ASUMMER TRAINING PROJECTON

A COMPARATIVE STUDY OF ULIP PLANS OFFERED BY DLF PRAMERICA AND OTHER LIFE INSURANCE COMPANIES

Submitted To:Kurukshetra university, kurukshetra

FOR THE PARTIAL FULFILLMENT OF THE AWARD OF DEGREE OF MASTER OF BUSINESS ADMINISTRATION

(Session 2012-13)

UNDER GUIDANCE OF: SUBMITTED BY; Mr. Naresh Thapa Shikha kamboj(Managing Director) MBA MAHARAJA AGRASEN INSTITUTEOFMANAGEMENT AND TECHNOLOGY

TABLE OF CONTENTS

CHAPTER NO.TOPICPAGE NO

1INTRODUCTION OF THE TOPIC1-9

2LITERATURE REVIEW10-12

3INDUSTRY PROFILE13-19

4COMPANY PROFILE20-37

5OBJECTIVES & RESEARCH METHODOLY38-40

6ANALYSIS & INTERPRETATION OF DATA 41-50

7FINDINGS51

8RECOMMENDATIONS & CONCLUSION52-53

BIBLIOGRAPHY

ANNEXURES

INTRODUCTION

LITERATURE REVIEW

INDUSTRY PROFILE

COMPANY PROFILE

OBJECTIVES& RESEARCH METHODOLOGY

ANALYSIS & INTERPRETATION OF DATA

FINDINGS

RECOMMENDATIONS & CONCLUSION

BIBLIOGRAPHY

Bibliography

Industry profile Retreived from http://www.dlfpramericalife.com/Profile.aspx

introduction of ulip plan Retreived from http://www.dpli.com/ Company Profile and their product Retreived from http://www.dlfpramericalife.com/Profile.aspx terms and conditions Retreived from www.dlfpramericalife.com/TermsAndConditions.aspx BOOKS:S.J. Gidwam, IRDA Certification, Insurance Institute of India IC 33

P.R. Khanna ,Tax benefits,Taxmann life insurance Agent.

ANNEXURE

ANNEXURE

1. Are you satisfied with present insurer? A) YES B) NO

2 Which are the main issues that you take into consideration while purchasing any life insurance policy?A) Security B) Returns a. Tax savingb. Others please specify_________

3. Are you aware of Unit Linked Insurance Plans offered by various companies in India?A) DLF PRAMERICA B)OMKOTAK MAHINDRAC) TATA AIG D) BAJAJ ALLIANZE) LICF) SBIG) MAX NEW YORK H) BIRLA SUNLIFE

4). What is peoples main concern while taking a insurance policy (ULIP)?

A) Security B) Returns C) tax rebate

5). Are you aware of Lifetime Super introduced by DLF PRAMERICA? A) Yes B) No

6) What is your perception about the Unit link insurance plans, are they give you a sense of security?A) YES B) NO

7) Do you know how a Unit Linked Insurance Plan works? A) YES B) NO

8)Can you please highlight risk attached with them?A) HIGH B) MODERATE C) LOW

9)What is your perception about the Unit link insurance plans, are they give you a sense of security?A) YES B) NO

10) Are you aware of Lifetime pension plan introduced by DLF PRAMERICA ?A) YES B) NO

11) If you are given a choice, which one you take:A)DLF PRAMERICAB) OM KOTAK MAHINDRA C) TATA AIG D) BAJAJ ALLIANZ E) LIC F) SBI

12) What other plans or flexibility you expect from Insurance companies?A) Fewer premiumsB) More returnsC) Complementary gifts

13) Are you interested in buying products of DLF PRAMERICA?A) YES B) NO