sumit analysis

7/29/2019 Sumit Analysis

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1. Do you make investment?

Table No. 5.1

Options No. of Investors No. of Percentage

Yes 120 100%

No 0 0%

Total 120 100%

Figure No. 5.1

Interpretation

The above figure shows that 100% investors are making investments. They prefer

investment due to safety and good returns.

Yes100%

No0%

make investment

Yes

No


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2. What is your Income Level?

Table No. 5.2

Income Level No. of Investors No. of Percentage

1 lac to 3 lac 82 68.34%

3 lac to 5 lac 12 10.00%

5 lac to 10 lac 18 15.00%

More than 10 lac 8 6.66%

Total 120 100%

Figure No. 5.2

Interpretation

Out the total academician around 68.34% were belong to the income group of 1 3lacs,

while 15.00% in the 5-10 lacs group, 10% belong to 3to5lac and rest 6.66% investors

were belong to more than 10 lacs income group.

1 lac to 3 lac68.34%

3 to 5 lac

10.00%

5 lac to 10 lac15.00%

Morethan 10

lac6.66%

Income Level of Investors

1 lac to 3 lac

3 to 5 lac

5 lac to 10 lac

More than 10 lac


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3. How much of your money you invest in any Financial Instrument?

Table No. 5.3

Percentage of Investing

Money

No. of Investors No. of Percentage

10% to 20% 32 26.66%

20% to 30% 65 54.17%

30% to 50% 17 14.17%

More than 50% 6 5.00%

Total 120 100%

Figure No. 5.3

Interpretation

The above figure shows that mostly those people who invest 20% to 30 % of their money

in these instruments i.e. 54.17%, whereas 26.66% invest 10% to 20%, 14.17% invest

10% to 20%26.66%

20% to 30%54.17%

30% to 50%14.17%

More than 50%5.00%

Income Level

10% to 20%

20% to 30%

30% to 50%

More than 50%


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30% to 50% and remaining 5.00% investors investing more than 50% money in financial

instrument.

4. How long you prefer to keep your money in any Financial Instrument?

Table No. 5.4

Time Period for Invest

Money

No. of Investors No. of Percentage

Less than 6 months 11 9.16%

6 months to 1 year 10 8.34%

1 year to 3 year 36 30.00%

More than 3 years 63 52.50%

Total 120 100%

Figure No. 5.4

Interpretation

Less than 6months9.16%

6months

to 1 year8.34%

1 year to 3 year30.00%

More than 3 years53%

52.50%

Time Period for Invest Money

Less than 6 months

6 months to 1 year

1 year to 3 year

More than 3 years


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Out of the 120 investors mostly were of the people that they invested there for money at

least for a period of More than 3 years i.e. 52.50%, while 30.00% keep 1 to 2 years,

9.16% keep less than 6 months and least 8.34% investors prefer to keep their money in

financial instruments.

5. Do you know about the following Financial Instrument?

Table No. 5.5

Financial Instrument No. of Investors No. of Percentage

Mutual Fund 32 26.66%

Bond 9 7.50%

Insurance 18 15.00%

Equity Shares 24 20.00%

Fixed Deposits 12 10.00%

IPO 11 9.16%

Real Estate 10 8.34%

If any other please specify 4 3.34%

Total 120 100%

Mutual Fund26.66%

Bond7.50%

Insurance15.00%

Equity Shares20.00%

Fixed Deposits

10.00%

IPO9.16%

Real Estate8.34%

If anyother4%

Do you know about the following Financial Instrument ?

Mutual Fund

Bond

Insurance

Equity Shares

Fixed Deposits

IPO

Real Estate

If any other


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Figure No. 5.5

Interpretation

The sample size consists of 120 investors and out of which almost all the people are fully

aware about investment avenues like IPO, Insurance, Bond, Real Estate and fixed

deposits, almost 26.66% are aware about Mutual funds.


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6. What are the factors which you consider while investing in any Financial

Instrument?

Table No. 5.6

Information Source No. of Investors No. of Percentage

Return (capital appreciation) 29 24.16%

Tax Saving 34 28.34%

Liquidity 13 10.84%

Regular income flow 18 15.00%

Safety 24 20.00%

Any Other 2 1.66%

Total 120 100%

Figure No. 5.6

Interpretation

Return (Capitalappreciation)

24.16%

Tax Saving28.34%

Liquidity10.84%

Regular Income Flow15.00%

Safety20.00%

Any Other1.66%

What are the factors which you consider while investing in any Financial Instrument

Return (Capital appreciation)

Tax Saving

Liquidity

Regular Income Flow

Safety

Any Other


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Out of the 100 investors about 28.34% investors think that Tax saving is the main factor

to investing in financial instruments, while 24.16% expecting return, 20% Safety & rest

2% any other factor for investing their money in financial instruments.

7. How do you get information regarding these financial instruments?

Table No. 5.7


Advertisement on Television 62 51.66%

Company Sales Force 16 13.34%

Friends/Relatives 6 5.00%

Magazines/Newspaper 26 21.66%

Any Other 10 8.34%

Total 120 100%

Figure No. 5.7

Interpretation

Advertisement onTelevision

51.66%

Company SalesForce

13.34%

Friends/Relatives5.00%

Magazines/Newspaper

21.66%

Any Other8.34%

How do you get information regarding these financial instruments

Advertisement on Television

Company Sales Force

Friends/Relatives

Magazines/Newspaper

Any Other


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Out of the 120 investors about 51.66% of them get the information from advertisements

on the television and the rest from the magazines, company sales force and friends and

relatives.


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8. Please rate the Financial Instruments as per your Preference.

Table No. 5.8

Rating of Financial

Instruments

More

Preferred

(3)

Moderate

(2)

Less

Preferred

(1)

Total Weighted

Average

Mutual fund 40 61 19 261 2.17

Insurance 34 64 22 252 2.10

Equity Shares 40 59 21 259 2.15

Bonds 32 47 41 231 1.92

Fixed Deposits 79 37 4 315 2.62

Real estate 39 57 24 255 2.12

IPOs 10 46 64 186 1.55

Figure No. 5.8

Interpretation

0

0.5

1

1.5

2

2.5

3

Mutual Fund Insurance Equity Shares Bonds FixedDeposits

Real Estate IPO's

Please rate the Financial Instruments as per your Preference.

Rating


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Out of the 100 investors asked the most preferred financial instrument is fixed deposits

and the then the rest like Insurance and equity shares and least preference of investor is

IPOs.

9. On what basis you will invest in any particular Financial Instrument?

Table No. 5.9


Past Performance 14 11.66%

Portfolio 47 39.18%

Fund Manager 14 11.66%

Fundamental/Technical Analysis 32 26.66%

Market Sentiment 11 9.18%

Any Other 2 1.66%

Total 100 100%

Figure No. 5.9

Interpretation

Past Performance11.66%

Portfolio39.18%

Fund Manager

11.66%

Fundamental/TechnicalAnalysis26.66%

Market Sentiment9.18%

Any Other1.66%

On what basis you will invest in any particular Financial Instrument

Past Performance

Portfolio

Fund Manager

Fundamental/Technical Analysis

Market Sentiment

Any Other


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The investors were mostly of the opinion that portfolio is the most important factor

before investing and then fundamental analysis done by them or by the financial advisor

and then the other factors.

10. How will you invest your money in any Financial Instrument?

Table No. 5.10


Through business news 62 51.66%

Through any stock broking

company.9 7.50%

Sub broker/ Agents 33 27.50%

Through Banks 15 12.50%

Any Other 1 0.84%

Total 120 100%

Figure No. 5.10

Business news51.66%

Through any stockbroking company

7.50%

Sub broker/Agent27.50%

Through Banks12.50%

Any Other0.84%

How will you invest your money in any Financial Instrument

Business news

Through any stock broking company

Sub broker/Agent

Through Banks

Any Other


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Interpretation

The above chart shows that they mostly invest their money through business news and

then through sub brokers and agents and least 0.84% investor through any other

parameters.


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11. In what type of Financial Instrument you like to invest?

Table No. 5.11


Equity based 24 20.00%

Debt based 31 25.83%

Balanced Fund 39 32.50%

Hybrid Fund 16 13.34%

ELSS (equity linked saving scheme) 7 5.83%

If any other please specify 3 2.50%

Total 120 100%

Figure No. 5.11Interpretation

The above chart shows that they mostly invest their money in balanced fund as compared

to other funds.

Equity Based24%

Debt Based21%

Balanced Fund29%

Hybird Funbd16%

(EquityLinkedsaving

scheme7%

Any Other3%

In what type of Financial Instrument you like to invest

Equity Based

Debt Based

Balanced Fund

Hybird Funbd

Elss (Equity Linked saving scheme)

Any Other


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12. Will you invest your money for saving the Tax in any Financial Instrument?

Table No. 5.12


Yes 79 65.83%

No 41 34.17%

Total 120 100%

Figure No. 5.12

Interpretation

The above chart shows that mostly investors are in favour of investing money for Tax

saving.

Yes69%

No31%

Will you invest your money for saving the Tax in any Financial Instrument

Yes No


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13. Does business news influence your investment decisions?

Table No. 5.13


Strongly Agree 31 25.83%

Agree 47 39.16%

Neutral 22 18.34%

Disagree 16 13.33%

Strongly Disagree 4 3.33%

Total 120 100%

Figure No. 5.13

Interpretation

The above chart shows that mostly investors agree with statement that business news

influence their investment decision, whereas 25.83% strongly agree, 18.34% neutral,

13.34% disagree and least 3.33% investors strongly disagree with opinion. Business news

creates impact on investors mind.

25.83%

39.16%

18.34%

13.33%

3.33%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

40.00%

45.00%

Strongly Agree Agree Neutral Disagree Strongly

Disagree


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14. The news information is used to categorize trader types including mutual funds,

foreigners, individuals and corporations.

Table No. 5.14



Agree 59 49.17%

Neutral 14 11.67%

Disagree 11 9.16%


Total 120 100%

Figure No. 5.14

Interpretation

The above chart shows that mostly investors agree with statement that news information

is used to categorize trader types including mutual funds, foreigners, individuals and

corporations and remaining 7.50% investors strongly disagree with fact.

22.50%

49.17%

11.67%9.16%

7.50%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%


Disagree


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15. Do you agree that business news fluctuate your investment decision?

Table No. 5.15



Agree 36 30.00%

Neutral 14 11.66%

Disagree 7 5.84%


Total 120 100%

Figure No. 5.15

Interpretation

The above chart shows that 52.50% investors strongly agree that business news fluctuate

their investment decision, whereas 30.00% agree, 11.66% neutral and rest 5.84%

investors disagree with opinion.

52.50%

30.00%

11.66%

5.84%

0.00%0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%


Disagree


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16. Business news affects the timing of investors' purchase of investment aveneues.

Table No. 5.16



Agree 49 40.83%

Neutral 22 18.34%

Disagree 8 6.66%


Total 120 100%

Figure No. 5.16

Interpretation

The above chart shows that 40.83% investors agree that business news affects timing of

investors' purchase of investment aveneues, while 30.83% strongly agree, 18.34%

neutral, 6.66% disagree and rest 3.34% investors strongly disagree with statement.

30.83%

40.83%

18.34%

6.66%

3.34%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

40.00%

45.00%


Disagree


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17. Business news can negatively impact on investment Decisions.

Table No. 5.17



Agree 62 51.66%

Neutral 21 17.50%

Disagree 7 5.84%


Total 120 100%

Figure No. 5.17

Interpretation

The above chart shows that 51.66% investors agree that business news can negatively

impact on investment Decisions, while 22.50% strongly agree, 17.50% neutral, 5.84%

disagree and remaining 2.50% investors strongly disagree with fact.

22.50%

51.66%

17.50%

5.84%2.50%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%


Disagree


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18. Are you satisfied with your investment decision, Please rate?

(Highly Satisfied5, Satisfied4, Neutral3, Dissatisfied2, Highly Dissatisfied

1)

Table No. 5.18

Options No. of Investors Score

Highly satisfied 18 90

Satisfied 27 108

Neutral 34 102

Dissatisfied 17 34

Highly Dissatisfied 4 4

Total 100

Figure No. 5.18

Interpretation

The above chart shows that mostly investors are satisfied with investment decision,

whereas few number of investor are highly dissatisfied with their investment decision.

0

20

40

60

80

100

120

Highly Satisfied Satisfied Neutral Dissatisfied Highly Dissatisfied

Are you satisfied with your investment decision, Please rate

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