student care insurance nandagopal-9994910202

STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITEDPERSONAL & CARINGIntro/Trg_CO_cpu/Ver1.2/21MAY20

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Hearty welcome to all of you.

STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITEDPERSONAL & CARING

S.V.NANDAGOPAL SENIOR SALES MANAGER STAR HEALTH & ALLIED INSURANCE CO.LTD

THANKS FOR OPPORTUNITY TO SERVE

WE ARE ONE OF THE LEADING INSURANCE & INVESTMENT

CONSULTANT IN COIMBATORE SINCE 2000MOBILE

99949 10202, 94431 86864,83000 20102Email [email protected],[email protected]

www.licnanda.blogspot.com

mailto:[email protected],[email protected]


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The company that STAR HEALTH INSURANCE is:

i. The first health insurance company to be set up in India in the year 2006.

ii. Largest health insurance company in India.

iii.2nd largest in health insurance market among private insurance companies.

iv.1st and foremost among five health insurance companies.

v. First stand-alone health insurer to touch Rs1,000 crore in retail premium.

vi.Focused on retail insurance.vii. Pioneer, innovator and leader.


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Organizational Structure (as at end of March 2014).

Branch Offices - 231

Area Offices – 22

Zonal Offices - 12

SM Stations – 444

Employees – 6255

Doctors - 182


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Our innovations…

Operational

Direct Settlement of claims

No TPA

More than 6000 Network

hospitals

Free Health magazine

Free Tele-Consultation

Product-front

First to launch an exclusive Health

Insurance product for Senior Citizens.

First to launch a ‘top up’ plan – “Star

Super Surplus”

First to launch a policy for the Diabetic

population – Diabetic Safe policy

First and the only insurer to provide

coverage for HIV +ve groups.

First policy exclusively meant for heart

patients who have undergone CABG/PTCA

- Cardiac Care .


CLAIMS HANDLING

• TIME TAKEN-CLAIMS:

• CASHLESS DONE < 1 HOUR – 82% &

• < 2 HOUR – 99%

• PAYMENTS <7 DAYS – 89%


Students Care Insurance


Covers

Both School and College students

Provides compensation for the following

• Accidental Death• Permanent Total Disability

Age LimitsSchool student- 3 years to 18 years.

College Students – 15 years to 25 years

Hospitalization

Hospitalization cover for Rs.5, 000/- (including a limit of Rs. 1,000/- for school students and Rs. 2,000/- for College students for O.P. Treatment)


Premium RatingSCHOOL STUDENTS ( from 3 yrs – 18 yrs)

SUM INSURED Rs.

Prem (Rs.) S.T. (Rs.) Total (Rs.)

50,000 70 7 791,00,000 100 10 113

COLLEGE STUDENTS (from 15 yrs – 25 yrs)

75,000 120 12 1351,00,000 135 14 1522,00,000 195 20 409

Additional BenefitsEducational Grant in case of Accidental Death or Permanent Total Disability

of Earning Parent/Guardian

Rs.5,000/- for School students

Rs. 10,000/- for College students


Major Exclusions

Any Claim,In Respect of Pre Existing Conditions.If the Insured acts against the advice of the Physician.Whilst under the influence of intoxicating liquor or drugs.Arising out of mental diseases, suicide or attempted suicide, self inflicted injuries or sexually transmitted conditions, anxiety, etc.Due to participation in hazardous sport / activities.By persons who are physically and mentally challenged unless specifically agreed and endorsed in the policy.

Note: For a detailed list kindly refer the policy conditions.


Claims Procedure

Document to be submitted in case of Death ClaimsCompleted Claim formDeath certificateFIR, wherever applicable Postmortem report In the absence of assignment, Legal Heir ship Certificate/Succession Certificate / Will duly probatedOriginal Policy, if issued for Individual Police Inquest Report

Document to be submitted in case of Disablement ClaimsOriginal Policy Disability Certificate from the attending Doctor confirming the %age of disability. Photo of the person indicating the disability. Completed claim form FIR, Wherever applicable

STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITEDPERSONAL & CARINGFHO-rev2014/cpu/ver1.4/16 Oct 2014 13

• ALSO WE PROVIDE • LIFE INSURANCE• HEALTH INSURANCE• CHILD FUTURE PLANS• TAX SAVING & PLANNING• PAN CARD & PASSPORT • MOTOR VEHICLE INSURANCE• IMPORT & EXPORT INSURANCE• INDIVIDUAL,FAMILY,GROUP &

CORPORATE INSURANCE NEEDS

student care insurance nandagopal-9994910202

Healthcare