THE FUTURE OF MINING GOLD AND

DIAMOND ON THE BLOCKCHAIN

The next-generation opportunity for mining

Gold and Diamond from your homes.

January 2018

Goldiam White Paper V 0.3

https://goldiam.io | info@goldiam.io info@goldiam.org

Abstract

To make the Gold and Diamond investment secure, easier, and beneficiary, Goldiam comes with

an idea which digitalizes the process for mining Gold and Diamond. Goldiam aims to make the

investment and receiving assets easier for the users using blockchain. Through this platform,

people can invest in Gold and Diamond markets without worrying about any decrease in rates

upon selling due to the signature solution provided by Goldium.

Goldiam is a blockchain technology based platform which enables its users to make transactions

and investments in an easier way using cryptocurrency - Goldiam Coin. Goldiam facilitates its

users with some special features including multi-currency acceptance, money transfer,

cryptocurrency exchange, monthly reward for asset-holders, pure gold or diamond(s) shipping,

and security. Goldiam is building its own blockchain since private blockchain would allow Goldiam

to better facilitate its users in terms of faster, more cost effective and secure platform because

private blockchains in comparison to centralized databases, are the cryptographic auditing and

known identities.

Goldiam, besides the mining opportunity, is the aggregation of its three major projects,

Smart Gold and diamond

Goldiambox wallet

GlobeUnion platform

The ‘Smart Gold and Diamond’ platform will make the purchase/sale of Gold and Diamond(s),

easier for people even if they want pure Gold/Diamond(s) at their doorstep. In such case, the

companies partnering with Goldiam will ship the asset to the user’s address with proper security

and license. Goldiam has partnered with some valuable Gold and Diamond trading companies

which would help us ensure the quality of platform.‘GoldiamBox Wallet’ will reward its users on

keeping the Goldiam Coins for at least a month in the Goldiam smart platform while with

‘GlobeUnion Platform’, you can change your GOL into fiat of your choice. At its core, GlobeUnion

is a payment platform for family members, workers, and individuals all over the world to withdraw

their money in fiat or cryptocurrency. This service will be international, now the users will be able

to send money in the form of cryptocurrency and the receiver at the other end will be able to

convert it into fiat currency anywhere, anytime.

Goldiam is thus ensuring making the asset investment easier for the investors throughout the

world. With Goldiam it would be easier than ever to invest, get rewards and exchange the assets

and cryptocurrencies. It is thus one stop for all the Gold and Diamond investors.

Content

Introduction

Targeting the Gold and Diamond market, we are introducing a platform which will digitalize the

buying and selling of Gold and Diamond, and make Gold or Diamond investments more easy and

beneficiary. Goldiam aims at making the investment and receiving of assets easier for the users,

using blockchain. Through this platform, people can invest in the Gold and Diamond markets

without worrying for the prevailing rates.

Goldiam, is the platform that allows its users to make investments, through blockchain

technology using the cryptocurrency - Goldiam coin.

Through this platform, the investors or users will be able to buy the Gold or Diamond(s) with

Goldiam coins and keep their assets for as long as they want. On keeping the asset in the wallet

for at least one month, the user will be rewarded with Goldiam coins. So, a user can have either

Goldiam coin, Gold or Diamond(s) in his/her wallet. The user will even have the option to withdraw

the Gold or Diamond(s) he/she has in his/her wallet. In such case, the companies partnering with

Goldiam will ship the asset to the user’s address with proper security and license. Goldiam has

partnered with some valuable Gold and Diamond trading companies which would help us ensure

the quality of platform. After presale ICO, once the platform will be completely developed, the

users will be asked to send their Ethereum based tokens which they got during presale ICO, to the

company address. These tokens will be burned while the new Goldiam coins will be given to the

users in the same amount. The whole system will be based on Blockchain technology.

Blockchain is a decentralized distributed ledger through which transactions are made, by using

cryptocurrencies like bitcoin, ethereum, litecoins etc. It is a fast, secure, and reliable medium to

perform transactions. It provides,

Security of data, being stored in it.

No third party or middleman is involved.

No single authority / Decentralized.

Each participant of the network has access to data / Distributed computing.

Increased capacity

Faster settlement

Blockchain technology can also take networked business models to a new level by supporting a

whole host of breakthrough applications: native payment systems that run without banks, credit

card companies, and other intermediaries who will cut cost and time from transactions.

Goldiam is building its own blockchain because decentralized blockchain is a great first step

towards more cryptographic future. The biggest advantages of decentralized blockchains in

comparison to centralized databases are the cryptographic auditing and known identities. Nobody

can tamper with the data, and mistakes can be traced back.

[quote]"Private blockchains provide interesting opportunities for businesses to leverage [their]

trustless and transparent foundation for internal and business-to-business use cases. With the

advent of smart contracts, this technology could eventually replace many centralized

businesses."Dan Wasyluk, Syscoin Team Manager

Goldiam, besides the mining opportunity is the aggregation of its three major projects,

Smart Gold and Diamond

GoldiamBox Wallet

GlobeUnion Platform

The ‘Smart Gold and Diamond ’ will make the purchase/sell of Gold and Diamond, easier for people

even if they want pure Gold/Diamond at their doorstep. ‘GoldiamBox Wallet’ will reward its users

on keeping their asset for at least one month in goldiam smart platform while the ‘GlobeUnion

Platform’ will come with a slightly different concept of money transfer. GlobeUnion is Goldiam's

smart answer to money transfer. With GlobeUnion, you can change your GOL into fiat of your

choice. At its core, GlobeUnion is a payment platform for family members, workers, and

individuals all over the world to withdraw their money in fiat or cryptocurrency. This service will

be international, now the users will be able to send money in the form of cryptocurrency and the

receiver at the other end will be able to convert it into fiat currency anywhere, anytime.

Features

Goldiam facilitates its users with the following features,

Money Transfer With GlobeUnion platform, a user can now send and receive money from any part of the world to any part

of the world anytime. GlobeUnion allows the users to spend the money collected as rewards or as profits

on investment to anywhere in the world. So whether your acquaintances are in Australia, Europe or any

other region is not an issue.

Monthly reward for asset-holders The Goldiam users are provided with endless facilities and profit earning paths. With Goldiam platform the

users can earn several rewards by investing in Goldiam Coins. Not only this but they will be given rewards

for holding Gold and/or Diamond(s) as well. Each user holding any of these three assets shall be eligible

for rewards which can be utilized instantly.

Pure Gold and/or Diamond Shipment Goldiam offers its users to either hold the Gold and/or Diamond(s) to their wallet and earn rewards every

month or they can also withdraw these assets whenever they want and the assets will be shipped to their

doorstep. With the help of our partner companies the Goldiam is able to provide proper shipping without

the need to worry about fake or frauds.

Security

Goldiam has special concerns on the security of assets either it can be the licensing or fraud. With the help

of our partner companies we always make sure that the Gold and/or Diamond(s) shipped, are proper in

weight, quality and are accompanied by original security license.

Why Blockchain

Blockchain Market Analysis:

“[Digital currency is going to be a powerful thing”

(John Danhoe, CEO of ebay.Inc)

Global Blockchain market is estimated to reach $6,076.6M by 2023, and expected to grow at a

Compound Annual Growth Rate (CAGR) of 48.37% during the forecast period. North American

region is dominating the global Blockchain market. The blockchain market size is expected to grow

from USD 241.9 Million in 2016 to USD 7,683.7 Million by 2022, at a Compound Annual Growth

Rate (CAGR) of 79.6%. The major growth drivers of the market include the increasing demand for

distributed ledger technology, reduced total cost of ownership, rising cryptocurrencies market cap

and initial coin offerings, increasing demand for simplified business processes and creating

transparency and immutability, faster transactions and increasing adoption of Blockchain-as-a-

Service. The base year considered for this report is 2016 and the market forecast period is 2017–

2022.

The growing demand for the technology has led to the emergence of a multitude of start-ups in

this space, offering enterprise solutions spanning across processes.

Some companies have invested heavily and are proactively pushing the exploration of the

technology through either isolated internal experiments or in partnerships with technology

providers or in groups relying on industry consortiums.

At present time, a lot of new players are entering the market as it holds huge business

opportunities. Especially, new start-ups are coming with new products/services in the market and

they are expecting to see a double-digit growth in the upcoming years. In this space, venture

funding in this market is expected to grow. Furthermore, collaborations, mergers & acquisitions

are expected to continue.

Blockchain was also published in Gartner’s Hype Cycle as one of the emerging new technologies

in next 5-10 years.

Regardless, of all its numerous market opportunities and a rapid growth flourishing its way into

the tech market, the question for everybody remains the same “Why blockchain?”. Speeding up

and simplifying lives there are some prominent features of blockchain which can’t be denied.

Fraud Reduction

Even though blockchain is new technology, its potential to reduce fraud in the financial world is

getting a lot of attention since 45% of financial intermediaries such as stock exchanges and money

transfer services suffer from economic crime every year. Most banking systems around the world

are built on a centralized database that is more vulnerable to cyber-attack because it has one

point of failure rather than many—once the hacker breaches the system, he will have full access

to it. The blockchain is essentially a distributed ledger where each block contains a timestamp and

holds batches of individual transactions with a link to a previous block. This technology would

eliminate some of the current crimes being perpetuated online today against our financial

institutions.

Know Your Customer (KYC)

Financial institutions spend anywhere from $60 million up to $500 million per year to keep up with

Know your Customer (KYC) and preventing Anti-Money Laundering (AML) through customer due

diligence regulations according to a Thomson Reuters Survey. These regulations are intended to

help reduce money laundering and terrorism activities by having requirements for businesses to

verify and identify their clients. Blockchain would allow the independent verification of one client

by one organization to be accessed by other organizations so the KYC process wouldn’t have to

start over again. The reduction in administrative costs for compliance departments would be

significant.

Smart Contracts

One of the most promising applications of blockchain technology is the smart contract. It can

execute commercial transactions and agreements automatically. It also enforces the obligations

of all parties in a contract without the added expense of a middleman. Blockchain enable us to

have smart contracts because it can store any kind of digital information, including computer code

that can be executed once two or more parties enter their keys. This code could be programmed

to create contracts or execute financial transactions once a certain set of criteria has been

achieved.

Payments

Blockchain disruption could be highly transformative in the payments process. It would enable

higher security and lower costs for banks to process payment between organizations and their

clients and even between banks themselves. In the current reality, there are a lot of intermediaries

in the payment processing system, but blockchain would eliminate the need for a lot of them.

Trading Platforms

It’s exciting to contemplate the changes that might occur with our trading platforms if they relied

on blockchain-based technology. There’s no doubt that the risk of operational errors and fraud

would be dramatically reduced. NASDAQ and the Australian Securities Exchange are already

exploring blockchain solutions to reduce costs and improve efficiencies.

Blockchain, the future for trading and investments

Share trading will soon be impacted by the blockchain. Utilizing blockchain technology allows for

greater trade accuracy, and a shorter settlement process. The market is expected to grow rapidly

owing to numerous benefits that it provides, such as eradication of the requirement of a financial

institution to validate transactions, reduce duplicative record keeping, eliminate reconciliation,

minimize error rates, and facilitate faster settlement. The uptake of the technology could save the

BFSI (Banking, Financial services and Insurance) industry billions in infrastructure costs, IT costs,

operations costs, support function costs and personnel costs. Blockchain could serve in becoming

the spine of making database universal in nature. Recently, investments have been made in the

technology by various financial institutions in association with key technology players to further

improve the efficiency of the underlying financial processes and help minimize the risk. The

technology will be able to support IoT applications, book keeping in the healthcare sector,

instantaneous payments in the transportation segment, and maintenance of records for land

ownership by the governments in the public sector.

“The stakeholders of the blockchain market include crypto-currency vendors, research

organizations, network and system integrators, blockchain service providers, distributed

ledger technology solution providers, marketing analytics executives, third-party service

providers, and technology providers.”

Gold and Diamond Market Analysis

The analysis of market for Gold and Diamond opens a whole new world for the people interested

in them. The current Diamond trade market is valued at approximately US $60 billion a year, with

consumers purchasing merchandise worth US $20 billion annually. Only 5% of this US $20 billion

market is purchased for investment purposes. For UK investors, Gold has topped the table 5 times

since 2000 and beaten the FTSE (Financial Times Stock Exchange) all Share 10 times. Progressing

all the way from that time Gold in 2017 then reflected fresh volatility in the Dollar's exchange-rate

value, lagging domestic and more notably overseas equities but rising 7.2% (data to 13 December)

for US investors. British investors, in contrast, saw Gold drop 1.4% as the Pound rallied hard from

2016's Brexit-vote plunge. The potential market of Gold has a turnover of US $700 billion, with

Gold and Gold derivative investments totaling 80% approximately. The remaining 20% are jewelry

and industrial use. Taking in view the current Diamond market turnover is approximately US $90

billion with an investment value of only US $1 billion. By removing the market barriers, we believe

Gold and Diamond will become the leading investment assets for traders seeking to hedge

currency or get exposure to this alternative asset class.

Taking a note on proliferation of blockchain in the precious market of Gold and Diamond, public

online ledgers that emerged from the explosive markets for bitcoin, already have drawn the

attention of businesses from banks to retailers who see blockchain systems as a revolutionary

way to verify and record transactions.

“The blockchain revolution is gunning for the Gold and Diamond market.”

About US $27 billion of Gold changes hands every day in over-the-counter markets where

settlements can sometimes take days, leaving price risk for buyers and sellers. Blockchain

promises more transparency, security and speedier deals. It also could attract new participants at

a time when investors are souring on Gold-backed exchange traded-funds especially in case of

Diamond trading exchange where they only offer B2B transactions services making them

irrelevant for individuals or traders.

“Digital Gold would take market share away from other Gold instruments: futures,

physical Gold bullion, Gold ETFs. Using the technology to trade the precious metal would

create another avenue for where investors can look to find value”

(Ebele Kemery, head of energy investing at JPMorgan Asset Management)

It’s not a hidden fact that Bitcoin, (the first instrument to use blockchain), has more than

quadrupled in 2017 to more than $4,000. The cryptocurrency this year surpassed the price of Gold

for the first time.

The Three Major Projects

Goldiam’s three major projects include,

Smart Gold and Diamond

GoldiamBox wallet

GlobeUnion Platform

Smart Gold and Diamond The platform ‘Smart Gold and Diamond’ allows our users to buy Gold and/or Diamond(s) at the

ease of their homes. So, all the user needs to do is to buy Gold and/or Diamond(s) with his GOL

Coins and invest it for as long as he/she wants. There is no need to worry about the security or

licensing of the Gold and Diamond(s). Goldiam takes the responsibility to make users free of these

strains. We, with the help of our partner companies, ensure security of the Gold and/or

Diamond(s) bought. The contracts and transactions related to Gold, Diamond(s) or Goldiam are

all preserved in the blockchain so as to ensure as much credibility as possible. The Gold and/or

Diamond(s) bought can be seen on the smart platform application. The wallet displays the amount

of Gold, Diamond(s) and Goldiam separately so it is easy to track the record of investments.

The user can withdraw Gold and Diamond(s) anytime he/she wants and the quantity of Gold

and/or Diamond(s) withdrawn shall be shipped to him with the insurance certificate provided by

third party company. User can also sell the Gold and/or Diamond(s) stored in the smart platform,

anytime at the current prevailing rates and he/she will get the GOL coins in return.

Let’s say user have 1g of Gold in his wallet where 1g of Gold is for 85$. He/She wants to withdraw

money against 1g of Gold. Therefore, he/she will first convert it into the GOL coins where 1 GOL

coin is for let’s say 10$ at this moment. He/She will now have 8.5 GOL coins against 1g of Gold and

then he/she will be able to convert GOL coins into fiat currency.

GoldiamBox Wallet

Goldiam incentivises the users as much as can be with its various platforms and investors friendly

features. In its aim to make investment easier and more profit gaining, Goldiam has introduced

the Goldiambox Wallet. The purpose of Goldiambox Wallet is to reward the users for holding the

Goldiam Coins, or Gold and/or Diamond(s). So, a user just needs to hold the GOL coins, Gold or

Diamond(s) and get the reward. The Goldiam reward will be awarded to the users after holding it

for the period of one month or more. All rewards will be collected and distributed once a month.

The coins collected by a user as a reward, will be instantly available to use or withdrawn.

The amount of the Goldiambox rewards is generated by mining blocks and their mining rewards.

Goldiam has fixed the reward for each block mined at 0.48 Goldiam Coins (GOL). Out of every

block mined, the miner is rewarded with 0.32 GOL and 0.16 GOL is reserved in the Goldiambox

wallet which is then distributed among all the asset-holders as per their asset value.

Through Goldiambox Wallet, the user will be rewarded on holding his asset (Gold, Diamond(s), or

Goldiam coins) in the platform wallet for at least a month. The amount per block, to be rewarded

among the asset-holders will be generated by blockchain and will be distributed as follows:

Amount per Block (0.48) = 0.32 (goes to miners) + 0.16 (goes to Goldiambox wallet)

0.16, will then be distributed among all the asset-holders on the basis of their asset value, once

in a month.

GlobeUnion Platform:

GlobeUnion is Goldiam's smart answer to money transfer. With GlobeUnion, you can change your

GOL into fiat of your choice. At its core, GlobeUnion is a payment platform for family members,

workers, and individuals all over the world to withdraw their money in fiat or cryptocurrency. This

service will be international

The GlobeUnion platform of the Goldiam allows the users to send and receive the

cryptocurrencies from any part of the world and convert it to any currency they need. It is a multi-

currency payment system which will allow family members, workers, and individual persons to

withdraw money in fiat or cryptocurrency all around the world (where applicable). The system will

contain a wallet to accept multiple cryptocurrencies such as bitcoin, ethereum, dbix, and Goldiam

and allow people to convert it into fiat currency, anywhere (where applicable), any time. This

service will be international with the main aim to install Goldiam ATMs available worldwide for

easy deposit and withdrawal for all our members, as well as provide a hardware wallet which will

connect to the Goldiam platform as a secure and trusted way to keep the funds safe. Moreover,

user can fix a amount to be sent on specific day in a month and send it to his/her family or anyone.

With this platform Goldiam is making the utilization of cryptocurrencies as easier as the fiat

money. This will help people to overcome the difficulties related to liquidity and availability of the

cryptocurrencies.

Business Model - Abstract

Business Model

The Business Model consist of three phases,

Mining or buying Goldiam coins,

Buying of Gold and/or Diamond(s) and

Investing in Goldiambox and after a month the reward will be divided among the asset

holders.

Then there is Goldiam Exchange where the users can exchange various cryptocurrencies to their

local fiat as and when required.

So this would be used as a long term savings platform where users will invest in Gold using

Goldiam platform. Now this Gold will be reserved by Goldiam on behalf of the customer. The

benefit to user are listed as follow,

User can withdraw the Gold anytime by getting the Gold and/or Diamond(s) at home with

insurance certificates.

User can convert the value of Gold he owns to Fiat using third party MasterCard anywhere

in the world

All the transactions would be managed on the blockchain of Goldiam. The nodes would be

managed by public mining, the reward for which would be 0.48 GOL coins, 0.32 GOL coins

per block to the miner and 0.16 GOL to the GoldiamBox Wallet for the rewards system.

Goldiam Mining

Mining from your home

All users have opportunity to mine Goldiam coins. The algorithm is Dagger-Hashimoto. The

reward for miners is 0.32 GOL / block + transaction fee and 0.16 GOL / block is reward for

Goldiambox. BlockTime is 14sec. Instantly after starting Goldiam Blockchain, miners and investors

will be supplied with all infrastructure needed to follow blockchain transactions and transfer

funds: Goldiamchain explorer, Calypsum wallet, Goldiampool for mining and API for completely

free and secure connection with our services.

Goldiamchain Explorer

This beautiful explorer powered by Goldiamchain Technology Team will give you all possible

information you need from blockchain. It shows all stats starting with block time, difficulty,

circulating supply, hash rate following with the GOL price against USD and BTC.

Further, all information about blocks, transactions and account balances are available as well as

pending transactions and contract data with many wonderful graphs.

API

Powerful RESTful API is an application program interface based on representational state transfer

(REST) technology. An API is a code that allows two software programs to communicate with each

other. In our case our Team Goldiamchain Technology designed an API which developers can use

for interacting with Goldiam blockchain. There are plenty of API endpoints which can be used for

getting all information for every single state. All API endpoints are grouped for easier handling:

network, blocks, transactions, addresses and miners. Every group of endpoints will be explained

as well as each endpoint, with full description and examples.

Calypsum Wallet

It is a web wallet with all functionality needed for easy transfer of Goldiam coins and deploy, and

watch smart contracts. In Calypsum Wallet you can create new account - you will get your new

address, private key and JSON Keystore file for that address, you can save it as QR code or

print it like paper wallet. Further, you can in a few steps import any existing account with JSON,

private key or mnemonic phrase. Also you can import Tokens created on Goldiamchain and

transfer them on another address.

With Calypsum Wallet it is so easy to interact with any smart contract by putting the contract

address and ABI/JSON or you can deploy your smart contract simply by adding the ByteCode.

The Calypsum Wallet is forked by Myetherwallet and refactored by Goldiamchain Technology

Team.

Smart Contract Functionality

Smart contract deals would be used to buy, sell Gold/Diamonds. For every purchase, a contract

would manage the sale, purchase and quantity of items purchased. This would be an automated

process with event based functionality for integration of the smart contracts with Goldiam

Platform.

Smart Contracts would be used for all the rewards to miners and investors in the Goldiambox on

a monthly basis.These contracts would make sure that rewards are distributed fairly based on

users investments while for miners the distributions are divided equally among all the miners.

Coin Economy

The GOL would be used for all the transactions in Goldiam. Coins would be used for payments to

buy Gold, Diamond. Coins can also be invested in Goldiambox wallet which can yield extra coins

for the investors. The value earned depends upon the invested amount, so the total value

accumulated in Goldiam Box Wallet at the end of the month is divided among investors.

The supply of coins would be fixed in the genesis block to a 32,300,000. The coins can be mined or

bought on an exchange. The users can buy minimum one gram of Gold using Goldiam Coins.

The number of coins against 1 gram of Gold is determined based on market value of coin.

The user would pay to Goldiam platform in coins and they would only be charged a small mining

fee.

Coins can be earned or purchased. So for any activity in the platform users has to have coins in

their account. These can be bought easily through an exchange at market price. Buying Gold/

Diamond would deduct the specified coins equal in dollar value of 1 Gram of Gold/Diamond.

Below this value the purchase would not be possible.

Uses Cases

Buy Gold and/or Diamond(s)

In order to buy Gold and/or Diamond(s) from Goldiam platform a user will need to make request

to the platform and make payment in Goldiam coins. The Goldiam coins are deducted and the

amount of Gold bought can now be seen on the user wallet. The minimum amount of Gold that

can be bought on the Goldiam platform is 1g.

Withdraw Gold and/or Diamond(s)

A user can withdraw his Gold and/or Diamond(s) whenever he wants. In this case the gold

withdrawn shall be sent to the user address after confirmation with authentic license certificates.

To do so the user would have to make request on the user panel, after which the Goldiam platform

will make request to its Gold or Diamond partners to ship the orders. The withdrawn amount of

Gold and/or Diamond will now be deducted from the user wallet.

Withdraw Goldiam

A user can withdraw the Goldiam coins in the form of fiat or any other cryptocurrency whenever

required. In this case the Goldiam Platform will be exchanging the currencies on prevailing

exchange rate. The user will thus be able to get the Goldiam coins in any cryptocurrency he wants.

Not only this, but the user will also be able to send and receive the Goldiam coins to and from any

place in the world. In this case the Goldiam Coins will be deducted from the user wallet and after

getting exchanged according to the exchange can be received by the receiver in the currency of

his choice.

ICO - Initial Coin Offering

Goldiam fundraising campaign has been splitted into three phases: Pre-Sale, Pre-ICO and ICO. In

Pre-Sale, Goldiam is raising money from the already available investors with them. It provides

them the opportunity to invest in Goldiam at premium bonus. Other interested parties may also

contact the Goldiam team to get access to Pre-Sale. Pre-ICO provides the opportunity to the

investors to participate by earning 30% bonus on top. Token allocation is discussed as following.

Total Token Supply will be 32,300,000 while Goldiam will furnish 28,300,000 Goldiam Tokens (GOL)

by raising (hardcap) 17,000 ETH in its ICO. The ICO will end once this limit is reached or else all the

unsold tokens would be burned after the ICO period. Minimum Goal (Soft Cap) for this ICO is 2,000

ETH.

Token Allocation of Goldiam will be following:

Token Allocation Tokens Percentage

Pre-Sale 8,000,000 24.77%

Pre-ICO Tokens 8,000,000 24.77%

ICO Tokens 12,300,000 38.08%

Bounty 1,000,000 3.10%

Reserve Fund 3,000,000 9.29%

Total Token Supply 32,300,000 100%

1 ETH = 1300 GOL

Token Sale Schedule is as following:

Pre-Sale 20/03/2018 – 29/03/2018

Pre ICO 30/03/2018 – 8/04/2018

ICO 1st Week 09/04/2018 – 18/04/2018

ICO 2nd Week 19/04/2018 – 28/04/2018

ICO 3rd Week 29/04/2018 – 08/05/2018

Rest of the ICO 09/05/2018 – 18/05/2018

Main ICO will start on April 09, 2018 and will last till May 18, 2018. During this period, bonus

schemes are also being introduced to reward early adopters of Goldiam.

ICO bonuses will be as per following schedule:

Bonuses Percentage

Pre-Sale 30.00%

Pre-ICO 25.00%

ICO 1st Week 20.00%

ICO 2nd Week 10.00%

ICO 3rd Week 5.00%

Rest of the ICO 0.00%

Bounty Programs

1,000,000 Token (3.10% of the Total Token Supply) has been allocated to the Bounty Programs.

Following Bounty Programs are available (x% of the 3.10% of the total Goldiam Tokens):

Translation & Moderation: 20%

Signature Campaigns: 20%

Facebook: 15%

Twitter: 15%

YouTube and Media: 20%

Referrals: 10%

Translation & Moderation: translate and moderate the local thread about Goldiam. It includes the

translation of official announcements, news and updates on a regular basis. Unmoderated

threads will be disqualified. 20% of the bounty campaigns has been given to translation and

moderation. 20% has been acquired by the Signature campaign: provides setup registration form

for signing up for this program. Participants can participate by changing their signatures or avatars

on Website Forums/Bitcoin Talk or any other forum approved by Goldiam. The list of the approved

forums should be made available on the link provided by Goldiam. 15% of the bounty campaigns

has been allocated to Facebook and Twitter campaigns each which allow participants to earn

stakes via tweets/posts, retweets/shares on the respective channel. 20% has been dedicated to

YouTube and Media campaign: allows participants to earn stakes for writing articles or making

videos about Goldiam, while 10% of the bounty campaigns has been dedicated to Referral

program. These bounty campaigns will provide a boost to the ICO crowdfunding campaign of

Goldiam.

Funds Allocation

Development & Support for Launching the Project: 50%

Marketing and Promotional: 25%

Team Advisors and Partners: 07%

Legalization, Regulation and Lawyer: 13%

Security: 05%

Funds raised during ICO will be used for Development and Support for Launching the Project

(50%), Marketing and Promotional (25%), Team Advisors and Partners (7%), Legalization,

Regulation and Lawyer (13%), and Security (5%).

50% of the funds raised will be allocated for expanding the development of Goldiam blockchain

technology and the platform to be able to cater to the rapid growth of Goldiam while 25% will be

spent on the marketing of the platform to create awareness and the adoption of Goldiam among

consumers and different Gold and Diamond trading companies, resulting in a wider customer

base for the companies signing up with Goldiam. Legal fees for the crowdfunding campaigns and

for the company will be covered by 13% of the funds raised to capture potential markets

geographically. 7% of the funds will be allocated to build partnerships in the targeted regions,

while 5% of the funds will be used to make the whole system secure.

Roadmap

Team

Mourad Redjah Founder & CEO

Mourad have a strong interest in new technologies,

developer for three years, a great interest in crypto

currencies, trader and holder since 2011. Very good skills in

server administration, analysis and prevention of security

vulnerabilities, with successful experiences in companies

like Gfi Informatique, ST Microelectronics. Fast learner, very

hard worker and passionate person who gets things done.

https://www.linkedin.com/in/mourad-redjah-12689b156

Nenad Balog CTO

Nenad Balog is a persistent, result-oriented, and avid learner

having vast knowledge regarding principles of software

engineering, latest development tools and techniques, and

technical aspects of blockchain technology. He has

completed his bachelors in Computer Software and IT from

University of Novi Sad faculty of technical sciences. He has

worked for Serbian consulting network as a programmer.

Moreover, Nenad has excellent managerial and leadership

skills, business sense, and communication skills which make

him a very effective and efficient IT professional.

https://www.linkedin.com/in/nenad-balog-529677103/

Daniela Nikolic Supporter

Translator/Interpreter Government of the Republic of Serbia

Experienced Translator with a demonstrated history of

working in the translation and localization industry. Skilled

in Communication, Editing, Report Writing, Public Relations,

and Customer Service. Strong information technology

professional graduated from University of Belgrade, Faculty

of Filology.

https://www.linkedin.com/in/daniela-nikolic-93a75810b/

Aleksandar Djordjevic Full Stack Lead Developer

Aleksandar is an end-to-end product developer. He is a full-

stack web developer who is fiercely passionate about the

user experience and interaction of a product. He inherently

understands that the customer is the single most valuable

asset an organization can have, and is driven by the

unrelenting pursuit of customer-driven focus, ideals and

user experience. Aleksander has previously worked as

senior front-end developer and website developer. He has

done Bachelors in Computer Sciences from University of

Kragujevac and is currently working for Upstack as a full-

stack javascript developer.

https://www.linkedin.com/in/deejayelly/

Sara Krstovic Developer

Sara is a professional web developer and copywriter. Her

core skills include Javascript, AngularJS, Node.JS, AJAX,

JQuery, HTML, CSS, and SEO. She has done her Bachelors

degree in Information Technology from Singidunum

University and she has been working as a freelance website

developer. Currently, Sara is giving her services as a

freelancer. She is very interested and has good

understanding of blockchain , smart contract, and

cryptocurrencies as well.

https://www.linkedin.com/in/sara-krstovic/

Nikola Miloradovic Web/Blockchain Developer

Having great understanding regarding blockchain

technology, Nikola is a passionate and skilled Blockchain

developer. He has completed his Bachelors in Computer

Sciences from High Technical School of Vocational Studies in

Kragujevac. He had been working as a freelance web

developer for 2 years and has worked as project coordinator

at Voluntary Organization Svilajnac -VOS. Nikola is co-

founder and CEO at EduBar app and he is currently working

as a front-end developer at Mirror code.

https://www.linkedin.com/in/nikola-miloradovic-/

Milos Loncar

Developer/CMO

Milos is a freelance Mission-driven full stack developer with

a passion for thoughtful UI design, collaboration, and

proficient knowledge of Blockchain technology. He always

sought out opportunities and challenges that are

meaningful to him. He is currently working on development

of blockchain technology based solutions. As a full-stack web

developer, he intends to use his obsessive attention to

detail, his unequivocal love for making things, and his

mission-driven work ethic to literally change the world.

https://www.linkedin.com/in/milos-loncar/

Dragana Krstic Graphic / Web Designer

Graphic designer with 5+ years experience in field. Focused

on combining graphic design skills with web development.

Love innovations in design and modern technology.

Cryptocurrency and blockchain enthusiast.

https://www.linkedin.com/in/dragana-krstic-00351b151/

Lydia Kariuki Copywriter

Lydia is a full time copywriter and blogger with a great flair

for cryptocurrency trading. She is keen on what blockchain

technology has to offer across industries, believing that it's

a greater revolution than what the internet was a couple of

years back. She holds a bachelor's degree in Nursing from

the University of Nairobi.

https://www.linkedin.com/in/lydia-kariuki-806a5264

Pankaj Sharma Head of Marketing

Pankaj Sharma is a keynote speaker on Social media strategy,

LinkedIn Marketing, Social Media Marketing, SEO Specialist

and Computer Science Engineer / Web Developer. He is head

of marketing for Goldiam ICO project

https://www.linkedin.com/in/Gashwa

Sadia Sharafat Project Manager

Sadia is a professional Project Manager with a motivated and

focused mindset, having a vast experience in relevant fields.

She is acting as an Agile Project Manager at Blockchain Expert

Solutions. Her skills include Project management, team work,

Project planning, and Team management. She has done her

Bachelor’s degree from Kinnaird College and has worked in

different organizations on many positions including assistant

manager, senior content writer, Junior research associate,

and senior technical content writer.

https://www.linkedin.com/in/sadia-sharafat-6748b98a/

Faryal Qazi Lead Research Analyst

Faryal is a competent Researcher and Blockchain business

developer. She is efficient in white paper writing,

development, blockchain researching, Initial Coin Offerings,

business analysis, business development, competitor

analysis, portfolio management, and project management.

She has 5 years of experience in content writing, editing, HR

management, project management and public speaking. She

is currently pursuing her Master’s degree in Data Sciences

from Information Technology University, Lahore and holds a

Bachelor’s degree in Computer System Engineering from

University of Engineering and Technology.

https://www.linkedin.com/in/faryal-qazi-532541a7/

Ammad Ul Islam Research Analyst

A passionate, research oriented fresh graduate with strong

analytical, conceptual and reasoning skills, having vast

knowledge of computer science and other relevant fields. He

has the ability to work under highly competitive environment

and always keen to explore the latest technology related

ideas. Ammad has done his Bachelors in Computer Sciences

from Government College University, Lahore. During

Bachelors degree, he has efficiently used his research

oriented skills for doing many projects including his Final Year

Project as well. He is currently working as a research analyst

at Blockchain Expert Solutions where his responsibilities

include white paper writing, business analysis, product

market analysis, and writing website content as well.

https://www.linkedin.com/in/ammad-ul-islam-683143b3/

Nasir Mehmood Software Architect

Nasir is a senior software architecture engineer having 6

years of experience in HTML, wordpress, and graphics

designing and he is currently managing the responsibilities of

Design and Architect of client application at Blockchain

Expert Solutions. He is very smart to manage his team to

complete different modules of the client application

according to the structure of the application and makes sure

that a quality work is being done, smartly. His expertise

includes, backend frameworks, Laravel, symfony, Yii,

Codeigniter, frontend, Angular, Vuejs, React, React Native,

Ionic, and nodejs. He manages instance of AWS, digital

Ocean, Linode for LEMP, application deployment, setup

scheduler, and queue worker for application.

https://pk.linkedin.com/in/oknasir/

Talha Yusuf Blockchain Developer

Talha Yusuf is an expert blockchain developer. He has been

involved in the blockchain community from earliest 2017. He

has developed multiple token sale projects, security audits

and decentralized applications using tools like MeteorJS etc.

He has extensive research on blockchain scalability and cost-

effective transactions using IPFS. He is currently serving as a

blockchain developer at Blockchain Expert Solutions where

he works with Smart Contracts, Ethereum, Truffle framework,

and Private Blockchain Development efficiently. He has done

his Software Engineering from COMSATS Institute of

Information Technology, Lahore.

https://www.linkedin.com/in/talha-yusuf-66067610b/

Arslan Imran Front End Developer

Arsalan is a highly motivated, experienced, and skilled Front

End Developer, having vast experience in UI/UX designs. After

vast experience of working with websites he has proficient

abilities in HTML, CSS, Javascript, wordpress, php

development, and Bootstrap. He has previously served as a

Oracle Developer and has served notable organizations like

Shaukat Khanum and PTCL. Currently, he is working as a front

end developer at Blockchain expert solutions. He has has

completed his Bachelor's degree in Information Technology

from University of Education, Lahore.

https://www.linkedin.com/in/arsalan-imran-9258159b/

Rizwan Ud Din Web Developer

With an experience of more than 7 years in web development

Rizwan Ud Din has his interests in fullstack related

development with expertise in HTML, CSS, Bootstrap laravel,

Codeigniter, Angular5, ReactJS , ionic3, Electron, NodeJS. He

plays a vital role in software and website development in

Blockchain Expert Solutions where he has a number of

successful blockchain projects. Rizwan ud din holds a

Bachelor’s degree in Computer Sciences with core focus on

Computer Software Engineering from University of the

Punjab.

https://pk.linkedin.com/in/rizwan-ud-din-0392777b/

Fahad Aziz Mobile App Developer

Fahad, is a mobile application developer having expertise in

java, javascript, android, sql databases and solidity. He is

interested in to manage normalized big data for large

business industries. He is very committed towards his tasks.

He writes quality codes and loves to play with them. He has

completed his bachelor’s degree in Computer Sciences from

National Textile University and currently, he is acting as a

mobile application developer at Blockchain expert solutions

where he is working on android platform.

https://www.linkedin.com/in/fahad-aziz-4b696513a/

Afzal Akram Graphic Designer

Having 10 years of experience in web designing, Afzal is a

professional graphic designer, with expertise in Adobe

photoshop, illustrator, and indesign. He has previously

served as a senior Graphic Designer in DevBatch, Cryptex and

Techverx. In addition, he has strong html/css skills including

cross power compatibility issues and extensive knowledge

and understanding of SCO. He is currently working as Sr.

Graphic Designer at Blockchain Expert Solutions, where he

creates designs for white papers, mobile app designs and

websites’ front end. He has completed his bachelor's degree

in Computer Sciences From Skyline College, Dubai and

currently he is pursuing his professional career as a front end

developer at Blockchain expert solutions.

https://www.linkedin.com/in/afzal-akram-51b6b038/

Zainab Ghafoor QA Engineer

Zainab is a talented Software Quality Assurance Engineer,

having vast knowledge of software development lifecycle

processes, testing embedded software, create test plans and

analyze test results, coding automated tests and

documented test cases, agile development processing and

web-based testing applications, and interpreting technical

and business objectives and challenges. She has done

Bachelors in Computer Sciences from Government College

University, Lahore. She is efficiently delivering her services as

a Quality Assurance engineer at Blockchain Expert Solutions.

Her expertise includes ETL testing, functional testing, data

integration, and unit testing.

https://www.linkedin.com/in/zainab-ghafoor-1b9184b7

Waqar Ahmed Financial Analyst

Waqar is our lead for Business and Financial feasibilities and

is acting as Financial Analyst. He has previously worked as

blockchain business analyst, digital marketing manager, chief

operating officer, and as education ambassador in various

notable companies and institutes. He is an expert in

blockchain financial matters including financial modelling,

bounty programs, ICO (Initial Coin Offerings), and business

simulations. He has experience of working as blockchain

business analyst with multiple startups including Pine.pk and

Tectanic, as founder and CEO. Waqar has an honors degree

in Management Sciences from Lahore University of

Management and Sciences (LUMS).

https://www.linkedin.com/in/waqarahmedpk/

Advisors

Zoran Loncar Lawyer/Head Of Legal Deparment

Zoran has a PhD in law and 30+ years of experience in law

practice. Specializing in many aspects of law from labour to

corporate his recent interest in cryptocurrencies and

blockchain has given him an opportunity to expand his

already vast law skillset and be part of a project that aims to

revolutionarize the crypto space.

Address

Office location - 11000 Belgrade Savska 17

Aaron Terruli Advisor

Marketing Manager at Activaire LLC

With 5000 retail locations worldwide, Activaire is a boutique

BGM service for global brands offering cutting edge retail

integrations, with 8 years of service to a handful of clients in

Japan.

https://www.linkedin.com/in/aaron-terruli-92b50b106/

Walid Messaoudi Advisor

Co-Founder Arabianchain Technology Silicon Oasis

Authority, Dubai UAE Businessman and a full stack

developer with 15+ years of experience.

Currently leading the Technical efforts as the Chief

Technology Officer. Exp Blockchain Technology Crypto-

Currency Analyst.

https:// www.linkedin.com/in/walid-messaoudi-b3595b121

Bosko Nektarijevic Advisor

HCL Consultants. Harvard University Kennedy School of

Government Talented lecturer and trainer in leadership,

teamwork, fundraising and organisational development.

Expert for EU programmes and funds.

https://www.linkedin.com/in/nektarijevic/

Ivan Pesic Advisor

Software Engineer at NCR Corporation

Adviser in National Payment Card Center at National

Bank of Serbia

Specialties:

-Smart card personalization & data preparation expertise

-Smart card personalization validation & host-to-host test

tools development

- EMV specifications

-Common Payment Application (CPA) personalization

templates

https://www.linkedin.com/in/ivan-pesic-b6793843/

Filip Nebojsa Stricevic Advisor

Engineering and Computer Science Professional

hardware and software diagnostics.

https://www.linkedin.com/in/filip-stricevic-011427bg/

John Bosnitch Advisor

Director at TheYoungSerbs (TYS) Web & Cable TV current

events and news program Experience in political, media,

business, and intelligence communications and research.

Broadcast, news agency and print media expertise. Public

relations scripting, editing and presentation. Speechwriting,

coaching and motivational speaking. Leadership experience

in political, community, business, nonprofit, and volunteer

activities. Visionary redefinition of goals, approaches,

solutions and results. Turning problems into solutions.

Identifying real assets and converting them for marketable

value. The realization of idealistic goals.

https://www.linkedin.com/in/johnbosnitch/

Matko Vladimir Advisor

Specialties: Engineering - Reservoir, Production,

Completions, Operations, Drilling, Facilities.

Geosciences - Geology, Geophysics, Petrophysics.

Procurement, Supply Chain Management Professionals and

EHS/HSE Professionals.

Coiled Tubing Operations, Hydraulic Workover Services, Live

Well Intervention (Snubbing), Well Control Services.

https://www.linkedin.com/in/matko-vladimir-3a46bb2a/

Miladin Bozovic Advisor

General Manager at Supro d.o.o. Slovenia

Past: Key Account Manager at LOGIK, s.r.o. Czech Republic

Gold and Diamonds Expert. Jewelry and Watches. Marketing

and Sales. Project Management. Business Technologies.

https://www.linkedin.com/in/miladin-bozovic-19079b53/

Mirjana Tomic Advisor

Experienced Project Manager with a demonstrated history

of working in the media production industry. Skilled in

Marketing Management, Nonprofit Organizations, Business

Planning, Event Management, and Team Building.

https://www.linkedin.com/in/miratomic/

Muhammad Rizwan Advisor

Cryptocurrency entrepreneur & Investment who is well

aware of revolutionary blockchain technology.

into this industry since long but practically started in 2014 as

crypto broker.

https://www.linkedin.com/in/RizwanRaja

Predrag Milovanovic Advisor

Co-founder and CEO/CTO at Elastyc, Cofounder at HajdeDa.

https://www.linkedin.com/in/miratomic/

Rosheel Baig Blockchain Advisor

Focusing on marketing and business development Rosheel

Baig has been involved in crypto industry since 2012. He is

the Co-founder and COO of Blockchain Expert Solutions

(BES) a company which is dedicated purely to develop and

solve blockchain related projects. He is an active advisor for

several ICO’s and his capabilities of highly excellent

communications with client and a very quick response time

help the organization in progressing. Prior to launching BES

in Pakistan, Rosheel has over 10 years of experience in

Information Technology industry.

https://www.linkedin.com/in/rosheellbaig/

Uzair Aftab Business Development Manager

A blockchain enthusiast who works at conducting research

and business development. Uzair is an experienced

professional in business development with a demonstrated

history of working in the financial services and the

information technology industry. He thrives on

understanding client business challenges and mobilizing

teams globally to create valuable solutions that drive

business results. Uzair has done his bachelor's degree from

Lahore University of Management Sciences LUMS and he is

currently working as a business development manager at

Blockchain Expert Solutions.

https://www.linkedin.com/in/uzair-aftab-28a321128/

Official Channels

Facebook: https://www.facebook.com/Goldiam-ICO-2161898490704308/

Twitter: https://twitter.com/goldiam_ico

Telegram: http://t.me/goldiam

Medium: https://medium.com/@Goldiamico

Reddit: https://www.reddit.com/r/IcoInvestor/comments/7vk0n5/goldiam_ico/

References

https://hbr.org/2016/05/the-impact-of-the-blockchain-goes-beyond-financial-services

https://bitcoinmagazine.com/articles/what-are-the-use-cases-for-private-blockchains-the-

experts-weigh-in-1466440884/]

https://www.marketsandmarkets.com/Market-Reports/blockchain-technology-market-

90100890.html

https://www.prnewswire.com/news-releases/blockchain-technology-in-financial-services-

market---analysis-and-forecast-2017-to-2026---key-players-are-ibm-microsoft-digital-asset-

holdings-everledger-clearmatics--bitbond-300491684.html

https://globenewswire.com/news-release/2017/01/12/905345/0/en/Worldwide-

Cryptocurrency-and-Blockchain-Market-2016-2022-Market-to-Grow-to-Aggregate-42-16-

Billion-By-2022.html

https://www.forbes.com/sites/bernardmarr/2017/08/10/practical-examples-of-how-

blockchains-are-used-in-banking-and-the-financial-services-sector/#32bbe5ec1a11

http://www.grandviewresearch.com/industry-analysis/blockchain-technology-market

https://www.grandviewresearch.com/press-release/global-blockchain-technology-market