Strong tourism sector • The state is a global tourist destination. In addition to traditional recreational tourism, there

is a vast scope for adventure tourism, pilgrimage tourism, spiritual tourism, and health

tourism. The state witnessed influx of 12.3 million tourists in 2012.

Leader in agro -based

industry

• A vast natural resource base has enabled the state to develop land for cultivating major

fruits. The state accounts for 57 per cent of apples and 97 per cent of walnuts produced in

India.

Strong

horticulture sector

• With varied agro-climatic conditions, the scope for horticulture is very high in the state.

There is considerable scope for increasing the horticulture produce that is exported.

Vibrant

floriculture sector

• The state has an ideal climate for floriculture and an enormous assortment of flora and

fauna.

• Asia’s largest tulip garden was launched in the state in March 2013.

Lowest power tariffs • The average rate of electricity for industrial consumers in the state ranges from US$ 0.05-

0.086, while that for commercial consumers ranges from US$ 0.05-0.06; these rates are

relatively lower than those in most other Indian states.

World-famous

handicrafts industry

• Jammu and Kashmir’s handicrafts are world-famous and it has emerged as a huge

industry. Handicraft exports from the state increased from US$ 220 million in 2010-11 to

US$ 343 million in 2011-12.

Growing demand Paradise on earth

• The state is naturally pollution-free and provides a salubrious environment.

• The natural beauty and picturesque locations have made it a favoured destination for tourists. Jammu is famous for its temples, while the Kashmir valley is known for its lakes and gardens.

Policy incentives

• The state has an industrial policy that offers attractive incentives along with a single-window clearance mechanism.

• Land is allotted at concessional rates in industrial areas, on lease for 90 years.

• The cost of setting up operations is

comparatively lower than other

states.

Horticulture and floriculture

• The state has agro-climatic conditions best suited for horticulture and floriculture. Horticulture is the bulwark of the rural economy – It provides employment to thousands.

• The floriculture industry supplies flowers to both domestic and international markets.

Rich labour pool

• The people of the state are skilled weavers and designers of textile products. This provides a basis for setting up more textile units.

• Also, the traditional skills of fine craftsmanship in J&K can be utilised to suit the needs of modern industrial processes, especially in the fields of electronic and precision engineering.

FY 2010

Jammu and

Kashmir

witnessed

11.0 million

tourist

arrivals

FY 2020E

The state is

expected to

see 22.7

million

tourist

arrivals

Advantage

J&K

Jammu and Kashmir is the northern-most state of India. It

shares borders with Himachal Pradesh and Punjab, and the

neighbouring countries of Pakistan, China and Afghanistan.

The state consists of three regions: Jammu, the Kashmir

valley and Ladakh.

The climate of Jammu and Kashmir varies considerably with

its topography. The climate is primarily temperate.

The important cities and towns in the state are: Jammu,

Srinagar, Gulmarg, Pahalgam, Leh and Udhampur.

Urdu, Kashmiri and Dogri are the official languages; Hindi,

Pahari and Ladakhi are also spoken in some parts of the

state.

Important rivers flowing through the state include the Indus,

the Chenab, the Jhelum, the Tawi and the Ravi.

Sources: Planning & Development Department, Government of Jammu & Kashmir

*Provisional data – Census 2011

Parameters Jammu and

Kashmir

Capital cities

Summer capital –

Srinagar

Winter capital –

Jammu

Geographical area (sq km) 222,236

Administrative districts (No) 22

Population density (persons per sq km)* 124

Total population (million)* 12.54

Male population (million)* 6.66

Female population (million)* 5.88

Sex ratio (females per 1,000 males)* 883

Literacy rate (%)* 68.7

Source: Maps of India

Parameter Jammu and

Kashmir All-States Source

Economy

GSDP as a percentage of all states’ GSDP 0.8 100 Planning Commission Databook, 2012-13,

current prices

Average GSDP growth rate (%)* 13.2 15.6 Planning Commission Databook, 2004-05 to

2012-13, current prices

Per capita GSDP (US$) 1,134.7 1,414.7 Planning Commission Databook, 2004-05 to

2012-13, current prices

Physical infrastructure

Installed power capacity (MW) 2,425.0 228,721.7 Central Electricity Authority, as of September

2013

Wireless subscribers (No) 7,407,511 870,582,006 Telecom Regulatory Authority of India, as of

September 2013

Broadband subscribers (No) 61,622** 15,050,000 Ministry of Communications & Information

Technology, as of March 2013

National highway length (km) 1,695 79,116 National Highways Authority of India, as of

March 2013

Airports (No) 3 133 Airports Authority of India

*Calculated in Indian rupee terms, **In 2011–12

Parameter Jammu and

Kashmir All-States Source

Social indicators

Literacy rate (%) 68.7 74.0 Provisional data – Census 2011

Birth rate (per 1,000 population) 17.6 21.6 SRS Bulletin (www.censusindia.gov.in),

September 2013

Investments

Outstanding investments (US$ billion) 22.8 2,658.2 CMIE (2012-13)

Industrial infrastructure

PPP projects (No) 3 881 www.pppindiadatabase.com

Note: PPP - Public Private Partnership, SRS - Sample Registration System

6.1 6.8 7.3

9.2 9.2 10.2

12.7

13.6 13.6

200

4-0

5

200

5-0

6

200

6-0

7

200

7-0

8

200

8-0

9

200

9-1

0

201

0-1

1

201

1-1

2

201

2-1

3

At current prices, the GSDP of Jammu & Kashmir was

about US$ 13.6 billion in 2012-13.

The state’s GSDP expanded at a CAGR of 13.2* per cent

during 2004-05 to 2012-13.

Source: Planning Commission Databook 2013

*CAGR calculated in rupee terms

Note: GSDP – Gross State Domestic Product,

CAGR – Compound Annual Growth Rate

GSDP of Jammu & Kashmir at current prices

(in US$ billion)

CAGR

13.2%*

5.2 5.7 6.1

7.6 7.5 8.2

10.4 11.2 11.1

200

4-0

5

200

5-0

6

200

6-0

7

200

7-0

8

200

8-0

9

200

9-1

0

201

0-1

1

201

1-1

2

201

2-1

3

Jammu and Kashmir’s NSDP was about US$ 11.1 billion in

2012-13.

The state’s NSDP increased at a CAGR of 12.7* per cent

during 2004-05 to 2012-13.

Source: Planning Commission Databook 2013,

*CAGR calculated in rupee terms

Note: NSDP – Net State Domestic Product

CAGR – Compound Annual Growth Rate

NSDP of Jammu & Kashmir at current prices

(in US$ billion)

CAGR

12.7%*

567 621 665

824 812

887 1,093

1,155 1,135

200

4-0

5

200

5-0

6

200

6-0

7

200

7-0

8

200

8-0

9

200

9-1

0

201

0-1

1

201

1-1

2

201

2-1

3

The state’s per capita GSDP in 2012-13 was US$ 1,134.7

compared with US$ 566.8 in 2004-05.

The per capita GSDP increased at an average rate of 11.7*

per cent between 2004-05 and 2012-13.

Source: Planning Commission Databook 2013

*CAGR calculated in rupee terms

Per capita GSDP (US$)

CAGR

11.7%*

484 525 553

682 658 710

894 947 932

200

4-0

5

200

5-0

6

200

6-0

7

200

7-0

8

200

8-0

9

200

9-1

0

201

0-1

1

201

1-1

2

201

2-1

3

The state’s per capita NSDP in 2012-13 was US$ 932.4

compared with US$ 483.5 in 2004-05.

The per capita NSDP increased at a CAGR of 11.2* per

cent between 2004-05 and 2012-13.

Source: Planning Commission Databook 2013

*CAGR calculated in rupee terms

Per capita NSDP (US$)

CAGR

11.2%*

28.16 21.50

28.13 26.57

43.71 51.93

2004-05 2012-13

Primary Secondary Tertiary

At current prices, the tertiary sector contributed 51.9 per

cent to the state’s GSDP in 2012-13, followed by the

secondary (26.6 per cent) and primary (21.5 per cent)

sectors.

Registering a CAGR of 15.7* per cent, the tertiary sector

expanded the fastest among the three sectors from 2004-05

to 2012-13. The growth was driven by trade, hotels, real

estate, finance, insurance, communications, transport, and

other services.

The secondary sector increased at a CAGR of 12.4* per

cent between 2004-05 and 2012-13, driven by

manufacturing, construction, electricity, gas & water supply.

The primary sector expanded at a CAGR of 9.5* per cent

between 2004-05 and 2012-13. Source: Economic Survey of J&K, 2012-13

*CAGR calculated in rupee terms

Percentage distribution of GSDP

CAGR*

9.5%

15.7%

12.4%

Source: Economic Survey of J&K, 2012-13

Horticulture Database 2012-13

*April 2012 to October 2012

**Horticulture final estimates 2011-12

Crop Annual production in

2012-13 (‘000 tonnes)

Apple 1,500.3*

Rice 545.6

Maize 512.3

Wheat 415.8

Potato 127.2**

Onion 65.3**

Total pulses 14.4

Total oilseeds 53.5

Total food grains 1,512

The Kashmir region is known for its horticulture industry.

The industry plays a vital role in the economic development

of the state.

Wood from Kashmir willows is used to make cricket bats.

Kashmiri saffron is also renowned the world over and brings

the state exports revenues.

In 2012-13 (ending October 2012), the state produced

around 1.9 million tonnes of fruits.

Rice, maize, and wheat are the major cereals produced in

the state.

In 2012-13, total food grain production in the state was 1.51

million tonnes.

The state is a leading producer of apples. Total apple

production in the state was around 1.5 million tonnes in

2012-13*.

In 2012-13, the state had outstanding investments worth

US$ 22.8 billion.

Of the total outstanding investments, the services and

electricity sectors accounted for about 53.9 per cent and

43.9 per cent, respectively.

Break-up of outstanding investments by sector

(2012-13)

Source: CMIE

Others includes manufacturing, mining, irrigation and real estate

43.9%

53.9%

2.1%

Electricity

Services

Others

As of March 2011, the total road length in the state was

about 26,980 km. As of March 2011, the state had a road

density of 12.14 km per 100 sq km of area. The central

government has attached high priority to the development

and upgradation of its vital road network.

The state government proposed to develop 16 road projects

in 2013-14, against 13 in 2012-13 under the Central Road

Fund. Cost of each proposed project is not expected to

exceed US$ 3.4 million.

The following road projects are being executed by NHAI:

Four-laning of the national highway from Jammu to

Srinagar on BOT annuity basis in six packages. The

estimated value of these six packages is US$ 2.1

billion.

National Highway works amounting to US$ 50.6

million are being executed by the Border Roads

Organisation.

Projects worth US$ 43 million related to

blacktopping and fair-weathering of roads are being

executed. Under the project, 3,077 km of roads have

been blacktopped, while 3,101 km of roads have

been fair-weathered.

The JKSRTC provides public transportation in the state.

Road type Road length (km) – as of

March 2011

National Highways 1,695*

State Highways 67

Total road length 26,980

Source: Ministry of Road Transport & Highways

*As of March 2013

Note: NHAI - National Highways Authority of India, BOT - Build-Operate-Transfer,

JKSRTC - Jammu and Kashmir State Road Transport Corporation

Source: Maps of India

In an effort to boost tourism in three regions, Jammu and Kashmir’s government is planning to construct several ropeways in

the state.

Several new projects, such as cable car projects from Peerkho to Mahamaya, Mahamaya to Shahabad in Bahu Fort, and

one at Patnitop, are in the pipeline.

The State Cable Car Corporation has approved the installation of passenger ropeways, which would facilitate the movement

of tourists across the Tawi River.

The government has allotted US$ 0.35 million to the Collector, Land Acquisition, Jammu for speedy clearances of land

compensation related to Mubarak Mandi-Mohmaya – Bahu Fort ropeway project. In July 2013, Jammu and Kashmir

Environment Impact Assessment Authority and State Tourism Department received clearance from the Supreme Court to

commence work on Mubarak Mandi-Mohmaya – Bahu Fort ropeway project.

The following are some of the major initiatives proposed for 2013-14:

Seek US$ 105 million from the Centre for the completion of ongoing road projects in the state.

Declaring eight roads as national highways in Jammu & Kashmir and sanctioning the construction of five flyovers.

Sanctioning 102 Detailed Project Reports for militancy-hit areas.

Sanctioning 3 tunnel projects in the state, 11 projects under Central Road Fund, and new projects under ISC.

Ring roads at Jammu/Srinagar cities for regulation of traffic are under consideration and would be constructed by the

National Highways Authority of India under a PPP model.

25,983.40 km of roads are to be blacktopped/metalled.

3,587.08 km of roads are to be laid to fair-weather status.

34 bridges are to be completed.

194 road schemes under various programmes are to be finalised.

Under PMGSY, 300 habitations are to be covered.

Note: ISC - Inter State Connectivity,

PMGSY - Pradhan Mantri Gram Sadak Yojna

Due to its predominantly mountainous terrain, the state is

linked with the country's rail network up to the Udhampur

district.

With a view to provide an alternative and a reliable

transportation system to Jammu & Kashmir, the

Government of India is developing a 345 km long railway

line joining the Kashmir valley with the Indian Railways

network.

The Chenab Bridge, which would be built over the Chenab

river, would be the highest of its kind in the world (35 metres

higher than the tip of the Eiffel Tower in Paris). It is

expected to be completed by December 2016.

Work on connecting Srinagar and Baramullah is underway.

The Udhampur-Katra (25 km), Katra-Qazigund (148 km)

and Qazigund-Baramullah (119 km) rail links have been

taken up for construction as national priority projects.

The first phase of the project between Qazigund and

Banihal, costing US$147.3 million and involving an 11 km

long tunnel between the Pir Panjal range, was inaugurated

on 25th June, 2013, and the entire project is expected to be

completed by 2017-18.

Source: Maps of India

Socioeconomic impact of the Jammu and Kashmir railway project:

It would provide all-weather and reliable connectivity to Jammu and Kashmir, including remote areas, from the rest of

the country by rail.

With the completion of approach roads, more than 73 villages would get connected, thereby providing road

connectivity to about 1,47,000 people. Of the 262 km of approach roads to be constructed, 145 km have been

completed, and 29 villages have been connected.

Direct employment to about 7,000 local people and indirect employment to thousands for the project’s day-to-day

requirements; this would help mitigate militancy

A member each from families that have lost more than 75 per cent of their land to projects would receive a job in

railways. So far, over 300 jobs have been given under the programme.

The NHAI has undertaken a project to upgrade the present national highway (NH 44) stretch from Jammu to Srinagar into

four lanes. The project includes two major tunnels at a cost of US$ 1,952 million.

The Chenani-Nashri Tunnel, which is being created through the Mury formation range of the Shivalik range at an elevation

of 1.2 km, is 9 km long. It will be the longest tunnel in the country, when completed in 2016.

Growing demand The Sheik-ul-Alam Airport at Srinagar is a major international

airport. Jammu and Leh are the domestic airports in the state.

In 2012-13 (April-September), the Srinagar airport recorded a

passenger traffic of 1.06 million and the Jammu airport

reported 459,654 passengers.

In 2012-13 (April-September), the Srinagar and Jammu

airports handled 8,128 and 5,543 flights, respectively.

In November 2013, the state government received a nod from

Ministry of Defence to expand and upgrade Jammu Airport.

The project worth US$ 11.1 million includes increasing

passenger holding capacity to 700 from 200, expansion of

airport building, landing surface and building hangers.

The domestic airlines and destinations connecting the

Srinagar airport include GoAir (Goa, Pune, Delhi, Jammu,

Mumbai, Patna, Chandigarh, Bengaluru), Air India (Delhi,

Jammu, Leh), JetKonnect (Delhi, Bengaluru, Leh) and

SpiceJet (Mumbai, Bengaluru, Delhi, Jammu).

Major projects in the pipeline:

Setting up a state government aviation complex at

Satwari Airport in Jammu.

Building airstrips at Kishtwar, Rajouri and Surankot.

Extension of Nehru helipad and augmentation of its

technical infrastructure.

International airport

Domestic airport

Srinagar

Jammu

Leh

State-owned power is generated by the JKSPDCL. PDD is

responsible for all functions related to transmission and

distribution in the state.

As of September 2013, Jammu and Kashmir had a total

installed power generation capacity of 2,425.0 MW. It

consisted of 1,323.48 MW under central utilities and

1,101.47 MW under state utilities.

Of the total installed power generation capacity, 1,600.83

MW was contributed by hydropower, 609.59 MW was

contributed by thermal power, 137.53 MW was contributed

by renewable power and nuclear power contributed 77.00

MW of the total capacity.

Industrial units are allowed to install their captive-power

generation plants, which are exempted from paying

electricity duty.

The village electrification programme in Jammu and

Kashmir has been followed up quite vigorously. As of July

2012, the state had achieved 98.2 per cent of village

electrification.

Source: Central Electricity Authority

*As of September 2013

Installed power capacity (MW)

Note: JKSPDCL - Jammu & Kashmir State Power Development

Corporation Limited, PDD - Power Development Department

2,159.0

2,263.6 2,296.1 2,307.3 2,393.6 2,425.0

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14*

Due to its location in the Himalayan region, the state has

significant hydropower potential for development.

The state plans to boost electricity generation capacity by

9,000 MW in the next few years. Upcoming power projects

in the state include five state sector power projects totalling

453.61 MW and four central sector power projects totalling

449 MW.

Jammu and Kashmir’s government plans to harness 9,000

megawatts of electricity in the state during the 12th and 13th

Five-Year plans.

As many as 13 projects with total generation

capacity of 712 megawatts have been awarded and

approved for allotment in 2012-13.

Power purchase budget has been increased to US$

675 million for 2012-13 from US$ 293 million in

2007-08.

In November 2013, the state announced plans to set

up a 500 MW coal-fired power project. The state

also laid the foundation of a 48 MW Kalnai hydro

power project.

A US$ 330 million, 240 MW Uri hydroelectric project,

situated very close to the Line of Control, is expected to be

declared as ready soon. Source: J&K State Power Development Corporation Limited

Upcoming state-sector power projects

Project name Capacity (MW)

Baglihar Stage-II 450.00

Pahalgam Unit-III 1.50

Matchil 0.35

Baderwah Unit-III 0.50

Sanjak 1.26

Total 453.61

Upcoming central-sector power projects

Project name Capacity (MW)

Uri-II 240.0

Sewa-II 120.0

Nimo Bazgo 45.0

Chutak 44.0

Total 449.0

With assistance from the Ministry of New & Renewable Energy, Government of India, Jammu and Kashmir’s government is

implementing various schemes/projects aimed at meeting the energy requirements of people through alternative sources of

energy. Notable achievements in 2012-13 (financial year ending October 2012) are:

Solar home lighting systems:

Under the RVE Programme, 1,593 solar home lighting systems have been distributed in various districts of the

state.

Under the SPV Programme, 2,205 solar home lighting systems have been distributed in various districts of the

state.

Solar lanterns:

1,752 solar lanterns have been distributed during the year.

Solar power plant:

Orders were placed for setting up 17 solar plants (capacity: 157.5 KW) at various health institutions and

community information centres in the state.

Solar water heating systems:

41 solar water heating systems, covering a total area of 338.5 square meters, have been installed.

Note: RVE - Remote Village Electrification, SPV - Solar Photo Voltaic

Telecom infrastructure (September 2013)

Wireless connections 7,407,511

Wire-line connections 189,774

Broadband subscribers 61,622*

Telephone exchanges 372*

Teledensity (in per cent) 62.82

Post offices 1,655**

Sources: Telecom Regulatory Authority of India, India Post, Department

of Telecommunications, Annual Report 2012-13,

Ministry of Communications and Information Technology

*As of December 2011, **As of January 2013

According to the Telecom Regulatory Authority of India,

Jammu and Kashmir had around 7.4 million wireless

subscribers and 189,774 wire-line subscribers, with a

teledensity of 62.82 per cent, as of September 2013.

BSNL is one of the major service providers of basic

telephony and value added services in the Jammu &

Kashmir telecom circle.

There are five secondary switching areas, namely, Jammu,

Srinagar, Udhampur, Rajouri and Leh.

Jammu & Kashmir had 61,622 broadband subscribers as of

December 2011.

The state has 372 telephone exchanges as of December

2011.

As of January 2013, the state had 1,655 post offices.

Major telecom operators in Jammu & Kashmir

Bharat Sanchar Nigam Limited (BSNL)

Bharti Airtel

Aircel Limited

Vodafone Essar

IDEA Cellular

Reliance

Idea

Among the hilly states of India, Jammu & Kashmir is the most urbanised state with 81 notified urban areas. Srinagar and

Jammu cities are the focal points of urbanisation.

Under the JNNURM, five projects worth US$ 101.6 million have been sanctioned for Srinagar and Jammu.

The projects have been sanctioned between 2006-07 and 2011-12. The key areas of development are water supply and

sewage.

Under the UIDSSMT, US$ 87 million has been allocated for development of water supply, storm drainage system, solid

waste management and road development in the state.

The projects include water supply schemes for Udhampur and Sopore towns executed through the PHE department.

An expenditure of US$ 35.2 million has been incurred under the programme until October 2012.

Source: JNNURM, Ministry of Urban Development, Government of India,

Economic Survey of J&K, 2012-13

Note: JNNURM - Jawaharlal Nehru National Urban Renewal Mission

UIDSSMT - Urban Infrastructure Development Scheme for Small and Medium Towns

PHE - Public Health Engineering

Project name Sector PPP type Project cost

(US$ million) Stage

Four-laning of Chenani to Nashri section Roads BOT - Annuity 552.7 Construction

Four-laning of Qazigund to Banihal section Roads BOT - Annuity 436.0 Construction

Four-laning of Jammu to Udhampur section Roads BOT - Annuity 398.0 Construction

Source: pppindiadatabase.com

Note: BOT - Build-Own-Transfer

Educational infrastructure (as of 2011-12)

Schools 27,493

Universities 8***

Colleges 328*

Industrial Training Institutes (government) 37**

Polytechnics 17

Medical colleges 4^

Education is on top priority of the state government.

Jammu and Kashmir is the only state where education is

free up to the university level.

Seasonal schools have been opened for people in the hilly

areas and the under-privileged population.

Jammu and Kashmir had 27,493 schools, as of 2011-12.

As of June 2011, the state had 37 industrial training

institutes.

As of 2011-12, the state had nine universities and 17

polytechnics.

As of December 2012, the state had four medical colleges.

Sources:Medical Council of India, District Information System for

Education Analytical Tables 2011-12,

All India Council for Technical Education, Annual Report 2011-12

*As of 2010-11, ^As of December 2012, **As of June 2011,

***As of February 2013 - University Grants Commission

Premier institutions in Jammu and Kashmir

• National Institute of Technology

• University of Jammu

• University of Kashmir

• Sher-e-Kashmir University of Agricultural Sciences and

Technology of Jammu

• Sher-e-Kashmir University of Agricultural Sciences and

Technology of Kashmir

• Shri Mata Vaishno Devi University

• Islamic University of Science & Technology

• Baba Ghulam Shah Badhshah University

Jammu and Kashmir has a literacy rate of 68.7 per cent

according to the provisional data of Census 2011; the male

literacy rate is 78.3 per cent and the female literacy rate is

58.0 per cent.

Two central universities have been set up to boost the

educational infrastructure in the state, one in Kashmir

division and another in Jammu division. They have

instruction and research facilities in emerging sectors such

as IT, biotechnology and nano sciences.

Sources: Census 2011 (provisional data)

District Information System for Education (DISE) Analytical Tables 2011-12

*As per Planning Commission Databook 2012-13

**- As per 2010-11

Literacy rates (%)

Literacy rate 68.7

Male literacy 78.3

Female literacy 58.0

Jammu & Kashmir’s education statistics

(2011-12)

Number of

schools*

Primary only: 14,371

Primary with upper primary:

9,859

Primary with upper primary,

secondary and higher

secondary: 2,682

Upper primary only: 129

Upper primary with secondary

and higher secondary: 452

Pupil-teacher

ratio

Primary: 11.71:1

Upper Primary: 8.42:1

Net enrolment

ratio

Primary: 95.33**

Upper primary: 80.80**

Sources: Sample Registration System (SRS) Bulletin September

2013

(www.censusindia.gov.in)

*Per thousand persons

**Per thousand live births

As of March 2011, the state had 22 district hospitals, 13

mobile medical units, 397 primary health centres, 1,907

sub-centres and 83 community health centres.

The central government has sanctioned US$ 52 million for

constructing super-specialty hospitals in the cities of Jammu

and Srinagar.

Health indicators (2012)

Birth rate* 17.6

Death rate* 5.4

Infant mortality rate** 39

Life expectancy at birth (years)

Male (2006-10) 69.2

Female (2006-10) 71.1

Health infrastructure (as of March 2011)

District hospitals 22

Mobile medical units 13

Primary health centres 397

Sub-centres 1,907

Community health centres 83

Source: Ministry of Health & Family Welfare, Government of India

Jammu and Kashmir’s culture is influenced by the South Asian and Central Asian cultures. The state is known for its rich

cultural heritage and scenic beauty.

Jammu's numerous shrines attract thousands of pilgrims every year. The beautiful valley of Kashmir is visited by tourists

from all over the world. Ladakh, also known as "Little Tibet", is renowned for its pristine mountains and Buddhist culture.

Archery and polo are the famous sports in the state.

Music forms include Kashmiri Sufiyana music, Chakri, Jeenda-ji, Kukoo, Benthe, Dogri Lok Geet, Gojri Folk songs, Ladakhi

folk songs and Bakhan. The annual masked dance festival, along with archery and weaving, forms an integral part of the

Ladakhi life.

Traditional dance forms include Dumhal, Jagarna, Geetru, Karak, Jabro, Gwatri, Rouf, Roul, Surma, Kud Pahari and Dogri.

Jammu's Dogra culture and tradition is similar to that of neighbouring Punjab and Himachal Pradesh. The traditional

festivals of Lohri and Vaisakhi are celebrated in the state.

The central government has promised a package of US$ 129 million over a period of five years in order to boost sports in

Jammu and Kashmir. Towns with population of more than 50,000 would be provided with an indoor stadium as well as

football and hockey grounds.

Bari Brahmana

Industrial Complex

Gangyal Industrial

Estate

Export Promotion

Industrial Park,

Kartholi

Textiles Park, Kathua Industrial Growth

Centre, Samba

Electronic

Complex,

Rangreth

Khonmoh

Industrial Complex

Zainakote and

Zakura Industrial

Estates

Software

Technology Park,

Rangreth

Agri Processing

Zone for Apples

Pulwama

Industrial Complex

Agri Processing

Zone for Walnuts

Integrated

Infrastructure

Development

Project,

Udhampur

Industrial Growth

Centre, Budgam

Source: J&K SIDCO State Industrial Development Corporation

Food processing and agro-based industries (excluding

conventional grinding and extraction units) thrive in the state

because of an excellent climate for horticulture and

floriculture.

Handicrafts, the traditional industry of the state, has been

receiving priority attention of the Government in view of its

large employment base and exports potential.

The state is famous for its small-scale and cottage industries

such as carpet weaving, silks, shawls, basketry, pottery,

copper and silverware, papier-mâché and walnut wood.

Jammu & Kashmir SIDCO is the nodal agency for promotion

and development of medium and large scale industries in

the state.

In order to boost infrastructure, Jammu and Kashmir has

approved funding of about US$ 1.8 billion. Additionally, US$

120 million is earmarked under Pradhan Mantri Gram Sadak

Yojana.

Key industries

• Horticulture

• Floriculture

• Handlooms and handicrafts

• Tourism

• Mineral-based industry

• Gems and jewellery

• Sericulture

• IT

• Pharmaceuticals Note: SIDCO - State Industrial Development Corporation

The Department of Industrial Policy & Promotion (DIPP),

extended Special Incentive Package. This includes 100 per

cent premium reimbursement under Central Comprehensive

Insurance Subsidy Scheme to all units on expansion over

the next five years. The DIPP also allowed capital

investment subsidy of 15 per cent on investment in plant and

machinery; the subsidy is applicable for five years from the

date of commencement of production.

Horticulture is the bulwark of rural economy in the state, providing employment to thousands, directly and indirectly.

In 2012-13 (from April 2012 to October 2012), the state produced around 1.6 million tonnes of fresh fruits and 0.3 million

tonnes of dry fruits.

The state is a leading producer of apples, walnuts, pears, almonds and apricots, and has huge potential for exports of

processed food and allied services.

In 2012-13 (from April 2012 to October 2012), the state produced around 1.5 million tonnes of apples.

The state has suitable agro-climatic conditions for a variety of flowers.

The floriculture industry supplies flowers to both domestic and international markets.

The state has Asia’s largest tulip garden, established by State Floriculture Department.

According to Russia-based Wisdom Flowers, a major flower importer, the state’s floriculture industry has potential to

generate annual revenues of US$ 100 million.

The following are the key initiatives by the state government for developing the horticulture and floriculture industries:

Organising buyer-seller meets.

Arranging air-cooled railway coaches for transportation of soft fruits.

Introduction of cardboard cartons for packaging apples at a computerised data dissemination facility and a dynamic

website for promoting horticulture marketing.

Exhibitions across metros in the country as well as other major market promotion events such as Agro Tech and

India International Trade Fair.

Implementation of the APMR Act.

Establishment of an additional terminal market in south Kashmir.

18 fruits & vegetables satellite markets established in the state: eight in the Kashmir division and three in the Jammu

division.

Three new fruits & vegetables markets identified.

Establishment of Kissan Ghar at Jammu.

Note: APMR - Agriculture Produce Marketing Regulation

The following strategies have been laid out for further developing the sector and encouraging players:

Apple Insurance Scheme: The state government has decided to construct a chain of compressed air stores in each

district of the state in order to introduce modern pre- and post-harvest technologies.

Development of olive cultivation: In Jammu and Kashmir, olives can be grown in Poonch, Rajouri, Doda, Udhampur,

Ramban, Reasi, and Kathua districts. The state is working towards increasing the yield in these areas.

Walnut cultivation: With assistance from the APEDA, a hi-tech greenhouse has been set up at Zakura. The

greenhouse is being used for raising budded/grafted walnuts. Moreover, another hi-tech greenhouse has been set

up at Siot, Rajouri.

Provision of cold storage in valley: The government plans to provide cold storage facilities to growers across districts

in the state for helping in preservation of fruits.

Note: APEDA - Agricultural and Processed Food Products Export Development Authority

The state government has taken various measures to improve the healthcare sector in the state. Major achievements in this

regard are:

Rashtriya Swasthya Bima Yojana, successfully launched in two districts and extended to 10 more districts.

66,004 BPL families registered to receive benefits under the scheme.

Nursing Council Act notified to revitalise nursing education in the state.

1,484 drug samples and 885 food samples tested by the Drug & Food Control wing of the health department.

47,364 inspections conducted for enforcing drug and food mechanisms in the state.

Awareness programmes/camps organised in different areas of the state to educate ladies, adolescents and children,

among others, regarding iodine deficiency disorders, reasons, symptoms, precautions and their prevention thereof.

11 health institutions are being considered for NABH accreditation by Quality Council of India, New Delhi

36 hospital blocks/projects were completed during 2011-12.

Construction of seven nursing schools and one Unani college started.

Drug policy approved for the state.

As of November 2013, about 122 hospital projects are in the pipeline at an estimated cost of US$ 272.8 million.

Note: BPL - Below Poverty Line

Handicraft is the traditional industry of the state and

occupies an important place in the economy of the state.

Kashmiri silk carpets are famous the world over and earn

substantial foreign exchange.

Wood from Kashmir, popularly known as Kashmir willow, is

also used to make high-quality cricket bats.

The cottage handicrafts industry provides direct and gainful

employment to around 340,000 artisans.

The state has established the Jammu & Kashmir Handicrafts

Sales & Export Promotion Corporation and Jammu and

Kashmir State Handloom Development Corporation to

promote development and growth of the handicraft sector.

Handicraft exports increased from US$ 220 million in 2010-

11 to US$ 343 million in 2011-12.

In July 2013, the state government exempted handicraft

products from Value Added Tax to further boost sales.

Source: Economic Survey of J&K, 2012-13,

*CAGR calculated in rupee terms

Production value of handicraft goods (US$ million)

239.6

210.9

362.1 378.7

200

8-0

9

200

9-1

0

201

0-1

1

201

1-1

2

CAGR

18.2%*

The following are some of the initiatives taken for the handicrafts sector:

1,054 trainees in handloom centres trained in 2011-12.

Pashminas, Kani shawls, and Soznis from Kashmir have been awarded geographical indication status.

A Pashmina testing and quality certification centre set up at Craft Development Institute campus in Srinagar to certify

Pashminas for geographical indication registration.

Self-employment scheme for individual artisans aimed at providing easy and soft credit facilities to help start

independent ventures.

Focus areas for the 12th Five-Year Plan:

Improving the quality of handicrafts so that products could compete in national markets as well as globally.

To focus on financial inclusion of artisans, particularly the society’s marginalised sections.

Creating adequate marketing facilities by providing publicity inputs for promoting handicraft products.

Source: Economic Survey of J&K, 2012-13

*Data for 2012-13 is till November 2012

There are approximately 38,000 weavers in the state’s

handloom industry, both under the organised and

unorganised sectors.

The state has 777 handloom units, which produce Loies,

Puttos, tweed, blankets, Raffal, Pashmina and Dusoti Khad.

During 2011-12, 16.95 million meters of handloom fabric

worth US$ 80.3 million was produced in the cooperative

sector.

During 2012-13 (from April 2012 to November 2012), 6.63

million metres of handloom fabric worth US$ 27.7 million

was produced.

Central government-sponsored Integrated Handloom

Development Scheme is being implemented to facilitate the

development of cohesive, self-managing and competitive

handloom units.

In July 2013, the state government exempted handloom

products from Value Added Tax to increase sales.

Overview of achievements

Particulars 2011-12 2012-13*

Amount of fabric produced

(metres) 17.0 6.63

Value (US$ million) 80.25 27.71

Number of trainees

trained/enrolled 1,054.0 1,054.0

Number of cooperative societies

organised 16.0 6.0

Membership (nos.) 246.0 70.0

Number of looms modernised 262.0 79.0

No of weavers covered under

Mahatma Gandhi Bunker

Bima Yojana

406.0 403.0

No of weavers covered under

Health Insurance Scheme 12,473.0 6,271.0

No of weavers covered under

Education Scheme 367.0 231.0

Note: CCM - Certificate Course in Carpet Manufacturing,

DCTED - Diploma in Carpet Technology and Entrepreneurship Development

The following are some of the initiatives in the handloom sector:

The rate of stipend and loan ceiling under the Handicrafts Micro Enterprise Scheme has been enhanced.

In 2012-13, 6,271 handloom weavers were covered under Health Insurance Scheme and 403 weavers were covered

under Mahatma Gandhi Bunker Bima Yojana.

Out of 100 handloom training centres, 58 have been brought under the National Council for Vocational Training.

4,200 individuals to be trained for four months under CCM.

100 individuals to be trained for a year under DCTED.

Mega cluster for Kashmir carpets in Srinagar and adjoining areas under implementation; 4,000 artisans to be trained

by the Indian Institute of Carpet Technology within four years.

4.65 8.46 13.18 14.39 11.75 13.70

31.08

50.05

36.02

200

4-0

5

200

5-0

6

200

6-0

7

200

7-0

8

200

8-0

9

200

9-1

0

201

0-1

1

201

1-1

2

201

2-1

3

Jammu and Kashmir boasts of significant mineral resources

covering an area of 13,334 sq km, of which 60 per cent are

reported to be commercially viable for mining of various

minerals.

The Department of Geology and Mining, Jammu & Kashmir,

was established in 1960 to identify/locate major mineral

resources in the state.

A number of cement-based industries, units for

manufacturing plaster of Paris, and marble and granite

cutting units have been established in the state.

The Department of Geology and Mining is authorised to

receive a royalty on the extraction of major as well as minor

minerals as per rates fixed by the central government (for

major minerals) and the state government (for minor

minerals).

Source: Economic Survey of J&K, 2012-13

Data for 2012-13 is till November 2012

*CAGR calculated in rupee terms for the period 2004-05 to 2011-12

Value of minor minerals extracted (US$ million)

CAGR

41.7%*

Major achievements in the sector:

During 2011-12, search for limestone marble, gypsum, granite, coal and bauxite was carried out in eighteen fields

across the state.

Exploration was also conducted for new minerals such as lead, zinc, china clay, and iron ore.

The Department of Geology and Mining has been exploring groundwater and drilling tube wells both for drinking as

well irrigation purposes.

Thus far, around 370 tube wells have been drilled for both drinking water and irrigation facilities.

The state has received six offers for the extraction of rare sapphire in Kishtwar district’s Padder area. The extraction

and exploration would be done in collaboration with Jammu and Kashmir Minerals Limited.

The following are some of the key focus areas identified under the 12th Five-Year Plan:

Raw material security for all user industries.

Enhanced co-production of by-product metals for technology metals and energy-critical metals.

Ensuring environmental sustainability.

Tourism has emerged as an important sector and one of the

major contributors to the state's economy.

Around 12.3 million tourists visited Jammu & Kashmir in

2012.

Jammu is famous for its temples while Kashmir valley is

known for its scenic beauty.

Major tourist attractions include Chashma Shahi Springs,

Shalimar Bagh and the Dal Lake in Srinagar; Gulmarg,

Pahalgam and Sonamarg in the valley; and Ladakh, Vaishno

Devi temple and Patnitop near Jammu.

The state government has established 19 tourism

development authorities at places with good tourism

potential.

Ladakh festival in September and Sindhu Darshan in June

are popular events in the state.

The Department of Tourism of Jammu and Kashmir has

launched aero ballooning to boost the influx of tourists in the

state.

Source: Economic Survey of J&K, 2012-13

Total tourist arrivals (in millions)

7.7

9.3 10.0

12.2 12.3

2008 2009 2010 2011 2012

CAGR

12.3%

Following strategies have been laid out for the development of the tourism sector:

Infrastructure development through public investment and enhancing private investment by providing incentives.

Opening up new destinations having high tourism potential.

Focused and regulated development of major tourist destinations by tourism development authorities.

Promoting the state’s USP through a proactive publicity campaign.

Development of tourism product areas, such as heritage, adventure, pilgrim and eco-tourism.

Regulation of tourist trade for facilitating tourists.

Following are the focus areas for 12th Five-Year Plan:

Development of heritage tourism, pilgrimage tourism, adventure tourism and conventional tourism.

Development of golf circuit and ropeways.

Providing enhanced incentives to make tourism more vibrant and attractive.

Providing wayside amenities en route various destinations.

Providing proper sanitation at tourist destinations, especially for those that do not fall under the purview of the Urban

Development Department.

Mega projects identified for sanctioning

Name of the sanctioned project Sanctioned cost

(US$ million) Status

Trans-Himalayan Cultural Centre, Leh 4.1 US$ 0.8 million released; work in progress

Development of mega tourist circuit from Naagar Nagar

to Watlab 7.0

First installment of US$ 1.3 million released; work in

progress

Conservation/restoration of Mubarak Mandi

Heritage Complex, Jammu 3.1

First installment of US$ 1.3 million released; work in

progress

Mega pilgrim’s projects agreed for funding

Name of the project Sanctioned cost

(US$ million) Status

Buddhist Circuit for Leh 9.2 Detailed Project Report (DPR) has been submitted

to the Ministry of Tourism, Govt. of India

Sufi Circuit for Kashmir 9.2 DPR has been prepared and would be submitted to

the Ministry of Tourism, Govt. of India

Spiritual Circuit for Jammu 9.2 DPR has been prepared and submitted to

the Ministry of Tourism, Govt. of India

Kashmir is well-known for its quality of silk and its traditional silk-weaving industry.

Sericulture is an agro-based labour-intensive cottage industry providing gainful employment to rural areas of the state.

The state generates about 900 metric tonnes of cocoons annually, resulting in an annual income of around US$ 2.2 million

for silkworm rearers and an annual employment of 0.4 million man-days.

Sericulture Development Department of Jammu and Kashmir organises cocoon auction markets in the state to facilitate the

farmers to sell their cocoon produce at competitive rates. As of 2011-12, 28,000 rural families were engaged in this pursuit.

There were about 8.69 million mulberry trees in the state and the production of cocoons was 860,000 kilograms in 2010-11.

In 2011-12, the total mulberry and non-mulberry raw silk production was 133,000 kilograms.

About 150,000 metres of silk cloth is produced per annum in the state.

There are 173 mulberry nurseries and 374 mulberry blocks across the state, spread over an area of 963 acres and 2,215

acres, respectively.

The annual plant production capacity of these nurseries is about 3 million plants, and currently, 2 million plants are being

produced.

The mulberry blocks serve as leaf reservoirs for landless and marginal farmers. The department has a well-established seed

sector, which meets about 60 per cent of the local seed demand each year.

Bivoltine sericulture development has been one of the priority areas of the Indian silk industry.

Jammu and Kashmir is the only state in India that is at the same altitude as leading bivoltine sericulture countries.

Jammu and Kashmir ranks first among north-western states and fourth nationally in terms of silk cocoon and raw silk

production.

Notable achievements registered in the sector:

During 2012-13, 901 metric tonnes of cocoon was produced.

Income generated by farmers through the sale of cocoons increased by 10 per cent to US$ 2.2 million in financial

year 2012-13 from US$ 2.0 million during 2011-12.

Raw silk production during financial year 2012-13 is estimated to be 115 metric tonnes compared with 113 metric

tonnes during 2011-12.

Overall average prices of cocoons (all grades) increased by 9.1 per cent to US$ 7.2 per kg green during financial

year 2012-13 from US$ 6.6 per kg green during 2011-12.

The number of silkworm rearers grew by 4 per cent to about 28,000 during 2012-13 from 27,000 during 2011-12.

Notable achievements registered in the sector:

During 2011-12, 4,962 women rearers have been covered under the Health Insurance Scheme, under CDP and

2,500 more beneficiaries are being covered during 2012-13.

2,000 silkworm rearers were provided with rearing kits at a unit cost of US$ 417 during 2011-12, and 1,000 more

beneficiaries are being covered during current financial year 2012-13 with enhanced unit cost of US$ 460 per kit.

1,600 silkworm rearers were provided financial assistance for “construction of rearing house” at unit cost of US$

1,043 under CDP during 2011-12, and 1,500 more beneficiaries are being covered during 2012-13 with enhanced

unit cost of US$ 1,381 per house.

During 2011-12, 20 hot air dryers at a unit cost of US$ 3,650 were established in the state to facilitate cocoon drying

by farmers on scientific lines. This has helped farmers to fetch better prices for their produce.

The construction of one cocoon auction market at Rajouri, Jammu Division, at a unit cost of 0.13 million, commenced

during 2011-12.

Note: CDP - Catalytic Development Programme

IT is a sunrise industry in the state and is emerging as an important sector in transforming the socio-economic lives of the

people.

This sector provides direct employment to 2.2 million youth and 8.0 million individuals indirectly. By the end of 2020, the

sector is expected to provide employment to 20 million youth directly and 50 million indirectly.

The state government has taken certain initiatives under the IT policy to develop this industry. The state industrial policy also

provides an attractive environment for increased investment in the IT industry.

The state government is interested in inviting major Indian and overseas players in the sector to spur IT growth in the state.

The projects, which are being implemented, include setting-up of 1,109 CSCs named ‘e-Khidmat centres’ for the delivery of

services at remote villages.

A software technology park (STP) has been established at Rangreth in Srinagar.

A task force in the IT sector is being constituted with experts from companies functioning in the state.

The state government is planning to set up an IT park at Ompura in Budgam district to boost delivery of modern information

technology facilities.

Note: CSCs - Common Service Centres

Note: SDC - State Data Centre

Major achievements by the IT Department during 2012-13:

Biometric attendance system:

The IT department has installed biometric

attendance monitoring systems (that use

radio-frequency identification-enabled smart

cards) at the Srinagar and Jammu

secretariats.

Smart cards have been issued to 2,000

employees.

Wi-Fi systems:

Wi-Fi networks have been added to the

state’s existing structured local area network

to facilitate the use of gadgets by employees

and officers.

Wi-Fi connectivity has also been established

at the Jammu and Srinagar campuses of the

Institute of Management and Public

Administration.

SDCs:

The Government of India approved the

establishment of SDC in the state at a cost of

US$ 2 million under the National e-

Governance Plan (NeGP).

The state government allotted the project to

M/s Trimax Pvt Ltd, Mumbai; the SDC

became operational in April 2013.

Mobile governance:

The IT department recently introduced an e-

governance application for mobile devices.

The app, called Jammu and Kashmir Pulse,

helps in the real-time inspection of schemes

in the border area districts of the state.

Currently, the pilot phase has been launched

in the border area districts of Poonch and

Rajouri.

Note: CPI - Computerised Personal Information

Other initiatives being taken are as follows:

Digital signatures are being used for various projects such as e-procurement and e-tendering.

5,000 educated unemployed youth are to be trained in collaboration with universities.

Extension of CPIs to various departments.

Exploring the possibility of expanding the services offered by community information centres.

Wi-Fi facility at important tourist locations in the state.

Wi-Fi facility at the civil secretariats in Jammu and Srinagar.

Indian Telephone

Industries Ltd

NHPC Ltd

Krishi Rasayan Group

• Indian Telephone Industries Ltd is a pioneering venture in the field of telecommunications.

The company was founded in 1948; this premier public sector undertaking has contributed

to 50.0 per cent of the present national telecom network.

• Manufactures the entire range of telecom equipment.

• Has its manufacturing unit in Srinagar.

• NHPC Ltd (Formerly known as National Hydroelectric Power Corporation Ltd) was

incorporated in 1975 as a private limited company for the integrated and efficient

development of hydroelectric power.

• The company posted revenues of US$ 929.7 million in FY 2012-13.

• It has plants and projects in other sources of energy such as geothermal, solar, tidal and

wind.

• The company has four power stations in the state at Salal, Uri- I, Dulhasti and Sewa- II.

• Krishi Rasayan Group is involved in the basic manufacturing of formulations & export of

agrochemicals. The group had revenues of US$ 138 million in 2011-12.

• The company has a factory at Samba in Jammu.

Zamindara Rice &

General Mills

Sutlej Textiles and

Industries Ltd

Cadila Pharmaceuticals

Ltd

• Zamindara Rice & General Mills was established in 1978 at Village Ranbir Singh Pura,

Jammu.

• The unit has received the award for the “Recognition for the Best Quality Basmati Rice ZZ-

ZAMINDARA” in 2003.

• Part of the K. K. Birla Group, it entered the state with the merger of Chenab Textile Mills of

Jammu & Kashmir in 1997.

• Chenab Textile Mills, manufacturer of fibre yarns and cotton yarns, had capacity of 171,000

spindles as of FY 2012-13

• Sutlej is an integrated company in the textiles industry. Its products range from yarn to

fabrics to home furnishing and garments.

• Chenab Textile Mills, a unit of Sutlej Textiles and Industries Ltd, is located in Kathua

(Jammu & Kashmir); it manufactures cotton yarn and man-made fibre yarn.

• The company recorded revenues of US$ 309.4 million in FY 2012-13

• Cadila Pharmaceuticals Ltd is an integrated healthcare solutions provider, catering to over

45 therapeutic areas.

• The company has a manufacturing facility at Samba in Jammu.

• In September 2013, the company announced plans to invest US$ 16.8 million to expand,

upgrade and modernise production unit at Samba.

APCC, a high-power clearance committee, has been set up for quickly clearing projects under the chairmanship of the Chief

Secretary of the state. The committee serves as a single-window clearance system for projects related to all cases of export-

oriented units and prestigious units.

Examination of proposal

Proposal sent to various boards such as Pollution Control Board and Power Department

Receipt of response from these boards

Proposal sent for review to APCC, which is chaired by the Chief Secretary of state and relevant secretaries

Decision on whether the project is feasible or not

Land allotment and provisional registration

The entire procedure is completed within a maximum time-frame of two months.

Note: APCC - Apex Projects Clearance Committee

Agency Description

Jammu & Kashmir State

Industrial Development

Corporation (Jammu and

Kashmir SIDCO) - State-

level nodal agency for

single-window clearance

• Jammu and Kashmir SIDCO is the nodal agency for promotion and development of medium and large scale industries in the state.

• Established in 1967, its purpose is to act as a catalyst to inspire and accelerate industrial development.

• Since its inception, Jammu and Kashmir SIDCO has acted as a prime mover in the state for promotion of industrial ventures. It plays the role of ‘institutional entrepreneur’.

• Activities of the corporation include support to modernisation, brand promotion, rehabilitation of sick units and export promotion.

• Jammu and Kashmir SIDCO acquires land, constructs internal roads and affluent disposal facilities and provides for supply of water and power in the industrial estate.

• The corporation offers a variety of financial assistance programs for setting up new units and for expansion, diversification and modernisation of existing units.

Directorate of Industries and

Commerce - District-level

committee for single-window

clearance

• Provides sanctions and clearances for setting-up small scale industrial units in the state.

• The general manager (GM) is the key nodal officer for sanctions.

Agency Description

Jammu and Kashmir

Industrial and Technical

Consultancy Organisation

Limited (Jammu and

Kashmir ITCO)

• Set up in April 1997 as a subsidiary of Industrial Development Bank of India.

• Primary objective is to provide consultancy services to existing and potential tiny, small and medium scale industrial units.

Jammu and Kashmir State

Financial Corporation

(JKSFC)

• Established to act as a regional development bank with the aim of promoting industries and boosting economic development in the state.

• For existing units, JKSFC offers term-finance for their expansion, diversification, renovation, modernisation and procurement of quality control equipment and energy saving devices.

Micro, Small and Medium

Enterprises (MSME) -

Development

Institute, Jammu/Srinagar

• MSME Development Institute (formerly known as Small Industries Service Institute) provides a comprehensive range of industrial extension services ranging from the identification of suitable line of production to marketing of the product.

Agency Contact information

Jammu & Kashmir State Industrial

Development Corporation (Jammu and

Kashmir SIDCO)

Drabu House, Rambagh, Srinagar - 190 015.

Phone: 91-194-2430 036, 2434 402 Fax: 91-194-2430 036

Email: info@jksidco.org Website: http://www.jksidco.org/

Jammu and Kashmir State Financial

Corporation (JKSFC)

Sehakri Bhawan, Rail Head Complex, Jammu

Phone: 91-191-2476465 Website: http://jksfc.nic.in

Micro, Small and Medium Enterprises (MSME) - Development

Institute, Jammu/Srinagar

Industrial Estate, Digiana, Jammu - 180 010 ( Jammu and Kashmir)

Phone: 91-191-2431077, 2435425 Fax: 91-191-2431077

E-mail: dcdi-jammu@dcmsme.gov.in Website: www.msmedijammu.gov.in

Cost parameter Cost estimate Source

Hotel costs (per room per night) US$ 30–250 Leading hotels in the state

Office space rent (per sq ft per month) US$ 0.4–2.0 Industry sources

Residential rent (2,000 sq ft house) US$ 200–700 per month Industry sources

Power cost (per kWh) Commercial: US$ 0.05–0.086

Industrial: US$ 0.05–0.06

Jammu and Kashmir State Electricity

Regulatory Commission

Labor costs US$ 4.7–5.7 Ministry of Labour and Employment,

September 2013

Securitisation and Reconstruction of Financial Assets and Enforcement of Securities (SARFAESI) Act

• The act is in final stage of processing.

• The act aims to help banks in debt recovery, which in turn would increase the credit-deposit ratio

of banks. Read more

Objectives

Skill Development Policy 2012–17

• To engage private players through initiatives such as ‘Udaan’ and ‘Himayat’.

• To move from a state-owned institutional framework to a larger non-governmental effort.

• To triple the existing training facilities. Read more

Objectives

Policy for Development of Micro/Mini Hydro Power Projects 2011

• To attract investors for the development of the state’s water resources in an environment friendly

manner to provide a solution to the energy problems in remote and hilly areas, where extension

of the grid system is unviable or uneconomical. Read more

Objective

Jammu and Kashmir Water Resource Regularisation & Management Act 2010

• To ensure judicious and optimum utilisation of the state’s water resources.

• To advance reforms in the water sector.

Read more

Objectives

The Jammu and Kashmir State Forest Policy 2011

• To conserve forest resources for the ecosystem.

• To meet the population’s need for forest produce.

• To alleviate poverty through developmental activities. Read more

Objectives

Solar Power Policy for Jammu and Kashmir 2010

• To promote the generation of green and clean power in the state using solar energy.

• To create environmental consciousness among citizens.

Read more

Objectives

Jammu & Kashmir Industrial Policy 2004

• To develop an action plan to promote industrial growth in the state. The policy is to remain in

force from February 2004 to March 2015.

Read more

Objective

Sher-e-Kashmir Employment & Welfare Programme for the Youth 2009

• To address issues related to unemployment among the state’s educated youth.

Read more

Objective

Jammu & Kashmir IT Policy 2004

• To increase the use of IT in all sectors and make it a sunrise industry.

• To encourage and accelerate investments and growth in IT hardware, software, internet, training,

IT-enabled services, telecom, e-commerce and related sectors in the state. Read more

Objectives

Exchange rates

Average for the year

* Average for the period from 01 April 2013 to 07 November 2013

Year INR equivalent of one US$

2004-05 44.95

2005-06 44.28

2006-07 45.28

2007-08 40.24

2008-09 45.91

2009-10 47.41

2010-11 45.57

2011-12 47.94

2012-13 54.31

2013-14* 59.38

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