SPEND SPEND SMARTERSMARTER

Objectives

• Shop Smarter

• Spend Smarter

• Stretch Your Money!

SHOPPING

• WATCH FOR PRODUCT PLACEMENT

• STORE BRAND vs NAME BRAND

• UNIT PRICING

• BUYING ON SALE- READ THE CIRCULARS

• MAKE A LIST

WATCH FOR PRODUCT PLACEMENT

Grocery Stores Place Higher Cost Items At Eye Level Within Easy Reach

Lower Cost Items Tend To Be Harder to Find & Get To

There’s A Reason Milk, Eggs & Other Staples Are Always In The Back Of The Store!

WATCH FOR PRODUCT PLACEMENT

BEWARE OF BEWARE OF

THE IMPULSE BUY!THE IMPULSE BUY!

Stores Strategically Place “Impulse” Items- Flowers, Gum, Candy, Magazines

For Maximum Exposure!

STORE BRAND vs NAME BRAND

When grocery shopping, you can save quite a bit of money by purchasing store brands

instead of the brand name of an item. However, what is the difference between

store brand and name brand items?

STORE BRAND vs NAME BRAND

When you pick up the brand name and the generic of a certain product, the visual difference is usually quite obvious. The brand name usually has bright colors

and large pictures that are there to make you want to buy the product. It also has that brand name in huge letters. The store brand usually has very few colors

and small or no pictures. The price difference is may just be a few cents, but when you save cents on every product you buy, it adds up to quite a bit of money.

STORE BRAND vs NAME BRAND

SO WHAT CAN YOU SAVE WHEN YOU

BUY STORE BRAND?

MONEY!

UNIT PRICING

It is important to look at the cost per unit and compare this cost. The "unit price" tells you

the cost per pound, quart, or other unit of weight or volume of a food package. It is

usually posted on the shelf below the food. The shelf tag shows the total price (item price) and price per unit

(unit price) for the food item.

UNIT PRICINGCOMPARE UNIT PRICES TO FIND THE BEST BUY

• Unit prices tell you the cost of one unit, such as an ounce. • Find unit price labels on the shelf edge right under the package. • Use unit prices to compare costs of different brands of the same

food. • Unit pricing makes it easy to compare the prices of different sizes of

the same brand. • Use unit prices to compare different forms (such as fresh, canned, or

frozen) of the same food. • Choose the food that has the lowest price per unit to save money. • Check unit price labels often because prices change.

UNIT PRICING

UNIT PRICING EXAMPLES

Which Is The Better Deal?

OCEAN SPRAY CRAN-GRAPE 16oz.

$6.29 P/OZ

SR BRAND CRAN-GRAPE 32oz.

$3.29 P/OZ $4.59

UNIT PRICING EXAMPLES

Which Is The Better Deal?

SMOKEHOUSE ALMONDS 32oz.

$3.79 P/LB $7.59

SMOKEHOUSE ALMONDS 16oz.

$.29 P/OZ

$4.59

BUYING ON SALE- READ THE CIRCULARS

SPEND SMARTER!

Going Shopping?

MAKE A LIST!

SPEND SMARTER!

AT HOME

• TURN OFF LIGHTS WHEN NOT IN THE ROOM

• GET ENERGY EFFICENT BULBS

• ONE TV AT A TIME!

• UNPLUG CHARGERS & SMALL APPLIANCES

• CONTROL YOUR HEAT- YOU PAY EVEN WHEN YOU DON’T!

SPEND SMARTER!

AT HOME

TURN OFF LIGHTS

WHEN NOT IN THE ROOM.

Every second that light is on costs you

money!

SPEND SMARTER!

GET ENERGY

EFFICENT BULBS

Most utility companies will either

give them or sell them to you very cheap

ONE TV ON

AT A TIME!

SPEND SMARTER!

UNPLUG CHARGERS

& SMALL APPLIANCES

WHEN NOT IN USE!

CONTROL YOUR HEAT-

YOU PAY EVEN WHEN YOU DON’T!

Bill Paying Tips

• Keep bills in a safe place.• Write down your bills- how much & when due • Consider using a bank/checking account.• Send your bill payments before they are due.

(or let your debtor know before you’re late)

THANK YOU FOR YOUR KIND

ATTENTION!