view maxima product deck slide
TRANSCRIPT
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Welcome to Apollo Munich Health Insurance Co. Ltd.
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Urban Spending in Healthcare will increase due to a variety o actors
Why Health Insurance ?
Factors
Increase in
Liestyle Diseases
Enhanced quality
o Hospitals
Increasing
Auence
Healthcare Spend in India
12902250
To double in next 5 years
Fina
ncialYear09
Fina
ncialYear13
Billion
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How do you ensure you can get the best quality
treatment even i it costs a lot?
Reduce savings- Postpone a dream
Borrow money- Lose dignity
Do nothing- Pray
Compromise- Feel guilty
Take Health Insurance- Protect whats dear to you
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Why Apollo Munich
We know healthcare.
We know insurance.
Over 5000 Experts across
26 locations Worldwide,
Customers rom over 100 Countries
50 Hospitals,
1068 Pharmacies,
8000 Doctors and
Trust o 16 million patients
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Lets Uncomplicate.Not only a positioning but a belie and journey.
We make quality healthcare easy and accessible.
Simple language, clear policies, transparent procedures and
innovative products, making health insurance the way it ought to be.
Philosophy
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Indias First truly Comprehensive Health Insurance Plan
Inpatient Treatment
Annual Health Check Up
Dental & Vision Care
OPD treatment & medicine
Critical illness Rider
Diagnostic Tests
Maxima
We dont just care or the
BIG ILLNESSES,Were or the LITTLE Illnesses too
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Maxima provides an in-patient cover along with hoards o other benefts with
an unique out-patient cover.
Wide In-patient Hospitalisation cover: Maxima oers` 3,00,000 cover
or In-patient hospitalization, pre and post hospitalization, 140 day care
procedures, etc.
Wide Out-patient cover: Flexible out-patient beneft within the OPD sum
insured covering expenses or doctor consultation, pharmacy expenses,
spectacles, contact lenses, health check-up and diagnostic tests.
Cashless Hospitalisation: Cashless hospitalisation can be availed at over
4000 hospitals across 800 cities.
Life Long Renewal benet: 100% lie long renewal beneft with no cover
ceasing age.
Additional Critical Illness cover: Optional additional coverage against 8specifed critical illnesses is also available.
Renewal benets: 10% cumulative bonus on in-patient hospitalization
Sum Insured or every claim ree year and 50% carry orward bonus or
unutilized OPD benefts(except Annual Health Check-up).
Maxima CompleteWhat makes it comprehensive?
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In-patient benefts
1 Member 2 Members 2 Adults +Upto 2 Children
Sum Insured per Policy year `300,000 `300,000 `300,000
a) In-patient Hospitalisation Covered
b) Pre-Hospitalisation 30 days
c) Post-Hospitalisation 60 days
d) Day Care Procedures 140 procedures Covered
e) Domiciliary Treatment Covered
) Daily Cash or choosing Shared Accommodation `500 per day, Maximum`3,000
g) Organ Donor Covered
h) Emergency Ambulance up to`2,000 per hospitalisation
i) Daily Cash or Accompanying an Insured Child `300 per day; Maximum`9,000
j) Maternity Expenses* (Waiting Period 4 years) Normal Delivery-`15,000;
Caesarean Delivery-`25, 000 (Including Pre/Post Natal
limit o`1,500 and inant baby limit o`2,000)
k) Newborn baby cover Optional
Optional Beneft
Critical Illness* (Oered on Individual basis) `300,000
* Benefts do not dip into In-patient Sum Insured
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Out-patient benefts
1 Member 2 Members 2 Adults +
Upto 2 Children
a) Doctor consultations* 4 consultations 6 consultations 8 consultations
b) Diagnostic tests#
c) Pharmacy# `5,000 `5,500 `7,000
d) Dental treatment#
e) Spectacles, Contact lenses#
) Annual Health Check-up within 1 Entitlement 2 Entitlement 2 Entitlement
specifed Network** Certifcate Certifcates Certifcates
*The reimbursement against non-network out-patient consultation is restricted up to
lower o actual expenses or`400
#The reimbursement against Diagnostic tests, OPD Dental treatment, Spectacles, Contact
lenses outside Apollo Munich network is restricted upto lower o actual expenses or the
Sum Insured mentioned herein.**Health check-up is available only within the specifed network and not available on
reimbursement basis.
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30 days waiting period: For the irst 30 days o your policy we would provide cover only or medicalexpenses arising out o accidental emergency conditions.
2 years disease specific waiting period: For speciic diseases like cataract, hernia, hysterectomy,joint replacement, hydrocele etc your claims would be payable only ater you have completed 2 consecu-
tive years as our insured customer.
Pre-existing disease: In case you have any existing condition, please remember to declare all suchmedical conditions at the time o taking the policy. Pre-existing diseases, except or any medical condition
/ disease or which we have applied speciic exclusion, shall be covered rom 4th year o the policy i the
proposal is accepted and policy is issued to You.
Apollo Munich would not provide cover or...
Expenses arising out of medical conditions like HIV, AIDS & related disease.
Expenses arising out of medical conditions pertaining to internal & external congenital diseases.
Non-allopathic treatments.
Expenses for artificial limb and external devices.
Expenses for Cosmetic treatment or items of personal comfort and convenience.
Please reer to the policy wording or the comprehensive set o exclusions
Remember
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Oerings Apollo Munich Majority o others
Lie Long Policy Renewal-
Cover rom Cradle to GraveYES Oer cover around 75 years only
No Sub-limits on Room Rent-
No need to compromise on acilities
when it comes to healthcare
Oered Limit o room rent up to 1% o the
sum insured
Portability o Benefts-Carry orward o benefts rom exist-
ing Health Insurance Policy
Oered Not oered resulting in loss o ac-crued benefts
Outpatient benefts Oered Most Insurers dont oer
Additional Cover or Critical Illness Oered as optional rider beneft with
core inpatient oering
Others oer as a separate product
New Born & Maternity Benefts Oeredwith a waiting period
Most Insurers dont oer
Health Line Support
or any time medical assistance
Oered Most Insurers dont oer
Annual Health Check-up Oered Most Insurers dont oer
What We OFFER & Others DONT
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2 Adults between the
age o 18 45 years
1 Adults between the
age o 18 45 years
MAXIMA Premium (Incl. Taxes) `15,216
Tax Beneft U/S 80D^ `4,635
OPD Entitlement Certifcates `10,100Eective Inpatient Premium `480
MAXIMA Premium (Incl. Taxes) `21,105
Tax Beneft U/S 80D^ `4,635
OPD Entitlement Certifcates `14,900Eective Inpatient Premium `1570
Maxima mathsWhat makes it a steal.
Its like money coming back to you along withhealth Insurance cover o`3,00,000.
^Indicative fgures. Consult your Tax Advisor or applicable
benefts. Tax benefts are subject to changes in Tax Laws.
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Commitment
Policy Issuance:
Over 93% o the policies are issued within 7 working days while
83% o the times the policy is issued within 3 working days.
Cashless Authorization:
Over 90% o the times, the cashless authorization is done within
2 hours o claim intimation.
Claim Settlement:
Over 95% o the claims are settled within 30 days with average
claims settlement duration o 15 days or clear cases.
Customer Satisfaction:
We keep a track o our customer satisaction level where on
average 85% o our customers are satisfed and advocate or us.
Our customer comes frst
Policy
Issuance:
Cashless
Services:
Customer
Satisfaction:
4000 Hospitals, 800 Cities. Cashless Treatment
Renewal Rate:
Over 80% o our existing customers renew their policy everyyear.
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Ours is an uncomplicatedsuccess story.Three o our plans have received a 5 star rating rom Economic Times Wealth.Making Apollo Munich Health Insurance plans among the best in the category.Taking care o your health has been good or us.
Ours is an uncomplicatedsuccess story.Three o our plans have received a 5 star rating rom Economic Times Wealth.Making Apollo Munich Health Insurance plans among the best in the category.Taking care o your health has been good or us.
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suranceisthesubjectmatterofsolicitation
Apollo Munich Health Insurance Company Limited
10th Floor, Tower-B, Building No: 10, DLF Cyber City,
DLF City Phase -II, Gurgaon 122002, Haryana,
Visit to our
39branch ofces across India
Our Ofces are present
in all major cities which
include HYDERABAD,
CHENNAI, KOLKATA,
BANGALORE,MUMBAI, DELHI,
PUNE, AHMEDABAD,
JAIPUR, CHANDIGARH,
LUCKNOW and COCHIN
HowtoBuy
Contact us on our Toll ree Number
1800-103-0555
apollomunichinsurance.com Internet connectivity required
Branch Locator
http://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/health-insurance-offices.aspxhttp://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/http://www.apollomunichinsurance.com/