TEASER

Optimistically enriching life through AI-enabled financial solutions

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Providing fair short-term financing to Micro merchants and consumers who are financially excluded.

Borrowers are often taken advantage of due to a broken model within the industry.

Predatory debt collection practices add insult to injury, causing significant stress.

Life happens.

Almost as if it has a life of its own.

No matter how much you prepare or plan.

No matter how much you organize or arrange.

Life happens.

So whether it’s a curveball or a celebration,

whether it’s today, tomorrow,

or 20 years down the road.

Don’t let it slow you down

let us help you take the next step.

Orenda

For you. Forever.

A revolving credit facility INSTANTLY accessible

Orenda-branded plastic CHIP & PIN, virtual and

NFC cards. Separate BIN ranges for prepaid cards.

Personal accounts in the following currencies: EUR,

USD, GBP.

FPS / direct debit, standing orders, mass payment,

and online payment request, and buttons.

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Designed for sub-prime

market

Facility limit-based

payments

Superior credit scoring

technology

To customers who would not be able to

obtain credit elsewhere & would otherwise

turn to payday lenders

Favorable repayment terms that only

require payment when the customer

exceeds the facility limit amount.

Leverage machine learning (ML) and

artificial intelligence (AI) for more accurate

credit scoring & lower default ratios.

Orenda facilitates machine-to-machine interaction that offers a multitude of connectivity

options along with the flexibility to integrate with other systems:

Enrichment

ETL → AI/ML

Decision

Credit Data

API for real-time credit scoring

Open Banking Data

Shared with Orenda on signup for future

analysis

Revolving Credit

With account, facility

limit & IBAN

Account

Users’ Orenda account

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Superior algorithms used to model complex patterns in datasets using multiple hidden layers and non-linear

activation functions. Our neural network takes input, passes it through multiple layers of features, and outputs a

prediction representing the combined input of all the neurons.

Neural Network Artificial intelligence (AI)Machine Learning (ML)

Long-Term VisionN E A R T E R M B L U E O C E A N

Launch core business in UK: revolving

credit + payment & transfer tools.

Build quantifiable credibility with

performance data.

Establish relationships with financial

institutions as an AI/ML-based credit risk

prediction software vendor. Automated

Machine Learning.

Deploy software worldwide by leveraging

institutional partners with regulatory

licenses in different countries.

De facto sub prime software provider and

tech enabler addressing

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LIVE / Existing Partners

Joshua Vittori David Fox

Results-driven Business Development Director with a

proven track record in fintech, private & investment

banking, and risk & compliance.

David has a proven track record within Artificial

intelligence. Holds a PHD in Machine Learning & Data

Science.

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Andrew Pearce

CFO

Rahul Ahuja

COO

Joshua VittoriCo-Founder, CEO

David FoxCo-Founder, CTO

2× TBC

Operations

2× TBC

Developers

Vesna McCreery

NED

Sophia Sodhi-Heugh

HR Director & CAO

Joshua Vittorijosh@Orenda.finance

CEO & Founder, Orenda

DISCLAIMERAll writers’ opinions are their own and do not constitute financial advice in any way whatsoever. Nothing published by Orenda constitutes an investment recommendation, nor should any data or Content

published by Orenda be relied upon for any investment activities. Orenda strongly recommends that you perform your own independent research and/or speak with a qualified investment professional

before making any financial decisions.