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    Declaration

    I hereby declare that the information presented in this dissertation

    report is correct to the best of my knowledge. This report has not been

    published anywhere else. This report is a part of my course curriculum

    and the main objective of this is know the performance Appraisal &

    Social Security

    Alka Singh

    P.T.U. ( Varanasi)

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    CHAPTER-1

    INDUSTRY PROFILE

    Indian Handicrafts Industry

    Indian is one of the important suppliers of handicraft to the world

    market. The Indian handicrafts industry is highly labour intensive cottage

    based industry and decentralized, being spread all over the country in

    rural and urban areas. Numerous artisans are engaged in crafts work on

    part-time basis. The industry provides employment to over six million

    artisans (including those in carpet trade), which include a large number of

    women and people belonging to the weaker sections of the society.

    The role of Handicraft Industries in Rural India Economy is very

    important and its contribution towards the rural economy of India is

    increasing steadily. The Ministry of Rural Development and the Ministry

    of Rural Economy, under Government of India are the two main

    governing authorities, which drafts and implements policies for the

    handicraft industries in rural India economy.

    The handicrafts industry of India comes under the unorganized

    sector of village economy of India.

    India is basically an agriculture-based country and the development

    of rural economy of India depends upon the development of its 700-

    million strong rural population.

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    The rural economic polices of India is drafted according to the

    needs of rural India since, majority of the population (around 70%) lives

    in about 600.000 small villages. The rural India is almost wholly

    agriculture based and a small part of the rural Indian population is

    engaged with small industries like handlooms, handicrafts and other

    traditional produce. The role of Handicraft Industries in Rural India

    Economy became important, since today the organized sector of Indian

    industry is ready to absorb the products from these industries. Moreover,

    with liberal trade and export policy, the export of the Indian handicrafts

    industry is on all time high.

    The handicraft industry stands at 100 billion worldwide and India

    has 1.2% of this market.

    Growth in no. of companies:-

    There is very mild possibility to tabulate and summaries the data of

    growth in hindi crafts industries world-wide accurately because of :-

    Un-organised structure,

    Contribution mostly through rural area (comes under cottage

    industry).

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    Comparatively less profit generating in respect of other

    industries (information agencies not considering there

    industrys data)

    Sort span of time

    Growth in installed capacity:-

    Since all items that handicrafts industry deals with, falling

    under cottage industry, the term licensed and installed

    capacity are not applicable.

    Future development Expected:-

    Presently, the global market of handicraft is valued at

    US$400 billion and Indias share in the global market stands

    at 2% only. However, the handicraft industries in rural India

    economy registered an annual growth rate of 15%

    consistently over the last decade and it is estimated to grow

    at the rate of 42% over the next five years annually.

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    The main products that are manufactured by the rural handicrafts

    industry of India are as follow:-

    Art metal wares

    Wood wares Hand printed & textiles & scarves

    Embroidered & crocheted goods

    Shawls as art wares

    Zari and Zari goods

    Imitation jewelry

    Miscellaneous handicrafts

    The major importers of rural Indian handicrafts are as follows:-

    Art metal wares- USA, Germany, UK & Italy

    Wood ware-USA, UK, Germany and France

    Hand printed & textiles & scarves USA, UK, Germany &

    Canada

    Embroidered & crocheted goods- USA Saudi Arabia, UK,

    Germany

    Shawls as art wares- Saudi Arabia, USA, Japan & UK.

    Zari and Zari goods- UK, USA Japan & Saudi Arabia.

    Imitation jewelry-USA, UK, Saudi Arabia & Germany.

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    Miscellaneous handicrafts- USA, Germany, UK & France.

    Presently, the global market of handicraft is valued at US$ 400

    global market stands at 2% only. However, the handicraft industries in

    rural India economy registered an annual growth rate of 15% consistently

    over the last decade and it is estimated to grow at the rate of 42% over the

    next five years annually.

    Although, the Handicraft Industries in Rural Economy is

    witnessing steady growth over the last five years but its growth is plagued

    by certain bottlenecks, like the following:-

    The manufacturing process does not compliments with

    orders of such products

    Use of primitive techniques

    High manufacturing cost

    Poor quality of products Product design and development to

    be aligned with the background and history of the craft, the

    producer and the market requirements.

    Poor standard of raw materials

    Lock of standardized vendor and suppliers

    Lack of standardized raw materials.

    Improper pricing of finished products

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    Absence of proper incentives and schemes by the

    Government of India.

    Unorganized investment patterns and lack of regular

    investors

    Lack of proper marketing channels

    Poor access to urban markets

    Handicraft are classified into two categories:-

    1. Articles of everyday use

    2. Decorative items

    The craftsman use different media to express their originality. The

    diversity of the handicrafts is expressed on textiles, metals- precious and

    semiprecious, wood, precious and semiprecious stones, ceramic and

    glass.

    Textile based handicrafts:-

    Hand printed textiles including block and screen printing, batik,

    Kalankari (hand printing by pen) and bandhani (tie and die) are used in

    products ranging from bed-covers to sheets, dress material to upholstery

    and tapestry. The famous embroidered articles of silk and cotton, often

    embellished with mirros, shells, beads and metallic pieces are also found

    in India. Embroidery is done too on leather, felt and velvet etc.

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    Woodwork:

    Wooden articles in India range from the ornately carved to the

    absolutely simple. One can find toys, furniture, decorative articles, etc.

    bearing the art and individuality of the craftsman. India is known

    particularly for its lacquered wood articles.

    Stone Craft:

    The intricately carved stone were made of marble, alabaster or

    soapstone, etc., in laid with semiprecious stones carry on the heritage of

    Indian stone crafts.

    Importers/Distributors:

    Most Indian giftware and handicrafts companies use importers /

    distributors to market and sell their giftware and handicrafts lives. They

    buy and sell on their own account. Thus, the companies take advantage of

    the distributors expertise, his sales force and his existing distribution

    channels. Distributors call on giftware and handicrafts retailers,

    purchasing groups and supermarkets.

    The distributors mark-up varies depending on the giftware and

    handicraft item, but at least 50 percent. While the mark-ups very

    according to the distributor, they usually also depend on the exclusivity

    of a product and on its competitiveness in the overall gift were and

    handicrafts market.

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    Germany hosts more than 45,000 gift ware and handicrafts

    retailers. Several retailers import directly from the United States and sell

    to the German customer. Usually these are small companies looking for

    items new to the market and handling small orders only.

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    CHAPTER-II

    COMPANY PROFILE

    Bead History-

    Beads, first found, have been dated back to the time of emergence

    of the Homo-sapiens, roughly 35,000 BC. The early beads were found to

    be made from animal bones and teeth. Beads used as cultural objects

    come into existence between 33,000 to 12,000 years ago. By 1500 BC

    with the advent of metal tools, beads made out of semi-precious stone

    like agate come to the made. Bead ornaments, like necklaces, made out of

    agats, gold and silver were discovered at the royal tombs of Ur. Which

    date back to 2,600 BC to 21,00BC.

    During this time period, many place, around the world, like

    western Asia, Mesopotamia, Egypt, the Indus valley, Afaganistan, crete,

    Mycenae and cyprds, Iran, developed and used beads made out of bone,

    stone, mental, ivory. Beads further evolved during the Roman Empire,

    between the periods of 100 BC to 400 AD. Glass Beads seemed to have

    come into existence during this period, at factories in syrid, Egypt, Italy,

    Switzerland, the Rhineland, France and England. Also during this period,

    wherever the Romance went, they brought glass bead for the purpose of

    trade which where produced in large numbers, in numerous colors,

    patterns, and using complex techniques. These beads were exchanged at

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    places like China, Korea, Iran, Syria, Mali and eastern Ethiopia, as

    Roman made glass beads have been found at there places. During the first

    century BC, with the advent of the blow pipe, the techniques in glass

    bead making were revolutionized, giving great forms and decorative

    styles.

    1. Historical background-

    How the BBL has taken birth in Varanasi is an interesting story. As

    Mr. Kanhaiya Lal Gupta, the founder of this firm, was very much

    interested in the development of the industry, was always in search of a

    renowned technologist. Fortunately he visited Mr. And Mrs. Hennits two

    renowned technologist of Czechoslovakia. Banaras Beads manufacturing

    company was established in 1940. Lafter it was incorporated as a private

    limited company on 10th April 1980, subsequently it became a deemed

    public limited company by virtue of section 43(A)I) of the Companies

    Act, 1956 and obtained a certificate with a changed name Banaras

    Beads Limited on 26th October, 1994 the company was converted into

    a public Company. The company initially commenced its operation with

    manufacturing of glass beads and imitation jewellary and then diversified

    into wooden products, Various skils products, hand knotted woolen

    carpets and druggist. Handicrafts and leather garments and accessories.

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    2.Approach

    Banaras Beads core competency, with concentration and centre of

    attraction only for the customers. It believes in the entire satisfaction of

    the customer rather than pruhing its products. It main focus in on

    customer and is flexible enough to work according to the customer needs.

    It believes in long terms relationship business than one time business with

    there customers.

    3. Corporate Policy

    Quality means fitness for the intended purpose in all aspects of the

    companys activities. It is the companys policy to manufacture and

    export goods which comply with the customers needs and designers

    specifications. The company will strive to meet the needs of its customer

    through a continuous process of quality improvement.

    The quality system is designed to ensure the maintenance of

    product quality standards through the evaluation to ensure the

    maintenance of product quality standards through the evaluation,

    inspection and verification of process at all stages of manufacturing.

    4. Mode of Marketing in BBL-

    (i) International trade fair and exhibitions.

    (ii) Personal visit to customer.

    (iii) Internet.

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    5. Product Profile-

    (A) Glass Beads:

    The Glass beads industry in India is in existence for last 400 years

    with its manufacturing centres concentrated in varanasi, Alighar of the

    total production of glass beads in India nearly 40% is exported and the

    rest 60% is consumed locally. Again out of local consumptions, 50%

    goes for exports by using them in garment, jewelry, decorative items etc.

    Thus hardly 10% of glass beads produced in the country are consumed

    are locally.

    BBL:

    BBL is one of the major Indian exporters of glass beeds and during

    1995-1997 the volume of export by the company constituted over 80% of

    the total export from the Company. Since 1988-89 the company turnover

    from his diision has been registering an average growth rate of about

    117%

    (B) Handicrafts:

    India is known for its handicrafts all over the world. For-encasing

    this image BBL is also dealing in staffed leather animal belts art wares,

    statues, candle stand, ceramic stands, ceramic and wooden toys,

    Christmas decorative items, Cooper and wares, tobacco pipes, jewelry

    box etc. They keep with updated design/ style.)

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    (D) Silk Textile:

    BBL has extended his business from glass beads to silk, currently

    BBL is dealing with Indian natural silk goods, hand printed dupptta,

    scarver. Neckties, mufflers, sarees. Fabrics, bed covers and cushions etc.

    (E) Sliver Jewellery:

    This division is headed by Mrs. Pushpa Gupta and company is

    exporting pure silver jewellery, earring, Bracelets, Necklaces, Hair clips,

    Broaches etc. Company is now going to start making gold and silver

    studded jewelry for exports purposes.

    Awards and distinctions:

    After its inspection the BBL has won many prestigious awards and

    distinctions for its high achievements in the field of exports. It has been

    recognized by government of India as a "Trading House of country" in

    the true sense. Some of main awards and distinctions received by the

    BBL are-

    President of India award for excellence in exports in July

    1997.

    Chemical and allied for exports promotion council award-

    17 accessions.

    CAPEXIL top exports award in SSI section-2 occasions.

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    U.P. Government's award for excellence in exports-5

    occasions.

    IIM- Data marketing man award-1980.

    Federation of small Scale industries award.

    Indian silk exports promotion council award.

    Top exports award trophy 1993-1994 from CAPEXIL.

    Exports certificates from Handicrafts exports promotions

    council.

    6 Social Activities:

    BBL is also discharging several responsibilities, the two important

    social contributions are:-

    Through Ram Gulam Kanhaiya Lal Cheritable trust, the group is

    contributing in a small way to the welfare of the community. Trust

    is engaged in number of social activities for the upliftment of the

    needy. A vocational training centre for women is being run by the

    trust at Arya Mahila College at Varanasi, for importing technical

    and vocational training.

    The trust is also running a hospital on Naturopathy in the holy

    town of Rishikesh on banks of the Ganga River. This hospital has

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    proved to be a bone for the people of Rishikesh and those of

    adjourning areas. Many pilgrims enjoy benefits this hospital.

    From the above actual information it is clear the Banaras bead ltd.

    Is a pride of Varanasi. In fact, it is only industry in the private section in

    Varanasi which has earned so much distinction on account of the great

    entrepreneurial spirit demonstrated by Late Kanhaiya Lal Gupta and his

    son Ashok Kumar Gupta who is presently the main force behind all the

    development activity.

    (7) Future Plane-

    The group is entering in to a project to manufacture chattons,

    coboshons, faceted cut beads, Glass Beads. Pendent and chandeliers with

    German technology and assistance at Varanasi, with capital investment of

    rupees hundred million.

    COMPANY'S AIM IS-

    Customer desire

    Customer delight

    Customer service

    Company's vision-

    "A world class integrated handicraft major, powering India's

    growth, with increasing global presence".

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    Company's mission-

    "Develop and provide handicraft and related products according to

    standards, at competitive prices integrating with innovation and

    technologies and contribute towards Arts"

    Company's objective (set our in Memorandum of association are)-

    1. To promote, manufacture, produce, process, develop, design, buy sale,

    exchange, alter, improve, assemble, import, exports or otherwise deal in

    all kind of handicrafts inclusive of beads made from glass, wood, brass,

    plastic, ivory, and block glass, glass tubing, glass wears & or such other

    kinds as may, be deemed necessary or expedient for the company to

    undertake and develop.

    2. To manufacture design develop, engineer, process, sell exchange, alter,

    improve, manipulate, prepare, import, export of otherwise in any and all

    kind of silicate, sodium and other chemical products or their component.

    3. To establish, carry on, extend alter or develop the business of

    manufacturing buying, selling, distributing, exporting, exchanging,

    altering, converting or otherwise deal in materials required by rugs and

    carpet industry, handicrafts, leather goods, plastic works, brass works,

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    fruits, dry fruits & edibles. Silk & and every description of clothes or

    carrying on forward and ready business for immediate or further.

    Company's Strategy-

    Production according to standards established for handi-craft items.

    Searching new market through handicraft fair organized by

    different country by participating.

    Lowering the cost of product so that the manufacturing cost can be

    cut-short.

    Proving research facility to the designer wing so that they may

    innovate new idea and the organization can adapt the

    environmental changes in handicrafts industry.

    Aquring the recent technology (e.g:- Computers. CAD-for

    designing purpose, tally-for accounting purpose) and hiring person

    who are use to with that technologies.

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    Chart

    Organization structure

    Boards of Director

    Growth in installed Capacity-

    Since all items that handicrafts industry deals with: falling under

    cottege industry the term licened and installed capacity are not applicable.

    ManagingDirector

    DirectorMarketing

    DirectorPersonal

    DirectorProduction

    DirectorFinance

    PersonalManager

    Manager

    Appraisal

    HRDManager

    HRDManager

    TrainingDevelopment

    GeneralManager

    Manager

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    (A) Future Plans-

    The group is entering in to a project to man unnatural chiffons

    cabochons faceted cut beads glass bleeds plangent and chandeliers with

    German technology and assistance at Varanasi with capita investment of

    rupees hundred million.

    (B) Industrial Structure and Development:

    The main puniness of the companys manufacturing and export of

    handicraft like Glass beeds, Necklaces etc. during the year to increasing

    the turnover company has decided to enter companys products through

    Retails Counters shop stores connection company is in process to open

    retails counter/shops all over India under arrangement / agreement with

    various local parties and Retails stores like total Retail mega mart

    spencers verizon plus etc.

    Grass profit Ratio-

    = Gross Profit x 100

    Net scales

    Gross profit= Gross sales- sales return

    A : Sales

    B (Cost of goods sold)

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    CHAPTER-III

    SOCIAL SECURITY AND PERFORMANCE APPRAISAL

    Social Security

    Social security caters to the universal human need for reassurance

    and support in times of unemployment, illness, disability, death & old-

    age. The state bears the primary responsibility for developing appropriate

    system for providing protection and assistance to work force and their

    families. Public support system for social security in India have gained

    prominence over traditional family support in tune with the terms of

    urbanization work place migrations. The dependence over social security

    varies as per the need and income status,

    Social Security Laws

    The principal social security laws enacted in India are the

    following :-

    The Employees state Insurance Act, 1948.

    The Employees Provident Funds & miscellaneous proisions

    Act, 1952 (separate provident fund legislations exist for

    workers employed in coal mines and tea plantations in the

    state of Assam and for Seamen).

    The workers Compensation Act

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    The Maternity Benefit Act, 1961

    The Payment of Gratuity Act, 1972

    Administration of social security Acts-

    The EPF and MP is administrated by the government of India

    through the employees Provident fund Benefits under the ESI Act are

    administrated by the central Government through the employee state

    insurance Corporation (ESIC), Whereas the state Governments and Union

    territory Administrations are administrating medical care under the ESI

    Act. The payment of Gratuity Act is administrated by the central

    government in establishment under its control, establishment having

    branches in more than one state, major parts, mines, oil fields and the

    railways and by the state governments and Union Territory administration

    in all other cases. This Act applies to factories and other establishments.

    In mines and other industry, the provision of the maternity benefit Act are

    being administrated by the central government through the chief labor

    commissioner (Central) and by the state Government in factories,

    plantations and other establishments. The provisions of the workmens

    Compensation Act are being administrated exclusively by state

    governments.

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    Employees provident funds and miscellaneous provisions act, 1952

    Employees provident funds scheme, 1952

    Employees Deposit linked Insurance scheme, 1976

    Employees pension scheme, 1995.

    COVERAGE OF ESTABLISHMENT AND MEMBERS

    Presently the Act is applicable to 180 specified Industries classes

    of establishment as if specified in schedule I of the act or any activity

    notified by the central government in the official gazette and employing

    20 or more persons. As on 31st March 2003 there were 3,44,508

    establishment and factories covered under the Act with a membership of

    394.98 Lakh under EPS scheme both in the exempted and un-exempted

    sectors. With effect from 01/06/2001, an employee on joining the

    employment in a covered establishment and getting the wages up to

    Rs.6500 is required to become a member.

    Benefits under the scheme

    Partial withdrawals by way of advances are allowed to members

    for specified purposes. During the year 2002 to 2003, financial assistance

    was provided to the members by allowing partial withdrawals by settling

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    4.64 lakh such caser & disbursing an amount of Rs. 1,373.73 crore.

    Further 18.31 lakh claims under the Act were settled and an amount of

    Rs. 6621.34 crore was disbursed.

    EMPLOYEES PROVIDENT FUND ARREARS-

    The provident fund arrears as on 31/03/2003 were of the order of

    Rs.1511.79 crore. The EPS organization launches prosecution against the

    defaulting employers under section-14 of the Employees Provident Fund

    Act and prosecutes employers under section-406/409 of the Indian penal

    code in case they deduct employees share of contribution but do not

    remit the same to the fund. During 2002-2003 arrears amounting to

    Rs.885.99 crores where realized.

    Employees Deposit Linked Insurance Scheme, 1976

    Employees Deposit linked Insurance scheme, 1976 is applicable to

    all factories/establishments with effect from August 1/1976. All the

    employees who are members of the employees provident fund are

    required to become members of this scheme. Employers are required to

    play contributions to the Insurance fund @ of 0.1% of pay i.e. basic

    wages, dearness allowance including cash value of food concession and

    retaining allowance, if any. During 2002-2003 a sum of Rs. 158.62 crore

    comprising of employers contribution was deposited. During 2002-2003

    there were 20,871 claims settled and an amount of Rs.51.99 crore was

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    disbursed. At the end of 2002 to 2003, the EPFO had cumulative

    investments of Rs.3485.22 crore under this scheme.

    Employees Pension Scheme, 1995

    Coverage

    Employees Pension Scheme, 1995 has been introduced w.e.f.

    16/11/1995. With the introduction of the pension scheme, the estawhile

    family pension scheme, 1971 has ceased to operated. How-ever, the

    pensioners who were drawing benefit under the erstwhile family pension

    scheme, 1971 will continued to draw family pension under the employee

    pension scheme, 1995.

    Eligibility

    Member who attaining age of 58 years and having rendered

    minimum rendered minimum 10 years contributory service (including the

    membership period and with cared family pension scheme, 1971) shall

    quality for superannuation pension. Those members who served less than

    10 years shall be eligible for scheme certificate or withdrawal benefit as

    the case may be.

    Benefits under the scheme-

    Employees pension Scheme, 1995 provides the following benefit

    package:

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    Superannuation on attaining on age of 58 years.

    Retirement benefits

    Permanent total disablement

    Death during service

    Death after retirement/superannuation/permanent total

    disablement.

    Childrens pension

    Orphan pension

    The category-wise breakup of pension claims (all benefit) settled

    by EPFO during the year 2002-2003 is indicated in the following.

    Category of claims Number of claims settled

    Monthly pension benefit 356870

    Life assurance benefit 3758

    Retirement-cum-withdrawal benefits 832052

    Refunds 20013

    Total 2212693

    Contribution to pension fund-

    The scheme is financed by transferring 8.33% of the provident

    fund contribution from employers share and by [email protected]% of

    basic wages by the central government. All accusations in the ceased

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    family pension fund constitute the corpus of the pension fund. During the

    year 2002-2003, Rs.4787.84 Cr. were received as pension fund

    contributions, out of which, Rs.4387.84 cr. Were collected from

    employers share & Rs. 400 cr.were contributed by the central Govt.

    Pension beneficiaries

    6.14 the beneficiaries of the ceased family pension scheme

    continue to get benefit under the new pension scheme. As on 31 st /

    03/2003 there were 7,50,657 members, 3,87,752,spouses, 2,90, 916

    children, 5,808 orphans and 6,537 nominees receiving pension under the

    scheme. Total amount disbursed among the pensioner & during the year

    was Rs.995.89 cr. Through the nationalized banks and Post-offices.

    Modernization Programme-Reinventing EPFO

    6.15 EPFO has its operational presence in over 260 locations

    through-out the country employs over 20,000 personnel and has

    undertaken a comprehensive information technology reform agenda,

    aimed at creating a country-wide integrated information network.

    A programme designated, as Re-inventing-EPS India seeks to

    achieve the following:

    A unique social security identification number to be allotted

    to each subscriber.

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    A separate unique number will also be given to

    establishments as their business number.

    Subscriber member can go to any number of field offices,

    access his account and get information, i.e. any time-any

    were service is sought to be provided.

    The compliance function will be IT-enabled through a

    system of intelligence gathering and third party information

    collection.

    THE EMPLOYEES STATE INSURANCE SCHEME

    Coverage

    The ESI Act provides for health core and cash benefit payment in

    the care of sickness, maternity and employment injury. The Act is

    applicable to non-seasonal factories using power and employing 10 or

    more persons and non power using factories and certain other

    establishment employing 20 or more persons.

    The Act is being implemented area-wise in a phased manner. The

    ESI scheme is operated in 783 centers situated in 29 state/union

    territories, As of now, over 78.65 lakh insured person and about 303.73

    lakh beneficiaries are covered under the scheme. The number of factories

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    and establishment covered by the end of the year had gone up to about

    2,55,000.

    Administration

    The ESI scheme is administered by a statutory body called the

    Employees State Insurance Corporation (ESIC) which has members

    representing employers employees central & state Govt. medical

    profession at the parliament. The union minister for labour is the

    chairman. A standing committee constituted from among the members of

    the corporation acts as the executive body for administration of the

    scheme and is chaired by the additional secretary to the govt. of India,

    Ministry of labor. There are 21 regional boards and 358 local committee

    in existence at present. The director General (ESIC) is the chief executive

    officer of the corporation and is also an Ex-officio member of the

    corporation. The ESI Corporation, apart from the headquarter office

    located at Delhi, has a number of field offices through-out the country.

    The Corporation has 23 regional offices, 16 sub-regional and divisional

    office, 625 local offices, 299 instruction offices and 215 pay offices all

    over 5 the country for administration of the scheme.

    Funding And Operation of the Scheme

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    The ESI Scheme is mainly financial from the contribution from the

    Employers and employees. The rate of Employers and the Employees

    contribution are 4.75% and 1.75% respectively. The state Govt. share of

    the expenditure on the provision of medical core is to the extent of 12.5%

    (1/8 within per capita ceiling). The corporation has prescribed a ceiling

    medical core, from 1st April, 2003 the ceiling on expenditure insured

    person family unit has been increase to Rs.700 per annum and has been

    raised to Rs.750 per Annum w.e.f. 1st/April/ 2004 All capital expenditure

    on construction of ESI hospitals, and building including their

    maintenance is born by the ESI Corporation.

    HEALTH BENEFITS

    The scheme provides full medical facility, from primary health

    core to super-specially treatment in respect of the insured person. The

    medical core under the scheme is administrated by the start Govt. who

    have the statutory responsibility is the regard except in the national

    capital region of Delhi and Noida areas in Uttar Pradesh. The corporation

    also administer directly the five occupational disease centers com gener

    hospital one each at Delhi, Pune, Chennai, Kolkata and Nagda (M.P.)

    ESI Medical Infrastructure (as on 31st/03/2003)

    Number of ESI hospitals 142

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    Number of ESI annexes 43

    Number of beds constructed 23,856

    ESI hospitals

    Number of beds in ESI annexes 867

    Number of beds deserve instate govt. 4000

    Hospital

    Number of insurance medical practitioners 6812

    Number of ESI Dispensaries 1447

    Number of Panel clinics 2651

    Achievements of the ESI Corporation for the year 2002-03.

    ESI schemes today provides social protection to 310 lakh

    beneficiaries through a large network of 142 hospitals, 43

    annexes, 1452 dispensaries, 2000 clinics and 840 local

    offices etc.

    During 2002-03 the corporation took over ESI hospital at

    Hyderabad, Jaipur, Rourkela, Sahibabad, Pne, Chandigharh,

    Assam, Bangalore, Ranchi, Patna and Gauhati for their

    development as a model hospital.

    The ceiling for commutation of partial disablement benefits

    has been raised from the existing Rs.10,000 to Rs.30,000.

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    Family photo-identity Cards has been issued to about 70%

    insured person. To check misuse of medical facilities.

    Over 6 lakh law paid workers drawing wages up to Rs.10

    per day have been exempted from contribution to the ESI

    scheme.

    The ceiling on expenditure pey insured person finally unit

    has been enhanced to Rs.750 per annum w.e.f. 1st/April/04

    The wage ceiling for coverage under ESI scheme has been

    increased from Rs.6500 to Rs.7500 w.e.f.1st /04/2004

    Payment of Gratuity Act 1972

    Payment of gratuity act, 1972 applies to factories and other

    establishments employing 10 or more persons, on completion of 5 years

    service, the employees are entitled to payment of gratuity @ 15 days

    wages for every completed year of service of part thereof in excers of six

    months subject to a maximum of Rs.3.50 lakh. The Current maximum

    limit is applicable from 24th/09/1997. The wage ceiling for coverage

    under the act has since been removed w.e.f. 24th/05/1994.

    Workmans Compensation Act,1923

    The Act provides for payment of compensation to workmen and

    their dependants is case of injury and accident (including certain

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    occupational disease) arising out of and in the course of employment and

    resulting in disablement or death. The act applies to the railway-servants

    and persons employed in any such capacity as is specified in schedule-11

    of the Act. Schedule-11 includes persons employed in factories, mines,

    plantations, mechanically propelled vehicles, construction works and

    certain other hazardous occupation. Minimum rate of compensation for

    permanent, total disablement and death has been fixed at Rs.90,000 and

    Rs.80,000 respectively. Maximum amount of death and permanent total

    disablement can go up to Rs.4.56 Lakh and Rs. 5.48 Lakh respectively

    depending on age and wages of workman.

    Maternity Benefit Act 1961

    The maternity benefic Act, 1961 regulates employments of women

    in certain establishments for a certain period before and after a child birth

    and provides for maternity and other bnefits. The Act is applicable to

    mines, factories, circus industries, plantations, shops and establishment

    employing 10 or more persons except employees covered under the

    employees State Insurance Act 1948. It can be extended to other

    establishments by the state governments. There is no wage limits for

    coverage under the Act.

    Introduction to Employees State Insurance Act, 1948

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    An act to provide for certain benefits to employees in case of

    sickness, maternity and employment injury and to makes provisions for

    certain other matter in relation there to.

    COVERAGE

    Coverage under the ESI Act. 1948

    The Act was originally applicable to non-seasonal factories using

    power and employing 20 or more person, but it is now applicable to non-

    seasonal power using factories employing 10 or more persons and non-

    power using factories employing 20 or more persons.

    Areas Covered

    The ESI scheme is being implemented area-wise by stages. The

    Scheme has already been implemented in different areas in the following

    States/Union Territories.

    States

    All the States except Nagaland, Manipur, Tripura, Sikkim,

    Arunachal Pradesh and Mizoram.

    Union Territories

    Delhi, Chandigarh and Pondicherry

    Coverage of Employees

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    A monthly wage limit is prescribed by the central Govt.for the

    purpose of coverage of employees/workers of the forcesaid factories or

    establishments. An employee has been defined under Section 2(9) of the

    Act and means any person employed for wages in or in connection with

    the work of a factory or establishment to which this Act applies. The

    wage ceiling is enhanced from time to time. The existing ceiling effective

    from 1.10.2006 is Rs.10,000 1- per month.

    Linkages of Performance with other functions-

    ESI

    An Introduction

    The Employees State Insurance Scheme it a unique

    multidimensional self financing social security scheme in which every

    contributor is a benefactor and a beneficiary. This integrated scheme of

    health insurance provides comprehensive medical cover and cash benefits

    in the contingencies of sickness, maternity, disablement and death due to

    employment injury to the insured persons and their dependants. The ESI

    Act, 1948 provided the conceptual break through in the development of a

    social-security scheme that has over the years metamorphosis into the

    countrys largest worker welfare programme in terms of geographical

    reach, demographic coverage and multifaceted services.

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    The Scheme is based on the concept and principle of polling of

    risks and resources. It is a scheme in which the workers contribute

    according to their capacity and derive benefits as per their needs.

    Organization:

    At the national level, the ESI Scheme is administered by a statutory

    body called the Employees State Insurance Corporation set-up under

    employees state Insurance Act, 1948, the corporation comprises

    representatives of employees, employers, the Central Government, state

    Government, medical profession and the parliament. A standing

    Committee, constituted from amongst the member of the Corporation on

    matters related to the provision of medical care. The director General,

    who is the chief Executive of the Corporation, is also an ex-officio

    member of the corporation and its standing committee. It the Regional

    level, Regional Boards have been constituted in each state, and at the

    grassroots level local Committees have been formed that function as

    advisory bodies.

    Finances-

    The Scheme is funded by contributions emanating from employees

    and employers of covered factories and establishments in the

    implemented areas.

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    The rates of contribution payable by employees and employers are

    as under-

    1) Employees Contribution- 1.75 percent of the wages.

    2) Employers Contribution- 4.75 percent of the wages.

    The State Governments contribute 12.5 percent of expenditure on

    medical care of ESI beneficiaries.

    Advantages To Employers-

    Employers who come under the purview of the ESI Act, 1948

    derive the following benefits from the applicability of the Act-

    (i) Employers are absolved of all liability of providing

    Medicare facilities to employees and their dependants in

    kind or in the form of fixed cash allowance,

    reimbursement of actual expenses, lump sum grant or

    opting for any health insurance policy of limited scope.

    (ii) Employers are exempted from the applicability of the:

    (a) Maternity Benefits Act

    (b) Wormers Compensation Act.

    (iii) Employers have at their disposal a well secured

    workforce an essential ingredient for better productivity.

    Benefits of Employees:

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    The Social Security (Minimum Standards) Convention No. 102 of

    the International labour Conference on 28.05.1952 defined nine branches

    of social security benefits.

    The Employees State Insurance Corporation has already adopted

    and extended five major benefits to the insured workers.

    The Scheme is based on the principle of single contribution, single

    administration for comprehensive package of social security benefits that

    include.

    1. Medical Benefit

    2. Sickness Benefit

    3. Maternity Benefit

    4. Employment Injury Benefit

    a) Temporary Disablement benefit

    b) Permanent Disablement benefit

    5. Dependants benefit-

    In addition, the scheme also provides some other need based

    benefits to insured worker. There include.

    (i) Funeral expenses

    (ii) Rehabilitation allowance

    (iii) Vocational Rehabilitation

    (iv) Old age medicare

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    Part-II

    BENEFITS UNDER THE SCHEME

    Medical Benefit-

    The Scheme provides full range of medical core, namely, (i) out-

    patient services (ii) Specialists services, and (iii) Hospital services,

    through a network of dispensaries, diagnostic centers ESI hospitals etc.

    All Insured persons and members of their families are entitled to

    full and comprehensive medical care package consisting of

    (i) Out-patient treatment

    (ii) Domicialist Treatment (treatment by visits at their

    residences)

    (iii) Specialist consultation

    (iv) In patient treatment

    (v) Free supply of drugs, dressings, artificial limbs, aids and

    appliances.

    (vi) X-ray and laboratory investigations.

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    (vii) Vaccination and preventive inoculations,

    (viii) Ante-natal care, confinement and post-natal care

    (ix) Ambulance service or conveyance charges for going to

    hospitals, diagnostic centres etc. wherever admissible.

    (x) Family welfare services and other national health

    programme services,

    (xi) Medical certification

    (xii) Special provisions including super specialist facilities.

    Infrastructure (Medical)

    The Medical Care under the employees State Insurance Scheme is

    provided both through the service (direct pattern) as well as the indirect

    method using the panel system. Under the service system, about 1442

    dispensaries have been set up all over the country. In the panel system,

    3076 private clinics of medical practitioners provide treatment to the

    beneficiaries.

    Medical infrastructure under the ESI scheme as on 31.3.2003.

    Sl.No. Particulars As on 31.3.2003

    1 No. of Hospitals 142

    2 No. of annexes

    3 No. of beds in

    a) ESI Hosp./annexes 23500

    b) Govt.& other hospitals 3800

    4(a) No. of dipenseries 1447

    (b) No. of clinics of IMPs 2987

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    CASH BENFFITS

    A. Sickness Benefit-

    Sickness Benefit represents periodical payments made to an

    insured person during the period of certificate sickness. To quality for this

    benefit contributions should have been paid for atleast half the number of

    days in the relevant contribution period. The maximum duration of

    availing sickness benefit is 91 days in two consecutive benefit periods.

    The sickness benefit rate is roughly equivalent to 50% of the average

    daily wage of an insured person.

    After exhausting the sickness benefit payable up to 91 day, an

    insured person if suffering from tuberculosis/leprosy, mental and

    malignant diseases or any other specified long-term disease is entitled to

    extended sickness benefit at a higher rate of about 70% of average daily

    wage for a further period of 124 days two years provided he has been in

    continuous service for a period of 2 years or more in a factory or

    establishment to which the provisions of the Act apply and fulfils the

    contributory conditions as per corporations resolution.

    The list of these long-term diseases is constantly reviewed by the

    corporation on the recommendations of the Medical Benefit Council and

    includes 29 diseases presently.

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    B. Maternity Benefit -

    Maternity implies periodical payment to an insured woman in care

    of confinement or mis-carriage for sickness arising out of pregnancy,

    confinement, pre-mature birth of child or mis-crriage, certified by a duly

    appointed medical officer or mid-wife. For entitlement to maternity

    benefit, the insured women should have contributed for not less than eight

    days in the immediately preceding two consecutive contribution periods

    corresponding to the benefits period in which the confinement occurs or it

    is expected to occur. The daily rate of benefit is double the standard

    sickness benefit rate.

    Maternity benefit is payable for a maximum period of 12 weeks in

    case of confinement, 6 weeks in care of mis-carriage and additional one

    month in case of sickness.

    C. Disablement Benefit-

    In case of temporary disability arising out of an employment

    injury, disablement benefit is admissible to an insured person for the

    entire period so certified by the Insurance Medical officer Insurance

    Medical Practioner for which the insured person does not work for wages.

    The benefit is not subject to any contributory condition and is payable at

    a rate equivalent to about 70% of the daily average wages. The benefit is

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    however, not payable if the incapacity does not exceed 3 days excluding

    the date of accident.

    The rates of Disablement Benefit are determined in a accordance

    with the provisions of Rule 57 of ESI (Contral) Rules, 1991.

    D. Dependants Benefit

    Periodical pension is paid to dependant of an insured person who

    dies as a result of an employment injury. The widow receives monthly

    pension for like or until re-marriage, at a fixed rate equivalent to 3.5th of

    the disablement benefit rate and each child is paid an amount equivalent

    to 2/5th thereof until he/she attains 18 years of age, provided that in case

    of infirmly the benefit continues to be paid till the infirmity lasts. The

    Benefit is not payable to married daughters. In case the insured person

    does not leave behind any widow or child, the benefit is payable to other

    dependants. The amount of pension paid to the dependants of deceased

    insured person is linked with he cost of living index and periodical

    increases are sanctioned from time to time.

    E. Funeral Expenses-

    Funeral expenses are in the nature of lump sum payment up to a

    maximum of s. 1500/- made to defray the expenditure on the funeral of a

    deceased insured person. The amount is paid either to the eldest surviving

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    member of the family or, in his absence, to the person who actually incurs

    the expenditure on the funeral.

    F. Rehabilitation Allowance-

    The Corporation vide its Resolution dated 22.12.1979 has decided

    to grant Rehabilitation Allowance to the insured persons for each day on

    which they remain admitted in an Artaycial limb centre on the rates,

    which generally conform to double the standard Benefit rate. The above

    benefit was introduced with effect from 1.1.1980.

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    PART-III

    GUIDELINES FOR THE EMPLOYERS

    1. Applicability of the Act

    The scheme is implemented area wise. New geographical areas are

    covered from time to time by the state/central government, keeping in

    view the density of coverable industrial population within a given

    geographical area called a centre.

    The Act, in the first instance, applies to all factories using power

    and employing ten or more persons, and, to non-power using

    manufacturing units and establishments employing 20 or more persons

    for wages within in scope of the implemented geographical area. As of

    now employees of factories/establishment that fall within the ambit of

    coverage and drawing wages upto Rs.6,500/- per month w.e.f. 1st January,

    1997 are covered under the ESI scheme.

    The provisions of the ESI Act have also been extended gradually to

    the following classes of establishments;

    a. Shops

    b. Hotels & Restaurants

    c. Road Motor Transport Undertakings.

    d. Cinemas, including preview theatres,

    e. Newspaper establishments.

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    2. Definition of Factory/Establishment

    For the purpose of coverage under the ESI Act, a Factory has

    been defined as any premises, including the precincts thereof, whereon

    ten or more persons are employed or were employed for wages on any

    day of the preceding twelve months, and in any part of which a

    manufacturing process is being carried on with the aid of power, or,

    where or 20 or more persons are employed or were employed for wages,

    on any day of the preceding twelve month and in any part of which, a

    manufacturing process is being carried on without the aid of power.

    From an analysis of this definition the essential requisites of a

    factory emerge as under-

    a- A premises with a certain defined boundary including the

    precincts thereof, within a geographical area.

    b- In any party of which, manufacturing process is carried on with

    or without the aid of power.

    c- and, in which ten or more persons are employed or were

    employed for wages on any day in the preceding twelve months.

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    3. Manufacturing Process

    The term Manufacturing Process has been defined in the factories

    Act, 1948 as under:-

    Manufacturing process means any process for --------------

    i) Making, altering, repairing, ornamenting, finishing, packing,

    oiling, washing, cleaning, breaking up, demolishing or otherwise treating

    or adapting any article or substance with a view to its use, sale, transport,

    delivery or disposal

    ii) Pumping oil or water or sewage or any other substance.

    iii) Generating, transforming or transmitting power, or.

    iv) Composing types for printing, printing by letter press,

    lithography photo-gravure or other similar processes, or book binding,or,

    v) Constructing, reconstructing, re-pairing, refilling, finishing or

    breaking up ships or vessels, or

    vi) preserving or storing any articles in cold storage.

    vii) Tapping, collecting, cross matching and keeping in battle, the

    blood or whole human blood.

    4. Power

    The term Power means electrical energy, gas or any other form of

    energy, which is mechanically transmitted and is not generated by human

    or animal agency. Electrical energy used in the case of photo studio or

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    ironing of cloth etc. amount to use of power. These examples are

    illustrative and not exhaustive.

    5. Determining, Coverage of Factory/Establishment

    While determining the Coverage of a factory or an establishment.

    The following categories of persons are also to be counted in addition to

    the persons employed directly by principal employer.

    a) Persons on the roll of a factory, who are on leave with or without

    wages.

    b) A substitute/badli worker employed for wages.

    c) Directors who are on the pay roll of a company

    d) persons drawing over Rs.6500/- per month w.e.f. I

    st

    January,

    1997 as wages but not coverable otherwise.

    e) Persons employed by, or through a contractor, and working

    under the direct supervision of the employer.

    6. Wages

    Wages means all remuneration paid or payable in cash to an

    employee.

    The following table will make the position clear in respect of

    wages for determining dedications on account of ESI contributions.

    The table is illustrative and not exhaustive.

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    To be deemed as wages

    1. Basic Pay

    2. Dearness allowance

    3. House rent allowance

    4. city compensatory allowance

    5. Overtime wages

    6. Payment for day of rest

    7. Production incentive

    8. Bonus other than statutory bonus

    9. Night shift allowance

    10.Heat, Gas & Dust allowance

    11.Payment for unsubstantiated holidays.

    12.Meal / Food allowance

    13.Suspension allowance

    14.Lay off compensation

    15.Children education allowance

    Not to be demand as wages

    1. Contribution paid by the employer to any pension/provident fund

    or under ESI Act.

    2. Any traveling allowance or the value of any traveling concession

    conveyance allowance.

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    3. Sum paid to defray special expenses entailed by the nature of

    employment Daily, allowance paid for the period spent on tour.

    4. Gratuity payable on discharge.

    5. Pay in lieu of notice or retirenchment compensation.

    6. Benefits paid under the ESI scheme.

    7. Encashment of leave.

    8. Payment of Inam which does not form part of the terms of

    employment.

    9. washing allowance for livery.

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    ANNEXURE-C

    ESIC FORMS & STATIONARY: USED BY THE EMPLOYERS

    Forms are supplied free of cost by the local office. The employer

    has to make an indent for the requisite number of forms to the appropriate

    local office indicating there in the number of employees covered. Forms

    generally required to be filled in by the employers are as under:-

    Sl.

    No.

    Form

    No.

    Title Purpose

    1. 01 Employers

    Registration form

    To be submitted by the employer at the

    time of initial coverage, within 15 days of

    the applicability of the Act.

    2. 1 Declaration Form The particulars of the employees viz age,

    sex, details of family members, nominee,

    nature of work etc. duly completed to be

    submitted to the appropriate local office /

    Regional Office within 10 days of date of

    insurable appointment

    3. 3 Return of Declaration

    forms

    This is a covering letter for the declaration

    forms to be submitted in duplicate to the

    appropriate office.

    4 1-B Change in the family This form is required when ever there is a

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    particulars change in the particulars of the family or

    when the insured person acquires family.5. 6 Return of

    contributions

    This has to be submitted in quadruplicate

    to the Regional office along with the 6

    challans of deposit of contribution within

    42 days of the end of every contribution

    period. A Nil return is to be submitted if

    there are no employees in any contribution

    period.

    6 6-A In case contributions have been paid in

    advance.

    7. 16 Accident Report To be filled in triplicate (one copy to local

    office another to IMO/IMP and third

    office copy). The reports are to be

    submitted within 48 hourse in ordinary

    cases and immediately in death cases.

    8. ESIC

    32

    In Accident cases

    100%

    This is needed to calculate the rate of

    disablement benefit and should be

    submitted along with the accident report.

    9. Form

    28

    Abstention Initiated by the local office to be filled in

    by the employer and returned to the local

    office.

    10. ESIC Certificate of Re- This form is to be given by the employer

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    37 employment/continui

    ng employment.

    to an IP on re-entry into insurable

    employment provided he has earlier been

    debarred from medical benefit or where he

    has been dis-entitled for medical benefit

    due to non submission or delay in

    submission of contribution returns. This

    card will help the ip in getting the medical

    benefit.

    11. ESIC

    53

    Application for

    change

    This is required for effecting change in

    dispensary.

    12 ESIC

    71

    Wage/Contributory

    record

    Initiated by the local office to the

    employer to ascertain the contributory

    particulars in the absence of return of

    contributions.

    13. ESIC

    72

    Application for

    duplicate identity

    Card

    To be filled in by insured person and

    countersigned by the emp;oyer and

    submitted to the local office.

    14. ESIC

    86

    Certificate of

    employment issued to

    IP by employer

    To authorize medical benefit to newly

    appointed employees before their identy

    cards/temporary identification certificates

    are received.

    15. ESIC

    105

    Certificate of

    entitlement for

    To be given to insured person going to

    outstation on temporary duty or on leave

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    medical treatment. to enable him and his family to obtain

    medical benefit at out satation.16. S-III

    S-IV

    (cash) challans

    (cheques) challans

    To be filled in quardruplicate payment

    deposited in the state Bank of India or any

    other authorized bank within 21 days

    following the end of the calendar month in

    which contributions fall due.17. Certificate of

    contribution payable

    Where the employer has not deposited

    contribution as prescribed under the

    regulations he has to furnish this

    certificate within 42 day, at the end of

    contribution period.Amendments in the Employees State Insurance Act, 1948 under the

    Act vide Employees State Insurance Act, 2010 (No.18 of 2010)

    Benefit

    Enhancing age limit of children for eligibility to dependants benefit

    Sec.2(6A) (i) & (ii) : Age limit of dependant legitimate or adopted

    son for eligibility to dependants benefits enhanced from 18 years to 25

    years.

    Action taken by ESIC

    RDs to issue instructions to all officers/Bos to regulate

    disbursement of DB accordingly.

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    Income limit for dependent parents for eligibility to medical benefit.

    See.2(11)(V) & 95 (off): Central Government has been empowered

    to prescribe as income limit for determining dependency of parents of

    insured persons for eligibility to medical care.

    Action taken by ESIC

    Instruction already issued to RDs/Sate Governments on 6-6-2010.

    Inclusion of minor brother/sister in the definition of family-

    Sec.2(11) (vi) : In care of unmarried Ps whose parents are also not

    alive, dependant minor brother or sister have been made eligible for

    medical care.

    Action taken by ESIC

    Replacing the words insured person with employee

    Sec. 51-A to 51D: The words insured person in sec. 51-A to 51-D have

    been substituted with he words employee to prevent misues/mis-

    interpretation by persons who remain IPs offer going out of employment

    and suffer injury.

    Treating commuting Accidents as employment injury

    Sec.51-E: A new sec. 45-E has been added to treat commenting accident

    as employment injury if nexus between circumstances, time, place and

    employment is established.

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    Action taken by ESIC

    Instructions to RDs and SROs issued on 6-6-10.

    RDs to bring it to the notice of all officers Bos.

    Continuance of medical care to Ips retiring under VRS/pre-mature

    retirement.

    Sec.56(3) & 95 (ehh): Continuing medical care to IPs retiring

    under VRS schemes or taking premature retirement and their spouse on

    payment of contribution of Rs.120 per annum and satisfying other

    eligibility conditions as in case of IPs retiring after attaining age of

    superannuation.

    Action taken by ESIC

    Rule-61 Reg. 103-B being amended

    Instructions to RDs and SRos issued.

    Changes in Branch office Manual.

    Coverage

    Sec1(s): The notice period for extension of the scheme to other

    categories of establishments by appropriate government has been

    reduced from 6 months to one month.

    Coverage of all apprentices other than those under Apprentices

    Act

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    Sec.2(9): Apprentices appointed under the standing orders of the

    establishment and those in whose case training period is extended are

    now coverable under the Act.

    Change in definition of factory

    Sec.2(12) : As per the amended definition, factory now means of

    any premises/precincts, where 10 or more persons are employed

    irrespective of whether power is used in the manufacturing process or not.

    Further, all persons including those drawing wages above the wage limit

    can now be taken into account for the purpose of counting 10 persons for

    coverage of a factory.

    Action taken by ESIC

    Instruction issued to RDs on 6-6-2010.

    RDs to ensure coverage of factories as per amended definition.

    Contribution Assessment

    Time-limit for assessment of contribution under Sec. 45A

    Sec.45(A): Time limit of 5 years has been prescribed for arresting

    contribution under sect. 45-A. Presently there is no time-limit on

    determining and claiming contribution for past periods by the

    assessing officers under sec.45-A. A reasonable time limit for the

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    same has been prescribed in the light of observations made by Honble

    supreme Court in the case of CC Santha Kumar.

    CHAPTER-IV

    RESEARCH METHODOLOGY OF THE PROJECT-

    Research methods refer to methods research uses in performing

    research use in performing research operation in this I have studies the

    various steps that are generally adopted be a a researcher in studying their

    search problem along with the logic behind them. When I talk of research

    methods I also consider the logic behind the methods.

    Problem Formulation-

    1. Demand of workers are increasing day-by-day.

    2. Skilled workers are required.

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    3. Right person for the right Job (is a critical decision)

    4. Workers are considering social security in addition of their work

    assigned

    5. The various labor lows made for workers benefit yet to by

    implemented accordingly.

    6. Facilities essential for normal working conditions are lacking some

    how (Refreshment)

    7. Superiors considering more towards work then working

    environment.

    8. Working shifts are lengthy.

    Objective of Project

    1. To ensure fair terms of the work men.

    2. To prevent the disput between employers & employees so that

    production might not be hindered.

    3. To consider compensation payable by an employer to his work

    men in cse of an accident as of measure of relievs & social security

    4. To study the working condition of workers in standard organization

    5. To make an assessment of H.R. practices.

    Scope of study

    1. The scope of study is limited to B.B. Ltd.

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    2. The people consulted belongs to B.B. Ltd.

    Period of Study (6 years from 2003-04 to 2008-09)

    Method of Study

    Collection of data from annual reports of 2003-04 to 2008-09

    Companys system manuals

    Questionnaire distribution among workers re-collecting the field

    questionwire and drawing inference from them.

    Quoting suitable solutions for problems.

    Source of Information (Method of data collection)

    (i) Primary data

    (ii) Secondary data

    Primary data: For this I refer to personal interviews general discussion

    with the employers. I prepared a format of questionnaire containing

    question related to various issue A copy of the questionnaire is added in

    the appendix.

    Sampling Plan:

    Elements:

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    The forget population of the study included the all the population

    of workers (256-on payroll)

    Time: 30 October- 10 Dec 2010

    Sample Size: Universe (all the worker population was under

    consideration)

    Data Analysis Technique

    Quantities Technique is used for data analysis

    Data Analysis Tools:

    For the analysis of data pie chart & Bar chart are used.

    Secondary data:

    For this I referred to company manual books, Journals, company

    profile and performance appraisal from.

    Secondary data

    Annual report 2004-05 to 2008-09

    Manuals

    Website of the company

    Questionnaire

    Statistical tools & Techniques

    Graphical presentation

    Tabulation of Data

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    Limitation of Study

    Data of B.B. L. Varanasi (Varanasi is the main branch of B.B.L.

    but its data is not published (separately)

    All data are historical

    All inherent limitation of statistical tool.

    Time period was short.

    Policies of company of not providing all information

    The probing regarding information collection was not so effective

    because of companys policy.

    Some officers were hesitating of providing information.

    Workers were not talking a much interest for filling questionnaire

    Authenticity of response was on utmost good-faith.

    The outcome of study lie on the statistics of response.

    Significance of study for company

    Company will achive its target easily & on time

    Company improve team work, as employees get to know each

    other better.

    Higher quality products & services due to providing social-security

    by organization

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    Good will of company will increase.

    Industry

    Good will of company will increase, thus industry would be more

    competitive regarding social security for workers.

    Industries find it more comfortable regarding scaling and

    implementation of social security of workers

    Optimum utilization of skilled workers.

    Industry will adopt the concept of LPG (Liberalization

    privatization globalization)

    Employee/Workers

    More energetic employees.

    Workers would more productive.

    Benefits which the company provides to workers.

    Government

    Government will make laws for safeguard and interest workers.

    Ability of company of generate revenue & its contribution

    economic development of country.

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    It is easier for govt. to cheack different parameters applied in

    different organization/industries related to social security of

    workers.

    Academicians

    This study will enhance knowledge of academicians that how

    social security planning can be formulated in an efficient economic

    way.

    Application of various techniques like E.S.I. employee provident

    fund G.S.L.I. etc.

    Academicians can get working knowledge of social security.

    CHAPTER-V

    ANALYSIS OF DATA

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    (Preparation of Table & Interpretation)

    (A) Organizations Management & Leadership

    1. I have confidence in the leadership of the organization:-

    Yes 80

    No 0

    Cant Say 20

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    2. Managers create a sense of teamwork and spirit.

    Yes 85No 0

    Cant Say 15

    Inference: - organization fallows team work and leadership culture.

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    3. Managers help create a dialog with employees:-

    Yes 70No 0

    Cant Say 30

    (B) Benefits

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    1. The benefits I received are reasonable:-

    Yes 40No 0

    Cant Say 60

    Inference:- There is good dialog relation in between superior and

    subordinates but workers are not satisfied with benefits provided.

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    3. The benefis offered provide security and satisfaction for me and

    my family:-

    Yes 35

    No 0

    Cant Say 65

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    (C) Communication

    1. I can speak freely to my superiors on a variety of topics:-

    Yes 83

    No 0

    Cant Say 17

    Inference:- One part of family responsibilities workers are not satistied

    but can freely speak to there

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    2. Co- Workers subordinates are willing to listen to my ideas.

    Yes 84No 0

    Cant Say 16

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    3. My superiors have interpersonal skills:-

    Yes 85No 0

    Cant Say 15

    Inference:- Sperior having interpersonal skill, and the also listen to new

    ideas.

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    4- There is good communication between me & my superior.

    Yes 85No 0

    Cant Say 20

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    (D) Problem Solving-

    1. My organization focuses on solving problems instead of finding

    faults:-

    Yes 60

    No 0

    Cant Say 40

    Inference:- Communication is good between go workers & superior but

    problem solving depends upon situational factors.

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    2. We work to anticipate problems and develop appropriate solution:-

    Yes 65No 0

    Cant Say 15

    Inference:- All over we can out find out that co-ordination is good.

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    (E) Pay/ Wages

    1. Company maintain a competitive pay and benefits package:-

    Yes 40

    No 0

    Cant Say 60

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    2- I am satisfied with the level of pay I receive:-

    Yes 46No 0

    Cant Say 34

    Inference:- Employee are not satisfied with salary and incentive structure.

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    3. I am fairly and timely according to my work:-

    Yes 55No 0

    Cant Say 45

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    (F) Performancc

    1. I am held accountable for achieving specific result:-

    Yes 70

    No 0

    Cant Say 30

    Inference:- wages structure is low and work lead is more.

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    2. My organization has specific performance measures:-

    Yes 40No 0

    Cant Say 60

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    3. Performance measures are evaluated on a regular basis:

    Yes 30No 0

    Cant Say 65

    Inference:- Majority of peoples are not aware of organizations

    performance measure criteria and its usage.

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    (G) Performance Appraisal

    1 I receive regular performance reviews:-

    Yes 49

    No 0

    Cant Say 51

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    2. I understand how I am evaluated.

    Yes 15No 60

    Cant Say 25

    Inference:- There is very poor awareness about performance evaluation

    process its schedule.

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    3. The performance assessment process if fair:-

    Yes 25No 0

    Cant Say 75

    (H) Top satisfaction

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    1. The job given to me is according to my skill/knowledge:-

    Yes 45No 0

    Cant Say 55

    Inference:-Employees are not satisfied with performance assessment &

    top satisfaction is also very low.

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    2. I am satisfied with my present assignment:-

    Yes 55No 0

    Cant Say 45

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    3. I receive personal satisfaction from doing a good job:-

    Yes 59No 0

    Cant Say 41

    Inference: Kind of job done is for livelihood & people are dissatisfied by

    kind of work & wages structure.

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    (1) Reward/Recognition

    1. Company values my work:-

    Yes 74

    No 0

    Cant Say 26

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    2. Employees are recognized for good work performance by superiors:-

    Yes 49No 0

    Cant Say 51

    Inference:- Good work appraisal is only for situational purpose I,e.for

    getting more work from workers.

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    3. Performance incentives are clearly linked to standard and Goals:-

    Yes 89No 0

    Cant Say 18

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    (J) Team Work

    1. We Work as a Team:-

    Yes 82

    No 0

    Cant Say 18

    Inference:- Team work and performance incentive are good.

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    2. I feel , I am part of the team:-

    Yes 96No 0

    Cant Say 04

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    3. Leaders promote teamwork:-

    Yes 89No 0

    Cant Say 11

    Inference:- Team work is in culture of organization & leaders are capable

    to motivate there team.

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    4. My organization work well

    Yes 90No 0

    Cant Say 10

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    5. Information is freely shared among all team member:-

    Yes 85No 0

    Cant Say 15

    Inference: Synchronization in organization is very good.

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    (K) Service Condition

    1. Company helps employees find an ideas balance between work and lite

    responsibilities.

    Yes 94

    No 0

    Cant Say 6

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    2. Company offers excellent parking facilities:-

    Yes 67No 0

    Cant Say 33

    Inference :- On demand of employees leave is granted according to need,

    parking facility is so.

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    3. Company is family friendly place to work

    Yes 74No 0

    Cant Say 26

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    4. I have enough time to do work:-

    Yes 57No 0

    Cant Say 43

    Inference : Environment is friendly but work load is on employees.

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    (L) Training & Development

    1.

    Yes 49

    No 0

    Cant Say 51

    1.

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    Company, invest in employees through training and development

    2. I have received good training to do my Job.

    Yes 53

    No 0

    Cant Say 47

    Inference:- Training facility for employees is not up to the mark.

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    3. The new employee orientation program is very informative:-

    Yes 76No 0

    Cant Say 24

    Inference:- Now organization is recognizing the need of training &

    development program and workers are also equally participating.

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    In your opinion what areas help improvement at your work place?

    a. On a scale of excellent to poor, how would you rate yur overall

    employment with the company and why?

    1. ------(a) excellent ------------ (b) Average ------------ ( c ) poor -----------

    Excellent 20

    Average 80

    Poor 0

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    Would you refer others who are seeking employment to B.B.L.

    Yes 74No 0

    Cant Say 24

    Inference:- Employees are seeking some other opportunities.

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    Conclusion:-

    There is lots of unnecessary paper and clerical work load on

    working staff.

    As a matter of fact all working of the company depends on the

    efficiency and devotion of the employees and owner of the

    company. The company Banaras beads limited has a good

    reputations in foreign Country. It produces high quality of

    products. When it comes of to enjoy a good market share then we

    see that is not so good because producing the good quality of

    product is not only the criteria to capture market BBL does not

    enjoy the domestic channel market so it is unable to ensure proper

    and timely delivery of their products to customers as a result

    customers do not have faith in it.

    The study is based on the information gathered the by upper level

    employees as well as lowing level employees through personal

    interview.

    In this firm every department is computerize. Here many advance

    facilities are provided

    It is a concern which export and sales its products to foreign parties

    and in domestic market.

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    This organization has hold high position in beads and carpet export

    trad. This concern is exercising progress day by day.

    Finding:-

    The first things I found that workers are very co-operative with

    each other

    Waste raw material is used in various ways.

    Cameras are fitted in each and every department.

    Workers are very hard working and they work in very hot place.

    Limited number of female employees.

    Workers are not allowed to leave their place & go out until they

    have a gate pass.

    Paintings done on the beads is done by the hands not by machines.

    There is not proper wash-room facility for separate department.

    Suggestion & Recommendation-

    1. Dress code should be there for all the workers and staff.

    2. Drinking water should be available at all the place so that staff

    wont have to call the peon for the water.

    3. A good first aid room with all facilities should be there.

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    4. A company should get the glass bead manufacture itself in its

    factory, instead of getting than produced outside, the will save and

    in getting the work done.

    5. There should be a good canteen.

    6. Time is major constraint in Todays business, so BBL should

    ensure that the products are delivered in time.

    7. For new design of beads the expert should consult the foreign

    expert who are creating these design and should participated in the

    trade fare organize in abroad where latest design are displayed.

    8. Packing of good should be done properly as to avoid physical

    damage during the transit to goods as well as workers.

    9. It is suggested that the top management should aim at reducing the

    unnecessary burden and go for more professionalism in

    management of the company by employing better qualified staff

    like.

    10.MBAS from different renowned institution to hand leth jobs related

    to production marketing, sales distribution in financial

    management.

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    Bibliography

    1.Human Resource department & Finance and Accounts

    department of B.B.L.

    Brochure of B.B.L.

    Booklet of B.B.L.

    Employees database.

    Annual Report 2003-009

    Stores manual

    2. Websites

    WWW.Cea.Com

    WWW.Beadsonwed.Com

    WWW.Banarasbead.Com

    WWW.Google.Com

    3. Book writer publisher

    Human resource V.S.P.Rao vikaspublication management.

    Personnel management Anand. S. Agrawal

    Human Resource Management-Text & cases (fifthedition) K Vikas

    publication A Swathappa Cation

    Risearch Methodology C.R. Kothari

    http://www.cea.com/http://www.beadsonwed.com/http://www.banarasbead.com/http://www.google.com/http://www.cea.com/http://www.beadsonwed.com/http://www.banarasbead.com/http://www.google.com/
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    Financial management I.M. Pandey Vikas Publication.