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Page 1: Sun Life Financial - my total benefits · BlackRock Global Equity Index Segregated Fund BlackRock U.S. Equity Index Segregated Fund (Registered) Sun Life MFS International Growth

my total benefitsel ig ib i l i ty guide

Technicolor Canada Group Retirement Savings and Group Benefits Plan

Page 2: Sun Life Financial - my total benefits · BlackRock Global Equity Index Segregated Fund BlackRock U.S. Equity Index Segregated Fund (Registered) Sun Life MFS International Growth

Technicolor and Sun Life Financial are pleased to welcome you as a plan member, and are sure you

will enjoy all of the great benefits your plan has to offer.

Depending on your individual participation in the Technicolor Canada Group Retirement Savings

and Group Benefits Plan, along with this guide, you may also receive any or all of the following:

• Group retirement services member booklet

• Group benefits enrolment forms

• Group benefits member booklet

• Travel card

Welcometo your Technicolor Canada Group Ret irement Savings and Group Benef its P lan .

Inside this guideHow to reach us 3

One retirement plan, many benefits 4

Enrol today! 7

Investment risk profiler 10

Your risk profile 12

Group benefits you can count on 13

Your enrolment checklist 16

Need information? 17

Group retirement services are provided by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies.

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3| S U N L I F E F I N A N C I A L | Eligibility Guide | 3| S U N L I F E F I N A N C I A L | Eligibility Guide |

ONE phone number – 1-866-896-6976If you have any questions about your group retirement savings and group benefits plan, please

contact our Customer Care Centre any business day between 8 a.m. and 8 p.m. ET. We look forward

to speaking with you.

ONE website – mysunlife.ca/technicolor Your Plan Member Services website, mysunlife.ca/technicolor, contains

information you can use to help make the most of your plan.

For example, you can access an online version of the Investment risk profiler, which can be used to

help guide your investment choices for your group retirement savings plan. You can use the Profiler

results when you are first enrolling in the plan to guide your initial investment selections, then

revisit it periodically to ensure you stay on track, as your tolerance to risk can change over time.

Once you’ve enrolled in the plan, you can register online for a sign-in/access ID and password.

Use these to sign in to the site and manage your group retirement savings and group benefits plan

online, in one location, with a single sign-in/access ID and password. You can also use the secure

message feature on the member website to contact the Customer Care Centre directly.

Life ’s br ighter under the sun!

How to reach us

You may wish to bookmark this site for future access.

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4 | S U N L I F E F I N A N C I A L | Eligibility Guide

The Technicolor Canada Group Retirement Savings Plan includes:

• Deferred Profit Sharing Plan (DPSP)*• Group Registered Retirement Savings Plan (RRSP)

Your participation in the plan is voluntary.

* DPSP is not available to all plan members.

Whether you’re just starting your career, mid-way through or approaching retirement, saving money for your future should always have a place on your financial priority list. Joining a group retirement savings plan offers many benefits you won’t get by saving on your own. There are two simple reasons why:

• Your future wealth and lifestyle depend on the savings you make today, as you’ll be relying on these savings for income during your retirement years;• Nothing can grow your money like time – so saving now rather than saving later can significantly increase the amount of money you will have for retirement.

Time is your greatest asset when saving for the long term, and you don’t need to set aside a lot to reap the benefits.

In this chart, the person who started saving at age 25 is far ahead of the 45-year-old, even though the 45-year-old is saving twice as much each year. (This chart assumes a 5.75% rate of return).

One retirement plan, many benefits

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5S U N L I F E F I N A N C I A L | Eligibility Guide |

Pre-built portfolios

Your Technicolor Canada Group Retirement Savings Plan offers you two investment approaches: Pre-built and Build your own.

Technicolor Canada Group has created custom, pre-built investment portfolios only available to Technicolor Canada Group employees. These pre-built options offer you a diversified portfolio that automatically manages your investment risk combined with a longer-term target date, such as your planned retirement year.

For example, if you are a conservative investor and are planning to retire in 2034, you would select the Conservative Target Date 2030 Portfolio, which is the date closest to, without exceeding, your planned retirement year.

Your plan’s pre-built portfolios options are shown here.

FUND CATEGORY NEW FUND LINEUP

TARGET DATE – CONFIDENT Confident Target Date 2020 PortfolioConfident Target Date 2025 PortfolioConfident Target Date 2030 PortfolioConfident Target Date 2035 PortfolioConfident Target Date 2040 PortfolioConfident Target Date 2045 PortfolioConfident Target Date 2050 Portfolio

TARGET DATE - CONSERVATIVE Conservative Target Date 2020 PortfolioConservative Target Date 2025 PortfolioConservative Target Date 2030 PortfolioConservative Target Date 2035 PortfolioConservative Target Date 2040 Portfolio Conservative Target Date 2045 Portfolio Conservative Target Date 2050 Portfolio

For information on the fund management fees (FMFs) you pay, simply sign in to mysunlife.ca/technicolor using your sign-in/access ID and password, and select my financial centre > Accounts > Account fees.

Your investment options

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This investment approach allows you to create your own portfolio from a list of specially selected funds. This approach is best suited to individuals who want to actively choose and monitor their investments.

Your plan’s build your own fund options are shown here.

FUND CATEGORY FUND LINEUP

GUARANTEED SLA 1 Year Guaranteed FundSLA 2 Year Guaranteed FundSLA 3 Year Guaranteed FundSLA 4 Year Guaranteed FundSLA 5 Year Guaranteed Fund

MONEY MARKET Sun Life Financial Money Market Segregated Fund

BOND (FIXED INCOME) BlackRock Universe Bond Index Segregated FundSun Life Financial Short Bond Segregated FundTDAM Canadian Long Bond Index Segregated Fund

BALANCED Jarislowsky Fraser Balanced Segregated Fund

DIVERSIFIED INCOME CC&L Group Income and Growth Segregated Fund

CANADIAN EQUITY Beutel Goodman Canadian Equity Segregated FundBlackRock S&P/TSX Composite Index Segregated FundCI Canadian Small/Mid Cap Segregated FundJarislowsky Fraser Canadian Equity Segregated Fund

FOREIGN EQUITY Beutel Goodman American Equity Segregated FundBlackRock EAFE Equity Index Segregated FundBlackRock Global Equity Index Segregated FundBlackRock U.S. Equity Index Segregated Fund (Registered)Sun Life MFS International Growth Segregated FundSun Life MFS International Value Segregated FundSun Life MFS U.S. Equity Segregated FundTempleton Global Stock Trust Segregated FundTrimark Segregated Fund

For information on the fund management fees (FMFs) you pay, simply sign in to mysunlife.ca/technicolor using your sign-in/access ID and password, and select my financial centre > Accounts > Account fees.

Build your own funds

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Enrol today!

Your retirement savings plan is designed to give you a competitive advantage to help you save for your future. Convenient payroll deductions are a benefit you won’t get by saving on your own.

Your group benefits plan represents one of the most valuable pieces of your total compensation package. It can provide the important coverage you need to pay for expenses for you and your family.

Before you can begin contributing to your group retirement savings plan, or join your group benefits plan, you will need to enrol.

Once you have enrolled, you can take advantage of our Customer Care Centre for live, in-person support.

For the retirement savings plan, you are also able to contact a certified Financial Services Consultant through the my investment advice program for one-on-one investment advice. This service is included as part of your overall plan offering.

Read through this guide, along with the enclosed plan booklets (if applicable), to learn more about your group retirement savings and group benefits plan.

What’s in it for you?

Easy to enrol

In-person support

Please refer to the enclosed plan booklets for details specific to your employee class.

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8 | S U N L I F E F I N A N C I A L | Eligibility Guide

Your account online

Know your responsibilities

After your enrolment is complete, you can access your account online 24 hours-a-day, 7 days a week through the Plan Member Services website. Sign in to mysunlife.ca/technicolor, and select my financial centre to:

• access online retirement planning tools;• transfer funds* or change your investment instructions;• find out more about your fund options;• access documents about your plan online (including statements**);• learn more about investing through the my plan section of the website; and• link to your Group Benefits plan.

* There are no charges for transfers; however, a 2% fee may be charged if you make a transfer into a fund followed by a transfer out of the same fund within 30 calendar days.** You can access your member statements online any time, in addition to the paper version which is mailed to your home address once a year.

As an asset holder in a group plan with more than one investment option, it is your responsibility to:

• understand your plan;• understand the investment options available in the plan;• choose your investments and monitor your account;• keep your personal information up-to-date with Sun Life Financial; and• seek financial advice as needed.

NEED HELP MAKING INVESTMENT DECISIONS?

my investment advice is a service available to you through your retirement savings plan that gives you personal, unbiased, one-on-one advice about the investment choices available in your retirement savings plan.

With one phone call to 1-866-896-6976, a licensed Financial Services Consultant will help you understand the options available in your plan, which ones are best for you and how you can use them to build a diversified portfolio. Call any business day from 8:00 a.m. to 8:00 p.m. ET and ask to speak with a consultant.

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Choosing your investments While saving your money is the first step, investing your savings is important to make your money grow. The reason? Invested money earns interest and dividend income, and can generate capital growth, like the growth in the value of a home. These earnings are needed to keep your savings a step ahead of inflation and grow your money over time.

So what do you invest in? Your company has carefully chosen a variety of professionally managed funds for the plan. You’ll find that each fund holds a number of individual investments (such as stocks, bonds, cash investments like government treasury bills, or a combination of the three) and each has a particular investment objective. You may also find some guaranteed return investment options.

When choosing your investments, there are two golden rules to keep in mind:

• Diversify: A diversified portfolio with stocks, bonds and cash is ideal for spreading the risk over many types of investments. The weight that you give to each type of investment will depend on your personal situation, such as the length of time you have to invest before retirement.

• Know your risk comfort level: Because the value of some investments, like stocks, goes up and down with investment markets (just as housing prices go up and down with the housing market), it’s important that you know how comfortable you are with investment risk.

To help determine the level of diversification and risk that’s right for you, complete the enclosed Investment risk profiler. An online version is also available through mysunlife.ca/technicolor. Once you’ve signed in to the site using your sign-in/access ID and password, select my financial centre > Resource Centre > my money tools, then select Continue to begin. Why complete the profiler? Think of it as a quiz that matches your personality with your money. You’ll have a better understanding of how much risk you’re willing to take when it comes to investing. You’ll know the percentage of your plan assets that should be invested in each investment category — and by using the fund information found in the Your investment options section of this guide, you can pick the individual funds that are right for you. It’s that easy.

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Pre-Built

Build your own

Investment risk profilerThis tool will help you determine what kind of investor you are and how much risk you are comfortable with as you save. Choose the investment option that you prefer: Pre-built or Build your own.

The Pre-built option is a simple way to invest in a diversified portfolio that automatically manages your investment risk, combined with a longer-term target date. The Build your own option is best suited to individuals who want to actively choose and monitor their investments.

Answer the questions below based on your preferred investment option and follow the instructions on page 12.

1. Which statement best describes your comfort level with fluctuations in the value of your investments?

I’d be very upset if my investments dropped in value over any period of time. (1 point)

I’m willing to accept a lower, more predictable rate of return as long as fluctuations in the value of my investments are small. (10 points)

I’m willing to accept some fluctuations in the value of my investments as I’m seeking a higher rate of return. (20 points)

I want the highest rate of return possible, and understand the value of my investments can fluctuate significantly. (30 points)

2. Which of the following statements best describes your investment knowledge?

I’m a novice investor. (1 point)

I have some knowledge. (10 points)

I have good working knowledge. (20 points)

I consider myself an investment pro. (30 points)

3. How likely is it that you’ll need access to a large portion of this money earlier than expected? (e.g. taking early retirement)*

Very likely (1 point)

Somewhat likely (10 points)

Unlikely (20 points)

I won’t need access to any of the money in this plan early. (30 points)

* Early retirement is defined by pension legislation and can vary by jurisdiction.

a

a

a

b

b

b

c

c

c

d

d

d

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1 1S U N L I F E F I N A N C I A L | Eligibility Guide |

4. Which of the following pattern of returns would you be most comfortable with? Assume an initial amount of $5,000 invested for 10 years.

Your investment grows without losses to $8,100. However, in one of the years the value of your portfolio does not increase. (1 point)

Your investment grows to $10,100 in year 10, but slightly declines in value in two of the years. (10 points)

Your investment grows to $12,400, but significantly declines in value in three of the years and was worth only $3,500 after the first year. (20 points)

5. With the four results below, how would you invest $10,000?

A guaranteed return of $500. (1 point)

The potential of earning $800 but the risk of earning only $300. (10 points)

The potential of earning $1,200 but the risk of earning nothing. (20 points)

The potential of earning $2,500 but the risk of losing $1,000. (30 points)

6. If your investment dropped in value by 20% in one month, how would you react?

I’d cash in my investment immediately. (1 point)

I’d make no changes until the value recovers and then re-evaluate. (10 points)

I’d do nothing. I understand my investments will fluctuate from day to day, but believe they will grow over the long term. (20 points)

I’d invest more while the prices are low. (30 points)

7. How would you describe your investing personality?

I don’t like risk and can only tolerate moderate losses. (1 point)

I’m willing to take some risk and can tolerate one year of poor returns. (10 points)

I can tolerate more than one year of poor returns. (20 points)

If you selected Build your own, answer question #8 to complete the questionnaire.

If you selected Pre-built, total your score and go to the next page.

8. How long will you leave this money invested before you’ll need a significant portion of it for your stated objective?

Less than 5 years (1 point)

5-10 years (10 points)

11-20 years (20 points)

More than 20 years (30 points)

a

a

b

b

c

c

d

a

b

c

d

a

b

c

d

a

b

c

My total score is

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1 2 | S U N L I F E F I N A N C I A L | Eligibility Guide

HIG

HER

RIS

KLO

WER

RIS

KA score of 35 points or less — ConservativeYou have a need for a predictable flow of income or have a relatively

short investment horizon. Your tolerance for volatility is low and

your primary goal is capital preservation.

20% Cash/Money Market/ Guaranteed

50% Fixed Income/Bond

15% Canadian Equity

10% U.S. Equity

5% International Equity

A score of 86 to 145 points — Balanced You’re looking for long-term capital growth and a stream of regular income.

You’re seeking relatively stable returns, but will accept some volatility.

You understand that you can’t achieve capital growth without some

element of risk.

40% Fixed Income/Bond

25% Canadian Equity

20% U.S. Equity

15% International Equity

A score of 146 to 190 points — GrowthYou can tolerate relatively high volatility. You realize that over time,

equity markets usually outperform other investments. However, you’re

not comfortable having all your investments in equities. You’re looking for

long-term capital growth with some income.

30% Fixed Income/Bond

25% Canadian Equity

25% U.S. Equity

20% International Equity

A score of 191 points or over — Aggressive You can tolerate volatility and significant fluctuations in the value of

your investment because you realize that historically, equities perform

better than other types of investments. You’re looking for long-term

capital growth and are less concerned with shorter-term volatility.

20% Fixed Income/Bond

30% Canadian Equity

25% U.S. Equity

25% International Equity

A score of 36 to 85 points — Moderate You seek a regular flow of income and stability, while generating some

capital growth over time. Your tolerance for volatility is moderate and your

primary goal is capital preservation with some income.

10% Cash/Money Market/ Guaranteed

40% Fixed Income/Bond

20% Canadian Equity

15% U.S. Equity

15% International Equity

Your risk profileMatch your total score from the Pre-built or Build your own investment options to one of the risk profiles below. You can find out more about the investment options in your plan by reviewing the Fund Sheets available online or in print.

Build your own

Select your target date closest to, without exceeding, your planned retirement year: 2020, 2025, 2030, 2035, 2040, 2045, 2050. For

example, if you are a conservative investor and planning to retire in 2034, you would select Conservative Target Date 2030.

A score of 0 to 100 points — ConservativeYou understand the portfolio’s fund mix will automatically adjust over

time and provide the lower-risk investment results you are looking for.

Combine this portfolio with your planned retirement year to maximize the

value of your investments without having to actively manage your funds.

100% Conservative Target Date Portfolio

A score of 101 to 190 — ConfidentYou understand the portfolio’s fund mix will automatically adjust over time,

and you are willing to accept some volatility to achieve higher growth.

Combine this portfolio with your planned retirement year to maximize the

value of your investments without having to actively manage your funds.

100% Confident Target Date Portfolio

Pre-built

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Your group benefits play an important role in your overall health. We want to make accessing your benefits easy – the way it should be.

mysunlife.ca/technicolor gives you access to your benefits information and claims. It’s fast, easy, and convenient, and your personal information is kept strictly confidential.

• Online – After you sign in to mysunlife.ca/technicolor, select an option from the Claims menu and you’ll be guided through a few easy steps. Most claims ar processed instantly and we’ll deposit your claim payment directly into your bank account, usally within 24 to 48 hours of processing.

• Paper claims – You can download paper claim forms from our website with your personal information already filled in. Just complete the information requested, then print, sign and send it to us at the address on the form. Don’t forget to attach your receipts. You can also get blank forms from your benefits administrator.

• Drug claims – Your Pay-Direct Drug card provides instant payment of your covered drug expenses. See page 15 for more details.

• Sign up for direct deposit to get your claim payments faster – For both online and paper claims, direct deposit is easy, fast, and convenient. To sign up, select Direct deposit from the “Take me to” drop-down menu on the Home page, then click Register and provide your bank information and e-mail address.

Enter a drug name or drug identification number to see if it’s covered under your plan, or select a medical expense type to see coverage details. You can also look up a dental procedure code from your dentist to check if it’s covered – before you get the work done.

Discover tools to help manage your health, including information about medical conditions, drugs and treatments, wellness assessments and healthy lifestyle suggestions, plus help navigating the Canadian health care system.

• View your claims statements and your medical and dental claims history• See when you’re eligible for your next dental check-up• Print an “all-in-one” coverage card to keep in your wallet• Manage your Health Spending Account (if applicable)• Link to your Group Retirement Services account

Your benefits online

Making claims

Group benefits you can count on

Check your coverage

Wellness centre – your online guide to good health

More things you can do online

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Here are some tips that can help you make the most of your group benefits.

If you have a spouse who also has a benefits plan with family coverage, you may be able to claim benefits under both plans. To find out how to do this on mysunlife.ca/technicolor, select your contract number from the Home page, then follow the Coordination of benefits link on the right side of the Quick View page.

Make sure your coverage is kept up-to-date by telling your benefits administrator of any changes in your dependents, your name, or your beneficiary. This includes children who are full-time students and have exceeded the age limit for your plan.

In addition to the coverage included in your Technicolor group benefits plan, you also have access to optional life insurance for you and your spouse that you can buy at special group rates. For details, contact your benefits administrator.

Even if your plan does not include Vision Care, as a Sun Life benefits plan member you can save money off the cost of prescription eyewear and services to help correct your hearing, through Preferred Vision and Hearing Services Inc. PVS is a network of more than 1,000 health care service provider across Canada. To find a provider near you, visit www.pvs.ca, or call 1-800-668-6444.

Be environmentally friendly by submitting your claims and viewing your statements online. It’s a greener choice than paper claim forms and statements and you benefit too, because you get your claim payment faster.

Tips

Save money with PVS

Go green with paperless claims

Coordinate benefits with your spouse

Update your records

Need more coverage?

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1 5S U N L I F E F I N A N C I A L | Eligibility Guide |

Your drug and travel cards

Your Pay-Direct Drug card will be sent to your home address shortly. Just show your new drug card to your pharmacist the first time you fill a prescription, and pay any deductible or co-insurance that applies to your coverage.

You can also print a paper card from mysunlife.ca/technicolor.

Should you have any trouble using your card, contact our Customer Care Centre at 1-866-896-6976.

A medical emergency while travelling can be frightening and costly. Your travel benefit gives you 24-hour access to the expertise of AZGA Service Canada Inc. (Allianz Global Assistance), one of the largest and most experienced medical emergency travel assistance companies in the world, if you have a medical emergency while you are travelling out of your home province.

Additional Medi-Passport services can include support such as hotel accommodation, meals and replacement transportation tickets, if your return trip is delayed because of a medical emergency. Go online at mysunlife.ca/technicolor to see complete details and conditions (select Print travel card then click Read more), or check your benefits booklet.

Note that in the case of an emergency, you or someone with you must call the Allianz Global Assistance operations centre before receiving medical care. Allianz Global Assistance must pre-authorize any invasive or investigative procedures (e.g., surgery, angiogram, MRI), except in extreme circumstances. If you don’t contact Allianz Global Assistance your claim could be reduced or declined.

Write your name and member ID on this card, as Allianz Global Assistance will need the information in an emergency. Put the card with your other travel documents, for easy access to toll-free phone numbers, worldwide. If you need an additional card for your spouse, you can print one from mysunlife.ca/technicolor.

Your drug card

Your travel card

Note: If you have refused Extended Health Care coverage, these cards do not apply to you.

TRAVEL CARD

MEMBER’S NAME

GROUP CONTRACT No. MEMBER ID No.

TRAVEL CARD

If you need any medical assistance, contact Allianz Global Assistance immediately.

24/7 assistance

In the USA and Canada, call: 1-800-511-4610

From anywhere else: 1-519-514-0351

Call collect through an international operator.

Fax: 1-519-514-0374

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1 6 | S U N L I F E F I N A N C I A L | Eligibility Guide

Your enrolment checklist

Learn more about your investment options by reviewing the information provided to you, and by using the tools avaiableonline through mysunlife.ca/technicolor.

Before you enrol, you can access investment fund pages through this site using the generic access ID and password provided below. Simply sign in, then select Investment Performance under the Accounts drop-down menu, followed by the Morningstar® link. You can also complete the enclosed Investment risk profiler to determine your tolerance to risk, which can help you choose the investments that are right for you.

Enrol in your group retirement savings and group benefits plan

GROUP RETIREMENT SAVINGS PLAN Before you enrol, you need to register for a sign-in/access ID and password. To do so you need an account number, which you’ll find in the welcome letter you receive from Sun Life Financial, and your date of birth.

• Go to mysunlife.ca/technicolor;• select Register; and• follow the instructions provided.

To retrieve your sign-in/access ID and/or password, go to mysunlife.ca/technicolor and select the appropriate links under Sign-in help.

Once you have your sign-in/access ID and password, you are ready to complete your enrolment online.

• sign in to mysunlife.ca/technicolor;• select my financial centre on the Home page;• select Enrol from the Requests drop-down menu;• select Let’s get started!; and• follow the enrolment flow.

Congratulations! You are now enrolled in your plan at work. And you can manage your account(s) online or by phone.

GROUP BENEFITS PLAN – paper enrolment onlyComplete and submit your original, signed paper forms to Human Resources.

Register online to access your account information. To sign in to mysunlife.ca/technicolor you must first register to obtain a sign-in/access ID and password. See Your sign-in/access ID and password are key on the next page for instructions.

After your group benefits enrolment is confirmed, you may begin submitting your claims to Sun Life Financial.

Tell your dentist. Let your dentist know that you are covered by Sun Life Financial, and provide them with your contract number, 100556, and member ID.

Tell your pharmacist. When you drop off your prescriptions, show your pharmacist your new drug card.

Tell us about your provincial pharmacare registration, if you live in British Columbia, Saskatchewan, or Manitoba. Call our Customer Care Centre at 1-866-896-6976 and let us know if you have registered. This will ensure that we process your drug claims correctly.

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Need information?The lines of communication to your group retirement savings and group benefits plan are always

open; you can choose the way you want to access information, make transactions and communicate

with us.

ONLINE: mysunlife.ca/technicolorYou have 24/7 access to the tools, services and information you need to manage your group

retirement savings and group benefits plan accounts online. Once you have signed in to the website,

select my financial centre to access your retirement savings plan information, or my health and well-being to review your health and dental benefits information.

BY TELEPHONE: 1-866-896-6976Call this number to speak with a Customer Care Representative, any business day from 8 a.m. to

8 p.m. ET. You can call this number any time to access the Automated Telephone System.

If you have a smartphone, snap this tag to connect to our Customer

Care Centre. Get the free app for your phone at http://gettag.mobi.

Your sign-in/access ID and password are keyYou need a sign-in/access ID and password to access your account, whether online or by phone.

To obtain your sign-in/access ID and password, go to mysunlife.ca/technicolor and select Register.

Choose Register through my Group Benefits plan, and follow the instructions. You will need to

provide your group benefits contract number and certificate number/member ID, and some personal

information. To make things easier, you have the option of selecting your e-mail address as your

sign-in/access ID.

You can also register by phone with this same information by calling 1-866-896-6976, any business

day from 8 a.m. to 8 p.m. ET.

If you forget your sign-in/access ID or password, you can easily retrieve them through the

mysunlife.ca/technicolor sign-in page.

Get the free app for your phone athttp://gettag.mobi

SNAP

IT

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2 0 | S U N L I F E F I N A N C I A L | Eligibility Guide |

Privacy and your planWithin the Sun Life Financial group of companies, protecting your privacy is a priority. We

maintain confidential files in our offices containing personal information about you and your

contract(s) with us. Our files are kept for the purpose of providing you with insurance and

investment products or services that will help you meet your lifetime financial objectives.

Access to your personal information is restricted to those employees and representatives,

including employees of Technicolor Canada, who are responsible for the administration

and servicing of your contract(s) with us, or any other person whom you authorize. You are

entitled to review the information contained in our file and, if applicable, to have it corrected

by sending a written request to us.

© Sun Life Assurance Company of Canada, 2017.

05/17-pu-cm Client ID: COKVV Plan ID: 01, 17-000774