the green building council offers certified green professional … · 2017-03-09 · the federal...

July 2011 • www.westfloridabuilders.com 1

The Green Building Council OffersCertified Green Professional Courses

July 20-22Details Page 6

Home Builders Association of West Florida • July 20112 Home Builders Association of West Florida2

July 2011 • www.westfloridabuilders.com 3www.westfloridabuilders.com 3

2011 Leadership

Board

2011 Home Builders Association of West Florida

Board of Directors

Builder MembersPam Caddell, Gulf+Atlantic ConstructorsMiller Caldwell, III, CCG Design Builders

Jeff Godfrey, Paragon Custom HomesDarrell Gooden, Gooden Homes

Robert Harris, Adams HomesDoug Henry, Thomas Home Corporation

Doug Herrick, Coastal ICF Concrete Wall SystemsShelby Johnson, Johnson Construction Co.

of PensacolaRon Mangum, Residential Renovation Company

Scott McCartney, 1st Choice Home ImprovementsBryan Moore, BRM Residential Homes

Jennifer Rigby, Gleaton & DeMaria Commercial Development

Kevin Russell, Russell Home BuildersSteve Sessions, Sessions Contractors Group

Keith Smith, Keith Smith ConstructionTodd Stafford, Heaton Brothers Construction

Ron Tuttle, Bennat, Inc.Chris Vail, Urban Infill Corporation

Thomas Westerheim, Westerheim Properties

Associate MembersAngela Carter, Gulf Power Company

Bret Cornett, ProBuildRick Endsley, Builders Specialty SupplyJill Grove, Energy Services of PensacolaJohn Hattaway, Hattaway Home Design Tom Hammond, Hammond Engineering

Ron Harper, GCS Building SolutionsTowana Henry, Surety Land Title

Blake Jochum, All Pro SoundPat Kozma, Jenkins Brick & Tile Company, LLC

William Merrill, Merrill, Parker, ShawChristopher Moorhead, Coastal Bank & Trust

Bernie Mostoller, The Mostoller GroupRic Nickelsen, Whitney National Bank

David Redmond, PrimeLendingGary Sluder, Gene’s Floor Covering

Doug Whitfield, Doug Whitfield Residential DesignerJayer Williamson, Williamson Electrical Company

Brent Woody, Advanced Roofing and Waterproofing

John Carrell, Gulf Power Co., Remodelors Council ChairAngie Cooper, Gulf Power Co., Auxiliary Council ChairJim Harris, Coastal Bank and Trust, Membership ChairNatasha Reynolds, ESP, Green Building Council ChairNewman Rodgers, Custom Builders Council Chair

Ex-Officio Members:Keith Furrow, Pensacola Association of Realtors

Billy MooreImmediate Past President

Southern Home & Construction

Eric WittTreasurer

Kenneth E, Witt Carpentry

Luke Shows1st Vice President

Shows Construction

Judy GundFinancial Officer

Saltmarsh, Cleaveland & Gund

Steve Geci2nd Vice President

Geci & Associates Engineers

Newman RodgersSecretary

Newman Rodgers Construction

Rod Hurston3rd Vice President

Fisher-Brown Insurance

Stephen MoorheadLegal Counsel

McDonald, Fleming, Moorhead

CornerstoneThe official magazine of the

Home Builders Association of West Florida

4400 Bayou Blvd., Suite 45, Pensacola, Florida 32503

(850) 476-0318www.westfloridabuilders.com

Cornerstone is published for the Home Builders Association of West Florida by Nicholson Publishing and distributed to its members. Reproduction in whole or part is prohibited without written authorization. Articles in Cornerstone do not necessarily reflect the views or policies of the HBA of West Florida. Articles are accepted from various individuals in the industry to provide a forum for our readers.

Tina MonieImmediate 2nd Vice President

KJM Surveying

Russ ParrisPresident

Frameworks, LLC

Home Builders Association of West Florida • July 20114

Cornerstone, the monthly publication of the Home Builders Association of West Florida serving Escambia and Santa Rosa Counties, is published monthly, twelve (12x) per year. Send address changes to HBA of West Florida, 4400 Bayou Boulevard, Suite 45, Pensacola, Florida 32503-1910. Cornerstone, is published in the interests of all segments of the home building industry and is distributed to its members and others associated with the HBA of West Florida. HBA of West Florida and Richard K. Nicholson Pub., Inc. does not accept responsibility for, or endorse any statement or claims made by advertisers or authors of any articles. Every effort has been made to assure accuracy of information, but authenticity cannot be guaranteed. No part of this publication may be reproduced without the written consent of Home Builders Association of West Florida, Copyright ©, 4400 Bayou Boulevard, Suite 45, Pensacola, Florida 32503-1910, 850.476.0318. Advertisers and advertorials in Cornerstone do not constitute an offer for sale in states where prohibited by law.

In ThisIssue

Cover StoryThe Green Building Council Offers Certified Green Professional Courses ......................................................... 6

CGP Certification Courses Offered .......................................................... 6

CORNERSTONE COLUMNS

President’s Message: Housing Is Under Assault That Threatens Nearly 100 Years of National Policy 2011! .......................................... 5

FEATURED STORY

FHBA News: The Latest News on the State of Florida Issues ................. 9

NAHB News: Green Building Council is Becoming More Popular ...... 11

Builders Voice Concerns Over Proposed Revisions to Storm Water Permits .......................................................... 12

GSE and FHA Loan Limit Declines Discouraging Prospect for Recovering Housing Market .............................................. 13

ASSOCIATION NEWS

2011 HBA of West Florida Leadership .................................................... 3

HBA New Member Profiles ...................................................................... 8

HBA Calendar of Events .......................................................................... 9

HBA Council News: Custom Building Council, Green Council and Auxiliary Building Councils ............................................................ 10

Survey Finds Consumers Define “Green” Home as Saving Energy and Water ........................................................................ 14

Gulf Power: What’s New in the 2011 HBA Dream Home! .................... 15

HBA Home & Product Expo August 19-21st at Pensacola Civic Center ........................................................................... 15

HBA Membership News, Welcome New Members, Thanks for Renewing, Time to Renew, & Don’t Lose Your Membership ............... 16

Spike Club Update .................................................................................. 18

DEPARTMENTS INDEX

Next Issue Deadlines ……………..............…...........……. 4, 9, 13 & 18

Advertisers Index, Web, & Email Addresses ………….....…………… 18

Magazine Design & Layout by warren wight creative services

www.ww-cs.com

Cornerstone

David Peaden IIExecutive Director

[email protected]

Alecia OvermanAccounting [email protected]

Amy LordMembership/Marketing Director

[email protected]

Next Issue: August 2011Edit: July 1, 2011

Space: July 15, 2011Materials: July 22, 2011


President’sMessage

Russ Parris

Housing is Under Assault That Threatens

Nearly 100 years of National Policy

“As policymakers

debate the housing

finance and budget

issues that will

impact job creation

and future growth,

they must understand

the important role

that housing plays in

the U.S. economy.”

Today, the nation faces an unprecedented assault on hous-ing that threatens to derail nearly 100 years of national policy pro-moting the value of homeowner-ship, and the public remains largely unaware of the potential catastrophe that lies ahead:

•Asharplylimitedavailabilityof long-term, fixed-rate mortgages •Ahugejumpinthecostof mortgages •Minimumdownpaymentsof20 percent or more

•Aseverereductioninmortgage credit

One of the primary targets of this unjustifiedattackonhousingisthemortgageinterest deduction. This cornerstone of Ameri-can housing policy has been in place since the inception of the tax code in 1913 and supports the aspirations of families at all income levels to become home buyers. Although Americans overwhelmingly oppose any action by Con-gress to tamper with the mortgage interest de-duction, according to the results of a recent poll conducted by the Republican and Democratic polling firms of Public Opinion Strategies and Lake Research Partners for the National As-sociation of Home Builders, many lawmakers have expressed a willingness to eliminate or curtail this vital housing tax provision. Such a move would further depress home values, leaving more home owners with “underwater” mortgages larger than the value of their prop-erty and fueling even more foreclosures. The polling also found that home owners and non-owners alike consider owning a home essential to the American Dream. An overwhelming 75 percent of those surveyed said that owning a home is worth the risk of the fluctuations in the market, 95 percent of the home owners said they are happy with their de-cision to own a home and 73 percent of renters said that owning a home is one of their goals. Meanwhile, six federal agencies are proposing a national Qualified Residen-tial Mortgage standard that would require a

minimum 20 percent downpayment and other stricter qualifications, which would keep homeownership out of reach for most first-time home buyers and middle-class households. The National Association of Home Builders esti-mates that it would take 12 years for a typical family to save enough money for a 20 percent downpayment on a median-priced single-fami-ly home and other research has found it would take even longer. Some members of Congress are actively pushing to abolish Fannie Mae and Freddie Mac and end the federal backstop for housing. Although Fannie and Freddie Mac certainly need to be re-tooled, it serves a purpose to help absorb market risk. Without it, private lenders would increase interest rates and fees on all types of available financing options. The 30-year, fixed-rate mortgage, the majorhousingfinancetoolformostAmeri-cans, would become increasingly scarce and much more costly, pricing many credit-worthy borrowers out of the marketplace. Complicating the situation, the federal government is looking to trim back the Federal Housing Administration’s participation in the market, which would further limit the availability of low downpayment mortgages. As policymakers debate the housing financeandbudgetissuesthatwillimpactjobcreation and future growth, they must under-stand the important role that housing plays in the U.S. economy. Building 100 average single-family homes generates more than 300 jobsandnearly$9millionintaxesandrevenuefor state, local and federal governments. The federal proposals now under consideration would reverse national housing policies that have helped generations of American house-holds to own their homes, enter the ranks of the middle-class, build strong and stable neighborhoods and communities and provide a steppingstone to greater long-term financial security. For these reasons, it is important that policymakers be fully aware of the depth and breadth of housing’s many contributions to American society and that owning a home is a strong core value for most American house-holds.


CoverStory

Becoming A Certified Green Professional Is Not As Daunting As You Think

By Katy Ferguson

“Going Green” isn’t just a trend; it’s a way of life. In the building industry being green can have a huge impact. But so can not being green. It is important to understand what green really means, and how you can become a part of the movement. Green building is impor-tant not only for environmental reasons but also for health concerns and financial advantages. It also enhances the professional standing of building industry members. Having the green certification from the National Association of Home Builders (NAHB) puts those who are certified ahead of the curve. So what does it mean to be a Certi-fied Green Professional, or CGP? Well, it means the opportunity for learning, network-ing, and expanding your business. The green certification is an opportunity to learn about building more environmentally friendly homes. Your Home Builders Association of West Florida (HBA) is here to help with the certifica-tion process. Certification is for builders and remodelers alike. NAHB’s certification program allows you to make a difference in your community. Anyone can claim to be green, but being a CGP

sets members apart from the rest of the build-ing industry. The HBA’s Green Building Coun-cil, led by Council President Natasha Reynolds, of Energy Service of Pensacola, is educating members on the importance of green building. Teaming up with the University of Florida’s Escambia County campus, the Green Building Council is offering the opportunity for builders and remodelers to earn their green certification. Locally, there are several individuals who have completed the process, gaining their certification. One is Reynolds who explained that CGP allows individuals to prove they have knowledge of green building in order to be more identifiable for consumers. “Knowledge is power,” said Reynolds. “The program not only provides comprehensive technical train-ing; it also provides information on how to educate the homeowner and how to market and sell green. I came away feeling confident that I acquired crucial tools needed to advance and succeed in the green building industry.” Longtime HBA member Larry Hunter, of Energy Services Pensacola, obtained his certification in May 2009. Hunter explains that the CGP classes last for a total of twenty-four hours over three days. Hunter said, “Par-ticipants learn to answer questions like: ‘How

CGP Certification

CourseCost$450-Member$650-Nonmember$850forclass+HBA3-in-1membership

Green Building for ProfessionalsDay 1: July 20, 2011Day 2: July 21, 2011(2nd opportunity for Day 2: July 27, 2011)8:00 a.m. – 5:00 p.m.Course # 00981- 12 Credit Hours

Business Management*Day 3: July 22, 2011(2nd opportunity for Day 3: August 3, 2011)8:00 a.m. – 5:00 p.m.Course # 009891- 6 Credit Hours*Cost for Business Management only:$200- member/ $300- nonmember

Contact Green Building Council Liaison Amy Lord at 476-0318 for further information.

Class Location:Escambia County Extension Office3740 Stefani RoadCantonment, FL 32533-7792

Katy Ferguson is a student at the University of West Florida and is an intern with the HBA.

Larry HunterEnergy Services Pensacola

Natasha ReynoldsEnergy Services Pensacola


CoverStory

do you build a home or develop a building site using the least amount of resources at the low-est cost?’” He continued, “The course provides an introduction to ‘Green’ and provides the ‘Building Industry Professional’ with a clearer understanding of what green really means and what it takes to be green. And it’s not what you think.” Topics studied during certification include Building Science Principles, Resource Efficiency, Energy Efficiency, and Remodeling Considerations; also included are Home Opera-tion and Homeowner Education, and Marketing and Selling Green. HBA Senior Officer Newman Rodgers, of Newman Rodgers Construction, also received his certification. “What I found most interesting was that instructors encour-age industry members to spend 20 percent of their time on marketing, the equivalent of one full day a week,” Rodgers said. Rodgers said he uses his knowledge on a daily basis, and is looking forward to building a home and having it rated based on NAHB’s green standards. A buzzword in the industry is sus-tainability. Sustainability can be accomplished by effectively learning how to incorporate green principles into homes. These principles apply to new houses and ones built 10, 15, even 20 ago. For example, using no- or low-VOC

paints to reduce residents' exposure to chemical off-gassing, or installing Energy Star appli-ances that lessen energy consumption and help home owners save on their electric and water bill. Efficiency may mean installing recycle bins and compost chutes in the kitchen to mini-mize the waste sent to landfills or using local building materials to reduce freight pollution. The idea is to incorporate these fea-tures into homes while maintaining affordabil-ity. After all, price range is still a key factor for themajorityofhomebuyers.Nationallyknowncontractor Mike Holmes, host of "Holmes on Homes" and "Home Inspection" on HGTV, demonstrates this principle. Holmes believes in opting for the better building materials, such as mold-resistant drywall even if it does cost $1moreasheet.Holmessaidthattocombatthe 15 percent premium for building green, he can stay competitive by reducing the size of the home by 15 percent. Once certified, NAHB has a set of standards by which professionals can base the level of “green” a home has achieved. For resi-dential buildings, there are four levels: Bronze, Silver, Gold, and Emerald. These levels allow builders to quantify and qualify green build-ing. To comply with the standards, a builder or remodeler must incorporate a minimum number of features in the following areas: lot and site development; energy, water, and resource efficiency; indoor environmental qual-ity; and home owner education. For example, the Emerald level is the highest rating for a green residential building. To achieve this high standard a building must incorporate energy savings of 60 percent or more. Builders and remodelers who earn their certification will set themselves apart from the rest of the industry, but the learn-ing is ongoing. What builders and remodelers must be aware of are the dynamics of different demographics. An elderly person has different green priorities than a younger person. A fam-ily with children may have different priorities than a single couple. A builder or remodeler’s biggestjobissellinggreentotheconsumer.After all, the consumer may not understand much at all about being green, and education is best way to help the consumer recognize its importance. Certified Green Professionals have a unique opportunity to impact the building industry by educating their consumers and building greener, more efficient homes.

Newman RodgersNewman Rodgers Construction


New Member Profiles

John K. Agnew is owner of The Legacy Building Supply Com-pany and also The Legacy Cabi-net Company. In 2010, Legacy expanded from cabinets and countertops into vinyl siding, windows, doors, railings, columns, Wahoo decking as well as Trex, and Timbertech deck-ing. Legacy now has locations in Tallahassee, Niceville, Pensacola, and Gulfport. Legacy has been a member of a number of Home Builders Associations, and is pleased to be a member of the HBA of West Florida because of its unique in the number of programs and events held for its members with tangible benefits and value. Inhissparetime,Agnewenjoysmission work at the Casa Bernabe Orphanage inGuatemala.Healsoenjoysthewhitesandbeaches of the Destin-area with his wife and four children. And from time to time, you can find him in a pick-up basketball game.

Company Motto:Performance, not excuses!

John K. AgnewThe Legacy Building Supply Company3375 Copter Road, Pensacola, FLPhone 850-729-5901Fax [email protected]

American Concrete Supply,Inc. manufactures and deliv-ers ready mix concrete to Escambia and Santa Rosa Counties in Florida as well as Baldwin and Escambia Coun-ties in Alabama. Owner C.R. “Billy” Campbell, Sr. says that American Concrete Supply is the only locally owned ready mix company in Escambia County, Florida. Campbell says it is important to be a member of the HBA to stay involved and supportive in community affairs and help the goals of the HBA. He feels strongly about supporting the efforts of community leaders in building a better future for the future generations. Campbell is proud that American Concrete Supply currently employs three generations of his family.

Mr. C.R. “Billy” Campbell, Sr.American Concrete Supply, Inc.P.O. Box 849, Gonzalez, Florida 32560850-477-0222 / [email protected]

Trey and Billy Campbell of American Concrete Supply

Parker PoolsP.O. Box 11769Pensacola, Florida 32524850-478-0777850-435-6950 faxE-mail: [email protected]

Parker Pools is experienced in installing Gunite and vinyl liner pools, and provides renovations, service, maintenance and repairs.OwnerChadParkerjoinedtheHBAfor advertising and networking opportunities within the building industry. Parker Pools has been involved in the HBA’s Home & Prod-uctsExpoaswell.Inhissparetime,Parkerenjoysboatingandsaltwaterfishing.

Florida Insurance Agency3763 Hwy 90, PaceFlorida 32571850-994-9211 / Fax: 850-994-9567E-mail: [email protected]

Florida Insurance Agency is a multi-line agency providing insurance for both the personal and professional needs of our clients. Our product line includes general liability, workers’ compensation, umbrella, business auto, personal auto, boat, RV, homes, rentals, health and life. With our 25 plus years of experience and outstanding staff, we would appreciate the opportunity to earn your business! Nan says, “I felt becoming a member of HBA would be a great way to give back to an industry that had been so good to me. However I quickly realized the HBA continuously gives more to me than I could ever provide to them. I’m always meeting new contacts! I would encour-age everyone...”GET INVOLVED” - you will be amazed at what you have been missing.”


FHBANews

Mark Your Calendar!

Auxiliary CouncilMeet on the 2nd Tuesday of each month.Custom Builders CouncilMeet Quarterly starting in January.Green Building CouncilMeet on the last Wednesday of each month.Governmental AffairsMeet on the 1st Tuesday of each month.Membership CommitteeMeet on the 2nd Thursday of each month.Remodelor’s CouncilMeet on the 1st Thursday of each month.Board of DirectorsMeet on the 3rd Tuesday of each month.

July 7 Remodelor’s Council Meeting - 12pm

July 12 Auxiliary Council Meeting - 11:30pm

July 14 Meet the Builder - 1pm - 5pm

July 20 Lead Paint Class

July 20 - 22 NAHB Certified Green Professional Course

August 10 - 11 Continuing Education at HBA

August 19 - 21 Home Expo

Interested in sponsoring a General Membership Meeting?Contact Amy Lord at 850-476-0318 for more information!

For further event details, please visit our website:

www.westfloridabuilders.com Please note that dates and locations are subject to change.

OSHA Sticks with June 16 Deadline Last December, OSHA rescinded its Interim Fall Protection Compliance Guidelines for Residential Construction (STD 03-00-001 – STD 3-0.1A), which had been in place since 1995. Effective Thursday, June 16, 2011, em-ployers must provide conventional fall protec-tion systems to protect all employees engaged in residential construction activities six feet or more above a lower level. The new Compliance Guidance for Residential Construction will require employers to follow OSHA’s Subpart M Fall Protection regulation, which allows the flexibility of using a written fall protection plan and alternative fall protection procedures when conventional systems are either infeasible or using them creates greater hazard. For more information and resources on Fall Protection, visit www.nahb.org/fallprotection. A seminar on OSHA’s residential fall-protection regula-tions will be presented at the Florida Home Builders Association-sponsored Southeast Building Conference (SEBC) on Saturday, July 23, 2011 at 10 am at the Orange County Convention Center in Orlando. To register, visit www.sebcshow.com. The course, taught by veteran instructor and FHBA Past President Paul Mashburn of Winter Park, qualifies for Continuing Education credits for Florida con-tractors (CILB Provider No. 0000916, Course No. 0609133).

Florida Parade of Homes® Set to Go Builders and associate members of the Florida Home Builders Association (FHBA) are tapping into the promotional power of the FHBA-sponsored Florida Parade of Homes ®. Open exclusively to builders and associates who participate in their local Parade of Homes (or whose local HBAs do not have Parades), the Florida Parade of Homes® is a value-added promotional package that includes a web page with home, product, or develop-ment features, plus a customized promotional video…allforjust$900.Detailsonthepromo-tional package are available at www.fhba.com, along with a video that explains the program. A portion of entry fees and web site advertising revenue is shared with local HBAs. The page and video will appear at floridaparadeofhomes.com, the official site of the Florida Parade of Homes®. For details, contact TV Home Source’s Kathy Robinson at [email protected] 941-356-1066.

Are You Ready for a Visit From the EPA? “Storm Water Permitting: A Guide for Builders and Developers,” available through BuilderBooks.com, provides a starting point for builders and developers to use in locating and understanding storm water permitting require-ments. The publication has been prepared to help builders comply with the U.S. Envi-ronmental Protection Agency's stormwater requirements, and includes information on state permitting programs and more than 50 of the most commonly used Best Management Prac-tices. Also included are tips on compliance, including how to handle visits from inspectors. To view or purchase this guide online or call 800-223-2665.

To advertise, call Richard Nicholson

[email protected]

NEXT CORNERSTONE

ISSUE:

August 2011

Don’t Forget HBA of West Florida Home

& Product ExpoAug. 19-21st

at Pensacola Civic Center!

call HBA Office at 850-476-0318 for more info


HBA CouncilNews

The Auxiliary Council held its monthly meeting on Tuesday, June 14. The council welcomed guest speaker Brenda Q. Bischoff of Trans-form Your Life. Bischoff is certified in Life Coaching, Hypnosis, and Neuro Linguistic Programming and is a Realtor with Exit Realty NFI. Attendees learned about how mindset affects reaching goals and achieving success in one’s professional and personal life. The Auxiliary Coun-cil meets the 2nd Tuesday of each month at the HBA office at 11:30 a.m. For more information on becoming a member please contact Council Liaison Amy Lord at 476-0318.

Left to Right: Tina Pace of Gulf Power; Auxiliary Council President Angie Cooper of Gulf Power; Christine Swails, of Gulf Power; Rosie Medley of BB &T Mortgage; Debbie Sanspree of Keller Williams Realty; Speaker Brenda Bischoff of Exit Realty NFI; Pam Childs of Jewels by Park Lane; Sherry Toler of Cort Furniture; Janice Terrell of Energy Services of Pensacola, and Carmen Garrett, BB&T Mortgage.

Gerard Roofing USA Addresses Joint Custom Builders Council and Green Building Council Members

The HBA Custom Builders Council and Green Building Councils, respectively, held a joint meet-ing on May 25. Guest speakers and meeting sponsors were Dody Hebert and Rick Davis of Gerard Roofing USA. Attendees learned about Gerard’s line of Stone Coated Steel Roofing products, and the wind protection and energy efficiency it provides. For more informa-tion about either the Custom Builder’s Council or the Green Building Council, please contact Council Liaison Amy Lord at 476-0318.

L to R: Keith Swilley of Gulf Power; Larry Hunter of Energy Services of Pensacola; Jeff Hatch of Gulf Power; Brent Woody of Ad-vanced Roofing and Waterproofing; Speaker Dody Hebert of Gerard Roofing; Doug Whit-field of Doug Whitfield Residential Designer; Shelby Johnson of Johnson Construction; Speaker Rick Davis of Gerard Roofing; Green Building Council President Natasha Reynolds of Energy Services of Pensacola; Kelly Moore of iGreen Construction; Duane Nisewonger of Gateway Lighting; Custom Builders Council President Newman Rodgers of Newman Rodgers Construction; and Mar-garet Hostetter of iGreen Construction.


NAHBNews

Interested in Sponsoring a

General Membership

Meeting?

Help support our organizationand get great

exposure for business!

Contact Amy Lord at 850-476-0318 for more info!

Green Remodeling Is Becoming More Popular Green remodeling means incorporating sustainable, du-rable, and healthy design into the renovation of existing homes. En-ergy efficiency is the most popular reason why consumerschooseagreenremodelingproject.How big is green remodeling?

87 percent of remodelers surveyed by •NAHB already incorporate low-emissivity windowsintotheirprojects.70 percent upgrade existing insulation, •and 60 percent install argon gas windows. Over 80 percent of remodelers use alterna-•tives to dimension lumber to minimize the amount of lumber taken from old-growth forests, such as recycling from previous structures and using engineered lumber.91 percent of remodelers use energy •efficient windows and 86 percent install Energy Star®-rated appliances. 70 percent of remodelers already incorpo-•rate recycled or recyclable materials into theirprojects.72percentofconsumersreport energy efficient features in a home would influence their purchase decision.61 percent of consumers would spend •morethan$5,000upfronttosaveonutil-ity costs. The U.S. has about 125 million single-familyhomeswiththemajoritybuilt before energy-efficiency develop-ments, suggesting a huge market for green remodeling.

Why go green? Increasing energy ef-ficiency can offset the monthly costs of a home equity loan by dramatically lowering energy bills. Green remodeling can adapt a home to re-gional conditions (such as natural landscaping), provide increased comfort (such as improved air quality), and make a home easier and less expensive to maintain using properly installed, durable products. What are the top ways to increase energy efficiency? Install appropriate insulation in area to be remodeled. Install high-efficiency windows instead of those that minimally meet the energy code. Seal all exterior penetra-tions in areas being remodeled. Purchase only Energy Star®-rated appliances. Install only low-flow water fixtures. Upgrade to at least an Energy Star®-rated water heater, or better yet,

a tankless water heater. Purchase the highest efficiency HVAC system you can afford and make sure it is correctly sized for the area you want to condition. How is NAHB supporting green remodeling? By educating remodelers with the Certified Green Professional (CGP) designa-tion, which teaches about green remodeling techniques, products, and the benefits of going green, and the Master CGP designation, which covers advanced green building science and advancedgreenProjectManagement.Learnmore at www.nahb.org/cgpinfo. By creating NAHBGreen (www.nahbgreen.org) to provide resources and tools to remodelers, builders, and local home builder associations on adopting green building practices. The website includes an online scoring tool for green building and remodeling.Andgreenprojectcertificationisavailable through the NAHB Research Center By developing the ANSI approved National Green Building Standard which provides guid-ance for remodeling a home to be green, as well as building and designing green homes. To learn more about green remodeling, visit www.nahb.org/remodel or www.nahbgreen.org.


FeaturedStory

Builders Voice Concerns Over Proposed Revisions to Storm Water Permits

Environment

During a meeting of NAHB’s Environmental Issues Committee during the spring

board of directors meeting last month, builders told staff members from the Environmental Protection Agency of their concerns over the proposed Con-struction General Permit (CGP) for storm water. The EPA issued a revised CGP for public comment on April 25. The CGP is the permit issued under the Clean Water Act’s National Pollutant Dis-charge Elimination System (NPDES) program to authorize the discharge of storm water from construction sites. On hand to discuss some of the spe-cifics of the revised permit were Greg Schaner from the EPA’s NPDES pro-gram, and Jesse Pritts of the agency’s Office of Water. Federal law requires the EPA to issue this permit and renew it every five years.With the current permit set to expire this month, the EPA has proposed

an extension under which the current permit would not expire until Jan. 31, 2012. Although the CGP applies only where the EPA is the permitting authority — Massachusetts, New Hampshire, New Mexico, Idaho, Washington, D.C., most territories and most Indian country lands — it also serves as a model for the permits issued in the delegated states. “We appreciate the folks from the EPA coming by to talk about the construction general permit and other storm water issues,” said Bobby Bowling, chairman of the Environ-mental Issues Committee and a builder from El Paso, Texas. “We don’t see eye-to-eye on a lot of the issues,” Bowling said, “but Greg under-stands these are complex issues that cost build-ers a lot of time and money and energy. It’s productive for the EPA staff to hear the practi-cal application of the rules they implement.”

The CGP regulates the discharge of storm water from construction sites that disturb one acre or more of land, and from smaller sites that are part of a common plan of develop-ment. The permit requires operators of these sites to implement storm water controls and develop Storm Water Pollution Prevention Plans (SWPPPs). Issues that generated extended dis-cussion included buffer requirements, require-mentsfordevelopmentprojectsinvolvingmultiple developers, required corrective actions and exceptions for rainfall that exceeds the two-year, 24-hour storm event volume. The proposed new CGP includes a number of modifications, many of which are to implement the new Effluent Limitations Guide-lines (ELGs) and New Source Performance Standards for Construction and Development Point Sources, which was published on Dec. 1, 2009. In addition to the CGP require-ments, the ELG rule requires construction site operators to meet restrictions on erosion and sediment control, pollution prevention and stabilization. It also includes a numeric turbidity limit for certain larger construction sites, but effective Jan. 4, 2011, EPA stayed the numeric limit of 280 NTU that was published in the 2009 rule. The agency will propose a revised numeric limit in a future rulemaking. For now, the proposed CGP includes a placeholder for a final number. To ensure that the agency has suf-ficient time to finalize the new CGP, the EPA is also proposing the extension of its expiration date until Jan. 31, 2012. NAHB is concerned that if the agency does not extend the existing permit, it will put existing permit holders in limbo and prohibit new permittees from obtaining CGPs fornewprojects. For a copy of NAHB's comment letter to the EPA on the extension of the CGP, click here. EPA is seeking comments on the proposed draft CGP permit by June 24. For more information, email Ty Asfaw at NAHB, or call her at 800-368-5242 x8124.

“NAHB is concerned that if the agency

does not extend the existing permit, it will

put existing permit holders in limbo and prohibit new permittees from

obtaining CGPs for new projects.”


To advertise, call Richard Nicholson

[email protected]

NEXT CORNERSTONE

ISSUE:

August 2011

FeaturedStory

GSE and FHA Loan Limit Declines Discouraging Prospect for Recovering Housing Market

A drop in some mortgage loan limits for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac and the Federal Housing Ad-ministration scheduled to occur on Oct. 1 will reduce housing demand and place downward pressure on home prices in major housing markets of the country, according to a new study from NAHB's Eco-nomics and Housing Policy Group. The homes that will become ineli-gible to be purchased and securitized by the GSEs or to be purchased with FHA-insured financing as a result of the lower limits, if they are being sold, “would likely require financ-ing with higher mortgage interest rates and other less favorable loan terms, such as higher required downpayments and more stringent history thresholds,” according to the authors of the report, NAHB economists Robert Dietz and Natalia Siniavskaia. This downward pres-sure could extend beyond the homes directly affected by the lower limits, the study warns, because home sales are interrelated; for ex-ample, starter homes are sold to first-time home buyers by buyers who are moving up to more expensive homes. The size of “conforming” mortgages fortheGSEsiscurrentlylimitedto$417,000in general, but that ceiling can rise to as high as$729,750usingastatutoryformulabasedon local median home prices. Unless Congress acts to extend these levels, they will revert to the lower permanent criteria for high-cost areas under the Housing and Economic Recovery Act of 2008. The base limit will remain at $417,000,buttheformulaforestablishinglim-its for high-cost areas will change from 125% to 115% of the area median home price, and thenationalceilingwilldropfrom$729,750to$625,500. Purchasing homes that go above the GSE ceiling will require non-conforming loans that currently have been about 60 basis points (0.6 percentage points) higher than conforming loans, the study finds, and based on a report by the Federal Housing Finance Agency the non-conforming mortgages are expected to be 50 to 75 basis points higher. “It is worth noting that loans falling outside the conforming loan limits would

alsolikelybesubjecttohigherdownpaymentrequirements and tighter credit score require-ments,” the study says, “further decreasing demand for such homes and placing downward pressure on prices.” Looking at limits published by the FHFA, 204 counties — or 6.5% of the 3,143 counties in the U.S. — will see a decrease in their high-cost conforming loan limit. However, examining the most recent data (for 2009) from the American Community Survey (ACS), the NAHB economists found that “these counties also represent relatively dense concentrations of population and housing” and contain 20.7 million owner-occupied units out of the 75.3 million nationwide, or 27%. In the counties facing a decline, the average decline in the loan limitwillbe$67,018,down11%fromcurrentlevels. To estimate the range of homes that will be directly affected by the change, the NAHB research assumed an average downpayment of 10%.

Using ACS data on home values to interpolate prices by county, the study esti-mates that:

Under present law, 3.63 million owner-•occupied homes are priced above the conforming loan limits. Under the changes set to take place on •Oct. 1, an additional 1.38 million owner-occupied homes will be above the limit, leaving a total of 5 million homes that will not be eligible for GSE funding.Lowering the limits will take an even •bigger toll on homes eligible for FHA-insured financing, the study finds.Set slightly differently than Fannie Mae •and Freddie Mac ceilings, the lowest FHA limitforanycountyiscurrently$271,050andthelimitcannotexceed$729,750nationwide.As with the GSEs, the national ceiling •forFHAloanswilldropto$625,500onOct. 1., and for counties whose housing is priced somewhere in between the na-tion’s least and most expensive markets, the mortgage loan limit will equal 115% of the area median, down from 125% currently.According to the limits published by •the FHA, 620 counties — or 20% of the total — will see a decrease in their FHA loan level.

Again using ACS data, the study finds that the affected counties contain 44.3 million owner-occupied housing units, or 59% of the owner-occupied housing stock in the U.S. For counties facing a decline, the average dropintheFHAloanlimitis$58,060,down14% from current levels. Assuming an aver-age 3.5% downpayment, which is the current minimum for FHA loans, and again using ACS home value data, the study estimates:

Under present law, 8.32 million owner-•occupied homes are priced above the existing FHA loan limits. Under the changes set to take place •on Oct. 1, an additional 3.87 million owner-occupied homes will surpass the limit, bringing the total number of homes ineligible for FHA-insured mortgages to 12.2 million.The report notes that today’s temporary •high-cost area limits for the GSEs were initially established by the Economic Stimulus Act of 2008 and have been extended annually since then.

Congress does have the ability to extend the higher limits again this year. In an effort to keep FHA, Fannie Mae and Freddie Mac loan limits at their current levels, NAHB is calling on Congress to support H.R. 1754, the Preserving Equal Access to Mortgage Finance Programs Act, a bipartisan measure sponsored by Reps. Gary Miller (R-Calif.) and Brad Sherman (D-Calif.). Under separate legislation, the ceilings for mortgages guaran-teed by the Department of Veterans Affairs will change on Jan. 1, 2012.


HBA News

Survey Finds Consumers Define 'Green' Home as

Saving Energy and Water

A recent survey from Whirlpool Corporation and Habitat for Humanity found that 34 percent of consumers label a home as green if it reduces en-ergy and/or water consumption and another 23 percent consider a home to be green if green features and materials are pres-ent throughout the entire property.

A similar number of builders – 35 per-•cent - agreed with consumers that a green home was one that reduced the use of en-ergy and/or water. But another 35 percent defined it as a home built to certification standards.Concerning certifications and standards, •78 percent of consumers said that En-ergy Star qualification is important for residences. The National Green Build-ing Standard (NGBS) was considered an important certification by 44 percent of

consumers, and state certifications were considered important by 40 percent.Builders also value Energy Star quali-•fication, with 74 percent saying it was important, while 57 percent said that the NGBS was important. Fully 59 percent of builders polled said that they sometimes or always obtain some green certification for the homes they build.Most consumers – 74 percent - rated their •own homes at less than one-quarter green.

Habitat has set a goal for all U.S. Habitat houses to be built to at least minimum Energy Star standards by 2013, according to Larry Gluth, senior vice president of U.S. and Canada for Habitat for Humanity. "These survey results demonstrate that many con-sumers recognize their homes can be more environmentally sound," said Tom Halford, general manager, contract sales and marketing, Whirlpool Corporation.

“Habitat has set a goal for

all U.S. Habitat houses to be built

to at least minimum Energy

Star standards by 2013”


HBANews

What’s New in the 2011 HBA Dream Home?

As usual this year’s HBA “Dream Home” is beautiful and chock-full of showcase upgraded features and amenities. It’s a prize possession for the lucky homeowner who ends up with this home.

AO SmithHeat Pump Water Heater. What’s new and different in this year’s Dream Home? It’s in the garage. What if there was an advanced “Green” technology that could collect the heat in your hot garage to heat your domestic hot water for 50 to 60% less than what it costs you now? That technology – a “Heat Pump Water Heater”—is available and it’s in the garage of the Dream Home. Heat Pump Water Heaters aren’t new. They’ve been used in restaurants, hotels and landromats for years.

How do they work? A Heat Pump Water Heater (HPWH) combines a super insulated tank with an air conditioner. With the heat in your garage, the compressor of the air conditioner can generate very hot refrigerant temperatures that can heat lots of hot water for sustanially less money than gas or electric conventional tank or tankless options. HPWHs love the hot air in your garage! They cut on or off as needed to maintain the desired tank tempera-ture. The neat thing is, while heating water, it cools down your garage FREE. It’s an air conditioner designed to heat water!

Who makes Heat Pump Water Heaters? AO Smith, General Electric and Rheem currently are among the manufactur-ers. Others are bound to get in the game in the future with increased emphasis on effeincy. Most are Energy Star qualified and are eligible for Federal Tax Credits.

What about cost? Prices always vary, but in general HPWHscost$1300to$1500morethanwhatyou’d spend on a conventional system. With Federal Tax Credits and Gulf Power EarthCentsincentives,thenetcostwilldwindleto$400to$600.Atthiscost,aHPWHwillpayforitselffrom energy savings in only 1 to 3 years. Most HPWHs are warranted 10 years and should last 15 or more years. Heat Pump Water Heaters are a smart choice as an energy efficiency investment.

Heat Pump Water Heater

•Themostadvancedwaterheater.

•Reduceswaterheatingcost50-60%.

•Usestheheatinyourgarage.

•CoolsyourhotgarageFREE.

•Withincentives,paysforitselfquickly.


MembershipNews

WELCOME NEW MEMBERS!

Ace Insulation Contractors, Inc.Carl Valletto15 W. Strong Street, Suite 10-CPensacola, FL 32501T: 850-479-2124 F: [email protected]

ADTS - Advanced Design Technology SystemsKevin Stephens1300 E. Olive RoadPensacola, FL 32514T: 850-380-3431 F:[email protected]

American Alarm & Audio, Inc.Anthony Bailey5177 Stewart StreetMilton, FL 32570T: 850-626-8716 F: [email protected]

American Concrete Supply IncC.R. Campbell Sr.2866 Hwy 95A NorthCnatonment, FL 32533T: 850-968-1515 F: [email protected]

Andrews Cabinets, Inc.Dearl Andrews4025 Bell LanePace, FL 32571T: 850-994-0836 F: [email protected]

Apex GraniteJason Gentry4958 Hwy 90Milton, FL 32571T: 850-994-7117 F:[email protected]

Award Masters, Inc.Eddie Hill4500 N Palafox StreetPensacola, FL 32505T: 850-438-2124 F: [email protected]

Blue Haven PoolsMarc R. Miholsky5454 Gulf Breeze parkwayGulf Breeze, AL 32563T: 850-932-2600 F: [email protected]

Bob Price Jr. Builder Inc.Bob Price, Jr.7430 Pine Forest Road

Pensacola, FL 32526T: 850-944-4905 F: [email protected]

Brownsville Ornamental Iron Works, Inc.Doug Stinson3520 Mobile HwyPensacola, FL 32505T: 850-433-0521 F: 850-432-0981doug@brownsvillewelding.comwww.brownsvillewelding.com

Cabella Cabinetry, Inc.Ron Kilpatrick4628 Woodbine RoadPace, FL 32571T: (850) 994-2223 F: (850) [email protected]

Centre Group Properties, Inc.Tina Longwell4400 Bayou Boulevard, Suite 35Pensacola, FL 32503T: (850) 484-2684 F: (850) 474-3551tina@centregroupproperties.comwww.centregroupproperties.com

Chad Parker Pools, LLCChad Parker2579 Douglas AvenuePensacola, FL 32504T: 850-478-0777 F: [email protected]

Chavers Construction Inc.Ryan K. Chavers211 W Detroit BlvdPensacola, FL 32534T: 850-474-1966 F: [email protected]

Dana Cornelison Framing, Inc.Dana Cornelison6841 Munson HwyMilton, FL 32570T: 850-626-2025

Deer Point Construction Company, Inc.James (Brad) Thompson5404 Frank Reeder RdPensacola, FL 32526T: 850-944-6439 F: [email protected]

Dewitt InsuranceRegina Beckworth3200 South Highway 95-ACantonment, FL 32533T: 850-857-7774 F: [email protected]

Emerald Coast Builders Inc.Kevin Trusler320 Bryant RoadPensacola, FL 32507T: 850-324-4025 F:[email protected]

Emerald Coast GraniteTanya Underwood3700 N. Palafox StreetPensacola, FL 32505T: 850-437-0747 F: 850-437-0746tanya@emeraldcoastgranite.comwww.emeraldcoastgranite.com

Exit Realty AdvantageChristine Dey358 W. Nine Mile Rd., Suite CPensacola, FL 32534T: 850-384-5127 F: 850-308-5001christine@exitrealtyadvantage.comwww.exitrealtyadvantage.com

Farm Bureau InsuranceJohn Johnson153 Hwy 97Molino, FL 32577T: 850-587-2135 F: [email protected]

Florida Insurance AgencyNan Foster3763 Hwy 90Pace, FL 32571T: 850-944-0554 F: [email protected]

Four Star Drywall, Inc.Roy Lister362 W. Oakfield Rd.Pensacola, FL 32503T: 850-476-5305 F: [email protected]

Gerard Roofing TechnologiesDody Hebert1372 Bellsmith DriveRoswell, GA 30076T: 404-895-3577 F: [email protected]

Gulf States Enterprises, Inc.Troy Templeman8905 Untreiner AvenuePensacola, FL 32534T: 850-477-5269 F: [email protected]

Hiles-McLeod InsuranceChris Pate1900 N. 9th AvenuePensacola, FL 32503T: (850) 432-9912 F: (850) [email protected]

J. Taylor Homes, Inc.Ronald Johnson1050 Urban DriveCantonment, FL 32533T: 850-982-9657 F:[email protected]


Builder & Developer MembersBill Walther Roofing, Inc.

BRM Residential Homes

Heritage Homes of Northwest Florida, LLC

MJW General Contracting, LLC

Associate MembersB B & T (Branch Banking & Trust)

Cotton Real Estate, Inc.

G. Daniel Green & Associates

Gleaton & DeMaria Commercial Dev., Inc.

Gulf Coast Pool & Spa, Inc.

Litvak Beasley & Wilson, LLP

Live Oak Landscape, Inc.

Merrill Parker Shaw, Inc.

Pensacola Ready Mix

W. R. Taylor & Co.

Westervelt Ecological Services

Whitney National Bank of Florida

THANKS FOR RENEWING!

Auxiliary Power Systems of NWFLBeggs & Lane, AttorneysBlackwell Heating & Air, Inc.Castner Construction Company, Inc.Cort Business ServicesDoug Whitfield Residential Designer, Inc.Emmanuel, Sheppard & CondonGulf Coast Community BankHumbaugh Lift CompanyiGreen Construction, Inc.KJM Surveying, Inc.Miller & Miller Contractors, LLCPanhandle Homes, IncSears Commercial SalesSunTrust Mortgage, Inc.Tacoma Roofing & Contracting, LLC

TIME TO RENEWJuly 2011 Renewals (Renewal invoice to be mailed 3rd week of June.)

MembershipNews

J.W. Dunnwright Construction, LLCJon Pruitt180 E. Burgess Road, Suite FPensacola, FL 32503T: (850) 332-0030 F: (850) [email protected]

Keller Williams RealtyTowana Henry7140 N. 9th AvenuePensacola, FL 32504T: 850-471-5000 F: [email protected]

Klumb Forest ProductsMark Griffin31144 CR 49Loxley, AL 36551T: 850-341-9039 F:[email protected]

Madril Builders LLCLance Madril1965 Stout RoadCantonment, FL 32533T: 850-450-9822 F: [email protected]

New World LandingJim Homyak600 South Palafox StreetPensacola, FL 32501T: (850) 434-7736 F:[email protected]

North Florida Financial CorporationJohn Bruce6704 - A Plantation RoadPensacola, FL 32504T: (850) 476-3491 F: (850) [email protected]

Outpost RentalsKirk Abrams1255 W Nine Mile RoadPensacola, FL 32534T: 850-477-2185 F: 850-477-6676www.outpostrentalspensacola.com

Real Estate Services of the Gulf CoastKathy Woodward4300 Bayou Blvd, Suite 14Pensacola, FL 32503T: 850-484-3677 F: 850-477-7798

Rebuild Northwest FloridaWilliam Merrill150 W. Maxwell StreetPensacola, FL 32501T: 850-497-7024 F: [email protected]

Robert F. Henry Tile CompanyLynn Bishop3832 W. Navy BoulevardPensacola, FL 32507T: 850-469-9626 F: [email protected]

Ruben Surveying & MappingRon Ruben1101 Gulf Breeze Parkway, Suite 340/341Gulf Breeze, FL 32561T: 850-916-7382 F: [email protected]

S & S Plumbing & Mechanical, Inc.Alan Smith7845 Pine Forest RoadPensacola, FL 32526T: (850) 944-6614 F: (850) [email protected]

Southern Breeze One Hour Air ConditioningWilbert Clause525 W Michigan AvenuePensacola, FL 32505T: 850-469-8245 F: 850-469-8247will.clause@onehourair.comwww.southernbreeze.onehourheatandair.com

The Boyd Plumbing Company Residential, LLCDon Boyd2464 S. Highway 29Cantonment, FL 32533T: 850-968-0717 F: [email protected]

The Legacy Building Supply CompanyJohn Agnew3375 Copter RoadPensacola, FL 32514T: (850) 729-5901 F: (850) 729-5902johna@thelegacycabinetcompany.comwww.thelegacycabinetcompany.com

Tradewinds Homebuilders, LLCWesMajors2390 LeRuthPensacola, FL 32514T: 850-324-2867 F:[email protected]

Tristar Custom Homes, LLCRobert Foster4374 Fifth AvenuePace, FL 32571T: 850-995-0025 F:[email protected]

Wetland Sciences, Inc.Keith Johnson1829 Bainbridge AvenuePensacola, FL 32507T: 850-453-4700 F: [email protected]

Woerner Landscape Source, Inc.April Woerner1332 Creighton RoadPensacola, FL 32504T: 850-474-0830 F: [email protected]


Advertiser’sIndex Alpha Closets and Company 2

850.221.8771

[email protected]

www.AlphaCloset.com

Anchor Pest Control 19

850.435.7696

[email protected]

www.AnchorPestControl.com

Bonded Builders Home Warranty 11

800.749.0381, ext.800

www.bondedbuilders.com

Energy Services of Pensacola 19

850.436.5050

www.espnnaturalgas.com

FHBI 14

888.513.1222

www.fhbi.com

Gulf Power Back Cover

850.505.5338

www.GulfPower.com

Norbord/Solarbord 2

www.SolarbordOSB.com

warren wight creative services 7

[email protected]

www.ww-cs.com

Advertiser’s Index

Inconstruction,aspikeisasteelobjectthatisessen-tial to making a building strong. As in construction, the HBA of West Florida sees a Spike as someone that works to keep our association strong. Spikes work on the recruitment and retention of members in addition to keeping members active with the association. Anyone is eligible for Spike status. On Spike credit is awarded for each new member recruited and an additional credit is awarded for that new member’s renewal on or before their anniversary date. If you help to retain a member, you are eligible to receive a half point for each member.

Spike Club LevelsSpike Candidate 1-5 creditsBlue Spike 6-24Life Spike 25-49Green Spike 50-99Red Spike 100-149Royal Spike 150-249Super Spike 250-499Statesman Spike 500-999Grand Spike 1000-1499All-TimeBigSpike1500+

Spike Club Members and their credits as of 06/01/2011

Super Spike 250 CreditsHarold Logan 498Rod Hurston 398Jack McCombs 272.5

Royal Spike 150 CreditsMike Blanton 200Ron Anderson 198.5Edwin Henry 192.5Rick Sprague 186.5Carlton Bowers 160.5Bob Boccanfuso 159Betty Evans 153.5

Red Spike 100 CreditsThomas Kennedy 145Collier Merrill 129Alan Brock 127Lee Magaha 124.5Don Suarez 117Dan Gilmore 113.5Oliver Gore 111.5

Green Spike 50 CreditsWilliam “Billy” Moore 99.5 Ricky Wiggins 89 Doug Sprague 77.5John Harold 76Ron Tuttle 76David Holcomb 68.5Kenneth Ellzey, Sr. 60.5 Wayne Underwood 58.5Millie Carpenter 56.5Chris Pate 55.5Kevin L. Ward 55.5 Paul Stanley 54Tina Monie 50

Life Spike 25 CreditsWest Calhoun 48.5Bob Price, Jr. 47Wilma Shortall 43.5Eddie Zarahn 38Thomas Westerheim 37Darrell Gooden 35Garrett Walton 28.5Russ Parris 26

Blue Spike 6 CreditsJames Dillaha 21.5Doug Herrick 18.5Ed Wonders 18 John Hattaway 18Keith Swilley 17.5Newman Rodgers IV 17Jim Harris 17Doug Whitfield 15 Steve Moorehead 15Russ Parris 14 Todd Stafford 14 Michelle Bean 12Dean Williams 10.5Towana (Rudd) Henry 10 Brent Woody 8 Beth Shoemaker 7Bernie Mostoller 7

If you would like to join the Spike Club or Desire Additional Information, please contact Alecia Overman at

(850) 476-0318.

NEXT CORNERSTONE

ISSUE:

AUGUST 2011For advertising information, contact

Richard Nicholson 561.843.5857 / [email protected]

the green building council offers certified green professional … · 2017-03-09 · the federal...

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