the catlin - east fishkill · 8.05.2019 · e. proof of the ability to obtain a mortgage...

THE CATLIN

(NE-HGMD/184734) 011019 ©TB PROPRIETARY CORP. (CATLIN)

Manor

THE CATLIN | Floor Plan 3 Bedrooms | 2 ½ to 3 ½ Baths | 1-Car Garage

THE CATLIN HIGHLIGHTS

First Floor(NE-HGMD/184734) 011419 ©TB PROPRIETARY CORP. (CATLIN)

Photographs, renderings, and floor plans are for representational purposes only and may not reflect the exact features or dimensions of your home. All dimensions are subject to field variations.Some design features and options shown may not be offered in your community. All options to be included in your home must be specified in an Exhibit B to the Agreement of Sale. All Toll Brothers floor plans and designs are copyrighted. All rights reserved and strictly enforced. This is not an offering where prohibited by law. Please consult our sales representative for details.

Second Floor

• A welcoming foyer opens to the flex space and offers views of the kitchen

and great room beyond.

• The kitchen is centrally located and includes a pantry, an island and an

adjacent breakfast area.

• The master bedroom features a cathedral ceiling, a walk-in closet, and a

private bath with a dual-sink vanity, a shower with a seat, and a linen closet.

• Two additional bedrooms with vaulted ceilngs and walk-in closets, a hall

bath, and a convenient laundry complete the second floor.

• A first floor powder room is also included for added convenience.

• This home features nine-foot ceilings throughout the first floor.

BREAKFASTAREA17'X9'

GREATROOM

17'X14'3"

REFSPACE

KITCHEN16'6"X13'

UP

CLOSET

DW

DN

STEPS FROM HOME TOGARAGE/ PORCH/ PATIOMAY VARY DUE TO SITE

CONDITIONS.FLEX

SPACE15'X12'6"

FOYERONE-CARGARAGE

21'7"X10'4"

COVEREDENTRY

BEDROOM 212'X11'

SLOPED CEILING

BEDROOM 313'X12'

SLOPED CEILING

WALK-INCLOSETLINEN

WALK-INCLOSET

BATH

TUBW/D

SPACE

LAUNDRY

DNWALK-INCLOSET9'9"X7'2"

MASTERBEDROOM17'X15'7"

CATHEDRAL CEILING

MASTERBATH

LINEN

* DENOTES HIGH WINDOW

PANTRY

DN

PWDRROOM

*

East Fishkill Application Round May 8 2019

Town of East Fishkill

Moderately Priced Housing Program

There is an availability of Townhouses in the Town of East Fishkill’s Moderately Priced

Housing Program. These units will be available at Hopewell Glen. The sale price for this unit

is $238,620. Units may only be purchased by first time homebuyers. For the purpose of this

Program a first time homebuyer is defined as a household who has not owned any home in the

past five years. Furthermore, to be eligible, applicant’s household income must be at or below

the following:

1 person household - $81,240*






* Subject to change annually by HUD.

Household income shall include the income of all household members who will occupy the

unit. The unit must be used as the buyer’s primary residence.

In addition, the ordinance establishes the following priority order for applications:

1. Employees of the Town of East Fishkill

2. A member of East Fishkill’s Volunteer Fire Department

3. Elderly (65 or older) or disabled residents of the Town

4. Honorably discharged US veterans who are residents of the Town

5. All other Town residents

6. People who work at businesses within the Town

7. Others

The Town or the developer does not provide financing for these units. You must be able to

qualify for a mortgage, make a down payment and pay the closing costs that are necessary to

purchase a unit. To obtain a mortgage you need good credit, steady income and the unit must

be affordable for your household’s income.

Hudson River Housing Inc.

NeighborWorks® HomeOwnership

Center of Dutchess County

313 Mill Street

Poughkeepsie, NY 12601

845. 454.9288

845. 485.1641

hudsonriverhousing.org

East Fishkill Application Round May 8 2019

Applicants to the Program should take the following steps:

1. Complete and submit the Program application.

2. Assemble and submit the following documents:

a. Complete copies of the 2017 and 2018 Federal Tax Returns for each household

member, with corresponding forms (W-2, 1099, etc.)

b. Four (4) consecutive weeks of most recent pay stubs for each employed household

member.

c. Documentation for other household income (Social Security, Worker’s

Compensation, Child Support, etc.)

d. Checking account statements for the last six (6) months and the most recent savings

account statement(s).

e. Proof of the ability to obtain a mortgage including:

1. Pre-approval letter for a mortgage. (There should not be a fee to obtain this

letter).

NHC-DC will review all applications and develop a priority list, omitting the ineligible

applications. NHC-DC will issue an “Eligibility Certificate” to one (1) household and one (1)

alternate for each unit available. The household should then contact the developer to tour the

unit and enter into a purchase contract, which must take place within 30 days. Eligibility

Certificates will be valid for 30 days from the date of issuance with the option to extend for

another 30 days upon the approval of the Town. Eligible households must close on the unit

within 90 days of signing the purchase contract. The Eligibility Certificate will be withdrawn

if the eligible household fails to meet these deadlines. This process will continue until all units

have been sold.

Applications with missing documentation will not be accepted.

For a detailed description of the program, please refer to the Affordable Housing section of the

Town of East Fishkill’s zoning law.

Application deadline is June 8, 2019. Applications will not be accepted after this date.

Applications can be downloaded at www.hudsonriverhousing.org and at

www.eastfishkillny.org. Applications will be accepted at NeighborWorks

HomeOwnership Center of Dutchess County (NHC-DC), 313 Mill Street,


http://www.hudsonriverhousing.org/

http://www.eastfishkillny.org/

Affordable Housing Program Application

1 of 3 East Fishkill Application Round April 2019

Please check which home(s) you are applying for:

Hopewell Glen

The Meadows

Applicant (A) Co-Applicant (C)

First Name Middle Initial Last Name First Name Middle Initial Last Name

Mailing Address Mailing Address

City, State Zip County City, State Zip County

Physical Address (if different) Physical Address (if different)

City, State Zip County City, State Zip County

E-Mail E-Mail

Home Phone Work Phone Cell Phone Fax Home Phone Work Phone Cell Phone Fax

Social Security Number Date of Birth Current Age Social Security Number Date of Birth Current Age

U. S. Citizen Foreign Born Resident Alien Other U. S. Citizen Foreign Born Resident Alien

Other

Single Married Legally Separated Separated Divorced Single Married Legally Separated Separated

Divorced

Military Status Active Veteran No Military Status Active Veteran No

Education: College GED/HS Diploma Primary Vocational Education: College GED/HS Diploma Primary Vocational

Current member of East Fishkill’s Volunteer Fire Dept?

Owned a Home in the past Five years?

Current member of East Fishkill’s Volunteer Fire Dept?

Owned a Home in the past Five years?

You are not required to furnish this information, but are encouraged to do so. You may not be discriminated against on the basis of this information, nor on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race or sex, it is required by Federal regulations to note the information on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.

RACE/NATIONAL ORIGIN (A) RACE/NATIONAL ORIGIN (c)

I do not wish to furnish this information American Indian, Alaskan Native White Asian Black or African American Hispanic/Latino Native Hawaiian or Other Pacific Islander Not Hispanic/Latino

I do not wish to furnish this information American Indian, Alaskan Native White Asian Black or African American Hispanic/Latino Native Hawaiian or Other Pacific Islander Not Hispanic/Latino

SEX (A): Female Male SEX (C): Female Male

LIST ADDITIONAL HOUSEHOLD MEMBERS AND DEPENDENTS (Do not include Participant and Co-Participant listed above) First and Last Names Age DOB Relationship Student Earn/Receive $ Comments

Y N Y N

Y N Y N

Y N Y N

Y N Y N

Total Household Size: Single Adult 2 Adults Single Parent 2-Parents Section 8 to Homeownership

Comments:



(A) EMPLOYMENT (C) EMPLOYMENT

Union: Y N Union: Y N

Employer Name Self-Employed Y N Employer Name Self-Employed Y N

Mailing Address Human Resources Phone # Mailing Address Human Resources Phone #

City, Sate, Zip City, Sate, Zip

Position Date Started Position Date Started

Gross Pay Per Paycheck Gross Pay Per Paycheck

Pay Frequency (Check One) Check all that apply to annual pay Pay Frequency (Check One) Check all that apply to annual pay

Weekly Bi-Weekly Overtime Commission Weekly Bi-Weekly Overtime Commission

Monthly Bi-Monthly Cash Tips Bonus Monthly Bi-Monthly Cash Tips Bonus

Other Other

PART-TIME/SECOND/SEASONAL JOB (A) PART-TIME/SECOND/SEASONAL JOB (C)

Union: Y N Union: Y N

Employer Name Self-Employed Y N Employer Name Self-Employed Y N

Mailing Address Human Resources Phone # Mailing Address Human Resources Phone #

City, Sate, Zip City, Sate, Zip

Position Date Started Position Date Started

Gross Per Paycheck Gross Per Paycheck

Pay Frequency (Check One) Check all that apply to annual pay Pay Frequency (Check One) Check all that apply to annual pay

Weekly Bi-Weekly Overtime Commission Weekly Bi-Weekly Overtime Commission

Monthly Bi-Monthly Cash Tips Bonus Monthly Bi-Monthly Cash Tips Bonus

Other Other OTHER INCOME (Submit supporting documentation i.e. Child Support Order, Award Letters, Statements, Etc.)

Type A/C Monthly Comments Type A/C Monthly Comments

Alimony $ SSI $ Child Support $ SSD $ Disability $ Unemployment $ Insurance/Annuity $ VA Benefits $ Interest/Dividends $ Worker’s Comp. $ Pension $ Other $

Public Assistance $ Other $

Social Security $ Other $ LIST ALL PRIOR JOB PERIODS OF UNEMPLOYMENT FROM THIS YEAR AND LAST (account fro all of last year’s W-2s & 1099-Gs)

(Match the names of employers/agencies to W-2s and 1099-Gs, Etc. (i.e. job title, unemployed, homemaker, student, disabled, ill, etc.)

A/C Employer/Agency/Institution Position/Status Start Date End Date








ASSETS (Supporting Documentation i.e. Account Statements. Note: You must also include the value of any assets disposed of in the past 24 months at less than fair

market value.) Please keep in mind that any information not filled in may cause delay in the processing of this application Type A/C Current Value Penalty to Convert to Cash Interest Rate Asset Income Checking Checking Money Market Mutual Fund Savings Savings 401K 401K

Bonds

Business

CVLI

Stocks

Real Estate

Other

STATEMENTS BY ALL ADULT HOUSEHOLD APPLICANTS:

1. We certify that all information given in this application and any addenda thereto is true, complete and accurate. We understand that if any of this information is false, misleading or incomplete, the application will be rejected.

2. We authorize Hudson River Housing and/or its agents to make any and all inquiries to verify this information, which may then be released to appropriate local

agencies, and to contact previous and current landlords or other sources for verification or confirmation. 3. We authorize Hudson River Housing or its agents to obtain one or more “consumer reports” as defined in the Fair Credit Reporting Act, 15 U.S.C. Section 1681a(d)

seeking information on our credit worthiness, credit standing, and credit capacity. 4. We understand that in the event our application qualifies for and is considered for homeownership of the subject premises, that our application may be placed in a

lottery for the home that will be drawn on a date to be announced. The selected lottery candidate will then be invited to make an offer on the available home. Submission of a complete and acceptable application is not an offer, or therefore, a promise or guarantee that we will be chosen as the purchasers of the subject property.

SIGNATURE OF APPLICANT DATE

SIGNATURE OF CO-APPLICANT DATE



EQUAL HOUSING OPPORTUNITY

Return completed application to: Lashonda Denson

NeighborWorks Homeownership Center of Dutchess County,

313 Mill Street


NeighborWorks HomeOwnership Center of Dutchess County

Lender Worksheet

This form must be completed by the Loan Officer and included with the application packet upon submission to

NeighborWorks HomeOwnership Center of Dutchess County.

Client Name _____________________________ ____________________________________

Applicant Co-Applicant

Lending Institution_________________________ Contact Name ________________________

Calculations Used:

MONTHLY HOUSEHOLD INCOME

$__________________________________________________________

Credit Score____________________________ Type of Mortgage______________________ ___________

Interest Rate__________ Term__________ Total Mo. Payment (A) $_____________________

Principal & Int. Mo. Payment (B) $__________ Monthly Taxes(C)$_________ Monthly Ins (D) $_________

Note: B + C + D must equal A

MONTHLY DEBT $__________ HOUSING RATIO ________% HOUSING/DEBT RATIO________ %

Funds:

Selling Price $_____________________________ Mortgage Amount $______________________________

Total Down payment $______________________ Closing Cost/Pre-Paid Estimate $__________________

Breakdown of Sources of Funds:

Down payment (other) $___________ Source_______________________________________________



Amt./Source for C/Costs $__________ Source_______________________________________________

Amt./Source for C/Costs $__________ Source_______________________________________________

Notes:

_________________________________________________________________________________________

_________________________________________________________________________________________

Town of East Fishkill Moderately Price Housing Program Verification of First-Time Homebuyer Status

Name ____________________________________ Household

Composition _________

Address ___________________________________

___________________________________

To qualify for consideration, you must be a first-time homebuyer.

Please check which of the following describes you and your household:

_____ I and/or my spouse/partner have not owned a home during the prior 5-year period.

_____ I have owned a home in the previous 5 years; however I am:

_____ a displaced homemaker

_____ a single parent who while married, owned a home with my spouse

or resided in a home owned by my spouse

_____ a home I have owned was not permanently affixed to a permanent

foundation in accordance with local or applicable regulations, or

not in compliance with State, local or model building codes or

other applicable codes, and cannot be brought into compliance

with such codes for less than the cost of constructing a permanent

structure.

************************************************************************

_______________________________________ ________________________

Applicant Signature Date

_______________________________________ ________________________

Co-Applicant Signature Date

Name of Person Completing Form: __________________________________________

Hudson River Housing Inc.

NeighborWorks® HomeOwnership Center of

Dutchess County

313 Mill Street


845.454.9288 phone

845.485.1957 fax

www.hudsonriverhousing.org

Town of East Fishkill Application Round May 8, 2019

Required Documentation Checklist

In order to be considered as having submitted a complete application, you must

provide the following documentation with your application:

Applicant Co-Applicant

Other (other HH members

18 years or older)

2017 Federal tax returns

2018 Federal tax returns

2017 W-2 for each job worked

2018 W-2 for each job worked

Four weeks of most recent Consecutive

pay stubs for each job currently held

Pre-approval letter from a qualified lender

Lender worksheet completed by loan officer

Copy of Checking Account

Statements – Past 6 mos.

Copy of most recent Savings

Account Statement

Copy of Asset Account Statements

(Stocks, Bonds, IRA, Money Market, etc.)

Copy of Most Recent Benefits

Statements if applicable

(Social Security, Disability, Worker’s Comp, etc.)

Phone: 845-454-9288 Fax: 845-485-1641 E-mail: [email protected]

NeighborWorks HomeOwnership Center of Dutchess County

offers a full range of services designed to prepare you to

purchase a home.

NeighborWorks HomeOwnership Center

of Dutchess County

Keys to Homeownership:

This is a first time homebuyer education class that will guide you through the initial phase if pre-qualifying for

a mortgage.

The Home Club:

The goal of this course is to provide homebuyers with comprehensive information on the entire home buying

process in order to be secure in their new home purchase. This course meets one night per month for 90

minutes over a 5 month period and feature local experts involved in the home buying process.

Pre Purchase Fast Track Counseling:

This program is a time-condensed version of THE HOME CLUB and is only available to individuals and fam-

ilies that are currently in the mortgage process with a lender. Sessions are scheduled on an as needed basis.

Grant Eligibility:

Up to $7,500 to income eligible First Time Homebuyers use towards downpayment and/or closing costs.

Eligible participants must:

Be a first time homebuyer, as defined by the program

Meet income Eligibility Requirements

Use the funds to purchase a home in New York State, New Jersey, Puerto Rico or the US. Virgin Islands

Complete First Time Homebuyer Education and Housing Counseling with an approved member

Participants must get a mortgage from a participating Lender. The local participating lenders are:

First Niagara Bank

Ulster Savings Bank

Rhinebeck Bank

Ulster Savings Bank

M & T Bank

Hudson Valley Federal Credit Union

Mid-Hudson Valley Federal Credit Union

the catlin - east fishkill · 8.05.2019 · e. proof of the ability to obtain a mortgage...

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