vancouver condos boom, toronto suburbs swoon in 'fickle...

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KAREENA KAPOOR KHAN SONAKSHI SINHA SANA KHAN PRIYANKA CHOPRA Mazda preps next Mazda3 with Skyactiv-X engine for L.A. debut RASHMI DESAI The connection between breakfast and diabetes MEGHAN OPTED FOR A STRIKING FLORAL DRESS BY SELF PORTRAIT, SHE TEAMED A KHAKI TRENCH WITH BLACK SEPARATES AND WENT BOHO WITH A FLORAL MAXI. MEGHAN MARKLE ACES HER MATERNITY STYLE Vancouver Condos Boom, Toronto Suburbs Swoon In 'Fickle' Housing Market A new study from realtor Century 21 breaks down house prices in Canada per square foot and neighbourhood by neighbourhood, and what it finds is a seriously unpredictable market over the past year, with a few tremendous winners ... and some losers. "Trends in real estate prices per square foot have been fickle for the last year — soft in some cities but stable in others, even varying from suburb to suburb in some cases," Century 21 Canada said in its report. "The trend of fluctuating prices has very likely only increased further since our cut-off for data earlier this summer," ex- ecutive vice-president Brian Rushton said. While Vancouver's housing market went into serious slowdown mode over the course of this year, condo prices in the city's downtown core have soared, up by nearly 40 per cent in a year, Century 21's survey found. That makes downtown Vancouver the most expensive real estate mar- ket in Canada, at $1,345 per square foot. Market experts say seriously unaffordable detached home prices in Toronto and Vancouver have pushed more people into the condo market, pushing up prices even as single-family home sales slow. After a weak start to the year, Toronto's housing market is showing signs of stabilizing, but Century 21's data some low-rise suburbs have seen major price declines, particularly those north of the city. Markham and Richmond hill have seen house prices per square foot drop by about 24 per cent, while prices in Vaughan dropped 17.7 per cent. In essence, these markets have given back much of the gains they made during the frenzy of 2016 and early 2017. It's a completely different story in downtown Toronto, where condo prices jumped 10.3 per cent in a year. At $903 per square foot, a minuscule 400-square-foot studio apartment will now run you around $360,000. TOKYO -- Mazda will pull the curtains on the next-generation Mazda3 small car — and most popular vehicle in Canada last year — at this month's Los Angeles Auto Show, kicking off a new era of performance-oriented vehicle platforms and Skyactiv-X drivetrains, all wrapped in a voluptuous new de- sign language. The sedan and hatchback versions of the Mazda3 are ex- pected to be on the stand. A teaser shot released Thursday by Mazda Motor Corp. offers glimpses of both, with their rounded bodywork showcasing the reinterpreted vibe of the brand's Kodo design look. But the Mazda3 embodies more than just new styling. The compact car is the leadoff nameplate for an entirely re-engineered vehicle architecture that the Japanese carmaker promises will weigh less, cost less and deliver a quieter ride with crisper handling and better rigidity. The Mazda3 also re- ceives a new engine -- dubbed Skyactiv-X -- which Mazda says combines the best traits of diesel and gasoline engines for ultraclean power. Using a technology called spark-controlled compression ignition, it aims to improve both performance and fuel economy. Mazda CEO Akira Marumoto, talking about the car here ahead of its unveil- ing, said the strategy is to mate the Skyactiv-X engine to a mild-hybrid sys- tem. Marshaling the electric motor's power-assist ability will ensure linear acceleration and spirited driving, Marumoto said. NEW DELHI: You have heard that breakfast is the most important meal of the day. Breakfast, as the name implies, is to break the fast between dinner and lunch. It is well-established that star ting the day with a wholesome breakfast can benefit everyone. If you have type 2 diabetes (T2D), breakfast is necessary and it can have real benefits. Do you think that skipping breakfast can help manage your blood glucose better? Researchers say the opposite is true. In a study, 22 people who controlled their T2D with diet alone or diet plus metformin were studied on two different days. On one, they ate three identical meals for breakfast, lunch and dinner. On the other, they ate only lunch and dinner. On the days they skipped breakfast, their peak blood glucose was 36.8% higher after lunch and 26.6% higher after dinner than on the days they ate breakfast. An- other study highlighted that a high-energy intake breakfast of around 700 kcals (vs a low energy breakfast of 200 kcals) decreased the overall high blood sugar (hyperglycaemia) in T2D patients over the entire day. It has been established that better management of blood sugar has been associated with preventing complications of diabetes. Regular consumption of breakfast is potentially important for preventing T2D. A recent study tested 17 healthy adults on three separate days: Once when they skipped breakfast, when they had three regular meals and once when they skipped dinner. Skipping breakfast led to higher glucose concentrations after lunch than skipping dinner.

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Page 1: Vancouver Condos Boom, Toronto Suburbs Swoon In 'Fickle ...southasiandaily.com/wp-content/uploads/2018/11/25-36_-1.pdfMIDWEEK NEWS WEEKLY MidWeek 27 TUESDAY, ATUESDAY, NOVEMUGUST 28,

KAREENA KAPOOR KHAN SONAKSHI SINHASANA KHANPRIYANKA CHOPRA

Mazda preps next Mazda3 withSkyactiv-X engine for L.A. debut

RASHMI DESAI

The connection between breakfast and diabetes

MEGHAN OPTED FOR A STRIKING FLORAL DRESS BY SELF PORTRAIT, SHE TEAMED A KHAKI TRENCH WITH BLACK SEPARATES ANDWENT BOHO WITH A FLORAL MAXI.

MEGHAN MARKLE ACES HER MATERNITY STYLE

Vancouver Condos Boom, Toronto SuburbsSwoon In 'Fickle' Housing Market

A new study from realtor Century 21 breaks down house pricesin Canada per square foot and neighbourhood byneighbourhood, and what it finds is a seriously unpredictable

market over the past year, with a few tremendous winners ... andsome losers. "Trends in real estate prices per square foot have beenfickle for the last year — soft in some cities but stable in others, evenvarying from suburb to suburb in some cases," Century 21 Canadasaid in its repor t. "The trend of fluctuating prices has very likely onlyincreased fur ther since our cut-off for data earlier this summer," ex-ecutive vice-president Brian Rushton said.While Vancouver's housing market went into serious slowdown modeover the course of this year, condo prices in the city's downtown core havesoared, up by nearly 40 per cent in a year, Century 21's survey found.That makes downtown Vancouver the most expensive real estate mar-ket in Canada, at $1,345 per square foot.Market exper ts say seriously unaffordable detached home prices inToronto and Vancouver have pushed more people into the condomarket, pushing up prices even as single-family home sales slow.After a weak star t to the year, Toronto's housing market is showingsigns of stabilizing, but Century 21's data some low-rise suburbs haveseen major price declines, par ticularly those north of the city.Markham and Richmond hill have seen house prices per square foot

drop by about 24 per cent, while prices in Vaughan dropped 17.7 percent. In essence, these markets have given back much of the gainsthey made during the frenzy of 2016 and early 2017.It's a completely different story in downtown Toronto, where condoprices jumped 10.3 per cent in a year. At $903 per square foot, a minuscule400-square-foot studio apar tment will now run you around $360,000.

TOKYO -- Mazda will pull the curtains on the next-generation Mazda3 smallcar — and most popular vehicle in Canada last year — at this month's LosAngeles Auto Show, kicking off a new era of performance-oriented vehicleplatforms and Skyactiv-X drivetrains, all wrapped in a voluptuous new de-sign language. The sedan and hatchback versions of the Mazda3 are ex-pected to be on the stand. A teaser shot released Thursday by Mazda MotorCorp. offers glimpses of both, with their rounded bodywork showcasing thereinterpreted vibe of the brand's Kodo design look.But the Mazda3 embodies more than just new styling. The compact car isthe leadoff nameplate for an entirely re-engineered vehicle architecture thatthe Japanese carmaker promises will weigh less, cost less and deliver aquieter ride with crisper handling and better rigidity. The Mazda3 also re-ceives a new engine -- dubbed Skyactiv-X -- which Mazda says combinesthe best traits of diesel and gasoline engines for ultraclean power. Using atechnology called spark-controlled compression ignition, it aims to improveboth performance and fuel economy.Mazda CEO Akira Marumoto, talking about the car here ahead of its unveil-ing, said the strategy is to mate the Skyactiv-X engine to a mild-hybrid sys-tem. Marshaling the electric motor's power-assist ability will ensure linearacceleration and spirited driving, Marumoto said.

NEW DELHI: You have heard that breakfast is the most impor tant mealof the day. Breakfast, as the name implies, is to break the fast between dinner andlunch. It is well-established that star ting the day with a wholesome breakfast canbenefit everyone. If you have type 2 diabetes (T2D), breakfast is necessary and itcan have real benefits. Do you think that skipping breakfast can help manage yourblood glucose better? Researchers say the opposite is true. In a study, 22 peoplewho controlled their T2D with diet alone or diet plus metformin were studied ontwo different days. On one, they ate three identical meals for breakfast, lunch anddinner. On the other, they ate only lunch and dinner. On the days they skippedbreakfast, their peak blood glucose was 36.8% higher af ter lunch and26.6% higher af ter dinner than on the days they ate breakfast. An-other study highlighted that a high-energy intake breakfast of around700 kcals (vs a low energy breakfast of 200 kcals) decreased theoverall high blood sugar (hyperglycaemia) in T2D patients over the entire day. Ithas been established that better management of blood sugar has been associatedwith preventing complications of diabetes. Regular consumption of breakfast ispotentially important for preventing T2D. A recent study tested 17 healthy adultson three separate days: Once when they skipped breakfast, when they had threeregular meals and once when they skipped dinner. Skipping breakfast led to higherglucose concentrations after lunch than skipping dinner.

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5 POCKET FRIENDLY AND CREATIVEIDEAS FOR A ROMANTIC DATE

‘Special offers in the city, moviemarathons and long walks are justsome innovative ideas to spend timewith that special someone withoutspending too much money.

There are times when you want to take your par tner out and visitall the happening joints in the city, but your wallet smiles backat you as if saying, “Better luck next time!” Worry not. You can

still have a great time without spending a lot of money. At the sametime, your par tner shall appreciate the fact that you can get so cre-ative with how you want to spend time with them. Here are a list offive things you can do on a date without making your wallet light:Long drivesWe’re assuming you know your partner’s favourite songs and theirchoice in music. Curate a playlist for them and play it while you driveto a nice spot outside the city, or maybe somewhere quiet and roman-tic within the city itself.Movie marathonTake a bowl and fill it up with the names with some of your favourite moviesalong with theirs. Pick a chit and kick off your movie marathon!Keep some beers to chill in the fridge and make a nice home madepizza and you’re all set for the night!Picnic timeWhen was the last time you went for a picnic to the nearby park?Make some snacks at home, pack the drinks and carry your badmin-ton rackets or a frisbee. Not only does this cost no money, at the

same time you get to go outdoors and play some spor ts.PuzzlesThe last time you solved a puzzle was probably way back in juniorschool. Well, somethings never go out of fashion.Once you’re done solving it, it’s not a bad idea to even stick it up on the wall as areminder of the time you spent together doing this activity!Special offersYou can still go out for a movie and have a wholesome dinner at arestaurant without spending lots of money. Confused? Well, there arealways special offers on various websites which you can check out.Certain movie theatres sell tickets at half the price or even less on specific days ofthe week. Similarly, many restaurants all over the city have discountsor a special offer going on which you could avail of.

UN TO LAUNCH PROJECT TO INVENTORY INDIA’S

INTANGIBLE HERITAGEConcerned over the “disappearance” of many intangible legacy of India overtime, the UN will soon launch a project on creating an “inventory” of ar tforms, craftsmanship and other intangible cultural heritage of the country.UN Resident Coordinator in India Yuri Afanasiev said the “wiki-styled project”involving multiple stakeholders is planned to be executed, among other means,through “crowd-sourcing”. “India is endowed with not just with wealth oficonic monuments and landmarks and built heritage, but also home to count-less intangible cultural heritage, like folk music, art forms, textile design,craftsmanship,” he said.But, a number of these intangible cultural heritage are “disappearing” on adaily basis and it “pains me”, the UN official said. “We at UN India, areworking on a project that will seek to create an inventory of intangible culturalheritage. We will take help of crowd-sourcing as well,” said Afanasiev.On October 24, the United Nations had dedicated its iconic campus here toIndia’s cultural heritage as its office in New Delhi marked the UN Day with adazzling display of the country’s tangible and intangible cultural heritage. Atotal of 13 intangible cultural heritage elements from India have been in-scribed till date on the UNESCO’s Representative List of the Intangible Cul-

tural Heritage of Humanity.These include the Kumbh Mela, Novruz, Tradition of Vedic chanting, Ramlila,Kutiyattam, Sanskrit theatre; Ramman, religious festival and ritual theatre ofthe Garhwal Himalayas; Kalbelia folk songs and dances of Rajasthan; andChhau dance. “A simple tradition of producing handcrafted sarees in a smalltown, a folk song in a village in a corner of the country, a recipe crafted bysomeone’s mother or grandmother, which may be disappearing because thenext generation has migrated to other, big cities,” he said.“And, this project, tentatively dubbed — a snapshot inventory of intangiblecultural heritage — seeks to capture them in a capsule of sor ts, for theposterity. So, it could be documenting the sounds, sights, techniques, styles,though photographs or other audio-visual medium,” Afanasiev said.He said the project duration will span a year. He also said UN, besidesengaging with its own agencies like UNESCO and UNDP, will also collaboratewith several ministries, such as the ministry of culture and ministry of tex-tiles. On UN Day, Afanasiev had hailed India’s cultural diversity, saying, “Ipersonally have a love affair with India, its rich taste, colours, sounds, smellsand food.”

5 THINGS THAT HAPPEN TOYOUR BODY IF YOU DON’TDRINK ENOUGH WATERNEW DELHI: You probably know that water is très im-por tant for all healthy life function. In fact, about 60% ofyour body is made up of water. For it to continue to func-tion properly, it’s crucial that you consume enough wa-ter on a daily basis. “Hydration is key to helping all theorgans in our system work efficiently,” says Dr SanjayAggarwal, a general physician at Holistic HealthcareCentre in Delhi.Just as hydration helps everything run smoothly, dehy-dration — which occurs when you’re taking in less fluidthan you’re using or losing — can lead to all sor ts ofbreakdowns in bodily processes. So, how much shouldyou be drinking? Anupam Dey, a Kolkata-based dieti-cian, says the average person should drink about twolitres of water a day, and more in high temperatures or ifyou’re par ticularly active. “Dehydration can be causedby drinking less than that, but also by things like diar-rhea, vomiting, fevers, excessive sweating, and in-creased urination,” says Dey.But what actually happens to your body when you reachthe point of dehydration? Read on for five possible symp-toms and complications:You’re constipatedAn imbalance of fluids can affect your digestive system.“We tend to think of fibre as the primary solution to con-stipation, but water is equally impor tant. Fibre helps topull out toxins in the gut system, but those toxins can’texit our system without being flushed out, and for thatwe need water,” says Dey.Your skin gets irritatedIf your body isn’t getting enough water, the effects canalso show on your skin. Dr Aggarwal says dry skin,which lacks oil, is different from dehydrated skin, whichlacks water. However, there are some similar symp-toms, par ticularly flakiness, itchiness, sensitivity, tight-ness, and dullness. According to Dr Aggarwal, dehy-drated skin can also be prone to breakouts.You’re more likely to experience a bladder, kidney, orurinary tract infectionKidneys and water have a sor t of symbiotic relation-ship. Dr Aggarwal says the kidneys work to regulateyour body’s water balance, but they also flush out thewaste from your bloodstream and along with your liver,they act your “body’s natural filtration system.” Theyneed water to work properly, and if they don’t have enoughto do their job, you could wind up with bladder and uri-nary infections. “In addition, the mineral and salt depos-its that naturally accumulate in your kidney require wa-ter to break down. Without it, those deposits can turninto very painful kidney stones,” says Dr Aggarwal.

CAN WEIGHT LOSS SURGERYPREVENT WOMB CANCER?NEW DELHI: Weight loss surgery for obese women couldprevent womb cancer, suggests a study.The research, led by University of Manchester andSalford Royal scientists, is published in the Internationaljournal of Cancer. The study found that the precanceroustissue - in the womb of women who had gastric sleeveor bypass surgery for obesity - reverted to normal tissue whenthey lost weight. Doctors have long known that womb cancer iscaused by obesity, however, until now, the effect of losing weighton precancerous changes in the womb has been poorly studied.Seventy-two women with an average BMI of over 50 - consideredto be super obese - had biopsies taken from their wombsduring gastric sleeve or bypass surgery. Of the 72,four were found to have womb cancer, which wastreated by hysterectomy. A fur ther six patients hadatypical endometrial hyperplasia, a precancerouscondition that causes the overgrowth of cells in the womb.Of the six women with endometrial hyperplasia, three hadno signs of the condition when re-tested at eight weeks, afterlosing around three stone in weight.The remaining three were treated by a Mirena coil, which re-leases the hormone progesterone into the womb andreverses precancerous changes. Two were shown to befree of the condition after six months.

ZIKA VIRUS KILLS TWO IN MADHYA PRADESH, 84 AFFECTED IN STATE

‘Two persons who tested positive for theZika virus died over the past week, asthe number of positive cases inMadhya Pradesh climbed to 84. Statehealth department officials familiarwith the matter, however, said onSaturday that the deaths were notbecause of the virus but other diseases.

Two persons who tested positive for the Zika virus died overthe past week, as the number of positive cases in MadhyaPradesh climbed to 84. State health depar tment officialsfamiliar with the matter, however, said on Saturday that thedeaths were not because of the virus but other diseases.Of the two deaths, the first was of a 21-year-old man onTuesday night. The second was of a 19-year -old woman onThursday, the officials said. But they refused to disclose

where exactly the deaths had taken place to prevent thespread of panic.“The deaths were not due to Zika virus. A 21-year-old mandied as he was suffering from Japanese encephalitis while ayoung woman died as she was infected with diabetesmellitus. It is incidental that they also tested positive for Zikavirus,” said Dr Himanshu Jayswar, the official spokespersonfor the depar tment of health, Madhya Pradesh.The officials, however, conceded that the vir us was spreadingand 84 people, including 17 pregnant women, had testedpositive over the last 10 days.The affected areas include Sironj in Vidisha district, a villagein Sehore, three localities in Bhopal and a locality in Sagar,they said, refusing to give fur ther details.“The sudden outbreak happened in these areas. Healthdepar tment teams are working 24x7 to contain the virus. Weare hoping that it would be controlled in three or four days,”Dr Jayswar said.On Saturday, about 200 people across the state were testedfor the virus on the suspicion that they might be infected, theofficials said.“Three patients first tested positive for the Zika virus onNovember 1. In 10 days, the numbers have increased to 84.In Madhya Pradesh, testing facility is available only at AIIMS

Bhopal. Many people in the affected areas are complainingof rashes on their body, fever and redness in the eye but dueto infrastructure constraints, the testing process is veryslow,” said a health official who is not authorised to speak tothe media.Officials of the emergency medical relief wing of the Direc-torate of General Health Services, Delhi, are camping in theaffected areas. The health depar tment has called a meetingon Sunday and chief minister Shivraj Singh Chouhan willchair it, an official said.

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7215 Goreway Drive Suite 2D03Westwood Square (Upper level near food cour t), Mississauga ON L4T 0B4

TEL: 905-956-2174TICO No. 50023652

High heels can cause majorjoint problems: AIIMS expert

NEW DELHI: Wearing stilettos or pencil heels might befashionable but it can have an adverse affect on health,especially bones, and may lead to major health hazardslike degenerative ar thritis — also called osteoarthritis.According to Uma Kumar, HOD, Rheumatology, All IndiaInstitute of Medical Sciences (AIIMS), wearing high heelsevery day for long hours can lead to cumulative damage ofbones and emerge as a leading cause for ar thritis.Osteoar thritis, one of the most common chronic and long-lasting joint condition, is caused by joint damage wherethe car tilage breaks down, causing the bones within thejoint to rub together. This leads to pain, stiffness andother issues."Women, especially those who are below 40, are coming toAIIMS with such joint pain-related issues caused due towearing of high heels. If ignored, these may lead to severehealth problems which might need surgery to be cured,"Uma Kumar told IANS.High heels cause unequal weight distribution on the footbones, exposing those areas of joints to bear weight whichare normally not designed to do so. This results in painfulfoot conditions like bunions and meta-tarsalgias — alsoknown as fore-foot pain, she said."Wearing heels generates pressure on knees and toes andthey star t aching if heels are worn for too long. The calfmuscle is also stressed continuously," she added.Besides ar thritis, wearing high heels also increases riskfor nerve pull, back pain, waist pain and knee pain.Early symptoms of osteoar thritis include pain in joints, earlymorning stiffness in feet for more than 30 minutes and swell-ing in feet and back.How to get rid of wrinkles: 5 simple anti-aging tips for younger-looking skin

NEW DELHI: Wrinkles are a natural part of getting older, and there’s no reason todread getting them. Also known as rhytides, they are folds in your skin. As youage, your skin produces less of the proteins collagen and elastin, which makesyour skin thinner. Environmental exposure, dehydration, and toxins can all makeyour face more likely to develop pronounced wrinkles.But if you’re especially concerned about your skin’s appearance asyou grow older, you may want to speak to a dermatologist.“If you’ve engaged in lifestyle habits, such as, smoking or excessivedrinking, you should be par ticularly vigilant of your skin’s appear-ance, as you may be at risk for skin cancer,” says Dr Amitabh Kumar,

skin specialist, Max Hospital, Delhi.If you would like to slow the signs of aging on your face, these aresome natural ways to do so:1. Limit your sugar intakeThe medical community continues to learn more about how sugarconsumption can affect your health. Sugar in your body sets off aprocess called glycation, and advanced glycation end products (called AGEs)are no good for your skin. “AGEs break down the collagen in your body and, overtime, can make you look older. AGEs have also been linked to food preparationmethods such as grilling and frying (as opposed to baking and boiling). Limitingyour intake of sugar and oil-rich foods will help your face retain its youthful shape,”says Dr Kumar.2. Cut out smokingSmoking is bad for your health for lots of reasons, but many people don’t knowthat it can age your face prematurely. One fascinating study by the AmericanSociety of Plastic Surgeons compared the faces of 79 pairs of identical twinsin which one had a smoking habit and the other one didn’t. The strikingdifferences in their ages made it clear that smoking does affect the conditionof the skin on your face. “Even being around secondhand smoke can in-crease your risk for many cancers and other diseases, and it may hurt yourskin as well,” says Dr Sanjay Aggarwal, a general physician at HolisticHealthcare Centre in Delhi.3. Wear sunscreenMost people know that wearing sunscreen with a sun protection fac-tor (SPF) over 30 can help prevent skin cancer. A 2013 study in theAnnals of Internal Medicine found that sunscreen also helped delaythe signs of aging. “While you probably already wear a sunscreen forwork, wearing a moisturising sunscreen on your face each day is ahabit that will benefit your skin health long-term,” says Dr Kumar.

STATES NEED TO THINK AGAIN ON THE GREEN DRIVE

TO CURB MALNUTRITION

‘Plantation drives should includeplants that will never become trees,but will fight malnutrition. Smartcities, in fact, must grow locallyappropriate species across theirgreening plans. But to give India’schildren the nutrition they deserve,the Ayush ministry will need supportfrom panchayats, urban local bodiesand all manners of actors you’d neverassociate with food.

To curb malnutrition, the ministry of ayurveda, yoga and naturopa-thy, unani, siddha and homoeopathy (Ayush) plans to promote desisuper foods, as repor ted by this paper on November 10.These superfoods include ashwagandha, drumstick, amla, haldi, giloyand dry ginger. This initiative of the Ayush ministry is laudable.One challenge will be to make them accessible to everyone at low

cost, with public awareness. To do this, local governments and smar tcities have to rethink what greening is.You don’t have to set up plantations, because they of ten have otherecological consequences.Let me offer an example. What stops us from planting moringa (drum-stick) instead of all kinds of ficus (tree) along our roads? In Delhi, dopeople not eat affordable jamuns entirely because someone onceplanted the trees?We know from our experiences that the public, including the poor,forage for foods on trees that are in the public space. Changing whatwe plant in the public domain is one thing and not guarding it likegold is another. Let people take the yield if they want to. Not treatingit thef t is another aspect.Parks too, should mainstream such plants that can be harvested, in-stead of only flowers and ornamental plants.Plantation drives should include plants that will never become trees,but will fight malnutrition. Smar t cities, in fact, must grow locally ap-propriate species across their greening plans. These are the only fewways forward in this direction-- we need many more.But to give India’s children the nutrition they deserve, the Ayush min-istry will need suppor t from panchayats, urban local bodies and allmanners of actors you’d never associate with food.

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WHY FERTILITY RATES ARE FALLING AS

POPULATION SOARS

‘Soaring birth rates in developingnations are fuelling a global babyboom while women in dozens ofricher countries aren’t producingenough children to maintainpopulation levels there, according tofigures released on Friday.

Soaring bir th rates in developing nations are fuelling a global babyboom while women in dozens of richer countries aren’t producingenough children to maintain population levels there, according to fig-ures released on Friday. A global overview of bir th, death and diseaserates evaluating thousands of datasets on a country-by-country basisalso found that hear t disease was now the single leading cause ofdeath worldwide.The Institute for Health Metrics and Evaluation (IHME), set up at theUniversity of Washington by the Bill and Melinda Gates Foundation,used more than 8,000 data sources — more than 600 of them new —to compile one of the most detailed looks at global public health. Theirsources included in-country investigations, social media and open-source material.It found that while the world’s population skyrocketed from 2.6 billionin 1950 to 7.6 billion last year, that growth was deeply uneven accord-ing to region and income. Ninety-one nations, mainly in Europe andNor th and South America, weren’t producing enough children to sus-tain their cur rent populations, according to the IHME study.But in Africa and Asia fer tility rates continued to grow, with the aver-age woman in Niger giving bir th to seven children during her lifetime.Ali Mokdad, professor of Health Metrics Sciences at IHME, told AFPthat the single most impor tant factor in determining population growthwas education.“It is down to socioeconomic factors but it’s a function of a woman’seducation,” he said. “The more a woman is educated, she is spendingmore years in school, she is delaying her pregnancies and so will

have fewer babies.”The IHME found that Cyprus was the least fer tile nation on Ear th, withthe average woman giving bir th just once in her life. By contrast,women in Mali, Chad and Afghanistan have on average more than sixbabies.‘Less mor tality, more disability’The United Nations predicts there will be more than 10 billion humanson the planet by the middle of the century, broadly in line with IHME’sprojection. This raises the question of how many people our worldcan suppor t, known as Ear th’s “carr ying capacity”. Mokdad said thatwhile populations in developing nations continue to rise, so in gen-eral are their economies growing.This typically has a knock-on effect on fer tility rates over time. “InAsia and Africa the population is still increasing and people are mov-ing from pover ty to better income -- unless there are wars or unrest,”he said. “Countries are expected to fare better economically and it’smore likely that fertility there will decline and level out.”Not only are there now billions more of us than 70 years ago, but weare also living longer than ever before. The study, published in TheLancet medical journal, showed male life expectancy had increasedto 71 years from 48 in 1950. Women are now expected to live to 76,compared with 53 in 1950. Living longer brings its own health prob-lems, as we age and deteriorate and place greater burdens on ourhealthcare systems.The IHME said hear t disease was now the leading cause of deathglobally. As recently as 1990, neonatal disorders were the biggestkiller, followed by lung disease and diarr hoea. Uzbekistan, Ukraineand Azerbaijan had the highest death rates from hear t disease, whereas South Korea, Japan and France had among the lowest.“You see less mor tality from infectious diseases as countries getricher, but also more disability as people are living longer,” saidMokdad. He pointed out that although deaths from infectious diseaseslike malaria and tuberculosis are down significantly since 1990, new,non-communicable killers have taken their place. “There are cer tainbehaviours that are leading to an increase in cardiovascular dis-eases and cancer. Obesity is number one -- it is increasing everyyear and our behaviour is contributing to that.”

SINGING MAY REDUCESTRESS, IMPROVE MOODFOR PEOPLE WITHPARKINSON’S DISEASE

Singing may reduce stress and symptoms ofParkinson’s disease, say scientists who found thatthe benefits of musical therapy were similar to tak-ing medication. Researchers from Iowa State Uni-versity in the US measured hear t rate, blood pres-sure and cor tisol levels for 17 par ticipants in a thera-peutic singing group.Par ticipants also repor ted feelings of sadness, anxi-ety, happiness and anger. Data was collected priorto and following a one-hour singing session. “Wesee the improvement every week when they leavesinging group. It’s almost like they have a little pepin their step. We know they’re feeling better andtheir mood is elevated,” said Elizabeth Stegemoller,an assistant professor at Iowa State University.“Some of the symptoms that are improving, such as fingertapping and the gait, don’t always readily respond to medica-tion, but with singing they’re improving,” said Stegemoller.This is one of the first studies to look at how singing affectsheart rate, blood pressure and cor tisol in people withParkinson’s disease. All three levels were reduced, butStegemoller said with the preliminary data the measures didnot reach statistical significance. There were no significantdifferences in happiness or anger after class. However, par-ticipants were less anxious and sad.The research builds upon the team’s previous findingsthat singing is an effective treatment to improverespiratory control and the muscles used for swal-lowing in people with Parkinson’s disease.Researchers said that therapeutic singing has thepotential to provide an accessible and affordable treat-ment option to improve motor symptoms, stress andquality of life for people with Parkinson’s disease.

PEDAL DESKS MAYREDUCE HEALTH RISKS OFSEDENTARY WORKPLACEWASHINGTON: Pedal desks can help sedentary em-ployees achieve their health goals, and lower the riskof diseases linked to physical inactivity, such as obe-sity, diabetes and hear t disease, a study has found.Researchers from the University of MassachusettsAmherst in the US found that pedalling while conduct-ing work tasks improved insulin responses to a testmeal. Insulin levels following the meal were lowerwhen sedentary workers used a pedal desk comparedto a standard desk. In addition, work skills were notdecreased in the pedalling condition.Researchers said that pedal desks “could have thepotential to achieve public and occupational healthgoals in sedentary work environments.” They pointout that physical inactivity and sedentary work envi-ronments have been linked to higher rates of obesity,diabetes and hear t disease through insulin resistanceand other mechanisms.“Instead of approaching the problem by trying tosqueeze intermittent activity into a largely sedentarywork routine, we chose to consider integrating physi-cal activity into the workday,” said Stuar t Chipkin,who led the study published in the journal Medicine &Science in Spor ts & Exercise.

MOST SALMONELLA RESISTANT TO DIFFERENT ANTIBIOTICSWASHINGTON: Majority of the strains of Salmonella — a bacteria that causes foodborne diseases — are resistant to differentclasses of antibiotics, scientists say.Researchers from University of Sao Paulo in Brazil sequenced and investigated the genomes of 90 strains of a specific serovar ofSalmonella enterica known as S Typhimurium.The 90 strains were isolated between 1983 and 2013. They provide a por trait of the epidemiology of salmonellosis in Brazil in the last30 years, coming from all regions of the country and having been collected from patients with foodborne infections or from contami-nated food such as poultry, pork, or lettuce and other vegetables."From humans, we received samples of blood, brain abscesses, and diarrheic faeces," said Amanda Aparecida Seribelli fromUniversity of Sao Paulo.When the action of antibiotics in each of the 90 strains was tested, it was discovered that the vast majority were resistant to differentclasses of antibiotics that are par t of the arsenal of medicine. The study, published in the journal PLOS ONE, also identified 39 genesresponsible for resistance to antibiotics.

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ANOKHI MEDIA HONOURS THE SOUTH ASIAN COMMUNITY FROM AROUND THE WORLD AT A STAR-STUDDED SUMMIT AND MASQUERADE BALL TO COMMEMORATE 15 YEARS OF THE BRAND

The ANOKHI POWER Summit and The ANOKHI POWERBall 2018 rolled out the red carpet to welcome some ofthe world's most renowned South Asian names in theareas of music, business, technology, media, glamourand crusader, at the Sheraton Centre Hotel in the hear t ofDowntown Toronto, on Saturday November 3rd, 2018.The day began with a scrumptious VVIP networkingbuffet breakfast In the Ballroom of Sheraton Hotel, whilethe Ballroom foyer showcased vendor booths by Free-Them, T-Fal, Chef Harminder, Rubicon, The Gupta Group,Cake-Olicious and JB Par ty Halls.The ANOKHI POWER Summit 2018 began with Founder &CEO Raj Girn welcoming the ANOKHI MEDIA team on thestage, and thanking them for their contributions inbuilding the brand. She also spoke about her vision forthe ANOKHI brand, its evolution over the course of 15years, and her decision to bring together all the currentbrand properties into the 'ANOKHI EMPOWER ME'campaign to commemorate the milestone 15 yearanniversary.Charity organization Free-Them's founder and CEOShaeInvidiata spoke on the initiative's dedication toraising awareness and funds to abolish human traffickingin Canada and abroad by par tnering with people,organizations, & businesses to fight human trafficking.ANOKHI Magazine's Editor-In-Chief Hina Ansari talkedabout The ANOKHI POWER List 2018, and the ideabehind 50 time-released profiles over a course of 30days (leading up to the event), celebrating the successstories of South Asians that have made a great impact inthe global environment over the past 15 years.

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THESE ARE THE BEST WAYSTO CUT DOWN ON SUGARDURING THE FESTIVE SEASON

HOW EATING VEGGIES, FISH CAN KEEP YOUR HEART HEALTHY

LOWER HEART DISEASE RISK

‘Your diet should be high infresh vegetables, fish, andseafood in order to keep yourheart at its healthiest.

If you are suffering from high blood pressure, consuming fish, sea-food and a primarily vegetarian diet may help reduce hyper tension-related hear t disease symptoms, a study suggests.Intake of fish, seafood and vegetarian food increases levels of a com-pound called trimethylamine N-oxide (TMAO), known to boost hear thealth, said researchers from the Medical University of Warsaw inPoland. The study showed that low-dose treatment with TMAO re-duced hear t thickening (cardiac fibrosis) and markers of heart failurein an animal model of hyper tension. “Our study provides new evi-dence for a potential beneficial effect of a moderate increase inplasma TMAO on pressure-overloaded hear t,” the researcherssaid.For the study, published in the American Journal of Physiology -Hear t and Circulatory Physiology, researchers analysed the ef -fect of TMAO on rats, which have a genetic tendency to develophigh blood pressure. One group of hyper tensive rats were g ivenlow-dose TMAO supplements in their drinking water, and anothergroup received plain water. They were given the TMAO therapy foreither 12 weeks or 56 weeks and were assessed for heart and kidneydamage as well as high blood pressure.The results showed that TMAO treatment did not affect the develop-

ment of high blood pressure in any of the spontaneously hyper tensiverats. However, condition of the animals given the compound wasbetter than expected, even after more than a year of low-dose TMAOtreatment. In addition, four- to five-fold increase in plasma TMAOdoes not exer t negative effects on the circulatory system. This is incontrast to the previous research that showed TMAO blood plasmalevels -- and hear t disease risk -- rise af ter the consumption of redmeat and eggs, the researchers said.“It seems that a fish-rich and vegetarian diet, is associated with asignificantly higher plasma TMAO than red meat-and egg-rich diets,considered to increase the cardiovascular risk,” the researchers noted.“However, further study is needed to assess the effect of TMAO andTMA on the circulatory system.”

High calorie food in the festive season may be unavoid-able, but you can outsmar t the temptation by indulgingyour sweet tooth with a different and healthier form ofsugar, suggest exper ts.Ce lebr i ty nut r i t ion is t Pooja Makhi ja g ives someshor tcuts:Sugar, not fat: Not all sweets are born equal. Some, likerasgullah, are high on sugar while others like gulab jamunare high in sugar and fat. While it’s best to control sweetsof all kinds, if you must, indulge in only-sweet-baseddesser ts like dark chocolate, plain sandesh, mishti doi,rasgullah, jellies and custards to reduce the impact onyour health post season.There are several options available in the market today- sugar free, gluten free, organic, dry fruit and more. Youcan pick up these desser ts which are based on naturalsweeteners like stevia or use stevia to make yourfavourite desser ts at home - it gives your desser ts a100% sweetness without the calories.Low fat does not mean low calorie: Just because some-thing is low fat, doesn’t mean that it is low calorie. Asweet is a sweet and should be treated as such, un-less it is sweetened with healthier alternative sweet-eners.Dry fruit bears fruit: If you have the option, choosethe offered dry fruit instead - although try and givecashews a miss entirely if you can. Moderate amountsof dry fruit (say, a small handful a day) contains loads ofgood fats and are good for you.Exercise: Step up the workouts this season, becauseyour body will thank you for it in the New Year. Fight theinstinct to stay curled up in the comfor t of your iner tia.Hydrate: With water, that is. And lots of it (about 2-3 litreper day). Your hunger and thirst centres are set veryclose together and sometimes we eat because we’rethirsty. And while we’re here, don’t forget that alcoholadds tons of liquid calories, so a glass of wine once ortwice a week is really the healthiest way to drink yourcalories.If drinking water straight up gets a bit boring, you couldalternatively make some infused water by adding somefruit to it like strawberry or orange with a pinch of anatural sugar substitute.Get your eight hours of sleep: Best for health and weightmanagement, don’t underestimate the power of a goodsleep. It has proven benefits for weight loss and healthmanagement. In other words, you can snooze to lose.Govindrajan, Head, Research and Development, Sugar-Free, says controlling your own environment is vital.

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BRAIN CANCER: THIS DRINK MAKES TUMOURS GLOW

COULD MAKE SURGERY MORE EFFECTIVEA drink containing a compound that makes tumour cells glow has helped surgeons in Britain to

spot and safely remove brain cancer. The research was carried out with patients who hadsuspected glioma, the most common form of brain cancer. Treatment usually involves sur-

gery to remove as much of the cancer as possible, but it can be challenging for surgeons to identifyall of the cancer cells while avoiding healthy brain tissue. In a trial presented at the 2018 NationalCancer Research Institute (NCRI) cancer conference in Glasgow, the researchers said that usingthe fluorescent marker helped surgeons to distinguish the most aggressive cancer cells from otherbrain tissue and they hope this will ultimately improve patient survival. “We wanted to see if usinga fluorescent marker could help surgeons objectively identify high-grade tumour cells during sur-gery, allowing them to remove as much cancer as possible while leaving normal brain tissueintact,” said Kathreena Kurian of the University of Bristol who presented the research.The researchers used a compound called 5-aminolevulinic acid or 5-ALA, which glows pink when alight is shone on it. Previous research had shown that, when consumed, 5-ALA accumulates in fastgrowing cancer cells and this means it can act as a fluorescent marker of high-grade cells. Thestudy involved patients with suspected high-grade gliomas treated at the Royal Liverpool Hospital,Kings College Hospital in London or Addenbrooke’s Hospital in Cambridge, UK. They were agedbetween 23 and 77 years, with an average (median) age of 59 years.Before surgery to remove their brain tumours, each patient was given a drink containing 5-ALA.Surgeons then used operating microscopes to help them look for fluorescent tissue while removingtumours from the patients’ brains. The tissue they removed was sent to the pathology lab wherescientists could confirm the accuracy of the surgeons’ work. A total of 99 patients received the 5- ALA marker and could be assessed for signs of fluorescence. During their operations, surgeons

repor ted seeing fluorescence in 85 patients and 81 of these were subsequently confirmed by pa-thologists to have high-grade disease, one was found to have low-grade disease and three could notbe assessed. In the 14 patients where surgeons did not see any fluorescence, only seven tumours could besubsequently evaluated by pathology but in all these cases, low-grade disease was confirmed. “Neurosurgeonsneed to be able to distinguish tumour tissue from other brain tissue, especially when the tumour contains fastgrowing, high-grade cancer cells,” Colin Watts of the University of Birmingham who led the studysaid. “This is the first prospective trial to show the benefits of using 5-ALA to improve the accuracyof diagnosing high-grade glioma during surgery. These results show that the marker is very good atindicating the presence and location of high-grade cancer cells,” Watts added.

PLANTS TO CLEANSE YOUR HOUSE AIRSNAKE PLANTThis evergreen perennial plant with dense stands makes for a pretty addition to the house. Theplant comes in various sizes that range from 5-6cm talls to about 6 feet tall, and do not requiremuch direct sunlight. Maintaining them is easy and a little amount of water every now and thenkeeps the plant healthy. The plant releases oxygen and is also one that won’t attract insects.Fur thermore, it also reduces the amount of formaldehyde, xylene, and toluene in the air.SILVER KINGAn evergreen perennial herb, Silver King are considered luck bringing plants and grow in lowmaintenance conditions. The plant is efficient in clearing out pollutants from the air and is also apopular choice as it grows beautifully. It is capable of dramatically reducing the levels of benzeneand formaldehyde in the air too.LIPSTICKA variant of the Aglaonema plant family, which even Silver King is a par t of, this one too isconsidered to be a luck bringing plant and is popular as an ornamental gifting plant. The reddishends of the leaves make it a perfect indoor plant and this one too can survive low light conditions.Much like the Silver King, this one too reduces the levels of benzene and formaldehyde in the air.

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DISCOVER NEW TOWNHOMES IN MATTAMYS' HIGHLY SUCCESSFULHAWTHORNE SOUTH VILLAGE SIXTEEN MILE CREEK

Our most awarded master-planned community, Hawthorne SouthVillage Sixteen Mile Creek, offers the essentials of convenientshopping, transportation and highway access, all while living

next to the natural beauty of Sixteen Mile Creek in Milton.Now Mattamyoffers even more oppor tunities to live here with options of affordableCondo Townhomes.Discover all this community has to offer with their Village Homes, RearLane Townhomes and Two-Storey Townhomes. This community caninspire your morning walk, jog, bike ride or dog walk.Mattamy homes offer a variety of architectural styles that will giveindividual identity to streets that are nestled along the pastoral scen-ery of Sixteen Mile Creek.This naturally beautiful community is a further exploration of Mattamy'scommitment to Milton, where more than 15,000 families already en-joy the well-crafted, finely designed homes, in neighbourhoods sur-rounded by the best of the town and the natural beauty of the Escarp-ment.As with all of Hawthorne Village, the delights of downtown Milton areclose at hand. The main street offers that wonder ful and unique lookof historic, small town Ontario. Enjoy a Saturday Farmer's Market thatis well-visited and offers the very best in local goods and produce.You can hike, bike, stroll along an interconnected system of parksand trails, all with the splendour of the Niagara Escarpment. Down-town also has excellent restaurants, live theatre, ar t and music ven-ues. There's a world class recreation facility and the Mattamy NationalCycling Centre, used during the Pan-Am Games. And all of this isavailable with easy access to major highways and GO Transit.The varied selec tion of homes in Hawthorne South Village SixteenMile Creek can be personalized to your family needs by incorpo-rating many of Mattamy's Architect's Choice Options as the homeis being built. And with the Design Studio, you can add all of thepersonal touches that complete your home to your personal taste.Hawthorne South Village Sixteen Mile Creek is wor thy of your con-sideration as a place to live and enjoy.Mattamy Homes is the largest privately-owned homebuilder inNor th America, with 40-year history of operations across theUnited States and Canada. Every year, Mattamy helps 7,000 fami-lies realize their dream of home ownership. In the United States,the company is represented in 10 markets -Charlotte, Raleigh-Durham, Phoenix, Tucson, Jacksonville, Orlando (where its UShead office is located), Tampa, Sarasota, Naples and SoutheastFlorida - and in Canada, those communities stretch across theGreater Toronto Area, as well as in Ottawa, Calgary and Edmonton.Since 1978, they have built more than 90,000 homes across Canadaand the United States. In the GTA, they have the distinction of havingearned an unprecedented 8 BILD Homebuilder of the Year Awards.You'll find the Hawthorne South Village Sixteen Mile Creek Sales Cen-tre at 10180 Der ry Road, Milton. Explore the full variety of styles avail-able in this distinctive community at: mattamyhomes.comTownhomes from $557,990

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HOW HANDLE RISING INTEREST

RATES IN CANADA

This smartphone app can identify heart attacks

PNEUMONIA MAY KILL OVER 1.7 MNCHILDREN IN INDIA BY 2030

NEW YORK: A novel smar tphone app can help determine if you are having the most serious anddeadliest form of hear t attack and could turn out be a valuable tool to save lives, say researchers. TheAliveCor app, administered through a smar tphone with a two-wire attachment, can monitor hear tactivity and determine if someone is having an ST-Elevation Myocardial Infarction (STEMI) -- a hear tattack in which the ar tery is completely blocked.The app has nearly the same accuracy as a standard 12-lead electrocardiogram (ECG), which is usedto diagnose hear t attacks.It can take ECG on the spot, send the results into the cloud where a cardiologist can review and, if aSTEMI is found, tell the person so they can be rushed to the hospital."The sooner you can get the ar tery open, the better the patient is going to do. We found this app maydramatically speed things up and save your life," said J. Brent Muhlestein, lead investigator from theIntermountain Medical Centre Hear t Institute in Salt Lake City in the US.The results were presented at the American Hear t Association's 2018 Scientific Session in Chicago.In the study, 204 patients with chest pain received both a standard 12-lead ECG and an ECG through theAliveCor app.It was able to effectively distinguish STEMI from non-STEMI ECGs accurately with high sensitivitycompared to a traditional 12-lead ECG.While a typical ECG has 12 leads, which improves the accuracy of a diagnosis because hear t attackshappen in different parts of the hear t, the AliveCor app has two wire leads that are moved around thebody in order to record all 12 par ts.Besides speeding up treatment af ter a STEMI heart attack, the app, which is low on cost, can alsomake ECGs accessible in places like third world countries where people have smartphones butexpensive ECG machines are hard to find, the researchers noted. IANS

PEDAL DESKS MAY REDUCE HEALTH RISKSOF SEDENTARY WORKPLACE

WASHINGTON: Pedal desks can help sedentary employees achieve their health goals, and lower therisk of diseases linked to physical inactivity, such as obesity, diabetes and hear t disease, a study hasfound. Researchers from the University of Massachusetts Amherst in the US found that pedallingwhile conducting work tasks improved insulin responses to a test meal.Insulin levels following the meal were lower when sedentary workers used a pedal desk comparedto a standard desk. In addition, work skills were not decreased in the pedalling condition.Researchers said that pedal desks “could have the potential to achieve public and occupa-tional health goals in sedentary work environments.” They point out that physical inactivityand sedentary work environments have been linked to higher rates of obesity, diabetes andhear t disease through insulin resistance and other mechanisms.“Instead of approaching the problem by trying to squeeze intermittent activity into a largelysedentary work routine, we chose to consider integrating physical activity into the work-day,” said Stuar t Chipkin, who led the study published in the journal Medicine & Science inSpor ts & Exercise.Researchers felt that the alternatives now available for office workers—standing desksand treadmill desks—are not feasible to use for whole shifts and may even pose somebarriers, such as standing too long.By contrast, a pedal desk can be used in a seated position at the user’s own pace for aslittle or as much time as the worker chooses.Though there are currently no commercial pedal desks on the market, researchers were able to usea prototype pedal desk.They recruited 12 overweight/obese full-time sedentary office workers, six men and six women, andtested them in two conditions, pedalling at self-selected light-intensity pace for two hours, and work-ing while seated for two hours at a conventional desk.In both conditions, par ticipants per formed computer-based tasks and were tested on mouse profi-ciency, typing speed and accuracy, reading comprehension and concentration/attention.

LONDON: More than 1.7 million children in India are likely to die of pneumonia by 2030, despite theinfection being easily treatable, a global study released on Monday has warned.The study, released on the occasion of the World Pneumonia Day, found that the infectious disease islikely to kill nearly 11 million children under five by 2030.Nigeria, India, Pakistan and the Democratic Republic of Congo (DRC) are likely to bear the highest burdenof deaths, according to the report by UK-based non-profit Save the Children.The repor t also shows that more than four million of these deaths -- over a third -- could be easily aver tedwith concer ted action to improve rates of vaccination, treatment and nutrition.The disease is the biggest infectious killer for children globally, killing more than malaria, diarrhoea andmeasles combined.As many 880,000 children, mostly under the age of two, died from the disease in 2016, the most recentyear for which full data is available.“It beggars belief that close to a million children are dying every year from a disease that we have theknowledge and resources to defeat," said Paul Ronalds, CEO of Save the Children.“There is a vaccine available, and a course of antibiotics costs just 54 cents AUD," Ronalds said."There are no pink ribbons, global summits or marches for pneumonia. But for anyone who cares aboutjustice for children and their access to essential healthcare, this forgotten killer should be the definingcause of our age," he said.The agency's forecasts are based on a model developed by researchers at Johns Hopkins University inthe US called the Lives Saved Tool (LiST).They show nearly 10,865,728 children will die by 2030 on current trends, with the highest burden of deathsin Nigeria (1,730,000), India (1,710,000), Pakistan (706,000), and the Democratic Republic of Congo(635,000). However, scaling up vaccination coverage to 90 per cent of children under the age of five couldsave 610,000 lives; providing cheap antibiotics could save 1.9 million; and ensuring children have goodnutrition could save 2.5 million.If all three overlapping interventions were carried out by 2030, the model suggests a total of 4.1 milliondeaths could be aver ted.The year 2030 is the target date for the Sustainable Development Goals (SDGs), which include an ambi-tious global pledge to 'end preventable child deaths' and achieve Universal Health Coverage.

Well, the borrowers can do much about the rising interest rates in Canada other than just saving moneyand getting prepared to deal with the next hike. When it comes to saving money, it is easy for those whoare not paying any interests on other assets as par t of loans, which again is not the same with everyone.In case you are at the borrower's end it is obvious that you get stress out with the fluctuating rate ofinterests. Do not worry as here are some ways that can help you face the rise in interest rates smoothly.Carr y out a stress-test on your portfolioHere stress test basically means checking your por tfolio to find out whether it can deal with the rise in rateof interests. This can be checked people who are interested in investing in proper ties should focus onfuture rather than paying more attention to the low interest rates that they find currently in the market.If you are on buying end then don't look at the current numbers. Focus on the various rates that areavailable currently in the market. Explore the market to find out different rate of interest.You can also check if your por tfolio can deal with the rise in interest rates to star t paying the increasedpayments right from now.Tr y to set budget that canpay the increased rates. Youcan either pay your mor t-gage in lump sum that willbe equivalent to the amountthat would come out as aresult of increased rates asit will help you be preparedand comfor table payingmore money to the mor t-gage. Else you can reduceother b i l ls and pay in-creased amount as payment for other bills. It will be like budgeting that par ticular payment.You need to be committed in doing budgeting, paying higher amounts etc.Focus on the market conditionsYou may lose your focus especially when your attention is divided among different investment proper ties.Make sure you keep an eye on what is happening in the market and check if the market is beneficial foryou currently or for the future investments.You can just go through newsletters, news that you get from mor tgage brokers. It will help you knowabout the market conditions. It is always better to change your plans as the market conditions changebecause that would be smar t move and you won't end up losing money.Prepare yourself for the rise in rate of interestsTr y to pay off as much debt amount you can pay before there is rise in interest rates. In case the debt youhave to pay off is less make sure you pay it back and get rid of the entire debts at once. This will not onlyreduce your financial burden but will also help you prevent the stress of paying higher loan amounts.Here is how you can prepare yourself for the rising interest rates." Reduce your expenses so that you can save money to pay back your debt." Tr y to make payments for debts that have higher rate of interest so that you will end up payingless money against interest." Tr y to merge the debts having higher interest rates like debts related to credit cards with that ofa loan that has lower rate of interest but maintain the payments to be the same" Tr y not to get the highest mortgage/line of credit that others offer you." Think about how borrowing extra money can restrict your potential to save money to meet yourgoals." Find additional methods that can help you make more money to pay the debts." Also, maintain some funds that can help you in case of emergency that can come unexpectedlyand add to your costs." Make all payments on time to avoid paying extra money as penalty charges." If required, you can go to the bank you have an account with to apply for a loan that is- debtconsolidation plan. In case your loan gets approved then you will get larger instalment amount which canhelp you pay your small debts." Plan a budget and reduce the living costs, household costs as much as possible and you think isan unnecessary expense." If you are not paying your debt, then deposit that money in your account.Talking about the rise in interest rates in Canada it becomes little difficult to deal with the rise without pre-planning. You should plan your financial goals for the future before time runs out. It is always recom-mended that you star t paying some extra money against interest every month to finish paying your debtsquickly. You can make it a practice and see how things work and you will be debt free within less timespan than expected. You should think about your financial situation before you apply for any credit card.You can easily manage things with proper planning and handling money the right way.You can also seek help from financial exper t to know how rising interest rates can influence your financesbefore you take any decision that involves money. The financial exper ts will help you calculate the interestrates based on your loan amount and income so that you can decide whether to go investments or not.The idea is to get a clear idea of how the rising interest rates can change your finances. It is better to planyour future financial goals as this rise in interest rates can affect your goals to a great extent. So, prepareyourself for the rising increased rates so that you do not land up facing financial crisis.Do not ignore the fact that the rising interest rates can affect your overall lifestyle and you need to beprepared for it in advance to help maintain your current lifestyle. Just focus on market conditions andspeak to your financial exper t to give you proper guidance on how to manage your finances. Any help forfinancial problems contact gtacredit.com or call 416 650 1100

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