usa benefits group guaranteed issue health plans usabg eagle division providing health insurance...
TRANSCRIPT
USA BENEFITS GROUPUSA BENEFITS GROUPGUARANTEED ISSUE HEALTH PLANSGUARANTEED ISSUE HEALTH PLANS
USABGUSABG EAGLE DIVISIONEAGLE DIVISION
PROVIDING HEALTH INSURANCE SOLUTIONS FOR 36 YEARSPROVIDING HEALTH INSURANCE SOLUTIONS FOR 36 YEARS
Who is USA Benefits Who is USA Benefits Group?Group?
About the CompanyAbout the Company USA Benefits Group is a nationwide network of USA Benefits Group is a nationwide network of
health and life insurance professionals that have health and life insurance professionals that have been serving small business owners and the self-been serving small business owners and the self-employed since 1988. employed since 1988.
Non-captive agents working for you, not the Non-captive agents working for you, not the insurance companyinsurance company
25 years of Health and Life Insurance 25 years of Health and Life Insurance SpecializationSpecialization
A+ rating with the Better Business BureauA+ rating with the Better Business Bureau Representing top-rated companies as Representing top-rated companies as
determined by A.M. Bestdetermined by A.M. Best
About Your AgentAbout Your Agent USA Benefits Group Eagle Division Manager USA Benefits Group Eagle Division Manager
since 2004since 2004 4000 Customers4000 Customers 16 Third Generation Families16 Third Generation Families CHU certified since 1998CHU certified since 1998 36 Years Of Providing health36 Years Of Providing health insurance insurance
SolutionsSolutions
USA BENEFITS GROUP GOALSUSA BENEFITS GROUP GOALS Make You Aware Of All Your OptionsMake You Aware Of All Your Options
Pick Your Best Option Based On Pick Your Best Option Based On AffordabilityAffordability
Place Your Business With Companies Place Your Business With Companies We TrustWe Trust
Earn Your Business For LifeEarn Your Business For Life
CENTRAL UNITED LIFECENTRAL UNITED LIFE““Affordable Choice Plan”Affordable Choice Plan”
STABILITY AND SECURITY Our specific plan design has been used by for many years and none of those plans has ever
had a single rate increase on an in force policy !!EVER
IMPORTANT FEATURES OF ALL “Affordable Choice Plans” No Deductible + No Coinsurance No Co-pays + No Utilization Review No Preauthorization + No Pre Certification No Application, Enrollment or Admin Fees
IT’S “First Dollar Coverage” ON ALL COVERED BENEFITS
TOTAL PROTECTION PLUS TOTAL PROTECTION PLUS
BENEFITSBENEFITS
Hospital Confinement BenefitsHospital Confinement Benefits
General Care BenefitsGeneral Care Benefits
THREE FINANCIAL SECURITY BENEFITS
USABG Value Added BenefitsUSABG Value Added Benefits
Your Pre-Existing Your Pre-Existing ConditionCondition
A Pre-Existing condition is any condition for which you A Pre-Existing condition is any condition for which you have received treatment, taken medication, or have had have received treatment, taken medication, or have had treatment recommended during the immediate previous treatment recommended during the immediate previous 12 months and are not covered for one year.12 months and are not covered for one year.
You are covered from day one for all benefits, including You are covered from day one for all benefits, including hospitalization and surgery, for any other conditionshospitalization and surgery, for any other conditions
WHAT YOU DO HAVE ON THESE CONDITIONSWHAT YOU DO HAVE ON THESE CONDITIONS After the first year, you are covered for all benefits, and After the first year, you are covered for all benefits, and
for all conditionsfor all conditions Multi Plan Beechstreet Re-Pricing Benefits Usually 30% Multi Plan Beechstreet Re-Pricing Benefits Usually 30%
To 50%To 50% Karis Group Kare 360 Benefits, Usually 50+%Karis Group Kare 360 Benefits, Usually 50+% Kare 360 Surgery And Facility FinderKare 360 Surgery And Facility Finder Cut Rx = Rx + Lab + Imaging, Usually 50+%Cut Rx = Rx + Lab + Imaging, Usually 50+%
Hospital Confinement Core Hospital Confinement Core
BenefitsBenefits Daily Confinement BenefitDaily Confinement Benefit
$3,000 Per Day / $200,000 Per Year $2,000 First Confinement Benefit
Intensive CareIntensive Care $2,000 Per Day Up To 20 Days$2,000 Per Day Up To 20 Days
SurgerySurgery $50,000 Per Year + Unlimited Surgeries$50,000 Per Year + Unlimited Surgeries
Assistant SurgeonAssistant Surgeon 20% Of Surgery Benefit20% Of Surgery Benefit
AnesthesiologyAnesthesiology 20% Of Surgery Benefit20% Of Surgery Benefit
Karis Kare 360 BenefitKaris Kare 360 Benefit Bill Negotiations / 50+% Average For 15 YearsBill Negotiations / 50+% Average For 15 Years Surgery SaverSurgery Saver EOB AssistanceEOB Assistance
Multi Plan PPO NetworkMulti Plan PPO Network 30%-50% Reprising Contracts30%-50% Reprising Contracts
General Care Core BenefitsGeneral Care Core Benefits
Doctor Office VisitsDoctor Office Visits Each adult insured on the policy will have four $75 doctor “sick visits” annually. If you have to go to the ER because of sickness, we’ll pay $250 One Per Year
Allergy Shots And ImmunizationsAllergy Shots And Immunizations $20 Per Immunizations $10 Per Allergy Shot $100 Per Year
Laboratory ServicesLaboratory Services $100 Per Surgery Pathological Test $50 Per Lab Test
Ground And Air Ambulance BenefitsGround And Air Ambulance Benefits $100 For Ground $1,000 For Air
Radiology Services
- You receive PPO Reprising Discounts
- You receive $100 per mammogram
- You receive $200 per CT scan
- You receive $450 per MRI scan
- You receive $250 per PET scan
- You receive $75 per other radiology services, including x-ray and ultrasound.
You receive $25 per other outpatient event not listed
$1,500 per calendar year limit for all outpatient events
THREE FINANCIAL SECURITY VALUE ADDED BENEFITS
First Diagnosis Of Cancer Benefit $50,000 Paid On Diagnosis
55% Of All Hospital Confinements Are Cancer 70% Of Cancer Cases Are Over 45 Years Old
KARIS PATIENT ADVOCASY BENEFIT
Negotiates “HUGE” Discounts On Balances50% Average For 15 Years
MULTI-PLAN BEECHSTREET PPO NETWORKAllows For Re-Pricing Benefits On Non Covered Services
COMPLIMENTARY COMPLIMENTARY VALUE ADDED BENEFITSVALUE ADDED BENEFITS
Rx CUT CARD + HELP Rx Rx CUT CARD + HELP Rx
THESE COMPANIES HAVE SAVED CUSTOMERS OVER THESE COMPANIES HAVE SAVED CUSTOMERS OVER $127,000,000 $127,000,000 ONON PRESCRIPTIONSPRESCRIPTIONS
We have been successful many times at saving a new client more money on We have been successful many times at saving a new client more money on their their “Rx costs”“Rx costs” than the actual cost of our plan!! than the actual cost of our plan!!
Rx CUT CARDRx CUT CARD
ALSO INCLUDES HUGE ALSO INCLUDES HUGE ““50+%”50+%” DISCOUNTS DISCOUNTS LAB LAB WORK + MEDICAL IMAGING + PET MEDSWORK + MEDICAL IMAGING + PET MEDS
Affordable Choice Rx Benefits
You receive $10 generic
You receive $25 Name Brand
$750 Calendar Year Maximum
Rx And USABG Value Added Rx And USABG Value Added
BenefitsBenefits
USABG Eagle Division USABG Eagle Division Plan Options Plan Options
AFFORDABLE CHOICEAFFORDABLE CHOICE
TOTAL PROTECTION PLUSTOTAL PROTECTION PLUS Monthly Premium = $325Monthly Premium = $325 Your Drug SavingsYour Drug Savings = $132= $132 Net Cost After Rx Savings = $ Net Cost After Rx Savings = $
193193