the faces and facts of disability may 2014
TRANSCRIPT
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The Faces and Facts of Disability
www.socialsecurity.gov/disabilityfacts May 2014
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Social Security Disability Insurance
• To qualify, the disabled person must have a recent work history
• Special rules apply to younger persons who need less work to qualify
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Work Requirements
The amount of work you need depends on your age at the time disability starts
Before age 24
1-1/2 years of work in a three-year period before becoming disabled
Age 24-31
work during half the time between age 21 and the time the disability began
Age 31 or older
work during five out of the 10 years before the disability began
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Amount of Benefit
• Benefits are calculated based on your entire work history
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Who are Disability Insurance Beneficiaries?
Nearly 9 milliondisabled workers receive disability insurance
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Who are Disability Insurance Beneficiaries?
Mental Impairments
SensoryDisabilities
PhysicalDisabilities
31.4% of disabled worker beneficiaries and 35.2% of all disabled beneficiaries are receiving benefits based on significant intellectual disabilities or severe illness.
9.3% of disabled workers and 9.4% of all disabled beneficiaries are receiving benefits based on nervous system and sense organ impairments.
30.5% of disabled worker beneficiaries and 27.7% of all disabled beneficiaries are receiving benefits based on musculoskeletal system and connective tissue diseases.
A diverse group, including people with:
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Disability Insurance Beneficiaries: Health
1 in 5 1 in 7FEMALEMALE
Disability Insurance beneficiaries that died within 5 years of receiving benefits
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Disability Insurance Benefits are Modest
The average disability worker benefit:
$1,146per month
$264per week
$37per day
Even with disability insurance:1 in 5 beneficiaries live in poverty and most are low-income (<200% FPL).
More than 12% of disabled workers are poor enough that they qualify for SSI.
More than 45 % of disabled workers and 49% of all disabled beneficiaries receive less than $1000 per month.
cf. FPL for an individual: $991 per month
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Facts About Social Security’s Disability Program
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