tap the power of the debt free tax free wealth builder all thanks to the irs

Settle debts, Save taxes, Build wealthTM

Tap the power of the Debt Free Tax Free Wealth Builder all thanks to the IRSAnd Department of Labor laws of the land

Richard Geller

“How to make money helping people become debt free within 6 – 9

months and build their wealth tax-deferred like the wealthiest families”


Stop Struggling and start living

• How to tap into 4.3 trillion in wealth• How to find money for buying notes,

buying apartment buildings, making secured loans

• How to earn 8% to 20% secured returns• How to get the down payment for any

investment in real estate


When the average IRA investor gets the shaft…Inflation

adjusted Returns have been zero over the past 15 years!


Bond yields at 3.5%


Why does Wall Street do so well…


Wall Street considers you and me“dumb money”

• Wall Street calls our money “dumb money reason

http://www.flickr.com/photos/42dreams/


Wall Street is stacked against investors


“But I have a financial advisor”

• Your clients’ advisor gets his fees HOW?

• If you figure out how to make a return WITHOUT Wall Street, will your client’s advisor be pleased?

• They know no other way on Wall Street• Even most of our friends are

brainwashed by Wall Street


Let’s look at your options

• They created 1.5 trillion in “counterfeit” money in 2009 alone and on the way in 2010

• What does that do to your client’s savings?• What may happen if things get a lot worse?• How can you turn these financial problems to

your clients’ and your advantage?


And here’s the real problem…


How most folks lose $221,000

• Assume you owe $50,000• Over the years, at 18% interest, how

much are you being bilked out of?• If you paid $753/month it would take 30

years to pay this back• You’d pay $271,000 back• This is how people become poor


How you can save $261,000

• Assume you owe $50,000• Instead of paying $271,000 back• Assume the debt gets cancelled in

return for $10,000 one time• Save $261,000• Be entirely debt free• This is how people become rich


What if your client could…

• Be entirely free from debt• Invest and earn potentially 8% - 20%• Tax deferred so it builds up without

paying taxes• Borrow from yourself and pay yourself

interest when you need extra funds


Richard GellerHelped thousands of people get out of debt94,000 subscribers, 6,000 StudentsAuthor of acclaimed Mortgage Relief Formula and

Credit Card Relief Formula, Short Sale Secrets, and much more

Raised over $20 million in capitalRan numerous businesses of my ownTraining Students Nationwide to become debt

free, and earn money in investments AWAY from the stock market, make money in real estate


Let me lay my cards on the table

• I help folks start their own business• I help folks invest without taxes• I help folks convert their retirement plan into

the self-directed checkbook retirement plans• I do not earn money from investments you

make. • I do not get paid when you invest your money

anywhere in particular.


I always owed at least $70,000 in cards

• I was paying all my wealth in credit card payments

• I had no savings to speak of• I had to depend upon my wife for her

income• It wasn’t boom and bust, it was bust and

bust…over and over and over


How I changed my life• I built up my own businesses• I figured out how to get out of debt and

stay out of debt• This gave me a huge financial return• I gained legal tax deductions not

available to the “wage earner”• I took advantage of tax law to build a

nest egg without taxes


$620,000 mtg debt reduced to $300k derrogatories to credit: late pays removed also negotiated low fixed rate loan for 5 years interest only or low fixed 30 yr

Larry CrandellSanta Barbara, CA 92108

“…$620,000…reduced to $300,000”


I have used your loan Modification program that I purchased,. I am a mortgage broker and negotiator for loan modifications. With the help of your program, and my own summary writing and work, I have been able to help modify 6 loans, and Principal Reduction of three.

Helene Rippe/[email protected]

Tamarac, Florida

Principal reduction on three out of six loans


I am in the middle of settling my credit card debt using Richards system. I started at $180,000 and am now down to $110,000. Cleared up 5 cards have 10 to go...

Jan BurtonChandler, Arizona

$180,000 in debt now $110,000…and 10 more debts to go!


Richard, What I can say is my son is a business owner in the construction business and his business has been suffering greatly due to the economy, I have used your information to help him in re-negotiating both him mortgage and credit card debt, it has been amazingly helpful and precise.

Dawn HayesCharlottesville, Virginia

Works to reduce business loans too!


Five Simple Steps1. “Sell”the Checkbook Retirement Program2. Fill in the submission form3. We will set up a Checkbook Retirement

Plan™4. We will settle the client’s debts using my

Dimes on the Dollar™ system5. We will help the client to intelligently

invest in secured investments away from Wall Street


#1 – “Sell” the checkbook retirement

program• Identify their debt problems• Show them how they could benefit if

they were paid off• Empathize with their stock market

losses• Show them alternative investments

they can make


#2 – Fill in the simple form


Quick commisisons• Commissions are $1000 when done• Can take 1 week to sometimes 4 weeks


#3 – Set up a Checkbook Retirement Plan™

1. A Checkbook Retirement Plan puts you in charge of your money.

2. You can write a check for almost any investment so you want

3. You are in charge4. Not some “financial advisor” who

only gets paid when you are in stocks and bonds

5. What if you already have an IRA or 401(k)?


#4 – Settle your debts1. I have shown thousands how to use

my Dime on the Dollar™ method to get out of debt

2. You go dark for awhile3. The creditors get anxious4. You can settle with them for $0.10 to

$0.40 on the dollar5. You borrow this from your Checkbook

Retirement Plan™6. And you pay yourself back at low

interest7. Our lawyer handles all this

http://www.flickr.com/photos/moacir/


Help every step of the way

• Avoid scam debt settlement companies• They have you pay them monthly payments• Don’t fall for this• It’s easy to do this yourself• You write the checks out of the Plan• Then you pay yourself back at a reasonable

interest rate• The lawyer charges 12% of the savings plus

$100/account settled


“But what about my credit?”

• You can actually improve your credit using my system

• Your FICO score will fall a lot for about 12 – 18 months

• Then using my system, it can be HIGHER than it is now!


Why a higher FICO?• Eliminate most of the derogs• Much better financial ratios• You will be VERY creditworthy• Can even eliminate foreclosures, short

sales, collections, judgments


#5 – Begin investing intelligently

1. You can invest in stocks and bonds if you want

2. But you don’t have to3. You will be in checkbook

control over your money


A checkbook IRA lets you invest in…

• Residential Real Estate• Commercial Real Estate• Raw Land• Trust Deeds / Mortgages, • Mortgage Pools• Private Notes and Loans• Private Stock Offerings• Limited Liability Companies (LLC)• Limited Partnerships (LPs)


As well as…• Tax Certificates• Receivables• Stocks, Bonds, Mutual Funds• Annuities • Options• Currency• Futures• Commercial Paper


But not…XArtwork, coins, collectiblesXYour own house or any property you

use personallyXS-corporations (LLCs are okay in some

cases)XMajority control in a business you work

in or for


Beware of companies over promising

• They don’t give you true checkbook control• They want to run your money for you• You need their permission to pay someone

when you have an investment• Why should you need your parents

permission to go on a trip • It’s YOUR money, isn’t it?


Investments in gold and silver coins

• Purchase• Storage• Paper vs. physical• Earned 16% per year

last 20 years


Investment in real estate loans

• First position• Situations such as under water cash

flowing notes• Term• Proper title search and closing• Proper servicing• What happens if they don’t pay


Buying the note


Making a loan


Lend in your local area• You can invest by lending to investors• See the house before you lend• Interest rates of 8% to 18% are

common• Terms are short• You are in first position• Require a down payment and if you get

the house back, it’s a Good thing!


Investment in a local business

• Franchise or non-franchise• Who is going to run it• Where is the rest of the money going to

come from• What if it fails• The investor can’t run their own

business with retirement money


Income properties• Rents go into

your Checkbook Retirement Plan™

• Rents are going up in the long run

• Shares or 100%


Tax Lien Investing• Most states let you buy tax liens from

the county at an auction• You have a “super priority” lien on the

property• You either get a return of 10% to 20% or

you get the property back


Investment in other high yield situations

• Tax lien investing• Personal loans (prosper.com)• Lawsuit financing• Judgments and structured settlements


What if your client doesn’t want to be

active?• Some qualified local funds and investors will

lend your money for you and collect a spread• There are tax lien funds that do this for you• There are SFR specialists who buy properties

in your name, rehab them and sell them or rent them out

• You can invest in alternative investments without being active


Together We are a Team

We help you get it all doneYou run your own moneySettling debtsFixing your FICOInvestment ideas


Help with debt settlement

You pay them 12% of how much they save you, plus $100 per trade line

$500 engagement fee waived No risk to you You don’t have to go it alone They work with me using my Dime

on the Dollar™ system You can go about your business

without worry


Very little out of pocket• $997 deposit now, save $4000• The full fees are paid after you receive

the IRS “Birth Certificate”• After the deposit, fees for this and debt

settlement come from the Plan, not you!• Settlements come from the Plan, not

you!


What to do next• Find people interested• Fill in the form• Sit back and let us do all the work• Email [email protected] and

include your phone number and best time to reach

mailto:[email protected]

mailto:[email protected]

tap the power of the debt free tax free wealth builder all thanks to the irs

Documents

real estate settle debts

real problemsettle debts

wall streetsettle debts

counterfeit money

money dumb money reason

hedge fund money

wealthtmwall street

clients savings