supporting students & student finance. further information and updates available to download via
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Supporting students & Student Finance
Further information and Updates
Available to download via www.cardiff.ac.uk/studentsupport/
Under the ‘Advice & Guidance’ section
Academic & Skills Development Centre
Mental Health Student Advisers
Eligibility for funding
Must have been resident in the UK for 3 years prior to the start of the course
No restrictions on stay in the UK
EU Students (Non UK) are usually eligible for fees funding
Years 1 to 4 plus
Preliminary Year if applicable
Tuition Fees 2013/14
Cardiff University
currently charges £9,000 p.a.
for all Undergraduate courses
• Tuition fee loans are available to all eligible students
• Covers whole of the tuition fee• Not income assessed• Paid directly to the university • Student repays after they have
graduated
Students will NOT have to pay Tuition Fees up-front
The Tuition Fee Grant
• Applicable to Welsh domiciled students • Students pay the first £3,575 • Fees over £3,575 (£5425) will be covered
by the Welsh Government• Can study anywhere in the UK• Not means tested• Not repayable
Funding for other costs
E.g. food, accommodation, travel home, bills, leisure, books etc
Grant and Maintenance Loan
The Grant is income assessed25% of the Maintenance Loan is income
assessed
Funding for 2013/14 entrantswho normally live in Wales
Household Income
Assembly Learning Grant
Maintenance Loan
Total each year
Up to £18,370 £5161 £2575 £7736
£25,000 £3347 £3477 £6824
£30,000 £2099 £4101 £6200
£34,000 £1142 £4579 £5721
£40,000 £734 £4783 £5517
£50,753 £0 £5150 £5150
£57,188 + £0 £3863 £3863
Funding for 2013/14 entrantswho normally live in England
Household Income
Maintenance Grant
Maintenance Loan
Total Each year
Up to £25,000 £3354 £3823 £7177
£30,000 £2416 £4292 £6708
£35,000 £1478 £4761 £6239
£40,000 £540 £5230 £5770
£45,000 £0 £5288 £5288
£50,000 £0 £4788 £4788
£62,125 + £0 £3575 £3575
Students have to apply for funding each year of their course
English domicile Welsh domicile
PN1 Form PN1 Form
Download form or apply on line Download form or apply on line
www.direct.gov.uk/studentfinance www.studentfinancewales.co.uk
Applications usually open from March of year of entryDeadline usually in May
Cardiff UniversityAdditional Awards
Cardiff University Bursary Top up support for living costs Income assessed (Income under £42,600) No separate application required
Communities First Award Students from a Communities First Area in Wales Household income under £42,600 Either £1000 discount in residence fees or £500 travel grant
Care Leaver Bursary £1000 in 1st yr, £750 in subsequent yrs and £500 in final term
Next Step Bursary £1000 in 1st yr - household income under £42,600 and already
part of the University Step Up Programme
Check www.cardiff.ac.uk/ for further details and the funding calculator
Cardiff UniversityAdditional Awards
Year 5of Medicine
NHS funding
Minimum funding for the year = £2,811NHS Grant + Reduced Student Loan
Maximum funding for the year = £6,304NHS Grant + Reduced Student Loan + income assessed NHS Bursary
Tuition Fees paid by the NHSThis is NOT income assessed
Support for living costs
Support for studies
Allowances to help with extra costs of studying related to a disability or dyslexia
I.T. Equipment Learning materials Copying & books Other support e.g. note taking, travel
This support is non income assessedAvailable for all years of the course
What about the costs?
Where will the money go?
• Halls–SC en-suite (Average) £382• Food £143• Toiletries/laundry £ 22• Books/course £ 38• Travel (inc. travel home) £ 39• Phone, T.V, Insurance £ 37• Social/leisure £130
• Total £791 per month
Accommodation costs
Allensbank House (Nearest to the Heath Hospital site)
Rent from £375 to £470 per month incl. bills
Other University Residences
Rent from £242 to £422 per month incl. bills
Shared private student house
Average rent is £282 per month plus bills
www.cardiff.ac.uk/residenceswww.cardiffdigs.org.uk/
Are there any extra costs?
• Placement costs• Running a car?• Elective
How do students manage? Part-time work? Vacation work? Live at home while studying?
Support from family
Use student discount offers e.g. rail card, shops etc
Buy 2nd hand text books
Student account interest free overdraft
Additional funding optionsCheck Student Support Centre web pages
Repaying the Student Loan
Salary Monthly repayment£21,000 NIL
£22,000 £7.50
£25,000 £30.00
£30,000 £67.50
£40,000 £142.50
£50,000 £217.50
Interest at rate of inflation plus 3% is applied while studying. After graduation interest is at rate of inflation plus up to 3%
depending on income
If you have any queries about student funding or other support before starting at university contact us
(029) 2074 2070 (Heath Hospital site)(029) 2087 4844 (Park Place – Main Campus)
www.cardiff.ac.uk/studentsupport/