usia - form adv part 2b - 9.2017 final - usi … - form adv part 2b - 9.2017 final.… · usi...

USIAdvisors,Inc.‐ADVPart2B

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ContentsMichaelWelz ................................................................................................................................................... 2

ChristianThomas ........................................................................................................................................... 5

AdamDavies ................................................................................................................................................... 7

ShawnHeron ................................................................................................................................................ 10

AndreaBongiovanni ..................................................................................................................................... 12

AlbaTedone .................................................................................................................................................. 15

JosephDeRosa .............................................................................................................................................. 17

TeodoraGrant ............................................................................................................................................... 20

PaulDenu ...................................................................................................................................................... 22

BinduPatel .................................................................................................................................................... 25

WilliamTremko ............................................................................................................................................ 27

ChristopherMartin ....................................................................................................................................... 30

BobCross ...................................................................................................................................................... 32

CarissaDunaway .......................................................................................................................................... 35

MatthewCross .............................................................................................................................................. 37

RichardHowell ............................................................................................................................................. 40

SarahBruno .................................................................................................................................................. 42

JamesFrits .................................................................................................................................................... 45

DallasOtter ................................................................................................................................................... 47

KyleRussell ................................................................................................................................................... 49

MichaelvanderVelden ................................................................................................................................ 52

TruongTang .................................................................................................................................................. 55

MatthewPearson .......................................................................................................................................... 57


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Item1‐CoverPage

MichaelWelz,CFA,CAIA,CIMA President and Chief Investment Officer

95 Glastonbury Boulevard Suite 102, Glastonbury CT 06033

(860) 368-2908

-----

USIAdvisors,Inc.

95GlastonburyBlvd.Suite102,Glastonbury,CT06033

(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Michael Welz that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Michael Welz is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperience

Mr.MichaelWelz(bornin1970)Education: Master’sDegreeequivalent(DiplomVolkswirt)–Economics–UniversityofCologne

inGermany CFA(CharteredFinancialAnalyst)–ConferredbytheCFAInstitute,thisprofessional

designationrequiresindividualstomeetthefollowingrequirements:•CompletetheCFAProgram‐ Self‐studyprogram(250hoursofstudyforeachofthe3levels) •PledgetoadheretotheCFAInstituteCodeofEthicsandStandardsofProfessionalConduct•Havefouryearsofqualifiedinvestmentworkexperience•BecomearegularmemberofCFAInstituteandapplyformembershiptoalocalCFAmembersociety.


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CAIA(CharteredAlternativeInvestmentAnalyst)–ConferredbytheCharteredAlternativeInvestmentAnalystAssociation,thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:Bachelor’sorequivalentdegreeandmorethanoneyearofbusinessexperienceinthefinancialindustry,or4yearsofexperienceinthefinancialindustry,andaself‐studycertificationprogramwhichrequiresthesuccessfulcompletionofboththeLevelIandLevelIIexaminations.

CIMA(CertifiedInvestmentManagementAnalyst)–ConferredbytheInvestmentManagementConsultantsAssociation(IMCA),thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:3yearsoffinancialservicesexperienceandanacceptableregulatoryhistory.CandidatesmustpassanonlineQualificationExamination,successfullycompleteaone‐weekclassroomeducationprogramprovidedbyaRegisteredEducationProvideratanAACSBaccrediteduniversitybusinessschool,andpassanonlineCertificationExamination.CIMAdesigneesarerequiredtoadheretoIMCA’sCodeofProfessionalResponsibility,StandardsofPractice,andRulesandGuidelinesforUseoftheMarks.CIMAdesigneesmustreport40hoursofcontinuingeducationcredits,includingtwoethicshours,everytwoyearstomaintainthecertification.

Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2014topresent:PresidentandChiefInvestmentOfficeratUSIAdvisors,Inc. 2013topresent:ChiefInvestmentOfficeratUSIAdvisors,Inc. 2010to2012:SeniorInvestmentConsultantatUSIAdvisors,Inc. 2005to2010:FinancialServicesAssociateatMerrillLynch

Item3‐DisciplinaryInformation

Registeredinvestmentadvisersarerequiredtodiscloseallmaterialfactsregardinganylegalordisciplinaryeventsthatwouldbematerialtoyourevaluationofeachsupervisedpersonprovidinginvestmentadvice.NoinformationisapplicabletothisItem.

Item4‐OtherBusinessActivities

Mr.MichaelWelzisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.).ThefirmdoesnotperceiveaconflictofinterestinMr.MichaelWelzholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

OtherCredentials: Series7(GeneralSecuritiesRepresentative) Series63(UniformSecuritiesAgentStateLawExamination)


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Item5‐AdditionalCompensation

Mr.MichaelWelzdoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.

Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.MichaelWelz.TheadvisoryactivityofMr.MichaelWelz,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bytheCCOofUSIAdvisors,Inc.(SarahBrunoat(860)368‐2929).Additionally,thefirmreviewsMr.Welz’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

ChristianThomas,CFA,CIPM

Investment Consultant

95 Glastonbury Boulevard Suite 102, Glastonbury CT 06033 (860) 652-1006

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Christian Thomas that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Christian Thomas is available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.ChristianThomas(bornin1984)Education: BA–Economics&PoliticalScience–UniversityofConnecticut MBAinFinance–UniversityofConnecticut CFA(CharteredFinancialAnalyst)–ConferredbytheCFAInstitute,thisprofessional



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CIPM(CertificateinInvestmentPerformanceMeasurement)–ConferredbytheCFAInstitute,thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:

•FouryearsofprofessionalexperienceintheinvestmentindustryorTwoyearsofprofessionalexperienceinoneormorepositionsentailingperformance‐relatedactivities•Two180‐minuteexaminations(closed‐book,proctored)

BusinessExperience(lastfiveyears): 2014topresent:InvestmentConsultantatUSIAdvisors,Inc. 4/2014‐7/2014:BusinessDevelopmentConsultantatING 3/2013‐3/2014:PerformanceAnalystatSS&CTechnologies 12/2011‐2/2013:CreditAnalystatCitizensBank 6/2009‐11/2011:PlanManageratING




Mr.ChristianThomashasnootherbusinessactivitiesandthereforehasnoconflictsofinterestwithinhisrole.


Mr.ChristianThomasdoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.ChristianThomas.TheadvisoryactivityofMr.ChristianThomas,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Thomas’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

AdamDavies,CFA


900 South Gay Street, Suite 1796, Knoxville, TN 37902

(860) 652-1061

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Adam Davies that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Adam Davies is available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.AdamDavies(bornin1987)Education: BS–Finance‐Wake Forest University Series65(UniformInvestmentAdviserLawExamination) CFA(CharteredFinancialAnalyst)–ConferredbytheCFAInstitute,thisprofessional



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BusinessExperience(lastfiveyears): 2014–present:InvestmentConsultantatUSIAdvisors,Inc. 2013–present:RelationshipManageratUSIConsultingGroup 2012–2013:BusinessAnalystatBNYMellon 2010‐2012:OperationsAdministratoratBNYMellon 2009:CollegeTreasuryServicesInternatBNYMellon 2008:CollegeWorkingCapitalSolutionsInternatBNYMellon




Mr.AdamDaviesisaRelationshipManagerwithUSIConsultingGroup,aregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc)andalsohashisTennesseeLife&HealthInsuranceLicense.ThefirmdoesnotperceiveaconflictofinterestinMr.AdamDaviesholdingtheseroles:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

OtherCredentials: Series6(InvestmentCompanyProducts/VariableContractsLimitedRepresentative) Series63(UniformSecuritiesAgentStateLawExamination)


Mr.AdamDaviesdoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.AdamDavies.TheadvisoryactivityofMr.AdamDavies,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).


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Additionally,thefirmreviewsMr.Davies’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

ShawnHeron

Senior Investment Consultant

261 Madison Avenue, 5th floor, New York, NY 10016

(212)-878-0406

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Shawn Heron that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Shawn Heron is available on the FINRA website at http://www.finra.org.


Mr.ShawnHeron(bornin1965)Education: BS–BusinessAdministration–CollegeofWagnerCollege Series65(UniformInvestmentAdviserLawExamination) CIMA(CertifiedInvestmentManagementAnalyst)–ConferredbytheInvestment

ManagementConsultantsAssociation(IMCA),thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:3yearsoffinancialservicesexperienceandanacceptableregulatoryhistory.CandidatesmustpassanonlineQualificationExamination,successfullycompleteaone‐weekclassroomeducationprogramprovidedbyaRegisteredEducationProvideratanAACSBaccrediteduniversitybusinessschool,andpassanonlineCertificationExamination.CIMAdesigneesarerequiredtoadheretoIMCA’sCodeofProfessionalResponsibility,StandardsofPractice,andRulesandGuidelinesforUseoftheMarks.CIMAdesignees


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mustreport40hoursofcontinuingeducationcredits,includingtwoethicshours,everytwoyearstomaintainthecertification.

BusinessExperience(lastfiveyears): 2008topresent:SeniorInvestmentConsultantwithUSIAdvisors,Inc. 2002to2008:RelationshipManagerwithBlackRock/MerrillLynchInvestment

Managers 1999to2002:InvestmentAdvisorwithMerrillLynch 1997to1999:InvestmentAdvisorwithUBSPaineWebber




Mr.ShawnHeronisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.ThefirmdoesnotperceiveaconflictofinterestinMr.ShawnHeronholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

OtherCredentials Series7(GeneralSecuritiesRepresentative) Series63(UniformSecuritiesAgentStateLawExamination)


Mr.ShawnHerondoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.ShawnHeron.TheadvisoryactivityofMr.ShawnHeron,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Heron’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

AndreaBongiovanni


95 Glastonbury Blvd. Suite 102, Glastonbury CT 06033

(860) 368-2957

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mrs. Andrea Bongiovanni that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mrs. Andrea Bongiovanni’s available on the SEC’s website at www.adviserinfo.sec.gov.


Mrs.AndreaBongiovanni(bornin1982)Education: AS–Ohio Valley University CurrentlypursuingherBSBAinFinancewithColoradoTechnicalUniversityOnline Certified Fund Specialist – (CFS) Conferredbythe Institute of Business and Finance,

thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:Abachelor'sdegree,or1yearoffinancialservicesworkexperience,thecandidatemustcompleteaSelfStudyProgram(6modules),threeexamsandacasestudy

CIMA(CertifiedInvestmentManagementAnalyst)–ConferredbytheInvestmentManagementConsultantsAssociation(IMCA),thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:3yearsoffinancialservicesexperienceandanacceptableregulatoryhistory.Candidatesmustpassanonline


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QualificationExamination,successfullycompleteaone‐weekclassroomeducationprogramprovidedbyaRegisteredEducationProvideratanAACSBaccrediteduniversitybusinessschool,andpassanonlineCertificationExamination.CIMAdesigneesarerequiredtoadheretoIMCA’sCodeofProfessionalResponsibility,StandardsofPractice,andRulesandGuidelinesforUseoftheMarks.CIMAdesigneesmustreport40hoursofcontinuingeducationcredits,includingtwoethicshours,everytwoyearstomaintainthecertification.

Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2012–present:InvestmentConsultantatUSIAdvisors,Inc. 2011–2012:SeniorInvestmentAnalystatUSIAdvisors,Inc. 2007to2011:InvestmentAnalystatUSIAdvisors,Inc. 2007: LoanOriginatoratMcCueMortgage 2006: RealtoratPrudentialPlatinumRealty




Mrs.AndreaBongiovannihasnootherbusinessactivitiesandthereforehasnoconflictsofinterestwithinherrole.


Mrs.AndreaBongiovannidoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMrs.AndreaBongiovanni.TheadvisoryactivityofMrs.AndreaBongiovanni,includingtheinvestmentadvicethatsheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).


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Additionally,thefirmreviewsMrs.Bongiovanni’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

AlbaTedone


6501 South Fiddlers Green Circle Suite 100, Greenwood Village CO 80111

(303) 831-5204

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mrs. Alba Tedone that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mrs. Alba Tedone available on the SEC’s website at www.adviserinfo.sec.gov.


Mrs.AlbaTedone(bornin1985)Education: BS–Finance‐CentralConnecticutStateUniversity Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2013–present:InvestmentConsultantatUSIAdvisors,Inc. 2010–2013:InvestmentAnalystatUSIAdvisors,Inc.


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Mrs.AlbaTedonehasnootherbusinessactivitiesandthereforehasnoconflictsofinterestwithinherrole.


Mrs.AlbaTedonedoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMrs.AlbaTedone.TheadvisoryactivityofMrs.AlbaTedone,includingtheinvestmentadvicethatsheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMrs.Tedone’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

JosephDeRosa,CIMA Senior Investment Consultant


-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Joseph DeRosa that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Joseph DeRosa is available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.JosephDeRosa(bornin1975)Education: BS–Economics–CollegeofTheHolyCross PassedLevel1oftheCharteredFinancialAnalyst(“CFA”)program. CIMA(CertifiedInvestmentManagementAnalyst)–ConferredbytheInvestment

ManagementConsultantsAssociation(IMCA),thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:3yearsoffinancialservicesexperienceandanacceptableregulatoryhistory.CandidatesmustpassanonlineQualificationExamination,successfullycompleteaone‐weekclassroomeducationprogramprovidedbyaRegisteredEducationProvideratanAACSBaccrediteduniversitybusinessschool,andpassanonlineCertificationExamination.CIMAdesigneesarerequiredtoadheretoIMCA’sCodeofProfessionalResponsibility,StandardsofPractice,andRulesandGuidelinesforUseoftheMarks.CIMAdesignees


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mustreport40hoursofcontinuingeducationcredits,includingtwoethicshours,everytwoyearstomaintainthecertification.

Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2015topresent:SeniorInvestmentConsultantatUSIAdvisors,Inc. 2010to2015:InvestmentConsultantatUSIAdvisors,Inc. 2000to2009:SeniorInvestmentConsultantatKalson&Associates




Mr.JosephDeRosaisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc).ThefirmdoesnotperceiveaconflictofinterestinMr.JosephDeRosaholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.



Mr.JosephDeRosadoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.JosephDeRosa.TheadvisoryactivityofMr.JosephDeRosa,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.DeRosa’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(Sarah


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Brunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

TeodoraGrant,MBA,CFP®,CLU®


2711 North Haskell Ave. Suite 2000, Dallas TX 75204 (214) 443-3113

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mrs. Teodora Grant that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mrs. Teodora Grant is available on the SEC’s website at www.adviserinfo.sec.gov.


Mrs.TeodoraGrant(bornin1979)Education: BS–Finance–SanDiegoStateUniversity MBA–TexasA&MUniversity Series66(UniformCombinedStateLawExamination) CFP(CERTIFIEDFINANCIALPLANNER®certificant)–ConferredbytheCFPBoard,this

professionaldesignationrequiresindividualstomeetthefollowingrequirements:Bachelor'sdegree(orhigher),CFPCertificationExamination,Threeyearsoffull‐timerelevantpersonalfinancialplanningexperienceisrequired,andCFP®CertificationApplication.CFP®certificationalsorequiresyoutoagreetoadheretoCFPBoard'sCodeofEthicsandProfessionalResponsibility,RulesofConductandFinancialPlanningPracticeStandards,andacknowledgeCFPBoard'srighttoenforcethemthroughitsDisciplinaryRulesandProcedures.


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BusinessExperience(lastfiveyears): 2017topresent:InvestmentConsultantatUSIAdvisors,Inc. 2015to2017:DirectorofFinancialPlanning&WealAdvisoratMassMutual 2010to2014:WealthManagementDirectorat1stGlobal




Mrs.TeodoraGrantisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.)andalsohasherTexasLifeInsuranceLicense.ThefirmdoesnotperceiveaconflictofinterestinMrs.TeodoraGrantholdingthisrole:assheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

OtherCredentials: Series7(GeneralSecuritiesRepresentative) CharteredLifeUnderwriter(CLU)®


Mrs.TeodoraGrantdoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMrs.TeodoraGrant.TheadvisoryactivityofMrs.TeodoraGrant,includingtheinvestmentadvicethatsheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMrs.TeodoraGrant’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

PaulDenuRegional Presidentand Practice Leader of the Retirement Consulting division of USI

Consulting Group

261 Madison Avenue, 5th floor, New York, NY 10016

(212)-878-0428

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Paul Denu that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Paul Denu is available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.PaulDenu(bornin1965)Education: BA–Mathematics–WesternConnecticutStateUniversity Series65(UniformInvestmentAdviserLawExamination) EA(EnrolledActuary)–ConferredbytheJointBoardoftheDepartmentofTreasury

&DepartmentofLabor,thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:3examinations

MAAA‐MemberoftheAmericanAcademyofActuaries–Requiresoneormoreofthefollowing:

o AssociateshipintheCasualtyActuarialSociety,associateshipintheSocietyofActuaries,M.S.P.A.orF.S.P.A.intheAmericanSocietyofPensionProfessionalsandActuaries,membershipintheConferenceofConsultingActuaries,


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enrolledactuarystatusunderTitle3,SectionCoftheEmployeeRetirementIncomeSecurityActof1974,fellowshipintheCanadianInstituteofActuaries,fellowshipintheInstitute&FacultyofActuaries,membershipintheColegioNacionaldeActuariosinMexico,fellowshipintheInstituteofActuariesofAustralia.AnyotheractuarialeducationalcredentialsmustbeapprovedbytheMembershipCommitteeandtheExecutiveCommittee.

o AresidentoftheUnitedStatesforatleastthreeyears,oranon‐residentornewresidentmustcertifytheirfamiliaritywithU.S.lawsandpracticesintheiractuarialpracticeareawhichisintendedtomeancasualty,health,life,andpension.

BusinessExperience(lastfiveyears): 2012topresent:PresidentofNewYorkRegionfortheRetirementConsulting

divisionofUSIConsultingGroup 2010–2012:SeniorVicePresidentandPracticeLeaderfortheRetirement

ConsultingdivisionofUSIConsultingGroup 2007–2010:VicePresident/ProducerwithUSIConsultingGroup 2006–2007:DirectorofClientServiceswithUSIConsultingGroup




Mr.PaulDenuisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.).Mr.PaulDenuisalsothePresidentofNewYorkRegionfortheRetirementConsultingdivisionofUSIConsultingGroup.TherearepotentialconflictsofinterestinMr.PaulDenuholdingthisrolebecauseaportionoftherevenuethatisdirectlyrelatedtohisrecommendationsmayincreasehiscompensation.

USIAmanagesthispotentialconflictbyfullydisclosingtoclientsthetotalexpensesoftheproductandcompensationreceivedbyitsaffiliatesforthesaleoftheseproducts.TheyalsolimitMr.Denu’srecommendationstoanapprovedlistofinvestmentsandsubjecttheapprovedinvestmentstoaduediligenceprocess.Mr.Denu'srecommendationswillalsobesubjecttothesupervisionandoversightdelineatedinUSIA'sWrittenSupervisoryProceduresandwillbetestedforconsistencywiththeclient'sfinancialgoalsandobjectivesasoutlinedinthesupportingdocumentationprovidedbytheclient,includingattimeofacceptanceasanadvisoryclient.Thisdocumentationfrequentlyincludesadetailed


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InvestmentPolicyStatementadoptedbytheclientandprovidedtoUSIAforpurposesofformulatinginvestmentadvice.

Inaddition,forcertainclientssubjecttoERISAwhereUSIAassumesaFiduciaryrolewithrespecttoitsinvestmentadvice,totalrevenuereceivedbyaffiliatesforsecuritiesrecommendationsofMr.DenuissubjecttoareconciliationprocessthatcapsUSIA’sandMr.Denu’scompensationtonomorethantheadvisoryfeesquotedtotheclientattheonsetoftheengagement.

OtherCredentials Series63(UniformSecuritiesAgentStateLawExamination) Life/HealthVariableProductsinsurancelicenseinover20states


Mr.PaulDenudoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.PaulDenu.TheadvisoryactivityofMr.PaulDenuincludingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Denu’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


25

Item1‐CoverPage

BinduPatel Senior Investment Analyst


860-368-2977

-----

USIAdvisors,Inc.

95GlastonburyBlvd.,Glastonbury,CT06033

(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Ms. Bindu Patel that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Ms. Bindu Patel available on the SEC’s website at www.adviserinfo.sec.gov.


Ms.BinduPatel(bornin1974)Education: BAPsychology–UniversityofConnecticut Series65(UniformInvestmentAdviserLawExamination)

BusinessExperience(lastfiveyears): February2014topresent:SeniorInvestmentAnalystatUSIAdvisors,Inc. October2005toOctober2013:ManagerResearchAnalyst,AVPatINGInvestment

Management.


26




Ms. Bindu Patel is a registered representative of USI Securities, Inc. (a securities broker-dealer Member FINRA/SIPC affiliated with USI Advisors, Inc.). The firm does not perceive a conflict of interest in Ms. Patel holding this role as she is a salaried employee, does not have product or revenue related sales goals, and is not compensated based upon commissions or revenue generated through the implementation of the investment advice that she provides.

OtherCredentials: Series6(InvestmentCompanyProducts/VariableContractsRepresentative) Series63(UniformSecuritiesAgentStateLaw)


Ms. Patel does not receive any additional economic benefit from third parties for providing advisory services. Item6‐Supervision

USI Advisors, Inc. is responsible for the oversight of all of its supervised persons, including Ms. Patel. The advisory activity of Ms. Patel, including the investment advice that she provides, is reviewed, on an ongoing basis and (when possible) prior to dissemination, by the President of USI Advisors, Inc. (Mr.MichaelWelz,860‐368‐2908). Additionally, the firm reviews Ms. Patel’s activities as part of an annual firm internal examination. This examination is conducted by the firm’s Chief Compliance Officer (SarahBrunoat(860)368‐2929). The CCO assesses the adequacy of the firm’s policies, procedures and protocols and, on an ongoing basis, evaluates whether each supervised person is in compliance with both the firm’s Written Supervisory Procedures and its Code of Ethics.


27

Item1‐CoverPage

WilliamTremko

President & CEO of USI Consulting Group

CEO of USI Advisors and USI Securities


(860) 368-2928

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. William Tremko that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. William Tremko is available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.WilliamTremko(bornin1957)Education: BS–Mathematics–UniversityofConnecticut EA(EnrolledActuary)–ConferredbytheJointBoardoftheDepartmentofTreasury

&DepartmentofLabor,thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:3examinations



28

o AssociateshipintheCasualtyActuarialSociety,associateshipintheSocietyofActuaries,M.S.P.A.orF.S.P.A.intheAmericanSocietyofPensionProfessionalsandActuaries,membershipintheConferenceofConsultingActuaries,enrolledactuarystatusunderTitle3,SectionCoftheEmployeeRetirementIncomeSecurityActof1974,fellowshipintheCanadianInstituteofActuaries,fellowshipintheInstitute&FacultyofActuaries,membershipintheColegioNacionaldeActuariosinMexico,fellowshipintheInstituteofActuariesofAustralia.AnyotheractuarialeducationalcredentialsmustbeapprovedbytheMembershipCommitteeandtheExecutiveCommittee.


FCA–FellowoftheConferenceofConsultingActuaries,requiresindividualstomeetthefollowingrequirements:

o Issubstantiallyengagedinconsultingactuarialpractice,inworkasanactuaryofagovernmentalunit,inworkasanEnrolledActuary,inworkataninsurancecompany,orinteachingactuarialscience;andsatisfiesanyoneofthefollowingthreecriteria:

o Hascompletedsixyearsofexperienceinresponsibleactuarialwork,threeofwhichareinactuarialconsulting,andsatisfiedtherequirementstobecomeanAssociateoftheConference.

o HasbeenanAssociateoftheConference(ACA)forthreeconsecutiveyearsandispracticingasaconsultant;or

o HasattainedthedesignationofFellowoftheCasualtyActuarialSociety(FCAS),FellowoftheSocietyofActuaries(FSA),FellowoftheAmericanSocietyofPensionProfessionalsandActuaries(FSPA),ortheequivalentdesignationforanyinternationalactuarialorganizationacceptedbytheConference.

Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2009topresent:PresidentandCEOofUSIConsultingGroup 1993–2009:ExecutiveVicePresidentofUSIConsultingGroup 1993–2004:PresidentofUSIAdvisors




29


Mr.WilliamTremkoisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.)andinsurancesub‐agentofUSIConsultingGroup.ThefirmdoesnotperceiveaconflictofinterestinMr.WilliamTremkoholdingtheseroles:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

OtherCredentials: Series7(GeneralSecuritiesRepresentative) Series26(InvestmentCompanyProducts/VariableContractsLimitedPrincipal) Series63(UniformSecuritiesAgentStateLawExamination)


Mr.WilliamTremkodoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,Mr.WilliamTremko.TheadvisoryactivityofMr.WilliamTremko,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Tremko’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


30

Item1‐CoverPage

ChristopherMartin Senior Vice President and Practice Leader of USI Consulting Group’s Defined

Contribution department


-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Christopher Martin that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Christopher Martin is available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.ChristopherMartin(bornin1960)Education: BS–Business Finance–UniversityofConnecticut Profit Sharing/401(k) Council of America Member,thisprofessionaldesignation

requiresindividualstomeetthefollowingrequirements: afour‐modulecourseinwhicheachmoduleincludesatest

BusinessExperience(lastfiveyears): 2000topresent:SeniorVicePresidentandPracticeLeaderofUSIConsultingGroup’s

DefinedContributiondepartment


31




Mr.ChristopherMartinisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.)andalsohashisConnecticutLifeInsuranceLicense.ThefirmdoesnotperceiveaconflictofinterestinMr.ChristopherMartinholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.



Mr.ChristopherMartindoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.ChristopherMartin.TheadvisoryactivityofMr.ChristopherMartin,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Martin’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


32

Item1‐CoverPage

BobCross,ASA,MAAA,FCA President of the Southeast and Midwest Region of USI Consulting Group

900 South Gay Street, Suite 1796, Knoxville, TN 37902 (865) 523-8353

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Bob Cross that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Bob Cross is available on the SEC’s website at www.adviserinfo.sec.gov.


BobCross(bornin1948)Education: BS–Mathematics–UniversityofTennessee Masters–ActuarialScience–GeorgiaStateUniversity ASA–AssociateoftheSocietyofActuaries–ConferredbytheSocietyofActuaries,

thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:5examinations,ane‐Learningcourse,validationofeducationalexperiencesoutsidetheSocietyofActuariesEducationsystem(VEE)inEconomics,CorporateFinance,andAppliedStatistics,andaprofessionalismseminar.


33


o AssociateshipintheCasualtyActuarialSociety,associateshipintheSocietyofActuaries,M.S.P.A.orF.S.P.A.intheAmericanSocietyofPensionProfessionalsandActuaries,membershipintheConferenceofConsultingActuaries,enrolledactuarystatusunderTitle3,SectionCoftheEmployeeRetirementIncomeSecurityActof1974,fellowshipintheCanadianInstituteofActuaries,fellowshipintheInstitute&FacultyofActuaries,membershipintheColegioNacionaldeActuariosinMexico,fellowshipintheInstituteofActuariesofAustralia.AnyotheractuarialeducationalcredentialsmustbeapprovedbytheMembershipCommitteeandtheExecutiveCommittee.


FCA–FellowoftheConferenceofActuariesinPublicPractice–obtainedbyworkingataninsurancecompany,sixyearsactuarialexperiencewiththreeyearsinconsulting,andASA(Associate,SocietyofActuaries)

Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 1997topresent:PresidentoftheSoutheastandMidwestRegionofUSIConsulting

Group Item3‐DisciplinaryInformation



Mr.BobCrossisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.).Mr.BobCrossisalsothePresidentoftheSoutheastandMidwestRegionofUSIConsultingGroup.TherearepotentialconflictsofinterestinMr.BobCrossholdingthisrolebecauseaportionoftherevenuethatisdirectlyrelatedtohisrecommendationsmayincreasehiscompensation.

USIAmanagesthispotentialconflictbyfullydisclosingtoclientsthetotalexpensesoftheproductandcompensationreceivedbyitsaffiliatesforthesaleoftheseproducts.TheyalsolimitMr.Cross'recommendationstoanapprovedlistofinvestmentsandsubjecttheapprovedinvestmentstoaduediligenceprocess.Mr.Cross'recommendationswillalsobe


34

subjecttothesupervisionandoversightdelineatedinUSIA'sWrittenSupervisoryProceduresandwillbetestedforconsistencywiththeclient'sfinancialgoalsandobjectivesasoutlinedinthesupportingdocumentationprovidedbytheclient,includingattimeofacceptanceasanadvisoryclient.ThisdocumentationfrequentlyincludesadetailedInvestmentPolicyStatementadoptedbytheclientandprovidedtoUSIAforpurposesofformulatinginvestmentadvice.

Inaddition,forcertainclientssubjecttoERISAwhereUSIAassumesaFiduciaryrolewithrespecttoitsinvestmentadvice,totalrevenuereceivedbyaffiliatesforsecuritiesrecommendationsofMr.CrossissubjecttoareconciliationprocessthatcapsUSIA’sandMr.Cross’compensationtonomorethantheadvisoryfeesquotedtotheclientattheonsetoftheengagement.

OtherCredentials Series6(InvestmentCompanyProducts/VariableContractsLimitedRepresentative) Series63(UniformSecuritiesAgentStateLawExamination)


Mr.BobCrossdoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.BobCross.TheadvisoryactivityofMr.BobCross,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Cross’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


35

Item1‐CoverPage

CarissaDunaway

Senior Consultant with USI Consulting Group


(865) 523-8353

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mrs. Carissa Dunaway that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mrs. Carissa Dunaway is available on the SEC’s website at www.adviserinfo.sec.gov.


Carissa Dunaway. (bornin1978)Education: BA–Human Resource Development–The University of Tennessee, Knoxville Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2014topresent:VicePresident/SeniorConsultantwithUSIConsultingGroup 2013to2014:SeniorConsultantwithUSIConsultingGroup 2006to2013:ConsultantwithUSIConsultingGroup 2002to2006:BenefitsCoordinatorwithEdfinancialServices



36



Mrs.CarissaDunawayisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.),aConsultantwithUSIConsultingGroup,andalsohasherTennesseeLife&HealthInsuranceLicense.ThefirmdoesnotperceiveaconflictofinterestinMrs.CarissaDunawayholdingtheseroles:assheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatsheprovides.



Mrs.CarissaDunawaydoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMrs.CarissaDunaway.TheadvisoryactivityofMrs.CarissaDunaway,includingtheinvestmentadvicethatsheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMrs.Dunaway’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


37

Item1‐CoverPage

MatthewCross

Vice President, Retirement Services with USI Consulting Group


(865) 523-8353

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Matthew Cross that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Matthew Cross available on the SEC’s website at www.adviserinfo.sec.gov.


Mr.MatthewCross(bornin1988)Education: BS–Finance‐Wake Forest University Series65(UniformInvestmentAdviserLawExamination)BusinessExperience(lastfiveyears): 2016–present:VicePresident,RetirementServicesatUSIConsultingGroup 2011–2016:RelationshipManageratUSIConsultingGroup 2010‐2011:SeniorAssociateatFinardProperties 2009:CollegeFinanceInternatHarrah'sCherokeeCasino 2006–2010:StudentatWakeForestUniversity


38




Mr.MatthewCrossisaVicePresidentofRetirementServicesatUSIConsultingGroupandalsoaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.).TherearepotentialconflictsofinterestinMr.MatthewCrossholdingthisrolebecauseaportionoftherevenuethatisdirectlyrelatedtohisrecommendationsmayincreasehiscompensation.

USIAmanagesthispotentialconflictbyfullydisclosingtoclientsthetotalexpensesoftheproductandcompensationreceivedbyitsaffiliatesforthesaleoftheseproducts.TheyalsolimitMr.Cross’srecommendationstoanapprovedlistofinvestmentsandsubjecttheapprovedinvestmentstoaduediligenceprocess.Mr.Cross’srecommendationswillalsobesubjecttothesupervisionandoversightdelineatedinUSIA'sWrittenSupervisoryProceduresandwillbetestedforconsistencywiththeclient'sfinancialgoalsandobjectivesasoutlinedinthesupportingdocumentationprovidedbytheclient,includingattimeofacceptanceasanadvisoryclient.ThisdocumentationfrequentlyincludesadetailedInvestmentPolicyStatementadoptedbytheclientandprovidedtoUSIAforpurposesofformulatinginvestmentadvice.

Inaddition,forcertainclientssubjecttoERISAwhereUSIAassumesaFiduciaryrolewithrespecttoitsinvestmentadvice,totalrevenuereceivedbyaffiliatesforsecuritiesrecommendationsofMr.CrossissubjecttoareconciliationprocessthatcapsUSIA’sandMr.Cross’scompensationtonomorethantheadvisoryfeesquotedtotheclientattheonsetoftheengagement.

OtherCredentials:

Series6(InvestmentCompanyProducts/VariableContractsLimitedRepresentative) Series63(UniformSecuritiesAgentStateLawExamination)


Mr.MatthewCrossdoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices.


39

Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.MatthewCross.TheadvisoryactivityofMr.MatthewCross,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Cross’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


40

Item1‐CoverPage

RichardHowell

Vice President of Retirement & Investment Services of the Retirement Consulting division of USI Consulting Group

261 Madison Avenue, 5th floor, New York, NY (212)-878-0406

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Richard Howell that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.


Mr.RichardHowell(bornin1960)Education: BA–History–WakeForestUniversity CFP(CERTIFIEDFINANCIALPLANNER™certificant)–ConferredbytheCFPBoard,this

professionaldesignationrequiresindividualstomeetthefollowingrequirements:Bachelor'sdegree(orhigher),CFPCertificationExamination,Threeyearsoffull‐timerelevantpersonalfinancialplanningexperienceisrequired,andCFP®CertificationApplication.CFP®certificationalsorequiresyoutoagreetoadheretoCFPBoard'sCodeofEthicsandProfessionalResponsibility,RulesofConductandFinancialPlanningPracticeStandards,andacknowledgeCFPBoard'srighttoenforcethemthroughitsDisciplinaryRulesandProcedures.


41

BusinessExperience(lastfiveyears): 1990topresent:VicePresidentofRetirement&InvestmentServicesofthe

RetirementConsultingdivisionofUSIConsultingGroup




ThefirmdoesnotperceiveaconflictofinterestinMr.RichardHowell’srole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides. Item5‐AdditionalCompensation

Mr.RichardHowelldoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.RichardHowell.TheadvisoryactivityofMr.RichardHowell,includingtheinvestmentadvicethatheprovides(whichisgenerallylimitedtodiscussionsregardingoverallinvestmentflexibilityandthenatureofvariousinvestmentplatforms),isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Howell’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBrunoat(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


42

Item1‐CoverPage

SarahBruno

Director of Operations & Chief Compliance Officer

95 Glastonbury Blvd. Suite 102, Glastonbury CT 06033

(860) 368-2929

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mrs. Sarah Bruno that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mrs. Sarah Bruno is available on the SEC’s website at www.adviserinfo.sec.gov.


Mrs.SarahBruno(bornin1983)Education: BA–Mathematics–CentralConnecticutStateUniversity CertifiedFundSpecialist–(CFS)ConferredbytheInstituteofBusinessandFinance,

thisprofessionaldesignationrequiresindividualstomeetthefollowingrequirements:Abachelor'sdegree,or1yearoffinancialservicesworkexperience,thecandidatemustcompleteaSelfStudyProgram(6modules),threeexamsandacasestudy

Series66(UniformCombinedStateLawExamination)


43

BusinessExperience(lastfiveyears): 2017topresent:DirectorofOperations&ChiefComplianceOfficeratUSIAdvisors,

Inc. 2015to2017:OperationsManager&ChiefComplianceOfficeratUSIAdvisors,Inc. 2010to2015:InvestmentAnalyst,TeamLeader,andChiefComplianceOfficeratUSI

Advisors,Inc. 2007to2010:InvestmentAnalystandTeamLeaderatUSIAdvisors,Inc. 2006to2007:InvestmentAnalystatUSIAdvisors,Inc.




Mrs.SarahBrunoisaregisteredrepresentativeofUSISecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPCaffiliatedwithUSIAdvisors,Inc.).ThefirmdoesnotperceiveaconflictofinterestinMrs.SarahBrunoholdingthisrole:assheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

OtherCredentials: Series7(GeneralSecuritiesRepresentative)

Mrs.SarahBrunoalsoservesontheSchwabRetirementBusinessServicesAdvisoryBoard(the“Board”).USIAdvisorsInc.mayrecommendthatitsemployeebenefitplansponsorclientsestablishaccountswithCharlesSchwab&Co.,Inc.and/orCharlesSchwabBank(collectively“Schwab”)tomaintaincustodyoftheemployeebenefitplansponsorclients’employeebenefitplans’assetsandeffecttradesfortheaccountsestablishedatSchwabforsuchplans.Further,CharlesSchwabBankmayalsoserveasdirectedtrusteeforanemployeebenefitplan’sassets.TheBoardconsistsofapproximately21representativesofindependentinvestmentadvisoryorindependentrecordkeepingfirmswhohavebeeninvitedbySchwabmanagementtoparticipateinmeetingsanddiscussionsofSchwabRetirementBusinessServices’,servicesforindependentinvestmentadvisoryand/orrecordkeepingfirmsandtheiremployeebenefitplansponsorclients.Boardmembersserveforthree‐yearterms.Mrs.Bruno’stermends3/1/2020.BoardmembersenternondisclosureagreementswithSchwabunderwhichtheyagreenottodiscloseconfidentialinformationsharedwiththem.ThisinformationgenerallydoesnotincludematerialnonpublicinformationabouttheCharlesSchwabCorporation,whosecommonstockislistedfortradingontheNewYorkStockExchangeandtheNASDAQstockmarket(symbolSCHW).TheBoardmeetsinpersonapproximatelytwiceperyearandhasperiodicconferencecalls


44

scheduledasneeded.BoardmembersarenotcompensatedbySchwabfortheirservice,butSchwabdoespayfororreimburseBoardmembers’travel,lodging,mealsandotherincidentalexpensesincurredinattendingBoardmeetings. Item5‐AdditionalCompensation

Mrs.SarahBrunodoesnotreceiveanyadditionaleconomicbenefitfromthirdpartiesforprovidingadvisoryservices. Item6‐Supervision

USIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMrs.SarahBruno.TheadvisoryactivityofMrs.SarahBruno,includingtheinvestmentadvicethatsheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).


45

tem1‐CoverPage

JamesFrits

Sales Executive, Executive Vice President

601 Union Street, Suite 1000, Seattle, WA 98101

(206) 441-6300

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. James Frits that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. James Frits is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperienceJamesFritsYearofBirth:1967Education:BachelorofArtsinEconomicsandAccountingfromClaremontMcKennaCollege,MBAinFinancefromUniversityofOregonBusinessbackground:

2017toPresent:InvestmentAdviserRepresentative–USIAdvisors,Inc.2003to2017:InvestmentAdviserRepresentative–Kibble&PrenticeHoldingCompany(dbaUSIKibble&Prentice)


46

Item3‐DisciplinaryInformationUSIAdvisorsisrequiredtodiscloseallmaterialfactsregardinganylegalordisciplinaryeventsthatwouldbematerialaclient’sevaluationofeachsupervisedpersonprovidinginvestmentadvice.NoinformationisapplicabletothisItem.

Item4‐OtherBusinessActivitiesUSIAdvisorsisrequiredtodiscloseanyoutsidebusinessactivitiesoroccupationforcompensationthatcouldpotentiallycreateaconflictofinterestwithclients.JamesFritsiscurrentlyadditionallyregisteredasaninvestmentadvisorrepresentativeforColumbiaPacificWealthManagement.ThisisalegacyadvisoryrolestemmingfromapriorbusinesslinewithinUSI,providinginvestmentadvisoryservicestoindividualhighnetworthclients.JamesFritsisnotacceptinganynewindividualinvestmentadvisoryclientsinthisrole.GiventhisroleisstaticandintendedtohelpservicethoseexistingclientswithnoconnectiontoUSIAdvisors,webelievetherearenoperceivedconflictsofinterestfromthisoutsidebusinessactivity

Item5‐AdditionalCompensationJamesFritsdoesnotreceiveeconomicbenefitsforprovidingAdvisoryservices,otherthantheregularsalarypaidbyUSIAdvisors.

Item6‐SupervisionUSIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.JamesFrits.TheadvisoryactivityofMr.JamesFrits,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Frits’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBruno(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


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Item1‐CoverPage

DallasOtter

Sales Executive, Executive Vice President


(206) 441-6300

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Dallas Otter that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Dallas Otter is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperienceDallasOtterYearofBirth:1958Education:AttendedHumboldtStateCollegeandBellevueCommunityCollege.Businessbackground:

2017toPresent:InvestmentAdviserRepresentative–USIAdvisors,Inc.2003toPresent:InsuranceAgent–Kibble&PrenticeHoldingCompany(dbaUSIKibble&Prentice)2003to2017:InvestmentAdviserRepresentative–Kibble&PrenticeHoldingCompany(dbaUSIKibble&Prentice)


48


Item4‐OtherBusinessActivitiesMr.DallasOtterisaregisteredrepresentativeofMHoldingsSecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPC).ThefirmdoesnotperceiveaconflictofinterestinMr.DallasOtterholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

Item5‐AdditionalCompensationDallasOtterdoesnotreceiveeconomicbenefitsforprovidingAdvisoryservices,otherthantheregularsalarypaidbyUSIAdvisors.

Item6‐SupervisionUSIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.DallasOtter.TheadvisoryactivityofMr.DallasOtter,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Otter’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBruno(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


49

Item1‐CoverPage

KyleRussell,AIF®

Sales Executive, Vice President


(206) 441-6300

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Kyle Russell that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Kyle Russell is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperienceKyleRussellYearofBirth:1970Education:AssociateofArtsfromHighlineCommunityCollege.Certifications:

ACCREDITEDINVESTMENTFIDUCIARY®ACCREDITEDINVESTMENTFIDUCIARY®andAIF®arefederally‐registeredprofessionalcertificationmarksgrantedbytheCenterforFiduciaryStudies,LLC,aFiduciary360(fi306)company.AnAccreditedInvestmentFiduciarycertificantmustdemonstratespecializedknowledgeoffiduciarystandardsofcareintheinvestmentmanagementprocess.ToattaintherighttousetheAIF®marks,anindividualmustsatisfactorilyfulfillthefollowingrequirements:


50

Education–Completeacourseofstudyaddressingprudentpracticesforinvestmentfiduciaries

Examination–Passthecomprehensive,closed‐bookexamination,whichincludespracticalknowledgequestionsoveravarietyoftopicsrelatedtofiduciaryrules

Ethics–AgreetocomplywiththeAIF®CodeofEthics,whichisannuallyrenewed ContinuingEducation–Complete6hoursofcontinuingeducationannually

TolearnmoreabouttheAIF®designation,visitwww.fi360.com.Businessbackground:



Item4‐OtherBusinessActivitiesMr.KyleRussellisaregisteredrepresentativeofMHoldingsSecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPC).ThefirmdoesnotperceiveaconflictofinterestinMr.KyleRussellholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

Item5‐AdditionalCompensationKyleRusselldoesnotreceiveeconomicbenefitsforprovidingAdvisoryservices,otherthantheregularsalarypaidbyUSIAdvisors.

Item6‐SupervisionUSIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.KyleRussell.TheadvisoryactivityofMr.KyleRussell,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.Russell’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBruno(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,procedures


51

andprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


52

Item1‐CoverPage

MichaelvanderVelden,AIF®

Sales Executive, Senior Vice President


(206) 441-6300

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Michael van der Velden that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Michael van der Velden is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperienceMichaelvanderVeldenYearofBirth:1964Education:BachelorofArtsinFinanceandEconomicsfromUniversityofNotreDame.Certifications:



53







Item4‐OtherBusinessActivitiesMr.MichaelvanderVeldenisaregisteredrepresentativeofMHoldingsSecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPC).ThefirmdoesnotperceiveaconflictofinterestinMr.MichaelvanderVeldenholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

Item5‐AdditionalCompensationMichaelvanderVeldendoesnotreceiveeconomicbenefitsforprovidingAdvisoryservices,otherthantheregularsalarypaidbyUSIAdvisors.

Item6‐SupervisionUSIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.MichaelvanderVelden.TheadvisoryactivityofMr.MichaelvanderVelden,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.vanderVelden’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBruno(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,


54

proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


55

Item1‐CoverPage

TruongTang,AIF®

Assistant Vice President


(206) 441-6300

-----

USIAdvisors,Inc.


860‐633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Truong Tang that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Truong Tang is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperienceTruongTangYearofBirth:1977Education:BachelorofArtsinEconomicsfromKnoxCollege.Certifications:



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2017toPresent:InvestmentAdviserRepresentativeandAsstVicePresident–USIAdvisors,Inc.2015toPresent:InsuranceAgent–Kibble&PrenticeHoldingCompany(dbaUSIKibble&Prentice)2001to2017:InvestmentAdviserRepresentative–Kibble&PrenticeHoldingCompany(dbaUSIKibble&Prentice)2006to2015:InvestmentConsultantandInsuranceAgent–Kibble&PrenticeHoldingCompany(dbaKibble&Prentice,aUSICompany)


Item4‐OtherBusinessActivitiesUSIAdvisorsisrequiredtodiscloseanyoutsidebusinessactivitiesoroccupationforcompensationthatcouldpotentiallycreateaconflictofinterestwithclients.TruongTangisnotactivelyengagedinanysuchactivities.

Item5‐AdditionalCompensationTruongTangdoesnotreceiveeconomicbenefitsforprovidingAdvisoryservices,otherthantheregularsalarypaidbyUSIAdvisors.

Item6‐SupervisionUSIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.TruongTang.TheadvisoryactivityofMr.TruongTang,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.TruongTang’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBruno(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.


57

Item1‐CoverPage

MatthewPearson

Sales Executive


(206) 441-6300

-----

USIAdvisors,Inc.


(860)633‐5283

May1st,2017

This Brochure Supplement provides information about Mr. Matthew Pearson that supplements the USI Advisors, Inc. Brochure. You should have received a copy of that Brochure. Please contact Sarah Bruno at (860) 368-2929 if you did not receive USI Advisors, Inc.’s (“USI Advisors”) Brochure or if you have any questions about the contents of this supplement.

Additional information about Mr. Michael van der Velden is available on the SEC’s website at www.adviserinfo.sec.gov.

Item2‐EducationalBackgroundandBusinessExperienceMatthewPearsonYearofBirth:1988Education:BachelorofArtsinInternationalBusiness/EconomicsfromWesternWashingtonUniversity.Businessbackground:

2017toPresent:InvestmentAdviserRepresentative–USIAdvisors,Inc.2015toPresent:InsuranceAgent–Kibble&PrenticeHoldingCompany(dbaUSIKibble&Prentice)2014to2015:SalesAgent–NorthwesternMutualLifeInsuranceCo.


58


Item4‐OtherBusinessActivitiesMr.MatthewPearsonisaregisteredrepresentativeofMHoldingsSecurities,Inc.(asecuritiesbroker‐dealerMemberFINRA/SIPC).ThefirmdoesnotperceiveaconflictofinterestinMr.MatthewPearsonholdingthisrole:asheisasalariedemployee,doesnothaveproductorrevenuerelatedsalesgoals,andisnotcompensatedbaseduponcommissionsorrevenuegeneratedthroughtheimplementationoftheinvestmentadvicethatheprovides.

Item5‐AdditionalCompensationMatthewPearsondoesnotreceiveeconomicbenefitsforprovidingAdvisoryservices,otherthantheregularsalarypaidbyUSIAdvisors.

Item6‐SupervisionUSIAdvisors,Inc.isresponsiblefortheoversightofallofitssupervisedpersons,includingMr.MatthewPearson.TheadvisoryactivityofMr.MatthewPearson,includingtheinvestmentadvicethatheprovides,isreviewed,onanongoingbasisand(whenpossible)priortodissemination,bythePresidentofUSIAdvisors,Inc.(Mr.MichaelWelz,860‐368‐2908).Additionally,thefirmreviewsMr.MatthewPearson’sactivitiesaspartofanannualfirminternalexamination.Thisexaminationisconductedbythefirm’sChiefComplianceOfficer(SarahBruno(860)368‐2929).TheCCOassessestheadequacyofthefirm’spolicies,proceduresandprotocolsand,onanongoingbasis,evaluateswhethereachsupervisedpersonisincompliancewithboththefirm’sWrittenSupervisoryProceduresanditsCodeofEthics.

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