I n s i d e t h i s

i s s u e :

Board Meetings 2

Financial Matters 3

President’s Letter 3

Back to School

Information

4

Delinquent

Assessments Process

4

Clubhouse Updates 5

Community Interest 6

Announcements and

Updates

8

S p e c i a l

p o i n t s o f i n -

t e r e s t :

B a c k t o

S c h o o l

D a t e s a n d

C o n t a c t s

C o m m u n i t y

G a r a g e

S a l e

K i p l i n g

A c t i v i t i e s

f o r t h e

F a m i l y

W a t e r i n g

f o r a

D r o u g h t

Bringing the

August/September 2012

The Kipling Kronicle

Page 2

B o a rd o f D i re c t o rs

Kipling Estates Homeowners Association Board of Directors

All Board members can be reached through the Clubhouse 815-725-9922.

Kipling Estates Clubhouse Contacts

Clubhouse Manager Diane Gallico 815-725-9922 dianeg@kiplingcommunity.com

Communications Manager Brenna Joyce 815-725-9922

Administrative Assistant Cathy Miller 815-725-9922 cathym@kiplingcommunity.com

Clubhouse Staff Betty Presley 815-725-9922 bettyp@kiplingcommunity.com

Clubhouse Staff Terri Lanzisero 815-725-9922

Clubhouse Staff Maria Koss 815-725-9922

Handyman Dave Jaral

Callaway Glen

September 4, 2012 - 7:00 pm

November 6, 2012 -7:00 pm

Galaway

September 5, 2012 - 7:00 pm

November 7, 2012 -7:00 pm

Architectural Meetings

August 14, 2012 - 6:30 pm

August 28, 2012 - 6:30 pm

September 11, 2012 - 6:30 pm

September 25, 2012 - 6:30 pm

October 9, 2012 –6:30 pm

October 24, 2012 - 6:30 pm

*Seasonal meetings the 2nd and 4th Tues-

days-see dates above

Board Meetings

KEHA Master Board

September 12, 2012 - 7:00 pm

November 14, 2012 - 7:00 pm

Englewood Pointe

October 23, 2012 - 7:00 pm

November 6, 2012 - 7:00 pm

Devonshire

September 11, 2012 - 6:30 pm

November 13, 2012 - 6:30 pm

St. Andrews Estates

September 17, 2012 - 6:30 pm

November 12, 2012 - 6:30 pm

Butterfield Ridge

September 11, 2012 - 6:30 pm

November 13, 2012 - 6:30 pm

President Bob Bradley Devonshire President

Vice President Frank Zimmerle Galway

Secretary Sue Olson Galway President

Treasurer/Communications Patti McGrath Saint Andrews Estates President

Landscaping Director Linda Ramlot Butterfield Ridge President

Operations Director Patrick Crowley The Townes President

Rules and Regulations Director Nancy Erwin Courtyards of Kipling President

Communications Director Jeanne Eggert Englewood Pointe President

Ad Hoc DIrector Chrissy Kuehl Callaway Glen President

All meetings take place in the Kipling clubhouse at 850 Wynstone Drive.

Also, please visit www.kiplingcommunity.com for updates and events

First Management Solution (Townes) 815-834-4308

Bay Property Services, Inc.

(Devonshire)

708-606-6601

Hillcrest Property Management

(Englewood Point)

630-627-3303

Hillcrest Property Management

(Courtyards)

630-627-3303

Waste Management 800-796-9696

B o a rd o f D i re c t o r ’s B u s i n e s s

Page 3

Letter From the President

Dear Kipling Residents

Vandalism. We’ve had more that our fair share this summer. Our clubhouse

was egged twice, our pool was filled with our deck furniture, someone threw a

lot of animal waste in the pool causing us to close the pool for a day while our

pool company completely cleaned and sanitized it for complete safety for our

homeowners. Most recently, the entrance light into Devonshire was smashed

and broken.

This is starting to get quite expensive. Vandalism is not something we budget for so the cost of cleaning

up and repairing these acts comes directly out of our operating funds. In other words, we have to take

money we would normally use for homeowner activities and clean up the messes.

The Shorewood police have viewed our surveillance videotapes on several occasions. However it is very

difficult to see our unwanted guests because of poor lighting. They strongly recommended that we leave

our exterior clubhouse lights on all night. We are complying with their request but the extra electricity

doesn’t come free. The board will also consider additional measures to encourage our intruders to go

away. The police have increased their patrols throughout our subdivision.

We can all help curtail the vandalism. Most of the time the events occur after the clubhouse closes and

rarely after midnight. If you are driving in the neighborhood between 9:00 PM and midnight, take a

short detour around the clubhouse area, including the parking lot. If you see some strange activity, flash

your lights, blow your horn, or even call the Shorewood police non-emergency number at 815 725 1460.

Working together, our vandals will get our message and stay away.

Bob Bradley, President, KEHOA

Financial Summary June 2012

June 2012 Income 5,640.79$ *

June 2012 Expenses 33,971.32$ *

YTD Income though 6/30/12 192,819.17$ *

YTD Expenses through 6/30.12 215,148.88$ *

Reserve deposits as of 6/30/12 25,200.00$

Account Balances as of 6/30/12

Operating Accounts

Leaders Bank Operating Account 13,352.76$

Leaders Capital Expenditure Account 6,079.58$

Standard Bank MM Capital Expenditure Account 55,135.82$

74,568.16$

Reserve Accounts

Leaders Reserve Money Market 55,982.78$

Leaders CD 10/26/12 51,830.75$

Leaders CD 9/21/12 26,170.60$

Leaders CD 10/1/12 50,000.00$

Standard Bank CD 11/21/12 58,831.83$

Standard Bank Reserve Money Market account 50,107.44$

292,923.40$

Total Account Balances as of 6/30/12 367,491.56$

Accounts Recievable as of 6/30/12 58,600.47$

Accounts Payable as of 6/30/12 (298.82)$

* Does not include account transfers

June 2012 Income 5,640.79$ *

June 2012 Expenses 33,971.32$ *

YTD Income though 6/30/12 192,819.17$ *

YTD Expenses through 6/30.12 215,148.88$ *

Reserve deposits as of 6/30/12 25,200.00$

Account Balances as of 6/30/12

Operating Accounts

Leaders Bank Operating Account 13,352.76$

Leaders Capital Expenditure Account 6,079.58$

Standard Bank MM Capital Expenditure Account 55,135.82$

74,568.16$

Reserve Accounts

Leaders Reserve Money Market 55,982.78$

Leaders CD 10/26/12 51,830.75$

Leaders CD 9/21/12 26,170.60$

Leaders CD 10/1/12 50,000.00$

Standard Bank CD 11/21/12 58,831.83$

Standard Bank Reserve Money Market account 50,107.44$

292,923.40$

Total Account Balances as of 6/30/12 367,491.56$

Accounts Recievable as of 6/30/12 58,600.47$

Accounts Payable as of 6/30/12 (298.82)$

* Does not include account transfers

Property Contact Numbers

Page 4

N e i g h b o r h o o d N ew s

Back to School Time Here are some important dates for the

upcoming school year.

Find Your Way Day

Walnut Trails: Wednesday, August 15, 9:00 a.m. to

11:00 a.m. and 1:00 p.m. to 3:00 p.m.

Minooka Intermediate School: Wednesday, August

15, 10:00 a.m. to 6:00 p.m.

Minooka Junior High School: Tuesday, August 14,

10:00 a.m. to 6:00 p.m.

Kindergarten

Orientation Dates

Walnut Trails: Thursday,

August 16, 6:00 p.m. to 7:00

p.m. (a.m. students)

Thursday, August 16, 7:00 p.m. to 8:00 p.m. (p.m.

students)

First Day of School Kindergarten: Thursday, August 23

Grades 1 – 8: Wednesday, August 22

Minooka High School: Thursday, August 16

Expectations Night Dates

Walnut Trails: Tuesday, August 28, 6:30 p.m. to

8:00 p.m.

Minooka Intermediate School: Thursday, August

30, 6:00 p.m. to 7:30 p.m. (5th grade)

Thursday, August 30, 6:30 p.m. to 8:00 p.m. (6th

grade)

Minooka Junior High School: September 6, 6:30

p.m. to 8:00 p.m.

All dates and information are from http://

www.min201.org/ and http://www.mchs.net/

index.php and they are responsible for accuracy.

Phone Numbers:

Walnut Trails (815)290-7400

Minooka Intermediate (815)467-4692

Minooka Junior High (815)467-2136

MCHS South Campus (815)521-4001

MCHS Central Campus (815)467-2140

Bus Garage (815)467-5133

Delinquent Assessment Process

For the Kipling Estates HOA Quarterly Assessments

Each delinquent account will receive a statement on the

16th of the month following the quarterly due date. This

statement will include amount owed plus a $15.00 late

fee and the homeowner will receive a “First Warning”

letter notifying the homeowner to pay the balance in full.

Example: Using January 1 as the example. January as-

sessments are due on January 1st and considered late on

January 16th. The statement issued on January 16 will

show $105.00 assessment and a $15.00 late fee for a total

of $120.00 that is sent with the First Warning letter.

If the account is not paid in full by the 15th of the next

month, the homeowner will receive a “Second Warning”

letter notifying the homeowner to pay the balance in full.

Second warning letters will incur an additional $15.00

late fee along with a $10.00 administration fee paid to

Bay Property Services, Inc.

Example: It is now February 16th. An additional $15.00

late fee is added, plus the $10.00 late administration fee. A

statement showing $145.00 due is sent along with the Sec-

ond Warning Letter.

If the account is not paid in full by the 15th day of fol-

lowing month, the homeowner will receive a “Final

Warning” letter. Final warning letters will incur an ad-

ditional $15.00 late fee along with a $10.00 administra-

tion fee paid to Bay Property Services, Inc.

Example: It is now March 16th. An additional $15.00 late

fee and an additional $10.00 administrative fee is added to

the previous total for a new total due of $170.00. A state-

ment for this amount is sent with the Final Warning letter.

The Final Warning letter is sent as certified mail.

If the account is not paid in full by the 15th of the next

month, the homeowner will be sent to the association’s

attorney for a 30 day demand to be sent, along with a

current statement. No further correspondence from the

association is sent to the resident at this point. Example: It is now April 16th. The April 1 assessment of

$105 is added to the previous amount above with another

$15.00 late fee and another $10.00 late administrative fee

for a total due of $300.00 (prior to attorney fees).

Once sent to the attorney, they send a 30-day demand by

certified mail to the resident with a demand for payment

in full within 30 days of the notice. Cost for this is

$166.54.

If no payment is received, the attorney will issue the

association an Authorization for Suit. The association

approves the Authorization and a suit is filed. Depend-

ing upon the suit, typical additional legal fees added are

between $600-$650 as agreed and awarded by the court.

During the legal process, late fees and assessments con-

tinue to be added. The then-current amount due is what

is awarded in a judgment.

Page 5

C l u b h o u s e U p d at e s Fro m D i a n e

The pool closes on Mon-

day, September 4th! There

is still time to enjoy the

water. Grab your towel,

sun-screen and come on

over.

Tether Ball is now available for your enjoy-

ment. Gather some friends and have a ball.

Volley-Ball and tennis courts

are also fun activities available

to you.

Don’t forget about fishing. The

ponds are stocked with fish that

have had a chance to grow. Grab

your pole, the family and have a

wonderful time. (Catch and release only)

Take the family on a bike

ride and explore Kipling

Estates. Start at Seil Road

and go all the way to

Mound Road, with plenty

of paths in between.

There is always something to do. Enjoy your

family and your community and meet some

new friends along the way.

Zumba “Free” Tuesday and

Thursday mornings at 9:00

am and evenings at 7:00 pm.

Come to the Clubhouse on

Friday, September 21st at

7:00pm for a Skin-

intervention class and a

free massage. All residents are welcome to

attend.

Kipling Estates

Garage Sale will

be Friday and Sat-

urday, September

7th and 8th! Call

the clubhouse to

register today. It is $5.00 per home. (815-

725-9922)

Karate Class is held every

Tuesday from 4:30 until 5:30

pm at the clubhouse. If you

would like to sign up please

contact Sensai Thomas at

(815) 351-1923.

Our Annual Vendor Fair

will be held Friday, Novem-

ber 16, 2012 from 4:00 until

8:00pm. All Kipling Estates

Residents are welcome to

participate as a vendor. If

you are interested and have something to sell

please contact the clubhouse as space and

tables are limited.

Pool Days Ending Soon Community Garage Sale

Karate Classes

Zumba into Shape

Stay Active at Kipling Estates

Skin-tervention

Vendor Fair

Page 6

C o m mu n i t y I n t e re s t

If you're one of the

more senior

"Millennial"- born be-

tween 1982 and 2001,

you're in a good posi-

tion to launch investment strategies to help

you save for the future.

You've got time on your side and the more

years you have in which to invest, the greater

the growth potential of your investments.

Also, since you probably have yet to reach

your maximum earnings, you may be eligible

to contribute the full annual amount to a Roth

IRA, a powerful retirement savings vehicle.

Keep in mind, though, that Roth IRA contri-

butions

are phased out over a specific income range.

Even if you have a Roth IRA, you can still

participate in your employer's retirement plan

so try to put in enough to earn your employer's

matching

contribution, if one is offered.

As a Millennial investor, you've got time on

your side. So take advantage of all your op-

portunities.

Presented by: Paul Kalafut, Shorewood's Ed-

ward Jones Financial Advisor located

at Hammel Creek Commons, 1132 West Jef-

ferson St. (815-744-8150)

Member SIPC

"Millennials" in Good Position to Invest for the Future

Landscaping is a big in-

vestment. Don't lose your

plants to the drought. It

is crucial to water all

your perennials, shrubs

and trees, especially

those newly planted be-

cause the roots are not

fully developed. This

includes anything

planted in the last few years. Remember that

the rule of thumb is 1" of water a week. If it's

not raining, all the plants need your help. The

hotter the temperature, the more water

needed! The bigger the plant, the more water

needed!

Soaker hoses are a great option because they

trickle the water at ground level, reducing

evaporation and run-off. Another option is to

disconnect the sprinkler and let the hose run

at the base of the plant. Adding mulch around

the base of your plants also helps reduce

stress and retain moisture. For trees you will

need to water at the drip line (edge of tree can-

opy) where the roots are developing instead of

at the trunk.

As far as the lawn goes, most grasses go into

dormancy and turn yellow when temperatures

are over 85 F. This is normal. Minimal irriga-

tion can be used to keep the crown of the grass

plants hydrated. 1/2" to 1" of irrigation a

month will keep it alive, although not neces-

sarily green. Keep traffic off of drought

stressed turf. Wilted crowns may not recover

from traffic and permanent damage can occur.

Mowing should be minimized. Do not fertilize

your lawn from July 1 – August 15 or during

drought periods. Fertilizer would stimulate the

weak or dormant plants and require more wa-

ter. It could also burn your lawn.

On a positive note, when the water bill comes

in, try and thank your lucky stars for the lack

of mosquitoes!

We are in a Drought at Kipling Estates!

American Maintenance and Landscaping, Inc.

→ I s Y o u r H o u s e U n d e r W a t e r ?

→H a v i n g T r o u b l e M a k i n g P a y m e n t s ?

→N e e d t o k n o w t h e T R U T H a b o u t

S h o r t S a l e v s F o r e c l o s u r e ?

A s k M e H o w I C a n S e l l Y o u r H o m e

w i t h o u t Y o u P a y i n g a C o m m i s s i o n

C a l l U s T o d a y - S t r i c t l y C o n f i d e n t i a l

8 1 5 - 3 7 0 - 9 3 5 8 , a s k f o r

C a r m e n o r S a n d y C a r t e r Office: 2911 Vimy Ridge Drive Joliet, IL 60435 815-582-3953

Email: CarterRealtyGroup@Gmail.com

Page 7

Kipling Estates Clubhouse

850 Wynstone Drive

Shorewood, Illinois 60404

K i p l i n g E s t a t e s

H o m e O w n e r s

A s s o c i a t i o n

U p d a t e s a n d A n n o u n c e m e n t s

Call now to advertise

your business in the

next issue of the

Kipling Kronicle.

815-725-9922

Full Page Ad $125

Half Page Ad $75

1/4 Page Ad $50

Business Card Ad $25

*All Kipling residents receive 25% off any adver-

tisement placed for their own business

* Deadline for all Ads is the 15th of the previous

month. Newsletters will be printed and distributed

every other month. Next issue Oct./Nov.

Welcome Home!

Special Events

For future newsletters, we would like to start including birthdays, anniversaries,

graduations, first communions, birth announcements, etc. and any information that

you would like to share with the neighborhood.

The deadline to submit any dates for the October – November newsletter is September 12th. So please e-

mail any information you would like to share with your neighbors to: support@kiplingcommunity.com.

School Bus Reminder

Please be alert for school buses as elementary school starts August 22, high

school starts August 16.

Welcome

Welcome to all new residents of Kipling Estates. Please visit our club house and

website http://kiplingcommunity.com/ for more information on our neighborhood.