u.s. department of veterans affairs va benefits and services
TRANSCRIPT
![Page 1: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/1.jpg)
U.S. Department of Veterans Affairs
VABenefits
andServices
![Page 2: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/2.jpg)
U.S. Department of Veterans Affairs
Veterans Affairs• Veterans Benefits Administration
– All VA benefits - Compensation, Education, Home Loan Guaranty, etc.
– Administered by VA Regional Offices
• Veterans Health Administration– All VA health care services– Administered by VA Medical Centers, Ambulatory Care & Community Based Outpatient Clinics, etc.
• National Cemetery Administration– National and State Veterans Cemeteries– Headstones & Markers– Presidential Memorial Certificates
![Page 3: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/3.jpg)
U.S. Department of Veterans Affairs
Compensation Benefits
![Page 4: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/4.jpg)
U.S. Department of Veterans Affairs
• Disabilities are rated from 0% to 100%
• VA rating is independent of any military rating
• Payments begin with 10% ratings
• Additional allowance for dependents with 30% or higher rating
Compensation
![Page 5: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/5.jpg)
U.S. Department of Veterans Affairs
Pre-Discharge Program• Purpose: A cooperative separation
process between DoD and VA to provide complete transition assistance to all service members
• May include all phases of disability claims processing from receipt of claim through examination and the rating process
• Claims are accepted from service members within 180 days of separation or retirement
![Page 6: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/6.jpg)
U.S. Department of Veterans Affairs
Pre-Discharge Program
Types of Pre-Discharge Claims
• Benefits Delivery at Discharge (BDD)
• Quick Start• Disability Evaluation System (DES)
• Very Seriously Injured/Seriously Injured (VSI/SI) and Special Category (SPC)
![Page 7: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/7.jpg)
U.S. Department of Veterans Affairs
Pension Benefits
![Page 8: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/8.jpg)
U.S. Department of Veterans Affairs
• At least 90 days of active military service (generally, 24 months for enlistments after September 7, 1980)
• At least one day of wartime service (combat service not required)
• Totally & permanently disabled, or attained age 65
• Within income limits to qualify for this benefit
Pension
![Page 9: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/9.jpg)
U.S. Department of Veterans Affairs
• Complete a VA Form 21-526 (Veteran’s Application for Compensation and/or Pension)
• Provide other supporting records – VA can help obtain them
• Submit all documents to appropriate VA Regional Office
![Page 10: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/10.jpg)
U.S. Department of Veterans Affairs
Health Care Benefits
![Page 11: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/11.jpg)
U.S. Department of Veterans Affairs
• VA provides care at about 1,300 facilities: 158 hospitals 858 ambulatory care and
community-based outpatient clinics
232 Vet Centers 133 nursing homes 42 residential
rehabilitation treatment programs
![Page 12: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/12.jpg)
U.S. Department of Veterans Affairs
• Primary Care• Specialty and Inpatient Care
• Preventive Health Care• Pharmacy Benefits• Emergency Care• Diagnosis and Treatment for Mental Health and Substance Abuse
![Page 13: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/13.jpg)
U.S. Department of Veterans Affairs
• Surgical Care and Organ Transplantation
• Rehabilitation • Nursing Home Care• Home Health Care• Respite and Hospice Care• Readjustment Counseling• Blind Rehabilitation Services• Dental Care
![Page 14: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/14.jpg)
U.S. Department of Veterans Affairs
Eligibility• Veterans who served in the active
military, naval or air service and who were discharged or released under conditions other than dishonorable
• Former Reservists who served full-time and for operational or support (excludes training purposes)
• Former National Guard members if mobilized by a Federal order
![Page 15: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/15.jpg)
U.S. Department of Veterans Affairs
A service-connected condition is not necessary to receive VA health care
![Page 16: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/16.jpg)
U.S. Department of Veterans Affairs
Veterans of Operations Enduring
& Iraqi FreedomVA provides free health care forveterans who served on active duty in a theater of combat operations after November 11, 1998, for any illness possibly related to their
service in that theater
![Page 17: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/17.jpg)
U.S. Department of Veterans Affairs
Veterans of Operations Enduring
& Iraqi FreedomTime Limits:
• FIVE years from date of discharge from active duty, if you were discharged from active duty on or
after January 28, 2003.
• Until January 27, 2011, if you were discharged from active duty before January 28, 2003, and were not enrolled as of January 28, 2008.
![Page 18: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/18.jpg)
U.S. Department of Veterans Affairs
EnrollmentTo receive VA health care, a veteranmust enroll in the VA health care
system unless:
veteran has a 50% or more service-connected VA disability rating
less than one year has passed since veteran was discharged from the military for a disability that was incurred or aggravated in the line of duty but VA has not yet rated
the veteran is seeking care for a service-connected disability
![Page 19: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/19.jpg)
U.S. Department of Veterans Affairs
Application• Identify VA health care facility for
primary care
• Complete VA Form 10-10EZ and submit in person, in writing, or on-line to facility of choice
Call 1-877-222-VETS(1-877-222-8387)
Visit www.va.gov
![Page 20: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/20.jpg)
U.S. Department of Veterans Affairs
Vet Centers
![Page 21: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/21.jpg)
U.S. Department of Veterans Affairs
Vet Centers Provide
• Readjustment counseling services to veterans and their families
• Community-based care
• Bereavement counseling for families who lose an active duty service member
• Veteran-focused services
• Supportive and completely confidential services
![Page 22: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/22.jpg)
U.S. Department of Veterans Affairs
Vet Centers – Special Services
• Individual Counseling• Group Counseling• Marital & Family Counseling• Alcohol & Drug Assessment• Spouse/Significant Other Counseling
• Employment Counseling & Guidance
![Page 23: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/23.jpg)
U.S. Department of Veterans Affairs
Vet Centers - Special Services
• Bereavement Counseling• Sexual Trauma Counseling• Referral to Community Agencies
• Community Education• Liaison with VA Facilities• Benefits Assistance & Referral
![Page 24: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/24.jpg)
U.S. Department of Veterans Affairs
Education Benefits
![Page 25: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/25.jpg)
U.S. Department of Veterans Affairs
• Montgomery GI Bill – Chapter 30
• VEAP – Chapter 32
• Post-9/11 GI Bill – Chapter 33– Yellow Ribbon Program
• Montgomery GI Bill, Selected Reserve – Chapter 1606
• Reserve Educational Assistance Program – Chapter 1607
![Page 26: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/26.jpg)
U.S. Department of Veterans Affairs
• Apply on-line at www.gibill.va.gov under Electronic Application Form
• Mail in application
![Page 27: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/27.jpg)
U.S. Department of Veterans Affairs
VocationalRehabilitation
&Employment
![Page 28: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/28.jpg)
U.S. Department of Veterans Affairs
• To assist veterans re-enter the world of work
• Application program
• VA disability rating of at least 20%
• Vocational Rehabilitation Counselors
• Various programs to assist veterans and employers
![Page 29: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/29.jpg)
U.S. Department of Veterans Affairs
LifeInsuranc
e
![Page 30: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/30.jpg)
U.S. Department of Veterans Affairs
Life Insurance Products
• Servicemembers’ Group Life Insurance – SGLI
• Traumatic Group Life Insurance – TSGLI
• Veterans’ Group Life Insurance – VGLI
• Service Disabled Veterans Insurance – SDVI
• Veterans Mortgage Life Insurance - VMLI
![Page 31: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/31.jpg)
U.S. Department of Veterans Affairs
Home LoanGuaranty
![Page 32: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/32.jpg)
U.S. Department of Veterans Affairs
Features of a VA Loan• No down payment• Limitations on closing costs
• The right to prepay without penalty
• Funding Fee• Negotiated interest rates
• Special assistance for veterans experiencing difficulty in making loan payments
![Page 33: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/33.jpg)
U.S. Department of Veterans Affairs
Loan Purposes
• Buy a home• Build a home• Refinance existing loan • Repair, alter, or improve a home• Use only for property located in the
US, its territories or possessions• Must occupy the property as your
home within a reasonable period of time
![Page 34: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/34.jpg)
U.S. Department of Veterans Affairs
Loan Amounts
• Maximum VA guaranty varies by county based on local housing costs
• Maximum loan – generally, lenders limit the maximum VA loan to 4 times the VA guaranty amount. Currently, this results in amounts ranging from $417,000 to $729,750– These amounts can change yearly
• Loans more than the maximum allowed may require a down payment
![Page 35: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/35.jpg)
U.S. Department of Veterans Affairs
Funding Fee• Law requires funding fee to be
paid on VA loans
• Fee ranges from .5% to 3.35%, depending on loan type and if first time or subsequent user
• Fee can be included in loan
• Fee is waived for vets entitled to VA disability compensation
![Page 36: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/36.jpg)
U.S. Department of Veterans Affairs
Native AmericanDirect Loans
• VA makes direct loans to Native Americans living on Trust Land (reservations, homelands, etc.)
• Maximum loan amount is the same as the amount allowed for VA guaranteed loans
• Vets must still meet credit qualifications
![Page 37: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/37.jpg)
U.S. Department of Veterans Affairs
More Information?
Visit Loan Guarantyon the Internet at:www.homeloans.va.gov
![Page 38: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/38.jpg)
U.S. Department of Veterans Affairs
Burial Benefits
![Page 39: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/39.jpg)
U.S. Department of Veterans Affairs
Burial Benefits
• National Cemeteries
• State Veterans Cemeteries
• Headstone or Marker
• Burial Flag
• Presidential Memorial
Certificates
• Burial Cost Reimbursement
![Page 40: U.S. Department of Veterans Affairs VA Benefits and Services](https://reader031.vdocuments.net/reader031/viewer/2022013107/551b88f0550346a6148b5b93/html5/thumbnails/40.jpg)
U.S. Department of Veterans Affairs
QUESTIONS?