A Note From Tripp

Inside This Issue:

• Featured Article -

pg 2

• This Month in His-

tory - pg 3

• Date Night Delight -

pg 4

• Jordan Family Fun

Day - pg 5

• Jokes ‘n Puzzles - pg

6

• What’s Cookin’

With Wendy - pg 7

• Giving Back - pg 8

• Breaking Home-

owner News - pg 10

• Tripp Getz Mail - pg

11

• Tripp’s Tip of the

Month - pg 11

• Pop Quiz - pg 11

• Custom Mortgage Experience -

pg 12 - 15

January 2012 - For Lake Norman Residents Volume 1,

Issue 3

Happy New Year Everyone!

Wow, isn’t it hard to believe 2012 is

officially over?! It seems every year flies

by faster and faster. If the old saying is

true: “Time flies when you’re having

fun”, then I must be having a blast!

I don’t know about you, but sometimes

I find it easy to focus on things I wish I

would’ve accomplished and things I

would’ve done differently if I could do

2012 over again.

But we must keep our focus on the fu-

ture and stay excited about the possi-

bilities, opportunities, and hope that

this new year holds for us all! Think

of it as a “clean slate”. A new chance

to make smart decisions.

If you’re feeling a little down because

you broke the bank on an avalanche

of Christmas gifts under the tree,

don’t beat yourself up. Simply use it

as motivation to review your budget

and trim unnecessary expenses going

forward (and no, this type of

“trimming” doesn’t include a fresh-cut

Frasier Fur and bright lights and tin-

sel!). You see, just like you got caught

paying more than you expected on

Christmas gifts, festivities, and fun...

“A house is made of walls and beams; a home is built with love and dreams.”

Tripp Jordan presents...

The Homeowner HeraldThe Homeowner HeraldThe Homeowner HeraldThe Homeowner Herald

2

After you have looked into all of your options, you will

be wondering which home to choose. There are many

ways to find the home that is right for you. When

looking at homes, you should keep these criteria in

mind:

� Size

� Price

� Neighborhood

� Mortgage payments

� Repairs, and additional features

While this is a short list, you will learn many other

ways to find your dream home. In the end, you will just

know when you have found the right home.

Moving into your first home will be an experience you

will never forget. You should be excited as this is a little

piece of the world that is just yours. Whether this is the

home you will live in for a long time or just for a short

time, buying a home will give you a sense of pride and

of purpose. Not only will you have a mortgage to pay,

you will also be responsible for making the home your

own. When thinking about purchasing a home, you

should begin saving your money for closing costs, re-

pairs, and decorating materials.

One of the more rewarding moments will be when you

get the keys to your new home and you begin making it

your own with a little paint, furniture, and personal

style. ■ ■ ■

Which Home To Choose?

Page 2 Featured Art ic le

...you don’t want the same thing happening to you

with something as IMPORTANT as your monthly

mortgage payment! That’s right…

RATES ARE AT RECORD LOWS!

Don’t take my words for it, visit NewsFrom-

Tripp.com to see the LA Times report on Decem-

ber 27th that “Mortgage Interest Rates finished out the

year near record lows, helping fuel the housing market’s

modest recovery”.

So whether you’re buying a new home, or haven’t

yet taken advantage of these super low rates by refi-

nancing, you could be WASTING money every sin-

gle time you pull out your wallet to pay your mort-

gage or rent, month after month after month!

But hey, it’s up to you. If you’re convinced you have

the lowest mortgage payment possible, then con-

grats! But if you are the slightest bit curious, then

give me a ring on my office line at (704) 438-9770

and I’ll let you know your customized options.

It sure doesn’t hurt to try!

Talk soon,

A Note From Tripp (continued)

(see page 12 for Tripp’s bio)

3

JAN 2012

• National

Blood Donor

Month

• National

Hobby Month

• Hot Tea

Month

• National

Oatmeal

Month

• National

Soup Month

Page 3

Volume 1 , I s sue 3

This Month In History - January

Every Day’s A Holiday!

Sun Mon Tue Wed Thu Fri Sat

1 New

Year’s Day 2 Run up

the Flag-

pole Day

3 Fruitcake

Toss Day

4 Trivia

Day

5 National

Bird Day

6 Cuddle

Up Day

7 Old Rock

Day

8 Bubble

Bath Day

9 Play

Good Day

10 House-

plant Ap-

preciation

Day

11 Step In

A Puddle

Day

12 National

Pharmacist

Day

13 Make

Your Dream

Come True

Day

14 Dress

Up Your

Pet Day

15 National

Hat Day

16 National

Nothing

Day

17 Ditch

Resolutions

Day

18 Winnie

The Pooh

Day

19 National

Popcorn

Day

20 Penguin

Awareness

Day

21 National

Hugging

Day

22 National

Blonde

Brownie

Day

23 National

Handwrit-

ing Day

24 Compli-

ment Day

25 Opposite

Day

26 Spouse’s

Day

27 Punch

the Clock

Day

28 Fun at

Work Day

29 National

Puzzle Day

30 Answer-

ing Ma-

chine Day

31 Inspire

Your Heart

Day

1 Paul Revere was born (1735)

1 The ball was first dropped at Times Square in New

York City. (1908)

3 Construction began on the Brooklyn Bridge (1870)

11 American League baseball adopts the

"Designated Hitter" rule (1973)

12 Batman debuts on television (1966)

14 The United States of America ratifies a treaty

with England ending the Revolutionary war. (1784)

14 The Miami Dolphins defeat the Washington Red-

skins in Superbowl VII, becoming the 1st undefeated team in NFL history.(1973)

14 The Simpsons debut on television. (1990)

15 The Pentagon opens (1943)

15 Happy Days premieres on television (1974)

20 At 69 years, 349 days old, Ronald Reagan becomes the oldest person to

become U.S. president. (1981)

21 The first Kiwanis club is formed in Detroit. (1915)

22 A historic Supreme Court decision in Roe vs. Wade legalizes abortion.(1973)

23 The deadliest earthquake in history strikes Shansi, China, killing 830,000

people. (1556)

24 Beer was first sold in cans. (1935)

25 The first Winter Olympic games begin in Chamonix, France. (1924)

*Bizarre and unique holidays that are actually true!

...from Dexter Dog!

4

Date Night Delight

You know us girls just love an excuse to get to dress up! This

month’s special Date Night took place at Tripp’s big com-

pany Christmas party, hosted by New American Mortgage.

He begged me to buy a new dress, but I opted for a sparkly

new necklace instead. I ran and had my makeup done at

Merle Norman’s in Birkdale Village while Tripp & Robbie

conveniently snuck in some father-son bonding time at the

latest James Bond movie playing across the street.

After we were both spiffied up and headed to Uptown, we arrived at an old-world,

almost castle-like building and were greeted by a cool blue Winter Wonderland oasis. I

immediately spotted the photo booth and dashed to secure us a spot. It felt as if we

were transported back in time to our high school prom (only this time I had my husband

and soulmate on my arm instead of an im-

mature, awkward boy from science class!).

We spent the rest of the evening

bouncing from station to station, sampling

as many or’derves as our bellies could hold,

meeting new friends, and grooving to the

band. Tripp topped off the night by steal-

ing a kiss under the mistletoe, and telling

me how beautiful I was. Prince Charming

strikes again!

Until next time,

-Wendy

5

~ Jordan Family Fun Day ~~ Jordan Family Fun Day ~~ Jordan Family Fun Day ~~ Jordan Family Fun Day ~

This month how could we possibly desig-

nate any day other than Christmas as our

Jordan Family Fun Day?! The happiest,

most joyful time of year is all about spend-

ing time with the ones you hold dear to

your heart. While patiently waiting for our

kids to arrive from their mom’s, we spent

the morning in...you guessed it. Starbucks!

(Tripp’s home away from home). Adorned in candy-cane pj’s &

santa hats, & with Americano’s and macchiato’s in hand, we

made a list of all that we were thankful for in 2012.

Finally it as time for the festivities! Since Tripp’s parents have

passed, we spent the evening with my mom and my sister’s

family. We loaded the SUV with my batch of warm oatmeal

peanut butter, chocolate chip cookies, homemade yeast rolls,

and other gifts & goodies and headed for Jamestown.

Christmas evening was spent chasing my lil’ nephews around,

playing with their fresh new toys (the Spiderman mask, talking

Buzz Lightyear, & 99 cent whoopee cushion were among the

faves), eating ‘til we couldn’t breathe, and laughing ‘til we

cried at my mom’s infamous gag-gift version of the Dirty Santa

game.

After making it back to Hunters-

ville, we let the kids finally tear

into their presents while we all

watched “A Christmas Story”.

After the lights were off, the

house was quiet, and everyone

was snugly tucked into bed, I fin-

ished a chapter of “The Christ-

mas Spirit” book by Joel Osteen,

closed my eyes, and thanked the

Lord for the beautiful blessing

of family.

Robbie & Carrie (& Dexter) anxiously opening their presents!

Tripp a BIG bite of our yummy meal!

Caleb & I finding something to drill!

The Hulk & Spiderman showing off their

muscles...and footed pj’s!

6

Jokes ‘n PuzzlesJokes ‘n PuzzlesJokes ‘n PuzzlesJokes ‘n Puzzles

resolution

fireworks

party

celebration

champagne

countdown

midnight

parade

noisemakers

memories

cheers

festivities

goblet

toast

kiss

sequins

January WordsearchJanuary WordsearchJanuary WordsearchJanuary Wordsearch

7

What’s Cookin’? What’s Cookin’? What’s Cookin’? What’s Cookin’? ~ ~ ~ ~ with Wendywith Wendywith Wendywith Wendy

“Ooooh, Wendy girl...you’ve gotta try this!”, my mom shrieked. “It’s a healthy honey-mustard potato salad that I made by experiment and it’s a winner!”

I don’t normally fix potato salad since Tripp isn’t a fan a mayonnaise, but this mayo-free version had me all ears. Especially since with the New Year, I’m focusing on healthy recipes.

So, taking my mom’s advice (which is something I’ve learned through the years will usually never steer you wrong), I made a quick trip down the road to my favorite store, The Bradford Farmers Market, and bought an arm-ful of redskin potatoes, green onions, red bell peppers and a jar of local Mountain Ridge honey.

I came home, whipped up the dish in no time flat, and handed a spoon to my taste-testing guinea pig (AKA Tripp). The fact that he started dancing around as he savored the bite made me realize Mama was right...this one was a winner!

3lbs cooked redskin pota-toes

5 boiled eggs

1 16oz bag of frozen sweet peas (cooked)

1 bunch of green onions

1 medium red bell pepper

1 shredded carrot

A dash of olive oil, apple ci-der vinegar, mustard, & honey

Healthy Honey-Mustard Potato Salad

Cool potatoes,

eggs and peas. Add

chopped pepper,

onions, and carrot.

Add a few dashes

of olive oil, vine-

gar, mustard,

honey, salt & pep-

per. Refrigerate

and enjoy!

8

Tripp’s wife Wendy also shares his vision of the importance and stability involved with home owner-

ship, albeit in somewhat of a different way. After meeting many of his client’s and seeing them beam

with pride when moving into their new dream home, she couldn’t help but think about those who are

less fortunate and have to face every day without a home to live in.

So she rolled up her sleeves and went to work as an active volunteer, advocate, and promoter of “A

Child’s Place”, a charity here in Charlotte that is working to erase the impact of homelessness on

children and their education.

Her most recent project “Operation: Home Sweet Home” was a homeless awareness endeavor

centered around the holidays, where she encouraged children that home is where the heart is.

Tripp is very supportive of her outreach, and uses his profession as a constant reminder of how

blessed we are to have a place to call home.

To learn more about the charity, visit: http://www.achildsplace.org/

Home Is Where The Heart Is

Giv ing Back Page 8

“A house is made of walls

and beams; a home is built

with love and dreams.”

9

FREE HOMEBUYER’S TOOLKIT Includes:

• Free Industry

Report: “7 Things You

Must Know Before

You Buy”

• My 85pg Con-

sumer’s Guide To Buy-

ing Your Dream Home

• Audio CD: The

Truth About Financing

• Relevant articles from national news authorities

• Current issue of my 16pg monthly newsletter

• And MORE!

Simply email wendy@lknluxuryloans.com

to request yours!

10 of Life’s Small Pleasures

1. Rainy afternoons

2. The funny things kids say

3. Clean laundry

4. Sharing an umbrella

5. A bear hug

6. Root beer floats

7. Soft puppies

8. Really great advice

9. Singing to the radio

10. Helping someone in need

Random Facts About Tripp & WendyRandom Facts About Tripp & WendyRandom Facts About Tripp & WendyRandom Facts About Tripp & Wendy

• Tripp’s all-time favorite home-cooked meal is a hearty bowl of Wendy’s spicy chili (his wife’s, not the restaurant’s!)

• Wendy was a 1st chair flutist through school

• Tripp played Jesus two years in a row in a church’s huge Christmas production

• Wendy’s childhood nickname was “Wendy Wiggles” because she couldn’t sit still

• Tripp’s parents had him at ages 37 and 38 and sometimes called him a “accident”. He always preferred the phrase “unplanned miracle” instead :)

• Wendy’s all-time favorite TV show is I Love Lucy. Growing up she got the Lucy collec-tor’s doll, lunchbox, and t-shirt, board game and book of postcards.

• Tripp used to play the Ukulele at age 7

10

Top Stories:Top Stories:Top Stories:Top Stories:

• Fox Business - Tips for Self-Employed Homebuyers Navigat-ing the Mortgage Proc-ess

• LA Times - Mortgage

Interest Rates End Year Near Record Lows

• Washington Post -

Underwater mortgage holders could lose re-lief if fiscal cliff is not averted

• Fox Business - 401k,

Mortgage Tips for the Nearly Retired

• MSN Real Estate -

12 Mortgage Tips for 2012 Homebuyers

• Yahoo Homes - Refinancing? Avoid these five blunders

Visit NewsFromTripp.com

For Up To Date Coverage

From Tripp

11

Dear Tripp,

When getti

ng a VA l

oan,

there is

no down

payment.

Does that

automatica

lly

make the m

onthly pa

yment

higher o

r does th

e no

down pa

yment inclu

de the

same monthly pa

yment as if

a down p

ayment w

ere

made?

- Kevin

Tripp Getz MailTripp Getz MailTripp Getz MailTripp Getz Mail

“Tripp’s T ip of the Month“Tripp’s T ip of the Month“Tripp’s T ip of the Month“Tripp’s T ip of the Month Prepare before you start! Every lender

requests certain basic documents when you apply for a mortgage. Don't wait for them to ask. Have these documents ready when you walk into the lender's office: your last two pay

stubs, W-2s, income-tax returns and bank statements. Save these documents in an

electronic format, so you can easily resend them if anything gets lost.

Thanks for the question Kevin!

Depending on your eligibility and military service, you might

qualify for the no down payment loans with the Veterans

Administration. In fact, most veterans do not use a down

payment. Instead, borrowers finance the down payment by

paying a funding fee, which can be wrapped into the loan

itself.

A basic "funding fee" of 2 percent must be paid by all but

certain exempt veterans. A down payment of 5 percent or

more will reduce the fee to 1.5 percent of the loan and a

10 percent down payment will reduce the fee to 1.25 per-

cent. If you take out a loan without a down payment, the

funding fee makes your monthly mortgage payment higher

than if you had some form of down payment. This is called

financing your down payment.

Hope this helps!

January Pop QuizJanuary Pop QuizJanuary Pop QuizJanuary Pop Quiz Your annual percentage rate (APR) is a

yearly rate that reflects the true cost of your

mortgage and includes your interest rate,

points, mortgage insurance, and other fees.

A. True

B. False

Watch for the answer and explanation in next month’s issue!

12

LKNLUXURYLOANS.COM

A Customized Step-By-Step Mortgage

Experience For The Privileged Homebuyer

How To Become a Client, Exactly What To Expect, and Why

You Need Tripp Jordan On Your Side

Tripp Jordan is the founder of “Luxury Loans of

Lake Norman”, a custom mortgage experience for

the privileged homebuyer. He has been helping

consumers with their mortgage needs for many

years and loves nothing more than teaching peo-

ple in simple easy-to-understand ways.

Known as the “Luxury Loan Specialist”, his service

caters to affluent consumers and their unique de-

mands. By focusing on this specific market, he’s

able to offer cutting edge strategies and programs

that specifically provide the maximum benefit to

those seeking what’s known as a “jumbo” loan. Of

course he does not exclude those requesting a

non-jumbo loan. They will just happen to receive luxury service while on a budget!

He is most known for his passion to educate and inform buyers about what to expect during the mort-

gage process, things to avoid, and things to make sure you’re aware of. All of which are explained in his

popular FREE “Homeowner’s Toolkit”.

Trusted authority, consultant, and speaker, Tripp influences hundreds of homeowners annually through

his program, including his 85pg “Consumers Guide To Buying Your Dream Home”.

In addition, via his popular daily website “Breaking Homeowner News with Tripp”, he keeps you up to

the minute with special reports, consumer alerts, and the latest stories. Along with reporting breaking

news alerts featured on CBS News, Fox Business, The Wall Street Journal, etc., he highlights the arti-

cles with relevant commentary and industry insights specific to Carolina homeowners (see page 10).

13

PHASE 1: Become An Informed Buyer

1. Kickoff the search for your new dream home!

2. Call the Pre-Approval Hotline to pinpoint your mortgage sweet spot (this will put

the power of financing behind you so you can concentrate on selecting your home).

3. My “Homebuyer’s Toolkit” will be Fed Ex’d to you immediately containing:

• My Free Industry Report “7 Things You Must Know Before You Buy”

• My Audio CD: “The Truth About Financing Your Home

• My 85pg “Consumer’s Guide to Buying Your Dream Home” - a resource to educate

yourself and gain understanding during this important process

• Stay up to the minute at NewsFromTripp.com as I bring you Special Reports, Con-

sumer Alerts, and the Latest Breaking Stories from trusted news authority net-

works like The New York Times, Wall Street Journal, CNN Money, & more…

exclusively for Carolina Homeowners.

• My 16pg monthly newsletter “The Homeowner Herald” - Where you will get to

know my family and I, what I stand for, how I live my life, and how I can make your

life easier.

14

PHASE 2: Point of Decision and Request for Financing

1. Once you’ve located your dream property (or prior), you will want to schedule a

Custom Strategy Session, where I will personally:

• Determine financial suitability of your pre-approved price selection

• Identify the perfect loan for you at the best rates and fees (This will save you

significant money "up front" and throughout the years to come.)

• Ensure this customized mortgage plan is realistic and comfortable for your

personal situation, goals, and lifestyle

• Become your advocate and assist you with completing your Application for

Acceptance (if you haven’t already done so)

• Provide you with an essential checklist of required documentation to keep

the ball rolling and ensure you get into your dream home FAST

2. You will then be designated weekly personal follow-up session with me personally in

order to keep you informed of your loan status throughout the entire process.

3. We will take care of informing your Real Estate Agent of your loan progress on a

regular basis, so there’s one less thing on your plate.

*We offer: 6 HOUR UNDERWRITING, 7 DAY PROCESSING, &

1 DAY TO CLOSE

15

PHASE 3: Approval + VIP Red Carpet Treatment

1. Once your financing request is approved, I will have your official “Letter of Accep-

tance” FedEx’d, complete with a congratulatory certificate, card and confetti

2. Your Mortgage Planner and their team will designate an Escrow/Title Company to han-

dle the funding of your loan, along with many other factors which make your purchase

go smoothly.

3. We will coordinate with the escrow team and schedule a time convenient for you to

sign the final papers at their office.

4. You walk away with the keys to your new dream home!

5. Oh and don’t be surprised if a housewarming basket (usually holding fresh flowers, a

warm apple pie, subscription to Better Homes & Gardens, and a stack of personalized

“We’ve Moved” cards) shows up on your doorstep. My wife Wendy has been known

to make secret deliveries to new friends who are celebrating life’s significant mo-

ments :)

6. Continue to keep in touch by reading our family stories, jokes and puzzles in our news-

letter that will be delivered to your mailbox every month.

7. Make you don’t miss our next fun-filled Client Appreciation Day happening quarterly!

8. Finally become the celebrity you were born to be! Well…almost. Each month we fea-

ture a new client in our newsletter, so don’t be surprised if you receive an offer to

have your shining face on our next cover!

16

...for being a loyal reader and allowing our ...for being a loyal reader and allowing our ...for being a loyal reader and allowing our ...for being a loyal reader and allowing our

publication into your home and into your publication into your home and into your publication into your home and into your publication into your home and into your

heart. Thank you for putting your trust heart. Thank you for putting your trust heart. Thank you for putting your trust heart. Thank you for putting your trust

in us to help you with your mortgage in us to help you with your mortgage in us to help you with your mortgage in us to help you with your mortgage

needs.needs.needs.needs.

Our mission is to empower you to become Our mission is to empower you to become Our mission is to empower you to become Our mission is to empower you to become

an educated homeowner...and hopefully an educated homeowner...and hopefully an educated homeowner...and hopefully an educated homeowner...and hopefully

make you smile along the way. make you smile along the way. make you smile along the way. make you smile along the way.

Contact TrippContact TrippContact TrippContact Tripp Office: 704-438-9770

Cell: 336-681-8268

Fax: 866-354-0727

Email: tripp@lknluxuryloans.com

Office Address: 124 Floyd Smith Dr, Ste.

360, Charlotte, NC 28262

Main Website: LKNluxuryloans.com

Special News Website:

NewsFromTripp.com

NMLS# 966450 / NC Lic# I-155179

“Thanks for reading!“Thanks for reading!“Thanks for reading!“Thanks for reading!

See you next See you next See you next See you next

month!”month!”month!”month!”

Coming Soon!Coming Soon!Coming Soon!Coming Soon!

• Client of the Month

(special treat)

• Client News & Tidbits

• Client Appreciation Days

• RE Agent Spotlight

New American Mortgage is an

Equal Housing Lender. New

American Mortgage is licensed by

the NCCOB: Lic# L-142670