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1 Shriram City - News Letter - Breeze - 1st February 2014 Effective communication is 20% what you know, and 80% how you feel about what you knowJim Rohn SHRIRAM CITY NORTH - RINGING IN THE NEW YEAR HAPPY NEW YEAR 2014 Warm New Year greeting to all colleagues from Shriram City North! Shriram City - North bid adieu to a great year 2013, and welcomed 2014 with open arms, in a grand event on 31st December 2013. The enthusiasm and zeal of the Vertical Heads and their respective teams ensured that the event became a grand suc- cess. With the cooperation of all the teams present at NRO, they made a wonderful march towards the coming year with lots of Synergy, Resolutions and Employee Engagement activities which made the participants join in with smiling faces and lots of team spirit to participate in the events, and showcase their talents as a part of the Big Shriram Family! 1st FEBRUARY 2014 THISAI NORTH THENDRAL 11

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Shriram City - News Letter - Breeze - 1st February 2014

Effective communication is 20% what you know, and 80% how you feel about what you know— Jim Rohn

S H R I R A M C I T Y N O RT H - R I N G I N G I N T H E N E W Y E A R

HAPPY NEW YEAR 2014

Warm New Year greeting to all colleagues from Shriram City North!

Shriram City - North bid adieu to a great year 2013, and welcomed 2014 with

open arms, in a grand event on 31st December 2013. The enthusiasm and zeal of the

Vertical Heads and their respective teams ensured that the event became a grand suc-

cess.

With the cooperation of all the teams present at NRO, they made a wonderful

march towards the coming year with lots of Synergy, Resolutions and Employee

Engagement activities which made the participants join in with smiling faces and lots of

team spirit to participate in the events, and showcase their talents as a part of the Big

Shriram Family!

1st FEBRUARY 2014

THISAI – NORTH THENDRAL – 11

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Shriram City - News Letter - Breeze - 1st February 2014

While the rest of the world was preparing to party and welcome the New Year

along with family and friends, Shriram City North clubbed work with fun to gear up their

employees for the coming year.

The fun started within the office premises with events like ‘Musical Chairs’ followed

by ‘Dumb Charades’ and ‘Passing the Parcel’ where all teams came forward and

participated enthusiastically. The senior colleagues also involved themselves in the activi-

ties. Apart from judging the various events, they also stepped to motivate everyone present

at the gathering. Winners were also appreciated with a token of encouragement by the

seniors for their efforts and participation.

Some photos of Shriram City North’s New Year event…...

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Shriram City - News Letter - Breeze - 1st February 2014

Did You Know Series (DYKS) - 6

PART I – Rules of DYKS

The details and rules of the DYKS are as follows:

Each issue will contain 3 multiple answer questions

All staff members are eligible and are encouraged to reply to the questions

All replies to be sent only to [email protected]

The mails should be sent from the official mail ID of the employee.

The response mail should be as follows:

The name of the staff from whom the first correct response comes will be published in the subsequent issue of ‘Breeze’. This will be for each of the states.

======================================================================

PART II – Answers to Quiz of January 2014 issue

SNo. Required Information Employee Entry / Answer to quiz

1 Employee Name

2 Employee Number

3 Designation

4 Email ID

5 Branch code and name

6 State

7 Answers:1

2

3

SNo Question Answer

1 Dedupe has to be done

(f) – (c), (d) and (e) above The first process

on any loan work flow on UNO, To know if

the applicant is an existing customer of

Shriram City, To know the arrear position if

any, on existing loan accounts

2 CIBIL stands for (b) Credit Information Bureau India Lim-

ited

3 Home loan is one of the product that we offer our cus-

tomer of Shriram City because (d) Shriram Housing finance company

is a subsidiary of Shriram City

PART III – Statewise correct responses to Quiz in January 2013 Issue

S.No State No. of responses 1 Andhrapradesh 3

2 Chattisgarh 2

3 Gujarat 4

4 Karnataka 1

5 Kerala 3

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Shriram City - News Letter - Breeze - 1st February 2014

PART IV – State wise 1st correct response to Quiz in January 2014 Issue

PART V– Quiz - February 2014

1. Some of the key responsibilities of an Internal Audit team are:

A. Highlight non-adherence to laid down processes at branches/zonal offices/HO

B. Recommend check points for sales team

C. Identify areas of income leakages

D. All of the above

E. (a) and (c) above

.

2. MICR stands for

A. Market Integration Credit Risk

B. Maximum Incurred Credit Risk

C. Magnetic Ink Character Recognition

D. Management Information Credit Rating

3. Select the correct screen on UNO. Customer Identify details, Office/ Business details, Bank

details, Reference details come under

A. Customer Information-30110113

B. Customer Financial Details- 30110101

C. Proposal Entry-30320101

D. Proposal Repayment Entry-30320111

S No State Name

1 Gujarat Jayesh Kansara

2 Maharastra Ajimon Dasappa Kurup

3 HO-Chennai Amrita Sharma

4 Chattisgarh Richa Khandekar

5 Punjab Pawn Kumar

6 Chandigarh Sunil Kumar Saini

7 Karnataka P.Meena

8 Uttarpradesh Amit Kumar Saxena

9 Andhrapradesh Ch.Sanjeeva Kumar

10 New Delhi Sonia Devi

11 Haryana Sumit Kumar Singh

12 Kerala Jaison Joseph

S.No State No. of responses

6 Chandigarh 2

7 Haryana 2

8 Maharastra 2

9 New Delhi 2

10 Punjab 1

Contd...

By

Sri D. Srinivasan (Sr. Manager)

BPR, Santhome

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Shriram City - News Letter - Breeze - 1st February 2014

Shriram City’s everyday heroes….hats off to you!

People often underestimate their own power to make a difference. Everyday

heroes are born when one individual decides to do what it takes to make life a little

better, a little easier, or a little happier for another person.

At Shriram City, we are proud that we have seen not one, but three such

examples in the last month. Three of our employees in the Chennai zone spontane-

ously came forward to donate blood for an emergency surgery on 21st January 2014

at Chennai. They are:

Ramanujam A. - Legal Department

Singaravelu B. - Testing and Control

Sundararajan S. - Corporate Accounts Team

We take this opportunity to appreciate the effort and willingness that these

employees have displayed.

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Shriram City - News Letter - Breeze - 1st February 2014

Financial Management in a Family

Rising costs and unavoidable expenses make it necessary to keep a tight control on

family finances these days. Some basic financial management is a must to ensure that

money is used wisely to provide for your family’s needs:

Make a monthly budget and involve your family members in the process so that all

possible expenses are covered

Assess monthly earnings, spends and savings regularly. Keep a close watch on the

amount that goes towards family savings every month and increase it whenever

possible

Consult books, magazines , and experts to know what your investment and financial

planning options are.

Educate yourself on money management constantly

Be cost conscious. Correctly identifying needs and wants, and then prioritizing them

can go a long way in saving money

Set achievable goals for family holidays/trips, and work systematically to achieve

them

Last but not the least, try to help a less fortunate person whenever you can…… each

one of us can make a difference!

‚A budget is telling your money where to go instead of wondering where it went.‛

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Shriram City - News Letter - Breeze - 1st February 2014

For Your Information

We are sure that you would have heard about the RBI’s latest circular on withdrawing old

currency notes from general circulation.

What exactly is the RBI referring to while talking about ‚Old notes‛?

How does it affect us and what should we do to comply with the RBI directive?

Please find below the key points of the RBI circular to help you know what needs to be

done:

The Reserve Bank of India has decided to completely withdraw currency notes issued prior to

2005.

Currency notes issued before 2005 will be accepted for money transactions only till 31st

March 2014

After March 2014, the public can approach bank branches for exchange of old notes on an

ongoing basis, till 30th June 2014

From 1st July 2014, banks must obtain proof of residence and identity from non-customers

who come to exchange more than ten pieces of Rs 500 or Rs 1000 notes.

So make sure that you have your old currency notes exchanged before the deadline!

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Shriram City - News Letter - Breeze - 1st February 2014

Editorial Committee

Shri K.Subramaniam

Senior Consultant, CO, Mylapore

Smt M.Subhashree

TED., BSC, Santhome

Sri M.Radhakrishnan

Consultant, BSC, Santhome

Ms. Teena Philip

Business Manager, BSC, Santhome

Communication Address:

Editorial Committee,

(News Letter—Breeze)Shriram

City Union Finance

144, Santhome High Road,

Chennai—600 004

Phone: 43925300

Email:

[email protected]

Many a time, we make grand plans for our lives and careers. But we forget to

factor in the roadblocks that will crop up on the way!

Obstacles come in all shapes and sizes, and each one needs to be tackled dif-

ferently. As you work on achieving your goals for the year remember that dis-

cipline is the bridge between goals and accomplishment. The longest and

toughest journeys are normally the most rewarding.

Take pride in how far you have come, and have faith in

how far you can go !

A parting thought…..