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CASEIDYI I I I I I I NORC-t56.2 OMB: 7100-0254 EXP: 1201/9~ SURVEY OF CONSUMER FINANCES NtiOMl~RcICarChCerucr University of Cbiwgo 1155 Eas 6oIh sntu chicngo. IL 60637-2799 IIW’ERSON . . . . . . 1 TELEPHONE . . . . . . . . 2 LENGrHoF INIFRVIEW: I I I.1 I I HOURS hlMJlES

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Page 1: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

CASEIDYI I I I I I I NORC-t56.2 OMB: 7100-0254 EXP: 1201/9~

SURVEY OF CONSUMER FINANCES

NtiOMl~RcICarChCerucr University of Cbiwgo 1155 Eas 6oIh sntu

chicngo. IL 60637-2799

IIW’ERSON . . . . . . 1

TELEPHONE . . . . . . . . 2

LENGrHoF INIFRVIEW:

I I I.1 I I HOURS hlMJlES

Page 2: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

c

TIME STARTED Xl01 z it Pa?O@JS IN H/j

INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST.

Before we mn the interview. I med to (rc-) Iii the people who live here and obtain some basic infomtadm abou1 each one. Let’s sun wilh you-how old an you?

INTERVIEWER: COMPLEIZ COL. A. B AND C FOR EACH PERSON BEFORE ASKING HHLl.

HHLI. (ASK OF ALL PERSONS 18 AND OLDER, EXCEPT SPOUSE) (Are yowls WLATIONSHW) -Y married or hing WiIh a parow. sepmed, divolced. widowd, of tllave you/h F/shel) never bea mmid? (RECORD LN COL. D ABOVE.)

HHL.2. (ASK FOR ALL PERSONS 18 YEARS AND OLDER, EXCKPT RESPONDEM AND SPOUSE) Doa (h&he) usulIy Live here? @ECORD IN COL. E ABOVE.)

HHU. INTFZRVIEWFR

IS AT LEAST ONE (1) HU MEMBER I8 YEARS OR OLDER-UTHER THAN R/SPOUSE

. . . . (GOTOHHL4) . . . . . . . . . . 1 NO . . . . . (SKPTOSECIXJNA) . . . . 2

HHLA.(ASKABOUTAU.ADULTS18YEARSANDO~~.~~~~ANDSPOUSE) Dou ((RELATIONSHIP) depnd on you (and yar (ht&aWwif~l) for moIL of (Ilislhcr) =W”= = L we). fimciaUyindcpndcn~farhemonparc? (RFmCORDlNCOLFABOVE)

Page 3: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

SECTION A: ATTITUDESANDFINANCIALIN!5TITUTIONS

1. I’d like to .wart his intaview by asking you a!xW your cxpec~a~ions for dtc futun. Over tha next five ywn. do you expect the US. cconcany as a whok to pufcnn bettex. wow OT about Ihe same as it has over the @&t five years?

x301 Bettm . . . . . . . . . . . . . . . . . . . . . . . . . 1 wme . . . . . . . . . . . . . . . . . . . . . . . ..z Aboutthefamc . . . . . . . . . . . . . . . . . . 3

Five years from now. do you ddnk interest ratea will bc higher. lower. or about the same a~ ,loday?

Higha.. ....................... 1 Lnwa ......................... . Abautthesam .................. 3

up ma?. . . . . . . . . . . . . . . . . . . . . . . . 1 UPh ........................ 2 Abouttbcssne .................. 3

x304 UR mare . . . . . . . . . . . . . . . . . . . . . . . 1 I

UPICSS ........................ 2 Abmutksame .................. .3

4.1. At this time, do you have a good ida of what your (family’s) income for next yesr will be?

Yea.. ......................... 1 No ........................... 2’5

” ,:. ,:

A-2

Page 4: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

5. The next few questions are about the faancial titutions lhal you do busines with.

Wirh how many fmciai institutions do you (and your family living here) currally have accotm~~ or loans. or regularly do m financial business? lnclwk banks. savings and loans. credit unions. bmkaaga. loan companies. and so forth. but g instikons where you have only credit cards or business axouns. JZNTERVZEWER: (ACCOtnurS USED ONLY FOR BUSINJX SHOULD m BE INCLUDED.)

x305 One.. . . . . . . . . . . . . . . . . (ASKQS.1). . . . . . . . 1 I_i_I <--- Exit Number Given . . . . . (SKIP TO Q5.2)

Some. crxt number unknown (SKIP TO Q.5.2) : : : 1,: * 5 None . . . . . . . . . . . . . . . . . (SKIPTOSE~ONB,~-1

5.1. what is the name of this rinancial bwicutioll?

(INTERVIEWER: WRITE THE NAME OF THIS INS7llVllON ON LINE 1 OF LNSllTUTlONS CARD. HAND R INSlTlVTIONS CARD. READ: This will be refemx! u) as Ins~iU~Lioa #I Lbt~ughotU Ihc inlerview.

5.2.

53.

5.4.

5.5.

5.6.

5.7.

5.8.

5.9.

SKIP TO Q.5.10

INTERVIEWER: ASK 45.3 - Q.S.8 AND WRITE NAMES OF FINANCIAL INSTlTUTIONS ON rnL3-nnnlONS CARD. NOTE ORDER IN WHICH INSlTiUllONS ARE LKlED IS NOT IMPORTANT.

(And the f#th?)

(And the siah?)

HSVC you incued the accam10 for au ~hc pmp~c in your houscbold? (HAND R INSTITUTIONS CARD, READ:) The institutions listed on this card will be referred to as Institution #l, #2, (34/S/6) throughout the Interview.

5.10. Do yw(ffyoLlffunitylivinghac)havea~~~ywrodcporitawi~w~from[thid

X306 thwl instiallion(s) using a cash meii?

Yes . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . %5

INTBRVraVElk

RECORD TOTAL NUMBER OF l?dSllTUll ONS (FROM S) IN BOX 5.11 AT TOP OF NEXT PAGE.

A-3

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FOREIGN UXAll6N . . WANT THE CLOSER OF THE DlSTANCE FROM LCcATED~TwoRK . . 993

OV!ZRSOMLES . . . .c’S9’4 WCALPHONEOR -7 LXALPHONZOR -7

FanBox . . . . . . . . . M!

9. ETERVIEWER: Is THERE ANOTHER FINANCIAL INStlTUTlON?

A-4

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COMM. BANK.. . . . 11

S&USVIt4GS BNK . . . . . . . .

OTHER (SPlXIFYk

By Cash Maehim . . . . . . . . . . . . . . . . . . . . . . . . . . .

Inpawn . . . . . . . . . . . . . . . . . . . . . . .

Bynd . . . . x.32.1 . . . . . . . . . . . .

PORElGN LOCATION . . . . . . .

ovER5obm.Es . . . . . . . . . . . . . r LOCAL PHONE OR

PCJSTBOX . . . . . . . ..__......

OVER5ObllLB LOCALPHONEOR UJCALPHONBOR

POSTBOX . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

No . .WtPlU No . .(SKTPlU PAGE, QUESTION 10

A-5

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. ’ *

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SECTION B: ATlTITJDES TOWARD CREDIT/CREDIT CARDS

1. Now I would Iii m ask you some qucstion~ about how you feel aboul credit. In generdl. do you lhink it is a good idea or a bad idea for people 10 buy things on the installment plan?

XLtOl Goodidc!a ........................................ 1 z,Dz SOME WAYS. BAD fN OTHERS # 3

. ..... ...... .... .. ...................................... 1’5 DON’TKNOW .................................... 8

xa> 2.1.

rrog 2.2.

xtitq 23.

XUO~ 2.4.

XL)ob =.

Yes No DK

fusL Io co”cT Lhe expcnsu of * vscation trip? .................... 1 #T g

nal. lo covu living expenm whem inwme is all? ................ 1 %r g

(ncxL)mfiltnncelhepmchnscofrfurcouorjewclry? ............. 1 v 8 (nexC)tof-lhepdt%9eofncar7 ........................ 1

f&y. lo fmancc educationsl expen?es? ........................ 1

3. Inihepsafiveyesn,hP1aplRjcukrlendQacrrditortumeddw.ayrrqutayar[orplr(hurband/wvifc/pPma)l madcforrrcdit.ano(givmpuumuEhcndicsrywrppliedfa? (PROBE: Tmneddown,arno4nmtiacdiI?)

xL(0-I YCS,lUIddCMl . . . . . . . . . (GOTOQ3.1) . . . . . . . . . . . . . . 1 Yes.notnmuchcndit . . . . . (GOTOQ3.1) . . . . . . . . . . . . . . $3 No . . . . .._............ (SKIP TO NEXT PAGE, Q.3.4) . . $ r

3.1. Were you later able to obtain the full amotmt~~ (a your h&and/wifclprmrr) quested by reapplying to the snme instimrioll or by appaying elsewhere?

b-loo yer .............................................

No ............................................. DidNotReqQly .................................... 3

33 Whattypeofacditdidyouapplyfo??

XWPI Mal$pgc :. . . . . . . . . . . :i::i:‘. . . . . . . . :. . . . . . . . . . . . . . . 01 carlom ......................................... 02 ma-t1oP.n ............................... 03 cditcad ...................................... olhu (s=my-l s-7

a-7

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, ’

3.4. Was there any time in the past !ivc yran &at you (or your hubandMfc(panna) thought of applying for c&it at a

xqoq panicular place. but changed your mind because you thought you mighl be wmed down?

Yes ..: . . . . . . . . . . . . . . . . (CiOTOQ3.5) . . . . . . . . . . . . . . 1 No . .._............... (SKlPTOQ.4) . . . . . . . . . . . . . . 75’

3.5. On tic most rcxnt occasion. why did you (or your bubandfwifc(parmer) lhink you might be umzd down?

%75%> Yes . . . . . . . . . . . . . . . . . . . (GOTOQ.4.1) . . . . . . . . . . . . . . 1 _ No . . . . . . . . . . . . . . . . . . . (SKlPTOQ5)..............2’~

4.1. How many such cards do yar (and your family living hen) have? (Plrsc do not include duplifare cards for the same acmum)

X7!3?J 11-f

4.2. Please look at IJIC Institutions Card. (Is this/Arc tbesc) card(s) wirh any of the instifudons on the Innitutions Cads or fmm someplace else? (CODE ALL THAT APPLY.) (IF lNSlTK?TltiS CARD: Which instiauion(s)?l IIF ‘SOMFPLACE ELSE”: Wba~ type(s) of insdtution(s)?)

x7 5%0

X7Y79

INST.Ul ............... . ......................... 01 INST.#Z ........................................ 02 MST.63 ........................................ 03 lNST.ku.. ...................................... w lNST.#S ........................................ OS lNST.#6 ........................................ 06 COMMBANK .................................... 11 SBUSAVINGSBANK ............................. 12 CREDlTulwN .................................. 13 FINJl.QANco ................................... 14 BROKERAGE .................................... 16 OTHER (SPECm: Y-7

5. NowIbavesomcquesdons aboutuedilcardsandcbargeca& Doyou(oranyoneinyaafamilyLivingbMba= Mycreditcardsorcbargcca&? (Please&notincluded&itcards.)

x410 Yu . . . . . . . . . . . . . . . . . . . (GOTOQ.6) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . . . . (SKlPTOQ.13) . .._......... $ 5’

B-g

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THISPAGE INTENTIONALLYBLANK

B-9

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EXAMPLES ----+

NowIvmuldliketoaskyauafew que%ions about your credit cards. (SHOW CARD 2 AND ASK Q.6.)

6. How many different (EXAMPLES) eardp do you (and your family living here)have? (READONCE: Pleas do not count duplii cards for tbc same account or any business or company aceounu.)

7. On your la bill, roughly how much wwelhe~chargesmadcto @his@1 duse) account(s)? (ACCEf7 RANGE)

9. Wbatistkmaximumamcnm1you could banw on (-1 of Ihue) -r(r): chal is. what is yew coral credit limit?

9.1. wbm yar chose (this/these) card(s). howimpoImntwssdlehurcsIracc dlaliochargedonIhebalances-- “ay impmans somewhat unpmtan~ of nol imponanl?

Very Important ........... 1 ‘Somewhat Impwtant ....... 2 Not Important ............ 3

X7578 10. PlcaselwkatIbeInsdalIionsCard.

(Is this&-e these) card(s) with My ~p~~~mull

sxncplse eke? (CODE ALL THAT APPLY.) pF lNSTIlVllONS CARD: Which iwiultian(s)?] l-F ‘SOMJZPLACE ELSE”: What ,,

INsr.Xl ............... .Ol

INsr.#2 ............... .a?

INST. #3 ............... .03

INSr.x4.. ............. .84

lNsr.#S ............... .05

lNsT.u6 . . . . . . . . . . . . . . . . 06 type(s) of institution(s)?]

COMM BANK . . . . . . . . . . . . 11

SEARS (DISCOVER) . . . . . . . SO

AM.EXP.(OPTIMA) . . . . . . . Sl

OTHER (SPBCIM: -07

COLUMN A

Vii, Mastercard, Discover, Optima

xwl) -’ NONE . . . . . . . . . . . . . . . . ti (SKIP TO COL. 8) +

ul X ACCT.% .s

SOME, DK HOW ,MANY . ..S#

fLLLu-u x q/2... do NONE . . . . . . . .

:ONE....Xq(j.... LGA X4W

s’-LLu-u DoyrKN~W . . ..-.A 9P99$

COLUMN B

Sean, K-Mart, furniture. cbtbing and otbs stores

I_l_I # ACCTS.

.SOME. DK HOW MANY _

s l_LU_I_LI

NONE . . x.920. . &i-Ii

NONE ..x%2i..Wii GOBACKTO Q6. CaL. c

-,

B-10

Page 12: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

!

,,i x43> -- . . . . . . . . . . . . . . . .

(SKIP TO COL. D) -+

SOME, DK HOW MANY. .pS

1s (J.-Ju-_I_I

,NONE ..!!%3... &da

S u-_J.i--l__I_I

NbNE . . .@!A9 . . &

GO BACK TO Q.6, COL. D

Diners Club, Carte Blanche

l-l-1 # ACCTS.

$1 I I.! I I I S i_l__l~l_l_l_I

$1 - - * ._!__I!_ _I I pi S I-I-k..-I-u

NONE . ..X?ZIT).. &, NONE . ..XY.3.Q.. & GO$g.Tf /I GOTOQ.ll (1

11. INTERVIEWER:

x43\ - SEE 0.6, COLUMNS A AND B

DOES R HAVE ANY CARDS IN COLUMN A OR B?

YES __ ._ . .._ (GOTOQ.12) I_, _. 1

NO . . . . . . (SKIP TO 4.13) . . 2

12. Thinking only aboul Visa, Mas~crcard. Discover. OpLima and store cads. do you almost always. sometimes. or hardly

w33 ever pay off tic u)tal balance owed on the account each month?

Almost always 1 Somcdmes _......._....__._..___._....... .._. $3 Hardly ever . . . . . ..__...................___.... is

13. (Other than the slOre accoun~~ where you have credit cards). do you have any charge accounts at sores where you owed money after your last paymcnl?

YlS71 Yes . . . . . . . . . . . . . . . . . . . (GOTOQ.14) . . .._.____._ ~_ 1 No

X7576 . . . . . . . . ..__. (SKIPTOSECTION D) .__. ,_. ;I 5

19 l+av~qr,y $~&acuq,,&&, ~hq~wiur. jvu vwc o~wi~zy: ,_I_,

15 After the last paymcnl(s) (was/were) made on (this/these) account(s). what was the balance still owed on (tiisjall x7s 75 the.%) accounr(s)?

$I I I Id I I I

B-II

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THISPAGEINTENTIONALLYBLANK

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SECTION D: HOUSING

INTERVIEWER

OBSERVATION:

WHEREDOESRLfVE?

RLfVESONARANCHORFARM ..(GOTOQ2) . . . . . . . . . . . . . . . . . . . . . 1

RLIVBSlNAMOBLEHOh4E . . . . . (SKP’I‘oQ.11) . . . . . . . . . . . . . . . . . . . 2

ALLOTHERS . . . . . . . . . . . . . . .._. (SKIPTOQ.16) . . . . . . . . . . . . . . . . . . . 3

Now I have some questions aboul Ihis Pmpcny. About how many Pats k Ihis (farmhanch)?

XSO? L_l_l_U_LI_I ACRES

DON'T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3. Doyou(oranyoncin~IamilyLivinDbcrr)opcrucafarmingorrmchingbusinaronlhirpropny? (IFRCWMS~FARMONHISINCOMETAX.THW~FARM~ABUSINESSFOROUR PURFaSES.)

xso3 Yes . . . . . . . . . . . . . . . . (SKIPTOQ.4) . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (GOTOQ.3.1) . . . . . . . . . . . . . . . . 35

XSQL(

3.1. Doyou(QBn~in~funilylivingbcrc)rrnIolurnY~Ofthirpropatytoolha?

Yes . . . . . . . . . . . . . . . . (GOTOQ3.2) No . . . . . . . . . . . . . . . . (SKIpTOQ.16)

. . . . . . . . . . . . . . . ‘j. 5 . . . . . . . . . . . . . . .

32 Howmucbm&youdkacachmonrhl

X5’ob

NONE.......................................- -I DON’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..Ma

(SKIP TO Q.16) WC& . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Mc+llh . . . . . . . . . . . . . . . . . ..*..................... v

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Bd Yea . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..P b OIhm (SPEO

(SKIP To Q.16) p -7

4. WhatpMoflhispupayisdfalbefarmingaranchingbusiness?

x507 LLL-U-l-R OR l_LU_LLI PERCENT

vay Iiak. . . . . . . . . . . . Jwc -I Almoslrll . . . . . . . . . . . ps qqq$

D-13

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5. whal is the legal ovmaship .slalu of Ihii (falneana). Lb you (or your family living here) own lhii (farmA-anch). do you own e of it. do you rent it. is it &I owned by a business. or wbaf?

XT08 Owns all . . . . . . . . . . . (GO TO Q5.1) . . . . . . . . . . . . . 01 Chvn.sanypan . . . . . . . . (SKlP’lDQ.6) . . . . . . . . . . . . . . . M Shamcmppa . . . . . . . . . (SKETQQJ.5) . . . . . . . . . . . . . . ,8S5 Rents . . . . . . . . . . . . . (SKIP IV Q.17) . . . . . . . . . . . . . . p13 Ownedbyabusii . ..(GOTOQ5.4) . . . . . . . . . . . . . . . BSy Odw (SPxx=n ga -7

(GO TO QJ.5I

R OWNS ALL OF FARM/RANCH

5.1. Des dm (fanningharrhing) bminus pay any rem for dm use of the property?

x>w Yes . . . . . . . . . . . . . . . . (GOTOQ52) . . . . . . . . . . . . . . . . 1 No . . .._I.......... (SKIPTOQ53) . . . . . . . . . . . . . . . 2’(

52. How much mm do you (or your family living here) collst each month?

%510 sLLU_l_LJ

DON’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..mg

%511 week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Monlh.........................................

. . . . . . . . . * . . . . . . . . . . . . . . . . . . . ..~......... kg

. . . . . . . . zx (SpEcm)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 -“7

53. CwldyoutcUmethcNmn*vnlueoialltheLandandbuildings-~ir.arhst~uldilbringifit wem sold today? Do not include any farm animals. implements or cmps.

x513 $1 I I.l I I I.1 I I I

DONTKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99999990 SKIP l-0 Q.20

FARMIRANCH OWNED BY A BUSINESS

5.4. Do you (ar your family living hat) pay tbe business any mm for this proprty?

x51q Ya . . . . . . . . . . . . . . . . (SKiPTOQ.17) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (GOTOQ5.5) . . . . . . . . . * . . . . . . / $

53. Inwhnrmcathandywrdidycumoveimothis(farm/mwh)?

%SS I I II I I MONTH YEAR

Xi/b

(SKIP TO 468. PAGE D-31)

D-14

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R OWNS PART OF FARWRANCH

6. Does dw (fam&hchiig) business pay s (0~ your hnily living hen) any rent for the use of rhe UmmY?

... X5f7 Yes.. .............. (GOTOQ.6.1) ................ 1 No ................ (SKIF’TOQ.7) ................ %C

6.1. How mufh mu do you (or you? family living bee) coIlal erh mcwh?

Sl_l_lJ_l_l_l

DON’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...99998

Week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Month . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5’

X5’rs Quann . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . o/t Year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 b Olhu (SFsCLFr) pd -7

7. Doyou(OTMYMlCiayolrfamilylivinghcre)payPlyrauforthirpropny?

$520 YeS . . . . . . . . . . . . . . . . (GOMQ.7.1) . . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . ..(SKIPToQ.8) . . . . . . . . . . . . . . . .

7.1. How much mlt do you (a your family hi”8 ha?) pay ach mmltl?

Sl_IJ_I_l_I

NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . w8af -1 DON'T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99998

w2a WC& . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . fior3.

z . . . . . . . . . . ..I............................ B-4

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5 Odle? (SPECIFY) M-7

8. 1willukywmomabw1thebusincsopaada1Lm. Nowf’dlikeu,rrrl:abaUIhe~of~~ duIp(andyourfamilylitinghae)pesall~omL Aboulwhupucau0fihctip.opcnYL~?

x523 LLL - I.1 l_l% OR I I IJ l_l_l PERCENT ACRJiS x7573

9. QUESlTON D-D.

SLlJ_LLlJ_l-1-I

DON-r KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9999998 SKlPTDQ.20

D-15

Page 17: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

MOBILE HOME

11. Now I ‘have some questions aboul your home. Do you (or your family living kre) own both this mobile home and site or ht. do you own only the mobile home, da you own only the site. do you rml both the

)Ibo I home and de. or what? Ovm both home and site . (SKIP TO 4.14) . . . . . . . . . . . . . . . own only site . . . . . . . . (GGToQ.ll.l) . . . . . . . . . . . . . . . : Ownonlyhome . . . . . . . (SKIPTOQ.12) . . . . . . . . . . . . . . . 3 Rentbolh . . . . . . . . . . . (SKPTOQ.13) . . . . . . . . . . . . . . . 4 Ncithcroullnorren: . . . . (SICIPTOQ.11.5) . . . . . . . . . . . . . . A-7

11.1. Abour how much rent do you pay on thii home each mondx?

SI 1.1 I I I

NONE........................................ooBd -I DON7KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...%‘%

)(bO3 week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Br 2 hfcmh......,..................................M L1 r . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E

otha (SKCIFI) pa-7 112Cou(dyouteUmethecurrentwlucofthesiu? Imean.aboutwhatwouMitbfittgifitw~wld

~X(pOL( loday?

$1 I I I.1 I I I

11.3.ktwbatmondtandyeardidyoupachpred!esite? (INTERVIEWER: IF GmflNERITANCE. ASK WHF.N RECEIVED.) ClRCLE 1 IF GFMNIWUTANCE 1 . . . . . . . . . . . . . . . . . . XI.008

U.J L.-.-I x loo b

11.4. How much did this site cast when you originally rqttited it? @lERVEWERz lF GmtnWERlTANCE. ASK VALUE WHEN RECEWED.)

%W7 Sl_Ll-lJ_t-1-t SKIP TO Q.22

11.5. How is that?

XbV

SKIP ‘TU Q.68. PAGE D-31

D-16

Page 18: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

R OWNS ONLY MOBILE HOME

12. A&m how mwh mu do you pay on this site each month?

NONE. ........................................ ad-f WNT KNOW ................................. 9998

week ......................................... w2 Mold ....................................... ..PC y Qllarm.. ...................................... kw 5 Year .......................................... . b Ocher (SPECIFY) N-7

12.1. Could you tell me tk cmrmt value of this mobile home? I mew about what MuId it tig if it WQC

X blLt sold today?

122.hwhatmonthandpdidycmpmdusethiimddebme? (lNTERvIEwERz IFGlFr~ ANCE. ASK WHpl RECEIVED.)

UP6 CIRCLF. 1 IF CxFrmANCE

I I II I I . . . . . . . . . . . . . . . . . ?g)&, 8

MONrH YEAR Xblb ’

123. How mwh did this mobile home cost when you originally rqtdmd it? (YNTERVlEWERz IF GlFI7INHERfTANCE. ASK VALUE WHEN RECEfvED.)

l(bl7 SI_!_l_lJ_l_l~l SKIP TO Q.P. PAGE D-21

R RENTS MOBILE HOME AND SITE

wq Sl II I I _.___I

NONE........................................ PDea -1 DONTKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...9998

x ba0 week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..x 2 Momb . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Q== . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . z,r Yer . . . . . . . . . . . . . . . . . . . .._.................... Mb Mu (SPECIFY) F-7

13.1.In~~lh~~yar~youeinlo~ismobilehane?

SKIP ‘IO Q.63. PAGE D-31

D-17

Page 19: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

I

R OWNS BOTH MOBILE HOME AND SITE

14. Could you tell mc the current vale of this home and siu? I mean. aboul whal would they bring if lhcy

)(b23 were. sold today?

SLLLlJ_LLI

15. Were rhe site and mobile home purchased stpamlely?

)! rp%+ Yes . . . . . . . . . . . . . . . . (GGTOQ.15.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKIP To Q.15.5) . . . . . . . . . . . %f

15.1. In what month and year did you purchase dds mobile home? (INTERVIEWER: IF GIFMNKERITANCE. ASK WHEN RECEIVED.) 5 clRa.E 1 IF GxFr/lNHERlTANCE I . . . . . . . . . . . . . . . . . . ;i Xb3-S

jt b25 l__lJ IJJ MONTH YEAR

%b?(P

152. How much did Ihe mobii home cost when you originally squired il? (WIzRVlEWERz IF GIFI’~ANCE. ASK VALUE WHEN RECElVED.)

UP27 sLI_LJJ_L-l-1 153. In what month and year did you purchase thii site?

(INl-ERVlEWER IF GFUlNHERlTANCE. ASK WHEN RECEIVED.) CIFcLE 1 IF GIFrnNHERlTANCE I . . . . . . . . . . . . . . . . . !jJ XL32

>(Oi I_--;-- ‘--I .Xb3o

15.4. How much did this siu cost wkn you originally acquired it? (7NTEUVIEWZRz IF GfFTtTNHERlTANCZ. ASK VALUE WHEN REcEnnD.)

$103 1 SI_I_I_IJ_I_Ll

SKIP To Q.22, PAGE D-31

155. In wba month and year did you purchase this mobile home and site? @NTERVLEW-& IF GIlTilNHERlTANCE. ASK WHFN RECEIVED.) ClRCLE 1 IF GIFT/RMEFUT.MiCE 1

5 Xb36 . . . . . . . . . . . . . . . . . .

X b-33 l_l_l I_l_I uomn YEAR iG3q

15.6.Howmuchdidthc.mobilebamelnQ,sitccanwhenyouai~y~uircdic? @lTERVlEWERz IF Gm/lNHEkTANCE. ASK VALUE WHEN RECEIVED.)

Xb?d- sI_LLU_LLl

SKIP To Q.P. PAGE D-21

D-18

Page 20: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

OTHER HOUSING ARRANGEMENTS

16. Now I have some qucsions abut you home. Do you (and your family living hue) own lhii (house and 1otlapanmaclfarmhaKh). do you pay mu, & you own it s a pan of a condo. cwp. kwnhmsc asscciatim, or WhaI?

x-70 I Ownsorisbuyin~lmdcm~racl (GOTOQ.16.1) . . . . . . . . . . . 01 Pays mx . . . . . . . . . . . . (SRlPl-OQ.17) . . . . . . . . . . . 02 Condo . . . . . . . . . . (GOTOQ.16.1). . . . . . . . 03 ca-op . . . . . . . . . . . . . . . . . . (GcTOQ.16.1) . . . . . . . . . . . 04 Townhwst A.wxiadon . . . . . (Go To Q.16.1). . . . . . . . . 05 RetkmentLifcrimeT~.. (GOTOQ.16.1) . . . . . . . . . . . 06 Neibownsnormm . . . . . . (SlCIPTOQ.16.4) . . . . . . . . 707

x7572 Yes .................... (GOTOQ.162). ........... 1 No .................... (SKIpTOQ.16.3) .......... $ 5

x703 162. How much are your fees?

sJ_l_lJ I I I --- NONE ........................................ wacu-I

x703 mm-r mow ................................ .99998 week .......................................... et-2 Momh .......................................... BE- y Qualler ...................................... ., .. M- 5 Year ; ........................................... Mb olkr(sPEcIFQ M-7

16.3. INlERVEWZRt OBSRRVATlON

16.4. How is that?

0057

IF ANYONE IN R’S FAMlLY LlVlNG THERR APPRARS TO OWN ANY PART. C~JE ‘OWNS OR IS BIJYlNG’ IN 4.16, FOLLOW SKIPS IN Q.16.1.

x7.01

SKlP TO 4.68. PAGE D-31

D.19

Page 21: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

I

17. How much rent do you pay B momh for this (housc4qmnmenl/~h)?

x703 sLl_IJ_Ll_~ NONE........................................ Cn@% -I DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . 99998

Week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..&f x709 Month.....

2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

“-* Qwlu . . . . . . . . . . . . . . . . . . . . . . . . . . . . . lx Year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89 b Olhu (SPECW 6-7

17.1. Does that include some or all utilities?

$710 Yernll . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Yes.somc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 :i

17.2. Do you rem ir fumished or unfumishcd?

%-tIf Fuminhed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Paldally fundshed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . %3 UllflLI&hCd .,..........*.......................... a’ 5

173.Inwhatmonlh~ndyeadyoumonin(olhis~hnn/ranch)?

X-II2 I I II I I MONTH YEAR x713

SKIP TO Q.a8. PAGE D-31

R LIVES IN MULTIPLE HU STRUCTURE

ia. DO~OUM~~CCII~~~~~~~~~II~OI~UU~OIU~~~

Xl/L1 EntirebuikJing . . . . . . . . . . . . (GOToQ.18.1) . . . . . . . . . . . . 1 11~~R’sunit . . . . . . . . . . . . . (SKIpTOQ.19) . . . . . . . . . . . . 2

18.1. How many hasrig uniu am in thi building?

x-I/r l_l,l_l_l_l UNITS

WN’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9998

19. mefouowingquacanrabaluy-ourhomerefcrmpvtitally.) wlmlbme-val~oflhis (bamcdhndh+mmcntlpmpny)? Inw,rbarwhmwoulditkringifitwacsaldtifl

Y7lb

(7NERVfEWERz PROPERTY REFERS TO WHATEVER PART R OWNS OF THEIR HOUSE AND LOT. APAR=. BUILDING. FARM OR RANa)

S_i-IJ__LLU_LU

Page 22: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

20. In what month and year did you fim pchasc any pan of this ppeny? (INTERVIEWER: IF GIFITNHERITANCE. ASK WHEN RECEIVED.) 5’

x719 CIRCLE 1 IF GfFI’AN’HERfTANCE 1 . . . . . . . . . . . . . . . . . . . . . . . # X718 I I II I I

MONrH YEAR x120

21. How much did it cosl when pu originally acquired it? (INTERVIEWER: IF GFTUMERITANCE. ASK VALUE WHEN RECEIVED.)

)1117 SI I.1 I l I.l_I_I_l

22. Wlm are the ‘id estate taxes pa year m this (home and land! apanmelu/pmpny)?

x721 $1 I.1 I I I.1 I_l__I

NONE...................................... o(lpeax) -1~ DON7 KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9999998

Week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..@t 2 Monlh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..P y cp$er . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . g

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

Olhu (SPECfFY-l pa -7 23. fsthaesmmgagcorirdconartonti(homcand LandhparmMtl pmpmy)? (Do ml iaclude home

qtdy lcms OT Lins of UaliL)

x72-3 ya.- . . ..(GOn)QZM) . . . . . . . . . . . . . . . . . . . . . 1 Ycs,Manmxt..(SKIPTOQ427.COL.A) . . . . . . . . . . . . . . 2 No . . . . . . . . . . . . (SKIP-fOQ.40.1.PAGED-26) . . . . . . . . . % g

IF R SAYS’ B&I+ ‘MORTGAGE ~&D ‘LAND CONTRACT, FOLLOW MORTOAGE SEQUENCE

24. Isthcfvororrminmargageafcdcnfly~rccdmon~e,nrb~~~VA?

u?q YeS . . . . . . . . . . . . (SKlPTOQ.25) . . . . . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . (GOTOQ.24.1) .._................. 2’5 DONTKNOW . ..(GOTOQXl) . . . . . . . . . . . . . . . . . . . . 8

24.1. DocsthiimnyFseccanyanytypcoffxivaumongagc innmnceaPhtI~rrn~ (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE BISURANCE)

X-M Yes............................................ 1 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .._........

Page 23: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

27.

27.1.

2%

29.

30.

31.

32.

About he (mmgagd land camax’ second matgage/other loan). in what month and yea did you obtain or I.&s1 refm it?

Was this (mongagc/land contrax) assumed fxm the previous owner?

Hwmuchdidyou bxmw or rcfuwcc?

How much is still owed on lhii loan?

HowmanyyeaKof paymenu did you aglxe oponwhenibeloanwas la&l oat or Itfinanced?

How mufh are the pay- menu and how often are they due?

Do lhe paymcnls inclol3 popcnyliWSC.ChanC

.-inaaanec? cwhich?)

X%\O

@

Sl

s

I

!

r

1 1 1

/

c

COLUMN A

IST MORTOAGE OR LAhDCOhlRACr

!WJl X802 IJ__l 111 MONTH YEAR

res . . . . . . . . . . . . . 1

P?. . x&i

. . . .?p lut__u_iL-I-1

XWS ;LlI_l_~_ll-l-I--

XBob

~osti*~(sla6l6m :PAGE. 4.34 -1 C0L.A) . ..pC

SI I I IJ_l_l_l

-i VONB . . . . . . I.. a#a

week . . . . . . . . . . . . -ap Bi-W&iy ....... .3.p Monlh .......... Quam

3.9 .......... .? . 0 Year.. . . . . . . . . . . . b.o -(spEcm’7~

(lP NONE OR NO REG PAY,

SKIP TO NEXT PAGE, ;, :.. 034. COL Al

Tnes~ only ..........

laMIKccaly ........

...............

Neitlm ............. WNT KNOW .......

COUJMN B

ZND MORTGAGE OR UNDcONnwCr

x901 x902 I I II I I MONfH YEAR

Yes . . . . . . . 1

xso3 No

r , . . . . . . . . . . . 2 : I

I

r

5

3

1 s

1

2 3 4 S

NONE . . . . . . . . .

week . . . . . . . . . . . . . . . . . . .

Qllaner . . . . . . . . . . . . . . . . . . . . .

(TF NONE OR NO REG PAY.

SKIP TO NEXT PAGE. 434. COL B)

XSOCI sl_lI_I_l_ll-~-L

x905 sl_ll_!_l_ll_l_L-

I I I IWPA (GO’fOQ3U

NOSETt (SKlPToNEx1 PAGE, 4.34 _/ COL. B) . .pC X908

Sl_I_LIJ_l_l-l

COLUMN C

HOME EQUlTY WAN

XlOO( x\ooa

I I II I I MONrH YEAR

(SKIF’ TO QB)

i

xrooy J_lIJ_~_ll_I_l_

xi005 U_lI_l_Ll~-1-L

XlOOb

I I’ IlPAYMBNTS tGOTOQ31) ~~

ws!&i~ (SKIPTONEX PAGE.434 - COL.O...P

$1 I lx!.!?tl I

........ -‘cm@ .. DON'TKNOW.. NQREGPYMNTSi3p99!

Xl069 week.. .. .. i.. ..

09%

.A.( Bi-Weekly ........ 3.‘; thrh .......... N. i

........... 5 ..

fJF NONE OR NO REG PAY.

SKIP TO NEXT PAGE. 0.34. CDL 0

GO T-O NEXT PAGE, Q.33. COL. A

D-27.

Page 24: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

33. Will the regular Pymenfi rcpaY the loan completely. OT wiutherebea balanct payable. or “ballcan” paynwtL whentheloanis due?

33.1.’ what will the b&xc due or balloon payment be?

34. what is the typical paymalt and how often is it made?

34.1. when do you expect this 105ItObC repaid?

IST MORTGAGE OR 2ND MORTGAGE OR

Sl_I I I I II_I_l_I v---s SKIP TO Q.34.2 SKIP TO 4.342 SKIP To 4.342

. . . I . . . . . . . . . . . . . . . . .

Aheaofschedule . . . . .

Behind schedule . . . .

NEXT PAGE. 436. NEXTPAGE, 436, COL. A COLB

. NEXT~R’diQ.%

D-23

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36.

36.1.

31.

38.

39.

Please look a Ihe Instiu_aions Card. Is Ihe loan wilh any ol Ihe instilutions on the lnstiluions card. or born someplace else? (IF INSllTUTlONS CARD: Which institudon?) (IF SOMEPLACE ELSE: What type of instifation is Ihal?)

(INl?ZRVfEWER: CHECK INSITIUTION CARD AND IJPDATEIFANEW INSTITUTION IS MENTIONED AT THIS POWT.)

Isdlisthesameinstinltionas the 00~ from which you wi@nally took out dds loan?

Was~moneyfromdds loanwedforlhepmchareof ttlishomcwfasancolha purpose? (whatothcr pclrpose?)

(SHOW CARD 3) what is Ibe mcst imptam reason youc.hethirkti (Wm itbecausethcywem lmlmmcndcdmyou. aeaUretheyhdlOW inrcrrstRleJ.becauscoflhe 1Llcdon of their 0ff1ces. becalseywh?lddaneolhcr blsincswiullhcm.bccause itvrreasicrmqdifyfor Ihc.bDan.orforsmneahw -9

kthkmdjwabkra(c (mutgaguloan); that is. doe itluveMinlermmlcthm cmrisafallbomdmcm Ihe?

NST. 13 ...........

3NJLoAN co. ......

Nn-RANcE co. .....

MORTGAGE CO. .....

mNTRAcroRJ coKlRAm~ CtoNrRAmw DEVELOPER ....... 19 DEVELOPER. ..~‘... 19

PRIOR OWNER ......

XliER (sP!zClFY):

................

.................

R- ........ 01

Low inlarst .........

Locadon ............ 03

wKkaincs.. ..... .04

E&Tyloqdify ...... .05

OIhu (SPECIFY):‘07

...................................... TO Q39.1. CO L. A)

D-24

Page 26: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

39.1.

x %1\

392.

Xb32

393.

xtia3

2 wy

39.4.

%wT

39.5.

XS%e

39.6.

X528 39.7.

xn7

xnq

40.

x b30

Lhsthechangeinyotuinurcst rate dcpmd on some 04hcr intcmt t-&T?

Onwhatotluxmtcdceit dCpd?

Howoftcncanycurimcmstmte change in a given year?

wlmtheinlcrrstmucmyottr tnatgagechangesdIxsthesizc of yoln monthly pynmu also Chge?

Whati.sthemcxtthetatecmtisc atattyottetime? (KNNTS = PERCENTAGE p0lN-f-S)

whatisthehighesthemtecan goovcrthclifeoftklcan?

COLUMN A

1ST MORTGAGE OR LAND CQN’IRACT

Yes.. . . (GO TO Q.39.2) . . . . 1 No . . . . . (SKIpTOQ39.3) _... # DON’T KNOW.. (SKIP

TO 0393) . . 8

I_l_I #Tunes

Mmull ....................... $P fgtcr

.............................................. .fe w

otba (SEW DONTRNOW ................ 98

Yes ........ ., ................. ~1 No.. ....... v.~, ................ f DON’TKNOW .:~i ............... 8

poNTKNow . . . . . . . . . . i ,... 9998

Yes.. .................... ~.., .. 1 No ......... ._. . .,.,, ............ 3 ~DON’TKNOW ................. 8

Yes2ndmtg .I GOBACK +l-QQ-27.

Yu.lndcon . . 2 COL. B

No. . . ..(GOTOQ.40.1) . . . . . . . . . /a

INTER- AHOhtEEQUlTY~OFCRED~ISANAGREEMprr WHERElHERCANBORROWATANt’TIMEUSlNGlHE HOUSE AS COLLATERAL. UP l-0 SOME LIMIT.

AHOMEEQUlTYU)ANISAWLENGTH,FIXE.DMONTHLY PAYhtENT LOAN.

COLUMN B

2ND MORTGAGE OR LAND coNlRAcr

I I I I I I I I I I I I I

i I

i

I I I I I

, I I I I I

j_

D-2.5

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I

40.1 Do you have any orher loans rhat USC lhii pp~rIy LE wllarpdl? (p*arc do not include any home equity lines of credit.)

x931 Yes . . . (GO BACK TO 4.27. COL C) . . . 1 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .r’ 5

41. Do you (and yw family living here) owe money on any (oIh@ bans used for Ihc pur~hasc of lhi FCF’~Y. such aC lc@m

from relatives or the selkr? (plea% do not include any home quily lines of cdiL)

xro32 Yes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKIPTOQX) . . . . . . . . . . . . . . . # q

42. In what month and year was this loan lakcn our?

x 1033 LA-1 1-l-I XlO3c( MONrH YEAR DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9898

43. How muEh WSF borrowed, ncx including fw chaga?

Xl035 St__1 I . _~J_LLLLl

DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9999998

44.IrthirarcgulsimrallmcntlclnwhercyoupyrfucddDlkrimountcachmonthfnrfrxcdnumberofm~untilihcl~ is repaid. 01 some ok kind?

x1031, Regular installment . . . . . (GO ‘TO Q.45) . . . . . . . . . . . . . . . . Olhakind ,.......... (SKIPTOQ.47) . . . . . . . . . . . . . . . ; DON’TKNOW . . . . . . . (SKIPTOQ.47) . . . . . . . . . . . . . . .

45. How many monthly paymcnu or years wue agrad upon when the loan was received?

Xl037 I I I IPPAYMENE OR I_l_l # YEARS Xl638 GO ‘~0 Q.46) (GO To 4.46)

NOSETI . . . . . . . . . . . (SKlPTOQ.47) . . . . . %6 -1 DONTKNOW ._..... (SKJ.FTOQ.447) . . . . . 998

46. vow mufh are the monthly payments?

NONE.. ............ (GoTOQ97J ............. cmeuJ -I GON? KNOW ....... (GO TO 4.47) ............ .99998 NO REGULAR PYMTS . (GO To Q.47) ............. g399tr -I

X7%7 Week .............. (SKIF’TOQ.49.1). ............ Pr 3

Fjlz .............. (SKIP TO Q.49.1) .............

(SKIP TO Q.49.1) pr y

............. .............. Pr t, year ............... (SKlPTOQ.49.1) .... i.. ...... Pr b ol!m mmm r-7

(SKIP To Q.49.1)

0.26

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47. What is Ihe typical payment and how okn is it made?

x \o.L(o $1 I I I.1 I I I None ....................................... W -I No typical paymem.~ ............................ !$5lXJW - I DON’TKNOW ............................... . wak ......................................... pr .

Wit Month ....................................... ..JJF QuaIla ........................................ pu ;L Ycax .......................................... pt b odm (SPECIFY) 9 -7

48. In what month and ye& do you upa% ddi loan to be repaid?

X~Ocf*r I_l_I 1-l-l MONTH YEAR

kfO1(3

49. How much is till owed on this loan?

XlOl(q Sl I.1 I I !_I I I I - --- --- DON-T KNOW . . . , . . . . . . . . . . ,

49.1.Areyoupying~lhirloanahcodofschedu*,behindrthcdulCancihcpsymncn~onschalule?

X7S bb on.shcduk...................................... 1 Ah%ulofschedulc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Behindschedule . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

50.HrlgUi(IhCcumnIaMual~tcdin~rkingehargcdmlhislora?

xws’ I I II I 1% --.--

51.PlartlodcrtheImtinnicmCard. IschcbsnwithmyoftheinrriultiaamihcInaitudnuCud.afmmromep~~? (IFINSTIRJTDNS CARD: Which insdnaion?) (IFsoMEPLACEELSEzWhaItypofinsdultionisthp?) (lNTERVD3WERz CHBCK INSlTlUTIONS CARD_ AND UPDAT& IF A NRW INSllTUTlON IS MENTIONED AT ‘Iws POINT.)

XlOaY INST. 111 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 IN!n.#Z . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02 INST.13 .,..................................... 03 INST.#4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 INsT.#5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . M INST.x6. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 06 COMM’L BANK ,....,........................... 11 S&lJSVGSBANK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 CRJXDlTUNION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 FINJLOAN CO. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 0THF.R wBm

- -b7

52. Doyou(arayarinyour~lylivinghae)haveahomecq~y~of~anyocher~ofcrediL~cDlrming aeditcmisabusiilimdaediP PItueincludcauhlinudcredir~ifyw~qp!_~ydnwing~

X\lO\ b-n. (IFRASKS:AUNEOFCREDlTISAFORMALAG- WITHALENDRRTHATALLOWSR~ BORROWUPTOANAGREEDUPONLIMITANDPAYTTOfFASRDESIRES. AHOMEEQUrrY-- ~TTISALINEOFCREDrrSECURU)BYTHEEQUrrYINR’SHO~)

YU . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NO . . . . . . . . . . . . . . . . (SKIpTOQ41) . . . . . . . . . . . . . . . . 5

53.HowmrnylintJdacdit&you(~YDIITfmilylivingbac)lun?

x\\os L-1 XLINBSOFCREDIT

D-27

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53.1.

53.2.

533.

53.4.

53.5.

53.6.

53.1.

53.8.

53.9.

Ls (Ihiilhc larg4lhc next) line of credit ptcumd by the quiry in your home?

What is the maximum amount you could bonow on lhii line of Credil?

Am you cumndy bomnving any money against this line of credit?

How much is cumnlly Owed?

wharisthccmTcnt anmmlmleofimemst bemgchargcdonthii lOan?

(pleaselookarihe lnstiullions Card,) Ir thii lineofcr4itwilhanyof theinsdnuimsonrhe Instimtions~orhun someplaccclse? (IF INSTITUTIONS CARD: Which institmion?) (IF SOMEPLACE ELSE What type of insti’eticm iSlh8l?

TUTfONS CARD AND UFVATEIFANEW rnsmuTlON Is MJZNTIONED AT THIS FOlNT.)

INTER- xsTHEREANoTlER LINEOFCREDIT7

DON-TKNOW.. ....

week ........................ Month ........... Mcah ...........

......................

msr. II ................... ., ..

ms-r. 12 ......

D-28

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53.10. What is the uxal amount &a~ you (and your family living here) cunvldy owe on all other remaining lines of cmdi;?

Xii3L Sl_I I I _L1_L~_U_1

y\,“o”;

Have you (and your family living here) ever made any major addidons or done extensive remodeling (0 this property?

Yes . . . . . . . . .._ _................................ I No . . . . . . . . . . . . . . . . (SKIPTOQ.ti.PAGED31) . . . . . . z?r

54.1. Roughly what was Ihe toal cost of ail such major aidirims or mmodeling?

x 00 Sl_l.l_L_Ll.l_l_l_l

DON’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9999998

S&Z. Other than what I have already rex&2d. do you (or you family living here) owe any money on .bms taken out for

Xl303 these pmjscs?

Yes............................................ 1 No . . . . . . . . . . . . . . . . (SKIPTOQ.66.PAGED31) . . . . . . # s’

55.Inwhatmonlhandycsr~themoslro~cntnrhlcan~arc?

x Ka+l I I II I I Xl2Os- MONTH YEAR

56. How much wa borrowed. KII including f- charges?

%12ob Sl_l.l_l I I I I I I --.

DON’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9999998

57. Is this a regular insmIlment loan where you pay a fDlcd &IIu amomu each mcah for * lied numtcr of mcadu until the lorn isrqaid.asomeodwkind?

wa07 R.eguIarinsUmen1.....(GOTOQ58) . . . . . . . . . . . . . . . . 1 Otkkind . . . . . . . . . . . (SKIPTOQ.60) ._............. 2 DONTKNOW . . . . . . . (SKIPTOQ.60) . . . . . . . . . . . . . . . 8

58. How many monthly payment3 a years were am upon when (be loan wu received?

XWk I I I IllPAYhfENTS OR l_I_l#YEARS GO To Q59)

)tmq

NOSETX ........... (SKIPTOQ.6fJ ............. qOa -i DONTKNOW ....... (SKIPTOQ.60) ............. 998

59. How much are the mauhIy pymems?

x1310

XKfB5

s l_lllll

NONE . .._....... . ..(GOTOQ&O) . . . . . . . . . . . . . cneor -I NO REGUlAR

PAYMENTS . . . . . . . . (GfTOQ.t?O) . . . . . . . . . . . . . DON’TKNOW : . . . . . . (GOTOQ.60) . . . . . . . . . . . . .

week . . . . . . . . . . . . . . (SKIPTOQ.62.1) . . . . . . . . . . . . . &f 2 (SKIFTOQ.62.1) . . . . . . . . . . . . . ti

~:::::::::::::(SIUPTOQ.621) . . . . I . . . . . . . . Yep . . . . . . . . . . . . . . . (SKIPTOQJS~.~) . . ...’ . . . . . . . . Oc b - (s=m w-7

(SKIP TO Q.621)

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60. What is ti typical payment awl how olun is it ma&?

x \a\\ SI I II IJ l_l_l

None . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . cea!s -I No Typical Paymenu . . . . . . . . . . . . . . . . . . m - 1 DON’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...99999%

xian Week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..~ 2 Month . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Qlmner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2% Yea . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..H G olhcr (SPECIFY) w -7

62. How muEh is still owed on dds loan?

62.1. Are ycu paying off this loan ahead of schedule. behind schedule. Q PC the paymenu akaul cm schedule?

X7W onsdKduk...................................... 1 Aheadof&zdtde Beldndschedule .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ;

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

63. What is the current annual rate of interest being charged cm thii Loan?

)(t2lb I I I.1 I I %

64.(Plcasebok~tkln%in&nsCard.) Isthcloanwithanyofiheinnitutionro.~he~~card~~~~~ (IF INSTITUTIONS CARD: Which institution?) ._ (lF SOMEPLACE ELSE: What type of ins~ilu~ion is that?) (INTERVIEWEit: CHECK MSTlTUTlONS CARD AND UPDATE lF A NEW INSTllUTION IS htENTlONED AT THIS FIXNT.)

% 1217 lNST.#I ....................................... 01 INST. x2 ....................................... 02 INST. 13 ....................................... 03 INST.&l.. ..................................... 04 INST. us ....................................... INST. #6 ....................................... ii COMM’L BANK ................................. 11 SBUSVGS BANK ................................ 12 CR!ZDlT UNION ................................. 13 FUULOAN CO ................................... 14 OTHER (SPEO

07

65.Doyouorvemoncyonmarr~ancbanIorhomcadditionrorimpnmmenU UrthiSpmprcy?

uiw YU ............................................ No ................ (SKE’TOQ.66) ............... ;I 5

65.1.Altoguher.hoWrnuchir~ill~~~floanrfarnddicansorimpovmvnu loddspiweny?

x ntq SI IJ I I IJ I I I - --- ---

D-30

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._ 65.2. Abgelher. how much are the monthly paymenu?

X11.W SI I I Id I 1-I

DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9995%

Week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . drrar Month . . . . . . . . . . . . . . . . . . . . . . . . . . . . . z?r “L Qmner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . d 5 Year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..H b OIhel (SPECIFY) w -7

66. IN’IERVIEWER:

DOES R LIVE ON RANCH OR FARM?

. . . . . . . (SKIPTOSECTTONE) . . . . . . . . . 1

NO . , . . . . . . (GO TO Q.67) . . . . . . . . . . . . . . . 2

67. Do you (ar anyone ia your family here) rent out my ponicn of 1hi.9 (home or loc/rpsnmenc/mobilc bome/krilding) to abet’s?

XlS3 Ye.3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . (SKIPfoSEcnoNE) . . . . . . . . . .

67.1. How much rent cb you collect each mmth?

x 0aq SI_!_IJ_I_I_I

NONE.. . . . . . . . . . . . . . . ..i.................... WN’TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

XIxd Wsck . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ef2 Month......................................... 02

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ai . . . . . . . . izr (SPECIFY)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . a b H-1

FOP mu-~~OMFOUJNEIZS, I~~%%%"~~~~~vGD TO ~sl,D53 68. Do you (or myonc in your family living ha@ have any lines of cdiL not cmnting credit cads or budnar linr Of credit?

Pleas include such lines of credit even if pu arc n0, cumnlly drawing against them.

@F R ASK!3 A LINE OF CREDIT IS A FORMAL ACRRRMENT WITH A LENDER THAT ALLOWS R TO BORROW UP TO A SPBCIFIED LIMIT AND PAY IT OFF AS R DESIRES)

YCS ... ..i........................, .............. 1 NO ................ (SIaPlaSECnoNE). ......... 2

68.1. l-km many lines Of adit do you (d y0m family living hue) have?

l-l-1 # LINES OF CREDIT UC).

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69. 1-1-I LINES OF CREDIT WC)

69.1.

692.

693.

69.4.

695.

69.6.

69.7,

698.

What is the maximum amounl you could bomw on (Ihisbe largestie next largest) line of Cdil?

Are ycu cuHcndy bomnving any money against thii line of c@it?

what WBF the money wed for? (What was its major use?)

How much is currently OWCd?

WhNiSthCt)pirypical payment and how oftm is if made?

WhaIisIheculIc.nt annuallale0finlcfcs1 beiig charged 0” lhis lOan?

(PIedsclookatlhe Illsdtutionrcarb) Lsti liMofcrcditwidlanyof rheillsdtlJdon.sonr InuiUltions Cad. or flun SomepIaceelse? @THE INmONS CARD: which instiuldon?) (lF SOMEPLACEELSE WhaI typ. of instihltion is that?

fJIVfERVE3VERZ CIIECK INSTI- TUTIONS CARD AND UPDATEIFANEW INsnnmON IS MENTIONED AT THIS POINT.)

INTERvII3ca 1sTHEREANurHER LINEOFCREDIT?

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SECTION E: OTHER PROPERTIES, LAND CONTRACTS

1. Have you (n anyone in your family living bcre) ever H arty real ew(t for which you bawd money to the buyer? Please include accepting a note. Land contrza or mongage from the buyer. (IF ES. SAY: We do z want 10 include any pt~peny owned by a bosinas which you own or have an inlcrcst in.)

XIL-lOi Yes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . (SKIP’fOQ.14) . . . . . . . . . . . . . . . kr

2. Dots dte buyer till owe (yuulyoor family) mooey on soy of these notes. laod coorracu. or mortgages?

Xl902 YCS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 No ,.. . . . . . . . . (SKlPToQ.14) . . . . . . . . . . . . . . . 3’ 5-

2.1. Altogether. on bow many such loam (are ywTts you family) owed money?

xiqo’) .’ LL_ I # NOTES/LAND CQNTRACTS/UORTGAGES

3.

4.

6.

(About the tLm@/ null Ican...) Isihrlaod amcnrkamongagc.a sometbiog else?

How mwh art yoo (and you family) owed al IhiSnW?

mhzct.(SKlPTOQ5) . .

rlor@~r(SKlP'lDQJ)..

GO TO 4.8. COL. 1 GO TO Q.8. CQL 2

E-33

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I :

8. How much are rhe (mongagefland conLrx1) paymmu and how often are they due?

9. now many years or paymenu were ageed upon when the (moegagulead IxMa) was taken out?

10. will Lhc r@ar wym=u PPY off h (mcnsrlle/land Mntncl) complaely atillthack.¶ balma payable or “bauoal” when lhe (mangage( land conua) is due?

10.1. Whal will rhe baknce payable or Mlcul pymalr be?

11. Doyou(oryoLu family living hue) sfiil~anymoney onkwuforthis

11.1. How much do you sill owe?

12. INTERVIEWER: IS THEuEANOTwsR MANA.ANaY CoNTRAcl-?

st_1t_t_t_1t_t_t_t

NONE .?“‘” -klD8@ DON’T KNOW. : : : : 9999998

(GO TO Q.9) -I

::Y:&IP TO Q.11) 9!%Y9@

week . !!?I!. .2&l . . MonLh . . . .y.,m Qualul . . . .a a Year . . . . . . . . . . . . . . b.04 Other (SPECIFY) -7 W

)clcll’L i_l__l I YRS OR ,??I5

-1-I # PYMTS

NOSETNUhfBER . . ..I&

Repry Ccmplaely. . (GO TO Q.11) 1

!T Blll000 . . .~. (GcrlaQ.10.1)~

~Xlrtq

Xlllli ‘. st_t.l_t_t_lJ_t_t_t

Yes.. .(GOTOQ.llJ) . . . ti

No.. . .(SKIP TO Q.12) . .?j

Xlql7 tt_t_lt_t_l_lt_t_t_t

YES . . (REA!IK 4.3-12 . . COL. #2)

NO..(SKlPTOQ.14) . . . .

-

I I I 1

I i I

- ,

I ; ,

r ’ ,

I

I

r :

I

!

I

i

1

2

$1 I.1 I _I 1t_t_t_t %I510 -1

NONE . . . . . . . . c@wJar DON’T KNOW . . . . 9999998

(GO TO Q.9) NO REG -I PAY. (SKIP TO Q.11) @I9996

Xkil I Week . . . . . . . . . . .

3 Month . . . . . :$ puancr . . . . . . . .2. pd

. . . . . . . . . . . DONTKNOW . . . . . 9999998

(GO TO Q.9) NO REG -I PAY. (SKIP TO 0.11) we X\bll

SIX%&

. . . . . . . . . . . . . 2.m Monlh . . . . . . . . . . . Quanu . . . . . . . . .

Year. ~er(spEcD1o . . . . . . 3.. ycpr . . . . . . . . . . . . . . b. uI - I$ olha(SHClFY) -7-w

X)513. Xibla I_?_1 # YRS OR

? ‘t?>_, I PYh4TS - -I

NOSFTNUMBER . . . . ..JM

Repay Complaely. . (GO TO Q.11) 1

5 Balloon. . . . (W To Q.IO.l)P

x15/q .

l_l_I # YRS OR

I?‘? 1IPYhrl-S --- -t

NOSl5NUMBER . . . . ..a

Repy Ckmpkly.. (GO TO Q.11) 1

XlS/,’ X/b/$- sl_t.t_t_t_lt_l_t_l st_t.t_t-t_1t_-Lt-t

x rs’r b Ye?... .(GOTOQQ.ll.l) . . . 1 Ya...(GOTOQ.ll.l) ..>

No. . . .(SKIP TO Q.12, % . . . No. . : .(iKIi ‘I’0 Q.12) .?. ; ,~,;

!( fSl-7 Xlbl /

st_t_lI_t_t_lt_t_tJ St_l_lt__~l_lt_t_t_t

YES [email protected]. . . . 1 YES..(GO-fOQ.13) .:... COL. n3)

NO..(SKfPTOQ.14) . . . . 2 NO..(SKIP.K’Q.I4) . . . .

13. AtDulho~muchintM.lirOwcdto(you/yoclrfr;n~y)oniherwMiningnorw.lnnd~~or~?

XlU sCLLlJ_LLlLLLl

13.1. Do~((“yaabmilybcre)aillowcnymmya,btnrfa~ocher~?

Xi@0 Yea . . . . . . . . ..I . . . . . (GOTOQ.132) . . . . . . . . . . . . . . . 1 e No . . . . . . . . . . . . . . . . (SKIPTfJQ.14) . . . . . . . . . . . .“.. j 3

E-34

Page 36: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

132. Alto~elhu how much (da yoUdoes ycur family) sill owe?

Xlb13\ SLL_ _LLkLLLl 1 11

14. Do you (ar anyone in your fmily living hue) own my (other) rml cslplc such a9.9 lot, ncolion ham,, timeshare. qanment buildinS. ammucial Pmpeny. or c&r in- po~w. ithdhg propcnia omfd in mip with other pcoplc?

X\lOO Yes. . . . . . . . . . . . . . . . (GOToQ.14.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKU’ To SECTION F. PAGE -1) r’ g

14.J. kayoflhercpmpnieromdbyr~? ffFYRSSAy:I’UrctlbaulhoocpropaisLucr).

X’ISSC’, Yes. . . . . . . . . . . . . . . . . . . . . . . . . ..A..._~...._....... 1 No . . . . . . . . . . . ..~. . . . . . . . . . . . . . . . . . . . . . . . . . . # 5F

15. Hownunypmprdesrburcnaomcdbyrbu*rrrrQpu(IrdpllrIvnilylivinS&rr)owna~~minlcnslin?

Xllc,l -1 I I I #PROf%RnEs -1 tpNf . . . . . . . . . . . . . . fSKP To SRCTfQN F. PAOR F-41) 000

16.

x1703

hmdbyR . . . . . . . . . 01 (SKIP 10 Q.lS)

wnedjoialy . . . . . . . . 02

%IlwdGp . . . . . . . . . . a3

hlesm?invmlnm :.:04

7ii . . . . . . . . . . . 05

~~CFw- -~ 07

Xl’lOc(

ill . . . . . . . . . . . Xl70 tr..‘ac

b I I LI I I% pER(IM

xnub

sLLLLLuJ_L-1

GQTQQ.19.cuLl aOl0Q.19.CDL.2 GOTQQ.19.Ca3

)waedbyR . . . . . . . . . 01 Blap fo Q.W

hmRijoidy . . . . . . . . 02

‘nmahg . . . . . . . . . . 03

weseiwmmm . . 01

rii . . . . . . . . . . . OS

~C=cM)-

Ul.... xittic”. 1Oc

I I u I 1% FERcRNT

xImx U_l_LU_LLlLLU

PROPRRTY 93

x 1963

OmalbyR . . . . . . . . . 01 (slap -10 Q.ls)

Qwr,r.dm . . . . . . . . 02

Fmmmbip . . . . . . . . . . 03

Rdalschvwmac ..04

liimcrbpe . . . . . . . . . . . 05

Au . . . . . . . . . . YlqosT’~“‘a I I u I I%

PERam

XlSob sl_l_l_lLLuJ_Lu

Page 37: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

_ I

INHERITAN~. ASK wHENTHE PROPERTY WAS RECEIIVED AND CIRCLE 1.)

22.lnu4lummlrhudp didymohminahn rC6lWlCCdlCba?

23. Howmucbwa hmowda-

26. Hcwmcrhmdte paymenu and how of&a are mCy due?

.- _,

PRomn a1

x 1107 Xi709

I_l_l 1-l-l MONTH YEAR

X17/0 ClFr~ANcE

l......d 5’

Xl7OY ~CI_I_lI_I_l_S~-1-l-I

x1715 u_LLLLuJ_LL~

GQ~QJW NOSlZK.(SKIF+?ONEXT

PAGEQ29. -I COL. I) . . . . .9d

I

SLU-&YK~-~ ‘I . . . . . . . . . . . 2% PYhm ?.I. is!

DoN-rKNow . . . ..cm99!28 5NONEORNOREOPKUE..

CIlLDmom W& . ..I ......... aJx

Lzr.y.:x!nJ::$ ii Qualm ........... .a. pc

.............. .b 03 =sFmm__dsm Tau ally ............. Z?g,j, ... ..i ..........

................ . DON-r-. ......... I

l3On,Q2&lXLl

PROPERTY 12

kl807 YIP0 t

l_l_l l-l-1 motini YEAR

XlSlO 0lFrmANcE

I......# 5-

YlW9 S~_~-~_lI_~_~_~.I_~_~-~

ra . . (ceygy~ . . . ;;

No..(SKIPTOQ34)....

NOSETli..(SKIPTONEXT

NQREclPYms*L DON-r KNOW . . . .99999!x 5NONllORNOREGPYMIS.

-(spEcIpT)‘7p1

Taxes ody . . . . . . . . . . . .

. . . . . . . . . . . . . . :’ iLtt&OW . . . . . . . . .

GOTQQZS.ClJL2

PROPERTY 13 _

Xl907 Xl9bS l_l_l l_l_l MONTH YEAR

YI9IO GE=t/lNHERrrANcE

I...... fr

8/90q 51_l_l_1.1_1 I II I 1-l --*--

r. .(;>iQf?, . . ‘&I . . . . . . /

x19/5 sl_l_lLl_lil.3_u

b $ki Tittzks ('X~Q26) NOSET1)..(SlUP’TClNEXT

PAGZQZK -1 coL.$.... 96

m DoN-rKNow . . . . 99995%

week . . . . . . . . . . . . . B. mq7yf a

Qmma:: . . . :...:::* i

g pl

YCr . . . . . . . .~. . . . . . D! OlbafpEaFn ‘,96

T-w . . . . . . . . -... . . . . . . . . . . c.. . ,q;co .; .~.~.i _m;l~ . . . . . . ...*..... ‘ mwrmow . . . . . . . . . I

cioroQ2lLaL3

Page 38: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

I PRofJERlY II I PROPRRTY n I PROPERTY 13

28. will dufegldu Rcpr RWY p8ymeau repay die lon~Pk=JYa

ct2alpku1y . . . . . 1 cxI&o

x172\ compku1y . . . . . 1 gqo izgLc,y . . . . 1 (SKIP TO

xlgll x193. I Q30.‘) wiulhcrcber b&Jlcepyabk,or B&m . . . . . . . . Z(GoTo Bdlom . . . . . . . . Z(GQTo B&m . . . . . . . . . Z(GOT0 ‘ballom” paymall 428.1) Q.284 42.1) whenthelomis d&b??

28.1. whal will lhc . x 1713. X1623. Y_Ll,l_~_LlLLL~

xrsga blmxdue $I I I I I I 11 I I I --,--_ --- a_LSl_l_l_l.l_l_l_l cibdbon (SKIP TU Q30.t) (SKIP To Q30.1) (SKIF’TO Q30.1) paymen be?

29. whuislhetypiul xr7a3 Xl825 - Xl925 payment #Id how s_lLLLlLl_L~ sl_u_LLlLLLl SLlLLLlL_LU oflmiritmade?

1;s NI.$E.&&;i~ ~&....z’Iakmoa& . . . . . . . . . . . . NonPEAL- . . .

. . . . . . 9995598 DoNTuxow . .,.. 99999911 Dumm . . . . w99998 zyy7>4

. ----~~ XlidL( . . . . . . . . . . . r19aq pr . . . . . . . . . . . . . .

Bi-wcdy . . . . . . . . . . . . . . . . . . . . . . . . .r; w

izLiy . . . . . . . . . . . :ft.e zLy . . . . . . . . . . . P- ? Jm Mmh uauh . . . . . . . . . , . . . . nr Maah . . . . . . . . . . . . . . Qtmw . . . . . . . . . . . . . 9.M Qlmwz . . . . . . . . . . . .

k .w Qumw . . . . . . . . . . . . . z-t

~cr...............b.a~~cr............... .w Yar.......r.......b cx odKr6PEaFrJ’7od olk6PE.am’7w olbcrmcm’7~

30. when&you expalbislomm

)(jTyJ ‘. ‘,: XlS2s’ I I I I ~‘1 1-Ll-l-l

.,~:~xci9LJ3 3,

arepaid? YEAR YEAR YEAR-

wN?IcNow . . . . . . . q99s DoNTmow . . . . . . . 9998 Dormmow . . . . . . . . 9991 (sKIp~Q31) (SKIP To Q31) (SKIP TO Q31)

30.1. h lhis bn ameFd orlsbcduk . . . . . . . . . . . . 1 chlskduk . . . . . . . . . . . . 1 onxikduk . . . . . . . . ..I. OffaIled of

z* Abdofskdde . . . . . . . . 2 AhadofabemJc . . . . . . . . 2 Abcrdofsllcduk . . . . . . . . .

rhcdulea B&iudrchedu* . . . . . . . . . 3 Behind* . . . . . . . . . 3 Behid* . . . . . . . . . uclhc

i?zlzz x7s 9-l x7553 x7g5a SddUk?

31. WlmtisIbeclmau X17Jb X18310 X19110 almnliarrcz(m I I _-Ll_lJ % I I LI I Ii l_l_ll_l_l % FbFrn

32 Douddsbnlme x\va-1 x193-7, =eQbknr; Yri

wi~7 . . . . . . . . . . . . . . . . ..l Ya . . . . . . . . . . . . . . . . ..l Yor . . . ...-..*...-****

lhwhdmithnc mhlucsnrIJtu No No . . . . . . . . . . . . . . . . . . q cmlismdfall

. . . . . . . . . . . . . . . . . 5% No . . . . . . . . . . . . . . . . :<

~rimcOCmr7

GOTOQ33,COL 1 oOTOQ33.caL2 GOTOQ3~,COf-3

E-37

Page 39: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

I

33. pLeu+bokuti fklsluulscpd hhisbanwilh myoflhc in.uiullialsonlhc Innuutions card. or fIum romcplace clre?@=lHE fNSllTUTfONS CARD: whiih illsition?) @ SOMEPLACE ELSE: WhaltyTe of ilwimrion is that?) .

(m-ERvlEwER: CHECKTHE INSTITUTIONS CARDAND UPDATEIFA NEW msn- TUllON IS MENnQNED AT THIS Fouw

35. INTERVIEWER: fSniERE ANOTHER PROPERTY?

YES.. . (REASK Ql635 , caLu2) . . . . . . . . . I

NO. . (SKIP TO SECI F. PAGE F-41) . . . . . . :

I

-~ NST. II ............. 01 NST. #2 ............. 02 NST.13 ............. 03 N.W. x4 ............. 04 NST. I5 ............. 05 NS’T.#6 ............. LX :OMM. BANK.. ....... 11 i&fJSAV BANK ....... 12 XED~UNION ........ 13 UlORTGAGE CO. ....... 18 :0NTRAClKW DEVELOPER ......... 19

WOR OWNER ........ 20 miER (WEam): ‘07

Xl728

Xl719 YES. @x__l) * , . . . .

3 NO...(SKP?OQ.35l . . . . i

m3q yEs...(GGToQ34.1) . . . . 1

VO. . (SKIP 10 4.35) . . .?#

YES...(GOTOQ%~) . . . . 1

u 12730 .. - - J-L1

IN ‘91

Xl830 W_U_I_I_U_1_I_I

IN ‘91

nS...(GOTOQ3@ . . . . . YES.. . (REASK Q1&3SI COL 83) . . . . . . . . . I

NO. . (SKIP TO SECT F. NO..(SKIP’TOsEcIF. PAGE F-41) . . . . . . . : PAGE HI) . . . . . . .

NST. 11 ............. 01 NST. #2 ............. 02 Nn.13 ............. 03 Nfl.#4 ............. 04 NST.#S ............. 05 f4tn.e ............. 06 :OMM. BANK.. ....... 11 i&.MAV BANK ....... 12 XEDlTuNrON.. ...... 13 r(ORlCAGECO. ....... 18 IONTucTOw DEVRLOPBR ......... 19

WOR OWMR ........ 20 maER(spEcIM:‘o7

Xl8W

PROPERTY13 .

NST. II . . . . . . . . . . 01 tar.82 ............. 02 NST.13 ............. 03 NST.W ............. 04 NSl.05 ............. 05 NST.#6 ............. 06 D&l. BANK.. ....... I1 ;&IJSAV BANK ....... 12 XEfxruhwN ........ 13 r(ORlGAGE CO. ....... 18 xnaRAcrow DEvEu)pER . . . . . . . 19

‘RIOROWNER . . . . . 20 n-HER (SPECIFY): -07

Xlq;lg

)(aO()l 2 . . . . . . . . . . . . . . . . ;GOOm$g; :::::::::::::::;. < . . . . . . . . . . . . . . . .

~l.~mucbbrloolirpo(~r)~olmacvvuiaabDlasorrcaationrlYwmhl

xmo;r 8LL~_u_~_Lu-I-LI

36zwbIvmywr(family’s)Ioalpclrrhrpriccf~lhacpopn*r?

x3.003 sl_fJ_~_~_u_f-u

VIEWF&DGEWNHDUtANC&ASKVALUEWHMRECRV=~ I . . . . . . . . . . . . . . . . . . . . . . . . .)I $7

E-38

Page 40: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

363.ArclhaenymonOlperaloar~~r)rrc Mtiarbwlaa-hnd?

X200$ E . . . . . . i . . . . . . . . . (GoToQ.36.4) . . . . . . . . . . . . . . . j s’ . . . . . . . . . . . . . . . . (SKPl’OQ36.6) . . . . . . . . . . . . . .

36.4. Altogether. &out how much h d m your (fnmily’s) rhprc of I&+ o10Wif= a LOUIS?

xwob u_LI_ll_Ll_v_LL~

x2007 Sl_l_i_U_l_l_l

NONE...................................... NOREGUIARPA~ . . . . . . . . . . . . . . . . . . . . . . DormKNow . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...999998

)(a.oob WY& ..:..::::::.:............................ g $ ., ., . . . . . . . . . . ..*................

Qlmm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

ZmEam . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

r-7 36.6. Didpu(aycufimitrliviqbcrr)~*culyinarmcinl991[mm~mlbosnevPDhomaa~Lnd?

XlOOY yes . . . . . . . . . . . . . . . . (~OlOQ36.7) . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . . . . (SCIPrOQ36.g) . . . . . . . . . . . . . . I(

36.7. AlKlgck,howmIlchgm5inalmcdid(plJplrrbmuy)rsci*c)

x13010 W_LLLLL~JJ_~_~L

xx)\‘) SL_lLLL_U_LL~

B IF GIFT/INHERITANCE. ASK VALUE WHEN RECEMD AND CIRCLE1 1 . . . . . . . . . . . . , , . . . . . . . . . .p s

372.kUueman#arak2mc~~tksppdai -

x3015 E . . . . . . . . . . . . . . . . (GoToQ373) . . . . . . . . . . . . . . . )s . . . . . . ..I....... (SlapTOQ373) . . . . . . . . . . . . . .

373. ALDpma.lbouthowmPhirondm~(Imily’r)rhndlhoc~a~

KM6 s-LLU_LLU_LL~

K-39

Page 41: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

‘37.4. Howmuehmdlepymauon~~ci~ rdlwdunuci&yduc?

%2OI7 s_u_l_l_l.l_~_Ll

NONE..................................... CCBXf% -\ NOREGULAR’PAYMPTT . . . . . . . . . . . . . . . . . . . . . m -\ DONTKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9995998

yeJo1 g ;&e&k* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F 2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . z

YeaT _........,............................... oIher wEm

% w-7

373. Did~(ayour~~Livinlhcrc)rraiveull~iol991immrmdngaO~yd((laeolhcrpoprder?

xmq Yu................(GOfOQ376) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (StUP10SECIX)EIF) . . . . . . . . . . %5

MO

Page 42: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

SECTION F: BUSINESSES

SEE SECTION D Q.3, PAGE 13

DOESROFERATEAFARMlRANCH BUSMESS ON THEIR FROFERTYT tlF SB’3lON D. Q.3 WAS SKIFPED. CODE F Q-ON -NO’)

. . . . . . . . . . . . . . . . . . . . . . . . . . CO I-O Q4 ..*.................. 1

No . . . . . ..*................. glaPrapQ3) . . . . . . . . . . . . . . . _ . . . . d 5

RECORD I: OF BUSINESSBS (FROM Q2) IN BOX 5 AT TOF OF NEXI PAGE THEN SKIP XI Q.S.1.

pJJC~DES THO5E FROEJ\

Ya................(GOlOQ.4) No . . . . . . . . . . . . . . . .

4. Doym(ampaciappLmilylivinghae)hmmmivcmmuanau m&ebaydttnebmiacseR Wh gamlpmlmiariimiudprmcnhip.kn~lbe~prmsr) _

x3w Ym . . . . . . . . . . . . . . . . (GOTOQ.4.1) . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKIFTOQ~O.~.PAGEF&J . . . . . %r

4.1. InbovmrnybutinarcrQyar(anplriapmLnilylivinK~)hnenrninmm\lEcmmt~?

x3105 l_l_l t BUS-

INCqD6 THW ENlERUOFBUStNESSESATQ3ONl’OPOFNBXTPAGB.

f-M’i Fs HI

Page 43: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

5. l_l_l I OF BUSlNBSSBS

6.

1.

8.

9.

5.1. wbukindd business is (ilhhe kgc.u businu3/dle nexl businc%)-lhll is, WhudosdIc lxsinesr~ea do?

-. Howdidyou(oryourfanily living here) fun vquire dds btsinevrri~or inKacdiu.sunaibypu.

QUESTlONDELEIED

lnwbmyrJrdidyou (anlscqoilc) Ibe kumm?

Howmanyanpklyeudoesil bmiWlUdhgyCU(md markas of yur family)?

GO TO Q3.1. GO TO Q3.1. GO lU Q3.1. COLUMN I coLvuN2 CQLVUN 3

Page 44: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

9.1. INTERMWER cH.RcKPom (SEE HHL. P.1)

92. which manben of yw family living haewakmLtle~ busincs? (CODE ALL THAT APPLY.)

BUSINESS 81

LLIVZSALQNE . . . . . (SKIP TO Q9.4)

uLoTssR.5 . . . . . . . GO TO Q9.2)

9als . . . . . . . . . . . . . . P (IFONLYRORSP

OR NONE CHECKED. SKP TO Q.9.4)

wralild oll5.a 3rbcraduhi;r’Hit)QlJhd -c=mallJe

Y3118 I I I lmts

PlnJip.iq.....;: . . . . . . . . .

sobelmp. s .......... (

OIlucap.. ........ (

BUSINESS 82

ILlYEsALoN=B . . . . . 1 (SKIP TO 49.4)

ULalnERs . . . . . . . 2 (GO TO Q.9.2)

m . . . . . . . . . . . . . . alI

(IFONLYRORSPOR Nore a#EcKBD* SKIP

To 49.4)

~~;.J&~~

3QIox3xm

~&L;q....~

. . . . . . . . .

subclmp. s ......... .03

oum cap.. ........ .M

BUSINESS X3

LLIVBSALONB . . . . . I (SKIP TO Q.9.4)

ULOTHERS . . . . . . . 2 (GO TO 492)

. . . . . . . . ..a...- (lFONLYRoRSP or

NONE ,CHECKED. SKIP l-0 Q9.4)

(GO 1-0 Q.93

Y33l g I I I IHRS

pmbJ...yiq...;

. . . . . . . . .

sobcbJp. s .......... 03

Dlbacap.. ....... .M

GO ‘TO Q.10. COLUMN 2 GO TO Q.10. COLUMN 3

GO TO 0.10. OXUMN I

F-43

Page 45: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

102. Didlrud lhis cdii

103. which Ican was lwl

121. How much da you owe?

12.2. Didltucd lbisarkr?

123. wknwxsn

WCP XI 4.13) ::, (WF’TQ Q.13)

Go l-Q Q.13. ctxJMN I GO To 4.13. CQLUMN 2 ooToQ.13.coLuMN3

w

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I

18. QUESTION DEJEED

19. mERvlEwER: lsl?lEBE ANOTHER BUSINESS?

BUSINESS l l BUSINESS #2 BUSINESS U3

. . . . . . . . . . . . la, Au . . . . X??.F. loo An . ..??3.?~.. 100

I I LI 1 lpaeenr I I 11 I IRrcmc LL -- 11 I lRmm1

sl 9 -I NOTHING . . . . . 9W99% NGTHING . . . ..A NGlWNG . . . . . . 9&996 DON’TKNOW.. 9999999% DON7KfiOW.. 99999998 DONTKNOW...99999998

x3330 S_U_~~-lLcL~

-I NOTHJNG . . . . . NOlnluG . . . . ..J?!M99%

x323 I X333) s_u_l_l_u_l_uL~-u s_lu_luu_~u

.,.,‘~ ,.

YEU”?AK QZSQ.19. YES.(REASK Q5.1-Q.19. YES.. @TO Q.19.1) . . . I ‘CJL. 02) . . . . . . . . 1 ox. 13) . . . . . 1

NO.. (GOTOQJCfj . . . 2‘NO...(GO-fOQi2@... 2 No...WfDQ2o)‘.‘~...”

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X3YOi *~XUPt* F~, $a . . . . . . . . . . . . . . . . (GoToQa.1) . . . . . . . . . . . . . . . 1

~FJFO~Z~~ATIONN~ . . . . . . . . . . . . . . . . (SlUPTOQ22) . . . . . . . . . . . . . . . $5

(he . . . . . . . . . . . . . . . (oofoQa2) . . . . . . . . . . . . . . . 1

Ctkrl I I l(SXIf’TDQ21) NUMEZER

;;;;:-t%i, a ...................................... 01 .................................... a?

203.

20.4.

m3.

Subjllpai . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 03 0-m . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 Limiudplmwnhip . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . OS olha mmm 07

WkuswLdyouseUycur(family’s)shuefd! (Wluthitwanh?)

sI_LLU_LLU_LLf (SKIP TO Q21.7)

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I

21. (lDxdlokmwwhmtypc.fbllsimmlbcan.) Aremyofcbemmm? (~NTERvEWER: ASK Q21.1- Q2l.k THEN FOR MCH YES. ASK PXLOW-UP QuEsnONS Q22 - Q24)

TYPE wmh?)

2z1 X3YO6

sLLLlu_L.LLLL~ No . . . . . . .

z?J x3qi3

SL_I_ll_LI_u_LI_~ No . . . . . . . . .

213. Subchrpp S 223 caprmiC&?

Xvllb SLLu-Luu-1-1

. . . . . . . . . .

215. SokRqr*laBipr? z?J x3q2q Yes . . . SLI_LLI_LLlLu-1 No . . . . . . . . . .

21.6. Any other typ? 22.6

Yes.. .urjxl X3VZb

1 SLL-L-LU-L-l No . . . . . . . . . . 5%

23. 24. IfpuIoldlhpccTYPE) Whwaltklomlnet mw.wbuwoddblk.am iJ==pu(udyWr basisformpulposof family living be) lucivcd Illaestums?~~ fIWlldlawhfTYPE)ill ymKaigidiIlvamd

LB*’ xwoq.)

19917

24.’ x3qio SLL_LLu_Llu-u s-L-u-LLU-‘-‘-I

232 x3rr3 24z Y3Wc( LLLLLL-LLLLI sl___LlL_LLcLL~

233

x3rt-I “’ x3L(H,? sLLuJ_LuJ-LU ,s-LuJ-Luuiu

23.4 x3921 MA !i3Y31 SJ_LLU-lLLU Su__lLu-Lu 1 1~

23s X3Y3S u-r X3Y26 SLI_LlLLLlLu_~ s_L_uJ_Lul-Ll-1

23.6 X3Y29 ~4' !t3‘/36 s_l_l_ll_LLlu_~_~ s_u_lu-uu,cI

21.7. Wcrcpo(amyofpmhmilylirmlhcrr)everinvolvcdinchc~~d(Ihirkninearlrn YdW b===)?

x7w; Yes............................................ I No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . d !r

22, LUTERVfJEWEk DOFSRORSWORKH)RABUS~S~~MTjmSE~~

x354L( &- ......................... . .............. ... ..< ...................................... 3-s

SWES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...-3 RANDSDO. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4

GOTOSEcnONG

u7

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THIS PAGE INTENTIONALLY BLANK

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SEmION C: VEHICLES

1. ~you(~~ny~y~~fimilyti~Sherc)avrcnllylcrrinponycp~orahanhic*r? (DYE&SAY: Don01 includcmyvehiierhuiskadbya~)

X?lo I YCS . . . . . . . . . . . . . . . . (GoToQ2) No . . .._............ (SKlF’lOQ.7) v::::::::::::::::::::&

~~~.howmrny~oahervcbiclerdopu~radyarr~YLivinphcrr~*rp?

I_l__lrLEAsEDvEmLEs

3. Wbltrmbcadmodclirtbe (ncwcsl/ncal) vdlide? (SWORD ANswEk MAlE &Q MODEL)

5. Howmucbnpmmmhly la+Pymcnu?

6. INTERWEWERz LSTHEREANomER VEmaJz?

l_l_l I MONTHS l-l-1 I rmNniS

YES.. . . (RUSK Q.M.6. yEs....~GOTOQ.6J) . . . . . . . 1 COLn . . . . . . . . . . . . 1

No . . . . . (SKIPTOQ.7) . . . . . . . . 2 No . . . . . cSKPrOQ.7) . . . . . ...2

AIPIUher.rbolnbowmllEhprmauh~theimepymclnroaprrra&r*oadreb*lclr)? x& _ SLU-LL~ . . . . . . . . . . . . . . . . . . . . . . . ..e. . . . . . . . . . . . . . . . . . aped -I

NoREGPYMTs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

XWIT ;- . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

z-1

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . M”L::::: . . . . . . . . . . . . . . . . . . . . . . . . . 7 . . . . . ..I....... w 5 YCr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .*....... H b -W==l w-7

G49

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I

7. Doyou(aMyoneinpufunifyberr)~~yMormylrbdofmrtmajccptyprchicle? Do~hclude mocoycl*tncM.rnowblowm.ac,a~y~*5owncd~rkrrinezr

X1301 Ye . . . . . . . . . . . . . . . . (GOTOQ.7.1, . . . . . . . . . . . . . . . . . . . . . 1 No................. (SKIP Xl 424. PAGE G-53) . . . . . . . . . . . 3’g

7.1. ~~quher. how my arh M Q ok vehicles do pu W pur fmily living here) oym?

I_l_I a om VEHlaxs

8.

9.

10.

11.

12

13.

wlwm&ed model is it? (2-WORD ANSWER: MAKE m MODEL)

whmoddpis ic?

Didymbuyitw Oruocd?

vEHlcu a1 ! VEHlQlirz

E ::::~:~g).‘j::~ / E ::::ii2ii;j::i . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Pi&p . . . . . . . . . . . . . 04 pi&up . . . . . . . . . . . . . 04 -t- I oula (S=am

New .,Tvj”s. 1 New ..o...o.mtt. 1

used . . . . . . . . . . . :. 2 used . . . . . . . . . . . . 2 (GO TO 4.11.1, (GO TO 4.11.1)

)(,l?Y 0 X753q YEE

19l_l_I YEAR

xmor, ,Ya . . . . . . . . . . . . . . . 1

XS3ob Yes . . . . . . . . . . . . . . . 1

(W To Q.13) (GO 70 Q.13)

if No . . . . . . . . . . . . . . . . (Srap~Q~)

No .iiG.G,;;i :?;

X2%7 X220% m-w7 mol l-l-1 1-l-l LU u-1

.Mrn YEAR MoNTH YEAR

GO TO Mxr PAGE. GOTONEKTPAW Q.14,‘COL 1 9.14. COL 2

vEHlcl_E 113

car . . . . . . . . . . . . . . 01

;I ::::?w:% Fsckugl . . . . . . . . . . . . 04 otba (==w

New . . . . . . . . . . . . . . 11

uocd “??t?j 2 . . . . . . . . . . . . . .

(co TO 4.11.1)

X753ti 19l_l_I

‘ycr z4Ob ~, . . . . . . . . . . . . . . . (GO TO 4.13)

No . . . . . . 5 . . . . . . . . . . (SKIP TO 423)

x?‘t “7 Ix?Jos

I ZGEI zul

GOlOwcfPAoL Q.14. Car 3

G-50

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I

17.

18.

19.

g I ????I I _-- --_ R&liar InsUllmal . . . 1

cnlLxF!.... 2 (SKIP TO 4.18)

DON7 KNOW . . . . . . . . 8 (SKIP To Q.ml

l-l-1 (I YEARS. OR IU I PAYMEtm N&SET 1.. .(SlOP TO -\

Q.18) . . . .9( DON7DJOW.JSXPTO

Q.18) . .98

sl x,2?‘3’ l_l_l

........ -‘m ..

NOuEOuLAR -id PAYMENT ...... . DONTKNOW.. .. 9999y

. . . . . . . . . . . . . .b. olbcrWW.=Y-l%pL

fSIoP To 020.1~

I.

NONE -I

.... ‘ ..... Qpoa NoTYFlcAL PAYhEm -‘9& .......

~YYK 99g ............. ............ ........... # . .:

. . . . . . . . . . . . . Lb.@ ~(sRcDy)‘7Q X22lb YXU’

I-_11 1-l-l Mm YEAR

DmrrKNow..... 91191

VEHlcLE a2

X’LN+i. J-l-LU_l_l_l ksuLpInnJlmml . . . . . I

)-JpQiz . . . . . . . . . . . 2 6KlP TO 4.18)

DON? mw . . . . . . . 8 [SKIP TO 0.18)

NOSET#...(SKlPTO Q.lS) . . . .

Dcwr KNOW. .(sKlP To Q.la) . .98

Sl_lB5!_l-I

........ ‘m ..

NOREOuLAR -I- PAYMENT ..... .. mNTmOw.. .. 99999(

.......... Ycu ..............

VEHICLE #3

sl I w?ql --- ___I Reguk ltlsidlmalt 1

~ I 343 J . . . . . . . . . . . 2

(SKIP TO Q.18)

DONTKNOW . . . . . . . . 8 (SKIP TO Q.18)

j&$.Iz;z NOSET#...(SKIPTO - I

Q.18) . . . .@ DON7 mow. .fsKrP TO

Q.l@ . 98

/e IVY’3 I I -_

MN6 . . . . . . . . “cpoarn PAYMEW . . . . . . . . . DCN71MoW....‘99999l

(SKIP TO Q20.1)

PAYMENT .......

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How mIdI is @II wdOlldliibUl?

CHECK mSmunoNs CARD AND u?DA’IE IFANEW m!snnmON IS hENllONED AT THIS POINT.) lNlERVEWEft: IsmEREANolHBR VEHICLE?

L VBHlaE a1

sl I ?yA I --- ___ (SKIP To 421)

Behindscheduk . . . . . . . . 3

I I Ll I I%

msT.#l ............ 01 msr. n ............ 02 lN.Yr.13 ........... ~.03 INsr.cu ............ .04 lNsr.#s ... ..‘. ...... OS INST.16 ........... Lo6 . BANK ....... .:%I S&USAVBANK ...... U cREDlTlJNlON ....... .13 FLNLOANCO ........ 14 DEALER ............ .I3 PRIOR OWNER ....... 2c AUTQFINMMACI KIRDCDT ......... .2l

)(2x40.

YES...(RUSKQ.8-23) . . 1

No . . ..(SKll’lOQ24) ..:

(SKIP TD 421)

I I !A I I%

INST. #I ............ 01 lNsr.n ............ . msr. 13 ............ 03 mn.c( ........... .04 INST.6 ........... .05

............ i!ZkNK

06 ........ 11

S&uSAVBANK ...... II csEDlTuNnN ....... 13 FIN LOAN CO ........ 14

............ l! PRIOR ow?4ER ....... 2f AUl.OFINxi~Cl FORDCDT .......... 21

n33 0

YES...(REASKQ.%23) ..:

NO....(SKlPrOQiM) ..:

)c;LY Ig a_u_u_Lu

(SKIP TO 421)

khindslledule . . . . . 3

!Nsr.Il ........... 01 PIST.n ........... 02 msr.13 ........... 03 msr.w ., .......... 04 lNsr.#3 ........... 05 lN.7r.e ........... 06 cOhlM.BANlc ....... 11 g&lJSAVBANK ..... li cKEDrTuNloN.. .... 1: FINLOANCO.. ..... 14 DEALER ........... 11 PluOKOwNKR.. .... z AUf0 FINxIMAc/ FoRDan ......... 2:

YBS...(OOToQ23.l) .

No....WCiPTOQ~) .

DONTKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..wwS

u2.Not~barl~rc~yrrcordedhmynmcyrtillowdm~b(thhh&sc)vehicMs)?

nw ya . . . . . . . . . . . . . . . . (GDTOQP3) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKIFTOQU) . . . . . . . . . . . . . . . $5

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23.4. How much cm the total maubly pm m (-1 IONS)?

)w35 _-J Y_I_uJ I I

NONE......................................@d -I DON7KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...999998

XPub week. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ST 1 McaLb . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Yes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . # ochp (SPECM)

XSOI yes.. .............. (00704241) NO ................ (SlOITOQ2n :::::::::::::::) g

25. Dop(a8npnchyarf8milyboc)~88y~whidunrhu8 mowbmne.RV.maucyck.boyorrirphnc? v DONtYTlNUUDETRACTQRSANDUWNMOWERS.)

x3503 Yes . . . . . . . . . . . . . . . . (QOTOQY.l) ..a . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (slaPlOsEcnoNH-l.......... s5

Allogabu,howmmyofdlucahrrrrb*hr&po(d~~Livirlhcre)am?

WhiUtypofwhickis(ic/mc newal/lhencxt)? (lsilr maabne.RV.krplrac.bcua wbu)?

sJ_!_-u_l-L~ Si_l_l_U_LL~

GOTOQ31,COL.1 QOrOQ31.coL2

o-53

Page 55: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

vEIw2.E n X3.bll FiYszLu..(GomQ32) . . . . . . 1

32.

XhaKind....(SKIPTOQJ4) . . . . . 2 OhuKind...(SKPTOQ.34) . . . . 2

ION7 KNOW. . .LWIP XI 0.34) . . . 8 DON7 KNOW. . .(SKlP TD 4.34) 8

_I_1 x YEUS. OR

~PMMEm 4 i-&giiz;: _, NOSETU . . ..(SKlPTOQ34) . . 86 DON7 KNOW. (SKIPTO Q34) . 98

ioSEfr . . . . (SKIPfoQ.34) . ..pd JON7 KNOW. CXU' TO 034) . . . 98

NONE ................ DON7 KNOW ........... 999998 NOREGPAY.. ........ :! opoA&

-‘m . . . . . . . . . . . . . . . . . . . DoN7KNow . . . . . . . . . . . . 999998 'iOREGPAY.. -ft!m . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(SKIP TO Q36.1)

!mNE . . . . . . . . . . . DONTKNOW...... NtxYPlCAL.PAY...

Yar......................k d olha c=cm kan7l I I I I I&

MOt4m YEAR

Qshaluk ................

Abad.fscleAuF~~ ............

sl l_Q‘!? I --

-I .................. DON7 KNOW ........... !Es NOTYPICMPAY.. -I m ......

week.. .... )ad?.....2 8 .................... ................... 1 ., : @a . . . . . . . . . . . . . . . . . . . . . . i&F%cIPY) ‘le!

nb17 LLf I-l-lx;upn MONln YEAR

xx4 9

~lJ7~~g. .,.

. . . . . . . . . . . . .

Behind- . . . . . . . . . . . . . . . . 3 BetadsJlabk . . . . . . . . . . . . . . . 3

xzu b>O I I l.l l-l% ,.f&J& %

I

GOTOQ3LCal . GO7OQ38.an.2

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I

38. PlmcbokmlkhlioJlims Cald.hlhislanwilbayoflhe inuiunicmsanIhelmljuuials Catdoc6vmrameplnaekc? w INsTTIUTIONS CARD: Which insliuJlial?) @SOMEPLACE~whl ,ypc of inlaiudcm is thal?) (lNTERvffsER: cxfJxK INSTITUTIONS CARD AND UPDATRIFANEW INSmunONlS~oNu) AT THIS POINT.)

39. INfERvIEwER: IsTHEREANomER VEHICLE?

INST. II .................... 01 lNsT.n .................... 02

msT.u6 : ..............

................... 06 COMMBANK.. .............. 11 S&USAV BANK .............. 12 CfGDfTuNfON ............... 13 FIN LOAN CO ................ 14 BROKERAGE ................ 16 OTHER wECnw -07

YES .... ......... I

lNsT.r1 ................... 01 lNST.n ................... 02

LzF: ::::Xpi3;I::: ii INST.15 ................... 05 fNsr.a6 ................... 06 COMMBANK.. ............. I1 SMJSAV BANK ............. 12 CREDITUNION .............. 13 flNLOANC0.. ............. 14 BROKERAGE ............... 16 OTHER wee: - 07

YES.. .. .(GOTOQ39.1). ....... 1

No . . . . . fSKPTOsBcnONH) . . . 2 NO . . . . . cwPTOSRCnON~ . . 2

DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

392.NotcoMtinSbmuI~m~yrrcordalhnymoay~Uond0barfa(IhiJmex)~L(S)?

D@w ya . . . . . . . . . . . . . . . . (oOTOQ393) . . . . . . . . . . . . . . . I / No ..,,............ (SKlF’TO.SECTIONH) . . . . . . . . . . g 5

393..pgctha. about how mlrh is sill owed on 0hiithheoc) lodrY

X?bl’, SI_I__LLI_LL~

39.4. How mlrh me the aal mauhly faymau on @hi*) lant?

)(ZUdb SLL_LtLLJ-1

NONE.. . . . .,.,,..,......................... Dan!6 -1 D0N.T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 999996

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THISPAGE INTENTIONALLYBLANK

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SECI'IONH: EDUCATIONLOANS

YCS . . . . . . . . . . . . . . ..(ASKQ2) No.................

2 HowmanyswhlmnsQy0~hv8?

6. WhmwiUyon smtpyingm lhiSlarr?

DONTKNOW.@CIPTO DONTKKlW..@KIPTO Dm7KNoW..ma?m Q.n) . . . .8

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11.1. whu is lbe typicrl

P ?

vo SET 1. .(SKlP -1 TO Q.13) . . .od

DON7 KNOW.(SlUP TU Q.13) . . . 9%

)nWS sI_LIJ_LL~

YONZ . . . . . . . . . . . -‘Alga DON’TKNOW . . . . . 99v!a VOREG PAY . . . . . . . . . . . . .

. . . . . . . . . . . .

jSKfP 10 Q-14)

Y

NONE . . . . . . . . . . . - ‘load DONT KNOW . . . . 99991 HO TYPICAL

-kvH PAYUENT . . . . . . .

Quartu . . . . . . . . . . . . 5.a . . . . . . . . . . . . . . tiz&FsclFY) . a 4 - In

MONTH YEAR

Dear KNOW . . . . 989 (SKIP TO 4.14)

chl rheduk . . . . . . . .

Akadof?4Liw.!. . . . .

. . . . . . . .

-Yz?L -- --

_l_l#YEARS.OR

,&a&3 PAYMENTS

NO SET 1. .(SKP -I TO Q.) . . . . .pb

DON-r RNOW.(SloP l-Q

. . . . . . . . . +Jd . . z KNOW . . . . . 999% NOREG -\ PAY . . . . . . . . . . . . . ad

I

I

I :

1 I

I 1 I :

i :

r r

I

I I

5

: r r

B

1

2

3

i

(SKIP To 4.14)

. . . . . . . . . . . DONTKNOW . . . . . 99998 No TYPfcAL PAYMEwf . . . . .

. . . . . . . . . . . .

CQN-r KNOW . . . . . . 98% (SKIP TO 0.141

Cmschaluk . . . . . . . . . . . 1

Belbddrblc .._ . . . . . 3

;j$??K +

_I_1 I YEARS. OR

mm I PAYMENTS

XJNT KNow.mlP m 9.13) . . . 91

NONE ......... .?!wea DON-T KNOW ...... 99991 UOREG PAY -‘w96 ............ ..

GO To Q.11.1) _

“A= . . . . ., . . . . . I.

noN7KNow . . . . . . 9999 NGlYPlcAL PAYMENT . . . , . . . .

w~..m5y. ; . . . . . i.i . . . . . ,8_ . . . . . . . . . . . . E

DOrmKNow . . ..‘...9a90 @X33 lO 4.14)

GO TO Q.15 Gf) -lb Q.lS GO TO Q.15

H-38

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I

IS.

WAS I1 wANn

msT. lil .......... ..o 1 MST. II ............ 01 INST.n ............ 02 uwr. #2 ............ 02 INST.83 ............ 03 m.n. r3 ............ 03 lNsr.c4 ............ 04 INST.*4 ........... .04 mw.I5 ............ 05 INST. x5 ............ 05 lNsr.06 ............ 06 NT. m6 ............ 06 cOMMBANK.. ...... 11 coMM.nANK.. ...... 11 S(UISAV BANK ...... I2 SUJSAV BANK ...... 12 CREDlTuNlON ....... 13 cREDrruNION ....... 13 FINWANCO ........ 14 FTNWANCO.. ...... 14 BROKERAGE ........ 16 ‘BRORERAGE .... i ... 16 cn-=RcsPRaw~~ aMERc=RclWJ-

x7a3

n3s. . %GY-“* . . . . . . . I f+O..(GOToswrfONL NO..(GlToSXlIONL PAGE 163) . . . . . . . . . . . 2 PAGE 1.63) . . . . . . . . . . .2

X7Wb

LOAN r3

IN!% II ........... 01 lNsT.#z ........... 02 INST.13 ........... 03 LN3T.M ........... 01 uisl. n ........... 05 lNsT.M ........... 06 COMM.BANK.. ..... 11 WSAVBANK ..... 12 CREDlTUNlON ...... 13 FINWANCO.. ..... 14 BROW ....... 16 GJ-R~cllw~~

YE.S...@OTDBXTRA LONfPAGE. .coLY . . . . . . . 1

NO..(GOlOSEC77Oh-1 .-. PAGE Ia) . . . . . . . . . . 7.

H-59

Page 61: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

6. Wknwiuyou

a. whendidyw SanpyingLhls IW? (-rAKE MOST RECENT -ffiUE R BEGAN PAYING ON LOAN)

EXTRA LOAN PAGE

No . . . . (GOTOQa) . . .

MONTH YEAR

DON-r KNOW . .(SKIP To DON7 KNOW . .(SKIP TO DONTKNOW..wP~ Q.lz) . .., 8

Page 62: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

EXTRALOANPAGE

11. How much acz the monthly pnymCnrC?

13. Isddskmnbemgplid OffJledOfszkdnk, behindsckdukan lkpymalu~m SZkdUlC?

14. wlw is the c- almualnlcofiD*rrsL bcingclurgcdm(bir bm?

. . . . . . . . . . DON? KNOW . . . . s99998 NOREG

-!&eM PAY . . . . . . . . . . .

QKW ~0 Q.14)

‘b . . . . . . . . . . . D@lTKNow..... 99998 NoTYPlcAL -4DDlb PAYMENT . . . . . . . .

WC& . ..X?!tr8..&w . . . . . . . . . . . . . M”uh . . . . . . . . . . . . * k 4s

yar_.;* . . . .:.a2

Km&k gpJ

............

............ ............ ........

DON-r KNOW . . . . . 9898 DoN7KFIow . . . . . . 9898 DoN7KNow . . . . . . . 9898 f.SKlP TO Q.14) (SKIP TO 9.14) (slap TO 4.14)

BehindslKduk . . . . . . . . 3

x ma I I LI I I%

Go l-0 Q.15

LOAN 15 I LOAN #6

&74G( $1 I I.1 I I I

& . . . . . . . . . . NONE . . . . . ...! QBd DON-r KNOW . . . . w99998 uoN7KNow . . . . 9999998 WREG -!6lId PAY . . . . . . . . . . . . EYY . . . . . . . :!m

(Go To 0.11.1) (Go I’0 Q.11.1) _

(SKIP To 4.14)

yc)NE ......... ‘4laau NONE ...... .... :!lpeJ loNTKNow.. ... 999911 ...... KlTYPlcN 4

prTGgJ

?AYMElvr ........ $@9# PAYMMT -E .........

ExhindIcbeQJc . . . . . . . . 3

X79% I I LI I I%

I GO TO Q.IS GOTOQ.15

H.61

Page 63: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

EXTRA LOAN PAGE

IS. FlcasckmkaIIhe 1naiIoIions cad. k Ibis lean with any of tht insfirurrOnrmfhe lnQitu6alsCmd.a~ somepkeeLr? GF INSlTUllONS CARD! which insIiDJtion?) (-IF SOMRPLACE USE: what1yp0fiaslitulialir Ihun (lNrERvrEwER: CHECK msTmmoNs CARD AND WDME lF A’NEW INSmvnON IS MBraONED AT THIS

lsTIEREANolHER LOAN?

msT. #I ............ 01 INST. r2 ............ 02 msr. r3 ............ 03 msr. c4 ............ (10 lNn.#5 ............ OS INST. M ............ 06 COMhf.BANK ........ 11 S&USAVBANK ...... l2 CREDrruNION ...... :i3 FIN LnAN CO . . . . . . . . 14 BROKERAGE . . . . . . . . 16 OTHER WRCIFY)~~

7933

m!z. II ............ 01 INsI-. I2 ............ 02 INST. r3 ............ 03

z: ............ CM ............ OS

iN.v.& ........... .M COMhLBANK.. ...... 11 S&USAV BA?dK ...... I2

-.CRBDrriJNlGN ..... _. . :I3 FINLOANCO.. ...... 14 BRGKRRAGB ........ 16

YES.. .@RASK W-17. : YES.. JREASK 43-17. COL.HJ . . . . . . . ~1 COI_Mi) . . . . . . . 1

NO..(GGTosEcnoNI) 2 NO..(GOTOSBCTION~J 2

ms-r. II ........... 01 msT ............. 02 INST. a3 ........... 03 lN.n.a4 ........... @I MST. I5 ........... OS INST. M ........... 06 COMM. BANK.. ..... 11 Sk.USAV BAN-K ..... I2

‘CRRDlT.UNJON ...... 13 FINLOANCO ....... 14 BROKERAGE ....... 16

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NO YES

11. ..form&albills?

13. homfiiC&aldUiVC8?

1.4. ..myc&abms? (IFriASKS: INCLUDE CHEcKIN ACCOUNT OVERDRAFB. DO m INCLUDE LIFE INS. POLICY LOANS.1

2 l+

2 l+

2 1-r

2 l+

2 POREACH'YES',WK: How maly$xKhlolnsdoyalhave?

21.

22

23.

24.

3. JN-ERMWER: ADD mAL NUMBER OF LOANS FROM Qll - 42.4

I I IliOFLOANS x3709 (56izQ.4)

NONE . . . . . . . . . . . . . . (SKlPTDQ.M,PAGEI~ . . . ..ps -1

%ifitm~ JG0TiQ.S) 1

-~;.~Q.l@ 2

iii&i.. . (SKIP TO Q.10) 8

I_lJ # YEARS. OR IJo* PArMEwS

NOSETI.

DON? KNOw.(SIaP TO Q.10, . . .9l

GOTQQS QoroQ9

-.GO’IoQd) 1

CRbu Kind&SKIP 10 9.10) 2

DON-m79 KNOW. . . (SKIP To Q.10) 8

NosEre.... WPTO-\ ‘Q.10) . ..gC

xwrKNOw.mfPTO Q.lo) . . . 9l

U_llA..u@

-.(GO~Q.S) . . 1

&Iu/&m.l”. 2

lG4OW...(SKlPTOQ.l~ .8

Dm-rRNOw.(SlGP-m c&IQ . . . . 98

GoTQQ9

Page 65: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

9. Howmlrhmthc maxhly paymmu?

10. what is the Iypicd pymmt and how duo is it made? . . . . . . . .

DON7 KNOW . . . NomcAL _ PAY............

. . . . . . . . . . . . . . . . . ...*... . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .,.

MONTH YEAR

. . . . . . .

----.. W TO 4.14 GO TO 4.14 w Tu 9.14

LoAN II LOANn_ WAN 43

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14. Plaskmkmllm Imwmancmd.Lc thirbmwi6lmyof rbcinduimsmche lnailutimu cob or fmm someplax else? (lF msmvlloNS CARD: which irlswlh?) msoMEPfAcE ELSE: whucypof inshim is that?)

INSlTlVllONS CARD Arm UPDATE IPANEW - INSrrnmON L5 MENTlONED AT THfS POINT*)

UlAN?

LOAN Ul LOAN8 LOAN 13

m!n. I1 ... . ......... 01 lN5T.w ............ 01 lNST.#l ........... ,Ol m.sr.*L ............. Lx? fNsT.R ............ 02 INsT.in ........... .O? INST. 113 ............ .03 lN.ST.r3 ........... .03 lN5r.r3 ........... ,03 fNST.u ............. @I msr .............. (Y msf.u4 ........... .04 INST.x5 ............. OS INsT.as ............ 05 lNsT.15 ............ 05 fNST.#6 ............. 06 fNST.u6 ............ 06 l?kn,*6 ............ 06 COMMBAN’K.. ....... 11 COMM.BANK.. ...... 11 COMhLBANK.. ...... I1 S&USAV BANK ....... 12 WJSAV BANK ...... 12 S&lJSAVBANK ...... 12 CREDITUNION ........ 13 CRBDlTUNIoN ....... 13 CRED~LMON ....... 13 FINLOANCO.. ...... .I4 FlNLOANCO.. ...... 14 FINLOANCO.. ..... .14 BROKERAGE ......... 16 BROKERAGE ........ 16 BROKERAGE ........ 16 OIHER wfaf=v -07 OTxER(wECFY) ‘07 cnHER(SPECfFY)~cr7

YES ... .wK Qt-15. YBS ... .(RmsK Q4-a. ‘YES. .“@O To ExlRA c0L.n.. .... .I can.. ... .l ‘:I ~‘~ LOANP AGE.

CQL.u) ...... 1

NO...(GOTOQ.l6 ,~ NO...(GOTOQ.l6, NO...(GOTDQ.l b PAGE 1X%8) ...... 2 PAGE 14%) ..... 2 PAoEI48) ..... i

I

145

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a.

9. How muEh m II!+ mauhly payments?

SllLI_lL_G-1

ln.uallmenr .(GO 70 Q.s) 1

olher KhdXXIP TD Q.10) 2

DON7 xx32 KNOW.. . QKlPTO Q.1O.J II

NoSErK...(SKlPKl,( Q.lCI) . . .pl

DON7 KNOW.MIP TO

-‘aJoEl . . . . . . . . . . . DON7KNow . . . . . 9999a NOREGPAY . ..?I smJ

. . . . . . . . . . . . . . .bIH OIhu (SPEcTFr)J~

(SKIP TO Q.121)

Rcptlr lraaUmau. .(GO YO Q.8) 1 llmddm. .(GO TO 4.8) 1

ol)a Kid(SlUP TO Q.10) 2 ol&r KM.(SKIp To Q.10) . 2

DON7 xvi/r DON7 x3931 KNOW...(SKlP’TOQ.lO) a KNOW..~3KR’l’OQ.~o) . 8

l_l_I # EARS. OR l_l_l Iv YEARS. OR

J_GiYb li PAYMFNn &i!m PAyHENfs

NOSETr....(SKIPTO - NOSET*.... (SKIP10 -1 Q.10) . . . J Q.10) . . . .A

DON7 KNow.(sKxP TO DON7 KNOW.(SlUP 1D Q.10) . . . 98 Q.10) . . . . 98

51 WC4 I __ --_- .ral~I_I ‘I,, . . . . . . . . . . . NONE . . . . . . . . . . :.I,

Lxx?7 KNOW . . . ..rz ~~c?z ::::+m NOREGPAY . . . . .

@O’fOQ.~o) fi

(SKIP TO Q.121) (SKIP TO Q.121)

‘,,

I.66

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I ExmA LOAN PAQE

13.

14.

15.

WllUiSIbS-I ulouslnudinleraI beingchagcdmIhis IOn?

Plasekx!kuthe llmiuuicmscard.lslhil 1omwi~any0fche

naeplreehc? @ UiNsTmmoNS CARD: which insiIuIion?) (IF soMEPLAcE ELSE: Wbttypdiosd~i lhu?)

i!i2sELoNs CARDANDUPDAYE IFANBW mknmJTmN Is b%RUllONBD AT THIS POINT.)

JMERVIEWER: lsnlEREANoTlo3R

LOANU

<ONE . . . . . . . . . omam JON-r KNOW . . .9999998 vo TYPlCN -bw= ?AY . . . . . . . . . . . .

W&.X~3J.A pw ............. ............ i! lw iar..............bgT

?5fg$gg DON-I KNOW . . . . . 9898

Do ‘!5%k - --- _-‘-I

rhIsczbed& . . . . . . . . . . . 1

Ah&f ......

me

.2

I Behind ....... .3

INST. Ill ............ 01 INST. n ............ m mrr.#3 ........... .03 mST. u ............ 04 msp.95 ............ M Psr .............. 06 30MMBANK ........ 11 MUSAV BANK ...... 12 cREDlTuNION ....... 13 FlNLOANcO.. ...... 14 BROKERAGE ........ 16

YES.. . .@EdsK Qe15. al-rs) . . . . . . 1

No . . . . 1003’00.16) . . . .

VOUE . . . . . . QpDosab DON-I-KNOW . ..9999998 YOTYPlCN _ PAY . . . . . . . . .

wf&_..ftym~ . . . . . . . . . . p”” . . . . . . . i...

. . . . . . . . . . . . E g

lcNhmPEm3w w311;11 xb9l23 I I

rmNm YUR

DOUT KNOW . . . . . 9898

LuB~_l-I 0.13)

or#zbeduk . . . . . . . . . . 1

msT. #I ........... 01 m.rr.92 ........... 02 mS-r.r3 .......... .03 mrr. *4 ........... 01 mSl. as ........... OS INna ........... 06 COMM.BANK.. ..... 11 SMJSAVBANR ..... 12 cREDrruNnN ...... 13 FmLQANcO.. ..... 14 BROKERAGE ....... 16 OTHER (SPEcIFn_coI

YacI’

YES.. . .@E#K Q4-15. COL.96 . . . . . 1

No . . . . [email protected])..~

-I UOUE . . . . . . . . . I&lees- DON’T Kuow .999995x NO TYl’lCN PAY . . . . . . . . . .

ye& .+?.7 .a% . ......... Igta.. .........

............. t .e5- P

mwrmow . . . ...9898

Y 11 w!I!-1 - jzPi5Q.l3)

. . . . . . . . . .

&I,2

1

“” fykb’.... 1

. . . . . . . .

I I LI i ir

INST. itI ........... lNsT.n ........... u4sT.D ........... msr.iu ........... INST. n ........... lNn5T.e ........... COMMBANK.. ..... S&bBAVBANK ..... cREDrrlJNnN ...... 13 FfNLOANcO.. ..... BROKEBAOB .......

(00 lD’Q.16) -

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x300\ DOESRHAVEANYTYPEOFLOANORDEBT! CODENLTRATAPPLY. REIXRTOTHE INSmuTlONs CARD.

MORTGAGE .................... @OTOQ.l’l) ................. r7 HOUSRGLOAN.. .............. (GOTOQ.1’7) ................. ,f

PROPERTY .................... @OTOQ.17) ................. P- VEmax ..................... (GOlCIQ.17l ................. H CSTHFRLO@‘~S ................. @OrOQ.l’l) .................

NO LOANS .................... (SxlP?0SEclYON~ ...........

17. (sHowcARD~~~oboulmc~awnplc~ywlodran~~.vhuwuchcnuinrrsDn youcbose~kakrthuywdid7 Wni~kaseddelaadmdLbdrolficn.bcclme~hdr)rbca~ t¶lC%becolueyollWUC8bleloobtill~ scJvicsumphlx,bccrrrc~wae-mmlcdbysanomceLP. IXrWMherreuCml

x3-a Lcalim0foff~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ar 3 IritaeunDcr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MvlySf#iCUinOlEpk

. L!tsyi&

. . . . . . . . . . . . . . . . . . . . . . . . . . . it

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . w-7

18; (READSLowLk) Apin~rboutmcpmhrr.~ybovirwtbedfnvbcrrmcqps~~ m&hmd~~lmncawalrplrcofihpmonwl~~mdctbcrpplii? (lFRASR.% WEWANTTHE CLOSER OF THE DISTANCE FROM HOME OR OlTlCE) (ACCEPT RANGE.)

x3fJa) 1-l-l MILES

Ovcr5Omik . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 onem.&orles.................................. Jx -I DON7 KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98

Allpidassbcdukd . ..(XIPTOSECllONY) . . . . . . . . . . 1 Scmaimagc4behio

mined plymenu . . . . . (GO TO 9.19.1) . . . . . . . . . . . . ._ . . x9

19.1.Wcre~cvaahhdinpurp~ubycwo~ormm?

X3005 YU . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . . . . . . . . . ..*.._..............

1 GOTOSRCTIONJ~ ’

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SEffION J: SAVINGS MTlTUDES

X3YO Yes.. .............. (GOTOQ21) ................ I No ................ (GOTOQ3) ................. # 5-

2.1. (SHOWCARD6) Whukitnls doblipdm,nti? (C0DEALLTHATAPPLY.l

x30u E&uLiaxR’sctiimrm.. ........................... pr X3011 Ealudmodlm ............................... ..gT XW3

nalmcm?zseu6pRLt .......................... ..k Hddlcrc:ochm ............................... .

Yx $Z’;: cuuevEcIpF~p

3. (SHowcARD7J h~bowmuchofmdr(~y)~mrpmdarnn.paplcrrWrclYmcbhJr~ difraemrmanci~~pbmingpmdr Inpbminppp@mniIy’s)swingand~vhicbd~cimcpmdr~“” thispageismosaimmnyu,you(ndpulh~~~)?

X3000 Next few rmnrbs .................................. 1 Nut p ....................................... Naufewyem .................................... : tkl5. IOpr .................................. 4 lca#adml1orcpI ............................... 5

(SHOWCARDT) Whicbistk~im~rOpu?

Nexlfewmauhs .................................. ....................................... -:

kxlfewyam.. .................................. 3 Nex5.IOym ............................... .._. . 4 Lmprcbm1OrCrm ............................... 5

Page 71: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

X3oN T*nrbmnhlfmur~* upcdaOtoamtubarnrirlrcunnr . . . . . . . . . . . . . . . . . . . . 1

Take 8bove *vemge lillancill dks u.pcaiaeu,amJbmc~rcIwls . . . . . . . . . . . . . . . . . 2

Takervcnpf~hsksa~ Iorrmrvmgeremms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

NIX willing WI I&C ay fnnrcid risks . . . . . . . . . . . . . . . . . . . . 4

6. (sHowcARo9) whicbofihef~g~~ollthicp*crmaclorsu,~~~(mdyau Ibusbmd’s’wife’~~]) swing habitr? (CODE MORE THAN ONE ONLY IF NECESSARY.) (READ ANSWERS ONLY lF NECESSARYI

Dal'1mve-uavllyspadmaclbaaiolalms.. ............

Dafcsave-dyrpad8baummirhnia4xu.. ....... ::

sar-iskflovaulbeeoddtJe ftmub+mmgulaplml ............................. J ChAl

S8VChromcOfOnetmilyID?Illk,rprdlhSOIbU .......... . tJQ+ rlacld : SpUld~gUlXilKUlR.~abcriacome ................. f

x3013 , 2 3 4 5

I-70

Page 72: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

x7sro Spcndinguccsdcdincane.. ....... (GOTOQ.9.1). ............ I Spcndingcqlnlkdimme ......... (SKIPToQ.9.4) ........... 2 SpUldiilgWlen

rhainume . . . . . . . . . . . . . . . . . (SKIPTOSECIION~ . . . . . . 3

9.1. DidayoflhalspcahgDcfudepncboadrbDmea almmd@ea~gfamyiovcammrr?

x75@j Zr~cLAer 9.q.

yes . . . . . . . . . . . . . . . . . . . . . . . . . (GOfOQ99..::::::::::::, 5 NO . . . . . . . . . . . . . . . . . . . . . . . . . . (SKIpfoQ93)

X7W Spendingacecdcd~. ........ (GQTQQ.93). ............ 1 Spdilg~pcomc ......... (GoToSEcrloNN) ....... 2 SpWhgWa*p

umiswnt ................. (Go?o.SEcrlmNJ ....... 3

93: Tomlkcnplbc~didyoabomrw-maacy.did~~ooldrvmp= iDnameno.~didyOUda~&?

)WOl . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ed% nrmraD . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ou=(sHcDy)

j ‘7

(sKPmsEcnmN)

Yet . . . . . . . . . . . ._........................ . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..-L

I

J-71

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THISPAGE INTENTIONALLYBLANK

I-?2

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SECTIONN: FINANCIALASSETS

I. NowI’dLilrcto~rbandilicrratlrprOfaruibrrcum~hm F~doyau(txmpciaywfamilyliving hat) have my checking Ioc4mu?

f35fJ 1 Yes , . . . . . . . . . . (SKIPTOQ3) . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (GOToQ2) . . . . . . . . . . . . . . . . . 1(

YO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 No........................................... %T

Dm?wilt?amughchcctclomake itwmhwbib? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 Miaimumb3nctisimbigb . . . . . . . . . . . . . . . . . . . . . . . fJ2 Domllibdcaillg~~ . . . . . . . . . . . . . . . . . . . . . . 03 smicecbmpaeloohigb . . . . . . . . . . . . . . . . . . . . . . . . w Nobmkbnammliau bYmobLwim . . . . . . . . . . . . . . . OS cxbu (SPEClFrJ w-7

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3. lkWlU=lYmr*dwlin(- dOpuWl6pofdlYli*qhn)Lm? flP R ASKS: MCLIJDE MONEY uARKETAccOuNlSOfaYfFIwBYARBufBDAS~ ACCOUKIJ)

I_I_l_l* AmuM

4. PlcrWkOkUlk INsT.Il . . . . . . . . . . . . . 01 lNsr.II . . . . . . . . . . . . . 01 lNST.#l . . . . . . . . . .._. 01 hdnrti cpd INn.n . . . . . . . . . m lN5T.n . . . . 02 usr.62 . . . . 02

INST. 13 . . . . . . . . . . . . 03 lNsr.n ,,...,...._,. m INST.13 . ...,__. _. 03 INST. w . . . . . . . . . . . . . 04 lNsr.M . . . . . . . . . . . . . 04 INST.64 . . . . . . . . .._.. 04

Ike?mdwJrrirc Msr. 15 . . . . . . . . . . . . . 03 INST.6 . . . . . . . . . . . . . 03 lJsr.f3 . . . . . . . . . .._. 03 mc.s10fyourdlat&/ INST. w . . . . . . . . . . . . . 06 fNsr.#6 . . . . . . . . . . . . . 06 IHsI.16 . . . . . . . . 06 Atall the Dut asouu) MMMBANK . . . . . . . . . I1 COhIM.BANK . . . . . . . . . I1 COW&BANK . . . . . . . . . 11 bt!liI-lWilh~ S&IJSAVBANK . . . . . . . 12 SUJSAVBANK . . . . . . . 12 SIVUVBANK . . . . . . . 12 of the i,wiwiw,s o 6,s m UNION . . . . . 13 CREDITUNION. . . . 13 CRBDfl.UhlON 13 llsdmIh cd, Q BROKERAOE . . . . 16’ .BROKERAOE . . . . . 16 -BROKEUCE . . 16 fK+mlLxtwpbalr? unf=(spEQM -07 ul?fERwEalv_ -07 ol?fBRw+Bclw~o7 (IF INWONS cARD?wi& Y3505 P3513 itwiludcm?) (IF soMEF?AcE USE:

(lNTERvlEwE~ CHECUTHE RBlTNrlONS CARD ANDUPDATEIFA NEwlNmONIs MENnONED.)

5. Howmudlirhlhil SE.lEU?(WlUtWUlhB si_ll~_l_ll_LLl sLlLLI_lL_U s_lu-Lluili ncryac.wlheLn IMVh?)

6. blhis~monqrna&- vF=u

Yr ..y35$7.... No . . . . . . . . . . . . . . ..sj 6.1 cHBCKPOUC LOOK [email protected]) ..:. 1 YES...(GOlOQ.6.2) . . . . 1 YES...WToQW . . . .

AT THE HKL (PAGE NO...(SKIPTOQ.7) . . . . . 2 NO...(SKlPlGQJ) . . . . . 2 NO..4SKlFToQ.f) . . . . . H.HLI)XSR MARRIEDORUVtNG WTlli A PARTfd-ER?

7. M-BRVlEwERi YIS.. .@EASK Q.C7 YES. .(REASK Q.&7 YES. . .WMK Q.67 lsmEREANtJlHEu CCLR) . . . . . . . . 1 axn, . ..1.... 1 aJL94) . . . . . . . . Acxxmn?

ND. . ‘. .(GO 7U 9.9) . . . . . 2 No.....KiO70Q>) . . . . . 2 HR..4001oQ9) . . . . .

I

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I *ccouNr 85 I ACC0uh-r Y

I I I I I I c

( I

.. __ _ _ ...

Ns?. “I ..................... 01 IN5r.II ..................... .Ol lNsT.#l ..................... 0, Nsr.IZ ..................... 02 MST.42 ...................... m IN.sT.12 ..................... 02 NST.63 ..................... 03 w.63 ...................... . INST.63 ..................... 03 NFT.6, ..................... 04 m.66 ...................... . INST.64 ..................... 04 NsT.“5 ..................... 05 W.#5 ...................... QI IN5r.r5 ..................... 05 NST.66 ..................... 05 MsT.66.. .................... 06 MS.16 ..................... 06 X,MM.B#,K ................. 11 COMM.BANK.. ................ 11 cOMM.BANK.. ............... 11 ;.tlJ5AV BANK ............... 12 SLUSAV BANK ................ 12 SUSAVBANK ............... 12 XEDHU?4lON ................ 13 CREDlTUNlCR4 ................. 13 CEDlTUNlON ................ I3 tROKBR.,GE ................. 16 BROKERAGE .................. 16 BROKRRAGE ................. 16 JIWRR (SPECIM

Y3517 -

p7 GmRR(SpLcM) _ PI oTHER(sPF.am fl

x3521 r

x3sas

ES.. (GOrOQ.62) .. ........... 1 YES.. .. (GCTGQ.62) ........... 1 YE.S...4GCToQ.62) ........... 1

‘40 .... (SKlPTOQ.7). ........... 2 No.. (SKlPl’OQ.7). .. ........... 2 NO...~SKIPlOQ.7). ........... .

:~,::~~&jf:: : fy~,::::q.&gjip rz.:::y.q(J)::: :

S’s-. ................... 03 S’r- .................... m S’r- ................... 03 31kr (S_ 06x (SPEclrw OlbpwEam

7p/ 7>

YES . . 4RBASK Q.C7 YES .. .(R(RUJK QA7 yEs...(GOfoQJ) ............ 1 COL#s,. ............... 1 COLM) ................ I

NO....@OlOQS) ............. 2 NO....WOlQQ9, ............. 2 NG...#3Ox,Q9, ............ :

N-75

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Lmlialofofr!! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 _ Lowfees ..................................... 02 hlanys%zmicminulcplvc.. ....................... 03

....................................... =csPEcfFr)

04

9.1. ForhvmaIlyymsomKyouhsnnanc ~yourfullilylivinghue)dalclz4shestithlhis~don?

I__I_l # YEARS

LEssTtL4NoNEyEAR . . . . . . . . . . . . . . . . . . . . . . . . . 00

10. Doyou(aUIYOlYh)~hmilyhere)hm~yindivid\nlRnircmcPkrmno.muL.IRAa~-~

x34 y- . . . . . . . . . . . . . . (GomQ.10.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (.WPTOQ.I6) . . . . . . . . . . . . . . . gq

N-76

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10.1. who has IRA a Kesxh acsounls?

11.

12.

13.

14.

[CHECK THE BOX I&XT TO THE PERSON(S) (RESPONDENT. SPOUSE. OR OTHERS) WHO HAVE ACCOUNT(S). T

PERSON ----->

How many IRA and Keqh accounts [do you/does @‘ERSON)I bvC?

About (PERSON’S) Bccodnt.9 (arc Ihcsc/is tian)lRAorKeogh accOunl(S)? (CODE ALL THAT APPLY.)

Plcaselookatchc lnsIitutions Card. (Is thls!Arc they) with any of the insihaion.s on Ihe IlwiIulionc card. or from someplace else? (CODE ALL THAT APPLY.) (lF INSTITUTIONS CARD: Which lnulMion(s)?) (IF SOMEPLACE ELSE: what Iypc(s) of kuIltutlalfs)?

INSlTlUTIONS CARD AND UPDATE IFANEW INSTITUTION IS MENTIONED.)

Howmuchintotalisln (FBRSON’S)

14.1. INTERVlBWBR: IS TIiBREANOTHBR HOUSBHOLD MBMBBRWlTHAN ACCOUNT?

HEN ASK FOLLOW-UP QUESTIONS 01 I - 014 FOR EACH PERS0N.i

SPOUSE ACC0UNTS RESPONDENT ACCOUNTS

x3 bo30

OTHER PERSONS

’ 3,b?3, It ACCTS -- n?‘;3 I#ACCTS -- X3k?31#ACCTS --

IRA . x3.w.. { KEOGH . ~%?f?~. 8

INsT.#l .......... .Ol INST. %2 .......... .02 INST.13 .......... .03 INST.x4 .......... .04 INST.85 ........ ... 05 INST. #6 .......... .c6 COMM. BANK ....... 11 SdUSAV BANK ..... 12 CREDITUNION.. .... 13 FINLOANCO.. ..... 14 ,BROKBRAGE ....... 16 OTHER (SPBClFY)~ o?

)t3606-X3609 x7501

X3blo sLtl~_LIl_l_I_l

~+!I.. .@EASK Q.ll-14.1 ‘~, COLeI) . . . . . . ..I

INST.#l .......... .01 INST.12 .......... .02 lNST.#3 .......... .03 INST.?bl .......... .o‘l INST. as .......... .05 INST. 16 .......... .06 CQMM. BANK ....... 11 SBIJSAV BANK ..... 12 CREDlTUNION......13 FINLOANCO ...... .I4 BROKERAGE ....... 16 OTHER (SPEClFY)‘M

X3b20 Sl LI I I 11 I I I - --- ---

YES.. .(REASK 4.11-14.1 COL.#3) . . . . . 1

NO . . . . (ClOTOQ.lS).. 2

IRA ..~.%3$!. .y

KEOGH .)(.%.?.~. . 3

INsT.x1 . . . . . . . . . . . 01 INST.m . . . . . . . . . . . 02 lNST.t3 . . . . . . . . . . . 03 INST.#4 . . . . . . . . . . . 04 lNST.#S . . . . . . ., . . 05 INST.16 . . . . . . . . . . . 06 COMM. BANK . . . . . . . 11 SBUSAVBANK . . . . . 12 CREDlTlINION...... 13 FlNLOANCO .,~ . . ..I 14 BROKERAGE ~.. . . . . . 16 OTHER (sPEClFY)~o7

15. Hoar~tbc~in(~of~[~y’~l)IRAud~~l(s)in~ LsmosfoficluCDsorolb~ -qmoaofirinsroda.mosroficinbadrorsimilprsacu.orw~?

cD’s/Bnlrauounts.............................. 01 x3631 stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02 Bondmia%ul . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 03 olha (SPECIFY): P -7 DON’TKNOW................................. 08

N-l-l

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. ’ 16. Not including any accounts I have alrady recorded. do you (or anyone in your family hm) have my money

market accounts?

x3701 Yes (GO TO Q.16.l) . . 1 No . . . . . . ..__..... (SKIPTOQ.22) . . . . . . . . . . . . .._ # 5-

16.1. Altogether. how many money market accoun~$ do you (and your family living here) have?

x 370~l_l_l# OF MONEY MARKET ACCOUNTS

17. Does the (largest/next) accwnt have check- writing privileges?

18. Is thii a tax-free money market accoufit?

19. Please look at the Itlstitutions Card. Is thii account with any of the institwiotts on the Instittttiots Card. or from somcplxe else? (IF lNSlTTUTIONS CARD: Which ittsitutial?) (IF SOMEPLACE ELSE:Wbttypcof

- insdttttiat is that?) @NTERW3VER: CHECK INSllTUTlONS CARD AND UPDATE IFANEW INSTITUTION IS MENTIONED.)

u). How much k in this acuxmt?

20.1 CHEcKPOrn LOOKATTHEHHL (PAGE HI-IL-I) LS R MARRIEDORLMNG WlTH A PARlNER?

SMJSAV BANK

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21.1. How much k in dl your (fynily’s) dniog - mde~ reamu?

X37@ sl_l_LlI_I_I_lI_~__‘_l

22. Doyou(~myoneinyourftilyhbbrvc~y ~Ds~fcairrPvrOfdcpodlufiiit~s~icmioar? (lFYES.SAY: PlerPdOqg!idUdCCDSihu~prmOflRASWi(eagbs) p R ASKS: CD5 ARE CERIIFICATES HELD FOR A SET PERIOD OF TIME THAT MUST BE CASHED OR RENEWED AT THE MAlURrrY DA=.)

(GOTOQPI) . . . . . . . . . . . . . . . 1 ~.::::::::::::::(sKPToQ23) . . . . . . . . . . . . . . . fl 5

~Uloeemer.howmMyarhCD’s&pu(radlovfrnilytivinlbse)brve?

i_l_l_l I Cenirrrn

X3122 -X3725 m.11 ..,......,........................... 01

X7blS

224.

xx:

msT.82 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . m. b . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . lNsr.u . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . INST. US . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . z lNST.16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 06 COMM’LBANX . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 !3&USVGS BANK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 cREDIIuNlON..... . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 FlN./LOANCO. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 uT?fER (SPECIFY): -07

CHECKPOINT CHECKTHEHHL@‘AGEHMl). ISR MARRlEDGRlJVlNGWTlHAPAR~?

YES . . . . . . . . . . . . . . (GGTQQps) . . . . . . . . . . . . . . . 1 NO . . . . . . . . . . . . . . (SKIplOQZ3) . . . . . . . . . . . . . . . 2

L(mcmmcrmlhir~dchcmoncyalhac~)hcld~virbrolrr~~).bCulmca of it) in yaw llpllc your (hdnndMfife’sip7nds) tmbte, (I a 97

1ailulaam1......................._..........._01 R’sxcaml.................................... 02 S’saccam . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 03 ocbmm

w-7 23. Doyou(amymobyoa4miiyfivioghcrc)Imay(abs)~ rbmk&avh@adlaa .. \a-

tmials?nlaemuklte~+camu. slmeso?oum.~aup- amyahatypdrrinZI~

x3w Ya . . . . . . . . . . . . . . (QOTOQ23.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (SlGPTGQ27.PAGENdz) . . . . . . x 5

N-79

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I

23.1. Altogerhcr. how msoy such rcounB do you (and yan fsmily living be) have?

X3%oa. I I I IlAccolmu

24.

25.

Plesselookathc loslioltiorrccud Is tbc ~~1) lprocsl yu)(mt with any of the inaitimsooche Inaiultioos cd. or hum someplace else? @ lNSllTUllONS CARD: Whkh inrritioo?) OF SOMEPLACE ELSE:WbItypOf ilYslinuialirr)ru?)

m TUIIONS CARD ANDUPDATBIFA NBWINSlTIUtION IS MENl’lONED.)

ACCOUNT?

BROKERAGE .......

.......... 03

COLu2). .... 1 COL 13) ..... I Ctxu.. ..... 1

N-co

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ACCOUNT 4u ~ 1 ACCOUM us NST.#l ........... a;1 ‘iNZX#l ........... 01 NST.12 ........... 02 INST.12 ........... 02 NST.13 ........... 03 LNsT.13 ........... 03 NST.#4 ........... 04 m.M ........... 04 NST.IS ........... OS IN= ..S ........... OS NsT.#6 ........... 06 Wn.ti ........... 06 ZOMM.BANK.. .... > II COMM.BANK.. ..... II i&USAV BANK ..... 12 S&USAV BANK ..... 12 ZRXDIT UNION ...... 13 cxEDlTuNlON ...... 13 =rN LOAN co ....... 14 FlNLOANcG ....... 14 3ROKERAGE ....... 16 BROKERAGE ....... 16 nHEB (sPEcE=v:_ 9 07 OTHER(S?%cnw‘m

x X3wi-

no3 n_u--_ L-U ,I__.K~Lkl_i fES...(GOTOQ%2) .. 1 YES...(GOTOQ252) .. I

‘lO...(SlGPTOQ.26) .. 2 NO...(SKiPTOQ 26) .. .

loinr-f ......... 01 loinlacccal ......... 01

;,‘;zxrJb%i 02 Rhzcaml~~~~m .......... 03 S’rrcarm.. ........ o!

Gum (SP!xE=Y) olhcr (WEam

7pf 79

ES .. .@EMK Ql4- 26. YES...(GOTOQ26.1) .. 1 c0L.w) ...... 1

$0. .. (GOTOQf7) ... 2 NG...(GOTOQ 27) ... 2

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1 I

26.1. How much is in all yuu (family’s) remaining such mxowus?

~0 you (IX anyon in yw family hue) have any shares in mutual funds? (IF YES. SAY: Pbe do a include my pension-gyp. tifkswing. 401-K. or UWlCwgh plans. or XCOU~LI I have rlro?dy hcoti.)

Yes . . . . . . . . . . . . . . (GOroU.1) . . . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . . . (SKfPToQlI) . . . . . . . . . . . . . . . flC

27.1. Inhownun)rdiffermtmuunl~(dopuldaryarrLmily)mmrhrcr? fftffERVIEwER: WEWANfTKE

X3820

NUMBER OF FUNDS, NOT THE NUMBER OF FUND MANAGEMENT COMPANIES.)

LU-1 0 Mumal Fmb

28. In&dmlmowwhutyp(s)dm~fund(s)(~iriJthac)? (lsiUAmmyofihun)...

No Ya

x37m 28.1. sfozk Ftmds? . . . . . . . . . . . . . 5# 1 -)

282. (Am my of them) T&x-- x3a3 Bad Funds? . . . . . . . . . . . . . 54 1 -a 28.3. (Are ay of dlao Gwamnal

a~tbvtcQBcrd X3825

Funds? . . . . ...* . . . . . . . . . . 5% 1 -,

2a.4. (Ale any of dbcm) alla Bmd Funds? . . . . . . . . . . . . . . . . . .

O&I . . . . . . . . . . . . . . (OO'TDQ30.1) . . . ., . . . . . . . . . , . ~eithsg~mxbrs ..(SKPTOQ31) . . . . . . . . . . . . . . . ;3 LOB . . . . . . . . . . . . . . (GOlOQ302) . . . . . . . . . . . . . . . < !$ DONTKNOW..~.~..(SK~P’I~Q~~) . . . . . . . . . . . . . . .

/’

DOfn’K?WW... (sKIpTOQ31) . . . . . . W

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DON-T KNOW . . . . 998

31. Doyai((Ianyonciuyawfamilybac)hmmyUS. govmlmmt swings bds? (THESE MAY BE CALLED SERIES BE OR HH. ONE WAY THEY CAN BE PUBCliABu) IS BY PAYROLL

DEDUCTION.)

x3w ............... Yes (GOTOQ31.1) No ............... (SKIP 70 QU) ::::::::‘:::::::? 5

X3902 32. ~you(aa.nyonehcrc)[email protected]*snmca( ccaba~oflxadsarbiUs?(lFYES.SAY:

Plasdo~idudemybald$abiibtldia~- ammsahumma Ihwidmdyluabl.)

x3903 Yes . . . . . . . . . . . . . . (GOlDQ321) . . . . . . . . . . . . . . . 1 F No . . . . . . . . .._.... fSKlP’TOQ3~ . . . . . . . . . . . . . . ./ >

x 39oy How my diffum~ bond(s) a bill(s) do you (a yuw fmily) owm?

I I I IIBa&aBiU

33. InedloLaowwhmrype(s)ofbond(s)orbill(s)(mir~n)? (lsil/Arclayoflban)...

331 I$Gm&mmmyy5;3q;7

333. ~ul.el.e~!.!,~3~~~ -( . Y7b31d

33.4. Fcscip bad? . . . . . . Iyr I _)

33s. capme a gy&&r typofbmds pQ32

tT!zz&F....~.SA 1 -I ,

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36. In how many differem companies do you (0~ y~~f family living ~u’c) own sock?

X-?aH I I I Ilicllmpia

37. wlu1isthetomlmmLnnluc0ftismck?

x3915 SI_L~_U_Ll_lLL_L~

38. Owallhasthercbeargainorlomintbcnl~~dti9o~kdscy~1(~~ iaywrfamilylwc)obaiwdil?

XwIb Gain . . . . . . . . . . . . . . (CKTOQ38.1) . . . . . . . . . . . . . . . 1 Neilwgmnmbrr ..(SKfPTOQ39)

. . . . . . . . . . . . . . (GOTOQ3&2) . . . . . . . . . . . . . . . DON-TKNCJW......(SK~PT~Q~~)

. . . . . . . . . . . . . . . 2 ;_

. . . . . . . . . . . . . . .

38.1. Howmuchhmit

, ,qqqyy=‘-aW X3?18

S_LL-U_LL, PERCENI AMoIJNT

SKlPTOQ.39 DowruNow . . . . . . . . . 998

SfCPToQ.39 382. Howmwhhm~~~sincetiws~ x391 0

LLLu_Lra u_LLu_~-L~ PERCENT AMOUNT

DON7 KNOW . . . . . . . . . 9Pk

39. Of your (family’s) stock, is my of it stock in a company what pu (or npne in yotU frmtiy Living bat) ti OT lm+‘c MM?

X-592) ~a .............. (Go TO Q39.1) No ............... (SKIVOQ39.2)

............................. . c

39.1. WhBtislheIomltwlvalnlvcofyoursIockinthealmpmy?

x39as U_L~_UI_IJ.I_~_~_I

392. Oipur(~r)noQirmyditwd:i..mmpnyWq~OUDidCof~UUniadS~

x7sqo Yea . . . . . . . . . . . . . . (GCr0Q393) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (Sm To Q.40) . . . . . . . . . . . . . . . 7’s

393. WMiSdEKUlmrLanlIEinddbSOftiti?

X7b4 I U_ll_LLLlJ_LI

40. Dopu(~vlpaeiapu~~)hnclbmLcrrlcrcoonf~orhe~arnhdnoch~ocbP

gf . . . . . . . . . . . . . . (GOToQAO.1) . . . . . . . . . . . . . . . 1 . . . . . . . . . . . . . . . (SKIPTDQ.41) . . . . . . . . . . . . . . . . %5

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40.1. P&schkuIbsInuimliascud. (LrlbiJArcibcrc)ucaun(s)wilhulyof~mniwtiaumihe~tiwuons Cnd. a fmm scmqke else? (CODE ALL THAT APPLY.) (IF INsllnnYoNS CARD: Wllkb iluliullial(s)?) (IF SOMEPLA(IE ELSE: Whal Iype) of inaiuuion(s)~ (JNERVl?%‘ER: CHECK lN.TllVflONS CARD AND UFDATE IF A NEW LNSlllUllON IS MEKIYONED.)

x3w - X3~17R4sT. #I . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 LNrr.#Z . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02 lNST.r3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 03 lN.Tr.#s .,......,..,.,......*........,....... 04 msf.ti . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 05 INsl-.#6 . . .,..,,............................. 06 COMMZBANK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

- SMJSVGS BAM( . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 CREDfTUNlON . . . . . . . . . . . . . . . . 13 FwOtOOGO. ..,............................. 14

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I5 UmER LsPtmm -ln

overmc~~,rbaubow~~timadidpll(~lapacin).o0r~~~livmpbcrc~buyar~~a absranitia~rbmkcr? (xcEmuNGE.)

I Ll I I IXTi

DoN7KNow................................9998 NONB . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9#s -I

NahvLdinguy-~pu’rcoldmclbaOdopu(alnprrinyau~~livinlberr)hneI’~’a ‘uUmoney’kmuncursmckbAcqs? (lFRWKSzUSHORCAl.LMONEYACCOUNlX HOLD MONEY RRCRIVRD FROM THE SALE OF STOCKWllLTHEMONEY1S~.)

YU . . . . . . . . . . . . . . (GOTOQ.40.4) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (SKPToQ.40~ . . . . . . . ..I.... %j_

WbuisthewJdolhrvaheof111chccabaaflmmcy+mMo dmpu(mldycuffmldlyliviqfhcn)~~?

x393 I Yes .............. (GOTOQ.406) ............... I No.. ............. (SKfPTOQ.41) ............... jt 5

Ya .............. (GO’TOQ.42) No ............... (SKIP TO Q.47) -:::::::::::::::) 5

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42. Whu arc Iha+: me hey I@ I~SIS. puuhi~~. 0 msMged invtamcrU -u? (CODE ALL THAT APPLY)

Lpl,plu . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ar ~,Agtl,......_.........,.................... a$ &J&

mvmmen*YCOunIs . . . . . . . . . . . . . . . . . . . . . . . OIhcr (SPECDY)

ko+ c@cd :

43. ~nyof~recupx,lhnyou(ayautunilyliving~)Pe*plly~~mly~ihe~ud&norhrvc~ auiw inlcrcsl?

x3938 ;’ . . . . . . . . . . . . (GOT0 Q.43.1) . . . . . . . .,. . . . . . 1 . . . . . . . . . . . . . . . (SKPTQQ.44) . . . . . . . .._..... t r

DON7KNOW . . . . . . (SlUPTOQ.44) . . . . . . . . . . . . . . .

43.1. How much dome did CraJrM fmnily living knz) raeive from rhere iwmwmly truss. mudies. or x.cmnu

.............. (GOTOQ.433) ............... 1 No ............... (SKIPTOQ.4.m ............... %5

45. who manages your (family’s) mna. mIdk.% OT invaunm cscomls,-isil uydtheins4iutiarumiheInrtilauimsC&d. aPClbeylmmgaiby- else? (CODE ALL THAT APPLY.) (IF mslTnJnoNS CARD: whkb insiMim(S)?) (lFSoMEKACEaS:Whutrpcofhuricution(s)awholmNgcschtm?) (lNlERMwER: ClEac MSlmJIlONS CARD AND UPDATE IF A NEW lNsITNTION IS MENTIONED.)

X3WPX39 L) b Eg: ..................................... 01 ..................................... 02

x7Gi3 INST. 13 ..................................... 03 m.77. a4 ..................................... w INST. #5 ..................................... M lN5n.M ..................................... 06 CcwhrLBANlc .................... . ......... - 11 SUJSVGSBANK ................ .._ ........... 12 CREDrruNlON ................................ 13 FmJLoAN CO. ................................ _(==(V

_;

. HowiaIbcmmeyintb?emmsmdfNmgcdvranu~ ls~ink~moa~hbcldr ilmeat~~or~

x3947 smch ....................................... 01 ..................................

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47. Do you (a anjane in your fmily living here) have any life insumc C? PLorp inhdc individwl and group policies. but not xcidcnl insumce.

xwv (GO TO Q.48) . . . . . . . . . , . 1 ::. : : : : : : : : : : : : : : (SKIP TO Q5l) . . . . . . . y 5

48. Am my of chest group or indivtiupl mm i-e @iCia? (IF R ASKS: TERhI INSURANCE F0LICiE-S HAVE NO VALUE UNLESS THE PERSfJN DIES. hIANY SUCH POLICIES ARE ISSUED THROUGH EMFTOYERS AND UNIONS.)

xqooa Y& . . . . . . . . . . . . . GOTOQ.48.1) . . . . . . No.. ............. &lF’l6Q.49) ............... DONTKNOW..

. 5 .... (SKfFTOQ.49) ............... 8

482. Doyarhve~ypolicnchthrildup~cnhnlueaclupumbmowcm? (IFRASKS: THBSEARE SO- CALLED WHOLE LIFE- OF ‘mGHT M-J

xL(q Yes . . . . . . . . . . . . . . (SKfPMQ.49.1) No ---~-~~~~:5 ~nc\,Ae, hrqq. . . . . . . . . . . . . . . . (SKlPTOQ51) . . . . . . . . . .._... DON’TKNOW . . . . . . (SKlPl’OQ50) . . . . . . . . . . . . . . . 3s

49. DoyouhvemypdiricrlbMhdIduprcxbnheaumtywmbaraval? (fFRASKS:7?fESEARR SoMmMEs CALLED WHOLE LIFE= OR ‘SlRAlGHT LlFB-.)

x7wy Ya No

. . . . . . . . . . . . . &J~3~.4%; . . . . . . . . . . . . . . .

DONTRNOW......(SKIPlOQ50)

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . +

. . . . . . . . . . . . . . .

LIFE INSURANCE THAT BUILDS UF A CASH VALUE

49.1. Wbuicrheclmuufuenlucof~Iofthcpolidath*build~sashnluc~yw(Pdyourtmilyliviaphae) h? fTffE FACE VALUE OF A POLICY IS WHAT THE FOLKY WOULD PAY IN THE Em OF

yrooS D-m)

SI --- -LL~.LLu I I l,i

492 WlmtktbeIWI&mlueoflhacpolii? ~CASHVALUEOFAFQLICYISWHATTIIE

&too6 LNSURANCE COMPANY WOULD PAY IF THE FOLK3 WERB SuRRplMRED BEFORB DEAltI.)

SI_IJ_U_I_1_1.1111 &coD~ D So THAT ALwAx GROSS OF ANY LOANS

DoNTKNow . . . . . . . . . . . . . . . . . . . . . . . . . . . - 493. Afep(ayarhnily)bmmwiigaghmchaepdida?~

x cl067 Ya . . . . . . . . . . . . . . (GOTOQ.49.4) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . ..;‘.,,. (SKIPToQ.49.10) . . . . . . . . . . . . . 15 ,<~ Z,,’

Na . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..-....... 1 omr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 DOUTKNOW.................................. 8

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49.5. ~dImani~bame&iainlbeinccrview?

xq ooq Yes . . . . . . . . . . . . . . (Go lo Q.496) No . . . . . . . . . . . . . . . (GO TO 4.49.7)

49.6. Whercdidywlellmeabouthcslosns?

I

::::::::::::::: j 5-

(SKIP To 4.49.10)

49.7. How mlrh is armnlly bcnnwd? XYOIO . Sl _-_ -__-Lu I I IJ I I U

49.8. rypicrllybowoftcn(QpuMar~~y)rmLcpymcruraalbcobrmmdbowLupe~theplymmu7

XYOl\ SI_LIJ_LU

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . mmow. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NclYPlcALPAYMENn . . . . . . . . . . . . . . . . . . . . . . 3pos -I

w&L . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..*.........g . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

gE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 3

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

p-7

499. WhalisdlcClmcncvuuvlntcdioMslti.gCbyOdcmIh&h7

Xqo13 I-l-.-- II I I% PUCCtlI

49.10. Hovmuchinlopl~theyePlyprcmiumrforc&opolicicrihtbuilduprcohvrlue?

$I II I I II I I _.-__._l__

NONE’ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . PDDoesa -a DON-rKNow.....,....................... 99wwa NO TYFTCAL PREMIUh4S . . . . . . . . . . . . . . . . . . ?B=@ -1

W~........................................~ 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Qlmer.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .._.......... Mb

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51. Wchvc~ed~~vlriourcyperof~vinp.innnmenrr.udhw. CnhcrlhnnwlmtIh8~akcadyfcadcd.~you (a YI~W in yaw Ivnily living hat) m any money by ftialds. nhtives cut&de Ihe immcdirte family. busincucr. or

)(w7~? (WE Do NOT WAh’T r0 INCLUDE LOANS BEIWEEN FlNANCINLY DEPENDENT FAMlJeY MEMBERS.)

Yes . . . . . . . . . . . . . . (GOTOQS1.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (SKIpTOQ.52) . . . . . . . . . . . . . . . #

c 5

XccOI9

(DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING ACCO~ m)

Yes . . . . . . . . . . . . . . (GOlDQ521) . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . (SiClPlVQ33) . . . . . . . . . . . . . . . . s’

52.1. (Aball lhe mea valuabk of lhae “) Whukinddme.lh XL(OlO XWKN it?

52.3. Do you have my YES.(GO BACK TO Q52.1. YES.(GO BACK TO QS2.1. other arbaantial ASsErn . . . . . . 1 ASSET a . . . . . I lUS?U?

NO. .(GOTOQ53). . . 2 NO. .(GCTOQZi3). . . . 2

GOTDQ53

53. Doyar(ar~larinywfunilylivinghcrr)~myorha.~na~~ (WE DO NOT WANT TO INCLUDE LOANS BEIWEEN FINANCIALLY DEPENDW FAMILY MEMBERS.)

XQ3l Yea . . . . . . . . . . . . . . (GGTOQS3.1) . . . . . . . . . . . . . . . 1 No............... (SKlPTOQY) . . . . . . . . . . . . . . . 27

)(7b46 YES.. ............ (GOTOQ55) No .............. (SKIPlOSECIlONR)

...... . . . . :::: ::j <

x7w7 YO .......................................... Na ... .._ ..................................... >5

Nd9

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. I

THISPAGE INTENTIONALLYBLANK

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SECI’ION R: EMPLOYMENT OF RESPONDENT

1. weuc-inyourpmmljabronu. AJeyouwcwtingm.~hidoR.~ndlodrinpfa wat,dimbkdulduMblCiowak.luiml.I&ldmI.Ihancmrtp.a~ (CODE~THATAF-PLY.) (SHOW CARD 14)

Gfroo lFRfS7VOftKlNGNOHr~ANYOlIEFtCATRGORY.ASK AILR)uDW-UPQURSfIONSANDGOTOQ2.

warLhymvachs~&~(SKIPTOQ2) . . . . . . . . . . . . . . pU TanfundyhidL?ffial

sictac&akwe_..(GOTQ.Q.I.I) . . . . . . . . . . . . . . . F -~Looldnl

favorL . . . . . . . . . . fSKlPltJQ.13I . . . . . . . . . . . . . . d slwkal . . . . . . . . . . . . (SKlS’ToQ.13) . . . . . . . . . . . . . . p, HrmamlrP . . . . . . . . fSKlPTOQ.1.3) . . . . . . . . . . . . . . pf

. . ..I...... Qi9PTOQ.l.4) . . . . . . . . . . . . . . ad i%?. . . . . . . . . . . . fSKPTOQ.l.4~ . . . . . . . . . . . . . . a7

%qloI “” DOyoUUpUl0plUCk0lbiSjOb7

Yea . . . . . . . . . . . . . . (OOl'DQlP No . . . . . . . . . . . . . . . 6KfPToh.1.3) *:::::::::::::::; r

NOTE CONSfDER TIUS R’S “CURREW MAIN JOB” poll PURUBRS OF Ql439.L

13. keyoubiag~dfapmyribeptlwthe?

YU . . . . . . . . . . . . . . (SKlPT’DQ2) . . . . . .._........ I No . . . .._......... (SKlPTOQ.47’) . . . . . . . . . . . . . . . 2

1.4. -didyal(rrdrrlbacaoedi9bkd)?

WlOq l~_l__l YUR

)(y ,*s1s

AreyouQial~~fapy~dtepesastime?

sNcLL(Des J&1*3 E::::::::::::::Is”,“,p:~4~~:::::::::::::::; s

2. Nulmnnequmian8bdycecmzmklllrPjob. Do~wMfaroarac dshropusdf-employcha~

#YlOb .smamcehe . . . . . . . (GOlOQ3) . . . . . . . . . . . . . . . . t 1 =f-cmploycd . . . . . . . (SKPTOQ.14) . . . . . . I . . . . . . . . 2

IF R SAYS, -I RUN MY OWN BUSINESS. CODE ‘SELF-BMPL0W

R-91

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I

XWlO I I I I4lHOIJRs

1. . vumiauuwakldwafbwfmayrrclrr&youvairmchirpbinrrrmYl r”“” -@ p4ll\ l-l-1 a WEEKS

,,:,2

A&utbowmuch&youantkI0tema~m~md8pb? (Iribnprkmr,=k~lbv.avIp[1)

$I i I IJ I I lJ I’ I u_LI _-- --- _L_ NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . QlYmam@ -I DONTUNOW..........................-

Jeut3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . % T Month . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E$ yea......................................... w- 6 Ok? wEcDy)

9. Abauhwmm~ya@oyteswakfa ‘can ya 20099.100m499 aSOOamae?l

xwi

7 *rum RN., ;~~~~~~~~~~~~~~~~~~~~~~~~

/ I ; 0* LpIba10. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -. . 1 3

100 19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 20099 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 mm499 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 SODamae . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

bwsivss 4rrwt cction I=. HOW~~~htOldtMpUlUkdfaihL

&h

& fJmRD~~TBANONEYEARAs01$

I I INYEARs.OR

XX79 - smaz 19LLI

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II. ~owmmyyeasdoywerpa~mcaxiamvarkingfalhir~ (ACCRPTRANGE.)

Wb l_l_l GR I_l_I x7cgo #YEARS IJ?mL AGE NEmsroP ... .............................. pa -1 DONTKNOW ................................. 98

v-u\7 Ycr . ......................................... 1 No ........................................... dfT

13. DoyouhveMylylleof i!BmnceahrrihnsocklSccurity.Ilmwmidbelppmvidcycuwiulimr.aneinlhemlhat you becanc didled?

X7Gl ya . . . . . . . . . . . . . . (SKIFTOQ.15) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (SKtPTOQ.15I . . . . . . . . . . . . . . . %5

R SELF-EMPLOYED

14.1. JNfERm DOESRWORRFORABUSNFSSREJORlRD~~ON~

Yer . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . 2

143. KowmmyyanbmveyouworMfa(y0meifhhisbuwrr)? @EQRDLESSrzuNONE~~013

111 oRslNcE IYRARS.

19l_l_l

NRvmsmP ................................. 96 DoN-rRNow ................................. %

R-93

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14.6.

yru.:, Ya .............. ~(oO~l.0 4.148) No.. ............. (Go-rQQ.149) :::::::::::::::; 5

14.8. HowmuchianLyawlpJueyoupidWommd)

sl ----_-J IJ I I u I I

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DoN-rKNoW . . . . . . . . . . . . . . . . . . . . . . . . . . . .

WSCL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

gic . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . OS

14.9. Doyw(&o)Kaiverpordcndlhisrucuninl.aroraea&rLhdofincomc?

%41x7 yes . . . . . . . . . . . . . . (GQ~Q.14.1OI :::::::: ::::::J ~ No . . . . . . . . . . . . . . . (GQToQ.14.11)

14.10. (Lodditioau,reguhr~~bowmpchdoyou~yrseinLomihc~bcf~~ cwbndid you get P 1991’))

pm I sl l u I I u l __ _-- -1-l

.NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DONTloyoW . . . . . . . . . . . . . . . . . . . . . . . . . . . .

*q,32 wek_........................................g $. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . x5

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . i&sam

orb w-7

14.11. AJeycQaawJmlbisjobbyrlmimarempbpP “.’ cizkf7

Ya . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..i.. 1 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

14.12 L% yuu tmvc say w d hnmnoc olkumnsc&alseckIy.dmraldmppwidcyo.ritbhmmcin~ evmtdmyalbsmmcdi9b*m

Yes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

R-94

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14.13. ki frcm IRA or Xnqh plan& am you included in ny pmsim plans or mxddd swing pLvlr tbcqh &ourvuubchtdrru)?

YU . . . . . . . . . . . . . . (%IF’7OQ.lf) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (sKIpTOQ.10) . . . . . . . . . . . . . . . 2

1s. Many employen haw pnrion OJ fairemml pla. nd mme pwidc mdefd pIam such as thrift. savings. 40lK’r.

Y4l35 ~f~~~~~plmu.xrrvpLNrpnmol6p*pb*~~ump*.llhh(REF.~ianplnr.eu. AIT ~~l~inmypMimarrtirrmcaptmainnyux-dcfcmds~plua_ccdw~ihcpbyaujuamold me stout? (IJO NOT INCLUDE SOCIAL SEcuRlfy.1

ffRMPmONS~ORKEOGHPLANS.NOTEmMARQMANDSAY: ‘wCdcbDIccpri*ri”~hekw.

. . . . . . . . . . . . . . . .

16. DmpuaIpbyuOffCr~ynrbplmr?

XWb Yes . . . . . . . . . . . . ..(GOTOQ.lbl) No . . . . . . . . . . . . . ..(sI(IpTCJQAOl :::::::::::::::;. (

16.1. &eyaudi#alklobcillbdalaayduwplms7

XY137 Ya . . . . . . . . . . . . ..(SKlPlOQAO) . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . [email protected]) . . . . . . . . . . . . ...% DOh7KUOW......~TOQ.162) . . . . . . .._...... 8

5j

16L WnlyoubeeIi@kifpcladmetowrtIoTthkhh

XYr3b . . . . . . . . . . . . . . (SXIPlOQ.40) . . . . . . . . . . . . . . . I . . . . . . . . . . . . . . (SXKP’TOQ.40) . . . . . . . . . . . . . . . # (

DEPENDS . . . . . . . . . (SXIP’FOQAO) . . . . . . . . . . . . . . . ; DON~ICNOW . . . . . . (SKlPTOQ.40) . . . . . . . . . . . . . . .

17. lnhowmlnydiffemltplu6ofthismnyouiIrludsdmlhirjob?

XLJl39 17.1.

XWO

171

xw I 173.

yes . .._.......... GOTOQ.171) No . . . . . . . . . . . . . . . (SKIP TO Q.18) :::::::::::::::) (

Illmkboutt&basfiulaE. Amttwemylmil=mt oraviDas~bom!&jDb~po~B.us dmpl~pv=d

Ya . . . . . . . . . . ~ . . . . (GOTOQ.173) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . ~.,,@ICIPTOQAfJ) ..‘............. #C

?,., sIowmmydtplal&ymlti?

Lu-t rPuNsIwTYlzREcEMNGnPIDm

RECOI~D#PLANSMBOXATQ.~~.NEXTPK~E

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19. (ls IhidAbcul Ike (au0 mosl impcwunl of lhae ph.% is it) l pwim a - plml. or I uxdcfd swing$planofsomesal? (fF R ASKS: 4014L 403-B. ESOP, SRA THRIFT/SAVINGS. -oFIT SHARfNci ARE ALL TM&DEFERRED SAVINGS PLANS.)

20.

21.

22.

23.

21.1. Hov kmg tmve you beea in lk ptan?

Do~culTmllyllmkecomlibulioallolhiapLn?

(lFRASW:INCLUDE cONTBlBunONs TJJROLJGH SNARY DEDUfXJONS. UNION DUBS OR UTHER SOURCES)

Whupucauofyourpya8momcofmmeypu math a yes do you wnuuly omnibue?

P

T

c

F

A

E

I:

I

r

;

1

I ,

,

I

PLAN I

eosima rairuncnc..... (GOTOQZO.PLANJ) . . 01

‘b&fond awiop . . . . . . (SKlPTOQ28,PLAN I) 02 ti(sm Xma -7#

(GO ‘TO Q20, PM 1)

loNTKNowwxAT . . . . . . . . . . . . . . (GOTOQ2O.PLANJ) . . OS

.

:. . . . . . ;

. . . . . . . .

lodl ........ (OOTOQ31.PLANl). ........... 3

KwrKJww..(SlaPTOQfl.l .PJdw 1). ........ 8

PUJJ-tlu-UI

XQOL( nm7KJKrw . . . . . . . . . . . . . . . . . . . . . . w999999J

X7b8$ ‘&ii res

40 . :::.~~~.:.~~~~,~.:::::::: ;;

3oN’TKNOW..fSJCJPTOO.24.pLANl~ . . . . . . . . . . J

OJt

p-n.07 sLll_LLU_LL~

................................. ooNTKNow.. ..................... ..... 999

week . . . . . . . . . . . . xw% . . ..I..... aa . is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ;j.. . . . . ..“I.‘...~...................

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

-0 _ 10

it%

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19

20

21

21.1

22

23

24

~cnsi~~1eairemuu..(G0lOQZO.PLAN2) . 01 Fasimamimment..(GOTQQZOo.FLAN3) . . 01

(GOrOQ~.~2)

OWWHAT -

(GO TO wo. PLAN 3)

es. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

No.. . . . . . . . . (SKIP

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DON-T KNOW . . . . . . . . . . . . . . . . . . DONTKNOW . . . . . . . . . . . . . . . . . . . . . . . .

week . . . . . . . . . . . .

z . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..-.....

. . . . . . . . . . . . . . . . .

It.97

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I

26.1. AhaxbwmlEbpefmmthwaddpu IUXiS?

27. INlERvIEwER: ISlHERBANOTlERRAkr

............................... mm-r mow ......................... 9999998

Bmatmw ....... @OTQQ461.?‘LN’4 I) ...... 01

Bac&hta ...... (GOTOQ26.l.PlAN1). ...... 02

Cnb-..(SKlPTOQ27,PL4N1) ....... 03

Noulilu ....... (!XlF’r0QZ?.PLU41) ........ W r

g2.. .................................................................... YCr .....................................

o4

ohm (s=cIFI) 05

YES_. ...... (GOBACKTOQ.19.RAN2). ....... 1

NO.. .......... lsKFTO0.40). .............. 2

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I

I I LI ?_I% OF FINAL PAY

Barfit now.. . . . . .

Benefit WT.. . . . .

~~~&~u..(SICIP~VQ~~.PL.~N~) . . . . 03

N&in&.......

~(~CDY) (SKIPTO Qn.FuNz) (SKIPTO QZl.RAN 3)

. . . . . . . . . . . . NbEW-I.....

WC!& . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . .._.......... i$zL............................. Ym . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ym.........

. . . . . . . . . . . .

R-99

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31.

32

33.

34.

SAVINGS PLANS

c8nymldlmersnkum88bo48lblsplm? kit8 lhlifllYS8ViIlgSpl88,84O1K.Supp*mcnuiRccirrmuu Acmlml (SRA), 8 poflu-8uing ph. or whlll?

byJy-llym8k8camibnioarlolhi8phn? (IFRASKS: INCLUDE~~ONS THROUGH SALARY DExncmNs. UNION DUES. OR GTHER SOURCES.)

31.1. Whupemmlofyaurpyaunamofmonelpr moIuhoryardoyalc~ycaluibuu?

Rou@ytwmud~mmeyirinyo~~-m-t (WE WANT TME AMOUhT GROSS OF ANY LOAN! AGAINST m AccouNT.)

cmyoubcmw8@mtlbm-1?

Doyoucmnuulymrkm8g8ilultburcocma

34.1.wlnlislhealnamIdtbeirmbLna?

341Didpuleuwlbouhiskmdid?

343. wlmdidyouldlw8teulchiclo8u?

1 4 I

( I

I

1 .l 1

1 I 1

I I

,

I

, 1

\

?

i

bir1ors8vbgs.. .......................... 01 101w403B,5RA ............................ 02 bum shuing

...... ;toaplUCkCESOP . . ::)(“tir.!~:::::::::: :

Nur (SPECDY) IONTKNOW ............................. 98

x4117 _ ILLI IONT KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98

~.~11~t~...(“““Q”‘.PLANl) :::::::.. ....... ..(SKIp.To.Q31 *PLAN 1)

.

XX’TKNOW...(SIGPTOQ~~.PLAN~) ........ 8

1-l LI I IFsRcENr

KmE _ 1

....... .......................... DmTKNow........................... 9999 Wcct . . . . . . . . . . . . . A&pJ?j :::::::::::.

. . . . . . . . . . . . . . . . . E . . . . . . . . . . . . . . . . . . :.: . . . . . . . . . . . . e #

# . . . . . . . . . . . . ic&FEcm . . . . . . . . . . . . . . . . . ..-... lool

(Y

.fW TO Q31.1. PUN 1) ~.~t@&SKJPTOQ32pLAN 1)

.......

DONTKNOW...(SKlPlOQ32PIAN1) ......... ..+

...

0_1l_f_L1l~_L~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . ..&........ ., . . _‘. . * . .F. ~lj r YCr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -(seEcrM

,.u. UC %

CtmQ sli_I_l_u_LL_u_LL~

DON-T KNOW . . . . . . . . . . . . . . . . . . . . . . . 99999999%

.(WT’OQ3&PLAN 1) . . . . . . . . . . . . . . . 55 . . . . . . . . S

~..r~@&S,,Q35:,1) . . . ..s$ .(GO-fOQ34.1 -1) . . . . . i.

.(GOlOQ343.F’LANl) . . . . . . . . 1 ~~.~~.hSKlP~Q35.-1) . . . . ..$x

I WTOQ35.-1

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23

29

30

30.1

31

31.1

32

33

34

34.1

34:

34:

SAVINGS PLAN 2

Thrift Q savings ......................... 01 801KMmsRA ......................... a2 Ron: shdlg slcckpuKtusc.EsoP ...............

.j&.3)b ...................... 03 @I

DON7 KNOW .......................... 98

N~=~OLU_l_YL-L J ........................ DON’TKNOW.. .. ............. W&

~::::::::::%%3m:.: f$z ........................ Ycr ............................... OIbu ~SPECDY)

...............................

DON? mow .................... 9m9999l

.(GOTOQ.34.PlAN2). ~%%~7kIPTOQJ5.-2~

........ . I

[email protected] 1 .

..... I

.(GOfoQ34.l.FUN2) ~~~-@k(SKJP~Q~5J’LANI)

..... ........ ... .

[email protected]) . . . . . i.t%.%~.,KPTO,%,. . ..&

GOTOQ35,RAiN2

Y_U_LLuJ-u -1 . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . .

.......... ................ .........

. . . . . . . . . . . ..... .............. . . . . .........

.

GOTOQ35.PUN3

11.101

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35. uYcueukdmmeYinm murlensy.aluklyouwilbdlaw smeoftkfuKkintbu saomt? (CODE ‘YES‘ EVEN IF WITHDRAWAL lNv0LvES PJZNALTY.)

36.1. w?m PopaDbn tVddyoUk?

38. lNTERvEw-ERz lsl?iEREANuTHERPl_AN?

SAVINGS PLAN 1

Yes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

No . . . . . . . . . . . . . .x+/231 . . . . . . . . . . .cz

DON7KNow . . . . . . . . . . . . . . . . . . . . . . . . 8

Au ....... (SKlPTOQ37.PLA.N 1) ........... 01

Some ...... (GOlOQ.36.1.F’LAN 1) ....

None. ..... (SKlPTOQ37,F’UNl). ........

x 42.32 &6 (CO To Q36.1. PLAN I)

xc1233 I I I u I IPERcsra

Y_lII_I_UJ-I-1

MdyaaUsmck . . . . . . . . . . . . . . . . . . . . . . . . . . . 01

blmUya8Uimrm~ . . . . . . . . . . . . . . . . . . . . Ul

SpliI . . . . . . . . . . . . . x.sK3q . . . . . . . . . . . t 02

$n ,.,

LION7 WOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9t

YES. . . . . . . . (GOBACK’TOQ.19.RAN2) . . . . . . 1

NO......... . ..(SKlPTOQ.40) . . . . . . . . . . . . . . . :

NOTHING .............................. IPBSXGO -I DON7 KNOW ........................... 9!mm598

39.1. Almguhu, what c&r bedtc pynaxs do you expea to receive from (hii) othu pCram pbn(S) hm m pb?

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I

35.

36.

36.1.

37

38

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..*............_...........

No . . . . . . . . . . . . . .

. . . . . . .

LLLl. -I-

. . . . . . . . . . . . . . . . . . .

SpliI . . . . . . . . . . . . .

ocha (mm

OR

. . . . . . . . . . . . .

. . . . . . .

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I

)(q50 i Ya . . . . . . . . . . . . . . (GoToQ.40.1) . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . . . (SKIPTO Q.44) . . . . . . . . . . . . . . . 2 (

40.1. Is his I second job. the milii resmw& yw own busiaem. or whu? (CODE ALL THAT APPLY .)

c LWXI k,m,,~j& ..,....,. (SKJPTOQ.41) . . . . . . . . . . . . . . P(

x:5003 Miliwy . . . . . . . . . . . (SKlPlOQ.41) . . . . . . . . . . . . . . ol checked ~nsimsa . . . . . . . . . . . (GOTOQ.402) . . . . . . . . . . . . . . Jg kot cbJud i

XYTOS’ OIbu WECVY) (SKIP TO Q.41)

401JIVfERvIEwER: DOESRWORKFORABUSfNESSREPOR.fEDINSFXXf~F!

YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

41. HOW~ybWIS&pWCdCOllLkXOUlKjllhSill~llormrlwkn

Xrli0-I I I I l#muRs

42. c4Buagpid ~nwedaofval.howmvlynrh&you~mllrrcabs~inrmmrlyed)

xct%i l_l_I a WEBKS

Aboutbovmuch&yarambeloccuxaErrmhacocbcrpM)OIchupaharr.wccL,monm.~,orWlna)

x$&y Sl l.l I I 11 I I IJ I I _ __- ___ --

NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . O@MlKUl -1 DON7 KNOW.. . . . . . . . . . . . . . . . . . . . . . . . . 99Pm598

XclSlO . . . . . . . .._.............................. ar 1%

Day . . . .._................................... PC 1 WO?k . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . *a

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 gzr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E YCr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ofk (S=cM) -07

44. Thinlringlboutrl~~clmacwaLfaply.doyoumnddcryappuu,bcvaLhyf~-limorpm-~~ (=RfS LAID OFF OR A SEASONAL WORKER. ASK ABOUT -JOBS WHEN R IS WO-Q’.)

!wI I Fulkimc . . . . . . . . . . (GOTOQ.45) . . . . . . . . . . . . . . . . . Fan.tbne . . . . . . . .._ (SKlF’rOQ.46) . .._........... :

R-104

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452.

xLl54

453.

XW5

45.4.

x7+95

453.

X7wJb

45.6.

!Pi~-\b

45.1.

xw9 456.

XYS%J

xL\m

LESS THAN ONE YEARORNONE . . . (SKwToQ.45.9) . . . . . . . . . . . :: 01

Now,IMmuncin~yMc~lpb.bnpucwMrfull-timepb~~fa~~ormorr?

yes . . . . . . . . . . . . . . (GO’IUQ.453) No . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . kr (SKIF’ToQ.45.9) . . . . . . . . . . . . . .

IvmIIolmow~lhc~auchjobYoupu Wputifor -cbe*waepud~pbyed.0 du?

samamcelse . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

iii!iits z-7

WblSOltduarlWCYCUdhg*pclM~lrrpb’l ~dlllW~liltklDOlCrbwWiUlpudid.)

lawhwycpdidyousmrlvmbinguumjob7

I#_i_l

19l_l_I

Momlmwmllcbwaepumningteforcruerwhcllpu~ 01tbu~~.voct~ycP~~ vhf2

sl _ _-- --UJ-1-I u I I gr I

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DONTIWOW . . . . . . . . . . . . . . . . . . . . . . . . . . .

gM=& -I

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45.9. Sinayww+n18.b.we1hcmlhrcyun~~~~&twxked~snlme?

.............. (GGrOQ.45.10) .............. 1 ............... (SKlllOQAS.11) ............. f?

45.10. AbouIhowmanyyclninmmldidyww?kpan-lime?

xyS23 I-U #YEARS

NEvERsToi ...... (SlUPTGQ.48.PAGER-111). .. . - 1 DGN-TKNGW.. .... (SKIP To QA8. PAGE R-111) .. .9998

............... ..(GOlOQ.4S.13 I ........... I .................. (SKlP1oQ.48) ............ r5 n0N-r u?aow/DEPmDs .. (GG’TDQ.45.13) ........... 8

when 45.13. w do PO apa m sop m Ilrgahet?

x 7700

NRvEftsmP . . . . . . ..,._................... Jw89 -I Dcm-rRNow/DEPENLx . . . . . . . . . . . . . . . . . . . . . . . . m

(SKIP To 4.48. PAGE R-111)

WORK HfSTORY Foil R’S WORKING PART-TIME NOW

LESSTHAN YEAR . . . . . . . . . . . . . . . . . . . . . . . . . ..-a

xqf;% g . . . . . i . . . . . :~::'@OrOQ.162) ..; . . . . . . . . . . . . & 5

. . . . . . . . . . . . . . . (SlGPfoQ.46.14) . . . . . . . . . . . . .

R-108

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I

46.4.

x453\

*G

XYS33

46.3. INTERVIEWER CHECKPOINT - SEE 0.46.2.

RHASWORKED FULL-TiMEFORSYEARSORMORE ORDK . . . . . . . . . . (SKlPlOQ.46..6) . . . . . . . . ..a... I

LESSTHATSYEARS (GO10Q.46.4) . . . . . . . . . . . . . . . 2

hlwhuyeud.idyoukawcfkrun-cimcrcfpy?

d_I_I

S_L_U_LLLI_LI

NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..QX#B -\ DON7KNow............................. 9999953

How . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..Bf my . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p-

iy 1

wat . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p- 1 04

$2::::::::::::::::::::::::::::::::::::::: 05 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

=o (SIOP To Qh5.14)

46.6.

XW3Lt

46.7.

XYS35

X-74?

R-107

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$I 11 I I I I I I _ _-_._-_ l.l_l_l

................................... w=s -I DONTKNOW ............................. 995’9998

HoIn ........................................

bY ......................................... %y we&.. ...................................... gv . Mrmh ....................................... 04 Qvrner ....................................... 0s Year ......................................... 06 OIk (SPECIFY) p- -7

j(qy,‘r’) E . . . . . . . . . . . . . . . . . . .(%lPm Q.46.17) . . . . . . . . . .

. . . . . . . . . . . . . . . . . . (00mQ.46.ln . . . . . . . . ...) ,_

DoNTKNOw/DEPENDs..QKlPmQ.46.17) . . . . . . . . . . 8

xqg.J; I-LLU ofi &L.&...~ X776 ( fdTya25

NEvERsmP . . . . . . . . . . wcIPmQ.a) . ..gpoa -I EON-r KNOW/DEPEND S..(GOrnQ.46.17) . . 9998

Yw?tb 0

LLLLI OR LLlAa y77ol ru;~&ys

(SKIP m 4.48)

. . . . . . . . . . (SKlPrnQQ.48)...99f ‘I DONTKNOWDEPEND s..(sluPmQ.48) . . . 99%

WORK HlBTOUY FOR R’s CURRWTL Y REIlREDiDISABLED, HOMEMAKER, SNDEM, OR OTHER.

47. siiyulwue18lwepnavorbcdNI-limeforpy?

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I

47.2. INTERVIEWER CHECKPOINT - SEE Q.47.1.

RHASWORKED FORSYEARSORMORE fXlLI_-TfMEORDK .(SKlPTOQ.475) . . . . . . . . . . . . . . 1

LEJS’IIUNSYEARS (GO’lDQ.473) . . . . . . . . . . . . . . . 2

473.

X’ibOL\

47.4.

xws

476.

47.7.

%-wq

47.8.

Y7w 479.

XWI 47.10.

SLLU-LLlJ_L1

NONE . . . . . . . . . . . . .._.................... m - I DONT KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9999998

z ........................................ ......................................... z IV WaL.. ...................................... g- 2

igz ....................................... ....................................... 05 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . &SpEcIpo F-7

(nap -fo Qrr.cn

bWtElyatdidptrWlKGkbgUtlUpb?

19!_l_l

bWbS~didpl%Oprrop~dlUjOb?

lplll

R-109

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47.11. AbmuhowmuchvacpuePDingbd~Ueswbenp~

sl II I I II I I lJ_l_l _.__-._--

................................. w -\ DON'TRNOW ........................... 9999w998

Hour ........................................ pr 18 Dly ......................................... pot I week ........................................ jw 3_ Mauh ....................................... 04 Q&w ........................................ 05 Yes ......................................... 06 olbu (spzow w-7

47.12.~~~~c18.-lherr~y)anvmc.p.(~y)waMpm-timc~a~a~~f~~

)&(Dl; E . . . . . . . . . . . . ..(GOIOQA7.13) . . . . . . . . . . . . . . > . . . . . . . . . . . . . . . (SlCP-fQQA7.14) . . . . . . . . . . . . .

~

47.13. Fa~baw-yycordidpu~~~(fadamoadcbe~)?

I-L1 W’db ayEARs

47.14. Doyouapnowatfa~pYd8ebr?

w@~7 Yes No

. . . . . . . . . . . . . . pOK$f,” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...) 5-

Whrlr

DON7 RNow/DRPENDs . . . . . . . . . . . . . . . . . . . . . . . 9998

47.16. WfuMyofdutbeM-6med

)(yc\q E . . . . . . . . . . . . . . . . . . (GOrOQ.47.17I . . . . . . . . . . . ) 5 . . . . . . . . . . . . . . . . . ..(SlUPT0Q.47.159 . . . . . . . . . .

DoN7IMow/MpMM.. (SKlP’lDQ.47.19) . . . . . . . . . . S

bJhr* 47.17. brlrrg lb you apal I, sml worldng fdl-lime?

XWn201u~&~ . . . . . . . . . . . . . . . . . . . . . . .

R-110

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4s. lNTERRvTEwER:

SEE HOUSEHOLD LISTING, P. 1

R IS UARRlEDAMNG WITH PARTNER . . (GO x) 4.49) . . . . . . . . . . . 1

ALL OTHERS. . . . . . . . . . . . . . . . (SKJPlDQ.%.PAGE135) . . . . . . . . . . . 2

IF SPOUSE/PARTNER IS PRESENT, TRY TO OBTAIN EMPLQYMENT INFORMATION FROM (HIWHER) DIRECTLY.

R-111

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. I

EMPLOYMENT’ OF R’S SPOUSE (QA943520 APPLY TO R’s SPOUSFi’PARl?4ER)

49. We M inmwcd in you (tnsbads/wife’r/pPun’l) pmeal job suius. Is (he&c) waking now. lanporyily bid off. unanpbyedudl~gfa~.~ledud~e~~wok,aaudcnLr hananrlcr. a what? (CODE ALL - THAT APPLY.) (SHOW CARD 14)

Watingnowa Onstrike . . . . . . . . . (SlUPTOQ30) . . . . . . . . . . . . . . 9r

TanpDnrily kid oft on aickorc&rlcme ..:(GOTOQA9.1) . . . . . . . . . . . . . . 91

U=mbyed md MS forwork . . . . . . . . . . (SKXP10Q.493) . . . . . . . . . . . . . d

Stwkau . . . . . . . . . . . . (SKlPrOQA93) . . . . . . . . . . . . . Homaukm . . . . . . . . (SKJPTOQ193) . . . . . . . . . . . . . Dim&d . . . . . . . . . . . (SKfF’-fOQ.49.4) . . . . . . . . . . . . . R&ml. . . . . . . . . . . . (SKIPTOQA9.4) . . . . . . . . . . . . . cmu (SPEW

(Slap TO 4.493) 1

49.1. Das(h&e)expeulogotxklotipb?

xCr76I YCr . . . . . . . . . . . . . . (GOTOQ.492) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (SKfPToQ.493) . . . . . . . . . . . . . . # 5-

49.2.

MONTH YEAk SKlPTOQ.50

NOTE CONSIDER TlilS SPOUSE’S “CURRENT MNN JOB” FOR PURPOSES OF Q5O-Q.gT.L

493.

49.4.

X47@t

fs(h&he)doiig~wmkforpryulk~ltimc?

YU . . . . . . . . . . . . . . (SKfPTOQ30) . . . . . . . . . . . . . . . 1 No............... (SKlPlOQ.95) . . . . . . . . . . . . . . . 2

- did (bebe) (Rlircmcame d&bled)?

19l_l_I YEAR

xl. Nulucmmequuliau &ou(llieu)cwmrmrmpb. Dca(bclrhe)~faromamc dr.h(&hbs)d.=pbM. awha?

)(~?a4 . . . . . . . (GOTOQ~I) . . . . . . ..*....... . . . . . . . (XlP?OQd2) . . . . . . . . . . . . . . . :

IF R SAYS; ‘SKWSR RUNS OWN BUSlNESS’ CODE ‘TELJ;EfdPUJ~m

R-112

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51. Whrl is the Offiiial tide of (hii) pb? (lk tide lha (ldi) employer a&)

f corn 51.1.

$61.-R(p3.~,?!t!fi-~to2.~\. , sad 1163 ./a, INTERVIEWER: DOES SPOUSE WORK A BUSINESS REPORTED IN SE’XON F

CHECK QP. PAGE F-47.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

52. Wh~sonofwork&@e/shc)doon(hi)mainjob? ~eUmrtiu*morcaban*l(l&hc)docr)

LLU #HOURS

Xc41

xc(7

a sLl_Lu_l_uJ_u_LLL~

NONE ................................ oQlxmKm DoNTuNow ........................ ..-

-1

~Harr ........................................ . 3 week.. ...................................... . 1% 2 Mmlh ....................................... ar Y- .......................................

Yea *5

......................................... olha wBCnw

Lie (@

96c-7 51. Abwbwmmyanpbyayakfathisampmya~apnimia i&ujing alI bcaimns? (Is i! fewer lbl 10.10 UI 19.

20~99.100m499.crwr)or~~~~(~uJ( +j&_e

%WlL( Cram Rb3. X311\ ixi,\ a-T b

0 mtnt b&~n+l&# rcde A jw, ic wohcj kw

LardlaD . . . . . ‘. . . . ...! . . . . ...! . . . . . . . . . . . . . . . 1 1om19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 mm99 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 1000499 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 mamm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

R-1 13

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OR SINCE I9 l_l__l

LESSTHANAYEAR............................ 01

NBvER!xOP ................................. 86 -I DON-rKNow ................................. 98

. ls(lKkho)covaedoothisjobbyrImioo~aoployeo-rPPduimammcl? )&I7 yo .......................................... No ........................................... L 5_-

)(-/=jf)g g3 :............. wPsg; ::::::::::::::: $ ~ . . . . . . . . . . . . . .

SPOUSE IS SELF-BMPLOYRD

(OFFlClAL JOB TITLE)

621.

622.

623.

INl’ERVIEWERz DOES SPOUSE WORK FQR A BUSINESS REFORTED IN SEcnON F! CHECK 422, PAGE F47

YES....:..................................... 1 No . . . . . . . . . . . . . . . . ..*...*................... 2

Wbsindusrydar@Jhe)~in? nmtk,wh8IdoIkyQam8k? wmtiu6ualy6m@cwe)~watill?)

111 OR SINCE I9 l_l_l #YEARS

R-l 14

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652. I’~1~~~tJelrfmhte. kechcrcJnyrcllemmca~rp~fmm~~pbumcrsOrhhc)ic~ dnwing tenem plylnem?

>tr7ct I yes . ..I.......... (GO’fOQ.653) . . . . . . . . . . . . . . . I# No . . . . . . . . . . . . . . . (SXIPTOQ.88) . . . . . . . . . . . . . . .

q

653. How many such plans doa (hehhc) hwe?

1LL1-1 I PUNS-NOT YET RBCEIVING BENEFm

R&JRD I PLANS IN BOX AT 4.66. NRXT PAGE

l

R-I I7

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66. I I I I#OFPLANS

(IF R ASKS: 401-K 403-B. ESOP. SRA. THRETLSAVINGS. SlQCK/PROFlT SHARING ARE AU TAX-DEFERRED SAVINGS PLANS.)

XC @by. =2,3-h hit. =2 68.

69.

10.

71.

(SHOW CARD 11) I Would like I0 know wh PIbd typofphnthisis. Onthemostcommonpcnsionor mtimnau ph. the monthly retimnmt tenetit paid is tlsdlybrpedallfamtiinvolvingage,~of suviceuldsd8ly. baklphs.mcaeyk acTcumuluedinaa-tfayalmuilyolu rrtuancnr) Is @is/b@ (fusunc.xK) plal like the fmnuh plan Q mc -1 plan?

69.1. HOWlWighrc@c/dw)bOXlh!r)re plan?

(LF R ASW: INCLUDE CONTlUBtRlONS THROUGH SALARY DEDUCllONS. UNION DUES OR OTHER SOURCES)

PLAN 1

trrrimor mimnm~...(GOTOQ.68.PLANl) . 01

kxdcfcned savings . .(SKIP ‘IO 4.76. PLAN I) 02

)cbp wmm wkoa -v (GO TO Q&i& PLAN 1)

z0N-r KNOW WHAT UND. . . . . . . . . . . . . . .fGO Tu 0.68. PLAN I) . 98

+muIh ..... .(SKIPTOQ.69.1.PLANl). ........ 1

kunuu. ..... (SKIPTO wL%J) .76. ......... .2

3ab.. ...... .(GOTOQ.69.PlAN I) ........... 3

)oN?KNOW....(SKIPTOQ.69.1.PL4N1). ...... 8

S_l_I_U_~_~-U-u,I

. . . . . . . . x.ctt?N . . . . . 999999998

X7712 - Ll-1 rp.

. .:;.*-+.*;;;~yg,$g$-

. . . . . . . . . .

yo . . . . . . . . . . SJ

DON’T KNOW. . . . (SKIP To 4.72. PLAN 1) . . . . . . . 8

!q’rs 06 I I LI I IPERCENT

OR

( qgoi sLu_l_l_lLL’-~

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DON-r KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . 5991

wmk ............. ........... .ywoog.:::

YCr. ...........................

DONTExPEcr Bm . . . . . @KlPTOQ.74.FUNl) . . . . . 7%

. I

R-1111

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67.

69.

69.1.

‘10.

Tudefemd ravings . .(SKlP To Q.76. PLAN 2) 02 TsxdcIund swings . .(SKlP TO Q.76. PLAN 3) 02

cnh 6pEcc=Y) olhu WECM) x7002 -7#f (GO TO Q.68, PLAN 2) (GO TO Q.68. PLAN 3)

DON-T KNOW WHAT DON’T KNOW WHAT

DON-T KNOW. . . .

_I IJ 1 IPERCENT I I I.1 I IPERCENT

sl_lL_LlI_LL~ x5 0 070_Ll_l_LI_!__l~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DON-r KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

week . . . . . . . . . . ucalh . . . . . . . . . , . . . . . . ..i.....................* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

IN I_l_l YEARS IN l_l_l YEARS (GO TO Q.73. PLAN 2) GOToQ.73.pLAN3)

DOM- xNEFns.. . . . -k_ %%JSKlPl’OQ74-3) -b .(SKlPTOQ.74.PUN2) . . . . . , .,...

R-119

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74.1. AbmubowmDcbpammtbwaddOw(Jr) IUXin?

75. INTFRVIEWTR lsTHFREANoTHERpM1

PLAN I

wad: ............ X!lkrS.. E ...........

................................ $:

................................ z&EclFYj t. E ................................... ,

-7&Y Redunow ...... (GO TO 4.74.1. PLAN 1) ....... 01

Bar& lua. ..... (GOTOQ.74.1.PLANI). ...... 02

~~...(SKlPTOQ.‘IS .FUN 1) ....... 03

. ........ (SKIPTQQ.7S.PUN 1) ....... 04

DON-TRFJOW...... (SKP TO Q.75, PUN 1) . . . . 98

DON7 KNOW . . . . . . . . . . . . . . . . . . . . . . . . .

WC& ~::::::::::::xnn:l~::::::::::

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

R-120

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14

.

74.1

75.

......... Yerr .........

Bcnefu now ......

Benefu hta. .....

mlcmslL...~KlP50Q.7S.PLAN3 1 .... 03

NochinS. ........

(SKIP -ID Q.75. PLAN 2)

DON-f KNOW. ..... SKJPTOQ.~~.PLAN 3) . 98

....... e.. ....... ~.5.cw/. ..... DON? KNOW ............................................

,yeee+&

........ .....................

.......................

............

R-121

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76.

78.

79.

80

81.

SAVlNGS PLANS

Dcul&&@surcalyIIukeeauriauioarPlhisPplm? (IF R ASKS: INCLUDE CONllUBLTIlONS ‘rmOua! SALARY DEDUmONS. UNION DUE.% OR OTHER SOURCES.)

RougMybowmudtmmeyisinO-1U pmsau? (~EwMTHEAMOUNT~OF ANY LOANS AGAINST THE ACCOUNT)

cm(h?&bs)tmmwrpiMlJlalacunml?

SAVINGS PLAN 1

htiflorSavings . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 31KMO3BIsRA . . . . .:. _. . . . . . . . . . . . . . . . . .‘. 02 mm sharing . . . . . . . . . j(qg.)j&. . . . . . . . . . . 03 lock purchase. ESOP . . . . . . . . . . . . . . . . . . . . . . . 04 llher (SPEcm -785 QNTKUOW . . . . . . . . . . . . . . . . . . . . . . . . . . ...98

ONTKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . ...98

cluq l-l- -_ LI I IPERcErrrOR

sl_ll_LLlLLL~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -’ pod . . .

K)N?RNow........................... 9998

::::::::::)(qq::::::::::::$$ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

..................................

.(OOl’OQ.79.1.F’LAN I) ......... ~~~~~.(SKlPrOQMLANKAN) ,. ...... <:, XINTKNOW..(SKLP?OQ.BO.puN1) ........ .I

Ma3 1-I Ll I l_lpERcmr~

$$q SLlL_LLl~J_J_I . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

QQB

DON-T KNOW ........................... 999 Hre& .......... blomll ......... &umr ................................ Ya .................................. Dun? (SPEClFYl

Y_lJ_U_l_IUU DON-r KNOW . . ..j&+j$s b.. ....... 999999#

TOQ.821.PLANl) . . . . . .

..(GOTOQ.82RAN I) . . . . . . . . . i.%%&SKlP7oQd3.- 1) . . . . . . c k-r KNOW.. (SKIP TO Q.83. PLAN 1) . . . . . . . . .

R-122

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16.

n.

78.

78.1.

79.

79.1.

81

SAVINGS PLAN 2

td1aswiny ......................... 01 OK403B/sRA mfil Shainp .. --$I~~~:::::: ......... leek puldusc. Et.sOP ....................

nha (SPECFY) 10N”l’ KNOW .........................

WON’TKNOW,......................... 98

WN’T KNOW. . (SKIP TO 4.79. PLAN 2)

‘uqrq ,y”“‘I” I I LI I

XP sl_u_L~LI-I_I-I . . . . . . . . . . . . . . . . . . . -‘mm . . . . . . . . . . .

m-r KNOW ........................ week ............

.............................. feP ............................

)rhp w=JJv .._

.(GOl’OQ.79.1.PlAN2) ::@4%~.(SKIPTDQ1#).pLAN2)

..... .. 1 ..c 2

3Oh-T KNOW. (SRIP TO Q.80, PLAN 2) ...... I .

I I LI I I IPERCENTOR

DON’TTW .......... ., .............. 9991

........... Qumu.. ...........................

z3tY93T .(GOTDQ.82UN’i2) . . . . . 9. (SKlPfoQ.83.PLAN2) . ..g#

DOhiiCNO~.:(SKJPlDQS3.PLAN2) . . . . . .

..(GOlOQ.SZl.F’LAN2) . . . . ~~~~..(s~PTQQ~LAN~) . . . . K

s_ILL-U

.(GOlOQ.823.-2) ..-.f .(SRlP?OQ.83.-2) . . . . 3.r

GOTOQ.83.-2 GOTQQ.83.-3

SAVINGS PLAN 3

hihor savings . . . . . . . . . . . . . . . . . . 01 OlKAO3B/SRA tofu sharing

. . . . . A/k()& .:..:. ‘:: ; . . . . . . . . . . . . . . . . . . . .

iloapycbop.ESOP . . . . . . . . . . . . . . . . . . . . . M hha (SPECIFY)

c

KIN-T KNOW . . . . . . . . . . . . . . . . 98

ION~KNOW . . . . . . . . . . . . . . . . , . . . . . . 98

.(GO TO Q.78.1, PLAN 3) . . (SKIP TO 9.79. PLAN 3) . . .r,:

. . . . . . 8

I I lJ l_lPERcENr

. . . . . . . . . . . . . . . . . . . . . . . ...*... Iper DavrJ@aw ........................ WC& ......... x.y~a:\::I::::::I:.

“A

H”“b::::::::..:.: .I.. ............. ti p! .................. ~(SPECDY) .............. _!f+g

..(WTOQ.79.l.RAN3l . . . . . 1 iii%%%kJSKIPl'OQQdO.-~ . ...6

PTOQ.SO.PSAN3)‘...... 8

131_I,LI_l_l_l PERCENT OR

,i sl_ll_LLUJ~~~

. . . .._.__.....................

..................... ........ .;).J .....................

R-123

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83. U(h&hc)=d~dmcncyh~ emaSmw. cmlkf OIJrhc) whthw someofthefmldsinlhataaoull? (CHECK ‘YES’ EVEN IF WITHDRAWAL INvOLvEsF%NALTY.)

84.1. whal P+G- would (hzJsk) lose?

86. lMERvEwERz LSTHEREAN~PLAN?

SAVlNGSPLANl

Yes ...................................... .

No.. ............. X%3I .......... .s2 DONTKNOW .............................. .

. ........ (SKlPTOQJU.PUNl) .......... 01

some. ...... .@O TO Q.84.1. PLAN 1) ....... r3.H

b.. ..... (SRIPTOQ.83.PLAN 1) .......

OIbo WEcm) xwm Km ml 084.1. PLAN 1)

-b (ig33 ii_- I I I Ll I IPERCENT --

OR 1772q Sl_U_I_I’u~-I-1

bwlyadlsmck ........................... 01

Mosllyo~ilummcrniq.. ......... ..'. ..... .oz

Split .............. jw??kt .......... ..a

Dofvl KNOW ............................. Pl

YBS.. ....... (GOBACRTOQ.6761.lUN2) ...... I ...

NO............(GOTOQ d&l ................ .

X503(@ SLLLU-L-LU-LA Narswci.............................. @XUXl%O -1 DON-r KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . 999999998

81.1. Aho~uk whu uhu badn paymaws does @&he) expa~ IO tuxivc fmm @hisMae) aha pcarim pl&) from IhiSjCb?

NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p”/ Dm-rlcNow . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . a

R-124

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83.

84

84.1,

8.5

86

YU .............................

No.. ............. No .............

NW.. ...... (SKlPlOQ.SS.PLAN2) ............ (SKPTOQ.83.pzAN3) >ijW .....

OR OR

_LlLJ-1-f

split ..............

.................................

............

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88.

)(5’rOl Yes .............. (OOTOQIi8.1) ............... I No.. ............. (SKlPTOQ.92) ............... c5

88.1. Ls this a second job. the miliury hwQ. (his/k) own business. or what? (CODE ALL THAT AF-PLY.)

Saadpb ......... (SKU”IDQ.89) htiwy ........... (SKIP fo Q.89) ::::::::::::::&&,j Business.. ......... (GCn,QsS2) .............. Otbu wBaFv

AIf ko+ &(J_j *

MIP To a.891

881 ma DOfS R WORK FOR A BUSINESS RBFORlED IN SECIlON E, CHECK 422. PAGB N7

YES .......................................... 1 No .......................................... 2

91. Abatchowmucbdm@chbc)cmbcfacuxcsfromlbexMhapbr?OIIh*prhour.MClLmaruh.yor.avhm?)

)6')0q SLlLLLlI_LLI J-I-1

w Ia NONE . . . . . . ..*......................... DONTKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . .

z -1

E . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . r Y W& . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . v E . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . g

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ocha GKCIPO -07

92. ThhrliinglbolnJ1(birlba)atrrmcw~fapy.doaowhhc~conddcrolim+l~~bcvorl6as~~~-prc- time? (IF S IS LAID OFF 011 A SEASONAL WORKER. ASK ABOUT ‘JOBS WHEN S IS Wm..)

x511 J Fall&e . . . . . . . . . . (GOTOQ.93) . . . . . . . . . . . . . . . . pm-cimc . . . . . . . . . . (SKIPlOQ.94) . . . . . . . . . . . . . -.. :

R-126

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WORJf HISTORY FOR SPOUSE’S CURRENTLY WORKING FULL-TIME

93.1.

#913 932.

)ts’I\q

933.

$51 I(

93s.

)(7%

93.6.

xsw

93.1.

x5\ \q

93.8.

U-1 #YEARS

NONE OR LESS THANONEYEAR..(SKIPTOQ.93.9) . . . . . . . . . . . :: 01

Now.IMOMting(hismcr)currcnlpb.hr(hJtbc)cvphrdrfulllmepbchui+rcedfor~v+arsormM?

Yes . . . . . . . . (COl’QQ.933) . . . . . . . . . . . . . . . 1 No .,.... . . . . . . . . . fSRIPTOQ.93.9) . . . . . . . . . . . . . . $5

1wm1mkmwlbourIile~nrhpb~)M wouMu)worl:far- Ckyll(hJdw)rlf- UlIp+d,Wvhr?

. . . . . . . . . . . . . . . . . ..*.............. 01 iizgigi...................,.............. u2 OlhcrfspEcIFI) H-7

whlmofdnu(wshe)~wbm@c(hc)kfllhepb? (-TdlllU~blk~lboolWbUtbJlheldid.)

wlmdid@JI&)Qan~mduIjdl?

19l_l_I 0

Whcndidfhdshc)aopwakingattha~jab?

lCn_I_I

ma0 gllJII~lJIIuII - --- ___ __

NONE.. ................................. DON7IwOw..;;~~.

Ipoesa, ......................... 9999998

-\

....

jqsr>\ Hour ......... ............................... my ......................................... p ‘? we.. ...................................... aw .

G ....................................... 04 ....................................... OS

......................................... ~~SRcIM F-7

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x5132 ye .............. (GOTOQ93.10) .............. I / No.. ............. (SKlPlDQ.5’3.11) g ............. f>

93.10. About how many years in total did @e/Sk) wxt Pur-dm?

XSlZ 1-L1-1 YEARS

wbj 93.1,. ndokiog now of lk fuuue.“-does @eMw) M m sop -8 full-~?

IN I I I I IYLARS OR AGE l_l_I x 3333

NRVER STOP . . . . . . (SKIP TO Q9SP. PAGE R-133) .m DON7 KNOW . . . . (SKIP TO 49520. PAGE R-133) .9998

-I

YSl35 yes ............... ..(QOTOQ.93.l3) ........... No .................. (SKIPlOQ.9%2QPAQER-133); 5 ~~KNOW/DEPENDS..(GOTVQ.~~.I~) ........... 8

NEvERslvP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DON7 uNowDEPEms.. . . . . . . . . . . . . . . . . . . . . .

(SKIP l-0 Q95.20)

WORK HISTORY FOR SPOUSE’S WORKING PART-TIME NOW

LEsslHAN1YEAR . . . . . . . . . . . . . . . . . . . . . . . ...’ 01

W.I. Sii (h&he) was 18. has @&he) ew warted full-time for 9ay-includinS my rclfv IIldlhCIlli!iOry?

ys128 Ya . . . . . . . . .._... (GO’ToQ.942) . . . . . . . . . . . . . . ‘3 < No . . . . . . . . . . . . . . (SKIP TO 494.14) . . . . . . . . . . . . .

941 Howmanyyamb(hchbe)wrkedfdkimefmallar~dibcycd) (Rar@Y~maYrcpR)

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94.3. INTERVIEWER CHECKPOINT - SEE 0.942

SPOUSE HAS WORKED 5yuRsoRHoREFuLL TIhfE OR DK . . . . . (SKIP10Q.94.6) . . . . . . . . . . . . . . I

LESSTHAN YEARS (GOlVQ.94.4) . . . . . . . . . . . . . . . 2

In wlul year did (hJdr) La wok fuIl-Iime for py?

19l_l_l

X5D3

94.6.

xsw

94.7.

sl -- --- 1 I IJ I I LI

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DON-TKNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

a=J& -I

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . or ITlr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

z *I

. . . . . . . . . . . . . . . . . . . . . . . . . ..*............ pr z

M”m . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . M-

.,....................................... =mRQm : -9

@KP m 94.14)

Incl~gnyrllvmpbplanmd~~ancntpb.fabow~dillaslcrmpbysl~(hetdu~~ inftwimejobslaling~aa?

Ll-J-l *RMPLOYER.s

IvmIU)bmw&calbe~fuflMshncjDb(hJhc)hrb. Did@JBe)watfarmmr CkC.wUbMd =ff-=Pb=f.a*

sm%anIcek? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

=s ; -1

Whumofwa!cvms(lMhe)doiqwha@ctsk)kf~ihupb? (-MmerliUkmarrrboln~~) did)

Whadid(&Wr)smlmrLingrdlujob?

19l_l_l

R-129

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NONE ................................. w -I DON7 KNOW ........................... 999999998

Hour xsN\ ........................................ a( 1% DJY ......................................... K- I W& . . ...................................... w 3 umlll ....................................... 04 Quma .......................................

Yrn . . ....................................... 05&

elk WECFYI r-7

w.13. fnwwhuyardid(h&k)hsllunkfull-timerow

x 5 I q3 19l_l_I

94.14.~~occhefuauc.doa(hchhe)apsl~dormYf~-rimcvrorl:f~a

WY3 E . . . . . . . . . . . . . . . . . . (GoToQ94.15) . . . . . . . *... I . . . . . . . . . . . . . . . . . ..(sKrPToQ94.l7) . . . . . . . . . . r5

DONTKNOW/DEPENDS..(SK~P‘FDQ.!J~.~~ . . . . . . . . . . 8

FM ru k-&-~l I tz DON? KNO /DEPENDs . . : . . . . . . . . . . . . . . . . . . .9998

94.16. wk 911 An+ru+rcyr &es @Ckhe) CXPCCC IO naP walrinl f~-~~?

gs\y; 3% LU-LIYYJI~ OR l_l_l AGE x3330

(GO TO Qs4.17) (GO TO Q.94.17)

NEVER STOP ...... (SKIP TO Q9520. PAGE R-133) . p -\ LxJN’TlCNOW/DEPENDS.. (GOTOQ.9417). .. ...... .9998

)(5Wb 113 I I I I IYEARS OR 1-1-l AGE x7731 (sm IO Q95J@ (SKIP TO Q.9520)

NEVERSTOP . . . . . . [email protected]’5W . . . . . . . . DONTKJVOW/DEPENDS..(SlUPTOQ.%3o) . . . . . . . . 9996

WORK IUSTORY FOR R’S CURRRNTLY RRTlRewDfSAR~, HOMeMAKGP. SI’IJDRNTOROTHRR

9% Sii(b&be)vmsl8ho@dshc)wuMtcdfUn-timefcr~

x530\ g . . . . .._....... (GOTOQJ5.1) ..,............ 1 . . . . . . . . . . . . . . . (SKlPTOQ.9S.I2) . . . . . . . . . . . . . rT

I R-13U

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95.2. INTERVIEWER CHECKPOINT - SEE Q.95.1.

SFOUSEHASWORKED SYRARSORMORE FULLTJMEORDK .(SKlPTOQ3SJ) . . . . . . . . . ..I.. I

usSTHANsYEARS (GOTOQ953) . . . . . . . . . . . . . . . 2

95.3.

#SW 95.4.

xsali

x5N

95.1.

x7Llrq

958.

xwo

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dcwr lorow . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

gg -I

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ay . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . z ‘18 we&........................................ fw a

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . &%.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . M ii Yes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . olha (SPECM) Ju -3

(SKIP n, Q.95.12)

LU-I #EMPLOYERS

someone& . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 sle&&clclti................................ 02

p-l

U’lstmofwockww(lwAhe)Oin(wha(h&he)kftihupb? l-Tdlmeati~kwc.lbau.‘f=@JBc) did.1

R-131

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95.9. Inwbuyurdid(hc/shc)aulMLjnl~Ihocpb?

XSP I 191_1_1

95.10. InwhaIyurdidou/rhc)slop~ng~ihujob?

xsw 19l_l_I

95.11. A~JL how much was @&he) earning before taxes wita (h&he) sqwi? 0s UUI per hour. week. mad. yey. Q WhaI?)

xa3 Sl, I.1 I I I.1 I I l.l_LI

NONE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I1oppeaaa, -I wm-rnaow . . . . . . . . . . . . . . . . . .: 999999wa

)tsw Hour . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 07 16 my . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92- 1 WC&. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . w3

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04 z . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . 03 Yea......................................... 06 Ofk (seE_ p -7

95.12. since (h~thc) wu la. BVC thae my yem when (bchk) (May) waked pn-chne for all Q mea of tk ycu?

x5215 Yea . . . . . . . . . . . . . . (GoTOQ95.13) . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . (sKIPTO4.95.14) . . . . . . . . . . . . . P5

95.13. Fa~lbow~yyarrda(hJdr)~PPL-dmc(f~rllormoadI&yar)?

XS’yb LLI #YEARS 95.14. Dc4?,s(l&Ie)upcpmprorlrfafayiatifuMt?

)(s317 yes . . . . . . . . . . . (MI l-0 QSS.lSI . . . . . . . . . . . . . .

bht: ““‘.

. . . . . . . . (SKIP To Q.95.20) . . . . . . . . . . . .& y

95.1s. hvM7cal &a (h&he) expccl to Qm !mki@

X5318 XpJ LLLLI YEAR 5

DON7 KNOW/D-S . . . . . . . . . . . . . . . . . . . . . . .

95.16. Winmydch*befulkimevmfk?

)mFI 2 . . . . . . . . . . . . . . . . . .(Go To Q.95.17) . . . . . . . . . . . 1

t . . . . . . . . . . . . . . . . . . . (SKlPTOQ.95.19) /r 5 . . . . . . . .m..

DON~K?~OW~DEPENDS..(SK~PTOQ.%.~~) . . . . . . . . . . a

95.17. I%$& dces(wsbe)upeamsmlwafrhUft96w?

)(s>>o rp---l ’ I DGT ii7fzsms . . . . . . . . . . . . . . . . . . . ...* 99911 :

R-132

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x522\ ~hJU-‘_‘-~~~ OR I-‘-‘AGE x7732 (GO TO QSS.19, (GO TO Q.95.19)

NEVERSTOP . . . . . . (SKZPTOQ.9S20) . . . . . . . . . . . m -I Wc\e*

95.19. W dots Wshc) upccr u) srop working for py Juvgehr?

y 5323 &_I_I_I__I YEAR $ OR l_l_l AGE

NEvEFTsrOP ................................ m -1 DON? KNOWllEPENDS ...................... ,999s

9530. RNII OF SPOUSE SECTION. REhWlMNC QUESnONS IN THE SECTION APPLY TO R AND SPOUSE.

(GO TO Q-96-l

R-133

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. I

THISPAGE INTENTIONALLYBLANK

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96. err ycu (or yam ~udmnd/wif~l) currentiv rsciving Sccii Sausi~y bcdu payments. ar my cher type of pawon. mimne~ or &sbiliry bedi: p)m?aU? (DO NOT INCLUDB SUPPWEKTM SECURlTY INCOME ISSII. -VIEWER: IF R ANSWERED ‘YES’ AT Q.17.1. PAGE R-95 OR S AMWERBD ‘YES’ AT Q.6S.l. PAGE R-I 16. THAT PENSION SHOULD BE RBPORTED HERE.)

yes .............. (GOTOQ.%.l) NO.. ............. WWTOQ.%.PAGER-1%).

........... . . . . ;I 5

%.I. Do these ialude scci!al saluity lIenem pymau7

x53oa Ye¶ . . . . . . No _.... . . . _ . . . . _.

(GOTOQ.961) ............... (s~&‘.TO.Q97.1) _ .............

%2. Art you bMh receiving Sdi Sechy p_ OT ir dy m of you? (Which o%?) INlXRVIBWERz CHECK PERSON(S) (RESP. SKXJSE) U-4 Q.96.3. THEN ASK FfXLOWUP

QUESflONS 964-96.6 FOR EACH PERSON CHECKED.

%3. RBtzIFmNT--,

.......

................. ......... ....... .

Page 137: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

97. AR you (or your Ihurbmd/w~clpnnal) a~rrntiy -iv* amy g& - pM;m 0I diaWity knclit payments?

xei313 ;; . . . . . . . . . . . . . . ~~‘C’$~~; ::::: :::::::::: 2 r . . . . . . . . . . . . . . .

97.1. Not counting Sad Secti~y. how mury f’h~ml. pcnrim a dinbitily benUi1 pymmU arc you (and yaw [husbmb’wifelpuurr]) cumt~ly rmiving? (DO NOT INCLUDE INCOME FROM IRA AND KEOGH ACCOUKIS ALREADY RBFORTED.)

I-?-I # PENSION/DISABlLllY PAYMpm

97.2.

973.

97.4.

975.

91.6.

91.7.

978.

91.9.

LLL -_ I.1 I I LLLU-J-1 I I I IJ I I _-- --

v3-i~ =FtY30 ysw .suJp . . . . . . . . . . . * ps sloi, . . . . . . . . . . . -rlgsa slop . . . . . . . . . . d* ~~.TKN~~ Dor&TKNKN~ zg%s”

YlZi.(REASK 491397.9 YBS.(RBASK 497247.9 YES- Q972-979 COL #2) . . . . . . 1 CCL 83) . . . . . . 1 COLM)...... 1

NO..(QCXJQJI?)... 2 NQ..(GQ1oQ~... 2 ta.@J~Q~--.:

FIRST BENEFIT ..SECOND BENBFll THIRD BENEFll

Respondcra . . . . . . . . . 1 Rmjmd~U . . . . . . . . . 1 Rapmdcnc . . . . . . . . . 1 SpwpJRrmcr . . . . . . . 2 SparoJRrmer . . . . . . . 2 SpauJPMner . . . . . . 2

X5315 x5x0 xs33 \

c-job X53lb pcasia . ..*.. . . . . ~. 01 ~?x?.x!% ~?X.X3x4 01 Pamjobpeluim . . . . a2 Pasjnbpmsim . . . . D2 DiSUily 03 Diabilky . . . . . . . . .

FnljTbpcluim ..” E . . . . . . . . . 03 ~Dipbilirr . . . . . . . . .

Miliy . . . . . . . . . . ‘04 bmimy . . . . . . . . . . 04 laimy ..,. . . . . . . . 04 w&+F&o$ sP-mw=&g sF+J=~gyyJ

l&l* YEARS )(53J7 111 li YEARs)(gJs l__Ll I yEARsxfj3 OR x773b OR Xl738 OR X774(

SINCE 19l_l_l SINCE 19l_L_I SlNCE 19L_Ll

Y_I_I_U_L~I sLI_LlL-LI SlI_U_LlJ

Muuh . .X5.?!? .$4r htmlh . ?F%??fk hkmtb .x !m. !!!

Year x?!! s Yw.. . xX327. !$!I Yes.. . xsx.% . . .

z . ...xsnp;l ; . ...xrs3y

. . . . . . . . . . . ..i . . . . . . . . . . . . . . .

r . . * .xm&g’

. . . . . . . . . . . . . . . 4

YES.(GOTOQ.SV.~) I YTS.(GOTOQ.97.S) 1 yEs.GQToQ~s) 1

NO. (SKIP TO 4.97.9) 2 NO. (SKIP70 Q.97.9) 2 NO. (SKIP50 Q.979) 2

BESURETHATNUMBRROFB~ RXORDBDINQ97.1AREALL~~ M Q.97.2-QS7.9

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“..“““” . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . *.

OR

R-137

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99. Have you (a YOW I husbmlbife/pumrl) ova nceived a ash aulcmemfmmapcnsiatarcLirc~plylo~~previcus jOb?

ysso\ ;; . . . . . . . . . . . . . a&oQ.~-l.l; : : : : : : : : ::: :: : : + . . . . . . . . . . . . . . .

98.1. How many diffaml cash scuJanenl5 ha-2 YOU (or your ~hrabuldlvrifel) received?

982. Who received (Ibis/

985 INfERVIEWER IS mEREANulHER

X560\ yes . . .._......... (GoToQ.99.1) . . . . . . . . . . .._.. I

No . . . . . . . . . . . . . . . (SKIPTOSECTlONT) . . . . . . . . . . iS

YES . (ASK Q.982-Q!?83 c0L.q ..... .l ccd”#4) ..... 1

R-138

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. . . . . . . . . . . . ~X.5.5.!2... : ““““‘S ~.xn!t?..:

YES (ASK 4.9824985 col..#s) . . . . . . . . I GOTOQ.99

R-139

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99.6. Wbm da you orpea tkseknefirrm SUII?

99.7. About bow mull pumalmdoyw UpUXlhlu,bC?

99.8. lNTERvlEwvlz lsniEBB

. . . . . . . . NONE . . . . . . . . . . . . . . . . DoN-rKNow . . DONTKNOW . . .

Mmlll . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Ms. .@EASK YES. .(RBASK. yEs..(RFAsII .!‘, .‘~.,:” Q.95SQ99.8. Q.%+QsS& QS924299r. ,:/, C0L.B) . . . . . . . 1 cat) . ..*.... 1 ..’

ax,n,,. _..~;Y;~;,;y::

.,,

No...(sKlPTo No..JsKlP-m l+j_ . QKjpro^’ .,~,;3::, .‘,::~ SEcnoNT) . . . 2 sl3xKlNI) . . . . 2 ‘, s§cnaNr) . . ..c

R-140

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Bach. .(GO l-0 Q.99.4). . . . .

SI_lI_I_l_lI_I_I_I S_U_I_LlI_LL~ sLlI_I_LlL~-l-1

. . . DON’T iNOW

. . . . . . . . .

. . . . . . . . .

YES. .(REASK YES. .(‘REASK Q.592-Q.996, QJ9lQYLU. c0L.E) . . . . . . . . . . . . . . 1 c0L.F) . . . . . . . . . . . . . . 1 SKIP TO SEcnoN 1.

NO...(smm NO..maPTO SEcnwT) . . . . . . . . . . 1 wr) . . . . . . . . . 2

R-141

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_ I

THISPAGEINTENTIONALLYBLANK

R-142

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including bonuses. ovatime and &mmisSbns?

MTERWEWER:

1.1. WAGES AND S&ARIES?

12. Did fyoulanyone) have income a Ioslc5 fnml1 pmfelsiaapl pwia. businesorfaml?(Glbcrdmnwagcsa -1

13. . mm-nuble invcrmvnu nrh s mlmicipal bowls?

IJ. . . dividwdr? xsaoq

1.6. . . . ne1gninsalossabunlbesle0f YS-III SUXk3.bdS.OIdtSlSlC? 15.14

1.7. . . netrenl.mKIinume.afoy~ frun~yothainvcsma tOrt&liUS?

YS?gO

1.8. uncmpbyment or worker’s COmpcrr9don?

x 5Jl’J’

1.9. . ..CbildarpponatiiyWhiCh youayourfmilykfetui*c?

xs;lr7

1.10. Did hd~YalC) ban? pcome fmm XVI 9 ADC,.tFDt.fc&smqn.amkz -- 2lb . formsofwe~a&ui&rcc.suchrr (SSI only) ssl?

1.11. . . . ilcomefmlnsachlSecmilya x572 I otbupsias.mmuiW.aocbcr 17L 21r diubihamimemprwmrl

Es

-

1 -

I

-

1 -

1 -

1 -

I -

1

-

I -

1 -

1

-

1

-

1

2. In ti. how much income fnnl (SOURCE) did you (md your fuaily) lueive in 1991. befat deductions la uxes yd rnylhblgclse? IWTUTE LOSSES ( ).I

LI_l_l_U_l_lCU_I_l_I

x5710 u_LLu_L-~~_Lu II I I lF’li2 ___. _LLU_LL

)I I I Fiq --- _l_l-U-l-ld

sl I I m!!t I --_ _- --I-

vnit II_LL_u_~_~u_LL

Y_lu+!_E%-l-

l-143

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REFUSED . . . . . . . . (CO TO Q.4) . . . . . . . . . . 99999997 DONTKNOW ,...... (WMQ.4) ._..._..... 99949998 ADD UP Q2.1-4.2.12 ..(WTOQ.4.7) . . . . . . . . . . oooaxx)l

Yes.. .............. (WTOQ.4.1) ................ 1 NO 2 ................ (WrOQ.4.4) ................

‘XEFIJSED (WTOQ.4.7) ................ 7 ........... DONT KNOW ....... (Wr0Q.4.7). ............... 8

4.1. WlcilSSOMlOamorr?

Yes.. .............. (WTDQ.42). ............... 1 No ................ (WToQ.4.7). ............... 2 REFUSED.. ......... (WTDQA.3 ................ 7

42 wm it s100,ooo ar mm?

Yea.. .............. (WTOQ.43). ............... 1 No ................ (WfoQ.4.7) ................ 2 REFUSED.. ......... (WToQ.4.7) ................ 7

43. Was it S250.000 a mm?

Yea.. .............. (SKIPTOQ.4.7). .............. 1

&UED (SKIPTOQ.4.7).

............................ 2 ..........................

..(SKIF+TOQc( 3’). 7

4.4. Was it S%OOO cf uwc?

Ya ................ No ................

{Goc$4~

REFUSED.. ......... (WTOQ:4:7) ................................................ 7

43. Wa it SlO.OW dmae?

Yes.. .............. (WTOQ.4.6). ............... I No ................ (W TO Q.4.7) ................ 2 REEUSED.. ......... (GOTOQ.4.7) .......... _. ..... 7

4.6. WIIilS2o~amae?

Ya ............................................ No ............. REFUSED ....................................... 1

4.7. IrcbirbPDmcllluranllyhiOh~bwmmprrrdm~puraddapclha’mmrl’ycr.aL~

X7650- Hilh 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..-- _ ..................... z .......... ............

......................................... 3 .

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5. During 1991. did you (~8 mpr in yea family living be) m my alimony. epntim pymm~s. Q child

X573\-? ya . . . . . . . . . . . . . . . . (GGTGQ5.1) . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SXIFTGQ.6) .._........_.... fl 9

5.1. Akogelhu. how much alimony rid/a child ruppon did you (and your family) pay in WI?

%s732 5 LLLU_LLI

If5733 yes . . . . . . . . . . . . . . . . (GGlOQbl) No . . . . . . . . . . . . . . . . &GFTh.7j

6.1. HowmuchaappaIdidpu(aadpcr~y)F@

::::::::::::::::1_ (

xs73y SI IJ I I IJ I I I - --- ---

(CODE AU THAT APPLY)

x573Y aikbmulda1a ................................ Yti73b ChiMUl18adChU .............................. x5737 ppmrr*bW) ..................................

Gnndctli~ .................................. OT GnndParenu .................................... prr Aw,i@ . Siblinp (In-h) ..... . ........................... Niicphcw ................................... Frhd.. .......................................

r5w3 -(SE-

7. Didpu(aycm~~l)f~arQpuapeatof~r1991rodenllrmmcpx~7

xfl +/ g . . . . . .(GOTO Q.7.1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .(SlGPlO SECI’IGN X.PAGE X-149). . . . . . . . . .

NUT YET FLED. .(GG To 4.7.1) . . . . . . . . . . . . . . . . . . . . . REFUSED.. . .(SXIPlG SECTION X, PAGE X-149) . . . . . . . 7 IlGwr KNOW . . .(SXIP 70 SECTlGN X. PAGE X-149) . . . . 8

I 7.1. INTERvrEwEu CHECKPG Nf-SEEHHLP.l.

~...~,,~~:‘:km-G ” ,i:~.~m pw . . . . . (GGTGQ.72) . . . . . . . . . . . . . . . . .I ?

Auolnms ..,..... (sKlPToQ.73j . . . . . . . . . . . . . . . 2

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72. (Did/Wii you IIM ~uU @wbndlwilc)pnner) fi l jOi111 rim. (didtwill) you lik -1~. 01 (didbill) only one of you Ok? (WItid, me?)

XuYb Fik Joindy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I File’Sqamuty . . . . . . . . (SKIP TO 4.75) . . . . . . . . . . . . . 2 OnlyRFile . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 OnlySWe . . . . . . . . . . (SKIPTOQ.7.7) ,.....,.....,.. 4 DON7KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98

73. Didmi y-m (or ywr bshdbifelpnrrrl) Gk a Scheduk C, E or F with yuw mum? (CODE ALL THAT APFlaY.) (lF R ASKS: SCHEDULE ‘C IS FOR BUSMESS INCOME OR SELF EMF’LOYMEBT. I? IS FOR TRUST AND PAR-HIP INCOML AND T IS FOR FARM INCOME.)

xsw7 Schsdukc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 chckerl

)(Y-tqb SckdukE 1.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

XS7cIc) SChUhkF. k& ,Lcktl

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

xs, 50 No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p

7.4. What (was/wiIl be) yas (aad your lhushnd’Jwire’3pmrr’r)) mul aljurrd a0 izlame (Ml) cm yolu1991mmum?(wlludoycuthinkilitc?) ([email protected]).

.X575\ s LLLU_LLu_LU

SKIP TO SEllON X ,_,,,.

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(IFRWASNCKMARRED IN 1991 OR R WAS MARRIED TO A DIFFERENT PERSON, ASK FOR ADJIJSIED GROSS DJCOhE (Ml) ON THE FORM R FILED AND NOTE ANY COMWCAllONS IN THE MARcm.)

75. Di/J you tjk a Scbcdde C. E, Q F witi your mum? (CODE ALL THAT APPLY.) (IF R ASKS: SClfEDLJLE ‘12’ IS FOR BIJSITGSS INCOME OR SELF EMPLOYMENT. -E’ IS FOR TRUST AND PARINERSHIP INCOME. AND T IS FOR FARM INCOME.)

w 54 S&&kc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . SchbkE . . .._.._........_..................... 5 &d

X77b0 .SCbdUkF.......................................

%77(rl No x bq)Jaf &ha Ir

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .../

7.6. ~wrsyoclrlollld~~peDme(AGI)oayao’199luxrecrrm? ~doyourhialri~ win be?)

)(710-s I S~_U_lLLLlu-Ll 7.7. Didpu(lt~)~mc-C,&aFwitbplltm? (CIIECKUTHAT

APPLY.)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ,f ch&d

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ b+ ,hA ; TF . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..y

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

78. Whu~~)lOPldjUIlCda~jlYOmC(AGDmyoclr199lux-? ~&yoUchhJric winbe?)

y3b53 SLl__LU_LLJJ-I-I-1

T-l47

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THISPAGE INTENTIONALLYBLANK

T-148

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YeS . . . . . . . . . . . . . . . (GOTOQZ) . . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . .~(SKlF TO Q.9) . . . . . . . . . . . . . ./r $7

I-I- I I) OF INHERITANCES. TRUSTS. OTHER TRANsFEFtS

lllldmu . . . . . . . . . 01

Tnm . x5.wij ‘~:“‘~ . . . 02

xsm Y ::: 1 I I> ,-r “l_lJ~l

DON?. XNOW....:. ‘mmMH

)( 580% “’

191 I I

c3ml@mu . . . . , . . . 01

2 L..r~.@.;.,,3

......... 04

sii ............ ‘a

I!hd ............ of

YES. .@EASX Q3- Q.7COL.r2) . . I

IIiluha . . . . . . . . . . 01

Tnnl w=o~ m . . . . . . . . . . . . .

-7 WOd

I --- --- - LKm7 KNOW . . . . . . . 9999m98

X5WO 191 I I

Gnndpmnt . . . . . . . . . 01

.......... 04

Sibling ............ .03

Fknd ............ .06

-(-Lo

YES. .(REASX Q3-- Q.7CUL83) . . . 1

NQ..(SKlPTo 0.91 . . . . . . . . . . :

MHERrrANcE x 3

llIkIioacc . . . . . . . . 01

IbI AmJ3... 02 Qlh(SPE~

xswi LLuJiuJJ-Lu DON, ,_.

..-...

xms 191 I I

Glmo#mmtl . . . . . . . . 01

......... 01

slbliq ....... ., .... o! F&Id ........ ..‘. . ,a -c==rlL~

YES(GOTOQ.8) . . . . :

x-149

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9. Do YOU (a your [htshandhvife~rl) expect to receive L subnanti inheritance a transfer of asets in Ihe fuuuc?

)wwi Yes . . . . . . . . . . . . . . . . (GO-foQ9.1) . . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . . . . (SKIpToQ.10) . . . . . . . . . . . . . . . # q

9.1. LrIhn;Wyu,involveaLrpunountofmauy..rodcwunauOorrvtur?

)wM lsge . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . g . . . . . .

Ezzkn-l . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

* -3 DON7KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9S

92. INTRRVIEWER: RECORD AMOUNT IF R VOLUNTRERS IT

f I_U~J_LLl'_I_Ll

ma2 10.1

xsa3 10.2

X7bbg

Yes . . . . . . . . . . . . . . . . (DDTDQ.lO.l) No . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . ..l/ (SKlPTDQ.lO.2) . . . . . . . . . . . . .

(

Roughly, how much did (y&yaw faily) mnlrikac?

SI I II I I IJ _ -.--- I I I

During 1991. did you (0~ vlyxnea your family IivinS here) volunlca aIt l venF Of Qy hour Q mmrue&tonychariUbleo tgakbms? (Pkas dD M( include time vohmtcertd for polilial au+r.)

... 1 w-=~ .......................................... .

somcwbulmpcnmt ................................ r(r NaInQamu .................. . .................. . Y R&SD- ............... ., .................. ./ 3

12 Doyou(Niyotu~&paln?r~cxpal0lcrn~rimpblccrolcu,aba?

X-150

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I

SECfION y: RESFONDENT DEMOGRAPHICS

xrS0; 12

wcraj :

GRADES OF SCHOOL

OGRADE ........... @OTOQ.l.l). .............. H -1

ISTGRADE ......... (GO’T0Q.l.l) ............... 01

ZNDGRADE.. ....... (GG-lUQ.l.1) ............... 02

3RDGRADE. ........ (GGTOQ.1.1) ............... 03

4lHGRADE.. ....... (GG’T0Q.l.l) ............... 04

NGFSDE ......... (GGToQ.l.1) ............... 03

taxGRADE ......... (GGfoQ.1.l) ............... 06

7mGRADE ......... (GGT0Q.l.l) ............... 07

8THGRADfi ......... (GGl’0Q.l.l) ............... 06

!mlGRADE ......... (GGTGQ.l.l) ............... 09

1OTH GRADE ........ (GClDQ.l.1). IO ..............

11MGRADE.. ...... (GGTGQ.l.1) ............... 11

1’Zl-H GRADE ....... ..(GGfoQ.l.l) ............... 12

COLLEGE

1YEARCULLEGE .... [email protected]). ............. 13

ZYEARSC0LUZGE.. .. dGGlDQ.13). ............. 14

3YEARSCGLlIGE.. .. .@G’lDQ.13). ............. 15

4 YEARS COLLEGE ... ..(GGTGQ.13). ............. 16

GRADIJATESCHGGL .. .$SGToQ.13). ............. 17

L%lyrJuguahi6llrbod6ipklmap9rhicblcbmleqti~~

yes..........................: ................. 1

No .................................... ........ $ 5

sinccalm~yaufd~bMjvutla4~-~miaialorabpvocrrionJ lnil6ngbnin6lOOhouna~?

Ya . . . . . . . . . . . . . . . . (SlGPlQQ2l

No . . . . . . . . . . . . . . . . (SKlPTDQ3)

Y-1s

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . 5

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Didycuptrcolkpde@=?

yes ................ GO TO Q.I.4) ........... : .... I

No .................. (SKIPTOQZ, ................ J 2-

1.4. What is Iht highest degme you have camcd?

Assaier ..................................... 01

Bachlob.. .................................... 02

MAMBA ...................................... 03

PhD. ......................................... 04

MD ........................................... OS

.......................................... 06

2 HweyalevabemindIemilimIysavkc?

)(SSOL Yes............................................ 1

No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7’ s’

3. Whuisthemonthndycuofyoclrbieh?

4. ke yw Native Amexican. Asian. Hi. bluk, wbii or mmdw ma? (SHOW CARD 16)

alive hmdAlalI ....................... 01

Asinn ......................................... 02

Hispank ....................................... 03

BLEk ......................................... 04

wbill? ......................................... 03

- (SpEcan ps -7

Y-152

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# Chddm (00 TO Q3.1)

NONE . . . . . . . . . . . . . . (SKlPlOQ.6)

-- :23kOkr (OOTOQ52)

ALLOFTHEM . . . . . . . (SKlPTDQd) NONE . . . . . . . . . . . . . . GOTOQ.lrP

)wil3 li BmdmSii (GO 70 Qh.1.)

NONE . . . . . . . . . . . . . . (SKlP1oQ.‘I) . . . . . . . . . . . . . . . w -1

6.1 Howmmymoldathmyou?

I ,

7. INTRRVYRWRR CliRCKPOINT: SEE R’S MAREAl. STATUS IN H-OLD m. P.1.

AWAYMSERVICE . .(GOfOQ.7.1) . . . . . . . . . . . . . . 01 PARTNat. . . (SK~P~~Q.~I.PA~YY-1%) . ..a........ a2

~:~:sEPmm..(sKIPmQd) . . . . . . . . . . . . . . . . . . . . . . 03 : ~~.~~~.~I:,._,:rDNOR~. . . (SKPTOQS) . . .~. . . . . . . . . . . . . . . . . . . . 04 ‘,:,

WIDOWED... (SKlPToQ.lO.PAGEY-156) . . . . . . . . . . . OS ~. +4EvERMRRIELI(SKlPfoQ.14.PAGEY-lS7) . . . . . . . . . 06

I I

Y-IS3

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7.1.

7.2.

73.

7.4.

7.5.

blwbumorldlsndycpwaeyourauried? I I II I I

Mmltl YW

Is Ihis your f-USI marriage or have you ban manied before?

Fiihkriagc . . . . . . . (SKfPTOQ.14) . . . . . . . . . . . . . . . 1 t.fathdBefac . . . . . . . . (GOTOQ.73) . . . . . . . . . . . . . . . . 2

Allogaher, how many lima have pu ken mati&. including yau clJIrem maniaget?

Two . . . . . . . . . . . . . . . (SKlPTOQ.12) . . . . . . . . . . . . . . . 1 Three . . . . __ . . . . . . . . _(GOX)Q.7.4).._____ . .._....... 2 4amore . . . . . . . . . . . (GOTOQ.7.4) . . . . . . . . . . . . . . . . 3

DimyofrbeocmrniPpercndbyywrbdqwidaed?

Ya . . . . . . . . . . . . . . . . (GOl’OQ.7s) . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKIPTOQ.13) . . . . . . . . . . . . . . . 2

CURRENTLY SEPARATE0

a. InwfmmalrhMd)awueyourprucd?

I I II I I MonlJl Ya

8.1. Inwtutyeardidhismarriagebegin?

191 I I

RaehSuppm . . . . . . . (GOTOQJl3I . . . . . . . . . . . . . . . . I NoSvpponlnvolvcd . . . . (SlUPlOQf+.S) . . . . . . . . . . . . . . . 2 Pay&tppx~ . . . . . . . . . . (SKlPTOQ1.4) . . . . . . . . . . . . . . . 3

*,9z

Howmvcbdoyoumceivc?

s Ll_l_U_LI_l

week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..C..... ar3

x5927 UoDch..........,.............................. p g-Lu . . . . . . . . . . . . . . . . . . . . . . . .,. . . . . . . . . : . . . . . . A . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . prc clhu csP!mm p-7

I,;

Y-W

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I

EXCEPT FOR Y8.2.-Y8.5.. ALL INFORMATION IN Y7.-Y13.1.. AND Y21:Y22.7 IS RECODED INTO THE FOLLOWING VARIABLES:

X8001

X8002

X8003

X8004

X8005

X8006

X8007

X8008

X8009

X8010

X8011

X8012

X8013

X8014

X8015

X8016

X8017

X8018

X8019

MARITAL HISTORY RECODES

HEAD OF HOUSEHOLD (H)

total number of marriages (incl. current partner), H (all cases) total number of times divorced, H (all cases) total number of times widowed, H (all cases1 month current marriage (partnership) began, H (only ma?x+part) year current tiarriage (partnership) began, H (only marr+part) month most recently separated/divorced/widowed, H (only seprdiv+wid) year most recently separated/divorced/widowed, H (all cases -- except man/part married more than 2/l) year this past marriage began, H (all cases -- except ma-r+2 married more than 2/l) year next most recently divorced/widowed. H (cur sep+div+wid) year this past marriage began (curr sep+div+wid), H (curr sep+div+wid) age at first marriage, H (all cases) total number of years married, H (all cases)

SPOUSE (Sp)

total number of marriages. Sp (all cases) total number of times divorced, Sp (all cases) total number of times widowed, Sp (all cases1 year most recently separated/divorced/widowed, Sp (all cases -- except marr+2 married more than 2/l) year this past marriage began, Sp (all cases -- except man+2 married more than 2/l) age at first marriage, Sp (all cases) total number of years married, Sp (all cases)

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8.6.

8.7.

88.

8.9.

MWR . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 o*rdJOiUly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02 elk (SRm

s-7

wm . . . . . . . . (mPToQ.14) . . . . . . . . . . . . . . . I HrrpdndMc . . . . . . . . (GolclQ*7l . . . . . . . . . . . . . . . . 2

I*0 . . . . . . . . . . . . . . . (SKlPT0Q.12) . . . . . . . . . . . . . . . 1 . . . . . . . . . . . . . . (QOlOQ.8.8) . . . . . . . . . . . . . . . . 2

4aum . . . . . . . . . . . (GQToQll.8) . . . . . . . . . . . . . . . . 3

Did~yOfrb&MIhgU mdbyycurbriaglvidmd?

YQ .._............ :(GOTOQ6.9) . . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . jSKlPTOQ.13) . . . . . . . . . . . . . . :

How mmy?

11-l I Tm Widowed (SKIP TO Q.13)

CURRENTLY DIVORCED

9. hwh?lalmdld~)a*crrpu~

I I II I I Mcnrn Ytr

9.1. InWbM)a6dcbhmrrnpkgiIl?

.19l I I

91 WUttlIt~tiIS~CChdpubCUlmrriedbdOd

MMrmle . . . . . . . . (SKlP10Q.14) ..:. . . . . . . . . . . . 1 MmkdRdae . . . . . . . . (QOTOQ93) .; .,............ 2

Y-IS5

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93.

9.4.

95.

Two . . . . . . . . . . . . . . . (SKP-roQ.12) . . . . . . . . . . . . . . . I . . . . . . . . . . . . . . (GOTOQ9.4) . . . . . . . . . . . . . . . . 2

4Qmwe . . . . . . . . . . . (GoToQ.9.4) . . . . . . . . . . . . . . ‘.. 3

DidmyofthesemPMgaadbypclrbeingtidowed?

Yes . . . . . . . . . . . . . . . . (GOrOQ9J) . . . . . . . . . . . . . . . . 1 NO . . . . . . . . . . . . . . . (SIUPTOQ.13) . . . . . . . . . . . . . . . 2

HOW Any?

:~idowcd (SKIP fo Q.13)

CURRENTLY WIDOWED

10. lnwbmlnanbd~?meycuxidoycb)

I I II I I Mauh YCr

10.1. la wtm year did lhis mmiue begin?

191 I I

Fmhhi9gC . . . . . . . . (SlOPTOQ.l4) . . . . . . . . . . . . . . . 1 MmicdBefae . . . . . . . . (GOrOQ.103) . . . . . . . . . . . . . . . 2

Two . . . . . . . . . . . (SiUPTOQ.12) . . . . . . . . . . . . . . . 1 . . . . . . . . . . . (GO’f0Q.lO.4) . . . . . . . . . . . . . . . 2

lamax . . . . . . . . . . . (GOToQ.10.4) . . . . . . . . . . . . . . . 3

10.4. Didmyofdmelnmhgcsaldindi*orre?

Yo . . . . . . . . . . . . . . . . (GO’l’OQ.lO~ . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKPTQQ.13) . . . . . . . . . . . . . . . 2

105. now Inmy?

li Tmes DiMlccd (SKIP To 4.13)

11.1. H8veyauewbeammicb?(mrmcardae)?

Yes . . . . . . . . . . . . . . . . (GO-f0Q.l13) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKl.Pl’0Q.14) . . . . . . . . . . . . . . . 2

Y-l%

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112. AI&Y&CC how nuny &es hwe you brm inan+&? @GAL MARRIAGES)

ow ............... (SKPTOQ.12) ............... I TWO ............... (GOTOQ.113) ............... 2 l-h,u ............. .(GOTOQ.113) ............... 3 4 m mut ........... (GO TO Q.113) ............... 4

113. DidnyddIezlmrciqu adhdivorsC?

Yes ............................................ 1 No ................ Wll’TOQ.13) ............... 2

11.4. How mmy?

IWO MMUUAGRS

12 wlmdidyom(f~mmiwbe&l?

191 I I

12.1. Andwhadidltmmmriuecnb?

191 I I

122 Diddmlmmhpaxlirldivorceawaepltwidowd7

Divacc . . . . . . . . . . . . . (SKfPTOQ.14) . . . . . . . . . . . . . . . I widowsd . . . . . . . . . . . . . (SKlPToQ.14) . . . . . . . . . . . . . . . 2

13. AlwhuagcYyalfmlmalicd?

Al I-L- IYeurOlA

I-I-1 0 YEARS (GO t0 4.14)

X602b Ya . . . . . . . . . . . . . . . . GOTOQ.14.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SKlPTOQ.14~ . . . . . . . . . . . . . .# ti- DON7KNOV/: . . . . . . . (SKPToQ.14.2) . . . . . . . . . . . . . . 8

, 14.1. wbuLbp*?

N&a7 I -I_ lrrp

Y-IS7

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I

Ir yuw Iadler sill living?

Yes . . . . . . . . . . . . . . . . (GOToQ.143) No . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .> (SKIPTOQ.lS) . . . . . . . . . . . . . . .

$

DON’T KNOW . . . . . . . (SKlPTOQ.15) . . . . . . . . . . . . . . . 8

. NovI’dliLtontryou~yourhealrh:wuldpu9ypurheoWlirexallen~OooQLir,apmr?

Exmuau . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Good............... . . . . . . . . . . . . . . . . . . . . . . . . . . . . Fair............................................ 3 Poor. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 DON7mOw . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8

16. INTER e: SEE HOOSRHOLD LISTING. P.I.

RISMARREDORLIV~ WrrKPARmRR . . . . (GOmQ.17) . . . . . . . . . . . . . . . . 1

RLNESALONJS . . . . . (SRlPTOQ27.PAGRY-162) . . ...’ 2

ALL- . . . . . . ..~~TOQ2S,PAGEY-162) . . . . . . 3

Y-IS8

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I

XblO I

YblO2

X6103

GRADES IX SCHOOL

OGRADE ........... (GOTOQ.17.1) .............. Pe - 1

1STGRADE ......... (GOlDQ.17.1) .............. 01

2NDGRADE.. ....... (GOToQ.17.1) .............. R?

3RDGRADE ......... (GOfoQ.17.1) .............. 03

4TIiGRADE.. ....... (GOl-OQ.17.1) .............. 04

SI’H GRADE ......... (GGl’GQ.17.1) .............. OS

6lN GRADE ......... (GGTGQ.17.1) .............. 06

7mGRADE ......... (GGTGQ.l7.1) .............. 07

STXGMDE ......... (oOTGQ.17.1) .............. 06

9lliGRADE ......... (GGltJQ.17.1) .............. 09

la GRADE ........ (GGlTJQ.17.1) .............. 10

11YH GRADE ........ (GGTOQ.17.I) .............. 11

KZTHGRADE.. ...... (GGfoQ.17.1) .............. 12

COLLEGE

1 YEARCOLlEGE ... . (GGTGQ.173) .............. 13

ZYEARSCOUGE . ..(GOTOQ.173) .............. 14

3yEulsCGUGE . ..(GOTQQ.173) .............. 15

IYEARS COLLEGE ... (GOTOQ.173) .............. 16

GRADUA~ESCHOGL..(GGT~Q.I~~) .............. 17

17.1. ~(l&te))prhi6hsdKmldipian9apassrbiiLb-cgttin*rrycen’)

Ya ............................................ 1

No ............................................. /r

Ya . . . . . . . . . . . . . . . . (SKlPTOQ.18) ‘: . . . . . . . . . . . . . . 1 c

No . . . . . . . . . . . . . . . . (SlGPTGQ.l8) : . . . . . . . . . . . . . . # 3

Y-149

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173. Did (he&he) ga 1 college dcme?

X6J@i ~a . . . . . . . . . . . . . . . . VZOTOQ.17.4) ,..............

No . . . . . . . . . . . . . . . . (SKlPTOQ.18) . . . . . . . . . . . . . . .

17.4. Whatisihebighcsdcgree(hJthc)umd?

X6lOJ As¶on&r . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01

Buhclor’s ._.................................... u2

lvm,MBA~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 03

F&D. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01

MD........................................... 05

Lw. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 06

Od=(sRcDy P -7

xLJodll

Hrr(&/rbc)ev?rbceaiatbcmiliuycrviccl

Yes............................................ 1

No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .._............ # tr

19. Whuisthemm&rdyePd@ither)binh?

xb \ 20. Howmanyliviogbrahasald~doa~)hsve?

07 I I I # BnnhaVSmUr (GO TO Q20.1)

None.. . . . . . . . . . . . . , (SKIPTU Q21) . . . . . . . . . . . . . . w -I

20.1 Howmanyrcokuml(khhe)is?

21. Hnywf~)beulmm*dbefole?

. . . . . . . . . . . . . . . . (GOTOQ22) . . . . . . . . . . . . . . . .

A5 rnrn4\*0e ,..............

Y-160

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1 ,

22. AllopeUrr. how my lima was yarr l@t&mdhife/amu) mmried b&xc?

C&c.. . . . . . . . . . . . (M TO Q.22.l) . . . . . . . . . .:.. . . I

22.1.

22.2.

223.

224.

zL5.

226.

221.

olhcl I I#ofpm2viais lnaniaga . . . . . . . . . (SKIF’TOQ22.4) . . . . . . . . . . . . . . 2

when did (his/h@ l-us1 malisge bsgin?

191 I I

Andwhmdiddulmuriycend?

191 I I

Divace . . . . . . . . . . . . . (SKlPTOQ13) . . . . . . . . . . . . . . . I wii . . . . . . . . . . . . (SKIPlOQ33) . . . . . . . . . . . . . . . 2

Didmydlhesemm7i8ga~~plr~)behU~

Yea . . . . . . . . . . . . . . . . (GQTOQ2UI . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SltrPfOQ22.61 . . . . . . . . . . . . . . 2

I-LJ ariwii

I-I- I OR 191: I I Ya Old

I-I-I YWS

23. Is yaw (lludmdrMe*tlppmr’s) lnodlK sill living?

Xb\%O Yes.. .............. (ClOlOQU.1) ............... 1 No ................ (SKPTOQZ32) ....... . ...... N5 c¶otm mow ....... (SKlP’KlQ232). ............. 8

Xbl23 Yes . . . . . . . . . . . . . . . . KlGTOQ233) . - No . . . . . . . . . . . . . . . . isKlProQ24~ LlONTKNOW . . . . . . . (SKJPTOQ14)

Y-161

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. I

233. Wbalishisasc?

Gwd ........................................... 2 Fair ............................................ 3

........................................... 4 DON7KNOW ........ .._ .... _.._ _. .._ .......... _. ... 8

25. INTERVIEWER CHECKF’OIM: SEE HOUSEHOLD LISTING. P.I.

1ORMOREADuLTsWml ~~ R4mPENDEmFlNANcES (CaFkuRKED T4DEP-J . . . . . ..I.. ‘.~(QOTOQ.2%)) . . . . . . . . . . . . . . . 1

ALLoTHER! . . . . . . . .~‘(SKlPTOQ29) . . . . . . . . . . . . . . . 2

2x1 READ: FortLcrrodtLcq~iaILciaca**r,p~loelrdctkd~iapn bacbld who have Ldcpadet fhaar QICIP TO 0.29)

R LIVES ALONE

26. QlESl’lON DEEED

Yes.. .............. (GCToQ27.1) ............... I No ................ (SKIF”fOQ28) ............... 2

27.1. Which m is hat? (Anyddng ckz?) (CODE ALL THAT APPLY.)

(TNTRRVIEWER: ONLY PERSONS 65 OR OLDER OR BLIND OR DISABLED SHOULD BE EUGlBBLE FDR MEDICARE. ONLY POOR PRRSONS SHOULD BE J3JGIBf.E PX MEDICAID. CHAMPUS IS FOR ACIYVR huuTARY.)

Medicme.. .............................. . ....... 01 M&ad ......... .............................. 02 vAlQrnpu¶ . ................................... 03 -0 04

Y-162

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Yea . . . . . . . . . . . . . . . . (GOTOQ28.1) . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . (SKlPTOQ.41) . . . . . . . . . . . . . . . :

28. Arc you covead by any type of b&h covaa~e such as employer or union pbuu OT Blue Crass-Blue Shield. a licabh Mzsinlcnaa OrgmiWm (HMO) s some olbu hcabh insurna?

Yes . . . . . . . . . . . . . (GOTOQZ8.1) . . . . . . .._...... 1 No . . . . . . . . . . . . . . . . QKPTOQ32) . . . . . . . . . . . . . . . 2

28.1. LthireDnnpC&DiDUldUUISbyURcmpLOp~f~CIU~.~~ihmuyhdirra prmcaumm huuoacc amquly. MRP Q wbu? (CODE ALL THAT APPLY.)

Emprop. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 FmnaEmpbyu . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02 unim . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 03 DimxPaylnad . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04

. . . . . . . . E&XIFY)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 05 06

. . . . . . . . . . . . . . . . . GOTOQ283) . . . . . . . . . . . . . . 01 Em&&$&% . . . . . . . . . . . . gw.4;; . . . . . . . . . . . . . . $

. . . . . . . . . . . . . . . . . . . . . . . . . . . KNhER EMPLOYER . . (SK.lF’l.0 Q.41) . . . . . . . . . . . . . . 04 ode wfxm-l 05

(SKIP TO Q.41)

283. liowmucb&youpye&mmdafortibmuure?

Sl __ I-U I U

week . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01 Mmtb.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Qlrmcr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ii Ya . . . . . . . .._................................ 04 olba (SPECIFYI 05

(SKIP XI 4.41)

Y-163

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Yes ................ (GOTOQ29.1) ............... I No ................ (SKlFTOQ30) ............... % 5

29.1. Which P- k hat? (An+g clp?) (CHECK ALL THAT APPLY.)

(J’Nl.RRVfEWER:. _~Y.PWONSblDROLDER~HO~.BE~G~LE FOR MEDICARE ONLY POOR PERSONS SHOULD BE RUGIRLE FOR MEDICAID. CHAMPUS IS FOR ACrle MlLrrARY.)

Y b%X Medicat . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

rt 04 ?

Af chwkd hahid . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..m VAlcbmllpul . . . . .._.............................

V63OS OLfm ts=am

I

5

X b3Ob 292 lsovvyoocliviogbae~by(tbkAloeofLhcrc)~(s)?

Ya . . . . . . . . . . . . . . . . (GO'IoQ293 . . . . . . . . . . . . . . . No . . . . . . . . . . . . . . . . (SRlP?OQZ9.4) . . . . . . . . . . . . . . 25

Yes . . . . . . . . . . . :(SRlP TO Q31, . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . ~SKlPTOQ33) . . . . . . . . . . . . . . . 1

29.4. Who is s coed? (Anyone clst?) (CODE AU MAT APPLY .)

fb)ot R X6307

............................................ I spcuss ........................................ “s chcrkci

;gl,‘lr, cllil&ml)uIukr18 ............................... 6 G&k\1 2 child(m) 18 sod owx ............................. of

:: ii::‘, Faber (Maw) .................................. pz M Cl&a 5 MDchs(I*Ltw) .................................. w

x b3lCI Oum cwBcIFY-l 9v

30. Arrpoamyawarnrrd~my(olhcr)crpcolbalthcovenOenrbrrcmplorPormrioll~a Bh~~Crots-~h~t~hk~~Rt~hklri~~clnncc~_ ~~o).~rrm~~~hdth-~

X(036 Ya . . . . . . . . . . . . . . . . (GOrOQ.31) . . . . . . . . . . . . . . . . . . . . . . . . . (SKIPTDQ.32)‘:::::: . . . . . . . . . i 5

YYl.3., ad m7.2.. , W%.

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.

31.

32

4

Lt~coraycoboirdcbm$hpuranplgr,f-anployer.amioqcpur~~fc’~ pmas'[email protected]~~pPpvlvr~~ imauw mmpmy. a AARP a somedue clo? (CODE ALL THAT APPLY.1

xb3\b R’sEmpbyu .................................. ..JT

XbU ? R’S Pamu Empbya .............................. a!7

%b’)l R’sUnim ...................................... Xb319

plr CLrc\crd SsEmployer ................................... ..#

rk38 *

~s;Fm&dmpbyu .................................................................... s tdJo+ ~~~~

E%b, Dklpaymau ..................................

....... ................................. s

L b323. ikz&Em Y 31.1. HowL~covcnOepidfa.-byyou.~~Panploycr.~~puradmempbyer.by~rrluiv+ .

a du? (CODE AIL THAT APF’LY.)

X b32CI RtFmily ............ (CiQlDQ312) ..............

3:;s: Elww= .m checked ............ (GOl’OQ313) .............. fl

RAuiw.. ........... (GO’TOQ313) ..............

Yb337 ~~ZREYEL(QDTOQ.313) .............. 5 krt CMd

XbDb PVC (GO 70 43131

311 HowmlrhQyon(mdpllrfhlylivhgkm)pny&mauhfathismir?

X-I bGd $I I IJ I I I -- --- WC& .........................................

x7bb-l = ............................................ St .....................................

.......................................... EiksPEclFY) iv

09 -7 313. bevspacinyollrfmilyLi~gbcrrcwoed~uhacncoftbatpriwbaW,a(rmR

!f(o339 Yo.. ............. :(SKIF+rOQ33) ............... 1 No ................ (GD’TOQ31.4) ............... % s-

31.4 Wlmis~c&lwd~iludinglhc5cwilbindcpendeatrmurar! (hyawd.d (CODE ALL nwr APPLY.)

)&3’lo R ............................................

Pa33 I ........................................ 2 cldca

f’q:

SE&, ulldp 18 ............................... Ctlild(lC4l)18MdoVer ............................. F8@ha 0 ..................................

E k&h c.uJ

Y t k\ t

MabcroD_Lw) .................................. ob

Xb 3b - w=Jm v Thbb~lind~WilypmcpCCQkddlh*ehcJ~innnna ~EWlbU~-wby (ya&omclcmbmd)Qafrailylirmgbac)nnaernseb? gHowcARDII)

Xb337 %0apwsi~cm’1dladMchbsamm . . . . . . . . . . . . . . . . . . . . 01 cdlgakwuce t===dpm

herhbycaw . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 02 Don’lbdiereinbdd8iiwana . . . . . . . . . . . . . . .._........... 03 NalmtchriEhwsrirldlehmily.

w8irren’tle&dklsAra . . . . . . . . . . . . . . . . . . . . . . . . . . . ..- . .

Lh5aledwilhpcvpur- . . . . . . . . . . . . . . . . . . . . . . . . . . ii hbhydtajobkm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -- ;

Y-163

I

\

5

I

,5

I

5

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33. lNTRRVlEWRR CHECKPOIHT: SEE HOUSEHOLD LISTING, P.I.

xvw 1 OR MORE ADULTS WITH INMpp(DpTTnNANCES (COL. F MARKED ‘INDEP.) . . _ . . . . (GO TO 434) . . . . . . . . . . . . . . . . I

ALLOTHERS . . . . . . . . (SIUPTOQAI) . . . . . . . . . . . . . . . 2

Yes . . . . . . . . . . . . . . ..(GOToQ34.1) No . . . . . . . . . . . . . . . . (SfGPTOQ35) :::::::::::::::j s- DON7KNOW . . . . . . . (SKU’TDQ35) . . . . . . . . . . . . . . . 8

X IDW s LI_l_ U -1-L U-J-~-~

DON7KNOW . . . . . . . (SKIPlC’Q3S) . . . . . . . . 999999998

~41 DidyouiKLudc~rmarmhmeinmaepuddaurbararliainlhirhucrvicw? (IFR ONLY TOLD ABOUT PART. MAKB NOTL)

Yea . . . . . . . . . . . . . . . . (ASK 4343) . . . . . . _ . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (GOTOQ35) . . . . . . . . . . . . . . . . 2

343. Wlwedidyouccllmcrbauddiincome?

35. cDoesbenhsdwlDodw)rrcci~ inannefmnmycxha-(sudlmsxialrcurity.r~. disabiity paymmo. fmblic asistm=, aincomefromrt&nasaaher~)?

YO . . . . . . . . . . . . . . . . (GOlOQ35.1) . . . . . . . . . . . . . . . I No . . . . . . . . . . . . . . . . (SKIPTOQ36) . . . . . . . . . . . . . . . I 5@ DON7KNOW . . . . . . . (SKIPTOQ36) . . . . . . . . . . . . . . . 8

3x1. Whltak-ofincome (does he/&es shekb they) hwe? (CODE Au. THAT APPLY .)

sohlsamily ................................... pr k&am .............................. ..i ...... S CLJd I

..:. ................ e&J& . -:::::: :::. .. ......................

5

lmnullnoane .................................. Divibds ...................................... 9 Bti ........................... . . .......... #f MEsaLe ..................... ..< ............. ocba(sRcM) 5

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s l_I_l-11-l_l_U_l-1-l

DON’TKNOW . . . . . . . (SKlPTOQ36) . . . . . . . . 99999998

353. Did ycu inch& lhi ul~nml in lht income ym8 tDld me about earlier in lhi inwview? (F R ONLY TOLD ABOUT PART. MAKE NOTL)

Yes . . . . . . . . . . . . . . (ASK 435.4) . . . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (GOTOQ.36) . . . . . . . . . . . . . . . . 7.

35.4. wbmdidyuutdlmeaboluihisLmmcT

36.1.

If ws 362.

363.

yes . . . . . . . . . . . . . . . . (GOTOQ36.1) No . . . . . . . . . . . . . . . . (SKIPTOQ3Tl ::::::::::::::: j 5’

[email protected]~uchiJnhas)nhic*(r)dmwl (ACCEPTMQ

s I_I_I_U_I_I_U_I_I_I

DoN-rKNow . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9m9!xws

Didprioclu*(rb~)vchiclc(r)bLhcmcrp.lddme~clrl*rinlhir~? (lFRONLYlOLDABOVTPART,bfAKENOIL)

Yes . . . . . . . . . . . . . . . . (aOl73Q363) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . ;(GOlOQ37I . . . . . . . . . . . . . . . . 1

Whaedidyouwllme8bomddMb?scvdddcs?

37. @oesbuDoachJ4odley)kvesnybank-.P~ss saomns,PPti~badt?

WI30 Yes . . . . . . . . . . . . . . . . (GOTOQ37.1) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (SlCPTOQ38) . . . .._......... f s’ DOtCTKNOW . . . . . . . (SK.lPTOQ.38) _.............. 8

37.1. ~ybo*muchinwl(darhelQerdvEdoikcy)h*e~~-~9vinp~

)?bWI OT avinp bus7 (ACCEPT RANGE.)

s I-I-- I U-l__ __- IpI I I

DON-TKNOW . . . . . . . (sI<IpTOQ3@ . . . . . . . . -

3l2. Didyaui&demtamolmIvbc.yalmblnclbrmtbatimmaliiainmLiorrv*wt @R ONLYTQLDABourPART.MAKENOTL)

Ya No

. . . . . . . . . . . . . . . . wGo~g3) . . . . . . . . . . . . . . . 1

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

Y-161

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373. Where did you tell me 8bcu1 thislhcsc items?

Yes.. .............. (cloToQ38.l) No ................ (SKWTOQ.40) ::::::::::::::: 2 s’ DON-T KNOW ....... (SKIPlQQ.40) ............... 8

38.1. Wbuodmrkindrofurcu(daJhcMmrbc/Q~y)tm~? (CHECK ALL THAT APPLY.) (SHOW CARD 18)

R’sffome . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . &Ad I . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

MunmlFcllldr.................................... MoneyMarkaFundr . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . j,,c+ JAd 5 Bwimss ._..................................... OlkRalE¶tnc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

‘Xb’d31 W=WU=W

382.

xv432

383.

38.4.

Roughly how much in mal (does hc/dar sk& hey) be in (all ~h&~hii) &se@)? (AccElT RANG&)

s I_~_l_U_L_I_U_~_I_~

DONTKNQw . . . . . . . QKlF+TOQ39) . . . . . . . . 99999%X

DidyouincludcthiruDamciniheuropurddme~ePlierin~hhinlcrvicw? tIFR ONLY T0L.D ABOUT PART. MAKE NolE)

YeC . . . . . . . . . . . . . . . . (GOTOQ.38.4) . . . . . . . . . . . . . . . 1 No . . . . . . . . . . . . . . . . (GOTOQ39) . . . . . . . . . . . . . . . . 2 DON? KNOW . . . . . (00 TO Q39) _ . . . . _ . . . . . . . . . . 8

wbacdidpulcllmcabal~lhis/hemcco’)

39. -RVTRWER CHECKPOIKT: SEE Q38.1.

a’s HOME’ MARlcsD .INQ38.1 . . . . . . . . . . (GOTOQ39.1) . . . . _ . . . . . . . . . 1

ALLOTIWS . . . . . . . . (SKlPToQ.40) . . . . . . . . . . . . . . . 2 ,:;..

I ‘,

39.1. wbllshdIbisbomc(Qerhddoarbe/dDlbey)ounf

Xb’i3~ II-I_ U-l-l PERasvr

Y-168

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! .

. 392

ww 393.

w37

Wb8lisihc~lvrlvC0ftihom? I~.skruwmywouldiIbringifil~oDld~y?

Sl_l_l_ll_l I Ll I I I -

WhuLiheuMuotnillowtdon~Iibem~.IndCMVyU3nd~~ihehome? (ACCEPT RANGE)

S I-lI_Ll-I_l_U_l_l_l

NOTHING................................ O@#YHKB - 1

40. Nol including any &.bu ~)owc(s)ym(mya~ ikthndMfc/pmurD.(dmWdas~ they) bae my &bu? (lF R ASKS: DO NOT INCUDR MORTGAGE ON R’S HOME)

YCr ................ (GomQ.4al) No ................ QKlPTOQ.41) LIONTKNOW ....... (SKIPlOQ.41)

:::::::::::::::; r . . . . . . . . . . . . . . .

401

403.

s L_f_I_U-L_I_U_I_I_I

DCKTKNOW . . . . . . . (SRlPTOQ.41) . . . . . . . . 999999998

Didywillchdemac~vbmpmldpcrbousulcbmrkudcbocrrl*rh,lhir . mrrww? OFRONLY?QLDABOVTPART,MARRNOTE)

Yes............................................ I No . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

whacdidyCUkUmChXUdlClCdtbU?

41.1. ExrtliiNowI I tl I I

Y-169

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INTRRVIEWER: CQMF’LElE 9.42 AND 4.43.

42. END OF INTERVIEWER REFERENCEz RESPONDENTS EhfPLOYMENTMNSION INFORMAIION.

I R IS COVER&D BY PENSION ON CURRBNT JOB

(1ORMOREF’LAUSATSRCIlONR.Q.18) . . . . . . . . . . . . . . . . . 1

ALLOnERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

43. ENDOFINTERVlEWEJt~ SFOIJSB EMPLOYMENT~SJON INFORMATION.

RISNOTMARRIEDORL.MNGWtTRAPAJt?NER . . . . . . ..I... 1

SJSCOVEREDBYPBNSlONONCURJZNTJOB (1ORMORBPLANSATSEtXONR.Q.66) . . . . . . . . . . . . . . . . . 2

ALLOmERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

44. lNTRRVIEWBR: TURN TO COVERSHEFT. P2, Q.I.

NOTE: nnMRAsUts’mntEBOXZSATQ.JANDQAMTHEW~HEET MATCH THB BOXES CJUXKED IN 4.42 AND Q.43 ABOV!k

Y-170

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SECTION zz: INTERVIEWER OBSERVATIONS

I. RELAT~ONSHIF OF R TO INFORMANT

x km3 RLSmFORMANT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

OTHERZRlS OFmFORMANt....................../t -7

2. TYF%oFslRIKnJREmWmcnFAtaLYLNEs:

ibsQ‘+ mTERwEWNuTcONDucTp) ATR’SHOME . . . . . (SKIPToQ.10) . . . . . . . . . . . . . . 00

TRAILER;MOEUEHOME . . . . . . . . . . . . . . . . . . . . . . . . . 01

DETACHEL) SINGLE FAMILY HOUSE . . . . . . . . . . . . . . . . 02

Z-FAMILY HOUSE, 2 UNITS SIDE BY SIDE . . . . . . . . . . . . 03

Z-FAMILY HOUSB. 2 UNITS ONE ABOVE THEuniER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 04

LH5TKHEDUFAMlLY XOUSE . . . . . ...’ . . . . . . . . . . . . 03

ROWHOUSE(3ORMOREUNlTSmAN AlTACHED ROW) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 06

AFNlTMENTHouSE(4OR~uNrrS) . . . . . . . . . . . 07

CONDO/AF%RTMENT HOUSE (5 OR MORE UNII’S. 3 SlORlES ORLESS) . . . . . . . . . . . . . . . . . . . . . . . . . . . OS

CONDWAF’ARTMENT HOUSE (5 OR MORE uNITs.4.TTORIESORMORE) . . . . . . . . . . . . . . . . . . . . 09

APARIMP~~ m wanr cohud~~cw !sTRucMlE.................................. 10

OTHER (SPECIFYJ:

)r -1

22-171

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3. NEIGHBORHOOP: l.GOK AT THE ~tJClURES ON R’S BLOCK AND CODE AS MANY AS APPLY.

VACANT LAND . . . . . . . . . . . . . . . .

lRAILER/?dOBILE HOME . .

DETACHED SINGLE FAMILY HOUSE ,

........

........

........

Z-FAMILY HOUSE; SIDE BY SIDE OR ONEABoVEmEOTHER . ...,.... ........

” $ DETACHED 3-l FAMILY HOUSE . _ . . . ........ *. o/ ROW HOUSE Q OR MORE UNllT IN &Ate1 I

AN AlTACliED ROW) . . . . . . . . . . . . . . . . . . . . . . . . . .

APARTMENT HOUSE (4 OR FEWER UNITS) . . . . . . . . .

coNw/ApAR1MprT HOUSE (S OR MORE UNITS. 3 STORIES OR LESS) . . . . . . . . . . . . . . .

coNDwAPARTMENr HOUSB (5 OR MORE uNm.4sroRDsORMORE) . . . . . . . . . . . . . . . . 9r

CoMMERclAL OR NDusIRw STRUCTURB . . . . . . . . .

PARK........................,................ $ SCHOOL OR OTHER GOVT. BWING . . . . . . . . . . . . . .

1c

VACANT BUILDING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ip

FARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

a-HER (SFECB?):

4. BUILDINGS IN THE IMMEDIATE NEIGHBORHOOD (LOOK UP AND DOWN THE BLOCK) ARE:

XbSM AuRESummAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

uosny RES~DEMIAL . . . . , . . . . . . . , . . . . . . , . . . . . . . . 2

ABOUT EQUALLY RESIDENTIAL ANDNOh’RESlDEMlAL.. . . . . . . . . . . . . . . . . ,.. . . . . . 3

MOSILY NONRESlDENllAL . . . . . . . . . . . . . . . . . . . . . . . 4

NoNBMvmv . . . . . . . . . . . . . .._.. ,............... s

5. HOUSING sIRUClURF.S ON BLOCK ARE:

Q-ZDFEFTAPARr ................................. 1

21-100 FEET APART ............................... 2

OVERlalFEETAPART . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

22-172

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6. CONDITION OF BUTLDING -OR Is:

CLBANANDSOUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I

SOMEPAINTPEELING OR CRACKS IN MASONRY . . . . . . . . . . . . . . . 2

NEEDS SUE.STAN-lW_ PAINTING. REFULCNG. ORREPAIR.................................... 3

DlLAPlDAlED . . . . . . . . . . . . . . . . , . . . . . . . . . . . 4

7. CONDmON OF THE EXTERIOR OF.BUUDlNGS ON BLOCK-IN GENERAL @UTH SIDES OF LOOKS: Sl-REEQ

BEl%RlHANR’S . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

ASGOODASR’S................................. 2

WORSETHANR’S . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

NOOT?iERBUilDlNGSMVBZW . . . . . . . . . . . . . . . . . . . . 4

8. PLJ%SE RAlE THE PHYSICAL CQND~ONOFTWEJMGRIOR OF THE HU

ExcELLENT:wALLsANDapINot HAVENOCRACK$PAlNTOR PANELuNGlSmGcwDwNDmON . . . . . . . . . . . . . . . 1

GaJDtNEEDSSOMEMINOR PARmNGORREFrNlSHlrJG . . . . . . . . . . . . . . . . . . . . . . 2

FAIR: NEEDS MAJOR IkERIOR WORX-HOLES ANDKm aucRS NEED PATCHING. PAlNllNG NEEDED.ETc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

FOOkSOMEWALUORCEUNGS NEEDREPLAcErvmvr . . . . . . . . . . . . . . . . . . . . . . . . . . . 4

DON7 RNOW-WASN’T INSIDE HOUSE . . . . . . . . . . . . . . . 8

9. NEIGHBORHOOD RESIDENTS SEEM TO BE:

ALLBUCK..................................... 1

ALMOST ALL BLACK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

HNFBLACKApiALFNON-BLACR . . . . . . . . . . . . . . . . 3 ,’ ‘.

ALMOST ALL NON-BLACK . . . . . . . . . . . . . . . . . . . . . . . . . . 4

ALLNON-BLACK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

DON~KNOW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . a

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10. R’S UNDERSTANDlNG OF THE. QUESTIONS WAS ...

u(w .................................... 1

GOOD ........ . ................................ 2

FAIR .......................................... 3

POOR .......................................... 4

11. R’S ABurrY~To EXPRESS (HlMSEJmHBRSELFJ WAS ...

W2G EXCEUENT ............ .._......._.._ ........... 1 GOOD ......................................... 2

FAIR .......................................... 3

POOR .......................................... 4

12 WAS R sumaous ABOUT THE SNDY BEPORE 7-14~ ~RVIEW

NO. NOT AT AU SUSPIaoUS ...................... 1

yEs.somwnA~sumaoUs ...................... 2

YERY susPtaous ............................... .

13. WASRSUSPIaWSABO~~SlVOYAPreRTHE ItUERVlEW?

NO. NOT AT ALL SUSPICIOUS ...................... 1

YEs.sohfEW-HArsusPlaous ...................... 2

VERY susPIclous ...............................

14.OVERALL.HOWGRE+TWASR'S uvmcEsTINTHBwTERvmv?

VERYHIGH . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

ABOVE AVERAGE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

AVERAGE ...................................... 3

BBLOWAVERAGE .............. . ....... .- ........ 4

.

VERY Low . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

22174

Page 177: SURVEY OF CONSUMER FINANCES - Federal Reserve · Xl01 z it Pa?O@JS IN H/j INIZRVIEWER: TRANSFER ENUM-ERATION SHEI3 FROM FACE SHEET TO COL. A AND VERIFY THE LIST. Before we mn the

IS. OTHER PERSONS PRESENT AT THE IN-I-ERVIEW:

XbS 0 CHILDREN UNDER 6 .............

Xb531 CHILDREN 6 AND OVER ..........

YbS 32 SPOUSE .......................

!a533 DnIERRELAnvE.. .............

fbS3+! OTHER ADULTS ................ ~b~i NO ONE .......................

(CODE AU THAT APPLY)

............... x

...............

............... 5 chdlcl I

............... K k& &&d 5

............... P

.............. .Y 16. DID R REFER l-0 - TO ANSWER QUESllmS?

FREQupmY ................................... 1

SOrblFmmS ....................................

RARRY ....................................... L

NEVER ............. MIPTOQ.18I ............... / 5

17. WHlCH- DIDRREFERTO?

(CODE ALL THAT APPLY-J

KG537 LOAN - . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p/ Yb5 3% CHECKING: SAVINGS: - ,

es37 PENSION DOWMENB

. . . . . . . . . . . . . . . p&J . . . . . . . . . . . . . . . . . . . . . . . . . . .

5 YbJLtO INCOMETAXRElURJ4. . . . . . . . . . . . . . . . . . . . . . . . . . .

9’ bJo+ AJwd

Y77dq amrm(==m

Y7770 96 18. g%tii !ANG”~%A%~&EY COND”cIED?

lfv71 fiJt$" RECORDS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I SPANISH . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

19. WHAT IS THE FINAL Dlspos~ON OF THIS USE7 lJ_l

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M. THUMBNAIL SKETCH:

-