i n e r u n t o e v e r y p a r t o f t h e b o d y . W h a t ’ s h a p p e n i n g , H e i t b e l i e v e s , i s t h a t w h e n t h e s p i n e i s m i s -a l i g n e d , t h e a s s o c i a t e d n e r v e s a r e n ’ t f u n c -t i o n i n g c o r r e c t l y , e i t h e r . T h a t c a n t r i g g e r a l l e r g i e s , s i n u s p r o b l e m s a n d o t h e r g l a n -d u l a r i s s u e s , d e p e n d i n g o n t h e l o c a t i o n o f t h e m i s a l i g n m e n t . W h e n a c h i r o p r a c t o r a d j u s t s a n d c o r r e c t s t h e s p i n e , n e r v e i s s u e s m a y b e c o r r e c t e d a s w e l l .

“ P e o p l e w h o g e t a d j u s t e d r e g u l a r l y i n t h e i r u p p e r n e c k , a n d h a v e h a d s i n u s i s -s u e s , t e l l u s t h a t t h e i r s i n u s p r o b l e m s a r e t o n s b e t t e r w h e n t h e y g e t a d j u s t e d r e g u -l a r l y , ” h e s a y s . “ S o u n f o r t u n a t e l y , i t ’ s n o t s o m e t h i n g t h a t w e c a n a d j u s t o r t a k e c a r e o f a n d t h e n i t ’ s j u s t g o o d f o r e v e r . ”

T h e f r e q u e n c y o f n e e d i n g a d j u s t -m e n t s w i l l v a r y f r o m p a t i e n t t o p a t i e n t ,

d e p e n d i n g o n w e a k n e s s e s i n t h e b o d y t h a t m a y e v e n b e g e n e t i c .

S o m e s t u d i e s h a v e l i n k e d n e c k a l i g n -m e n t t o c o n d i t i o n s l i k e d i z z i n e s s , v e r t i g o a n d s i n u s p r o b l e m s , H e i t s a y s . H e a d d s t h a t p a t i e n t s w i t h g a s t r o i n t e s t i n a l p r o b -l e m s , s u c h a s i r r i t a b l e b o w e l s y n d r o m e , s o m e t i m e s s e e r e l i e f a f t e r c h i r o p r a c t i c c a r e , t o o . ❚

Get SLW Health arti cles every week. Visit NWQSmartLiving.com and start your E-Editi on today.

B y J i m K i l l a m

Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30 27

Y FY F

LOLTOS Spirited Ghost Tours Oct. 30 & Oct. 31, 7-9 p.m. Experience first-hand accounts of unexplained noises, scents and sightings within the historic Coronado The-atre, during this tour given by LOLTOS (Land of Lincoln Theatre Organ Society). For more infor-mation call the Coronado Box Office at (815) 968.0595. Reservations required.

Paranormal Night II: The Manny MansionOct. 31, 7-9 p.m. Explore the history and current state of the Manny Mansion at Bur-pee Museum. All ages; children must be ac-companied by an adult. Registration must be made through Haunted Rockford. Burpee Museum, Rockford, burpee.org.

RCCA: Yamato, The Drummers of JapanNov. 1, 7:30 p.m. The players of Japan’s tradi-tional Wadaiko drums put their very souls into the unusual instruments whose sounds stir the hearts of people everywhere. CPAC, Rockford, coronadopac.org.

Midway Village Book Fair Nov. 2, 9 a.m. - 10 p.m. Head out to the Cherry Vale Mall Barnes & Noble Bookstore to support the Midway Village Museum, as a percentage of each net sale will be given to the museum. Midway Village personnnel will also have an informational booth where you can register to win a gift basket. For more details contact Deb Nau at (815) 397-9112 or [email protected].

El Día De Los MuertosNov. 2, 2-4 p.m. A celebration of El Día De Los Muertos, “the day of the dead,” to honor our deceased with music and an altar of re-membrances. If you’ve never experienced it, come learn about this annual event. All Ages. Info: rockfordpubliclibrary.org. Event: Sulli-van Center, Rockford.

“A Deadly Dinner at the Vineyard”Nov. 2, 6-9 p.m. Take part in a mystery set in 1933 at “The Cellars.” $49.95; dinner ca-tered by Fried Green Tomatos. Reservations required: (800) 397-9463, galenacellars.com/murder-mystery. Galena Cellars Vineyard & Winery, 4746 N. Ford Road, Galena, Ill.

Fever River Railroad Fall Open HouseNov. 2-3, 10 a.m.-4 p.m. Operating model rail-roads and memorabilia, including the fully op-erational HO-scale model Fever River Railroad, one of the largest club-based model railroad layouts in the Midwest. 1055 W. Beach St., Freeport, (815) 239-2354, feverriver.org.

Smashing Pumpkins!Nov. 3, 1-4 p.m. Calling all jack-o-lanterns! Unwanted pumpkins become parking lot projectiles when flung from a giant trebu-chet! Bring your used pumpkin, create a cata-pult, celebrate the harvest and have a smash-ing goodtime. Included with Discovery Cen-ter admission. 711 N. Main Street, Rockford. For more information, call (815) 972-2839.

“The Story of India (Bharat Maaki Kahaani)”Nov. 5, 6 p.m. Performance in English of a Hindi poem authored by Professor Kanwal Prashar, originally performed at Rock Valley College in 1986 for the India Association, telling the story of the history of Indian civili-zation. First Tuesday Lecture Series. Student Center Atrium, RVC, rockvalley.edu.

Antique & Craft FairNov. 9, 9 a.m.-2 p.m. Crafts, antiques, bake sale, food sale. Trinity United Methodist Church, 2600 W. Pearl City Road, Freeport, (815) 233-0057.

Scraps to SculptureNov. 9, 2-4 p.m. Take a look at the wooden sculptures and artwork in the Freeport Art Museum, then use wood sraps to make your own inspired piece! freeportartmuseum.org.

RSO: Love of NatureNov. 9, 7:30 p.m. Stephen Larson, conductor; Jesse Parker, piano. Heitzeg: Aqua (Homage to Jacques Cousteau); d’Indy: Symphony on a French Mountain Air; Beethoven: Symphony No. 6 in F major (Pastorale). CPAC, Rockford. (815) 965-0049, rockfordsymphony. com. ❚

Get SLW Family Fun arti cles every week. Visit NWQSmartLiving.com and start your E-Editi on today.

Yamato, The Drummers of Japan, perform at Coronado Performing Arts Center Nov. 1, at 7:30 p.m.

28 Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30Smart Living WeeklySmart Living WeeklySmart Living Weekly

29

O T O T

2nd Cousins Bar & Grill, 6246 E. Riverside Blvd., Loves Park, (815) 637-2660: 10/30, 11/6 & 11/13 DJ Aaron Hodge; 10/31, 11/7 & 11/14 DJ Sandy Monster; 11/8 Smokin Gunz; 11/15 County Line; 11/29 Southern Charm; 12/6 Sons of Many B’s w/Guest Stroker Red, all 9 p.m.

Big Al’s, 610 N. Bell School Road, Rkfd., (815) 398-6411: 11/15 The Sensations; 11/16 Clutch Cargo, all 9 p.m.

Butterfly Club, 5246 E. County Road X, Beloit, (608) 362-8577: Fri. & Sat. First 2 Weekends of Month: Mike Williamson; Third Fri.: Mike Williamson; Third Sat. & Fourth Fri. & Sat. Phil Ramsey, all 7 p.m.

Cannova’s, 1101 W. Empire, Freeport, (815) 233-0032: Live Pianist Fri. & Sat. 6-9 p.m.

Coronado Performing Arts Center, 314 N. Main St., Rkfd.: 11/1 RCCA: Yamato, The Drummers of Japan, 7:30 p.m.; 11/5 Engelbert Humperdinck, 7:30 p.m.; 11/9 RSO: Love of Nature, 7:30 p.m. Call (815) 968-0595, coronadopac.org.

District Bar & Grill, 205 W. State, Rkfd., (815) 977-4524: 11/1 Na Palm; 11/2 The Personnel; 11/8 Unity the Band, all 10 p.m.

Hope and Anchor, 5040 N. 2nd, Loves Park, (815) 977-8585: 11/1 Harlan Jefferson; 11/2 Meet the Beetles, 8 p.m.

JustGoods Listening Room, 201 7th St., Rockford, (815) 965-8903: 11/1 Frank Calvagna & Joey Irving; 11/8 Song Sister; 11/15 Merv Collins & Nic Juric all 7 p.m.

Jax Pub, 4160 North Perryville Rd. Loves Park, (815) 877-0600: Wed., Fri., Sat., Music w/Special Guest.

Kryptonite, 308 W. State, Rkfd., (815) 965-0931: 11/2 Mutts, 10 p.m.; 11/8 Matthew Ed Stillman / The Sons of Many B’s, 10 p.m.; 11/9 Bring Your Ray Gun, 8 p.m.

Mary’s Place, 602 N. Madison, Rkfd., (815) 962-7944: 11/1 My God, the Heat; 11/2 Hilly Jones; 11/8 Henhouse Prowlers; 11/9 Daddy’s Got a New .45; 11/15 Mana Kintorso; 11/16 On My Six w/Clean Mary, all 9:30 p.m.

Oscars Pub & Grill, 5980 East State St., Rkfd., 815-399-6100: Wed., Fri., Sat., Music w/Special Guest.

Murphy’s Pub & Grill, 501 S. Perryville, Rkfd., (815) 986-0950: 10/30, 11/6 & 11/13 DJ Sandy Monster; 10/31, 11/7 & 11/14 DJ Aaron Hodge; 11/1 Diamond Hitch; 11/2 Frankie Bones / JES-ONE / The House Junkie; 11/8, 11/15, & 11/22 DJ JES-ONE, all 9 p.m.

Poison Ivy, 5765 Elevator Road, Roscoe, (815) 623-1480: Live DJ Fri. & Sat. 9 p.m.

Rascal’s Bar & Grill, 5223 Torque Road, Loves Park, (815) 636-9207: 11/2 Big Daddy Woo Woo; 11/9 Radio Stars; 11/16 Vintage Vinyl; 11/21 3 Good Men; 11/23 Men of Our Times; 11/30 No Dice, all 9 p.m.

Restoration Café, 625 W. State, Rkfd., (815) 977-4361: 11/1 Undivided Heart, 6 p.m.

Rockton Inn, 102 E. Main St., Rockton, (815) 624-8877: Thu. Harlan Jefferson, 7 p.m.; Fri. & Sat. DJ Ron Schoepfer, 8 p.m.; First Fri. of month Dirtee Sheetz, 8:30 p.m.; 2nd Fri. of month Ken Curtis 7 p.m.

Shooters (inside Don Carter Lanes), 4007 E. State St., Rkfd., (815) 399-0314: Live Band Sat., 9 p.m. Shooters East (inside Cherry Bowl), 7171 Cherryvale Blvd., (815) 332-5229: 11/1 Southern Charm; 11/2 Pentatonics; 11/8 The Steve Stapler Band; 11/9 Bad Indication, all 9 p.m.

S h o o t e r s North (inside Forest Hills Lanes), 7742 Forest Hills Road, Loves Park, (815) 6 5 4 - 3 9 0 0 : Live Band Sat. ❚


30 Smart Living Weekly Oct. 3030 Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30

Smart Living Weekly Oct. 30Smart Living Weekly Oct. 30 33

Y M

A strong credit profi le can help you to qualify for credit at the lowest rates

possible. Yet consumers often wait un-til they need credit to think about their credit situation. In fact, 62 percent of people have not reviewed their reports in the past year, according to the National Foundation for Credit Counseling.

Understanding how to build credit and how to use it responsibly helps con-sumers make decisions that lead to fi -nancial success. And making responsible decisions that can help you chart a path toward a successful fi nancial future is easier when you’re well informed. Free tools from sources such as the American Bankers Association, National Founda-tion for Credit Counseling and Wells Fargo’s free, online Hands-on Banking program can help consumers of all ages increase their credit know-how.

These fi ve tips can help you take control of your fi nances, manage your money and build a stronger credit his-tory.

1. Check your credit report. Once a year, consumers can request a free credit report from each of the three major cred-it reporting agencies - Equifax, Experian and Transunion - by going to Annual-CreditReport.com or calling (877) 322-8228. Review the reports carefully and correct any errors.

2. Understand the factors that af-fect your credit. By understanding what impacts your score, you may be able to improve it.

3. Raise your credit score. Manag-ing your credit responsibly over time is one of the best ways to build, maintain and improve your credit score.

4. Create and monitor your budget. A budget gives you more control over your fi nances and helps you eliminate unnecessary expenses.

5. Know what lenders look for. When consumers apply for a loan, lend-ers assess their credit risk based on a number of factors, often called the Five Cs of Credit:

Wells Fargo offers a variety of free tools designed to help individuals at any life stage learn ways to manage their fi -nances more responsibly. For more in-formation and resources about how to use credit sensibly to achieve fi nancial goals, visitwellsfargo.com/creditsmart. ❚

(Source: BPT)

Charting a Path Toward Financial Success

Get SLW Money arti cles every week. Visit NWQSmartLiving.com and start your E-Editi on today.

34 Smart Living Weekly Oct. 30Smart Living Weekly Oct. 3034 Smart Living Weekly Oct. 30

e-Subscribe to Smart Living Weekly at NWQSmartLiving.comYou Will Be Automatically Entered into the Grand Prize Trip Giveaway

Save Smarter • Live Better • Every Week!

When you subscribe, you will get every information-packed

weekly e-Edition of Smart Living Weekly e-mailed directly to you. Plus, you will be entered into our New e-Subscriber Grand Prize Giveaway to WIN a FREE Trip to your choice of these fabulous cities

pictured to the right. Plus, you can easily enter to win weekly Gift Certifi -cate Giveaways with a single click.

Scan this to get started

For contest rules go to NWQSmartLiving.com

New York City San Francisco Santa Barbara New Orleans

Northern Illinois’ Premier Travel Agencyprovides Smart Living Weekly’s Grand Prize Trip. Call Lindstrom Travel for all your travel adventures (815) 398-8888.

This Week’s GiveawayWinner To Be Announced

Nov. 6 on the 13 WREX Morning Show

$50 Gift Card fromLeombruni’s Restaurant

Enter to Win at woobox.com/udahgo

Santa Barbara

This Week’s Giveaway

Nov. 6 on the 13 WREX Morning Show

Enter to Win at woobox.com/udahgo

Smart Living Weekly Issue 1 54Smart Living Weekly Issue 1 54Smart Living Weekly Issue 1

Smart Living Weekly Issue 1 55Smart Living Weekly Issue 1 55Smart Living Weekly Issue 1

smart living weekly - october 30, 2013

Documents

n i n e p u

h u g h e sexecutive

eedition grand prize

outingfilm fun

mazeing fall fun

ymca corn maze

leombrunis restaurantsee

media partner