use of aadhaar in e-governance · use of aadhaar in e-governance 17th april’2015 ... special...
TRANSCRIPT
Use of Aadhaar in e-Governance
17th April’2015 Ahemdabad
Prashant Singh, ITS
Assistant Director General,
Regional Office, Mumbai
Unique Identification Authority of India
www.uidai.gov.in
Agenda
Aadhaar- Overview
Aadhaar Coverage Status
Aadhaar enabled applications
Recent directives of Government of India on Aadhaar
Aadhaar Overview
What UIDs would do in India
Provision of a robust, one time, reusable, nationally on-line verifiable ID to those who do not have ID
Leapfrog technology to the hands of billions of people – from no ID to online ID
To clean up existing databases through Uniqueness
•No duplicates
•No fakes
Improve Targeting and Delivery of Services
Reduce cost of Delivery of Services
5
Four demographics + twelve biometrics= 1 unique Aadhaar number
Name Address Gender Date of birth
Photo
Both Iris
10 Fingerprints
1 person1 number
6
Aadhaar delivered at doorstep
Aadhaar Coverage Status
Status of Aadhaar Coverage
www.uidai.gov.in
All India State-wise Aadhaar Coverage
www.uidai.gov.in
S/N State Population Aadhaar Generated % Coverage
1 Delhi 167,53,235 178,89,306 106.78%
2 Telangana 352,86,757 364,20,094 103.21%
3 Andhra Pradesh 493,86,799 481,18,260 97.43%
4 Kerala 333,87,677 313,20,955 93.81%
5 Punjab 277,04,236 256,36,234 92.54%
6 Haryana 253,53,081 218,22,443 86.07%
7 Jharkhand 329,66,238 274,31,793 83.21%
8 Maharashtra 1123,72,972 917,65,191 81.66%
9 Karnataka 611,30,704 481,74,506 78.81%
10 Madhya Pradesh 725,97,565 504,84,808 69.54%
11 Rajasthan 686,21,012 470,37,678 68.55%
12 Tamil Nadu 721,38,958 493,91,180 68.47%
13 West Bengal 913,47,736 604,01,156 66.12%
14 Gujarat 603,83,628 395,72,470 65.54%
15 Odisha 419,47,358 259,57,874 61.88%
16 Chhattisgarh 255,40,196 157,36,372 61.61%
17 Uttar Pradesh 1992,81,477 1034,43,696 51.91%
18 Bihar 1038,04,637 428,29,617 41.26%
19 Others 801,89,156 310,61,424 38.74%
Total 1,210,193,422 8144,95,057 67.30%
Aadhaar enabled Applications
www.uidai.gov.in
Four Properties of Aadhaar
www.uidai.gov.in
• It is achieved through de-duplication process involving biometrics Uniqueness
• Authentication using demographic/biometrics/OTP) is
• Yes/No Response
• No Personal Identity is revealed
Authentication Service
• Paperless, Consent Based
• Scalable, Secure and Complaint with IT Act 2000
• Low Cost
e-Know Your Customer (e-KYC)
• Unique number for lifetime
• Seamless transfer of G2P benefits directly into beneficiary bank account through RBI approved APB payment platform
• Hassle-free
Financial Address
What does UID Facilitate ?
www.uidai.gov.in
Type of Service Proof of
Identity
Proof of
Address
Open a Bank Account √ √
Buy a Mobile SIM Card √ √
Obtain a Driving License √ √
Obtain PAN Card √ √
Obtain Passport √ √
Get a Ration Card √ √
Get a new LPG Connection √ √
Buy an Insurance Policy √ √
Reserve a Railway Ticket √ √
Enroll under New Pension Scheme √ √
Open a Pension Account √ √
Registration of Property documents, POA, Will & Marriage
etc.
√ √
Open a Demat Account √ √
Invest in a Mutual Fund √ √
YES *** OR
NO
**OTP – One Time Pin
Aadhaar Authentication at a Glance
*and/or – Single or multi-factor authentication
***Yes/No – Would enable service provider to take business decision
CIDR
Name, Gender DOB, Address, …
**
and/or*
and/or
1:1 Match
Any Aadhaar enabled device can be used
POS Terminals – Supporting PIN/Biometric Authentication
Mobile phone with biometric scanner
- Supports PIN/Biometric authentication
Laptop with fingerprint scanner – Supports Demographic/Biometic/Pin based auth
E-KYC is Approved by Regulators
Aadhaar based e-KYC Services provide a platform for verification of Proof of Identity (PoI) and Proof of Address (PoA) in the electronic format.
At present following Regulators/Department have issued letter to accept Aadhaar based eKYC :
• Department of revenue (DOR) (Money laundering Act)
• Reserve Bank of India (RBI)
• Insurance Regulatory development Authority (IRDA)
• Securities Exchange Board of India (SEBI)
• Pension Fund Regulatory and Development Authority (PFRDA)
Existing KYC Process vs. e-KYC Process
1111 2222 3333
KYC – Authentication
Device
e-KYC flows
directly to bank
Servers with
Audit Trail
UIDAI
e-KYC Service
e-KYC
e-KYC Process
1. Takes Copy of
document
2. Verifies with
original
Scanned image
of Document
Photocopy -
Document
Storage
Existing Process
Financial Address
Central Mapper for
Aadhaar-Bank
Accounts
1111 2222 3333
To avail a new
services, just provide
Aadhaar to the
agency
Aadhaar as Robust Middleware
Role of Aadhaar in Government Subsidy
Food, Fertilizer, Fuel
Education
Health care and Life Insurance
Pensions & Provident Fund
MNREGS
Housing
www.uidai.gov.in
TPDS - Challenges?
Existence of duplicate/ghost records of a beneficiary in government database
Proof of Presence of the Beneficiary
Transfer of Benefits to beneficiaries
Last mile challenges highlighted and not the end-to-end supply chain challenges
So, why Aadhaar in TPDS?
Uniqueness will ensure elimination of duplicate/ghost records
Use of Aadhaar authentication will ensure physical presence of beneficiary at the time availing benefits
In case where States/UTs choose to adopt “Food for Cash” or “Direct Benefits Transfer”, because Aadhaar is also a Financial Address, government department can transfer subsidy without having to worry of collecting Account Number and IFSC code
Recent Directives of Government of India on Aadhaar
www.uidai.gov.in
Government of India Aadhaar based initiatives
Universal Aadhaar enrollment of entire population by June 2015
Special enrolment drive for EPFO members, Prisoners, Children.
Digitization and Linking of Aadhaar in PDS, MNREGA, Scholarships, Pensions, Passport, LPG and Prisoners
Relaunch of Direct Benefit Transfer in LPG w.e.f 15th November 2014
Jan Dhan Yojana to open Bank account for uncovered population
Railway reservation for senior citizens
SIM card issue on basis of Aadhaar
Linking of Aadhaar with Voter List
Jeevan Praman Certificate for pensioners
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Aadhaar based Applications - Live
MNREGS-APB All India
PDS (AP and Telangana)
Attendance system (Central Govt Department)
Pension Payment (Andhrapradesh)
Airport entry system (Pilot is completed at Bangalore)
LPG Subsidy transfer
Name Change and Registration for Leave&Licenses (Maharashtra)
www.uidai.gov.in
Service Delivery through Aadhaar-AP
www.uidai.gov.in
Sl No Scheme Total Benf. (In
lakhs)
Fakes/ Ghosts/ Migrated/
Dead/Duplicates etc (in Lakhs)
Balance Benf. (In Lakhs)
UID Seeded Count (In
Lakhs)
UID Seeding
%
A B C (A-B) D E (D/C)
1 SOCIAL SECURITY
PENSIONS 40.88 ---- ---- 39.58 97%
2 SC SCHOLARSHIPS 3.02 Student need to apply with UID. This resulted in
prevention of applications in
the name of dubious/ non-
existent students
3.02 3.02 100%
3 ST SCHOLARSHIPS 0.62 0.62 0.62 100%
4 MINORITY
SCHOLARSHIPS 1.06 1.06 1.06 100%
5 BC
SCHOLARSHIPS 7.36 7.36 7.36 100%
6 EBC
SCHOLARSHIPS 2.61 2.61 2.61 100%
7 PDS 451.89 69.85 382.04 364.63 95%
8 MGNREGA 96.65 10.06 86.59 81.36 94%
Service Delivery through Aadhaar-Telangana
www.uidai.gov.in
Scheme
Total Beneficiari
es (In lakhs)
Fakes/ Ghosts/ Migrated/ Dead/Duplicates etc (in Lakhs)
Balance Beneficiari
es (In Lakhs)
Seeding Count
with UID (In Lakhs)
UID Seeding
%
A B C (A-B) D D/C
1 SOCIAL SECURITY
PENSIONS * 30.99 - 30.99 26.03 84%
2 SC SCHOLARSHIPS
** 0.80
UID Seeding resulted in prevention of applications
in the name of dubious/ non-existent students
0.80 0.80 100%
3 ST SCHOLARSHIPS 0.45 0.45 0.45 100%
4 MINORITY
SCHOLARSHIPS 0.52 0.52 0.52 100%
5 BC SCHOLARSHIPS 2.55 2.55 2.55 100%
6 EBC SCHOLARSHIPS 0.60 0.60 0.60 100%
7 PDS 283.97*
**
11.75 lakh ration cards and 74.91 lakhs bogus /non-existent units were identified with Aadhaar seeding from June to Dec.14 in ePDS .
257.51 (after reducing 26.46 lakh units which did match with SRDH/
no UID units)
91%
8 MGNREGA 71.29 3.72 67.57 55.92 83%
www.uidai.gov.in
District Total
Pensioners
Disbursed% AEPS Transactions
AEPS Amount in (Rs) Total
AEPS%**
Anantapur 3,73,082 92.9 82.2 2,85,133 29,68,11,500 Chittoor 3,73,442 94.1 84.3 2,96,388 30,88,76,500
Cuddapah 2,38,798 93.5 87.6 1,95,647 20,32,06,000 East Godavari 4,55,073 88.8 77.9 3,15,402 33,27,95,500
Guntur 3,49,196 92.6 86.1 2,78,412 29,51,42,500 Krishna 3,18,990 95.2 94.3 2,86,564 30,22,84,500 Kurnool 3,02,481 92.2 86.8 2,42,133 25,78,22,500
Prakasham 2,81,252 92.0 83.6 2,16,422 22,88,14,000 Nellore 2,47,962 93.9 83.2 1,93,814 19,94,51,000
Srikakulam 2,69,237 92.3 81.8 2,03,219 21,35,35,000
Visakapatnam 3,04,777 92.2 73.2 2,05,592 21,65,02,000 Vizianagaram 2,42,602 92.7 72.4 1,62,849 17,30,49,000 West Godavari 3,31,688 92.7 84.9 2,59,070 27,54,29,500
Total 40,88,580
(40,97,862) 92.6% (93.6)
83% (81.72)
31,40,645 (31,32,707)
3,30,37,19,500 (3,30,75,98,200)
A.P Pensions – March 2015 AEPS (Aadhaar payments)
A.P MNREGA – March 2015 AEPS (Aadhaar payments)
www.uidai.gov.in
District AUA AEPS% of total
disbursed
AEPS Transactions
AEPS Amount in (Rs)
ANANTAPUR DoP 100 4,39,827 27,84,76,616
CHITTOOR DoP 100 1,45,973 10,40,98,070
CUDDAPAH DoP 99.45 89,207 6,48,99,317
EAST GODAVARI DoP 87.07 1,04,837 6,93,02,253
GUNTUR DoP 99.79 50,756 6,16,45,222
KRISHNA DoP 100 82,605 3,72,32,187
KURNOOL DoP 99.48 1,39,039 7,85,66,614
PRAKASAM DoP 99.89 76,492 6,49,95,560
S.P.S NELLORE DoP 100 1,14,876 5,37,56,651
SRIKAKULAM DoP 99.41 3,19,668 17,48,28,290
VISAKHAPATNAM DoP 72.96 1,56,597 8,82,13,078
VIZIANAGARAM DoP 88.72 5,41,375 29,09,60,039
WEST GODAVARI DoP 96.1 89,171 5,00,35,541
TOTAL 94%
(95%) 23,50,423 (2,16,779)
141,70,09,438 (15,57,43,072)
www.uidai.gov.in
March’2015 MGNREGS Aadhaar Payments (AEPS Mode)
District Paying Agencies
/Models AEPS Transactions AEPS Amount in (Rs)
Adilabad DOP, NEFT 1,58,402 10,42,76,529
Karimnagar NEFT,ICICI No AEPS
Khammam NEFT No AEPS
Mahabubnagar DoP, ICICI,NEFT 23,307 1,48,20,027
Medak DoP, ICICI,NEFT 69,913 3,74,28,077
Nalgonda DoP 31,604 1,76,40,527
Nizamabad DoP 88,239 5,08,01,581
Rangareddy NEFT No AEPS
Warangal DoP,NEFT 28,414 1,54,20,912
Total 3,99,879 24,03,87,653
Assignment/Split of Wage seekers in ‘3’ modalities (72.53 Lakhs)
DOP model (AEPS) Bank Model (Partial AEPS) CBS Model (NEFT)*
37.78 Lakhs 7.0 Lakhs 27.75 Lakhs
Telangana MGNREGA (Modalities of Wage Payments)
Aadhaar attendance portal
www.uidai.gov.in
Aadhaar attendance portal
www.uidai.gov.in
Thanks
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