div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails1jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=2 data-page=2 class=ts-thumb lazyload alt=Page 2: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails3jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails4jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails6jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=7Page 7button div class=ts-imageimg data-url=the-cost-of-defined-benefit-retirement-plan-gratuity-is-determined-using-actuarialhtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: The cost of defined benefit retirement plan gratuity is determined using actuarial valuations projected unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails7jpg width=140 height=200 divdivdiv class=ts-pagebutton 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unit credit method performed by independent actuaries The actuarial valuation loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220421105e8b943779364c7dee43f582html5thumbnails9jpg width=140 height=200 divdiv