Greater Mankato’s Community Credit Union Since 1934

LOW Rate Loan Options

New Automobile

Used Automobile

Home Equity Loan

Home Equity Line of Credit

Recreational Equipment

Boat & RV

First Mortgage

And More!

Thank You Greater Mankato!

For the fifth year in a row, Minnesota Valley Federal Credit

Union is sponsoring the MoonDogs Fit program. MoonDogs Fit

is a program that works with ACES and the Mankato

MoonDogs baseball team to promote healthy living and eating.

MoonDogs players will visit ACES sites from the middle of

June to the end of July to teach lessons about eating healthy,

staying active and being a team player. On August 7th,

MVFCU, MoonDogs and ACES will hold their Fit wrap-up

event at the MoonDogs game at Franklin Rogers ball park.

For more information about the MoonDogs Fit program visit:

www.mnvalleyfcu.coop or www.mankatomoondogs.com

Did you know…

You can access your

account, check your

statement, pay your bills,

make a remote deposit,

apply for a loan, and

more– virtually anytime

and anywhere– with

MVFCU’s FREE mobile/

online services. Take

care of your banking

on the go at

www.mnvalleyfcu.coop

Download My Mobile

MVFCU App

Tell us what you want. We listen. Then deliver.

MVFCU and MoonDogs Fit

July 2017

YES YOU CAN

1.99%APR*

Rates as Low as

For example, payments on a $10,000 loan

for 4 years at 1.99% APR would be

$216.93. *APR= Annual Percentage Rate.

Rates subject to change. Loan subject to

credit qualifications. Some restrictions

apply.

We are excited and humbled to

announce that, for the third

consecutive year, and 4th time

in the last five years, Minnesota

Valley Federal Credit Union was

voted the Best Bank or Credit

Union in Greater Mankato by

the readers of the Free Press

and Mankato Magazine. There

are over 20 financials with

offices in the Greater Mankato Area, which

has a population of around 100,000. MVFCU

won 1st place in 2013, 2015, 2016, 2017 and

narrowly missed five consecutive first place

finishes, coming in 2nd in 2014.

Join Us for a Lunch N Learn on July 20th!

Satisfy your hunger for learning with an informative lesson on Living More, and Spend-ing Less. This Lunch N Learn is Thursday, July 20th at 12:00 PM at Friesen’s Family Bakery & Bistro. Space is limited to 40 attendees, registration is a first-come, first-served basis. The deadline to RSVP is Thursday, July 13th. Please visit our website, www.mnvalleyfcu.coop to register and receive your conformation number.

LIVE MORE, SPEND LESS: Rather than “keeping up with the Joneses,” come hear insights

into the Fulfillment Curve of a happy life. Learn how to teach your kids to “talk back” to marketing and peer pressures, and ways to resist the dead-end of consumerism. Hear new strategies to get more joy and quality of life without more spending.

This event will be hosted by Minnesota Valley Federal Credit Union and facilitated by

our partners at Lutheran Social Service of Minnesota.

“Winning, or better yet, earning the

number one vote means a tremendous

amount to the Credit Union’s employees,

volunteers and members.”

Thank you for your vote and membership.

*5.99% fixed APR for terms up to 18 months. The minimum monthly payment is

$100. On a $5,000 loan with a term of 18 months, the monthly payment is

$291.19. This offer is subject to normal credit qualifications. Some additional

restrictions may apply. Available through 09/01/17

Use for ANY of your

summer plans...

• Home Improvements

• Paint & Supplies

• New Appliances

• Landscaping Supplies

• Gutter Replacement

Improve Your Home’s Curb Appeal on a Budget!

If you’re trying to sell your home, you know the importance of curb appeal. But, did you know that you can improve your curb appeal without spending a lot of money? Here are six tips to help you add pizzazz to your home without putting a strain on your budget: Paint your front door. What does your front door look like right now? Does it look tired? Are there markings on it? One of the easiest ways to add a little pop to your front entrance is to repaint your front door. Maybe add a little burst of color like red, turquoise or blue. Update your lights. If you’ve lived in your home for a while, you might not even realize how outdated your exterior lighting may be. By upgrading your light fixtures, you’ll immediately brighten your home’s curb appeal. If you don’t want to purchase new light fixtures, you can simply paint them. Get your yard in order. One of the most important things you can do to improve the curb appeal of your home is to clean up your yard. Take the time to manicure your lawn and make it as green as possible. You can even spray your yard green using lawn paint. Trim the trees and bushes. Plant new flowers, or a tree, in your yard. You may want to consider installing flower boxes by your windows or in your front porch area. Power wash your house. We don’t realize how dirty our homes get over time. A good power wash will take away the grime and allow your home’s true color to shine through. You can either rent a power washer or hire someone to help you. Make sure to power wash your windows and screens so they’ll be bright and clean as well. Fix your driveway. When driving up to your home, one of the first things a buyer sees is your driveway. How does yours look? Are there cracks in the concrete? If so, do what you can to repair the cracks on your own or hire someone to professionally seal it. You may even consider staining your driveway to give it a little extra pop. Upgrade your mailbox. If you have a mailbox in the front of your home, make sure it looks nice. This is something we may not think a lot about, but if a buyer is looking at your home and your mailbox is tilted, or is rusty and old, it may give a negative impression of your home. You should consider painting your mailbox, or purchasing a new, Inexpensive one to install.

Ask about our

Summer Spruce–Up Loan!

Weather you are looking for something smaller, sportier, or just more

practical, MVFCU can help you get pre-approved for the auto loan that fits

your needs.

We offer fixed-rate loans on new and used cars, truck SUVS and vans with

flexible terms, competitive rates and a variety of repayment options. Have a

loan somewhere else? We refinance too!

As a Minnesota Valley Federal Credit Union member, you’re an owner– so

there’s no better place for great rates on an auto loan than your greater Mankato community credit union.

It’s easy to apply! Visit us online at www.mnvalleyfcu.coop, call 507-387-3055, email loan@mnvalleyfcu.coop or

stop by either one of our branch locations in Mankato.

YES YOU CAN—Enjoy the convenience of having all of your banking at MVFCU and the

peace of mind knowing you’re getting a great value on all your banking needs.

Earn points just by using your card and redeem them for an incredible selection of:

Going on vacation is a great way to relax from the daily grind. But, sometimes in our quest for a fun vacation we overspend. This can lead to more stress upon return. One way to avoid unexpected vacation costs is using pre-paid gift cards on your trip. First, take a look at your vacation. Are you traveling within the United States or abroad? Is part of your vacation already paid for (flights, hotels, tours, etc.)? Are you traveling to areas where you can use prepaid cards? Once you have answers to these questions, consider the following: If you want to cover day-to-day expenses, such as food, use restaurant cards or gift cards. Using Google Maps, you can find restaurants nearby and plan accordingly. Or, take along some prepaid gift cards and use when needed. Just make sure you have enough balance on the cards and they haven’t expired. You may also need to check out their spending limits, or whether there are limitations to redeem them. If you’re traveling abroad, be sure to check whether you can use your intended card and what fees are charged. In most cases, a prepaid gift card (e.g., Visa, MasterCard or American Express) will be accepted abroad, but it’s always good to double check. Additionally, take a look at the fees charged to use these cards – it may not be worth it. If you want to put your family on a budget during vacation, give them gift cards to spend. Everyone wants to buy a souvenir from someplace they’ve visited. Budget for it by giving each family member a gift card to use. It allows them to figure out what they want to buy, and they won’t constantly ask for more. For example, if you’re planning a trip to Disney World, you could give each of your children a $25 Disney gift card to buy a souvenir. Using prepaid cards for your vacation is a great way to ensure you only spend the amount you budgeted. You’ll return home rested, free of stress, and ready for the daily grind again. To learn more about the prepaid gift cards available at Minnesota Valley Federal Credit Union, visit our website www.mnvalleyfcu.coop, or give us a call at 507-387-3055.

Have you heard about Choice Rewards?

Merchandise- Choose from millions of products — from bestselling books and DVDs to must-have TVs, MP3 players and other electronic gear, to unique odds and ends.

Travel- hundreds of flight, hotel, cruise, car rental, and vacation package choices.

Events- Get front row seats at thousands of in-demand events.

Activities- Reward yourself with amazing and unforgettable experiences.

Apply for a MasterCard

Rewards Credit Card, today!

Enjoy Low Auto Loan Rates from MVFCU !

Prepaid Gift Cards? The Perfect Way to Budget for Your Vacation.

Business Name

Mankato-Uptown Office

1640 Adams Street

P.O. Box 4399

Mankato, MN 56002

Mankato-Downtown Office

100 Memorial View Court

P.O. Box 4399

Mankato, MN 56002

Lobby Hours

Monday - Friday

9:00AM-5:00PM

Saturday (Uptown Only)

8:00AM-12:00PM

Drive-up Hours

Monday - Thursday

7:30AM - 5:30PM

Friday

7:30AM - 6:00PM

Saturday

8:00AM-Noon

Phone Numbers

Office: (507) 387-3055

Toll Free: (800) 247-0522

Fax: (507) 387-5235

A.R.T: (507) 387-3088

A.R.T. Toll Free: (877) 886-9100

Lost/Stolen Card: (800) 234-5354

PIN Change: (888) 891-2435

Email

loan@mnvalleyfcu.coop

msa@mnvalleyfcu.coop

info@mnvalleyfcu.coop

www.mnvalleyfcu.coop

Federally insured by NCUA Tell us what you want. We listen. Then deliver.

Mission Statement

To exceed the expectations of our “member - owners” and become their most valued

and trusted financial institution, always in keeping with the cooperative principles.

Serving Counties of: Blue Earth, Nicollet, and Le Sueur

Real- Time Alerts for Your Convenience .

Enjoy Convenient Access to Your Accounts this Summer

MVFCU ATMs are always surcharge

free and located at both branches.

• Any Kwik Trip

• First National

Bank Minnesota

• U.S Bank

MVFCU now offers real time fraud alerts. With text alerts, you can help prevent fraudulent transactions from occurring on your card(s). This service is free and enrollment is easy!

How it works:

• A text message will be sent to your mobile phone when

there is a suspicious transaction(s).

• Simply reply to confirm whether or not you recognize the transactions(s).

• If fraud is suspected, your card will be blocked from further transactions

until we hear from you.

• If you reply that you recognize the transaction(s), your card will remain

available for use. Visit mnvalleyfcu.coop to learn more and enroll today!

Access to FREE ATMs When You Bank with MFVCU

The MoneyPass ATM network has thousands of locations where you live, work

and travel, giving you more choices for accessing your account, all surcharge free.

So wherever your travels may take you, download the MoneyPass ATM locator

App today!

• Anchor Bank

• Bremer Bank

• Both MVFCU Locations

As a Minnesota Valley Federal Credit Union member you can enjoy convenient

access to your credit union account at over 5,000 credit union branch locations

nationwide—all for free– through our shared branching network.

Shared branching provides you access to conduct transactions just like you were

at the MVFCU branch.

Anywhere you see the logo you can: Cash Checks, Make Deposits,

Withdrawals and Loan Payments, transfer between accounts, and more.

Whether you are looking for a location close to home, near work

or when traveling, access to a credit union branch is always close

by through the shared branching network.

To find a shared branch location, visit www.mnvalleyfcu.coop

or www.co-opcreditunions.org.