Your Business Is Our Business

Business EditionApril 2017

InformerThe

• 2nd St Pub• Affordable Remodeling

& Home Improvements• All Starr Powerwashing• Alpha Media• American Solutions for Business• Answer Heating & Cooling• Artisan’s Landscaping and Design• Avon Beauty Center• B and K Appraisal• Bavarian Inn• Bridgeport Towing & Repair• Chronicled Keepsakes Photography• Cumulus Media• Dobis Landscaping• Garber Buick• Gayle Green Florist• Gobeyn’s Marathon Service• Green Acres Golf Course• Herbert Roofing

• Hillier Studio• Informa Business Systems• Jonnie-on-the-spot• LaClair Sales• Lamplighter Flower Shop• Louie’s Pet Beastro• Mr. Moustache’s Phone Repair• Pat’s Food Center

& Do It Best Hardware• Peggy’s Salon• Pride & Country Village

of Saginaw• Saginaw Bay Area Title Agency• Saginaw Spirit• Stretch Limo• Timbers Golf Club• TSSF Architects• Weiss Equipment• Yeager Asphalt & Roofing

We are pleased to now be serving members from the new United Financial Chesaning Branch location! We invite you to join us for a grand opening celebration coming up in May.

1720 W. Brady Road • Chesaning, MI

The Annual Meeting was a Great Success!CHESANING

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CELEBRATION

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RETIREMENT A N N O U N C E M E N T

During our 2017 Annual Meeting in March, we had the great pleasure of celebrating

the distinguished career of our former President/CEO, David Cibulka. Dave retired

from United Financial Credit Union on April 7, 2017. He began his career in the

financial industry in 1971 and became Manager at United Financial in 1980, when

Jim and Doris Hubbel, founders of the Credit Union, retired. His positive attitude and

strong member/staff relations made him an exceptional leader, and he will be missed

by staff and members alike.

President/CEO David Cibulka1 9 8 0 - 2 0 1 7

Our 54th Annual Meeting was held March 18, 2017, and we are pleased to share that it was a great success! Thank you to all our guests, as well as our sponsors listed below. If you were unable to attend the 2017 Annual Meeting, we hope you will make plans to

join us next year!

WE WANT TO HEAR FROM YOU!At United Financial, we value member

input. We’d love to hear from you regarding your experience at the Credit

Union. We invite you to contact us to share your thoughts and feedback!

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Your BusinessIs Our Business© CUAdvantage.com • 877.799.0784

Bridgeport Township Office5658 Dixie Hwy.

Saginaw, MI 48601Fax: 989.777.3642

Saginaw Township Offices4685 State St.

Saginaw, MI 48603Fax: 989.399.8673

2510 Weiss St. Saginaw, MI 48602 Fax: 989.399.8620

Chesaning Office 1720 W. Brady Rd.

Chesaning, MI 48616 Fax: 989.399.8691

Freeland Office7600 Midland Rd.

Freeland, MI 48623Fax: 989.399.8705

Auburn Office4710 N. Garfield Rd.

Auburn, MI 48611Fax: 989.399.8707

Mailing AddressP.O. Box 6430

Saginaw, MI 48608-6430

989.777.3620 • 800.772.8728www.unitedfinancialcu.org

Lobby HoursMon. - Thurs. 9:00 a.m to 5 p.m.

Friday 9:00 a.m to 6 p.m.Saturday (State St. location only)

9:00 a.m to 12:30 p.m.

Drive-Thru HoursMon. - Thurs. 9:00 a.m to 5 p.m.

Friday 8:30 a.m to 6 p.m.Saturday 9:00 a.m. to 12:30 p.m.

(Weiss St. location closed)

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MEMORIAL DAYMonday, May 29

INDEPENDENCE DAYTuesday, July 4

H O L I DAY C LO S I N G

Walleye Festival RaceUnited Financial Credit Union is proud to present the 8th Annual Freeland Walleye Festival Race for 2017! With proceeds from the race being placed back into the community through the Freeland Lions Club, we invite your business to help us support our community by becoming a Walleye Festival Race sponsor. For more information, please contact a United Financial member service representative.

The Board of Directors has named Barbara Appold as its new President/CEO. Appold took over President/CEO duties on January 1, 2017.

“The Board of Directors has confidence that Barb will continue to be a strong leader with a commitment to both member service and a controlled growth strategy. She has exceptional communication

skills and management capabilities, experience working with the Board and strategic planning, and a strong commitment to staff development. She is ethical and a visionary leader. She has focus on providing exceptional member service, operational efficiency, and is dedicated to the credit union philosophy of “people helping people,” said Edward Ulmer, Board Chairman.

“I am extremely excited and honored to be chosen as United Financial Credit Union’s next CEO. I joined the credit union 25 years ago because I wanted to be a part of an organization where I believe the opportunities for both members and employees were limitless. During my time at the credit union I have not only gained tremendous knowledge of where we are, but more importantly of where we need to go. Working with Dave Cibulka has thoroughly prepared me and I am thankful for his strong leadership. I have a passion for the credit union industry and specifically United Financial Credit Union and with the help of a very talented team, will continue to provide affordable, friendly, and quality service to our members,” said Barbara Appold, Executive Vice President.

Appold has been with United Financial Credit Union for over 25 years, with 13 of those years serving as the Executive Vice President. Barb has served on the Credit Committee and Asset Liability Committee. She holds a Bachelor’s degree in Business Management from Northwood University and two Associate degrees from Delta Community College. One in Computer Information Systems and one in Credit Union Management. Barb was also a graduate from CUNA Management School, a training program for credit union executives studying credit union management concepts and techniques.

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