the local january 4, 2013

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Local The Sunshine Coast BC Weekly Community Newspaper Where you live… your community, your paper Friday, January 4, 2013 ROLLERS & FAUX WOOD 604-885-3582 • [email protected] FREE INSTALLATION ON SALE 4472 Hilltop Road Wilson Creek 604-740-3927 YOUR ONE STOP FOR EVERYTHING ROOFING • Custom sheet metal fabrication • Metal roofing manufacturing • Sales & installation ALL ORGANIC & LOCAL PRODUCE, BULK, GROCERY, MEAT & DAIRY, VITAMINS & HERBS FREE SAME DAY GROCERY DELIVERY WHEN YOU SHOP ONLINE www.seaweedshealthfood.com 689 GIBSONS WAY — Find us on Best Health Food Store NOW OPEN 7 DAYS A WEEK 604-886-1522 FREE Latest releases + independent •foreign •documentary •adult •sci-fi •classics 5606 Wharf Road, Sechelt BC 604-885-3281 • Toll Free 1-800-538-4504 SALES PARTS SERVICE For more outstanding deals visit our website www.southcoastford.com SouTh CoAST FoRd SALES LTd. ONLY $28,900 7 PASS, AWD, LUXURY W/ DVD AND MOONROOF. ONLY 21,000 KMS. 2011 VERACRuZ LTd. 2011 VERACRuZ LTd. Look for these inserts: 927 GIBSONS WAY (BESIDE HOME HARDWARE) 604-886-0102 HOURS: 10 am-6 pm Mon.-Sat. • Sun 12-4pm MUCH MORE THAN A BED STORE! Super Savings On All Bedding WHITE SALE ON NOW! ALL SIZES AVAILABLE AT INCREDIBLE SAVINGS! SALES: Monday - Friday: 8:00-6:00pm Saturday: 8:00-5:00pm SERVICE: Monday - Saturday: 8:00-4:30pm Haley Chevrolet Buick GMC 1633 Field Road 604-885-5131 www.haleygm.com Thanking everyone for their generosity for Secret Santa. Together we raised almost $20k! Taking the Birth rates on the rise BC life expectancy highest in Canada. . . . . . . . . . . . Page 2 January stargazing Planets in plain view . . . . . . . Page 3 Canadian philanthropy We are giving even more during these hard times . . . . . . . . . . . . . . . Page 5 • Home Hardware • Guardian Pharmacy • Nature’s Bounty • Coastal Weddings Onlookers watch as the hardier souls start the new year with a splash in the Davis Bay Polar Bear Plunge. PHOTO COURTESY OF BIGPACIFIC.COM plunge!

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Local news and community on the Sunshine Coast.

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Page 1: The Local January 4, 2013

Jan 4, 2013

AJ Pumps 1101

LocalLocalLocalLocalThe

Sunshine Coast BC Weekly Community Newspaper • Where you live… your community, your paper • Friday, January 4, 2013

ROLLERS & FAUX WOOD

Nov. 29, 2012

Custom Carpet 1048

604-885-3582 • [email protected]

FREE INSTALLATIONON SALE

Aug. 30, 2012

Weathertight lug 1035

4472 Hilltop Road Wilson Creek 604-740-3927

YOUR ONE STOP FOR EVERYTHING ROOFING• Custom sheet metal fabrication

• Metal roofing manufacturing• Sales & installation

April 12, 2012

Seaweeds 1015

ALL ORGANIC & LOCAL PRODUCE,BULK, GROCERY, MEAT & DAIRY,

VITAMINS & HERBS

FREE SAME DAY GROCERY DELIVERYWHEN YOU SHOP ONLINE

www.seaweedshealthfood.com

689 GIBSONS WAY

— Find us on —Best Health Food Store

NOW OPEN 7 DAYS A WEEK 604-886-1522

FREE

Sids Vids 1043

Date Oct 25, 2012

Latest releases + •independent •foreign •documentary•adult •sci-fi •classics

5606 Wharf Road, Sechelt BC604-885-3281 • Toll Free 1-800-538-4504

SALES • PARTS • SERVICEFor more outstanding deals visit our website

www.southcoastford.com

SouTh CoASTFoRd SALES LTd.

SC Ford front 1101

Jan 4, 2013

ONLY $28,900

7 PASS, AWD, LUXURY W/ DVD AND MOONROOF. ONLY 21,000 KMS.

2011 VERACRuZ LTd.2011 VERACRuZ LTd.

Look for these inserts:

927 GIBSONS WAY (BESIDE HOME HARDWARE)604-886-0102HOURS: 10 am-6 pm Mon.-Sat. • Sun 12-4pm

MUCH MORE THAN A BED STORE!

Dreamland 1101

Jan 4, 2013

Super Savings On All BeddingWHITE SALE ON NOW!ALL SIZES AVAILABLE AT INCREDIBLE SAVINGS!

Jan 4, 2013

Haley 1101

SALES: Monday - Friday: 8:00-6:00pm Saturday: 8:00-5:00pmSERVICE: Monday - Saturday: 8:00-4:30pm

Haley Chevrolet Buick GMC • 1633 Field Road • 604-885-5131 www.haleygm.com

Thanking everyone for their generosity forSecret Santa. Together we raised almost $20k!

Taking the

Birth rates on the riseBC life expectancy highest in Canada.

. . . . . . . . . . . Page 2

January stargazingPlanets in plain view

. . . . . . . Page 3

CanadianphilanthropyWe are giving even more during these hard times

. . . . . . . . . . . . . . . Page 5

• Home Hardware• Guardian Pharmacy• Nature’s Bounty• Coastal Weddings

Onlookers watch as the hardier souls start the new year with a splash in the Davis Bay Polar Bear Plunge. PHOTO COURTESY OF BIGPACIFIC.COM

plunge!

Page 2: The Local January 4, 2013

2 The Local - Friday, January 4, 2013

As we reach year end, it’s our family tradition to

pause and thank the many people in our lives for their contributions to our health and welfare.

Contrary to common perception, most of what I do as Member of Parlia-ment is not about politics; it’s about service. People

New Year greetings from ParliamentThe Positive Story

John Weston MP, West Vancouver, Sunshine Coast , Sea to Sky Country

Jan. 12, 2012

Roberts Creek Sign 1002

Cocos Roo�ng 1050

NEW INSTALLATIONS, REPAIRS & RENOVATIONS

COCO ROOFI NG & PROJECTS

Season’s Greetingsto our customers and friends on the Sunshine Coast.

Thank you!from Brian and Bill Goodman

604-741-5819 • 604-989-0189

Dec. 13, 2012

Jan. 4 2013

Coastal Wedding fair 1101

Kenan MacKenzie 1101

Jan 4, 2013

Toll free [email protected]

Phone 604-885-7810Fax 604-886-3753

Kenan Mackenzie When you want it SOLD, call Kenan442 CENTRAL AV1128 SUNNYSIDE RD5140 ANNA RD4496 SUNSHINE COAST HWY5995 BARNACLE ST1193 REED RDLOT 92 CREEKSIDE CR792 WIREN WY1585 FIELD RD

2012 SALES:5471 SECRET COVE RD543 SARGEANT RD820 KIWANIS WY935 DAVIS RD667 HILLCREST RD186 7TH ST855 O’SHEA RD

1048 WOODSWORTH RD495 SPYGLASS PL1380 ROBERTS CREEK RD1030 FAIRVIEW RD2755 LOWER RD1038 NORTH RD909 GIBSONS WY1492 ISLANDVIEW DRLOT 4 POINT RD

who are dedicated to ser-vice won’t be surprised that my best work is not per-formed alone, but in the company of a dedicated and talented group of sta� members and volunteers.

One after another, these people demonstrate exem-plary service, driven by our team’s professed mission and values.

My sta� deals directly with the people we serve, on citizenship and im-migration matters; social security issues; veterans’ a� airs; and other matters. Whether it’s an injustice

su� ered by a Canadian languishing in a foreign jail; parents locked in a bureaucratic struggle to adopt children overseas; or the scourge of drug ad-diction, my team members come to the plate time and again, working hard and getting results for the peo-ple we serve.

Beyond our paid sta� , our wonderful volunteers enable us to take on some of the larger projects that we initiate, such as events in the Chinese, Farsi and Korean-language communities, National

Health and Fitness Day, and Ride the Riding. We could never undertake such ambitious events rely-ing only on the small team of people facilitated by our Parliamentary budget.

As we start 2013, I thank my sta� and volunteers who serve our constitu-ents with gusto and help me understand daily why Canada is the best place on Earth.

My wife Donna, Shane, Jake, Mei Mei, my sta� , volunteers and I wish you a happy, healthy, and pros-perous New Year!

The most popular names for babies

born in British Columbia in 2011 were Liam and Emma, according to the annual report from the British Columbia Vital Statistics Agency.

� e most widely select-ed names for boys were Liam, Ethan, Mason, Lu-cas and Benjamin. � e top � ve names for girls were Emma, Olivia, So-phia, Ava and Chloe. In 2011, there were a total of 43,991 births in BC, up from 43,670 in 2010.

“I am proud to call Brit-ish Columbia home and so are more and more peo-ple,” said Health Minister Margaret MacDiarmid. “� e number of births in British Columbia is grow-ing and British Columbi-ans also enjoy the longest life expectancy in Canada, with life expectancy of 82 years old.”

Life expectancy in Brit-ish Columbia is the high-est in Canada at 82 years for 2007-11, up from 81.7 for 2006-10. � e provincial population also grew naturally by 12,215

Births are on the rise in British Columbia

in 2011, or at rate of 2.7 per thousand, not count-ing migration.

� e report also states the total number of deaths in B.C. in 2011 was 31,776, up from 31,151 in 2010. � e leading cause of death was cancer. � e oldest person to die in British

Columbia in 2011 lived to be 112.

� e number of HIV deaths continues to fall in B.C. In 2011, there were 59 HIV deaths, down from 253 in 1996.

The 140th edition of the British Columbia Vital Statistics Agency

Annual Report contains information collected from registrations of births, deaths and mar-riages that happened in 2011. Information from the report is used for various aspects of health planning, research and education.

5758 Cowrie St., Sechelt • phone 604-885-3134 email: [email protected] • www.thelocalweekly.ca LocalLocal

The

Get the most for your advertising dollar!Why settle for less?

Page 3: The Local January 4, 2013

The Local - Friday, January 4, 2013 3

Jan 4, 2013

BOB MICHOR 604-740-4735 Selling the Sunshine Coast Lifestyle!

TOP 20 REALTY

[email protected]

Bob Michor 1101

7687 Tuwanek Trail, Sechelt$899,000

5926 Harbour Way, Sechelt $549,900

6276 SC Hwy, Sechelt, $519,000

6317 Bligh Rd, Sechelt$379,000

This 1.36 acre subdividable property in West Sechelt is a must-see! The gently sloping south view property can be easily hooked up to sewer for subdivision. The older 1268 sq ft, 3 bedroom home and 1200 sq ft shop is a great starting situ-ation. Ideal for 2 homes and family investment. MLS V959395

West-facing Sech-elt Inlet waterfront at its best! Beauti-ful pebble beach, year round secure moorage with le-gal foreshore. Very private and quiet property with 4 bedroom home and guest suite. Owners have been in the location for 30 years. All new decks and railings. Truly a magical spot! This property is a must-see property. Call Bob for appointment. MLS#V931920

.6 Acres of spectacular Sechelt Inlet view water-front, close to Sechelt, golf course, arena and schools. If you like gardening, this is the property for you. Cottage features high vaulted pine ceiling, maple cabinets and �ooring. Property is large enough for a second home and a shop, on city sewer plus private community marina at your doorstep. By appointment.

This new, 1946 sq ft rancher built by Clarke Ham-ilton has 3 bedrooms, 2 bathrooms with in-�oor heating, granite counter tops, heat pump system and covered patio area. This home is in the new Porpoise Bay Trail subdivision which includes boat and RV storage. Easy walking distance to Sechelt Inlet beaches. MLS V920193

Whistler?No.

SunshineCoast.

www.scrd.ca/Dakota-Ridge604-885-6802

Woods 1051

Dec. 20, 2012

SUNNYCREST MALL,GIBSONS, 604-886-1400

www.woodsshowcase.com

JANUARY CLEARANCE

SALE BEGINS!Bring in all your custom

framing projects and

SAVE 20%!

JANUARY CLEARANCE

SALE BEGINS!

Your Best Source of Local Art, Crafts,

Books and Music on BC’s Sunshine Coast.OPEN 7 DAYS A WEEK!

What appears to be the brightest star in

the evening sky is in fact the planet Jupiter sitting in the constellation Tau-rus, located high above the eastern horizon after sunset. Brace a pair of bin-oculars against the side of the house or a fence and see if you can see any of its 4 brightest moons. Look above Jupiter to � nd the Pleiades or seven sisters, a small cluster of stars with a distinct pattern that � nds them often confused with the little dipper. � e little dipper is in fact in Ursa Minor, a constellation far-ther to the north. Naked eye viewing of the Pleiades is often used to gauge the clarity of ones eyes. How many individual stars can

Jupiter and Pleiades shine brightly

Stargazing your eyes discern?

Written references to the Pleiades go back as far as 4000 years ago where they were � rst mentioned in an-cient Chinese texts. Later references include a fa-mous 19th century poem by Lord Tennyson, who uttered:

“Many a night I saw the Pleiads, rising thro’ the mellow shade, Glitter like a swarm of � re� ies tangled in a silver braid.”

Below Jupiter lies yet another conspicuous com-panion. Its the bright star ‘Aldebaran.’ You can tell for sure you have found it by its color as this star appears bright red to the human eye. Compared to our own star, the Sun, Aldebaran is huge, at 40 times our sun’s diameter. In the latter stages of its life and having exhausted most of its supply of hy-

drogen, Aldeberen is but a remnant of its former self. Down but not beaten, Al-debaran awaits its fate as an eventual Supernova, an event that will far exceed its former glory as it goes out with a cosmic bang.

� e Royal astronomical society meets at the Sechelt Arts Center Friday January 11, at 7:30 pm. � is is the clubs annual invitation to the public to bring your old or new telescopes to the meeting and members will assist you on how to set them up and use them correctly. In conjunction with the event, club mem-ber , Adrian Payne, will demonstrate how optics work and perform on his homemade optical light bench! � ese events are free to attend. Be sure to check the club out at www.coastastronomy.caSubmitted

Page 4: The Local January 4, 2013

4 The Local - Friday, January 4, 2013

Editorial Opinion

Volume 11Issue 1

Letters to the Editor – Opinions

The holidays were great, and as everyone cleans up and gets back into their regular routines, it’s a perfect time

to take advantage of the new year with some new begin-nings for yourself.

New Year’s resolutions are what most people talk about on New Years Eve and they appear to be a great way to motivate and push people towards things like eating better, saving money, getting more physically active, and generally becoming a better person. �e problem is that these resolu-tions have been proven to have a small level of success.

For some reason the whole idea of resolutions just seems �awed from the start; why is this?

In fact most of these promises to ourselves are just too ridiculous. Resolutions do not succeed most of the time be-cause of the lack of thought that goes into them. As the new year starts, they are just something to do because the person next to you decided to set a resolution and you thought you would join in on the fun.

As it turns out, there is usually little to no accountability or timetable for these weak promises.

�e more successful approach is to work on setting a goal. Goals are not just things you mention four glasses of champagne later on New Year’s Eve. To set goals, one must take the time to re�ect on their life circumstances, for this to be successful in any way.

If you’re really trying to enact change in your life, it’s probably best to take a look at how to set a reasonable and attainable goal. �ere just might be more to it than you think.

So, �rst look at your own circumstances and decide what you feel would help contribute to a more positive and hap-py life for you and your family. Second, set just one goal. Trying to set 5 or 6 goals can be overwhelming and just because it’s a new year, doesn’t mean there will magically be more hours in the day. It’s been estimated that your chances of success are around 80 percent if you just set one goal. Try to accomplish two goals at the same time and you’re chanc-es of success drop down to about 20 percent for each goal.

�irdly the goal must have tight parametres. “I want to tone up my arms” isn’t good enough. Exactly what kind of shape do you want to be in? Exactly how much weight do you want to lose? You have to be more speci�c and the goal has to be measurable. �ere should be a number attached to your goal. To make your goal better de�ned also means setting a timeline to it. Remember to be realistic with the timeline. Unless you are unlucky enough to be selected to participate on �e Biggest Loser (TV program), losing a large amount of weight in a short time period is not realistic.

Finally, you must put your goal down in writing. I like the physical nature of using pen on paper, as it feels more real than just typing it into my phone or laptop. I heard it said once that if it’s not written down it’s not a goal, just a wish or a dream. So get out a piece of paper, write down your goal in detail, and post it in a place where you will see it everyday. Don’t be afraid to tell any friends or family about your goal, as it usually helps apply a bit of pressure and accountability to the task at hand.

Overall the new year is a perfect opportunity to make some positive changes to your life. Goals are not easy to follow through with, so prime yourself with the knowledge that you will have some struggling moments to overcome in trying to keep your dream alive.

Set yourself up by going one day at a time and don’t look at how hard it will be to keep it up all year. Once you have changed your routine, the goal you set will become easier to attain, and your happiness and well-being will follow suit.

Have a healthy, happy and very prosperous new year. Jim Dorey, Editor

Resolutions are fun to talk aboutbut setting goals is the way to go!

An expensive glass of orange juice

I purchased two cans of frozen orange juice from a local grocery store. �e next morning, my daugh-ter, husband and friend had a glass of orange juice upon rising. Within an hour, they were very ill. My daughter was rushed to the hospital as she was vio-lently sick. She was visiting from Alberta for the week-end and was too ill to re-turn home as planned and had to catch a later �ight which cost her $1000. She was a lactating mother and the dehydration caused her milk to dry up.

My husband was equally as sick and both of them were not functioning fully

for at least a week.I approached the store

where I purchased the or-ange juice at as the date on the can was four months past the selling date, on both cans. I completed the necessary forms requesting some compensation for this horri�c experience, i.e. my daughter’s airplane ticket reimbursed.

�e response I received from the Canadian Food Inspection Agency stated that the onus is on the consumer to check all dates before purchasing a product. By law, the store cannot be held respon-sible for selling out of date products.

�is conjures many questions as to the moral

or ethical responsibility of our local stores. How dif-�cult would it be to have the shelf stockers check dates on perishable foods or would that cut into their pro�ts too much?

As consumers, please be careful what you purchase. I believe we should de-mand our local stores take responsibility for selling potential lethal food.Carol G, Sunshine Coast

Making a sober decision�e statement “If you

drink, don’t drive” has been around for a long time. I think it would be more thoughtful if it was worded thusly: “If you are planning to drive, don’t drink”.

Whether the drinker is

an alcoholic or a so-called social drinker, she/he gener-ally drinks alcohol to alter his/her state of conscious-ness. Once taking a drink of alcohol, the drinker’s state of consciousness is usually altered to the point where she/he often believes they are at least among the best/safest drivers when on the road. If a person is going to drive a vehicle, then BE-FORE she/he has a drink, chances that the decision NOT to drink BEFORE driving will be made with a clear mind, not in�uenced by alcohol.

Making the decision to drive AFTER having a drink puts the general pub-lic and the driver at risk.Donald Hensler, Gibsons

Sechelt residents can apply to have a free street tree installed

in front of their property through the ‘Adopt a Street Tree’ program.

In 2012, Sechelt planted over 80 trees under this partnership program. A total of $10,000 is be-ing contributed in 2013 by Tree Canada and BC Hydro for the purchase of trees. Sechelt will con-tribute a similar amount to cover tree installation labour and pro-gram administration. Completed adoption applications are avail-able on www.sechelt.ca and must

be received by March 15, 2013. Residents can select from over 30 species of trees to adopt. As trees will be planted on District road al-lowances, height limitations may restrict choices for some locations. Staff will work with residents to find the best available tree for the location.

Residents will be responsible for watering trees that they adopt. To get a good start, a healthy tree needs at least 3 to 5 gallons of wa-ter twice a week for the first two years. Additional watering during

hot, dry periods and in subse-quent years may be necessary.

“Establishing tree planting pro-grams is one of the goals of Sech-elt’s Urban Forestry Plan. With the help of our Street Tree pro-gram partners, we look forward to working with our residents to cre-ate a greener, healthier and more beautiful community,” said Sech-elt Mayor John Henderson.

For more information contact Connie Jordison, Communica-tions Manager.Submitted

Street trees seek adoptive homes in Sechelt

Page 5: The Local January 4, 2013

The Local - Friday, January 4, 2013 5

Jan. 4, 2013

Gibsons Yacht Club 1101

GIBSONS YACHT CLUB35 years of youth sailing!

This year, 95 youth in our communities enjoyed sailing lessons assisted by funds that sponsored equipment upgrades plus 6 students

Our sincere thanks to all supporters

OUR THANKS TO: Sunshine Coast Regional District • Town of Gibsons • Sunshine Coast Credit Union • Gibsons Marina • Windward Yacht Sales • Bitter End Boaters Exchange • Kinsmen Club Kidsport • Klaus Fuerniss • Kidzmart Concepts • IGA • Dr. Bland • Soprovich & Co. • Rhona Kelly • Dan Crosby of Crosby Marine • Eric & Erika Schmidtke • plus many community volunteers who worked to start up Learn to Sail and keep it running.

Oak Tree 1101

Jan 4, 2013

MON-THURS 8AM-9PM • FRI & SAT 8AM-9PM • SUN 9AM-6PM12875 Madeira Park Rd, Madeira Park • To order call 604-883-2411

Biggest event so far this year! 15 YEAR

ANNIveRSARy eveNTON JANUARY 12

Radio Station CKFM 91.7 on siteLive, local band 11am - 3pm

BBQ Ra�eBBQ Lunch by donation

Raising money for local charities.

Come celebrate with Dave & Rich. Remember… nobody beats our meat!

Like us on Facebook

Solution to Crossword on page 6

Detached listings� ere are 421 current de-

tached listings and 462 sales year ending 2012. � e cur-rent market’s hot price range is between $301,000 and $400,000, with 141 of the sales occurring in this price range. Comparing the pre-vious year’s detached sales, in 2011 for the same time period we had 452 sales.

Real Estate Tips

Kenan MacKenzieSunshine Coast Real Estate News

Real estate market update for the year of 20122012 � nished o� with 10 more sales than 2011 and I believe that 2013 will be an improvement on 2012.

Attached Listing� ere are 141 current at-

tached listings and 88 sales year ending 2012. With the current pace of sales, this represents a 19-month sup-ply of listings. Comparing the previous year’s attached sales, in 2011 for the same time period, we had 94 sales. Attached listing repre-sents strata unit apartments, condos and townhouses. So 2012 was not as good for attached sales. We � nished

with six less sales than the previous year. We do see a corresponding sales ra-tio to detached sales, quite often as the detached sales increase so do the attached sales. � e reason is as we get older we downsize from the family home to an apart-ment. If we cannot sell the family home then we can-not buy the other, so we just get more families living in our paradise

Land listing� ere are 323 bare land

listing and 62 sales year-to-dates. With the current pace of sales this represents a

65-month supply. Compar-ing the previous year’s bare land sales, in 2011 for the same time period we had 76 sales. I still feel this is great area for investment some of the lot prices will not cover the cost of servicing the lot. In my opinion we are going to see some improvements in the market next year and with construction costs down, this leads to great op-portunities.

� e market was a little better for detached sales in 2012 on the Sunshine Coast than 2011. � e de-

tached sales for the year by price zero to 300,000, with 102 sales; $301,000 to $400,000 with 141 sales; $401,000 to $500,000 with 95 sales; $501,000 to $600,000 with 50 sales; $601,000 to $700,000 with 24 sales, $701,000 to $800,000 with 18 sales; $801,000 to $900,000 with 11 sales, $901,000. $1,000,000 with six sales and over a million there were 15 sales

So 2012 was not a stel-lar year and we can see by the numbers that if you were selling a home

below $400,000, your chances of selling were a lot higher. � e question has come up that the av-erage price on the Sun-shine Coast has not come down from the highs of 2007/2008 that much. Why? � e simple answer is that people are buying what they can a� ord and the average may not have come down much but a buyer is getting a lot more for their money. 2013 will be a better year. We will see the equity markets im-proving and some better headlines.

As Canadians work at im-proving their own lives, they also strive to help the less for-tunate. According to a recent report by BMO Harris Pri-vate Banking, charitable giv-ing is on the rise in Canada. Almost 79 per cent of Cana-dians made a charitable do-nation in 2012, up from 68 per cent in 2011, and the av-erage amount they gave has increased from $487 in 2011 to $557 this year.

Interestingly, the average amounts of annual giving tend to increase with age. According to a Statistics Canada 2010 report, people aged 75 and older made av-erage annual donations of $725, compared with $431 for those in the 35 to 44 range and $143 for those from 15 to 24.

� e BMO report also found that 45 per cent of Canadians donate on an ad hoc basis rather than having a speci� c strategy for giving. � ese donors should con-sider planned philanthropy as it can bene� t both them-selves and the charities.

One example is the gift-ing of publicly listed secu-rities, such as stock, bonds, and mutual funds to regis-tered charities. A donor who

sells the shares of appreci-ated securities, and then donates the cash, is taxed on capital gains. However, if that person donates those shares directly, the charity issues a tax receipt based on the fair market value of the securities. � e donor gets full value for a tax credit without the imposition of capital gains taxes.

E� cient philanthropy can also be accomplished with RSPs where the donor names a charity as bene� -ciary of their registered plan. On death, the balance of the registered plan transfers di-rectly to the charity and the estate receives a tax credit for the value on disposition. � is can o� set the tax on � nal income and e� ectively bypass probate fees. Flex-ibility is another advantage. � e donor controls the RSP and, should circumstances necessitate a change, a new bene� ciary can be desig-nated.

Insurance provides other options. In one, the donor purchases an annuity and a life insurance policy. � e in-come stream from the annu-ity payments is used to fund the premiums on the life insurance, where the char-

ity is the named bene� ciary. � e donor bene� ts because the charity issues tax receipts for the premiums. At death, the charity bene� ts because it receives the proceeds from the life insurance policy tax-free.

Charitable Giving or Donor Advised Funds are popular. � ese funds set up an endowment wherein the donor makes an irrevocable contribution of cash and other assets that are invested to maximize the worth of the donation and increase its value. Investors can set grant recommendations and choose which registered charities receive donations. In return they are provided with an immediate tax ben-e� t that can be carried for-ward up to � ve years, and a philanthropic legacy con-tinuing into the future.

Philanthropy integrated with � nancial planning makes good sense but there are many options, so deci-sions should be made in concert with the speci� cs of your particular situation. Be sure to seek advice from a quali� ed tax professional when determining chari-table giving strategies.Submitted

Hard times bring rise to Canadian philanthropy

Page 6: The Local January 4, 2013

6 The Local - Friday, January 4, 2013

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6. Mesh7. American songbird8. Gatekeeper9. Feudal worker10. String puppet11. Awry12. Fine thread13. Seizes18. Metric unit of area 24. Honest ___ Lincoln25. Birds of peace26. Gestures of assent27. River of Spain28. A�rm29. Instigator31. Cypher33. Pains34. Goon36. Piecrust ingredient37. Misled38. Friend42. Sorcerous 43. New Zealand parrot45. Wound47. Contests48. Comment to the audience49. Burn slightly51. Enemy52. Melodies54. Untidyness56. Scrabble piece57. Computer symbol58. Short sleeps59. Delight62. Got together

ACROSS1. Cite6. Connecting point10. Kiln-dried grain14. A kind of macaw15. God of love16. Dog�sh17. Harbinger19. Hazard20. Not greater21. Mineral rock22. Small island23. Kingdom25. Units of medicine26. Close

30. Guiding light32. Render unnecessary35. A short novel39. Douse40. Expound41. Ka�r corn43. Sparrow hawk44. Emissary46. Countercurrent47. Oxygen and helium, for example50. Payola53. Largest continent54. Missing In Action55. Field day

60. Subconscious61. Nonsectarian63. Border64. Identical65. Run away to wed66. Clairvoyant67. Thin strip68. Feel

DOWN1. Train track2. Sea eagle3. Crazes4. Twin sister of Ares5. Formula 1 driver

Solution on page 5 Courtesy of puzzlechoice.com

Gibsons Legion 1101BRANCH #109 604-886-2411 GIBSONS

• Crib on Tuesdays 7pm & Saturdays 12:30pm • MeaT DrawS Saturdays 4-5:30pm & Sundays 4-6pm

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Jan 4, 2013

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is open to everyone?You don’t have to be

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Horoscope January 4 to January 10Horoscope

MichaelO’Connor Astrologer

Tip of the Week:As is customary, I write

an overview for each sign for the upcoming trends and themes for the year. I also do a longer version which is posted on my website. So the following is the short version of the horoscope for the year – 2013. From the perspec-tive of numerology, when added to a single digit, 2013 = six, which is called the ‘universal number’ for the year! While there are many calendars, this is the one we use and is the most commonly accepted calen-dar in the world. Because we all agree that it is 2013, the symbolism of it actually works! � is illustrates our co-creative participation in life, which occurs at col-lective as well as individual levels. Six is the number of harmony and beauty. Many managers have this number strongly emphasized in their numerology chart. It is also a number of culmi-nations. In other words, number six represents the � ower in full bloom or the ripe fruit on the vine. As a ‘growth cycle number’ six refers to a process of prioritization, time man-agement and important decision making. As a con-sequence of making such important decisions, cer-tain relationships, personal, professional or otherwise, will deepen while others, due to time restraints or simply to lack of interest or value… will end. So, we can expect 2013 to be one in which we experience many new developments which will become evident to everyone.Aries (Mar 21 – Apr 20) A steady pace of change

that began in the last quarter of 2012 will con-tinue and even accelerate in 2013. � e process you are in may be described as a metamorphosis. Yet, un-like the caterpillar becom-ing a butter� y, you can and do have a say in the outcome. Tune-in to the changes that are happen-ing, decide how you en-vision the ideal result and cooperate with the process. Taurus (Apr 20 – May 21)

2012 was likely a very busy one for you and the same will largely be true in 2013. In the bigger picture, this is a window o� ering a

go-ahead and/or get-ahead theme. If this has not be-gun for you yet, there re-mains time. Perhaps you are not as clear and focused as would be ideal to capi-talize. Hold a vision for a brighter future that you can commit to.Gemini (May 21 – Jun 21)

Bringing your dreams down to reality will con-tinue in 2013. A learn-ing curve is implied, yet its timeline will reach all the way to 2015. So, pa-tience with the process is important. Learning from someone or undergoing an apprenticeship makes sense. Your health is also a corner stone theme and is linked to the learning curve. Dovetail both for best results.Cancer (Jun 21 – Jul 22)

A creative wave is wash-ing in and will continue throughout 2013. � is is your opportunity to do something that reveals your creative leadership. � e more inventive you are the better. � is is a call to em-bark on new roads. If you do look back, do so only to take the best and bring it forward in a fresh way. Plan and prepare now then launch near or after your birthday.

Leo (Jul 22 – Aug 23) You have arrived at an

important juncture. � e time has come to confront your fears – the ones hid-ing in your subconscious. Basically, they are standing in the way of you actual-izing a fuller measure of your creative potential. It may be necessary to step away from the limelight for a while, to go within and do this ‘inner work’. Decipher what is your ‘gold’ then intend to defeat the fear dragons.Virgo (Aug 23 – Sep 22) 2013 represents an im-

portant and dynamic learn-ing curve. � e early signs of what you will be learn-ing have likely already been revealed, especially since September. New leads and directions and a pioneering approach are implied. � e sooner you can clarify what is implied the better, so work to achieve this now. Yet March is the probable o� cial start month. Libra (Sep 22 – Oct 22)You are in a founda-

tion building process. � e challenge includes clearing away the old foundations. � ese may be literal as in actual renovations, yet they may also be or at least in-clude habitual beliefs, per-ceptions, attitudes and/or

behaviour patterns. Invest-ments of time, money and focus will be required.Scorpio (Oct 22 – Nov 21)

A rising desire to take some bold initiatives will continue throughout 2013. � e biggest chal-lenge includes determin-ing your direction. � e future is the basic answer. � is means you are ready for new experiences. A change of lifestyle that began about 2 years ago is a good area to look for answers. Ask: what consti-tutes the high road?Sagittarius (Nov 21 – Dec 21)

A process of building upon new foundations will continue in 2013. Deliber-ate action and e� orts are implied. To this end you are experiencing an excit-ing creative and inventive cycle that will continue for the next several years! Yet, there is also a theme of ‘letting go and letting God’, in the mix. Balance a healthy measure of de-liberate action and accep-tance of endings.Capricorn (Dec 21 – Jan 19)

2013 will prove to be a pivotal year for us all, and perhaps for you es-pecially. Making the most or earned rewards from the past, cleaning up the mess of ‘bad’ choices and organizing your e� orts to direct your energies to projects and causes that genuinely feel meaningful are the complex line-up. Clean and tie-up loose ends and prepare for ex-pansion in June.Aquarius (Jan 19 – Feb 19)

You have arrived at a steep ascent to power. De-liberate e� ort and steady discipline is implied. Like climbing a great moun-tain, it is important that the segment that 2013 implies leaves you feeling strong and con� dent for the even steeper sections in 2014 and 2015. Pa-tience is also extra impor-tant now. Keep showing-up then take it one step at a time.Pisces (Feb 19 – Mar 20)

A summons from your higher mind has been sounded. It is calling upon you to establish a more re� ned and healthy bal-ance. By doing so you will both be able to access your intuitions more quickly and clearly and you will be ready for bigger op-portunities and challenges to come. In 2013 intend more regularly to be still and silent to listen within, and take note then deliber-ate action, Arjuna!

For December 28 horoscope, please visit www.sunstarastrology.com

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OBITUARY

Creditors and others having claims against the estate of Hedwig Pickl, also known as Hedy Pickl, are hereby noti�ed under sec-tion 38 of the Trustee Act that particulars of their claims should send to the under-signed executor, Robert B. Widdess, at 2078 Squaw Valley Crescent, Whistler, BC, V0N 3A2 on or before Febru-ary 2013, after which date the Executor will distribute the estate among the parties entitled to it, having regard to the claims of which the Executor then has notice.

Robert B. Widdess, Executor

Jan. 4, 2013

Ardagh Legal class 1101NOTICE TO CREDITORS AND OTHERSRE: The Estate of Hedwig Pickl, deceased,

formerly of 5359 Benner Road, Sechelt, BC.

Jan 4, 2013

Olson Obit 1101

It is with great sadness we announce the passing of Alvin Olson. He passed peacefully, surrounded by his family. Al was born in Lady Lake, Sask. He will be remembered as an avid �sherman, he was well travelled and loved to make others laugh with his many jokes and stories. Al is survived by his loving wife, Elaine, of 64 years; his children Cheryl, Randy, Wayne and Colleen; his grandchildren Christopher, David, Elissa, Bryson, Wesley, Tegan and Nicholas; his great grandchildren Emily and Jacob. Elaine and family would like to thank Dr. Robin-son, the wonderful caregivers at Shorncli� and St. Mary’s Hospital. In lieu of �owers, donations can be made to Pender Harbour Health Clinic or St. Mary’s Hospital. A celebration of Al’s life will be announced at a later date.

Alvin Cli�ord OLSON April 11, 1929 to December 11, 2012

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UPCOMING EVENTSRC Legion #219 Roberts Creek. Tues-days are Cheaper Chewsdaze and Beer Specialz, kitchen open Monday to Friday. 604-886-9813 btfn

PERSONALSNeed help to lose weight? Join TOPS (Take o� pounds sensibly) at a new location. Sechelt Ac-tivity Centre, 5604 Trail Ave. at 6:30pm on Wednesdays (phone 604-747-4755). Also in Gibsons, Frank West Hall on Chaster Rd. at 6:30pm on Thursdays (phone 604-886-8578). p13

Alanon/Alateen for friends and families of alcoholics. Meetings Monday-Friday, 604-886-4594, 604-885-0101, 604-886-9059, 604-883-2882. b08

If your drinking is causing you problems but you don’t know how to stop, maybe we can help. Alcoholics Anonymous. Toll Free 1-877-373-8255. www.sunshine coastaa.ca btfn

200 COMMUNITY NOTICES

CLASSES

Feldenkrais® Classes for healthy, organized movements. Enjoy these gentle, no-sweat classes and eliminate pain, inhibited movement and restricted range of motion. Great for rehab as well as general maintenance. Tuesdays, 5-6pm, Davis Bay Community Hall. 604-885-9064 or [email protected] btfn

300 MARKETPLACE

FIREWOODSplit & delivered. $175/cord, dry seasoned. 604-993-0094 tfn

Seasoned �rewood and dump runs. 604-989-9663 ptfn

WANTEDCASH for your unwanted mo-torhomes, trailers, boats, cars, trucks, etc. 604-886-7341. b01

Retired hobbyist wants discarded old tube radios, tubes, gramo-phones etc. 604-740-3989 p01

FREE32” Sony colour TV w/cabinet. Great picture, older model. Call 604-885-7882. f01

LOST / FOUNDLost: Small gold/silver earring in Gibsons. Sentimental value. Call 604-886-2007. f01

Lost: Samsung Galaxy Ace cell phone the week of Dec.10/12. Reward. Call 604-740-6772. f01

Did you know that Lost and Found ads are FREE in the Local? Restrictions apply. 500

400 AUTOMOTIVE

800 RENTALS

HOMESGibsons: 3 bdrm twnhs featur-ing 1.5 baths, sm fenced yd, parking for 2 cars, gardener for lawns, sm pet nego. $1200/mo. Avail. Jan 1, call Key Property Management at 604-886-6618 for viewing or visit www.key propertymanagement.ca b01

Davis Bay: 3 bdrm, 2 bth home w/great view! 1900sqft, sundeck, 4 appls, NS, NP, avail. Jan. 1. $1350/mo + utils. 604-740-8034 or 604-886-4480. p02

APTS & SUITESGibsons: 2 bdrm, 2 bath condo w/patios. Nat. gas F/P and in-house laundry. $1100/mo, utils. extra. Call 778-839-0219. ptfn

Sechelt: New seniors, 55+ moun-tain view apt, incls heat & HW. $775/mo, avail now. Contact Bob, 604-885-5962 Mon-Fri 8-4. btfn

Sechelt: One bdrm, newly reno’d corner ste. NS, NP. Avail now. $775/mo. Call Key Property Man-agement at 604-886-6618 for viewing or visit www.keyproper tymanagement.ca b01

Sechelt: New seniors, 55+ ocean view apt, incls heat & HW. $925/mo, avail now. Contact Bob, 604-885-5962 Mon-Fri 8-4. btfn

Sechelt: One bdrm, close to shops & restaurants. NS, NP. $695/mo. Avail now. Call Key Property Management at 604-886-6618 for viewing or visit www.keyproper tymanagement.ca b01

COMMERCIAL Sechelt: Available immediately, commercial spaces for rent, one area or both available. For more details view at 5606 Wharf Rd. Sechelt, above South Coast Ford. Call Brad for more info at 604-885-3281. btfn

OTHER Gibsons: $425/mo. Do you like camping? Welcome R.V’s 1995 and newer. Gibsons RV Resort. 1051 Gil-mour Rd. 604-989-7275 btfn

1400 LEGAL NOTICE

1000 EMPLOYMENT

WORK WANTED - GENERAL

Drywall Finishing since 1992. Dust-less and occupied spaces. Com-mercial & Residential. Renovations and new construction. WCB. Ref-erences. No job too small. Derek Thomas 604-989-3401. bom

Property Clean Up, Power Washing and Dump Runs. 604-989-9663 ftfn

1100 PROFESSIONAL SERVICES

MUSICBeaTee Riddims Drumset and rhythm instruction for all ages, levels & styles. Barry Taylor, 604-740-5825. b05

COMPUTERSComputer repair & network set-up. In- home service. Reasonable rates, 25 years experience. Call 604-865-0688. b04

1200 PETS FOR SALEReg. Toy Poodle puppies, inocu-lated, vaccinated and tattooed. Silver, black, brown. $800 – $1000. Call 604-885-5420. p03

Grandmothers and Grandothers Please give generously.

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Windows • GuttersHand Siding Scrub

& Pressure Wash

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8 The Local - Friday, January 4, 2013

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