t' 990 form return of organization exempt from income...

t' f .1

Form 990 Return of Organization Exempt From Income Tax Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except black lung

benefit trust or private foundation) Department of the Treasury Internal Revenue service t The organization may have to use a copy of this return to satisfy state reporting requirements

OMB No 1545-0047

2004

A For the 2004 calendar year, or tax year beginning , 2004, and ending

B Check ii applicable Please C Name of organization

D Address change uselabel o SRSr YMCA OF GREATER SPRINGFIELD, INC.

20 D Employer identification number

04 :1859893 pant or Number and street (or P O box it mail is not delivered to street address) Room/suite E Telephone number

D Name change type D Initial return See 275 CHESTNUT STREET (413) 739-6951

specific D City or town, state or country, and ZIP + 4 Final return ins~ruc- F Accounting method : D Cash X Accrual

EJ Other (specAy) D Amended return lions SPRINGFIELD, MA 01104

D Application pending " Section 501(c)(3) organizations and 4947(a)(1) nonexempt charitable H and I are not applicable to section 527 organizations trusts must attach e completed Schedule A (Form 990 or 990-EZ). H(a) IS this a group return for affiliates? El Yes XD No

H(b) If "Yes," enter number of affiliates I H(c) Are all affiliates included El Yes El No

(If "No," attach a list . See instructions.) H(d) Is this a separate return filed by an

organization covered by a group rulmg9 0 Yes X No

G Website:

J Organization type (check only one) 11" NJ 501(c) ( 3 ) -4 (insert no.) D 4947(a)(1) or 0 527

K Check here " D if the organization's gross receipts are normally not more than $25,000 The organization need not file a return with the IRS, but rf the organization received a Form 990 Package in the mad, a should file a return without financial data Some states require a complete return . I Group Exemption Number

M Check t 0 if the organization is not required to attach Sch B (Form 990, 990-EZ, or 990-PF) . L Gross receipts . Add lines 6b, 8b, 9b, and 10b to line 12 t

Revenue, Expenses, and Chan ges in Net Assets or Fund Balances See a e 18 of the instructions . 1 Contributions gifts rants and similar amounts received' ~= r "'=~ ,g , a Direct public support . . . . . . . . . . . . 1 a 1 ,070 , 601 b Indirect public support . . . . . . . . . . . . 1 b 127,937 c Government contributions (grants) d Total (add lines 1a through 1c) (cash $ 1,147,538 noncash $ 51,000 ~ . 2 Program service revenue including government fees and contracts (from Part VII, line 93) 3 Membership dues and assessments . . . . . . . 4 Interest on savings and temporary cash investments . 5 Dividends and interest from securities . . .

~ . 6a Gross rents . . . . . . . . . . . . . , , 6a

b Less : rental expenses . . . . . . . . . . . . , 6b

c Net rental income or (loss) (subtract line 6b from line 6a) . 7 Other investment income (describe

d 8a Gross amount from sales of assets other (A) Securities (e) omen

than inventory . . . . . . . . . 304,196 8a 1350

b Less : cost or other basis and sales expenses . 245174 8b 24,041

c Gain or (loss) (attach schedule) . . . 59,022 Sc (22 ,691)

(7 d Net gain or (loss) (combine line 8c, columns (A) and (B)) . 9 Special events and activities (attach schedule) . If any amount is from gaming, check here 10- ~ a Gross revenue (not including $ of

contributions reported on line ia) . . . . . . , , , 9a 152984 b Less : direct expenses other than fundraising expenses . 9b 121084 c Net income or (loss) from special events (subtract line 9b from line 9a)

m 10a Gross safes of inventory, less returns and allowances . . 10a 21551 b Less : cost of goods sold . . . . . . . . , , , 10b 16,461

C c Gross profit or (loss) from sales of inventory (attach schedule) (subtract line 10b from line 10a) . 11 Other revenue (from Part VII, line 103 .

0 12 Total revenue add lines 1d, 2,3, 11) . 0 11 [ rZi r [. . v 13 Program services (from line 44 c (BD -:--.-,-, a .

14 Management and general (fro 44, column (C)) . . . . . . . . . OCIL 15 Fundraising (from line 44, colu dpgUG

1 5 204$ . 0, . . . . . . . . .

w 16 Payments to affiliates (attach ch . ~ 17 Total expenses (add lines 16 nd ( ))

18 Excess or (deficit) for the year 19 Net assets or fund balances at beginning of year (from line 73, column (A)) .

d 20 Other changes in net assets or fund balances (attach explanation) . 21 Net assets or fund balances at end of ear (combine lines 18, 19, and 20

For Privacy Act and Paperwork Reduction Act Notice, see the separate instructions . MGA

1d 1 2 5 3 1 4 5

. 6c . . 7

8-d ---

-9c

10c 11 12 8 13 7 14 15 16 17 S 18 i 19 il 20

0

91 63

Form 990 (2004) 1 s

Y Fc`m'990 (2004)

Statement of All organizations must complete colurm (A) Columns (B), (C), and (D) are required for section 501(c)(3) and (4) organizations Functional Expenses and section 4947(a)(1) nonexempt charitable trusts but optional for others (See page 22 of the instructions)

DO not include amounts reported on line (A) Total (B) Program (C) Management (D) Fundraising 66, Sb, 9b, 106, or 16 of Part 1. services and genera

22 Grants and allocations (attach schedule) . . . :_ (cash $ noncash $ ) 22 -

23 Specific assistance to individuals (attach schedule) 23 24 Benefits paid to or for members (attach schedule. 24 -

25 Compensation of officers, directors, etc . . . 25 130,400 130,400

26 Other salaries and wages . . . , , , . 26 4,207,609 3,834,612 301,152

27 Pension plan contributions . . . . , , 27 176,543 148,455 23,008

28 Other employee benefits . . . . . . , 28 223,473 187,593 32,956

29 Payroll taxes . . . . . . . . . , , 29 431,505 386,237 38,060

30 Professional fundraising fees . . , , , , 30 31 Accounting fees . . . . . . . . , , 31 31,232 31,232

32 Legal fees . . . . . . . . . . . . 32

33 Supplies . . . . . . . . . , , , 33 369,211 346,914 1,917

34 Telephone . . . . . . . , . , , , 34 60,697 52,574 5,962

35 Postage and shipping . . . , . , , , 35 92,386 75,390 12,050

36 Occupancy . . . . . . , , , . _ 36 494,185 467,239 7,224

37 Equipment rental and maintenance . . . . 37 175,894 167,491 8,215

38 Printing and publications . . . . . . . 3$ 39 Travel . . . . , , , , , . . . 39 157,545 157,285 236

40 Conferences, conventions, and meetings 40 11,487 3,311 7,342

41 Interest . . . . , , , , , , . . . 47 126,330 120,926 5,099

42 Depreciation, depletion, etc . (attach schedule) 42 514,137 502,446 10,731

43 Other expenses not covered above (itemize) : a --- 43a SEE ATTACHED LIST 43b 1,656,068 1,245,418 181,579

43c --------------------------------------------------- d 43d ------------------------------------------------

43e 44 Total functional expenses (add lines 22 through 43). Organizations

Camnletina columns IX-111). cam these totals to lines 13-15 . 44 8.858.702 7.695 .891 797.163

24

-------------------------------------------------------------------- ---------------------------------------------------(Grants and allocations $ 0 )

b COMMUNITY AND FAMILY SERVICES - 5,001 CLIENTS SERVED; TO STRENGTHEN, EDUCATE, AND DEVELOP INDMDUALS AND FAMILIES IN If HEIIt ------------------------------------------------------------------------------------------------------------------------RELATIONSHIPS TO EACH OTHER AND THE COMMUNITY .

(Grants and allocations $ 0 )

e Other program services (attach schedule) (Grants and allocations $ ) f Total of Program Service Expenses (should equal line 44, column (B), Program services) . . 1 7 ,695 , 891

Form 990 (2004)

71

7

20,380 2,161 4,946 19,722

188

Joint Costs. Check t El if you are following SOP 98-2 . Are any joint costs from a combined educational campaign and fundraising solicitation reported in (B) Program services? . t 0 Yes [9 No If "Yes," enter (i) the aggregate amount of these joint costs $ ; (ii) the amount allocated to Program services $ , (iii) the amount allocated to Management and general $ ; and (iv) the amount allocated to Fundraising $

Statement of Program Service Accomplishments See page 25 of the instructions What is the organization's primary exempt purposes No -- SEE ATTACHED------------------------------------------- program Service

Expenses All organizations must describe their exempt achievements in a clear and concise manner State the number purpose (Bled for E11(c)(3) and of clients served, publications issued, etc Discuss achievements that are not measurable (Section 501(c)(3) and (4) (~crgs., and 494Aa)(1) organizations and 4947(a)(1) nonexempt charitable trusts must also enter the amount of grants and allocations to others ) °'~ ~ ~ for

HEALTH AND PHYSICAL EDUCATION SERVICES - 12,823 MEMBERS; ----------------------- --------------------------------------------------------------------------------------------TO ENCOURAGE HEALTH ENHANCEMENT - BOTH PHYSICAL AND MENTAL --------------------------------------------------------------------------------------------------------------------

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(Grants and allocations $ )

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(Grants and allocations $ )

Note : Where required, attached schedules and amounts within the description (A) (B) column should be for end-of-year amounts only. Beginning of year End of year

45 Cash-non-interest-bearing . . . . . . . . . , , , 5,430 45 6,510

46 Savings and temporary cash investments . . . . . , . , , 3,763,740 46 267,705

47a Accounts receivable . . . . . , , 47a 430,697

b Less : allowance for doubtful accounts . 47b 18,000 419,540 47c 412,697

48a Pledges receivable . . . , , , 48a . ..J 1,854,574 .

b Less : allowance for doubtful accounts . 48b 3,532,821 48c 1,854,574

49 Grants receivable . . . . . . . . . . . . . . . . . 49

50 Receivables from officers, directors, trustees, and key employees (attach schedule) . . . . . . .

51a Other notes and loans receivable (attach schedule) . . . . . , , 51a 100,952

01 :- . ,

b Less : allowance for doubtful accounts . 51b 150,952 51c 100,952

52 Inventories for sale or use . . . . 53 Prepaid expenses and deferred charges . . . . , , 79,884 53 45,183

54 Investments-securities (attach schedule) . . ~ 0 Cost N FMV 842,368 54 913,911

55a Investments-land, buildings, and equipment: basis . . . . . . . , 55a

b Less : accumulated depreciation (attach schedule) . . . . . . . . . . , 55b 0 55c

56 Investments-other (attach schedule) . . .

. . . . . . . 56

57a Land, buildings, and equipment : basis . 57a 18,150,338

b Less: accumulated depreciation (attach schedule) . . . . . 57b 5,744,391 5,883,526 .57c 12,405,947

58 Other assets (describe " SEE ATTACHED ~ 4,242,018 58 1,114,501

59 Total assets (add lines 45 through 58 (must equal line 74) . 18,920,279 59 17,121,980

60 Accounts payable and accrued expenses . . . . . . . . , 1,070 071 60 499,291

61 Grants payable . . . . . . . . . . . . . . . . . . 61

62 Deferred revenue . . . . . . . . . . . . , . , , . 96,140 62 206,575

m 63 Loans from officers, directors, trustees, and key employees (attach 63 schedule) . . . . .

J 64a Tax-exempt bond liabilities (attach schedule) . . . . . . . . 64a b Mortgages and other notes payable (attach schedule) . . . . . 6,144,375 64b 5,140,498

65 Other liabilities (describe " ) 65

66 Total liabilities (add lines 60 through 65 7,310,586 66 5,846,364

Organizations that follow SFAS 117, check here ~ D and complete lines 67 through 69 and lines 73 and 74 .

v 67 Unrestricted . . . . . . . . . . . . . . . . . . , 5,782,451 . .67 7,531,726 4,149,548 gg 2,050,463 68 Temporarily restricted . . . . . .

m 69 Permanently restricted . . . . . . . . . . . , , , , 1,677,694 gg 1,693,427

c Organizations that do not follow SFAS 117, check here t 0 and LL complete lines 70 through 74 . `0 70 Capital stock, trust principal, or current funds . . . . . . . . .70

71 Paid-in or capital surplus, or land, building, and equipment fund y

71

72 Retained earnings, endowment, accumulated income, or other funds

73 Total net assets or fund balances (add lines 67 through 69 or lines 70 through 72 ; column (A) must equal line 19 ; column (B) must equal line 21) . . 11,609,693 73 11,275,616

74 Total liabilities and net assets / fund balances add lines 66 and 73 18,920,279 74 17,121,980

Form 990 is available for public inspection and, for some people, serves as the primary or sole source of information about a particular organization . How the public perceives an organization in such cases may be determined by the information presented on its return . Therefore, please make sure the return is complete and accurate and fully describes, in Part III, the organization's programs and accomplishments.

r Forrn T-0 (2004) Page

13alancp Sheets (See page 25 of the instructions )

Form 380 (2004)

Form 990 (2004)

i - Reconciliation of Revenue per Audited = Reconciliation of Expenses per Audited Financial Statements with Revenue per Financial Statements with Expenses per Return (See page 27 of the instructions .) Return

a Total revenue, gains, and other support a Total expenses and losses per per audited financial statements . " a 8 ,702 ,309 audited financial statements . . t a 9 ,036 ,386

b Amounts included on line a but not on - b Amounts included on line a but not line 12, Form 990: on line 17, Form 990:

(1) Net unrealized gains ~ (1) Donated services on investments . . $ 34,036 - ~ ' . - and use of facilities $ 40,139

(2) Donated services -. ~ (2) Prior year adjustments and use of facilities $ 40,139 reported on line 20, -

(3) Recoveries of prior Form 990 . . . . $ . . . _ year grants . . . $ _ ~ (3) Losses reported on ~.

(4) Other (specify) : ' ~ . line 20, Form 990 . $ - _ . . . . - :: ---------------------- ~~ - - - (4) Other (specify) : . . . : ..: : . _

SEE ATTACHED LIST --------------------- - ---- -------------- $ 137,545 Add amounts on lines (1) through (4) t b 74,175 . .~ .

Add amounts on lines (1) through (4)t b 177684

c Line a minus line b . . . . . " c 8 ,628,134 c Line a minus line b . . . . . " c 8 ,858 ,702

d Amounts included on line 12, d Amounts included on line 17, Form 990 but not on line a: Form 990 but not on line a:

(1) Investment expenses (1) Investment expenses not included on line .. -- " not included on line 6b, Form 990 . . . $ ' ~ 6b, Form 990 . . $ = .

(2) Other (specify): (2) Other (specify) : r See Attached .. : _ . ._ ---------------------- ---------------------- Schedule $ (137,545)

Add amounts on lines (1) and (2) t d 137,545) Add amounts on lines (1) and (2) t d 0 e Total revenue per line 12, Form 990 e Total expenses per line 17, Form 990

line c plus line d . . . " e 8,490,589 line c plus line d . t e 8,858,702

List of Officers, Directors, Trustees, and Key Employees (List each one even if not compensated; see page 27 of the instructions .)

(B) Tale and average hours per (C) Compensation (D) Contributions to (E) Expense (A) Name and address week devoted to position (If not paid, enter employee benefit plans & account and other

-0-. deferred coin nsnon allowances

STEPHEN T . CLAY PRESIDENT/CEO -SPRINGFIELD, MA 01003 ' 40 HOURS 130,400 18,169 0

SEE ATTACHED LIST

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75 Did any officer, director, trustee, or key employee receive aggregate compensation of more than $100,000 from your organization and all related organizations, of which more than $10,000 was provided by the related organizations? . " D Yes NI No If "Yes," attach schedule-see page 28 of the instructions .

88 At any time during the year, did the organization own a 50% or greater interest in a taxable corporation or partnership, or an entity disregarded as separate from the organization under Regulations sections 301 .7701-2 and 301 .7701-3? If "Yes," complete Part IX . . . . . . . .

89a 501(c)(3) organizations. Enter: Amount of tax imposed on the organization during the year under: section 4911 t 0 , section 4912 t 0 ; section 4955 t 0

b 501(c)(3) and 501(c)(4) orgs . Did the organization engage in any section 4958 excess benefit transaction during the year or did it become aware of an excess benefit transaction from a prior year? If "Yes," attach a statement explaining each transaction . . . . . . . . . . . . . . . . . . . . . . . 89b X

c Enter Amount of tax imposed on the organization managers or disqualified persons during the year under sections 4912, 4955, and 4958 . . . . . . . . . . . . . . . . . . . . . . . . t

d Enter: Amount of tax on line 89c, above, reimbursed by the organization . . . . . . . . t 90a List the states with which a copy of this return is filed " _~SSACHUSETTS

b Number of employees employed in the pay period that includes March 12, 2004 (See instructions .) 1 90b I 282

91 The books are in care of t STEPHEN T: CLAY, _PRESmENT/CEO -------------

Telephone no . 1 (j13)_739-6951 275 CHESTNUT STREET' SPRINGFIELD' MA ------- ZIP + 4 ~ . _ 01104 Located at t -------------------------------------------------- -------------

92 Section 4947(a)(1) nonexempt charitable trusts filing Form 990 in lieu of Form 7041-Check here . . . . . . . . t and enter the amount of tax-exempt interest received or accrued during the tax year . t I 92 I

Form 990 (2004)

Form 380 (2004)

Other Information See page 28 of the instructions . Yes No

76 Did the organization engage in any activity not previously reported to the IRS If "Yes," attach a detailed description of each activity . . 76 X

77 Were any changes made m the organizing or governing documents but not reported to the IRS? If "Yes," attach a conformed copy of the changes . -

78a Did the organization have unrelated business gross income of $1,000 or more during the year covered by this returns 78a X

b If "Yes," has it filed a tax return on Form 990-T for this years . . . . . . 79 Was there a liquidation, dissolution, termination, or substantial contraction during the years If "Yes," attach a statement Z9 X

80a Is the organization related (other than by association with a statewide or nationwide organization) through common membership, governing bodies, trustees, officers, etc ., to any other exempt or nonexempt organization? . . , 80a X

b If "Yes," enter the name of the organization t ~MPDEN AFFORDABLE HOUSING, INC. ; HAMPDEN AFFORDABLE HOUSING LTD PRTNSHIP _____ ._________ .____ . . . . _and check whether it is El exempt or X nonexempt .

81a Enter direct and indirect political expenditures . See line 81 instructions . . , 81a 0

b Did the organization file Form 1120-POL for this year? . . . . . . . . . . . . . . . , , . 81b X

82a Did the organization receive donated services or the use of materials, equipment, or facilities at no charge or at substantially less than fair rental value? . . . . . . . . . . . . . . . . . . , , , 82a X

b If "Yes," you may indicate the value of these items here . Do not include this amount as revenue in Part I or as an expense in Part II . (See instructions in Part III ) . . . 82b 40,139

83a Did the organization comply with the public inspection requirements for returns and exemption applications? $3a

b Did the organization comply with the disclosure requirements relating to quid pro quo contributions? , . , 83b

84a Did the organization solicit any contributions or gifts that were not tax deductible? . . . . . . , , 84a

b If "Yes," did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible? . . . . . . . . . . . . . . . . . . . . . . , , , 84b .

85 501(c)(4), (5), or (6) organizations. a Were substantially all dues nondeductible by members? . . . . . . , , 85a

b Did the organization make only in-house lobbying expenditures of $2,000 or less? . . . . . . . , , 85b N A

If "Yes" was answered to either 85a or 85b, do not complete 85c through 85h below unless the organization received a waiver for proxy tax owed for the prior year

c Dues, assessments, and similar amounts from members . . . . . . . , , 85c N/A

d Section 162(e) lobbying and political expenditures . . . . . . . . . . , 85d N/A

e Aggregate nondeductible amount of section 6033(e)(1)(A) dues notices . . . , 85e N/A

f Taxable amount of lobbying and political expenditures (line 85d less 85e) . . , 85f N/A J g Does the organization elect to pay the section 6033(e) tax on the amount on line 85f? . . . . , , , $5 . N (A

h If section 6033(e)(1)(A) dues notices were sent, does the organization agree to add the amount on line 85f to its reasonable estimate of dues allocable to nondeductible lobbying and political expenditures for the following tax year? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85h N ~A

86 501(c)(7) orgs . Enter : a Initiation fees and capital contributions included on line 12 . . $6a N/A

b Gross receipts, included on line 12, for public use of club facilities . . , . , 86b N/A . :

87 501(c)(12) orgs. Enter : a Gross income from members or shareholders . . . . 87a N/A . .

b Gross income from other sources . (Do not net amounts due or paid to other sources against amounts due or received from them .) . . . . . . . . . 87b N/A

Form 990 (2004)

Analysis of Income-Producing Activities (See page 33 of the instructions . Note' Enter gross amounts unless otherwise Unrelated business income Excluded by section 512, 513, or 514 (E)

indicated. (A) (B ) (C) ( E)) Related or

) exempt function 93 Program service revenue : Business code Amount Exclusion code Amount income

HEALTH; PHYS.ED. ; YOUTH DEVELOPMENT 255,679 DAY CARE FEES 1,226,881 CAMP FEES 476,889 FACILITY RENTALS 242,001

e f Medicare/Medicaid payments g Fees and contracts from government agencies 3,060,356

94 Membership dues and assessments . . . 1,837,307

95 Interest on savings and temporary cash investments 14 69,290

96 Dividends and interest from securities 97 Net rental income or (loss) from real estate-a debt-financed property b not debt-financed property

98 Net rental income or (loss) from personal property 99 Other investment income 100 Gain or (loss) from sales of assets other than inventory 18 36,331

101 Net income or (loss) from special events Ol 31,900

102 Gross profit or (loss) from sales of inventory 03 5,090

103 Other revenue : a MANAGEMENT FEE 22,536 MISCELLANEOUS 27,791

c d e ._, .. :. _

104 Subtotal (add columns (B), (D), and (E)) . . . .::..~:=: - . . . . 0 142,611 7,149,440 105 Total (add line 104, columns (B), (D), and (E)) . . . . . . . . . . . . . . . t 7,292,051 Note : Line 105 plus line 1d, Part l, should equal the amount on line 12, Part l. " Relationshi of Activities to the Accomplishment of Exem pt Purposes See page 34 of the instructions . Line No . Explain how each activity for which income is reported in column (E) of Part VII contributed importantly to the accomplishment

of the organization's exempt purposes (other than by providing funds for such purposes) . 93,94 INCOME FROM THE ABOVE REFERENCED LINE ITEMS IS THE RESULT OF ACTIVITIES, PROGRAMS, AND & 103 EVENTS CARRIED OUT BY THE YMCA OF GREATER SPRINGFIELD, INC . IN AN EFFORT TO PROVIDE

OPPORTUNTTIES FOR PERSONAL GROWTH AND COMMUNITY SERVICES (SEE ATTAHCED)

" Information Regarding Taxable Subsidiaries and Disregarded Entities See a e 34 of the instructions . Name, address, and AIIN of corporation, Percentage of of activities Total ~~ ncome End oEyear

partnershi p , or disregarded entity ownership interest Nature assets HAMPDEN AFFORDABLE HOUSING, INC . 78.00 % PROPERTY (607) 137,964 275 CHESTNUT STREET % MANAGEMENT SPRINGFIELD, MA 01104 04-3340011

Information Regarding Transfers Associated with Personal Benefit Contracts (See page 34 of the instructions .) (a) Did the organization, during the year, receive any funds, directly or indirectly, to pay premiums on a personal benefit contracts 11 Yes IN No (b) Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract? 0 Yes 1K No Note : If "Yes" to (b). file Form 8870 and Ebrm 4720 (see insf

Paid Preparer's Use Only

Please Sign Here

SCHEDU~E A , Organization Exempt Under Section 501(c)(3) (Form 990 Or 990-EZ) (Except Private Foundation) and Section 501(e), 501(f), 501(k),

501(n), or Section 4947(a)(1) Nonexempt Charitable Trust Supplementary Information-(See separate instructions.)

Department of the Treasury Internal Revenue Service " MUST be completed by the above organizations and attached to their Form 990 or 990-EZ

OMB No 1 545-0047

2004

Guy Saucier Dir of Annual Giving

40 Hours Wilbraham, MA 01095 48,697 3,736 0

Total number of other employees aid over $50,000 . . . . . . . . . . . .

Compensation of the Five Highest Paid Independent ontractors for Professional Services (See page 2 of the instructions. List each one (whether individuals or firms) . If there are none, enter "None .")

(a) Name and address of each independent contractor paid more than $50,000 (b) Type of service (c) Compensation

Total number of others receiving over $50,000 for professional services . . . . . . . . 11 ~ For Paperwork Reduction Act Notice, see the Instructions for Form 990 and Form 940-EZ .

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Schedule A (Form 990 or 990-EZ) 2004 MGA

Name of the organization Employer identification number

YMCA OF GREATER SPRINGFIELD, INC. 04 : 1859893

Compensation of the Five Highest Paid Employees Other Than Officers, Directors, and Trustees (See page 1 of the instructions List each one . If there are none, enter "None")

(e) Name and address of each employee paid more (b) Tale and average hours (d) Contributions to ~ (e) Expense

than $50,000 per week devoted to position (c) Compensation employee benefit plans 8~~ account and other

deferred compensation ~ allowances

Kathleen A . Treglia VP of Operations ---------------------------------------------------------

40 Hours Suffield, CT 06078 97,273 10,649 0

Joyce Lambert Accounting Mgr.

40 Hours Westfield, MA 01085 59,766 9,578 0

Andrea Allard Youth/Family Dir

40 Hours Westfield, MA 01086 57,350 6,839 0

William Dierken Bldg/Grounds Dir ---------------------------------------------

40 Hours Longmeadow, MA 01106 52,068 8,992 0

Cardinale Design ---------------------------------------------------------------------------------

534 Center Street, Ludlow, MA 01056 Marketing

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750

The organization is not a private foundation because it is : (Please check only ONE applicable box .)

5 D A church, convention of churches, or association of churches. Section 170(b)(1)(A)(i) . 6 D A school . Section 170(b)(1)(A)(u) . (Also complete Part V .) 7 El A hospital or a cooperative hospital service organization . Section 170(b)(1)(A)(in) . 8 D A Federal, state, or local government or governmental unit. Section 170(b)(i)(A)(v) . 9 D A medical research organization operated in conjunction with a hospital . Section 170(b)(1)(A)(ui) . Enter the hospital's name, city,

and state " ------------------------------------------------------------------------------------------------------------------------------10 D An organization operated for the benefit of a college or university owned or operated by a governmental unit . Section 170(b)(1) (A)(iv) .

(Also complete the Support Schedule in Part IV-A .) 11a D An organization that normally receives a substantial part of its support from a governmental unit or from the general public . S ection

170(b)(1)(A)(vi) . (Also complete the Support Schedule in Part IV-A .) 11b El A community trust Section 170(b)(1)(A)(vi) . (Also complete the Support Schedule in Part IV-A.) 12 El An organization that normally receives : (1) more than 33'/3% of its support from contributions, membership fees, and gross

receipts from activities related to its charitable, etc ., functions-subject to certain exceptions, and (2) no more than 33'/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975 See section 509(a)(2) . (Also complete the Support Schedule in Part IV-A .)

13 D An organization that is not controlled by any disqualified persons (other than foundation managers) and supports organizations described m : (1) lines 5 through 12 above ; or (2) section 501(c)(4), (5), or (6), if they meet the test of section 509(a)(2) (See section 509(a)(3) .)

Provide the following information about the sunoorted organizations . (See gape 5 of the instructions .) (b) Line number

from above (a) Name(s) of supported organization(s)

14 D An organization organized and operated to test for public safety. Section 509(a)(4) . (See page 5 of the instructions .) Schedule A (Form 990 or 990-EZ) 2004

Schedule A (Form 990 or 990-EZ) 2004 Page 2

Statements About Activities (See page 2 of the instructions .) Yes No

1 During the year, has the organization attempted to influence national, state, or local legislation, including any attempt to influence public opinion on a legislative matter or referendum? If "Yes," enter the total expenses paid or incurred in connection with the lobbying activities " $ (Must equal amounts on line 38, Part VI-A, or line i of Part VI-B .) . . . . . . . Organizations that made an election under section 501(h) by filing Form 5768 must complete Part VI-A . Other organizations checking "Yes" must complete Part VI-B AND attach a statement giving a detailed description of the lobbying activities .

N` ;" :>;% 2 During the year, has the organization, either directly or indirectly, engaged in any of the following acts with any

substantial contributors, trustees, directors, officers, creators, key employees, or members of their families, or with any taxable organization with which any such person is affiliated as an officer, director, trustee, majority owner, or principal beneficiary? (If the answer to any question is "Yes," attach a detailed statement explaining the transactions .)

a Sale, exchange, or leasing of property . . . . . . . . . . . . . . . . . . . . . . . 2a J . JJ JX

b Lending of money or other extension of credits . . . . . . . . . . . . . . . . . . . . 2b X

c Furnishing of goods, services, or facilities? . . . . . . . . . . . . . . . . . . . . . . 2c X

d Payment of compensation (or payment or reimbursement of expenses if more than $1,000)? . . . . . . 2d X

e Transfer of any part of its income or assets? . . . . . . . . . . . . . . . . . . . . . 2e X

3a Do you make grants for scholarships, fellowships, student loans, etc .7 (If "Yes ;" attach an explanation of how you determine that recipients qualify to receive payments .) . . . . . . . . . . . . . . . , , 3a X

b Do you have a section 403(b) annuity plan for your employees? . . . . . . . . . . . . . . . 3b X

4a Did you maintain any separate account for participating donors where donors have the right to provide advice on the use or distribution of funds? . . . . . . . . . . . . . . . . . . . . . . . . 4a X

b Do you provide credit counseling, debt management, credit repair, or debt negotiation services? ~ 4b ~ ~ X

Reason for Non-Private Foundation Status (See pages 3 through 6 of the instructions .)

c Add : Amounts from column (e) for lines: 15 16

17 20 21 , . , , , . " 27c

d Add : Line 27a total and line 27b total . . . . . . 27d

e Public support (line 27c total minus line 27d total) . . . . . . . . . . . . . . . . .

f Total support for section 509(a)(2) test: Enter amount from line 23, column (e) " 27f

g Public support percentage (line 27e (numerator) divided by line 27f (denominator)) . . . . . . ~ 27 9

h Investment income percentage (line 18, column (e) (numerator) divided by line 27f (denominator)) " 27h

28 Unusual Grants : For an organization described in line 10, 11, or 12 that received any unusual grants during 2000 through 2003, prepare a list for your records to show, for each year, the name of the contributor, the date and amount of the grant, and a brief description of the nature of the grant. Do not file this list with your return. Do not include these grants in line 15 .

Schedule A (Form 990 or 990-EZ) 2004


Support Schedule (Complete only if you checked a box on line 10, 11, or 12 ) Use cash method of accounting .

Note : You may use the worksheet in the instructions for converting from the accrual to the cash method of accounting.

Calendar year (or fiscal year beginning in) " (a) 2003 (b) 2002 (c) 2001 (d) 2000 (e) Total

15 Gifts, grants, and contributions received . (Do not include unusual grants . See line 28 .) . 8,085,787 6,258,592 3,583,517 3,235,747 21,163,643

16 Membership fees received 17 Gross receipts from admissions, merchandise

sold or services performed, or furnishing of facilities in any activity that is related to the organization's charitable, etc ., purpose . 3,818,106 3,845,372 3,724,764 3,523,856 14,912,098

18 Gross income from interest, dividends, amounts received from payments on securities loans (section 512(a)(5)), rents, royalties, and unrelated business taxable income (less section 511 taxes) from businesses acquired by the organization after June 30, 1975 73,962 45,121 49,859 46,644 215,586

19 Net income from unrelated business activities not included m line 18 . . . . 0

20 Tax revenues levied for the organization's benefit and either paid to it or expended on its behalf . . . . . . . . . . . 0

21 The value of services or facilities furnished to the organization by a governmental unit without charge . Do not include the value of services or facilities generally furnished to the public without charge .

22 Other income . Attach a schedule . Do not include gain or (loss) from sale of capital assets 18,924 28,695 24,346 80,891 152,856

23 Total of lines 15 through 22 . . 11,996,779 10,177,780 7,382,486 6,887,138 36,444,183

24 Line 23 minus line 17 . . 8,178,673 6,332,408 3,657,722 3,363,282 21,532,085

25 Enter 1% of line 23

.

119,968 101,778 73,825 68,871

26 Organizations described on lines 10 or 11 : a Enter 2% of amount in column (e), line 24 . . . . 1 26a ++ .+J}430,642 r

b Prepare a list for your records to show the name of and amount contributed by each person (other than a governmental unit or publicly supported organization) whose total gifts for 2000 through 2003 exceeded the «<%s%ss%

amount shown in line 26a . Do not file this list with your return . Enter the total of all these excess amounts " 26b 788,790ff

c Total support for section 509(a)(1) test Enter line 24, column (e) . . . . . ~

. . . . . . , t 26c 21,532,085

d Add : Amounts from column (e) for lines : 18 215,586 19 0

22 152,856 26b 788,790 . . . . . , 110- 26d ~~- .- jj1,157,232 .

e Public support (line 26c minus line 26d total) . . . . . . . . . . . . . . . . . . . " 26e 20,374,853

f Public support percentage (line 26e (numerator) divided by line 26c (denominator)) " 26f 94.63

27 Organizations described on line 12: a For amounts included in lines 15, 16, and 17 that were received from a "disqualified person," prepare a list for your records to show the name of, and total amounts received m each year from, each "disqualified person ." Do not file this list with your return . Enter the sum of such amounts for each year:

(2003) --------------------------- (2002) --------------------------- (2001) --------------------------- (2000) -------------------------b For any amount included in line 17 that was received from each person (other than "disqualified persons"), prepare a list for your records to

show the name of, and amount received for each year, that was more than the larger of (1) the amount on line 25 for the year or (2) $5,000 (Include m the list organizations described in lines 5 through 11, as well as individuals.) Do not file this list with your return . After computing the difference between the amount received and the larger amount described in (1) or (2), enter the sum of these differences (the excess amounts) for each year (2003) --------------------------- (2002) --------------------------- (2001) --------------------------- (2000) --------------------------

If you answered "Yes" to either 34a or b, please explain using an attached statement . , .

35 Does the organization certify that it has complied with the applicable requirements of sections 4.01 through 4.05 �, ;±;± " of Rev . Proc. 75-50, 1975-2 C B . 587, covering racial nondiscrimination If "No," attach an explanation 35



Private School Questionnaire (See page 7 of the instructions ) (To be completed ONLY by schools that checked the box on line 6 in Part IV) N I ~}

29 Does the organization have a racially nondiscriminatory policy toward students by statement in its charter, bylaws, Yes No

other governing instrument, or in a resolution of its governing body . . .

30 Does the organization include a statement of its racially nondiscriminatory policy toward students in all its "+'j++' +` 7 brochures, catalogues, and other written communications with the public dealing with student admissions, programs, and scholarships . . . . . . . . . . . . . . . . . . . . . . . . +30J+

31 Has the organization publicized its racially nondiscriminatory policy through newspaper or broadcast media during ; " ;,+,_r< <+ the period of solicitation for students, or during the registration period if it has no solicitation program, in a way that makes the policy known to all parts of the general community it serves? . . . . . . . . . . . , 31 If "Yes," please describe ; if "No," please explain . (If you need more space, attach a separate statement.) --------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------- :.s

--------------------------------------------------------------------------------------------------------------------- :.%

32 Does the organization maintain the following : '1'211 U; a Records indicating the racial composition of the student body, faculty, and administrative staff? . . , , , 32a

b Records documenting that scholarships and other financial assistance are awarded on a racially nondiscriminatory basis? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32b

c Copies of all catalogues, brochures, announcements, and other written communications to the public dealing with student admissions, programs, and scholarships? . . . . . . . . . . . . . . . . , , 32c

d Copies of all material used by the organization or on its behalf to solicit contributions? 32d . -- - - - ----- -

If you answered "No" to any of the above, please explain . (If you need more space, attach a separate statement .)

33 Does the organization discriminate by race in any way with respect to : #."'#;`s"

a Students rights or privileges? . . . . . . . . . . . . . . . . . . . . . . . . . . 33a

b Admissions policies? . . . . . . . . . . . . . . . . . . . . . . . . . . . , , 33b

c Employment of faculty or administrative staff? . . . . . . . . . . . . . . . . . . . . , 33c

d Scholarships or other financial assistance? . . . . . . . . . . . . . . . . . . . . . , 33d

e Educational policies? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33e

f Use of facilities? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , 33f

g Athletic programs? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , 33

h Other extracurricular activities? . . . . . . . . . . . . . . . . . . . . . . . . . . 33h

If you answered "Yes" to any of the above, please explain . (If you need more space, attach a separate statement.) ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

34a Does the organization receive any financial aid or assistance from a governmental agency? . . . . . , 34a

b Has the organization's right to such aid ever been revoked or suspended? . . . . . . . . . . . , 34h


Lobbying Expenditures by Electing Public Charities (See page 9 of the instructions.) (To be completed ONLY by an eligible organization that filed Form 5768)

Check " a D if the organization belongs to an affiliated group Check " b 0 if you checked "a" and "limited control" provisions apply .

Limits on Lobbying Expenditures Affiiiated~group fog ALL electing (The term "expenditures" means amounts paid or incurred .) totals organizations

36 Total lobbying expenditures to influence public opinion (grassroots lobbying) . . . , 36

37 Total lobbying expenditures to influence a legislative body (direct lobbying) . 38 Total lobbying expenditures (add lines 36 and 37) . . . . . . . . . . . . . 38 39 Other exempt purpose expenditures . . . . . . . . . . . . . . . . , 39

40 Total exempt purpose expenditures (add lines 38 and 39) . . . . . . . . , . 40

41 Lobbying nontaxable amount . Enter the amount from the following table - ., If the amount on line 40 is - The lobbying nontaxable amount is- Not over $500,000 . . . . . . 20% of the amount on line 40 . . . . . Over $500,000 but not over $1,000,000 . $100,000 plus 15% of the excess over $500,000 :~~ . ~% ¬..r Over $1,000,000 but not over $1,500,000 . $175,000 plus 10% of the excess over $1,000,000 41

Over $1,500,000 but not over $17,000,000 . $225,000 plus 5% of the excess over $1,500,000 Over $17,000,000 . . . . . . . . $1,000,000 . . . . . . . . . . . r . . .nrr .. . "r5°

42 Grassroots nontaxable amount (enter 25% of line 41) . . . . . . . . . . . . 42

43 Subtract line 42 from line 36 . Enter -0- if line 42 is more than line 36 . . . . . , , 43

44 Subtract line 41 from line 38 . Enter -0- if line 41 is more than line 38 . . . . . . . 44

0

Lobbying Expenditures During 4-Year Averaging Period

(b) (c) (d) 2003 2002 2001 Total

48 Grassroots nontaxable amount . ~775- 77 - 797

49 Grassroots ceiling amount (150% of line 48(e)) rrrsrr%rr : ">;+ . ; " i"

50 Grassroots lobbying expenditures . Lobbying Activity by Nonelecting Public Charities (For reporting only by organizations that did not complete Part V

wA 11 of the instructions.)

During the year, did the organization attempt to influence national, state or local legislation, including any Yes No Amount attempt to influence public opinion on a legislative matter or referendum, through the use of:

a Volunteers . . . . . . . . . . . . . . . . . . . ;t, � b Paid staff or management (Include compensation in expenses reported on lines c through h .) .

c Media advertisements . . . . . . . . . . . . . . . . d Mailings to members, legislators, or the public . . . . . . . . e Publications, or published or broadcast statements . . . . . . f Grants to other organizations for lobbying purposes . . . . . . g Direct contact with legislators, their staffs, government officials, or a legislative body . h Rallies, demonstrations, seminars, conventions, speeches, lectures, or any other means i Total lobbying expenditures (Add lines c through h .) . . . . . .

If "Yes" to any of the above, also attach a statement giving a detailed description of the lobbying activities . Schedule A (Form 990 or 990-EZ) 2004

Caution: If (here is an amount on either line 43 or line 44 You must file Form 4720. 7` 7<~$'+$J~+f

4-Year Averaging Period Under Section 501(h) (Some organizations that made a section 501(h) election do not have to complete all of the five columns below .

See the instructions for lines 45 through 50 on page 11 of the instructions .)

Calendar year (or (a) fiscal year beginning in) " I 2004

45 Lobbying nontaxable amount

46 Lobbying ceding amount (150% of line 45(e))

47 Total lobbying expenditures .

51 Did the reporting organization directly or indirectly engage in any of the following with any other organization described in s ection 501 (c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations

a Transfers from the reporting organization to a noncharitable exempt organization of: Yes No

(i) Cash . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51a ( !) X a ii X (ii) Other assets . . . . . . . . . . . . . . . . . . . .

b Other transactions : (i) Sales or exchanges of assets with a nonchantable exempt organization . . . . . . . . . , , b ( l ) X

(ii) Purchases of assets from a nonchantable exempt organization . . . . . . . . . . . . , , b ( Ill ) X

(iii) Rental of facilities, equipment, or other assets . . . . . . . . . . . . . . . , , . b(iii ) X

(iv) Reimbursement arrangements . . . . . . . . . . . . . . . . . . . . , , . , b(iv) X

(v) Loans or loan guarantees . . . . . . . . . . . . . . . . . . . . . . . . , , b(v ) X

(vi) Performance of services or membership or fundraising solicitations . . . . . . . . . . , , b(vi ) X

c Sharing of facilities, equipment, marling lists, other assets, or paid employees . . . . . . . . . . . c X

d If the answer to any of the above is "Yes," complete the following schedule . Column (b) should always show the fair market valueof the goods, other assets, or services given by the reporting organization . If the organization received less than fair market value in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received

52a Is the organization directly or indirectly affiliated with, or related to, one or more tax-exempt organizations described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527? . . . . . . " [I Yes D No



Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Oraanizations (See page 11 of the instructions )

$59,022

(23,069) ($22,691) $36,331

Page 1 . Part I . Line 9 - Special Events 8 Activities

Vending Sales Merchandise Total $10,952 $10,599 $21,551

372 16,089 16,461 $10,580 ($5,490) $5,090

Gross sales Less cost of goods sold Gross profit (loss)

r

YMCA of Greater Springfield, Inc 275 Chestnut Street Springfield, MA 01104

Page 1 . Part I . Line 8 - Sale of Assets

(A) Securities Common stock (publicly traded) - Sold (various) Bass Gain on sale

(B) Other (1) Dell Inspiron laptop- purchased 12/2003 1,458

Accumulated depreciation (486) Book value 972 Sold to Scott Berg 9/13/04 350 Loss on sale

(2) 1995 Ford van - purchased 1/16/1995 23,000 Accumulated depreciation (23,000) Book value 0 Sold to Merchants Automotive Group 9/7/2004 500 Gain on sale

(3) 1994 Ford van - purchased 1/16/1995 18,300 Accumulated depreciation (18,300) Book value 0 Sold to Merchants Automotive Group 9/7/2004 500 Gam on sale

(4) Fitness equipment - purchased 1995 and 1999 47,842 Accumulated deprecation (24,773) Book value 23,069 Equipment destroyed in pool flooding 0 Loss

$304,196 245,174

(62Z)

500

500

041859893 Form 990 December 31 . 2004

Gross revenue Less' direct expenses

Page 1 . Part I . Line 10 - Sale of Inventory

Golf Bingo Tournaments Total $26,671 $126,313 $152,984 11,691 109,393 121,084

$14,980 $16,920 $31,900

04-1859893 Form 990 December 31, 2004

Program Management Total Services & General Fundraising $190,544 $111,304 $21,996 $57,244

62,586 38,936 20,999 2,651 93,208 71,671 4,059 17,478 73,760 65,394 6,571 1,795 43,850 27,233 4,539 12,078

722 722 404,209 404,209

9,646 285 7,766 1,595 69,000 69,000 33,451 29,835 3,364 252 30,918 9,236 21,678 4

122,264 118,519 3,745 5,432 5,291 128 13

230,638 221,534 9,104 166,495 141,971 20,757 3,767 115,300 115,300

4,045 4,045 $1,656,068 $1,245,418 $181,579 $229,071

Pace 2 . Part 11, Line 42 - Depreciation & Page 3. Part IV . Line 57 - Land . Buildings 8 Equipment

Accumulated depreciation @ 1/1/04 $5,296,813 FY04 depreciation 514,137 Less accumulated depreciation on capital asset disposals (66,559) Accumulated depreciation @ 12131103 $5,744,391

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Pace 1 . Part I . Line 20 - Other Chances in Net Assets Unrealized gams on investments Unrealized gain - beneficial interest in perpetual trust

Page 2 . Part II . Line 43 - Other Expenses

Consultants Office expense Minor equipment Staff expense Training Employee recruitment Financial aid/scholarships Memberships Percentage support YMCA Service charges Miscellaneous Food Security Public relations/advertising Insurance Bad debts Amortization

$28,303 5,733

$34,036

Prior Years' Method) Basis Depreciation Years Depreciation

Land $1,858,619 Land improvements 336,081 $47,427 SL/5-20 Yrs $11,931

Buildings 8 improvements 13,509,882 3,477,919 SL/10-50 Yrs 362,275 Furniture & equipment 2,304,335 1,599,058 SL/3-12 Yrs 129,619 Motor vehicles 141,421 172,409 SL/3-5 Yrs 10,312

$18,150,338 $5,296,813 $514,137

" The YMCA is an association of members working toward individual growth in spirit, mind, and body through the development of Judeo-Christian values (specifically: caring, honesty, respect, responsibility), self-esteem, and a sense of good citizenship.

" We emphasize the development of leaders at all levels of the organization by encouraging individuals to identify opportunities, take initiative, and guide the actions of others .

" Cultural diversity adds value to the programs and relationships experienced by Y members, staff, and volunteers .

" YMCA programs and services are available to all members of the community without exclusion due to financial circumstances. The YMCA will distinguish itself by providing program consistency and excellence that far exceeds community and member expectations .

" In matters of policy, program, and fund-raising, the integral partnership of volunteers and staff is vital to the success of the organization .

ATTACHMENT TO FORM 990 - RESPONSE TO PART III - Page 2

Introduction : Mission Purpose, Guiding Values, Members, Volunteers, and Staff

NIISSION STATEMENT

To serve human needs in greater Springfield by providing quality programs that promote lifelong personal growth

and the balanced development of spirit, mind, and body for all

PURPOSE STATEMENT

The YMCA of Greater Springfield is a charitable not-for-profit community-based organization, governed by professionals and volunteers, that is founded on Christian principles and whose purpose is to provide opportunities for personal growth and community service. The association provides programs and activities that :

- Develop confidence, self-respect and self reliance - - Develop the capacity for continuous self-directed learning - Enhance human potential through the balanced development of spirit, mind, and body - Develop leadership skills - Further interracial and intergroup understanding within the Greater Springfield community - Strengthen family values and encourage growth as responsible members of the community - Focus on the human needs and opportunities for services specific to the Greater Springfield

community - Develop an appreciation for global concerns and work for worldwide understanding

GUIDING VALUES YMCA OF GREATER SPRINGFIELD

The following values guide our conduct as we accomplish our mission:

2

GUIDING VALUES (continued)

Branches and community-based Program Centers are energy centers that generate financial resources, nurture volunteers, and develop staff to meet the needs of their divergent communities. " At every level, we will encourage collaboration and provide leadership for inter-branch and inter-organization cooperation that maximizes human, financial, and facility resources " Clean, attractive, well-maintained facilities and program equipment invite participation and are fundamental to our ability to meet our goals.

Our programs are founded with a commitment to provide education, recreation and services that promote family wellness and good health . " We operate the YMCA in a fiscally responsible manner and within approved financial policies with managed growth and adequate reserve to provide for the unexpected.

MEMBERS

As of December 31, 2004, 10,060 were YMCA members, including 4,377 youth, 4,988 adults, and 695 seniors. Of these, 17% received financial aid valued at $127,804 . In addition, the Y served over 25,000 non-member individuals who participated in Y programs .

VOLUNTEERS

In 2004, 68 policy-making volunteers donated 2,560 hours, valued at $192,000. This is based on the estimated value of their time at $75 per hour .

In 2004, 437 program and support volunteers donated 13,135 hours, valued at $131,350. This is based on the estimated value of their time at $10 per hour.

STAFF

The YMCA staff is carefully selected to exemplify the core values (caring, honesty, respect, responsibility) which we attempt to live by and model for the young people we serve . In addition, each individual must exemplify positive inter-personal skills and have the credentials and qualifications necessary for success. We believe that the individuals making up our staff are exceptional and are the key to the Y's service to the community.

The YMCA has 80 full-time staff members and over 300 part-time and seasonal employees. Of the 380 total employees in 2004, 247 (65%) are women, 144 (38%) are members of a minority group, and 8 (2%) are persons with disabilities .

3

SPECIFIC PROGRAM DESCRIPTIONS AND PROGRAM SERVICE ACCOMPLISHMENTS

YMCA AQUATICS - YMCA Aquatics programs are a part of the Y's overall goal of building healthy spirit, mind, and body. In addition to providing specific swimming and water safety skills, they promote good health through regular exercise . They also promote teamwork, self-confidence, and leadership. These programs are offered at fees affordable to the community-at-large, with financial assistance for those who can't afford the full fee.

As residents of a riverfront community, people in this community could be subject to traumatic incidents around water. Our aquatics programs help to prevent deaths and injuries . In 2004, 1,921 participated in aquatics programs, infants through seniors. Approximately 1,094 children took progressive lessons at the Y, and 487 adults participated in aquatic exercise programs . Over 200 participated in our arthritis and other specialty rehab aquatics classes, which increase joint flexibility and help relieve pain, a healthy alternative for people who are unable to participate in regular exercise classes. Over 52 teens learned lifeguarding skills in our lifeguard classes .

YMCA FAMILY LIFE PROGRAMS - Strengthening families and meeting the needs of children have always been central to the YMCA's mission of building healthy spirit, mind, and body for all. The central focus of all YMCA pre-school and school-aged childcare programs is to foster growth and development, not only in children but also in their parents and families . Accordingly, parents play an important role in policy and program decisions . YMCA childcare curricula helps children develop moral and ethical behavior, self-esteem, and leadership skills . Y childcare allows parents to be gainfully employed, knowing that their children are thriving in a safe, supportive environment. YMCA financial assistance policies help ensure that the YMCA is a safe place where children of all economic levels, from the affluent to the disadvantaged, receive the same quality care in the same setting.

YMCA Child Care is offered at 17 sites throughout three communities and serves over 950 children per day.

The YMCA is proud to be a family organization . We give families a safe, reliable, and affordable place to go. Our Families First program, which meets weekday nights, allows families to relax and enjoy each other. Family swims and special family activity events bring groups of families together and allows parents to learn from each other and from their children in an enjoyable way.

YMCA HEALTH AND FITNESS - The familiar YMCA triangle emphasizes the oneness of spirit, mind, and body, and YMCAs have been offering health and fitness programs since the 1880's . YMCA health enhancement programs help achieve this unity through wellness-based programs that stress proper exercise, nutrition, stress management, avoidance of drug and alcohol abuse, and health education.

YMCA's offer a lifelong progression of wellness-based health and fitness activities, experience, and education, including programs for children, teens, families, and seniors . Programs and services include Lifestyle and Fitness evaluations, Blood Pressure Screening, Youth Fitness, Beginner- Advanced Fitness Classes, Aerobics, "Back-on-Track progressive rehab program, Pulmonary/Cardiac Rehab Maintenance Program, and Weight Management . A Youth Wellness Center opened at the Central Division in September 2001, to provide children the opportunity to

4

workout in a safe, age-appropriate environment. A new personal workout room was designed for women prefer a more private exercise environment. The "PWR" Room opened in February 2004.

People with disabilities and those with chronic ailments such as arthritis, cancer, and heart disease find YMCA programs that are tailored to them. YMCA programs are designed to attract people of all ages, all abilities, and all incomes. YMCA's offer a welcoming atmosphere where new exercisers can feel comfortable and receive the support they need to improve their health. Most people can afford low-cost YMCA health and fitness programs . YMCA financial assistance policies help low-income people who are less likely to exercise and to have adequate health care gain access to the YMCA.

The YMCA also offers a variety of fitness programs for our senior population . These programs address the needs of Active Older Adults through low-impact Water Fitness and Strength Training. We also meet the needs of less active older adults through our Chair Exercise, Chair Aerobics, and modified strength-training programs. Our programs are conducted at our main branch as well as numerous retirement facilities, senior centers, and schools throughout the area .

In 2004, an average of 1,000 individuals participated in Y fitness classes per month.

YMCA CAMPING - YMCA day camps develop self-confidence and self-respect when campers meet challenges and learn to cooperate . Y camping programs are educational; they promote spiritual awareness, mental development, physical well-being, social growth, and a respect of the environment. Through a variety of activities and the use of natural surroundings, YMCA camping seeks to help participants achieve their fullest potential in spirit, mind, and body. Low-cost YMCA camping programs also are a safe, high-quality alternative for working parents. Knowing that a child is being cared for in a Y camp program enables these parents to remain gainfully and productively employed . As in the case of other YMCA programs, financial assistance is available for those who cannot afford the customary fee .

The Springfield YMCA purchased a resident camp, Camp Norwich, from Springfield College in late 2002 . During 2003, significant improvements were made to begin the long process of preparing the camp to reopen .

In 2004, 1,247 children attended Springfield Y camps . Of these, 227 (18%) received financial assistance totaling $126,050.

YMCA TEEN LEADERSHIP - YMCA youth and teen programs give kids good role models to help develop self-esteem and good values, including : cooperation, respect for the body, good citizenship, and a strong work ethic. Teen activities are among the most rapidly growing YMCA programs, reflecting the growing awareness that adolescents need structure and activities, especially in the after-school hours.

The YMCA is the lead agency of the North End Youth Center that is operated in collaboration with the New North Citizens Council and several other community-based organizations. The center has 750 young people registered, all of whom are subsidized .

5

The Lower Liberty Heights Youth Center opened in September 2003 to serve young people and their families in the economically challenged neighborhood of 2,500 residents . In its first year, the center had over 300 participants in its programs and activities .

YMCA SPORTS AND RECREATION - These programs promote an appreciation of one's own worth. YMCA youth sports programs are based on a very simple formula: fun, fitness, and fair play . Every child plays one half of every game. YMCA youth sports programs also help to strengthen families . Parents coach teams and turn out, often with brothers and sisters, to watch kids play. Young people participating in sports build lifelong positive attitudes, habits of healthy exercise and good nutrition, and learn ways to have fun as adults .

Both adult and youth sports value cooperation over competition, fair play over winning at any cost, good feeling and good health over a good score, and good self-esteem over beating the opponent . The YMCA knows that with this approach everyone wins - undefeated in spirit, mind, and body .

The Youth Basketball League was co-sponsored by the Balise Motors in 2004, which enabled more young people to participate, and helped enhance community-police relations. Over 300 youths participated in youth basketball, t-ball, and soccer in 2004.

YMCA RESOURCES AND SERVICES - The YMCA offers permanent, single-room occupancy affordable housing for young people, the elderly, veterans, people on disability, and individuals recovering from some form of addiction.

The purpose is to provide a wholesome environment designed to foster good citizenship and sound character . A variety of services including referrals to appropriate social services, counseling, and use of the gym and pool are available.

The YMCA has 104 units that were completely renovated in 1998 .

YMCA INTERNATIONAL PROGRAMS - The YMCA is a worldwide movement . YMCA international programs promote international understanding through education, development, overseas opportunities, and leadership training in 130 countries around the world.

COMMUNITY INVOLVEMENT - The YMCA serves the communities of Agawam, Chicopee, Longmeadow, Springfield, and West Springfield from our Springfield Branch (275 Chestnut Street, Springfield, MA), and the communities of East Longmeadow, Hampden, Ludlow, Monson, Palmer, Sixteen Acres, and Wilbraham for our Scantic Valley Branch (85 Post Office Park, Wilbraham, MA).

The Scantic Valley branch was a "non-facility" Y that utilized rented space throughout the community during 2003 to provide a full range of YMCA programs and services . A new 42,000 square foot facility that includes a zero-entry therapeutic warm water pool was opened in September 2004.

The YMCA has also played a major role in the redevelopment of the Lower Liberty Heights neighborhood in Springfield . Over $500,000 has been raised under YMCA leadership to renovate the Emily Bill Playground, renovate an abandoned bathhouse as a community center, and the construction of a water park. The Y offers programs at no charge to neighborhood residents throughout the school year . The YMCA also operates the "Summer in the Park" program at Emily Bill 9 :00 AM - 4:00 PM. Monday-Friday during the summer at no charge for neighborhood children .

6

$150,952 $100,952

3 . Investments :

December 31, 2004 December 31, 2003

Market Market Cost Value Cost Value

Money market portfolio $ 15,908 $ 15,908 $ 21,277 $ 21,277 Common stocks 409,616 533,105 376,803 495,208 Investment in partnership 50,000 50,000 50,000 50,000 Mutual funds 111,619 117,965 96,469 99,747 ADRS 63,716 95,941 72,915 88,866 Preferred stock 50,186 54,291 40,341 44,521 Government bonds 33,398 46,701 33.398 42,749

734 443 913 911 691 203 842 368

The following table summarizes the relationship between the cost and market value of investments

Excess of Market Over Cost

Market Cost Value 2004 2003

Balance at December 31, 2004 $734,443 $913,911 $179,468 Balance at December 31, 2003 $691,203 $842,368 151,165 $151,165 Balance at December 31, 2002 $796,240 $734,076 (62, 164) Increase in unrealized gains 28,303 213,329 Realized gains (losses) 59,022 (34,573) Interest and dividends 32,485 29.816

Total Investment Earnings 119 810 208 572

Common stocks are valued at published market prices .


Page 3 . Part IV. Line 51 - Other Notes 8 Loans Receivable

Note receivable - Hampden Affordable Housing Limited Partnership (a related partnership) - secured by a purchase money mortgage - Partnership purchased a portion of the YMCA's budding and improvements

Note receivable - Hampden Affordable Housing Limited Partnership (a related partnership) - this note will accrue interest at the rate of 7°.G per annum beginning May, 2000 Payments of principal and interest are due from available cash flows of the Partnership . Any unpaid principal and accrued interest are due on the maturity date of December 31, 2014

Page 3 . Part IV . Line 54 -Investments

04-1859893 Form 990 December 31 . 2004

Beg of Year End of Year

$100,000 $100,000

50,952 952

Investments are presented in the financial statements at market value and are summarized as follows :

04-1859893 Form 990 December 31 . 2004


Interest only through June, 2005 at prime minus 1 .25%, thereafter, monthly payments of $25,000 plus interest at 3 .99% for seven years, to be recanted every seven years thereafter at prime minus .75%, matures June, 2025 .

Page 3. Part IV . Line 58 - Other Assets Beg of Year End of Year

Accounts receivable - other $314,415 $426,610 Contributions receivable 165,521 112,178 Beneficial interest in perpetual trust 465,194 470,927 Contruction in progress 3,199,870 8,313 Deposits 10,043 13,543 Bond issue costs 86,975 82,930

$4,242,018 $1,114,501

Page 3. Part IV . Line 64(b) - Mortaaaes 8 Other Notes Payable*

4 . Notes Payable 2004 2003

Unrestricted Unrestricted Plant Plant

Note payable to bank, secured by property, payable in monthly installments of $1,125 including interest at 6 .75% for five years, reviewed every five years thereafter at the then five year Treasury Note plus 250 basis points, matures January, 2023 . $ 140,498 $ 144,375

Bonds payable see detailed description in note 5 5,000,000 6,000.000 5,140,498 6,144,375

Less - amount due within one year 154,747 3.877

Notes Payable - Due After One Year 4 985 751 6 140 498

5 . Bonds Payable :

In July, 2003, the Massachusetts Development Finance Agency, a public instrumentality of the Commonwealth of Massachusetts, loaned the proceeds of its Massachusetts Development finance Revenue Bonds to the YMCA. Under the terms of the mortgage and Indenture of Trust and Agreement dated July 17, 2003 the YMCA has granted to the Bondowner a mortgage and security interest in the Project Property, excluding capital campaign pledges and the endowment fund .

The YMCA of Greater Springfield, Inc . Project, Series 2004 Bonds shall be payable as follows :

041859893 Form 990 December 31 . 2004

Page 4, Part IV-A. Line d(2) - Other 8 Page 4. Part IV-B . Line b(4) - Other

Special events expense $109,393 Bingo expense 11,691

$121,084 Merchandise purchases 16,089 Vending sale purchases 372

16,461 $137,545


(c) Certain transactions have occurred with members of the Board of Directors in the normal course of business The YMCA received $33,500 and $52,500 in contributed legal services in 2004 and 2003, respectively ; $55,000 in contributed services and equipment and $4,500 in contributed marketing services in 2003 from individuals who are board members The YMCA paid $94,685 and $241,301 in 2004 and 2003, respectively, for insurance coverage to a company whose agent is a board member. The individual responsible for overseeing the YMCA's investments with Morgan Stanley Dean Witter is on the endowment committee A board member who is involved with the YMCA's capital campaign is also a vice president at Westfield Bank at which the YMCA maintains its capital campaign account . A board member is also a vice president at Westbank at which the YMCA has an outstanding mortgage balance of $5,000,000 .

($34,573) 22,728 30,769

$18,924

Management /development fees Miscellaneous

YMCA of Greater Springfield, Inc 04-1859893 275 Chestnut Street Schedule A (Form 990) Springfield, MA 01104 December 31, 2004

Page 2, Part III - Question 2-

(b) Hampden Affordable Housing Limited Partnership 275 Chestnut Street Springfield, MA 01104 04-3340013

Owed to the YMCA $473,659

Page 3, Part IV-A, Line 22 - Other Income : Loss on sale of securities

Caution. If you are going to make an electronic fund withdrawal with this Form 8868, see Form 8453-EO and Form 8879-EO for payment instructions. For Privacy Act and Paperwork Reduction Act Notice, see Instructions . MGA Form 8868 (Rev 12-200a)

Form $868 Application for Extension of Time To File an (Rev December 2004) Exempt Organization Return OMB No 1545-1709 Department of the Treasury " File a separate application for each return Internal Revenue Service

" If you are filing for an Automatic 3-Month Extension, complete only Part I and check this box . " If you are filing for an Additional (not automatic) 3-Month Extension, complete only Part II (on page 2 of this form) . Do not complete Part U unless you have already been ranted an automatic 3-month extension on a previousl y filed Form 8868 .

Automatic 3-Month Extension of Time -Only submit original (no copies needed)

Form 990-T corporations requesting an automatic 6-month extension heck this box and complete Part I only . . t D All other corporations (including Form 990-C filers) must use Form 7004 to request an extension of time to file income tax returns. Partnerships, REMICs, and trusts must use Form 8736 to request an extension of time to file Form 1065, 1066, or 1041 . Electronic Filing (e-file) . Form 8868 can be filed electronically if you want a 3-month automatic extension of time to file one of the returns noted below (6 months for corporate Form 990-T filers) . However, you cannot file it electronically if you want the additional (not automatic) 3-month extension, instead you must submit the fully completed signed page 2 (Part II) of Form 8868 . For more details on the electronic filing of this form, visit www.irs .gov/efile .

Type or Name of Exempt Organization Employer identification number

print YMCA OF GREATER SPRINGFIELD, INC. 04 : 1859893

File by the Number, street, and room or suite no . If a P.O. box, see instructions . due date for fling your 275 CHESTNUT STREET return See instructions City, town or post office, stale, and ZIP code. For a foreign address, see instructions .

SPRINGFIELD, MA 01104

Check type of return to be filed (file a separate application for each return): Form 990 D Form 990-T (corporation) 0 Form 4720 Form 990-BL D Form 990-T (sec . 401(a) or 408(a) trust) ~ Form 5227

D Form 990-EZ D Form 990-T (trust other than above) D Form 6069 Form 990-PF D Form 1041-A D Form 8870

" The books are in the care of Steve Clay,-President ---------------------------------------------------------------------------------------

Telephone No . " . . . . . . . . . . . .

(413)739-6951------------- FAX No . t .___ .__ ._____(413)747-6183

" If the organization does not have an office or place of business in the United States, check this box . . . . . . t D " If this is for a Group Return, enter the organization's four digit Group Exemption Number (GEN) . If this is for the whole group, check this box o. [:] . If it is for part of the group, check this box 0- Q and attach a list with the names and EINs of all members the extension will cover.

1 I request an automatic 3-month (6-months for a Form 990-T corporation) extension of time until August_15_ ----------- , 2005-1 to file the exempt organization return for the organization named above. The extension is for the organization's return for:

calendar year 2004_ or tax year beginning --------------------------------- . 20 ---and ending ---------------------------------- . 20 . . .

2 If this tax year is for less than 12 months, check reason : D Initial return D Final return D Change in accounting period

3a If this application is for Form 990-BL, 990-PF, 990-T, 4720, or 6069, enter the tentative tax, less any nonrefundable credits . See instructions . . . . . . . . . . . .

b If this application is for Form 990-PF or 990-T, enter any refundable credits and estimated tax payments made . Include any prior year overpayment allowed as a credit . . . .

c Balance Due. Subtract line 3b from line 3a Include your payment with this form, or, if required, deposit with FTD coupon or, if required, by using EFTPS (Electronic Federal Tax Payment System) . See instructions . . . . . . . . . . . . . . . . . . . .

hold = preferred mailing address/phone

B,AIIN, JrR. 2007 Partner VINCENT R. Foreign Auto Servicing

100 Terminal St PO Box 669 Charlestown MA 02129-0004 fax 617-242-9229 617886-9300 1-800-656-2042 x224

vbaizxizna~aol.com car 617-413-5610

February 10, 2005

YMCA. OF GREATER SPRINGFIELD BOARD OF DIRECTORS

Stephen T. Clay, President/CEO Email sclavnspxin eldy.oxg 275 Chestnut St., Ste 1, Springfield, MA 01104-3498 (413) 739-6951 ext. 110 Fax (413) 736-4869

www.sprin eldY.org vvww.scanticvalleyy.oz~ www.thebestcamps.org www.ca=orwi,ch.orgY

Slate of Officers Executive Committee Chairman of the Board - David Demos David Demos First Vice Chair - Jean Deliso Jean Deliso Second Vice Chair ~ Samuel Hatuaner Samuel Hanutnez Treasurer - Allan Okscin Allan Okscia Assistant Treasurer - Ronald Ki.dd Ronald Kidd Secretary ~ James Fatrell James Fazrell

Stanley Szlachetka. - Immediate Past Chair

BOARD MEMBER CLASS BUSINESS

,ACCORSI, PAUL M. 2006 Senior Vice President "Rocky" Weatbank

225 Park Ave West Springfield MA 01089

Fax 747-0463 accorszpawwestbazak-Trust.com

413-747-416

BABCOCK, 2006 VP/Dir. Of Marketing ALICE M. Westfield Bank

141 Elm St Westfield MA 01085

ABABCOCK QWestfxeZdbank com Fax 562-7939 413-5726150

HOME

3 6 Shefford St . Springfield MA, 01107 413-739-5178

92 Great Plains Road West Springfield MA 01089

413-736-3841,

113 Mt, Pleasant Ave. West Springfield MA 0089

413-785-5330

272 Shaker Rd. Longmeadow NU 01106

413-567-1101

150 Kimberly Ave Springfield MA 0110 8

413-732-5099 Eznail-None

9 Brookside Cir Wilbrahazn MA 01095

413-596-9761

Voted in 5/28/03

114 Mosier St South Hadley, MA 01075

413-534-6630 jdeliso emvlifesecurities.com

DELIS O 2007 JEAN M. Ueliso Financial Services

1537 Main St, Ste 306 Springfield MA. 01 .03

First Vice Chair Fax 746-4626 413-785-1100 x10 (Lisa)

President 54 Brookside Dr M. DEMOS & SON "Wilbzahaux MA 01095 30 Haynes Cir Chicopee MA 01020 Fax 594-7802 cell 53 ,14Q77 d.demosainstarservices.com Chair 5/28/03-5/2Q05 413-594-7804 x307 413-596-6225

Chairman of the Board

2005 CPA One Monarch Pl, 1311, Fir. Springfield MA 01144 Fax 747-8035 £arrellZanea,aol .cozn 413-736-7310 (Cluis)

413-567-1357 Voted In 5/29/96

2

BRENNAN 2007 Owner JAMES M. Brennan Associates

136 Dwight Rd Longmead.ow MA 01106 413-565-3181, fax-same F'ood4sale8a~aol .coz~a

COFIELIJ, JR. 2006 Reverend REV. J . WILL,A.RD Alden Baptist Church

649 State St Springfield MA 01109

413-736-5991, Fax 736-3036

COURTNEY, M 2006 Senior VP of Finance THOMAS J. Hasbro Games

443 Shaker Rd "Tom" East Longpaeadow MA, 0102$

413-526-2244, Fax 526-4244 (Carol Smith 526-3248) tcour4aey@,hasbro.com

DEMOS 2006 DAVID J. "Dave"

FARRELL JAMES F. "Jim" Secretary

33 South Park Acre Longneadow MA, 01106

FTTZGER.ALD 2007 President 19 Pilgrim Rd GERRY FitzGerald & Bobbins Fast Longmeadow MA, 01028

Advertising 32 Hampden St . Voted in 6127/01 Springfield MA 01103 413525-4257 [email protected] 413-737-8757, Fax 731-1488

FURST, 2007 President 15 Oldwood Rd KEN R. Momentum Group, Inc Wilbraham MA 01.095

200 North Maim St voted in 6/30/04, 15` xatg . 9/28/ 4 East Longmeadow MA 01028 413-596-8076 413-525-700 ; Fax 525-1,708 furst2mom.entumgroup. com _

GON7rALEZ 2005 Latiwa Chamber of 44 Dover St C.ARLOS Commerce Springfield MA.

1628 Main St., Spfld 01103 413-733-6059 PO Boa 4685 Springfield MA 0101-4685 413272-2221 Voted In 1./01, ill Mtg. 3/01 [email protected]

HANNIER, 2006 President 123 Englewood Rd SAMUEL Field, Eddy & Bulkley Inc. Longmeadow MA 01106 "Saxn" 959 Main St. PO Boat 2979

Springfield MA 41 .02-2979 shanmerCcr~,Fieldeddy .co~oa Voted In 5/31/00 v

413-733-3131,/cell 374-8988lFsx 781-1419 413-567-7268

HARRIS, ESQ. 2005 Attorney 115 Butternut MICKEY E . Hare, Stamm, Springfield MA. 01128

Days & Harris, P.A. 1350 Main St, 10" Flr Voted in 5/28/97 Springfield MA 01.03 413-783-2919 meh3900a,aol.com

413-731-5800 #15 (Lisa) ; fax 732-5828

KENNEDY, Ed.D. 2005 Affirmative Action 40 Tallyho Dr. HASKELL Administrator Springfield MA 01118

CT Dept. of Labor 200 Folly Brook Blvd 413-783-0607 Wethezsfield CT 06109

[email protected]'S Voted In 5/02 860-263-6520 ; Fax 263-6529

s e

K.IDD, ESQ. 2007 RONALD C. "Ron"

Assistant Treasurer

Attorney & Partner Robinson Donovan PC 1540 Main St, Ste 1400 PO Box 15609 Springfield MA 01115

Rkiddo jobinson-donovan . com 413-732-2301x115 (Brenda), Fax 785-4658 413-566-8433

LAMER 2007 Human Resources Manager 310 Thompsonville Rd Suffield CT 06078 60-668-6523

BARBARA MASS L.&L. Food Services, Inc. Springfield Food Sys. Inc. 8 644 State Street Springfield MA 0109

Baxbaraas,p-ringfieldfoodsystem .com, 413-733-4300, Fax 739-3466

Voted its, 9/19/0

LITTLE, ROBERT zoos Former Co-Chair of North End Youth Center Adult Advisory Board

Mazaging Director Babson Capital Mgmt LLC 1500 Main St, Ste Z'100 Springfield MA 01115 413-226-1414 ; Fax 226-2414 (parlene 226-1427) rlittle@babsonca�pita.I .com

OKSCIN 2005 Corporate Controller ALLAN J. Friendly lee Cream Corp

1855 Boston Rd Treasurer Wilbraham MA 01095

Fax 413-543-3966 allan.okscin~la. friendlys.com

413-543-2400 x 2060 (Loretta) Home email Olcscin@aol .cozn

4

300 Wzlbzaham Rd Hampden MA 01036

Heritage Club Chairman 1986-88

LAVOZE 200'5 SUSAN A.

Vice President Eastern States Exposition 1305 Memorial Ave West Springfield MA 01089 Fax 787-0127 (Eileen) slavoieQtheBigE.com 413-205-501 8

62 Randoaph St Springfield MA 01108 Chair 5/99-5/01

Heritage Club 413-734-4077 Board Chair 5/99-5/01

37 West Colonial Rd 'VV'ilbraham MA 01095 413-596-4684

341 Steiger Dr Westfield MA 01085 41.3-562-0654

Voted in 5/24/94 .

SIMISON 2006 Managing Editor for CYNTHTA Gr . Special Projects

The Republican 1860 Main St Springfield MA 0 1102 csiumi.sonQrepub.com 413-788-1214, Fax 788-1301

Voted in 5/31/00

ST. CL,AiR, Esq. 2005 Attorney JACK F. 73 Chestnut St

Springfield MA, 01103 Fay 731-1302 iackstesaa,aol.com

413-737-5000 (Ann Velthouse)

Managing Partner The Steffen Group- Northwestern Mutual Financial Network 1351 Mann St Springfield MA, 01103 (Shelley Ryan eat. 2261) 413-748-6000 ; Fax 748-6009 haul . steffenn,NMFN, com

STEFFEN, PAUL J' . 2007

413-596-9639 Voted in 5/04, 1 St zntg 9128104

S

RUCKS, 2007 Executive Director CHARLES H. Springfield Neighborhood

Housing Services III Wilbraham Rd Sprrngrield MA 01109 rucks(2 ,springfieldnhs.org

413-739-4737 Ext. 2,12, Fay 739-8070

SIMPSON JR., 2007 Principal THERON Bentley-Simpson

Consulting, LLC PO Box 346

East Longmeadow MA 01028 Ts4I (@,excell,net

413-525-99.18, Fax 525-9180

10 1 Mulberry St #213 Springfield MA 413-732-7436

Voted in 5/30/01, 1s` mtg 6127/0l

190 Round III Rd Northampton MA 01060 413-584-2080

1'O Box 346 East Longmeado,uv MA,. 01.028 cell 413-519-7901 413-525-9040

Voted in 5/28/2003

17 Orchard Rd East Longineadow MA 01028 413-525-6599 Wife-Patti

Voted back 5/02

15 Danforth Farm Rd Wilbraham MA 01095

STEWART, JR. 2007 President ROBERT A. Chase, CTiaxke, Stewart

& Fontsna, Inc. "Bob" 101 State St

P.O. Box 9031 Springfield MA 0].102 RASnu,chaseun.s.com 413-788-4531, Fax 214-6161

Attorney 10 Center 5t, Ste 200 Chicopee MA 010132870 Fax 594-4898 [email protected] (413) 594-5994 (Lisa)

Immediate Past Chair

Raster Board 2005 ljt

6

SZLACHETKA ESQ 2005 STANLEY A.

TOWNSEND 2006 president DAVID W. Wood Stock Mills, Inc,

266 Cold Spring Ave W.Spzingfield MA 01089 dw.townsendgverizon.net 413-747-8066 ; fag 747-9681

WILLEY, JR. . 2006 Dean ROBERT J. Springfield College

263 .A lden St "Bob" Springfield MA 01109

zwxlley~a,spfldcol .edu 413-748-3985, Fax 748-3557

43 Forest Glen Rd Longmeadow MA 0 1106

413-567-3184

Voted in 6/27/01

66 Apricot Hill Lane West Springfield MA 01089

Chairman 5/92-95 and 5/01-03 Heritage Club, National Y Hoard

-', cell 348-0230

227 Farmington Rd Lotagmeadow MA 0106

_ , Voted In 5/3 X/00 413-567-9982, cell 575-4455

1125 River Rd Agawam MA 01001

413-786-9756 Voted in 5/28/2Q03

,I

GILLETTE, JOSEPH President 6 Shady Lane Action Fire Instar Services W.Simsbury CT 06092

Chain of 30 Haynes Circle 860-658-73Z1 Community Services Chicopee MA 01020 . Branch Board of Managers i .gillette2instarservices .com

413-594-7500 ; fax 594-7802

9 1 Clayton St Springfield MA 01107 cell. 413-530-5709 413-750-259; Fax 787-6439 [email protected] griveranlargo .ci.spz7ingfield.ma.us

15 Lenox St Springfield MA 0 110 $ [email protected] [email protected] 413-781.-5640 x220, Fax 737-0323

Raster Board 2405 ljt

Branch Board Chairs Business Home

RIVERA, JIMMY Co-Chair of Community Services Branch Board of Mgrs.

MARGOLIS, DDS, PhD MICHAEL J.

Chair of Scantic Branch Board of Managers

BACHLI, GERLINAE «UEn»

Chair of Springfield Branch Board o£ Managers

Springfield Parks & Recreation Department

Owner Michael J . Margolis, IDS, PAD 1 Crane Park Dr WilbrahamMA 0095 mmamolinn,charter.aet 413-596-9657

CRES Program Director Jewish Family Service

779 Main St Mail Here Wilbraham MA 01095

413-596-8226

63 Atwater Rd Springfield MA 01107

413-781-2713

t' 990 form return of organization exempt from income...

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